[HN Gopher] Silver plunges 30% in worst day since 1980, gold tum...
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       Silver plunges 30% in worst day since 1980, gold tumbles
        
       Author : pera
       Score  : 104 points
       Date   : 2026-01-30 20:37 UTC (2 hours ago)
        
 (HTM) web link (www.cnbc.com)
 (TXT) w3m dump (www.cnbc.com)
        
       | empiricus wrote:
       | This looks like an IQ test, but for who?
        
         | Ekaros wrote:
         | For those on wrong side of options contracts expiring? I would
         | guess that this is paper silver being manipulated.
        
           | unsupp0rted wrote:
           | Indeed. There's a large delta between paper silver and
           | Shanghai physical silver prices right now.
        
             | ProjectArcturis wrote:
             | China only has one silver fund (SLV equivalent), and it
             | stopped creating new shares. So the existing shares trade
             | at a large premium to the value of the underlying metal. Is
             | that the "Shanghai physical" price you're talking about?
        
               | kgwgk wrote:
               | https://www.shfe.com.cn/eng/Market/Futures/Metal/ag_f/
        
       | ProjectArcturis wrote:
       | This was an inevitable correction. Gold and silver had gone
       | parabolic for the past month. Nothing goes straight up. This
       | takes the gold price all the way back to where it was last week.
       | 
       | Honestly, I don't think Warsh's appointment had much to do with
       | it.
        
       | seydor wrote:
       | Wouldn't even say this is interesting
        
         | 1970-01-01 wrote:
         | It's looks like a flash crash. Somewhat rare, and from an
         | algorithm perspective it's interesting.
         | 
         | https://en.wikipedia.org/wiki/Flash_crash
        
       | paxys wrote:
       | This is the "dump" part of pump and dump. TikTok influencers have
       | been pushing the gold & silver rally for weeks now, and it was
       | inevitable that people at the top would eventually cash out.
        
         | onlyrealcuzzo wrote:
         | Most of the influencers aren't even in on the investment, they
         | just get paid to pump, and a lot of them don't even get paid,
         | they just do it for the eye balls.
         | 
         | People want to get rich quick.
         | 
         | There's going to be a never ending list of people that will
         | tell them how - just so they can get useless karma points on
         | Social Media, even if they don't make any money, and just
         | convince you to lose your money.
        
         | constantcrying wrote:
         | How financially illiterate do you have to believe that a few
         | retail traders cashing out at means anything at all to the
         | financial market?
        
           | fn-mote wrote:
           | Unnecessarily toxic. How about you give your interpretation
           | instead of making us infer it.
        
         | 1970-01-01 wrote:
         | Too early to tell. They're both up since 6 months ago. Could be
         | another one of those flash crash events. Buckle up!
        
           | IshKebab wrote:
           | They're both up since like 8 days ago. This is one of those
           | classic bullshit "dramatic change if you only look at
           | today!!" stories.
        
             | AnimalMuppet wrote:
             | True, but 30% _is_ a pretty dramatic change for one day. If
             | you look at the history of the silver price - go back as
             | far as you like - you won 't find many days when it moves
             | 30% in either direction.
             | 
             | Is it the beginning of a longer-term down? I have no idea.
        
         | resters wrote:
         | Gold reverted to the price it was _wait for it_ five days ago.
         | What actually happened was that Trump was forced /pressured to
         | pick Warsh because prices were spiking in anticipation of how
         | Trump's preferred pick would impact global finance.
         | 
         | But anyone who thinks Trump won't get his way and control the
         | Fed to create hyper-inflation is living in a fantasy world that
         | I wish were our actual reality.
         | 
         | We live in a world where Trump launched a criminal
         | investigation against Powell. This is not someone who somehow
         | learned his lesson in the last five days.
         | 
         | The irony is that if Trump understood how markets perceive
         | threats to Fed independence, he'd try to influence rates behind
         | closed doors and not make a public spectacle of his attempt to
         | undermine Fed independence!
        
           | 01100011 wrote:
           | Fed independence is damaged but it was never as independent
           | as it should have been.
           | 
           | No one since Volcker has been a real hawk. It hasn't led to
           | hyperinflation, just a continual debasement that has served
           | many purposes.
        
