[HN Gopher] PayPal (USA) will automatically share data about you...
___________________________________________________________________
PayPal (USA) will automatically share data about you to
participating stores
Author : xyst
Score : 132 points
Date : 2024-10-12 20:19 UTC (2 hours ago)
(HTM) web link (www.paypal.com)
(TXT) w3m dump (www.paypal.com)
| xyst wrote:
| Automatic data sharing policy to take effect on November 27,
| 2024. If you do not want PP to share your data with
| "participating stores", you need to "opt out".
|
| Per e-mail sent regarding this policy update: "You can opt out of
| this at any time in your profile settings under "Data and
| Privacy."
| thwarted wrote:
| Just logging in now, for the first time in years, I found two
| options that seem relevant.
|
| For the first one: it presented that I had given permission to
| "paypal shopping" to share my identity. I removed that
| permission. This may be the automatically added permission that
| I had to opt out of. This was in a list of discrete
| permissions, or apparently so, since there was only one entry,
| but it could be removed by clicking on a trashcan icon.
|
| For the second one, it was explicitly described with words like
| "share your info". This was a checkbox-slider, and it was
| already set to "off".
| xyst wrote:
| I didn't revoke the "PayPal shopping" permission. But now I
| will.
|
| Wonder if PP system automatically moves that slider to off if
| you revoke the "PayPal Shopping" permission. I honestly don't
| remember granting that explicitly. Then again, I have only
| used PP for rare occasions
| xyst wrote:
| Also, maybe it defaults to off if you reside in USA and live
| in one of these states:
|
| > Information gathered about you after the effective date of
| our updated Privacy Statement, November 27, 2024, will be
| shared with participating stores where you shop, unless you
| live in California, North Dakota, or Vermont
| TavsiE9s wrote:
| Any indication on _which_ setting under "Data and Privacy"?
| xyst wrote:
| One thing I realized. This appears to be a change in their
| privacy policy for _US_ PayPal. If you are not in USA (ie,
| Canada), then it likely won't be there as it's not rolling
| out to you.
|
| For me: I opened the app, navigated to Profile > "Data and
| privacy" > "Personalized shopping" (under "Manage shared
| info" header) > toggle off "Let us share products, offers,
| and rewards you might like with participating stores"
|
| Haven't checked on paypal.com
| _huayra_ wrote:
| Here is the precise page, for anyone who wants to easily do it
| and amortize my settings perusing:
| https://www.paypal.com/myaccount/privacy/settings/recommenda...
| RustyRussell wrote:
| Don't see anything relevant in Australia...
| wintermutestwin wrote:
| The whole reason why I use paypal for some purchases is to keep
| the vendor from knowing my PII.
|
| Paypal Enshitification level = 11
| tdeck wrote:
| Doesn't the vendor get your name and address when paying
| through PayPal?
| mrkramer wrote:
| S/he probably meant payment information as credit card
| number, cvv etc. And there was no way before this for
| merchant X to know what Alice or Bob bought from merchant Y.
| n_plus_1_acc wrote:
| And E-Mail and phone number afair.
| AStonesThrow wrote:
| PayPal already shares enough contact info for the purpose of
| shipping when I order physical goods.
|
| This new sharing appears to consist of marketing data on items
| you shop for, not necessarily PII, unless you consider your
| inseam to be classified top secret.
| xyst wrote:
| What PayPal lists in the Privacy Policy for the US is only an
| example. I interpreted the change as "PayPal collects any
| number of information on you. Gives you seemingly innocuous
| data such as inseam. But in reality, we may collect political
| affiliation, contacts, salary information, and share that
| with retailers that want our data"
| toomuchtodo wrote:
| Is privacy.com an option for you? Disposable virtual payment
| card numbers and whatnot.
| dynm wrote:
| Strongly recommend not using privacy.com. It's full of dark
| patterns and has lots of crazy behaviors like randomly
| locking your account and demanding good old picture of you
| with photo ID. For a _privacy_ focused service, this is
| hilarious.
| autoexec wrote:
| PayPal has always been a disaster. There have been so many
| stories of people having their accounts frozen for long periods
| of time while whatever passes for "customer service" at PayPal
| jerked them around or outright ignored them that I stopped using
| PayPal a very long time ago and I've never once regretted it.
|
| I see that paypalsucks.com is gone now. Not sure when that
| happened (archive.org is down too), but really, people have had
| more than enough warning about what a shit company PayPal is, so
| anyone continuing to get screwed over by them now is pretty much
| asking for it.
