[HN Gopher] Berkshire Hathaway Announces Leadership Appointments...
       ___________________________________________________________________
        
       Berkshire Hathaway Announces Leadership Appointments [pdf]
        
       Author : kamaraju
       Score  : 71 points
       Date   : 2025-12-08 15:12 UTC (7 hours ago)
        
 (HTM) web link (berkshirehathaway.com)
 (TXT) w3m dump (berkshirehathaway.com)
        
       | Traubenfuchs wrote:
       | After a lackluster year the market did NOT like this move at all.
        
         | gbacon wrote:
         | Had to be expected. Buffett was a once in several generations
         | talent.
        
           | unsupp0rted wrote:
           | Is there a write-up somewhere of how much of an outlier he
           | really was?
        
             | NaOH wrote:
             | I would recommend the 2021 three-part Acquired podcast
             | series on Berkshire. Episodes are long, though there are
             | transcripts if you prefer reading over listening.
             | 
             | https://www.acquired.fm/episodes/berkshire-hathaway-part-i
             | 
             | https://www.acquired.fm/episodes/berkshire-hathaway-part-ii
             | 
             | https://www.acquired.fm/episodes/berkshire-hathaway-part-
             | iii
             | 
             | That said, I'll note this quote from Buffett:
             | 
             | >"I'm somewhat embarrassed to say that Tim Cook has made
             | Berkshire a lot more money than I've ever made," Buffett
             | told the audience, referencing the remarkable 680% surge in
             | Apple's stock since Berkshire first began acquiring shares
             | in early 2016.
             | 
             | https://finance.yahoo.com/news/warren-buffett-says-
             | embarrass...
        
         | beambot wrote:
         | This is classic Buffett year, being fearful when others are
         | greedy & building a massive war chest for when a correction
         | inevitably occurs.
         | 
         | When it comes to Buffett (and Berkshire), it's really only
         | reasonable to look at 5-year returns. 1-year or YTD are too
         | susceptible to market sentiment rather than true value. Eg the
         | Buffett indicator (stock market value / GDP) is 2x std dev
         | above the norm right now -- way overpriced by historical
         | standards.
        
           | lotsofpulp wrote:
           | BRK-B doesn't seem much different than SP500 on 10, 15, and
           | 20 year returns. BRK-B's 5 year return is 2% per year more
           | than SP500.
           | 
           | https://dqydj.com/sp-500-return-calculator/
           | 
           | https://dqydj.com/stock-return-calculator/?ticker=BRK-B
           | 
           | If my goal is to not sell for a decade or more, I'm not sure
           | what BRK offers over SP500, except more risk.
        
             | StopDisinfo910 wrote:
             | > BRK-B's 5 year return is 2% per year more than SP500.
             | 
             | > If my goal is to not sell for a decade or more, I'm not
             | sure what BRK offers over SP500, except more risk.
             | 
             | I think you have already answered your own question.
             | Historically, BRK-B has very often outperformed the SP500.
             | 
             | Plus, their investment philosophy is pretty clear. It's a
             | solid alternative if you distrust tech which is today very
             | heavy in the SP500.
        
               | lotsofpulp wrote:
               | >Historically, BRK-B has very often outperformed the
               | SP500.
               | 
               | Huh? The point I was trying to make that the returns seem
               | to equalize the further back we go.
               | 
               | > It's a solid alternative if you distrust tech which is
               | today very heavy in the SP500.
               | 
               | The only reason BRK kept up with SP500 over the last 10
               | years is because of its outsized investment in Apple in
               | 2016 or so, after the disastrous results of sitting out
               | of tech in the 2000s and early 2010s and pursuing other
               | investments such as Kraft Heinz or whatever.
               | 
               | As of September 2025, Apple is still 21% of BRK's
               | publicly listed holdings:
               | 
               | https://www.cnbc.com/berkshire-hathaway-portfolio/
        
               | yibg wrote:
               | SPY has a cumulative return of ~370% from start of 2000.
               | BRK.B is at ~1,200%. That's a pretty big difference.
               | 
               | You can discount Apple as being part of the portfolio,
               | but that's a bit like saying, well they wouldn't have
               | done so well if we remove the high performing stocks in
               | the portfolio.
        
