Post AXuLEZUuRq4JbO2Yeu by Bunnyslope@noagendasocial.com
(DIR) More posts by Bunnyslope@noagendasocial.com
(DIR) Post #AXte2N9KEhzHnisgm8 by DataDrivenMD@fedified.com
2023-07-20T19:18:17Z
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Folks still spending too much time worrying about how Meta *might* monetize the Fediverse and not enough time figuring out how to make the Fediverse financially sustainable. Is the "plan" to live off donations forever? Is it to *hope* that everyone self-hosts? If so, how are they supposed to gain that knowledge, and how are systemic inequities factored into this "plan"?Or is the "plan" to tone-police everyone onto managed hosts that obfuscate capitalism behind a virtuous layer of abstraction?
(DIR) Post #AXte2O9MW3bwu7uETI by wjmaggos@liberal.city
2023-07-20T20:19:43Z
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@DataDrivenMD the future is most software and media supported by donations. a new cultural perspective. but we have to get the big companies moved out of their middleman position to make it cool and sustainable.
(DIR) Post #AXte2S7jk2ghEFAzUe by DataDrivenMD@fedified.com
2023-07-20T19:36:21Z
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Pointing to email or podcasts as a counterpoint isn't the compelling argument the folks in my mentions seem to think it is.
(DIR) Post #AXtfblaNTTIhg7yYE4 by DataDrivenMD@fedified.com
2023-07-20T20:37:19Z
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@wjmaggos I hear this a lot but this is a vision statement, not a plan. What are the concrete steps to achieve this vision and who's leading the way? Who is communicating the vision and securing stakeholder buy-in?
(DIR) Post #AXthWBwYlPX3b2ow7s by wjmaggos@liberal.city
2023-07-20T20:58:42Z
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@DataDrivenMD yes, I wish I had all that. who else is saying this? @adam calls it #value4value but you probably block his instance and he thinks crypto is a part of it. I think the soon to rollout #FedNow is more likely. #ActivityPub is an attention layer for the net. pretty obvious we'll get a payment layer eventually.
(DIR) Post #AXtysUjPI2P5SQtBi4 by adam@noagendasocial.com
2023-07-21T00:13:20Z
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@wjmaggos @DataDrivenMD Value4Value.info
(DIR) Post #AXtzB50b9OeZBLnBRY by wjmaggos@liberal.city
2023-07-21T00:16:33Z
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@DataDrivenMD @adam in case you can't see his posts...https://value4value.info/
(DIR) Post #AXtzOY1sZ0oux7oUro by Sophistifunk@noagendasocial.com
2023-07-21T00:19:10Z
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@wjmaggos @DataDrivenMD FedNow is bullshit. It's US-only and you won't be able to use it for anything the central government doesn't approve of, even if it's legal in your state. So nothing about guns, hookers, legal weed, "misinformation" etc. The complete opposite of a decentralised system for the people.
(DIR) Post #AXtzZgg8kJ0kxnxOPw by wjmaggos@liberal.city
2023-07-21T00:21:10Z
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@Sophistifunk @DataDrivenMD it will still be a massive improvement for most things people want to do. yes, I would love it to interoperate with other nation's services.
(DIR) Post #AXtzgNlpRd9CLcoIOu by Boo_BuryMothman@noagendasocial.com
2023-07-21T00:22:23Z
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@DataDrivenMD @wjmaggos #stakesforstakeholderssake
(DIR) Post #AXu0rEXqBYsesI0PDM by Sophistifunk@noagendasocial.com
2023-07-21T00:35:33Z
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@wjmaggos @DataDrivenMD not at all. You can’t build a decentralised system that relies on a centralised control point.
(DIR) Post #AXu3f3d7EzbZPUMI9w by wjmaggos@liberal.city
2023-07-21T01:06:56Z
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@Sophistifunk @DataDrivenMD I am not saying we can. I'm saying we can have a better centralized system, where at least we both don't have to be customers of the same corporation to easily transfer money for things nobody has a problem with. crypto is decentralized (I think) but harder to use and not popular enough for daily life.what do you have in NZ?
