[HN Gopher] Andy Bechtolsheim charged with insider trading
       ___________________________________________________________________
        
       Andy Bechtolsheim charged with insider trading
        
       Author : Brajeshwar
       Score  : 154 points
       Date   : 2024-03-27 12:48 UTC (10 hours ago)
        
 (HTM) web link (www.theregister.com)
 (TXT) w3m dump (www.theregister.com)
        
       | hi wrote:
       | > "Bechtolsheim has agreed to pay a civil penalty of $923,740 for
       | earning slightly more than half that for his illegal trades, and
       | has also agreed to be barred from serving as an officer or
       | director of a public company for five years.
       | 
       | Forbes lists Bechtolsheim's net worth at somewhere north of $16
       | billion. The SEC fine is less than 0.006 percent of his
       | holdings."
        
         | hluska wrote:
         | Or twice the illegal earnings? I'm having some trouble parsing
         | that quote.
        
         | auntienomen wrote:
         | The fine seems reasonable. He disgorges the profits, and then
         | gets fined twice what he earned and banned from serving on
         | boards (worth far more than $1m over 5 years).
         | 
         | Big question for me is why was he doing crimes for such low
         | stakes. It's like seeing a faang engineer rob a 7-11.
        
           | LastTrain wrote:
           | Should we go with a similar approach for shoplifting? Give
           | back the merch and pay a fine + no criminal charges?
        
             | zabzonk wrote:
             | ah, no. that's a working-class crime.
        
             | gspencley wrote:
             | To be fair, the punishment for shoplifting is often a slap
             | on the wrist. I say this as someone who had a troubled
             | youth and was caught shoplifting as a teenager. I got
             | banned from the premises and no criminal charges even
             | though the police did get involved.
             | 
             | If I had been an adult it undoubtedly would have been a tad
             | harsher but unless the theft amounts to many thousands of
             | dollars I don't think prison time is ever on the table.
             | Even then I'd be surprised. We're not talking about grand
             | theft auto, we're talking about shoplifting. So it's
             | usually misdemeanour. If the merchandise is retrieved then
             | it is returned to the store and the store can sue the
             | guilty party recover to damages if it's worth it.
             | 
             | So I'm not really sure what kind of point you're trying to
             | make. I think it's about inequality. I'm just not really
             | sure how you get there by using shoplifting as your
             | example.
        
               | LastTrain wrote:
               | Hey I think we both agree children should not be thrown
               | in jail for shoplifting, or for insider trading.
               | 
               | If you shoplift anything of significance you might be
               | looking at least a night in jail, but more importantly a
               | criminal record. If you shoplift over the threshold of
               | grand larceny you will absolutely be spending a bit of
               | time in jail and will have a criminal record. These are
               | virtually non-existent outcomes for insider trading, even
               | though people "guilty" of insider trading are also
               | thieves. Guilty in quotes because WTF knows, they are
               | rarely criminally prosecuted.
               | 
               | So yeah, my point is generally about equality, but I was
               | responding specifically to the casual "yeah that seems
               | right" attitude about it.
        
               | ghaff wrote:
               | I suspect that much of the time it's pretty ambiguous.
               | It's widely known that a company is ripe for sale and you
               | hear from someone you know "confidentially" that they're
               | in pretty serious talks with $X. Maybe they're a lawyer
               | or a banker or...
               | 
               | And, in general, non-execs are not prohibited from
               | unscheduled trading in their own company's stock (though
               | company rules may prohibit trading in options) but _lots_
               | of people have a pretty good sense of how the quarter is
               | going.
        
               | kortilla wrote:
               | Shoplifting wasn't a great choice since some cities are
               | now pretty famously not enforcing the laws against it.
        
               | LastTrain wrote:
               | Shoplifting laws are occasionally not enforced. Financial
               | crimes are only occasionally enforced. These things are
               | asymmetric, and that is the whole gist of the argument.
        
             | burutthrow1234 wrote:
             | If the penalty for a crime is a fine, it's only illegal for
             | poor people.
             | 
             | I think it's pretty clear that the law works differently
             | for a man with 16 billion dollars. I don't mean that in a
             | positive way.
        
               | blackhawkC17 wrote:
               | The SEC files civil cases; they have no authority to
               | imprison. Only the DOJ can do that.
        
               | not2b wrote:
               | I like Finland's approach to this problem: traffic fines
               | are proportional to income.
               | 
               | https://www.theguardian.com/world/2023/jun/06/finnish-
               | busine...
        
             | kortilla wrote:
             | When people get a parking ticket they don't face criminal
             | charges.
             | 
             | The SEC is a civil authority discouraging behavior. A fine
             | much larger than the upside is a perfectly fine way to
             | handle that.
        
           | monkeydust wrote:
           | I think its well documented that people are not necessarily
           | rationale when making risk/reward payoffs. Also perhaps he is
           | just bored! Hopefully lesson learnt for him.
        
           | ooterness wrote:
           | Twice the illegal earnings _that they know about_.
        
