[HN Gopher] Imagine 130M Washing Machines
       ___________________________________________________________________
        
       Imagine 130M Washing Machines
        
       Author : RickJWagner
       Score  : 68 points
       Date   : 2026-01-05 13:46 UTC (9 hours ago)
        
 (HTM) web link (scottsumner.substack.com)
 (TXT) w3m dump (scottsumner.substack.com)
        
       | rvz wrote:
       | There are billions of computers, but only a few computers can run
       | very large local LLMs.
       | 
       | So instead, imagine billions of laptops (or phones) available in
       | store that have local LLMs installed which allows you to have
       | intelligence-like chatbot features available with the equivalent
       | performance of Claude Opus 4.5 or GPT-5 if not better and they
       | are far smaller.
       | 
       | Thank you for telling us that efficient + performant multi-modal
       | local AI models is the endgame; a bonus if they are smaller to
       | fit in phones.
        
         | zamadatix wrote:
         | Centralized vs distributed feels like a largely orthogonal
         | matter. E.g. phones are great at being clients, even for things
         | which they could technically be the server for today, but they
         | make pretty bad servers in terms of resource tradeoffs. Because
         | of this, I think the endgame cares little about where the LLM
         | runs as much as how much it costs for those devices to use one
         | (which can be more than just money too - e.g. on phones it's
         | battery, bandwidth, latency, privacy, or whatever else could be
         | valued/scarce). That it's specifically on device is just one
         | method of how to meet some of these attributes, not the
         | exclusive method to use it.
         | 
         | Even as a techie tinkerer my dream is not that every device I
         | have run its own LLM - it's that I can point them to where to
         | find the LLM (and swap that at will). The dumber I can make my
         | edges the more they can end up doing overall.
        
         | fenwick67 wrote:
         | I'm skeptical of this. Users are not going to want to sacrifice
         | on the quality or performance of the model for a warm fuzzy
         | feeling about it running locally on their phone. Outside of
         | hobbyists I can't imagine this really taking off for the same
         | reason secure scuttlebutt never had a chance of beating
         | Facebook.
         | 
         | The only exception I can imagine is very sensitive topics, AI
         | girlfriends or maybe image processing
        
       | philipwhiuk wrote:
       | > A few billionaires might have additional vacation homes, but
       | they are not going to consume a million homes, much less 10
       | million.
       | 
       | Sumner is somehow unfamiliar with the concept of a landlord or
       | vacant property investment.
       | 
       | > progressive consumption taxes
       | 
       | When someone proposes one, let me know.
        
         | thenanyu wrote:
         | Presumably, the percentage of taxation is a function of the
         | price of the item? You can have a different curve or base rate
         | for different harmonization codes.
        
         | 1980phipsi wrote:
         | >> A few billionaires might have additional vacation homes, but
         | they are not going to consume a million homes, much less 10
         | million.
         | 
         | > Sumner is somehow unfamiliar with the concept of a landlord
         | or vacant property investment.
         | 
         | I'm sure he is not unfamiliar with either...
         | 
         | Not sure what landlords have to do with anything since washing
         | machines are often included as part of a rental (or the
         | apartment doesn't have a washing machine, but what does that
         | have to do with landlords?).
         | 
         | And vacant property investment is a small fraction of total
         | property ownership in the US. It's more common that people have
         | a vacation home and rent it out part of the year.
         | 
         | >> progressive consumption taxes
         | 
         | > When someone proposes one, let me know.
         | 
         | They have been proposed...many times. In fact, the US's system
         | has elements of a progressive consumption tax already since
         | people can put retirement savings in IRAs/401ks. What would
         | make it a more complete progressive consumption tax would be to
         | either raise the limits on contributions to these retirement
         | accounts (and remove income limits), and also introduce
         | accounts like these that are meant as more universal savings
         | vehicles. This is preferred (in my view at least) to just
         | cutting dividend and capital gains rates to 0% since that would
         | benefit existing rich people.
        
         | strken wrote:
         | The word "consume" is important. Billionaires might _own_ a
         | million average family homes, but that 's not the same thing as
         | actually using the home. A normal family will eventually lease
         | the house and use it, unless it's left vacant.
         | 
         | I'm not sure vacant property investment holds up in a world
         | with radically higher numbers of houses getting built. The
         | billionaires either stop investing and let house prices drop,
         | or they keep investing until they run out of money, at which
         | point they have no choice but to stop. This only holds up for
         | houses themselves and not for land, but hey, you can solve that
         | with a land tax.
        
         | bluGill wrote:
         | Landlords provide a useful service for anyone who doesn't want
         | to live in a house for a long time. There are pros and cons to
         | renting vs buying. If you are against landlords you are also
         | against anyone who buying a house is a bad decision.
         | 
         | Vacant property investment exists, but it is a small factor in
         | all markets.
        
       | tokai wrote:
       | >On many distributional issues, I'm to the left of the Democrats.
       | 
       | Which could still land you squarely on the economic right.
        
