Post Alcp7Wle6CWLsEWMU4 by mer@shrine.moe
(DIR) More posts by mer@shrine.moe
(DIR) Post #AlcceffqhtRPeIHdOy by kaia@brotka.st
2024-09-03T09:23:34.439407Z
4 likes, 1 repeats
apparently there was an "infinite money glitch" fraud graze that will get many people into prison?maybe I should run a for-profit prison :brain6:
(DIR) Post #AlccmxOahb2uvcA6rY by sun@shitposter.world
2024-09-03T09:25:11.674841Z
4 likes, 1 repeats
@kaia this is the second time in the last couple years that this has happened. Last time it was a cashapp glitch.This seems to select for people so dumb they don't think they'll have to pay it back.
(DIR) Post #AlcczuitwvQAP8qAVM by kaia@brotka.st
2024-09-03T09:27:25.960443Z
2 likes, 0 repeats
@sun paying it back wouldn't be too bad, but that's a felony.
(DIR) Post #Alcd0SyKc3xwcqJyHA by zappes@mastodon.online
2024-09-03T09:26:18Z
1 likes, 0 repeats
@kaia The amount of stupidity is mindboggling, even when considering that this was in the USA.
(DIR) Post #Alcd3oZikXryUkPFnE by Nudhul@shitposter.world
2024-09-03T09:28:14.428928Z
1 likes, 1 repeats
@sun @kaia as if the people exploiting this have anything worth reposessing. they all live in government housing and eat with ebt cards.
(DIR) Post #Alcd6fUWylt9BuL6mG by lain@lain.com
2024-09-03T09:28:44.435679Z
3 likes, 1 repeats
@sun @kaia the highest levels of government and finance have taught them that money "isn't real", so i can see where they are coming from
(DIR) Post #AlcdJE0KUFb9hpCUM4 by asa@shitposter.world
2024-09-03T09:31:01.667038Z
0 likes, 1 repeats
@sun @kaia > IndiaWe are not gonna make it
(DIR) Post #AlcdSFTkNGHGswGNJg by thatguyoverthere@shitposter.world
2024-09-03T09:32:39.456532Z
0 likes, 1 repeats
@kaia use the glitch to get the seed money :brain13:
(DIR) Post #Alcdf6iWGGepTYIvUe by sun@shitposter.world
2024-09-03T09:34:58.920801Z
1 likes, 1 repeats
@arcana @kaia I just wonder if it's worth putting all these people into jail. They deserve to be punished but
(DIR) Post #Alcdkw64ex00H96KpM by kaia@brotka.st
2024-09-03T09:35:56.927697Z
0 likes, 0 repeats
@sun @arcana imagine how much it costs the tax payer to prosecute and jail these people :tanya_sigh:
(DIR) Post #Alcduepbhv7Rch2CNU by sun@shitposter.world
2024-09-03T09:37:47.228856Z
1 likes, 1 repeats
@kaia Probably should prosecute just so there isn't the moral challenge of selective punishment. If you start adding up how much things cost then you might wonder if they cost more to society not locked up.
(DIR) Post #Alce3lxyY6WgMGIMMa by lucy@netzsphaere.xyz
2024-09-03T09:39:15.859402Z
0 likes, 0 repeats
@sun @kaia @arcana > they deserve to be punishedwhy?
(DIR) Post #AlceMueWThGCnfK5L6 by lucy@netzsphaere.xyz
2024-09-03T09:42:53.503309Z
0 likes, 0 repeats
@naaksit @kaia @arcana @sun i don't think fraud is inherently bad.
(DIR) Post #AlceR8CE46Ijxm6Bbk by sun@shitposter.world
2024-09-03T09:43:39.363199Z
1 likes, 1 repeats
@lucy @kaia @arcana @naaksit I don't really care about Chase Bank but I think society has an interest in discouraging it in general.
