[HN Gopher] Interview with Jeff Atwood, Co-Founder of Stack Over...
       ___________________________________________________________________
        
       Interview with Jeff Atwood, Co-Founder of Stack Overflow
        
       Author : marban
       Score  : 224 points
       Date   : 2025-01-20 11:48 UTC (2 days ago)
        
 (HTM) web link (www.cnbc.com)
 (TXT) w3m dump (www.cnbc.com)
        
       | belter wrote:
       | Get thousands of workers, to work thousandths of hours, to answer
       | technical questions for free...In exchange for "Reputation". Sell
       | for 1.8 Billion...The American Dream...
        
         | ktallett wrote:
         | That is how any social media website works including this one.
        
         | netdevphoenix wrote:
         | Isn't it fascinating how even people that consider themselves
         | rational and intelligent like developers would be happy doing
         | work for a company for free in exchange for internet points?
        
           | minitech wrote:
           | And places like Wikipedia don't even give you internet
           | points! What dummies these contributors are.
        
             | swalling wrote:
             | Except Wikipedia is a non-profit and the content produced
             | is under a free license. The founder of Wikipedia and the
             | few employees are the least wealthy people to run a top 10
             | website.
        
               | minitech wrote:
               | I agree that the Wikipedia model is better, but Stack
               | Exchange posts are also under a Creative Commons license.
        
               | YetAnotherNick wrote:
               | Nobody contributes to Wikipedia or Stackoverflow because
               | of license. Most contribute because humans like sharing
               | information with other people. If Wikipedia's eyeballs
               | are low, people wouldn't contribute.
        
               | LeonB wrote:
               | Some people would still contribute. It's an intrinsic
               | drive. (But I agree with your point in general)
        
               | swalling wrote:
               | "If Wikipedia's eyeballs are low, people wouldn't
               | contribute"
               | 
               | People were contributing well before it was a top 10
               | website. That's how it got kickstarted in the first
               | place.
        
             | belter wrote:
             | Except nobody is selling Wikipedia for 1.8 Billion. Do you
             | see the difference? Congrats on totally missing the point.
        
               | robertlagrant wrote:
               | So what? That neither devalues the contributions nor the
               | value given to other people through the content.
        
               | belter wrote:
               | Imagine this scenario:
               | 
               | A group of volunteers builds a public park, putting in
               | hours of work, landscaping, planting trees, and creating
               | a beautiful space for everyone to enjoy.
               | 
               | Years later, the park's manager fences it off, sells it
               | for $1.8 billion, and pockets the money.
               | 
               | When questioned, the manager says, "So what? The
               | volunteers enjoyed building it, and people got value from
               | the park while it was open."
        
               | CaptainFever wrote:
               | Your story about a park going from "public" to "private",
               | with the manager tricking the volunteers into making
               | something that is no longer public and pocketing the
               | money, is a false analogy for multiple reasons.
               | 
               | 1. What do you mean by "open"? If you're talking about
               | the company, the park was private -- fenced off -- from
               | the start; there was no "bait and switch". This is the
               | part which is worth 1.8 billion dollars: the brand name,
               | network, software and system.
               | 
               | 2. What do you mean by "open"? If you're talking about
               | the content licenses, then the park is still open and
               | public to this day. This is valuable too, of course, but
               | no one will buy CC-licensed content for 1.8 billion
               | dollars. It's just in the commons.
               | 
               | Basically, while both the website and the content are
               | valuable, the 1.8 billion dollars you're complaining
               | about wasn't used to buy the content. Anyone can get that
               | for free. It was used to buy the website, which has
               | always been private and proprietary.
               | 
               | Your story would make more sense if StackExchange was a
               | non-profit started by a group of volunteers which somehow
               | got turned into a for-profit and sold to the benefit of a
               | single person, or if they somehow re-licensed everyone's
               | content into proprietary. But neither happened. And
               | that's why it's a false analogy.
        
               | belter wrote:
               | You dismiss the volunteers' role as if their work was
               | incidental to the platform's success.
               | 
               | The brand, network, and proprietary systems you emphasize
               | are valuable only because of the knowledge and content
               | the community created.
               | 
               | The "bait and switch" lies in fostering a community-
               | driven mission only to commoditize the platform for
               | personal enrichment.
        
           | Johanx64 wrote:
           | Many people landed good jobs that way. It was a good way for
           | self-promo back in the day. Jobs stackexchange section was
           | also way better than most other jobs boards at the time. It
           | only went majorly downhill after the key people behind the
           | site went away to work on other things and it got sold...
        
             | arp242 wrote:
             | I also learned a great deal from answering questions.
        
           | 331c8c71 wrote:
           | Not the least. Rational homo economicus pretty much doesn't
           | exist in real life. The vast majority of us are driven by the
           | essential motives and desires while the intelligence
           | rationalizes already made decisions.
        
           | robertlagrant wrote:
           | > Isn't it fascinating how even people that consider
           | themselves rational and intelligent like developers would be
           | happy doing work for a company for free in exchange for
           | internet points?
           | 
           | Is this how you'd characterise open source software
           | contributions as well (minus the points, of course)?
        
         | brudgers wrote:
         | Is that better or worse than the traditional route, wealth by
         | birthright?
        
           | layer8 wrote:
           | Hobson's choice?
        
         | pdntspa wrote:
         | I remember reading Atwood's blog around the time he launched
         | it, and from his writing, he seemed genuine in his desire to
         | build a tool that would help developers write code. This was
         | also right in the middle of the original gamification craze, so
         | _of course_ internet points lol
        
           | DanielHB wrote:
           | I remember reading his rants about just how bad the current
           | situation was (which was a terrible website called
           | "developers exchange" or public phpBB internet forums). Never
           | underestimate the passion derived from sheer hatred of the
           | status quo.
           | 
           | Also his backup strategies around 2008 were quite
           | interesting.
        
             | cyberax wrote:
             | > "developers exchange"
             | 
             | It was "expertsexchange.com" initially. Then they
             | disambiguated it by renaming to "experts-exchange.com",
             | just to be clear.
        
               | voidmain0001 wrote:
               | Awesome! I didn't know that about the domain name.
        
               | smitelli wrote:
               | Ah yes, perpetually flagged by every corporate firewall
               | that did substring keyword matching on DNS queries.
               | 
               | Incidentally, the amount of sheer content-masking garbage
               | on their pages was what originally prompted me to install
               | and learn (IIRC) Greasemonkey and a bunch of DOM/CSS
               | stuff.
        
         | sien wrote:
         | But my oh my, it was so much better than experts exchange.
        
           | zem wrote:
           | i feel like a lot of people have forgotten that that was its
           | initial impetus, literally "let's get together and
           | collectively build a better expertsexchange without the dark
           | patterns trying to monetize your need for answers"
        
         | SnorkelTan wrote:
         | Stack overflow was an invaluable resource for me as a
         | developer. I got a wealth of knowledge about a bunch of thorny
         | problems I was encountering with out paying anything. The
         | people who answered the questions I had were able to help far
         | more people than they ever could have individually without SO.
         | I'm having a hard time being upset about his financial
         | windfall. It's really only a bait and switch for people who
         | answered questions with some other unstated expectation than
         | helping others or receiving help.
        
           | kijin wrote:
           | In aggregate, Stack Overflow probably saved developers far
           | more time than anyone ever put in, and saved companies all
           | over the world far more money than the founders made in their
           | exit.
        
             | milesward wrote:
             | Creating more value than you capture has ways been the jam.
        
             | fakedang wrote:
             | Also saved AI companies far more effort in gathering
             | correct code for training.
        
               | kijin wrote:
               | Not just correct code, but also a whole bunch of
               | incorrect answers, as well as votes and comments to help
               | weigh the trustworthiness of each answer.
        
           | belter wrote:
           | Your argument has nothing do to with the point I was trying
           | to make.
        
             | robertlagrant wrote:
             | What was that?
        
               | belter wrote:
               | The founders monetized a platform where unpaid
               | contributors built 99% of the value by answering
               | questions for intangible "Reputation". The fact that
               | contributions were voluntary doesn't negate the issue. It
               | highlights it.
               | 
               | A system designed to extract free labor for massive
               | financial gain, while offering only gamified rewards,
               | reflects exploitative design, not fairness.
        
               | amrocha wrote:
               | This is such an incomprehensible take. Every developer
               | has benefited from SO. I've contributed to the site
               | exactly because it's been so good to me. I don't need
               | money on top of that. The website is the reward. Nobody
               | cares about reputation.
               | 
               | Websites cost money to run, and I'm glad SO was so well
               | monetized that it didn't run out of money and get
               | deactivated like so many of the old school forums we used
               | to go to for help before.
        
               | belter wrote:
               | See my analogy below in this thread about the public
               | park...
               | 
               | What is incomprehensible is developers confusing the
               | value created by the site, with the means of production
               | of said value.
               | 
               | While contributing to the site might provide you with
               | some personal feelings of value, maybe even a rush of
               | altruistic euphoria... :-) An illusory sense of digital
               | sainthood...Your unpaid work directly enhances the value
               | of a platform that profits from selling the collective
               | output, including yours.
               | 
               | This means you're effectively donating your expertise to
               | a for-profit entity, with no equity or share in its
               | success
        
               | nuancebydefault wrote:
               | The value of unpaid work always goes somewhere.
               | 
               | Many sports clubs work with the help of many volunteers.
               | If they were not available to help for free, the
               | practitioners of the sports would need to pay more. That
               | would mean, only the richer part of the candidates could
               | do the sport. A side effect is as well, that the club
               | itself gets bigger, more famous, and richer as a whole.
               | All thanks to the help of volunteers. There is just no
               | way around that.
               | 
               | In SO/Jeff's case this was beneficial for him in the form
               | of a huge selling price. I would say luckily he was, as I
               | read in the comments, a great contributor to the SO
               | organisation.
        
         | zem wrote:
         | for a lot of us it wasn't the reputation, it was the idea of a
         | gift-economy help desk and knowledge base. i enjoyed being a
         | part of it, both helping and being helped, back when it was
         | still good.
        
           | kstrauser wrote:
           | The reputation was fun, but I saw it as a proxy for how much
           | I'd helped people. That always felt good.
        
         | LeonB wrote:
         | You might find this hard to believe, but I find that helping
         | other people is genuinely rewarding all by itself. And it's
         | rewarding in a way that money can't buy.
         | 
         | Stack Overflow helped it to scale really well, too. You could
         | answer a question, just once, and over time it could help
         | dozens then hundreds then thousands of people.
         | 
         | It's easy to be cynical, but actually that was really awesome.
        
           | belter wrote:
           | As I said above, your argument has nothing do to with the
           | point I was trying to make. You call it cynical I call it 1.8
           | Billion.
        
           | davidcalloway wrote:
           | I sometimes feel this way even about Google maps. On some
           | level when I make a small contribution I'm aware that
           | everyone doing so profits Google quite nicely.
           | 
           | But then again, I think that I've profited quite a bit from
           | having Google maps as a resource, far more than the
           | contribution I've made.
           | 
           | It feels much better to look at the fact that it's a place
           | that people help share information useful to each other,
           | which happens to profit a large company, than to only focus
           | jealously on the fact that said large company has hit upon a
           | way to monetize the sharing of this information.
           | 
           | Both things are true, and whether you think it's great or
           | horrid really is a matter of perspective.
        
         | weinzierl wrote:
         | There was a time when StackOverflow already had considerable
         | size and it still felt as if Jeff knew and moderated every
         | single post.
         | 
         | This is what made StackOverflow in my opinion. The excellent
         | moderation in the beginning resulted in excellent quality.
         | 
         | Now, not taking away from the other early moderators, Jeff was
         | definitely a huge part of it and one thing is for sure: He
         | busted his ass off for this site and he deserves the reward.
        
           | scotty79 wrote:
           | I don't think anyone deserves 1.8bln reward. Norman Borlaug
           | perhaps. But good for Jeff. I think SO was immensly
           | societally and economically valuable and most people who
           | actually got 1.8bln are less deserving than Jeff is.
        
             | davidcalloway wrote:
             | I cannot help but think of Clint Eastwood in Unforgiven...
             | "Deserve ain't got nothin' to do with it".
        
           | belter wrote:
           | I would say Jon Skeet busted his ass off :-)
           | 
           | https://stackoverflow.com/users/22656/jon-skeet
        
         | arp242 wrote:
         | No one is forcing anyone to do anything, and everyone always
         | knew what they were getting themselves in to. It was always a
         | deal where everyone wins. That you don't like that choice for
         | yourself is fine. No need to be so negative, dismissive, and
         | cynical about how other people choose to spend their free time.
        
           | belter wrote:
           | It's no different from creating an open source project,
           | profiting from the free work of thousandths and then cash in
           | a la JBoss or Redis.
           | 
           | If he wanted to give back he could have started with John
           | Skeet.
        
             | arp242 wrote:
             | Stack Overflow Inc. was always a commercial company. No one
             | ever pretended anything else.
        
               | belter wrote:
               | Now we are talking :-)
        
         | scarface_74 wrote:
         | Do you think that the expertSexChange site that it was designed
         | to replace had a more appealing business model?
        
       | ktallett wrote:
       | I enjoyed the site and found it useful to begin with however it
       | became a playground for people who felt they were know it alls to
       | get recognition. A little ego boost if you will and that ruined
       | the point for me, which was to get a varied response on technical
       | questions.
        
         | ramon156 wrote:
         | Removed: duplicate comment
        
         | Salgat wrote:
         | One nice thing about ChatGPT, they won't judge you as a fool
         | for asking an easier question.
        
           | ryandrake wrote:
           | It also doesn't answer your question as if you asked a
           | different one. So many stackoverflow conversations:
           | 
           | Q: I am looking for a way to do X in language Y.
           | 
           | A: You shouldn't need to do that. _What do you really want to
           | do?_
           | 
           | Argh. What I really want to do is exactly what I asked. If
           | you don't know, fine, but don't try to steer me towards a
           | question you do know the answer to. Just let someone else
           | answer. Not everything is an XY problem[1].
           | 
           | 1: https://en.m.wikipedia.org/wiki/XY_problem
        
             | emptiestplace wrote:
             | > Not everything is an XY problem
             | 
             | Pretty close, though.
        
               | michaelcampbell wrote:
               | Sure, but I find that this phenomenon is just different
               | people thinking at different levels on the abstraction
               | continuum.
        
             | solarkraft wrote:
             | I do find those suggestions valuable 80-90% of the time.
             | But in the fringes, on less popular questions, it's really
             | frustrating because _I can't just substitute it in this
             | way_ because the situation is just different.
        
             | ithkuil wrote:
             | OTOH I'd love to have a model trained to address XY
             | problems.
             | 
             | Of course ideally you should be able to ignore that
             | suggestion and force an actual response
        
             | smitelli wrote:
             | It's a case-by-case thing. Sometimes in this big world you
             | see people asking things like "how do I write a firewall
             | wildcard rule that blocks all IPv6 addresses starting with
             | the number '2'?" and you just want to reach through the
             | screen and shake them by the shoulders and ask them if
             | everything is okay.
        
               | ryandrake wrote:
               | I'd rather a Q&A site have a specific and correct A for
               | every specific Q, no matter how ridiculous some user
               | thinks the Q is. If I was open to re-thinking my design I
               | would have asked something like "Please help me re-think
               | my firewall rules..."
        
             | kbolino wrote:
             | And, even when it is an X-Y problem, it may still be better
             | to answer the question as asked, if only to then explain
             | that maybe there is another problem that really needs to be
             | solved.
             | 
             | Looking at it from a pedagogical lens, it seems some
             | learners (question askers) will fixate on X and be
             | unreceptive to Y, stemming perhaps from some fundamental
             | differences in conceptual understanding between the asker
             | and the answerer. Trying to answer for Y will confound and
             | frustrate; closing the gaps in understanding (and there may
             | be gaps on both sides) is usually a lot more involved than
             | just shifting the conversation from X to Y.
        
           | corytheboyd wrote:
           | One one annoying thing about using LLMs to answer technical
           | questions is when you provide context like "I have tried X, Y
           | already, and Z won't work because..." it does what LLMs do--
           | uses all the words in the prompt to string together more
           | words into an answer. It would make LLMs so much more
           | intuitive to use for technical questions if this problem
           | could be solved... sounds so obvious that maybe it does
           | exist?
        
