[HN Gopher] Startup Incorporation for Founders: A new handbook
       ___________________________________________________________________
        
       Startup Incorporation for Founders: A new handbook
        
       Author : swampthing
       Score  : 158 points
       Date   : 2023-06-07 16:52 UTC (1 days ago)
        
 (HTM) web link (handbooks.clerky.com)
 (TXT) w3m dump (handbooks.clerky.com)
        
       | satvikpendem wrote:
       | For those with experience with the two, how does Clerky compare
       | with Stripe Atlas?
        
       | gkoberger wrote:
       | Nothing to add, other than that Darby and the team have been
       | wonderful for the past decade or so and I really appreciate them
       | and the product! If you're thinking of incorporating, I haven't
       | had a single issue with Clerky yet. It's incredibly boring, in
       | the best way possible.
        
         | swampthing wrote:
         | Thanks so much for the kind words Greg!
        
       | barbariangrunge wrote:
       | All the guides I've ever found are for American companies. Does
       | anybody know of a good resource for Canadian startups?
        
       | moltar wrote:
       | Would love to see some info on minority protections.
       | 
       | E.g. establishing a business with two other founders, who were
       | previously in another business relationship and have a greater
       | bond.
        
         | swampthing wrote:
         | Good idea -- this sounds like a good topic for us to cover in a
         | future handbook, perhaps about the post-incorporation setup
         | process, where you're setting up the board, issuing stock, etc.
        
         | JimtheCoder wrote:
         | "establishing a business with two other founders, who were
         | previously in another business relationship and have a greater
         | bond."
         | 
         | Especially if this is your first startup and you actually care
         | about the business, just don't...
         | 
         | No handbook needed...
        
           | neilv wrote:
           | There's a question about whether one would be the third wheel
           | or marginalized, and near-term you wouldn't be able to answer
           | that with 100% confidence, but you might get sufficient
           | confidence.
           | 
           | Early good signs include (if pre-seed) all three of you
           | getting the same equity deal.
           | 
           | Then I'd consider things like how candid, honest, and
           | thoughtful they are.
           | 
           | But if the startup's premise or initial execution looks
           | ethically questionable, run away.
           | 
           | (For example, I wouldn't trust a situation where the other
           | two might as well say "We're exploiting users or gig workers
           | to their disadvantage, ignoring regulations, self-dealing,
           | doing pretty much anything in cryptocurrency/blockchain,
           | and/or building an investment scam house of cards that we'll
           | cash out of before anyone realizes... but the two of us
           | _totally_ wouldn 't collude to screw you, even though we'd
           | have similar incentive to also do that.")
        
       | jameslk wrote:
       | This is a great resource I wish I had before. As a bootstrapped
       | founder, I would love to see more information on how to handle
       | common scenarios bootstrappers face.
       | 
       | For example, one big issue I'm facing is how to handle the legal
       | and tax issue of continuously depositing more and more cash into
       | a business as it comes in from another income stream. This
       | becomes really complicated not just from the perspective of how
       | this affects other equity holders, but also the question of
       | deducting the loss from my income while the company is not yet
       | profitable.
       | 
       | LLCs and S-Corps are touched upon in the handbook but the issues
       | around stock basis seems to really complicate the situation fast
       | without providing much benefit for the deduction part.
       | 
       | I would think this would be a common issue since many founders
       | aren't going to raise money beyond angel/f&f initially and will
       | need to self-fund until they do or until they break even but I
       | have yet to find good compliance resources for bootstrapping.
        
         | pc86 wrote:
         | I'll be honest these all sound like very situation-specific tax
         | questions for an accountant (or even tax attorney), and not
         | something any founder should be wasting their time learning.
        
           | jameslk wrote:
           | What makes you feel this example is a very situation-specific
           | question rather than a common issue a bootstrapped founder
           | might face?
        