             | mannykannot wrote:
             | We should not be punishing people for what we think they
             | might have done.
             | 
             | I suspect the SEC may now be taking a deeper look for other
             | surprising trades that might be linked to him, and if it
             | finds anything he did not disclose in the course of
             | reaching the current agreement, it will not go down well.
        
         | ChadNauseam wrote:
         | I think the purpose of the fine is to disincentivize the
         | behavior, not to sting necessarily. And to properly
         | disincentivize the behavior it just has to make the behavior
         | have negative expected value.
        
           | bryanlarsen wrote:
           | A fine of 2X profit is only negative expected value if the
           | chance of getting caught is at least 50%. I'm very confident
           | that the chance of getting caught is far less than 50%.
        
             | freeopinion wrote:
             | So you're saying that for a VC, where a common approach is
             | to invest $1 million each in 100 different startups and if
             | just two of them turn into $50 million then you break even,
             | a fine like this is already factored into the game?
             | 
             | I wonder what the ROI difference is between the two
             | gambles. 100 $1 million dollar bets returns $120 million?
             | 20 $100000 insider trades returns $5 million - $1 million
             | fines?
             | 
             | A 20% return is pretty good. But if it takes 2-3 years per
             | startup, it's not as good. And it ties up $100 million.
             | 
             | A $2 million investment that pays out $4 million within a
             | year is much more spectacular.
             | 
             | Edit: I am not accusing anybody of having made 20 insider
             | trades. I am just musing about potential business models.
        
               | not2b wrote:
               | In some businesses, yes, fines are just considered part
               | of the cost of doing business.
        
             | kortilla wrote:
             | Why are you confident of that?
        
       | fourseventy wrote:
       | As a billionaire, why commit insider trading for a few hundred
       | grand in profit?
        
         | bcrosby95 wrote:
         | Because they're trying to get the high score.
        
           | datavirtue wrote:
           | This. Do not underestimate the power of bordem to ruin lives.
           | When people get bored enough rationality fades quickly.
        
         | isodev wrote:
         | Apparently it's only a problem if you get caught. How else is
         | one supposed to become a "billionaire".
        
         | zabzonk wrote:
         | the greedy can never have enough
        
         | ActionHank wrote:
         | Need to get all that money so one day when they grow up they
         | can buy twitter.
        
           | arcticbull wrote:
           | That's best done with someone else's money haha.
        
         | sgift wrote:
         | > The complaint alleges that Bechtolsheim "knew or was reckless
         | in not knowing" that the information he was given was non-
         | public
         | 
         | There is a (small) possibility that he really didn't know (the
         | second part of the complaint), but decided it's not worth a
         | fight with the SEC cause it's such a small amount to him (and
         | he has no interest in serving as an officer of a public company
         | in the next few years anyway).
         | 
         | Though, the version others have said is still more probable:
         | Reach people wanna get more rich, no matter the method.
        
         | LastTrain wrote:
         | Because the law rarely gets exercised and when it does the
         | punishment is negligible, so I doubt it even factored into his
         | decision. He's probably as surprised as anyone this happened.
        
           | toyg wrote:
           | Indeed. This was one occasion in which he was caught, but
           | what's the chance he's already done it in other situations?
           | Was this the first time he was privvy to market-sensitive
           | information? Unlikely.
        
         | lenerdenator wrote:
         | Because the system rewards it.
         | 
         | Well, at least it did.
        
       | danw1979 wrote:
       | Andy is acused of buying "options in Acacia using the accounts of
       | a close relative and associate."
       | 
       | Is it possible he passed on information to these other
       | individuals, and lent them the money to make the trades, but he
       | wasn't intending on profiting himself ? And he's taking the rap
       | because, yes he's actually guilty of crimes.
       | 
       | I admit this is a generous and perhaps far fetched reading of the
       | situation, but it's bizarre that he'd risk the wrath of the SEC
       | for a tiny gain in his individual fortunes.
        
         | burutthrow1234 wrote:
         | Tipping is still illegal if you know the recipient intends to
         | trade. The person who asked him for advice trusted him with
         | material non-public information, if he shares it and it gets
         | traded on he's liable either way.
         | 
         | To be clear the person who asked for advice was not tipping
         | because they had a reasonable expectation that he would obey
         | securities law and not trade based on the information. They
         | were asking for actual business advice.
        
       | ChrisArchitect wrote:
       | Official release: https://www.sec.gov/news/press-release/2024-40
        
       | zokier wrote:
       | I'm sure SEC has done their homework and knows what they are
       | doing, but to me this is not that clear-cut case. Bechtolsheim
       | heard a rumour that Acacia had gotten offer and traded based on
       | that. But my reading is that to him it was just a rumour, he
       | didn't know for certain that the deal was happening or what the
       | terms of the deal were. Of course as a senior executive he should
       | have known better, but still to me this is not the most heinous
       | crime and closer to just a lapse of judgement.
        
