Subj : Re: New to this
To   : Adept
From : StormTrooper
Date : Sat Apr 26 2025 08:39 pm

 Ad> (in the US. The UK's version is a lot of debt, but if your job doesn't
 Ad> pay well, it's irrelevant. And Germany's version is cheap.)

Aus probably has the nearest of the worst of all worlds.  The cost of courses varies. Generally the more "mainstream" the course the more it'll cost.  So you can leave with a pretty hefty debt.  On the plus side it doesn't become payable until such time as you break an income threshold. Mean time, the thing isn't charged interest but is linked to the CPI, or effectively inflation.  On the downside, they only apply payments once per year after they add the CPI adjustments.  In recent years there's been a lot of consternation around people either paying the requirements, or in some cases extra in an effort to get rid of it, and the CPI increases actually being higher than the total payments. Meaning you've been locked into a debt you will probably never be able to pay off.

ST

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