[HN Gopher] The game theory of how algorithms can drive up prices
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       The game theory of how algorithms can drive up prices
        
       Author : isaacfrond
       Score  : 170 points
       Date   : 2025-10-23 11:38 UTC (11 hours ago)
        
 (HTM) web link (www.quantamagazine.org)
 (TXT) w3m dump (www.quantamagazine.org)
        
       | steve_gh wrote:
       | Very interesting. I looked at stability in learning agents in
       | artificial markets back in the late 90s for my PhD and concluded
       | that at least the systems I worked with weren't stable - they
       | were prone to bubbles and crashes.
       | 
       | Very interesting to see that there is a class of stable systems
       | that force high prices.
       | 
       | Would be interesting to understand if the no swap regret systems
       | studied also give stable results when it is an N player game
       | rather than a 2 player game
        
         | kalinkochnev wrote:
         | That sounds actually really cool. Do you have a link to any of
         | your papers?
        
         | derbOac wrote:
         | I had the same question about N-player settings. My intuition
         | is the more players, the more competition and the more chaotic
         | the dynamics, and the harder it would be for any strategy like
         | they describe to emerge. But intuitions can be wrong.
         | 
         | In any event, it would be interesting to know how the dynamics
         | change with increases in the number of players -- I wondered if
         | it might provide some kind of rationale for having a certain
         | number of competitors in a market.
        
         | Etheryte wrote:
         | Intuitively, stability might also be easier to achieve here
         | since there is a human check in the loop, oftentimes someone
         | with considerable experience and knowledge of the current
         | market state.
        
       | pixl97 wrote:
       | I mean we are in the age of digital pricing, even on the shelf.
       | Modern price collusion is more apt to happen with A/B testing if
       | prices at locations to see what the local market will bear.
       | 
       | I've seen Walmart do this in the past. Items that were not on
       | sale could have significant differences in price, where in
       | general the prices in more affluent areas are higher. We're
       | talking 50 to 75 cents on common items, but sporting goods quite
       | often had a different of 3 to 5 dollars.
        
         | PaulKeeble wrote:
         | You can see this happening all the time on Amazon these days if
         | you use a price tracker. Most items are swapping between two
         | prices that are maintained for periods and little peaks just a
         | little bit lower and higher to test response. Then when you
         | take that and look across different countries stores you can
         | see they are running different pricing and running tests
         | globally while the price is being sustained in others.
         | 
         | Enormous amounts of price testing with a very clear strategy
         | that is easy to see in pricing charts.
        
           | lotsofpulp wrote:
           | Having a single flat price is/was due to labor prices being
           | high enough in the developed world to ignore potential
           | profits from price discrimination.
           | 
           | When my grandparents went to the market in the developing
           | country they immigrated from, they would bargain for
           | everything, and every customer got a different price.
           | 
           | The developed world was rich enough that grocery stores
           | didn't need to waste time doing this, and could simply price
           | high enough to earn a consistent profit margin and expect
           | consistent sales. They did engage in price discrimination via
           | coupons. Just not individually, until smartphones and apps
           | came along.
           | 
           | Now that automation can handle a lot of the price
           | discrimination, expect more of it, everywhere.
        
             | kaitai wrote:
             | It is not only about labor prices being high enough
             | (creating consumers who can buy more). There is a
             | significant religious component to the introduction of
             | fixed pricing. Quakers are often credited with introducing
             | fixed pricing in the Western world, because they felt that
             | charging higher prices to those less able to haggle (or
             | higher prices by age, gender, race) was immoral, dishonest
             | in the eyes of God. They then experienced greater sales
             | because you could send your kid to the store and trust the
             | kid wouldn't get ripped off. It just took a layer of stress
             | off going to the store. John Wanamaker (a Presbyterian?) I
             | think is the one who really started a retail empire on
             | fixed pricing. One of his main selling points was one price
             | for anyone, and a fair return policy.
             | 
             | The behavioral economics here is that many people will pay
             | a consistent (fair) price to not be surprised and not feel
             | ripped off.
             | 
             | Agree that automation will engage in price discrimination
             | whenever possible. When will we see the backlash? I have
             | heard stories of outrage ("when I looked for airline
             | tickets at work they were way cheaper than when I looked on
             | my home laptop!") but we haven't seen a widespread
             | reaction, and the moral aspect seems to be relatively
             | overlooked at this time.
        
         | lotsofpulp wrote:
         | Labor and land prices in more affluent areas will be higher, so
         | it is expected COGS will be higher.
         | 
         | However, Walmart now displays in store and online for pickup
         | prices on their website. I walked into the Walmart and paid
         | $1.11 more than if I were to have ordered it via the app on my
         | phone or website for pickup.
         | 
         | And Walmart was very upfront about it, and I knowingly paid
         | $1.11 more because their online order and pickup option
         | sometimes makes you wait 20min+ for a Walmart employee to come
         | out and give you what you bought (even after it says your order
         | is ready for pickup).
        
         | photonthug wrote:
         | > Modern price collusion is more apt to happen with A/B testing
         | if prices at locations to see what the local market will bear.
         | 
         | One of my first thoughts as well. If you're big enough, you
         | collect so much data and run so many experiments all the time
         | that you know exactly what you'd do if/when there's any
         | competitor on the scene. Not only is there no need to talk to
         | them and make backroom deals, but barely any need to even
         | observe them. You priced like they did/would/could at some
         | point already anyway. At a certain scale and if you already
         | know the price that the market can tolerate.. the most relevant
         | hidden information you want to know is how much cash your
         | competitor has access to. That tells you whether you can win
         | the price-war to sell at a loss for long enough to ruin them,
         | buy them, move on to integrating verticals etc.
         | 
         | Game theory is interesting but also a bad model to the extent
         | that it assumes persistent players with changing strategies,
         | whereas average case in late-stage capitalism is more likely to
         | have players eating players, no new players can enter, players
         | changing rules, etc. As a CS nerd I still like a game
         | theoretical approach better than most econ, but at some point
         | we need to give up on tidy formulas and closed-form answers,
         | and go all in on messy simulations.
        
         | RataNova wrote:
         | Yeah, dynamic pricing isn't just for airlines anymore, it's
         | quietly baked into everyday retail, and most don't even notice
        
           | doctorpangloss wrote:
           | I don't know. Surely the biggest impact on Amazon's prices,
           | for example, is that it is disguising a $7 shipping cost
           | inside the $0.10 items that are priced for $8? Or disguising
           | $100 of prepaid shipping as a "Prime" membership?
        