         | _xerces_ wrote:
         | I had mixed feelings about those that demonstrated their
         | knowledge by answering the question extremely thoroughly with a
         | lengthy treatise. On the one hand, their answer was a great
         | resource for deeper understanding, on the other I just wanted a
         | one-liner to solve my problem and go on with my day!
        
           | abanana wrote:
           | True, but that also sums up one of the junior dev problems
           | often talked about on HN - those who use SO to get a direct
           | answer that they can copy-and-paste, instead of an actual
           | explanation to help them learn (and save them having to look
           | it up next time).
        
       | netdevphoenix wrote:
       | Does anyone still use Stack Overflow post-2022?
        
         | burgerrito wrote:
         | Many including me
        
           | netdevphoenix wrote:
           | Not that many judging by the two answers. Even 100k is too
           | little relative to the number of English speaking devs in the
           | world
        
             | glitchc wrote:
             | The answers are only 18 minutes old. Give it time.
        
         | gus_massa wrote:
         | I had to write a powerscript last week. I lifted 90% of it from
         | 2 or 3 posts in SO
        
         | danpalmer wrote:
         | Yes, for non-work things I find it vaguely useful. My workflow
         | is to first google search, often see Stack Overflow answers,
         | and then move on to an LLM or actual documentation if I don't
         | get anything through search.
         | 
         | I do it this way around because I can search far faster than I
         | can write out reasonable english sentences that head-off bad
         | LLM responses.
         | 
         | Sometimes when I'm confident enough that the LLM will be able
         | to give me the "right answer" faster than search I'll do it
         | first, but that's mostly when I have something I can copy/paste
         | in.
        
           | recroad wrote:
           | My experience with LLMs has been different. I give it trash
           | prompts and it gives me reasonable responses. I think it's
           | figured out the space between what I type and what I want.
           | That's great. Until we get an input which allows it to figure
           | out the space between what I type and what I think. That
           | doesn't even sound too bad, because now I can just think and
           | it'll happen. I look forward to this future, sounds
           | wonderfully efficient, which would finally give me the time
           | to do that thing I really want to do but don't have the time
           | right now because we're not efficient enough.
           | 
           | But no, my experience is different with regards to the ratio
           | of quality of input versus output. I think we all do a
           | subconscious ROI of whether typing that little extra will
           | yield an output that's going to be that much better that it
           | was worth the time and effort.
           | 
           | Or much more likely I'm just lazy.
        
             | magicalhippo wrote:
             | If I know what I want, just not exactly where, I'll go
             | straight for a search. But if it's more fuzzy then LLMs has
             | totally changed how I acquire knowledge.
             | 
             | Now I find it more productive to ask an LLM to get some
             | keywords or similar which I might search for afterwards.
             | 
             | The great thing about LLMs is that, unlike a search engine,
             | you can tell it "no, not quite like that, more like this"
             | to guide it.
        
               | scarface_74 wrote:
               | Then why not just tell the LLM to do the search for you?
               | 
               | ChatGPT has had built in web search for over two yeass
               | for paid users
        
         | password4321 wrote:
         | OpenAI
        
         | croes wrote:
         | Sure, why not?
        
         | Terr_ wrote:
         | I search it for things that are outside regular documentation.
         | 
         | However any contributions (answers, questions) are directly
         | related to something I'm working on. There's no community (or
         | certainty that your work will not be marked-as-duplicate) which
         | would justify a more-general kind of helping-out.
        
         | bluedino wrote:
         | I don't think I find any useful, recent answers
        
         | lawgimenez wrote:
         | Yes, I still answer some few questions if I know the answer.
        
         | epistasis wrote:
         | Today I had a small amount of Google Sheets work to do, to
         | extend somebody else's work, and I had both Claude and ChatGPT
         | hallucinating mythical function names, and not understanding
         | array functions with utter confidence and certainty.
         | StackOverflow results from a web search gave me the answer
         | faster, in the end.
        
           | bbarnett wrote:
           | Not to mention, such sites often have a discussion, with pros
           | and cons of certain tacts, why some methods may be pitfalls,
           | and more.
           | 
           | Such sites help you understand why, far more than a distilled
           | down response of a LLM. Such sites help you learn.
           | 
           | Knowing the why, is often far more important than the how.
        
             | epistasis wrote:
             | Ironically enough, the LLM was better at explaining trade
             | offs and new syntax, and I learned more about the topic
             | from the LLMs, largely from observing the unintended
             | effects of their incorrect instructions. It was just dead
             | wrong on several key details and when it didn't know how to
             | do something it answered with BS with just as much
             | confidence as the insightful parts, which would be
             | infuriating from a human, but merely time wasting from the
             | LLM.
        
           | ncruces wrote:
           | LLM are the reason I get bug reports like...
           | 
           | Them: "why doesn't this thing work I your OSS lib, whereas it
           | works in this other OSS lib?"
           | 
           | Me: "does it? it's not supposed to."
           | 
           | Then: "oh idk, ChatGPT told me so."
        
           | arkh wrote:
           | > hallucinating
           | 
           | I hate the use of this word to describe when a sentence
           | completer gives a wrong result. To hallucinate you have to
           | have a concept of reality. Which those models don't have.
           | They're just mathematical tools which some times manage to
           | give a result humans think as human-like.
        
             | epistasis wrote:
             | I don't work in LLMs, but I use a ton of similar tools to
             | model biology, and I really like the term "hallucinate." I
             | would argue that the LLM does have a concept of reality, in
             | the form of a probabilistic distribution over sentence
             | structure. And that probability distribution does not match
             | the reality that I live in, even if it matches the LLM
             | training data and training procedure fairly well. I would
             | argue that even a simple random forest model has a concept
             | of reality, or maybe _is_ a concept of reality, though a
             | faulty one.
        
             | scarface_74 wrote:
             | Do you also hate when prooor use the terms like debugging,
             | serverless, non relational databases (all databases model
             | relationships), etc?
        
         | bigstrat2003 wrote:
         | Yes, of course I do. Why wouldn't I?
        
           | Salgat wrote:
           | At least for me, I've found chatgpt to be a good Google
           | replacement. It might be helpful beyond that occasionally,
           | but it really excels in spitting out existing data.
        
             | shric wrote:
             | For me it depends on what I need.
             | 
             | Google -> stackoverflow is typically much faster than
             | chatgpt.
             | 
             | If you are a fast typer and can formulate a short question
             | then you can often get from thought to answer in well under
             | 10 seconds.
             | 
             | With chatgpt there is a small thinking delay then often a
             | long token sequence of filler before you get the few lines
             | you're looking for.
             | 
             | ChatGPT shines compared to stackoverflow for something you
             | know that requires a dialog of prompts or you're asking it
             | to write some specific code instead of just finding out how
             | to accomplish a small task with very clear syntax.
        
               | Salgat wrote:
               | It sounds weird but google seems like it used to be scary
               | accurate back in the day, but results for me seem a lot
               | muddier than they used to be in the past few years.
        
               | cyberax wrote:
               | For me, Google started to fail when they decided to start
               | dropping parts of the query. And inevitably, the crucial
               | ones.
               | 
               | E.g. I wanted to search for "CUDA on Fedora 41" and
               | Google "helpfully" drops the "41" number from the query!
               | 
               | So I have to notice that and click on "41" to force the
               | search.
        
         | jiniux wrote:
         | I still do. Personally, I only use LLMs to generate boilerplate
         | code and for inline predictions. Sometimes is just faster for
         | me to lookup an answer on SO than trying to ask something to a
         | LLM that may be outdated or wrong (at least on SO I can see the
         | date of the answer and what other people think about it).
        
         | lemper wrote:
         | yea, mate. i still use it to read some questions and answers.
        
         | firesteelrain wrote:
         | Deleted all of my accounts. It's not worth it anymore.
        
         | jmuguy wrote:
         | Yes, several times a week. The process of just searching for
         | something and reading SO answers is still just as good as ever.
        
         | andyjohnson0 wrote:
         | I still use to find answers to problems, but less often than I
         | did a few years ago (thank you chatgpt et al) and I search via
         | my browser (thank you Kagi search adjustments) not via the
         | site's search.
         | 
         | I haven't posted questions or answers for years. Too many
         | petty, officious people and general toxicity.
        
         | abanana wrote:
         | Is there a psychological term for the self-centred thinking
         | where a person thinks "I've stopped using X, therefore
         | everyone's stopped using X"?
        
           | ge96 wrote:
           | That's a thing on YT comments "Does anyone else [insert
           | generic thing everybody does]" boom many thumbs up
        
           | layer8 wrote:
           | https://en.wikipedia.org/wiki/False_consensus_effect
        
         | scarface_74 wrote:
         | Yes and people still watch TV even though you haven't owned a
         | TV in 20 years (tm Slashdot 2002)
        
         | ge96 wrote:
         | I do, I don't use co-pilot to code or LLMs much other than for
         | work until I find a personal use for it. I like other fields of
         | AI more eg. ML/computer vision.
        
         | donatj wrote:
         | Comes up in my Googling sometimes.
         | 
         | I don't really have the time I used to have to try to answer
         | things these days.
        
       | fungiblecog wrote:
       | Instead of worrying about how hard it is to give away their money
       | effectively these billionaires should be working to fix a
       | political system created specifically to funnel money to
       | billionaires. Without fixing the actual problem giving away money
       | is just virtue signalling.
        
         | Terr_ wrote:
         | A fairly tame start (i.e. not overtly against their own money-
         | making interests) would be to support voting-reform to one of
         | the many _many_ options that are superior to plurality /first-
         | past-the-post voting.
         | 
         | Insofar as regular-businesses like predictability, this would
         | actually be good for them. Fewer dramatic changes from slim
         | margins every election cycle.
        
           | slg wrote:
           | If you click through to the original blog post[1], you will
           | see him advocating for exactly this.
           | 
           | >Our status as the world's leading democracy is in question.
           | We should make it easier for more eligible Americans to vote,
           | such as making election day a national holiday, universal
           | mail in voting, and adopting ranked choice voting so all
           | votes carry more weight. We should also strengthen
           | institutions keeping democracy fair for everyone, such as
           | state and local election boards, as well as the Federal
           | Election Commission.
           | 
           | [1] - https://blog.codinghorror.com/stay-gold-america/
        
         | bloomingkales wrote:
         | Without morally condemning them:
         | 
         | Accumulating that much wealth means you were in a frenzy. It's
         | good he snapped out of it. Take someone like Elon or Bezos, 10
         | billion is not enough, 100 isn't, 200 isn't. We have people
         | that are still in a manic greed phase.
         | 
         | It's karma that the ghost of Hitler possessed Elon's body.
         | Simple greed can destroy a soul too. You have no idea the
         | supernatural forces that will dock in your soul if you make it
         | a comfortable nesting place.
        
         | bigstrat2003 wrote:
         | Why would we expect someone to not only have the insight on how
         | to fix society, but actually be able to reshape it, just
         | because they are a billionaire? Giving resources to those who
         | need it might be the best way to help for some.
        
         | LeonB wrote:
         | Jeff is specifically donating money to causes which improve the
         | political system, enfranchise (not dis-enfranchise) voters.
        
         | CharlieDigital wrote:
         | Unless you are among the uber wealthy -- wealthy enough to
         | control communication channels -- it's very hard to change the
         | political system.
         | 
         | Today, many Americans consume their information from social
         | media and an shrinking number of "traditional" media sources
         | that are largely controlled by a few entities.
         | 
         | It is _very difficult_ to affect discourse in a meaningful way
         | that can then move policy by getting people to vote.
        
       | iterance wrote:
       | Would that it had been a public benefit corporation or nonprofit;
       | maybe I would still be contributing today.
        
         | epistasis wrote:
         | This uber-cynical and uncharitable smearing of the story is
         | unhelpful at best.
         | 
         | May I never be subject to this sort of misreading, and I hope
         | you never are either.
        
           | iterance wrote:
           | meh. you're probably right. I edited and distilled it down to
           | the main point. I just wish it were a nonprofit at the end of
           | the day, I guess. It would've been the right thing to do.
           | That he chose not to makes me sad. That he was rewarded
           | richly for it, sadder.
        
             | arp242 wrote:
             | > That he chose not to makes me sad
             | 
             | I'm not sure if it was really up to him; I doubt he owned a
             | majority of the company?
        
         | SeanAnderson wrote:
         | Sure was better than ExpertsExchange, though :)
        
           | iterance wrote:
           | True enough. I guess it's probably not beyond saving, either.
           | It does have a pretty good core idea.
        
           | bigmattystyles wrote:
           | Oh, it wasn't ExpertSexChange?
        
         | anoncow wrote:
         | Making Stackoverflow the Wikipedia of QnA was a missed
         | opportunity in hindsight.
        
       | Toutouxc wrote:
       | I encourage everyone to read his actual blogpost linked in the
       | article, it's pretty good.
       | 
       | https://blog.codinghorror.com/stay-gold-america/
        
         | ofrzeta wrote:
         | It's great. I'd suggest to make it an HN submission on its own.
        
           | salviati wrote:
           | What do you mean "suggest"? To whom? You should do it
           | yourself if you think it's a good idea.
        
             | ofrzeta wrote:
             | Obviously my suggestion was targeted at the person
             | "Toutouxc" who has posted a comment I replied to.
        
           | unwind wrote:
           | It has been submitted five times [1] already, so that's
           | covered. :)
           | 
           | [1]: https://hn.algolia.com/?dateRange=pastMonth&page=0&prefi
           | x=fa...
        
         | suraci wrote:
         | Interesting
         | 
         | In the article:
         | 
         | > 34% of adults in America did not exercise their right to
         | vote. Why?
         | 
         | In the referenced news:
         | 
         | > ... "Currently my biggest issue with U.S. politics is the
         | response to the Palestinian genocide," Rojas said. ...
         | 
         | Back to the article:
         | 
         | > I think many of the Americans who did vote are telling us
         | they no longer believe our government is effectively keeping
         | America fair for everyone. Our status as the world's leading
         | democracy is in question.
         | 
         | > We should make it easier for more eligible Americans to vote,
         | such as making election day a national holiday, universal mail
         | in voting, and adopting ranked choice voting so all votes carry
         | more weight.
         | 
         | Is there any serious polls show how many Americans choose not
         | to vote for the same reason? is it a number so small that it
         | can be ignored?
        
           | uludag wrote:
           | There is a poll about this that was recently released:
           | https://www.imeupolicyproject.org/postelection-polling
           | 
           | Here's a quote from the poll:                  When Biden
           | 2020 voters cast a ballot for someone besides Harris in 2024
           | were asked "Which one of the following issues was MOST
           | important in deciding your vote?" they selected:
           | 29% - Ending Israel's violence in Gaza        24% - The
           | economy        12% - Medicare and Social Security        11%
           | - Immigration and border security        10% - Healthcare
           | 9% - Abortion policy        5% - Don't know
        
             | Larrikin wrote:
             | So completely unrelated poll to the question?
        
               | uludag wrote:
               | Yeah, not directly related. Interesting though that most
               | people who abstained from voting did have a issue they
               | could name, and only 5% put down "Don't know" so this
               | particular demographic may fall in this category
               | (probably more complicated though).
        
               | ericjmorey wrote:
               | That data is about people who voted in both elections,
               | it's not about people who didn't vote in 2024.
        
               | BeetleB wrote:
               | > Interesting though that most people who abstained from
               | voting did have a issue they could name, and only 5% put
               | down
               | 
               | Nope. The poll is about people who _did_ vote - not those
               | who abstained.
        
             | pbiggar wrote:
             | Good Drop Site News article about the poll providing
             | context https://www.dropsitenews.com/p/kamala-harris-gaza-
             | israel-bid...
        
               | BeetleB wrote:
               | The article is wrong/misleading. It starts by talking
               | about Americans who voted for Biden in 2020 and who did
               | _not_ cast a ballot in 2024. Then it cites this poll,
               | which is of a completely different demographic: Those who
               | voted Biden in 2020 and _did_ vote in 2024 (but not for
               | Trump /Harris).
               | 
               | As I pointed out elsewhere, those numbers are so tiny
               | they would not have impacted the election results at all
               | if every single one of them voted Harris.
        
               | throwaway243123 wrote:
               | So anecdotal, but I think you have to consider the
               | depressed turnout. From my circles, it's clear that
               | plenty of Gen Z people (not just Muslims) either stayed
               | home because of Gaza or (as in Dearborn, MI) voted Trump
               | to protest Gaza. Gaza was a IMO a huge enthusiasm
               | dampener for Harris.
        