(DIR) Post #AXu4tXc0fGKkPGJMn2 by Bunnyslope@noagendasocial.com
2023-07-21T01:12:31Z
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@wjmaggos @Sophistifunk @DataDrivenMD No “centralized system” controlled by the federal government has ever been successful. Prove me wrong!
(DIR) Post #AXu4tYRPa9RyygMPuS by wjmaggos@liberal.city
2023-07-21T01:20:39Z
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@Bunnyslope @Sophistifunk @DataDrivenMD assuming you're being facetious here. compared to what, all those examples of Anarcho capitalist paradises?
(DIR) Post #AXu7iWYwWfANpRJbjE by Sophistifunk@noagendasocial.com
2023-07-21T01:52:25Z
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@wjmaggos @DataDrivenMD I live in Straya, not noozulland. The major banks overhauled our payment system a few years ago, most people here can transfer money to each other instantly using the mainstream system now, like fednow promises. This has had basically zero impact on society, besides helping the government rhetoric as they attempt to drive us all away from cash for better ~mass surveillance~ protection from child traffickers and terrsts.
(DIR) Post #AXu9AXgM3aEBMahpcO by wjmaggos@liberal.city
2023-07-21T02:08:40Z
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@Sophistifunk @DataDrivenMD do people use PayPal Venmo and Patreon less? I hate that these companies can cut off money transfers for whatever reasons they want, and I'd rather our governments couldn't either. But at least post FedNow, you can pick a bank that wouldn't do that. The feds could cut you off but they always could. It's one less option and it would be more transparent and possibly amenable to democratic demands. Do we think the govt doesn't get all the info they want from PayPal?
(DIR) Post #AXuA2HmxMfKBhxQ9VQ by Bunnyslope@noagendasocial.com
2023-07-21T02:02:25Z
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@wjmaggos @Sophistifunk @DataDrivenMD Nope. I didn’t write ‘compared to’, I said it has never been successful. A centralized system for ‘banking’ wouldn’t be either.
(DIR) Post #AXuA2IUYkYCdtBoyTA by wjmaggos@liberal.city
2023-07-21T02:18:18Z
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@Bunnyslope @Sophistifunk @DataDrivenMD but what does successful mean? I can complain about every system but what should we compare our centralized legal systems to? our centralized transportation systems? electricity, water, sewers? govts either provide these things or manage the infrastructure they use. stuff generally works. we don't see people demanding to privatize them cause they work so much better somewhere else. can we ask NAS folks in Canada, Australia and Europe about health care?
(DIR) Post #AXuAPtHi7aDKf03s3c by Sophistifunk@noagendasocial.com
2023-07-21T02:22:38Z
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@wjmaggos @Bunnyslope @DataDrivenMD you’ll notice that the things government manages well are big and shared, not controlled at the user level. Yes the machine will eventually take your licence if you keep getting tickets and police will eventually arrest you if you drive without rego, but you’re not locked on your driveway until your individual permissions are re-negotiated with the state for the day.
(DIR) Post #AXuCS9tzVc5ygaAyWW by Bunnyslope@noagendasocial.com
2023-07-21T02:45:29Z
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@Sophistifunk @wjmaggos @DataDrivenMD In the US, you don’t need a license, license plates or insurance to drive if you operate solely on private property. Not unusual for ranches to be tens of thousands of acres and no licensed vehicles.
(DIR) Post #AXuCkHRqBxRHIleMhE by Sophistifunk@noagendasocial.com
2023-07-21T02:48:45Z
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@Bunnyslope @wjmaggos @DataDrivenMD this thread doesn't make sense any more
(DIR) Post #AXuDql88qYa33F5aU4 by wjmaggos@liberal.city
2023-07-21T03:01:07Z
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@Sophistifunk @Bunnyslopewe have government intervention mostly in areas where everybody doing whatever they want didn't work out very well. driving on your ranch is great cause I don't see how you're going to damage a shared a resource or hurt anybody. but again, the point isn't perfection (success?). it's being better than the alternatives. does FedNow move us on a slippery slope to no control over our money? I don't know. but today it's a small step to less control by PayPal Venmo etc.
