[HN Gopher] What Happens When a Fifteen Year Old Pumps and Dumps...
       ___________________________________________________________________
        
       What Happens When a Fifteen Year Old Pumps and Dumps with a Net
       Profit of $800k? (2002)
        
       Author : melenaboija
       Score  : 149 points
       Date   : 2024-03-24 15:52 UTC (7 hours ago)
        
 (HTM) web link (www.kentlaw.edu)
 (TXT) w3m dump (www.kentlaw.edu)
        
       | wil421 wrote:
       | How is this any different than meme stocks on WallStreetBets?
        
         | hyperhello wrote:
         | He makes the case that this is no different from anything
         | anyone does at all. The SEC is essentially a spam filter.
        
           | williamDafoe wrote:
           | No, Lewis argues that SEC is a protection racket! They make a
           | bunch of rules and regulations with the input of Wall Street
           | so that Wall Street can pump and dump legally!! Congress will
           | not touch this radioactive protection racket because they are
           | doing insider trading on legal changes which should also be
           | illegal...
        
         | heartbl33d wrote:
         | Only difference is he was doing this in the 90's. Today you
         | will find telegrams pumping/dumping and manipulating the price
         | of small stocks, crypto, etc.
        
           | ghaff wrote:
           | I was doing some market research for a penny stock company in
           | 2000 and made my way over to a stock discussion board devoted
           | to the company at one point. The amount of scaminess,
           | cheerleading, and ignorance (feigned or otherwise) was
           | unreal.
        
         | ghaff wrote:
         | This was a long time ago in a galaxy far far away.
         | 
         | Also the article mentions these were thinly-traded stocks.
         | 
         | I assume the argument would be that today this sort of thing is
         | happening because it's Tuesday. i.e. it's normalized and if you
         | get burned, it's almost someone's civic responsibility to part
         | you from your money.
        
           | gmd63 wrote:
           | Scammers who think it's their "civic responsibility" to dupe
           | their fellow man with intentional fraud should think two or
           | three times before committing to that logic.
           | 
           | If they want to value someone's worth to the human team based
           | on their gullibility to professional liars, it's not reaching
           | very far for other like-minded logicians to value the
           | scammers' worth based on their ability to navigate any other
           | man-made stressor, like their ability to dodge a bullet.
        
             | ghaff wrote:
             | My last crack should probably have had a /s. I don't
             | actually believe that.
        
               | gmd63 wrote:
               | I didn't take you as believing it, just as framing what
               | others might think. I've seen the sentiment too and it
               | frustrates me.
        
               | fmajid wrote:
               | It's known as Canada Bill Jones' Motto: "It is morally
               | wrong to allow suckers to keep their money."
        
               | pc86 wrote:
               | Almost as frustrating as people who posit the penalty for
               | lying/fraud/hucksterism should be death.
        
               | gmd63 wrote:
               | I didn't suggest that. Just illustrating how the
               | incredibly moronic logic of "weeding out people who don't
               | meet my standards of fitness is a civic duty" can be
               | easily extended to non-financial areas of life.
        
             | underlipton wrote:
             | The banksters are aware. Hence, doormen, gated communities,
             | and commuting by helicopter.
        
             | tacocataco wrote:
             | Good luck getting law enforcement to care about you getting
             | your stuff stolen.
        
         | lebean wrote:
         | The difference is merely the essential part of meme stocks that
         | make them meme stocks and not just a pump-and-dump scheme
         | executed by some guy. Other than that, though, totally the same
         | thing.
        
           | gmd63 wrote:
           | I'm betting that large players manipulate the market through
           | "meme stocks" just like advertisers astroturf reddit.
        
             | seadan83 wrote:
             | I'm on a phone, apology for lack of citation. I ran across
             | an article that found it was mostly memers bidding the
             | price up against each other. The short squeeze aspect did
             | come un, but not as often and not to the extent that is
             | commonly claimed.
        
         | hiddencost wrote:
         | Both are morally outrageous and are or should be criminal?
        
       | hilux wrote:
       | Interesting. A little googling turns up that 25 years later, he's
       | still in the pump-and-dump business!
       | 
       | Do what you love, I guess.
        
         | cmcaleer wrote:
         | I found this Twitter account last posted to in 2014.
         | 
         | https://twitter.com/lebedbiz
         | 
         | I checked a good few of the stocks he listed. I figured he
         | would have struck a lucky score at one point but he seemed to
         | have an uncanny ability to always pick losing stocks.
         | 
         | I was hoping for a happy ending like how many of the people I
         | played Runescape with who hosted dicing games, speculated and
         | flipped in-game assets became successful quants irl, but he
         | sure did seem to just pick a gimmick and roll with it, never
         | evolving or changing.
        
           | Solvitieg wrote:
           | Is it safe to assume they transitioned to become an anonymous
           | crypto trader around this time?
        
           | shnock wrote:
           | Really? Merching in RS3 always seemed to be more of a pump
           | and dump than anything that overlapped with real life
           | quantitative investing
        
             | Frummy wrote:
             | If theyre working as quants now, they were probably around
             | before RS3 as well. I remember daytrading the grand
             | exchange personally. There were plenty of profitable
             | patterns that were basically guaranteed to work. I can see
             | how someone who could program at the time could get much
             | higher volumes by automating multiple accounts. The problem
             | was finding profitable new trades at different levels of
             | wealth, what worked at one volume would have to be replaced
             | eventually. I never got into clans and such. I got scammed
             | a few times especially memorable was a scam with a sort of
             | party of social proof around the scammer and they would
             | rinse repeat in every world, some things were so organised
             | that you got really surprised by the intricacy of the
             | scams.
        