         | not2b wrote:
         | Read it again. He didn't hear a "rumor". He got it direct from
         | a manager involved in the acquisition. Nothing in business is
         | certain, but he knew that the acquisition was highly likely.
         | Then he used the account of a relative (doesn't say he tipped
         | off the relative, says he used the account), to hide his
         | involvement most likely. If the SEC didn't have a strong case
         | he wouldn't have settled so quickly.
        
           | rKarpinski wrote:
           | > If the SEC didn't have a strong case he wouldn't have
           | settled so quickly.
           | 
           | No one wants to fight the federal government wether they are
           | guilty or not.
           | 
           | "Forbes lists Bechtolsheim's net worth at somewhere north of
           | $16 billion. The SEC fine is less than 0.006 percent of his
           | holdings."
           | 
           | I'd settle immediately too. 900k fine or 400k illicit gains
           | means nothing if you are worth 16B.
        
             | kirubakaran wrote:
             | "I'd settle immediately too. 900k fine or 400k illicit
             | gains means nothing if you are worth 16B."
             | 
             | > [Andy] has also agreed to be barred from serving as an
             | officer or director of a public company for five years
             | 
             | Do you think that means nothing?
        
               | StefanBatory wrote:
               | For five years that feels like nothing major, in fact. He
               | can still use his connections and return after that time,
               | not there but somewhere for sure.
        
               | toyg wrote:
               | You don't need to be a director to make money. He's not
               | barred from being an investor.
        
               | rKarpinski wrote:
               | > Do you think that means nothing?
               | 
               | It means nothing. He's 68 years old and worth 16B.
               | 
               | The book "Den Of Thieves" (also about insider trading)
               | makes a good case for why you don't want to fight the
               | federal government, even when you can.
        
               | godelski wrote:
               | > Do you think that means nothing?
               | 
               | Yes.
               | 
               | Even as other commenters have pointed out his age, let's
               | be realistic at what $1B is (let alone 16!)
               | 
               | Suppose you have an interest rate of 5% over the year.
               | That's a pretty safe level and I'm sure he gets more.
               | That means you're getting $50m for doing nothing (passive
               | income), or just under $137k/day (overly simplified
               | calculation based on yearly return divided by 365. No
               | compounding, so consider lower bound). Try spending that
               | much money a day! Then consider trying to spend that much
               | money AFTER you've already bought a few nice homes, cars,
               | and hell throw in a private jet (cheap is a few million,
               | most are 10-20, and Elon's is $78M[0]). (At 16B, you're
               | closer to $800m/yr or $2.19m/day!!!! $900k in fines isn't
               | even half a day's "sitting on his ass doing nothing" for
               | him, let alone work. [1])
               | 
               | The thing that often baffles me is why these people still
               | work. You can do almost anything you want with that kind
               | of money. But I think this also says something about
               | money, power, and how these people think. It also makes
               | me wonder why people get mad at tech workers with our
               | high salaries (definitely not complaining!).
               | 
               | Maybe I just don't understand business (I'm a researcher,
               | not a MBA, so assume this is correct). But I just don't
               | see how these salaries do anything for these people other
               | than be a high score. The only way I can personally think
               | of spending $10m in a year is by buying a house and I
               | can't imagine wanting more than 2 (and even a $10m house
               | is often too big! In most locations. Yes, I'm aware SF
               | exists).
               | 
               | I just wonder, can't you undercut everyone by taking a
               | lower salary? Which would increase the company value? Or
               | stop pushing deadlines so fast so there's higher quality?
               | Or many other things because there's a ton of C-suit
               | execs getting these salaries. I just don't understand,
               | why work? I have to imagine, a key part must be
               | addiction. Which I can get, I like a fair amount of work,
               | but would rather take money to work as I see fit (but I
               | guess they get this. But you're not at the technical
               | level and personally (thus, highly biased) I find it is
               | far less fun managing people).
               | 
               | I think there's a real disconnect. In how we see
               | billionaires, how they see us, and how they see
               | themselves. That money is just an insane level. fwiw, I'm
               | not even against billionaires. I just don't understand
               | why once people have $100m they don't pull a Anderson or
               | John Bogle. Because money isn't real anymore.
               | 
               | Edit:
               | 
               | let's add some nice numbers at this 5% rate. If you have
               | $20m invested (earning that 5%) you're going to make
               | $1m/yr for life. $100m gets you $5m/yr and $500m gets you
               | $25m/yr. 10B gets you 500M, and $20B means you're a
               | forever billionaire.
               | 
               | Looking at Forbe's list, we got Bernard Arnault, Bezos,
               | Musk, Zuckerberg, and Ellison (in order). That's
               | $11.3B/yr ($31m/day), $9.9B/yr ($27.1M/day), $9.9B/yr
               | ($27.1M/day (nearly tied)), $8.6B/yr ($23.7M/day), and
               | $7.75B/yr ($21.2M/day) respectively.
               | 
               | With $7.3B you make the $1M/day, which makes you the
               | 367th richest person in the world.
               | 
               | [0] https://www.scmp.com/magazines/style/celebrity/articl
               | e/31983...
               | 
               | [1] (edit add) Let's say that's half a day's work for you
               | and you're a L4 at Google. Using Levels.fyi data, you got
               | a base salary around $178k/yr and so this is equivalent
               | to you dropping $200 ($320 if you include equity) if
               | compared to his passive income alone (which again, is
               | probably >5%). Let that sink in. Technically it is even
               | less than you should value that $200 because he doesn't
               | need to save anything.
               | 
               | [2] If some billionaire wants to drop $50m on me, I'll go
               | live my life reading math books, buy a B200 node (maybe
               | even 2! Or a few more!), and research AGI for the rest of
               | my life. I mean I'll also do that for a lot less too, but
               | hey, that's 2 days of nothing for you Elon or Bezos. I'm
               | sure it is worth more than that in publicity alone. ;)
        
