[HN Gopher] Portugal seeks to become low-tax haven for young people
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       Portugal seeks to become low-tax haven for young people
        
       Author : alephnerd
       Score  : 80 points
       Date   : 2024-10-10 14:10 UTC (8 hours ago)
        
 (HTM) web link (www.ft.com)
 (TXT) w3m dump (www.ft.com)
        
       | ExoticPearTree wrote:
       | https://archive.ph/jfRjL
        
       | smackay wrote:
       | The prices for housing, in any form, in the major metropolitan
       | areas suggest this will not be successful.
        
         | libertine wrote:
         | This looks like is going to help increase the prices even more.
        
           | Nifty3929 wrote:
           | Indeed - people cannot live in money. Giving them more money
           | will not help them get a place if there are not more places
           | available to get. It would only drive up the price as the
           | same people compete for the same housing with more money. Or,
           | if they have some form of rent control - simply greater
           | frustration all around.
           | 
           | Another possible consequence is greater inter-generational
           | friction as young people with more money out-compete
           | existing, older tenants/owners for those homes.
        
       | laweijfmvo wrote:
       | > A worker in Portugal earning the average annual wage of about
       | EUR20,000 currently pays a top income tax rate of 26 per cent.
       | Anyone earning between roughly EUR21,000 and EUR27,000 pays a top
       | rate of 32.75 per cent.
       | 
       | ouch
        
         | FaridIO wrote:
         | Pretty nominal for Europe to be honest. Most Americans don't
         | realize a) how much money they make and b) how little taxes
         | they pay. Apples and oranges with all the social safety nets
         | and such of course, but still most (healthy) Americans get much
         | more money in their bank accounts after all is said and done
         | than they would in Europe.
        
           | baal80spam wrote:
           | This is correct.
           | 
           | Here's a handy table:
           | https://en.wikipedia.org/wiki/Tax_rates_in_Europe
        
             | rsynnott wrote:
             | Top rates are kind of useless; some countries have many
             | more brackets than others. The US used to have a 90% tax
             | bracket, but that didn't make it a particularly high-tax
             | country; effectively no-one paid it. Comparisons, are in
             | practice, inherently difficult, because the curves caused
             | by the tax brackets and credits can be very different. It
             | really depends an awful lot on income.
        
           | laweijfmvo wrote:
           | I should look more into cost of living in Portugal, maybe,
           | but one of the other commenters mentioned housing prices
           | being... high. In US, making ~$20,000 you'd be considered
           | poor (maybe not "officially") and probably pay zero federal
           | tax and receive quite a bit of assistance.
        
             | titanomachy wrote:
             | $20k is technically above the US federal poverty line for a
             | single person. I live in a state where anyone under $30k is
             | considered low-income and qualifies for full benefits.
        
           | benopal64 wrote:
           | What happens to the unhealthy Americans? What happens to the
           | Americans who are too poor they cannot pay health insurance
           | and the cost of medicine/surgery. I think only the wealthiest
           | Americans have much more money in their bank accounts than
           | they would in Europe.
        
             | InDubioProRubio wrote:
             | Death and disease are not real, my mind zones them out. I
             | never remember when i was the last time at the dentist, so
             | why include that part in my lifes plan? That is just a
             | blindspot of everyones mental model. They parked a whole
             | scaming theme park in that in the us.
        
             | sickofparadox wrote:
             | This is a misconception. Even in the poorest state here in
             | the US, the median income is far more than most countries
             | in Europe, pre tax[1,2]. And unlike what the internet says,
             | we do have government programs that provide healthcare for
             | those that cannot afford it or are out of work.
             | 
             | [1] https://www.statista.com/statistics/205960/median-
             | household-... [2]
             | https://www.euronews.com/business/2024/07/08/european-
             | averag...
        
               | hollerith wrote:
               | Agreed. There are many reasons to prefer living in Europe
               | to the US, but "more money in their bank accounts" of
               | non-wealthy people is certainly not one of them even
               | though the American must sometimes use the bank account
               | to pay for things that are provided by the government in
               | Europe.
        
               | jajko wrote:
               | Unless we talk about Switzerland. But that's like 2% of
               | the continent so what you say is valid.
               | 
               | And given too left-leaning and fanatical green-deal-at-
               | all-costs push from Brussels economical situation won't
               | get better, in contrary. They could be pouring money into
               | defense, its not like in 20 years russia will stop
               | wanting to subjugate/murder us all. Or they could try not
               | killing their own automobile industry so quickly. Or...
               | 
               | EU started a slow but steady decline given changes in
               | global economies, it will take probably a long time due
               | to various factors but trend is clear.
        
               | alephnerd wrote:
               | > And given too left-leaning and fanatical green-deal-at-
               | all-costs push
               | 
               | Investing heavily in renewable technology and R&D doesn't
               | mean spending less on military or industrial capacity -
               | in fact it's fairly dual use.
               | 
               | Furthermore, US, China, SK, JP, and others manage to
               | balance both.
               | 
               | The issue is most EU members stopped funding their
               | militaries following the fall of the Berlin Wall and
               | redeployed that capital elsewhere - especially during the
               | European Recession+Currency Crisis (1990-95), GFC
               | (2008-11), and Eurozone Crisis (2008-2014).
        
               | s1artibartfast wrote:
               | And Switzerland is most like the US out of European
               | countries, albeit an idealized version of the US.
               | 
               | It has private healthcare mandated by the government, and
               | an economy favorable to capital. It has a federal system
               | where most of the power and spending resides with the
               | cantons(states), and much closer to the voters.
               | 
               | The Swiss constitution was actually modeled after that of
               | the US.
        
               | JumpCrisscross wrote:
               | > _Swiss constitution was actually modeled after that of
               | the US_
               | 
               | "The Amercian national constitution, the Articles of
               | Confederation, was constructed on the Swiss model of a
               | confederacy of some over sovereign states. Then,
               | Americans repudiated confederal government in 1787 as
               | impotent and unworkable and adapted a new federal
               | constitution. The opponents of the new charter, the Anti
               | Federalists argued that a Swiss style government was
               | still a viable model which offered the best hope for the
               | preservation of American liberty. The Swiss themselves
               | repudiated confederate government in 1848 using many of
               | the same arguments Americans had marshalled against it in
               | 1787 and adapted a Federal constitution modelled after
               | the American constitution of 1787. After the Civil War
               | many American state and local governments adapted
               | constitutional reforms borrowed from the Swiss. The
               | initiative and referendum - which continues to this hour
               | to give the politics of California and other influential
               | states their distinctive tone."
               | 
               | https://www.legalanthology.ch/hutson_swiss-and-american-
               | stat...
        
               | s1artibartfast wrote:
               | I think that supports what I said, but I love the added
               | detail. There was more back and forth exchange than I
               | remembered.
               | 
               | Another fun fact about the Swiss government that I think
               | is superior to the US is that the effectively have seven
               | presidents which form an executive council. The executive
               | council debates behind closed doors and presents a
               | unified public front. Internal debates of the executive
               | counsel are sealed for 20 years before release to the
               | public.
               | 
               | That said, my favorite thing about Switzerland is still
               | that the vast majority of tax collection and public
               | spending occurs at the local level. Federal spending
               | revenue is approximately 30% with the rest being the
               | local cantons. Swiss Cantons are smaller by population
               | then a typical California county.
               | 
               | I think this emphasis on local government results in
               | Civic engagement, oversight, and empowerment while
               | reducing political strife.
        
               | throw_pm23 wrote:
               | You said "A was modeled on B", the answer said "B was
               | modeled on A".
        
               | JumpCrisscross wrote:
               | No, the Swiss federal constitution is based on America's
               | federal constitution. The American Article of
               | Confederation, our previous Constitution, was based on
               | our Helvetic Confederation constitution. Strictly
               | speaking our constitution is based on the American
               | Constitution.
        
               | JumpCrisscross wrote:
               | > _seven presidents which former executive council. The
               | executive council debates behind closed doors and
               | presents a unified public front_
               | 
               | This resembles the Athenian executive. It works in
               | peacetime but less so in war. It's also bad if you
               | polarise because it blamelessly deadlocks.
        