           | seadan83 wrote:
           | Not a surprise it is loser stocks.
           | 
           | The pump and dumper wants cheap, low volume stocks,
           | preferably those with a plausible turnaround story.
           | 
           | The pump and dumper does not disclose holdings or the
           | prospect for them to acquire or sell. Hard to then know if
           | the shilling was unsuccessful or not.
        
           | jldugger wrote:
           | Not sure how it came to be that every article publishes this
           | kids name, but I'm starting to find a tragic arc to this
           | guy's life. Dead twitter account, no LinkedIn account, and
           | apparently was booked for narcotics possession in 2016. All I
           | found was an arrest record[1]. Maybe he was just on some bad
           | meds and the police caught him before things got worse, maybe
           | they made the whole thing up, but many citations from his
           | Wikipedia page(!) 404 now, and I have my theories as to why.
           | 
           | [1]: https://www.northjersey.com/story/news/passaic/wayne/201
           | 6/03...
        
           | bayouborne wrote:
           | Sep 3, 2012 I Am Legend.
        
         | ProjectArcturis wrote:
         | If you made half a million bucks doing something in high
         | school, it'd be pretty hard to go the college route and hope to
         | eventually get a job grinding $100k a year.
        
           | adventured wrote:
           | If you're good at a thing, you can easily make a lot more
           | than that on Wall Street. $500k is just your bonus.
        
       | falcor84 wrote:
       | TL;DR: he argues that he did the same as everyone else on Wall
       | street, so the SEC fines him $285,000, letting him keep more than
       | half a mil of net profits. The system works as intended</sarcasm>
        
         | arkades wrote:
         | The SEC only found wrongdoing in eleven trades, whose profit
         | netted approx $272K. They did not penalize him for trades not
         | found in violation of the law.
         | 
         | Clearly, too long, didn't read.
        
           | pierat wrote:
           | Again, not a real court. And no jury, and basically a fake
           | judge.
        
       | paulryanrogers wrote:
       | > Lebed professes that he did nothing wrong - he did nothing
       | different from Wall Street analysts. He states that he learned
       | how people react to the stock market and acted on that knowledge.
       | 
       | So you trick people by lying to them, and it's ok because you
       | take their money indirectly via the stock market. And because
       | some analysts also do this (often suffering legal consequences),
       | then it's definitely not wrong?
       | 
       | Shameful. And the father getting the kid an E-Trade account after
       | the mother closed his other account? Sounds like the father
       | should be sanctioned too.
        
         | EGreg wrote:
         | The entire trading industry is a zero-sum game bro. For someone
         | to win someone else has to lose. As is the advertising industry
         | and surveillance capitalism industry that powers the "free
         | web". (Only at the edges is new value created. Most of it
         | exists to have large institutionals take money from the small
         | newbs, you're the fish at the poker table.)
         | 
         | And more broadly, capitalism exploits people.
         | 
         | This is like blaming Andrew Tate for exploiting women but
         | throwing up your hands when Amazon Nike and Apple were running
         | sweatshops and warehouses at scale, exploiting people in
         | general.
         | 
         | Technology just made it easier to extract the rents (eg tax the
         | uber drivers and passengers to pay the shareholder class of
         | Uber).
         | 
         | And generative AI just automates that further. Thanks for all
         | your creativity, judgment and input, humans. You can be fired
         | now thanks!
         | 
         | Hey, if you look at the man behind the curtain, you'll see all
         | your favorite stuff needs it to even function. For example for
         | Sam Altman's ventures we have:
         | 
         | Kenya's cheap brains: https://time.com/6247678/openai-chatgpt-
         | kenya-workers/
         | 
         | Kenya's cheap eyeballs: https://www.bbc.com/news/world-
         | africa-66383325.amp
         | 
         | Don't shoot the messenger
        
           | voisin wrote:
           | I concur - we as a society have agreed implicitly (since I
           | think around the 1980s) that it's everyone for themselves so
           | take whatever the hell you can for yourself, consequences be
           | damned. If you're lucky, you'll be dead before the world
           | burns and society devolves into chaos.
        
             | nullstyle wrote:
             | In the immortal words of Booker T: "don't hate the playa,
             | hate the game"
        
             | seadan83 wrote:
             | There are places in the world that is an apt description.
             | The US is closer to that than previously (as judged by
             | effective tax rates on millionaires comparing the 1950s to
             | today), but nonetheless, the US us not "there" yet and
             | still has a ways to go
        
           | Thorrez wrote:
           | >The entire trading industry is a zero-sum game bro. For
           | someone to win someone else has to lose.
           | 
           | Traders add liquidity. That liquidity allows me to easily buy
           | and sell stocks without waiting long periods or worrying
           | about getting ripped off by the spread. And since the economy
           | isn't zero-sum, it's possible for everyone to end up better
           | than before.
        
             | peteradio wrote:
             | Does trading stocks somehow cause an increase production of
             | actual stuff? If not, I don't see how everyone ends up
             | better off.
        
               | hallway_monitor wrote:
               | People are saying that pump and dump schemes are
               | unethical even if they're not always illegal. I would
               | assert that investing for short-term gain is always
               | unethical and the only way the stock market really
               | benefits retail investors is when people invest and hold
               | for long-term gains.
        
               | AnthonyMouse wrote:
               | > Does trading stocks somehow cause an increase
               | production of actual stuff?
               | 
               | Sure it does. If the price of a stock changes, it becomes
               | easier/harder for that company to raise money relative to
               | other companies. If it's a good company then making their
               | shares go up can increase production of actual stuff
               | because they can afford to build more factories etc. If
               | it's an inefficient company and its shares go down then
               | the people who sold it can go invest that money in
               | something else. There is a net increase in production if
               | the company who gets the money is the one more efficient
               | at using it to make stuff than the alternative, i.e.
               | share price becomes "more accurate" as a measure of the
               | company's market efficiency.
        