       | Workaccount2 wrote:
       | The easiest surefire way to lift the bottom of the economy right
       | now is to go on a mass home building spree.
       | 
       | If people had their rents cut in half, it would solve most other
       | money problems they complain about (shy of those who will just
       | inflate their lives into being money constrained again).
       | 
       | Of course this will come mostly at the expense of regular middle-
       | class homeowners, who will see the enormous paper gains of their
       | properties in the last 5-10 years be decimated. Red or Blue, I
       | don't care who, _hates losing money and will emphatically vote
       | against this happening._
        
         | toomuchtodo wrote:
         | Indeed. If you destroy housing costs [1], medical costs with
         | single payer [2], and energy costs with renewables [3], that
         | gets you to Abundance everyone so desperately opines about. But
         | too much of the country is driven by the inefficiency (rent
         | seeking, broadly speaking), that is the US system and the
         | economy. That is all the country builds anymore. We
         | collectively know what the foundational problems are, there is
         | simply no political will to course correct. Increased supply
         | will disempower the extraction system. AI replaces jobs people
         | need to survive, but does not fix anything I've enumerated; in
         | some cases, it even makes the problem worse (algorithmic price
         | fixing [RealPage] and price discrimination [Instacart], for
         | example).
         | 
         | I would like to imagine a world with enough housing for every
         | human, affordable, accessible medical care for all, and cheap
         | clean energy deployed at scale. When is AI going to deliver
         | that?
         | 
         | https://en.wikipedia.org/wiki/The_purpose_of_a_system_is_wha...
         | 
         | [1] https://news.ycombinator.com/item?id=43119657 (housing cost
         | citations)
         | 
         | [2] _Health Care Costs and Affordability_ -
         | https://www.kff.org/health-costs/health-policy-101-health-ca...
         | - October 8th, 2025
         | 
         | [3] _U.S. electricity prices continue steady increase_ -
         | https://www.eia.gov/todayinenergy/detail.php?id=65284 - May
         | 14th, 2025
        
           | card_zero wrote:
           | I don't understand POSIWID at all. "Purpose" is inherently
           | good intention and moral judgement.
        
             | cameron_b wrote:
             | The main token in POSWID seems to apply to reasonably
             | mature instances of S for which several passes have been
             | taken through the build loop. Once someone has edited the
             | thing, it is reasonable to assume that the outputs are the
             | fruits of the intentions.
        
               | card_zero wrote:
               | Oh, so it's more like "the purpose of a system emerges".
        
               | toomuchtodo wrote:
               | Yes.
        
           | bluGill wrote:
           | What would people spend that excess on if they had it? Adam
           | Smith observed that most people spent it in nicer houses.
           | While I think there is a limit I think for most we would turn
           | around an spend that extra on a nicer house and return to
           | living paycheck to paycheck hoping we have enough to make the
           | end of the month after paying for it. Nicer cars would likely
           | take a good portion of the difference as well.
        
             | toomuchtodo wrote:
             | > What would people spend that excess on if they had it?
             | 
             | Humans do not exist to be extracted from for their basic
             | needs imho, which is how the current system is configured,
             | so this is not an excuse to keep extraction systems in
             | place. Give humans a 4 day work week if the argument is
             | "what else would you spend this money on?" with the excess.
             | Humans do not exist for the profits of others, again, imho.
             | I understand others have different opinions on this topic.
             | 
             | https://4dayweek.com/ | https://workfour.org/ | https://hn.
             | algolia.com/?dateRange=all&page=0&prefix=true&que...
             | 
             | It might even help with the cratering fertility rate across
             | the developed world.
             | 
             | https://wtfhappenedin1971.com/
             | 
             | https://thezvi.substack.com/p/fertility-roundup-5-causation
             | 
             | "What if we put all of this effort in and all that happens
             | is people live better lives!?" sounds...silly, no?
        
               | bluGill wrote:
               | What you think others should do it not relevant. The
               | question is what will they do.
               | 
               | If someone wants a 5 day work week and a larger house
               | instead of a 4 day work week who are you to force them to
               | do otherwise? It is perfectly possible to get a 2 or 3
               | day work week if you want - most jobs won't offer it, but
               | the possibility exists if you are willing for the
               | sacrifices - most are not (though it isn't clear if they
               | even realize the option exist)
        
               | toomuchtodo wrote:
               | If most jobs won't offer it, that is a problem to fix.
               | These are just arbitrary rules, after all (in the US, the
               | official per week work hours codified in federal
               | statute). They can be changed. It is not an option if
               | most cannot obtain it, or it is not easy to obtain it. We
               | have different mental models on the topic, that's all.
        
               | Workaccount2 wrote:
               | >Humans do not exist for the profits of others
               | 
               | They don't, but they voluntarily take the risk trade-off.
               | If you are the profit of someone else, it also means you
               | are the liability of someone else.
               | 
               | Working for someone else has become so prevalent and so
               | much the norm, that people have _completely_ lost sight
               | of the downsides of working for yourself.
               | 
               | It's not at all surprising that people opt for steady
               | paycheck over erractic income and full liability for
               | their mistakes/short-comings (despite the allure of fully
               | reaping the upside). I've seen dudes making $40k/yr
               | destroy $500k of product and still get their paycheck the
               | following week.
        
         | micromacrofoot wrote:
         | If we had reasonable safety nets for healthcare, retirement,
         | and housing I wouldn't give a flying fart about my home
         | value... but right now it's the only safety net I have.
        
         | unstatusthequo wrote:
         | Wait, then who will the Boomers unload their overpriced real
         | estate to?
        
           | vablings wrote:
           | I think the sad thing is its already massively overvalued and
           | the only thing propping up the market is the ability to get
           | more mortgages for longer creating servitude and debt bondage
           | like you have never seen.
        
         | jayd16 wrote:
         | If we did, what's to stop the rich from buying it all anyway?
        
           | seanalltogether wrote:
           | Property taxes that need to be paid regardless of occupancy.
           | They become more of a liability if you can't keep it rented
           | 12 months of the year.
        
             | jayd16 wrote:
             | If the idea is they're needed then why wouldn't they get
             | rented?
             | 
             | Unless something gets done about economic equality, the
             | rich are in a position to benefit the most.
        
         | delaminator wrote:
         | Giving millions of non-citizens loans to buy houses is sure
         | fire way to sink the bottom and middle of the economy.
         | 
         | Maybe undo that injustice first.
        
