[HN Gopher] Bench accounting services shutting down
       ___________________________________________________________________
        
       Bench accounting services shutting down
        
       Author : knuckleheads
       Score  : 288 points
       Date   : 2024-12-27 15:43 UTC (1 days ago)
        
 (HTM) web link (bench.co)
 (TXT) w3m dump (bench.co)
        
       | knuckleheads wrote:
       | Just got an email from them out of nowhere and they are closing
       | down more or immediately. Very surprising.
        
         | gkedzierski wrote:
         | With how much they were charging and how little service they
         | were providing, I can't comprehend how they've never been able
         | to figure out the business model.
        
       | marcobambini wrote:
       | Does anyone know the reason?
        
       | porter wrote:
       | What are the best alternatives?
        
         | journal wrote:
         | https://github.com/denys-olleik/accounting
         | 
         | Doing my best wish someone would help.
        
           | ibejoeb wrote:
           | Cool. Looking forward to going through it.
           | 
           | >Have CREATE EXTENSION IF NOT EXISTS postgis; installed.
           | 
           | Why is postgis a requirement for an accounting package?
        
             | numbsafari wrote:
             | Sales tax calculations maybe?
        
             | journal wrote:
             | I wanted some features for shipping and receiving and
             | ability to find closest assets. I'll be importing zip codes
             | which have lat lng needs to be stored and queryable.
        
         | laleck wrote:
         | For pure bookkeeping at a small scale, I really like plain text
         | accounting with beancount and fava
         | 
         | Bookkeeping is easy but labor intensive. Dealing with US tax
         | law... That's when you spend on a local CPA.
        
         | cyrusradfar wrote:
         | First off, it's tragic to see this happen to folks. As a
         | business owner, I understand how painful bookkeeping is and
         | having your accountant drop you at the end of the year is
         | remarkably terrible.
         | 
         | Collective.com should be able to help for 2025. I can't speak
         | to 2024 as, frankly, most of the affected aren't sure what the
         | state of the books / export is.
         | 
         | Bias (my brother is a co-founder). My two brothers both use the
         | service for their S-Corps so, like Hair-Club, he's not only the
         | CEO but he's also a customer.
        
           | cyrusradfar wrote:
           | Collective formally responded on LinkedIn with:
           | 
           | We're sorry to hear about Bench shutting down, particularly
           | coming into tax season.
           | 
           | As a company that specializes in solopreneur finance
           | (formation, accounting, tax and payroll) we know that this
           | time of year is stressful as is. If Collective can support or
           | help you and your business in any way, please reach out at
           | http://collective.com, join one of our Q+A sessions, or reach
           | out to me at hooman@collective.com.
           | 
           | If we're a good fit for your business, use the code
           | HERETOHELP to get a discount off of your membership.
           | 
           | We have years of experience working with former Bench
           | customers and our team is working through the weekend to help
           | any small businesses who need urgent help. We're here to
           | support you.
           | 
           | If you're an employee that was impacted, we also have lots of
           | job openings at www.collective.com/careers.
           | 
           | https://www.linkedin.com/posts/hooman_financial-solutions-
           | re...
        
       | mgkimsal wrote:
       | FYI: "You will have until Friday, March 7th at 5:00pm ET to
       | download your Bench data from this website."
        
         | laleck wrote:
         | Additionally, they took down all of their accounting articles
         | without notice. They had valuable summaries on various tax
         | topics. Thankfully, Wayback Machine has archives of my
         | bookmarks.
         | 
         | All the more reason to self-host your own archived versions of
         | bookmarks...
        
           | aftbit wrote:
           | Not sure why flagged. Link rot is one of the scourges of the
           | internet.
        
           | avs733 wrote:
           | is there an easy solution for this? I recently found myself
           | looking through old bookmarks from a long previous project
           | and only about 1/3 worked and it made me sad.
        
             | laleck wrote:
             | This open-source bookmark manager, hoarder, was posted
             | recently and offers local archiving:
             | https://news.ycombinator.com/item?id=42485746
             | 
             | Recently, I've started messing around with vimwiki and
             | saving pages as PDF or as safari web archive.
        
       | ezekg wrote:
       | This is really frustrating. I'll admit their services have been
       | going downhill dramatically (all my books Jan-Nov were still open
       | as of last week and usually they would close subsequent month),
       | but I still think shutting down right before the tax year ends is
       | downright scummy.
       | 
       | What are the alternatives that handle bookkeeping and tax filing?
       | Maybe I should just get a local CPA...
        
         | ibejoeb wrote:
         | Definitely a local CPA. Building that relationship will pay
         | off, even if it's just peace of mind.
        
           | kstrauser wrote:
           | My local CPA had previously guided me to using Bench.
           | "Accountant" and "bookkeeper" are separate disciplines. My
           | accountant manages my tax filings and other complicated
           | transactions. The bookkeeper makes sure all our ledgers
           | balance out.
        
             | ibejoeb wrote:
             | That's a fair assessment. I'd advise hiring a part-time
             | bookkeeper if the transactions are sufficiently numerous or
             | complicated to warrant it. The cpa can handle period
             | closing concerns, trial balances, all that stuff. Many
             | family-sized firms offer this as included, so there might
             | not be much of a difference.
        
               | kstrauser wrote:
               | For others reading along, one huge difference is that
               | bookkeeping tends to be vastly cheaper per hour. It would
               | get very expensive to pay a CPA to transcribe your credit
               | card statement into Quickbooks (or previously Bench, or
               | whatever else you're using for your ledgers).
               | 
               | Bookkeeping is sufficiently complex that I'd personally
               | rather pay someone to do a good job of than muddle
               | through on my own, but it's not rocket science. Perhaps
               | most importantly, they understand accounting jargon. When
               | my CPA asks me to send over the Fnord-Smootson report,
               | and that's not the exact name of a report in my
               | bookkeeping software, I have no freaking idea how to get
               | that to him. A competent bookkeeper asks whether he needs
               | that report frobnicated by date or by time-value and they
               | work out the details.
               | 
               | A good CPA makes rocket science look easy. You typically
               | pay them crazy amounts per hour, but for only a few hours
               | a year. They take those bookkeeping journals and explain
               | your situation to the IRS in a way favorable to your
               | interests.
               | 
               | You want a good bookkeeper _and_ you want a good CPA. If
               | you can get both of those under the same roof, freaking
               | awesome! Your life just got easier and more profitable.
        
               | ibejoeb wrote:
               | Absolutely. I am actually not familiar with Bench, so I'm
               | just talking in general, but I've never heard accounts of
               | good experiences with highly parallel XaaS. Your f&a
               | operation sort of necessarily needs to be close to your
               | operation. It's tough to farm it out. There's a big
               | continuity story in your books.
        
             | delfinom wrote:
             | Depending on state and industry, accountants/CPAs are also
             | auditors of the work performed by the bookkeeper.
        
         | foolfoolz wrote:
         | "shutting down right before the tax year ends is downright
         | scummy"
         | 
         | as if a dying business can magically decide to stay open longer
         | and shut down at a more convenient time
        
           | Ylpertnodi wrote:
           | Just like the strategic announcement of bad news....on a
           | Friday.
        
           | thayne wrote:
           | It seems unlikely they didn't know they were going down until
           | just a few days before having to shut down services.
           | 
           | And given that this happens during the holidays, ot wouldn't
           | surprise me if some customers don't find out about this until
           | after the window to extract your data has expired. Or people
           | have to work on fixing this mess who were supposed to be on
           | PTO.
        
             | jnwatson wrote:
             | It is irony of all ironies that an accounting services
             | company would be surprised about their own insolvency.
             | 
             | In reality, they had to have known for months. The director
             | were probably just holding out for a Hail Mary funding
             | injection.
             | 
             | This is bad bad business, especially for a financial
             | services company.
        
               | BehindBlueEyes wrote:
               | For sure staff was surprised, leadership not so much (I'd
               | hope) but bear in mind the CEO was replaced just ~a month
               | ago.
               | 
               | I bet they were hoping for a christmas miracle.
        
               | datavirtue wrote:
               | The investors aren't going to let you burn all the cash
               | just because. They want out now with whatever is left so
               | they can flip the coin to the next bet.
        
               | thayne wrote:
               | Maybe if the investors could be held liable for the
               | damage they cause for suddenly shutting something down
               | like this, they would be more likely to give customers
               | more warning before shutting something down.
        
           | aftbit wrote:
           | They can though. Dying businesses take time to die. Even if
           | nothing else, they could have decided to shut down _earlier_
           | so that customers would have more time to deal with the
           | fallout. Or they could have decided to shut down _at the same
           | time_ but just messaged about it earlier.
        
         | aphilbert wrote:
         | Local CPA isn't a bad option though it could be pricey. (CPAs
         | don't want to do book keeping either). I think one of the
         | things that makes the bench.co shutdown challenging is that
         | they used "proprietary" software so now you're going to have to
         | migrate soon. Switching to accounting software that CPAs are
         | more likely to be familiar with would be a step in the right
         | direction and working with someone to aid that and help do
         | catch up would be a good idea. I can help with both so that
         | this isn't the catastrophe that it's shaping up to be
        
           | 1123581321 wrote:
           | You can hire a bookkeeper to work with the CPA. I had a
           | freelance freelancer who would keep books up to date, and
           | then turn over the books to the CPA for tax prep and
           | analysis. I estimate the cost was about half as much as if
           | the CPA firm did everything, and everyone was doing what they
           | wanted to do.
        