               | ryandrake wrote:
               | This has never made sense to me. If you are worried about
               | the treatment of people in Gaza, and your choice is
               | between a party who supports the current mistreatment and
               | a party who supports even worse treatment, why would you
               | protest-vote for the party who supports even worse
               | treatment?
        
               | BeetleB wrote:
               | > why would you protest-vote for the party who supports
               | even worse treatment?
               | 
               | It's all anecdotes - how many protest voted for Trump vs
               | a 3rd party candidate or simply not vote at all (which I
               | think was the ultimate factor)?
               | 
               | For the latter category: The same reason Arab Israelis
               | often boycott their local elections. Playing a long game.
               | Playing the short game means almost no real gains for
               | Gaza (it hasn't, after all, in all these years).
               | 
               | They likely don't believe Republicans will ever see it
               | their way, but have more influence with the Democrats.
               | Had they voted for Harris, they felt it was a vote for
               | the status quo. If Harris won, it would mean the Gaza
               | policy would continue as the Democrats feel they'll get
               | their votes anyway. If they voted Harris and Trump won
               | anyway, then that's worse - they "sold out" to Harris,
               | and they still ended up with Trump. Either way, they'd
               | feel the genocide would continue.
               | 
               | If they voted 3rd party or no one else, and Trump won,
               | the thought process would be:
               | 
               | "Yes, the bad treatment for Gaza will continue for
               | another 4 years. Maybe it'll be worse, but it was
               | intolerable with the Democrats anyway. Now the message
               | has been sent to the Democrats and they may be willing to
               | come to the table in the future".
               | 
               | Also, keep in mind that the impact to the _voters_ is
               | miniscule either way. It 's not as if their livelihood is
               | at stake with Trump.
               | 
               | I was not very sympathetic to them in the beginning, but
               | as the election proceeded and when the pro-Gaza crowd
               | actually made a lot of moves to appease the Democrats
               | (lowering their demands, etc), and get pretty much
               | nothing in return, it made total sense. For all practical
               | purposes, the Party leaders were not willing to even come
               | to the table, let alone negotiate. On the whole, exposing
               | the Democratic Party for who they are was a notable
               | achievement.
               | 
               | The whole flaw in all of this is: It's really not clear
               | if Gaza impacted the election at all. I haven't seen a
               | good study that indicated this factor would have been
               | enough to bridge the gap between Harris and Trump.
        
               | BeetleB wrote:
               | I don't doubt many were motivated due to Gaza. But it's
               | not clear that those numbers are significant enough to
               | affect the outcome. If all of them had voted Harris,
               | would she have won? We'd need a better study to know
               | that.
        
             | BeetleB wrote:
             | > When Biden 2020 voters cast a ballot for someone besides
             | Harris in 2024
             | 
             | These people were "irrelevant" to the election outcome.
             | Isn't it the case that if every 3rd party vote went for
             | Harris, Trump would still have won?
        
               | sharkjacobs wrote:
               | "someone besides Harris" means Trump too, not just 3rd
               | party candidates.
        
               | BeetleB wrote:
               | Fair point - but I suspect the outcome was more due to
               | non-voters who voted Biden in 2016 than those who voted
               | for someone else.
               | 
               | If someone has good data on this, it would be great to
               | see it.
        
         | hnthrow90348765 wrote:
         | >These huge cost increases for healthcare, education, and
         | housing are not compatible with the American Dream.
         | 
         | Yep, it's dead. Someone please make it official already. Don't
         | worry about the autopsy or time/date of death - just get the
         | death certificate already and let's move on.
         | 
         | Whether they want to replace it with something equivalent is
         | frankly up to the rich people, college institutions, and home
         | owners/sellers. Just guessing based on the trend, but that will
         | also be a No.
         | 
         | Right now, it's really called "The American Survival Games".
         | This isn't just fear mongering, you have to change your
         | mindset. The American Dream meant you were assured some level
         | of survival in exchange for work. Now that is not the case and
         | you constantly have to reassess what your work trajectory is
         | going to get you and if it will be enough to survive the next
         | day, but also survive the volatility of a very polarized nation
         | changing its policies on a whim. You also need a backup plan
         | for your job in case you just get laid off due to no fault of
         | your own. And a backup plan for the backup plan because the
         | hiring landscape might change.
        
           | ericjmorey wrote:
           | > "The American Dream meant you were assured some level of
           | survival in exchange for work."
           | 
           | I've never thought that was a common interpretation of the
           | American Dream.
        
             | titusjohnson wrote:
             | I've never thought it was anything but that. Work hard and
             | be rewarded, that's the American Dream.
        
               | Zanni wrote:
               | The distinction that ericjmorey is making (I believe) is
               | that the reward is not guaranteed, only the opportunity.
        
             | at_a_remove wrote:
             | That's close to what I have gleaned. You'll recall in _Fear
             | and Loathing in Las Vegas_ , HST goes on and on about the
             | American Dream, as if the duo could locate it in a physical
             | place, like finding the source of a river. In this case,
             | Las Vegas.
             | 
             | I do not believe that was a selection based on convenience.
             | 
             | The American Dream has a sense of social and/or financial
             | mobility to it, but most of all, from what I can extract,
             | it is about an ever-present opportunity to "make it." Fail
             | miserably? Try again. Bankrupt? Maybe you'll make a go of
             | it this time. Effort is part of it, yes, but an acceptance
             | of the role of pure luck is also a vital component. You can
             | bust your ass and it will likely turn out better for you
             | than _not_ busting your ass, but there are no guarantees.
             | You can only approach the table and go again. Another role
             | of the dice or the hope that you haven 't drawn a bad beat.
             | 
             | I will not bore you with how that works into the novel, but
             | one point to take away was the sense that the Dream was
             | moribund, if not already dead. A sense that credit scores,
             | background checks, and "I hope you know that this will go
             | down on your permanent record" mentality is a noose slowly
             | drawing shut. No more second chances, or third, or fourth.
             | You screw up, bucko, that's it. The American Dream is now a
             | taxidermied carcass whose silhouette we can see in the
             | window of a house on a hill: referenced as if it were still
             | alive, but never met.
             | 
             | Now, we see people who have made it big, but some section
             | of them are _products_ lifted from the mud and polished for
             | public consumption. Others, when investigated, come from
             | surprisingly fortunate backgrounds. Sons of senators '
             | sons, as Jello Biafra put it. This has been sensed on an
             | unconscious level since perhaps the mid-eighties.
        
               | sixstringtheory wrote:
               | As much as I might like people like Jello Biafra or
               | Hunter S. Thompson, those shouldn't be the _only_ people
               | informing you on society.
               | 
               | You can completely wreck your credit and still bounce
               | back and even prosper. I've seen it happen with
               | bankruptcy and have fixed my own credit after a charge
               | off in my youth, and now own a home, with paid off cars
               | and student debt, and a solid cushion in savings. It
               | takes time; everyone wants everything now, which to me is
               | a sign of poor reasoning leading to poor decision making.
               | 
               | I think an important difference is: are you in dire
               | straights because of poor decision making, or bad luck?
               | If you consistently make poor decisions, you'll
               | eventually wreck your life and may not be able to get out
               | of the hole.
               | 
               | If you make sound decisions, bad luck can just as easily
               | turn into good luck. You just have to be executing when
               | the opportunity arises. This is of course no guarantee, I
               | definitely believe there are good people out there who
               | were never able to make it. But that doesn't mean that
               | nobody good will ever make it.
               | 
               | To me, that is what the American Dream aspired to be.
               | Something other than a caste or feudal system, or
               | religious monarchy, that pretty much keeps everyone in
               | their place, with no motivation to innovate or take a
               | risk to try something new, and then propelling general
               | society upwards with each breakthrough.
        
               | at_a_remove wrote:
               | Gracious, I never said that they were the only people
               | informing me on society. They make for some interesting
               | seed quotes and ideas for further discussion. The
               | American Dream as a concept is probably worthy of a
               | series of books, not really something I can cram into
               | even a page.
        
           | rob74 wrote:
           | Come on, haven't you heard that Trump has declared the start
           | of a new American Golden Age? You gotta have some faith!
           | 
           | No seriously, this reminds me of another "Golden Age" which
           | according to the propaganda happened under Ceausescu in
           | Romania when I was growing up
           | (https://princetonbuffer.princeton.edu/2014/01/30/tales-
           | from-...), while in reality everything was falling to pieces.
           | I just hope Trump's age won't last as long as Ceausescu's (24
           | years).
        
             | ciupicri wrote:
             | Actually life was pretty good for Romanians during the
             | "Golden Age" compared to the rest of the communist period.
             | The problem was that we lived on credit just like Americans
             | and when it came time to pay it, things started falling
             | off. Ceausescu didn't invest wisely the money from the IMF,
             | so he started exploiting everything and everyone to the max
             | until the debt was paid off. Just a few months afterwards
             | the Revolution happened and he was trialed and sentenced to
             | death.
        
       | singularity2001 wrote:
       | The fish stinks from the top
        
         | another2another wrote:
         | "A fish rots from the head down" is the saying. And since
         | neither Jeff nor Joel are the heads at SO anymore I'm not sure
         | of the relevance here.
         | 
         | But we can all agree that they made a wonderful fish that has
         | helped millions of developers (including myself) over the
         | years.
        
       | wmiel wrote:
       | Interesting, it seems that extremely rich americans are
       | discovering what scandinavian countries solve through taxation
       | and effective government.
       | 
       | They used to have it in some form with 'new deal' and 'great
       | society' until ~1970, but now they can't because of the very same
       | reasons that are making them extremely rich.
       | 
       | Plus there's some fetisishation of efficiency of the private
       | sector vs public one and distrust in public institutions, while
       | in some areas I don't think it's warranted, it's just that public
       | insititutions are more transparent than the private sector imo.
        
         | 11101010001100 wrote:
         | Yes, these sorts of posts strike me as rich people learning
         | that being rich doesn't solve everyone else's problems. Better
         | late than never.
        
         | robertlagrant wrote:
         | America has a lot of taxation. Fortunately for the Scandinavian
         | countries it spends it on "protecting Scandinavian shipping
         | lanes" and "medical research grants that benefit Scandinavia",
         | rather than solely on local welfare spending. The America First
         | lot are learning a lot from Scandinavia there, though. I'm not
         | sure we're all going to like where that could lead.
        
           | wslh wrote:
           | It is very difficult to compare or extrapolate US with
           | Scandinavian countries. US is socially super-heterogeneus,
           | huge, and big population while Scandinavian countries are
           | socially homogeneus, small size and population. And this is
           | just the beginning.
        
           | adamc wrote:
           | This is just wrong, on many levels. If you look where tax
           | revenues go, it's mostly defense (military industrial
           | complex) and middle-class entitlements.
        
             | mminer237 wrote:
             | That's just wrong. Defense spending is 13% of the budget:
             | https://www.cbo.gov/publication/59727
             | 
             | Federal taxes are mostly spent on welfare like Social
             | Security, Medicare, Medicaid, & SSI.
        
               | ericjmorey wrote:
               | You just said that "the budget is mostly Y" in response
               | to, "the budget is mostly X + Y"
        
               | dgfitz wrote:
               | Huh?
               | 
               | adamc said "budget is mostly A + B" and the response was
               | "no, its mostly W + X + Y + Z"
        
               | adamc wrote:
               | The things he cites _are_ mostly middle-class
               | entitlements. That 's where a lot of social security and
               | medicare spending goes.
        
               | adamc wrote:
               | That isn't welfare. Most of those are middle-class
               | entitlements. And defense is the second highest category:
               | https://fiscaldata.treasury.gov/americas-finance-
               | guide/feder...
               | 
               | Calling Social Security "welfare" is some weird political
               | stance.
        
           | scotty79 wrote:
           | I though America spends its taxation on destabilizing Middle
           | East and flooding Europe and Scandinavia with migrants.
           | 
           | If Europe tried to do what America does for Europe it should
           | dump military equipment onto various central and South
           | American countries so they can fight among themselves and
           | create droves of refugees traveling North.
        
             | ericjmorey wrote:
             | The US has been destabilizing South and Central American
             | Nations quite well on its own.
        
           | ellen364 wrote:
           | I can't immediately think of a major US naval deployment in
           | the North Sea outside the big NATO exercises every 1-2 years.
           | Were you thinking of a specific shipping lane?
        
         | PKop wrote:
         | I prefer my higher wages and lower taxes, thanks. We need to
         | get a handle (moratorium) on mass immigration into US before we
         | care about handing out more of our money for welfare. Why would
         | I want my hard earned wages to be given to an endless influx of
         | poor foreigners? The problem with higher taxes is the money is
         | not spent well. Solve that and people are more willing to
         | contribute.
         | 
         | Look at how badly run are the high tax cities and states in the
         | US. Talk of taxing more without discussion of bad governance is
         | a non starter.
        
           | kstrauser wrote:
           | I was raised in a low tax American state, and now live in a
           | high tax one. The quality of life is so vastly better here
           | that I could never go back.
           | 
           | Turns out those taxes actually build nice places to live.
        
             | scarface_74 wrote:
             | Is it better for the people who live in the rural areas of
             | whatever state you live in? Are the better areas
             | affordable?
             | 
             | I'm far from a "disaffected rural White American Trump
             | supporter" (yes I'm purposefully using a cliche). None of
             | those adjectives describe me besides "American". But a lot
             | of people on the left (which I am when it comes to social
             | issues) are very self unaware.
        
               | jamespo wrote:
               | Being on the left, but specifying on social issues
               | suggests you want someone else to pay to solve those
               | social issues.
        
               | scarface_74 wrote:
               | No, I have no problem paying taxes or government
               | requiring business to pay taxes.
               | 
               | I don't agree with the over and mostly dumb regulation of
               | tech from the left and I think they over index on the
               | wrong issues and the reason we are where we are now is
               | because old folks on the left wouldn't exit the stage
               | when they should have - Supreme Court justices and Biden
               | specifically.
               | 
               | I'm pro Vax and have been shot up with every vaccine
               | imaginable including multiple Covid boosters. But the
               | anti-vax movement was exasperated by Democrats trying to
               | force the Covid vaccine on people
        
             | ciupicri wrote:
             | What are those states?
        
             | beastman82 wrote:
             | As a counterpoint I moved to Massachusetts where the roads
             | are among the worst in the country. My taxes apparently do
             | not buy infrastructure maintenance.
        
               | hb-robo wrote:
               | I don't really get Mass in general. On paper it seems
               | like it should be quite a bit nicer than it is in
               | reality. I live in the Hudson Valley and feel like it
               | would be a downgrade in a few ways. And for being a deep
               | blue state they are pretty far behind Cali/NY/Wash/Ill on
               | things like food safety and health guidelines.
        
               | hollerith wrote:
               | >pretty far behind Cali/NY/Wash/Ill on things like food
               | safety and health guidelines.
               | 
               | I know that state and local governments are responsible
               | for inspecting restaurants. Also I know that NYC banned
               | transfats in restaurant food. Is that what you mean by
               | "food safety and health guidelines"?
        
           | andrewl wrote:
           | Although there is probably support for immigrants besides
           | welfare, I believe that welfare itself is reserved for
           | citizens.
           | 
           | And this is not a statement for or against immigration, but
           | in response to what some people have said (not PKop, to whom
           | I am replying): non-citizen immigrants do pay at least _some_
           | taxes, in the form of sales tax. And, depending on how they
           | are paid (cash or paycheck) they will also be paying taxes on
           | their own pay. If they are getting cash it is easier to avoid
           | taxes. It is harder if they 're receiving a salary.
        
             | PKop wrote:
             | Immigrants from certain locations, which the vast majority
             | of the waves of immigration we are getting in recent years,
             | are net negatives in terms of budget impact, takers vs
             | contributors to tax revenue. And yes, I agree with you on
             | the perfectly logical and common sense position that
             | welfare should be reserved for citizens.
             | 
             | Housing migrants in Hotels in US cities, paid for by
             | citizen tax revenue, or guaranteed emergency health care,
             | paid for by citizen tax revenue, among other examples are
             | bad policy and unfair to Americans.
        
             | kstrauser wrote:
             | With at least one major exception: I want to non-citizens,
             | whether here legally or not, to get healthcare. In the
             | spirit of enlightened self interest, if someone has
             | smallpox or tuberculosis or COVID or anything else deadly
             | and communicable, IDGAF where they're from, I want them to
             | get treatment.
        