         | mattmaroon wrote:
         | You are missing the bigger problem, healthcare spending. We as
         | a society now spend more on that than our housing, and the gulf
         | between the two widens every year.
         | 
         | We should do what you say, but we should also focus on pumping
         | out more doctors, etc.
        
         | lif wrote:
         | Have you looked around? We actually have plenty of "housing",
         | however most do not meet the qualities/criteria that make them
         | desirable enough to be "homes".
         | 
         | Lower density, family and pet friendly. You know, the kinds of
         | places that landlords live in. Not the places they are trying
         | to force on others as "inevitable".
        
         | OGEnthusiast wrote:
         | Blackrock will just buy all the new homes you build and charge
         | exorbitant rent.
        
           | zozbot234 wrote:
           | If they charge "exorbitant" rent no one's going to rent from
           | them. They're constrained by broader market conditions.
        
             | m000 wrote:
             | > If they charge "exorbitant" rent no one's going to rent
             | from them.
             | 
             | We will. There are just not enough bridges for everyone to
             | live under. /s
        
         | commandlinefan wrote:
         | > regular middle-class homeowners, who will see the enormous
         | paper gains of their properties
         | 
         | As one of those homeowners, I keep hoping that housing values
         | go down because I'm taxed on the value of my home every year,
         | and that tax burden is crushing me. My property taxes are 2% of
         | the (appraised) value of my house. The fact that its worth
         | twice what I paid for it is meaningless to me when the tax bill
         | comes - I can't really sell it and cash out the 'investment'
         | because I need somewhere to live.
        
           | zozbot234 wrote:
           | Why "can't"? You can always move out to somewhere cheaper and
           | pocket the difference. Besides, when property tax rates are
           | lower, housing prices are higher to begin with. It's a wash
           | for anyone except those property owners who were lucky to get
           | grandfathered into cheaper ownership when the tax rate fell.
        
         | haizhung wrote:
         | No. Mass building (while not touching inequality) will NOT
         | solve the issue.
         | 
         | It's easy to see why: there already IS enough housing around
         | for everybody. If there wasn't, you would see a massive amount
         | of homeless people. And even in the US where that might be the
         | case - the amount of empty real estate is larger than the
         | amount of homeless people. You could easily house them if you
         | wanted. It's a question of distribution.
         | 
         | The other reason to see why this doesn't work is: there is no
         | country that managed to do it. Miraculously, the housing crisis
         | has hit all (western) countries on the planet. All of them try
         | to build their way out of it, no one succeeds. Why?
         | 
         | If you just mass build, the new units will be bought
         | immediately by the rich, and the working people will have no
         | housing still.
        
           | zozbot234 wrote:
           | > It's easy to see why: there already IS enough housing
           | around for everybody.
           | 
           | Maybe in Detroit this statement is true, or a ghost town in
           | the middle of nowhere. The fact that housing costs money
           | mostly anywhere else is trivially evidence that there isn't
           | enough of it to go around.
           | 
           | > Miraculously, the housing crisis has hit all (western)
           | countries on the planet. All of them try to build their way
           | out of it, no one succeeds. Why?
           | 
           | Very few western countries are trying to "build their way
           | out" in a meaningful sense. Folks aren't buying that housing
           | en masse for no reason; they just expect it to become even
           | scarcer and more expensive in the future. If you fail to
           | build any more, that becomes a self-fulfilling prophecy.
        
       | siavosh wrote:
       | Productivity will go up, competition will go up, profits will go
       | down, unemployment will go up, wages will go down, a crisis will
       | occur, consolidations and monopolies will emerge, hyper
       | inequality will then break a system incapable of compromise. But
       | sure, there will be a lot of washing machines.
        
       | fny wrote:
       | A tangential thought: say AI makes a huge dent into labor. Wages
       | will collapse across the board. Who is left to profit from?
        
         | Nextgrid wrote:
         | > Who is left to profit from?
         | 
         | That's already the case where most of the economy is AI-related
         | stock market speculation rather than being based on actual
         | investment fundamentals.
        
         | soared wrote:
         | There is a more feasible future IMO that paints AI as the
         | washing machine, calculator, computer, spreadsheet, automation,
         | etc. Jobs AI can complete don't lead to people getting let go,
         | but rather those people sit on top of the AI who can do their
         | job much better (sometimes at larger scale, sometimes not).
         | Better outputs for the same cost (well wage+AI costs) -> more
         | purchasing power, more efficient business, etc.
         | 
         | I don't know if this is how AI will go, but this exact thing
         | happened to me with deep learning. I did stupid math to
         | optimize algos in 2012, but in 2022 deep learning was 100x
         | better than me. I just babysat the AI, as it (and llms) still
         | can't talk to clients, understand business/culturual nuances,
         | navigate an org, politic, innovate, etc
        
           | throwaway173738 wrote:
           | I think a few people will live like kings while the rest of
           | us live in Terrafoam.
        
         | foobarian wrote:
         | Money is just a proxy for value add. When automation replaces
         | the labor, the only remaining value add may be withholding
         | violence. I hope we don't get there
        
       | petermcneeley wrote:
       | in-vogue trite. The question for these thought-writers at this
       | stage is simply incompetence or malic.
        
       | NitpickLawyer wrote:
       | > Any tax reform that fails to reduce luxury consumption by the
       | rich will completely fail to reduce economic inequality.
       | 
       | This is a weird one. I don't think the problem with rich people
       | is that they consume luxury goods. That's actually a good thing
       | overall. Let them have their megayachts, megacars, golden
       | toilets, etc. Someone has to build those.
       | 
       | I think the problem is when they use their unlimited funds to
       | purchase stuff they shouldn't own. Newspapers, TV stations,
       | social media, etc. That kind of power, often flaunted openly (see
       | the bezos scandal when they literally wrote something along the
       | lines of "if you screw with us we have wapo at our disposal") is
       | not something that should be in the hands of one person. Or a
       | family. That's way way way more dangerous to society than them
       | snorting caviar off of models' bodies, or eat gold leaf you won't
       | believe they're not burgers with truffles on top.
        