       | nomilk wrote:
       | The researcher says
       | 
       | > this strange strategy will maximize your profit. "To me, it was
       | a complete surprise"
       | 
       | It doesn't seem like such a surprise that algorithms that use
       | information about rivals to optimising profit tend to price high.
       | 
       | Consider a small town with two gas stations, you own one. You can
       | set the price (high or low) in the morning and can't change it
       | until the next day. Your goal is to optimise profit for the next
       | 1000 days. On day one you price high (hoping your rival will).
       | But your rival prices low and wins lots of business. On day two,
       | you price high again (hoping your rival will have seen your
       | prices and cooperate). If your rival prices high, you both stay
       | high for the most of the next 998 days (there's some incentive to
       | 'cheat' and price low, but that is easily countered by the rival
       | pricing low). If your rival priced low on day 2, you have to
       | start pricing low too. But _occasionally_ you 'll price high to
       | try to 'nudge' your rival to price high to avoid low-low. If they
       | eventually understand, you can both price high for the rest of
       | the 1000 days. Critically, even if stuck at the low-low
       | equilibrium, you'll keep trying to 'nudge' high periodically. The
       | frequency with which you try to 'nudge' will depend on the ratio
       | of profit for high-high vs low-low. If you both make extreme
       | profits when pricing high-high, you have more incentive to
       | 'nudge', but if the difference isn't great, you won't nudge as
       | often.
       | 
       | Seems obvious pricing high will be attempted in proportion to the
       | reward relative to pricing low.
       | 
       | The researchers' conclusion seems reasonable:
       | 
       | > it's very hard for a regulator to come in and say, 'These
       | prices feel wrong'"
       | 
       | and
       | 
       | > what can regulators do? Roth admits he doesn't have an answer.
       | 
       | (i.e. in practical terms, there's no way regulators can police
       | what algorithms sellers use - I can't think of exceptions to
       | this, but perhaps there are some special cases)
        
         | hrimfaxi wrote:
         | > (i.e. in practical terms, there's no way regulators can
         | police what algorithms sellers use - I can't think of
         | exceptions to this, but perhaps there are some special cases)
         | 
         | Regulators can already police the data used as inputs in
         | decision-making in industries like insurance, so policing the
         | algorithms that operate on that data doesn't seem like too much
         | of a reach.
        
           | nomilk wrote:
           | > Regulators can already police the data used as inputs in
           | decision-making in industries like insurance
           | 
           | How enforceable is policing which data can be used as inputs
           | though?
           | 
           | It's common for insurance companies to price based on age and
           | sex (e.g. teenage boys will typically pay higher car
           | insurance premiums than similar aged girls). Presumably
           | insurers are not allowed to price on a factor such as race.
           | Unlike collusion, overt use of a variable like 'race' in a
           | pricing model could be detected and enforced via a company
           | whistleblower.
           | 
           | But how would a regulator find/prove algorithmic collusion?
           | 
           | In an extreme case, regulators could ban all use of
           | competitors' data in a sellers' pricing models. But that
           | seems extreme and unproductive since it could stop price wars
           | (downward prices), as well as muting good effects of the
           | 'invisible hand' (higher prices attracting more market
           | entrants and greater investment)
        
             | hrimfaxi wrote:
             | > But how would a regulator find/prove algorithmic
             | collusion?
             | 
             | They don't need to. At least in the US, courts look at the
             | outcome and if the outcome is discriminatory that's the
             | important part. This is under the idea of disparate impact.
             | Beyond that, the realpage cases offer an example of modern
             | day prosecution of algorithmic collusion.
        
               | photonthug wrote:
               | Seems like an optimistic read on things. This is the kind
               | of common-sense approach you would expect in a world
               | without lawyers, just observing that collusion is bad
               | because the effects are bad, and digging into the details
               | of the causes are completely irrelevant for the
               | public/plaintiff because it's really just on the company
               | to fix the undesirable result.
               | 
               | IANAL but if realpages outcomes were definitive or
               | reasonably generalized results dealing with the core
               | issue, then similar arguments against e.g. Amazon would
               | be a slam dunk. AFAIK, actual case outcome just hinges on
               | details about "nonpublic data" and similar. Not remotely
               | on bad effects for consumers or anything like that. Since
               | printing realpages database in the newspaper would not
               | actually help apartment-hunters, then this just tells
               | landlords and third party markets how to do price-fixing
               | legally next time? Most likely algorithmic pricing,
               | surveillance pricing, etc is still coming to your grocery
               | store after the issue is "settled" for property rental,
               | or at least settled for realpages, in certain
               | jurisdictions, for now.
        
               | skeezyjefferson wrote:
               | > AFAIK, actual case outcome just hinges on details about
               | "nonpublic data" and similar.
               | 
               | that sounds like insider trading. price fixing would need
               | not involve nonpublic information (beyond the actual
               | conspiracy to fix the prices as it helps to keep that
               | part secret normally)
        
               | photonthug wrote:
               | > "Settling Defendants have agreed not to provide
               | nonpublic data to RealPage for use in competitor pricing
               | recommendations and to refrain from using RealPage's RMS
               | that relies on non-public competitor data to make pricing
               | recommendations," attorneys wrote in the settlement
               | filing.
               | 
               | https://www.multifamilydive.com/news/realpage-class-
               | action-l...
               | 
               | I agree that "nonpublic" is barely related to the problem
               | so how it's related to a solution is unclear. But it
               | seems like this is the only general aspect of the
               | outcome. Otherwise the outcome is just to stop doing this
               | specific bad thing this specific time, and fines that are
               | less than the profit made from bad behaviour.
        
         | bfkwlfkjf wrote:
         | > what can regulators do?
         | 
         | Regulators could say "you're not allowed to make more than X
         | profit". They already do that with utilities, so it's not a
         | matter of practical impossibility.
        
           | cwmma wrote:
           | The problem with this is it ends up being a signal in of
           | itself, so when you say, the cap is X you end up having
           | everyone immediately set their profits to X and never budge
           | from there
        
           | pessimizer wrote:
           | I continue to believe that in the case of oversized margins,
           | the government should just enter the market themselves. Buy
           | the smallest competitor and operate it at a reasonable
           | margin, growing it at every opportunity. If the rest of the
           | market lowers their margins to beat it, spin the thing off.
           | 
           | Basically don't bother to dictate margins, just declare that
           | market a failure.
        
         | vladms wrote:
         | Regulators could ensure that detailed financial data of
         | companies is public. If everybody understands how much profit
         | and opportunities are in a certain thing that will encourage
         | other people to do the same thing.
         | 
         | I always think that in this day and age financial secrecy
         | benefits mostly the richest people and adds to the
         | informational imbalance (which does not help even the model of
         | free markets).
        
           | ElevenLathe wrote:
           | I agree, but its much more complex than just forcing
           | companies' books to be open to the public. There are all
           | kinds of accounting tricks you can pull with complex
           | constellations of "entities" (the jargon used by tax dodge
           | experts for the fake companies they set up). IMO we have to
           | retreat away from a world where anyone with a couple hundred
           | dollars can create a corporation by filing a form. Corporate
           | personhood should be a privilege that is granted specifically
           | by a democratically-elected government for well-delineated
           | purposes and subject to revocation if the public trust is
           | betrayed. This in turn obviously means that we need to
           | establish (or re-establish, in places) democratic control of
           | the government and, unless we do this all at once everywhere
           | (very tricky) also massively reduce the amount of cross-
           | border capital flows to the point where they can be
           | reasonably understood and regulated by these domestic
           | democratic governments.
           | 
           | All of this is a tall order, but there's no shortcut to
           | establishing, re-establishing, or maintaining a democracy.
        
             | vladms wrote:
             | I think the idea of financial transparency should be more
             | discussed at any level. Yes, there will be loopholes, but
             | now the default is "money is secret, how dare you!".
             | 
             | I would claim that democracy was an ideal at any point in
             | time. Most people have/had insufficient education to
             | understand all the topics. Even in more advanced countries
             | (with better education on average) the discourse gets
             | focused on petty issues. The societies that will be able to
             | focus on the longer term will be the next centuries
             | winners!
        
               | ElevenLathe wrote:
               | To be clear: I agree. There is no reason that citizens
               | shouldn't be able to inspect every document produced by
               | their government, listen to any conversation about any
               | topic that involves any officials, and no reason not to
               | extend this regime into the so-called "private sector",
               | which is -- legally and historically -- a creation of the
               | state, not the other way around.
               | 
               | If you don't like that intrusion into your finances, you
               | are still free to do business using your own personhood,
               | but the public won't provide you with a spare disposable
               | one.
        
