[HN Gopher] The future of excess mortality after Covid-19
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       The future of excess mortality after Covid-19
        
       Author : luu
       Score  : 14 points
       Date   : 2025-11-10 19:34 UTC (3 hours ago)
        
 (HTM) web link (www.swissre.com)
 (TXT) w3m dump (www.swissre.com)
        
       | lifestyleguru wrote:
       | Does research is really necessary why cutting people off from
       | healthcare and diagnosing only one disease for over two years
       | caused this, to put it euphemistically, "excess mortality"?
        
       | NathanKP wrote:
       | This is coming from Swiss Re, which is the world's largest
       | insurance company for insurance companies.
       | 
       | Basically you pay an insurance company premium so that if you
       | have a health emergency the insurance company will take on the
       | cost of your emergency.
       | 
       | Insurance companies pay Swiss Re, so that if the insurance
       | company faces a financial squeeze from unforeseen mass disaster,
       | then Swiss Re takes on the cost.
       | 
       | Swiss Re is basically warning their clients (insurance companies)
       | that Swiss Re is seeing an ongoing trend of excess deaths post
       | Covid, though they expect it to trail off by 2033. They highly
       | recommend their clients factor that in when they calculate what
       | premium they need to charge to be profitable.
        
       | burnt-resistor wrote:
       | I can't recall the article, but on a note related to large-scale
       | emergencies, a wave of excess deaths appear 1-2 years after a
       | major local disaster like a flood, fire, or similar. It's not
       | exactly clear what the source is if it's not stress. Rhetorical
       | questions food for thought: Could it be major life upheavals
       | cause interruptions in previously healthy habits to be replaced
       | with less healthy habits, less personal resources and less access
       | to healthcare after disasters, latent stress follows people
       | around, or that stressful events inherently cause acute but
       | unknown injury resulting in premature death? With the COVID
       | pandemic and shelter-in-place, I would expect a similar wave of
       | excess mortality too unrelated to infection and mental health
       | effects.
        
         | igor47 wrote:
         | [delayed]
        
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