         | claudiogodoyb wrote:
         | I have a friend who works at Taxfyle and they are a great
         | alternative. They do both taxes and bookkeeping and work with
         | software like Quickbooks and Xero where the pro does everything
         | for you. Definitely worth checking out if you want to check
         | their website: https://www.taxfyle.com/bookkeeping
        
       | aimazon wrote:
       | The company is over a decade old and was not cheap to use, I
       | don't think they could have suddenly run out of money as
       | customers typically pay upfront and are in long term contracts.
       | Could it be staffing issues? Corporate misbehavior? Data loss?
       | Ransomware? Has a member of their team gone rogue?
       | Misappropriation of funds?
       | 
       | We were bench customers until a few months ago, paying thousands
       | of dollars per year for what could only be described as hundreds
       | of dollars worth of service. The service was not very good so
       | moving away was an easy choice but on a per-customer basis they
       | must be making money hand over fist.
       | 
       | I expect we'll find out more eventually, hopefully employees will
       | leak some insight. For now, this is inexplicable.
        
         | ezekg wrote:
         | I'd guess staffing issues, since my bookkeeper would change
         | every month. I'm still not sure how they couldn't afford to
         | hire better staff, though. You're right that it could be
         | something nefarious.
         | 
         | Where did you move to?
        
           | encoderer wrote:
           | Ah sorry to hear you were caught up in this.
           | 
           | Cronitor uses pilot. It was a little crazy at first but the
           | last year+ feels like they have stabilized operations.
        
           | lotsofpulp wrote:
           | > I'm still not sure how they couldn't afford to hire better
           | staff,
           | 
           | Because they never figured out how to automate enough of the
           | process to scale revenue up without scaling expenses.
           | 
           | All the investments in these VC funded companies is a bet
           | that the companies will develop automation that will allow
           | them to not hire staff, period (relative to the growth in
           | customers).
        
         | porter wrote:
         | what service did you move to?
        
         | paxys wrote:
         | Why do you think it wasn't possible for them to run out of
         | money? It's not like a 10 year old business is immune to
         | failure.
         | 
         | The simplest explanation is usually the correct one.
        
           | aimazon wrote:
           | Anything is possible and running out of money is the most
           | probable explanation but it seems so hard for this type of
           | business to get itself into this type of situation. Customers
           | pay thousands of dollars per year, usually upfront. That's
           | the type of revenue predictability that most of us would love
           | for our businesses because it makes forecasting so much
           | easier. They must have known months ago that they were
           | running out of money. Failing to become sustainable and going
           | through layoffs is one thing, shutting down overnight with
           | zero warning is another. But yes, you're probably right, it's
           | just hard to imagine how they could have imploded like this.
        
             | BehindBlueEyes wrote:
             | And yet, it's as simple as money ran out. They never turned
             | a profit, investors ran out, the last round of funding was
             | a loan with strings attached that led to a bunch of cost
             | cutting and other poor decisions that explain the poor
             | service quality.
             | 
             | A few staff guessed it might close 3 weeks ago at best
             | though everything was very uncertain, but most of the
             | accountants probably didn't see this coming either.
             | 
             | source: I know a few former employees.
        
               | toomuchtodo wrote:
               | There's an accountant shortage, so I imagine it wasn't
               | hard for those folks to prepare to bail, if they did.
        
               | bryanrasmussen wrote:
               | >but most of the accountants probably didn't see this
               | coming either.
               | 
               | I would expect this was the kind of thing an accountant
               | should see coming though.
        
               | BehindBlueEyes wrote:
               | Not sure if sarcasm, but in case it is not: in theory
               | accountants could see this coming but most benchmates
               | were junior book keepers, with no visibility into their
               | employer's financials.
        
               | datavirtue wrote:
               | If I can't see the books I move on. The only reason
               | people hide books is because they are bad. You can't
               | expect a bunch of mushrooms to help you grow a company.
               | Employees deserve to keep tabs on the financial health of
               | the company.
               | 
               | Last company I was at was an ESOP. Talk about a scam.
               | They are under no obligation to let employees monitor the
               | health of their "retirement plan." It's a tax shelter for
               | business owners who want to retire. Coming from a company
               | that had open books I had assumed that ESOP members would
               | have some rights, nope.
               | 
               | Having left that shit show for a startup I'm getting
               | regular financial health and funding updates constantly.
               | 
               | Don't be a mushroom.
        
               | cutemonster wrote:
               | > If I can't see the books I move on
               | 
               | Are you saying that as a software developer, or you work
               | with other things?
        
           | adastra22 wrote:
           | Running out of money right at year end, just when accounting
           | revenue is likely to pick up is a bit sus.
        
         | beepbopboopp wrote:
         | Im betting secured debt was called. Given the "instant" nature,
         | it likely means a debt covenant was broken, that is one of the
         | few things that can shut a company down in 24 hours.
         | 
         | Doubley so if the business isnt really profitable.
        
           | theanonymousone wrote:
           | Sorry but is there some source about this for a lame person?
        
             | adastra22 wrote:
             | "I'm betting"
        
             | conductr wrote:
             | I'm a CFO and was a layperson on this until I started
             | having to deal with it. I don't have any resources other
             | than my work experience with a few companies that have debt
             | covenants. First, they can be rather arbitrary as they're
             | literally made up for each deal and meant to align somewhat
             | to the growth story that's being "sold" to the lender
             | during the debt issuance; they're negotiated between
             | lender/borrower so take a lot of different shapes. The ones
             | I've seen are usually 1) a reporting requirement 2)
             | monthly/quarterly/annually frequency is negotiable 3)
             | usually have some financial metric or growth metric that
             | the company should be hitting by a certain time. So, I've
             | seen EBITDA margin, gross margin, cash flow, and revenue
             | growth stats as these metrics. But again, it could be
             | anything.
             | 
             | As GP said, usually if the covenant isn't being met but the
             | company is profitable or has a good excuse the lender will
             | not call the debt. They'll work with you. I've seen tons of
             | flexibility here from lenders. Usually the lender will
             | start having more questions about the strategy and current
             | forecasts if the metrics are underperforming and you'll
             | (CEO/CFO) will have to start being a bit more transparent
             | than required or maybe just more frequent check in meetings
             | to discuss status. In most cases, if you actually have a
             | good story and have a healthy partnership the lender
             | doesn't want to call the loan and wants to see how they can
             | help (within tolerance) get you back on track.
             | 
             | The moment the lender calls the loan typically, in startup
             | land, there's no cash reserves to pay off the debt and so
             | the company is instantly insolvent and operations cease.
             | This is why the lender is flexible, calling is typically a
             | nuke for the business. But also, it can be a bit of a
             | stop/loss. Meaning the cash in the bank can at least be
             | recouped.
        
               | cutemonster wrote:
               | Thanks for such a nice explanation!
        
               | lotsofpulp wrote:
               | One standardized metric used as a covenant is the debt
               | service coverage ratio, especially for commercial real
               | estate. The lender gets to monitor business performance
               | in almost real time, and if it goes below what the
               | borrower agreed to, they can force a renegotiation of
               | terms or call the loan.
               | 
               | https://www.investopedia.com/terms/d/dscr.asp
        
               | beepbopboopp wrote:
               | Bravo, I couldn't have explained it better.
        
       | runako wrote:
       | $60m Series C 3.5 years ago. My hypothesis is they shut it down
       | when they were unable to turn it into a rocketship.
        
       | euph0ria wrote:
       | We just moved to CleerTax. Not sure if they are good yet but
       | pretty responsive.
        
       | yolo2122 wrote:
       | Does shutting down mean bankruptcy? My businesses will have real
       | damages from this - both the money that has been paid to bench
       | all year for now no output of annual books/a financial summary as
       | well as the cost of now having to pay to redo my 2024 books.
        
         | ABS wrote:
         | on social media some employees are saying it's insolvent
        
       | mdlm wrote:
       | Got the same email. Totally shocking.
        
       | benchdude444 wrote:
       | I havent been at Bench for over 6 years but it's always been a
       | business on the verge of failure. The main issue was just the
       | schizophrenic strategy that was being employed. On one hand you
       | have a software company with useful tools and services to
       | automate bookeeping. On the other you had a division of
       | bookeepers that would do a lot of the manual / refinement work.
       | These tasks are at odds with one another. If you automate things
       | you remove power from the teams who are incentivized to scale
       | their org charts. With LLMs, Bench should have been positioned to
       | own this space entirely, and offer a superior or equivalent
       | product with much better margins. Bur they decided to become a
       | services company and not a technology company.
       | 
       | All I can take away from it is a few lessons, because this is a
       | pretty awful outcome for almost every party.
        
         | jegolden1 wrote:
         | Q - is it that the strategy was at odds? Or was it that the
         | software wasn't good enough yet, so expensive bookkeepers were
         | required to supplement?
        
           | tonkatsu2222 wrote:
           | This is accurate (from a former employee). They were not at
           | odds, the platform was simply never sufficient on its own to
           | do the books. Bookkeepers were required to fill the massive
           | gaps.
        
             | jegolden1 wrote:
             | Tracks with what I've seen from other companies that tout
             | their accounting AI/automation. Never measures up .I was
             | never a customer - did Bench overpromise to their customers
             | directly? They always struck me as the most human from the
             | outside.
        
       | carloshdx wrote:
       | Im based here in the US, and unfortunately i signed up yesterday
       | after learning about the bookkeeping special...for a small
       | business $1005 is alot...Square (my bank) basically said they
       | cant do anything about it since i autho the payment...Any
       | suggestions?
        