             | eloisant wrote:
             | What are you talking about? Non-citizen immigrants pay the
             | exact same taxes as citizens. Not just "some" taxes.
             | 
             | Taxation is based on where you live, not your citizenships.
             | (Well except US citizens who have to pay federal taxes even
             | if they live abroad but that's an exception).
        
               | andrewl wrote:
               | I was mostly thinking that poorly paid agricultural
               | workers or other people doing periodic manual labor may
               | be getting paid in cash, and perhaps they are not paying
               | taxes on the money, even if they are legally _required_
               | to. The wait staff and bartenders I used to know did not
               | pay tax on their cash tips.
               | 
               | So what I am talking about is not what the legal
               | requirement is, but to what degree it is followed. But to
               | the degree these people pay taxes while here they are not
               | getting a completely free ride when they take advantage
               | of our tax-supported services.
               | 
               | On a related note, I would be happy for illegal
               | immigrants to get at least _some_ medical support, such
               | as vaccinations and treatment for communicable diseases,
               | as that benefits everybody.
        
           | ericjmorey wrote:
           | It's a non-starter to talk about having government do
           | something that uses taxes like stopping people from moving
           | past the line in the dirt.
        
             | PKop wrote:
             | It's a non starter to raise my taxes, fix your reading
             | comprehension. Certainly, you wouldn't be surprised to know
             | I think there's enough money to do this, and that I oppose
             | the government doing other things but support the
             | government doing this yes? It's just common sense.
        
         | 9question1 wrote:
         | https://www.theatlantic.com/podcasts/archive/2025/01/elon-mu...
         | 
         | "Like, the same font, right? And she points this out to the HR
         | manager, and they're like, Yeah, that means that this person's
         | the most qualified, because it's the exact same language. And
         | she's like, This person is clearly unqualified because they
         | didn't even know to reformat. And this is not an outlier. Like,
         | this happens a lot.
         | 
         | So first they're looking for these exact matches. And then they
         | take everybody who was really close in language--and also, by
         | the way, who has something called a government resume, which is
         | different from a private-sector resume, and you have to know
         | that somehow, magically, before you apply. Then from that pool,
         | they send everyone a self-assessment questionnaire, and
         | everybody who marks themselves as master, and I literally mean
         | master--I think that's the top rating in a lot of these--they
         | make the next down select, so they move on to the next pool."
         | 
         | This is not necessarily what I would consider transparent or
         | fair. FWIW I do think government can provide value, but I think
         | folks who don't live in America don't understand how
         | dramatically different and worse the implementation of
         | government is in America from many other countries who
         | sometimes do get value from some aspects of government even if
         | the goals are similar.
        
           | ceejayoz wrote:
           | This happens in private corporations, too. Most of us have
           | gotten clearly bullshit resumes forwarded by HR.
        
           | ericjmorey wrote:
           | I don't think you understand how bad it is in literally any
           | large organization ever.
        
             | vdqtp3 wrote:
             | I don't know your background, so I won't say I don't think
             | you understand - but in my experience, government is
             | multiple times worse than any private organization. Yes,
             | the same problems exist - but without any of the pressures
             | that force private business to adapt or fail, so the
             | problems are worse by far.
        
           | Draiken wrote:
           | Same exact thing (or worse) happens in private orgs. But we
           | don't even have access to it.
           | 
           | I mean, we don't have to go far to see this. Nepotism is
           | illegal in many countries for public institutions, and
           | rampant on private ones.
           | 
           | This narrative that private corporations are better "just
           | because" is so silly. We simply see the inefficiencies of the
           | government and can't see the same ones on private entities.
           | Especially the big ones.
           | 
           | I've never worked at a company that didn't have many absurd
           | processes, incompetent people, useless bureaucracy and so on.
        
         | keybored wrote:
         | Policymaking is never discovered. It's forced. Like class
         | struggle forced the hand of actors like FDR during his
         | presidency.
         | 
         | Then that was forced away by the reaction (class struggle) of
         | the most right-wing capitalists and ideologues which ultimately
         | lead to neoliberalism.
         | 
         | So sure, there are some set of relatively enlightened
         | capitalists that want more of a social democratic status quo
         | for the stability it brings. But the material conditions are
         | not there.[1] So people like Jeff Atwood will write opinion
         | pieces and give what is the grand of scheme of things token
         | material support. But it can't realistically happen right now
         | in the US.
         | 
         | Of course the same principles apply to Scandinavian countries.
         | They're (our) false ideology is called the Nordic Model.
         | 
         | [1] Look at Bernie Sanders. The Independent senator who ran for
         | the ostensibly left-wing Democratic Party as a mere social
         | democrat and was shot down by the Establishment. Now that he is
         | too old to run again and the presidential election is done for
         | you see people in the Establishment say things like, huh I
         | think that guy had a point!
        
           | spencerflem wrote:
           | This is downvoted, but its true.
           | 
           | Actual change will not come easily and it is opposed mightily
           | by the ruling class
        
       | tuananh wrote:
       | Selling StackOverflow for $1.8B in 2021 seems like a great deal
       | now, doesn't it?
        
         | ActionHank wrote:
         | Makes me wonder which founders should be selling now...
        
         | Etheryte wrote:
         | Unless you're already minted beyond measure, selling anything
         | at any time for $1.8B is a great deal, you and everyone you
         | ever cared about are set for life.
        
           | CWIZO wrote:
           | OP was refering to SO being on a massive decline since then.
        
         | munchler wrote:
         | Has there been any large business more decimated by the rise of
         | LLM's than SO? Traffic in the tags I follow there dropped off a
         | cliff pretty much the same day that ChatGPT was first released.
        
         | kcrwfrd_ wrote:
         | Yeah, good timing. Just about a year before the release of
         | ChatGPT.
        
       | jmyeet wrote:
       | Anytime Bill Gates comes up, I feel the need to remind people
       | that he has spent billions in "philanthropy" to destroy the
       | public school system. He is a his backer of charter schools.
       | 
       | The point is that even something noble-sounding like giving away
       | your fortune still tends to enforce the current system and simply
       | create more wealth inequality. In this case, charter schools are
       | simply a massive wealth transfer from government to the private
       | sector.
       | 
       | Atwood left StackOverflow years ago but he's been there for
       | years. We can only speculate as to what he made from the sale.
       | I'd guess 10-15%.
       | 
       | I just hope his altruism goes to something of public benefit.
        
         | billy99k wrote:
         | "Anytime Bill Gates comes up, I feel the need to remind people
         | that he has spent billions in "philanthropy" to destroy the
         | public school system. He is a his backer of charter schools."
         | 
         | Many public schools are shit and I applaud his effort to come
         | with alternatives instead of forcing everyone to get a poor
         | education, until these problems are actually fixed.
        
           | jmyeet wrote:
           | That's by design. It's a strategy pioneered by Ronald Reagan
           | called "starve the beast" [1]. Basically, you starve a public
           | institution of funds and then use the inevitable failure for
           | gutting it entirely and likely privatizing it.
           | 
           | We're seeing this in real-time in Texas [2] in particular
           | with Abbott's takeover of the Houston ISD and the blatant
           | corruption and racism going on with the Keller ISD.
           | 
           | Also, charter schools aren't cheaper either. They cherry pick
           | students. Public schools don't have that luxury.
           | 
           | [1]: https://en.wikipedia.org/wiki/Starve_the_beast
           | 
           | [2]: https://www.texasmonthly.com/news-politics/campaign-to-
           | sabot...
        
             | abigail95 wrote:
             | The public school funding models in the USA are variable,
             | even by county, they can't be controlled or set by the top
             | down, and the fact that the USA spends more than the OECD
             | average disputes everything you are saying.
        
               | jmyeet wrote:
               | That's false [1]. USA is like #6 in per-student spending.
               | It's even lower in terms of GDP [2].
               | 
               | [1]: https://www.oecd.org/en/topics/policy-
               | issues/education-finan...
               | 
               | [2]: https://webfs.oecd.org/els-
               | com/Family_Database/PF1_2_Public_...
        
             | lotsoweiners wrote:
             | > That's by design. It's a strategy pioneered by Ronald
             | Reagan called "starve the beast" [1]. Basically, you starve
             | a public institution of funds and then use the inevitable
             | failure for gutting it entirely and likely privatizing it.
             | 
             | I'd argue that if public schools across the board were
             | doing their job and educating students then there wouldn't
             | be anything to starve.
             | 
             | > Also, charter schools aren't cheaper either. They cherry
             | pick students. Public schools don't have that luxury.
             | 
             | My kids have gone to one of the bigger charter school
             | chains in my city for around a decade and this is not true.
             | They employ lots of specialists to assist struggling
             | students like my youngest. I'm not sure if they would
             | tolerate the worst troublemakers at public schools but I
             | also don't think those children's parents would be looking
             | at better options for education.
        
         | acheron wrote:
         | Sounds good and noble to me. Most public schools are terrible
         | and should be destroyed.
        
         | francisofascii wrote:
         | It is too bad with any type of philanthropy, somebody can find
         | a reason why it is a negative for someone else.
        
       | CharlieDigital wrote:
       | I'm fortunate enough to be in one of the top percentiles of
       | household income but I'm not independently wealthy and I have no
       | idea how my kids are going to make it.
       | 
       | Like Atwood, I did not come from a well-off family; parents
       | divorced in my early teens and father passed away in my late
       | teens from cancer (smoking and alcoholism) and in many ways
       | lucked into a very good career after attending a state
       | university. My spouse's father -- a janitor in a public school --
       | and mother -- a crossing guard -- passed when she was in her 20's
       | as well. There weren't any large fortunes passed down.
       | 
       | Some friends recently purchased a house in my township and I
       | visited to drop off my kid for a play date. I walked in and
       | thought to myself _" wow, this is a $1m house"_ ... except it
       | looked just like mine...that I had purchased 9 years earlier for
       | a fraction of the price. It boggles the mind to consider when/how
       | my kids will be able to have their slice of the American Dream.
       | 
       | There are clearly some fundamental things that have to be fixed
       | in the US at a policy level, but there's seemingly no political
       | will to fix them; everyone seems out for themselves and to enrich
       | their own coffers. This is handicapping social mobility through
       | the hostile policy positions towards social safety nets and
       | foundational services (e.g. education, healthcare, childcare??).
       | This is the sentiment that I feel Atwood is also feeling.
       | 
       | As a high earning software engineer (IC), I'm not sure how I can
       | survive in the US once I can no longer find companies willing to
       | hire me either because of AI or because of age (early 40's now so
       | I figure maybe 10 years of high earning as an IC?).
        
         | epistasis wrote:
         | Look to the stagnancy of the UK to see where the US could be in
         | a few more decades. They have the same high prices for housing,
         | but far far lower wages. When the powerful political class
         | (homeowners) has all their wealth tied up in their homes, they
         | see little wrong with such broken basic arrangements, because
         | it doesn't hurt them and they see their number going up for
         | wealth. Canada and Australia have similarly destructive housing
         | policies and outcomes.
         | 
         | And since the self-immolation of Brexit, they have far worsened
         | their financial future. Similar politics of self-destruction
         | masked as the appearance of strength are gaining a loooot of
         | ground in the US as well.
        
           | chairmansteve wrote:
           | Yes. Trump is looking like Brexit on steroids to me.
        
           | frereubu wrote:
           | Are you accounting for things like free healthcare when
           | comparing wages? (I wish I did't have to say this, but it's a
           | genuine question, not snark). I always wonder when people
           | compare other countries to the US.
           | 
           | Edit: I agree that Brexit was the most incredible piece of
           | self-harm that I've seen a country do to itself. I certainly
           | don't have rose-tinted spectacles about the state of the UK.
        
             | wbl wrote:
             | My US job comes with NHS level never seeing a bill. This is
             | really easy to do in CA.
        
               | don_neufeld wrote:
               | Saying "fuck you, I'm rich" is not a good look.
               | 
               | A health plan like that costs your company 25K/yr on the
               | backend. They pay that as part of your compensation, you
               | just don't see it.
               | 
               | Even the most basic HDHP Bronze Kaiser plan currently
               | costs over 1K/mo, and that increases about 10% per year.
               | 
               | If you've ever had a coworker (or yourself) decline COBRA
               | coverage because it was "so expensive", you need to
               | understand that the price under COBRA was the price the
               | whole time, you just didn't see it.
        
               | nsxwolf wrote:
               | $25k doesn't sound like a lot. Doesn't sound like it
               | accounts for the difference in salary.
        
               | don_neufeld wrote:
               | I'm not sure what your point is?
               | 
               | 25K/yr IS a LOT.
               | 
               | Per the US Census, the median income in the US is a bit
               | over 37,500, so it's literally an entire paycheck.
               | 
               | Remember - the NHS is available to everyone, not just the
               | rich.
               | 
               | Source: https://datacommons.org/place/country/USA?utm_med
               | ium=explore...
        
               | wbl wrote:
               | You're misunderstanding how the ACA subsidies work.
        
               | sympil wrote:
               | According to article linked to below there are 48 million
               | uninsured Americans. Fifteen percent of the UK population
               | isn't without coverage. The subsidies don't work well.
        
               | hello_moto wrote:
               | $25K is a lot.
               | 
               | Respectfully, You're out of touch until you lost your 6
               | digits job.
        
               | epistasis wrote:
               | > Saying "fuck you, I'm rich" is not a good look.
               | 
               | This is a pitch-perfect example of the Brexit-like self-
               | destructive politics that come with the "win" of
               | appearing strong.
               | 
               | Here is a person who has the typical experience, who
               | could easily be convinced by their positive experience to
               | say "everybody should have this." But instead of going
               | that route you impute negative motivations and put very
               | ugly distasteful words into their mouth. Which, even if
               | they are _highly_ supportive of your position, will
               | likely turn them against you. Instead of using this
               | opportunity to advocate for a really good thing, you use
               | it as an opportunity to hit somebody you view as the
               | enemy with a rhetorical hammer. End result: no more
               | people in favor of better means of distributing health
               | care, and perhaps a net negative.
               | 
               |  _Especially_ in the context of how to account for free-
               | at-point-of-care healthcare, which started this. If the
               | employer is paying the prices that are revealed to
               | employees only via COBRA, should that be accounted for in
               | part of the wages or not? The US chooses to put about
               | twice the fraction of GDP into healthcare that the UK
               | does, and that per-capita GDP is also higher, how do we
               | account for that in terms of wages and individuals? The
               | $1T that employers pay for healthcare should be accounted
               | for how, exactly? It 's a tough question, and most likely
               | in any comparison of nations there's a couple different
               | ways to see how it impacts the average person. And when
               | the "average" person in the US has such varying
               | experiences, that has to enter into any comparison too.
               | 
               | In California there is great healthcare coverage for
               | those with extremely low to no income, due to subsidy.
               | Those with healthy salaries and savings can weather the
               | times of unemployment and pay the COBRA prices. Those who
               | struggle the most are the ones in between, and improving
               | that involves getting those on the high and low end to
               | advocate for the in-between incomes. It does not involve
               | making enemies of them.
        
               | alienthrowaway wrote:
               | > Here is a person who has the typical experience
               | 
               | This is bullshit: it is atypical _not_ to see a bill.
               | Parent is also bullshitting by saying it 's easy to get a
               | job with no-bills health insurance in CA, unless they are
               | ignoring 98% of Californians.
        
               | wbl wrote:
               | It's Kaiser in northern California. This is an extremely
               | common healthcare option. Yeah, we're rich. That's the
               | whole point: even out of pocket prices for that plan are
               | dwarfed by the gap in salary to the UK professionals.
        
               | vkou wrote:
               | Most people aren't professionals, though. Nobody's
               | arguing that the US _isn 't_ set up for the comfort of
               | people making $500,000+/year.
        
               | wbl wrote:
               | Kaiser was an option when I was making 130k a year.
        
               | alienthrowaway wrote:
               | You said it was "easy" to get a job with Kaiser upthread
               | - what percentage if CA residents are on it?
        
               | fragmede wrote:
               | roughly a quarter of California (9.4 in CA vs 38 for CA
               | total)
        
               | scarface_74 wrote:
               | $130K a year still puts you at the 87th percentile of
               | income in the US.
               | 
               | https://dqydj.com/income-percentile-calculator/
        
               | karaterobot wrote:
               | > A health plan like that costs your company 25K/yr on
               | the backend. They pay that as part of your compensation,
               | you just don't see it.
               | 
               | That's very true, but of course the NHS costs some amount
               | of money on the backend, it's just abstracted away in
               | taxes. The real difference is how much care you get for
               | your money _,_ not* which way of not directly paying for
               | health care is better.
               | 
               | * You get more in the UK.
        