               | jokethrowaway wrote:
               | You have to buy stocks or you'll money will go to the
               | government thanks to inflation.
               | 
               | Without the government the stock market would be less
               | crowded.
        
           | everforward wrote:
           | > The entire trading industry is a zero-sum game bro.
           | 
           | It's not, and even a cursory understanding of what zero-sum
           | games are and how the stock market works would tell you that.
           | 
           | How does the market grow if all trades are zero-sum? How do
           | recessions happen if all trades are zero-sum?
           | 
           | Some portion of trades are zero-sum, maybe even most of them.
           | Stock markets don't function if every trade was zero-sum.
           | 
           | Pump and dump schemes are bad because they distort
           | information in the marketplace. The tradeoff is supposed to
           | be that these major firms perform price discovery, and in
           | exchange for providing accurate prices to the market, they
           | are allowed to arbitrage off the difference between the
           | current price and the "true" price.
           | 
           | Pump and dump schemes don't do any price discovery, they do
           | the opposite. They create a fake new price, arbitrage off
           | that difference, and then leave the followers holding the
           | bag.
        
             | amne wrote:
             | it's not, but only because someone keeps printing more
             | money.
        
             | Solvency wrote:
             | It's almost like a financial system that is so incredibly
             | prone and vulnerable to manipulation shouldn't form the
             | backbone of our entire economy.
             | 
             | Oh wait. This is by design so the elite can retain all
             | money and power.
        
             | __MatrixMan__ wrote:
             | > How does the market grow if all trades are zero-sum?
             | 
             | The same way a cancer does: by repurposing adjacent systems
             | in service of propagating itself, often to the determent of
             | the function of those systems.
             | 
             | In the case of a financial market this means people
             | spending their time watching lines squiggle around on a
             | screen instead of finding real problems to solve.
             | 
             | Referring to the increase of stock prices as an indicator
             | that markets are positive sum is a little like referring to
             | an increase in hit points as an indicator that D&D is
             | positive sum
             | 
             | It's not useful to use a system's own abstractions to
             | measure its effectiveness.
        
               | gmd63 wrote:
               | Cancer is an exploitation of the politics present in
               | human cellular biology. The DNA of what makes us human
               | mammals is molecular capitalism in this analogy. You can
               | dismantle that, but then we would be floating amoebas in
               | the primordial ooze.
               | 
               | What you can do is identify when cells aren't behaving in
               | good faith and punish them appropriately (through chemo
               | etc) and find ways to prevent that behavior from
               | surfacing again (diet / avoiding carcinogens / unknown
               | future solutions).
        
               | __MatrixMan__ wrote:
               | Agreed, I'm not for dismantling it wholesale, just for
               | being a bit more targeted with our punishments.
               | 
               | That is, I don't think that "the markets are up" is not
               | an adequate indicator of "behaving in good faith". You
               | have to look more closely at the actual outcomes.
               | Whatever is being invested in, does it make life better
               | or worse for the rest of us, etc.
        
               | gmd63 wrote:
               | I agree we need more keen punishments, and am annoyed by
               | market value being some coarse indicator for economic
               | health. It's been more morally pleasing to me to see
               | criminal companies and "currencies" collapse in the past
               | few years than it has for me to have seen the general
               | market go up, as long term health depends on excising
               | fraud.
        
               | seadan83 wrote:
               | Outside money flows into the market, this allows it to be
               | positive sum.
               | 
               | For the DnD analogy, it is as if you had a cleric.
               | 
               | Eg: IPO sells at $2, next seller buys at $4, next at $6,
               | etc. Everyond makes money in that scenario. Eventually
               | there can be losses, do all the losses counter balance
               | these profits? No, because on net everything went up. If
               | there were always trades that had losses to balance the
               | gains, only then it would be zero sum.
               | 
               | What's more, people convert types of holdings all the
               | time, and it is the big players that move things. When a
               | mutual fund allocates 1% more to stocks, or 1% less and
               | putd that to bonds, those are very big net new or net
               | negative money flows. So, it's not just paychecks being
               | added in, there are lots of sources of dynamism to make
               | the stock market system anything but closed. There is net
               | new money flowing into it all the time.
        
               | __MatrixMan__ wrote:
               | Money gets created when people take out loans which
               | creates debt which is then traded in the markets. That's
               | not money flowing into the markets, that's just the
               | markets doing their own internal bookkeeping (much like
               | D&D uses HP for internal bookkeeping about character
               | health).
               | 
               | If you want to convincingly argue that markets are
               | positive sum you have to demonstrate that markets produce
               | more than they consume in terms of something besides
               | money. E.g. when some of the factory workers quit to go
               | be day traders, the factory ends up producing more while
               | consuming the same or less due to the positive effects of
               | the investments enabled by the increased trading
               | activity.
               | 
               | This might be the case in some cases, and it won't be the
               | case in others, and I don't know how to sum it in
               | aggregate. Presumably somebody does.
               | 
               | Whether it comes out positive or negative, asset prices
               | are an implementation detail, not the thing we're
               | measuring.
        