(DIR) Post #AXuGRouxvZXzQ9j4Lo by Bunnyslope@noagendasocial.com
2023-07-21T03:05:09Z
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@wjmaggos @Sophistifunk I can transfer money very easily, and occasionally instantaneously without using other services. You aren’t forced to use Venmo, PayPal, et. al. You will be forced to use FedNow.
(DIR) Post #AXuGRpcZJSQRbO7tJY by wjmaggos@liberal.city
2023-07-21T03:30:08Z
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@Bunnyslope @Sophistifunk how do you do that? if I want to send you money, what are my options? if I know your PayPal or Venmo username etc, I can log into my accounts on those apps and send you money immediately. if I want to send it to your bank account, I have to know your account and routing info and we have to confirm on both sides first AFAIK.nobody is going to force you to use FedNow.
(DIR) Post #AXuGlrhTICK1qFyLOC by GettingCooked@noagendasocial.com
2023-07-21T03:33:52Z
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@wjmaggos @Bunnyslope @Sophistifunk Do you kids not have e-transfers? I'm as old as dirt and know how to do that. Plus, keep insisting on using cash, I do it as often as possible, to make a point.
(DIR) Post #AXuHTMqbMb8StZzDYe by wjmaggos@liberal.city
2023-07-21T03:41:42Z
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@GettingCooked @Bunnyslope @Sophistifunk called Interac in Canada right? I think FedNow is just going to finally be a version of that.
(DIR) Post #AXuHWn8g4JYrJ24eAK by GettingCooked@noagendasocial.com
2023-07-21T03:42:21Z
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@wjmaggos Interac is just the brand name for our debit card system. @Bunnyslope @Sophistifunk
(DIR) Post #AXuHZk57tMSKh0otXM by Bunnyslope@noagendasocial.com
2023-07-21T03:42:53Z
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@GettingCooked @wjmaggos @Sophistifunk Yes. That and many others. Too many people only think there is PayPal, Zelle or Venmo because “there’s an app for that!”However, for William, how often do you actually need to send someone funds “instantaneously”? Is it convenient to do so? Sure. Do they need the funds “now”? Probably not in 99.999% of the situations. Did you know you can instantly transfer funds to anyone across the country at Walmart?
(DIR) Post #AXuIAROGLgWpRAGniK by Bunnyslope@noagendasocial.com
2023-07-21T03:42:53Z
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@GettingCooked @wjmaggos @Sophistifunk My point is that neither you, nor anyone else needs FedNow. Let me end with this question…Who do you think is paying for FedNow?
(DIR) Post #AXuIAS1bzO0JPCgE2y by GettingCooked@noagendasocial.com
2023-07-21T03:49:30Z
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@Bunnyslope CBDC's are slavery. @wjmaggos @Sophistifunk
(DIR) Post #AXuJ8vsO8EoJMXCoIi by wjmaggos@liberal.city
2023-07-21T04:00:25Z
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@GettingCooked @Bunnyslope @Sophistifunk It's not a CBDC and I don't think we have what you and other countries do. FedNow is just an improvement on the bank transfer systems we already have.I pay back friends for lunch etc and to watch our bunny on occasion. Some want PayPal, others Venmo, even though they're both the same company. People give me a little for my instance & podcast. I've used kofi for that. I have to set up utility corp addresses in my bank to pay the bills. This all sucks.