(DIR) Post #AlceSfKKN6EH0PcUvQ by mer@shrine.moe
2024-09-03T09:43:55.975702Z
0 likes, 0 repeats
@sun @kaia there isn't really any prosecution to be had, this may not even be check fraud, just (bad) check kitingso the only problem is the negative balance which will put them in debt and sucks but debt doesn't automatically put you in jail
(DIR) Post #AlceatOByKLyw5Lmkq by mer@shrine.moe
2024-09-03T09:45:16.607943Z
2 likes, 0 repeats
@sun @kaia @arcana @naaksit @lucy in discouraging what? bad financial literacy? because the way to fix that is more money to public schools, not punitive reprisal
(DIR) Post #AlcekonHuaqla0p0kq by sun@shitposter.world
2024-09-03T09:47:12.949981Z
1 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy these people weren't check kiting, they thought they were getting free money from a glitch in banking software.
(DIR) Post #AlcerBUqPvnbjCEMLY by lain@lain.com
2024-09-03T09:48:21.926506Z
1 likes, 1 repeats
@lucy @kaia @arcana @naaksit @sun retarded post
(DIR) Post #AlcfBge0JvKe7fI7aC by lucy@netzsphaere.xyz
2024-09-03T09:52:02.897101Z
0 likes, 0 repeats
@naaksit @kaia @arcana @sun gay sex
(DIR) Post #AlcfDoOIUPCSjAxRQW by sun@shitposter.world
2024-09-03T09:52:27.185311Z
0 likes, 1 repeats
@naaksit @kaia @arcana @lucy If we were talking about say, Bank of America, I would be okay with scamming them because Bank of America steals money from customers.
(DIR) Post #AlcfE0fOqe0inh3Gka by phnt@fluffytail.org
2024-09-03T09:52:28.757969Z
1 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy @sun More money to public schools only works if the quality also increases (usually not the case). Otherwise you get the Czech public school problem where teachers demand 15% pay increase every year and go on strike if that isn't approved while the overall quality decreases dramatically.
(DIR) Post #AlcfFwksMXh1FQXKwi by mer@shrine.moe
2024-09-03T09:52:50.398772Z
0 likes, 0 repeats
@sun @kaia @arcana @naaksit @lucy >write yourself a check>deposit it>use credit balance before the check debit hits your accountit's the definition of check kiting, yes they end up with a debit balance but they haven't defrauded anyone, they just withdrew money with extra steps
(DIR) Post #AlcfNLJnR3lHSMOgxk by lucy@netzsphaere.xyz
2024-09-03T09:54:09.967783Z
0 likes, 0 repeats
@naaksit @kaia @arcana @sun no u
(DIR) Post #AlcfT6SfaNyz7GIJrE by sun@shitposter.world
2024-09-03T09:55:13.325339Z
0 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy okay so it is check kiting, but they didn't realize it was check kiting, they thought it was just stealing money without getting caught. both are fraud though
(DIR) Post #AlcfTPT0vKY03pbMX2 by iceloops@shitposter.world
2024-09-03T09:55:16.689798Z
0 likes, 1 repeats
@sun @naaksit @arcana @kaia @lucy yes this and I feel like bank is a joke
(DIR) Post #AlcfdontZpUxXNKe80 by mer@shrine.moe
2024-09-03T09:57:08.916182Z
0 likes, 0 repeats
@sun @kaia @arcana @naaksit @lucy check kiting is defrauding the person you are writing a check to (check without provision), so you're not comitting fraud by doing that, again it's just a stupid and extra steps way to overdraw your account which has its own ways to ruin your life, there is neither legal nor moral ground to upgrade it to fraud charges
(DIR) Post #AlcfiWFG0NIBQVN6g4 by sun@shitposter.world
2024-09-03T09:58:00.328954Z
0 likes, 1 repeats
@arcana @kaia @naaksit @lucy predatory fee and fine structures.
