[HN Gopher] FTC Report Confirms: Commercial Surveillance Is Out ...
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       FTC Report Confirms: Commercial Surveillance Is Out of Control
        
       Author : glitcher
       Score  : 199 points
       Date   : 2024-09-29 15:38 UTC (7 hours ago)
        
 (HTM) web link (www.eff.org)
 (TXT) w3m dump (www.eff.org)
        
       | glitcher wrote:
       | Report link at beginning of article:
       | 
       | https://www.ftc.gov/news-events/news/press-releases/2024/09/...
       | 
       | https://www.ftc.gov/system/files/ftc_gov/pdf/Social-Media-6b...
       | 
       | Edit: added link to pdf
        
         | techjamie wrote:
         | > Based on the data collected, the staff report said many
         | companies assert that there are no children on their platforms
         | because their services were not directed to children or did not
         | allow children to create accounts.
         | 
         | Funny how they have advertising cohorts drilled into every
         | niche interest or happening, but they just can't perfect the
         | technology to determine if someone is a child. Very elusive
         | tech they've definitely been working day and night to implement
         | for years.
         | 
         | Almost like they benefit from acting blissfully ignorant.
        
       | mrbluecoat wrote:
       | A four year investigation to tell us what we already know. The
       | real question is: What is the federal government (or anyone else)
       | going to do about it?
        
         | llamaimperative wrote:
         | There are plenty of people who "know" things that are actually
         | wrong. This investigation is an important first step for _the
         | government_ to feel confident they know what 's going on before
         | exercising state power, which is, you know, a good thing.
         | Vibes- or rumor-based exercise of state power is ill advised.
         | 
         | The Biden FTC has been quite aggressive against all sorts of
         | anti-consumer practices throughout the economy which tend to
         | follow these types of reports. I suspect action is coming
         | relatively soon.
        
         | janalsncm wrote:
         | A lot of people wonder why we study and document things that
         | are already "common knowledge". This is true of scientific
         | studies as well. What a waste of money, right?
         | 
         | The answer is, until you actually do the work you don't
         | actually know. Scientists and government officials can't cite
         | common knowledge. And even if you were right about the
         | conclusion, the details matter. The amount matters. The
         | mechanisms matter.
        
           | SoftTalker wrote:
           | > government officials can't cite common knowledge
           | 
           | Government officials can cite whatever they want, including
           | stuff they pulled out of their ass, as long as they have the
           | votes.
        
           | iterance wrote:
           | High-quality studies also lay out a methodology for
           | evaluating, assessing, and ultimately characterizing the
           | issue, so that the impact of policy changes can be properly
           | assessed. Even showing that well-known investigatory methods
           | function adequately for a given problem is of value.
           | 
           | Put another way, "you can't control what you can't measure"
           | (or in this case, characterize more generally).
        
         | sixothree wrote:
         | This report gives us a framework for legislation. In no way
         | does it "tell us what we already know".
        
         | fallingknife wrote:
         | Nothing because the government wants to do this surveillance
         | itself but can't by law. The availability of corporate
         | surveillance means the government can use it too, so it
         | benefits them.
        
       | exfildotcloud wrote:
       | Agreed. Out in public yet encrypted is something I've been
       | playing with as https://exfilcloud.com has no protection against
       | access other than encryption.
        
         | meonkeys wrote:
         | This looks kinda sus. Why would or should anyone use this,
         | @exfildotcloud?
        
           | exfildotcloud wrote:
           | Good question. All encryption happens in the browser. I may
           | release the code but it's really just Go Age WASM with a KV
           | backend.
           | 
           | What's suspicious?
        
       | agentultra wrote:
       | Finally. We all "know" that corporations will always choose
       | profits over literally anything else. Glad to see the come back
       | of the FTC. It seems we only get meaningful progress when there's
       | strong regulation.
       | 
       | Other notable examples: the EPA. There was a time when people had
       | to wear gas masks out doors in some cities because the pollution
       | was so bad before regulations and enforcement came into place.
       | Similar stories with CFC emissions.
       | 
       | The development of the Internet has been accelerated under mostly
       | conservative leadership which has been walking back regulations.
       | And while much innovation has happened in that time I think a
       | great deal more could have been achieved if it weren't focused on
       | this kind of profit-at-all-costs environment it's been simmering
       | in.
        