               | gen220 wrote:
               | It's disingenuous to lump AAPL in with the tech stocks
               | that compose the top part of the S&P 500 right now. Much
               | of their valuations are highly-leveraged bets on a
               | massive and nearish-term realization of a dream AI
               | business scenario (NVDA, TSLA, AVGO, and to a lesser
               | extent MSFT, GOOG and META).
               | 
               | What % of AAPL is a highly-leveraged bet on AI, in
               | comparison to those listed above? If you could only own 1
               | of those over the previous and incoming 10 years, it'd be
               | challenging to not choose Apple, with maybe Google as
               | second (albeit with a sizable regulatory asterisk).
               | 
               | I know there's a tendency to reduce everything to
               | numbers, but Berkshire is playing a qualitatively
               | completely different risk management game from the rest
               | of the companies in the top 10 in the S&P 500 right now.
               | 
               | Edit: selfishly, I think you have more to gain from
               | understanding why BRK chose to invest in Apple, than you
               | do from aiming to "explain away" BRK as unremarkable.
               | 
               | If you're trying to choose where to lazily (i.e. with as
               | little mental effort as possible) stash away your
               | investments, that's a separate discussion. Buffet himself
               | recommends S&P 500. But BRK is playing a fundamentally
               | different game from the S&P. An investment in VOO vs an
               | investment in BRK support very different theses.
        
             | Rebelgecko wrote:
             | Kind of a niche use case, but BRK.B is nice if you want a
             | single stock that is relatively diversified, kinda mirrors
             | the greater market, and doesn't pay dividends.
             | 
             | My employer uses a shitty HSA provider (Healthequity) who
             | doesn't provide any sort of tax reporting, and I live in a
             | state that taxes HSAs. Investing in BRK.B instead of a
             | broad fund is a bit riskier, but it saves me from spending
             | an hour tabulating individual transactions when I do my
             | taxes
        
               | lotsofpulp wrote:
               | You can easily transfer (or rollover) HSA funds from
               | HealthEquity ti Fidelity. Do it at as many times as you
               | want, but at least once per year should suffice.
               | 
               | You don't even have to send anything to HealthEquity, if
               | I recall correctly. Just send Fidelity the Transfer of
               | Assets form and they do it all:
               | 
               | http://fidelity.com/toa
               | 
               | I would make sure all the funds in HealthEquity are cash
               | though, just to make things easier and reduce error.
        
               | Rebelgecko wrote:
               | HealthEquity charges a fee to do this which is very
               | annoying. I think you can avoid it with an indirect
               | rollover but you have to space those 365 days apart (not
               | just in different years) and I prefer to not deal with
               | the bookkeeping
        
             | derf_ wrote:
             | Buffett has repeatedly said that Berkshire's size means it
             | will no longer be able to deliver outsized outperformance.
             | He also says that most people should invest in index funds.
             | It is perfectly reasonable to just buy the S&P if that
             | aligns with your financial goals.
             | 
             |  _> BRK-B 's 5 year return is 2% per year more than SP500._
             | 
             | That said, 2% per year is generally considered a lot in
             | diversified mutual fund / ETF land. You might not be able
             | to charge hedge-fund level 2-and-20 fees for delivering
             | that, but you could certainly charge multiples of what the
             | low-cost indexers do (instead, Berkshire charges you
             | approximately nothing). Now, Berkshire is a conglomerate,
             | not a fund, and you could argue 2% is an appropriate risk
             | premium for a single stock, even one as diverse as
             | Berkshire (which is still less diverse than the S&P). But
             | it is pretty impressive for something that is _not_ a tech
             | company. Those are the only things in the S &P that seem to
             | be generating any returns these days (besides Berkshire, JP
             | Morgan is the only other non-tech company with a market cap
             | over $1tn, and arguably banks really are tech companies
             | now, too).
             | 
             |  _> Apple is still 21% of BRK 's publicly listed holdings_
             | 
             | The public company investments are a minority of
             | Berkshire's current value. The majority comes from wholly-
             | owned operating companies and insurance businesses.
        
