[HN Gopher] Limitarianism: The Case Against Extreme Wealth
       ___________________________________________________________________
        
       Limitarianism: The Case Against Extreme Wealth
        
       Author : MaysonL
       Score  : 83 points
       Date   : 2024-02-02 19:46 UTC (3 hours ago)
        
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       | golemotron wrote:
       | > The answer to so many of the problems posed by neoliberal
       | capitalism - and the opportunity for a vastly better world - lies
       | in placing a hard limit on the wealth that any one person can
       | accumulate. Because nobody deserves to be a millionaire. Not even
       | you.
       | 
       | It won't cure envy.
       | 
       | Nearly everyone alive today is a "millionaire" compared to people
       | living a few generations ago in terms of standard of living.
       | Absolute standard of living continues to grow but that is
       | invisible if you compare yourself to your peers.
        
         | dbingham wrote:
         | It doesn't have to. The point isn't a perfect society, the
         | point is to prevent resource hoarding and the accumulation of
         | totalitarian power. When we allow wealth to accumulate we are
         | also allowing power to accumulate.
        
           | FredPret wrote:
           | When we allow the state to dictate wealth ceilings, we hand
           | it absolute power.
        
             | dbingham wrote:
             | The state is democratic, not absolute. When the state
             | implements policies like this it is acting as a democratic
             | expression of the community's will. We as a community are
             | saying "We're not going to allow individuals within our
             | community to accumulate undo influence over it."
        
               | golemotron wrote:
               | The power of that community is absolute.
        
               | jdiff wrote:
               | As it should always be. Not that it is currently, not
               | with these pesky billionaires.
        
               | golemotron wrote:
               | Look up the history of democracy in 20th Century Europe.
        
               | sudden_dystopia wrote:
               | The majority community clearly doesn't will this. This
               | sort of thing only happens via violent revolution. Good
               | luck with that.
        
               | FredPret wrote:
               | > The state is democratic, not absolute.
               | 
               | Laughable - the state has been growing on a one-way
               | trajectory: ever larger, ever more powerful. It is run by
               | bureaucrats who look after their own interests first, and
               | who have no feedback loop between their own performance
               | and reality.
               | 
               | Think about this next time you go to the DMV or have to
               | wait in line to see a doctor or deal with some kafkaesque
               | snarl of paperwork. Your democratic will counts for
               | nothing in the face of limitless state power.
        
               | Exoristos wrote:
               | Polls and studies for years have shown that what elected
               | officials legislate and what voters want rarely line up.
               | Modern democracy has long outgrown representing mere
               | constituents.
        
             | lostlogin wrote:
             | It's not that black and white.
             | 
             | What if those in power are elected? What if it wasn't an
             | absolute limit but harsh taxation?
        
           | thereisnospork wrote:
           | It's just preventing the accumulation of _a specific kind of
           | power_.
           | 
           | Relatively speaking this would increase the power of military
           | generals, presidents, and criminals, for a start. Is that a
           | good thing? maybe, but restricting power from a group needs
           | to be assessed in terms of holistic power balance not naive
           | platitudes like 'No one should be a millionaire/billionaire'.
        
           | thinkski wrote:
           | And the answer to that is totalitarian control on wealth
           | accumulation?
        
           | anon291 wrote:
           | > When we allow wealth to accumulate we are also allowing
           | power to accumulate.
           | 
           | Like the power of JD Rockefeller and Andrew Carnegie, which
           | was much greater than any rich man today.... oh wait.. those
           | went defunct too.
           | 
           | Honestly, the fact that their heirs, despite having untold
           | wealth were unable to keep the business going actually shows
           | that individuals sometimes do have merits on their own,
           | independent of the amount of money they were able to collect.
        
             | Exoristos wrote:
             | It would be more accurate to look at the foundations they
             | left behind.
        
         | dmonitor wrote:
         | I wouldn't be surprised if society one day sees uber wealth
         | similar to how we see hereditary monarchies. The idea that the
         | uber wealthy "earned" their position has already begun to
         | wither.
        
         | avgcorrection wrote:
         | > Nearly everyone alive today is a "millionaire" compared to
         | people living a few generations ago in terms of standard of
         | living.
         | 
         | Ah so both literal millionaires and common people should be
         | happy with a median wealth life. I agree.
        
           | lostlogin wrote:
           | > millionaire
           | 
           | Part the problem is that the word isn't inflation adjusted.
           | 
           | 'Billionaire' is probably a closer comparison to the railroad
           | tycoon, millionaire of ye-olden-times.
        
       | kuratkull wrote:
       | I'm wondering if people understand that almost all the
       | pleasures/comforts in modern life were created by people who
       | wouldn't exist in this system.
        
         | jdiff wrote:
         | This system doesn't eliminate people. It eliminates the
         | pointless and harmful hoarding of wealth.
        
           | eej71 wrote:
           | Your usage of the word "hoarding" implies a Scrooge McDuck
           | view of wealth where its just stashed away in some vault -
           | never put to use. Yet nothing could be further from the
           | truth.
        
             | jdiff wrote:
             | My mental image is one of unelected, untouchable oligarchs
             | taking actions that they're accountable to nobody for.
             | That's far worse than Scrooge McDuck.
        
               | dingnuts wrote:
               | So you're imagining President Xi and the House of Saud, I
               | take it? As long as you aren't imagining someone like
               | Elon Musk who is certainly accountable to his debtors and
               | shareholders and Boards, then this can be viewed as a
               | realistic take.
               | 
               | If you're talking about people like Elon Musk and Bill
               | Gates who have giant wealth because of their investments
               | in businesses, then arguing that they should have that
               | wealth taken away would literally take money out of the
               | coffers of businesses that are currently using that money
               | for things like payroll.
               | 
               | The GP is correct -- these people are not sitting around
               | on a vault of gold like McDuck. Their money is in the
               | economy, doing stuff. That's what investments are. That's
               | why investors exist, and why they get a cut of the profit
               | for taking a risk and lending their money to industry.
        
               | missedthecue wrote:
               | That's not the same thing as hoarding. It's always the
               | case that the wealth of even unelected untouchable
               | oligarchs is comprised of productive assets, not hoarded
               | in a secret pile.
        
             | imtringued wrote:
             | It's put to use by making the other person go in debt.
             | Happy?
        
           | Tokkemon wrote:
           | This is the same mistake Lawrence Van Dough makes in Richie
           | Rich. He assumes the massive vault must be full of gold bars
           | and diamonds, the wealth of the family. But it's not. It's
           | invested in banks and stocks etc. The money is not just
           | sitting there, it's producing other activity in the economy.
        
           | anon291 wrote:
           | The good news is banks continuously print money to make sure
           | that there's more than enough cash to go around.
        
         | avgcorrection wrote:
         | Those things were created by working people, most of whom are
         | not wealthy.
        
           | thinkski wrote:
           | Organized by an employer, capital, and management. The
           | orchestration, decision making, done well, is the difference
           | between a highly valuable well functioning company, and
           | dysfunctional paralysis. There are now multiple examples in
           | history (pre-1989 Poland, Soviet Union, DPRK, etc.) that show
           | the communal ownership of industry by labor does not create a
           | high standard of living, enabled by plentiful goods,
           | services, and innovation.
        
             | avgcorrection wrote:
             | I mean the value leeches are also present.
        
             | FredPret wrote:
             | East Germany, North Korea, and the USSR are wonderful
             | examples of how this idiotic idea fares in real life.
             | 
             | Unless people there somehow have much lower IQs than their
             | neighbours, who do vastly better, the difference in outcome
             | must lie in the system that co-ordinates their work.
        
             | tsimionescu wrote:
             | At what point was labor communally owning industry in the
             | Soviet Union or DPRK? Did Stalin or Kim ever ask a laborer
             | for their opinion on how a factory should be run? Or give
             | them a penny of the work they were doing?
             | 
             | The Soviet block and DPRK was exactly as close to socialism
             | as it was to democracy: 100% in their propaganda, 0% in
             | reality. Or would you say democracy doesn't work because
             | the Democratic People's Republic of Korea is a shit show
             | country despite being "democratic"?
        
           | kuratkull wrote:
           | Look at each valuable item that you use often, now look up
           | the salary of the leader of the company that made it.
           | 
           | Edit: You wouldn't have that item without that compensation.
           | This should be more traumatic than people make it out to be.
           | You wouldn't have your iphones, twitters, facebooks, vr
           | goggles, steams, ikea tables, etc.
        
             | avgcorrection wrote:
             | People of my opinion/disposition already know that CEOs
             | make too much. You don't have to indirectly tell me.
        
               | kuratkull wrote:
               | You wouldn't have those items without that compensation.
               | This should be more traumatic than people make it out to
               | be. You wouldn't have your iphones, twitters, facebooks,
               | vr goggles, steams, ikea tables, etc.
        
               | avgcorrection wrote:
               | Traumatic? What are you talking about?
               | 
               | And it's easy to argue (EDIT: more like assert without
               | evidence) that cherry-picked aspects of the status quo
               | for the last forty years is the linchpin of everything.
        
               | PaulDavisThe1st wrote:
               | > You wouldn't have those items without that
               | compensation.
               | 
               | Asserted without evidence.
        
               | devbent wrote:
               | CEO pay in America was forced to be made transparent by
               | Congressional law.
               | 
               | Shortly thereafter CEO pay started to skyrocket. There's
               | no evidence CEOs started doing a 10x better job running
               | companies but their pay sure as heck increased, 10x then
               | 100x!
               | 
               | Countless studies have shown that workers are not
               | motivated by money beyond around low six figures.
               | 
               | There is no reason to suspect a CEO earning $100 million
               | is 100 times more dedicated to the job than one earning
               | $1 million dollars.
        
             | notaustinpowers wrote:
             | > You wouldn't have your iphones, twitters, facebooks, vr
             | googles, steams, ikea tables, etc.
             | 
             | God, don't threaten me with a good time.
        
             | tsimionescu wrote:
             | And yet, all of those examples are critically dependent on
             | huge pieces of infrastructure created and distributed for
             | free by people motivated simply by craftsmanship - Linux,
             | the BSD kernels and many other similar things.
        
             | blackbear_ wrote:
             | > You wouldn't have that item without that compensation.
             | 
             | You are swapping cause and effect. First comes the item,
             | then the compensation.
        
             | ryandrake wrote:
             | You're giving a preposterous amount of credit to executives
             | for the value that is mostly being created by the lower
             | level workers. So, if every CxO-level leader in the world
             | disappeared tomorrow (or if their compensations simply got
             | capped arbitrarily), nothing would get built ever again?
        
             | yoyohello13 wrote:
             | What are you talking about? Let's have every worker stop
             | doing their jobs. I'm sure those company leaders will
             | continue to produce great products on their own.
        
         | FredPret wrote:
         | No, people don't know this. The degree of economic and
         | historical naivete has really skyrocketed in recent decades.
         | 
         | "Let's just try a planned society _one more time_ , THIS time
         | will be different, look how nice and kind we are!" is a
         | perfectly reasonable statement to many educated people today.
         | 
         | It's really an indictment of the education system.
        
           | kelseyfrog wrote:
           | The reality is, we _are_ planning our current society. It 's
           | just wrapped up in "markets are the natural order" rhetoric
           | to obfuscate the fact that our current outcomes are intended.
        