         | unstatusthequo wrote:
         | Do we think news outlets owned by the government or the "warm
         | collective" would be any better at unbiased reporting or not
         | disseminating fake news or unjust influence? Is there any
         | organization or entity structure today that is trustworthy
         | enough to even handle those sorts of organizations. It appears
         | fraud is rampant in our government, so why trust them any more
         | than some random dude? Frankly it seems the odds might be
         | better with one random guy not being on the take.
        
           | servercobra wrote:
           | I think the odds are better if it's not a random guy who also
           | already has a bunch of power (e.g. Bezos with his
           | considerable influence buying up and weaponizing WaPo). I
           | personally think that consolidation of power is a reasonable
           | thing to prevent. I'm not sure how you could block someone
           | like Zuckerberg who started his own new media, other than the
           | government, which as you pointed out has its own issues.
        
           | NitpickLawyer wrote:
           | I'll be honest, I'm not an expert on this, and I don't have a
           | perfect solution. I just think we should try to do something,
           | even if it's not perfect.
           | 
           | There are some professions with codes of conduct. Some are
           | internal, some ar legislated (i.e. fiduciary duty for
           | lawyers, financial advisors, etc). We also have some concepts
           | like public utility and public interest. Maybe we should look
           | there (again, ask the experts I'm sure there are people who
           | study this for a living). Maybe slowly bring in duties for
           | "public interest" related fields. Maybe at the management
           | level. Maybe come up with ownership structures that decouple
           | power from financial incentives (a la voting shares vs.
           | normal shares) and impose them for such businesses.
           | 
           | I fully agree with you that gov ownership of media would be a
           | disaster. I'm not proposing that in any way. Just ... better
           | ways to do it than we do today.
        
           | fcantournet wrote:
           | Historically news outlet run as public service (with
           | sufficient guardrails for autonomy) such as the BBC, PBS,
           | France Television, Arte (naming only those I know well) have
           | produce much better news coverage than the privately owned
           | ones.
           | 
           | OTOH the concept of independent public institution and
           | general checks and balances seems to have been entirely
           | forgotten, so maybe that's not a solution for 21st century.
           | 
           | An alternative would be communally owned media (50/50 by
           | readership and journalists), with simple direct tax incentive
           | to fund them (equal amounts of $ per person)
        
             | CaptainJack wrote:
             | Having first hand experience of all of the named public
             | services, I beg to differ heavily. These corporations tend
             | to be heavily left-leaning, with no real guardrails
             | preventing this. The consequence is pretty biased coverage,
             | under the guise of a "trust-us, we are here for the greater
             | good".
             | 
             | Look at the handling of Middle-East by BBC, the Zucman tax
             | at France Television, or the current allegations of fraud
             | in some communities in the US.
             | 
             | My current take is that it is really hard to get a fair
             | unbiased coverage, unless you actually state that you will
             | strive to hire and promote both sides. If these
             | corporations had to publish the composition/promotion/pay
             | of their newsroom across the political spectrum (as they do
             | for example by gender), you may start to have fair unbiased
             | coverage. But many journalists working there see it as
             | their job to describe "not the reality as it happens, but
             | rather as it ought to be" (to quote the CEO of France
             | Television). We should acknowledge that people are biased,
             | and measure the balance of biases rather than assert there
             | is no bias because they serve the greater good.
        
               | tehjoker wrote:
               | This is a very funny take since all of these stations are
               | anti-communist. This is inter-right wing sectarianism.
        
               | zozbot234 wrote:
               | So everyone to the right of tankies gets lumped together
               | as "right wing" in your view of the political spectrum?
               | That's not very helpful.
        
               | tehjoker wrote:
               | That's objectively true. They're center-left or center-
               | right. They're certainly not democratic socialists (who
               | are the barest left of the left). The parent is
               | complaining that there is some objectivity at all in
               | liberal/center-right media, that it isn't calling for
               | pure repression by force of middle eastern people and
               | recognizes they sometimes suffer from aggression in ways
               | that are understandable to human beings.
               | 
               | None of these outlets object to this repression being
               | meted out, they only care that it is done in a way that
               | is respectable. A left wing take would criticize the
               | imperialist nature of these wars of aggression and
               | genocide and examine the economic, class, and other
               | social dimensions that cause these events to occur and
               | call for a social revolution via means that are electoral
               | or otherwise. A left-leaning liberal take would say
               | something like "man it's crazy they don't respect the UN
               | charter or even US laws". This should give some objective
               | sense for how rightward our discourse has been drawn.
        
         | threetonesun wrote:
         | I'm not sure megayachts have no economic downside. They create
         | some jobs, certainly, but if the golden goose is catering to
         | the whims of eccentric billionaires, then collectively we're
         | losing smart and talented people who could be building things
         | like better public transportation, or more reliable and
         | sustainable infrastructure.
        
           | xhkkffbf wrote:
           | I don't think the lack of talent is preventing us from having
           | good public transportation. Diverting smart folks from yacht
           | building will not eliminate the problems with unions, zoning,
           | or crime to name a few of the issues. These are difficult
           | problems because people and their different desires are
           | involved.
        
             | netrus wrote:
             | One city has a millionaire who builds a yacht for 100M
             | dollars in a local shipyard and uses it for holidays. The
             | neighbor city has a millionaire who spends 100M dollars to
             | build 10 ferries he gifts to the city. The general
             | population is clearly better off in the second case, even
             | if it does not matter for the workers in the shipyard.
        