             | findjashua wrote:
             | 20-yr CAGR seems to be consistently higher than SP500:
             | https://testfol.io/?s=7boYMdNxqjh
        
             | ksherlock wrote:
             | BRK-B is also a top-10 (currently #10) component in the S&P
             | 500 with a 1.74% weight. They also own ~40 stocks and I
             | think around half of them are in the S&P 500 (including
             | Apple, Amazon, and Google, which are also top 10 components
             | but a combined ~15% weight), so, yeah.
        
             | epolanski wrote:
             | 2% is a massive difference.
             | 
             | Another user posted the difference between sp500 and
             | Berkshire returns in the last 2 decades. Starting with 10k
             | in one case you end up with 160, in the other at 240. And
             | if the 2% delta stays there, it's going to compound even
             | further.
             | 
             | Also, standard deviation on Berkshire is lower than the
             | SP500, so the second is riskier.
        
           | epolanski wrote:
           | When it comes to equity investing even 5 years are too
           | little. You want to judge returns in decades, otherwise
           | you're speculating.
           | 
           | Equity markets have been historically negative or flat even
           | for 14 years (most recently 12 between 2000 and 2012).
        
         | kristofferc wrote:
         | Down 2% in the last 5 days?
        
       | chollida1 wrote:
       | Not sure why this is posted on hackernews.
       | 
       | Maybe the OP thought this was announcing Buffett's successor or
       | that Buffett himself was stepping down?
       | 
       | I guess the one big thing is that Todd Combs is out at Geico
       | which is pretty bad news for the firm as he was tremendous at
       | running Geico and helping Buffett and Munger in an investment
       | capacity.
       | 
       | Who ever gets the new CIO role at Berkshire is going to have a
       | field day. They currently hold about $382B in cash.
       | 
       | You can invest in alot with a 1/3 of Trillion dollars and you can
       | outright buy the vast majority of companies with a bank roll that
       | big.
       | 
       | My theory is that Buffett is hoping for one last large crash
       | before he retires so he can go shopping for distressed companies.
       | 
       | With so many long term people announcing they will be leaving
       | within the next 2 years this announcement sets the table nicely
       | for a new CEO(probably Greg Abel) and new CIO to pick their team.
        
         | itsthecourier wrote:
         | I think the same, we maybe entering the state of market Munger
         | grew up in. Dalio has been calling it for years. if it happens
         | on Buffet watch and he manages it successfully it would be a
         | text book example of resiliency in a kind of centenarian
         | almost-black swam scenario.
         | 
         | Wonder if he can pull it just as he did with Solomon Brothers
        
         | ikidd wrote:
         | Buffet is stepping down at the end of the year.
         | 
         | https://www.berkshirehathaway.com/news/nov1025.pdf
        
           | chollida1 wrote:
           | agreed. That had been previously reported
        
         | jodrellblank wrote:
         | > " _My theory is that Buffett is hoping for one last large
         | crash before he retires so he can go shopping for distressed
         | companies._ "
         | 
         | There was a video of a QA session with him recently where he
         | was asked something like that and he answered (paraphrased) "we
         | are keeping cash so that we can buy cheap things when they come
         | up. Some people think I'm waiting so Greg Abel(?) can have a
         | nice opportunity when he takes over, but I'm not that nice, if
         | I see something I will buy it". And reiterated the commonly
         | stated idea that Charlie Munger thought they'd have done better
         | if they only ever made ~5 carefully chosen investments in the
         | lifetime of the company, and that investing too freely,
         | quickly, often, was a bad idea.
         | 
         | I think that leaves a difficult situation for the next CEO,
         | people are going to expect them to _do something_ and probably
         | the best thing they can do is as much nothing as possible,
         | reading, watching and waiting. Without Buffet and Munger 's
         | history of that it might be hard to defend.
        