               | acdha wrote:
               | It's also about predictability: medical bankruptcy is an
               | American phenomenon. The average cost isn't what worries
               | people, it's the possibility of having coverage denied,
               | being hit with "out of network" charges like an ambulance
               | taking you to the closest hospital or a specialist
               | showing up at an in-network one, or having your health
               | decline rapidly while you need to get a lawyer to
               | convince your health insurer to pay for treatment your
               | doctor considers necessary. It's especially about what
               | happens if your health declines to where you cannot work
               | and lose all of the treatment that you've setup so far.
        
               | eloisant wrote:
               | Not really, the US health system is so broken is just
               | costs more. The system of who pays what is very
               | different, but at the end of the day the cost of
               | healthcare is much higher in US than any other country.
        
               | don_neufeld wrote:
               | Yup, I feel that until someone has seen and understood
               | the first graphic in this article, they really don't grok
               | the situation:
               | 
               | https://ourworldindata.org/us-life-expectancy-low
        
               | CharlieDigital wrote:
               | That's not how it works for millions upon millions of
               | Americans that are not fortunate enough to work at a job
               | that provides tens of thousands of dollars in healthcare
               | insurance as a benefit.
               | 
               | This line of thinking is exactly why the "American Dream"
               | is falling apart; we increasingly place a handicap on
               | some Americans and then wonder why some slice of America
               | is not advancing generationally.
        
               | wbl wrote:
               | Americans who have jobs with health benefits that include
               | Kaiser in CA is a whole lot of them in CA! It's a massive
               | hospital system that covers 9 million people, a full
               | quarter of the state.
        
               | hello_moto wrote:
               | You're tied to your job though. Not so in say, UK,
               | Canada.
        
             | rcxdude wrote:
             | Roughly speaking, when I've looked into this comparison,
             | for near-median earners, they're better off in the UK,
             | because of things like healthcare. But when you look at the
             | higher-earning roles, especially engineering or software,
             | then the different in pay more than makes up for the
             | increased cost of living (i.e. a higher percentage of your
             | pay may go towards cost of living, but the smaller
             | percentage of money left over is still larger in absolute
             | terms). There's other tradeoffs in terms of work culture
             | and so on, though (e.g. you get much more holiday in the
             | UK).
        
               | bko wrote:
               | Can you share your research?
               | 
               | In the US, the average out-of-pocket healthcare spending
               | was $1,424.6 per capita in 2022
               | 
               | Most people have insurance. They might have some high out
               | of pocket maximum like $10k. So worse case scenario
               | you're out an additional $10k.
               | 
               | But you pay a lot less in taxes
               | 
               | In US, a single filer, the 12% bracket covers income from
               | $11,926 to $48,475. In UK it's 20%
               | 
               | So at 40k you're paying an additional 3k in taxes, not to
               | mention VAT and others (although I am ignoring other US
               | taxes like state, local and payroll). More than covers
               | your out of pocket healthcare costs.
               | 
               | And pretty much any job in the US is significantly higher
               | paying, for instance a typical accountant in US makes 80k
               | while in the uk that 37k pounds. Pretty much every office
               | job is like this. And note the US 80k figures includes
               | benefits like ... you guessed it, healthcare!
               | 
               | Even if make the generous assumptions that taxes are the
               | same, UK has same healthcare quality and everyone is
               | hitting out of pocket max every year, it's still not
               | close. The whole "but we don't have to pay for
               | healthcare" strikes me as just a cope.
               | 
               | https://www.statista.com/statistics/484578/us-per-capita-
               | out...
               | 
               | https://www.allbusinessschools.com/accounting/salary/
               | 
               | https://uk.indeed.com/career/accountant/salaries
        
               | g8oz wrote:
               | I think if the health insurance situation was as rosy in
               | the U.S as you make out there would not have been as much
               | support for the killer of the United Healthcare CEO. The
               | figure for the average out of pocket expenses hides a lot
               | of pain.
        
               | epistasis wrote:
               | People have lots of anger about healthcare for many many
               | reasons. I can't tell you how many people I've met who
               | are angry about "Obamacare" but don't realize how it
               | helped them compared to the prior situation. There's also
               | lots of anger at the prices for healthcare that we
               | sometimes see, and that anger gets directed at insurance
               | too, even if it's a hospital or other provider setting
               | the prices. And then there's the anxiety of "will this be
               | covered."
               | 
               | Even without out of pocket costs there's lots of reasons
               | to be angry at insurers.
        
               | MrBrobot wrote:
               | Whether you agree with the Affordable Healthcare Act or
               | not, I feel like nobody remembers "lifetime maximums." I
               | have some relatively minor (but massively impactful) pre-
               | existing conditions, and I would have exceeded my
               | lifetime maximum by age 30 due to testing, procedures,
               | hospital stays, etc. I have family members that would
               | have exceeded theirs before age 1.
        
               | bko wrote:
               | 75% of Americans with employer-provided health coverage
               | are satisfied with their current plans
               | 
               | For Americans overall, 71% rate the quality of healthcare
               | they personally receive as excellent or good. Similarly,
               | 72% give excellent or good marks to the quality of care
               | they receive personally.
               | 
               | Regarding health insurance coverage, 65% of Americans
               | rate their own coverage as excellent or good. Another
               | poll found 63% rated their own health care coverage as
               | excellent or good.
               | 
               | You have to get offline
               | 
               | https://www.ahip.org/news/articles/new-poll-strong-
               | majority-...
               | 
               | https://news.gallup.com/poll/654044/view-healthcare-
               | quality-...
               | 
               | https://news.gallup.com/poll/468176/americans-sour-
               | healthcar...
        
               | sympil wrote:
               | _You have to get offline_
               | 
               | Perhaps. But if I weren't online I wouldn't know how
               | widespread the support of Luigi is.
               | 
               | Only 75% of people on employer healthcare plans are
               | satisfied? A great many people aren't on employer plans.
               | 
               | From the third link you provided:
               | 
               |  _For the first time in Gallup's two-decade trend, less
               | than half of Americans are complimentary about the
               | quality of U.S. healthcare, with 48% rating it
               | "excellent" or "good." The slight majority now rate
               | healthcare quality as subpar, including 31% saying it is
               | "only fair" and 21% -- a new high -- calling it "poor."_
        
               | epistasis wrote:
               | Is the support that widespread, or is it a bubble created
               | by social media?
               | 
               | I think there's great dissatisfaction with healthcare in
               | general, but social media is not a good way of judging
               | social attitudes across the US. It's great for finding a
               | small niche, however.
        
               | sympil wrote:
               | He's got a lot more support than any other murderer I
               | know about.
        
               | vkou wrote:
               | Not to mention, they are satisfied compared to what? The
               | situation they'd be in if they were unemployed and had to
               | pay for the entire overpriced thing themselves?
        
               | bko wrote:
               | > The poll by CloudResearch found that 27% of U.S. adults
               | expressed "moderate" or "a lot" of sympathy for Mangione.
               | 
               | > A smaller but significant share of adults, 12%, said
               | they were supportive of the decision to murder Brian
               | Thompson, 50, who was shot in New York on Dec. 4.
               | 
               | 12% is basically zero in this country. To give you a
               | frame of reference, 14% of people think Obama is
               | antichrist
               | 
               | https://www.msn.com/en-us/news/us/1-in-4-americans-
               | sympathiz...
               | 
               | https://www.yahoo.com/news/12-million-americans-believe-
               | liza...
        
               | sympil wrote:
               | The former DHS head seems to think it's a lot of people.
               | Don't know any other murderers who have 27% of the
               | population having sympathy for them.
               | 
               | 12% is not basically zero.
               | 
               | https://www.thewrap.com/luigi-mangione-discourse-alarms-
               | home...
        
               | Tade0 wrote:
               | > So at 40k you're paying an additional 3k in taxes
               | 
               | Your calculations don't take into account personal
               | allowance, which is PS12750($15680) in the UK.
               | 
               | At $40k the difference is much closer to $1.5k.
               | 
               | Also there's the question of costs of living. That same
               | 40k buys you 30% more in the UK if you're including rent.
        
             | vineyardmike wrote:
             | I think most Americans over-index on the cost of healthcare
             | and the availability of insurance because it's constant in
             | our news and our system absolutely sucks. Most people don't
             | need regular medical care because most people are healthy
             | (until they start getting older). It's expensive, sure, but
             | most people in the middle-class have employer sponsored
             | healthcare, and retirees have government sponsored
             | healthcare, and many low-income people have government
             | sponsored healthcare. The difference in out-of-pocket costs
             | is easily accounted for within significantly higher
             | salaries.
             | 
             | Of course, the issue is not the actual availability of
             | insurance, it is that there is a patchwork of laws and
             | protections and it's not universal to be covered at any
             | point in your life. But many states have well above a 90%
             | insurance rate. California, the most populous state, has
             | 93%. Massachusetts is sitting at 98%. Even Texas, the worst
             | state for health insurance, is at 85% of the population
             | covered.
        
               | fastasucan wrote:
               | >The difference in out-of-pocket costs is easily
               | accounted for within significantly higher salaries.
               | 
               | Any sources for this?
        
               | vineyardmike wrote:
               | Salary Info (25k USD salary difference, before tax)
               | 
               | https://en.wikipedia.org/wiki/List_of_countries_by_averag
               | e_w...
               | 
               | Cost of healthcare:
               | 
               | There are a bunch of numbers that are trivially
               | accessible via Google, including government sources, but
               | I couldn't find any that match perfectly with the time
               | range of the wage data.
               | 
               | Here is one quote, from a few years earlier...
               | 
               | > Median annual out-of-pocket spending on medical care
               | ranged from $360 (Hawaii) to $1,500 (Nebraska). In four
               | states, households in the top 10 percent of out-of-pocket
               | expenses spent $7,000 or more on these items.
               | 
               | https://www.commonwealthfund.org/publications/issue-
               | briefs/2...
               | 
               | See also: https://meps.ahrq.gov/data_files/publications/s
               | t441/stat441....
        
           | krferriter wrote:
           | Yeah both the UK and US are notorious for NIMBYism. People
           | filing lawsuits as like a hobby, because they want to stop
           | all development. In these countries it's far to easy for a
           | small group of complainers to grind the entire system to a
           | halt and burn endless amounts of time and money. It seems
           | particularly bad in the anglosphere.
        
             | dontlikeyoueith wrote:
             | It's particularly bad in the anglosphere because we have
             | common law legal systems that are built around resolving
             | personal disputes in court.
             | 
             | This has upsides -- it was a good solution to the problem
             | in the 1200s of people solving disputes by fighting it out
             | -- but in a modern context the downsides are pretty high
             | thanks to rent-seeking lawyers.
        
         | scarface_74 wrote:
         | There are millions of people in the US that are making a lot
         | less than you do who manage to buy houses, go on vacations,
         | save for retirement and put their kids through college.
         | 
         | I'm 50 now, we purposefully "de-contented" our lives two years
         | ago after our youngest graduated in 2020 and after Covid so we
         | wouldn't have to be in the rat race. I never made a lot as your
         | standard enterprise dev and didn't hit $200K+ until I was 46
         | and started working at BigTech remotely and we used the three
         | years I was there to pay off debt, put some money in savings,
         | etc.
         | 
         | I've turned down opportunities that would pay me close to $100k
         | more in cash because I didn't want the headache and definitely
         | wasn't going to ever be in an office. If you need me to be
         | physically somewhere for a week, put me on a plane.
         | 
         | Even in 2020, I said no to interviewing as an SDE at Amazon
         | because I didn't want to relocate to Seattle after Covid lifted
         | and I was only making $150K then. The remote position at AWS
         | ProServe was then suggested.
         | 
         | We had the big house in the burbs of Atlanta in the "good
         | school system" in 2016 built when I was only making $140K.
         | True, when we sold it last year it was double the price. But we
         | would have had to move further out if we were buying house in
         | 2023. It would have been doable
         | 
         | Either way, we moved to a condo in Florida that is state tax
         | free, we downsized to one car and now if I had to, I could pay
         | all of our bills including our spending money with just my
         | income and all I would need to make is $140K.
         | 
         | Making around $200k, I max out my retirement + catch up
         | contributions + HSA and we have been on a plane to do
         | _something_ (mostly vacations, occasionally visiting friends)
         | over a dozen times a year since mid 2022 and that trend is
         | continuing for the foreseeable future
         | 
         | For those who don't know, a new grad going into any of the
         | BigTech companies can make around $165K straight out of college
         | and should be making way more than me in three years. I'm not
         | bragging.
         | 
         | I have no other income besides my job.
         | 
         | I have no worries about "AI", I moved into consulting working
         | full time for consulting companies in 2020 (well then the
         | consulting department at AWS). I just have to be able to sell
         | and/or guide implementations of whatever the shovel du jour is.
         | Right now I'm leading a Kubernetes + AI implementation.
        
           | ebiester wrote:
           | Yes, but how is that 15 year old going to do the same? What
           | about the ones who don't end up winning the career lottery?
           | 
           | We need this to be possible for two people making 40k a year,
           | not 140.
        
             | scarface_74 wrote:
             | A new college grad across all fields has a median earning
             | of $65K - $75K (https://www.bankrate.com/loans/student-
             | loans/average-college...). No you can't buy a house
             | straight out of school. But you move up in your career just
             | like everyone else does.
             | 
             | From that same citation, look at the median starting salary
             | in engineering disciplines - over $100K.
             | 
             | The median household income of homebuyers is around $110K.
             | (https://www.nar.realtor/newsroom/nar-finds-typical-home-
             | buye...).
             | 
             | Most homebuyers are not single
             | (https://www.nar.realtor/newsroom/in-the-news/single-women-
             | ar...)
        
               | HaZeust wrote:
               | "Household income" is often a joint statistic. $110K
               | comes out to roughly 55K each. You're not making the
               | assertions you think.
        
               | scarface_74 wrote:
               | Yes I am
               | 
               | - the typical college grad makes $65K
               | 
               | - the typical homebuyer is not single.
               | 
               | - the typical household has two earners.
        
               | HaZeust wrote:
               | I guess I'm confused by your take then, and the evidence
               | you use to support it. You stated "But you move up in
               | your career just like everyone else does" from a 65-75K
               | starting salary as a college grad, when your own figures
               | show that the average household income is oftentimes
               | comprised of two people making even less than that, but
               | have reached the stage of upwards mobility to buy a
               | house, albeit oftentimes "house-broke" and in strife to
               | pay mortgages.
               | 
               | These people didn't move up, as per your assessment. Most
               | people need to combine salaries with someone else to even
               | have a fair chance in this system, to get _any_ upwards
               | mobility.
        
               | scarface_74 wrote:
               | When I was single until I was 28, I didn't even want a
               | house. I wanted the flexibility of being able to move. In
               | fact, I hated the maintenances of owning a single family
               | home and as I mentioned in my first reply We downsized to
               | a condo as soon as we could.
               | 
               | If you are single with no responsibilities but yourself
               | in many major cities, you can make it off of $65K.
               | Homeownership is not the only metric of success
               | 
               | People making less than that aren't homeless and
               | starving.
        
               | zxor wrote:
               | > in many major cities, you can make it off of $65K
               | 
               | This is certainly not true in any of the cities near me.
        
               | scarface_74 wrote:
               | I bet wherever you live, people making $65K a year aren't
               | homeless
        
               | dleink wrote:
               | Not sure what it proves to say, "People who own expensive
               | homes have high incomes". higher prices filter out
               | potential buyers with lower incomes.
        
               | scarface_74 wrote:
               | I am not doing any such thing.
               | 
               | $110K is not a "high income" for two college educated
               | people. It's actually the combined new grad income.
               | 
               | And because of assertive mating, most college graduates
               | marry other college graduates.
               | 
               | This is the home ownership rate by age
               | 
               | https://www.census.gov/library/stories/2023/07/younger-
               | house...
        
           | belter wrote:
           | > For those who don't know, a new grad going into any of the
           | BigTech companies can make around $165K straight out of
           | college and should be making way more than me in three years.
           | 
           | What bubble do you live in?
           | 
           | "US Tech Layoffs Continue In 2025 With Big Tech Scaling
           | Worker Counts And Fintech, E-Commerce Sectors Reporting Total
           | Shutdowns" - https://news.crunchbase.com/startups/tech-
           | layoffs/
           | 
           | "Computer science grads say the job market is rough. Some are
           | opting for a 'panic' master's degree instead." -
           | https://www.businessinsider.nl/computer-science-grads-say-
           | th...
           | 
           | https://www.reddit.com/r/csMajors/comments/1fylku5/are_most_.
           | ..
           | 
           | https://www.forbes.com/sites/jackkelly/2024/02/15/why-is-
           | it-...
        