               | seadan83 wrote:
               | I'm responding to only: "> How does the market grow if
               | all trades are zero-sum?"
               | 
               | I'm not trying to say that markets are necessarily a net
               | positive. But we should also not be myopic about it
               | either. There is more to it.
               | 
               | Firstly, money being made solely by trading is rent
               | seeking. It's maybe even the definition of rent seeking
               | (?) Personally I'd be in favor of tax rates in the 40% to
               | 50% region for rent seeking (long term and short term
               | capital gains tax IMO should both be doubled). Perhaps we
               | agree a bit there.
               | 
               | > Money gets created when people take out loans which
               | creates debt which is then traded in the markets
               | 
               | This is still net new money into the market, ergo, the
               | market is not at all zero sum. There is new money flowing
               | into it. That _negates_ the statement that there must be
               | one person losing for every person winning in the stock
               | market, it is not zero sum. Everyone can actually be
               | making money because there is new money being injected
               | (and the opposite can be true when money is net leaving
               | because interest rates are high and everyone is putting
               | their money to cash or bonds instead).
               | 
               | Same thing happens in a Ponzi scheme, everyone can
               | actually be making money while there is new money flowing
               | into the system.
               | 
               | In the example you stated, if a person borrows money
               | against their house, they are moving money away from real
               | estate to the market. Their wealth is net-zero in that
               | scenario, but relative to the market - the market saw a
               | net increase. Thus, the market is not a closed system, it
               | is therefore not by necessity zero-sum - it's possible to
               | have more winners than losers when trading (and/or more
               | losers than winners too)
               | 
               | > If you want to convincingly argue that markets are
               | positive sum you have to demonstrate that markets produce
               | more than they consume in terms of something besides
               | money. E.g. when half of the factory quits to go be day
               | traders, the factory ends up producing more while
               | consuming the same or less.
               | 
               | Yeah, this is what happens with IPO. Oatly is an example,
               | they had a supply crunch, they could not produce enough
               | milk for store shelves. With their IPO money they funded
               | the construction of additional factories to increase
               | their production capacity. I think people forget this,
               | the IPO of a stock is a huge injection of money to a
               | company, as-is whenever the company issues more stock.
               | Amazon is another example, instead of using cash to pay
               | employees, they used stock; which freed up cash to go to
               | other places. Though, post-IPO, shares being traded
               | around is arguably all just rent seeking. A company can
               | still issue more shares too though. This very thing saved
               | both AMC and GME; both of those companies would have gone
               | under if they were not able to raise money by issuing
               | stock.
               | 
               | On the other side, this situation is not always fully
               | pure. Plenty of companies are run by MBAs that give
               | themselves too many shares & their sole goal is to go
               | public so they can offload their holdings rather than
               | grow their company. Still though, the primary reason for
               | stocks to exist is that companies can acquire additional
               | funding without taking out loans, they get that funding
               | by trading ownership. That's still a thing even if there
               | is a lot of other corruption & rent seeking relating to
               | it. Thus, we should not be myopic it, there is more to
               | it.
        
               | AnthonyMouse wrote:
               | In general there are two ways for companies to make
               | money. 1) They make something that otherwise wouldn't
               | have been made, or make it more efficiently than the
               | competition and then capture volume with lower prices. 2)
               | Rent seeking; they extract higher profits from the same
               | activity, e.g. by buying their competitors and raising
               | prices.
               | 
               | Traders do the work of finding the companies that can do
               | one of these things and allocating resources to them so
               | they can do them. When it's the first one, the societal
               | gains are quite significant. When it's the second one,
               | well, there are supposed to be laws against that and if
               | it's happening then we need better laws or better
               | enforcement.
        
               | __MatrixMan__ wrote:
               | I'd argue for a third category where the new thing
               | addresses a problem that the company themselves is making
               | more problematic (e.g. TurboTax) or where "more
               | efficiently" involves cases where costs to the company
               | are exchanged for costs to society (e.g. petroleum
               | companies, cambridge analytica).
               | 
               | I think this category represents the majority of economic
               | activity today, which is why I'm skeptical of markets
               | being zero sum.
               | 
               | The result is the same though: find was to get more of
               | (1) and less of (2) and (3).
        
               | AnthonyMouse wrote:
               | The third thing is just the second thing. TurboTax
               | lobbying to avoid free tax filing is obviously rent-
               | seeking. It might even be more accurate to call this
               | category rent seeking through regulatory capture. Fossil
               | fuels would have been trounced by nuclear except that
               | they lobbied to require nuclear to internalize all of its
               | costs (and then some) but not their own, extracting undue
               | rents by handicapping the competition.
               | 
               | The closest you get to a third category is Cambridge
               | Analytica, in which case the third category would be
               | _criminal enterprises_. But these rarely remain listed on
               | the stock market; you won 't find shares of the
               | Guadalajara Cartel at your brokerage. It's the companies
               | in the second category that do, because they're doing
               | things that _should_ be illegal but _aren 't_.
        
               | __MatrixMan__ wrote:
               | I was going for extreme examples to make the point, but
               | look at any modern advertiser: their products are used to
               | target segments of society such that we can be encouraged
               | to either turn against one another or to make some kind
               | of decision which is bad for us and good for whoever is
               | doing the advertising.
               | 
               | The perspective you're describing doesn't seem to have a
               | way to classify this activity as unhelpful without going
               | so far as making it illegal. Without that ability, I
               | don't see how we can ever expect the market's notion of
               | value to find itself in line with society's values. The
               | best we can hope for is a random walk within the bounds
               | of "illegal".
        