         | mgraczyk wrote:
         | Needing to wear gas masks outside sounds like a pretty bad,
         | tangible harm caused by a lack of pollution regulation.
         | 
         | Do you have any examples of similar tangible harm caused by
         | lack of regulation on data collection?
        
           | hotspot_one wrote:
           | People in Texas facing murder charges for traveling to other
           | states to get an abortion.
           | 
           | People facing criminal charges for helping people in Texas
           | learn about what options for managing their own reproductive
           | health and bodies.
        
             | mgraczyk wrote:
             | Do you have a link for the first one? I don't think that
             | has happened (although it could under Texas law as I
             | understand it)
             | 
             | Is there an actual case where data described in the article
             | was used for anything like what you're suggesting? The
             | actual cases involve people reporting each other (a man
             | reporting a woman he is dating for example).
             | 
             | Sounds to me like blaming the acid rain on the acid
             | detectors
        
           | gaganyaan wrote:
           | Targeted advertising dragging people down rabbit holes into
           | extremism
        
             | mgraczyk wrote:
             | Ads don't do that. Maybe you're thinking of organic posts,
             | which are not ads? Or do you have examples of "extremist"
             | ads?
             | 
             | Having worked on this stuff, I can tell you that the data
             | relevant to extremist rabbit holes is not what the FTC is
             | talking about. Facebook learns enough from which posts you
             | click on to know which extremist content to suggest (and
             | then they intentionally do not suggest it)
        
             | t0bia_s wrote:
             | Consumerism makes society less conflict. This idea was
             | implemented by propaganda in 30's by Edward Bernays.
             | Propaganda was later changed to term public relations after
             | connection with Nazism during WW2.
        
           | bitnasty wrote:
           | Identity theft
        
             | mgraczyk wrote:
             | Do you have any examples where the data was obtained from
             | sources that collected it for ads? As I understand it, the
             | sort of data that is collected for behavioral advertising
             | isn't useful for identity theft and has not been used in
             | that way.
             | 
             | For identity theft you need things like names, addresses,
             | SSN, W2 income, etc
        
           | aierou wrote:
           | Many people fear that a corrupt or authoritarian regime might
           | misuse data to cause harm. However, the reality is that such
           | regimes tend to carry out harmful actions regardless of the
           | data they collect. Data can make their efforts more
           | efficient, but the real danger lies in the regime's intent,
           | not necessarily the data itself.
        
             | mgraczyk wrote:
             | Exactly, historical authoritarian states got by just fine
             | by reading the mail and listening to conversations. You
             | don't need to know which fragrance I bought last week to
             | oppress me, and it wouldn't help anyway
        
               | monkaiju wrote:
               | But they broadly didnt actually get along just fine...
               | Almost without exception they have falleb, commonly due
               | to internal resistance. Making that internal resistabce
               | harder via enhanced surveillance is the issue that could
               | make future scenarios even worse.
        
               | mgraczyk wrote:
               | Is there an example of an authoritarian state that failed
               | due to internal resistance?
        
           | vaindil wrote:
           | I'm sick of needing to spend weeks researching which couch or
           | mattress to buy because corporations will happily sell me a
           | terrible couch for $3,000 that only cost them $50 to make.
           | It'll fall apart in a year or two, conveniently after the
           | warranty expires, but hey, their profits are going up so who
           | cares about the buyer?
           | 
           | I'm sick of events like the Boar's Head listeria outbreak
           | killing 10 people happening with regularity now. Last year it
           | was eye drops causing blindness. The companies don't care
           | beyond the lawsuits they'll face, who cares if people die as
           | long as their profits go up?
           | 
           | I'm sick of oil companies lying about the environmental harms
           | they cause. Their profits are going up, so why should they
           | care about climate change or the tainted groundwater their
           | fracking causes?
           | 
           | I'm sick of seeing ads and billboards for corporations
           | everywhere I go. I'm sick of being tracked because
           | corporations can make x% more money with my data than they
           | can without it. Installing uBlock Origin is easy, but we now
           | have facial recognition systems with physical cameras in the
           | real world. Can't do anything about those unless I just never
           | leave my home.
           | 
           | I'm sick of people defending this behavior by asking "what
           | tangible harm have you experienced?". The tangible harm is
           | that I'm fucking tired. I'm tired of living in a society that
           | requires expending so much mental energy just to exist.
           | 
           | I should be able to just trust (within reason, of course)
           | that a $1,000 mattress will work for X years without needing
           | to research whether the company is decent or known to be
           | awful. I should be able to buy chocolate from the grocery
           | store without needing to research whether the corporation (or
           | any of its 24 parents and subsidiaries) used slave labor to
           | produce it. I shouldn't need to worry about bottled water
           | being stolen from aquifers by corporations that will simply
           | move on after destroying the communities that depend on that
           | water.
           | 
           | I vote, because it's all I can do, but that accomplishes
           | nothing because we're stuck in a two-party system that won't
           | let me vote for a candidate far enough left to actually fix
           | things. Instead we continue to maintain the status quo,
           | because corporations have more money and political power than
           | civilians.
           | 
           | I'm well aware that this reads like an overdramatic
           | manifesto. I'm just sick of everything feeling like it's
           | getting worse all the time, and it seems pretty causally
           | linked to the rise of corporations. Is it too much to ask
           | that I be able to live without them invading _every single
           | aspect of my life_? I don't think it is, but I think we're
           | too far gone at this point for it to ever change.
        