       | Neywiny wrote:
       | While not unexpected, the numbers still say that if you bought
       | silver before Trump (which given history of metals countering
       | uncertainty and the promised causes of uncertainty was a smart
       | move), you're making a solid > doubling even now. For me, though,
       | who gets too anxious when trying to attempt such things and ends
       | up ruining it, it'll just go on the list of regrets like when I
       | thought to but didn't invest in zoom once we started using it in
       | 2020.
        
       | pcurve wrote:
       | We knew the correction was coming, but I don't think anyone
       | expected the 30% move in one day.
        
         | WalterBright wrote:
         | Nobody expects the Spanish Inquisition.
        
           | rolph wrote:
           | maybe, but almost everyone will see the hot iron
        
         | geraldwhen wrote:
         | Probably the opposite. Corrections happen quickly and all at
         | once, somewhat similar to growth.
         | 
         | It would be more surprising if the 30% drop was spread out over
         | a month.
        
       | lordnacho wrote:
       | If memory serves, 1980 was the time of the silver corner by a
       | couple of brothers.
        
         | scandox wrote:
         | The Bunkers. My father told me the story many times as a child
         | and he warned me sternly never to buy Silver. There's always
         | more Silver he said. People will be dredging it out of old
         | cupboards.
        
         | kamarg wrote:
         | The Hunt brothers.
         | https://en.wikipedia.org/wiki/Silver_Thursday
        
       | WalterBright wrote:
       | Washington state, as part of their frenzy of tax increases,
       | decided that gold and silver bullion will be subject to the sales
       | tax. Poof! There goes any point in investing in gold and silver.
       | (Collector coins, too.)
        
         | laurencerowe wrote:
         | That's a win for society if the money is instead invested into
         | something productive!
        
           | WalterBright wrote:
           | I never invested in gold because it is not productive. I
           | don't have any money, either (other than pocket money),
           | because I've invested all of it.
           | 
           | Gold is usually invested in as a hedge against inflation.
           | It's not really the gold that goes up and down in value, it's
           | the dollar that goes down and up.
        
             | fjordofnorway wrote:
             | Given that the gold and the dollar are not productive I
             | think one is betting that society is less productive than
             | inflation when one invests in gold and that one will need
             | to pay a ransom over a long weekend when one holds dollars.
        
             | pfannkuchen wrote:
             | This is an oversimplification IMO. There are higher order
             | effects on the price of gold that makes it not directly
             | related to the value of the dollar.
             | 
             | I'm pointing this out because I have seen a lot of
             | sentiment recently about how the dollar is crashing, just
             | look at the price of gold. Yes, the dollar is decreasing in
             | value faster than usual, but it also isn't crashing in the
             | way that gold is spiking.
             | 
             | This sentiment I think drives speculative gold demand, from
             | standard speculative investing FOMO as well as from
             | emotionally driven inflation fear well beyond what is
             | realistic. The same thing happens to the stock market.
        
           | oraphalous wrote:
           | But it's a loss if it's forced into risky investments that
           | aren't productive.
        
           | jkhdigital wrote:
           | People choose to hold non-yield-bearing assets when they
           | believe the returns offered by current investment
           | opportunities are not sufficient to justify the risks.
           | 
           | It is the miracle of modern capital markets that enables
           | almost anyone to quickly and easily invest their savings in
           | productive assets, but of course capital markets aren't
           | perfect. The availability of "none of the above" options
           | (like gold) that remove savings from the pool of active
           | investment capital is the essential feedback loop that
           | balances risk and return.
        
         | SilverElfin wrote:
         | Taxing bullion is absurd - it's not a product but more like
         | currency or a placeholder of money you already have. What other
         | taxes are they passing when you say "frenzy"?
        
           | jfengel wrote:
           | Why is it more like a currency than any other object? It's
           | not negotiable currency or legal tender.
           | 
           | People buy it and sell it. I don't see any difference between
           | bullion, iron ore, frozen concentrated orange juice, and
           | Pokemon cards. You buy a thing, you pay the sales tax.
        