         | MangoToupe wrote:
         | > (i.e. in practical terms, there's no way regulators can
         | police what algorithms sellers use - I can't think of
         | exceptions to this, but perhaps there are some special cases)
         | 
         | One obvious answer would be to introduce a publicly-owned,
         | zero-margin competitor not constrained by this algorithm, thus
         | reintroducing an incentive to drive down costs or drive up
         | quality.
        
         | sharemywin wrote:
         | that doesn't even consider the buying the competitor across the
         | street and paying lobbyist to have congress ignore you for the
         | benefit of the consumer because with the combined stores you
         | can gain market efficiencies. of course ignore the price
         | gouging that actually happens.
        
         | RataNova wrote:
         | What's interesting is that the surprise seems less about the
         | behavior itself and more about how minimal the assumptions were
        
         | Workaccount2 wrote:
         | This example works well in a vacuum, but not much else. You
         | would see people filling up outside the small town, or see a
         | third station open up to undercut the other two. Or, there is
         | so much overhead that the high-high price is actually the fair
         | price. Like grocery store monopolies that are bilking people so
         | they can reap....1-2% profit margins.
        
       | friendzis wrote:
       | > Imagine a town with two widget merchants. Customers prefer
       | cheaper widgets, so the merchants must compete to set the lowest
       | price.
       | 
       | I always found this statement to be rather wishful. Individual
       | lowering of prices makes sense if and only if your competitor is
       | capable of saturating the market. Otherwise, demand elasticity
       | becomes very relevant. Sure, your competitor may take the larger
       | share of the market, but then you can compensate with higher per
       | item profit.
       | 
       | The common wisdom is that in properly functional markets there's
       | enough supply with n-1 market participants, therefore given a
       | market signal of one participant lowering their prices the last
       | one standing without lowering prices gets kicked out of the
       | market, making maintaining prices the losing move. Yet, if the
       | rest of the market does not react to the signal, the one lowering
       | their prices hurts their profits and possibly kicks themselves
       | out of the market. Making price maintenance, and depending on
       | elasticity maybe even jacking of prices, the winning move in the
       | presence of this signal.
       | 
       | Turns out the probability of either move being the winning move
       | is dependent on probability of other market participants
       | colluding/defecting. However, since lowering the prices hurts the
       | profit a rational market participant would conclude that the rest
       | of the market is inclined, even if a little bit, not to lower
       | their prices in reaction given price cutting signal and similarly
       | a bit more inclined to raise the prices given price hike signal.
        
         | lotsofpulp wrote:
         | > I always found this statement to be rather wishful.
         | Individual lowering of prices makes sense if and only if your
         | competitor is capable of saturating the market.
         | 
         | Like Walmart/Dollar Tree/Costco/Aldi/Target/Kroger/Amazon etc
         | can (and have)?
         | 
         | And on a macro scale, like China can (and has)?
        
           | guywithahat wrote:
           | If anything it's incredible how competitive the market is.
           | You can go into walmart, in the richest large country on
           | earth by a significant margin, and buy pants for like $20.
           | There are some heavily regulated industries where maybe we
           | don't want this but in general companies competing to drive
           | down prices is how most things work, and it works
           | unbelievably well.
        
         | wordpad wrote:
         | This feels like a variation of prisoners dilemma.
         | 
         | I think what you say is true for well established markets. In
         | growing markets the incentive to capture market share may well
         | override any profit considerations.
        
           | LPisGood wrote:
           | TFA is about game theory and the prisoner's dilemma is one of
           | the most basic examples of game theory, so this makes sense.
        
         | dghlsakjg wrote:
         | It is an intentional oversimplification.
         | 
         | Although a good proxy for the situation in the real world is
         | gas stations, as long as you ignore that gas stations tend not
         | to make much, if any, profit on gas sales.
        
           | wat10000 wrote:
           | No need to ignore it. This is exactly why gas stations tend
           | not to make much profit on gas.
           | 
           | In my area, there's one notorious gas station that's a couple
           | miles away from any other commerce but has a reasonably large
           | amount of traffic passing by. Amazingly, its prices are
           | always about 50% higher than everywhere else.
           | 
           | Competition works when it exists. Yes, you also have to
           | factor in supply. That's why the phrase is "supply and
           | demand."
        
         | spwa4 wrote:
         | You want to get an economist to shut up? Point out that we're
         | now in a situation that for nearly any physical good, one
         | producer _is_ able to saturate the market, that nearly every
         | factory is operating below capacity, that individual farms are
         | so big they can easily produce what an entire state needs and
         | in fact operates below capacity for financial reasons. Both
         | factories and farms: A LOT below capacity. Because 1% of a
         | modern factory 's capacity is able to saturate a very large
         | local market, and the rest depends on international treaties,
         | not on supply, demand, or even price.
         | 
         | Which means increasing supply for just about anything ...
         | doesn't actually change price, and in fact the issue you're
         | pointing out is not just one of the influences on prices, but
         | almost the only one.
         | 
         | The market is saturated and producers have no incentive to
         | lower prices, for nearly every good. Which means increasing
         | supply ... does not lower prices. Increasing demand does not
         | raise prices ... that's just not how it works anymore.
         | 
         | The only influence on price is international relations, or to
         | put it more bluntly: various kinds of taxes are the only
         | influence on prices (going from import/export tax, vat/sales
         | tax, subsidies, raw material availability (effectively mostly
         | meaning a tax in the form of export restrictions), what loan
         | conditions are for good X, ...), and so economics just doesn't
         | really apply anymore to the vast majority of goods.
         | 
         | The price of widgets from water balloons to air fryers is
         | controlled by government subsidies in particular countries.
         | 
         | The price of houses is controlled by mortgage conditions, which
         | are set in law. Meaning they are different between countries in
         | both ways that matter (so, for example, Freehold vs Leasehold,
         | Australia's Negative Gearing, whether 30 year fixed price is
         | available, immigration policy, whether foreign investment is
         | allowed ...) and in weird ways that don't matter. Supply and
         | demand don't control price.
         | 
         | The price of labor and services is around 80% tax in most of
         | Europe. Measured by taking $100 that the employer pays to have
         | labour done, so including for example France's "patronal" tax,
         | compared to what the employer would receive and not have to pay
         | to the government in his bank account if the employee chose to
         | spend all of his pay on whatever his labor produces. Yes there
         | is still some supply/demand here ... but not much.
         | 
         | The problem is that for nearly everything "taxes" (as in taxes
         | and tax-like regulations) determine who produces, and the tax
         | swings are so large (going from -10%, yes minus, to 80% and
         | more) depending on location and good, and their effect swamps
         | any economic concern in nearly all sectors of the economy.
        
           | wat10000 wrote:
           | Food in developed nations is incredibly cheap as a direct
           | result of the massive productive capacity of modern
           | agriculture. Factory goods are also very cheap. Increasing
           | supply demonstrably drives prices down.
           | 
           | Housing is an area where supply is heavily restricted,
           | partially because land cannot be manufactured, partly because
           | of government regulations controlling what can be built and
           | where. Surprise, housing is very expensive.
        
             | spwa4 wrote:
             | And yet, if you check it out for real, you'll find most
             | food could be a _lot_ cheaper (some countries have
             | regulations for basic foods to be excepted from most
             | regulation and taxes, and there 's a large price
             | difference)
             | 
             | Especially meat could be a great deal cheaper if these
             | countries wanted to make that happen.
             | 
             | Food in the west is only cheap in one sense of the word,
             | and even then if you compare how much of the cheapest bread
             | today you can buy for the average monthly pay today versus
             | how much of the cheapest bread in 2000 you could buy for
             | the average monthly pay in 2000 it's almost a factor 2
             | less.
             | 
             | But yeah, that's still very cheap: nobody's going hungry at
             | the increased prices.
        
