[HN Gopher] Why millennials feel hopeless about the economy
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       Why millennials feel hopeless about the economy
        
       Author : SilverElfin
       Score  : 13 points
       Date   : 2025-11-26 20:41 UTC (2 hours ago)
        
 (HTM) web link (www.businessinsider.com)
 (TXT) w3m dump (www.businessinsider.com)
        
       | SilverElfin wrote:
       | The original title of this article as I saw it was "Millennials
       | are richer than their boomer parents. Here's why they love to
       | complain anyway." This line now appears as the subtitle.
       | 
       | I was curious what HN readers think of the idea or evidence that
       | millennials are actually richer than boomers, since everything I
       | hear in casual conversations is about how boomers hoarded
       | everything and millennials are worse off, due to boomers and the
       | subprime crisis.
        
         | us-merul wrote:
         | I saw a comment recently that described the shift to a
         | "consumer economy." Relative to boomers, millennials have
         | increased access to goods and services like high-definition
         | televisions, computers, international travel, and luxury foods
         | (e.g., avocado toast). But in terms of wealth and assets,
         | millennials have reduced or less feasible access to things like
         | home ownership or college degrees (not to mention childcare or
         | healthcare), compared to boomers. Though the causes of this
         | shift are up for debate, it does seem that boomers had an
         | easier path to ownership or growth, while millennials and
         | beyond face more rent-seeking obstacles.
        
           | toomuchtodo wrote:
           | https://www.visualcapitalist.com/visualized-u-s-inflation-
           | by...
           | 
           | https://www.visualcapitalist.com/inflation-chart-tracks-
           | pric...
           | 
           | https://www.axios.com/2025/09/22/the-american-dream-will-
           | cos...
           | 
           | https://wtfhappenedin1971.com/
           | 
           | Related: (others?)
           | 
           |  _Why Millennials and Gen Z Are Going Gray Early, According
           | to Experts_ - https://news.ycombinator.com/item?id=45738730 -
           | October 2025 (0 comments)
           | 
           |  _American Millennials Are Dying at an Alarming Rate_ -
           | https://news.ycombinator.com/item?id=44963675 - August 2025
           | (9 comments)
           | 
           |  _Millennials were priced out of capitalism_ -
           | https://news.ycombinator.com/item?id=43808835 - April 2025 (9
           | comments)
           | 
           |  _Millennials -The Unluckiest Generation-Became the Most
           | Economically Divided_ -
           | https://news.ycombinator.com/item?id=42020355 - November 2024
           | (1 comment)
           | 
           |  _Millennials to feel biggest burden of fixing Social
           | Security, report finds_ -
           | https://news.ycombinator.com/item?id=40505200 - May 2024 (0
           | comments)
           | 
           |  _Deeply Unhappy Gen Z and Millennials Cause U.S. Drop in
           | Global Happiness Ranking_ -
           | https://news.ycombinator.com/item?id=39767329 - March 2024
           | (46 comments)
           | 
           |  _Millennials Have the Children, but Boomers Have the Houses_
           | - https://news.ycombinator.com/item?id=39295239 - February
           | 2024 (12 comments)
           | 
           |  _HN Search: Millennials_ -
           | https://hn.algolia.com/?q=Millennials
        
         | andrew_eu wrote:
         | I think it's of course not so simple, and the abstract of the
         | paper they refer to [0] seems to contradict the Business
         | Insider article. Sure, inflation adjusted median income is up
         | slightly. In addition to this educational costs have exploded,
         | and to earn a median salary it has become necessary to buy in.
         | People under 30 have greater inflation adjusted income, but
         | this is because they rely more on their (boomer) parents. The
         | overall wealth in society has increased dramatically, but the
         | vast majority of gains are going to the outliers.
         | 
         | That is to say, the real conflict isn't between boomers and
         | millennials, it's between billionaires and everyone else. But
         | generational friction is not new, a more common experience, and
         | easy to exploit in media.
         | 
         | 0:
         | https://www.federalreserve.gov/econres/feds/files/2024007pap...
        
           | someone7x wrote:
           | Thanks for the paper.
           | 
           | It starts boldly by redefining the "american dream" into
           | "line must go up" which ironically sounds like boomer logic
           | being projected onto millennials.
           | 
           | I don't know about the Fed but my dream as an American isn't
           | to accumulate more wealth than my parents.
           | 
           | Fwiw, the American dream in my neck of the woods is financial
           | independence from landlords and bosses.
        
             | swatcoder wrote:
             | > Fwiw, the American dream in my neck of the woods is
             | financial independence from landlords and bosses.
             | 
             | That's fascinating. I believe you, but I don't think you'd
             | find that voiced much in the private ephemera of American
             | history.
             | 
             | I think, until recently maybe, most people had a _much_
             | more modest and communal vision of the American dream than
             | that something, focused more on acheiving security for
             | their family through honest work, held in the respect of
             | their community, and perhaps with the further fortune to be
             | able to comfortably give back to that community.
             | 
             | Both versions that you mention ("just gimme more than my
             | parents" and "You can't trust anybody and I just want
             | everybody off my back so I can do what I think is right")
             | feel like such radical foreclosures on any sense of
             | community or society. Warranted or not: Yikes.
        
         | swatcoder wrote:
         | Single point comparison across generations is pretty much just
         | nonsense as far as everyday experience. It makes for great
         | clickbait and political sparring, though, especially to break
         | class solidarity and sow generarional (or racial) discord.
         | 
         | For an individual, it doesn't really matter at all how the
         | median of one generation might compare to another.
         | 
         | What they care about is how their life and their sense of its
         | prospects compares to the one they _imagine_ for themselves.
         | 
         | Sometimes that's pegged against what they see people they
         | identify with demonstrating on social media or television.
         | Sometimes it's pegged against nostalgic (for middle class) or
         | pitying (for poor) memories of their own childhood. Sometimes
         | its pegged against constructed narratives about a neglected or
         | wasted golden age, or (as during the Cold War) about the rank
         | superiority of their own lot vs some Evil Other.
         | 
         | Usually, it's some combination.
         | 
         | The reality is that some Millenials are doing pretty darn good,
         | and many are not. That statement had also been true for GenX
         | and the Boomers, and remains true for each of them as well. And
         | it'll apply to Gen Z ans Gen Alpha just as well.
         | 
         | The line will probanly shift a few percent this way and that
         | way decade by decade, but mostly life is just hard to weigh
         | expectations against.
         | 
         | The best anybody can do is to be compassionate to people -- of
         | whatever generation -- facing a hard time, including
         | themselves, and temper those expectations as much as possible
         | in the first place so as to deter anguish when or if those hard
         | times come.
        
       | TheJoeMan wrote:
       | I commonly see that discussions of "unemployment rate" don't
       | account for the ways a person can be excluded from the labor
       | market [1]. To achieve middle-class with a family detached home
       | mortgage, annual vacation, etc., dual-earner is nearly mandatory.
       | Those that "give up" and live in their parent's basement playing
       | video games are not counted as unemployed.
       | 
       | [1] https://www.bls.gov/cps/cps_htgm.htm#nilf
        
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