| noname120 wrote:
| Is it only in the US? My PayPal account is from Switzerland. I
| haven't received an email and the option doesn't appear in "Data
| and Privacy" either.
| xyst wrote:
| yes - appears to be only US, for now.
|
| edit: updated title to add (USA)
| kevin_thibedeau wrote:
| US PayPal is not a bank. Other incarnations are and will be
| subject to the relevant banking regulations.
| actionfromafar wrote:
| Ha, I forgot about that. The US Freedom is really shiny
| over at Paypal, a bank free to not follow banking
| regulations, and no pesky liberal privacy, except in
| California.
| nurtbo wrote:
| Privacy laws actually work! Let's pass more of them.
|
| > Information gathered about you after the effective date of our
| updated Privacy Statement, November 27, 2024, will be shared with
| participating stores where you shop, *unless you live in
| California, North Dakota, or Vermont.* For PayPal customers in
| California, North Dakota, or Vermont, we'll only share your
| information with those merchants if you tell us to do so
| darknavi wrote:
| This is so open faced and gross. It reminds of someone talking
| about getting paid minimum wage. If you get paid minimum wage,
| what your employer is saying is, "I would pay you less if I was
| legally allowed to do so."
|
| It also reminds me of State Farm's (auto/home insurance in the
| US) website with this link at the bottom:
|
| > Do Not Sell or Share My Personal Information (CA residents
| only)
| toomuchtodo wrote:
| Don't get mad, get active. Keep cranking on the policy
| ratchet, progress and success is clearly possible.
| mrkramer wrote:
| That's what Disqus has at the bottom of every of their
| comments section[0]. I find it ridiculous.
|
| [0] https://electricdusk.com/img/disqus-gdpr-violation-
| marketing...
| tmpz22 wrote:
| In 1999 the show writers of the West Wing accurately predicated
| this in an episode about the selection of a Supreme Court
| Judge:
|
| "It's not just about abortion, it's about the next 20 years. In
| the '20s and '30s it was the role of government. '50s and '60s
| it was civil rights. The next two decades are going to be
| privacy. I'm talking about the Internet. I'm talking about cell
| phones. I'm talking about health records and who's gay and
| who's not. And moreover, in a country born on the will to be
| free, what could be more fundamental than this?"
|
| - Sam Seaborn (Rob Lowe) West Wing (ep: The Short List) 1999
|
| - We've seen massive breaches of EMR systems
|
| - We've seen massive breeahes from dating apps (Grindr) outing
| Gay individuals
|
| - None of these entities faced significant consequences for
| their actions and continue to operate with large amounts of
| profit.
|
| - 2 years after this episode the Patriot Act was passed. We've
| failed on privacy so far.
| SturgeonsLaw wrote:
| Imagine if the real government was as competent and good
| faith as the West Wing government
| levocardia wrote:
| I've gotten the sense that PayPal is circling the drain lately.
| Whenever I log on (which is rare) I'm bombarded by modals and
| banners offering payment plans, digital coupons, etc. When I
| receive money, there's lots of clever UI design that's trying to
| trick me into transferring it instantly (for a fee) or keeping it
| in PayPal, as opposed to withdrawing it to my bank account. I
| suppose this is just one more sign the company is in financial
| trouble.
| homebrewer wrote:
| Lately? It's been that way for decades.
|
| I'll add one more to your list: since many things are paid in
| USD, and most of us live outside the US, your payment goes
| through a currency conversion. Up until a few years ago it was
| possible to configure PayPal to let your bank convert using
| bank's own rates, although it was hidden behind dark UI
| patterns. Then they removed it and now force you to run
| conversion at PayPal rates, which are just terrible, much worse
| than any bank I've ever used. This was about the time I stopped
| using PayPal completely, so I can't say exactly how much of a
| price hike this caused, but it's probably around 10%.
| zaptrem wrote:
| > No matter where you live, you'll always be able to exercise
| your right to opt out of this data sharing by updating your
| preference settings in your account under "Data and Privacy."
|
| There is currently no opt out button or switch on this page on
| their website when signed in through either my personal or
| business account.
|
| Edit: Someone further down direct linked to it here
| https://www.paypal.com/myaccount/privacy/settings/recommenda...
|
| No idea how they got this screen, as when I click back it gives
| me the same menu I saw before where this option doesn't exist and
| the website design is different.
| grahamj wrote:
| Glad I deleted my account some time ago
___________________________________________________________________
(page generated 2024-10-12 23:00 UTC)