               | wat10000 wrote:
               | Agricultural productive capacity hasn't changed that much
               | in the past 25 years. Looking at the longer term, food
               | prices have dropped enormously. At the beginning of the
               | 20th century, the average American household budget was
               | 40+% food. Today it's around 10%.
        
               | hn-reader-2 wrote:
               | >the average American household budget was 40+% food.
               | Today it's around 10%.
               | 
               | Does that mean food prices have dropped enormously or
               | could it be that families have to spend more money on eg.
               | rent, gas, and health? Adjusting for inflation, the price
               | of milk have only decreased 1.1%[1]
               | 
               | [1] https://www.usinflationcalculator.com/inflation/milk-
               | prices-...
        
               | wat10000 wrote:
               | Your link only shows back to 1995, whereas the figures
               | you quoted are about 1901. Even using your link and 1995,
               | milk prices dropped 15% over that period, not 1.1%.
               | 
               | If we look at 1901, milk was around 6 cents per quart
               | according to
               | https://fraser.stlouisfed.org/title/bulletin-united-
               | states-b.... Adjusted for inflation, that's about
               | $2.29/quart today, or $9.16/gallon. That's over twice
               | what I pay and over twice the average according to
               | https://fred.stlouisfed.org/series/APU0000709112.
        
               | hn-reader-2 wrote:
               | Yes of course you can buy cheap and bad quality milk but
               | you should strive to buy good product. Same goes for
               | meat. If you do not invest in yourself then you are
               | wasting money
        
         | amelius wrote:
         | > I always found this statement to be rather wishful.
         | 
         | The principles behind the free market are flawed. Copyright and
         | patents are flawed. We're being played. But somehow the
         | incumbents always get away with "but we have fair rules", when
         | everybody who has ever entered a game of monopoly late knows
         | this is not true.
        
           | shafoshaf wrote:
           | Not flawed, but very, very complicated. The theory of free
           | markets holds a lot of very well reasoned and tested lessons
           | that can be instructive, depending to which principles you
           | are referring.
           | 
           | Newtonian principles does a really good job for a huge number
           | of use cases, but it isn't the end all.
           | 
           | When it comes to intertwining human taste, a doctrine of
           | equal opportunity combined with private property, and scarce
           | resources, I don't want to throw the baby out with the
           | bathwater.
        
             | Retric wrote:
             | Free markets as described by Econ 101 don't apply in any
             | sector where advertising is useful.
             | 
             | Far more complicated theories get much closer to reality,
             | but aren't nearly as well known outside of economic
             | circles.
        
               | nerdponx wrote:
               | The irony is that rental markets are probably one of the
               | better markets to apply Econ 101 principles. Yes you have
               | problems with information asymmetry, but for the most
               | part you have a huge number of relatively small buyers
               | and sellers, and prices freely ebb and flow based on
               | supply and demand conditions. So if you are going to
               | analyze the effect of algorithmic pricing in the real
               | estate market, starting with the simple free market
               | assumptions actually is not a bad idea at all.
               | 
               | It's also common practice to show the effect of something
               | on an idealized free market, with the idea of being that
               | _even under supposedly ideal conditions_ , the something
               | being analyzed is still problematic.
        
               | cogman10 wrote:
               | It works for single family homes, but it breaks down when
               | you start talking about multi-tenant facilities.
               | 
               | There are far fewer single family homes on the market and
               | they are a lot harder to bring up in the market. However,
               | multi-tenant facilities cost a lot less to bring to
               | market but there are few owners of those buildings.
               | 
               | With a much smaller set of unit owners, it makes
               | collusion a lot easier to pull off. Only a few facilities
               | need to participate in order to raise the prices and once
               | it goes up for the large owners the smaller owners will
               | happily raise their prices because "it's competitive with
               | market rates".
               | 
               | The part that's totally divorced is that the cost of
               | these units has nothing to do with business expenses and
               | everything to do with market availability. A new player
               | can't really come in and disrupt things and even if one
               | or a few actors start undercutting the others it doesn't
               | matter because they only have so many units they can sell
               | which will fill up quickly.
               | 
               | The whole thing has driven up housing prices to the
               | extreme. My 15 year old home is worth 5x the price I
               | purchased it at. That actually scares me. I couldn't
               | afford my home today and I can't afford to really move
               | into a nicer home in the future.
        
               | parineum wrote:
               | The closet they actually come to existing is in black
               | markets because regulations exist.
        
               | IAmBroom wrote:
               | Your typo actually works in context.
        
               | godelski wrote:
               | > Free markets as described by Econ 101 don't apply.
               | 
               | FTFY
               | 
               | They don't apply anywhere. It's a 101 class. It's over
               | simplified. It looks accurate enough but a first order
               | approximation isn't enough to operate effectively in the
               | real world. It's like thinking you can code if you're
               | able to read psuedocode. It's a great outline, but
               | there's a lot of little things in between that ends up
               | being >90% of the lines of code you need to make a
               | working program
        
             | babush wrote:
             | Can gravity buy out magnetism?
        
             | walkabout wrote:
             | It's also the case that market-ideals tend to become
             | miserable to experience in practice if you approach them
             | too closely.
             | 
             | Usually the discussion of that kind of thing revolves
             | around the near-elimination of profit via (hypothetical)
             | too-perfect competition among producers and too-perfect
             | information for consumers, but with the rise of automated
             | mass-scale spying and automated finer-grained price
             | discrimination (plus enormous consolidation of markets due
             | to near-abandonment of anti-trust enforcement in the '70s),
             | we're kinda seeing the real deal play out the other
             | direction: approaching-maximum extraction of profit from
             | every transaction.
             | 
             | Which sucks, to put it mildly. You _do not_ want markets
             | that function "too well" in any direction.
        
           | Fernicia wrote:
           | > The principles behind the free market are flawed
           | 
           | Can you go into specifics?
        
             | friendzis wrote:
             | The so called "free market" (not to be confused with
             | laissez faire) assumes perfect "information symmetry" and
             | perfectly rational market participants, which is,
             | effectively, impossible in this particular reality, and
             | concerns itself mostly with marginal eventual state. It is
             | a model.
             | 
             | E.g. the model "use VC money to subsidize cost until all
             | competitors are bankrupt then hike prices to recoup" is not
             | really reflected in this "free market"
        
               | amelius wrote:
               | Yes, there is nothing wrong with working hard and making
               | money. But if you use that money against the rest of us,
               | then we have a problem. Making a huge pile of money to
               | corner a market is one of those scenarios, but there are
               | many.
        
               | Fernicia wrote:
               | > use VC money to subsidize cost until all competitors
               | are bankrupt then hike prices to recoup
               | 
               | Can you give some examples of this happening in real
               | life?
               | 
               | None of the examples I can think of where people
               | criticised the companies for operating unprofitably, such
               | as Amazon retail or Uber, were able to corner their
               | markets.
               | 
               | Harvey Normans, Targets, Argos's, Walmarts, all still
               | exist and compete with Amazon retail. Most towns still
               | operate normal taxis services, Lyft, FreeNow, Bolt, all
               | compete with Uber.
               | 
               | VC funding subsidising pricing, albeit temporarily, is
               | still good for consumers. It doesn't seem to imply higher
               | eventual prices. The opposite seems true, in fact.
        
               | amelius wrote:
               | Just look at how hotel owners despise Booking.com.
        
