[HN Gopher] The behavioral cost of personalized pricing
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       The behavioral cost of personalized pricing
        
       Author : bobbiechen
       Score  : 18 points
       Date   : 2026-01-25 19:19 UTC (3 hours ago)
        
 (HTM) web link (digitalseams.com)
 (TXT) w3m dump (digitalseams.com)
        
       | sandworm101 wrote:
       | New job: poor person personal shopper. Someone with a "poor"
       | profile follows you around the store so you can use their quoted
       | prices instead of your own. Or travel agents that only book
       | flights for you using early-2000s flip phones, shielding clients
       | from the iPhone premium price.
        
       | OGEnthusiast wrote:
       | Might be a good idea to get a cheap secondary Android phone to
       | avoid having to pay the iPhone ecommerce/digital tax that
       | companies like Uber will upcharge you for.
        
       | footy wrote:
       | aside from everything else this seems ripe for abuse of people
       | with cognitive disabilities
        
       | noitpmeder wrote:
       | I wish it were easier to have ephemeral interactions with
       | companies. Why do I need a tracked and maintained user profile
       | for things like Uber? Shouldnt it be possible to only interact
       | for the single transaction, ending as soon as I leave the car.
       | 
       | I imagine trying to continuously cycle accounts will run into
       | various blocks, e.g. you can't sign up using your
       | email/phone/credit-card because it is already linked to an
       | existing account.
       | 
       | I hate the way the world is going. As the article states, Uber
       | can probably classify my exact spending habits to maximize a
       | price I'm willing to pay for. But id much rather them have to
       | treat me as a new soul every time, and hopefully along those
       | lines have to fight a bit harder to get my business.
        
         | amelius wrote:
         | On the other hand, if you're an Uber driver it is nice to know
         | the person getting into your car was rated positively (not a
         | dangerous individual, smelling of alcohol, etc.)
         | 
         | But I have actually no idea if drivers can say "no" based on
         | ratings.
         | 
         | In general I would agree with you.
        
           | SpaceNoodled wrote:
           | I'd rather have those smelling of alcohol be passengers than
           | drivers.
        
         | mschild wrote:
         | This is why I refuse/back out of eshops that require accounts.
         | Has the unintended upside that I often think twice about buying
         | something and often dont. If I really need something though,
         | ill create an account with a filler email, receive my product,
         | and then make a really tedious (for the company) GDPR request
         | because sometimes I like to be petty. Then I delete my account.
         | If I need something from that store again, I will repeat that
         | process.
        
       | cortesoft wrote:
       | There was an article about targeted advertising a number of years
       | that really changed my perspective on it called, "Targeted
       | Advertising Considered Harmful": https://zgp.org/targeted-
       | advertising-considered-harmful/
       | 
       | The basic idea is that the real value in advertising is as a
       | signaling mechanism, and targeted advertising removes most of
       | that signal.
       | 
       | I feel like personalized pricing has some of the same issues, in
       | that it erodes consumer trust and makes it more and more
       | difficult for consumers to confidently spend their money in the
       | market. I am not sure how we fix the problem, though, because it
       | is a collective action problem; any individual company will need
       | to use personalized pricing to compete, but that behavior will
       | hurt the economy as a whole.
       | 
       | I don't know the solution to this problem.
        
         | rjtavares wrote:
         | Why isn't making it illegal a solution?
        
         | wisty wrote:
         | There's bqsically IMO two types of ads - marketing and sales.
         | 
         | Marketing ads are signalling, brand recognition, etc. You want
         | the cool earbuds that everyone knows. You want to buy them from
         | a big, reputable company with good r&d.
         | 
         | Sales is simpler - click on the ad and buy the product. It
         | tends to be a bit sleasier - sales doesn't care as long as it
         | makes a sale.
         | 
         | There's often a bit of tension between sales and marketing. A
         | 50% ooff exploding offer can be good for sales in the short
         | term, but can make the brand look cheap.
        
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