Post AVFkeW7MxVGtJV7u08 by sirkadirov@mastodon.social
(DIR) More posts by sirkadirov@mastodon.social
(DIR) Post #AVFhHxghzLAKIVD2JM by stux@mstdn.social
2023-05-02T17:59:10Z
0 likes, 1 repeats
I can't get a credit card because I don't earn enough :blobcatgiggle: The irony!And personally I really dislike credit cards but Wasabi(our media storage provider) only accepts them unfort. And no debit or temp cards but real cc's...
(DIR) Post #AVFkLIxbean50KOmvo by mentallyalex@beige.party
2023-05-02T18:04:59Z
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@stux What about a secured credit card?They are similar to pre-paid or temp cards, but they have permanent numbers backed by banking institutions. You have to give them the raw cash and have it clear, then you carry that as the 'balance'.
(DIR) Post #AVFkPtU1nvTNR7kgtc by mousey@mastodon.seattlematrix.org
2023-05-02T18:06:00Z
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@stux that should be illegal.. US$0.02++
(DIR) Post #AVFkeW7MxVGtJV7u08 by sirkadirov@mastodon.social
2023-05-02T18:12:26Z
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@stux LOL, in my country, everyone can get a credit card with a minimum limit (around USD 13) with just a passport and identity number. If you want a higher limit (up to USD 5,000) you will need to provide some docs from work OR just show that you are an active user (they will higher your limit to USD 1000 just in 3-6 months of use if your monthly spending hits just USD 200 😅.
(DIR) Post #AVFkvL9D01TWDF0bAm by kevinteljeur@mastodon.online
2023-05-02T18:18:20Z
0 likes, 0 repeats
@stux So not even Revolut? Maybe it’s because of the guarantee that comes with CC; transfers are instant but I think with SEPA you get an ‘undo’. Still, you would think that money is money.
(DIR) Post #AVFlBnZj4ckj0rGB7I by h3rb1@mstdn.social
2023-05-02T18:46:10Z
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@stux So, you have to send the card in the post or physically show it to them to confirm it’s “real”.
(DIR) Post #AVFlGYYWLK4XsXxsh6 by trinsec@qoto.org
2023-05-02T18:23:56Z
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@stux Uh, anyone can get credit cards? I have one and I definitely don't earn 'enough'. ING in my case.
(DIR) Post #AVFlMpr4wB3PGkdh7w by JeanEvergreen@montereybay.social
2023-05-02T18:27:54Z
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@stux Credit cards are evil, anyway. I would say stay away from them -- but I see (just now) that you need them for Wasabi. Sorry about that.
(DIR) Post #AVFomfzMXhfo3pWlUm by justafrog@mstdn.social
2023-05-02T19:27:32Z
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@stux None of these work for you?https://www.bank.nl/creditcard/prepaid-creditcard/
(DIR) Post #AVFouOONqjhtnquUrI by stux@mstdn.social
2023-05-02T19:28:52Z
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@justafrog Prepaid is not accepted unfort at WasabiAlready tried
(DIR) Post #AVFoz5w7tYba0lw3M0 by justafrog@mstdn.social
2023-05-02T19:29:48Z
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@stux ... w ... what?They want money. You have money.I know this shit is very real, but it is also very stupid. :nkoFacepalm:
(DIR) Post #AVFp3iBxbXCtohXjk0 by stux@mstdn.social
2023-05-02T19:30:33Z
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@justafrog Yup! Oh tell me about it..But.. betwee you and me (public lol!) the card we use now is also prepaid but i guess differentbut only US based people can aquire one...
(DIR) Post #AVFpC4L596I2oznKsK by justafrog@mstdn.social
2023-05-02T19:32:03Z
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@stux I don't even understand why a VISA or MC would be refused for being prepaid.Why even pass that flag on to anyone? So long as the card balance allows the payment, who even cares why or how?
(DIR) Post #AVFpLffBkCubBemIK0 by old_hippie@masto.ai
2023-05-02T19:33:42Z
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@stux I just donated to you for your efforts. If more people did this you'd make enough money for a cc.
(DIR) Post #AVFpNfSNU2LL7pjoZM by stux@mstdn.social
2023-05-02T19:34:08Z
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@justafrog Well, im not an expert but i think the reason is simpleWith prepaid cards you could in theory build up dept from the previous month and never payAnd with a i dunno, regular it will always gets covered by the bank i guess and ripped from your account so Wasabi will always get the money
(DIR) Post #AVFq5y27mGYvTta8Wm by searchparty@mstdn.social
2023-05-02T19:42:10Z
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@stux Been turned down plenty, too. I tried several times to replace the one I got as a student with one that has cheaper fees. When I got the student card they must have assumed I‘d be making more money after graduation. I got lucky they didn‘t ask about my major. ;p
(DIR) Post #AVFqHRtZ5km1HX3M2K by justafrog@mstdn.social
2023-05-02T19:44:13Z
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@stux Except that any CC has a credit limit and it's hard no for just one cent over that limit.Whether that limit is at 0 or at a negative value seems a little academic.Business-wise, it makes more sense to include an insurance premium in everyone's monthlies to deal with the defaulters.I say that it makes sense, but we're talking about corporate policy here, which has absolutely zero obligation to make sense.
(DIR) Post #AVFqN7TruBN3hljnqy by stux@mstdn.social
2023-05-02T19:45:08Z
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@trinsec Nop, Bunq does not have credit credit cards only ones that act like debit so with no debt
(DIR) Post #AVFtj3Q3zAWnLH6nmS by trinsec@qoto.org
2023-05-02T20:22:53Z
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@stux Oh, don't know about Bunq. Okay.
(DIR) Post #AVFw6fBHxEfT1iaEMq by stevencarbaugh@masto.ai
2023-05-02T20:49:34Z
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@stux Have you looked at something like https://privacy.com/
(DIR) Post #AVFw9tuZdxjDa5JDii by stux@mstdn.social
2023-05-02T20:50:04Z
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@stevencarbaugh yup! US only unfort!(we use it now via someone)
(DIR) Post #AVFwDfDmCgX7B75LV2 by stevencarbaugh@masto.ai
2023-05-02T20:50:49Z
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@stux Sorry, didn't realize it was US only.
(DIR) Post #AVFwQkp2grDyJXl3gG by stux@mstdn.social
2023-05-02T20:53:10Z
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@stevencarbaugh No worries! Thanks though :blobcathearts:
(DIR) Post #AVG846z1KTQLpoOXTs by dpp@mastodon.social
2023-05-02T23:03:32Z
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@stux DM me… I’ll be glad to use mine.
(DIR) Post #AVGAgwTCYCq2Ql9gYq by leftsidestory@mstdn.social
2023-05-02T23:32:57Z
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@stux I suppose BUNQ would help you with that if you are in the Netherlands. They are essentially debit account but would provide you with a Mastercard which works like any other credit card. At least that’s my experience
(DIR) Post #AVGCmQlBYnJxjJJP9s by stux@mstdn.social
2023-05-02T23:56:21Z
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@leftsidestory I have and tried but all my cards are getting declined :sad_cat:
(DIR) Post #AVGEoxf4P8n6G7mnHk by leftsidestory@mstdn.social
2023-05-03T00:19:17Z
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@stux That is unfortunate. May be it is their processor. So long as the card is issued under a recognised organisation, it shall be accepted.
(DIR) Post #AVGh2eG68bKMqxQ7nc by jtig@infosec.exchange
2023-05-03T05:35:28Z
0 likes, 0 repeats
@stux there are resellers of Wasabi like Cloudland that might be able to help out. They can provide post-paid services.