               | everforward wrote:
               | > If you want to convincingly argue that markets are
               | positive sum you have to demonstrate that markets produce
               | more than they consume in terms of something besides
               | money. E.g. when some of the factory workers quit to go
               | be day traders, the factory ends up producing more while
               | consuming the same or less due to the positive effects of
               | the investments enabled by the increased trading
               | activity.
               | 
               | Price discovery would be the function of the markets that
               | allows this. If the markets find out that iron ore
               | production is going to crash because of a flood or
               | something, they create demand for futures of that iron
               | production, raising the price of iron and encouraging
               | stability in the supply of iron via more companies mining
               | it.
               | 
               | These futures then provide stability of supply and price
               | (somewhat) to the factory. Conversely, they provide
               | stability of demand and price to the mine, who can sell
               | their production ahead of time.
               | 
               | I would not be surprised if most factories do employ
               | investors, even if indirectly via a third-party supplier.
               | Knowing that the price of iron was going to go up would
               | be tremendously useful, and they would be able to produce
               | their goods cheaper than everyone else if they stocked up
               | on materials at lower prices.
               | 
               | They're traded in dollars, but the same would be true in
               | a barter system. Liquidity would be incredibly important
               | in any non-monetary system; people would pay a pretty
               | penny to be able to exchange payment in goods they don't
               | want to something they did want.
               | 
               | > Money gets created when people take out loans which
               | creates debt which is then traded in the markets. That's
               | not money flowing into the markets, that's just the
               | markets doing their own internal bookkeeping (much like
               | D&D uses HP for internal bookkeeping about character
               | health).
               | 
               | That is meant to reflect the new value being created by
               | all of the entities in the market. If you don't add
               | currency to account for growth, the currency increases in
               | value equal to demand for it, making the currency itself
               | a very attractive investment.
               | 
               | Those loans have interest rates, so the borrowers need to
               | be doing something with the cash to generate value in
               | excess of the interest rate, which in turn creates value
               | on the market. Loans backed by actual currency are
               | dramatically more expensive to service because of
               | opportunity costs. The borrower's interest rate would be
               | higher than what the loan offerer thought they could get
               | in return for safer investments. Current loan rates for
               | practically everything are far below that.
               | 
               | The factory benefits by having access to extra cash for
               | cheap. They don't have to stockpile cash for a decade to
               | open a new factory, they can borrow money and do it now
               | at an interest rate that still allows them to keep most
               | of the value.
        
             | ItsMonkk wrote:
             | The trading industry is separate from the investing
             | industry.
             | 
             | The investing industry is positive sum - but you must hold
             | for the long-run, or only make decisions if new information
             | is discovered to be an investor. Vanguard and other passive
             | firms are a part of the investing industry.
             | 
             | As the GP says, the trading industry is zero-sum.
        
               | mhluongo wrote:
               | Not a fan of over-financialization, but... if trading is
               | propagating market signals to people who otherwise
               | wouldn't have them, it should have some positive
               | externalities?
        
             | EGreg wrote:
             | The stock market grows because companies create value for
             | real consumers. Companies serving the people.
             | 
             | But the stock market and its derivative markets are just
             | people speculating on the price of the stock. So the vast
             | majority of the value is a zero sum game.
             | 
             | Think of it like the "use value" of a house, vs a housing
             | speculative bubble on top. They can pump, they can dump.
        
           | gmd63 wrote:
           | Incorrect. Capitalism allows economies to accelerate the
           | birth of new companies that benefit people.
           | 
           | When it's policed and regulated poorly, yes, scammers can
           | proliferate. So don't vote for politicians who lie without
           | apology, and don't let people you don't trust manage your
           | money or provide you with goods or services.
           | 
           | Predatory people will exist with or without capitalism, only
           | Capitalism is fine-grained democracy where you vote literally
           | every day with your dollar.
           | 
           | I should also add, don't do any scamming or predatory
           | behavior yourself. Because the most important vote you make
           | for how society is run is with your own actions.
        
             | Supermancho wrote:
             | > only Capitalism is fine-grained democracy where you vote
             | literally every day with your dollar.
             | 
             | I'm not sure where you get that from. Every economic model
             | has trading, wherein the participants make trades (goods
             | for goods). Capitalism is not democratic. Communism isn't
             | democratic for a similar reason. The pareto principle (and
             | natural hierarchies) appears and equality goes out the
             | window for the traders.
        
               | gmd63 wrote:
               | It certainly is more democratic than any alternatives I'm
               | aware of. If you don't want someone to accumulate more
               | economic influence, do not pay them. The government will
               | not jail you for doing so.
               | 
               | If business is controlled by a democratically elected
               | government, and 49% of the country voted against those
               | officials, there is no way for them to start their own
               | alternative business to articulate those preferences in
               | the market.
        
           | dragonwriter wrote:
           | > The entire trading industry is a zero-sum game bro.
           | 
           | It isn't in utility terms, which are the only terms that
           | matter for whether something is _actually_ zero sum.
           | 
           | Under certain assumptions, it is in (e.g.) dollar (or other
           | specific commodity) terms, but the whole reason markets work
           | at all is that the no specific commodity ( _including_ any
           | fiat currency at any point in time) has a consistent
           | relationship to utility across market participants.
        
             | peteradio wrote:
             | How well does that utility argument play out when companies
             | see fit to grant 0 dividend?
        
               | AnthonyMouse wrote:
               | If you buy shares for $100 and they increase to $200
               | without paying you a dividend, you've still made $100. If
               | you prefer to have $100 in shares and $100 in cash rather
               | than $200 in shares, you can sell half of your shares.
        
               | dragonwriter wrote:
               | Dividends or not are irrelevant, what matters is that the
               | marginal utility of market value measured in monetary
               | terms (or in market equivalent in any other commodity,
               | but money is the most common one for people to mistake
               | for a direct measure of utility) differs between market
               | participants, and for the same participant (relative to
               | others, not just by, e.g., inflation that applies in the
               | same way to all market participants) at different points
               | in time.
        