         | deepsun wrote:
         | Ask them for prorated refund. You paid for a service and didn't
         | receive it.
        
         | solidgiant wrote:
         | I signed up two weeks ago and they made me sign an ACH
         | agreement with Capchase. Did you sign with capchase?
        
         | kstrauser wrote:
         | I'm not a lawyer, but I'd be filing a fraud complaint. They had
         | to have known this yesterday but still sold you a service. At
         | least, that's the argument I'd be making, and I doubt the Bench
         | team will have the bandwidth to dispute complaints right now.
        
         | bayarearefugee wrote:
         | If they won't help you navigate such an obvious fraud, report
         | Square to the CFPB (while it still exists).
         | 
         | And keep situations like this in mind every time you hear some
         | libertarian idiot railing against regulations.
        
       | nervous_jessica wrote:
       | No mention of refunds for unused months
        
         | ABS wrote:
         | on social media employees are saying it's insolvent so no
         | refunds :-(
        
           | Amfy wrote:
           | link please
           | 
           | Edit, found it myself: https://www.reddit.com/r/Accounting/co
           | mments/1hnhoxq/comment...
        
       | wdaher wrote:
       | If you're a tech startup and previously used Bench, I'd strongly
       | encourage you to check out Pilot.com - we work with literally
       | thousands of startups. (Disclaimer: I'm one of the founders.)
        
         | porter wrote:
         | Pilot looks very expensive!
        
           | aimazon wrote:
           | I guess we now know that the price of a bookkeeping and tax
           | preparation service that won't shut down without warning is
           | the 2x pilot are charging of what bench were charging.
        
             | porter wrote:
             | You don't know they won't shut down. And how does this
             | compare to a local accounting firm?
        
               | wdaher wrote:
               | Price should be comparable to a high-quality local
               | provider, but if that's not what you're seeing, I'd love
               | to know that.
        
               | CamperBob2 wrote:
               | _And how does this compare to a local accounting firm?_
               | 
               | Hint: ask the salesman what happens in the event of an
               | IRS audit. A good local CPA will go to the wall for you.
               | Will the service you're considering do the same?
        
           | santoshalper wrote:
           | Your bookkeeping service shutting down with no notice over
           | the holidays is not cheap either, my friend. Some things are
           | worth paying for.
        
         | bagelss wrote:
         | I'm interested in migrating over to Pilot. How is the migration
         | process from bench? It seems we can do a data export in a few
         | days. Can pilot do 2024 catch up?
        
           | wdaher wrote:
           | We have a number of folks who have switched from Bench, and
           | as you can imagine there's enough volume here that it's worth
           | building some bespoke stuff for this.
           | 
           | And yes, we can do 2024 catch-up work.
           | 
           | (waseem@pilot.com if folks have any specific questions)
        
         | Nelkins wrote:
         | Do you service single member LLCs/S Corps?
        
           | wdaher wrote:
           | We do, yes.
        
         | cj wrote:
         | Genuine question: why did you raise $100 million Series C for a
         | bookkeeping company? I'm a Pilot customer, and my heart dropped
         | when I saw your funding announcement on the homepage a while
         | back.
        
           | wdaher wrote:
           | It's a fairly capital-intensive business.
           | 
           | Here's my best articulation of specifically what makes it
           | hard: https://waseem.substack.com/p/tech-enabled-services
        
             | cj wrote:
             | The disconnect you have with me (your customer) is that I
             | don't want or need a "tech enabled service".
             | 
             | I just want the service.
             | 
             | Sometimes being a Pilot customer feels like I'm being
             | experimented on. Instead of humans reliably doing our
             | books, now I need to hire a fractional CFO (which you
             | conveniently also provide) to double check your work.
             | 
             | We find errors in our Pilot books at a staggering rate.
             | Things that would never be missed if we just had a human
             | bookkeeper.
             | 
             | The value prop for a "tech enabled service" from a
             | customers perspective is non-existent. It's not cheaper for
             | the customer (I pay you over $25k/yr for doing very
             | little), the quality isn't any better, and as we see with
             | Bench (who also raised $100 million) there's incredible
             | risk in relying on it as a business critical service.
             | 
             | Anyone reading this, just please go hire a human
             | bookkeeper. Don't believe the marketing spin pitched by
             | these tech enabled services companies.
        
         | dustingetz wrote:
         | let's hear your metrics on the issues of timeliness, accuracy,
         | cost and bookkeeper churn that Bench faced?
        
         | adam_gyroscope wrote:
         | Happy pilot customer at both my startups (gyroscope & bit.io),
         | and will be using them again for my third.
        
       | deepsun wrote:
       | I've heard they claimed to have SOC 2 security compliance, but
       | refused to prove it (show the SOC2 report to customers) -- that's
       | really fishy.
        
         | BehindBlueEyes wrote:
         | They had that cert for the last ~3 years and were audited
         | yearly and had a standard package to share with clients so
         | doubt there's much to this rumor
        
           | deepsun wrote:
           | Nope, just confirmed, they refused to share SOC2 Report with
           | their paying customers.
        
             | CoastalCoder wrote:
             | Can someone explain why potential customers would put up
             | with this?
             | 
             | I'd think that the _last_ thing a company wants to do is
             | hire an bookkeeping company that seems shady.
        
       | pplante wrote:
       | Bench was a terrible service in my experience. I used it for one
       | of my startups a few years ago. I personally invested a lot into
       | said start-up. I checked my books and everything seemed ok.
       | Eventually I found that they had hidden my Gusto payroll line
       | items from view and they were no longer taken into consideration
       | in my books. This led to a $300k shortfall from where I thought I
       | was vs reality. Their team just shrugged when I brought the issue
       | to their attention. The impact was immediate layoffs affecting
       | real people who depended on me.
       | 
       | Sure ultimately everything falls upon me the founder. But
       | something so common as GUSTO payroll should never be
       | miscategorized and hidden from view.
        
         | willcipriano wrote:
         | [flagged]
        
           | pplante wrote:
           | What gave you that impression? I always consulted my
           | financials when making decisions. Unfortunately the books
           | were wrong and I made incorrect choices from that bad data.
        
             | willcipriano wrote:
             | When I go over my household budget I'd notice if I wasn't
             | paying my mortgage even if someone deleted it from my
             | spreadsheet. It's important enough to me that it's front of
             | mind when I'm thinking about money. I expect to see it on
             | the list. I'd look for it if it wasn't there. Salaries are
             | apparently not that big of a deal in the same way so asking
             | for a higher one seems like a good idea.
        
               | rudolf1995 wrote:
               | Seems like a pretty sweeping generalization to take from
               | a single anecdote about how one person was confused by a
               | bad UI.
        
             | Projectiboga wrote:
             | This is why you have to do a quick back of the envelope go
             | over of the big numbers and make sure they are at least
             | close. Loosing track of $300K is partly your fault. The
             | scale means you have to be looking at it as part of a big
             | picture summary uncontaminated by technology. With Nuclear
             | Treaties it is called "Trust but Verify" and is applicable
             | to business cash flows. You have to be skeptical of the
             | automated numbers that employees touch as there can be
             | either error or worse fraud.
        
           | Spivak wrote:
           | Generally good advice in general, $10-20k is nothing to even
           | a small business but is probably a lot to you. It's not often
           | an asymmetry works out in the employees favor.
        
           | dang wrote:
           | " _Please respond to the strongest plausible interpretation
           | of what someone says, not a weaker one that 's easier to
           | criticize. Assume good faith._"
           | 
           | https://news.ycombinator.com/newsguidelines.html
        
         | MichaelZuo wrote:
         | How could this kind of 'hiding' comply with GAAP standards in
         | any scenario?
         | 
         | What sort of accounting books were being prepared where such a
         | function is even needed?
        
           | cj wrote:
           | When I was using Bench, they were only doing cash accounting
           | (not GAAP). We had to switch to a different service when we
           | switched over to accrual accounting.
        
             | dboreham wrote:
             | Quick note that cash vs accrual basis accounting is
             | orthogonal to whether the balances are correct or not.
             | IANAA but afaik GAAP does not preclude cash basis
             | accounting, provided the conditions where cash accounting
             | is permitted pertain.
        
               | cj wrote:
               | you're right, although cash basis would only fly under
               | GAAP if you earn revenue at the time of cash receipt. In
               | other words, anyone collecting money for services not
               | immediately rendered (any subscription service) should be
               | accrual
        
               | SoftTalker wrote:
               | I don't think cash basis precludes having a liability on
               | the books for un-delivered services. It just means you
               | recognize the revenue when the payment is received. Lots
               | of small companies use cash basis because it's simpler
               | and easier to understand. IANAA.
        
               | cj wrote:
               | I thought by definition you never have any revenue
               | liability on the books (no unearned revenue) with cash
               | basis because you're recognizing the revenue on the date
               | the cash is received. Nothing is deferred therefore no
               | liability.
        
               | rswail wrote:
               | If someone pays up front for a service to be delivered
               | over a period, you have a liability, no matter whether on
               | a cash or accrual basis.
               | 
               | The difference is that you can recognize the revenue on
               | receipt of the cash, but at the same time, you also
               | recognize the liability to deliver the service (based on
               | COGS etc for the liability).
               | 
               | The liability reduces as you expense (and actually pay on
               | a cash basis) the cost of supplying the service.
               | 
               | At least that's my non-accountant idea of how it works.
               | 
               | I may be completely wrong.
        
