[HN Gopher] NYC home prices rise 10% in early 2025
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       NYC home prices rise 10% in early 2025
        
       Author : geox
       Score  : 67 points
       Date   : 2025-04-30 19:43 UTC (3 hours ago)
        
 (HTM) web link (qns.com)
 (TXT) w3m dump (qns.com)
        
       | ChrisLTD wrote:
       | You'd think NYC would reach a point where the market wouldn't
       | bear any more price increases, but we're not there yet.
        
         | tehlike wrote:
         | and may never be.
        
         | subpixel wrote:
         | I thought that 20 years ago.
        
         | bobthepanda wrote:
         | NYC is unlike most housing markets in that for a lot of people,
         | an international pied-a-terre in NYC is a sign of luxury and
         | wealth, whereas no one really gives a crap if you have a second
         | home in Seattle or Chicago or Boston.
         | 
         | In the US the only other markets that operate like that are
         | probably LA, Miami, maybe Honolulu.
        
           | brailsafe wrote:
           | Some bits of Colorado maybe?
        
             | bobthepanda wrote:
             | ski towns and places like Jackson Hole or Bozeman are
             | unique in their own right but my understanding is that the
             | demand there is mostly domestic-driven, amplified by a by-
             | definition small housing market size.
             | 
             | this doesn't affect big cities near nature nearly as much,
             | like SLC or Denver.
        
           | esseph wrote:
           | "is a sign of luxury and wealth"
           | 
           | I wish they'd just go to therapy instead
        
             | psunavy03 wrote:
             | . . . or they're rich enough to buy it, but they
             | legitimately enjoy having it?
        
           | euroderf wrote:
           | Does New Jersey get no love ?
        
             | bobthepanda wrote:
             | Well no, because the entire point of using an NY address
             | for clout is that it's in NY. NJ is definitively not NY for
             | that purpose.
        
           | mmooss wrote:
           | For a lot of people, many more I would guess, there is no
           | substitute for access to the city, culture, highly skilled
           | dynamic people and organizations, etc.
        
           | bombcar wrote:
           | LA is a huge sprawling pile of homes of various prices.
           | _Portions_ of LA have some cachet but a  "second home" in LA
           | could be this wonderful box:
           | 
           | https://www.zillow.com/homedetails/10955-S-Spring-St-Los-
           | Ang...
        
             | bobthepanda wrote:
             | Nearly all metropolitan housing markets have bad areas; you
             | can find a home for <200k in the South Bronx in NYC, for
             | example.
        
               | bombcar wrote:
               | Yeah, my point was that I doubt a 10% increase in prices
               | is being driven by people shopping zip codes.
               | 
               | They want the actual _residence_ for whatever reason -
               | more than they want the money.
        
             | quickthrowman wrote:
             | That's not even really a listing for a house, if I was
             | interested in purchasing it I would take the land value and
             | subtract the cost to demolish the building to get a fair
             | value.
        
         | FredPret wrote:
         | According to the Credit Suisse Global Wealth Report, the USA
         | alone has ~26m millionaires, and ~85m in the whole world.
         | 
         | A lot of them want to live in NYC, and many times more than
         | that want to visit.
        
           | psunavy03 wrote:
           | Millionaire money is not "second home in NYC" money these
           | days.
        
             | FredPret wrote:
             | Enough for "rent an apartment in NYC" or "holiday in NYC"
             | though
        
       | flerchin wrote:
       | I see home prices in Dallas are down by about 10% from peak.
        
       | affinepplan wrote:
       | unsustainable. and should be unconscionable. almost every
       | pressing social problem can be traced back to the lack of housing
       | supply (of course, some traces are looser than others)
        
         | readthenotes1 wrote:
         | If we are going for a reductivism, I'm going to take it all the
         | way to pride, greed, and envy for the housing supply problem.
         | 
         | (I could throw in lust, but that's last century's problem since
         | various forms of birth control have negated its influence on
         | housing demand)
        
           | tshaddox wrote:
           | > I'm going to take it all the way to pride, greed, and envy
           | for the housing supply problem.
           | 
           | Eh, I mean greed in other economic environments would cause
           | people to build ever taller condos and apartment buildings to
           | get more and more revenue.
        
           | digbybk wrote:
           | Changing human pride, greed and envy is hard. We know how to
           | build housing. Or we used to.
        
         | redwood wrote:
         | Surely it's not so simple when New York City is building more
         | housing supply that essentially any other American city (and
         | has the best public transit system in the nation)
        
           | fvrghl wrote:
           | Source? NYC chronically under builds. It's ranked #35 in new
           | housing construction:
           | https://constructioncoverage.com/research/cities-
           | investing-m...
        
             | filoleg wrote:
             | That link you shared is counting the number of units build
             | per 1k existing units.
             | 
             | Given how dense and populated NYC is (aka how many existing
             | units there are), this metric isn't as meaningful. I
             | believe the grandparent comment was talking about the raw
             | number of units.
             | 
             | Actually, go to the bottom of the page you shared and look
             | at the section titled "Full results", then sort by "Total
             | new housing units authorized". Sadly, you will need to do
             | some quick manual work to parse the results, because it
             | sorts numbers as strings rather than as actual numbers. But
             | you can clearly see from there that NYC is #1 in terms of
             | raw numbers of new housing units. And that's data from
             | 2021, and afaik NYC only increased those numbers
             | significantly in the past 4 years.
        