               | fzeroracer wrote:
               | > Can you give some examples of this happening in real
               | life?
               | 
               | Austin had a local rideshare app that entered the scene
               | when Uber/Lyft left the area because the city passed a
               | law it failed to propagandize against called RideAustin.
               | Non-profit, worked really well and paid well. When Uber
               | and Lyft came back, they heavily subsidized the cost of
               | doing business in Austin by both arbitrarily lowering
               | prices and heavily juicing rewards for drivers.
               | Conveniently, when RideAustin shut down because most
               | drivers and riders had moved onto either app, these
               | rewards started getting clawed back and prices went way
               | back up.
        
           | indoordin0saur wrote:
           | > Copyright and patents are flawed... the incumbents always
           | get away with "but we have fair rules"
           | 
           | You're right, but I'd add that important thing here is that
           | this is _not_ a free market.
        
         | zaphar wrote:
         | You shouldn't lower prices as a direct reaction to your
         | competitor. You should lower prices as a reaction to your
         | customers willingness to buy at a given price. It's an indirect
         | reaction but it factors in the actual market.
        
           | positron26 wrote:
           | This is still so oversimplified. There's always bellwether
           | products customers buy a lot and get used to. They use those
           | to decide if you are cheap or expensive. Costco hotdogs are
           | about satisfaction. If I can get one good deal or even a
           | great deal that I find every time, I'm much more likely to be
           | satisfied.
        
             | BizarroLand wrote:
             | I was just thinking about this. Costco either loses money
             | on or just barely breaks even on their hotdogs, but they
             | keep selling them at $1.50. It's a part of their brand.
             | 
             | It would be smarter for them to raise the price of their
             | membership another $10/yr to offset the losses than it
             | would to raise the price of their hot dogs another $0.50 to
             | make them profitable.
        
               | dghlsakjg wrote:
               | Don't know if it had anything to do with the price of
               | hotdogs, but Costco did just increase their membership
               | prices.
               | 
               | https://customerservice.costco.com/app/answers/answer_vie
               | w/a...
        
               | Workaccount2 wrote:
               | I wouldn't be surprised if costco writes off the loss on
               | hot dogs as a marketing expense.
        
           | shmatt wrote:
           | This actually works well the other way around.
           | 
           | When sales are still growing YoY (like the post covid
           | market), but prices are up 30% or 40%, you understand your
           | customer is still willing to pay the higher price
           | 
           | Its similar to a McDonalds or Starbucks situation where you
           | just keep increasing prices dramatically until you get a
           | first quarter of lower than expected sales, then you start
           | adapting downwards
           | 
           | Most corporations still haven't hit that limit, see streaming
           | companies increasing prices every few months, they still
           | haven't hit the point where profits decrease YoY. When they
           | do the streaming prices start decreasing
        
             | Arwill wrote:
             | >see streaming companies increasing prices every few months
             | They can do that because they are practically monopolies.
        
               | Workaccount2 wrote:
               | They can do it because people are hopelessly addicted to
               | screens.
               | 
               | You won't die if you stop watching Netflix. We aren't
               | talking food or medicine here. In fact your life would
               | probably improve. But addiction is a real animal.
        
               | hollerith wrote:
               | I wish there were some term other than addiction here:
               | addicts routinely steal from friends and family to feed
               | their addiction; addicts who are parents sometimes
               | threaten to stop allowing their children to visit with a
               | grandparent unless the grandparent helps the addict pay
               | for the addiction; drug addicts living in violent
               | neighborhoods sometimes agree to murder somebody in
               | exchange for drugs.
               | 
               | Screen addicts almost never stoop that low and the ones
               | that do are addicted to a cam girl (e.g., Grant Amato),
               | porn or gambling, not Netflix (or social media).
        
         | jellicle wrote:
         | > Imagine a town with two widget merchants. Customers prefer
         | cheaper widgets, so the merchants must compete to set the
         | lowest price.
         | 
         | Imagine a town with two widget merchants. The two go out to
         | dinner one night, and next week they both double their prices.
         | Both widget merchants are pleased.
        
         | bluGill wrote:
         | In the real world there are always things other than price to
         | compete on. Business school will tell you constantly that best
         | quality is where you want to compete in almost all cases.
         | Quality has many different options and so you can compete with
         | something that is different from someone else by enough that if
         | someone prefers your quality you are the only option.
        
           | ozim wrote:
           | That's the fun part of observing influencers.
           | 
           | Let's say there is a dozen of them playing Minecraft, one
           | could say they are in the same market competing with each
           | other.
           | 
           | But what happens really is some folks like dude with long
           | hair, others like the other guy that screams every time he
           | wins.
           | 
           | Same with training videos, I bought course from a guy that is
           | kind of monotonous and I don't care but my GF cannot stand
           | watching the guy for longer than 10 minutes.
           | 
           | Bakeries seem like closest one would be best, but somehow I'd
           | rather go 10 mins further because I don't like the feeling of
           | the first one. Even though quality or price they don't
           | differ.
        
           | mhuffman wrote:
           | >Business school will tell you constantly that best quality
           | is where you want to compete in almost all cases.
           | 
           | Hmmmm, I don't remember it that way. I remember the constant
           | take was to build a moat (typically based on intellectual
           | property), then optimize net profit and/or network effects.
           | Quality never really came up unless it is so bad as to cause
           | lawsuits.
        
             | schmidtleonard wrote:
             | Yeah, it's the exact opposite: business school teaches you
             | that you should avoid competing on price/quality at all
             | costs and all the ways to avoid competition: network
             | effects, platform effects, last-mile dynamics, predatory
             | pricing, information asymmetry, etc.
             | 
             | Of course, right after teaching you how to exploit all the
             | bad incentives created by capitalism they teach you that
             | the government is to blame for all bad incentives because
             | capitalism only makes good incentives.
        
               | mhuffman wrote:
               | lol, yes. In my case the "govt. is the cause of all bad
               | incentives and just turbo-fucks the customers/markets
               | with laws and regulations" came before all the tools that
               | one might use to make profit. Also rent-seeking was
               | lionized (eg. event ticket "middle-men" that purchased
               | all the tickets and raised the prices) as fundamentally
               | necessary to the markets along with strategies like when
               | to use "dirty marketing" against opponents and of course
               | there where the required ethics courses to round out the
               | education.
               | 
               | Interestingly, the claim about competing on price was
               | that it would just inevitably lead to everyone lowering
               | their price to zero marginal cost, so you should find
               | other ways to differentiate yourself or to use IP to sue
               | others from not competing.
        
           | godelski wrote:
           | You sound like an engineer.
           | 
           | I don't mean it in a bad way. I do think engineers and
           | business people should be in contention. But business people
           | will sacrifice product (quality) for profit while engineers
           | sacrifice profit for product.
           | 
           | Quality is often hard to define too. The business people have
           | a harder time defining it as well since they understand at
           | best as a user, but only if they are dog fooding (even
           | engineers often don't!). They've developed strategies to make
           | profit and still be relevant.
        
         | photochemsyn wrote:
         | Imagine a town with two landlords who own all rental
         | properties. Yes consumers prefer cheaper rentals, but all the
         | landlords have to do is write an app that they can use to set
         | prices as high as they can while not having too many units
         | empty. If the homeless population in the town increases, that's
         | an externality - especially if the landlords themselves don't
         | live in the town.
        
           | indoordin0saur wrote:
           | This works if landlords don't have significantly more units
           | than are demanded by the population AND it is both very
           | expensive for new units to be built and new competitors to
           | enter the market. If enough supply comes on the market and
           | the best move for the landlord with the additional supply
           | would be to lower prices. Tenants then all move into the
           | better value units and the expensive landlord is left with
           | either empty buildings or is forced to lower his price.
        