(DIR) Post #AXuJIWGiCBDApz9cgK by GettingCooked@noagendasocial.com
2023-07-21T04:02:10Z
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@wjmaggos Forgive me if I'm wrong. I thought FedExNow was part of the CBDC rollout program. @Bunnyslope @Sophistifunk
(DIR) Post #AXuJLgdA7rd5qNAJt2 by wjmaggos@liberal.city
2023-07-21T04:02:44Z
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@GettingCooked @Bunnyslope @Sophistifunk https://finance.yahoo.com/news/fed-launches-new-payments-system-that-lets-you-send-money-in-seconds-140305052.html
(DIR) Post #AXuJRwMaXqumNKOYvA by GettingCooked@noagendasocial.com
2023-07-21T04:03:53Z
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@wjmaggos You can't walk into a shop or a an Arby's and swipe your debit card to pay for the transaction? Because that's all that our Interac system is. @Bunnyslope @Sophistifunk
(DIR) Post #AXuJtzpRFqH9EOGep6 by wjmaggos@liberal.city
2023-07-21T04:08:56Z
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@GettingCooked @Bunnyslope @Sophistifunk we can do that but my understanding is that Interac also lets you send money basically directly bank to bank just by knowing somebody's email address. we can't do that.
(DIR) Post #AXuKIDRcHbgMPSfqDo by GettingCooked@noagendasocial.com
2023-07-21T04:13:20Z
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@wjmaggos Hmm... I've no idea. But we do have regualr old e-transfers, not sure if they're part of the Interac thing. I'm going tolook into this. @Bunnyslope @Sophistifunk
(DIR) Post #AXuKWxgn8uu5tCnrlo by wjmaggos@liberal.city
2023-07-21T04:15:58Z
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@GettingCooked @Bunnyslope @Sophistifunk https://dice.camp/@LeviKornelsen/110730639602562940
(DIR) Post #AXuKd5qrhwkcwURHEG by GettingCooked@noagendasocial.com
2023-07-21T04:17:06Z
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@wjmaggos Same as an e=transfer. Don't see why you have such a boner for it. @Bunnyslope @Sophistifunk
(DIR) Post #AXuL1ZV381GlqPuHya by Bunnyslope@noagendasocial.com
2023-07-21T04:20:37Z
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@wjmaggos @GettingCooked @Sophistifunk To my point. These people nor you need an instantaneous transfer of funds. Cash works amazingly well and there are ATM’s seemingly everywhere, including most checkouts asking if you want cash back. I don’t have to interact with my bank to pay any utilities. I set up autopay with them once designating what credit, debit, checking or savings account to pull from. Instantaneous is not necessary.
(DIR) Post #AXuL7pmVVTmE4v3i3U by GettingCooked@noagendasocial.com
2023-07-21T04:22:38Z
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@Bunnyslope But The Man likes to get His tribute instantaneously. @wjmaggos @Sophistifunk
(DIR) Post #AXuLEZUuRq4JbO2Yeu by Bunnyslope@noagendasocial.com
2023-07-21T04:23:52Z
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@GettingCooked @wjmaggos @Sophistifunk I want sex fourteen times a day whenever I want it…
(DIR) Post #AXuLGjz0QzlOhX9UAq by wjmaggos@liberal.city
2023-07-21T04:24:10Z
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@Bunnyslope @GettingCooked @Sophistifunk you should really pay your utilities in cash too. and keep it under your mattress. banks are highly regulated and constantly reporting to the feds. this all assumes they won't barter.
(DIR) Post #AXuNKtFM8MccUyuECW by wjmaggos@liberal.city
2023-07-21T04:47:12Z
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@Bunnyslope @GettingCookedmy point is you're drawing arbitrary lines re when the govt gets dangerous or we become too dependent on tech etc. you're comfortable with what you're doing today but any further invites disaster. there's plenty of ways you could be even safer from the feds etc but that would be inconvenient. the situation today is inconvenient for me and imo FedNow does not give the feds more power. they are already aware and able to fuck with these transactions if they wanted to.
(DIR) Post #AXuR1069LlmTm0N4tM by MartinDeLaToot@noagendasocial.com
2023-07-21T05:28:39Z
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@Bunnyslope @Sophistifunk @wjmaggos “nobody is going to force you to use it.”Until they do.