               | gertlex wrote:
               | That seems very lucky of the second city. Let's hope we
               | get lucky with some generous billionaires soon!
               | 
               | I don't claim that regulations are simple, and incentives
               | couldn't be created to result in infrastructure
               | investment by the wealthy... but I won't hold my breath.
        
               | xhkkffbf wrote:
               | Cute gambit to talk about ferries, the one mode of
               | transport that doesn't have insane land-use debates.
               | (Although they do need waterfront property on both ends.)
               | I'll give you a point for that one.
               | 
               | But let's be serious. Ferries have a very limited use in
               | only a few cities. Even then, the appeal is limited
               | because they're relatively slow.
               | 
               | I submit that the most common result of replacing one
               | yacht with $100m of public transit spending is that the
               | unions and the bureaucracy will eat up the $100m in a few
               | minutes.
               | 
               | The theory here is that diverting more smart people into
               | "good" careers like urban planning will be great. But if
               | we look at the last 100 years in the United States, the
               | rise of careers like urban planning have been correlated
               | with an explosion in construction costs.
               | 
               | Yet back in the bad old days when there weren't urban
               | planning degrees and only a few effete twits went to
               | college, private capitalism was able to build two big
               | urban transit systems in NYC. No book smart people. Just
               | sandhogs and profit motive. How much did it cost to add
               | just a few stops to the NYC subway over the last two
               | decades?
        
           | vablings wrote:
           | I disagree with this. Some of the more extravagant
           | engineering prowess has divested from insane eccentric
           | billionaires
           | 
           | Like the other commenter said the larger issue is the
           | monopolization (see groq x nvidia for a glaring example) and
           | other forms of rent seeking that clamp down on market
           | fairness and efficiency
        
             | mike50 wrote:
             | Mega yachts are not airplanes, computers, software or some
             | other cutting edge or basic research technology. It's a
             | boat that other then adding starlink hasn't meaningfully
             | changed for decades.
        
           | colechristensen wrote:
           | You're imagining a nonexistent problem.
           | 
           | Luxury yachts and public transit make approximately 0 talent
           | impact on the world.
           | 
           | Building each is an extremely tiny industry.
           | 
           | These are also very average talent required jobs.
        
           | numpad0 wrote:
           | And I would wonder if overpriced luxury items in general are
           | detrimental to the economy. It feels to simple me that
           | transacting items with subjective added values above costs
           | shrinks economy a bit.
           | 
           | To me it feels that overpriced items cause less trickle downs
           | if they cost less to make: the delta would go into an
           | oblivion. Trickle downs don't appear to be real, but less
           | than already immeasurable sounds bad.
        
         | mattmaroon wrote:
         | That isn't what he is saying. He is saying that tax reform
         | needs to be progressive, meaning it hits rich people more, and
         | it hits them when they spend not when they earn.
         | 
         | A progressive tax will tax them more when they buy luxury items
         | and thus make them buy fewer luxury items.
        
           | pydry wrote:
           | >tax reform needs to be progressive, meaning it hits rich
           | people more, and it hits them when they spend not when they
           | earn.
           | 
           | This misses the point. It needs to hit them when they own not
           | when they spend.
           | 
           | >A progressive tax will tax them more when they buy luxury
           | items
           | 
           | Which still wont be progressive it's the yield bearing assets
           | Jeff Bezos buys which are the main problem not the fancy
           | candlesticks he decorates his house with.
        
           | bigbadfeline wrote:
           | > meaning it hits rich people more, and it hits them when
           | they spend not when they earn.
           | 
           | The parent of your comment made a pretty good case precisely
           | against this. And it didn't talk about all spending, only
           | about luxury one as exemplified by the following, rather
           | misleading, quote from the OP:
           | 
           | >> Any tax reform that fails to reduce luxury consumption by
           | the rich will completely fail to reduce economic inequality.
           | 
           | This is wrong and pointing it out is good.
        
             | zozbot234 wrote:
             | It's not a good argument at all. "Earning" is a socially
             | productive activity, far more so than directing resources
             | towards the making of a huge luxury yacht for private
             | consumption (or similar kinds of luxury spending). There
             | really isn't any good argument for taxing earnings or
             | saved/invested assets per se, as opposed to consumption.
        
         | _ZeD_ wrote:
         | The whole idea is to make the rich people poorer, even if just
         | a little.
         | 
         | The money taken from 1000 or 2000 rich people may be used for
         | the rest of the 130000 ones
        
         | Lendal wrote:
         | Bingo. The guy has a lot of things right, but I was floored
         | when I read "progressive consumption tax" coming from an
         | otherwise well written essay. Consumption taxes are regressive,
         | and no amount of progressive lip stick will make them
         | redistribute sufficiently to achieve the effect he wants.
         | 
         | I would say that any tax reform that fails to reduce asset
         | concentration will completely fail to reduce economic
         | inequality. Let Bezos have his newspaper, if that's all he
         | owns. Let him game the system to evade income tax. Fine. The
         | problem is when a very small group of people own all the
         | newspapers plus their original business empires plus their
         | privately owned social media companies, plus their funded PACs,
         | their psyops, etc.
         | 
         | All assets must be taxed directly to such an extent that
         | concentrated assets are redistributed naturally through market
         | forces. Tax wealth, not work.
        
         | sharts wrote:
         | Why even make a distinction of category spend.
        
         | Joker_vD wrote:
         | > Someone has to build those.
         | 
         | Well, yes? That means those "someones" are not building
         | something else instead.
        