             | pc86 wrote:
             | The "right move" if there even is one will likely depending
             | on 1) where that other income stream comes from - W2 wages,
             | investments, wholly-owned business profits, partnership
             | profits, etc; 2) separately from 1, whether you have other
             | forms of income coming in; 3) are you married and are they
             | part owners? explicitly or via marital property? 4) is
             | anything securing the bootstrapped business that might be
             | affected by paper losses? And I'm sure half a dozen things
             | I'm not thinking of because I'm not an attorney or
             | accountant.
             | 
             | Even if you can generalize a lot of these, this seems like
             | exactly the sort of thing that should be outsourced to
             | professionals who do it every day rather than wasting
             | cycles becoming an expert in the minutia of state and
             | federal tax laws.
        
               | jameslk wrote:
               | I agree that there's many factors that could affect the
               | "right move" and those should likely be handled by
               | someone qualified.
               | 
               | That said, I think the situation of someone bootstrapping
               | from a job or from another business income (freelancing,
               | agency, etc) would be common and similar enough for some
               | general options and traps to avoid.
               | 
               | I myself have had to learn some very hard lessons on what
               | to do and what not to do. Not because I didn't consult
               | attorneys, tax attorneys, and tax advisors (I did), but
               | the cost of their services have far exceeded the value I
               | could have learned from some online resources. There's
               | also a level of trust you have to put into the
               | specialists to give you the right advice, and that too
               | has been an expensive minefield at times.
               | 
               | Perhaps I'll be the one to write about my experiences
               | here once I'm done going through them ;)
        
         | jll29 wrote:
         | Thanks for the very useful information.
         | 
         | I agree with the sentiment already expressed that PDF format
         | would be desirable (for me: to use the document in teaching
         | entrepreneurship).
         | 
         | In general, could I suggest working on a flow-chart that
         | embodies incorporation best practices regarding the typical
         | order of things, a sort of "playbook"? Also, it would be
         | fantastic to hear from successful startups which order to
         | things they followed, and where they diverted from orthodoxy
         | (e.g. Google skipped some steps in its IPO process, angering
         | investment banks in the process but coming out of it fine).
         | When you don't know what you are doing and you cannot buy top
         | dollar advice, it's probably best to follow the well-trodden
         | path, but most won't know what that looks like.
         | 
         | Another comment: It would be superb if someone collected
         | similar information for other jurisdictions (London, Paris,
         | Berlin, Talinn, Singapore).
        
           | swampthing wrote:
           | Thanks! I'm very glad that the topic of PDFs came up here
           | because we had thought about them and thought that most
           | people would probably be happier with eBook formats. But
           | given the conversation here, we will definitely be putting
           | out PDFs as well!
           | 
           | And thanks for the great suggestions. You're right, the issue
           | is completely that for someone new to all of this, it's not
           | obvious what the well-trodden path is. We don't go up to the
           | point of IPO, but at least for formation, we have the process
           | covered in our first handbook (the one we posted today is our
           | second one) here: https://handbooks.clerky.com/legal-
           | concepts/formation#proces.... I agree a flow chart would be
           | helpful!
           | 
           | Also, I completely agree about other jurisdictions. The
           | issue, I think, is really scale. Something like this
           | handbook, and Clerky in general, is only possible because
           | there is this critical mass around Delaware and startups. As
           | it is today, that critical mass is somewhat unique from what
           | I can tell. My hope is that technology will help reduce the
           | level of critical mass that is necessary, so that things like
           | Clerky and this handbook can exist for more situations.
        
         | swampthing wrote:
         | Thanks! You're right, this would be a good topic for us to
         | cover in a subsequent handbook -- in the meantime, if it's
         | helpful, I think the way I've seen it done is pretty casual,
         | where founders will cover expenses and then later have the
         | company reimburse them when it has more funds. But that's more
         | for the scenario where the bootstrapping phase is a relatively
         | short and temporary (or at least the part of bootstrapping
         | where you have to fund from other sources is).
         | 
         | If you think you might be funding from other sources for quite
         | a while (sounds like that might be your situation), then yea,
         | the tax considerations become more relevant and important.
         | Another common approach is to put the money in on a safe or
         | convertible note, though that doesn't help with pass-through
         | taxation.
        