               | jwsteigerwalt wrote:
               | That's right. Financial accounting and taxation are not
               | the same thing. Even if you are taxed on a cash basis,
               | it's prudent to manage your business with appropriate
               | revenue deferrals.
        
       | porter wrote:
       | Bench just forced me to switch to an annual contract a few days
       | ago too. What a bunch of crooks.
        
         | solidgiant wrote:
         | Me too, and signed with Capchase. What are you looking to do?
         | I'm trying to find someone at capchase, but not finding
         | anyone...
        
           | beibeiq wrote:
           | I would LinkedIn DM Capchase folks with support or customer
           | service titles.
        
         | Schiendelman wrote:
         | Wait a minute, they pushed you into an annual contract? And now
         | that they aren't going to perform their end of the contract?
         | 
         | This is fascinating. That smells like actual fraud on their
         | part.
        
           | ttul wrote:
           | I'm sure all of this will be played out in spectacular
           | fashion in the courts of British Columbia in the coming
           | months. Directors in BC are liable for unpaid wages to
           | employees. No doubt they pulled the rug just in time to
           | ensure people got their statutory severance. But beyond that,
           | anyone hoping for more will have to get in a long line behind
           | secured creditors. Man this sucks.
        
             | Schiendelman wrote:
             | In a situation like this, someone with a contract not
             | receiving consideration mere days after signing can
             | probably just not pay. It would be very difficult for a
             | company in the midst of shutting down to fight anyway.
        
               | salomonk_mur wrote:
               | Very likely paid in advance
        
         | blakebilliet wrote:
         | I'd be shocked if you didn't get reimbursed. But if you don't,
         | let me know and Afino might be able to mitigate a portion of
         | your losses with a friendly discount. That just ain't right.
        
           | JusticeJuice wrote:
           | When a company goes bankrupt, there's a specific order that
           | everyone who's owed money gets paid out in. I wouldn't be
           | surprised if "operational costs" like refunds are low on the
           | list.
        
         | fudged71 wrote:
         | They also hired at least 20 people in the last 30 days
         | according to LinkedIn
        
         | Pikamander2 wrote:
         | If you paid with a credit card, consider filing a chargeback.
        
       | lgreer wrote:
       | I have been a Bench customer for eight years. I have simple
       | books, and the service was perfect at the time. Over the last
       | three years, the turnover was bananas - and for the last three
       | years, the year-end financials kept taking longer and longer to
       | complete. This year, it was to the point I was going to leave.
       | They offered a discount and a chance to adjust. They did much
       | better, until this month when the announcement came that you had
       | to sign a year contract and choose within TWO WEEKS to avoid
       | another price hike and FORCED year. That, or leave. I was shocked
       | when I asked if I could at least have my year-end done, as this
       | was happening right at the end of the year. Straight up, the
       | answer was no. You have to have a subscription for the year to
       | get that. I was going to stay the coming year solely because of
       | the timing to move and set up elsewhere, but now, I see this was
       | simply in the cards. They wanted to see if things could be
       | salvaged by how many annuals they got - clearly, there weren't
       | enough. What is MORE of a slap in the face is the AUDACITY to -
       | IN YOUR TERMINATION EMAIL - HAVE AN AFFILIATE RECOMMENDATION TO
       | ANOTHER SERVICE - ARE YOU INSANE???? Do they think we are
       | COMPLETE MORONS??? I smell a lawsuit brewing, not from me but
       | from larger companies. Some things are COMPLETELY rotten here.
        
       | lindsi wrote:
       | This is so fucked up**. I have an annual account and they have
       | not done my books since July and now this... An no refunds?!
        
       | Nelkins wrote:
       | This is terrible. I paid them ~$4500 to do all my taxes and book
       | keeping (just started my business this past June). What recourse
       | do I have to get that money back?
        
         | Nelkins wrote:
         | Also allegedly they were supposed to file an S Corp election.
         | I've emailed them, but have no idea if I'll find out if it was
         | actually sent.
        
         | mt1973 wrote:
         | same here. and my spouse signed up for the year to get taxes
         | done quickly because we had an issue with 2023 -- and he hated
         | them. I have used them for years. now I'm just at a loss. I
         | don't know how to get money back. I'm sick.
        
       | bagelss wrote:
       | Does anyone have experience with Kick.co? It seems more self-
       | managed with AI. I don't want to migrate to another company
       | that's just going to close again despite being well funded.
       | 
       | 7 years with bench and just renewed the annual plan last month.
       | Seems like it's unlikely we'll see any refund for the 11 months
       | remaining. Very frustrating to have to mirage somewhere else and
       | pay for 2024 catch up.
        
       | jseibert wrote:
       | Truly crazy news and timing for this to happen over the holidays.
       | 
       | I'm the founder/CEO of Digits - if you're a tech startup on
       | Bench, we'd love to work together. Reach out to vip@digits.com
       | and we'll extend our friends/family discount and make this as
       | painless for you as possible.
        
         | Nelkins wrote:
         | Do you do personal tax returns in addition to business taxes as
         | part of a package?
        
           | beibeiq wrote:
           | Are you a single member LLC? Digits is focused on C Corps
           | right now and for C Corps we can offer personal tax returns.
           | Fill out this form: https://tinyurl.com/digits-bench here.
           | Our team is fully focused on helping Bench customers through
           | the rest of the holidays!
        
             | Nelkins wrote:
             | Single member LLC, so I don't think Digits is the right fit
             | for me at the moment. Thanks for taking the time to
             | respond.
        
               | claudiogodoyb wrote:
               | I have a friend who works at Taxfyle and they cater to
               | single-member LLCs and newly formed businesses. They seem
               | like a great fit for you if you need taxes and
               | bookkeeping done. Check out their website:
               | https://www.taxfyle.com/bookkeeping
        
       | arjawn wrote:
       | Hey, Arjun here, CEO of doola (Business-in-a-Box for LLCs) (YC
       | S20)
       | 
       | If you are a solopreneur or run an Ecom business and are looking
       | for support with dedicated bookkeeping (including a human
       | bookkeeper), check out https://www.doola.com/bookkeeping/
       | 
       | Happy to support anyone looking for help with bookkeeping +
       | business tax filings for their business going into the new year
       | (we support Non-US tax filings as well if you are a Non-US
       | founder)
        
         | bagelss wrote:
         | I'm interested in migrating over. We have one account in GBP
         | currency, can you handle this too? It's with wise.com. Do you
         | over 2024 catch up too?
        
           | arjawn wrote:
           | Hey we don't have multi-currency support (yet) but it's on
           | the roadmap
           | 
           | And we can help with 2024 catchup
           | 
           | You can book a free demo here, excited to help if we can:
           | https://www.doola.com/bookkeeping/book-a-demo/
        
       | dceddia wrote:
       | Wow, what a shock. I cancelled my account just days before the
       | annual renewal earlier this month. I feel for all of the small
       | businesses this is going to hurt. The service had been getting
       | worse for an while and the last straw was when they sent an email
       | saying the year-end financial report would be ready by _April
       | 10th_ , 5 days before the tax deadline.
       | 
       | I'm gonna have a go with plain text accounting for the
       | bookkeeping for a bit. Looking at what Bench was doing, and my
       | books in general not being too complicated I think it'll be fine,
       | maybe better actually because I'll have a closer eye on things.
       | Still using a CPA to file taxes though.
        
       | Nelkins wrote:
       | The fact that they are recommending Kick makes me view that
       | company with suspicion. This whole thing is really leaving a bad
       | taste in my mouth.
        
         | jsnyoung wrote:
         | exactly.
        
         | bagelss wrote:
         | Totally agree. There is no contact page or reviews online for
         | kick. I can't afford to get into this mess again.
        
         | conradwa wrote:
         | We've onboarded a significant number of folks from Bench onto
         | Kick before this happened, so this may have been why were were
         | mentioned.
         | 
         | Working fast right now to try to provide resources and help
         | Bench users migrate and will be sharing updates here:
         | https://x.co/kickfinance
        
           | Nelkins wrote:
           | Gotcha, thanks for that. I'm sure you're a solid company with
           | happy users.
           | 
           | BTW, that link to your X profile returns a 404. It should be
           | https://x.com/kickfinance .
        
         | ergocoder wrote:
         | I lol'ed.
        
       | jsnyoung wrote:
       | You guys are lucky. I didn't even get an e-mail. I just found out
       | I couldn't login and happened across the website. So what are the
       | chances of getting any kind of refund for the services I paid for
       | and will not receive?
        
         | Networkplumber wrote:
         | I'm wondering the same thing. I paid for Bench through
         | Freshbooks, who said they'll be offering refunds for services
         | not rendered. If they didn't get back to me with this, I was
         | going to dispute the charge with my credit card company. If you
         | paid by CC, you could try that.
        
       | mjr00 wrote:
       | Shocking, but not terribly surprising from a business
       | perspective... From everyone I know who's worked there, the
       | operation was just a thinly veiled wrapper around human
       | accountants. The plan for profitability was that they'd
       | eventually automate the human part away, but eventually never
       | came.
       | 
       | My condolences to the employees who now have a stressful new
       | year.
        
         | Spivak wrote:
         | > The plan for profitability was that they'd eventually
         | automate the human part away, but eventually never came.
         | 
         | Every. Damn. Time. I've fought and lost this battle at so many
         | companies with directors and executives who were genuinely
         | completely delusional about how much of a human process could
         | be automated.
         | 
         | It's always the tasks that are easy and don't take up much
         | time. If you end up solving one of the genuinely hard problems
         | then you should just pivot to packaging and selling that as
         | your business.
        