               | rqtwteye wrote:
               | "The thing that often baffles me is why these people
               | still work. You can do almost anything you want with that
               | kind of money."
               | 
               | Simple. They love the work. That's what they want to do.
               | To become a billionaire you usually have to put in an
               | enormous effort. Not many people are willing to do that.
        
           | purpleblue wrote:
           | Why didn't he get jail time like other insider traders?
        
         | ghaff wrote:
         | It probably crossed a line given the amount, the person
         | involved, and the timing. (And the fact that he tried to hide
         | the transaction.) But lots of people get tips from friends or
         | people at parties about things that aren't actually true or
         | that fall through.
        
           | helsinkiandrew wrote:
           | This wasn't a rumour overheard at a party though. Someone in
           | a company (presumably Cisco) consulted with him about their
           | pending purchase of the company.
           | 
           | If you buy options on a company just before some kind of deal
           | (particularly if you haven't bought them before) your
           | relationship with anyone that knew of the deal is likely to
           | be investigated.
        
         | wk_end wrote:
         | For someone as wealthy as he is ("Forbes lists Bechtolsheim's
         | net worth at somewhere north of $16 billion"), a (less than)
         | $1M fine seems more than gentle enough for "a lapse of
         | judgement" and "not the most heinous crime".
        
           | bookofjoe wrote:
           | $1M is 0.00625 percent of $16B. For reference, 0.00625
           | percent of 100k = $6.25
        
             | wil421 wrote:
             | Basically for someone with $1,000,000 it's a $6,250 fine.
             | Or a $1,232 with $197,000 (average net worth in US
             | according to Google).
        
               | valleyer wrote:
               | No, you're off by a couple orders of magnitude.
        
               | pera wrote:
               | > Median net worth $192,900
               | 
               | https://www.federalreserve.gov/publications/files/scf23.p
               | df
               | 
               | > [Bechtolsheim] net worth at $16.3 billion
               | 
               | https://en.wikipedia.org/wiki/Andy_Bechtolsheim
               | 
               | So then (923_740 / 16_300_000_000) * 192200 = ~$10.89
               | 
               | Just for comparison, the fine for jaywalking in Seattle
               | is $68.
        
           | foobiekr wrote:
           | Why do you think wealthy people should be treated more
           | leniently for the same crime?
        
             | wk_end wrote:
             | That's the exact opposite of what I'm saying.
        
         | seanhunter wrote:
         | > Bechtolsheim heard a rumour that Acacia had gotten offer and
         | traded based on that.
         | 
         | That is pretty much the text-book definition of misuse of
         | material non-public information (ie that's 100% insider
         | trading).
         | 
         | Whether or not you think it's the most heinous crime is up to
         | you but there's no question it's illegal.
        
         | acegopher wrote:
         | It doesn't matter if it is a rumor or not. The fact is it was
         | non-public and material information. And that's the definition
         | of insider trading.
        
       | mgdev wrote:
       | Reading the actual case document, it's hard to chalk this up to
       | anything but gross incompetence.
       | 
       | Dude gets off the phone after learning the information, and
       | immediately calls the brokerage to write puts that expire 11 days
       | later (strike 1).
       | 
       | He nails the strike price (keeping below 70; strike 2), and when
       | the brokerage calls later he openly admits on the call that he
       | traded on a nonpublic rumor (strike 3).
       | 
       | Absolutely zero subterfuge. He either has a blatant disregard for
       | the law, or is an extremely high-functioning idiot, or both.
        
         | riku_iki wrote:
         | He could be doing it for many-many times in the past, and
         | thought this is something not catchable.
        
         | usrusr wrote:
         | Or a long history of remaining under the radar with similar
         | things. People addicted to the tingle of risk-seeking can be
         | surprisingly unaware of it.
        
       | blackhawkC17 wrote:
       | This case seems weird...if he's guilty of what the SEC accuses
       | him of, then it's also a clear-cut criminal case the Department
       | of Justice can pursue.
       | 
       | That the DOJ didn't file charges makes it seem like the SEC's
       | case is weak.
        