               | asdff wrote:
               | Raw numbers are meaningless when the rate of home
               | building relative to job growth is what defines prices.
        
               | mrDmrTmrJ wrote:
               | "# of new homes / # of people"
               | 
               | Is the only way to access if new home construction will
               | affect prices. NYC is chronically underbidding.
        
         | jimbokun wrote:
         | NYC housing price increases have been unsustainable for several
         | decades now.
        
       | koolba wrote:
       | This is not surprising at all. Gold is up 23% year to date priced
       | in dollars. The euro is up about 10% year to date.
       | 
       | A commensurate rise in real estate prices for arguably the most
       | international city in the USA seems logical.
        
       | janalsncm wrote:
       | This is YoY Q1 for NYC. I'd be curious whether this holds for the
       | first half of the year. Likely no. Bay Area prices are also
       | expected to fall due to market volatility.
       | 
       | I think the reason for this is pretty intuitive: more expensive
       | (NYC/Bay Area) homes are purchased by high income people. And
       | higher incomes are more affected by the stock market because high
       | comps are composed of higher % stock. Someone making 200k might
       | have 20% stock. Someone making 600k might have 50% stock. So a
       | 10% drop in stock market costs the first person 2% of their comp
       | and the second person 5% of their comp.
        
         | hx8 wrote:
         | 1. Stock is mostly a tech thing, which is a smaller percentage
         | of NYC home buyers.
         | 
         | 2. Real estate is a safe haven asset to put capital into. In
         | uncertain markets some buyers will choose real estate over
         | stock or other more risky investments. NYC real estate is a
         | highly valued asset globally.
         | 
         | 3. Real estate prices in prime global locations (London, Dubai,
         | NYC) are determined more by global liquidity than by local
         | wages.
         | 
         | 4. Recessions often impact real estate prices less than stock
         | prices. 2007 was an outlier because of how many defaults
         | occurred in real estate. In general the mortgages today are
         | much stronger than before.
         | 
         | 5. If mortgage rates decrease then that would have upwards
         | pressure on housing valuations.
         | 
         | EDIT: Prices might come down, but I wouldn't expect fantastic
         | bargains in NYC.
        
           | master_crab wrote:
           | I live and own in NYC. Stock is very much also a part of comp
           | in finance as well (I'm not in it, but my wife is).
           | 
           | I think you are spot on that prices will come down slightly
           | (bonus pools will drop and that matters) but NYC real estate
           | is rarely a bargain (or at least hasn't been since 1998).
        
             | ardit33 wrote:
             | 2009 - 2013 there were some good bargains in LIC and other
             | areas. It will take a major recession to see some prices
             | come down again to some reasonable level.
             | 
             | Also, I wonder what the volume of transactions is. Because
             | I see little inventory (I was looking into Brooklyn), and
             | perhaps only new construction is selling, which means it
             | skews prices higher (new construction is always more
             | expensive).
        
       | margorczynski wrote:
       | The question is whenever it is more than inflation or less,
       | averaged out since the last few years.
       | 
       | Of course the other major effect seen worldwide is that people
       | naturally concentrate in bigger cities and the countryside is
       | dying out.
        
       | r00fus wrote:
       | Clearly the congestion pricing has amazing side effects as people
       | now enjoy living in the city even more! /s
       | 
       | On a serious note, the dollar lost about 10% of valuation, and
       | GDP is contracting .3% in Q1.
       | 
       | How this relates to property valuations isn't clear to me, but
       | you can't say this is an apples to (big) apples comparison from
       | the past year either.
        
       | mupuff1234 wrote:
       | I wonder how NYC would look like if it were managed by Singapore.
        
         | nxm wrote:
         | Fining people for spitting in public would not fly with social
         | justice warriors in NYC.
        
           | 2OEH8eoCRo0 wrote:
           | Fining? Don't they publicly cane?
           | 
           | It seems to work! It's one of the cleanest places I've ever
           | been to.
        
       | GlibMonkeyDeath wrote:
       | Real estate is local. Hard to conclude much from a single
       | (desirable) area.
       | 
       | Scroll down to the two tables at the bottom in this link to
       | compare metro areas:
       | 
       | https://www.realtor.com/research/march-2025-data/
       | 
       | Sure, NYC metro is up 10%, but the median price ($780k) is still
       | far from LA/Orange County (an eye-watering $1.2 M median) and San
       | Jose/Sunnyvale at $1.4 M.
       | 
       | Cleveland and Buffalo are at ~$250k median though...and they are
       | technically "coastal" cities :)
        
         | acchow wrote:
         | What about $/sqft?
         | 
         | Or $/acre of actual land?
        
       | paulpauper wrote:
       | I remember all the hype during Covid about falling home prices in
       | metro areas like SF and NYC. Sure enough, as I suspected, it
       | would prove temporary. Good news for those who held or bought,
       | bad news for those looking to buy or need to rent.
        
       | 01100011 wrote:
       | I'm surprised they're rising given NYC is an 'international' city
       | and wealthy foreigners seem to be leaving the US.
        
         | mulmen wrote:
         | This is median sale price so it could be driven by more
         | expensive homes going on the market. It could be further
         | exacerbated by overall sales declining. The wealthy bail out
         | but everyone else is stuck, possibly upside down.
        
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       (page generated 2025-04-30 23:00 UTC)