[HN Gopher] Hedge funds have to be big
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       Hedge funds have to be big
        
       Author : feross
       Score  : 34 points
       Date   : 2025-09-30 17:46 UTC (5 hours ago)
        
 (HTM) web link (www.bloomberg.com)
 (TXT) w3m dump (www.bloomberg.com)
        
       | themafia wrote:
       | https://archive.is/v2bS5
        
         | ioblomov wrote:
         | Jinx!
        
       | ioblomov wrote:
       | https://archive.ph/v2bS5
        
         | dmoy wrote:
         | You can also subscribe to Matt Levine as a newsletter and get
         | it in your inbox Monday-Thursday. Sometimes it's quite
         | hilarious.
        
       | themafia wrote:
       | > The point of a financial market is to allocate capital to its
       | most productive uses. Someone who is very good at allocating
       | capital should be allocating a lot of capital, not her own
       | Robinhood account.
       | 
       | These two facts are not connected at all. There's no reason to
       | assume the market cannot work or reliably find the "most
       | productive" uses of capital in the aggregate.
       | 
       | > And an efficient market would allocate a lot of capital to her
       | 
       | Then that would give a single individual more control over the
       | market than is healthy and would naturally tend towards
       | inefficiency. The basic presumption here is that centralization
       | of the economy around a limited number of entities is great for
       | efficiency. I can find no examples in history of this and I can
       | find many where this actually just increases corruption.
       | 
       | Given everything we learned about the "too big to fail" era I
       | find articles like this to be obvious and grotesque lies.
        
         | gruez wrote:
         | >These two facts are not connected at all. There's no reason to
         | assume the market cannot work or reliably find the "most
         | productive" uses of capital in the aggregate.
         | 
         | Right, but just because it works "in the aggregate" doesn't
         | mean that's how things work "should" work. I'm sure the road
         | network would still muddle on if we allowed drunk drivers to
         | drive, but we still ban them from driving. The article isn't
         | even arguing for government intervention; it's just describing
         | how things plays out naturally.
        
         | fsckboy wrote:
         | i had similar objections to yours but i would phrase the
         | corrections differently.
         | 
         | > _The point of a financial market is_
         | 
         | no, the point of a financial market is to be a place where
         | people who need money for lucrative projects can get it, and a
         | place where people who have money can invest it, decoupling
         | those transactions from the term of the investments and the
         | irregularities of the different economic opportunities. To put
         | it in simpler terms, think of the market of a town in medieval
         | england, a financial market would allow you to know nothing in
         | particular about farming but invest profitably in the farming
         | activities of the town, getting what portion you want of your
         | money back whenever you want it.
         | 
         | > _to allocate capital to its most productive uses_
         | 
         | is in the nature of a market that has the features markets need
         | to function efficiently.
         | 
         | The point of a financial market is capital allocation, and
         | people will partake even if the market is inefficient. Consider
         | illegal/black markets, they are often cited as truly free
         | markets where you can invest large sums of cash or buy anything
         | for a price, and even though the prices are high, there are
         | customers. Those markets can be made more efficient, but the
         | fact they exist shows the power of markets without efficiency.
         | 
         | >> _And an efficient market would allocate a lot of capital to
         | her_
         | 
         | > _Then that would give a single individual more control over
         | the market than is healthy_
         | 
         | one of the features a market needs for efficiency (think of
         | efficiency as "goods at a fair price") is that no participant
         | alone can affect the prices; for that to be true there needs to
         | be competition, and without it you get "market failure", a
         | market where participants receive no benefit from
         | participating. (markets should operate at a point where sellers
         | are saying "that price offer is too low" and buyers are saying
         | "that price offer is too high", but all the "great deal, I'll
         | take it" transactions that already took place to get it to that
         | point are were the happiness is created _from thin air_.) as
         | new information emerges, prices can shift up and down to
         | maintain that  "take it or leave it" equilibrium.
         | 
         | no system is perfect, not democracy, not the courts, etc., but
         | regulations and people mostly acting sensibly even in self
         | interest makes markets the best method we have of allocating
         | happiness most effectively.
         | 
         | being cynical about market capitalism is understandable, but it
         | doesn't get you anywhere, other systems demand even more
         | cynicism.
        
           | gruez wrote:
           | >no, the point of a financial market is to be a place where
           | people who need money for lucrative projects can get it, and
           | a place where people who have money can invest it
           | 
           | But all things being equal, investors would like their money
           | allocated into projects with the best returns. Borrowers of
           | course would prefer that they get the money so that doesn't
           | really tell us anything, but society as a whole would rather
           | that worthy projects are funded rather than a linear city in
           | the desert or whatever.
           | 
           | >and people will partake even if the market is inefficient.
           | Consider illegal/black markets, they are often cited as truly
           | free markets where you can invest large sums of cash or buy
           | anything for a price, and even though the prices are high,
           | there are customers.
           | 
           | A good that can't be acquired on regular markets has a price
           | of infinity. A black market might be more expensive than some
           | place where it's legal, but it's still cheaper than the
           | alternative.
        