(DIR) Post #AlcfnILt5QTRmmka6i by sun@shitposter.world
2024-09-03T09:58:52.129125Z
1 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy it is fraud in the united states and many of the people withdrew so much money that it was clear they were not and could not pay it back.
(DIR) Post #Alcfydyr0qM03DO7we by lucy@netzsphaere.xyz
2024-09-03T10:00:54.010020Z
0 likes, 0 repeats
@sun @kaia @arcana @naaksit @mer that money is peanuts to banks but could determine life or death to people
(DIR) Post #Alcg2Kaf2y4N4UpXWq by sun@shitposter.world
2024-09-03T10:01:35.171507Z
0 likes, 1 repeats
@arcana @kaia @naaksit @lucy @mer the reason it's fraud is that the check you wrote initially, you don't have the money for it.
(DIR) Post #Alcg8TgW9A8b0zV63M by asa@shitposter.world
2024-09-03T10:02:41.909094Z
1 likes, 1 repeats
@sun @mer @arcana @kaia @lucy @naaksit just move to a country that doesn’t cooperate with American banks, EZ
(DIR) Post #AlcgFt9RrR0e1dZBNA by sun@shitposter.world
2024-09-03T10:04:02.205107Z
1 likes, 1 repeats
@arcana @kaia @lucy @mer @naaksit Okay I checked closer and depending on the US state, intent to pay back is factored into if it is a misdemeanor or a felony.
(DIR) Post #AlcgSyByQluZQJz9P6 by mer@shrine.moe
2024-09-03T10:06:22.759371Z
0 likes, 0 repeats
@sun @kaia @arcana @naaksit @lucy it *can* be fraud, that depends on the details of the operation and the class of infraction depends tooagain, when there is not a pattern behind it and there's underlying financial illiteracy (which all those people have a valid claim to) what it's probably going to amount to is overdraft and bad check fees, something that's defined in the bank's statutes and that people will often get stuck with without even doing check fraud because people who aren't in a scarcity mindset sometimes just overdraft
(DIR) Post #AlcgUt9c8JjQNSnRkO by phnt@fluffytail.org
2024-09-03T10:06:44.133337Z
1 likes, 1 repeats
@arcana @kaia @naaksit @lucy @sun @mer Basic financial literacy taught in schools could have mitigated this, because these people would realize that infinite money isn't a thing without severe repercussions.
(DIR) Post #AlcgdYuImR9aBlloZc by sun@shitposter.world
2024-09-03T10:08:18.862653Z
3 likes, 1 repeats
@phnt @kaia @arcana @naaksit @lucy @mer taking advantage of a "bank glitch" is 100% intent to defraud.
(DIR) Post #AlcgkKmhgadGPpRg2a by mer@shrine.moe
2024-09-03T10:09:31.641487Z
0 likes, 0 repeats
@phnt @kaia @arcana @naaksit @lucy @sun do they get the 15% every year or is that a demand to catch up to inflation after years of the pay not being indexed on inflation?also regardless of pay, do they have stable amounts of teachers or is the system reducing the amounts every year and asking them to teach more and more kids?
(DIR) Post #AlcgrHKwu1WXkYm67M by mer@shrine.moe
2024-09-03T10:10:47.066987Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun classist knee-jerk reaction without any basis in reality tbh
(DIR) Post #Alcgzqlv2XblxyTdNQ by mer@shrine.moe
2024-09-03T10:12:20.259505Z
0 likes, 0 repeats
@sun @kaia @arcana @naaksit @phnt @lucy that's a very shaky claim to mens rea when you look at half the arbitrage schemes that are 100% legal and not fraud
(DIR) Post #Alch53w1Wmc0EqglTE by phnt@fluffytail.org
2024-09-03T10:13:16.432296Z
1 likes, 1 repeats
@sun @kaia @arcana @naaksit @lucy @mer Yeah it is. It's just that financial literacy could have prevent people from thinking about trying this. That there's no point in trying this. It's fraud in one of the simplest forms imaginable.