             | alephnerd wrote:
             | > cannot pay health insurance and the cost of
             | medicine/surgery
             | 
             | https://www.medicaid.gov/
             | 
             | https://www.healthcare.gov/health-coverage-
             | exemptions/forms-...
             | 
             | > I think only the wealthiest Americans have much more
             | money in their bank accounts than they would in Europe
             | 
             | Well, you thunk wrong.
             | 
             | Median household income in the US is $80,000 [0] and taxes
             | like VAT are nonexistent.
             | 
             | Throw on top of that access to subsidized plans like
             | Medicaid or ACA plans for households that earn below the
             | median, and most Americans come out ahead.
             | 
             | The big issue with the US is the de facto inability to
             | commit mental health patients to involuntary mental health
             | holds unlike much of Europe due to the current
             | interpretation of the 14th amendment, which has caused the
             | mental health crisis to become a homelessness and drug
             | crisis.
             | 
             | That said, as a whole, most Americans live fairly
             | comparable lives to most Western countries, as HDI shows.
             | In fact, much of Europe has a much lower HDI than the US
             | once you exclude Scandinavia, Germany, the British Isles,
             | and Switzerland.
             | 
             | When you look at a subnational level, it is the Deep South
             | (Alabama, Mississippi, Louisiana, Arkansas) and Appalachia
             | (West Virginia, Kentucky) that continues to lag, but they
             | represent less than 5% of the entire population of the US.
             | 
             | [0] - https://fred.stlouisfed.org/series/MEHOINUSA672N
        
               | rsynnott wrote:
               | > The big issue with the US is the de facto inability to
               | commit mental health patients to involuntary mental
               | health holds unlike much of Europe due to the current
               | interpretation of the 14th amendment
               | 
               | ... Eh? Large-scale involuntary committal largely ended
               | in Western Europe decades ago. What figures are you
               | basing this on?
        
             | Muromec wrote:
             | The God clearly doesn't like them so it's not worth making
             | policy choices that take their problems into account
        
             | profeatur wrote:
             | Unhealthy people get left behind in Europe all the time. I
             | hope as a European you'll never have to go through the hell
             | of trying to deal with any kind of complex chronic illness.
             | The doctors have no clue how to treat these kinds of
             | problems, and any specialists are very few and far between.
             | Go spend some time on forums for people dealing with
             | chronic health problems and you'll find many Europeans
             | who've had to empty out their savings in order to get
             | treatment.
        
             | CalRobert wrote:
             | Honestly health care in Europe isn't great either. My Dutch
             | GP seems to think acetaminophen is the cure for everything.
             | They're decades behind on things like discussing menopause,
             | TRT, etc.
        
             | thatfrenchguy wrote:
             | Medicaid expansion has fixed this for the poorest Americans
             | unless you live in a few red states, and ACA subsidies cap
             | private plans at 8.5% of your income (+ cost sharing on top
             | of that obviously, but there is a maximum per year) for the
             | rest.
        
           | spookie wrote:
           | Portugal is in a weird situation where it has high taxes and
           | at the same time the median salary is too close to the
           | minimum wage. This is difficult to overcome, and thus
           | salaries are stagnated.
           | 
           | The government has no reason, in the medium to long term, to
           | have such high taxes. Since, by keeping high taxation the
           | state retrieves less money in absolute terms than they would
           | if they let wages increase and steer away from the minimum
           | wage.
           | 
           | I don't think you could say that about most EU countries.
           | Portugal really is in a bad place.
           | 
           | (Edit: just clarifying that the situation is different, yes
           | taxation is high as most others but in the case of Portugal
           | its much worse)
        
             | alephnerd wrote:
             | > The government has no reason, in the medium to long term,
             | to have such high taxes
             | 
             | It does - Debt.
             | 
             | Portugal's debt as percent of GDP skyrocketed during the
             | GFC and Eurozone crisis from 75.8% in 2008 to 129% by 2012.
             | 
             | Unlike economies with a similar debt-to-GDP ratio like
             | Italy, Portugal's economy is a relative minnow, and doesn't
             | have a significant domestic capital market which can at
             | least help stem some of the issues, nor can Portugal
             | attract FDI at the same level as much more business
             | friendly Spain, which made income taxes their only lever.
             | 
             | That said, the Portuguese debt-to-GDP ratio has gotten much
             | better (99.10% in 2023), but that was because of how much
             | of the Portuguese budget was spent on servicing debt.
        
               | rsynnott wrote:
               | It's presumably very _cheap_ debt, though? Ireland's in a
               | somewhat similar situation (don't be fooled by the
               | headline debt to GDP figure; Ireland's GDP is distorted
               | to the point that the government has had to make up its
               | own adjusted metrics), though it's currently running big
               | budget surpluses, and from time to time someone will ask
               | "why, instead of lowering taxes and investing in
               | infrastructure, are we not using this surplus to pay down
               | debt?" And the answer is that the average cost of the
               | debt is 1.5% (the expensive stuff from the financial
               | crisis has largely refinanced). It makes little sense to
               | aggressively pay down debt at those sorts of rates.
        
               | s1artibartfast wrote:
               | A quick google search indicated debt interest is about 5%
               | of the national budget.
               | 
               | This does seem low in comparison to the US, where ~17% of
               | the national budget is spent servicing debt interest. For
               | context, this is approximate 1.5X what we spend on
               | national defense. [1]
               | 
               | https://www.investopedia.com/why-interest-payments-are-
               | blowi...
        
               | rsynnott wrote:
               | Huh. Ireland's is about 2.5% (3.1bn on 119bn budget next
               | year). Slightly puzzled at what's going on with the US
               | debt; that does seem very expensive. Though it's not
               | _entirely_ comparing like for like, in that states have
               | their own separate budgets in the US (local authorities
               | in Ireland do too, but their own revenue raising
               | capabilities are very limited and most of the money comes
               | from central government).
               | 
               | Looks like the US's cost of servicing works out to about
               | 3.4%, which definitely seems rather high (though,
               | probably still not high enough that you'd necessarily
               | want to aggressively pay it down; 3.4% isn't a _great_
               | return). Actually, I'd wonder how much of this is related
               | to the debt ceiling stuff; I would assume that makes
               | refinancing when debt is cheap more difficult.
        
               | s1artibartfast wrote:
               | for Ireland, are you talking about % GDP or %governmental
               | budget.
               | 
               | I don't know how or if the debt ceiling has any impact on
               | refinancing.
        
               | rsynnott wrote:
               | % budget. Debt servicing is about 0.5% GDP, but Ireland's
               | GDP is so massively distorted that it's not really worth
               | paying attention to.
        
               | s1artibartfast wrote:
               | OK, I think we were using different units when comparing.
               | 
               | My concern is that the US GDP is also fluffed up, and the
               | situation is more dire.
        
               | spookie wrote:
               | I'm aware, but we have been in that situation for almost
               | a decade now. I'm portuguese.
               | 
               | I just think we would've gotten through this sooner by
               | making use of the invisible hand and lead businesses to
               | be able to prosper more and as a result, higher wages.
               | This would lead to more modest taxes having a higher
               | wield to the state.
               | 
               | As it stands, they are taxing people for a very low
               | absolute amount in the end. Not to mention that taxes go
               | way lower the closer you are to minimum wage (a good
               | thing, but it also shows how little they gain from this
               | strategy). In the meantime they strangle any small to
               | medium sized company, which are the ones driving the
               | wages for most.
        
             | thatfrenchguy wrote:
             | It's not that weird, France is in the same situation.
        
               | spookie wrote:
               | It's similar, in relative terms. In France the minimum
               | wage is currently at 75.5% of the median, in Portugal it
               | is 73.1%.
               | 
               | However, the issue lies in the absolute amounts. In
               | France, the median (monthy) is 2340EUR, but in Portugal
               | it is 1039EUR.
               | 
               | When you are taxed in relative terms this amounts to
               | quite a big difference when comparing what both
               | government get from their citizens.
               | 
               | I concur that France's cost of living is higher and that
               | I'm wayyyy oversimplifying it.
        
           | ryandvm wrote:
           | That extra money comes in handy when you're paying $15K/year
           | for health insurance because if you don't a few hours in the
           | hospital would cost you triple that.
        
           | HarHarVeryFunny wrote:
           | Just looking at salaries and taxes makes for a very distorted
           | view of wealth and affordable lifestyle in the US vs
           | elsewhere. Even if you take into account ALL the major
           | variables such as college costs/loans, housing prices, real
           | estate taxes, cost of healthcare, retirement, etc, it is very
           | difficult to compare.
           | 
           | You can better see the reality by looking at actual examples
           | of families with massively different incomes living in the US
           | vs elsewhere. It takes WAY higher salary (5x?) in the US to
           | enjoy the same lifestyle as someone in the UK, for example.
        
             | CalRobert wrote:
             | ..... really? I'd take $200k in the US over 40k GBP any day
             | of the week. And in the US I'd have bug screens in my
             | windows. And air conditioning. And food I can taste.
        
               | HarHarVeryFunny wrote:
               | Depends where in the US of course. $200K isn't going to
               | go very far if you have to pay $1M for a house, 20K for
               | r/e taxes, etc... One or two kids in college and you are
               | f'd.
               | 
               | I don't know exact salary figure, but my sisters family
               | in UK have medium income (1.5 jobs) new BMW, two kids in
               | college, foreign vacations every year, kids got latest
               | Apple phones/watch/laptop growing up ... A bit like
               | 1950's America living the dream on a single income with
               | foreign holidays and iPhones added.
        
               | CalRobert wrote:
               | When did they buy their house (or flat)?
        