             | rockemsockem wrote:
             | Which outcomes in particular are you referring to? Wealth
             | inequality? Because I don't think that's what the parent
             | comment meant.
        
           | marttt wrote:
           | In my Former Soviet Country, this is a fairly common thing
           | that (sensible) older generation intellectuals remind to Gen
           | Y/Gen Z lefties. There was a short period of "dude, communism
           | is quite hip" in some circles roughly a decade ago, but this
           | seemed more like an overblown, cynical nostalgic game,
           | because we still have Soviet era artifacts lying around
           | everywhere.
           | 
           | As of today, I think Russia's idiotic invasion to Ukraine has
           | destroyed those mind-games of a functioning society with very
           | strong central planning. Even if it might truly include
           | thoughtful, interesting ideas in countries that by now have a
           | long, unbroken tradition with democracy, I guess people of
           | the former Soviet Bloc are extra careful these days. YMMV, of
           | course.
        
           | satellite2 wrote:
           | You are mocking people using a false dichotomy. Complaining
           | that some individuals shouldn't be able to control trillion
           | in wealth don't imply a push for centrally planned economies.
        
         | jayd16 wrote:
         | How do you figure? Its not like Edison was born hyper rich.
        
           | smeeth wrote:
           | Are you suggesting Edison would have invented everything he
           | did if he wasn't allowed to get rich? You chose an extremely
           | funny example if that's what you're trying to say.
           | 
           | Edison was famous for caring about money more than other
           | inventors. One of his most famous quotes was "Anything that
           | won't sell, I don't want to invent. Its sale is proof of
           | utility, and utility is success." The guy helped found some
           | of the largest companies of his era and died as one of the
           | richest men in the world.
        
             | tsimionescu wrote:
             | > Are you suggesting Edison would have invented everything
             | he did if he wasn't allowed to get rich?
             | 
             | Who said anything about not being allowed to get rich? 10s
             | of millions of dollars is rich by any measure.
        
             | jayd16 wrote:
             | And even so his net worth was not near billions in today's
             | dollars. Seems like being uber rich isn't necessary to
             | achieve those things.
        
         | alkonaut wrote:
         | As I understand it, very few entrepreneurs ever said "this is
         | interesting but if I can't be a billionaire what's the point?".
         | 
         | Which are the examples driven by extreme wealth (note: not just
         | regular 1%er wealth and not people who _became_ extremely
         | wealthy - I mean people who expressed that the reason they
         | created something was _because_ they knew it would make them
         | extremely top-0.01% wealthy)?
        
           | kuratkull wrote:
           | People start out to create something awesome. People continue
           | when they have the motivation. When you hard cap them in any
           | measurable way, they stop.
        
             | alkonaut wrote:
             | This sounds like guesswork around peoples motivation. Not
             | saying you are wrong, but I'm making the argument that this
             | is a pretty big claim (people being motivated not by wealth
             | or status or curiosity but by extreme wealth). I just don't
             | buy this claim. I don't think it's been a motivation of
             | _anyone_ who has made (say) a billion dollars, to only make
             | another billion. Perhaps be the biggest company or invent
             | the greatest product or have more money than the other
             | billionaire who is an asshat, but just the money itself.
             | Never heard of that. Every billionaire since the dawn of
             | time has written memoirs. They might be lying, but I doubt
             | any of them said  "After 150M I just felt I had to make
             | another 500M". They all say "after making successful
             | product A and being set for life, I really wanted to make
             | thing B". I have not read all the billionaire memoirs, and
             | I'm sure memoirs usually claim you were in it for the
             | thrill or the curiosity. But still.
        
             | devbent wrote:
             | > When you hard cap them in any measurable way, they stop.
             | 
             | No they don't.
             | 
             | Satya has a much lower cap earning money at Microsoft then
             | Bill or Balmer did.
             | 
             | Does that make him a worse CEO? Does it mean he is less
             | dedicated?
             | 
             | Very few people who are competitive are competitive because
             | of money.
             | 
             | They want to be known as the best, have the most power, the
             | most influence, run the largest company, their name the
             | most number of history books.
             | 
             | Money is a rough proxy for power, but, to give an example,
             | pharmaceutical companies have an outsized influence in
             | American politics versus how much their CEOs are worth.
             | 
             | Heck for the vast majority of companies their leadership
             | has 0% chance of becoming billionaires. Most industries are
             | too low margin. That doesn't mean the leaders of those
             | companies still don't want to win in their chosen market.
        
         | manithree wrote:
         | Of course they don't know it. They actually believe that the
         | state is better at managing money than the people creating
         | products and jobs.
        
           | yellowapple wrote:
           | They're actively destroying jobs at this very moment, not
           | creating them. If I had a nickel for every "we're making
           | record profits, oh and we're also laying off 10% of our
           | employees" announcement, _I 'd_ be a billionaire.
        
             | MacsHeadroom wrote:
             | Unemployment has never been lower, with jobs growing every
             | month of the past year. January 2024 saw the most growth
             | followed closely by December 2023.
             | https://www.axios.com/2024/02/02/us-jobs-report-
             | january-2024
        
       | drkevorkian wrote:
       | I agree with the premise that "nobody deserves to be a
       | millionaire" (although maybe with inflation we should say deca-
       | millionaire), but a hard cap seems like a crude tool with many
       | potential downsides. A UBI would be a better tool for raising
       | living standards, and a progressive wealth tax would be a better
       | guard against hereditary fortunes, without removing the
       | incentives for high earners to continue working.
        
         | dbingham wrote:
         | You don't need incentives for high earners to continue working.
         | 
         | 1) We can afford for them to stop working. Really, it's okay.
         | People can just chill. We're more than efficient enough for it.
         | 2) People don't need monetary incentives to work. Most of us
         | get bored just chilling. We want to feel useful. We need
         | community. We need something to engage our brains. The vast
         | majority of people, left to their own devices, will find some
         | sort of work to do.
        
           | fngjdflmdflg wrote:
           | Do you really think people will go to medical school for 4
           | years because they are "bored of chilling?"
        
             | lostlogin wrote:
             | Do you think people go just for the money?
             | 
             | There are a lot of healthcare systems where the wages
             | aren't that impressive and the hours are very long. There
             | are benefits beyond money.
             | 
             | Job satisfaction, societal standing, caring about people,
             | etc etc.
        
               | fngjdflmdflg wrote:
               | I think most people go for the money. If you were to walk
               | into any undergrad bio 101 class and announce: "sorry
               | guys, but you can only make 80k a year," 95% of the
               | students would leave immediately.
        
               | lostlogin wrote:
               | I'm not a doctor, but work with lots. I'm extrapolating
               | what I see and that's always dangerous, but there isn't a
               | single colleague whose primary motivation is money. Maybe
               | someone did come in and state an earnings cap, and I've
               | been left with the 5%?
        
               | fngjdflmdflg wrote:
               | It's possible that once people start, they gain
               | satisfaction from the job by helping people. But that
               | doesn't mean that they began that profession because of
               | that. Also consider that many doctors were pushed by
               | their parents into become so. I don't think students
               | spend their childhood chasing "A"s and extra circulars in
               | order to help people.
        
               | lostlogin wrote:
               | I don't think children chase high grades for money.
               | 
               | I've been hunting around but can't find any decent
               | journal article with new students polled on motivations -
               | it would be interesting to see.
               | 
               | The things I'm readying are broadly around a want to help
               | people, often after a health scare of their own or a
               | close family member/friend. I'd prefer something a bit
               | more objective than the puff pieces I'm finding.
        
               | yoyohello13 wrote:
               | Those 95% would leave later anyway once the realized
               | being a doctor wasn't just an easy paycheck.
               | 
               | There are far easier ways to make a ton of money than
               | being a doctor.
        
             | jdiff wrote:
             | Yes. They do now. Not because of boredom but for
             | ideological reasons. The pay and working conditions at the
             | end of the road certainly aren't worth the debt and stress
             | required to get there. Not everyone's a specialist surgeon
             | catering to the elite.
        
       | dbingham wrote:
       | Adding this to my reading list. I've thought for years that we
       | should place at hard cap on wealth somewhere around $10 or $15
       | million. Because that's the point at which you have enough wealth
       | to live a comfortably middle class lifestyle for the rest of your
       | life, still pass down a substantial chunk to your children, and
       | never have to earn another cent.
       | 
       | I've argued we should combine this with a move towards a worker
       | owned economy - in which businesses are democratic institutions
       | governed by the people who do the work involved.
       | 
       | But either of these changes on their own would do _substantial_
       | good. Going to make a note to read this book!
        
         | lostlogin wrote:
         | > Adding this to my reading list. I've thought for years that
         | we should place at hard cap on wealth somewhere around $10 or
         | $15 million.
         | 
         | Wouldn't a tax system that steeply ramps up, includes property
         | and tends to it's loopholes (family trusts, property etc)
         | achieve most of this?
        
           | yellowapple wrote:
           | A land value tax alone would address the vast majority of
           | this, considering that virtually all wealth derives from land
           | access/ownership.
        
           | poncho_romero wrote:
           | Yes I think so. I'm not the original commenter, but I've also
           | landed on the idea of limiting wealth to the ballpark of
           | $10-15 million, primarily using progressive taxation. The
           | point is to prevent any one person or small group of people
           | from accruing too much power within our democratic society or
           | reaching levels where they stop using their wealth to
           | contribute to the economy (by e.g. offshoring money).
        
         | ch4s3 wrote:
         | So what is your proposal if you own a company, or if some
         | minerals are discovered on your heretofore low value land?
         | 
         | It's not really all that uncommon for a company with a sole
         | owner or a partnership to be worth in excess of $15 Million.
        
           | thunfischbrot wrote:
           | Pay your employees more, or be taxed near 100% on the excess
           | gains?
        
             | poncho_romero wrote:
             | Exactly. Tax the profits, thereby encouraging the company
             | to invest internally in higher salaries, R&D, new
             | equipment, etc.
        
             | ch4s3 wrote:
             | But why? If someone is creating millions of dollars worth
             | of goods or services what moral justification is there for
             | it to be confiscated, particularly at your arbitrary level?
        
               | naasking wrote:
               | > If someone is creating millions of dollars worth of
               | goods or services what moral justification is there for
               | it to be confiscated, particularly at your arbitrary
               | level?
               | 
               | I think there are good "system stability" arguments to
               | set limits. Roughly, states are dynamic multivariate
               | systems whose objective function should ideally track
               | citizen well being and state security, and taxes are one
               | of the feedback loops that prevent individual actors from
               | dominating or otherwise destabilizing the system.
               | 
               | The mistake is thinking that the fictions we created to
               | establish this system are fundamental moral imperatives
               | in and of themselves.
        
           | thefaux wrote:
           | Personally I find private land ownership a kind of ridiculous
           | concept. Our current system provides the convenient and
           | necessary fiction of land ownership but ultimately to the
           | extent there is an owner, it is always the state.
        
             | rufus_foreman wrote:
             | Are you alluding to real estate taxes, or something else? I
             | know that you have to pay property tax to keep your land,
             | but you have to pay property tax to keep your car, and I
             | don't see how that means that the state owns your car.
             | 
             | I think the current system, and specifically the Supreme
             | Court under Roberts has done an excellent job protecting
             | individual property rights from the state. The Roberts
             | court gets criticized for protecting those rights too much.
        