         | lucianbr wrote:
         | > The 2007-2008 financial crisis, or Global Economic Crisis
         | (GEC), was the most severe worldwide economic crisis since the
         | Great Depression. Predatory lending in the form of subprime
         | mortgages targeting low-income homebuyers,[1] excessive risk-
         | taking by global financial institutions,[2] a continuous
         | buildup of toxic assets within banks, and the bursting of the
         | United States housing bubble culminated in a "perfect storm",
         | which led to the Great Recession.
         | 
         | (from wikipedia)
         | 
         | > In total, 47 bankers served jail time as a result of the
         | crisis, over half of which were from Iceland
         | 
         | One example of countless that could be found, that legal
         | consequences are the exception, not the norm.
        
           | vincnetas wrote:
           | Well done Iceland. I would like to see ratio of jailed
           | bankers to total bankers in country. Because now it looks
           | like GES was mostly caused by Icelandic bankers :)
        
             | lucianbr wrote:
             | I recently read a comment by an icelander saying that
             | they're basically just the same as the rest of the world,
             | incapable of punishing bankers and rich people. Just that
             | on this occasion, the banking sector being so small,
             | something like 90% of it failed, so they really had no
             | choice but to jail some people.
             | 
             | Definitely hearsay, but it really saddened me.
        
               | ghaff wrote:
               | That sounds about right. It's a small homogeneous country
               | and the situation really was _dire_. Much more so than in
               | many other countries, including the US, in general. The
               | US had some big failures but the system largely held
               | together (with the help of the government of course).
        
         | wouldbecouldbe wrote:
         | He was just ahead of his time, this is an honest days work for
         | a crypto trader.
        
         | wslh wrote:
         | Rephrasing the Arthur C. Clarke statement "Any sufficiently
         | advanced technology is indistinguishable from magic." I would
         | say "Any sufficiently advanced scam is indistinguishable from
         | genuine trading advice.".
        
         | dehrmann wrote:
         | > So you trick people by lying to them, and it's ok because you
         | take their money indirectly via the stock market
         | 
         | No one was arguing that it was indirect; the people who lost
         | money took advice from an anonymous user on a forum on tiny
         | companies they'd never heard of. The morality question is still
         | interesting because it hinges on whether or not people knew
         | they were playing a game with deception.
        
           | d0gsg0w00f wrote:
           | These situations always remind me of a quote from Clark
           | Howard who was a radio host of personal finance shows.
           | 
           | "It's almost impossible to get scammed if you're not a greedy
           | person"
        
             | dehrmann wrote:
             | Mad props to Clark Howard. He's like the Mr. Rogers of
             | personal finance.
             | 
             | also:
             | 
             | Bulls make money, bears make money, pigs get slaughtered.
        
             | IncreasePosts wrote:
             | "Can't con an honest john"
        
         | bagels wrote:
         | Do you have examples of lies? If he just said this stock will
         | go up, it seems he wasn't even wrong.
        
       | JoshGG wrote:
       | Michael Lewis wrote about this story in his book "Next". Also in
       | the New York Times magazine. The articles and book have some
       | pretty interesting discussion and opinion about this case.
       | 
       | https://www.umass.edu/cyber/readings/marcusarnold.htm
        
       | Solvency wrote:
       | Why is this page double line spaced? It's outrageous on mobile.
        
         | chatmasta wrote:
         | The page is from 2002, when "mobile" was pronounced "mob-eel"
         | and the closest thing to a smartphone was an early version of
         | the PalmPilot.
        
           | sillysaurusx wrote:
           | Our friends pronounced it "carrying around our computer
           | towers and setting up folding tables to play Planetside and
           | Stepmania all night". I think it's a regional thing.
        
           | Bud wrote:
           | 2002 was actually quite late in the Palm era. The iconic Palm
           | V, for instance, dates back to 1999. And BlackBerry had a
           | mature smartphone by 2002. Nothing compared to an iPhone of
           | course, but quite capable.
        
         | lolinder wrote:
         | Reader mode?
        
         | kube-system wrote:
         | It was generated in MS Word 2000. Double spacing of Word docs
         | is common at educational institutions.
        
       | dehrmann wrote:
       | > Lebed professes that he did nothing wrong - he did nothing
       | different from Wall Street analysts
       | 
       | Except analysts usually can't trade stocks. Short sellers can. In
       | theory, libel law makes that safe, but when it's a 15-year-old
       | playing the penny stocks, the company won't notice or have the
       | legal firepower to chase down a /r/wallstreetbets user.
        
         | op00to wrote:
         | analysts can trade stocks, though they are not supposed to
         | trade counter to their recommendations.
        
           | dehrmann wrote:
           | When I googled it, it was a little murky on if it's allowed,
           | and sometimes it was the analyst's employer that banned it.
           | What _is_ legal is different parts of the same ~bank not
           | being as independent as they should be, so the kid 's
           | argument that the big boys do the same thing wasn't entirely
           | wrong.
        
       | fmajid wrote:
       | > Depending on who you talk to, Lebed was either viewed as a
       | person who knowingly abused the system and broke the law, or
       | someone who acted no differently than Wall Street analysts acted
       | 
       | Both of these statements can be true at the same time.
        
         | hunter2_ wrote:
         | > Depending on who you talk to, Lebed was either viewed as a
         | person who knowingly abused the system and broke the law, or
         | someone ... actually performing no wrong-doing.
         | 
         | Funny how selectively quoting a bit differently makes that
         | appear far less so.
        
           | pierat wrote:
           | It all comes down to selective enforcement by the not-actual-
           | real-judges at the SEC.
           | 
           | You have to go through their kangaroo court with an ALJ, and
           | arger likely getting a judgement against you, can you
           | actually go to a real court.
           | 
           | And this is combined with different rules for different
           | income classes.
           | 
           | Kid from middle income family gets smacked down hard. Whereas
           | billionaire employees doing work on wall street either get
           | low scrutiny, or pay 2% of what they made (Read: cost of
           | doing business).
           | 
           | The "rights" of the rich are not for the rest of us.
        