               | HarHarVeryFunny wrote:
               | House bought a while back before prices shot up, so maybe
               | mortgage paid off ... I don't know. OTOH college costs
               | alone make the US ruinously expensive.. $200K/kid
               | perhaps... That's the point really - you need to look at
               | full financial picture in the US - especially costs.
               | Looking at income tells you nothing.
        
               | CalRobert wrote:
               | My alma mater is coming in around $16,000 a year or so
               | for tuition, books, and fees -
               | https://www.calpoly.edu/undergraduate-costs-
               | attendance-2024-... . It's generally considered a not-
               | terrible school. $200k is quite rare.
        
               | arandomusername wrote:
               | if you live in a major city in Europe you are going to
               | also be paying $1M for a decent family sized house.
        
         | xutopia wrote:
         | They actually get healthcare and other services with that. It's
         | not like it's just taken away in some black hole. They get
         | value from the taxes they pay.
        
         | matt-p wrote:
         | Pretty similar to anywhere else in Western Europe. Includes
         | health care and a state pension and things like that.
        
         | stuaxo wrote:
         | When counting your tax in the US add in your health insurance
         | cost to compare to most of Europe.
         | 
         | Or if it's parts of Europe like Portugal where there is health
         | insurance check the cost - looks like 14 euros to 90 euros a
         | month:
         | 
         | https://www.beportugal.com/health-insurance-in-portugal/
        
           | AdrianB1 wrote:
           | It is realistically much more than 14 euros. In Eastern
           | Europe I pay almost 700 Euro per month in mandatory state
           | health tax (it is not an insurance, it is a tax because it is
           | a percentage of income, not related to what you are covered
           | for).
        
           | profeatur wrote:
           | Yes, there is a public health system, but people tend to
           | avoid it when they can. Most opt to go private for their
           | dental, for example. And if they have any kind of systematic
           | (sibo, ibs, autoimmune, etc) problem the public system is
           | useless and they will have to travel to find a private
           | specialist. On the other hand, the private system is really
           | good here, and also pretty cheap.
        
             | insane_dreamer wrote:
             | Dental is also typically not covered by medical insurance
             | in the US (dental insurance is separate and works
             | differently).
        
           | johngladtj wrote:
           | If you're counting that you should add the +30% for social
           | security in Portugal as well.
           | 
           | Straight up if you actually do the math and count every tax
           | paid directly a d indirectly someone making minimum wage has
           | a effective tax rate above 60%
        
         | Me000 wrote:
         | In America the tax rate is higher? People are reacting like
         | this is a lot haven't seen a paycheck in the US in there
         | lifetime. US is maybe 5% lower under some circumstances. I
         | thought fake outrage was banned here?
        
           | ativzzz wrote:
           | Not even close, the marginal federal tax rate is 12% for
           | income between $11k and $44k [0]. This doesn't take into
           | account state/property taxes, but it's nowhere near
           | 
           | [0]https://www.irs.gov/filing/federal-income-tax-rates-and-
           | brac...
        
             | lostmsu wrote:
             | Both calculations should include VAT btw
        
             | s1artibartfast wrote:
             | you have to adjust for median income and PPP. also, state
             | taxes are often substantial.
        
           | wil421 wrote:
           | At the levels OP described I'd be at 17% federal and state
           | taxes rate. I'm at about 42% with state and federal but you
           | need to add and zero and double the amounts to get close to
           | our household income.
           | 
           | Not sure if Portugal uses marginal tax rates or not.
        
         | victorbjorklund wrote:
         | _laughs in swedish_.
         | 
         | 32.75% taxes. That is so low.
        
           | speeder wrote:
           | Portugal taxes are probably higher than Sweden.
           | 
           | Many people ignore portugal mandatory social contribution, it
           | is mandatory even if you earn minimum wage, and the tax there
           | is about 34% (forgot exact number, the way they charge make
           | it clunky to calculate). Most portuguese people think this
           | tax is "only" 11% because the rest of the tax is "paid" by
           | the employer. Average people don't understand that if your
           | salary was supposed to be 1000 and you get only 650 after tax
           | you paid 350 in taxes even if your paycheck says your pretax
           | salary is 800.
           | 
           | Note: the income tax is paid on top of the social
           | contribution, so is easy to end paying 50%+ taxes if you are
           | in tech. Then Portugal gets mad with all recent grads moving
           | to Germany. (By the way, I still live in Portugal but all
           | companies I worked for since moving here were German,
           | Portuguese companies can't compete in wages)
        
           | jcmfernandes wrote:
           | It can go up to 48%. But as in most countries, it's
           | progressive: you pay X% over the first AEUR, then Y% over the
           | next BEUR, etc.
           | 
           | Then you have Social Security (mandatory): 11% on the
           | employee and 23,75% on the employer, or 21,4% for independent
           | workers.
        
           | Muromec wrote:
           | Cries in throat sounds and having tax discount expiring at
           | the end of this month
        
           | radicalbyte wrote:
           | I'm paying about 50% tax rate here in NL (we have a very high
           | income), I just wish that those who have 10x and more than
           | our income also had to pay a 50% tax rate. Only our tax rules
           | have been written so that those who are very rich don't pay
           | their fair share.
        
       | whatshisface wrote:
       | Going by elementary macroeconomic principles, currency
       | unification will always result in "dead zones," because their
       | exchange rates can't stabilize the balance of trade.
        
         | MichaelZuo wrote:
         | What does ' exchange rates can't stabilize the balance of
         | trade' mean?
        
           | AnimalMuppet wrote:
           | If the US is trading with the EU, say, and the US is
           | importing too much and exporting too little, eventually that
           | affects the exchange rate between the dollar and the euro.
           | That adjusts in a way that somewhat counteracts the trade
           | imbalance.
           | 
           | But if Portugal imports too much from France and exports too
           | little, and they're both using the euro, then there is no
           | exchange rate to adjust, and so you're just left with the
           | trade imbalance and no adjustment.
        
             | moffkalast wrote:
             | So what, the exchange rate in that case would change so US
             | consumers lose buying power for EU imports as a sort of
             | automatic customs fee and as a result would prefer locally
             | made alternatives?
             | 
             | I would question how well that works outside completely
             | generic goods that you can buy anywhere, since with
             | economies of scale consolidating production there is often
             | hardly any alternative anymore.
             | 
             | Also, feels like there could be a way to manually address
             | the balance without reducing people's standard of living.
        
               | whatshisface wrote:
               | The balance is not maintained for individual goods, but
               | rather for the whole market. If the EU is better than the
               | US at manufacturing everything, the exchange rate will
               | fall until the US can at least do one thing cheaper.
               | Exchange rates don't help raise people's standards of
               | living, but they do prevent countries from becoming
               | economic dead zones.
        
             | MichaelZuo wrote:
             | But there is an adjustment in the total wealth owned in
             | aggregate by those in Portugal vs. France, which is what's
             | important at the end of the day, right?
             | 
             | Eventually those in Portugal will not have enough wealth to
             | import above their exports, depending on how much stored
             | wealth they have in aggregate.
             | 
             | So it's still guaranteed to balance out on a century
             | timescale...
        
               | s1artibartfast wrote:
               | The end states are different however.
               | 
               | >So it's still guaranteed to balance out on a century
               | timescale...
               | 
               | Balance in what sense? In terms of trade, countries can
               | perpetually run a deficit if they share a currency.
               | Wealth isnt zero sum and is continually created. This can
               | be used to pay a perpetual deficit at a cost to growth.
        
               | MichaelZuo wrote:
               | Isn't it the relative level that decides the balance
               | between imports and exports? Not the absolute level of
               | wealth?
        
               | s1artibartfast wrote:
               | relative level of what?
               | 
               | I dont understand your question.
        
               | MichaelZuo wrote:
               | Relative level of wealth available for importing...
        
               | s1artibartfast wrote:
               | I see. Even if you have little wealth, I dont mind taking
               | it all. It just means you cant buy much.
               | 
               | Imagine of two families. Whenever one gets money, it buys
               | food from the other. The 2nd keeps taking the money and
               | investing in their garden, making it bigger and more
               | efficient.
               | 
               | IF they share a currency,
        
               | MichaelZuo wrote:
               | How can their be a 'perpetual deficit' in this case? Or
               | in the case of Portugal and France trading?
               | 
               | Eventually one party will exhaust all their available
               | resources, be that money, gold, desirable trade goods,
               | trust, credibility, etc... and won't be able to run a
               | deficit anymore.
        
               | s1artibartfast wrote:
               | Countries continually produce new value. If one party has
               | a gold mine, or scientists, or workers, or anything that
               | produces net positive value, it generates wealth. If you
               | retain that wealth and reinvest it, it can compound and
               | this is called economic growth.
               | 
               | Lets say you, with your human labor, can use 10 bricks to
               | produce 20 bricks. If you do this every year, your wealth
               | grows. first 10, then 20, then 40, then 80, ect.
               | 
               | In this senario, You can trade with your neighbor and run
               | a 10 brick deficit every year, but you wont exponentially
               | grow your production and wealth. You will have 10 the
               | first year, make 20, trade away 10, then end up where you
               | started. You are sustainable forever, but not growing.
               | 
               | Your house will remain small, and the house of your
               | trading partner will grow ever larger.
        