             | mgraczyk wrote:
             | None of these have anything to do with data collection.
             | 
             | Billboards don't use your data
             | 
             | Oil companies don't use your data to drill for oil
             | 
             | Listeria isn't caused or made worse by your data
             | 
             | Sorry I don't care that you are tired. Some people would
             | say the same about seeing the sun (Asimov famously) but
             | that doesn't mean we should ban windows on buildings
        
             | throwaway35imi wrote:
             | > I'm well aware that this reads like an overdramatic
             | manifesto.
             | 
             | No, it reads like you are reading my mind. Well said,
             | especially the point that this is _every single aspect_ not
             | just an infraction here and there.
        
             | rrdharan wrote:
             | Try not worrying about as much stuff?
             | 
             | 100 years ago well before the invention of so-called
             | surveillance capitalism, people were making soft drinks out
             | of radium, and inhaling asbestos.
             | 
             | Many things are better since then. Some new things are
             | probably worse, but every reasonable measure of human
             | welfare suggests we are better off than we were previously.
             | 
             | Something some subset of us are worried about right now,
             | whether it's WiFi or 5G or Covid vaccines, will turn out to
             | have had horrible consequences and you can't really fault
             | the rest of us that we didn't listen to the crazies.
             | 
             | Just embrace panglossian optimism because the alternative
             | is to just be angry and exhausted and indignant all the
             | time and then you're no fun at parties.
        
           | Const-me wrote:
           | > similar tangible harm caused by lack of regulation on data
           | collection?
           | 
           | There's a spike in teenager suicides, girls in particular.
           | The phenomenon is well researched, it correlates with
           | popularity of social media among teenagers. I believe that's
           | causation not just correlation, because social media didn't
           | became popular everywhere at once, they did gradually for
           | different countries/languages, the teenager suicides spike
           | follows.
           | 
           | Restricting data collection will fix that by dismantling the
           | business model. Will be harder for tech companies to convert
           | screen time into profits. Will even flip the motivation
           | developing addictive apps: the more time users will spend
           | there the more bandwidth they consume i.e. profits will turn
           | into costs. Which is good for most people, except employees
           | and stock owners of social media companies.
           | 
           | P.S. Personally, I prefer more radical approach: total ban of
           | advertisements on the internets. Many cities did it for
           | billboards, I don't see why we shouldn't do the same online.
        
             | mgraczyk wrote:
             | Banning online advertisements would essentially cripple
             | small businesses in the US. Even local businesses today
             | rely on online ads for foot traffic. Banning ads would send
             | us back to the economy of the 1950s, where most profit
             | accrues to a number of powerful corporations, and small
             | manufacturers and creators have no market power.
             | 
             | I used data and ran experiments to measure and mitigate
             | teen well being and harm at Instagram. I was not on the
             | team responsible for this, but I worked on organic ranking
             | and was responsible for understanding and measuring the
             | impact of these things. I can say with certainty nobody
             | cares more about teen well being than Meta. It's their
             | future, and the success Instagram over Snapchat is
             | essentially completely due to better positive interventions
             | for well being. We measured this carefully with RCTs and
             | had more data than anyone on the planet.
             | 
             | Overall Instagram is net good for the majority of teens
             | across a wide variety of well being metrics, and net
             | negative for a small percentage. Meta spends hundreds of
             | millions trying to fix those latter, rarer cases.
        