             | ch4s3 wrote:
             | Why is a nation-state any less farcical to you than private
             | land ownership? Its even more abstract and far removed from
             | material reality.
        
         | glitchc wrote:
         | Any solutions that are in conflict with human nature will never
         | be successful. Ambition and envy are basic human traits. At a
         | deeper level, we are beings that measure everything (including
         | light, sound, smell, touch and taste) by way of comparison.
         | 
         | Communism fails because no one has anything left to aspire to
         | and everyone is therefore equally miserable.
        
           | medo-bear wrote:
           | Wealth caps of 15M is certainly not communism
           | 
           | > Ambition and envy are basic human traits
           | 
           | No they are not
        
             | MightyBuzzard wrote:
             | Yes, they are. If they weren't you wouldn't care if someone
             | made more than $15M.
        
               | yellowapple wrote:
               | Is watching those around you starve/freeze to death due
               | to having $0 (or less!) not a reason to care about
               | whether some people make more than $15M? How many people
               | could that hoarded wealth have housed and clothed and
               | fed?
        
             | nobleach wrote:
             | As someone who has worked extremely hard to acquire assets
             | great than 15 million, who do you suggest has the authority
             | to come and take some of it away from me. And what will
             | they do with the resources they confiscate?
        
               | yellowapple wrote:
               | By what authority are those assets "yours" in the first
               | place? Whence did those assets originate?
        
           | PaulDavisThe1st wrote:
           | This presupposes there is some way to know what human nature
           | is.
           | 
           | The best definition I've ever found is "altruistic and
           | cooperative with an in-group, competitive and aggressive
           | towards out-groups".
           | 
           | And that doesn't say much at all on this particular point.
        
             | at_a_remove wrote:
             | The best one I heard, I am pretty sure was from a Stephen
             | Baxter novel, was our tendency to create valuable "caches"
             | of resources.
        
             | jimbokun wrote:
             | > This presupposes there is some way to know what human
             | nature is.
             | 
             | Empirical observation.
             | 
             | Look what happened in all the 20th century communist
             | countries.
        
               | PaulDavisThe1st wrote:
               | Empirical observation is only a way to determine what is,
               | and not what could be.
               | 
               | Since we know that human behavior ("nature") is
               | substantively malleable, we need to know what could be,
               | not merely what is.
        
               | jimbokun wrote:
               | That's the problem.
               | 
               | It's not ethical to perform experiments on human subjects
               | without their explicit consent.
               | 
               | That's why the Institutional Review Board was created:
               | 
               | https://en.wikipedia.org/wiki/Institutional_review_board
               | 
               | You can't just perform experiments on large groups of
               | people to see what will happen.
        
               | PaulDavisThe1st wrote:
               | So in short, neither you nor I know what human nature is,
               | and thus setting up criteria for social organization on
               | whether it aligns with "human nature" is impossible, and
               | a foolish goal.
        
           | doctor_eval wrote:
           | Communism fails because it's just a different - and more
           | difficult - kind of propaganda for politicians to make off
           | with the loot.
        
         | sackfield wrote:
         | Whenever people talk about how much wealth is comfortable (or
         | ethical) to have, its usually just a notch above their own
         | (well within their social class status).
         | 
         | To be fair I don't know your wealth at all but its just an
         | observation I've had from talking with others about this. The
         | end result of this would be to make these people some of the
         | wealthiest in the country by dragging the wealth curve to just
         | above their level. It sounds like a moral hazard to me.
        
           | Dalewyn wrote:
           | These arguments nearly always come back to the fundamental
           | desire (greed) for "Giev moniez pl0x.", as you say the limit
           | is above their own wealth as to not be an inconvenience to
           | themselves while siphoning monies from those around (and
           | presumably above) them.
           | 
           | It would make for better discussion if these social justice
           | warriors were at least honest about what they actually want.
        
             | jdiff wrote:
             | Most people in this thread aren't making 6-7 figures. The
             | boogeyman you're railing against isn't here.
        
               | FredPret wrote:
               | Are you kidding? This HN.
        
               | MacsHeadroom wrote:
               | Very few people on HN are making less than 6 figures.
        
             | BriggyDwiggs42 wrote:
             | Saying social justice warriors on hacker news is just
             | awesome.
        
               | Dalewyn wrote:
               | The grandparent comment argues for "businesses [which]
               | are democratic institutions" and a "hard cap" on wealth
               | which will presumably be taken and distributed to people
               | with less wealth, for the goal of "do[ing] substantial
               | good".
               | 
               | Ergo, arguing justice (FSVO justice) for society.
               | 
               | As such, I am of the position that this is one of those
               | rare situations where the term "social justice warrior"
               | is meaningful and accurate.
        
           | NegativeK wrote:
           | > its usually just a notch above their own (well within their
           | social class status).
           | 
           | I'm a tech worker in the public sector.
           | 
           | To be blunt: tax me more, please.
        
             | JackFr wrote:
             | Ok, big talker, step up:
             | 
             | Gifts to the United States
             | 
             | U.S. Department of the Treasury
             | 
             | Reporting and Analysis Branch 2
             | 
             | P.O. Box 1328
             | 
             | Parkersburg, WV 26106-1328
        
             | askafriend wrote:
             | Nobody is stopping you from contributing more. In fact,
             | contributions to charity are tax exempt.
             | 
             | But if you want to contribute more to the government
             | directly, others here have pointed you to some good
             | resources.
        
         | hackererror404 wrote:
         | Some things cost way more than 10 or 15 million in terms of
         | investment.
         | 
         | Why shouldn't a billionaire be capable of starting a genetics
         | lab to fund cancer research and pay for it in cash, if they are
         | so inclined?
         | 
         | Also almost all of super wealthy people's "wealth" is tied up
         | in assets that are funding entire economies. This money is
         | creating jobs, allowing for affordable loans, the money is
         | working for many other people... It's not as if the money
         | wealthy people have is just in physical gold coins in their
         | swimming pools.
        
           | PaulDavisThe1st wrote:
           | > Why shouldn't a billionaire be capable of starting a
           | genetics lab to fund cancer research and pay for it in cash,
           | if they are so inclined?
           | 
           | The answer might be "they should be able to"
           | 
           | But are you open to the possibility of the answer being
           | "Despite the apparent potential benefits, it isn't beneficial
           | overall to society or humanity to have extremely rich
           | individuals starting research projects, and perhaps not
           | beneficial overall to even have extremely rich individuals at
           | all" ?
        
             | rockemsockem wrote:
             | Why would it be better to have fewer entities allocating
             | large chunks of capital?
        
               | PaulDavisThe1st wrote:
               | Who said anything about fewer?
        
               | rockemsockem wrote:
               | I was taking this last comment
               | 
               | > perhaps not beneficial overall to even have extremely
               | rich individuals at all
               | 
               | To mean there would be fewer. I suppose it depends on
               | where the "extremely rich" line is drawn, but I feel like
               | you must be extremely rich to start a project that
               | normally only a government could start.
        
               | PaulDavisThe1st wrote:
               | Why do only the resource allocations of rich people count
               | as the decisions about resource allocation? What about
               | the decisions made by non-rich people?
               | 
               | As the bumper stick says, it seems easier for most people
               | today to imagine the end of the world than to imagine an
               | alternative to corporate capitalism.
        
           | tsimionescu wrote:
           | > Why shouldn't a billionaire be capable of starting a
           | genetics lab to fund cancer research and pay for it in cash,
           | if they are so inclined?
           | 
           | Well, why should they? What if instead of a genetics lab,
           | they want to start a flat earth research center? Or a think
           | tank to influence policy in their favor?
        
           | CorrectHorseBat wrote:
           | >Why shouldn't a billionaire be capable of starting a
           | genetics lab to fund cancer research and pay for it in cash,
           | if they are so inclined?
           | 
           | Starting land to fund cancer research is fine, but I don't
           | see why we need billionairs for that? Multiple people can
           | fund it. They are going to work alone in that lab either.
           | 
           | >It's not as if the money wealthy people have is just in
           | physical gold coins in their swimming pools.
           | 
           | And it's not as if taxing that wealth makes that fact go
           | away.
           | 
           | What's different is that when all that wealth is concentrated
           | with a few people, they get to decide what research they
           | spend it on and which jobs are created. And that's a bad
           | thing, it's a threath to democracy.
        
             | rockemsockem wrote:
             | Needing more people for funding just adds friction to an
             | already hard problem and will reduce the number of such
             | things that get started.
             | 
             | I fundamentally agree with your arguments, but not your
             | conclusion.
             | 
             | IMO we need a greater number of rich folks and fewer ultra
             | rich ones. Those with over 100 billion dollars simply
             | cannot spend it, which means capital is not being allocated
             | at all! Bill Gates has so many employees just dedicated to
             | spending his money responsibly, and he still keeps getting
             | richer.
        
         | bluescrn wrote:
         | It's just not practical to enforce a cap though. Even with a
         | very authoritarian world government to stop people moving
         | assets elsewhere, there'll be too many ways around it.
         | 
         | So you can only have $15mil of assets? But your partner can
         | have $15mil too, as can your kids, and parents. And if that's
         | not enough, you can still try to hoard extra wealth in easier-
         | to-hide forms - whether it's physical gold, bitcoin, art, fine
         | wines, etc.
         | 
         | Or worse still, the super-rich will realise that they can spend
         | many times the wealth cap per year consumable/disposable items
         | (so long as they stay under the cap, or get back there by year-
         | end), and become more wasteful. "Might as well spend a few
         | million on a private jet, if I don't, I'll hit the wealth
         | cap!".
        
           | jszymborski wrote:
           | But even in your family hypothetical, the overall inequality
           | is still much less than between billionaires and the middle-
           | class (nothing said of the truly destitute).
           | 
           | > Or worse still, the super-rich will realise that they can
           | spend many times the wealth cap per year
           | consumable/disposable items (so long as they stay under the
           | cap, or get back there by year-end), and become more
           | wasteful. "Might as well spend a few million on a private
           | jet, if I don't, I'll hit the wealth cap!".
           | 
           | This is a very interesting point! I'd worry less about rich
           | folks spending to be below the cap (that money re-enters the
           | economy), but rather evasion by sending money back and forth
           | between a small set. Clearly evasion would need to be
           | monitored.
        
             | FredPret wrote:
             | Ah yes, here come the arguments for "monitoring".
             | 
             | Next come regulations about having to "cooperate".
             | 
             | Then the question will be raised as to what happens to
             | those rich people who don't cooperate, or middle class /
             | poor people who, god forbid, don't agree with this plan for
             | society. Pretty soon, you've got your jackboots and your
             | re-education camps.
        
               | jszymborski wrote:
               | I don't know how this is different from filing income
               | taxes.
               | 
               | When you are convicted of committing tax fraud, you may
               | get incarcerated in a prison. Most often, you pay a fine.
               | 
               | Call the prisons re-education camps or the tax people
               | jackboots, if you like.
        
               | NegativeK wrote:
               | You made quite a few significant leaps there.
        
               | yellowapple wrote:
               | "The slippery slope is a fallacy!" quoth those actively
               | greasing the slope.
        
               | FredPret wrote:
               | So did the NKVD!
               | 
               | Started as regular police, ended up doing purges 13 crazy
               | years later.
        
