Selfhosted alternative to Personal Capital / Empower? reddit / selfhosted ---------------------------------------------------------------------- strixvarius · 2023-11-21 19:27 I have a lot of accounts: bank accounts, HSAs, 401ks, mutual funds, ETFs, RSUs, mortgages, credit cards, etc. Without something like Personal Capital, it's a real pain to get a global picture of my finances. I don't need anything other than a view into my finances: from that view, I make decisions about changing my pipelines (on each direct deposit, automatically put $X into vanguard, $Y into monthly expenses, etc). Is there a self-hosted option for this? My only two requirements are: 1. Global view of a broad set of financial data (I know that's a tall order already) 2. Syncing the data in. This doesn't have to be automatic or a background job. I would be fine with having to fill out a dozen logins whenever I open up the app, and waiting a minute for it to pull relevant data. I just don't want to have to individually log into a dozen different banks & copy->paste data. I really like Personal Capital, even with its occasional syncing issues, but they keep on asking me to sign more and more permissive data-sharing agreements and I'd like to break away. I'm also fine with paying for software; it doesn't have to be open- source, if it fits my requirements. ---------------------------------------------------------------------- AdvancingAardvark · 2023-11-21 20:16 1) I like Actual Budget for a high level overview, especially with the upcoming custom reports. 2) If your bank is supported by any combination of SimpleFin / Plaid, GoCardless, etc, there are 3rd party tools to sync it in (otherwise, can upload CSV exports) ---------------------------------------------------------------------- A2251 · 2023-11-22 05:47 Can Actual Budget do this syncing automatically for US banks? I remember reading somewhere that it only works for EU banks? I have also been wanting to break away from Personal Capital but could not do manual downloads from the banks to get the transaction history. ---------------------------------------------------------------------- AdvancingAardvark · 2023-11-22 06:31 GoCardless (the built in syncing integration) is for EU banks. There are a couple of newly updated and working tools though for US / Canadian banks, including a Plaid integration tool and a SimpleFin tool (the one I use) ---------------------------------------------------------------------- A2251 · 2023-11-22 13:50 I see. So one could use Actual Budget in the US via an integration that works seamlessly to sync us banks? ---------------------------------------------------------------------- strixvarius · 2023-11-22 16:58 Could you share more about the 3rd party tools? How do you find them / install them? Any chance there's a way to search for which institutions are supported (vs configuring 9 of them only to find that the 10th doesn't work!) ---------------------------------------------------------------------- AdvancingAardvark · 2023-11-22 19:22 Sure! Honestly, best resource is the Actual Budget Discord ( #project- bank-sync channel), for finding / help setting up. Most of them are fairly simple NodeJS apps, happy to help set up if you want to pop in there. Latest version of Plaid Sync Tool: [https://github.com/youngcw/actualp laid](https://github.com/youngcw/actualplaid) Latest version of SimpleFin Sync Tool: [https://github.com/duplaja/actual-simplefin- sync](https://github.com/duplaja/actual-simplefin-sync) Docs for integrated GoCardless (European banks): [https://actualbudget.org/docs/advanced/bank- sync/](https://actualbudget.org/docs/advanced/bank-sync/) ​ Plaid can search some banks, but basically you need an account and then can search on the console (not a huge fan of that). SimpleFin has a bank search you can use without logging in here: [https://beta-bridge.simplefin.org/search-institutions](https://beta- bridge.simplefin.org/search-institutions) ​ You can probably even use a mix of the tools, if you need to, for full coverage. ---------------------------------------------------------------------- AdvancingAardvark · 2023-11-22 19:31 I use the SimpleFin sync tool (mentioned in another comment on the post), and it works great for me, personally. ---------------------------------------------------------------------- A2251 · 2023-11-22 19:58 Awesome, thank you! I will look into it. ---------------------------------------------------------------------- strixvarius · 2023-11-22 20:22 Thank you! I'll look into all of these. I just went through the setup for Fidelity Full View, which is *mostly* ok but has some showstopper bugs. I'd honestly rather just run the whole thing myself. If there are bugs, I'd be able to fix them instead of just submitting tickets!