             | its_ethan wrote:
             | Well it's more like a currency than any other object
             | because it has been used historically to either a) be the
             | currency, or b) back the currency. Sure that's not true
             | today in the United States, but like, it's obviously
             | different than frozen concentrated orange juice... can we
             | not at least agree on that pretty tame assumption? Or is
             | this just some semantics race to non-meaning?
             | 
             | Iron ore is similar physically, but it's really just a raw
             | input material/ingredient used for heavy industrial
             | manufacturing and production, it's never been intended to
             | be an appreciating asset/hedge against inflation.
             | 
             | I'm unfamiliar with whatever tax is being referred to in
             | this specific comment thread, but I'd be curious how
             | something like $SIVR is handled, considering it's backed by
             | actual silver in vaults. That could lead to some unintended
             | consequences if the investment plans of a lot of money
             | suddenly changes how it's being allocated.
        
           | dmos62 wrote:
           | Is taxing investment absurd?
        
             | kyboren wrote:
             | "Tax what you want less of."
             | 
             | Do you want less investment?
        
               | mapontosevenths wrote:
               | Gold is not an investment. It takes otherwise productive
               | capital out of the economy and produces nothing. It's
               | functionally no different than stuffing your money in a
               | mattress.
        
               | kajecounterhack wrote:
               | It has utility though: unlike the dollars in your
               | mattress, it can't be printed into oblivion by your
               | central bank. It is relatively portable, and people have
               | flocked to it as a store of value especially during
               | periods of socioeconomic instability when assets are
               | going down and gov't spending is going up. It's tradeable
               | for fiat in any country, so it allows you to bring value
               | along if you relocate.
               | 
               | Its price reflects that utility and like any modern
               | asset, a lot of speculation. You can speculate on whether
               | it's more or less useful given current events -- nothing
               | wrong with speculating that it is only going to be
               | increasingly useful.
        
               | ahtihn wrote:
               | Why would you want to encourage investment in gold?
        
             | pfannkuchen wrote:
             | This investment is now taxed more than other types of
             | investment. Is sales tax charged when you buy stock? Should
             | it be?
        
           | 15155 wrote:
           | https://app.leg.wa.gov/billsummary/?BillNumber=1386&Year=202.
           | ..
        
           | robotresearcher wrote:
           | Gold hasn't been money since 1971.
        
         | AlotOfReading wrote:
         | The way you've written it sounds like taxing unmonetized
         | bullion is insane overreach, but is it? They're just treating
         | them the same as any other commodities. I can understand if
         | you're opposed to sales taxes generally, but the only reason to
         | single out bullion for an exception I can see is historic
         | norms.
         | 
         | They're also applying a tax to monetized bullion. That's more
         | more like taxing currency exchanges and it's a bit weird since
         | currency exchanges are normally taxed on appreciation.
        
           | nerdsniper wrote:
           | We do not charge sales tax when you exchange Dollars for
           | Euros. Bullion advocates argue that exchanging dollars for
           | physical gold is a currency exchange rather than a
           | consumption purchase.
           | 
           | If you were to turn that bullion into an actual product like
           | jewelry, then it would be taxed.
           | 
           | When a firm with tank capacity takes delivery of an oil
           | contract they secured via the CBRE, do they pay sales tax on
           | that? No, because it's intended for resale.
           | 
           | Unmonetized gold bullion is similarly generally intended for
           | resale. Generally no one is "consuming" gold bullion.
        
         | 15155 wrote:
         | Buy and keep it elsewhere? Buy futures?
        
           | ortusdux wrote:
           | The law covers "monetized bullion" - bars and coins
           | -https://dor.wa.gov/education/industry-guides/jewelry-
           | stores/...
        
         | roenxi wrote:
         | In English-speaking countries, we have a system that prints
         | money and gives it to asset owners. Gold is still an asset, so
         | buying it will still let people participate in that system.
         | Increasing taxes by whatever (I'll assume 10%) is material but
         | it doesn't remove any point, just makes it a bit less
         | attractive. It could easily be a less risky play than investing
         | in US bonds given that they can't pay them back in real terms.
        