         | medo-bear wrote:
         | I agree with this except just to point out
         | 
         | > Because that's the point at which you have enough wealth to
         | live a comfortably middle class lifestyle for the rest of your
         | life
         | 
         | 15M is far from middle class by any measure. 15M affords you a
         | big city place, a place for winter holidays, and a place for
         | summer holidays. With still left to have spoiled little kids
         | (and possibly spoiled grand children).
         | 
         | Also, 15M is not static money. If you have that much money you
         | will certainly gain an income from just having that much money.
        
         | abdullahkhalids wrote:
         | I don't have a problem with someone being a billionaire per se.
         | Assuming, of course, the wealth was earned without worker
         | exploitation.
         | 
         | However, I do take strong offense to politico-economic systems
         | where the billionaire has more political power than a poor
         | person. In the current system in almost every country, both
         | individual super rich people and collectively the top 1-5% have
         | enormously more political power than the remaining people. The
         | system much be changed.
        
         | 303uru wrote:
         | I agree wholeheartedly with this concept. I wonder if the most
         | realistic way to do it is to hardcap inheritance. As much as
         | I'm uncomfortable with the power hoarding with the Bezo, Gates,
         | Musks of the worlds, I'm much more uncomfortable with their
         | hundred great grandchildren still being the most powerful group
         | on the planet. An honest meritocracy type should even be able
         | to get behind that. Bezos built something, his kids were just
         | born into it. Cap their total inheritance at $15M and call it a
         | day.
        
         | jimbokun wrote:
         | > I've thought for years that we should place at hard cap on
         | wealth somewhere around $10 or $15 million.
         | 
         | Where's the empirical evidence that such a cutoff benefits
         | society as a whole?
         | 
         | > I've argued we should combine this with a move towards a
         | worker owned economy - in which businesses are democratic
         | institutions governed by the people who do the work involved.
         | 
         | I like the German system of giving labor a board seat. We
         | should try that first before burning our entire economic model
         | to the ground and starting over, based on a gut feeling with no
         | hard evidence to support it.
        
           | yulker wrote:
           | Not to be snarky, but how could there be empirical evidence
           | for anything that hasn't been done before?
        
             | educaysean wrote:
             | That's true. Although when embarking on a brand new
             | frontier without any empirical evidence available, one
             | would assume there's ample theoretical evidence to make up
             | for it. In this case both appear to be lacking.
        
         | naasking wrote:
         | > I've argued we should combine this with a move towards a
         | worker owned economy
         | 
         | While I'm sympathetic to this ideal, I don't think it works.
         | All you'd do is add all the inefficiencies of politics into
         | business-level decision making. Democratic processes should be
         | reserved for governing shared resources, like water and air,
         | where independent decision making has pathologies, and
         | independent hierarchical systems are good for optimizing
         | efficiency and value for all other goods and services. We just
         | have to ensure there's competition and fairness for good
         | outcomes.
        
         | rufus_foreman wrote:
         | >> I've thought for years that we should place at hard cap on
         | wealth somewhere around $10 or $15 million
         | 
         | Do you think your standard of living under such a system would
         | be lower, the same, or higher than it is now?
         | 
         | I think it would be much lower. I think most people will stop
         | working when they stop getting paid. Some I guess would spend
         | money as fast as they make it on experiences and services and
         | other things that don't increase wealth. But I think many
         | people who would in the current system have gone on to create
         | billions in wealth would stop at $10 million and say, "OK I hit
         | the number, moving on to the next challenge".
        
       | tehjoker wrote:
       | What about having a rationally planned democratic society instead
       | of people chasing dollars at the expense of everything? No rich
       | people, just democratic processes accessible to all incl. in
       | production.
        
         | eej71 wrote:
         | I think you'd have to be very clear about how this is different
         | than the previous attempts at such "rationally planned
         | democratic societies".
        
           | lostlogin wrote:
           | The 'central planning committee' and 'the 5 year plan'
           | certainly have some baggage attached.
        
             | littlestymaar wrote:
             | Yup. Years of propaganda convinced most people that these
             | are exclusive features of Communist dictatorship, when they
             | actually existed in post war capitalist societies as well.
             | 
             | Fun historical fact: the father of the European Union, Jean
             | Monnet, was the head of the "central planning committee" in
             | France in 1950 (and he really wasn't a commie).
        
           | MeImCounting wrote:
           | I am not in favor of a planned economy, but I do believe our
           | society faces a significant issue with certain individuals
           | hoarding money and resources. If we are to employ a group
           | that uses violence to enforce the will of the majority under
           | the threat of violence, then we should at least utilize this
           | forceful approach to prevent some individuals from becoming
           | entrenched in power and wealth. As they exist now, mechanisms
           | of state violence exist primarily to suppress the uneducated
           | and poor of our society. We should not allow people to hoard
           | wealth. I dont know where that cutoff is or how it should be
           | decided. Maybe increasingly aggressive taxes with no
           | loopholes? It does need to happen
        
             | eej71 wrote:
             | You have provided, perhaps unintentionally, a wonderful
             | concretization on the difference between political power
             | and economic power. In even simpler terms, its the
             | difference between the gun and the dollar.
        
               | MeImCounting wrote:
               | That is indeed the comparison I was trying to make. The
               | average citizen _should_ (if our democratic system worked
               | correctly) wield just as much political power as the
               | oligarch through his vote and so _should_ be able to
               | wield that power, collectively with the rest of society,
               | to limit the economic power of the oligarch.
               | 
               | Unfortunately as our system works now the oligarch wields
               | both substantially more political power through lobbying
               | and general corruption in the government and courts _as
               | well as_ clearly wielding more economic power. What I am
               | saying is that we as a society should endeavor to reduce
               | the misbalance in economic power between the oligarch and
               | the average citizen.
        
           | littlestymaar wrote:
           | Well, the examples you have mind are likely not "democratic
           | societies" (even though they often put a "Democratic" in
           | their name for good measure).
           | 
           | But then, if you look at the US from the new deal to Reagan
           | or most of Western Europe from WWII to the 80s, you have an
           | idea of what a planned[1] democratic society looks like. And
           | then the scarecrow is less powerful as an argument, isn't it?
           | 
           | Also, Communism hasn't been defeated by the power of the Free
           | Market. It has been defeated by the appeal of democratic
           | societies living under a welfare state system.
           | 
           | When all a democracy has to offer is a free market but no
           | shared well-being, dictatorship is around the corner. (You
           | can already see it with the rise of populists leaders all
           | around the western world).
           | 
           | [1] there used to be so much more planning compared to what
           | goes now that from today's perspective I feel it's fair to
           | call that "planned societies".
        
         | epistasis wrote:
         | This general vague concept could be implemented in details in
         | thousands upon thousands of ways, and has not resulted in
         | better or more fair outcomes.
         | 
         | For example, my California city has "democratic" control of how
         | many homes are allowed to be built, and therefore some control
         | over the number of people allowed into the city. The city has
         | decided not to build enough to meet the needs of the general
         | population, but instead pays attention to a tiny minority of
         | city constituents that profit from housing scarcity. They may
         | profit in financial terms from their home valuations, but for
         | some it's not about the money, it's just about keeping people
         | out. It is an intensely unfair system, yet touted as
         | "democratic" control of the means of production of housing.
         | 
         | So color me skeptical that democratic control won't result in
         | even worse outcomes. If we had market control of the amount of
         | housing, at least housing would be cheaper and we wouldn't be
         | kicking people onto the streets continuously due to housing
         | scarcity.
        
         | lavelganzu wrote:
         | We've seen enough attempts at planned societies that ended
         | badly, so most folk are justifiably wary of further attempts,
         | even putatively democratic ones. Make it easily opt-in, easily
         | opted-out, and successful, and then people will be interested
         | again.
        
           | tehjoker wrote:
           | This one is ending badly too. Uncontrolled pandemic with over
           | a million dead, openly supporting a genocide in Palestine,
           | endless war, near zero democratic input from people less rich
           | than wealthy suburbanites, climate crisis, the ending of U.S.
           | hegemony causing a hyperfixation on military control of the
           | world. It goes on and on, and can all be traced back to a
           | fundamentally undemocratic governance structure and economic
           | structure.
           | 
           | It didn't help that prior attempts, while making their own
           | mistakes, were facing an implacable powerful enemy that
           | constantly set out to destroy them. Security threats generate
           | centralization and reduced democracy in all societies.
        
       | quirkot wrote:
       | Hell yeah. You accumulate $100m (or whatever the limit is) and we
       | throw a parade for you. You get an award and your name on a
       | plaque. You won capitalism! and you're not allowed to make
       | another cent
        
         | megaman821 wrote:
         | To what end? Innovative companies are literally creating money
         | that did not exist before. Do you think there is a fixed pie of
         | money?
        
           | FredPret wrote:
           | Real, per capita economic growth only really started with the
           | Industrial Revolution - when companies started literally
           | _making_ money.
           | 
           | But the mindset of many is still caught up in the uber-
           | conservative (from an economic point of view) mindset dating
           | to the middle ages that wealth is like land: it's just always
           | there, and if you want more, you have to get it from someone
           | else buy buying or seizing.
        
           | imtringued wrote:
           | If you mean the net worth of money, which is zero, yes it is
           | fixed. For one person to have a dollar, another needs to be
           | in debt.
           | 
           | Also, for one person to make profit, they need to spend more
           | than they earn, which inherently means the rest of the
           | economy is in debt. Now you might say the profit will be
           | spent, but then it isn't profit anymore.
           | 
           | Oh and if you want to talk about the real economy, entropy
           | always rises, so no free lunch there either. When the economy
           | grows, all that happens is that the human domain expands and
           | humanity exerts more authority over the processes that occur
           | within its domain. This by definition results in a loss of
           | agency of the non human domain.
        
           | kelseyfrog wrote:
           | The Federal Reserve creates money. This is Econ 101. There is
           | a fixed pie of money it's called the M2. Again, Econ 101.
           | 
           | Perhaps you meant "value"? Be careful though, if you start
           | differentiating between money and value, you arrive at
           | communism. This is literally the first and last chapters of
           | Capital vol 1.
        
             | megaman821 wrote:
             | Obviously the monetary policy is important. The innovation
             | part is deflationary and the money creation part is
             | inflationary, if they cancel each other out you end up with
             | more money supply and the same price of goods.
        
           | missedthecue wrote:
           | There are usually two reasons people advocate for a cap on
           | earnings. Either they think that every dollar earned makes
           | another person a dollar poorer, therefore a cap limits
           | poverty, or they have some deep seated burning fire of envy.
           | I saw it in university, activists enraged for the sake of
           | being enraged that someone else had done well for themselves.
           | 
           | Bizarre isn't it? If I were to commit one of the seven deadly
           | sins, I'd choose a funner one than envy.
        
       | FredPret wrote:
       | We should place a hard cap on political ambitions like these.
       | These utopians will be the end of us with their ridiculous
       | schemes involving always what other people should do.
        
         | avgcorrection wrote:
         | Is political ambition measured in pages published?
        
         | jdiff wrote:
         | But the billionaire utopians and their ridiculous schemes,
         | those are totally cool and will save humanity.
        