       | dekhn wrote:
       | I don't really have any comments about the insider trading (other
       | than whyyyyyy?) but I'll never forget Andy driving up in a
       | ferarri at the old SUN executive briefing center (now part of the
       | Facebook's HQ) in 2007 and giving us a presentation on the Sun
       | filesystem hardware they had just released (Sun Fire) and he was
       | really, really keen on telling us just how many power you could
       | stuff into a single rack (like, kilowatts power, as well as CPU
       | heft).
       | 
       | He was absolutely thrilled to geek out on the speeds and feeds
       | and we also gave the ZFS author Mike Shapiro a bunch of crap
       | about ZFS merging the logically distinct layers of storage
       | (volume and FS management) while also strongly suspecting that
       | ZFS's model would end up replacing Veritas or whatever it was
       | people used in those days.
        
         | jgtrosh wrote:
         | Saw Andy at one conf, I confirm he was wayy into minutiae.
         | Geekiest presentation technical in a supposedly not-too-
         | technical panel. But, not related to the insider trading.
        
         | vundercind wrote:
         | > ZFS merging the logically distinct layers of storage (volume
         | and FS management)
         | 
         | This really weirded me out at first, but now feels so right.
        
           | doubled112 wrote:
           | Once you use ZFS it is hard to go back to anything else
           | because of this.
        
           | ansible wrote:
           | Back in the day (mid 1990's IIRC), I read one of the NetApp
           | whitepapers on their WAFL (write anywhere file layout), and
           | that's what sold me on merging the storage layers. The
           | Motorola group I was at was transitioning from Auxpex to
           | NetApp around that time.
        
             | dekhn wrote:
             | At the time of the ZFS presentation we were trying hard to
             | move off NetApps- we had never-ending problems with WAFL
             | (mainly caused by deleting 5TB from a nearly-full file
             | system combined with snapshots). ZFS and Sun Fire were
             | fairly early in their life cycles at that point so it
             | wasn't "mature" enough for our enterprise use cases.
             | 
             | I still don't like the idea of combinging volume management
             | with filesystem, but it's clear that it's worked well for
             | many people over the past 15 years
        
         | jdblair wrote:
         | Ha! I worked on that hardware, or at least, on the software in
         | the service processor (aka, ILOM) in that hardware. I
         | transferred out of the Linux group at Sun (which was being
         | disbanded) and joined the group formally known as Kealia, still
         | in its original office space on Deer Creek Rd in Palo Alto.
         | 
         | Context here: https://www.infoworld.com/article/2665260/sun-
         | buys-server-co...
        
         | spxneo wrote:
         | I know this is off-topic but may I ask what type of Ferrari was
         | it? 360 spider? That's quite the scene you describe, imagine
         | all the people who felt inspired/disgusted by the car. It's
         | straight out of a movie.
        
       | 1024core wrote:
       | > Forbes lists Bechtolsheim's net worth at somewhere north of $16
       | billion.
       | 
       | https://images.app.goo.gl/voCX3ST3yPCcnSrAA
        
         | bithavoc wrote:
         | I don't get why they need more money.
        
           | e40 wrote:
           | Yeah, that was my first thought. I didn't imagine he had that
           | much, though, and it makes it even more of a head scratcher.
        
           | tombert wrote:
           | I think I get it now.
           | 
           | I did a reasonably good job at timing Nvidia stock. I bought
           | three shares in February of last year, and it's more than
           | tripled since then. Initially I was really happy to have
           | bought when I did, but almost as quickly I started thinking
           | "damn, if I had bought ten shares..." or "if I had bought an
           | option contract instead..." as if me making two grand wasn't
           | objectively a great thing.
           | 
           | It's not rational, but I think it must just be instinct to
           | always want "more", no matter how silly it becomes. It seems
           | like the first thing people want when they have a billion
           | dollars is a second billion dollars.
        
             | toyg wrote:
             | This is particularly true for financial matters, where
             | everything is just a number; and particularly true for
             | someone whose lifestyle won't be materially impacted by
             | outcomes. It's just a game.
        
             | bastardoperator wrote:
             | Gambling has been known to be addictive.
        
               | tombert wrote:
               | It's a little annoying, because the only way to really
               | preserve wealth is to push it into the market, and
               | investing is always a bit of a gamble. There's reasonably
               | low-risk tickers like VOO and SPY and VTI, and that is
               | typically what I dump my money into, but it does concern
               | me that the economics of the world has kind of forced me
               | to embrace gambling.
               | 
               | I'm generally a pretty risk-averse person, I've bought
               | two lottery tickets in my life (once when I turned 18,
               | once again when the Powerball hit a billion in 2015).
               | Unsurprisingly, I didn't win both those times. I would
               | much prefer to keep my cash in some kind of government-
               | secured savings account, but the interest rates in those
               | rarely keep up with inflation, at least not long term.
               | The closest I have found to that is treasury-bills, and I
               | do use those, but I still put the bulk of my money into
               | ETFs, AKA gambling.
        