               | MichaelZuo wrote:
               | Yes... but these Portugese bricks have to be somehow
               | better, in some aspect, than French bricks, for them to
               | be traded in the first place.
               | 
               | Be that quality, quantity, availability, pricing, etc...
               | 
               | Eventually Portugal will exhaust all it's bricks, and
               | future brick opportunities, that are better in some
               | aspect, relative to French bricks and French future brick
               | opportunities.
               | 
               | And when that happens with every possible thing and
               | opportunity in Portugal, relative to French things and
               | opportunities, then the trade deficit naturally
               | disappears.
        
               | chucke wrote:
               | You're focusing on the quantity aspect of the metaphor.
               | Reinvesting can not mean only more bricks, but also
               | better. But quantity also may helps sell them cheaper
               | than your competition.
        
             | HarHarVeryFunny wrote:
             | Exchange rates are determined by markets based on supply
             | and demand, with demand being based on things like
             | investment opportunity, as well as structural demand such
             | as for petro-dollar oil payments.
             | 
             | Currency markets are mostly too big for governments to be
             | able to manipulate (e.g. George Soros & GBP).
        
               | whatshisface wrote:
               | The market can adjust the exchange rate between the US
               | and the EU, but not between the Portugal and Spain. This
               | is in a sense the ultimate in government currency
               | control, and if 1:1 is not the exact ratio that the
               | market would have set, one of the two countries will be
               | emptied out.
        
               | HarHarVeryFunny wrote:
               | If the Portuguese economy was booming relative to Spain,
               | then "the market" (investors) can still take advantage of
               | that by investing in other Portuguese assets such stocks
               | and real estate.
               | 
               | If a government wants to address a trade imbalance then
               | import tariffs is one way to do it - or policy changes
               | affecting cost of goods produced for export.
        
         | eschulz wrote:
         | I feel this has also been a challenge for Greece among other
         | places. Can they adapt within the economic zone, say to become
         | tourist havens while the bigger states provide industry and
         | services? Should they leave the Euro?
        
           | alephnerd wrote:
           | Greece should have never joined the Eurozone, and are
           | basically a middle income country despite their high GDP per
           | capita (median household incomes are comparable to Mexico and
           | Malaysia).
           | 
           | That said, leaving the Euro would be too economically
           | traumatic for Greece at this point.
        
         | bobthepanda wrote:
         | This is broadly true for any division of land with a single
         | currency but it's not as if going to tiny city states with
         | unique currencies is also a good idea.
        
           | whatshisface wrote:
           | You could have more currencies than states. That is how it
           | used to work in the US.
        
             | JumpCrisscross wrote:
             | > _how it used to work in the US_
             | 
             | For a definition of "work" which normalises constant
             | financial crisis.
        
               | whatshisface wrote:
               | _Frequent_ financial crises. Constant financial crisis
               | better describes our dying small towns.
        
         | marcosdumay wrote:
         | The balance of payments is always self-stabilizing. The trade
         | component can only have a non-zero integral when somebody is
         | injecting or removing money from the economy by some other
         | means.
         | 
         | What really means that no, economical dead zones have no
         | relation at all with the balance of trade. And also, the
         | balance of trade predicts almost nothing and is controllable by
         | policy, anybody focusing on it is just throwing a red herring
         | and hopping people don't look at actually important things.
         | 
         | (What doesn't mean that currency unification doesn't cause dead
         | zones. I know that this explanation is wrong, I don't know if
         | it happens or not.)
        
           | whatshisface wrote:
           | > _The trade component can only have a non-zero integral when
           | somebody is injecting or removing money from the economy by
           | some other means._
           | 
           | People late in their careers are buying imports, people early
           | in their careers are leaving the country. That's as clear of
           | a case of the integral going negative as I can imagine.
        
             | marcosdumay wrote:
             | "By some other means" literally means that how people trade
             | can't impact the balance.
             | 
             | People leaving the country carrying money is an example of
             | those "other means", people buying imports isn't.
             | 
             | Either way, it's a bad number to even look at. It
             | meaningless.
        
           | s1artibartfast wrote:
           | >when somebody is injecting or removing money from the
           | economy by some other means.
           | 
           | Which should be considered the normal state for an economy
           | that with growth and production.
           | 
           | The issue is that a negative trade deficits are sustainable,
           | but come directly out of the wealth growth of the importing
           | country.
           | 
           | If you have $2 of value per year, and loose net $1 across the
           | boarder, you never accumulate wealth.
        
             | whatshisface wrote:
             | That's a little flattened because oftentimes that $1 will
             | go across the border in exchange for ownership of foreign
             | assets.
        
               | s1artibartfast wrote:
               | Yes, but the principle is the same for how a perpetual
               | deficit can be maintained.
               | 
               | A subsistence farmer can grow enough for themselves. It
               | they make extra each year, they can buy something from
               | outside each year, continually running an import deficit.
        
       | chaosprint wrote:
       | meanwhile Norway has started a controversial exit tax that can
       | kill many tech startups:
       | 
       | https://www.forbes.com/sites/danieladelorenzo/2024/04/09/nor...
        
         | diggan wrote:
         | > When the natural interest for start-ups is to scale up and
         | expand in foreign markets, or to leave the country to seek
         | better deals, the proposed 37.8% exit tax on unrealized assets
         | over $46.5 thousand that have been accumulated in Norway, seems
         | to be the last drop for any foreigner or Norwegian with big
         | dreams to set a business in the Nordic country.
         | 
         | As prior art, doesn't the US have something similar where if
         | you want to leave your residency/citizenship, you have to pay
         | up, even for unrealized gains and such? Seems like Norway is
         | modelling something similar to what the US already has, and the
         | US seems to still have tech startups coming out of it.
        
           | chaosprint wrote:
           | well. but these two countries are very different, so can't
           | just copy paste policies.
        
           | CalRobert wrote:
           | I think the difference is that the US is where you'd want to
           | found your startup anyway.
        
             | diggan wrote:
             | If I imagine being Norwegian, I bet the answer to that
             | question is "Nope" more than "Yes".
        
               | CalRobert wrote:
               | I dunno, even Norwegians like money.
        
           | HarHarVeryFunny wrote:
           | The US exit tax isn't a fixed penalty for leaving, but rather
           | a way to wring "pending taxes" out of citizens renouncing
           | their citizenship. Per the exit tax you pay taxes as if all
           | your assets had been sold, thereby forcing security gains to
           | be "recognized" at that point.
        
             | diggan wrote:
             | How is that different from the thing Norway might
             | implement? Besides the obvious difference of the US exit
             | tax seems to be about citizenship while the Norwegian one
             | seems to be about residency of the company itself.
        
               | JumpCrisscross wrote:
               | > _Besides the obvious difference of the US exit tax
               | seems to be about citizenship while the Norwegian one
               | seems to be about residency of the company_
               | 
               | That's a big difference. (Also, is it company or personal
               | residence?)
        
               | diggan wrote:
               | Sure, but also the least interesting because that
               | difference is very obvious, that's why I'm asking for
               | other differences...
        
               | JumpCrisscross wrote:
               | > _that 's why I'm asking for other differences_
               | 
               | If the obvious difference explains the gap, this is
               | unnecessary. Switch American taxation to a territorial
               | system and you'd see a similar flourishing of start-ups
               | and founders in Canada and Mexico.
        
               | HarHarVeryFunny wrote:
               | You're right - maybe it is the same - I don't read
               | closely enough, but the Norwegian tax is on "unrealized
               | assets" which may be the same thing.
        
             | joncrocks wrote:
             | The big difference is that the US will sting you for tax
             | wherever you are in the world, whereas most will only tax
             | residents (complexities in terms of tax treaties
             | notwithstanding).
             | 
             | Hence in both cases they are both looking to realise gains
             | at the point where they no longer have control over the
             | taxes being charged. A `penalty` for leaving their tax
             | jurisdiction, notionally for the tax they are 'owed'.
        
         | shtopointo wrote:
         | Weird that they would even consider that - Norway is so rich
         | from oil and gas, it may be able to keep going without
         | collecting any taxes.
        
           | blackhawkC17 wrote:
           | Taxes make a government accountable to citizens. While not
           | paying taxes because of oil wealth might seem enticing in the
           | short term, it'll lead to disaster in the long term if a
           | government becomes accountable mainly to the resource
           | industry and neglects to invest in a diversified, productive
           | economy.
           | 
           | Norway has high tax rates despite having oil wealth-- this
           | ensures citizens remain productive and don't get too
           | complacent by depending on a fluctuating commodity.
        