           | FredPret wrote:
           | When you say "billionaire utopian" a couple of people spring
           | to mind:
           | 
           | - Bezos
           | 
           | - Musk
           | 
           | - et al
           | 
           | These can be removed by market power, even during their own
           | lifetimes. I bet you anything that in a generation or two,
           | their fortune will be mostly dissipated.
           | 
           | The vast majority of rich people are much less rich than
           | these two; their money will dissipate even quicker. Most of
           | them made their fortunes in their own lifetimes; many will
           | lose it in the same timeframe. They have to keep performing
           | economically (work + investment) to keep their money.
           | 
           | But: I will also bet you anything that in a generation or
           | two, the state will be larger than it is today, and will have
           | assigned to itself more rights and prerogatives, and will
           | somehow have inserted itself into our daily lives in an even
           | more intimate way, whether anybody likes it or not.
        
         | tehjoker wrote:
         | I don't understand why we celebrate the (false) utopian
         | ambitions of the rich who very much make decisions for other
         | people - coercively too bc we need to eat (and they also use
         | lawsuits, media, govt, and assassinations if you cross them).
        
         | lostlogin wrote:
         | What other ideas should we ban?
        
           | FredPret wrote:
           | I didn't say "ban the idea". I said "ban the ambition to
           | control the lives of others".
           | 
           | The best counter to these jumped-up mini-Mao's is to spread
           | the power far and wide; to have lots of little decision-
           | makers rather than a few grand ones; to have those little
           | decision-makers make tons of small but important decisions
           | every day, rather than trusting everything to one election
           | every few years.
        
             | lostlogin wrote:
             | I think that the description 'mini-Mao' fits both the
             | ambition to blocking others from excess wealth and the
             | behaviour we are seeing from some billionaires. Extremes
             | promote extremes.
             | 
             | Getting lots of people to make lots of small decisions is
             | not easy and the masses are not necessarily that sensible.
             | Delegating decision making to a chosen representative is
             | the least bad system seen so far, but has a way to go.
        
               | FredPret wrote:
               | I want to believe you are well-intentioned, but
               | 
               | > the masses are not necessarily that sensible
               | 
               | is an absolutely toxic sentiment. "We, the smart ones,
               | will decide for them" has led to disaster every time.
        
               | lostlogin wrote:
               | That's not quite what I meant but is exactly what I said.
               | I include myself in the masses. I want smart people to
               | decide things for me. I don't know how to negotiate trade
               | deals, infrastructure projects and a fleet of other
               | things. Short term leaders and changed objectives mess
               | with progress.
               | 
               | I want someone to who understands to make good decisions,
               | and the ability to remove them if they start failing. How
               | that's best done from my perspective is with an electoral
               | cycle that's fine tuned such that results can be
               | achieved, but that incumbents can't rest.
        
               | FredPret wrote:
               | A lot of these collective decisions aren't even needed
               | but are simply the consequence of runaway states having
               | to make all sorts calls on behalf of regular people
               | because they've inserted themselves into everyday life in
               | a million different ways.
               | 
               | For the few collective decisions that really do have to
               | be made, regular elections are the only way to keep the
               | decision-makers on their toes.
        
               | jimbokun wrote:
               | > Getting lots of people to make lots of small decisions
               | is not easy and the masses are not necessarily that
               | sensible. Delegating decision making to a chosen
               | representative is the least bad system seen so far, but
               | has a way to go.
               | 
               | I'm with William F. Buckley on this one:
               | 
               | > "I would rather be governed by the first 2,000 people
               | in the telephone directory," he said, "than by the
               | Harvard University faculty."
               | 
               | https://quoteinvestigator.com/2017/10/31/telegovern/#goog
               | le_...
        
           | csa wrote:
           | > What other ideas should we ban?
           | 
           | Doubleplusungood crimethink?
        
       | pizzafeelsright wrote:
       | You'll always have the poor (by system, choice, situation,
       | intention) among you.
        
         | jimbokun wrote:
         | Because however much overall conditions improve, the people at
         | the bottom of the new system will still be considered poor.
        
       | sudden_dystopia wrote:
       | Nobody should even be a millionaire it says. A small house in
       | California is a million dollars ffs.
       | 
       | The irony of charging 20 pounds for this is palpable.
        
         | macintux wrote:
         | If no one was a millionaire, a small house in California
         | _wouldn 't_ cost that much.
         | 
         | (I'm not defending the thesis, but it needs a stronger argument
         | against than that.)
        
           | anon291 wrote:
           | > If no one was a millionaire, a small house in California
           | wouldn't cost that much.
           | 
           | It depends how this is structured. If the limit is you can't
           | save, this actually puts pressure on housing prices as people
           | are looking at ways to 'productively' spend the money.
        
         | FooBarBizBazz wrote:
         | Yeah, the blurb does literally say, "No-one deserves to be a
         | millionaire." That threshold is the wrong choice, at least with
         | prices where they are today.
         | 
         | If you do the math, millionaire is just about where your assets
         | start to balance your liabilities. By liabilities, I mean the
         | cost of a modest and frugal life. In that fuller accounting,
         | the millionaire is merely the freedman, the person who has
         | climbed out of the debt-hole into which almost all of us are
         | born.
         | 
         | Let's do the math.
         | 
         | 1. A millennial can get a decent Gold PPO plan on the health
         | insurance marketplace, including basic dental and vision, for
         | about $500/month. Anything below Gold merely coinsures ER
         | visits and does not actually protect against catastrophic loss.
         | 
         | 2. If you move to a cheap city and shop around, you can rent a
         | decent one-bedroom apartment for $1,300/month. Even in a
         | cheaper city, it will not be new and it will not be downtown.
         | 
         | 3. Now consider utilities. Say $30 for a cheap cell phone plan,
         | $50 for Internet, $100 for electricity (if you have electric
         | heat), $20 for water. That's $200/month total
         | 
         | 4. Allow another $80/week for groceries and $100/month very-
         | occasional minor luxuries (get lunch out, get Starbucks).
         | 
         | 5. Finally, let's say you really hit the jackpot with apartment
         | and job location and are able to get by with a monthly bus pass
         | costing $50/month.
         | 
         | We're at $2,230/month, or $26,760/yr.
         | 
         | Now assume you can get a 3% real yield. To finance your $26,760
         | annual costs, you need $892k invested -- nearly $900k.
         | 
         | This analysis has assumed unusually cheap rent and lifestyle.
         | Add in car payments for a Corolla, or a less optimistic rent,
         | and you're quickly at $1M needed. Yet I'm still talking about
         | living frugally. I'm also assuming no childcare expenses.
         | 
         | So, for those reasons, and because $1M is a nice round number,
         | I simply summarize that $1M is actually zero.
         | 
         | And it's only zero in a cheap place. If you're in California
         | with only $1M you're still in the hole.
         | 
         | ...
         | 
         | Yes, there is a problem. The natural world was expropriated
         | from us before we were born, we were born into a system we
         | didn't choose, and we must work off an indenture we never
         | signed up for. So I agree with much of the spirit of what the
         | author says.
         | 
         | But, quantitatively, if everything else about the current
         | system remains as it is and we are only talking about where the
         | cap is, then $1M is too low. Because $1M is merely where assets
         | begin to balance a single person's liabilities.
        
           | rufus_foreman wrote:
           | ACA subsidies or, in most states, expanded Medicaid would be
           | available for health insurance for someone living off $1
           | million in assets.
           | 
           | You can get an apartment in a cheap city for under $800 a
           | month. In a cheaper city it will most likely be downtown, and
           | that will be a bad thing.
        
       | clircle wrote:
       | So, what's the best argument in the book?
        
       | boppo1 wrote:
       | How about we just don't empower a central planning body to make
       | monetary decisions that devalue wages & salaries while inflating
       | asset prices? QE & LIRP have literally been "rich get richer,
       | poor get poorer: the policy". People educated enough in finance
       | to follow the effect tend to be in the asset-holding camp so
       | there is less complaint.
       | 
       | I'm not advocating high rates as good for the poor; I'm
       | championing shaping the yield curve with a market mechanism. It
       | might be too late for that to be anything other than disastrous
       | though, after years of addiction to funny money.
        
         | MR4D wrote:
         | > How about we just don't empower a central planning body to
         | make monetary decisions...
         | 
         | For people that might argue with this statement, I'd highly
         | suggest reading the book _The Panic of 1907_.
         | 
         | And if you're wondering I'm bringing up a book about 1907
         | instead of 1929, then that should lead you to go read the book.
        
           | newzisforsukas wrote:
           | Ah yes, 1907 a time of great monetary equity
        
         | dools wrote:
         | The best interest rate policy is zero, which is the natural
         | rate of interested in a floating exchange rate economy.
         | 
         | Fiscal policy is the only tool through which equity can be
         | managed. Monetary policy is pointless.
        
           | JackFr wrote:
           | Zero is the natural interest rate? That's ludicrous.
           | 
           | A dollar today is always going to be worth more than a dollar
           | tomorrow.
        
         | newzisforsukas wrote:
         | Educated in finance enough to want to eliminate monetary
         | policy? Maybe not educated in economics then?
        
           | germandiago wrote:
           | Well, depends on who you ask... there are well-structured
           | ways of thinking on intervention or non-intervention on both
           | sides.
        
       | readthenotes1 wrote:
       | A US politician said no one deserved to be a millionaire until he
       | sold a book and became a multimillionaire. Now, he says no one
       | deserves to be a billionaire.
       | 
       | We should also say no one should be devastatingly handsome or
       | pretty, outstandingly intelligent, excessively lucky, or
       | extraordinarily persuasive. Or tall. Or athletic. Or motivated.
       | Or powerful (which is rather more related to limiting someone
       | else's money).
        
         | FredPret wrote:
         | What's the deal with Michael Phelps hogging all those medals?
         | 
         | Or with Taylor Swift hogging the charts? I sing in the shower -
         | I want a record deal too!
         | 
         | On a smaller scale, these damn farmers are making too much
         | money. I'm sure I can grow an orange just as well - they should
         | be made to hand over part of their farms to me.
         | 
         | Same goes for all the software startups and those coders
         | hogging the SaaS startups!
        
       | frabjoused wrote:
       | No NBA player may score more than 100 points per season. After
       | reaching this cap they may only pass the ball.
        
         | jdiff wrote:
         | You score points. No one has ever earned a billion dollars.
        
           | nh23423fefe wrote:
           | Only if you lie about the meaning of "earn"
        
           | missedthecue wrote:
           | Who did JK Rowling steal her billion from?
        
         | leothecool wrote:
         | We should make a wealth shot clock. Nobody is allowed to hold
         | an asset for more than a few seconds.
        
           | patrickmay wrote:
           | Just make money radioactive. Problem solved.
        
       | theragra wrote:
       | I wonder if this book have a solution how to motivate people
       | working more and creating companies if it does not make you rich.
       | 
       | Certainly a lot of people among most driven would work less or
       | emigrate. If I can't earn more, I would work that's most joyful
       | and relaxed. So, no banking or any other demanding job where
       | there are a lot of rules.
        
         | jszymborski wrote:
         | I think most Americans would be plenty motivated by the
         | prospect of home ownership, let alone being a multi-
         | millionaire.
         | 
         | I don't spend much time worrying about what we'll do without
         | billionaires working towards their next billion.
        