       | OneLeggedCat wrote:
       | > "While not every investigated company committed the same
       | privacy violations, the conclusion is clear: companies
       | prioritized profits over privacy. "
       | 
       | Why wouldn't they? A capitalist shareholder system requires that
       | they do exactly this, to whatever extent it does not impact
       | sales.
       | 
       | It's on citizens to demand regulation, and yet in the US, a
       | probable majority of voting citizens don't like regulation, and
       | think that government is too large or too untrustworthy. Combine
       | that with the control that corporations have over our
       | politicians, and further combine that with low public
       | understanding of the issue, and there is nothing realistic that
       | can be done.
       | 
       | So I consider surveillance capitalism to be permanent in the US.
       | Regardless of the fact that most people don't like being spied on
       | and manipulated constantly. Perhaps some really large, really bad
       | event could galvanize the public, but I doubt it.
        
       | OutOfHere wrote:
       | As true as that is, I think the people should still worry 100x
       | more about government surveillance than about commercial
       | surveillance. Commercial surveillance is only trying to sell you
       | something you don't need. In contrast, government surveillance,
       | with or without cooperation from commercial entities, is trying
       | to lock you up for victimless crimes or on flimsy evidence
       | because they have run out of real terrorists to fight. The
       | government's data collection is vastly larger than of anyone
       | else, all paid for by you with your taxes. Encryption,
       | cybersecurity, and minimizing data retention are the primary ways
       | to fight it.
        
         | janalsncm wrote:
         | When the government is allowed to buy information which would
         | otherwise require a warrant, private surveillance becomes
         | government surveillance.
        
           | pixl97 wrote:
           | Exactly, there is no difference. In fact in some ways it is
           | worse because the government can say with a straight face
           | they aren't collecting your data and monitoring you... they
           | just pay someone else for that service.
        
             | A4ET8a8uTh0 wrote:
             | Yep, and I keep harping on that one simple point. If that
             | data is collected at all, it will be used. Even with laws
             | protecting it. Look how HiPAA has become something of a
             | joke now between regular breaches and app everything, which
             | skirt as much as they can.
        
             | fallingknife wrote:
             | They lean on social media companies to violate your 1st
             | amendment rights and then buy from them to violate your
             | 4th.
        
           | mrexroad wrote:
           | This should be the top rated comment. This [1] is the tactic
           | that is used by government agencies to actively work around
           | protections afforded by the Constitution of the United
           | States.
           | 
           | [1] https://www.washingtonpost.com/outlook/2021/04/26/constit
           | uti...
        
         | throwawayqqq11 wrote:
         | > Commercial surveillance is only trying to sell you something
         | you don't need.
         | 
         | Besides the maximimization of revenue, the profit motive also
         | dictates the reduction of risk. Consider any application for
         | insurance, membership, coverage...
         | 
         | >government surveillance, is trying to lock you up because they
         | have run out of real terrorists to fight
         | 
         | "Government is surveilling/fighting you because who else" is
         | easily applicable to $EvilCorp monopolies, because its
         | tautological.
        
         | politelemon wrote:
         | > Commercial surveillance is only trying to sell you something
         | you don't need.
         | 
         | This simply isn't true. Commercial surveillance is a means and
         | method of inserting itself further into your workflows or
         | lives. Just think of all the health and identity related
         | 'features' being rolled out (and celebrated), and how
         | governments are readily capitulating to them. It isn't far
         | fetched or tinfoil to consider that these commercial entities,
         | at some point in the future, can become the arbiters of
         | decisions that affect you.
         | 
         | This isn't even about commercial vs government surveillance,
         | they are equally dangerous, and of both you should be equally
         | wary; governments are far more careful with actions, even with
         | malicious intent, whereas commercial entities with deep pockets
         | are often abstracted away sufficiently to escape blame or
         | consequences. However, governments that delegate to commercial
         | for decision making means that there is little to no difference
         | in the 'type' of surveillance.
         | 
         | Minimizing your own ecosystem lockin is extremely important.
        