             | ninalanyon wrote:
             | The vast majority of oil tax revenue never enters the
             | Norwegian domestic economy but is instead funnelled into
             | the State Pension Fund (The Oil Fund) which invests outside
             | the country. This means that the oil has little effect on
             | inflation in the country. There is also a rule that only 3%
             | or less of the fund can be used by the state in any one
             | year. 3% is the expected real return so the fund should
             | never shrink thus preserving the value for the future.
             | 
             | Norway has successfully avoided the Dutch Disease. But
             | whether we will be able to successfully negotiate the
             | decline of oil in the long run remains uncertain.
        
         | ninalanyon wrote:
         | A typical bit of Forbes scaremongering.
         | 
         | According to the local the threshold for share gains is 3
         | million kr, about 300 thousand USD. You only pay the exit tax
         | on amounts above that.
         | 
         | "Those subject to the tax will have to address their tax
         | obligations related to gains exceeding 3 million kroner on
         | shares acquired during their time in Norway.
         | 
         | They will have several options to fulfil this obligation,
         | including immediate payment, interest-free instalments spread
         | over 12 years, or deferred payment with accrued interest.
         | 
         | The changes are part of the government's efforts to counter the
         | recent outflow of wealth from Norway, with Switzerland being a
         | popular destination for tax exiles."
         | 
         | https://www.thelocal.no/20241007/whats-the-latest-on-norways...
        
           | dosinga wrote:
           | Yeah, but I think the point is that this applicable on
           | unrealized capital gains too. So if I start a company in
           | Norway, raise a bunch of money and then move to the US
           | because the company wants to have a presence there, I now
           | have to pay the tax on the basis of the money raised; It's
           | quite common for a reasonable successful founder to be worth
           | millions on paper while having no cash.
        
             | christkv wrote:
             | It is and the effect is immediate and destructive to any
             | value creation in startups. It basically forces companies
             | to leave before raising any serious money or founders will
             | end up with tax bills that have to be paid out of
             | investment money
        
               | consteval wrote:
               | Or just staying in the country, thereby bolstering their
               | economy. Which is almost certainly the end goal. I mean,
               | it kind of sucks if these countries provide the tools to
               | create successful businesses and then those businesses
               | just move to cheaper countries. You're kind of getting
               | screwed over.
               | 
               | Countries invest too. In their economy. Providing high
               | quality education at a low price is a huge investment,
               | for example. It's not a good deal if citizens take that
               | and you don't get a return on your investment, i.e.
               | they're not creating innovative companies in your
               | country.
        
             | jplrssn wrote:
             | On the other hand, not taxing unrealized capital gains on
             | exit would effectively create a loophole by which it would
             | be possible to avoid taxation simply by moving to a tax
             | haven for a while and realize the gains there.
        
           | joelwilsson wrote:
           | The Forbes article is from April, while The Local article
           | you're quoting is from October. Back in April, the proposal
           | was different, as The Local explains.
           | 
           | And the biggest problem for startup founders remains: you're
           | taxed, on leaving the country, on unrealized gains. Being
           | taxed on 5 millions of profit sounds fair, being taxed on 5
           | millions (or 30 millions) of valuation used for raising
           | capital, in a startup that then fails and is worth nothing
           | after a few years, maybe not so much. Neighboring countries
           | do not have this kind of taxation.
        
           | olieidel wrote:
           | Not at all. As soon as you get VC money, your valuation
           | likely is in the millions, and then you're already way beyond
           | the threshold. Good luck with the exit tax then.
           | 
           | Many sub-aspects of this are debatable, of course: Is VC
           | money good? Are high startup valuations good? Also: Sure, you
           | can defer the payment, you can pay it later with interest,
           | etc., etc. But that's besides the point.
           | 
           | The problem here is: Once your startup reaches a high
           | valuation, exiting the country, for whatever reason, will
           | become difficult. And this might happen for rather innocuous
           | reasons: Temporarily moving to the US to open up a
           | subsidiary, staying there > 180 days / year? --> Exit tax.
           | Etc. The number of second-order consequences is high, and I'd
           | wager most of them are not good if your goal, as a country,
           | is to foster a startup ecosystem.
        
         | lostmsu wrote:
         | This is exactly the reason why we crossed out Austria as
         | destination. Not only they have an exit tax, they want to tax
         | the unrealized gains since the purchase of the asset instead of
         | since entry to Austria. I wish they'd fix that weirdness.
         | 
         | Or just let people move between there and US without forcing
         | asset sales at bad times to cover tax payments on unrealized
         | gains.
        
         | robocat wrote:
         | Why would anybody do unpaid sweat equity in founding a risky
         | startup? A gamble that can only pay off if you were to _win_
         | the startup lottery.
         | 
         | The same issue in New Zealand. Anyone with a professional job
         | invests $100k/year in lost wages founding their high risk
         | venture. Lose taxes if you win. Lose 100% of your time if you
         | lose. Hardly economically worth being a founder given expected
         | return is so poor (worse than the standard figure of 90%
         | businesses fail after 5 years). We don't have a capital gains
         | tax yet in NZ but CGT means nobody sensible should found a
         | startup by "investing" their time.
        
       | InDubioProRubio wrote:
       | A expected step. Nobody has a intention, to build a
       | anti-(age)-statistic protection wall.
       | 
       | Young, educated people are the gold of the western world- and the
       | gold must not always flow towards rome as tax.
        
         | JumpCrisscross wrote:
         | > _Young, educated people are the gold of the western world_
         | 
         | No, they (we?) are not. The better analogy is a gold mine. You
         | still need to invest in it to get anything out, and it'll be a
         | few years before you do. If you fail to do that, all you have
         | is a Superfund site.
        
           | s1artibartfast wrote:
           | Different analogies, but both are true.
           | 
           | Young, educated, [and motivated] workers are a desired and
           | contested resource.
           | 
           | Producing them is also important.
        
             | JumpCrisscross wrote:
             | > _Young, educated, [and motivated] workers are a desired
             | and contested resource_
             | 
             | Theoretically, sure. In reality this isn't reflected in the
             | immigration policy of any large economy. Portugal makes
             | news with this for a reason.
             | 
             | > _Producing them is also important_
             | 
             | The point is having lots of underutilised young people is a
             | liability. Gold doesn't join gangs or riots.
        
               | s1artibartfast wrote:
               | Agreed. There are also interests that benefit greatly
               | from them them being a highly contested resource with
               | restricted supply.
               | 
               | If you are holding gold, you dont want someone to flood
               | your market with more.
        
               | JumpCrisscross wrote:
               | > _If you are holding gold, you dont want someone to
               | flood your market with more_
               | 
               | Right, this is why it's a stupid analogy. That's true for
               | gold. But if you're hiring young, educated people, you
               | _do_ want your country flooded with them.
        
               | s1artibartfast wrote:
               | It sounds like we mostly agree on this. To be honest, I
               | was mostly reacting to how you initially responded with a
               | flat negation, so Im not going to steel man a simple
               | analogy as a universal truth.
               | 
               | I agree that these analogies all depend on which
               | perspective you are framed in. If you are a hiring
               | manager, you want cheap effective candidates. If you are
               | a worker, you want a labor shortage, at least for your
               | role.
               | 
               | Public policy is a whole different mess. It is set by
               | competing self-interested parties and may or may not bear
               | any relation to the aggregate public benefit.
        
       | jcmfernandes wrote:
       | Portugal already has tax breaks for the youth (aka _IRS Jovem_ ),
       | but the new right-wing government is seeking to extend what the
       | previous left-wing government introduced. That includes loosening
       | requirements and extending the duration of the tax breaks.
       | 
       | Now, while in Portugal people talk about these as measures to
       | retain the Portuguese youth in the country, no political party
       | has framed it as a measure to capture foreign youth. Puzzling to
       | me.
        
       | bluecalm wrote:
       | I think in general the deal in EU is terrible for young and not
       | so young productive people. Taxes on income are high, real estate
       | is very expensive as the land is already taken by others (who
       | usually pay very little tax on it). There is regulatory capture
       | in many industries so you need to first spend years in school
       | then more years to get various certificates and then often you
       | need to work for basically free until you can jump to to the
       | other side of the barricade and start exploiting newcomers.
       | 
       | Taxes are high in Europe because we fund older generations and
       | have oversized wasteful public sector. It has nothing to do with
       | education (very low % of overall budget), healthcare (you are
       | funding it mainly for old people paying multiple of you fair
       | share if you have any kind of decent job) or "social safety
       | nets". I hope more countries push against that. Portugal has
       | fantastic weather and landscapes, same for Greece. Attract enough
       | productive people who are fed up with being diary cows for
       | pensioners and bureaucrats who never worked an honest day in
       | their lives but are very qualified to spend your money and things
       | will start happening there.
        
