[HN Gopher] Binance founder Changpeng Zhao sentenced to four mon...
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       Binance founder Changpeng Zhao sentenced to four months in prison
        
       Author : SirLJ
       Score  : 26 points
       Date   : 2024-04-30 19:17 UTC (3 hours ago)
        
 (HTM) web link (www.cnbc.com)
 (TXT) w3m dump (www.cnbc.com)
        
       | koolba wrote:
       | > Binance's billionaire founder Changpeng Zhao was sentenced to
       | four months in prison on Tuesday, after pleading guilty to
       | charges of enabling money laundering at his crypto exchange.
       | 
       | Will CZ be the richest person ever sent to Federal prison? Forbes
       | says his networth is $33 billion (though given crypto volatility
       | that could be anywhere from 1/10 to 10x that on a daily
       | basis...).
       | 
       | Imagine the security protocols for something like that. For sure
       | he's not going to be the general population.
        
         | latchkey wrote:
         | > _Will CZ be the richest person ever sent to Federal prison?_
         | 
         | Maybe because no bank execs ever go to jail?
        
           | gvhst wrote:
           | Even if bank execs went to jail CZ is still wealthier
        
           | blackhawkC17 wrote:
           | No U.S. bank executive is worth over $30 billion.
        
             | latchkey wrote:
             | select sum(us_bank_executives) where year >= 2007
        
               | blackhawkC17 wrote:
               | The wealthiest American banker should be Andy Beal ($10
               | billion+), and that's because he wholly owns a big bank
               | [1].
               | 
               | For reference, Jamie Dimon has been CEO of JP Morgan
               | (America's largest bank) for nearly two decades and
               | controls $1 billion in shares. Yeah, they're all mega-
               | rich, but there's a big difference between someone having
               | $1 billion and $30 billion. The latter can spend the
               | former's entire assets in a year and still become
               | wealthier over time.
               | 
               | 1- https://www.forbes.com/profile/andrew-
               | beal/?sh=468364783067
        
               | latchkey wrote:
               | Beal is a standout cause he actually predicted and
               | prepared for the mess.
               | 
               | https://www.forbes.com/2009/04/03/banking-andy-beal-
               | business...
               | 
               | You're still pointing out individuals. In my eyes, the
               | sum of the whole lot should have gone to jail long ago.
               | Dimon and a whole bunch of other execs with him.
        
               | mtmail wrote:
               | Charles Schwab is also said to be worth $10 billion.
        
             | exe34 wrote:
             | Not officially anyway, if their money is in tax havens.
        
         | segmondy wrote:
         | He's going to club feds. It's not even a prison, there's no
         | fence you can literally walk away if you're stupid. Easiest
         | prison time ever, no need for any crazy security protocol, he
         | will be in there with non violent offenders, plenty in for
         | financial crime, etc.
        
       | gnabgib wrote:
       | (edit) Seems the discussion is here vs
       | https://news.ycombinator.com/item?id=40215052
        
       | htrp wrote:
       | >"Zhao bet that he would not get caught, and that if he did, the
       | consequences would not be as serious as the crime," the
       | memorandum stated. "But Zhao was caught, and now the Court will
       | decide what price Zhao should pay for his crimes."
       | 
       | 4 months, 50mn in personal fines, and 4.3bn in fines by Binance
       | corporate.
        
       | blackhawkC17 wrote:
       | CZ is wise, the opposite of SBF. He willingly pled guilty and got
       | to keep his Binance majority stake worth tens of billions. He
       | didn't run his mouth endlessly and gift a case to prosecutors
       | like SBF did. Most importantly, he let people trade shady
       | shitcoins but never stole customer funds. He'll spend just four
       | months in a minimum security prison, come out and sail into the
       | sunset with his billions. If you make things easy for
       | prosecutors, especially as a first-time offender, they'll make
       | things easy for you.
       | 
       | I don't admire crypto, but CZ played his cards well. Bloomberg
       | quipped that he'll hold the title of richest inmate in the US,
       | lol
        
         | throwup238 wrote:
         | _> He 'll spend just four months in a minimum security prison_
         | 
         | Probably on work release during the day.
         | 
         | It's not even a time out. He's just going off to sleep at
         | summer camp for a few months.
        
         | ai_what wrote:
         | CZ also came to the US willingly as opposed to Do Kwon who went
         | on the run.
        
         | floor2 wrote:
         | > Most importantly, he let people trade shady shitcoins but
         | never stole customer funds
         | 
         | This undersells his crimes and overstates SBFs. The head of
         | compliance for Binance sent a freakin text message to a peer
         | saying "We're operating an unlicensed broker in the US, bro"
         | along with numerous communications about intentionally
         | facilitating money laundering, sanctions evasions and a host of
         | other securities law violations.
         | 
         | SBF, based on what was published in Michael Lewis' "Going
         | Infinite", didn't really steal customer funds, he just did a
         | negligently bad job of running the bank of crypto. When you put
         | money into your checking account, the bank doesn't hold it in a
         | vault, they re-lend it out as mortgages and car loans and small
         | business loans. They just do it competently, and under the
         | scrutiny of bank regulators and insurers. FTX was an
         | unregulated crypto bank in the bahamas that did conceptually
         | the same thing, just without any prudent risk management, due
         | diligence or even reliable record keeping. But the customers
         | were cool with that, because crypto and number go up.
        
           | JumpCrisscross wrote:
           | > _along with numerous communications about intentionally
           | facilitating money laundering, sanctions evasions and a host
           | of other securities law violations_
           | 
           | He turned himself in, plead guilty and presumably provided
           | law enforcement with a decade's worth of easy convictions.
           | I'm not convinced Zhao will be a pest on release. I'm not
           | convinced SBF won't be even half a century on.
           | 
           | > _didn 't really steal customer funds, he just did a
           | negligently bad job of running the bank of crypto_
           | 
           | No, he absolutely stole the money. Lending yourself money
           | from the coffers is embezzling, full stop. It also seems
           | clear he knew what he was doing was wrong, given the bizarre
           | series of lies and obfuscation that he started making before
           | being indicted and while on the stand.
        
           | blackhawkC17 wrote:
           | > When you put money into your checking account, the bank
           | doesn't hold it in a vault, they re-lend it out as mortgages
           | and car loans and small business loans. They just do it
           | competently, and under the scrutiny of bank regulators and
           | insurers.
           | 
           | A bank CEO can definitely not lend customers' money to
           | themselves with fake assets (shitty tokens) as collateral,
           | likely without intention to repay. SBF was a _thief_ , full
           | stop.
        
       | nikcub wrote:
       | Related Roger Ver was also indicted and arrested today:
       | 
       | https://www.justice.gov/opa/pr/early-bitcoin-investor-charge...
       | 
       | The real crime there was selling 131k Bitcoin at ~$800 in order
       | to back Bitcoin Cash. That's a ~$7B upside he missed because of
       | block size politics.
        
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       (page generated 2024-04-30 23:02 UTC)