               | trogdor wrote:
               | > the economics of the world has kind of forced me to
               | embrace gambling
               | 
               | How so?
        
               | tombert wrote:
               | I'm being a bit hyperbolic, but what I was trying to say
               | is that the way that you're expected to preserve wealth
               | in the US is to put your savings into the market somehow.
               | Markets are sort of inherently unstable, or at least
               | unpredictable, meaning that there's sort of an inherent
               | risk to that, and as such you're "gambling", at least a
               | little.
               | 
               | If you compare this to an FDIC-insured bank account, or a
               | treasury note, there's effectively zero risk, so I would
               | say it's decidedly _not_ gambling, but the problem is
               | that generally speaking zero-risk things don 't pay
               | enough interest to beat inflation, meaning that your
               | money is degrading a bit.
               | 
               | Obviously there's a difference between YOLOing everything
               | in GME vs putting a bit of money every month into VOO,
               | but the latter still does carry some risk, particularly
               | in the short-term.
        
             | spxneo wrote:
             | i actually lost a small fortune (now its nothing but back
             | then it was a lot) on nvidia options as well as buying
             | large amount of puts on a crypto mining company.
             | 
             | the reason im telling you is exactly the mentality you
             | described: in Q1 I hit a major home run buying puts on a
             | bunch of banks that went under. I experienced 28,300% ROI.
             | From then on I was like an addict. Constantly loading up on
             | insane amount of FDs until I lost all of what I earned.
             | 
             | Quite an experience and I think its best to just focus on
             | building or growing a business. Had I bought stocks and
             | held I think that would've been better.
             | 
             | Just realize the winners and pros are writing you the
             | options in the long run. Punters like me, as I experienced,
             | cannot last.
             | 
             | Also its a zero sum game. When I experienced financial
             | ruin, I realized when I hit that 283x bagger, the person
             | who wrote me those put options experienced financial ruin.
             | 
             | So now I'm jaded about options and financial markets in
             | general. its a double edge sword. its a dangerous societal
             | drug.
        
               | tombert wrote:
               | I agree with everything you said, except is it actually
               | implied they faced financial ruin with your 283x return?
               | What if they were doing a covered call? Then they lose
               | the stock, that sucks, but they're not going to go into
               | debt.
               | 
               | I'm just being pedantic, your broad points are absolutely
               | true. I mostly just through cash into VTI.
        
               | spxneo wrote:
               | because I talked to the guy who wrote those puts on
               | wallstreetbets he was depressed from all the comments
               | making fun of him so i sent him some money from the
               | winnings
               | 
               | now that i experienced the exact thing he experienced, im
               | just done with trying to make a buck from the markets
               | because the profits come from others loss. options
               | trading is a zero sum game.
               | 
               | maybe you can say same about about stocks or futures who
               | knows. options also offer an important tool for managing
               | risks like insurance. so again here im trying to attach
               | some judgement to numbers which are amoral. I guess I
               | just don't want to be part of something that causes so
               | much emotional and mental violence anymore. I want to
               | build and help create ease for others.
        
               | tombert wrote:
               | Ah, that's a sad story. I hope the person is ok; gambling
               | debt of any kind can really mess with your head.
               | 
               | I don't think stocks are zero-sum. If I buy a share of
               | AAPL and hold onto it for a long time, Apple _wants_ me
               | to make a profit because that means that they 're making
               | money too. I have completely aligned my incentives, and
               | Apple can, at least in theory, keep growing and creating
               | value by producing products that people like and are
               | willing to trade their time and labor to get. I guess if
               | you want to be really pedantic, it's zero-sum in that
               | there is technically a finite amount of labor being done
               | per-unit-time on planet earth, so I suppose that's the
               | ceiling, but I think it's not zero-sum until it reaches
               | that ceiling.
        
               | spxneo wrote:
               | I guess the intent also matters...like moralism is pretty
               | shaky here i see
               | 
               | You can buy AAPL puts months before earnings as
               | insurance....if you buy stocks and believe in the
               | business fundamentals to help unlock more potential then
               | that is a legit use.
               | 
               | i wish i had more positive experiences with the market. i
               | feel like its a reflection of your inner world.
        
               | tombert wrote:
               | Yeah, I bought Gitlab when it IPO'd because I agreed with
               | what they were doing. I felt they were making a product
               | that's competitive with Github, and also were allowing me
               | to run it myself if I wanted. I thought that was cool, I
               | was glad to see they got big enough to IPO, so I bought a
               | few shares.
               | 
               | I've lost about half my investment there, which if I'm
               | being honest does makes me a little sad, of course I
               | would rather have _more_ money than I put in, but at
               | least I think I doing the _intent_ of the stock market. I
               | think that the initial goal of the market was to enable
               | people to invest into companies that they actually
               | believed in, not to buy and sell shares a million times a
               | second, or to buy and sell speculations at the same rate.
        