         | alephnerd wrote:
         | > Taxes are high in Europe because we fund older generations
         | and have oversized wasteful public sector
         | 
         | Everyone seems to forget the Eurozone Crisis from 2008-2014 and
         | how government debt skyrocketed.
         | 
         | A lot of that debt was also at bad terms due to the high risk
         | profile during that time period.
         | 
         | The only easy lever a lot of European countries had to service
         | their budgets was taxes, because a lot of other levels were
         | handed off to the ECB.
        
           | rsynnott wrote:
           | How much of that is still at high rates? Ireland's (at one
           | point the second-highest debt to gdp ratio in the eurozone)
           | average cost of debt servicing is ~1.5%; at that rate you
           | don't _want_ to pay it off. At least in Ireland it was
           | largely refinanced since the crisis; I'd guess it's similar
           | in the other high-debt nations (except possibly Greece, where
           | refinancing might be difficult).
        
             | alephnerd wrote:
             | Portugal is in a similar boat to Greece.
             | 
             | Ireland is very business and FDI friendly, has a fairly
             | decent budget, and worked very hard to resolve it's debt
             | problem in the 2010s.
             | 
             | Ireland now has a ratio similar to that of Germany's, and
             | Ireland has a credit rating of AAA for years now while
             | Portugal only recently made it to BAA in the past year.
        
         | EasyMark wrote:
         | But life isn't just about money, it's about being able to enjoy
         | it, and that is so much easier in countries like Portugal,
         | Spain, Italy, and Germany compared to say the USA. Obviously
         | that's a stated opinion and everyone wants different things
         | from life.
        
           | seydor wrote:
           | More than a million greeks have emigrated since the debt
           | crisis. Life is enjoyable for tourists
        
         | randomNumber7 wrote:
         | This is exactly what I think as a young and educated person.
        
         | insane_dreamer wrote:
         | Could reduce the number of bureaucrats, but supporting the
         | elderly is part of having a stable somewhat equitable society.
         | The post Ww2 boom and the birth rate decreasing has made that a
         | greater burden on the younger generation than it would
         | otherwise be.
        
       | intellectronica wrote:
       | Whenever I read about these schemes I wonder ... did it not occur
       | to the people running the governments of these countries that
       | people are not purely economic maximisers, and that they can
       | attract and retain people by having a country that is fun and
       | comfortable and safe to live in? People in Denmark pay a lot in
       | taxes, but I haven't seen many of them rushing to leave.
        
         | alephnerd wrote:
         | > People in Denmark pay a lot in taxes, but I haven't seen many
         | of them rushing to leave.
         | 
         | The issue is salaries in Portugal are VERY VERY low - they are
         | comparable to Poland, Romania, and Greece - yet their tax
         | burden and cost of living is comparable to Denmark.
         | 
         | A 25 year old Portuguese college graduate can immigrate visa
         | free to Denmark and double-to-triple their salary almost
         | overnight.
         | 
         | The same can't be said for a Dane unless they immigrate to the
         | US, but they're in the H1B queue like everyone else so it just
         | isn't worth the hassle unless it's a high paying white collar
         | job.
         | 
         | The EEC has a massive disparity in incomes, with average
         | monthly wages ranging from EUR700 to EUR5,000 depending on the
         | country, and as EEC members tend to have fairly simplified
         | immigration policies between each other, this causes a brain
         | drain in the countries with lower wages.
        
           | intellectronica wrote:
           | Right, but there are two variables in that equation. If the
           | economy were stronger and more productive people could earn
           | higher salaries. Don't get me wrong, I don't like taxes
           | either (I live in Switzerland and pay relatively low rates of
           | income tax) but it just seems like a loser move to decide
           | that the solution is to fiddle with the taxes, rather than
           | figure out how to make it a place people can build a great
           | life in, including salaries, services, fun, comfort, safety
           | ... all the different things that are important to people.
        
             | alephnerd wrote:
             | > If the economy were stronger and more productive people
             | could earn higher salaries
             | 
             | The issue is Portugal is very business unfriendly and human
             | capital is weak.
             | 
             | It's hard to make the case to invest in Portugal when you
             | can invest a similar amount in neighboring Spain and get a
             | much better return.
             | 
             | Nor do local businesses earn enough to pay comparable to
             | higher income countries in the Single Market - especially
             | because Portugal essentially penalizes large employers
             | 
             | This means the only way to make up the salary differnce
             | that is the cause of the brain drain is to decrease taxes
             | for early career Portuguese.
             | 
             | Denmark and Portugal are nowhere near the same level of
             | development, and what works for Denmark does not work for
             | Portugal.
        
               | intellectronica wrote:
               | > business unfriendly and human capital is weak
               | 
               | Exactly. So I would focus on improving that, rather than
               | try a quick and desperate trick of tax cuts. Why not
               | collect the taxes and then invest them wisely in great
               | modernised services, for example?
        
               | alephnerd wrote:
               | Becuase such changes are extremely difficult and take a
               | generation.
               | 
               | Easing hiring means pissing off unions, which means you
               | piss off voters and donors.
               | 
               | Simplifying entry of foreign businesses and competitors
               | means pissing off small and medium businesses, which
               | means you piss off voters and donors.
               | 
               | Shrinking Portugal's notorious bloated public sector will
               | save money, but means firing a significant number of
               | Portuguese, which means you piss off voters.
               | 
               | Shrinking Portugal's notoriously large spending on social
               | programs will save money, but means you piss off voters.
               | 
               | You can't just "modernize services" overnight. It
               | requires a generation, a lot of capital, and strategy to
               | invest in building a High Tech industry.
               | 
               | > Why not collect the taxes and then invest them wisely
               | in great modernised services, for example?
               | 
               | Because Portugal has had an elevated debt-to-GDP ratio
               | for almost 20 years now, which makes it extremely
               | difficult to get the capital to do any of the above,
               | which means a significant amount of Portugal's tax
               | revenue is spent on servicing those debts.
               | 
               | The average Portuguese gets paid too little, the average
               | Portuguese business is too small to generate significant
               | business taxes, and every individual Portuguese person
               | who has hireable skills has no incentive to be paid a
               | fraction of what they would earn in London, Frankfurt, or
               | Madrid.
               | 
               | Lowering taxes for early career Portuguese in order to
               | entice them to stay until they become mid-career is the
               | least bad option of the multiple bad options Portugal
               | has.
        
               | intellectronica wrote:
               | Thanks for describing the complexity clearly. I think I
               | agree now. It's a disappointing solution that is quite
               | possibly better than other options.
        
             | crubier wrote:
             | PIGS Countries don't have capital available to invest in
             | salaries / services / fun / comfort in the first place, due
             | to historical reasons, the 2010s debt crisis etc.
             | 
             | So the move of bringing people and capital by available
             | means (tax breaks) and be less hostile to startups &
             | companies (they have been very hostile and bureaucratic
             | historically) is one of the few things they can do, and it
             | works.
        
           | Moldoteck wrote:
           | Romania total taxes are quite high, because we don't have tax
           | ladders, it's one size fits all solution and it's a lot. It's
           | that cost of living here is smaller and as result it's not
           | that bad
        
             | alephnerd wrote:
             | Yep, but realistically, Romania (as well as Poland and the
             | rest of Eastern Europe) will end up in the same kind of
             | middle income trap just like Portugal within the next 10-20
             | years.
        
               | chucke wrote:
               | Indeed. Portugal got by in Europe while it could
               | advertise its services as significantly cheaper (Italy
               | and Greece did the same). Romania, Poland and all will
               | live to see another nation take its place, and if not
               | finding a way to produce high value add products and
               | processes, face the same kind of stagnation as Portugal.
        
         | outworlder wrote:
         | > a country that is fun and comfortable and safe to live in
         | 
         | I think Portugal is fun, comfortable and safe. It is a
         | fantastic place if you want to visit.
         | 
         | Living there can be an issue. One of the problems, as another
         | comment says, is that salaries are really low. That's probably
         | compounded by the amount of bureaucracy one needs to wade
         | through to do anything, and the overall 'old school' thinking
         | of folks.
         | 
         | Generalizing(perhaps unfairly), the Portuguese seem to look
         | fondly at the rear view mirror, but more progressive ideas are
         | not viewed in the same light.
         | 
         | You would probably see more people staying if they had a space
         | for their ideas, and a living wage.
        
           | aleph_minus_one wrote:
           | > That's probably compounded by the amount of bureaucracy one
           | needs to wade through to do anything
           | 
           | That does not sound like the description of a "fun" or
           | "comfortable" country to live in. :-(
        
           | intellectronica wrote:
           | I've been to Portugal and it's lovely. But I don't think
           | earning a low salary and not having enough is fun. Wouldn't
           | be for me, at least.
        