       | lostlogin wrote:
       | What happened here?
       | 
       | > aEUR~The best case I've read for putting an upper limit on the
       | accumulation of wealthaEUR(tm) Richard WilkinsonNo-one deserves
       | to be a millionaire.
       | 
       | Mobile Safari.
        
         | pphysch wrote:
         | Misconfigured MySQL database on site backend, nothing to do
         | with your client.
        
       | cosmojg wrote:
       | Productive wealth is a good thing. It's what made our current
       | society possible. Unproductive wealth is the real devil, the
       | hoarding of inelastic goods like land, gold, and oil.
       | 
       | I strongly prefer a society which permits the existence of Jeff
       | Bezos over one which does not. Of course, more strongly than
       | that, I prefer a society which taxes inelastic goods and negative
       | externalities and returns that wealth to the public over one
       | which does not.
        
         | Voultapher wrote:
         | Wealth, at least the way we measure it, is inextricably tied to
         | modernity. The system you say is a "good thing" is literally
         | speedrunning the destruction of our biosphere. I think you'd be
         | hard pressed to find a system more effective at destroying our
         | world. What many see as prosperity, is irreconcilable with
         | sustainability. I find that's an uncomfortable thought.
        
           | guhidalg wrote:
           | I agree with you, but I think what most people fail at is
           | applying higher-order logic. Yes it is nice that private
           | citizens have Jeff Bezos levels of wealth instead of
           | monarchies or plutocrats, but at what cost? Most people are
           | just unwilling to keep thinking about opportunity costs
           | beyond the obvious.
        
             | WalterBright wrote:
             | What cost is allowing Bezos to exist?
        
               | guhidalg wrote:
               | Search for "pee in bottles" in this thread.
        
               | WalterBright wrote:
               | People have always peed in bottles when they're on a long
               | drive, piloting an airplane long distance, on a sailboat,
               | and so on. Some peoples' bladders have a short fuse, and
               | carry a bottle.
               | 
               | Do you think Lindberg brought a port-a-potty along with
               | his Spirit of St Louis? I remember the opening sequence
               | in a Jeff Bridges movie where he pulls over in his car
               | and dumps his pee bottle.
               | 
               | P.S. My dad was a B-17 navigator in WW2. I asked him what
               | did they do when had to go. He said an empty ammo box was
               | used. What was done with the full box? "Extra bombs over
               | Germany!"
        
               | yoyohello13 wrote:
               | Oh good! We should all aspire to have our work conditions
               | resemble WWII B-17 crews.
        
               | WalterBright wrote:
               | I figgered someone would fixate on that. Well done!
        
           | pdonis wrote:
           | _> Wealth, at least the way we measure it, is inextricably
           | tied to modernity._
           | 
           | Only in the sense that modernity produces a lot more wealth
           | than any other system humans have come up with.
           | 
           |  _> What many see as prosperity, is irreconcilable with
           | sustainability._
           | 
           | No, it isn't. What might be is allowing people to accumulate
           | wealth by playing zero sum games, siphoning wealth out of
           | other people's pockets into their own, instead of producing
           | more wealth.
        
           | RandomLensman wrote:
           | There was massive personal wealth already in antiquity and
           | also destruction of ecosystems. Not sure that is specific to
           | modernity.
        
           | WalterBright wrote:
           | Communist societies tend to be a lot more destructive of
           | their environments.
           | 
           | The reason is straightforward - people take care of things
           | that they own, they don't take care of things they don't.
           | 
           | For example, which is threatened with extinction - ocean
           | fish, or cows?
           | 
           | Are you more careful with your boss's money, or your money?
           | 
           | And so on.
        
             | poncho_romero wrote:
             | Who said anything about communism? This is a false
             | dichotomy.
        
               | WalterBright wrote:
               | The parent did:
               | 
               | "you'd be hard pressed to find a system more effective at
               | destroying our world"
        
               | poncho_romero wrote:
               | Fair enough. Still, I would disagree. Communism was tried
               | and failed, its environmental effects (while bad) were
               | therefore limited. Capitalism has endured great
               | challenges for much longer, and despite increasing
               | discontent with the system in many areas of the world,
               | doesn't appear likely to go anywhere. If that's the case,
               | the prodigious output of environmental harm capitalism
               | generates won't go anywhere either. Green energy and
               | green technology won't stop all instances of
               | microplastics polluting our rivers or junk toys
               | collecting in landfills.
        
               | WalterBright wrote:
               | > Communism was tried and failed, its environmental
               | effects (while bad) were therefore limited
               | 
               | I recall reading after the USSR collapsed that Poland was
               | the most polluted country in the world. All due to the
               | rush to industrialize and to heck with the environment.
               | 
               | Chernobyl is another case about communism giving short
               | shrift to environmental considerations.
        
           | jimbokun wrote:
           | It's not a difficult problem to reconcile capitalism and
           | sustainability from a technical perspective. Just a question
           | of political will.
           | 
           | Carbon taxes. Water prices reflecting scarcity. Compensating
           | people living in rain forests to not cut down their trees.
           | 
           | Capitalism is still the best tool we have for setting prices
           | and incentivizing efficiency. Just needs to be guided to
           | place appropriate prices on externalities.
        
         | PaulDavisThe1st wrote:
         | > Productive wealth is a good thing
         | 
         | You have a lot of faith, it seems, in the ability of the
         | already rich to somehow make better decisions (by some metric)
         | than an arbitrary political process. I don't mind if Jeff Bezos
         | the person exists, but I have no reason whatsoever to want him
         | to have control over the scale of resources and decision-making
         | that he does.
        
           | tomoyoirl wrote:
           | > You have a lot of faith, it seems, in the ability of the
           | already rich to somehow make better decisions (by some
           | metric) than an arbitrary political process
           | 
           | A key advantage of leaving it to the rich is that when rich
           | people fail, they tend to end up losing their wealth and
           | power, hurting mostly themselves -- while even a political
           | process that isn't being corrupted or gamed by someone
           | powerful is badly incentivized to throw buckets and buckets
           | of good money after bad, hurting lots of people.
           | 
           | Elon ruining Twitter is at least his own money. The
           | California bullet train will be an unprofitable multibillion
           | drain on the state for decades to come ...
        
             | PaulDavisThe1st wrote:
             | This (conveniently) ignores (as do so many similar
             | analyses) the opportunity costs of entering into a labor
             | contract.
             | 
             | When an enterprise fails, it is not just the stockholders
             | and corporate officers who suffer. The employees do too.
             | Worse, only the foolhardy investor puts more than they can
             | afford to lose into a risky investment, meaning that while
             | they have undoubtedly lost money from the failure, they are
             | almost certainly still "whole" in terms of their ability to
             | meet their basic needs. By contrast, the employees, who may
             | have lost no capital, often face much more dire
             | circumstances in the aftermath of a venture failing.
             | 
             | >even a political process that isn't being corrupted or
             | gamed by someone powerful is badly incentivized to throw
             | good money after bad
             | 
             | It isn't clear to me what you mean by this.
        
             | PaulDavisThe1st wrote:
             | (I see you edited your post to add the last line).
             | 
             | Elon is not "ruining his own money". He gained control over
             | large quantities of economic and financial resources, and
             | because of the way our society works, he gets to "ruin"
             | those resources by choosing to direct them to the purchase
             | of an asset followed by its degradation.
             | 
             | But there's an opportunity cost to all that: what might
             | have happened in Elon was not in a position to command the
             | utilization of the wealth that purchased Twitter? What else
             | might that wealth have been used for? What might it have
             | been accomplished?
        
             | Draiken wrote:
             | What? You're ignoring all the lives he ruined to play with
             | that company. Sure, he lost money, but he has plenty to
             | lose.
             | 
             | He wrecked a company and thousands of lives. They pay the
             | price, not him.
             | 
             | It's always the workers that pay the price.
        
           | pdonis wrote:
           | _> You have a lot of faith, it seems, in the ability of the
           | already rich to somehow make better decisions_
           | 
           | Not at all. A large fraction of the "already rich" did not
           | get their wealth by productive efforts. They got it by
           | convincing other people to take the wrong end of zero sum
           | trades, thus siphoning wealth out of other people's pockets
           | into their own. Even in the case of Jeff Bezos, who has
           | certainly created a lot of wealth through Amazon, it's also
           | true that his own personal wealth is not entirely due to that
           | productive effort; a significant part of it is due to Amazon
           | playing zero sum games with its supply chain and its workers.
           | 
           | In other words, the real problem is not wealth accumulation,
           | but wealth accumulation through zero sum games, or more
           | generally through gaming the system instead of producing.
           | (There was a pg essay on this years ago.)
        
             | WalterBright wrote:
             | > a significant part of it is due to Amazon playing zero
             | sum games with its supply chain and its workers
             | 
             | Why would any worker or supplier do an exchange with Amazon
             | where they lose?
        
               | pdonis wrote:
               | Because they don't realize it's a zero sum game until
               | they're already playing it, and then their exit options
               | are limited.
        
               | WalterBright wrote:
               | People quit Amazon all the time. Nobody is chained to
               | their desk.
               | 
               | Zero-sum games are called "theft", "fraud" and/or "wealth
               | redistribution" schemes.
        
           | WalterBright wrote:
           | > You have a lot of faith, it seems, in the ability of the
           | already rich to somehow make better decisions (by some
           | metric) than an arbitrary political process.
           | 
           | I have faith that an Olympic athlete is a lot better about
           | making diet and exercise decisions than I am.
           | 
           | I have faith that Mick Jagger is far better at crafting a new
           | song than I am.
           | 
           | I have faith that Tom Hanks could make a far better movie
           | than I can.
        
             | devbent wrote:
             | > I have faith that an Olympic athlete is a lot better
             | about making diet and exercise decisions than I am.
             | 
             | Smart athletes let technocrats (e.g. scientists and
             | doctors) make those decisions for them!
             | 
             | In the case or billionaires, we know Zuckerberg is really
             | good at making social media apps. That doesn't mean he's
             | good at anything else!
             | 
             | Plenty of talented rich people have demonstrated that given
             | the chance they'll lose lots of money on foolish ventures
             | outside their area of expertise.
        
               | WalterBright wrote:
               | I bet you'll find their track record is a lot better than
               | that of non-wealthy people. Most non-wealthy people I
               | know do a lousy job of managing their finances.
               | 
               |  _Frontline_ ran an episode a few years ago about 401k
               | plans. They found that the wealthier the employee was,
               | the better returns they had on the company 401k plan,
               | despite the fact that the plan was _identical_ for all
               | the employees.
        
               | PaulDavisThe1st wrote:
               | OK, so people who are good at managing their money are
               | ... drum roll, please ... better at managing their money.
               | 
               | This is a tautology.
               | 
               | The question is not whether rich people are better at
               | running their own finances, it is whether they are the
               | best people to be making resource allocation decisions.
               | 
               | In US capitalism, the argument for coupling the two
               | normally consists of "well, they want to make money, so
               | they will do what people want, and so we get what we want
               | and they get rich and that's good".
               | 
               | This is just so absurd that it's really not worth
               | deconstructing.
        
               | WalterBright wrote:
               | > This is just so absurd that it's really not worth
               | deconstructing.
               | 
               | Do you believe Bezos got rich by not giving people what
               | they wanted?
        