           | ithkuil wrote:
           | Yes, sometimes that's indeed an opportunity cost. But it's
           | also a catalyst for making things possible or affordable that
           | otherwise wouldn't be.
           | 
           | Many technological progress are first explored in niche and
           | luxury segments and only later fully developed for the masses
           | with mass utility. Space exploration, motor racing sports,
           | military, .... they all can seem like wasteful enterprises
           | and yet a lot of new technologies come from these areas
        
       | smileysteve wrote:
       | A post about mis-generalization seems to make a huge mis-
       | generalization, seemingly from a lack of diversity.
       | 
       | The author recognizes that laundromats exist, but doesn't believe
       | that washing machines are a luxury good (his yacht example of 60%
       | owned by the top 1% likely applies somewhere around 60% to the
       | top 30%). This indicates the author generalizes that high density
       | living with shared appliances don't exist or apply to a large
       | part of the population (that density doesn't shift statistics).
       | 
       | A few thoughts, instead of taking 340m people, you need to
       | account for 2% homelessness, another 8% as housing insecure, 30%+
       | as high density possibly sharing at the apartment/condo building
       | or laundromat level. A small upper 1% that outsource to services.
       | 
       | The infamous Mitt Romney, 47% of Americans don't pay income tax
       | quote can be really shocking when you start thinking about the
       | average American, and the wages that they earn compared to a
       | higher income segment you might be in.
        
         | bluGill wrote:
         | Laundromats exist, but there are 100 million according to my
         | web search which puts his estimate in the right area even if he
         | is off by 30 million.
         | 
         | Most Americans would not call a washing machine a luxury good.
         | Even in much poorer Mexico there are a lot of families living
         | on $100/week that have a washing machine - they are an
         | affordably luxury to many poor people.
        
           | smileysteve wrote:
           | If the statistical "right area" is within 30%, then 60m is
           | similarly in the correct area.
           | 
           | But the context is most important, are AI's worst strategies
           | worse than 30% off because of gross generalizations?
        
             | bluGill wrote:
             | Depends on the context. Sometimes I need to be correct to
             | withing 0.0000001%. Sometimes I can be off by 500% and
             | still be close enough.
        
         | randallsquared wrote:
         | > _2% homelessness, another 8% as housing insecure_
         | 
         | Per a quick search, that's 0.2%, not 2%. Not sure about what
         | "housing insecure" means, so that's harder to check. Also, that
         | is just a one-night snapshot, and many of those won't be
         | homeless if you check back later.
        
       | chris_va wrote:
       | The high level question of wealth concentration from new
       | technology is an interesting question (and probably could have
       | been just 3 sentences, since it is unanswered).
       | 
       | The rest of the article has some easy to read anecdotes, but it's
       | hard to know if they are at relevant/accurate. E.g. common
       | mistake (arguably) that I see a lot:
       | 
       | > In 1990, America enacted a tax on luxury consumption of goods
       | such as expensive cars, yachts, furs and jewelry. A few years
       | later, the tax was repealed by a coalition that included
       | Democratic politicians worried about job loss in the yacht
       | building industry. It's hard to think of a more perfect example
       | of muddled thinking about distribution. Any tax reform that fails
       | to reduce luxury consumption by the rich will completely fail to
       | reduce economic inequality.
       | 
       | Mega-yachts are money pits. A rich person purchasing a mega-yacht
       | is probably the fastest way to redistribute a monetary supply.
       | Taxing it has some benefit, but reduces the incentive to buy
       | mega-yacht... Now, monetary supply and productivity/wealth are
       | not exactly the same thing, but this seems like a basic error.
        
         | strken wrote:
         | I think the whole point was that mega-yachts are money (or,
         | from the perspective of the employee, effort) pits. Those
         | employed shipbuilders and wait staff aren't building cruise
         | ships and they aren't serving meals on them. The time and
         | effort that went into those tasks will never reappear.
         | 
         | The median person is better off if the rich either invest that
         | money, lose it to tax, or give it to charity. The money/effort
         | gets redirected away from mega-yachts and other consumption and
         | it has to go somewhere.
        
           | bluGill wrote:
           | That money often doesn't go to someplace the common person
           | would fine more useful. A yacht made and stored outside the
           | US is easy to hide from US taxes if you want one, if it is a
           | status symbol you can find plenty of others, some of which
           | are easy to make elsewhere thus moving money out of the US.
        
       | iso1631 wrote:
       | > Matt Yglesias keeps telling us that America is richer than
       | Europe because we have many more dryers
       | 
       | Or perhaps America is poorer because they lack an outside space
       | to hang clothes?
        
         | bluGill wrote:
         | Most Americans have space to hang clothes. They don't use it,
         | but the space exist. Sometimes it is illegal to use that space
         | to hang clothes, but they wouldn't even if the laws changed.
        
           | iso1631 wrote:
           | > Sometimes it is illegal to use that space to hang clothes
           | 
           | Ahh, land of the free
           | 
           | Based on my knowlege of New York apartment buildings, there
           | are shared laundry rooms, thus New York City has fewer dryers
           | per capita than Alabama.
           | 
           | Clearly South Dakota is richer than New York City?
        
             | bluGill wrote:
             | I don't know New York. I know where I live most apartments
             | are shared laundry rooms, but a few list washer/dryer in
             | the apartment as a feature.
        
           | foobarian wrote:
           | I wouldn't relish doing that in the winter, having to work
           | around weather, or having the day star's UV light destroy my
           | clothes.
        
       | jrm4 wrote:
       | So, this whole analysis strikes me as the worst of "economic
       | thought?" The first bit of failure here is "equating well-offness
       | to output," e.g. something that can be measured by GDP.
       | 
       | Then it misses the other big deal, which is the utter weirdness
       | caused by extreme on-paper wealth inequality, where the e.g. Elon
       | Musk numbers reach levels of literal absurdity.
       | 
       | Money, in a sense, doesn't matter. It's "goods and services." The
       | big question should be, does the way we do "money" effectively
       | help everyone trade goods and services in a reasonable way.
       | That's the only real path to "happiness."
        