             | fsckboy wrote:
             | > _But all things being equal, investors would like their
             | money allocated into projects with the best returns.
             | Borrowers of course would prefer that they get the money so
             | that doesn 't really tell us anything, but society as a
             | whole would rather that worthy projects are funded rather
             | than a linear city in the desert or whatever._
             | 
             | you are describing the process by which competitive
             | "jostling for the best returns / cheapest capital sources"
             | produces market efficiency, which makes it pointless to try
             | to find better returns or cheaper capital. Not having to
             | think about that is a reward itself. The price of oil is
             | established by auctioning off more oil every day; if you
             | buy some at an auction, you're doing the best you can do,
             | there is no better place to invest in oil, you can focus on
             | driving your fleet of delivery trucks.
        
       | fsckboy wrote:
       | I studied a lot of finance in grad school, at world leading elite
       | finance school, and I am a very successful investor myself and
       | can give you sound advice up and down the market and quibble your
       | use of terminology.
       | 
       | (sad bear, or dog in lab with goggles meme)
       | 
       | I have no idea what a hedge fund is.
        
         | SatvikBeri wrote:
         | There's no precise definition, but I prefer "funds that focus
         | on alpha", as opposed to e.g. an index fund.
        
           | fsckboy wrote:
           | i'm not being snarky but, if you want to focus on alpha,
           | construct a portfolio that removes beta, and nobody does that
           | except portfolio theory.
           | 
           | so probably "funds that focus on obtaining private
           | information, or flaws in public information"?
           | 
           | focusing on alpha and finding undiscovered alpha are not the
           | same thing, and it's absolutely not clear and contrary to
           | portfolio theory that you would succeed
        
         | dinkblam wrote:
         | I studied a lot of computer science in grad school, at world
         | leading elite CS school, and I am a very successful developer
         | myself and can give you sound advice up and down the dev space
         | and quibble your use of terminology.
         | 
         | ...
         | 
         | I have no idea what a compiled language is.
        
           | fsckboy wrote:
           | i don't know what it means to not know what a compiled
           | language is
        
             | skybrian wrote:
             | I believe they are saying that computer languages can be
             | implemented by compilers and by interpreters, so "compiled"
             | is technically a property of the _implementation_ , not the
             | language.
             | 
             | But in casual use, "compiled language" means a language
             | that is usually implemented using a compiler.
        
           | NoMoreNicksLeft wrote:
           | > I have no idea what a compiled language is.
           | 
           | This sounds like any of a dozen different computer science
           | university programs I am familiar with.
        
           | jiggawatts wrote:
           | An interpreted language has a runtime that is essentially a
           | function "i(script: string)" that immediately follows the
           | instructions encoded in the string.
           | 
           | A compiler is a function "c(script: string) -> byte[]" that
           | instead of running the script, outputs a binary that does the
           | same thing as the interpreter, but more efficiently.
           | 
           | Commonly this means converting the human-readable script
           | syntax to binary machine code that a CPU can run _directly_ ,
           | but platforms like Java and .NET actually do this through
           | multiple steps with an intermediate "byte code" that CPUs
           | can't execute without a lightweight runtime.
           | 
           | The benefit of the JIT is that it makes the compiler code
           | portable to other CPU architectures without having to ship
           | the source code. It is simple enough that interpreting it is
           | just a "while" loop that bumps a pointer, reads the next
           | instruction bytes, and uses a giant switch table to decide
           | what to do.
           | 
           | If you squint at it, machine code is the same, except that
           | the "loop and switch statement" is hard wired into the
           | silicon.
        
       | wilkommen wrote:
       | Big is bad, actually. Centralization of power in a small number
       | of hands creates structural market distortions, generates
       | corruption, and diminishes the freedom of all.
        
         | loeg wrote:
         | Maybe read beyond the headline.
        
           | Herring wrote:
           | The article covers like 6 separate finance topics (news
           | commentary). OP is right about the first one, eg expect
           | highly restrictive non-competes and lower compensation over
           | time.
        
         | xxpor wrote:
         | That's certainly one philosophical point of view, but it's not
         | universally true.
         | 
         | https://www.theargumentmag.com/p/the-problem-with-bossbabe-l...
        
       | Ekaros wrote:
       | So either they have to be big to play outside public markets. Or
       | small enough that they can still exploit things... For actual
       | hedge I might actually want to go for later. Especially if you
       | look at premiums on say EA. And possibility of getting your money
       | out in reasonable time.
        