           | jegolden1 wrote:
           | Accounting startups that rely on automation are doomed to
           | fail. Customers demand perfect accounting at automation-
           | reflective prices. It's just not possible.
           | 
           | Check out story of scalefactor.
        
           | AlotOfReading wrote:
           | It's how virtually all automation works. You figure out how
           | to make a computer do 80% of the problem domain and give
           | humans tools to intervene effectively when you're outside
           | that subset.
           | 
           | Many of the most reliable systems you can think of work this
           | way, from the mail, to taxes, to factories, to autopilot
           | systems. The key to building them is to be intentional about
           | what you're doing and especially avoid blaming the humans for
           | the _system 's_ failures.
        
       | daft_pink wrote:
       | Wow. We need an alternative to Intuit.
        
       | wilkystyle wrote:
       | Off topic, but what is going on with the comments in this
       | discussion? Seems like a ton of new accounts, and strange
       | behavior like commenting gibberish or exact same comment text
       | within minutes of each other, for example:
       | strattonoak 39 minutes ago | prev | next [-]              The no
       | access to data smells like a ransomware event. Why is data not
       | available to export out and everything is taken down and not
       | accessible? Seems like it's way more work to take down access
       | that to leave it up?                      theoak 40 minutes ago |
       | prev | next [-]              The no access to data smells like a
       | ransomware event. Why is data not available to export out and
       | everything is taken down and not accessible? Seems like it's way
       | more work to take down access that to leave it up?
        
         | LordDragonfang wrote:
         | So: that specific comment was posted _three_ times, by accounts
         | named strattonoakmont, strattonoak, and theoak. I googled the
         | first and got this wikipedia page:
         | 
         | > Stratton Oakmont, Inc. was a Long Island, New York, over-the-
         | counter brokerage house founded in 1989 by Jordan Belfort and
         | Danny Porush. It defrauded many shareholders, leading to the
         | arrest and incarceration of several executives and the closing
         | of the firm in 1996.
         | 
         | It's the company from the Wolf of Wall street.
        
         | jsnell wrote:
         | My guess is that this page is ranking very high for the kind of
         | search anyone would use for finding out more about the closure.
         | 
         | So disgruntled customers are finding the page and complain,
         | competitors are finding the page to use for lead generation.
        
           | dang wrote:
           | Yes, this seems to be what happened.
           | 
           | (But the specific accounts mentioned by the GP were a bit of
           | a special case.)
        
       | conradwa wrote:
       | I can't imagine the frustration you're going through if you're a
       | Bench user.
       | 
       | Paying for a service and not getting what you expect, especially
       | when it comes to your taxes is no joke.
       | 
       | Instead of having to start from scratch, our team at Kick is
       | moved quickly to build these resources to help prior Bench
       | customers:
       | 
       | 1. Free Bench migration
       | 
       | 2. Free 2024 Bookkeeping review calls
       | 
       | 3. Free Daily Live Q&As (coming soon)
       | 
       | We're moving fast and sharing additional resources and updates in
       | real time here:
       | 
       | - https://kick.co/bench
       | 
       | - https://x.com/kickfinance
       | 
       | Other resources on the way include a Tax Extension Guide and
       | Accountant Directory to make sure folks get a soft landing is
       | this difficult time.
       | 
       | If you're running into issues, my email me at conrad@kick.co and
       | I'll do the best I can to route you to the right place.
        
         | ezekg wrote:
         | So you're planning on offering tax filings, or just
         | recommendations? tbh this should have been included in the
         | notice because I wrote y'all off immediately because taxes was
         | the main pain point Bench solved for me (electing to file as an
         | S-Corp).
        
           | claudiogodoyb wrote:
           | A friend of mine mentioned Taxfyle as an alternative to
           | Bench. They offer free bookkeeping migration, a free Xero
           | subscription, dedicated bookkeeper to do your books and
           | professional tax support where they handle your taxes too.
           | They seem like a good fit for you! Check them out here:
           | https://www.taxfyle.com/
        
             | oxidant wrote:
             | I used Bench in the past and they partnered with Taxfyle up
             | until ~November 2023 (date of the email I received stating
             | the partnership was ending).
             | 
             | The service was fine, interesting that their relationship
             | ended just over a year ago.
        
               | rohan_shah wrote:
               | I run a accountancy business in India for local customers
               | and we are a team of more than ~10 CPA Indian
               | equivalents. A few CFAs as well.
               | 
               | Let me know if anyone requires our services for
               | Bookkeeping/Accounting.
        
         | yolo2122 wrote:
         | Is Kick owned by, affiliated with, or invested in by Bench in
         | any way?
         | 
         | Also are any of the C-Level execs from Bench involved in Kick
         | in any way?
        
           | santoshalper wrote:
           | This would be a great question to answer and would provide a
           | lot of peace of mind.
        
           | conradwa wrote:
           | Kick is not affiliated with Bench in any way. We've onboarded
           | a significant number of customers from Bench onto Kick before
           | this happened, so this may have been why were were mentioned.
           | 
           | We're working fast right now to try to provide resources and
           | help Bench users migrate and will be sharing updates here:
           | https://x.co/kickfinance
        
             | yolo2122 wrote:
             | Thanks Conrad however in the interest of clarity +
             | transparency can you add some insight/details into how/why
             | this statement came about in both the shut down email
             | customers got today + what is currently posted on the
             | Bench.co page?
             | 
             | "For continued support with your bookkeeping, we recommend
             | exploring Kick, a modern accounting software, which has
             | created an exclusive offer to handle your ongoing needs:
             | kick.co/bench."
             | 
             | Having an "exclusive offer" listed in the initial closure
             | communication/announcement + you having a landing page
             | ready to go sounds like there was more to Bench just
             | happening to mention Kick because your company has
             | "onboarded a significant number of customers from Bench
             | onto Kick before this happened"...
        
               | ocdtrekkie wrote:
               | Hopefully you'll get an answer from Conrad, but the
               | landing page does not mention the shutdown, so I would
               | point out when I was comparison shopping something else
               | recently, their website had dedicated pages to why you
               | should choose them over each major competitor, and a
               | switching discount is also not uncommon.
               | 
               | It's entirely possible this landing page is Kick's
               | competitive offer, and Bench linked to it because it
               | offers all the people they just screwed over by
               | collapsing a discount.
        
               | yolo2122 wrote:
               | Good point! I like what I see so far in Kick. It's just
               | given the level of pain Bench has just caused me, my
               | businesses, and a couple very unlucky employees in my
               | office + the financial cost = I have to make super duper
               | sure Kick is not related to/involved with Bench in any
               | way shape or form.
               | 
               | If they asked Kick to be listed as an alternative in the
               | closure email or asked them to do a discount nbd I have
               | no issue there. I just want the full story given Bench
               | events.
        
               | bruce511 wrote:
               | I am not related to any of the parties in this dolce, but
               | I did discontinue a product once.
               | 
               | On the shutdown page I listed some alternatives people
               | could try. I found them via Google, but i didn't first
               | try them or talk to them.
               | 
               | They were really just a helpful hint for folk wanting to
               | change to get started. (The thing I was killing was a
               | product not a service so it wasn't going to actually stop
               | working, it was just no longer being updated.)
               | 
               | So, in this case, a simple statement of fact (as above)
               | would be good enough for me. But feel free to do your due
               | diligence.
        
               | acaloiar wrote:
               | For what it's worth Google's index suggests kick.co/bench
               | was indexed/last updated: Oct 16, 2024.
        
         | kopirgan wrote:
         | Strange that kick seems to know and had time to build all this
         | but customers didn't get any heads up?!
        
           | benatkin wrote:
           | > had time to build all this
           | 
           | They didn't need a heads up to build this. It takes between
           | half an hour and half a day.
        
         | nervous_jessica wrote:
         | I tried to sign up for Kick and received an email that you
         | don't support my industry. Were an artist studio that makes and
         | retails physical goods. Do you expect to support more
         | industries soon?
        
         | entangledqubit wrote:
         | While you have documentation about migrating to your platform,
         | you don't seem to have any documented promises around export
         | and leaving your service.
         | 
         | Also, it seems a bit odd to me that the "balance sheet" ability
         | is two non-free pricing levels deep into your service. Isn't
         | that a baseline expectation?
        
       | solidgiant wrote:
       | I was just sold bench.co for my three businesses and the sales
       | person Luc Lewarne made me sign a payment agreement with
       | Capchase. The agreement states that I still owe Capchase the full
       | amount for a year, even if Bench.co shuts down...
       | 
       | Does anyone have any contacts or experience with Capchase? I
       | never even started my service, which was supposed to begin
       | January 1st, 2025 and now I will have to pay out 12 months to
       | Capchase?!?!
        
         | ocdtrekkie wrote:
         | I don't know the dollar figure here and I would hope Capchase
         | is a company that will value their reputation over screwing you
         | on that dollar figure, but I would definitely question why you
         | signed an agreement to pay for a product even if that product
         | is not deliverable. One of the primary value adds to the
         | middleman in a transaction is generally that they take on some
         | of the risk.
        