             | anthomtb wrote:
             | Well, he (probably not she) is describing expected earnings
             | once hired, not chances of actually getting hired.
        
               | scarface_74 wrote:
               | And more to the point, when I mentioned what I was
               | making, I didn't want to get the response that "you know
               | you could make $400K+ by grinding leetCode and working
               | for a FAANG".
        
             | scarface_74 wrote:
             | You do know that these companies still hire people don't
             | you?
        
               | belter wrote:
               | In other Continents :-)
        
           | mixmastamyk wrote:
           | Yes, why don't you "just" get a job at BigTech?
           | 
           | The chances of that are approximately 0%, despite being a
           | much better than average developer/IT person.
        
             | scarface_74 wrote:
             | I did a back of the napkin estimate before from all of the
             | sources I could find and the best numbers I could find was
             | that the top paying tech companies employ around 10% of all
             | developers in the US.
             | 
             | On the other hand, the average CRUD developer in any major
             | city in the US can make $140K-$170K within seven years of
             | graduating with strategic job hopping
        
               | mixmastamyk wrote:
               | They specifically select against folks like me (on
               | multiple dimensions) so 0 * any-percentage still equals
               | nada. I might be able to swing the second one when the
               | market improves.
        
               | scarface_74 wrote:
               | I myself didn't get in through the front door. I got in
               | via the consulting division at AWS (Professional
               | Services). Yes it was a full time direct hire under
               | Amazons usual 4 year offer with base + large signing
               | bonus + RSUs. I am no longer there.
               | 
               | There are all sorts of non tech white collar jobs at all
               | of the BigTech companies that pay top of market. My best
               | friend was hired in the finance department at Amazon
               | Retail. He is now a director at a smaller place and is
               | just now matching the comp of an L6 at Amazon five years
               | later.
               | 
               | There is a better than 50% chance I could get into Google
               | (GCP) doing similar work if I put in the work and learned
               | and could speak about the GCP equivalent of the AWS tech
               | that I know well and where I lead large implementations.
               | 
               | But they only do hybrid and I have no desire to work in
               | an office.
        
               | ryandrake wrote:
               | Warning, just kind of rat-holing on terminology a little.
               | You've used the phrase "can make" twice now. I've always
               | found that way of expressing it kind of weasel-y. Yes, a
               | software developer "can make" $140-170K, by the
               | definition of "can" meaning a non-zero possibility. A new
               | grad "can make" $100K+. A senior software engineer "can
               | make" $1M/yr. All these things are true. I "can win" the
               | lottery, too, and my kid "can be" president of the USA
               | one day. Also technically true. It's more interesting to
               | talk about typical cases, rather than best-case
               | aspirational ones, which I see you _are_ doing in other
               | parts of the thread (great!). I think HN very often
               | mistakes the best case for the typical case, especially
               | when we talk about salaries.
               | 
               | Even using typical case, salary means and medians don't
               | tell the whole story, as the distributions can be wild.
        
               | scarface_74 wrote:
               | I posted sources at salary.com where you can filter by
               | city and is more applicable to most developers than
               | levels.fyi. I also mentioned what non tech companies are
               | paying like Coke, Delta, Home Depot , etc in non tech
               | hubs.
               | 
               | Median is not "best case". I'm also well aware of the bi
               | modal distribution of comp in the industry where a
               | "senior" enterprise dev tops out at around what an entry
               | level developer makes at BigTech.
               | 
               | Before the current shit show of the last couple of years
               | in the industry, as a senior enterprise CRUD developer, I
               | could throw my resume in the air and get a "full stack
               | developer" job in Atlanta making $150k within a couple of
               | weeks. This was the norm in Atlanta.
               | 
               | I've moved on since then. But the last time I was looking
               | last year, my old recruiters were still saying if I lived
               | in Atlanta I could make around that as just a C#
               | developer. None of those jobs required any more than 5-7
               | years of experience.
               | 
               | "Enterprise CRUD developer" was my plan B.
               | 
               | I'm probably one of the few people commenting here who
               | has been in both worlds recently and now purposefully on
               | the tip top end of "enterprise" dev and still on the low
               | end of BigTech.
               | 
               | Making $140K to $170k as a senior CRUD/franework
               | enterprise "full stack developer" is the norm. I've moved
               | to strategic cloud consulting now making more.
        
           | llamaimperative wrote:
           | "People who get to work in the highly coveted, rather small,
           | highest revenue-per-employee sector in human history should
           | be just fine!"
           | 
           | Uhh yeah...
        
             | scarface_74 wrote:
             | Well, first, the reply was to someone who doesn't know how
             | they will survive probably making five or six times what
             | the median income is.
             | 
             | Second, I posted statistics where even the average college
             | grad can still make it.
             | https://news.ycombinator.com/item?id=42794546
        
               | CharlieDigital wrote:
               | "survive" typically means "maintain this quality of
               | life".
               | 
               | If I were to be displaced by AI, I'm not sure how I'd the
               | mortgage and two kids (that an average college grad
               | doesn't have).
               | 
               | I could sell the house and net several hundred thousand
               | dollars, but if I want to keep the kids in the same
               | district, it's a wash because the township has been
               | fervently fighting fair-value housing.
        
               | scarface_74 wrote:
               | So your complaint is that because of AI, you might not be
               | able to maintain the lifestyle that puts you in I assume
               | at least the top 5% of earners and make around $350K
               | (https://dqydj.com/household-income-percentile-
               | calculator/)?
               | 
               | The average household is making less than $100k a year
               | (same source) and are somehow surviving, you might have
               | to make different life choices.
        
               | digital_sawzall wrote:
               | I hate to say but that's a 'boomer take' but you sound
               | like a parody of a tiktok skit.
        
               | scarface_74 wrote:
               | Are my statistics off? I quoted both the comp at BigTech
               | and enterprise dev where most developers work.
               | 
               | And how many "boomers" have any clue about BigTech comp?
               | 
               | Are people who graduate from college who are "only"
               | making 75K on average going homeless and hungry?
        
           | ArlenBales wrote:
           | > For those who don't know, a new grad going into any of the
           | BigTech companies can make around $165K straight out of
           | college
           | 
           | Maybe, if new grad is defined as:
           | 
           | - A remarkable programmer on their own time. i.e. Impressive
           | Github profile, side projects, leetcode expert, etc. Just
           | going through Comp Sci isn't going to get you hired at
           | BigTech today.
           | 
           | - Someone with a fantastic network. Better hope you've got
           | friends in high places or family with connections.
        
             | scarface_74 wrote:
             | Go to salary.com and select any major city in the US and
             | see what a senior software engineer makes.
             | 
             | Anecdotally, I spent my entire career between 1996- 2020
             | working local jobs in Atlanta. Which is not exactly a tech
             | hub. Look at the compensation of your standard non tech
             | well known companies that are either based in Atlanta or
             | have a large presence like Delta, Home Depot, Coke, GE (GE
             | Transportation), State Farm.
             | 
             | I've never studied a line of leetcode nor have I had a
             | GitHub portfolio my entire career until 2021.
        
             | ApolloFortyNine wrote:
             | Amazon/Microsoft/Meta all hire new college grads, and all
             | will have a total comp above 165k.
             | 
             | You do not need an impressive Github profile, these
             | companies are almost entirely leetcode interview based.
        
         | unhappyineurope wrote:
         | If you think software engineering salaries are low in the USA,
         | try working in Europe. A 'good' salary can be 30K or even lower
         | after tax per year, and electricity costs twice as much as in
         | the USA. In some places, even bottle scavengers earn more than
         | software engineers in Europe.
        
           | CharlieDigital wrote:
           | Yes, but my sense is that in Europe, you can "survive" easier
           | than in the US.
           | 
           | There are several key differences.
           | 
           | In the US, everything is spread out so you absolutely _need_
           | to own a car in many low cost of living (COL) places; there
           | 's no option for transportation. In the US, healthcare can
           | absolutely destroy you and you cannot get quality healthcare
           | at a decent rate without a job that provides it as a benefit.
           | Access to transportation networks is also poor compared to
           | Europe and Asia where trains are abundant, fast, cheap, and
           | accessible by wide networks of public transport. The way the
           | US has been built out is not amenable to that in low COL
           | areas.
           | 
           | So I acknowledge that there are lots of problems world wide
           | in different countries and wages are lower and taxes are
           | higher in general in the EU, but there are more social safety
           | nets compared to the US. The baseline "cost of existing" in
           | the US is simply higher.
        
           | eloisant wrote:
           | Europe is a big continent with very different countries.
           | 
           | Whether you're talking about UK, Norway, France, Poland,
           | Switzerland, Italy, etc. that's a completely different story
           | for each.
        
         | w0m wrote:
         | you are me; down parents issues with smoking/etc and current
         | career/age.
         | 
         | > I'm not sure how I can survive in the US once I can no longer
         | find companies willing to hire me
         | 
         | My plan is simple: Retire. Avoid that 1m house when possible.
         | 
         | > I have no idea how my kids are going to make it
         | 
         | Same boat here, but I'm less concerned insofaras I'm doing
         | everything I can to keep as many options/opportunities open to
         | my kids as possible. This honestly significantly dampens the
         | 'retire' plan; but what can you do? My parents would have no
         | idea what I do if I tried to explain it; I expect the world to
         | shift similarly by the time my kids are working. The goal is
         | simply to give every advantage I can and keep as many doors
         | open as possible.
        
         | heresie-dabord wrote:
         | > I have no idea how my kids are going to make it.
         | 
         | Brother, I feel the same way. The education system is broken,
         | public discourse has degraded to illiterate thuggery and
         | madness, and today's children and young adults are facing
         | crushing economic rent-taking.
        
         | samiv wrote:
         | Regarding housing the problems are the same everywhere where
         | the same "housing is an investment" policies have been propped
         | up by lending. What an insane idea. We can all get wealthy by
         | buying houses from each other with ever increasing prices. In
         | reality the only winners in this game are a) banks b) early
         | buyers who can cash out, liquidate and move somewhere cheaper.
         | 
         | In my country of origin housing is now so expensive that it
         | takes 2 median income lifetimes to pay for it. Of course you
         | can find cheaper housing in rural countryside or in some
         | deadbeat towns but then there's basically no work either, so at
         | minimum you need a car to commute. For someone making a below
         | median income operating a vehicle is easily -300EUR / mo cost.
         | 
         | And the funny thing the country is 93% forest. Unzoned land is
         | plentiful and costs nothing but after zoning the price goes up
         | to 20k EUR per each m2. The townships and counties have a
         | monopoly on zoning and use that to milk the constituents for
         | money. Of course that money is all away from other spending so
         | local communities and small time businesses (such as
         | restaurants, hair dressers etc) are all taking a hit since
         | (with the recent greedflation) people simply have no more
         | purchasing power left over.
         | 
         | In my current country Germany, here in Bayern the situation is
         | exactly the same. In Munich a small unit in is at minimum
         | 1-1.5m EUR and it'll be bare bones. The cost is insane. At the
         | same time there's a shortage of all kinds of laborers. How does
         | a "bus driver" afford to live here. Well, they don't.
         | 
         | The whole economic system is biased against younger generations
         | and while the older generations live longer they accumulate all
         | the wealth. They are a large representative of the population
         | (due to the upside down age pyramid) and active voters so they
         | of course vote for politicians who will not topple this order.
         | 
         | In the past all empires have fallen when the middle class has
         | fallen. When there's a critical mass of people with nothing to
         | lose and who feel like the system has failed them the heads
         | will roll and revolutions will begin.
        
           | shuckles wrote:
           | > "housing is an investment" policies have been propped up by
           | lending. What an insane idea.
           | 
           | Lending money for housing is not insane. Houses are durable
           | goods where most of the cost needs to be paid up front. The
           | builder of the house is paying for a structure that will
           | house people for 50+ years. This duration mismatch is exactly
           | what lending is supposed to help with.
           | 
           | Lending is not the problem. People were complaining it was
           | when interest rates were at 0%. Now they are at 7%, but
           | housing prices are still high.
           | 
           | Lack of supply is the problem.
        
             | samiv wrote:
             | Houses are not durable goods. Their value should go down as
             | they get older (this is in fact how housing is valued in
             | Japan for example).
             | 
             | And yes lending per se is not the problem, the problem is
             | using lending to prop up this ponzi scheme that has
             | artificially inflated prices due to constricted supply and
             | then selling it to the citizens as a tool to "create
             | wealth".
        
               | HaZeust wrote:
               | >"Their value should go down as they get older"
               | 
               | The average person needs a commodified asset that's
               | useful to them from the onset - and builds value over
               | time - in order to strengthen their possibility of
               | upwards mobility now, and generational wealth in the
               | future. A 401K does nothing for you in the 40 years
               | you're accumulating it, a car depreciates substantially -
               | as soon as after purchase, the stock market is oftentimes
               | a playsake for the already well-off, there's simply
               | nothing like housing for individuals in most sectors of
               | the status quo "bell curve".
        
               | samiv wrote:
               | Upwards mobility? But that's exactly what younger
               | generations can't do since housing is completely out of
               | reach for them.
               | 
               | My example from Munich, a condo going for a 1m EUR.
               | Median software engineer salary is around 66k EUR per
               | year. Income tax ~40% so your take home is around 40k
               | year.
               | 
               | That means that if you put all your net income towards
               | your home you'd need 25 years just for the principle not
               | counting interest or spending money on essentials such as
               | food or energy.
               | 
               | So how do you do it? You don't. It's simply not possible
               | unless you have exceptional circumstances (top %1 job,
               | rich mom & dad etc).
               | 
               | This also means you now have no chance but to rent and
               | and all your rent money just goes forward to the
               | generations of individuals who invested in this ponzi
               | scheme earlier or to the investment firms and businesses
               | who operate in this domain. Regardless again all the
               | wealth moves up the pyramid to the top.
               | 
               | Also even those older generations, all this "wealth" is
               | imaginary. You can only realize your gains when you
               | actually sell (so you realize the market price you sell
               | on) and in addition you still gotta live somewhere, so to
               | win in this game is to buy early and cash out by selling
               | and then moving to somewhere low cost. (Perhaps
               | retirement).
               | 
               | In summary, expensive housing is only benefiting those
               | who already have amassed wealth and it's obstructing
               | those who haven't from amassing any wealth.
        
               | HaZeust wrote:
               | We are completely in agreement. I'm in that younger
               | generation, as well; I know.
        
               | robocat wrote:
               | > Income tax ~40%
               | 
               | Actual or marginal?
               | 
               | Makes a big difference to your calcs. I worry when I see
               | people quote their marginal rate because it shows a
               | fundamental ignorance of finance. I know nothing about
               | Germany, but in NZ top marginal rate is 39% and actual
               | tax rate is below that.
        
             | lordnacho wrote:
             | It's the lack of supply that is the reason why having a
             | mortgage market is a bad idea.
             | 
             | You HAVE to live somewhere. This means any cash you can get
             | your hands on, such as a mortgage, it's going to be used to
             | compete with all the other people who need to live
             | somewhere.
             | 
             | The problem can be solved in two ways. Either you make it
             | really hard to get a mortgage, or you make enough houses
             | that people are not competing over musical chairs.
        
               | mjevans wrote:
               | The only solution is build build build. Preferably with
               | good building (more modern, flame resistant with that in
               | mind) and zoning codes (more like Japan's quality of life
               | impact based ones).
        
         | sureglymop wrote:
         | As a non American, I've always struggled to understand the
         | "American Dream".
         | 
         | It is about pulling yourself up by your own bootstraps and
         | going from poor to wealthy by using the opportunities that the
         | US provides. Is that a correct assessment?
         | 
         | The problem I have with that is that it doesn't in any way
         | include bringing your community up with you or letting your
         | wealth be reinvested back into the environment in which you
         | were poor. It solves the issue only for that single person
         | without addressing why the issue existed in the first place. It
         | seems to be inherently "selfish", no?
        
           | egypturnash wrote:
           | Pretty much yes!
        
           | Aqua_Geek wrote:
           | America has a long history of promoting "rugged
           | individualism." Community is hardly ever part of the
           | conversation, unfortunately.
        