           | SoftTalker wrote:
           | > health and identity related 'features'
           | 
           | But it's easy enough to just opt out of all that. I don't use
           | fitness or health wearables. I don't have my DNA or ancestry
           | analyzed. I don't use online/telehealth services. Hell I
           | don't even visit the doctor very often. I don't trust
           | healthcare _at all_ because it 's very easy for them to use
           | "scare" marketing to get people to pay for all kinds of stuff
           | that (a) they don't need and (b) has very little real benefit
           | and (c) that in most cases is for conditions that common
           | sense and a little self-discipline can avoid.
           | 
           | You're free to think that doctors and health organizations
           | operate on some higher plane of morality but the truth is
           | they are businesses and need to compete for customers just
           | like any other business does.
        
         | red_admiral wrote:
         | I assume that all data the commercial providers have on you,
         | the government can access too if they would like to. Probably
         | the government is even happy they can "outsource" a lot of data
         | collection.
        
       | myprotegeai wrote:
       | A company recently demoed to me that they have the ability to see
       | the work history, credit report, and bank balance of a visitor
       | that visits a site with some tracking code, in under 500ms. They
       | use this information for a product that qualifies leads for sales
       | teams, so the sales team knows who is a waste of time to go after
       | and who isn't.
       | 
       | Creeps me the fuck out, and the owners seem to have no ethical
       | qualms about buying, selling, and using this data.
        
         | anjel wrote:
         | Soon to be combined with palantir face recognition tech. No
         | need to chip your citizenry!
        
         | bofadeez wrote:
         | Sounds like vaporware. Might be possible for a negligibly small
         | % of visitors. And even then cold outreach is not very
         | effective.
        
           | drdaeman wrote:
           | It's basically same as classic approach of correlating
           | salaries with ZIP codes, just with more parameters. Which
           | sort of works statistically, because there _are_ correlations
           | - but is nothing more than a hallucination at individual
           | visitor scale.
        
         | whycombinater wrote:
         | Just beat them to death.
         | 
         | Jury nullification.
         | 
         | Or vote, or whatever the site rules permit, good luck with
         | that.
        
         | A4ET8a8uTh0 wrote:
         | Wait.. physical site like a store or a web site? Not that
         | either would make it that much better than the other, but you
         | got me really curious.
        
         | luckylion wrote:
         | "A visitor" as in "any visitor"? Or rather "a visitor", i.e. a
         | specific one, about whom they already possess all this data and
         | it's just a look up?
         | 
         | The latter I absolutely believe. The former I'd file under sci-
         | fi marketing tales that anyone with some amount of knowledge
         | about web technologies wouldn't fall for.
        
         | next_xibalba wrote:
         | None of it is accurate and almost all of it is modeled from
         | sparse, low quality training sets. Banks are not selling PII'ed
         | account balance data to shady aggregators.
         | 
         | To me, the more interesting and outrageous story is how many
         | aggregators are able to sell garbage data so successfully.
        
           | hammock wrote:
           | >Banks are not selling PII'ed account balance data to shady
           | aggregators.
           | 
           | But is Plaid?
           | 
           | And banks do sell account balance data, they also sell credit
           | and debit transaction history
        
             | dml2135 wrote:
             | Seems like Plaid would be f'd six ways til Sunday if it got
             | out that they were selling consumer data to 3rd parties,
             | no? A huge part of their business model is based on trust
             | and doing that would completely burn it.
        
               | hedvig23 wrote:
               | That logic suffices as truth to you?
        
               | hammock wrote:
               | https://finledger.com/articles/plaid-settled-58-million-
               | laws...
        
               | dml2135 wrote:
               | Sorry, maybe "third party" isn't the correct term. Let me
               | try to lay out my point a bit more clearly:
               | 
               | Plaid's business model is -- Company A needs a consumer's
               | data from Bank B. Plaid takes the consumer's banking
               | credentials, gets the data, and sells it to Company A.
               | 
               | At no point in this process does Plaid go and sell this
               | data to another unrelated Company C. The lawsuit cited
               | was about Plaid not sufficiently explaining its position
               | between Company A and Bank B to the consumer. It was not
               | about Plaid going and selling the data to the highest
               | bidder.
        
               | mystified5016 wrote:
               | Pretty much no corporation in the last 40 years has
               | suffered the consequences of their actions. Boeing has
               | killed how many people and it's taking an act of Congress
               | to even _start_ talking about some consequences later,
               | maybe.
        
             | Seattle3503 wrote:
             | > But is Plaid?
             | 
             | Or any of those budgeting apps that integrate with your
             | bank account.
        