               | gigaflop wrote:
               | I am technically a war profiteer due to stock trading. I
               | bought and then kept trickling some money into an oil
               | index fund when news was everywhere about negative
               | $/barrel, and Russia's invasion of Ukraine made me $500
               | when I sold out.
               | 
               | (I don't actually feel like I did anything wrong, though.
               | Just bought low and sold high, around oil macro events
               | that anyone else could have seen)
        
               | spxneo wrote:
               | A trade is a trade. I've come to accept this after
               | hanging out with a hedge fund manager. I was trading my
               | ego and I was gambling and I placed all these unrealistic
               | expectations from the market.
               | 
               | A trade is neither an expression of justice or injustice.
               | It's just fucking numbers that we attach so much emotion
               | and judgement on. Amoral != immoral.
        
               | gigaflop wrote:
               | I ain't rich enough to take a real moral standing in
               | investing. The only principled buys I make are for
               | ETFs/indices that sound like good ideas, but are
               | nonstandard. Copper, Lithium, Uranium for now. The Earth
               | isn't making any more of the stuff, and they're base
               | resources for other processes.
        
               | tombert wrote:
               | I mean, I own lots of ETFs, and I have bought-low-sold-
               | high plenty of times. I've almost certainly benefited
               | from war profiteering, either through oil fluctuations
               | like you described, or publicly traded US defense
               | contractors.
               | 
               | I'm not going to sit there and try and correlate VTI's
               | price to ensure it's some kind of inverse to Lockheed
               | Martin's performance, and I doubt anyone else is either.
        
             | gigaflop wrote:
             | I sold my crypto bags one by one this year. I felt
             | fantastic for hodling long enough to swing +20% minimums on
             | my btc, doge, shib, eth. Doge, I got +39%.
             | 
             | Then crypto kept going up. Whoops. Made money, but not _all
             | of the money_. As a consolation prize, profiting any% on
             | crypto probably puts me in the 1% of investors.
             | 
             | I _will_ say I missed my best timing on Doge by literally
             | sleeping on it another night. I was out at a bar with 2 of
             | my brothers, and was joking that my Doge had hit +69%.
             | Would have been up a few hundo if I 'd sold then instead of
             | day after.
        
               | tombert wrote:
               | It's a frustratingly easy mindset to have, and it's kind
               | of objectively wrong. If I put down money, and got more
               | money back without any real effort (outside of clicking a
               | button or two on ETRADE) then _that 's a win_. I got
               | _free_ money!
               | 
               | But that's just not how my brain works. Instead of being
               | extremely happy that I got extra cash for nearly-zero
               | effort, I'm sad that I didn't get _more_ cash for nearly-
               | zero effort.
               | 
               | I try and fight that mentality and focus on the good, but
               | sometimes that's easier said than done.
        
               | gigaflop wrote:
               | My way of fighting the mentality is to be lazy. No joke.
               | 
               | I'm either Accumulating, Holding, or Looking to Sell. For
               | stocks, I generally stick to #1 and #2. Buy if
               | numbers/velocity looks good, hold if I don't like how
               | they were doing.
               | 
               | When doing my taxes for FY23, my Robinhood showed zero
               | crypto sales. Having seen a few winters, I am willing to
               | wait 6 to 8 months before considering getting back in.
               | Musk might tweet about Doge on the shitter again, and
               | spike its price by +69%, but I don't have the patience to
               | follow such micro movements. Show me the 1yr graphs.
        
           | vladms wrote:
           | Can't say I understand this case (and don't know the
           | details), but generally once you "train" yourself to do
           | something and like it (basically, anything, like develop
           | programs, run, watch movies, etc.) it is not that easy to
           | just give up because you don't "need it". Making money or
           | making startups can be addictive (the startup part I know
           | from experience) and because the successful people might be
           | the ones that are most addicted, that means they can't just
           | stop even if they succeed.
        
           | msie wrote:
           | Why stop at your first billion?
        
           | mmcdermott wrote:
           | Beyond a certain point, the money is a scoreboard not a
           | resource. It's like watching someone spend hundreds of hours
           | on a video game for a speed run. You played to win and this
           | is the metric.
        
       | exabrial wrote:
       | Honestly I could care less what a few rich guys do when the get
       | tips over golf games, as ultimately doesn't really affect me.
       | Couple of light fines for the amount profited seems reasonable.
       | 
       | However, the people that need to be jailed are in congress and
       | public policy makers using their positions to enrich themselves.
       | Pelosi has an astounding ability to absolutely nail her really
       | really deep options picks.
       | https://www.reddit.com/r/unusual_whales/comments/l42l9w/nanc...
        
         | colechristensen wrote:
         | Insider trading takes a lot out of the pockets of literally
         | everybody else, there's barely any punishment when you get
         | caught, and you're really quite unlikely to get caught at all.
         | It is a problem you should care about.
        
           | arcticbull wrote:
           | Yep, it takes money out of the pocket of whoever's on the
           | other end of that options trade.
        