       | Imustaskforhelp wrote:
       | I knew that Silver prices were going all time high but I had
       | still assumed that Silver (and to that extent Gold) were stable.
       | 
       | Looks like atleast for Silver, that gets completely thrown out of
       | the window now for some time.
       | 
       | I also thought Gold was a safe haven but I checked and it seems
       | that it lost (10%?)-ish as well.
       | 
       | I have some complex thoughts and reasonings but I really liked
       | Gold as an idea but looks like it is vulnerable to volatility at
       | times too.
       | 
       | I used to think that maybe banks can have gold itself and gold
       | usually does or ~ equal to inflation itself rise and I mean
       | theoretically net I think even this year it does definitely beat
       | Inflation (I mean it grew double I guess in 1 year) but for
       | banking concerns especially supposing someone got money this time
       | and let's hypothetically assume they get into this gold bank,
       | then its still volatile & they could've lost 10% and then tried
       | to withdraw money and more short squeeze so the idea has a major
       | flaw after this incident.
       | 
       | I wonder how swiss franc is doing. I looked at it and it looks
       | like its doing fine (1% down but I do feel like that's really
       | okay) given how Swiss franc (seeing another cnbc article or yahoo
       | finance ig) grew what 13-14%
       | 
       | Although the problem with people holding swiss franc is that when
       | I searched swiss franc I found this article (from CNBC itself)
       | which actually shows how a strong swiss franc might be/is bad for
       | swiss economy
       | 
       | https://www.cnbc.com/2026/01/28/swiss-franc-us-dollar-price-...
       | 
       | I do wonder, then what's the ideal solution of "safety"
       | 
       | I am scratching a lot of options now & I am either thinking US
       | inflation protected assets or World Equity are the only two
       | stable/(really valuable) because the whole essense of value
       | behind gold/silver was its stability which especially for silver
       | feels broken but gold isn't that far behind either.
       | 
       | Although atleast in my original context of banking, I later came
       | to know about the concept of narrow banking and how there was a
       | bank which actually wanted to invest in TIPS itself but that was
       | blocked off by the feds for many reason.
       | 
       | I do feel like TIPS might protect inflation protection but they
       | don't really protect the erosion of wealth because I feel like (I
       | am not sure I can be wrong I usually am) but the pricing of
       | houses and other assets are rising higher than inflation rises &
       | inflation itself can vary depending (so housing rent inflation
       | might be higher) & depending on your lifestyle. Maybe TIPS really
       | wouldn't be able to help you to say.. save to get house or really
       | have you give the ability for money to do what it actually does.
       | To me the idea of inflation includes buying houses too so if say
       | someone with some salary was able to buy a house 20 years ago
       | then imo when I consider inflation protection or investing or
       | anything in general, I expect that my wealth could be able to buy
       | me things ~generally at a good amount & that's the point of good
       | investing to get good returns at understandable/ your own risk
       | profile.
       | 
       | I guess now I am personally more inclined towards world index
       | funds in general I guess as a form of real stability where value
       | gains are still backed by real gains (Something which I feel is
       | core philosophy of the bogle philosphy & the reason why people
       | should invest in first place)
       | 
       | I may have gotten a bit off topic here but coming on the point
       | again here about Silver.
       | 
       | Would this be considered as (expected?) or is it a black swan
       | event especially considering the 30% fall off.
       | 
       | From the headline, it feels like a black swan event (especially
       | when they compare it to 1980's) but I am curious to know what
       | others think too. I do feel like these black swan events really
       | shift how we think tho & we can have it in our better judgement
       | for future ig imo.
        
         | AnimalMuppet wrote:
         | "Safe haven" and "lost 10% in one day (that it gained the
         | previous week)" are not contradictory. "Safe haven" is "will
         | retain value even if the dollar becomes worthless".
        
       | int32_64 wrote:
       | Crypto markets won in the sense that every single asset class can
       | somehow trade like a memecoin now.
        