           | myprotegeai wrote:
           | Maybe they are using garbage data, but at least for the
           | credit checks, he was running them on-demand at $0.75 a pop.
           | He also mentioned browser fingerprint databases that he has
           | purchased. Half of his job seemed to be processing and
           | importing different databases that he had purchased.
        
           | ethbr1 wrote:
           | > _None of it is accurate and almost all of it is modeled
           | from sparse, low quality training sets. Banks are not selling
           | PII'ed account balance data to shady aggregators._
           | 
           | Part of the problem though is that much of this data is
           | _persistent_ , across order-of-human-lifetime.
           | 
           | How often does your employer salary history have to be
           | obtained to be useful? Maybe once every 10 years?
           | 
           | I have zero faith that in jurisdictions without national laws
           | prohibiting it (and laws that prevent usage of extra-national
           | data) that's not happening.
        
         | vundercind wrote:
         | The first time I saw a session replay of all the mouse
         | movements and input of a user on _their own fucking computer_
         | that some marketing website-spyware had recorded was the moment
         | I decided the Internet was a mistake.
        
           | rexarex wrote:
           | You mean the free product Microsoft Clarity that everyone
           | uses?
        
             | vundercind wrote:
             | Nah, it was some smallish company's SAAS thingy. This was
             | maybe 2015.
        
               | a13n wrote:
               | fullstory
        
               | vundercind wrote:
               | It was already common then, I gather--the ex-developer-
               | product-owner guy who showed it to me (in the course of
               | doing something else) didn't seem to think it was
               | remarkable, just an assumed capability. I don't recall
               | the name of the product, but it'd record all the input
               | and page content for an entire session, you could watch
               | it play back like a video. Exactly like standing over
               | someone's shoulder while they used their computer. Creepy
               | as fuck, but some genius renamed "spyware" to "telemetry"
               | and that was enough to get every developer on board
               | because we're super insecure and will jump at the chance
               | to pretend we're building Mars rovers or something else
               | real while we make yet another "app" the world doesn't
               | need (I suppose that's why that label was so successful
               | at changing attitudes, anyway)
        
               | jonhohle wrote:
               | Isn't this how heatmaps were generated as far back as the
               | late 2000s?
        
               | vundercind wrote:
               | Click-mapping came earlier, and there may have been a few
               | places mouse-movement and cross-page-load session
               | tracking some sessions, but I don't think it was a "just
               | turn it on and leave it on" thing for even most large
               | sites. And a lot of early heat maps came from user
               | studies, which is the _right_ way to do that.
               | 
               | [edit] also, that just happened to be the first time I'd
               | seen a single session represented that way, rather than
               | aggregates. Again, it wasn't some brand-new thing then,
               | it'd been around long enough to have multiple companies
               | offering it as a service, not just an internal tool at a
               | couple giants.
        
           | mason55 wrote:
           | Pretty much every analytics product does this now. Amplitude,
           | Statsig, Posthog, etc.
           | 
           | Not saying it's a good thing but assume that most websites
           | are recording your session at this point.
        
           | jerlam wrote:
           | An intern at my company built a proof-of-concept of this
           | within a month, under a mistaken direction to build
           | "analytics tools". When the intern presented this to the
           | team, everyone was horrified and we never brought it up again
           | after the intern left.
        
         | ranger_danger wrote:
         | Nothing like this exists for data on the general public and it
         | would be illegal anyways. Either one of you is not aware of
         | what that product actually isn't, or are being intentionally
         | deceitful and spreading FUD.
        
           | bitnasty wrote:
           | Ever heard of the national public data breach?
        
             | advisedwang wrote:
             | https://support.microsoft.com/en-us/topic/national-public-
             | da... does not mention work history, credit reports, or
             | bank balances.
        
               | mixmastamyk wrote:
               | The Experian breaches did. ADP sells recurring payroll as
               | well. Shouldn't be too hard to cross reference.
        
         | nipponese wrote:
         | Name the company please.
        
         | tonetegeatinst wrote:
         | What data broker would even sell this data?
        
         | m463 wrote:
         | What if it was your daughter?
         | 
         | 22 years old, height proportional to weight, poor decision
         | making skills.
         | 
         | What about your son?
         | 
         | I've seen this offered to young kids paying rent:
         | 
         | "Flex lets you pay rent on a schedule that works better for
         | your monthly budget and frees up your cash flow."
         | 
         | "Help you pay rent on time. Improve your cash flow. Build your
         | credit history."
        