           | rockemsockem wrote:
           | Much better to have a large number of wealthy actors deciding
           | how to allocate capital than just one (the government).
           | Certainly we can do with higher taxes for the ultra wealthy
           | though. It's hard to imagine what one can do with 100 billion
           | dollars that you can't do with 10 billion.....
        
             | devbent wrote:
             | Let's just have a _really large_ number of reasonably well
             | to do actors deciding how to allocate capital.
             | 
             | After all, wisdom of the crowds and all that!
        
               | rockemsockem wrote:
               | I honestly can't tell if you're being sarcastic or not.
               | 
               | It seems impossible to perfectly allocate capital, of
               | course there will be stupid and actively harmful
               | allocations. But the government does both of those things
               | too.
               | 
               | So yes it is legitimately good to have a really large
               | number of actors allocating capital, to in ADDITION to
               | the government.
        
             | DrNosferatu wrote:
             | But the government is (in principle) elected
             | democratically.
        
               | rockemsockem wrote:
               | That doesn't mean it always makes the best decisions. It
               | seems valuable to have those who are so inclined with
               | enough resources to try things that the government can't
               | or won't try. We've gotten so many good things through
               | this process. I'm not saying the government shouldn't do
               | stuff, it very much should.
        
               | PaulDavisThe1st wrote:
               | "it doesn't always make the best decisions" isn't the
               | standard here.
               | 
               | No human organization always makes the best decision.
               | 
               | The question is: how best to make decisions about
               | resource allocation? Do we favor this being the domain of
               | (primarily) already rich and powerful people? Can we even
               | imagine an alternative?
        
           | satellite2 wrote:
           | The issue here is the genericity if money. I think hardly
           | anyone would argue that he shouldn't make decisions for
           | Amazon. He is probably the best individual for this. The
           | issue is that controlling Amazon also comes with the
           | possibility of getting out of it and somehow be allowed to
           | control vast amount of resources completely independent of it
           | and possibly built decades or even centuries before Amazon
           | even existed.
        
             | PaulDavisThe1st wrote:
             | One of Bezos' best attributes was (is? no idea) knowing
             | that he was _not_ the best individual to make most of the
             | decisions for Amazon. He had strong ideas about how to hire
             | people, how to create  "meta-strategies" and then let the
             | people who he believed actually knew stuff make the
             | choices. So actually, even within Amazon, he almost
             | certainly was not the best person to make almost any of the
             | decisions the company faced.
             | 
             | You final sentence is precisely on point, IMO.
        
         | RGamma wrote:
         | "Funny" things will happen, when the labor factor is removed
         | from the three factors of production by AGI. ~Jeff can finally
         | have the planet all for himself.
        
         | laserlight wrote:
         | > I strongly prefer a society which permits the existence of
         | Jeff Bezos over one which does not.
         | 
         | Can you expand? What did Bezos contribute to society?
        
           | simonh wrote:
           | He built a company employing over a million people, created
           | novel goods and services, including services my job depends
           | on (AWS).
           | 
           | The wealth of a man like Bezos isn't a pile of gold he
           | wallows in like Scrooge McDuck, it exists in his shareholder
           | control of a vast set of companies full of employees and
           | doing productive work. These companies would not exist
           | without his ability to identify new markets, build efficient
           | companies, and raise capital and deploy it effectively.
           | 
           | Take away the ability to do that, and who is going to found
           | the new companies? Who is going to fund and control them? Who
           | is going to identify the new goods and services of the
           | future, and make them happen?
           | 
           | There is an alternative, and that's run the economy as a
           | bureaucratic extension of government. Run companies as
           | extensions of government departments and place economic
           | planning under political control. It's been tried over and
           | over.
        
             | rsoto2 wrote:
             | Workers created all those things not Jeff Bezos. A lot of
             | the services and technologies leveraged by AWS are created
             | via open source projects for example PostGres.
        
               | poncho_romero wrote:
               | And in addition, if we grant the idea that Bezos created
               | those things, it was not the super rich Bezos we have
               | today who did. The parent commenter is arguing for the
               | existence of a Jeff Bezos who is not the Jeff Bezos who
               | exists today--rather they want a significantly poorer
               | Bezos, because that is the Bezos who accomplished those
               | feats
        
               | jimbokun wrote:
               | Managing and growing companies is a distinct skill.
               | 
               | Open source software is wonderful and amazing. But it's
               | not a replacement for Amazon and other companies.
        
             | laserlight wrote:
             | > He built a company employing over a million people,
             | created novel goods and services, including services my job
             | depends on (AWS).
             | 
             | And if Bezos had not founded Amazon, you and others would
             | have been unemployed and poor?
             | 
             | > Take away the ability to do that, and who is going to
             | found the new companies?
             | 
             | Other people. There are many people who are driven by their
             | non-financial passions that would benefit society. History
             | is full of philosophers, mathematicians, scientists,
             | doctors who weren't after money, yet managed to contribute
             | more than Bezos ever could.
             | 
             | PS: I have no problems with Bezos, to clarify.
        
               | jimbokun wrote:
               | > And if Bezos had not founded Amazon, you and others
               | would have been unemployed and poor?
               | 
               | If nobody founded companies like Amazon, yes many more
               | people would be unemployed and poor.
               | 
               | Bezos is just one example.
               | 
               | > History is full of philosophers, mathematicians,
               | scientists, doctors who weren't after money, yet managed
               | to contribute more than Bezos ever could.
               | 
               | If all the philosophers, mathematicians and scientists
               | and doctors were put in charge of running all the world's
               | companies, we'd be in big trouble. Totally different
               | skill sets.
        
               | devbent wrote:
               | > If all the philosophers, mathematicians and scientists
               | and doctors were put in charge of running all the world's
               | companies, we'd be in big trouble. Totally different
               | skill sets.
               | 
               | Eh, worked well enough for Singapore.
               | 
               | Also it worked well enough for the founding of many great
               | companies.
               | 
               | Ford, GE, Intel, Microsoft, Google, companies started by
               | people who were experts in their field.
               | 
               | Traditionally that is how things went. Sadly the meme of
               | a dedicated management class has taken hold on America
               | and we've decided that people who actually understand
               | what a business does aren't needed to run the business.
               | 
               | That leads to crap like airplanes falling apart, software
               | companies who are just barely able to release software,
               | and hospitals that are so misran they are unable to
               | afford actually treating patients.
        
           | jimbokun wrote:
           | Amazon.
        
         | rsoto2 wrote:
         | "permits the existence of Jeff Bezos"
         | 
         | - your mind on capitalism.
         | 
         | What things of importance has Bezos done? End world hunger? Or
         | are we celebrating the death of local stores and malls? What
         | about a society that prevents kids from starving instead of
         | making bombs and satellites for world wars?
        
           | missedthecue wrote:
           | Society has collectively voted that Amazon massively improves
           | their lives. If they didn't think so, they'd still be
           | choosing to shop at Sears and Kmart and hosting their
           | software on HP enterprise servers in a musty office basement.
           | 
           | That's all the clear and evident result of the market system
           | which is very democratic. People vote with their dollars
           | every day. The winners of these billions of daily democratic
           | votes rise to the top and losers die out.
        
             | devbent wrote:
             | > If they didn't think so, they'd still be choosing to shop
             | at Sears and Kmart
             | 
             | Let's be clear: Amazon has been responsible for the
             | shutting down of so many in-person businesses that entire
             | product categories are can only be purchased on Amazon.
             | 
             | The choice is a false one.
        
           | MacsHeadroom wrote:
           | Bezos' AWS made cloud computing viable, leading to the last
           | two decades of economic growth without per capita energy
           | consumption (due to datacenter energy efficiency).
           | 
           | Bezos' Amazon lowers the cost and availability of goods of
           | all kinds drastically, enriching everyone (and especially the
           | poorer among us).
           | 
           | The State makes bombs and drops bombs, not Bezos. Bezos
           | deploys capital in ways which have proved to fill market
           | needs. Markets are people. His money is meeting the needs of
           | the people while taxes build bombs.
        
         | dogman144 wrote:
         | If you've got elastic liquid assets, go forth and grow.
         | 
         | If you've got property, as in, the asset most normal folks own
         | end to end and drives their wealth - negative externality.
         | 
         | Interesting take.
        
         | pdonis wrote:
         | _> Unproductive wealth is the real devil, the hoarding of
         | inelastic goods like land, gold, and oil._
         | 
         | They're not wealth if they're hoarded. Undeveloped land, or
         | gold and oil in the ground, are no use to anybody. They're only
         | wealth if they're used. And that requires lots of productive
         | effort to develop the land, or to get the gold and oil out of
         | the ground and into productive use. I agree that unproductive
         | wealth is the real problem, but we need to be careful how we
         | define it.
        
         | pdonis wrote:
         | _> a society which taxes inelastic goods and negative
         | externalities and returns that wealth to the public over one
         | which does not._
         | 
         | The problem is that this kind of society, even if we assume for
         | the sake of argument that it would be preferable, is not really
         | achievable politically. The only way to implement it is to have
         | a government that has the power to coercively tax people, and
         | all history shows that governments will not use that power to
         | redistribute wealth to the public at large; instead they will
         | use it to enrich themselves and their preferred special
         | interests.
        
           | jimbokun wrote:
           | There are countless programs that redistribute wealth.
           | Welfare payments. Public education. Public health insurance
           | programs. Retirement programs.
           | 
           | Recently there has been a down swing in willingness to fund
           | new programs that redistribute wealth. But that could change.
        
             | pdonis wrote:
             | _> There are countless programs that redistribute wealth._
             | 
             | They purport to, yes, but for most of them, when you dig
             | into the details, you find that what redistribution
             | actually occurs is not from richer to poorer, but the
             | opposite. And much of the money spent on the programs
             | doesn't go to the purported recipients of redistribution at
             | all, but to third parties. (For example, you cite public
             | schools as redistributing wealth--but government funds for
             | public schools only pass through the hands of the families
             | whose children need schooling in the case of school
             | vouchers, which are fairly rare, and in any case the money
             | doesn't stay with those people, it ends up in the hands of
             | the schools themselves. Given the current state of
             | education in the US, anyone who wants to make a case that
             | whatever redistribution of wealth occurs actually benefits
             | the children and families has a very tough case to make.)
        
         | api wrote:
         | This is basically Georgism: a tax on idle assets like land
         | paired with very low or non-existent taxes on income and
         | capital gains. Land value taxes would be on the land only and
         | not things like buildings on it, so this would heavily
         | incentivize maximally efficient use of land.
         | 
         | I'm generally a fan though I would also add pollution taxes and
         | short term capital gains (gambling) taxes.
        
       | medo-bear wrote:
       | I always wonder, what would happen if all objects of desire that
       | come from systematic manufactured want suddenly become borring
        
         | RGamma wrote:
         | Nature will throw a party.
        
         | rockemsockem wrote:
         | Do you have some examples of what those objects of desire might
         | be?
        