             | sdwr wrote:
             | If you read the article, it looks like he got punished
             | pretty lightly - had to pay back some of the gains, got to
             | keep others, and had no further repercussions.
        
             | neomantra wrote:
             | The Supreme Court is considering if Administrative Law
             | Judges (ALJ [1]) are unconstitutional. SEC v. Jarkesy.
             | 
             | Fun fact: adherence to law is not required in an ALJ court.
             | If one loses in ALJ, then one may proceed to appeal in a
             | regular court where law must be considered.
             | 
             | [1] https://www.law.cornell.edu/wex/administrative_law_judg
             | e_(al...
        
           | backtoyoujim wrote:
           | https://www.youtube.com/watch?v=XIh44OEyQgc
           | 
           | Cramer admits to doing basically an insider version of "flood
           | finance.yahoo.com with bs" as his job
        
       | mauvehaus wrote:
       | He can afford college?
       | 
       | In seriousness though: are analysts allowed to have an interest
       | in stocks they're publishing analysis for? It seems like a fine
       | line between creating an obvious conflict of interest (see: TFA
       | perhaps on a more subtle level) and wanting them to have skin in
       | the game so they're incentivized to provide useful analysis
       | (rather than YOLO: stock goes up/down and I don't care because
       | it's other people's money on the line).
       | 
       | In general, it seems like a hard problem to compensate an analyst
       | without either creating one of the above scenarios or generally
       | setting up a scenario where they'd be better off trading for
       | themselves on the basis of their analysis rather than providing a
       | service to other investors.
        
         | ghaff wrote:
         | For both stock analysts and other types of analysts like IT
         | industry analysts, it depends on the firm as far as I know and
         | the rules may be more or less strict depending upon how
         | involved they, or their fund, are with the given company.
         | Generally, rules lean towards avoiding both conflicts of
         | interest and the appearance of conflicts of interest.
        
         | seadan83 wrote:
         | The difference, an analyst states if they have a long or short
         | holding and if they intend to buy or sell in the future.
         | 
         | The scammer does not, that is the key difference.
        
         | _sword wrote:
         | At virtually all banks, equities analysts are banned from
         | trading in their coverage. Banned as in, if you, your spouse,
         | your dependents, etc. have an interest you didn't proactively
         | disclose and dispense with you're fired on the spot.
         | 
         | FINRA regulation states that registered equities analysts (i.e.
         | the ones working at banks) at a minimum cannot trade against
         | their ratings [0]. At most / all banks there are further
         | restrictions that ban trading in coverage.
         | 
         | [0] https://www.finra.org/rules-guidance/rulebooks/finra-
         | rules/2...
        
       | ch33zer wrote:
       | There was a recent decision out of Texas that pump and dumps are
       | legal if you do them without directly selling stock to the
       | victims. So I guess that according to Texas what this guy did is
       | totally fine!
       | 
       | [PDF]
       | https://assets.bwbx.io/documents/users/iqjWHBFdfxIU/rmMOgPQg...
       | 
       | or coverage from Matt Levine:
       | https://www.bloomberg.com/opinion/articles/2024-03-21/pump-a...
        
         | giarc wrote:
         | Wouldn't that mean that you can have a friend do the pump, and
         | you do the dump? Sounds like the guy in the original article
         | did both and therefore wouldn't be saved by that Texas ruling.
        
           | kasey_junk wrote:
           | The Texas ruling doesn't (as far as the coverage I've read)
           | require that level of separation. Rather just selling to "the
           | market" is enough to insulate you from fraud charges.
        
         | bradleybuda wrote:
         | The judge in that case simply does not know what they are
         | talking about. This will be swiftly overturned on appeal.
        
       | dataflow wrote:
       | > The messages that Lebed posted would predict marked increases
       | in the stocks value [...] In response to Lebed's messages,
       | trading volume of these stocks would soar
       | 
       | I'm so confused reading the comments here. How in the world is
       | anyone defending this?
        
         | darby_eight wrote:
         | It's not hard to mock peoples' trust of the market.
        
         | AnthonyMouse wrote:
         | > How in the world is anyone defending this?
         | 
         | Suppose you're an ordinary trader who likes high risk bets. You
         | find a stock you like, you buy some. Now you go on message
         | boards telling everyone you think the stock is going to the
         | moon straight away. This is your sincere belief. Soon the stock
         | goes up 300%. You thought it was going to go up 1000%, that's
         | what you said before, but hey, it still went up 300%, that's
         | still a tidy profit, so you sell.
         | 
         | Whether this is fraud or not basically hinges on whether you
         | were being intentionally dishonest, right? But now how do you
         | distinguish between malice and stupidity?
        
           | dataflow wrote:
           | > Whether this is fraud or not basically hinges on whether
           | you were being intentionally dishonest, right?
           | 
           | No.
           | 
           | Do you mean legally? or morally?
           | 
           | Legally the offenses include things beyond what might
           | strictly be "fraud" (see "fraud or deceit" as one example,
           | but there are more [1]). IANAL, but failing to mention that
           | your posts are with the hope of raising the price because you
           | have a vested interest in that... seems like a material
           | omission, if nothing else.
           | 
           | Morally (and I'd expect legally based on the text, but IANAL)
           | what matters is what he expected to happen as a result of his
           | posts on the message board. If he knew people would likely
           | buy the stock in response to his posts, and he intended to
           | take advantage of that influence to make money off those
           | sales, that's the end of the story. Whether he sincerely
           | believed the stock would actually rise regardless is beside
           | the point.
           | 
           | > But now how do you distinguish between malice and
           | stupidity?
           | 
           | I'll assume you mean good faith because stupidity isn't in
           | the picture here. Someone who's genuinely predicting the
           | stock market correctly isn't stupid.
           | 
           | Do you sincerely believe this person didn't expect his
           | messages to raise the stock price, or that he didn't intend
           | to take advantage of such a rise to make money off the stock
           | sales? I sure don't.
           | 
           | [1] https://www.law.cornell.edu/uscode/text/15/77q
        