       | mamonster wrote:
       | >Somewhere out there is a person who's spent years running a 4
       | Sharpe ratio at her $5 million friends-and-family hedge fund, or
       | her Robinhood personal account, but she never gets a job at a big
       | hedge fund.
       | 
       | Weird numbers to pick here. I know like 10 guys off my personal
       | contact list who can do 4 Sharpe at 5 million easy. The "game" in
       | hedge funds isn't 4 Sharpe at 5mio AUM, its 1.5-2 Sharpe at 1b
       | AUM or 1 Sharpe at 10b AUM, both of which are infinitely harder
       | than 4 Sharpe at 5mio AUM. You can do 4 Sharpe at 5mio AUM after
       | 6 years at a BB in anything that's not equities or delta 1.
        
         | sjdfsjdfg93425 wrote:
         | >You can do 4 Sharpe at 5mio AUM after 6 years at a BB in
         | anything that's not equities or delta 1.
         | 
         | Can you explain for a non-finance audience?
        
           | missedthecue wrote:
           | Sharpe ratio is a metric that measures how much excess return
           | an investment earns per unit of risk. So if someone says
           | "this fund runs at a 4 Sharpe," they mean the fund's returns
           | are four times the volatility, net of risk-free rate.
           | 
           | Super super ELI5 is that people don't like volatility in
           | returns, even if the returns are good (i.e. down 40% one
           | year, up 200% the next year is 34% CAGR, but crazy
           | volatility). T-bills for example have extremely low
           | volatility but also very low return. The holy grail is very
           | low volatility with a great return. A 4 sharpe fund is in
           | that quadrant.
        
           | jklein11 wrote:
           | Equities and "delta 1 assets" are very liquid, meaning there
           | are a lot of buyers and sellers. This helps to make price
           | discover more efficient. Anything outside of that means that
           | there is much less liquidity and therefore inefficiencies in
           | price.
           | 
           | Think about it this way. You are trying to sell an apple. In
           | one room, there are 100 people trying to sell an apples and
           | 100 people trying to buy them. In the other room there is 1
           | person trying to buy apples and no one selling. In the first
           | room you don't have much leverage. The buyers can go to the
           | other 99 sellers if they don't like your price. In the second
           | room you have a ton of leverage. If the person wants to buy
           | an apple they are either going to have to buy it from you or
           | wait for another seller to enter the room.
           | 
           | When it comes to non equity or delta 1 assets, there tends to
           | be more complexity in understanding the assets, which acts as
           | a barrier to entry. If you have been in investment banking
           | for 6+ years, you likely understand these complexities and
           | can find pricing inefficiencies.
        
           | mamonster wrote:
           | Sure, I'll give some numbers.
           | 
           | Sharpe ratio = (Your return annually - Annual Risk Free rate)
           | / ( Annualized Vol of your portfolio).
           | 
           | BB = Bulge Bracket, basically a Tier 1 Bank (Goldman, UBS,
           | MS, Citi, google the list).
           | 
           | Equities = Stocks.
           | 
           | Delta 1 = If underlying moves by X $, your product/
           | derivative moves by X $. Basically swaps, etfs, futures, etc.
           | 
           | Now for some numbers: Say you are under a "vanilla" 2/20
           | structure (which is actually like 10 years out of date but is
           | still listed on all finance websites) where your fund charges
           | a 2% management fee (i.e if you manage 5 mio USD you charge
           | 100k per year for fund cost) and 20% performance rate on your
           | gross above benchmark ( so you take 20% of the return above
           | your benchmark).
           | 
           | Annualized SP500 vol is let's say 18%, your cash return right
           | now is 3.5%. Quick maths gets you to 4 Sharpe is about 75%
           | yearly return. ((75-3.5)/18 is about 4).Under these
           | assumptions, 4 Sharpe return on 5 mio is 3.750mio.
           | 
           | Your performance fee as a HF manager is gonna be
           | 0.715(75%-3.5%) x 0.2 x 5mio = 715k. So 4 Sharpe on 5mio is
           | basically you earning 900k-1mio USD (depends on the
           | jurisdiction for your base, i took like 180k USD for base) as
           | the HF manager.
           | 
           | Edit: For people who don't trade professionally, capacity
           | (i.e how much money your strategy/you as a trader accept
           | before becoming inefficient/losing money) is the big filter.
           | There's a shitload of strats that work at 1 mio USD but
           | completely stop at 2mio or 5mio.
        
             | rokobobo wrote:
             | I think people were asking you to explain what kind of
             | strategies people run at sharpe 4
        
               | mamonster wrote:
               | From people I know personally:
               | 
               | "Arbs" on stuff that big desks don't touch because of
               | capacity (small mergers for example, you lever up on 2-3
               | small merger arbs per year and you are almost there);
               | 
               | DEX to liquidity pool latency arbs for shitcoins if you
               | want a crypto example;
               | 
               | Pure arbs (One of my friends who admittedly is not
               | satisfied with 1mio USD comp did this trade:
               | https://notion.moontowermeta.com/financial-hacking-etf-
               | vs-ne... ).
               | 
               | Edit: The other option is that if you are a trader in
               | "special" markets (the best example is biotech/medstocks)
               | where domain knowledge really matters being 4 sharpe is
               | basically 1 good trade a year, and at 5mio USD AUM you
               | are always at capacity.
        