         | ensignavenger wrote:
         | Well in hindsight, that was a silly thing to do...
         | 
         | First step- make sure you have read and understand your
         | contract. Is there a cancellation period? What state laws may
         | apply (Some states a allow a cooling off period, but often this
         | applies only to consumer contracts, not B2B).
         | 
         | Second, contact Capchase via email and see if they will will
         | allow you out of the contract "peacefully". If they are smart,
         | they will so "sure, no problem, of course" and cancel the
         | contract. If not, name and shame them everywhere you have an
         | audience.
         | 
         | Third, if that doesn't work, you can either proactively sue
         | them to cancel the contract, or just don't pay them and let
         | them decide whether or not to sue you. Doing the latter may
         | result in a negative report on your business credit.
        
           | jegolden1 wrote:
           | And fourth maybe don't name and shame the poor salesperson.
        
         | neilv wrote:
         | > _I was just sold bench.co [...] made me sign a payment
         | agreement with Capchase. The agreement states that I still owe
         | Capchase the full amount for a year, even if Bench.co shuts
         | down..._
         | 
         | I might ask a lawyer if that looks like fraud. (And then
         | wouldn't be surprised if the lawyer can quickly make it like
         | the sale never happened, other than your time wasted, and the
         | lawyer fees.)
         | 
         | Or maybe ask your state AG's office if that looks like fraud.
         | 
         | (Edit: I mean the appearance that Bench.co was entering
         | contracts to provide service for a period, knowing that they
         | probably wouldn't provide that service, and, further,
         | attempting to obligate you to pay for service for the entire
         | period anyway. Or something like that. I'm not a lawyer, so I'd
         | ask one.)
        
           | benatkin wrote:
           | Do account execs get a heads up about a shutdown? If not,
           | maybe there wasn't a good reason to mention the account exec
           | by name here.
        
             | neilv wrote:
             | Which is part of why I didn't put the name in. The essence
             | was that the _company_ might have signed contracts that
             | they knew they wouldn 't fulfill.
             | 
             | Of course, salespeople should have professional reputations
             | (e.g., for honesty, or for dishonesty). But don't let them
             | be a scapegoat for the more likely real culprit or bigger
             | fish.
        
               | benatkin wrote:
               | Good call.
        
             | thih9 wrote:
             | Agreed. Also, even if they did get a heads up, hn is not
             | the place to resolve this kind of dispute. Emailing them,
             | or a lawyer sounds more productive.
             | 
             | Shaming companies publicly is fine; shaming individual
             | workers and posting personal data is bad taste to say the
             | least.
        
         | josephcsible wrote:
         | Wouldn't "you have to pay even if we don't deliver the product
         | you're buying" be considered unconscionable?
        
           | ShakataGaNai wrote:
           | Yea. That doesn't sound right. I'd say Op should talk to a
           | lawyer ASAP.
           | 
           | I mean, bad to agree to in the first place, but it doesn't
           | seem like a contract where the other party is non-performant,
           | should be enforceable.
        
           | caseyohara wrote:
           | I'm guessing Capchase is a financier of sorts. Capchase pays
           | Bench for the full term up front, then the customer pays
           | Capchase in monthly increments.
           | 
           | So Capchase is delivering _their_ product, the financing.
           | Which is why there would be a clause that the customer still
           | owes Capchase even if Bench closes; Capchase has already paid
           | Bench and wants to be made whole.
        
             | runako wrote:
             | This is how I read it as well. I hope OP got a significant
             | discount on Bench service in exchange for this kind of
             | agreement.
        
         | CoastalCoder wrote:
         | > I was just sold bench.co for my three businesses and the
         | sales person Luc Lewarne made me sign a payment agreement with
         | Capchase.
         | 
         | I'm sorry for the troubles you had, but is it really fair to
         | say the salesman _made_ you sign an agreement?
        
         | lucatbench wrote:
         | Solidgiant, this is Luc Lewarne. I assure you that I am just as
         | shocked as you are. I woke up today, along with my colleagues,
         | to an email telling us that Bench was insolvent, and that all
         | operations and employment would cease effective immediately. I
         | know what it is like to be mislead in a buying process - it
         | feels terrible. I want to let you know, person to person, that
         | I had no bad intentions or knowledge of Bench's future when I
         | sold you our services. As for Capchase, I'm pretty sure they
         | haven't processed a payment from you yet, which means they
         | haven't sent us any funds. If you contact them, you should be
         | able to get out of it.
        
           | ensignavenger wrote:
           | I imagine it wasn't very fun to wake up to the news that you
           | lost your job, and then to have your name personally called
           | out :( I don't doubt you were just as mislead as your
           | customers were. I hope you are able to take a few days to
           | process the situation and decompress, and then you rebound
           | quickly into your next position! I don't think anyone will
           | hold it against you personally :)
        
           | solidgiant wrote:
           | Thanks Luc for the response, I have emailed Capchase support
           | and they asked me to talk to bench.co I wasn't trying to
           | publicly name you to shame you, but was looking for help in
           | case someone knew where to point me. Hindsight I can see,
           | should have probably left that out. The public page on
           | Bench.co didn't have any contact or way to talk to anyone so
           | I used the only contact I had. I do wish you the best in your
           | next endeavors.
        
         | thih9 wrote:
         | Please do not name individual workers, they were likely unaware
         | and no longer work there.
         | 
         | Shaming companies is fine, shaming individual workers is not;
         | usually they are powerless, likely here too.
        
       | acaloiar wrote:
       | > We know this news is abrupt and may cause disruption, so we're
       | committed to helping Bench customers navigate through the
       | transition.
       | 
       | No, you're not. The minimum for commitment is a longer notice.
        
         | teruakohatu wrote:
         | This must terrible for small businesses. Not sure how they can
         | even help 10k customers with transition if they have shutdown
         | and staff are laid off.
        
           | genman1 wrote:
           | Not to mention all the money businesses paid in advance for
           | services they'll likely never get back. It's a terrible
           | situation--small businesses really RELY on these services,
           | and now they're left stranded with no clear resolution.
           | Truly, reckless and insane.
        
       | ottoaj wrote:
       | my wife's company was literally talking to bench support few days
       | ago for her last year LLC & personal taxes that they have been
       | delaying for months. this new is crazy.
       | 
       | Anyone looking help with only LLC & personal takes then just
       | email me here and we'll help you out: vip@joinotto.com
        
         | Kwpolska wrote:
         | So you run a bookkeeping company, yet your wife is using a
         | competitor?
        
       | yolo2122 wrote:
       | Founder/Former CEO Ian Crosby's post about the Bench closure:
       | 
       | https://x.com/ianwcrosby/status/1872724231999381790
        
         | davidcbc wrote:
         | Is there a version readable for people without twitter
         | accounts?
        
           | tarr11 wrote:
           | https://threadreaderapp.com/thread/1872724231999381790.html
        
           | ckrailo wrote:
           | Swap the domain of the URL with nitter.poast.org
           | 
           | https://nitter.poast.org/ianwcrosby/status/18727242319993817.
           | ..
           | 
           | More about nitter: https://github.com/zedeus/nitter
        
             | Tanoc wrote:
             | Nitter's been dead for about a year at this point. I'm
             | pretty sure any Nitter instance still running is using some
             | abstract method and not the actual Nitter system.
        
               | coldtrait wrote:
               | Yea I don't think there's an alternative after Elon made
               | changes to Twitter's API
        
               | joshuahedlund wrote:
               | I don't know how they do it but xcancel works pretty good
               | 
               | https://xcancel.com/ianwcrosby/status/1872724231999381790
        
               | KomoD wrote:
               | It's the same Nitter, but using real accounts instead of
               | the "guest accounts" that were used previously.
               | 
               | "Guest accounts" were accounts you could generate to
               | access Twitter without actually signing up, but then Elon
               | Musk killed them so then Nitter was basically declared
               | dead because most people don't want to spend time making
               | tons of actual accounts to run a Nitter instance and then
               | Elon Musk also made the ratelimits stricter so you needed
               | even more accounts.
               | 
               | Some of the bigger Nitter instances used thousands of
               | guest accounts.
        
           | joshuahedlund wrote:
           | https://xcancel.com/ianwcrosby/status/1872724231999381790
        
         | ttul wrote:
         | I advise caution in believing his statements to be true,
         | particularly about Bench's board and investors. The truth will
         | live in their financial statements, which no doubt will be
         | revealed in bankruptcy proceedings in the coming months.
        
           | iwcrosby wrote:
           | Ian Crosby here. If you don't believe me, believe the CEO of
           | Shopify who was an investor and partner:
           | https://x.com/tobi/status/1872753436116332994
        
             | IAmGraydon wrote:
             | Hi Ian. Sorry to see this happen to the company you
             | founded. Can you say what the board's strategy was that
             | conflicted with your vision?
        
             | mcenedella wrote:
             | Ian, I emailed you a couple years ago when I felt Bench had
             | become worse and worse for customers. I was sad to discover
             | that you'd left and I felt the difference was definitely
             | attributable to your departure. I switched providers
             | shortly thereafter.
             | 
             | So, speaking as a former customer, the tragedy and timeline
             | you mention pass the sniff test for me. So glad your next
             | venture has been going well for you!
        
           | yolo2122 wrote:
           | I agree that the financial statements will be a key artifact
           | of truth + I cannot speak to the validity of the statements
           | made by Ian as I have no context or knowledge of Bench
           | outside of my experience of being a long time customer.
           | 
           | However I can, albeit anecdotally from my perspective, say
           | that I felt there was a marked difference in Bench's
           | quality/service/responsiveness/performance/etc about 3yrs
           | ago. This aligns with the timeline given by the former CEO in
           | his post for his departure.
        