             | sylos wrote:
             | Wouldn't that require a large flooding of units not
             | attached to those landlords? And considering they already
             | cornered the market on the "old" units, unless this market
             | disrupting supply of units is owned by someone generous,
             | they'll just match the old prices and call it a win.
        
               | denimnerd42 wrote:
               | usually prices dont go down. the cost does relative to
               | inflation. what usually happens is a new investor will do
               | the analysis and build new units that are even more
               | expensive but only slightly. now all the current tenants
               | that can afford it will leave the current landlords and
               | the current landlords wont be able to increase prices
               | because there is a better product at that price level.
        
               | indoordin0saur wrote:
               | It does depend on where you are and how elastic supply
               | is. In Austin for example there has been a recent
               | _decrease_ in rent (even relative to inflation) despite
               | continually growing demand.
        
               | denimnerd42 wrote:
               | austin had such an insane explosion of supply. but they
               | also have a price explosion just a couple years ago.
               | probably going to see something similar with respect to
               | GPU rentals in a couple years
        
         | sharemywin wrote:
         | if you've ever shopped at Giant Eagle instead of Kroger you'll
         | understand the flaw in the logic.
         | 
         | higher prices usually equals better service, less busy
         | shopping. get in and get out.
         | 
         | so if your time is worth more than your money you aren't
         | sensitive to price at the widget scale. most widgets are
         | bundled with some kind of service.
         | 
         | I bought some printing and it was super cheap but no service
         | not an email not a phone number nothing. not ordering from
         | their again.
        
           | ajmurmann wrote:
           | So the products are not the same
        
         | eitau_1 wrote:
         | I find double-action[0] a really useful mental model of market.
         | 
         | [0] https://en.wikipedia.org/wiki/Double_auction#Game-
         | theoretic_...
        
         | yieldcrv wrote:
         | The idea is that a third, fourth and fifth widget manufacturer
         | pops up and undercuts everyone
         | 
         | There are many industries where that doesn't happen, but there
         | is also opportunity to make it happen
        
         | crowcroft wrote:
         | Not entirely relevant to the article, but another factor that
         | is rarely discussed. You need to assume people know about both
         | widget companies.
         | 
         | You often see a McDonalds or Wendy's outcompete lower
         | price/higher quality alternatives, simply because it's a brand
         | people can recall.
        
           | gowld wrote:
           | What is lower price than McDonalds or Wendy's for a
           | substitutable good
           | 
           | Economy of Scale is powerful.
        
             | cogman10 wrote:
             | There's a weird thing happening in the US where all the
             | restaurant suppliers have consolidated. What that means is
             | you likely won't see competitive prices anywhere else not
             | due to scale but due to the input price being fixed
             | regardless of who you are.
             | 
             | I believe McDonalds is still somewhat independent in it's
             | sourcing. IDK about wendy's. But Burger King is absolutely
             | just another Sysco reseller at this point.
             | 
             | That means a lot of the smaller burger stands end up just
             | selling the same stuff as every other burger stand. Food
             | that tastes a lot like my high school cafeteria did (hint,
             | also Sysco).
             | 
             | The only real lever any food business can pull is in
             | facilities and staffing. The price of the food is fixed and
             | there's no real competition to be had.
        
               | mlsu wrote:
               | This is it.
               | 
               | and: true across the board, not just restaurants...
        
               | cogman10 wrote:
               | Yup, and I really hate it. Monopolies and oligopolies are
               | really terrible in just about every way imaginable.
               | Everyone that isn't an oligopoly gets screwed.
               | 
               | This is also simply the natural end state of free market
               | capitalism. Every one of these giant businesses knows
               | that by swallowing up smaller competitors they can
               | ultimately improve their revenue without improving
               | quality or actually innovating/competing.
               | 
               | Companies like sysco should have never been allowed to
               | merge with other distributors and they should absolutely
               | be broken up.
        
               | mlsu wrote:
               | it's just incredible.
               | 
               | Internally, these huge corporations behave _exactly the
               | same_ as a good old fashioned USSR bureaucracy:
               | 
               | endless meetings where no work gets done
               | 
               | a huge class of bureaucrats (manager, senior manager, VP,
               | senior VP, director, senior director ... what's next?
               | commissar? secretary?) who don't actually do any of the
               | line work and instead exist only to perpetuate a process
               | 
               | huge amount of process that does nothing for the bottom
               | line or indeed for anyone at all
               | 
               | random party lines that you must accept or be fired (new
               | director came in. Now we're doing a 30 minute velocity
               | retrospective every week. you must attend, comrade!)
               | 
               | party language determined from on high, that changes once
               | every 5 years (blockchain is our five year plan! huh?
               | blockchain? no no, AI is our five year plan!)
               | 
               | party princelings who rise not on merit but purely on
               | positional signifiers alone (Comrade, I know you've been
               | a party loyalist for 25 years, but your senior director
               | position is being given to a new princeling. He's 26
               | years old. He came from Stanford, and was on the forbes
               | 30 under 30. They say he was a protege of Peter Thiel!)
               | 
               | and, most importantly: everyone at the bottom, who pays
               | for all of it, and must take it completely seriously.
        
               | cogman10 wrote:
               | It's always wild to me when people talk about the
               | efficiency of private industry.
               | 
               | There's not a private business on the planet that's
               | super-efficient.
        
               | TimTheTinker wrote:
               | The difference is that unlike USSR bureaucracy, these
               | corporations' continued operations depend completely on
               | the decisions (buy or not) of customers who they cannot
               | coerce -- so their feet are far more held to the fire of
               | market reality than totalitarian regime leaders. They do
               | not have the power to force people _not_ to vote with
               | their wallets (not to mention with their feet).
               | 
               | As frustrating and corrupt as our market economy is, the
               | oppression under regimes like the USSR and East Germany
               | was unimaginably worse.
               | 
               | That being said, yes -- we _badly_ need another round of
               | legislative reform like the Sherman Antitrust Act of 1890
               | and all the regulatory actions that followed.
        
               | cogman10 wrote:
               | > who they cannot coerce
               | 
               | If the market is a consumer need then yeah, these
               | companies can coerce simply by being the only (or one of
               | a few) options in town. Food, healthcare, and housing are
               | all markets that appear to be narrowing which means
               | increasing in their coercive abilities.
               | 
               | It's true that the USSR and East Germany were worse, but
               | that had a lot more to do with the concentration of power
               | into a strongman leader rather than the people. And, in
               | fact, a major part of why West germany did so well wasn't
               | really due to market forces, but rather due to the US
               | spending ungodly amounts of money on rebuilding them (and
               | Japan). The USSR was always pretty cash strapped.
               | Especially since the only nations they could really
               | interact with were nations under the USSR umbrella. Even
               | other communist nations like China had pretty tense and
               | often not friendly relations with the USSR.
               | 
               | In today's money, we dumped about $120B on West Germany.
               | Just to put things in context.
        
               | alostpuppy wrote:
               | This is fascinating take and makes SO much sense.
        
               | treis wrote:
               | Fortunately it's not true. Sysco has 17% of the market
               | according to Morningstar:
               | 
               | https://www.morningstar.com/company-
               | reports/1327868-sysco-re...
        