       | jmyeet wrote:
       | This isn't a simple correction. I've been following this for a
       | couple of months and there's a lot going on. I suspect this isn't
       | over. It's noteworthy that the year 1980 because that was when
       | the Hunt brothers tried to corner the silver market. It's often
       | used as an example of the market correcting itself. It's actually
       | a better example of how the exchanges broke the Hunt brothers to
       | bail out the banks.
       | 
       | The key event that caused the collapse is sometimes called Silver
       | Thursday [1]. The exchange changed the liquidity rules, forcing a
       | margin call the Hunt brothers couldn't make, forcing a selloff.
       | This was arguably to bail out banks with large short positions in
       | silver.
       | 
       | Well, pretty much the exact same thing happened this week when
       | COMEX massively increased the margin requirements [2]. It's worth
       | noting that the market is in a state called "backwardation" where
       | the spot prices are higher than future prices. Refiners aren't
       | buying silver, even at the inflated spot price, because of price
       | risk. But also, the COMEX spot price is increasingly being viewed
       | as "fake" because foreign exchanges are paying significantly more
       | for physical silver thna the paper COMEX price [3].
       | 
       | Basically, this whole thing looks like another GameStop ie a
       | short squeeze. There's not enouugh physical silver to meet
       | contract demands. There's like 300oz of futures silver contracts
       | per 1oz of physical silver.
       | 
       | If you followed the original GameStop short squeeze, the price
       | tumbled there too but didn't solve the short squeeze. You even
       | have exchanges closing people's options positions (eg RobinHood)
       | despite them being in the money.
       | 
       | Banks still need to cover their significant short positions and
       | it really looks like the exchanges are trying to crash the silver
       | market to do it.
       | 
       | [1]: https://en.wikipedia.org/wiki/Silver_Thursday
       | 
       | [2]: https://www.bloomberg.com/news/articles/2026-01-28/cme-
       | raise...
       | 
       | [3]: https://seekingalpha.com/article/4861917-why-silver-
       | prices-i...
        
         | alunchbox wrote:
         | This is the answer; Diamond hands baby
        
         | AnimalMuppet wrote:
         | I think that a real bubble requires margin. It's not just that
         | people are buying because the price is going up, it's that
         | people are buying _with borrowed money_ because the price is
         | going up.
         | 
         | That ends badly. It ends badly for the lenders. So when it
         | starts to look like that's what's happening, a perfectly
         | reasonable response is to change the margin requirements. When
         | the circumstances are normal, use the normal margin
         | requirements. But when the circumstances are abnormal, of
         | course they should adjust.
        
         | dsolo777 wrote:
         | so how long do you think will this play out? asking as a
         | concerned silver and gold holder lol
        
       | daedrdev wrote:
       | Silver has plenty of industrial uses. Very little has changed in
       | industry to cause demand or supply shifts to match the massive
       | price swings. Thus a lot of this is probably meme investors
       | gambling
        
         | fdr wrote:
         | Fun fact about silver, besides its heavy industrial footprint,
         | which you mentioned: the supply is dominated by Mexico. There
         | have been some, uh, erratic words about Mexico from the people
         | in the position to affect trade policy and foreign policy.
        
         | xingped wrote:
         | China decided to subject silver to export controls similar to
         | rare earth metals. That's one of the big reasons for the silver
         | growth.
        
       | tim333 wrote:
       | It still up an awful lot from the start of 2025. From about 30 up
       | to 115 and down to 85.
        
         | nitwit005 wrote:
         | Yep, I expect a bunch of people to buy at this price, hoping
         | it's the bottom, but it still has plenty of room to fall.
        
       | thrawa8387336 wrote:
       | *Paper silver. The gap widens
        
       | kleiba wrote:
       | Sure, but compare the price of silver to a year ago...
        
       | vr46 wrote:
       | What goes up quickly comes down quickly?
       | 
       | At least we can afford nice things again
        
       | oytis wrote:
       | Is there any good explanation for what is happening with gold
       | prices long-term? If you look at 5-10 year charts it was pretty
       | stable and started to look like NVIDIA stocks since 2023.
        
         | andrewpedelty wrote:
         | This article does a reasonable job of laying out some of the
         | drivers:
         | 
         | https://markets.financialcontent.com/stocks/article/marketmi...
        
         | g-mork wrote:
         | https://robinjbrooks.substack.com/p/everything-you-need-to-k...
        
       | sparrish wrote:
       | It'll recover that 30%+ within a week or two.
        
       | nozzlegear wrote:
       | At least there's still money in the speculative Pokemon card
       | market!
       | 
       | /s
        
       | deadbabe wrote:
       | A friend had taken out a second mortgage to buy a ton of silver
       | at the highs, they are not doing good. His wife doesn't know.
        
         | pfannkuchen wrote:
         | Top is in if true.
        
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