[HN Gopher] The physics of financial networks
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       The physics of financial networks
        
       Author : Anon84
       Score  : 123 points
       Date   : 2021-06-10 11:40 UTC (11 hours ago)
        
 (HTM) web link (arxiv.org)
 (TXT) w3m dump (arxiv.org)
        
       | bernardv wrote:
       | Not again. Econophysics tried hard 15/20 years ago but really
       | made no substantial contribution to our understanding of markets.
        
         | paulpauper wrote:
         | Eric weinstein has tried to apply physics concepts to economics
         | , such as gauge theory. I dunno if he succeeded. I remember it
         | generated at the time a lot of hype
        
         | 0xBABAD00C wrote:
         | Seems like a strange sentiment, evaluating a modeling approach
         | based on historical analogies vs its own merits. If we're
         | playing the historical analogies game, people were saying "not
         | again" about Neural Networks up until mid/late 2000s.
        
       | streamofdigits wrote:
       | preprint version [available
       | here](https://arxiv.org/abs/2103.05623)
        
         | dang wrote:
         | Ok, we've changed to arxiv.org from
         | https://www.nature.com/articles/s42254-021-00322-5, which is
         | hardwalled. Thanks!
        
       | mistrial9 wrote:
       | from the top of the paper:
       | 
       | "As the total value of the global financial market has vastly
       | outgrown the value of the real economy, financial institutions on
       | this planet have created a web of interactions whose size and
       | topology calls for a quantitative analysis by means of Complex
       | Networks."
       | 
       | refer to _Capital in the Twenty-First Century_ :
       | 
       | "The book's central thesis is that when the rate of return on
       | capital (r) is greater than the rate of economic growth (g) over
       | the long term, the result is concentration of wealth, and this
       | unequal distribution of wealth causes social and economic
       | instability."
       | 
       | regarding models, in a conclusion of Nature paper:
       | 
       | "Differently from other networks, here nodes have some ability to
       | anticipate the future, including the future structure of the
       | network and try to take advantage of it. Although in reality such
       | ability is much more limited than what models in mainstream
       | economics postulate, it represents a circularity in the model
       | that is difficult to treat with analytical or statistical tools.
       | "
       | 
       | so, participants use models and apply them to change behavior,
       | making the system harder to model (!)
        
         | ludamad wrote:
         | "so, participants use models and apply them to change behavior,
         | making the system harder to model (!)"
         | 
         | I am ignorant here, but isn't this property true of iterated
         | prisoner dilemma situations? Is game theory not an adequate
         | model here?
        
       | dredmorbius wrote:
       | Hard paywall.
        
         | dredmorbius wrote:
         | Arxiv / preprints available:
         | 
         | https://news.ycombinator.com/item?id=27460258
        
           | dang wrote:
           | Changed now. Thanks!
        
       | chirau wrote:
       | The full paper is here
       | 
       | https://arxiv.org/pdf/2103.05623.pdf
        
         | dang wrote:
         | Ok, we've changed to arxiv.org from
         | https://www.nature.com/articles/s42254-021-00322-5, which is
         | hardwalled. Thanks!
        
       | mooneater wrote:
       | Was hoping to find out who the next LTCM or Bear Stearns is.
        
       | anthony_r wrote:
       | > _" As the total value of the global financial market outgrew
       | the value of the real economy"_ - the first sentence
       | 
       | What the hell is this supposed to mean? What is "value" here, can
       | financial markets conjure more houses, crops or datacenter
       | capacity? Or does it mean that "market prices of securities" have
       | outpaced the "market prices of" .. "the real thing"? Like,
       | seriously, what?
        
         | T-A wrote:
         | Suppose you have some expectation about the closing value of
         | the S&P500 in a month's time. You can bet on it using a variety
         | of financial instruments, e.g. options and futures.
         | 
         | How much you bet is up to you and your counterparty; the amount
         | is not in any way constrained by the actual value of the
         | companies in the S&P500.
         | 
         | And that's how the size of the derivatives market can look like
         | this when compared to the stock market:
         | 
         | https://www.visualcapitalist.com/all-of-the-worlds-money-and...
        
         | mrh0057 wrote:
         | A fancy way of saying an equities bubble.
        