           | more_corn wrote:
           | My friend created a tech company there because salaries are
           | low. He employs a dozen capable smart professionals. He pays
           | them well for the local economy and arbitrage of tech works
           | means he's able to offer low rates and high quality on the
           | international market. He's a rich expat gobbling up a housing
           | unit but also creating jobs. It's probably a net win for the
           | locals.
           | 
           | A cool policy would be every newcomer has to construct (or
           | cause to be constructed) at least one housing unit. If that
           | was a condition of the golden visa everyone would do it and
           | the benefits would be in injecting significant additional
           | supply into the local rental and real estate market
           | preventing supply and demand from raising housing costs.
        
             | kevin_thibedeau wrote:
             | The US investor visas get abused by elites building their
             | own apartments as "economic development".
        
           | newaccount74 wrote:
           | > I think Portugal is fun, comfortable and safe.
           | 
           | Yeah, apart from the pickpockets in Lisboa. They are really
           | the most brazen I have ever seen anywhere. They don't seem
           | dangerous, but constantly having someone trying to pick a
           | wallet from your bag is pretty annoying.
        
         | itake wrote:
         | Is there any place in the world that is "fun and comfortable"
         | that isn't an economic maximiser?
         | 
         | Thailand comes to mind, but its only "fun and comfortable" if
         | you're an economic maximiser, bringing western money in. For
         | locals, it is not fun or comfortable.
         | 
         | Denmark pays the highest wages in the EU [0], so you can't
         | consider there.
         | 
         | [0] - https://nordicbusiness.media/denmark-pays-the-highest-
         | wage-i...
        
       | steveBK123 wrote:
       | Portugal is an interesting microcosm of the general economic
       | problems in EU vs US.
       | 
       | I don't think tinkering with income tax brackets/credits is going
       | to fix the actual problem - robust and steady job creation of
       | good paying jobs.
       | 
       | There are ~11M people in Portugal, 3M of which are in Lisbon
       | metro and 2M are in Porto metro areas. This leads them to having
       | the same problem as Japan - the population is decreasing, BUT the
       | countryside and 2nd/3rd tier cities are emptying out.
       | 
       | So housing affordability in the major cities remains poor. The
       | youth therefore get squeezed out and emigrate, leaving an
       | increasing tax burden problem paying for all the benefits given
       | to the increasingly aging population.
       | 
       | My father visited his home town in the countryside in the last
       | decade and found much of the town essentially abandoned. No one
       | lived in the home he grew up in. His uncle owned an inn that had
       | no guests, etc.
       | 
       | Meanwhile, Portugal remains a beautiful place and I will visit
       | more in the future, and could even see wanting to retire there.
        
         | klipt wrote:
         | The EU and USA both have free movement between states.
         | 
         | But the USA has massive federal tax revenue and spending which
         | redistributes wealth from rich states to poor states. Federal
         | taxes are much higher than state taxes.
         | 
         | By comparison the EU has high state taxes, but very tiny
         | "confederal" EU level revenue. So much less ability to balance
         | things between rich and poor member states.
         | 
         | This puts poor states like Portugal into a bad position where
         | they suffer from brain drain due to the free movement, but
         | don't get enough monetary benefits from the EU to counteract
         | that.
         | 
         | This turns Portugal into a gateway country for the EU: they
         | have loose immigration rules because they want to attract young
         | workers. But as soon as those workers live in Portugal long
         | enough to get an EU passport, many brain drain away to other
         | (better paying) EU countries, and need to be replaced with even
         | more immigrants.
        
           | alephnerd wrote:
           | > This puts poor states like Portugal into a bad position
           | 
           | The only reason Portugal (and Ireland, Spain, Greece, etc) is
           | counted as a "Developed Country" today is because of the EU.
           | 
           | These countries received the lion's share of EU Development
           | Funds until EU expansion in the 1990s-2000s.
           | 
           | If Portugal didn't join the EU, it would have been similar to
           | Argentina - it's economic peer until EU ascension in 1986
        
             | melenaboija wrote:
             | Spain is x3 the nominal GDP of Ireland and x6 Greece and
             | the 15th economy in the world and the three together are of
             | the size of Canada.
             | 
             | Maybe your comment about what defines a developed country
             | might be overly simplified...
        
               | alephnerd wrote:
               | > developed country
               | 
               | Developmental indicators, nominal GDP per Capita, and
               | median household income.
               | 
               | Before Spain, Ireland, Greece, and Portugal ascended into
               | the EU in the 1970s-80s, their developmental indicators
               | largely mirrored those of developing countries from that
               | era (Malaysia, Turkey, Argentina, Iran).
               | 
               | It was EU developmental funds that helped these countries
               | not fall into the middle income trap.
               | 
               | The only developing countries that were able to escape
               | the middle income trap without EU Development Funds or
               | oil were South Korea, Taiwan, Singapore, and Israel.
               | 
               | Also, having a large GDP does not mean a country is
               | developed. China and India have the 2nd and 5th largest
               | GDP in the world, yet their median household incomes are
               | less than that of Thailand, Mexico, or Malaysia - let
               | alone countries defined as developed by the IMF.
        
               | lastdong wrote:
               | Portugal, like Spain and Argentina, faced significant
               | historical challenges in the 20th century. Portugal's
               | fascist regime, which lasted until 1974, limited
               | investment in infrastructure and economic development.
               | Spain, under Franco's dictatorship, also faced political
               | and economic constraints. Argentina, too, experienced
               | political instability and economic turmoil, particularly
               | during the 1970s military dictatorship.
               | 
               | Also were mentioned Malaysia, Turkey, and Iran, which
               | have their own unique historical contexts that I'm not as
               | familiar with.
        
               | alephnerd wrote:
               | Absolutely.
               | 
               | And that doesn't have anything to do with my point that
               | Spain was a developing country well into the 1990s, and
               | that most of the post-Franco era development was
               | subsidized by EEC and EU Developmental Funds
               | 
               | Read this, it's a good overview of the process - https://
               | www.elibrary.imf.org/display/book/9781557753199/ch02...
        
               | johngladtj wrote:
               | None of that about Portugal is true.
        
           | steveBK123 wrote:
           | Yes, EU is hurt a lot by being a currency union with freedom
           | of movement without being a true federal state.
           | 
           | It is helpful to the core rich countries and to elite/upwards
           | mobile across countries. But it hollows out the periphery.
           | 
           | A lot of the GFC era EU debt crisis was German banks lending
           | to southern European states to then buy goods/services from..
           | German industry. So I was not as understanding of the
           | northern countries looking down at the "lazy south". It was
           | far more complicated than this and they were happy to look
           | the other way while it worked for the first decade.
           | 
           | I'm honestly not sure where EU goes from here as the GFC &
           | the response dampers any enthusiasm for a true federal
           | government, unified military, etc. Not that there was much
           | appetite to hand over that much sovereignty to start with.
           | Nor does it help that post-GFC, even the rich parts of EU
           | have further diverged in terms of wealth/income from the US,
           | so they are probably feeling even less "generous".
           | 
           | Draghi wrote a whole report on EU competitiveness recently
           | and in standard Eurocrat form its like a 500 page paper no
           | one will read, let alone action.
        
             | fakedang wrote:
             | And that is precisely the issue with the EU.
             | 
             | I was always supportive of the spirit of the European Union
             | and its ultimate objectives, but in its current state, it's
             | a brutalized self-sabotaging entity that has disillusioned
             | the general public to veer rightwards. And with furthermore
             | technological lagging vis-a-vis China and the US, and the
             | immigration crisis, not to mention the Russian Axis round
             | the corner and the collective inaction of a number of EU
             | states around that, and it's no wonder the EU is falling
             | back into 3rd place.
             | 
             | And for some reason, the EU still thinks net uncontrolled
             | refugee migration is good for their economics,their
             | population and their electability, as is letting American
             | private equity buy up large swathes of residential
             | properties. Guess that's what you get when you let
             | freeloaders who haven't worked a real job in their lives
             | hold unelected positions of power.
        
               | randomNumber7 wrote:
               | From my impression of Germany I can tell you they would
               | do the same suicide without the eu.
        
               | xk_id wrote:
               | > it's a brutalized self-sabotaging entity that has
               | disillusioned the general public to veer rightwards
               | 
               | It hasn't, it only disillusioned those people (like the
               | brits) who didn't understand the purpose of the EU to
               | begin with. The economic benefits were always considered
               | secondary objectives, subordinated to the main principle
               | of cooperation. This is public knowledge, it was made
               | very clear in the foundational documents of the EU. And
               | therefore the EU has indeed been very successful and its
               | effect is unprecedented: since its inception, we are
               | seeing the longest period ever recorded without a war
               | between European countries.
        
               | mytailorisrich wrote:
               | The Brits perfectly understood _one_ of the aims of the
               | EU and always disagreed with it.
               | 
               | One of the aim is political integration and weakening of
               | each member's sovereignty. The UK does not want this but
               | was OK with the common market.
        