       | 29athrowaway wrote:
       | And what was the FTC doing all these years?
        
         | A4ET8a8uTh0 wrote:
         | Election year. The assumption is it is simultaneously posturing
         | for current administration, validating its existence and
         | funding to potential new one, and PR for the public.
         | 
         | Before that? I don't remember that much from the past few
         | years, but I think a good chunk of federal agencies were kinda
         | in a weird stalemate ( which is kinda what the US is system is
         | built for anyway ).
        
           | kibwen wrote:
           | _> Election year._
           | 
           | This FTC has been extremely active and assertive since 2021,
           | for which I'm thankful. People only pay attention in election
           | years.
        
         | Scipio_Afri wrote:
         | Under a different administration in the previous 4 years.
         | 
         | Any large institution takes some time to change, senate
         | confirmations for the leads of major agencies don't occur
         | immediately upon swearing in of a new President - it's often
         | months later. Then, after that occurs, change from the top down
         | occurs.
         | 
         | Additionally for any sufficiently large group of people it
         | takes a long time to get people to take any sort of collective
         | action, let alone an organization with processes, years long
         | funding and contracts already in place. Then there are
         | sometimes/often legal challenges to the awarding of contracts,
         | the issuing of regulations.
         | 
         | How long do you think this study would've taken to execute by
         | itself? Okay now how long do you think it would've taken to
         | plan the methodology for what they should do to execute. Before
         | that they have to have a proposal of what they would like to
         | study and then get the money approved / allocated to do the
         | previous work I just mentioned, such as a detailed methodology.
         | 
         | Again, this administration has been in charge of the FTC for
         | only 3 ish years and had to probably rebuild it towards
         | focusing on holding businesses to account.
         | 
         | Not quite sure what else you're expecting, it takes companies
         | as well many months and even years to change focus, or to
         | deliver a robust product. And that's generally with an agreed
         | upon a singular focus.
        
       | tsunamifury wrote:
       | This will make optimal global pricing an insane world where
       | everything will cost the maximum you can pay but the overall
       | system will collapse as people will consume way less and be more
       | miserable within it.
        
       | sanchezxa wrote:
       | Damn...
        
       | motohagiography wrote:
       | that horse left the barn over a decade ago. my attitude has
       | changed to where I used to do security and privacy work to
       | mitigate risk from a coming corporate cyberpunk dystopia, but now
       | I think the idea of governments getting a monopoly on
       | surveillance is the worst possible outcome.
       | 
       | a real solution would be to legally privilege and disqualify
       | classes of personal information from civil and non-violent
       | criminal legal proceedings based on how they were collected, and
       | PII collection sources material to commercial decisions must be
       | disclosed in offers and contracts.
       | 
       | insurers and creditors would actually have to take risk again
       | instead of being rentiers, police are servants and not governors,
       | and the provenance of PII as evidence would have to be proven as
       | from a legal and prescribed source that included explicit
       | consent. there is no stopping the flow of data collection, but we
       | can improve laws to manage it.
        
       | t0bia_s wrote:
       | For me it's hypocrisy to regulate surveillance of private
       | companies by state. You have option to not use their data
       | collecting technologies. You cannot opt out to surveillance by
       | state!
       | 
       | Let's not play game to makes states good guys and companies the
       | bad boys.
        
         | JumpCrisscross wrote:
         | > _it 's hypocrisy to regulate surveillance of private
         | companies by state_
         | 
         | Now do arms.
        
         | kristjank wrote:
         | I really hate to defend state surveillance here, but at least
         | that provides me with some (arguably false) sense of security
         | and uninterested crimefighting. The private sector private eyes
         | provide me only with never-ending ad slurry that's been wearing
         | me down by the day.
        
       | kristjank wrote:
       | I have become more and more inclined to deem the advertising
       | industry considerably worse than the military industrial complex,
       | and I hope that some higher force smites the executives involved
       | with great vengeance and furious anger someday.
        
       | fromMars wrote:
       | The information Credit Bureaus and Banks store is much scarier.
       | They know your salary every place you've worked and lived. And
       | with all the recent links anyone can find this information on the
       | dark web.
        
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