             | AnthonyMouse wrote:
             | > failing to mention that your posts are with the hope of
             | raising the price because you have a vested interest in
             | that... seems like a material omission, if nothing else.
             | 
             | And if you run around telling people that you just bought
             | some of the stock you think is going to the moon, is that
             | supposed to make them less inclined to buy it, or do they
             | now just think you're putting your money where your mouth
             | is?
             | 
             | > what matters is what he expected to happen as a result of
             | his posts on the message board.
             | 
             | Which is the problem. How do you prove what's inside of
             | someone's head? _Especially_ if they _are_ malicious and
             | know what not to say out loud.
             | 
             | > Someone who's genuinely predicting the stock market
             | correctly isn't stupid.
             | 
             | If you think the stock is going up 1000% and it only goes
             | up 300%, you were wrong, and your pick was wrong, and the
             | people waiting for it to go up 1000% before selling are the
             | people who lost money when it went back down. But as far as
             | I know, being initially wrong and then changing your mind
             | before you lose your money isn't illegal.
        
               | dataflow wrote:
               | I don't have the energy to dissect all this, but you're
               | completely conflating legality, enforcement, and
               | provability. We have juries for a reason. Most would a
               | priori find it hard to believe that someone who found a
               | winning strategy would repeatedly post it on random
               | message boards with altruistic intent.
        
               | AnthonyMouse wrote:
               | Juries need some basis on which to make a decision. The
               | law is ridiculous if it only turns on whether you had a
               | lawyer ahead of time to tell you what not to say while
               | operating the identical scam.
               | 
               | It's not clear why telling people you think a stock is
               | going to go up after you've already bought it would
               | require altruism, and more than that you would benefit by
               | building a reputation as someone who makes accurate
               | predictions if you turn out to be right, independent of
               | whether anyone acts on your statement by buying the
               | stock.
        
               | toss1 wrote:
               | yup, especially if they are not including the standard:
               | "Disclosure: I have positions in this security."
               | 
               | This could be interpreted as (and/or variously written to
               | indicate) "this person is just talking up his/her book"
               | or "they like it so much they have skin in the game".
               | 
               | Plus the factor of how much noise there is to any signal
               | in the social media & message boards, how much attention
               | can one reliably actually get for your shilling?
               | 
               | Wrong vs provably wrong are often different
        
               | joncrocks wrote:
               | The rabbit hole is deeper than you think.
               | 
               | https://en.wikipedia.org/wiki/Mens_rea
               | 
               | FWIW, there are other examples of where securities laws
               | where intent (which is difficult to prove) is needed in
               | order to demonstrate a law has been broken. e.g.
               | Spoofing.
        
               | AnthonyMouse wrote:
               | Intent is often not that difficult to prove. It isn't
               | murder if you were just sitting in the bell tower
               | innocently cleaning your sniper rifle and it accidentally
               | went off and put a round through the head of your sworn
               | enemy, but you're entitled to reasonable doubt, not
               | preposterous fabrications.
               | 
               | The problem here is that the innocent behavior and the
               | prohibited one are basically identical and neither of
               | them is particularly implausible.
        
           | BrandonMarc wrote:
           | Brings to mind this quote from the film The Big Short:
           | 
           | "Tell me the difference between stupid and illegal and I'll
           | have my wife's brother arrested."
           | 
           | (based on the book of the same name by Michael Lewis, a name
           | I've seen elsewhere in these comments: go figure)
        
         | gnfargbl wrote:
         | I'm equally confused, but in the other direction!
         | 
         | He was acting without any special knowledge, so the only thing
         | he was taking advantage of was the gullibility of the general
         | public. That's usually legal, no?
        
           | matwood wrote:
           | Talking your own book is basically CNBC in a nutshell.
        
       | stevenjgarner wrote:
       | kentlaw.edu doesn't use SSL?
        
         | mistrial9 wrote:
         | this site also ? http://whois.educause.edu
        
       | xyst wrote:
       | Rookie mistake. Always got to add in the fine print: "Not
       | financial advice" and disclose current positions. You don't even
       | need to say the exact positions (ie, long call option, X shares,
       | ...).
       | 
       | This is how the "stock analysts" on TV get away with it. When
       | those credits role at the end of the segment, it will say
       | something to this effect. Or TV show will disclose it at the
       | bottom of the screen.
       | 
       | It's a grift.
        
       | d--b wrote:
       | He was too early to the crypto party...
        
       | daft_pink wrote:
       | I'm really curious if he is unable to trade when he gets older.
        
       | ehaveman wrote:
       | from the lewis article:
       | 
       | > the kid had bought stock and then, ''using multiple fictitious
       | names,'' posted hundreds of messages on Yahoo Finance message
       | boards recommending that stock to others
       | 
       | if that's not illegal it really should be.
        
         | littlestymaar wrote:
         | If A16Z are allowed to buy thousands of their own crypto-hype
         | essay in order to get it listed on NYT best-seller and drive
         | shitcoin prices up, I don't see why random netizens could not
         | do the same kind of things...
         | 
         | Of course we could ban both.
        
       | decafninja wrote:
       | 15 (or let's say, 21yo) me would use $800k very differently than
       | current 40yo me.
       | 
       | 21yo me would make a beeline for the local Porsche dealership.
       | 40yo me would not.
        
         | Broge wrote:
         | P
        
         | Broge wrote:
         | Power
        
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