       | blakebilliet wrote:
       | Hey everybody -- I'm the founder and CEO of Afino. We offer all
       | of the same services as Bench and ready to help any founder
       | affected by this sudden shutdown.
       | 
       | Check out our services on our site (www.afino.ai) and book a
       | priority meeting to talk to me and my team
       | (https://app.reclaim.ai/m/afino/priority-intro)
        
         | runako wrote:
         | Awesome. Since you're here, could you share pricing? I know it
         | may vary, but since you are offering to bring on Bench
         | customers perhaps you could share pricing for similar service
         | as Bench's offerings?
        
           | blakebilliet wrote:
           | You're right that it varies a lot but we're priced
           | competitively with all of our peers. I haven't seen a quote
           | that we can't beat. We're playing a long game here and aren't
           | going to lose a good customer on price.
           | 
           | Bookkeeping starts at $500/mo, Fed + State Taxes at $2,400.
           | We do a long list of FP&A and fractional CFO services as
           | needed. We get our prospects a detailed quote from just a
           | 30-min call.
        
       | bolshchikov wrote:
       | CEO of Finaloop (real-time financial solution) just offered a
       | migration package and 75% off.
       | 
       | https://www.linkedin.com/posts/activity-7278469880629067776-...
        
       | michliao wrote:
       | If you're a ecommerce brand, we specialize in ecomm bookkeeping
       | and can get you migrated and caught up for 2024 immediately.
       | 
       | DayZero - ondayzero.com - or send me an email
       | michelle@ondayzero.com. Always happy to be a resource
        
       | jakecarpenter wrote:
       | Seems like my experience may not have been typical. I used Bench
       | from 19-23 for a startup and always felt like I was getting great
       | service. I agree that they were a bit expensive, but the
       | financials passed external reviews and always made my investors
       | happy.
       | 
       | It is a shame to see them closing down this way, awful timing and
       | awful treatment of their customers. As a founder, you need to
       | fully understand your financials, but you should have a pro
       | managing the day-to-day and even month-to-month.
        
         | kstrauser wrote:
         | I used them from around '18-'22. There were a couple of minor
         | glitches sometimes, but it was generally fine and they were
         | always quick to respond to questions. My accountant liked
         | working with them.
        
       | MayowaO wrote:
       | Come to factsfinancegroup.com
       | 
       | Real people.
       | 
       | Won't bore you with technical talk, your books will simply be
       | done. You will be tax ready and tax efficient.
       | 
       | Last, but not least, you will have everything you need to grow at
       | your fingertips.
       | 
       | We simply want 100 clients.
       | 
       | We'll focus on 100 of you and continue to the moon together.
        
       | pkkkzip wrote:
       | hmmm another "unicorn" from vancouver that bites the dust, i
       | remember one with an owl as mascot logo can't recall what they
       | did or their names but many ppl from vancouver mentioned it while
       | ago.
       | 
       | I wonder why that place can't compete with American cities, i
       | think even Toronto /Montreal is more successful than Vancouver.
       | 
       | for one the low salary must be demoralizing on top of being one
       | of the most expensive cities in the world.
       | 
       | have there been notable canadian startup unicorn that turned IPO
       | or major acquisition (100x ROI and up?) other than Shopify?
       | 
       | seems like nobody can really compete with America when it comes
       | to creating IPOs and billionaires.
        
         | justinhj wrote:
         | US companies pay more and obviosuly it's a bigger market. It
         | means the pool of good engineers and leaders is constantly
         | leaking across the border. I've made Vancouver work for me for
         | 20 years but there are significant headwinds and for young
         | people with no ties there is very little incentive to stay.
         | There is a lot more happening on the East coast though.
        
         | rchaud wrote:
         | > seems like nobody can really compete with America when it
         | comes to creating IPOs and billionaires.
         | 
         | This is another way of saying American tech VCs throw a lot of
         | money around, often into poor investments, in the hope of
         | cornering the market on $nextBigThing. In a world where any
         | Tom, Dick and Harry can run up massive losses and still IPO
         | through an SPAC, how is that an indicator of anything good?
        
           | lotsofpulp wrote:
           | >In a world where any Tom, Dick and Harry can run up massive
           | losses and still IPO through an SPAC, how is that an
           | indicator of anything good?
           | 
           | Anyone can IPO, but few earn money doing it. In the last 10
           | years, how many owners made any significant money IPO-ing
           | through an SPAC? The market has mostly rewarded good
           | businesses with cash flow and profits and growth, and others
           | have lagged behind a relatively risk-less SP500 investment.
           | 
           | This very thread is an example of yet another business
           | shutting down because the business couldn't achieve the
           | desired profit margins. If the owners could have IPO'd and
           | made money, they would have.
        
             | rchaud wrote:
             | > Anyone can IPO, but few earn money doing it. In the last
             | 10 years, how many owners made any significant money IPO-
             | ing through an SPAC?
             | 
             | If owners are holding stock (instead of say, options), then
             | the only reason to IPO would be if they can sell the stock
             | on the secondary market at a profit. They wouldn't need to
             | IPO to raise capital, the VCs can offer that. So what would
             | be event where such a SPAC IPO wouldn't make money for the
             | founder?
        
       | davidkopf wrote:
       | I'm sorry for all those affected by the Bench Accounting
       | shutdown. If any of you are solopreneurs, feel free to reach out
       | to my friend Nate at Cookie Finance. They are a highly trusted
       | accounting platform (US based) that provides full-service
       | accounting/tax. Nate also shared with me that they've already
       | worked with a lot of former Bench clients.
       | 
       | His contact info is below.
       | 
       | Nate Coughran info@cookiefinance.co
        
       | sirjaz wrote:
       | This is the problem with SaaS. If it shuts down you loose access
       | to your data and app. This is why we should have local native
       | apps!
        
       | cmosser wrote:
       | I'm Crystal, Director of Relationships and Sales at Breakaway
       | Advising. We deeply feel for the employees and clients of Bench
       | left in a lurch, especially during this season. In light of the
       | recent news and in the spirit of the holidays, I'm offering
       | complimentary setup for QuickBooks Online (QBO) or Xero to help
       | you get started.
       | 
       | Breakaway Advising is a franchise model with no entry fee for
       | bookkeepers, controllers, and CFOs. Backed by a community of
       | expert professionals, we provide exceptional financial services
       | with an entrepreneurial approach. Think of me as your
       | client/advisor matchmaker--here to connect you with the perfect
       | professionals to meet your unique needs.
       | 
       | Whether a Bench employee or client and if you value exceptional
       | service, great people, and a community-driven spirit, let's
       | connect! Reach out to me at cmosser@breakawayadvising.com.
        
       | evabiz7 wrote:
       | EVA Business Solutions can help any impacted Bench customers.
       | Contact them at info@evabusiness-solutions.com or call
       | 615-461-7157.
        
       | jnwatson wrote:
       | Perhaps I'm old school, but how hard is it to hire a bookkeeper
       | part time, a CPA a few times a year, and use Quickbooks? Was
       | there some special value that Bench provided?
        
         | balls187 wrote:
         | You're not old school.
         | 
         | This is just how the tech industry works.
         | 
         | I ofc know nothing about Bench, but am aware of tech companies
         | that try to disrupt established businesses with the aid of
         | free* unlimited* money.
        
         | yolo2122 wrote:
         | Been there done that several times over. One PT bookkeeper
         | would only do books if they also got paid to process payroll
         | which like the books was always behind. They did a good job on
         | the books but I have small brick and mortar biz's. While I can
         | wait a bit for books I can't to get my employees paid
         | correctly, once someone's payroll isn't right/paychecks take
         | longer/etc it gets heated.
         | 
         | Another would produce books that required a lot of work from my
         | CPA which made the CPA a lot more expensive.
         | 
         | I've had it pretty easy - friends of mine have had PT/local
         | bookkeepers do every form of damage you can think of - it's a
         | messy world for SMB books. And those are nothing compared to
         | the carnage I've observed small biz's with an employee PT or FT
         | in house doing the books.
        
         | blindriver wrote:
         | You're probably so small that you don't need to worry about
         | keeping good books. If you have a decent number of customers
         | and employees and worry about payroll then you need proper
         | accounting software.
        
         | arjvik wrote:
         | I use GnuCash for my personal accounting, and have a flow down
         | to import my monthly cashflow and categorize everything into my
         | ledger. What does such accounting software provide on top of
         | that?
        
       | j45 wrote:
       | The cloud is someone else's computer, including SaaS and when
       | they suddenly go away.
       | 
       | If there's an opportunity to open-source this code so people who
       | can't simply migrate to one option after considering many, self-
       | hosting might be an option at least in the interim.
        
         | BehindBlueEyes wrote:
         | Their software is designed to enable hundreds of bookkeepers to
         | do the accounting with some interesting automations, self
         | hosting makes little sense. As an individual, if you want to do
         | things yourself, you're better off using gnucash.
        
       | ahstilde wrote:
       | always so annoying to find bookkeepers at a fair price.
       | 
       | In particular, charging on expenses or on transaction volume
       | isn't aligned with value generated. Instead, bookkeepers should
       | charge on "anomalous transactions identified and corrected"
       | 
       | https://www.ledgerup.ai/ (a YC co) has a bookkeeping agent
       | integrated with quickbooks. I've migrated to them after trying
       | Fondo (also a YC co) and a local SMB bookkeeper in the past.
       | 
       | There's so many YC backed bookkeepers - Pilot, Afternoon, Fondo,
       | LedgerUp
        
         | lotsofpulp wrote:
         | If bookkeepers and able to collect an "unfair" price, then why
         | are there no publicly listed bookkeeping businesses putting up
         | large profit margins?
        