               | cogman10 wrote:
               | Sysco isn't the only one, but it is one of the few.
               | 
               | If you start looking at the distribution centers of these
               | companies and the competitors, you get a pretty clear
               | picture of how concentrated things are.
               | 
               | The drop off for the distribution centers of the top 3 is
               | stark. [1]
               | 
               | [1] https://abasto.com/en/advice/food-distributors/
        
             | yndoendo wrote:
             | The city I live in has number of locally owned restaurants
             | that easily compete against McDonalds and Wendys price
             | point. I find the quality of food to be better.
             | 
             | Lack of communication to outsiders and visitors about those
             | that compete against such establishments is key. The larger
             | organizations have more capital to advertise and help
             | capture that economic arena.
             | 
             | Personally, when I travel, I go out of my way to find local
             | establishments over large franchises because the former
             | slowly siphons out the local economy to some CEO that gets
             | paid millions. The latter helps keep the competition local
             | economy health. I haven't given Starbucks a penny in over 7
             | years and plan to never fund their organization ever again.
        
             | crowcroft wrote:
             | I find this less true where I live (New Zealand) where
             | there are a lot of small takeaway shops that are often
             | competitive on price.
             | 
             | In general though the ease at which the market can recall a
             | brand has a direct connection to market share, loyalty and
             | in turn pricing power.
             | 
             | https://en.wikipedia.org/wiki/Double_jeopardy_(marketing)
        
         | RataNova wrote:
         | It's funny how much "rational behavior" in economics often
         | comes down to psychological inference
        
         | BlandDuck wrote:
         | > I always found this statement to be rather wishful.
         | Individual lowering of prices makes sense if and only if your
         | competitor is capable of saturating the market. Otherwise,
         | demand elasticity becomes very relevant. Sure, your competitor
         | may take the larger share of the market, but then you can
         | compensate with higher per item profit.
         | 
         | You should check the distinction between Bertrand and Cournot
         | competition. Bertrand competition is price competition where
         | the competitor can saturate the market, as you mention. Cournot
         | competition, on the other hand, captures your intuition of
         | competition on quantities rather than prices.
        
         | dheera wrote:
         | I once did an internship in a small town in Germany. There were
         | 2 bakeries in this town. One closed for all of July as
         | vacation, the other took all of August as vacation. They had
         | coordinated this with each other so that everyone could always
         | buy bread and pastries, but the bakers could also get their
         | vacations. They would even put signs on their doors letting
         | people know that the other bakery was open during their
         | vacation.
         | 
         | I feel like in the US or Asia this would never happen. In these
         | hyper-capitalist and competitive societies, both bakeries would
         | jump on the opportunity of extra business, sacrifice their
         | family and fun time, and neither would take any vacation. Two
         | bakeries in a town would see each other as mortal competitors
         | instead of collaborators and take every opportunity to eat into
         | the others' business.
        
         | Workaccount2 wrote:
         | The AI market is a prime example of intense competition going
         | on right now. All the dynamics are there.
         | 
         | If it was just one player, like Open AI, we'd still be at GPT-4
         | turbo and it would cost $400/mo.
        
           | MagicMoonlight wrote:
           | They're all charging the same price...
        
         | AnthonyMouse wrote:
         | > Individual lowering of prices makes sense if and only if your
         | competitor is capable of saturating the market.
         | 
         | Individual lowering of prices makes sense if _you_ are capable
         | of producing some amount more than you currently do.
         | 
         | Suppose there are 10 suppliers, your production cost is $1 and
         | the current market price is $2. You each sell 100 widgets and
         | you yourself make $100, the other 9 providers also sell an
         | average of 100 widgets, so there are 1000 total purchases.
         | 
         | If you can produce 200 widgets and you lower your price to
         | $1.90, you're now making $180 instead of $100, because people
         | prefer to pay $1.90 to $2 until you run out of capacity.
         | Moreover, the other suppliers have now collectively lost 100
         | sales to you unless they match your price reduction and maybe
         | some of them have higher costs than you and can't, which means
         | you get to keep their share of the market. The other
         | participants who have lower costs like you, even if they don't
         | have any excess capacity, would rather make the ones who can't
         | lower prices eat the loss in sales because it's better to lower
         | margins by 10% than take an 11% reduction in sales. And
         | lowering prices might also increase sales if customers buy more
         | market-wide at the lower price.
         | 
         | > Yet, if the rest of the market does not react to the signal,
         | the one lowering their prices hurts their profits and possibly
         | kicks themselves out of the market.
         | 
         | How would the one lowering the price kick themselves out of the
         | market? Their sales would only go up, or if consumers are
         | completely insensitive to price, stay the same. As long as the
         | lower price is still yielding them a net profit, they're still
         | in the market. The theory isn't _expected_ to cause them to
         | lower prices below their own costs, because of course they
         | weren 't going to do that.
         | 
         | If consumers are completely price insensitive and they didn't
         | know that until they tried it, they might end up raising the
         | price again because it didn't do any good, but that's also
         | pretty uncommon. If you can get the exact same thing for less
         | money, do _you_ pay more for no reason?
         | 
         | > Turns out the probability of either move being the winning
         | move is dependent on probability of other market participants
         | colluding/defecting.
         | 
         | Collusion is something else entirely. If all of the
         | participants are getting together in a back room to fix prices
         | then none of this applies, but that's also why there's a law
         | against that.
         | 
         | It's also why the theory doesn't work when the number of
         | participants is very small.
         | 
         | Suppose there are only two providers and they each have
         | unlimited capacity. They each have a $1 cost, sell 500 widgets
         | for $2 and make $500 each. If one of them lowers prices to
         | $1.90, they'll sell 1000 widgets and make $900. Except that the
         | other one will just match their price and then they'll each
         | make $450 instead, which they both know so they both don't do
         | it. And that's on top of explicit collusion being much easier
         | to hold together and harder to detect when there are fewer
         | sellers.
         | 
         | That _isn 't_ what happens when there are 100 sellers, because
         | then 99 of them are trying to hold together a cartel and the
         | last one is laughing at them all because they can increase
         | their sales by 10,000% by lowering prices by 5% and none of the
         | others are matching them.
        
         | naasking wrote:
         | > Yet, if the rest of the market does not react to the signal,
         | the one lowering their prices hurts their profits and possibly
         | kicks themselves out of the market.
         | 
         | The reason this doesn't happen is because the ones lowering
         | their prices have typically done so due to explicit measures to
         | improve efficiency, and so they already have a healthier margin
         | with which to capture more of the market from competitors.
        
         | bcrl wrote:
         | The main difference between algorithms and humans is that
         | software feels no guilt. Traditional human building
         | superintendents were once happy with a 10% increase in rent
         | from one tenant to the next, and would feel guilty when
         | doubling prices. There are plenty of small business owners
         | which take pride in delivering affordable prices to their
         | customers across many market segments. Not a trait that is
         | present in large corporations.
         | 
         | One of the Behind the Bastards podcasts touched upon the fact
         | that in the rental property market the 2 cloud vendors peddling
         | software to manage properties could collude on behalf of
         | landlords. Collusion by humans is fairly limited in scale, but
         | when you're a "platform" every price can be set based on the
         | prices of millions of listings -- what was once impossible for
         | humans is now trivial.
        
       | betimsl wrote:
       | Who wrote the algorithm?
        
       | alyxya wrote:
       | It's possible algorithms simply drive up prices because price
       | isn't the main factor some people use in deciding what to buy.
       | Algorithms are probably able to learn that raising the price
       | outweighs the decrease in the number of people buying something,
       | and if every algorithm does the same, then prices will continue
       | to rise.
        
       | js8 wrote:
       | How is this new compared to
       | https://www.paecon.net/PAEReview/issue53/KeenStandish53.pdf ?
       | (See the section "perfect competitors are not profit
       | maximizers".)
        
       | oxqbldpxo wrote:
       | Is this applicable to the stock market? Maybe this is why
       | valuations are completely devoid of any intrinsic value.
        