           | mrh0057 wrote:
           | I guess I have to explain. The reason it's a definition of a
           | bubble is due to compounding. If the economy is growing at 1
           | to 3% while equities are going up 7 to 10% a year they
           | diverge slowly at first but the divergence is exponential.
           | What ends up happening it takes far more debt to sustain this
           | bubble. Interest have to keep doing down so the payments stay
           | relatively the same but at some point rates can't go lower or
           | a shock causing the ability to pay goes away. Then the bubble
           | pops causing a liquidity problem(2008, March 2020) causing a
           | massive sale off of the most liquid assets. So far the
           | governments of the world have been transferring the
           | liabilities of the most toxic liabilities from banks, pension
           | funds, etc to the Central banks. It is an asset swap and
           | doesn't inflate the money supply directly but what it does do
           | is tell banks lend all you want if you blow yourself up we
           | will bail you out. This further inflates the debt bubble
           | since banks now believe the fed has backstopped their loans
           | there by limiting downside risks. This money being created
           | has to go some where so it goes into asset purchases. Then
           | you have margin and loans based on the assets further
           | inflating then bubble. This creates a feedback loop since the
           | increase in the asset prices increases the amount of money
           | available to borrow which is often used to buy other assets
           | further increasing the price.
        
           | anthony_r wrote:
           | Yup, it's literally just "being bearish". If you want to see
           | people "being bearish" or "being bullish" just flip on the
           | CNBC or something and listen.
           | 
           | You either claim that the interest rate (or various risk
           | premia) are too low, or that the estimates of future profits
           | (for whatever reason, higher COGS, higher cost of labor,
           | higher taxes, under-measured depreciation and higher capex,
           | natural calamities, lower GDP and thus lower revenues, or
           | really any other reason) are too high.
        
         | dangerlibrary wrote:
         | Yes.
         | 
         | The market prices of securities, and (critically) the returns
         | on those securities, are now higher than the book value and
         | returns of the cash invested in companies whose shares back
         | those securities.
        
           | anthony_r wrote:
           | The market value of stocks and corporate bonds is pretty much
           | always larger than the book value of the underlying
           | companies. If this is not the case you've found yourself in a
           | 1931-type of a bargain.
           | 
           | The delta between the book value and the securities pricing
           | is the estimated future profits. Now how exactly did you
           | arrive at the conclusion that the future profits estimation
           | is too high?
        
             | bordercases wrote:
             | How did you arrive at the conclusion that your estimates
             | were correct in the first place? That argument cuts both
             | ways.
        
               | [deleted]
        
             | dangerlibrary wrote:
             | I didn't come to that conclusion, and you are ignoring the
             | part of my comment pointing out that the critical switch is
             | that the _returns_ on securities now exceed _returns_ on
             | actual businesses.
             | 
             | But, since we're now talking about overvalued securities:
             | 
             | https://www.npr.org/2021/05/05/993754418/planet-money-
             | the-10...
        
               | [deleted]
        
       | alimw wrote:
       | These guys' models can have multiple solutions. To me, that would
       | indicate a problem with the model. But they are happy enough just
       | to select the most optimistic solution.
        
         | teorema wrote:
         | I have to read the paper thoroughly but I've come to the
         | opinion that multiple solutions aren't in of themselves a
         | problem if they are incorporated into inferences. A lot of
         | Bayesian inference can be thought of as involving solution
         | spaces, for instance, where you're assigning a probability to
         | each solution.
         | 
         | Not disagreeing with you, just wondering out loud if it could
         | be revisited with other methods.
        
         | epistasis wrote:
         | I don't do financial modeling, but in all other areas of
         | modeling it's definitely the case that there are many different
         | "solutions" by which I'm guessing you mean local optima.
         | 
         | Having multiple solutions is somewhat equivalent to having
         | different states of matter in physics. And economies definitely
         | have very different modes, or states, that we call recessions
         | or booms. Being able to have these sorts of local optima would
         | seem to be necessary foe any model of an economy.
         | 
         | But I may not be understanding you, because we are using the
         | same words in different ways...
        
           | carlob wrote:
           | I took a class of econophysics in grad school and one of the
           | models with studied was a very simple generational model to
           | explain inflation. It was originally discarded because it had
           | an unrealistic solution with very high inflation, however it
           | turned out to be a very good model for how hyperinflation can
           | arise with a relatively small change in parameters. This was
           | made particularly poignant given that the professor was
           | Argentinian.
        
           | alimw wrote:
           | This turns out to be a review paper by the same authors which
           | only mentions the model I wanted to criticise. It's unlikely
           | that one of the original papers will ever turn up on HN
           | though! I was surprised to see this.
           | 
           | As I recall they began by adopting a structural model for
           | debt valuation that assumes no dependence on any external
           | assets other than the debtor's. Then they reintroduce full
           | n-dimensional dependence through a different mechanism they
           | made up to try and force the 1-dimensional solutions into a
           | state of consistency. It's a bit of a mess.
           | 
           | Actually you're right. The presence of multiple solutions is
           | not in itself enough to make me hate the model. The analogy
           | relating different economic regimes to different phases of
           | matter is potentially a good one.
        
         | XnoiVeX wrote:
         | As statistician George Box said, "All models are wrong, but
         | some are useful"
        
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