       | toss1 wrote:
       | >>recall that central LA currently lacks the large stock of high-
       | rise apartments that you see in cities like New York and Chicago.
       | 
       | The author _entirely_ overlooks that NYC and Chicago are not in
       | earthquake-prone areas and LA is right next to a major geologic
       | fault system. Yes, skyscrapers can be safely built to withstand
       | earthquakes, but it tends to be at least expensive, which is
       | counter to solving affordability issues.
       | 
       | >>I favor a steeply progressive consumption tax.
       | 
       | This is generally pointing in the right direction, but a
       | progressive _transaction_ tax on every transaction, including
       | finance and investments would be far better. Easier to track,
       | harder to evade, far less intrusive into peoples ' lives required
       | by income tax. and the rate and difference between rates would be
       | so low that structuring deals to 'optimize' taxation brackets
       | would be pointless.
       | 
       | Just the volume of Equities + TRACE fixed income/structured +
       | munis + real estate is over $200Trillion. A mere 3% tax on those
       | would put the $6T US budget in large surplus. Add $1.7
       | Quadrillion of ovrerall payments and a 0.3% tax on transactions
       | (yes, $3 per $1000) would also put the US budget in surplus. Make
       | it progressive by setting tax rate tables based on transaction
       | size, e.g., transaction <$10=0.01, <$100=0.1%, <$10k=0.2%,
       | <$100k=0.3%, <$1MM=0.4%, =>$1MM=0.5% (plus big penalties for
       | 'structuring' transactions to lower brackets).
       | 
       | Not impressed with the article
        
         | bluGill wrote:
         | Sky scrappers are expensive. A single story building is the
         | cheapest thing you can build anywhere - only when land is
         | expensive is it worth going up instead of out. There is value
         | in density so we build skyscrapers anyway, but for nobody is it
         | the most economical way to get square feet.
        
           | SecondHandTofu wrote:
           | Land IS somewhat expensive in LA though.
           | 
           | Plus, you are looking at it purely from a construction cost
           | of the building point of view. If you build more densely, you
           | don't need as many roads and other services, which also cost
           | money, and once you have enough density, agglomeration means
           | that it's economical to have local businesses nearby, fewer
           | people need cars etc.
        
             | bluGill wrote:
             | Roads are cheap. I know we spend billions on them, but they
             | are still cheap compared to adding another floor.
             | 
             | I'm not arguing with your other points. Density is often
             | worth the monetary costs, but don't try to pretend it isn't
             | more expensive. (Indeed I would value the time density can
             | save high, but there is no objective way to value a large
             | part of my time)
        
         | zozbot234 wrote:
         | > The author entirely overlooks that NYC and Chicago are not in
         | earthquake-prone areas and LA is right next to a major geologic
         | fault system.
         | 
         | Maybe you should visit Japan sometime. Does downtown Tokyo look
         | more like NYC/Chicago or LA?
        
         | SecondHandTofu wrote:
         | If we put a $10k tax on beards, that's $600 billion right
         | there!
         | 
         | What's that, people might change their behaviour in response to
         | it, in possibly unintended and negative ways? Nah we can just
         | hand wave that away, who needs liquidity or investment.
        
         | tptacek wrote:
         | A "high-rise" is anything over 6 stories; they aren't
         | skyscrapers. The argument generally is for upzoning, not for
         | setting height records, and that argument isn't impacted by
         | seismology.
        
       | bluGill wrote:
       | > The whole point of being rich is to get away from every single
       | human being that doesn't have to be nice to you.
       | 
       | This is false. Most rich people don't want to get away from every
       | single human. (if they did they can find plenty of places to
       | backpack). They want to get away from a few crazy people who
       | stalk them.
        
         | AIorNot wrote:
         | This comment is a total non-sequitor to the topic
        
           | bluGill wrote:
           | That is a direct quote from the article, and thus cannot be a
           | non-sequitor. It is used in reasoning and means the whole is
           | standing on something false. You may decide the analysis is
           | correct anyway, but it is fare to stop everything right there
           | since there is a logic flaw.
        
         | cousinbryce wrote:
         | Sounds like you've failed to "...get away from every single
         | human being that doesn't have to be nice to you"
        
           | bluGill wrote:
           | Whatever - I don't think many rich care about getting away
           | from people in general. Most of them don't really care, and
           | many of them like other people in general.
           | 
           | The point of being rich can be the luxuries you can buy, a
           | point system, buying a better afterlife, or any of hundreds
           | of motivations. I'm sure some care about getting away from
           | other people, but to say that is the point is false.
        
         | throwaway173738 wrote:
         | You're refuting a straw man. Re-read what you quoted.
        
       | nancyminusone wrote:
       | >P.S. Can you even imagine 130 million washing machines? >...more
       | than three times around the Earth on the equator...
       | 
       | Nah, that's the wrong way to go about it. The total length of
       | your blood vessels would also circle the earth twice, but I'm
       | sure you'd prefer them to stay safely inside your body.
       | 
       | If each washer is 3 feet on a side, that's 6 square feet. You
       | could easily stack them 4 high with an ordinary forklift. So
       | that's around 7 square miles, or just 7 sections of a standard 36
       | section survey township. Where I live, there's enough farmland to
       | fit all of them within a 2 mile radius, without disrupting much
       | (well, unless you're a farmer). You'd nearly be able to fit all
       | the dryers too.
        