       | AlGoreRhythm wrote:
       | The author cites the common CEPR paper [0], but missed its most
       | interesting finding. It found that the algorithms definitively
       | did show signs of collusive behaviour, but that their chosen
       | equilibrium price point was far below the Nash equilibrium. That
       | is, the researchers expected these algorithms to maximally extort
       | the consumers, but they only modestly extorted the economy's
       | consumers.
       | 
       | [0] - https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3304991
        
         | munificent wrote:
         | _> but they only modestly extorted the economy 's consumers._
         | 
         | This is rational in the metagame where a maximally extortionate
         | behavior invites attention and regulation.
         | 
         | A parasite's goal is to suck as much blood as it can _without
         | killing the host_.
        
       | fellowniusmonk wrote:
       | This was the Greystar situation that already happened with
       | apartment rentals.
       | 
       | Are people not aware of this?
       | 
       | A switch to value based pricing for essentials
       | (water,shelter,transport,utilities, etc.)is an extremely easy way
       | to destroy disposable income and even make some areas impossible
       | to live in for the existing members.
       | 
       | Austin, Texas in 2021 saw several of my friends who were renters
       | see a 1 year price increase that more than doubled their rent, I
       | had friends who we're doctors who we're forced to move out of one
       | bedroom apartments, even if it wasn't the plan, it's still a
       | great way to displace people like local musicians so hack
       | comedian can move in.
        
         | hrimfaxi wrote:
         | > Austin, Texas in 2021 saw several of my friends who were
         | renters see a 1 year price increase that more than doubled
         | their rent, I had friends who we're doctors who we're forced to
         | move out of one bedroom apartments, even if it wasn't the plan,
         | it's still a great way to displace people like local musicians
         | so hack comedian can move in.
         | 
         | Hack comedians are moving in while doctors are priced out? What
         | are you even talking about?
        
           | fellowniusmonk wrote:
           | That's not what was said.
           | 
           | There were different professional cohorts of people displaced
           | as prices went up around the entire city, this is not a hard
           | concept.
           | 
           | This massive cultural displacement is part of what drove
           | Austin to permit more new construction than any other city in
           | the states.
           | 
           | Fortunately musicians are still the single largest cohesive
           | voting block in Austin.
           | 
           | >it's still a great way to displace people like local
           | musicians so hack comedian can move in.
        
             | parineum wrote:
             | > I had friends who we're doctors who we're forced to move
             | out of one bedroom apartments ... so hack comedian can move
             | in.
             | 
             | It may not be a direct quote but it _is_ what you said.
        
       | babush wrote:
       | "Algorithmic collusion"... If using an algorithm leads to
       | collusion, then choosing to use the algorithm should be
       | considered regular collusion.
        
         | IlikeKitties wrote:
         | The Problem is that "using the algorithm" doesn't require you
         | to use a computer. You can do this with pen and paper and it
         | still works. You just have to ensure your competitor is aware
         | of how the algorithm works, which is impossible to make
         | illegal.
        
           | babush wrote:
           | I never mentioned a computer.
        
         | RataNova wrote:
         | Feels more like a system design failure than malice
        
           | baerrie wrote:
           | Profiting from a design failure indefinitely isn't malice,
           | it's negligence that can still be considered criminal.
        
       | walterbell wrote:
       | https://news.ycombinator.com/item?id=45611361                 On
       | October 6, 2025, California Governor Gavin Newsom signed AB325, a
       | law targeting the use and distribution of certain algorithmic
       | pricing tools. This law is part of a larger legislative trend to
       | try to reign in algorithmic pricing.. California's bill targets
       | pricing algorithms in all markets and will take effect in 2026.
       | However, a violation of the new law requires a conspiracy or
       | price coercion, so as a practical matter, it may not extend the
       | range of violations already encompassed by the Cartwright Act.
        
       | LatteLazy wrote:
       | I never understand why people don't pay more attention to "n" in
       | these cases: number of other players.
       | 
       | If there are 2 suppliers in a market, they will collude without
       | algos or private meetings: I can be pretty sure you will not cut
       | your price if I don't cut mine. The issue there is that there are
       | only 2 suppliers, so trust is very easy.
       | 
       | If there are 100 other suppliers, I know ONE of them will cut
       | their price. So I best cut mine first.
       | 
       | What I am trying to say here is that, algos or not, n is the
       | major driver here imho.
       | 
       | That's kind of interesting since the US has been very relaxed
       | about falling values of n as long as prices seem ok.
        
       | parineum wrote:
       | "Algorithm" has got to be the least useful word in English today.
       | 
       | It isn't the software that's responsible driving up prices, it's
       | the information.
       | 
       | > Yet a widely cited 2019 paper (opens a new tab) showed that
       | algorithms could learn to collude tacitly, even when they weren't
       | programmed to do so. A team of researchers pitted two copies of a
       | simple learning algorithm against each other in a simulated
       | market, then let them explore different strategies for increasing
       | their profits. Over time, each algorithm learned through trial
       | and error to retaliate when the other cut prices -- dropping its
       | own price by some huge, disproportionate amount. The end result
       | was high prices, backed up by mutual threat of a price war.
       | 
       | This is nonsense. Those "algorithms" were programed to do that. I
       | also notice they didn't add a third copy of the algorithm or a
       | fourth. The summary of this research is that they built a novel
       | algorithm (not one used in practice) and put it in a simulation.
       | How this is representative of any real world scenario escapes me.
       | They proved that software written to optimize profits optimizes
       | profits. Shocking.
       | 
       | The researchers quoted in the article are, essentially, defining
       | collusion as knowing what competitors prices are.
        
         | krapp wrote:
         | >"Algorithm" has got to be the least useful word in English
         | today.
         | 
         | On the contrary, it's the word that's going to justify
         | balkanization and government control of speech on the web. It's
         | spooky magic that controls people's minds to most people. You
         | know we're cooked when it becomes common on HN of all places to
         | claim that "algorithmic feeds" should be illegal because
         | they're the source of all society's ills, toxicity and
         | political dissent.
        
         | pessimizer wrote:
         | > The researchers quoted in the article are, essentially,
         | defining collusion as knowing what competitors prices are.
         | 
         | It really is just another display about how injured the concept
         | of "collusion" always was. Plenty of competitors have met in
         | smokey rooms in order to fix prices, but you don't actually
         | have to speak to each other to agree that if all of you can
         | maximize your profits together, you should. Everybody knows how
         | much everybody else is charging.
         | 
         | The ideal competition myth only works in a fictional zero-cost
         | startup, zero-cost supplier, zero-cost distribution scenario.
         | In real life if you try to enter a market with a few
         | competitors with super high margins, they'll just threaten to
         | freeze anybody who buys from you or sells to you out of the
         | market, then offer you a ticket into their cartel.
         | 
         | Doesn't make it not evil, though, and it doesn't mean it's not
         | an essential function of government to stop it. Government
         | can't allow powerful little subgovernments to build up. You
         | might as well allow paramilitary militias.
        
       | jimnotgym wrote:
       | > hard it may be to regulate
       | 
       | Not hard at all. Outright ban fixes all.
        
       | RataNova wrote:
       | "Everything is working as intended" but the real-world outcome
       | feels dystopian
        
       | Arwill wrote:
       | >strikingly high probabilities to very high prices, along with
       | lower probabilities for a wide range of lower prices
       | 
       | Isn't this describing the strategy of keeping ever high prices,
       | then doing some temporary price cuts/sales/deals?
        
       | bcrl wrote:
       | I feel obliged to link to the Behind the Bastards podcast "Why is
       | rent so damn high?" It's a lengthy 2 part piece, but quite
       | enlightening. https://podcasts.apple.com/us/podcast/part-one-why-
       | is-the-re...
        
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