             | TuringNYC wrote:
             | It also manipulates the stock underlyer, which the average
             | person owns, either directly or via retirement plans.
        
               | amadeuspagel wrote:
               | Manipulates it to make it more accurate and predictable?
        
       | nextworddev wrote:
       | Unrelated - does crypto even have SEC enforced insider trading
       | rules?
        
         | tombert wrote:
         | Not quite insider trading, but John McAfee was charged with
         | pump and dumping schemes with cryptocurrency. He killed himself
         | before he was convicted, but there appears to be at least
         | _some_ kind of enforcement.
        
         | miohtama wrote:
         | It is debated and debatable whether CFTC, SEC or neither has
         | authority.
         | 
         | However insider trade is crime regardless, and and a criminal
         | investigation can be done by police. See:
         | 
         | https://www.justice.gov/usao-sdny/pr/former-coinbase-insider...
        
       | the_panopticon wrote:
       | At least it was just a fine and he avoided having to visit "Club
       | Fed" https://en.wikipedia.org/wiki/ImClone_stock_trading_case
        
       | tombert wrote:
       | You know, if you're going to insider trade, I really think it's a
       | bad idea to buy options.
       | 
       | If he had just bought shares, he might have some plausible
       | deniability to say that "I really believed in the company and I
       | wanted to invest in it". It might still alert the authorities,
       | but I feel it's less likely and I don't think they'd necessarily
       | have enough to charge him.
       | 
       | With options, it is decidedly _not_ an investment, just a gamble.
       | Gambling is way easier if you are able to cheat.
        
         | gimmeThaBeet wrote:
         | At this point it borders on cliche, but he broke at least like
         | 4 of Matt Levine's (Not Legal Advice) Insider Trading Laws:
         | 
         | - Don't do it
         | 
         | - Don't do it by buying short-dated out-of-the-money call
         | options on merger targets.
         | 
         | - Don't email or text about it.
         | 
         | - Don't do it in your [mother's] account.
        
           | tombert wrote:
           | I hadn't heard of those, but that's brilliant.
           | 
           | The second one in particular just seems so obvious to me.
           | Options are a case where you either "win or you lose
           | everything", and even more you have to "win by a certain
           | time". Options are kind of fun to gamble with, I've done it
           | once, but the advantage of vanilla shares is that you can
           | wait as long as you need to to "win". It doesn't provoke
           | nearly as many red flags.
        
             | smallmancontrov wrote:
             | Yes, lower leverage means fewer red flags... but more
             | leverage means more money ;)
        
             | tlogan wrote:
             | It's important to note that when large option trades aren't
             | part of a hedging strategy, they almost certainly attract
             | scrutiny from the SEC.
        
               | TuringNYC wrote:
               | Wonder how the SEC sees the 99% of times people lose
               | money on them, a la WSB
        
           | toomuchtodo wrote:
           | https://lawsofinsidertrading.com/
           | 
           | (Matt Levin's Laws of Insider Trading from Bloomberg's Money
           | Stuff)
        
       | jiveturkey wrote:
       | > Bechtolsheim has agreed to pay a civil penalty of $923,740 for
       | earning slightly more than half that for his illegal trades, and
       | has also agreed to be barred from serving as an officer or
       | director of a public company for five years.
       | 
       | sadly, no deterrent effect here
       | 
       | the fine is adequate. but he should have a done a year at Club
       | Fed and a lifetime ban on public boards.
        
       | Osiris wrote:
       | Why do people that have more money than they can spend in a
       | lifetime engage in such high risk activities to acquire even more
       | money that they also cannot spend in a lifetime?
       | 
       | It seems like it's more about the emotional connection to
       | "winning", having more than others?
       | 
       | What's the risk/reward tradeoff look like here? It looks heavily
       | skewed toward the risk side of the equation.
        
         | chihuahua wrote:
         | Yes, I do not understand this mindset:
         | 
         | "I have $16 billion dollars, and I'm going to do something
         | risky/illegal so I can have $16.0005 billion dollars"
        
         | missedthecue wrote:
         | Sample bias too. A lot of poor people would insider trade if
         | they 1. had brokerage accounts and capital 2. had material non-
         | disclosed information coming across their desk.
         | 
         | Turns out only moneyed people are likely to have the
         | combination, and we only see the ones that chose to act on it
         | in the news, even if 99% wouldn't.
        
       | eggy wrote:
       | I wish the SEC would clean house of all the congress members and
       | senators, Democrat and Republican, around 75 to 97 at last count,
       | who had bought or sold stock or bonds, or other financial assets
       | related to their congressional work. It's always the corporate
       | boogeyman is always target number one in America. Pelosi and her
       | ilk, including her husband, should have to live by the same laws
       | as the people they supposedly represent.
       | 
       | https://www.nytimes.com/interactive/2022/09/13/us/politics/c...
        
       | tompetry wrote:
       | If he's earning just 5% a year on that $16B net worth, that's
       | about ~$2.2m per day. Yet he used this info to gain $500k?
        
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