       | rfwhyte wrote:
       | The problem I have with extreme, gratuitous wealth, and the
       | inequality that creates it, is that it is fundamentally anti-
       | democratic. It is well known by anyone with a pulse that money =
       | political power, which means those with the most money, have the
       | most political power, and given how just how much wealth so few
       | people in the world have now, an infinitesimally tiny fraction of
       | the population of most democratic countries have essentially
       | entirely captured the political apparatuses of the countries in
       | which they reside. Meaning the interests of the majority of the
       | people in most countries are no longer being represented by their
       | elected officials, instead the people being elected solely
       | represent the interest of wealthy elites who can afford to make
       | huge political "Donations" and pay lobbyist's salaries.
       | 
       | I've said it before and I'll say it again, but one of the most
       | effective changes we could make in the world is to get money out
       | of politics, as its the only real way democracy can be put back
       | in the hands of the people.
        
         | chrisweekly wrote:
         | Well said. I'm reminded of Professor Lawrence Lessig (of
         | "Creative Commons" fame), whose staunch belief is that in the
         | U.S., in order to make progress on any of the big-ticket
         | problems we all face, we have to Fix Congress First. See
         | https://en.m.wikipedia.org/wiki/Change_Congress
         | 
         | Reducing the influence of $ in politics is at the heart of the
         | matter.
        
         | missedthecue wrote:
         | The relationship between money and political power is vastly
         | overestimated.
         | 
         | In the US, the mega billionaires are hated in Washington by
         | left and right alike. Bloomberg spent a fortune on his own
         | campaign and didn't win a single state in the primaries.
         | 
         | Even if you look abroad, the billionaires are not the ones with
         | political power. In places like Russia and China, billionaires
         | have to suck up to the politicians or they risk getting
         | disappeared, disbarred, or thrown from windows.
        
       | yedava wrote:
       | Extreme wealth is a symptom of an underlying problem - inhumane
       | exploitation. People can get that rich because the economic
       | system says that it is perfectly acceptable for a class of people
       | to pee in bottles/diapers in order to maximize profits.
       | 
       | The solution for this doesn't have to target the rich explicitly.
       | We can strengthen labor laws; update anti-monopoly laws. Make
       | human dignity the central argument.
       | 
       | This will circumvent knee jerk reactions like "I work hard, I
       | deserve to be rich". The question to ask is how are you, as an
       | owner of capital, treating your labor? Like do they get to have a
       | life after work? Have dignity at work? Do you use your wealth to
       | circumvent democratic will and weaken labor protections? The
       | answers to those questions should determine whether you deserve
       | your wealth or not.
        
         | AndrewKemendo wrote:
         | Very well put thank you for writing it out this way
        
         | missedthecue wrote:
         | Wealth isn't zero-sum. Your earnings aren't extracted at a cost
         | to someone else.
        
           | patrickmay wrote:
           | Exactly. Too many commenters here are ignoring (or unaware
           | of) the fact that wealth is created.
        
           | yoyohello13 wrote:
           | TIL, exploitive labor practices are not a cost to someone
           | else.
        
           | mwigdahl wrote:
           | You are correct, economic activity under capitalism is
           | positive-sum. And that makes the exploitative behavior of
           | megacorporations and their leaders that much worse. The
           | economic pie is growing rapidly, but ruthless cost-focused
           | management that treats employees as "resources" keeps
           | unskilled laborers continually on the edge.
           | 
           | The larger the organization, the more the leaders can
           | insulate themselves from the human reality on the ground,
           | which in turn makes it easier to justify policies that fail
           | to treat workers with basic human decency, let alone provide
           | them the opportunity to share in the the economic surplus
           | they produce.
           | 
           | It takes work and discipline for leaders to avoid this
           | without external coercion, and that is in demonstrably short
           | supply.
        
         | jimbokun wrote:
         | Many of the people working for Bezos, Musk, Jobs, Zuckerberg,
         | Larry and Sergey, etc. have made a lot of money and live very
         | comfortable life styles.
         | 
         | So I don't accept it as a given that becoming wealthy requires
         | inhumane exploitation.
        
         | rockemsockem wrote:
         | You know that not every company is Amazon, right? You can't
         | just generalize those terrible experiences to every company.
         | 
         | I happen to agree that there needs to be some big legal changes
         | to ensure workers at Amazon and other companies are treated
         | better, because before Amazon it was Walmart, and in 50 years
         | it'll probably be another company. But that doesn't mean you
         | can use Amazon as a reason to legislate personal wealth away.
        
       | stevenalowe wrote:
       | Interesting how "extra" wealth is always someone else's problem.
       | 
       | "No-one deserves to be a millionaire. Not even you."
       | 
       | Stopped reading right there. Hubris overload.
        
       | anon291 wrote:
       | > But if the rich become richer, there is nothing much to see in
       | public and, for most of us, daily life doesn't change.
       | 
       | This is exactly why I don't really care how rich Elon, Gates,
       | Bezos, Buffett are. If they have money, great... If they don't...
       | oh well. Doesn't change my life. It's also the reason why you
       | shouldn't care and why this book is likely a load of crock.
        
       | eterevsky wrote:
       | The description misleads already in the second paragraph: "We all
       | notice when the poor get poorer: when there are more rough
       | sleepers and food bank queues start to grow."
       | 
       | This is just not true: the share and absolute number of poor
       | people has been decreasing for a long time. See
       | https://ourworldindata.org/extreme-poverty-in-brief.
       | 
       | Socialist/communist countries that tried to limit the ability of
       | people to get rich made all of their citizens poor.
        
       | ThomPete wrote:
       | The ability to create extreme wealth in a democratic capitalist
       | society is an indicator of the economic freedom.
       | 
       | It is the wealth that gives us the freedom to invest in new
       | knowledge creation to solve problems.
       | 
       | The more wealth the more opportunities, especially when they are
       | in the hands of someone who have proven again and again their
       | ability to create value to society. Elon Musk is of course the
       | obvious example but not the only one, Jeff Bezos, Larry and
       | Sergey and we could go on. These people are excellent capital
       | allocators.
       | 
       | The alternative to extreme wealth is extreme poverty and
       | 
       | Almost no one in western society gets to keep their wealth for
       | more than 3 generations because other have the freedom to
       | outcompete them. Everyone over time gets richer.
       | 
       | The alternative to that is dictatorships where there is no
       | economic freedom, capitalist ownership and the way to make money
       | is governed by the ruler.
       | 
       | Anyone making a case against extreme wealth in a society that is
       | fairly free is spreading extremely bad ideas that if they become
       | popular leads to revolutions.
       | 
       | In modern society the issue is not big corporations or extreme
       | wealth, it's institutional capture by politicians and that entire
       | system.
        
       | Leary wrote:
       | How about a hard cap on inheritance instead.
        
       | max_ wrote:
       | We should have regulations to limit the price of such books and
       | how much royalties the author is receiving to make the books
       | accessible and not make his income deviate too far from the rest
       | of his fellow authors that don't make any money.
        
       | gwbas1c wrote:
       | I've always believed that ever higher degrees of wealth come with
       | an obligation to manage people in better and better ways.
       | Otherwise, wealth should be taxed so that "idle rich" end up
       | having to live like the upper-middle-class.
       | 
       | IE: If you get very wealthy because you start a company, and
       | manage your company in a way to improve other peoples' lives,
       | that's a great thing. (Now, does Elon Musk deserve 50+ billion
       | dollars? I'll just handwave and say that I think he could still
       | live the same kind of life, and make a better contribution to
       | society, with a fraction of that money.)
       | 
       | But, if Elon's kids all inherit many billions each, they either
       | have to manage it in a way that improves other peoples' lives, or
       | they need to be taxed back to the upper middle class.
        
         | jimbokun wrote:
         | > I'll just handwave and say that I think he could still live
         | the same kind of life, and make a better contribution to
         | society, with a fraction of that money.
         | 
         | Elon's an interesting case because he very passionately and
         | sincerely spends his money on what he believes are the most
         | pressing problems facing humanity. Almost all of his wealth is
         | invested towards those goals.
         | 
         | He's an asshole and treats people terribly. But he is very
         | consistent about investing in what he believes to be most
         | important.
         | 
         | (source: Isaacson's biography)
        
       | helpcatscary wrote:
       | There's a lot of comments in here straw manning a book that I
       | would guess very few have actually read. I don't know if it's a
       | good argument or not but I'm sure the author is intelligent
       | enough to have considered incentives and the case of central
       | planning in the USSR and it's not dunking on the author to just
       | blindly bring these cases up as if they disqualify their whole
       | argument. If this three paragraph summary of a 300 page book is
       | so enraging then there's maybe some deep seated biases to
       | confront first.
        
       | jongjong wrote:
       | This is a blanket solution but I'd probably still support it
       | because it will create an environment which will almost certainly
       | be better than what we have now.
       | 
       | An alternative solution is that whenever governments issue bonds
       | and sell it to the central bank, instead of repayments going back
       | to the government, the government should split the money and put
       | send to all of its citizens' accounts as UBI.
        
       | crotchfire wrote:
       | Will you cap the wealth of corporations too?
       | 
       | Because if not, people with insatiable appetites will simply seek
       | control of those corporations rather than direct control of piles
       | of money.
       | 
       | Personally I'm an advocate of the exact opposite of what seems to
       | be proposed here: controls on corporate size rather than
       | individual wealth. Living cells don't grow without bounds; at a
       | certain point they get too big and are forced to divide. Simply
       | imposing a "tax on corporate size" would accomplish this.
       | 
       | Industries where massive size is simply unavoidable (e.g.
       | passenger airplane manufacturing) would simply pay the tax; any
       | economic distortions can be nulled out by reducing the industry's
       | VAT rate in proportion to _average_ size-tax paid by that
       | industry. In all other industries smaller competitors would have
       | the persistent advantage of lower tax costs, allowing them to
       | eventually undermine the bloated colossuses.
        
         | gmac wrote:
         | Yes, I think you could make the case that entities of any sort
         | -- corporations or individuals alike -- should be allowed to
         | exceed the threshold only if they're under some kind of
         | democratic control. And obviously that's not a get-out that
         | individuals can use.
        
           | crotchfire wrote:
           | _The Commanding Heights_ , eh?
           | 
           | I think this has been tried already, unfortunately.
        
       | tunesmith wrote:
       | I think it would be great for someone or some think tank to
       | devise a very well thought out publicized plan of how an ultra-
       | rich person could efficiently redistribute their wealth to do a
       | lot of good. Seems like most of what people recommend now is just
       | "give it to charity!" but that's not exactly well-vetted advice.
       | Or like the snarky advice downthread to just write a check to the
       | Treasury, that's not what I'm talking about. Something
       | constructive and efficient.
        
         | fouronnes3 wrote:
         | Isn't the thorough, extensive and open-source research that
         | GiveWell does exactly what you're asking for? The amount of
         | evidence you'd have to give to argue against "give everything
         | following GiveWell's recommendation" as the objective and data-
         | driven best option is extremely high.
        
       | germandiago wrote:
       | I admit I did not read the book but I must say the concept seems
       | wrong from the root.
       | 
       | A person with a lot of wealth must invest his wealth in some way
       | that it will generate jobs or invest the money in other business.
       | 
       | That is also a benefit for the rest. So that thing about "we
       | cannot see" I do not think it is such.
       | 
       | I mean, it is easier to see poverty on poorer people BUT the
       | wealth invested is also what makes people have incomes. And you
       | need people investing and managing wealth because someone needs
       | to pay bills and multi-year investments or risk capital.
       | 
       | It does not need to be a single person, but a group of wealthier
       | people are usually more inclined to risk wealth than average.
       | 
       | I think this role is also necessary in societies.
        
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