               | bionsystem wrote:
               | I wonder why people always assume that the strategy would
               | be algorithmic or systematic. How about global macro,
               | long/short equity, or even plain long only done well ?
               | Actually studying markets and assets fundamentally, and
               | finding asymmetric bets ? There are plenty of people that
               | have done that successfully over really long periods of
               | time, I doubt markets are perfectly efficient just
               | because some academics claim so, especially for bets with
               | strong convexity.
        
         | em500 wrote:
         | > Weird numbers to pick here. I know like 10 guys off my
         | personal contact list who can do 4 Sharpe at 5 million easy.
         | The "game" in hedge funds isn't 4 Sharpe at 5mio AUM, its 1.5-2
         | Sharpe at 1b AUM or 1 Sharpe at 10b AUM, b
         | 
         | So how do they do that? I'm a lot closer to 5 million than than
         | 10b...
        
         | therobots927 wrote:
         | These guys with 4.0 sharpe ratios at 5M AUM... are they running
         | algos and if so at what time frame? I'm assuming building out
         | the data / execution infra for that is expensive, not to
         | mention the compute and storage power required to identify
         | market inefficiencies after you have the infra built. You're
         | looking at a pretty significant upfront investment for that.
        
         | dmoy wrote:
         | > Weird numbers to pick here. I know like 10 guys off my
         | personal contact list who can do 4 Sharpe at 5 million easy
         | 
         | Sure, but the pool of people who can get into hedge funds
         | overlaps a ton with the pool of people who have done "6 years
         | at a BB in anything that's not equities or delta". That's
         | like... where hedge fund recruiters go poaching, isn't it?
         | 
         | I think the article was talking about random retail investors
         | who can do this stuff, which seems relatively more rare.
        
         | ivape wrote:
         | The WSB community most likely obliterates that metric, and I
         | mean the broader community not the regards buying lotto
         | tickets. You don't need to look at Hedge Funds for good
         | trading, you need to look at them for insider trading
         | knowledge. IMHO that's all they have on others because the only
         | data that's not available is that ... inside stuff.
        
       | neilv wrote:
       | A bit off-topic to the post, but maybe very relevant to HN
       | techbros seeing this article, and musing about becoming (lower
       | caste) finance bros...
       | 
       | You know how there's a boots on the ground truth to what an early
       | tech startup's Incentive Stock Options are actually worth
       | nowadays, and how people should think about them (but that most
       | startups won't admit)?
       | 
       | With that secret reality in mind, how should software engineer
       | candidates considering working for a hedge fund or private equity
       | job think about the compensation there? Maybe especially about
       | "carry"?
       | 
       | A recruiter for a firm seeking a "Principal" level engineer,
       | which would require moving to NYC, mentioned compensation of "$X
       | salary, 50% bonus, and $Y carry". Where $X is a usual current
       | non-FAANG Senior+ startup SWE salary, and Y is only a bit larger
       | than X.
       | 
       | The recruiter opened by stating the single number $((X*1.5)+Y),
       | as if it were the annual TC familiar to us from levels.fyi.
       | 
       | When I Google for "carry", it sounds like some speculative share
       | of something unclear about some investments the firm owns or
       | manages, and then this share might vest over 5-10 years, if I
       | remain with the firm that long. The $Y dollar amount sounds like
       | it's a fixed amount bonus or capped value of a share. Also
       | unclear whether there's an additional $Y+ grant of carry each
       | year.
       | 
       | If this were most tech startup ISOs, I would know that the ISOs
       | were probably worth $0 or less, and in some ways rigged to be
       | that way, even if the company has a successful exit from which
       | people with real shares profit.
       | 
       | For this $((X*1.5)+Y) job, the $X salary alone will cover a
       | lifestyle of renting a modest apartment in Brooklyn, plus decent
       | savings building from whatever the rest of it is. I'm unclear
       | whether the bonus and carry make it even competitive with Google
       | L6, though.
       | 
       | What do I need to know about "carry" or other aspects of the
       | compensation? What time horizons, conditions, and probabilities
       | are involved?
        
       | stanford_labrat wrote:
       | My portfolio was +94% in 2024 and +52% in the past 6 months (I
       | took a massive haircut thanks to April's tariff saga and by
       | having biblical levels of greed...lesson learned).
       | 
       | How do I declare for the inaugural Hedge Fund Draft?
        
         | ivape wrote:
         | Why would you want to work anywhere if you get returns like
         | that every year?
        
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