         | timerol wrote:
         | 3 feet times 3 feet is 9 square feet
        
           | nancyminusone wrote:
           | Well that was a dumb mistake. 10.5 square miles then.
        
       | LeifCarrotson wrote:
       | > _The key to higher living standards for average people is to
       | produce lots more output, which requires more automation._
       | 
       | Building and deploying that automation requires capital. As a
       | result, it's largely the people who control that capital who
       | benefit from it, not the individual workers whose productivity is
       | increased by it.
       | 
       | There were people who added value to a manufacturing process by
       | being highly skilled welders (earning $30/hr) who can push MIG
       | wire at 30 inches per minute. On a good day, they actually
       | average 20 inches per minute OEE because they also need to load
       | and unload the fixture, take lunch breaks, and so on. Those
       | welders become (or are replaced by) weld-jig-operators, who can
       | load a buffer of incoming parts, unload a buffer of completed
       | parts, and replace emptied spools of wire, clean up the work
       | area, and so on, while the $400k weld cell with a trio of ArcMate
       | robots pushes 80 inches of wire per minute.
       | 
       | Yes, that's a 4x productivity gain, but does the welder now earn
       | $120 hour? No, the new operator now gets a pay cut back to $20/hr
       | because you can train a replacement in a week (unlike a welder,
       | who needs years of practice to manipulate a torch that
       | skillfully). Meanwhile, the owner of the company profits at
       | ~$100/hr, recoups their big capital investment after a year, and
       | rakes in the profits after that to buy another yacht, or maybe a
       | newspaper.
        
         | zozbot234 wrote:
         | > because you can train a replacement in a week
         | 
         | Guess what, this is a huge gain for the unskilled worker who
         | can get trained in a week for that formerly high-skilled job.
         | And then the capital owners are hugely incented to expand
         | production and hire all those unskilled workers, pushing the
         | wage floor up in the process.
        
         | mNovak wrote:
         | I agree that the worker becoming more productive due to some
         | capital equipment generally won't see any benefit from doing so
         | (unless it requires special skills to operate). But I think the
         | argument is that the end consumer will eventually benefit from
         | the increased productivity.
         | 
         | In your example, yes, the factory owner can take their $100/hr
         | of profit. But among the various factories, some owner might
         | take $25 of that profit and instead undercut their competition
         | to grow their order book. Other factories respond in kind, and
         | the consumer is getting cheaper products.
        
       | layer8 wrote:
       | > Why output is what matters
       | 
       | Now imagine the amount of paperclips AI could make.
        
       | aidenn0 wrote:
       | > Any tax reform that fails to reduce luxury consumption by the
       | rich will completely fail to reduce economic inequality.
       | 
       | While this is essentially tautological, I'm not sure you can
       | practically tax the majority of luxury consumption. Think of all
       | the small differences when a CEO shows up to work vs a temp
       | worker (or even a middle-manager)[1]. All of those differences
       | are luxuries, and many of them are informal and thus hard to tax.
       | If we were to successfully tax all the formal luxuries (which in
       | and of itself becomes legislative whack-a-mole), the wealthy will
       | have a strong incentive to shift much of their luxury consumption
       | to informal luxuries.
       | 
       | Plus, I find all of the focusing on "wealth tax" and "luxury tax"
       | and such rather mystifying when we have an extremely regressive
       | income tax in the US. The low tax rate for long-term unearned
       | income in the US, combined with the fact that borrowing against
       | assets does not realize any of the gains, makes effective tax
       | rates for the 99.9 percentile much lower than the 90th
       | percentile.
       | 
       | It is possible to eliminate dynastic wealth just by ensuring the
       | losses due to inflation and taxes exceeds investment returns at
       | the top tax bracket.
       | 
       | 1: Or the difference in your kid applying to a college with your
       | name on one of the buildings versus someone else's kid applying
       | to that school
        
         | zozbot234 wrote:
         | > Think of all the small differences when a CEO shows up to
         | work vs a temp worker (or even a middle-manager). All of those
         | differences are luxuries, and many of them are informal and
         | thus hard to tax.
         | 
         | But businesses are incented to remove the most expensive
         | disparities, lest they impact the company's market performance.
         | Or maybe they keep the different treatment but expect to pay
         | the CEO less as compensation. Either way it's win-win.
         | 
         | > It is possible to eliminate dynastic wealth ...
         | 
         | Dynastic wealth is wealth that has provably sat unspent and
         | unconsumed for generations. It's effectively frozen in place
         | (except that every once in a while quite a bit of it gets
         | donated to charity in exchange for a very, very expensive name
         | placard on a building, or something). To the extent that this
         | reflects a spreading of good social norms around the stewarding
         | of those assets, there's not much of a reason to want to get
         | rid of it in the first place.
        
           | aidenn0 wrote:
           | > Dynastic wealth is wealth that has provably sat unspent and
           | unconsumed for generations. It's effectively frozen in place.
           | To the extent that this reflects good social norms around the
           | stewarding of those assets, there's not much of a reason to
           | want to get rid of it in the first place.
           | 
           | Wealth generates income that is used to grow more wealth and
           | spend the balance on luxuries. Reduce the ability for it to
           | do that and you reduce luxury consumption!
        
             | zozbot234 wrote:
             | Why assume that luxury consumption is the only possible use
             | of that income? That just doesn't seem to reflect the
             | facts. It's not like many old-money folks have billion-
             | dollar yachts or private aircraft, or the other kinds of
             | luxury spending that seem to be the focus here. Many of
             | them are used to leading incredibly modest lives.
             | 
             | Also, it takes meaningful skill or an appetite for risky
             | ventures (or a combination of both) to generate substantial
             | income from that accumulated wealth - passive return rates
             | are extremely low. That reflects socially productive
             | endeavors we don't want to tax.
        
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