(DIR) Post #Alcj2rWctZYx50t7Me by phnt@fluffytail.org
2024-09-03T10:35:17.056153Z
1 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy @sun They already must have above average (not median) salaries (I think it's +10%) that increases every year required by law. That is not enough for them and they demand usually around 15% more every year.The number of kids in classrooms has decreased by ~10 in ~12 years. There are not enough teachers, because many quit few years after dealing with extremely bratty kids while having zero options of dealing with them in any way. Parents of those kids obviously don't care about their kids behavior. Physical punishments have been banned decades ago and other forms of punishments are no longer effective.And in classes where there aren't problematic kids, the quality has also decreased because teachers fear that giving bad grades to kids will harm them and get their parents angry. It used to be that every mistake I made in most test/exams would drop the grade by one excluding quarterly exams that were graded differently. Now it takes 3-4 mistakes to lower the grade. And it's already noticeable in public. Teenagers can barely do basic multiplication/division and have very little understanding of their first language.
(DIR) Post #AlcjHA28sXDaXKRnUm by phnt@fluffytail.org
2024-09-03T10:37:50.689922Z
0 likes, 1 repeats
@arcana @kaia @naaksit @lucy @sun @mer I watched like one video related to this, because I can't handle TikTok videos. It physically hurts.If it's that bad, then I don't see other options than making examples of these people in court.
(DIR) Post #Alcp7Wle6CWLsEWMU4 by mer@shrine.moe
2024-09-03T11:43:20.291077Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun sorry for the delay, had to work:no we're not saying what's wrong with fraud, we're explaining to your thick head that check without provision is different than check kiting and while both are technically fraud, the first one usually doesn't incur any legal consequence, the sole consequences being incident fees and overdraftif your argument is "we need dissuasive punishment" then there it is, it's baked into the system, you don't even have to wait for the happer to drop the computer is going to do it automaticallyasking to upgrade that to check kiting fraud is not even in the bank's interest, someone with that kind of poor financial literacy will already go into debt spiral with the incident and overdraft fees and end up being a debt asset (income) for the bank, to slap them with additional debt with a legal claim risks putting the people in prison, where they will go into debt to the prison and dilute the value of the debt to the bankso no, there's no reason to argue for additional penalties and to do so shows a lack of both financial literacy but also legal and social
(DIR) Post #AlcpWsSsZ9Z2PFpZTs by mer@shrine.moe
2024-09-03T11:47:55.258039Z
0 likes, 0 repeats
@phnt @kaia @arcana @naaksit @lucy @sun They already must have above average (not median) salaries. That's expected since it's qualified work.>The number of kids in classrooms has decreased by ~10 in ~12 years.>There are not enough teachers, because many quit few years after dealing with extremely bratty kids while having zero options of dealing with them in any way.that doesn't track, one of these is falseanyways, I'm seeing similarities with the usual whining about teachers we also have here which I know for a fact is mostly lies since I have many teacher direct contacts
(DIR) Post #AlcpebLg5TPvdd95G4 by mer@shrine.moe
2024-09-03T11:49:20.572800Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun and they will? what the fuck do you think incident and overdraft fees are? do you think the bank just relies on suing you when bad checks happen? you're part of the people who needs more financial literacy lmao
(DIR) Post #Alcq1A6pWrnlohxTqS by mer@shrine.moe
2024-09-03T11:53:25.130892Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun >a lot of those people won’t simply be able to pay those fees and many seemed unemployedsubstantiate your claims or fuck off
(DIR) Post #AlcqUvjxW6MrwLSHU8 by mer@shrine.moe
2024-09-03T11:58:47.731008Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun >they seemed poor so fuck themand there's the classism, how about you stop deep throating that boot, the bank is going to get it's money anyway it's a fucking bank, it doesn't need you simping for it
(DIR) Post #Alcqp8mmiu8gBxPjLk by phnt@fluffytail.org
2024-09-03T12:02:26.523596Z
0 likes, 1 repeats
@mer @kaia @arcana @naaksit @lucy @sun What a quick whey to get out of a discussion. Declare arguments as lies and be done with it.