           | NoMoreNicksLeft wrote:
           | If there was ever a stock to invest in where the investors
           | are satisfied for management to _carefully do nothing_ ,
           | wouldn't it be Berkshire? Will they automatically go nutso-
           | stupid once Buffet is gone? It's not exactly like it's a day-
           | trader stock, the share price went from merely ridiculous to
           | absurd-beyond the last few decades.
        
       | itsthecourier wrote:
       | Seems like they're splitting the responsibilities even more,
       | Buffet will step down as CEO in this year's end.
       | 
       | He has been a role model in many areas of my life and it hurts to
       | see how his best friends and wife died already. would have loved
       | seen Charlie reach 100 years old age.
       | 
       | Visited Buffet's home in Omaha and accepted a well lived life can
       | be one following your own set of values, specially when they do
       | not conform to the normal.
       | 
       | I know more about Buffet and Munger lifes than my own
       | grandparents whom died relatively young in my childhood. Cannot
       | explain how anything related to Charlie and Warren had hit me, I
       | think they really feel like close wise elders in my spirit
        
         | Mistletoe wrote:
         | How did you visit his home?
        
           | gordonzhu wrote:
           | Just a guess, but Buffett would often host undergrad and grad
           | students at his home.
           | 
           | https://www.nasdaq.com/articles/warren-buffett-
           | hosts-15-whar...
        
           | calmbonsai wrote:
           | FWIW, in 2015 I happened to be in Omaha and I made a point to
           | try and at least "see" it. It's just in a regular
           | neighborhood. I parked up the street and, trying not to be
           | too intrusive, I just walked by it.
           | 
           | The only unusual element I saw were some ropes deliberately
           | blocking off the driveway. From a prior news article, I was
           | aware he employed a PSD, but I didn't see any obvious
           | security presence on the property--likely they're very
           | deliberately low-key.
        
         | mtgentry wrote:
         | In a world of Chamaths, be a Buffet
        
         | aanet wrote:
         | Lucky you to have visited Buffet's house!
         | 
         | I "visited" Buffet's house about a decade ago or so when I
         | drove from Chicago to the Bay Area to move there.
         | 
         | "Visited" is rather generous - I went by it, saw some security,
         | took some selfies and pics, and paid my respects at the
         | Steakhouse :) Now I wish I had sought an opportunity to visit
         | him in person.
         | 
         | Anyhow... BRKB has been in my portfolio for 20+ years. (Now
         | dwarfed by other Tech equity)
        
       | jksmith wrote:
       | Aside: The 1.3B investment in UHC suggests BH thinks Obamacare
       | will be around for awhile. That, or reversing healthcare costs
       | will not happen for the time being.
        
         | kristianp wrote:
         | 1.3B is peanuts for them really. More likely that Berkshire
         | thinks its share price has reached a low enough point that it
         | is good value.
        
       | nabla9 wrote:
       | Todd Combs leaving is the biggest news, but expected.
       | 
       | Everybody always talks about Buffet and late Charlie Munger, but
       | they also knew how to hire talents like Todd Combs and Ted
       | Weschler.
        
       | missedthecue wrote:
       | Jamie Dimon is lining up his successor
        
       | jll29 wrote:
       | [Admittedly off-topic, but relevant to the readers of the post]
       | 
       | Since this post is about financial investments, equity trading
       | and M&A activities, I wonder is anyone shorting AI stocks to
       | profit from the current bubble? I would be interested on people's
       | stance (yes/no/why), and which instruments they use (if yes).
        
         | cmcaleer wrote:
         | Being short anything AI now seems like shotgun tasting unless
         | you really want to give Citadel and Jane Street money since the
         | options premiums are so high, but I have been trying to get a
         | bit less exposed to tech over the last few months and just been
         | buying other ETFs that are less exposed to tech.
        
       ___________________________________________________________________
       (page generated 2025-12-08 23:02 UTC)