             | ryandrake wrote:
             | It's getting worse as time goes on, too. Things like
             | Cooperation, "Common Good" and Community are not merely
             | ignored. More and more they're being actively opposed.
             | Individualism is no longer: "I don't need community and
             | society." It's become: "I don't need community and society,
             | and you shouldn't have it either!" Rugged Individualism has
             | become Toxic Individualism.
        
           | mixmastamyk wrote:
           | Just fifty years ago you could buy a home by swinging a
           | hammer for a few years. No degree needed. So it was a thing.
           | 
           | When you made it you would pay taxes, giving back to others.
           | Not selfish.
        
             | bombcar wrote:
             | That's still possible (and in some cases,
             | plumber/carpenter/contractor is perhaps the best option
             | still available).
             | 
             | What we're seeing is at least _partially_ the result of
             | everyone going to college for something like a few decades.
             | 
             | Deciding to be apprentice to a plumber at 17 is much
             | different than having to do the same at 21/23 because the
             | degree you went into debt for isn't panning out the way you
             | wanted.
             | 
             | You're 4+ years behind, you're some amount of debt in the
             | hole, and you're having to work hard.
             | 
             | (Average student loan debt is something like $37k, which
             | isn't the cost of a house, but is certainly close to a down
             | payment.)
        
               | mixmastamyk wrote:
               | You're right, my nephew bought a shack to fix up in
               | Montana a few years back. But, I don't think that's what
               | most people think of when they say the dream is alive.
        
               | scarface_74 wrote:
               | You can still get an FHA loan and put 3.5% down.
        
           | CharlieDigital wrote:
           | As an immigrant, I define the "American Dream" as
           | "opportunity regardless of social class". I think Atwood also
           | hints at this in his blog post (as this is the reason he
           | called out his upbringing and family).
           | 
           | This is in contrast to the system of nobility and "old money"
           | in Europe and why many immigrants sought to find their way to
           | the New World.
           | 
           | The idea of public education started in the US and for a long
           | time has been one of the key public services that enabled
           | this social mobility. In the US, historically, there were
           | opportunities even for immigrants to become self-made men and
           | women and their children would be better off than they were.
           | Immigrants might arrive in the US illiterate, but their
           | children would at least have the opportunity to be educated
           | and find better paths.
           | 
           | It's still possible, but it feels as if the cards are stacked
           | higher and higher towards those that are already coming from
           | some wealth. I increasingly feel like the chances that my
           | kids are going to be better off than me are decreasing every
           | year because the stepping stones to success are becoming
           | eroded.
        
         | crowcroft wrote:
         | Housing is a massive bomb because for so many people is is the
         | singular investment that their net worth and retirement is held
         | in. This idea has been so deeply entrenched for so long that a
         | reversal will wipe out millions of people's net worth.
         | 
         | At some point the bomb will go off, but there's no incentive to
         | look at the long term of 10+ years out when the explosion will
         | destroy people's political careers in the short term.
        
           | bombcar wrote:
           | I know so many people 20 years ago who "I'll sell my CA house
           | and retire elsewhere" was a majority of their plan.
           | 
           | As of now, I can only count a very few who actually _did_ it,
           | turns out it 's hard to leave where you've lived your entire
           | working life to move somewhere you've never been, and the
           | price differential isn't as amazing as it once was (since
           | Covid flattened that out somewhat).
           | 
           | The ones who did end up doing it ended up following their
           | children (who were priced out of where they grew up).
           | 
           | Normally you'd expect measured, predictable, steady inflation
           | to be the method to "defuse the bomb" but so far that hasn't
           | been really tried (if houses keep going up 1-2% a year, but
           | inflation is 5%, you have a 3% drop in value each year even
           | though on paper, you have an increase).
        
             | crowcroft wrote:
             | 20 years ago is when the bomb probably could have been
             | diffused, but I think the recovery out of the GFC put it on
             | the back burner and then it was too late.
             | 
             | Housing should have been getting built like crazy in places
             | like CA so that those people thinking of selling had a
             | reason to sell. By not building houses property values keep
             | booming, and even if you plan to sell and move somewhere
             | it's easy to endlessly delay that decision when you're
             | getting rich as hell.
        
             | koolba wrote:
             | CA housing cannot be fixed without across the board
             | reassessment. Otherwise the winner with an old property
             | paying 2% of their 1980s purchase price will never sell.
             | The immediate tax hit for moving to a similar house would
             | be financial insanity.
             | 
             | And reassessing across the board is not going to happen
             | either because it would price out grandma living on a fixed
             | income.
        
               | clpm4j wrote:
               | I bought my house (in CA) in 2019, and my property tax
               | bill is ~$30k/yr. My literal nextdoor neighbor's property
               | tax bill is less than $1k/yr (it last sold in the 1960s
               | and has been passed down within the same family).
        
               | bombcar wrote:
               | And to fix the problem, they added Prop 90 and 19, which
               | now let you transfer the base value around! What an
               | amusing shell game.
               | 
               | https://www.boe.ca.gov/prop19/#FAQs
               | 
               | But more efficiently shuffling existing supply doesn't
               | create new supply.
        
           | hello_moto wrote:
           | Technically multiple bombs explode here and there. Here's
           | how:
           | 
           | * Family bought 1 house (assets), big mortgage (cause it's
           | expensive), live until retirement
           | 
           | * Parents sell the house (lost the assets) to either a
           | wealthier family or investors to downgrade
           | 
           | * Parents potentially share the proceeding to the kids to
           | support their Housing endeavor but Kids will be forced to buy
           | something smaller (usually Condos) because detached is
           | expensive and kids wage just starting from the bottom of the
           | paygrade.
           | 
           | Long-term, middle class will erode.
        
             | crowcroft wrote:
             | You just touched on another one of my big concerns -
             | Condos.
             | 
             | I love condos, but the older generations have no idea what
             | modern condo living is really like and what maintenance is
             | required for these kinds of places. They get talked about
             | like 'starter' homes for young people that can't afford a
             | single family house and so often they nudge younger people
             | to buy them and 'get on the ladder'.
             | 
             | Often they are TERRIBLE investments though. Property tax is
             | relatively high in most cities, ongoing fees are huge,
             | governance is normally terrible, and every now and then
             | something major goes wrong and the current owners are left
             | with huge extra bills.
             | 
             | 'Getting on the ladder' in this way, along with student
             | debt really cripples so many people into a life of debt
             | payments while building very little wealth.
        
               | scarface_74 wrote:
               | I love my condo that we downsized to from our big house
               | in the burbs. But you are right, they are horrible
               | "investments". I knew that going in.
        
           | tokioyoyo wrote:
           | The current global realpolitiks shows that unless you have a
           | very heavy industry that you can invest in, to replace the
           | cratering housing prices, no country is willing to blow it up
           | on purpose. China is trying to strategically do it, but they
           | still have so many more people that they can lift up, move
           | around and put to work into different industries. It's just
           | not really the case for developed countries. I'm assuming
           | India will take the same course in the near future, but their
           | challenges are a bit different.
           | 
           | Also, when supermajority+ have the same problem, it's in the
           | interest of the government to do anything possible to delay
           | the problem for the future generations. That's why I have
           | reservations about US, Canada, UK, Australia and others doing
           | the same thing. It also doesn't help when your entire
           | population growth is depended on immigration, as you can,
           | theoretically, keep the demand higher without many
           | complaints, while limiting the supply.
           | 
           | There's also the Japan problem, but it's weird. In Tokyo
           | we're seeing rental prices actually going up, as it's the
           | only region where the population is growing for all the wrong
           | reasons.
           | 
           | Oh well, good luck to us.
        
         | monknomo wrote:
         | I think the root of many problems is housing costs
         | 
         | I'm somewhere around your age, and I also wonder what the
         | future of software development work looks like. I don't know
         | that I'd direct my kids towards the field; maybe this is just a
         | temporary bumpy patch and it'll improve, but it is hard to say.
         | 
         | One thing I think is that being 40-50 or so means that there is
         | plenty of runway for a second career. Could retrain for
         | something, nursing, cpa, lawyer, trades? Just have to have the
         | savings for making that transition
        
           | atomicfiredoll wrote:
           | My thoughts are similar, but I think the cost of commercial
           | space is also driving costs up for everyone, so I classify it
           | as "rent." I'd love to see data, but small businesses (at
           | least in certain sectors) seem bare able to survive--opening
           | and closing constantly.
           | 
           | But, to get to a root cause, I think we have to keep asking
           | why. Why are rents high? One reason is that cities seem
           | unwilling to rezone. Okay, why is city council/the mayor
           | unwilling to rezone (sometimes vast swaths of single family
           | homes?) Voters? Corruption? Something else?
           | 
           | There are several root causes we can potentially drill
           | further down to, but making headway will likely require hard
           | work and involvement in our communities. You could always try
           | running for something and becoming a politician.
        
             | monknomo wrote:
             | Yes, I think we need to reform zoning and build like crazy.
             | With everything costing a million dollars on the west
             | coast, I don't see why there isn't a crane every block
             | putting up a new building
             | 
             | Other than NIMBYs, zoning and code
        
               | monknomo wrote:
               | I really think we could have a boom
        
             | michaelt wrote:
             | _> Okay, why is city council /the mayor unwilling to rezone
             | (sometimes vast swaths of single family homes?) Voters?
             | Corruption? Something else?_
             | 
             | The council and the mayor of Exampletown are elected by the
             | residents of Exampletown.
             | 
             | The people who've been forced out of Exampletown by the
             | high rents? And those who'd like to live there, but can't
             | afford to? They don't get a vote.
        
               | atomicfiredoll wrote:
               | My point is: when looking for the "root cause" of these
               | problems, people shouldn't stop asking when they get to
               | the rent being high, that's a symptom.
               | 
               | Additionally, if people care about helping younger
               | generations, it's within reach to jump in and help shape
               | the communities they'll be living in. E.g. If an issue is
               | zoning, go to zoning meetings.
        
           | farrelle25 wrote:
           | Totally agree about housing costs. After 10 years of paying
           | high rent in the UK I've returned to Dublin.
           | 
           | Currently paying EUR1,300 per month for a tiny studio. (I'm
           | told I'm lucky) So hard to build up savings.
           | 
           | The average price for a home in Dublin is now EUR600,000
           | according to our central statistics office. Unbelievable.
           | 
           | (The average annual salary in Ireland is EUR50,000)
        
           | hello_moto wrote:
           | Housing costs are both created by NIMBY and The Rich gobbling
           | assets both Residential _AND_ Commercials.
           | 
           | Here's the thing: if housing cost goes up but wage goes up as
           | well (wage is controlled by the Rich), then things will be
           | fine.
           | 
           | But things aren't fine because Wage gets depressed,
           | everywhere.
        
             | epistasis wrote:
             | The problem isn't as much that wages are depressed as "The
             | Rich" is the average person in the older generation that
             | bought housing when an appropriate amount was being built,
             | then lessened the amount of housing so that there's not
             | enough for future generations.
             | 
             | Class analysis must account for the strongest political
             | class being real-estate asset holders that don't set wages
             | but do benefit from a shortage of that real-estate asset.
        
         | douglee650 wrote:
         | Get them a Roth IRA. Put $7k in it each year as long as you
         | can. Invest the Roth in an index fund, dividend fund, or
         | straight up picks. Have them put into the fund as soon as they
         | are able (summer jobs, etc)
         | 
         | If you have enough, buy another property. Your kids can live in
         | it or manage it later.
         | 
         | Put stuff in trusts or be sure they can manage it effectively.
         | The thing you most want (probably) is for them to be secure
         | into their old age, long after you are gone. But they will
         | start feeling secure by middle age, and you will all be
         | happier.
        
           | LargeWu wrote:
           | The idea that most people just have an extra $7k a year
           | sitting around to put into a retirement account they won't be
           | able to access for decades seems pretty out of touch. A lot
           | of people are just getting by. Additionally, if you live in a
           | high CoL area, you might be prevented from contributing to a
           | Roth even though most of your income goes to living expenses.
        
             | CharlieDigital wrote:
             | Some of the advice thrown around in this thread is so out
             | of touch.                   "Just get a high paying job".
             | "I never worry about healthcare because of my employer".
             | "Just put $7,000 away into a retirement account and $10,000
             | into a 529 every year.  What's the problem?"
             | 
             | And even if _I 'm in a position to do that_, the problem is
             | that there are millions of fellow Americans (the majority)
             | that don't have these "luxuries".
        
               | ApolloFortyNine wrote:
               | Your on hackernews, maybe you confused this place with
               | Reddit?
               | 
               | This site's guidelines include "On-Topic: Anything that
               | good hackers would find interesting. "
               | 
               | Generally speaking, that points to software devs, which
               | points to a high paying job.
               | 
               | So when op said they don't know how their kids will save
               | money, most commenters are replying with the assumption
               | they're talking to a software dev.
               | 
               | Also please by all means toss out your own solutions.
        
             | neonarray wrote:
             | Also the "buy another property".
             | 
             | Like, this is part of the damn problem.
        
             | ryandrake wrote:
             | Not only that, but _even if you could_ put $7K every year
             | into an IRA, and _even if_ the investment returned a steady
             | 7% per year risk free (HAHA!), in 30 years, it 's grown to
             | ~$660K, which, sure, is a nice chunk of change, but at a 3%
             | draw down rate, you'll need to live on less than $20K/year.
             | You'll need to be really frugal. Move to a super low cost
             | of living area and go back to eating ramen. And don't get
             | seriously sick or injured. And don't have dependents to
             | house, feed, and educate...
        
             | jsight wrote:
             | That's probably why he suggested a roth. $7k might be too
             | much, but you can withdraw your own contributions from a
             | roth without penalty. This makes it a great way to save for
             | people early in their career, especially if they are in
             | lower tax brackets that wouldn't benefit greatly from
             | traditional ira deductions anyway.
             | 
             | TB
        
             | jsight wrote:
             | That's probably why he suggested a roth. $7k might be too
             | much, but you can withdraw your own contributions from a
             | roth without penalty. This makes it a great way to save for
             | people early in their career, especially if they are in
             | lower tax brackets that wouldn't benefit greatly from
             | traditional ira deductions anyway.
        
           | dgfitz wrote:
           | You can't put money into an IRA unless the primary holder of
           | said IRA has income, and you cannot put more into said IRA
           | than was earned by the primary holder of the IRA.
           | 
           | My young children earn $0 annually. I wish I could do this. 3
           | IRAs is cheaper than daycare by about half.
        
           | scarface_74 wrote:
           | Yes because there are no downsides to managing rental
           | property - vacancies, long eviction processes, maintenance,
           | etc.
        
         | ArlenBales wrote:
         | Considering your upbringing, you're making some confusing
         | statements. Somebody who was brought up low income but is now
         | wealthy ("one of the top percentiles of household income")
         | should know better. It's called living frugally.
         | 
         | It sounds like you're fearful of losing your luxurious
         | lifestyle if your income changes. Most Americans are fearful of
         | affording clothing, food and shelter if their income changes.
        
           | CharlieDigital wrote:
           | You're reading it all wrong.
           | 
           | Like Atwood, I understand my good fortune in life and I am
           | ever grateful and humbled that I have achieved what I have
           | starting from a 1 bedroom apartment where my entire family
           | slept in one room.
           | 
           | Like Atwood, I want an America where the path of upward
           | mobility and opportunity is available to all and not so
           | blatantly biased towards the privileged and those that are
           | already well-off.
           | 
           | I'm not concerned so much for myself, but for the two lives
           | I've brought into this world and for the lives of the
           | millions of Americans and immigrants that did not have my
           | good fortune (and I'd say much of my own current status is a
           | result of luck and opportune moments in life).
           | 
           | Like Atwood, I worry that we no longer have the will to
           | create and pass legislation that benefits the masses at the
           | expense of the few because those few now control so much of
           | the channels over which our discourse flows (Facebook,
           | Twitter, Instagram, Fox News, et al).
           | 
           | Atwood's solution and approach is to use his accumulated
           | fortune to donate to organizations that seek to help other
           | fellow Americans. Ostensibly, that's what good policy and
           | taxation should solve instead.
        
         | com2kid wrote:
         | Get involved with local politics. Join community planning
         | boards, go to city council meetings, and voice support for
         | relaxing rules around zoning.
         | 
         | One of the small cities close to Seattle (Shoreline) just
         | announced radical changes to their zoning laws! Change can
         | happen. Right now Seattle is going through loud public debates
         | over this, with NIMBYs going to meetings and shouting crazy
         | accusations about what building more houses will do (recently:
         | building dense housing will cause vitamin D deficiency...). Go
         | spend an hour a month shouting back at them, it makes a real
         | difference!
        