       | romanzubenko wrote:
       | If you are an ecom brand or tech startup - I'm CEO of
       | Afternoon.co (YC F25) providing same services as Bench including
       | year end tax filing, ready to onboard you asap, just email me at
       | roman@afternoon.co
        
       | Havoc wrote:
       | Not even a tiny bit surprised given their pricing [0]. The only
       | thing you're getting with those rates are juniors with
       | questionable training and worse supervision. Likely outsourced to
       | a cheap country on top of it.
       | 
       | As a reference point their MONTHLY rate would get you 1-2 hours
       | of senior associate time at a B4 provider.
       | 
       | It's the equivalent of hopping onto fiverr and hiring a coder
       | after sorting by low price, and then being surprised when you
       | receive LLM code that doesn't compile. It's entirely your own
       | fault if you thought that would work...
       | 
       | [0]
       | http://web.archive.org/web/20241223225539/https://www.bench....
        
       | taxbirdie wrote:
       | If you have been affected by this, don't go from one tech bro
       | service to another. Find a company ran by a tax professional.
       | There is no viable automated solution for bookkeeping and tax
       | now. These are customer intensive fields that require inquiries
       | and clarification, things that AI isn't adept at. This is my
       | field and while I do use software to automate some work, it still
       | hallucinates and can transpose items or be unable to read data. I
       | do suggest doing a tax extension right away and letting your
       | employees know. Depending on the state of your books, you may
       | need to hire spmeoen to review them and process any 1099s and W2s
       | you need to get out.
        
       | johnkadams wrote:
       | does any one know who is in charge at Bench accounting? Does
       | anyone know where the scum bag is. I want to find this ass hole.
       | I want to swear criminal warrants for them. Anyone who has info
       | on this situation please contact John adams 678-508-1590 or email
       | john@thebrasslantern.com
        
       | johnkadams wrote:
       | Bench CEO and the rest of you scum bags we are going to find you
       | and you are going to jail every last one of you!!!
       | 
       | John Adams
        
       | jaccounting wrote:
       | Tossing another hat in the game. https://treewalk.com/bench-
       | accounting-conversion/
       | 
       | Accounting firm run by an entrepreneur that specializes in small
       | to medium size businesses.
       | 
       | Offering free migration/onboarding for the first 100 clients who
       | join them from Bench.
        
       | jbeard4 wrote:
       | Current (I guess now former) bench customer here. Concerned about
       | this comment in their FAQ:
       | 
       | > On this website, by December 30th, you'll be able to enter your
       | Bench login credentials to download your current and prior year-
       | end financials, as well as any documents you've uploaded such as
       | receipts and bank statements.
       | 
       | This makes it sound like they are only making the year-end
       | financials available - not the individual transactions/ledger
       | entries. I'm concerned about this - aren't the individual
       | transactions required if one were to be audited? Would this
       | create a lot of liability for their former customers?
        
       | entityinc wrote:
       | Hi, I am the founder of entity.inc and several accounting firms.
       | We are offering free migration from bench, tax planning and
       | compliance as well as legal services. If anyone has any issues or
       | needs, whether you are based in the US or abroad, please reach
       | out.
        
       | WesJam wrote:
       | This is really sad to hear. We offer a related service in Canada,
       | and therefore I am keenly interested in what didn't work. If
       | anyone from Bench is interested in chatting about what went wrong
       | and what to avoid I would really appreciate your time / happy to
       | grab a coffee if you are in Toronto.
       | 
       | For any Canadian corps caught up in the Bench shutdown. We bundle
       | corporate governance, bookkeeping, tax and payroll for $250
       | CAD/month but only serve straight forward small Canadian
       | corporations.
       | 
       | - Nick co-founder at Ribbon Business (https://getribbon.ai),
       | nicholas.wesley-james@getribbon.ai
        
       | burlesona wrote:
       | They charged us for our next month of service the day before they
       | shut down. That's fraud.
        
         | taspeotis wrote:
         | Think of it as two months of read access rather than one month
         | of read/write access!
         | 
         | > You will have until Friday, March 7th at 5:00pm ET to
         | download your Bench data from this website.
        
       | rglover wrote:
       | Glad I dropped Bench a few months back for my own solution. They
       | started out great, but over the past 18 months, I was always
       | having to reconnect via Plaid and then be told way after the fact
       | to manually upload bank statements because my data wasn't
       | syncing. Even worse, I started having to manually categorize
       | nearly all transactions despite there being existing identical
       | transactions they could auto-categorize from. Finally just built
       | an app that imports data from my bank and lets me bulk
       | categorize/fuzzy search transactions.
        
       | nextworddev wrote:
       | Interesting that they didn't even consider doing an "AI pivot"
        
         | ezekg wrote:
         | They had been slapping on a bunch of "AI" tools this year, all
         | of which required _me_ to manually converse with the AI to
         | categorize transactions. I was wondering what I was even paying
         | Bench for with how much manual work I had to do each month
         | i.r.t. to my books.
        
       | Kwpolska wrote:
       | This thread is full of accounting service founders promoting
       | their product, often with a discount for Bench refugees. Why are
       | there so many of those accounting startups and how do they manage
       | to survive in such a crowded market? Or are they also going to do
       | a last-minute shutdown when the VC money runs out?
        
         | that_guy_iain wrote:
         | The reason there are so many is that every company needs an
         | accounting service. You don't need to dominate the market to
         | have a profitable service.
        
           | Kwpolska wrote:
           | Then how did Bench collapse? How many of those startups have
           | enough customers to be profitable? How could I, as a business
           | owner, decide based solely on their HN advertisements?
        
             | that_guy_iain wrote:
             | > Then how did Bench collapse?
             | 
             | We don't know. There have been many companies that
             | collapsed while competitors grew and new competitors
             | started out. Companies collapse for various reasons. One
             | good explanation is that secure debt got called in and that
             | was the end of them.
             | 
             | > How many of those startups have enough customers to be
             | profitable?
             | 
             | Who knows. How many of the VC ran startups are running at a
             | loss to grow but if they just cut back would be profitable?
             | 
             | > How could I, as a business owner, decide based solely on
             | their HN advertisements?
             | 
             | Who knows. Sounds like a foolish thing to do.
        
         | datavirtue wrote:
         | Because literally no one knows how to keep books and manage a
         | double entry system. We had a family business for 40+ years and
         | most of the revenue was from fixing bookkeeping and accounting
         | mistakes made by untrained individuals trying to use software
         | (QuickBooks). "If the software lets me do it then it must be
         | correct."
        
         | jegolden1 wrote:
         | The reason is that there is tons of money still flowing,
         | because accounting is an industry that is easy to pitch to an
         | investor in 2024.
         | 
         | 1. It touches everyone 2. Everyone finds it annoying 3.
         | Everyone thinks they pay too much 4. AI (still sexy) can fix
         | the above
         | 
         | Unfortuntely, we're still decades from strong products.
         | 
         | I wouldn't touch any of these companies with a ten foot pole if
         | I was a consumer or investor.
        
       | theanonymousone wrote:
       | I don't know much about accounting, but isn't shutting down an
       | accounting service three days before the end of the year a huge
       | slap in the face if the clients of the service, maybe even
       | fraudulent?
       | 
       | And if it is, is it really normal in this sector and "part of the
       | deal" of working with startups?
        
         | Havoc wrote:
         | Running discount promotions on annual plan up until recently is
         | also rather sus.
         | 
         | Pages which are now mysteriously offline but still visible on
         | way back machine
        
       | theanonymousone wrote:
       | Is the list of the board members or VCs involved in this
       | confidential?
        
       | amac wrote:
       | Poor.
        
       | chrismaeda wrote:
       | It seems to me that this is the key takeaway for founders:
       | 
       | Your accounting stack is                 1. accounting software
       | 2. bookkeeping  (ie operating the accounting software)       3.
       | cpa / cfo    (ie for tax and financial planning)
       | 
       | The benefit and problem with "nextgen" solutions like bench,
       | kick, etc is that they provide a proprietary solution for the
       | entire stack. This could be better/faster/cheaper but also comes
       | with risk, as we are seeing in real time.
       | 
       | In contrast, the minimal risk approach is to source your
       | accounting stack from different vendors:                 1.
       | accounting software (eg quickbooks, xero, wave)       2.
       | bookkeeping   (hire a person or use a service)       3. cpa / cfo
       | (hire a person or use a service)
       | 
       | If you use "standard" accounting software, you can change the
       | other layers of your accounting stack at will. The total cost of
       | layers 1 and 2 might be $6k-$8k per year for a company with
       | revenue, which looks more expensive than the nextgen solutions.
       | But the reduced risk and increased flexibility may be worth it.
        
         | Amfy wrote:
         | Agreed, but how do you protect yourself against
         | quickbooks/xero/wave going under? Especially with Wave being
         | mostly(?) free
        
         | smathur3312 wrote:
         | Look into Paro.ai. They are a marketplace with good and
         | reliable bookkeeper, accountants, CFOs. My AI startup got a CFO
         | from them 3 years ago and the relationship is still going
         | strong. They haven't hiked up my rates over 3 years. CPA firms
         | increase rates every year, or dump you if you don't make enough
         | money for them
        
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