               | xk_id wrote:
               | When the question of whether to join the EU, the brits
               | were actually manipulated by their politicians, who
               | presented the EU as an "economic" project. This
               | perception never went away, so when the EU proceeded as
               | it had intended from the beginning, the brits started to
               | resist and realised they had been mislead. The EU
               | stipulates very clearly that the common market and its
               | potential economic benefits are simply a means to an end;
               | that end is to get European countries to see each other
               | as equals.
        
               | mytailorisrich wrote:
               | No, the end is to destroy national identities and
               | cultures and we are seeing an increasing pushback against
               | that.
               | 
               | I feel that if British concerns, including about
               | immigration and free movement had been addressed Brexit
               | and the current turmoil within the EU would have all been
               | averted. This disconnect with the people's concern is a
               | key issue the EU has to face or be torn apart.
               | 
               | Germany suddenly deciding to reintroduce border control
               | is especially telling and highly ironic.
        
           | namaria wrote:
           | Portugal's GDP PPP is about 485 billion dollars. About the
           | same as Tennessee.
           | 
           | Portugal received about 3 billion dollars from EU funds in
           | 2021. About the same Tennessee received from the US federal
           | government in that same year.
           | 
           | I fail to see how a nominal difference in internal
           | organization leads to much different outcomes.
           | 
           | edit: I got some bad data on my search, my bad, will leave my
           | mistake up.
        
             | alephnerd wrote:
             | Loans and Bonds are not serviced in purchasing power - they
             | are serviced in exchange rate $s and EURs.
             | 
             | Portugal (and a significant portion of EU members) had an
             | economic meltdown during the Eurozone crisis from 2008-14,
             | and are still trying to service those loans and bonds to
             | this day.
             | 
             | Also, Portugal's GDP is half that of Tennessee's.
             | 
             | In fact, Portugal has the same population size as Michigan
             | and North Carolina, yet a GDP that is ~50% and ~33% in size
             | respectively.
        
               | namaria wrote:
               | PPP is used solely to compare Portugal to a US federation
               | unit. The economy of Portugal happens in Euro and
               | Tennessee in Dollars, and that is immaterial to this
               | argument.
        
               | alephnerd wrote:
               | PPP is not a useful comparison unit when nominal $-EUR
               | conversions and costs are extremely well understood.
        
               | namaria wrote:
               | Which US state has an economy of a size comparable to
               | that of Portugal?
               | 
               | Does that change when the relative value of Euro to
               | Dollar fluctuates?
        
               | alephnerd wrote:
               | > Which US state has an economy of a size comparable to
               | that of Portugal
               | 
               | Oklahoma, but Oklahoma also only has 40% of the
               | population of Portugal.
               | 
               | Despite being in the Western half of Europe, Portugal is
               | economically comparable to an Eastern European country
               | like Poland or Slovakia.
               | 
               | The only US territory (not state - even poor Mississippi
               | has a higher median household income and GDP per capita
               | than much of Western Europe excluding Germany and
               | Scandinavia) that is comparable to Portugal is Puerto
               | Rico.
               | 
               | In fact, the problems Puerto Rico faces today in the US
               | mirror those that Portugal faces in the EU.
        
               | steveBK123 wrote:
               | If you are comparing the aid an EU country gets vs the
               | aid a US state gets.. You do not really need to do any
               | PPP or currency conversion.
               | 
               | Take the GDP, in local value, against the aid they
               | receive, in local value.
               | 
               | Then you have a percent, which you can compare between
               | the two agnostic of PPP/currency/etc.
        
               | steveBK123 wrote:
               | Right, Portugal nominal GDP is 300B EUR so that 3B EUR
               | subsidy is 1% of GDP.
               | 
               | Tennessee nominal GDP is $420B and the last figure I
               | found for federal aid to TN was $10B but this was 2014
               | data, at which point TN GDP was $350B. So ~2.5-3% of GDP
               | in aid from the feds, quite a lot more than Portugal.
               | 
               | Also this is simply the direct aid in TN budget that
               | comes from Feds. Often there are other direct
               | payments/transfers from Feds to individuals who file
               | federal taxes while living in TN, which is not captured
               | in that $10B number.
        
               | alephnerd wrote:
               | Yep.
               | 
               | A major issue was the ascension of then poorer CEE states
               | in the 1990s and 2000s.
               | 
               | This meant the bulk of EU Development Funds which used to
               | go to Southern European countries like Portugal and
               | Greece ended up getting diverted to countries like
               | Hungary, Poland, Romania, Bulgaria, Slovakia, etc.
               | 
               | Unlike the CEE countries, Portugal's pre-EU era rulers
               | (eg. Salazar, post-Revolution military junta, trade
               | unions) did not invest in human capital to the same
               | degree that CEE's pre-EU rulers did.
        
             | klipt wrote:
             | In 2021, USA federal government spent $113.3 billion in
             | Tennessee according to
             | 
             | https://www.usaspending.gov/state/tennessee/2021
             | 
             | Including $72.6 billion in direct payments.
        
               | steveBK123 wrote:
               | Indeed - TN budget shows individual departments like DOT
               | getting $1B+ of federal money alone.
               | 
               | https://www.tn.gov/content/dam/tn/finance/budget/document
               | s/2...
        
               | s1artibartfast wrote:
               | This misses the component of interstate distribution.
               | Depending on how much federal taxes Tennessee paid, that
               | 113 B could become positive or negative.
               | 
               | It looks like in 2023, the IRS collected ~96 billion from
               | TN
               | 
               | https://www.irs.gov/statistics/soi-tax-stats-gross-
               | collectio...
        
         | brm wrote:
         | I mean you've also accurately described Pennsylvania...
        
           | steveBK123 wrote:
           | American doomers generally underestimate how much better we
           | have it than the rest of the developed world on just about
           | every economic measure - income, wealth, employment, etc.
           | 
           | Like sure the EU, healthcare & education is cheap/free, but
           | your taxes at the low end will are double to pay for that.
           | And they pay nurses similar to what we pay fry cooks. Even
           | higher pay places like London, UK pay 1/3 to 1/2 what you can
           | make in NYC or SF for similar jobs.
        
         | chgs wrote:
         | The U.K. has the same problem. Remove London from the equation
         | and the U.K. is poorer than the poorest US state.
         | 
         | And like the EU there's very little investment from London out
         | to the regions
         | 
         | This leads to increased demand for housing in London (and to a
         | lesser extent Manchester and a couple other big cities) and a
         | vicious cycle.
         | 
         | Even worse, an ambitious young person can't go anywhere else
         | other than London thanks to Brexit.
         | 
         | In the U.K. the median wage outside London is about 20% above
         | the minimum wage. There's basically no point in doing anything
         | other than the lowest shittest job you can find. Hell a masters
         | degree will only net you about 30% more than minimum wage in
         | many sectors.
         | 
         | I've just spent 2 weeks in the US, including being in Florida
         | since Sunday. A young colleague has been working in our DC
         | office for much of the last 2 years on a non immigrant visa. He
         | went for a h1b and has got it, he'll be leaving for a local
         | employer by the end of the year.
         | 
         | For the first time ever I'm actually thinking the problems of
         | the US are now less than those of the U.K., and even
         | potentially Europe, and were I 20 again I'd be looking at the
         | US as a target.
        
           | steveBK123 wrote:
           | Yes I've worked nearly 20 years with teammates in London and
           | watched how much even London & NYC have diverged in that
           | time.
           | 
           | There was a brief period post GFC where it seemed like the US
           | had lost its way and Europe had the right idea. Europe leaned
           | hard into austerity and self immolated while the US just grew
           | our way out of it and into the future.
           | 
           | As an American, I've always sort of held the stereotype of
           | Europe as being a fun place to vacation. Nice lifestyle if
           | you've made your money already, probably elsewhere.
           | 
           | Unintentionally or not, Eurocrats seem to have done
           | everything they can to perpetuate this further and further.
           | Between austerity, regulation, bureaucracy, etc it just seems
           | like the whole continent is encased in amber, focussed on how
           | to slice up a static/shrinking pie.
        
       | nickip wrote:
       | What does "young people" entail? What age group?
        
         | jasode wrote:
         | Excerpt from the article: _> The current proposal would apply
         | to everyone under 35._
        
       | pjmlp wrote:
       | As Portuguese I have my doubts about this actually being
       | successful.
        
       | lostmsu wrote:
       | I'd love to move to Portugal, but I have kids that are about to
       | enter school age, and Portuguese education seems much worse
       | (judging by outcomes) than the rest of EU, especially former
       | eastern block.
        
       | Nifty3929 wrote:
       | Policies lead to results.
       | 
       | If Portugal wants to keep the young people from leaving, why
       | don't they look at where those people are going - and why - and
       | emulate the policies of those destination countries?
       | 
       | If you don't want to adopt the policies that lead to the results
       | that you want, then you don't really want those results.
       | 
       | Maybe most of the voters and politicians in Portugal don't want
       | to change those things that the young people don't like.
        
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