           | CharlieDigital wrote:
           | > Get involved with local politics. Join community planning
           | boards, go to city council meetings, and voice support for
           | relaxing rules around zoning.
           | 
           | I think the takeaway from the last few election cycles is
           | that this really isn't effective anymore now that the
           | channels of information and communication are controlled by a
           | small handful of corporations who's objective is to simply
           | make more money.
           | 
           | But even besides that, I feel that defeats the spirit of the
           | American Dream. What good is making just my community better
           | when the kids one town over are falling behind because they
           | don't have the property tax base to fund better programs and
           | wealthy parents that can pay for better early childcare,
           | private tutoring, and more resources? I already live in a
           | fairly well-off enclave; my concern is for the rest of my
           | fellow Americans who are not so fortunate -- the same concern
           | as Atwood; we've "made it", but we want a society that leaves
           | behind stepping stones for others to make their way up.
           | 
           | So I am compliant when it comes to paying taxes and do not
           | shun paying my fair share because in my view, taxes and
           | government -- you know, _of the people, by the people, for
           | the people_ -- are supposed to be used to make all of America
           | better and not just better for _some_ Americans. But we 've
           | seen decades of policy bifurcating on this point. You may
           | point out that spending on social programs have increased.
           | _Yes, but so has rent-taking on that spend and siphoning and
           | accumulation of those funds in a few coffers_.
        
             | epistasis wrote:
             | > information and communication are controlled by a small
             | handful of corporations who's objective is to simply make
             | more money.
             | 
             | Local elections are where that small handful of
             | corporations have zero impact. Even the real estate
             | investment trusts and private equity don't bother with
             | local elections, because its hopeless. Local elections are
             | entirely determined by small networks of highly connected
             | individuals, which is almost always homeowners looking to
             | protect their biggest asset, their home value.
             | 
             | And that's why local politics has resulted in a housing
             | shortage, because the big bad villain isn't a man in a
             | tophat with a gold watch in a corporate office, it's the
             | next door neighbor that _really hates_ the idea of seeing
             | an apartment building when they drive to work each morning,
             | and especially hates the idea of mere renters living nearby
             | and thinks that they 'll bring crime and reduce his
             | property value.
        
           | epistasis wrote:
           | I've been doing that for 8 years, and organized into local
           | groups with others (the lone voice has little impact, but a
           | contingent of people that politicians think will vote a
           | certain way and tell their friends to vote a certain way have
           | a much bigger impact). However, it's not been very
           | successful, because there's an even larger contingent of
           | people with more wealth, more time, and more experience. The
           | tide is turning, but it's slow.
           | 
           | Minnesota is an example where it worked really well, and I
           | wish that the people in my California town were as big-
           | hearted and progressive as those in Minneapolis. Maybe we'll
           | get there here some day.
           | 
           | In the meantime, state-level efforts are overriding the local
           | NIMBYs far more effectively than the local efforts. It turns
           | out that nearly every single local politician wants to
           | override the NIMBYs, but can't due to the way that local
           | elections work (small number of highly motivated folks
           | usually determine the outcome). However, when elected to the
           | state level, there's a broader electoral base and the
           | politicians can finally start to force housing into cities.
           | 
           | I still recommend getting involved locally, whether or not it
           | has a big effect. It is rewarding in its own way, and has
           | lots of benefits in areas other than housing too.
        
         | aswanson wrote:
         | Wages have been flat against productivity gains since the early
         | 1970s in the US. The only way to make it here is to invest
         | heavily over a long time horizon.
        
         | stronglikedan wrote:
         | > I walked in and thought to myself "wow, this is a $1m house"
         | ... except it looked just like mine...that I had purchased 9
         | years earlier for a fraction of the price.
         | 
         | Thankfull, Trump's new EO regarding housing has it covered. The
         | cavalry has arrived.
        
         | adverbly wrote:
         | Land value tax!
         | 
         | The more I sit with it's long-term policy implications, the
         | more I think it would solve the lack of productivity, progress,
         | and prosperity with modern society. It also has supporters from
         | across the political spectrum because it represents a tax shift
         | rather than a tax increase(even Nobel prize winning economists
         | Milton Friedman(libertarian) and Paul Krugman(modern keynesian)
         | are both fans - and they're pretty far apart when it comes to
         | most policies!)
         | 
         | Short version: https://www.youtube.com/watch?v=smi_iIoKybg
         | 
         | Long version: https://www.astralcodexten.com/p/your-book-
         | review-progress-a...
        
         | sirlone wrote:
         | This is the problem, we don't agree on the solution. You said
         | 
         | > e hostile policy positions towards social safety nets and
         | foundational services (e.g. education, healthcare,
         | childcare??).
         | 
         | Except the USA spends more on education than most other
         | countries.
         | 
         | https://nces.ed.gov/programs/coe/indicator/cmd/education-exp...
         | 
         | That would argue the issue is not about spending, at least for
         | education, it's something else (not sure what)
         | 
         | I agree though on the general idea that something has to
         | change. Housing in unaffordable.
        
           | CharlieDigital wrote:
           | I said "hostile policies", not "lack of spending"; you jumped
           | to your own partisan conclusion.
           | 
           | Policy and spend have to align to make progress. Spend alone
           | is useless as is policy without spend.
        
         | eddieroger wrote:
         | > there's seemingly no political will to fix them
         | 
         | It's not no will, it's no incentive, and usually incentivized
         | to not fix them. The same people keep getting voted in. What
         | other message should they hear than their constituents are
         | happy with the job they're doing? Over half of the American
         | people just voted for someone who lied to our faces and
         | promised they'd make things better when they posses a track
         | record that proved otherwise the last time (and also now a
         | felony record, but I digress). If I decided my career was going
         | to be politics, and I kept getting elected, why on Earth would
         | I ever change what was working?
        
         | losvedir wrote:
         | > _top percentiles of household income but I 'm not
         | independently wealthy and I have no idea how my kids are going
         | to make it_
         | 
         | It might not be too late to change this. I also lucked into
         | being in the right place at the right time (interested in
         | computers and programming when graduating in the 2000s). But
         | from the start my goal has been to take advantage of this
         | extraordinary luck and become independently wealthy. My wife
         | (who's not in tech but has a solid $80k - $100k job) and I have
         | lived very cheaply saving more than half of our takehome pay
         | for more than a decade now, investing it in simple index funds.
         | 
         | I, too, don't know what the future will hold for my kids or my
         | career, but I'm relatively confident I've got 10 more high-
         | earning years in me. And my spreadsheet tells me that will be
         | enough to generate generational wealth such that my kids won't
         | have to work if they don't want to.
         | 
         | This obviously isn't a solution for everyone, and I realize
         | much of your post is about US policy. But I just wanted to
         | point out the potential blindspot that you may have from your
         | upbringing where "independently wealthy" people are those
         | people over there, and not me. But with a high income and the
         | magic of compound growth, it's not so unattainable.
        
         | KetoManx64 wrote:
         | Buy Bitcoin if you value your children's financial future
        
           | micromacrofoot wrote:
           | or not, because it's a massive gamble
        
         | tonyhart7 wrote:
         | Your kids must found a company etc, day to day job isn't going
         | to keep up with basic necessities like
         | housing,healthcare,lifestyle etc
         | 
         | luckily we have more diverse job in the future
        
       | keybored wrote:
       | StackOverflow has a very successful gamification model. People
       | just give them free labor voluntarily because they like to ask
       | questions and even moderate. Perhaps also fueled by the naive
       | libertarianism of the _Californian Ideology_.
        
       | vasco wrote:
       | I asked and answered some easy questions as a student to learn
       | more, then when I became a professional and got certified in
       | Kubernetes and a lot of on the job experience I started answering
       | kubernetes questions, getting quite a bunch of points and feeling
       | good I was giving back something. They then decided kubernetes
       | was not part of the main website and all questions should be
       | asked somewhere else where you started from scratch. I never used
       | any of their websites again.
        
       | iambateman wrote:
       | This is very cool of Atwood. Also...my guy sold SO at the
       | absolute peak.
        
       | francisofascii wrote:
       | Back in the early days of SO, I listened to many of the podcasts
       | by Joel and Jeff. Jeff always came across as an overall good
       | dude. He seemed to want SO to be a helpful tool for developers,
       | and wanted to do the right thing, regardless of the monetary
       | implications.
        
       | gigatexal wrote:
       | Imagine a world if more of the centi-billionaires were more like
       | Gates trying to cure diseases and make the world a better place.
       | 
       | I'm not advocating for the compelling of folks to be forced to
       | give up their riches (Ill gotten or not) just imagine if people
       | were better versions of themselves.
        
         | ggreer wrote:
         | Many of them are. Scroll through Wikipedia's list of wealthiest
         | charitable foundations.[1]
         | 
         | And instead of starting their own foundations, a lot of wealthy
         | people quietly give to existing ones. To pick one example: The
         | founders of Netflix, GoPro, WhatsApp, Microsoft, and Facebook
         | have all donated hundreds of millions of dollars to the Silicon
         | Valley Community Foundation.[2]
         | 
         | In terms of both absolute dollars and percentage of GDP, the US
         | is the most charitable country on the planet. In 2016,
         | Americans donated $258.5 billion to charities, or 1.44% of
         | GDP.[3] The next most charitable country was New Zealand, which
         | donated 0.79% of GDP. Since then, the US has become even more
         | charitable. In 2023, Americans donated $557.16 billion to
         | charities[4], or 2% of GDP.
         | 
         | And this doesn't include non-charitable improvements in the
         | human condition such as better internet access, new drugs,
         | cheaper solar cells, cheaper batteries, and increased adoption
         | of electric vehicles. I agree that there's plenty of room for
         | improvement, but quality of life today is better than it ever
         | has been.
         | 
         | 1.
         | https://en.wikipedia.org/wiki/List_of_wealthiest_charitable_...
         | 
         | 2.
         | https://en.wikipedia.org/wiki/Silicon_Valley_Community_Found...
         | 
         | 3. https://www.cafonline.org/docs/default-source/about-us-
         | polic...
         | 
         | 4. https://www.nptrust.org/philanthropic-
         | resources/charitable-g...
        
       | codethief wrote:
       | I don't see any interview in the linked article, only some
       | quotes. Am I missing something?
        
       | janalsncm wrote:
       | I've seen the goalposts on "the American Dream" move a lot. It
       | used to be, everyone can work hard and have a good life. Buy a
       | house, car, raise kids on a single income with free high school
       | education. It might be a historical fluke but that's what it was.
       | 
       | Then it somehow became "anyone can become rich" and we celebrated
       | the middle class origins of our billionaires.
       | 
       | Now it seems to be "we have the richest billionaires".
       | 
       | People are being gaslit with metrics like GDP and stock index
       | prices that measure the performance of corporations and the
       | wealthiest Americans. But the reality is that American life
       | expectancy has plateaued or going down, while the EU has blasted
       | past us.
        
         | eddieroger wrote:
         | You can see the through-line if you read it as "if you work
         | hard, you can improve your situation." That's the part that's
         | changed.
        
       | Clubber wrote:
       | I don't understand why they don't just pick 1000 people and give
       | them $200K. See what happens.
        
       | zabzonk wrote:
       | I like Jeff. Way back when, I was a front page posteron SO, and
       | #1 on the C++ tag. I got really fed up with the whole SO thing
       | and I asked Jeff to delete my account and all associated posts.
       | This really screwed up their SQLServer system (not at all my
       | intention, I had a lot of posts) but he plodded ahead with it
       | anyway, despite me saying not to bother. A good guy, IMHO.
        
       | ge96 wrote:
       | I miss the SO podcast that was fun
       | 
       | Side note I watch this guy's livestreams sometimes who was a big
       | developer for Firefox can't remember how I relate these two
       | together
        
       | bosky101 wrote:
       | A $1.8B startup sale made him wealthy--now he plans to donate
       | half his net worth
       | 
       | My first reaction of the title was - that's pretty much every tax
       | payer if you think about it :D
       | 
       | On a more serious note - huch respect for SO, and props for Jeff
       | for being so inspiring and now - generous.
        
       | matsemann wrote:
       | I realized seeing the picture on top that I have actually never
       | seen his face before, only his well known avatar. Despite having
       | read his stuff and following him for a decade.
        
         | davidcalloway wrote:
         | Same here! I thought when I saw it, "ah, so that's what Jeff
         | Atwood looks like".
        
       | chairmansteve wrote:
       | The median wage for full time workers in the USA is ~60k.
       | 
       | https://en.wikipedia.org/wiki/Personal_income_in_the_United_...
       | 
       | The median house price is 357k.
       | 
       | https://www.zillow.com/home-values/102001/united-states/
       | 
       | So, on aggregate, for a couple who both work, a house is
       | affordable.
       | 
       | And things aint gonna get any better..... The USA has the best
       | economy in the world, and wealth redistribution is not on the
       | agenda.
        
         | micromacrofoot wrote:
         | Median _where_ -- housing and income aren 't evenly distributed
        
       | neves wrote:
       | Hey Jeff! If you are reading this comments, I just want to say
       | thank you! Thanks just for being a nice person. In this over
       | individualistic world, you just shared what you know and helped
       | other people.
       | 
       | I'm your fan since the beginning of Coding Horror. Shared dozens
       | of your blog posts. Stack Overflow changed how everybody
       | programmed. I started coding in a pre-Internet time, when you got
       | stuck, you just got stuck. I'm from Brazil and never went to USA,
       | but I hope someday I can buy you a beer or a coffee.
        
         | neves wrote:
         | I know that this post will be piled under thousands of others
         | arguing about housing and health care in the USA.
        
       | ThinkBeat wrote:
       | The American dream is not at risk, nor is it fading out. In fact
       | is has been entirely dead for sometime. Society is solidly rigged
       | by long time rich and established players.
       | 
       | It would take a revolution to revive it.
       | 
       | The amazing part is that the constitution does cover how to go
       | about this, with little actual combat.
       | 
       | The only thing that is needed is for a good majority of voter to
       | tell the duopoly of Democrats and Republicans that their services
       | are no longer wanted then clean house by voting in a new set of
       | players from a new set of political parties.
       | 
       | It is totally legal, and it is even not that hard, IF you could
       | pierce the indoctrinated dogma that Rs or Ds are the only choices
       | or you are throwing your vote away.
       | 
       | Just getting the citizens who do not vote (141 million??) to
       | become active would bring it closer.
       | 
       | You dont need a BILLION dollars to run for election. It is needed
       | when you have to make someone utterly corrupt and removed from
       | reality palatable to voters.
       | 
       | But even after a revolution brought about by an election the
       | fight would be tremendous against the entrenched / swamp / deep-
       | state / oligarchs / 1% / enterprises / lobby organisations etc
       | etc .
       | 
       | But it is there for us to do.
        
       | blks wrote:
       | Is that a case where a rich person sets up a fund to transfer his
       | wealth to, but still have control over it? Like the founder of
       | Patagonia did.
        
       | mig39 wrote:
       | Compared to Stack Overflow, I think the Discourse forum software
       | is just as great (if not greater) Jeff Atwood-related tech
       | contribution.
       | 
       | Discourse has made it easy to create unique communities and avoid
       | the social media algorithm hell. And it's open source and free.
        
       | rossta wrote:
       | Advice from a 40-something programmer: Learn how to spend
       | responsibly, invest, and plan for your financial future. One way
       | to do that is to work with a financial advisor. The sooner you
       | start in your career, the better. Look for "advice only"
       | fiduciaries who are not otherwise incentivized to promote certain
       | investments. Start here https://adviceonlynetwork.com/.
       | 
       | A lot of this stuff isn't taught in traditional schools. Sure,
       | you could teach yourself, but I find this is an area where I
       | prefer to have an expert in my corner.
        
       | Tade0 wrote:
       | > I'm not saying we're socialists here
       | 
       | I understand that this is obligatory to say for an American, but
       | at some point you have to stop dancing around the topic so much
       | and acknowledge that you kind of are socialists.
        
       | hermitcrab wrote:
       | Jeff Atwood is a mensch. It shines through in his writing and his
       | work. And well done to him for giving away a significant part of
       | his wealth to help others, rather than spending it on trinkets
       | and baubles.
        
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