(DIR) Post #AlcrbSIDV3rGak9ceW by mer@shrine.moe
2024-09-03T12:11:11.328831Z
0 likes, 0 repeats
@phnt @kaia @arcana @naaksit @lucy @sun I pointed out one argument as being in bad faith and another as not being logical, but sure
(DIR) Post #AlcrkTrJ2z4g3Rs2SG by mer@shrine.moe
2024-09-03T12:12:48.791784Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun what you believe doesn't matter, you don't have a real opinion, you are regurgitating pop interpretations of malthusianism that were fed to you by influencers trying to sell you herbal supplements
(DIR) Post #AlcrqEvZTRbpU3bzAO by p@raru.re
2024-09-03T11:16:33Z
1 likes, 0 repeats
Fiat go brrrr@lain@kaia @sun
(DIR) Post #AlcsGKksQiRT5R3I8G by mer@shrine.moe
2024-09-03T12:18:32.731004Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun you have neither observations nor history, go listen to your pundit and buy his merch, it will make you feel better
(DIR) Post #Alcsho9vDNMu6Grq6a by mer@shrine.moe
2024-09-03T12:23:31.507453Z
0 likes, 0 repeats
@arcana @kaia @naaksit @phnt @lucy @sun you have failed to engage with arguments when they were presented to you and responded with emotional knee-jerksI am uninterested in the information regime that made you this dull, stop trying to justify yourself
(DIR) Post #AlctFImKORc2cYnpBo by piggo@piggo.space
2024-09-03T09:29:26.529153Z
0 likes, 0 repeats
@kaia @sun as someone who never saw a check outside a very old movie, i just dont get it
(DIR) Post #AlctFJGSaPiQ80tt9k by Paradox@raru.re
2024-09-03T12:29:30Z
0 likes, 0 repeats
@piggo @kaia @sun Don't get what part? I'm assuming you know what a check does?
(DIR) Post #AlcufUGqO7PzkM7tGS by moth_ball@shitposter.world
2024-09-03T12:45:31.833470Z
0 likes, 1 repeats
@kaia You can judge a person's stupidity by the strength of his belief in easy money
(DIR) Post #Ald0sfjFhIoYm05HYe by piggo@piggo.space
2024-09-03T13:11:32.531733Z
0 likes, 0 repeats
@Paradox @kaia @sun it's a paper you'd use in cowboy movies instead of a banknote. but i don't understand how this fraud works, or why cheques are even still in use in america
(DIR) Post #Ald0sgYIdVeDKJy37o by Paradox@raru.re
2024-09-03T13:45:22Z
0 likes, 0 repeats
@piggo @kaia @sun Basically you make a check to yourself for a gazillion dollars and hope that the bank software doesn't understand how to deal with that and just gives you free money.They're sometimes used for security reasons if someone doesn't trust a money app (business, government, stuff like that). Or because technical issues.
(DIR) Post #Ald9Rrlnihext2ZLuq by grey@poa.st
2024-09-03T15:31:08.899126Z
1 likes, 1 repeats
@kaia niggers?
(DIR) Post #Ald9aXglkbIyDELvlY by stoner713@poa.st
2024-09-03T15:32:43.035891Z
0 likes, 1 repeats
@grey @kaia yep, niggeRs
(DIR) Post #AleKOt7rW37fsQd9pQ by nicholas@aklp.club
2024-09-04T05:08:34.012206Z
1 likes, 0 repeats
more money to public schoolsTalk about an infinite money glitch 🙄
(DIR) Post #AleWSgh0smK7vOeNuq by mer@shrine.moe
2024-09-04T07:23:42.039630Z
0 likes, 0 repeats
@nicholas @kaia @arcana @naaksit @lucy @sun presented without comment