           | [deleted]
        
       | ninepoints wrote:
       | Such an excellent resource. Makes me wish there was an equivalent
       | geared toward small business as opposed to startup operation
        
         | swampthing wrote:
         | Thank you! Yes, I've always felt it would be great if all types
         | of businesses had the same resources that startups have. We get
         | into this a bit in the handbook, but the lack of that is
         | primarily because regular small businesses are a lot more
         | varied in how they operate. My hope is that all types of
         | businesses will trend toward the type of standardization that's
         | in the startup world, because it really does reduce a lot of
         | friction!
        
       | swampthing wrote:
       | Hello HN! I'm one of the founders of Clerky :) For the
       | uninitiated, we're one of the most popular ways for startups to
       | incorporate (and get all sorts of other legal paperwork done).
       | 
       | We've written a handbook about startup incorporation and I wanted
       | to share it with all of you :)
       | 
       | There is, of course, a lot of content about startup incorporation
       | out there already. Why did we decide to add to the pile?
       | Honestly, I often wince when I read what's out there, because so
       | much of it is misguided or just plain wrong. A lot of it is
       | people with no legal expertise regurgitating the same (often
       | misguided / wrong) information they've read/heard elsewhere.
       | Basically, the setup for the Gell-Mann amnesia effect, except the
       | culprits are content marketers instead of the media.
       | 
       | We also felt there was a need to have something comprehensive.
       | While there's a lot of bad information out there, there is also a
       | lot of great, accurate information. It's just usually spread
       | across various blogs from startup attorneys, which makes it
       | difficult to get a comprehensive view. With this handbook, our
       | goal was to provide a central resource covering everything you
       | need to know about startup incorporation.
       | 
       | A few content-related notes:
       | 
       | * We mention this in the handbook, but this is all written with
       | US-based startups in mind. We fully recognize a lot of founders
       | are elsewhere, but there's just too much to cover if we were to
       | expand the scope to beyond the US. Sorry about that!
       | 
       | * The word "startup" means different things to different people.
       | We use the word in pretty much the way PG uses it here:
       | http://www.paulgraham.com/growth.html
       | 
       | * As the name implies, this handbook is narrowly focused on
       | startup incorporation. A lot of people don't know this, but
       | there's a lot more to forming a startup than just incorporation,
       | like setting up a board, issuing stock to founders, etc. We
       | previously published a handbook called Legal Concepts for
       | Founders, which touches on those topics:
       | https://handbooks.clerky.com/legal-concepts
       | 
       | On more of a UI-related note, some personal pain points that we
       | tried to address with our handbook design:
       | 
       | * It's easy to jump down to a footnote and jump back up to where
       | you came from (just click on the footnote number).
       | 
       | * Every subheading is link-able, as are any callouts that you
       | might want to link to.
       | 
       | * We've been very generous with linking to glossary terms so that
       | readers can quickly learn what they need to know in order to
       | understand what they're reading. The challenge was that regular
       | link styling would leave the copy way too busy. To solve for
       | this, we made each link look super close to regular text so that
       | the linking isn't distracting. That way readers that are puzzled
       | by a term, who might be looking at it more closely anyways, will
       | be able to click through and learn more, and other readers won't
       | be distracted by the link styling.
       | 
       | I'd love to hear any thoughts or questions about either the
       | content or the UI! I'll be here all day to respond. Also happy to
       | answer random questions related to startup law.
       | 
       | Thanks :)
        
         | jedberg wrote:
         | > As the name implies, this handbook is narrowly focused on
         | startup incorporation. A lot of people don't know this, but
         | there's a lot more to forming a startup than just incorporation
         | 
         | A product suggestion for you. Something like turbotax for
         | founding a company. Ask a series of relevant questions, then
         | create the formation paperwork, set up the board, issue the
         | stock, automatically sign them up with an insurance partner,
         | payroll partner, etc.
         | 
         | The target audience would be a couple of people who have a
         | really great idea and just want to get down to coding and
         | talking to customers and building, and not dealing with all of
         | the boring muck of legal stuff.
         | 
         | When I was starting companies I really wished there was
         | something like this. Your guides are a good start, but I still
         | have to do a lot of legwork just to get the company going!
         | 
         | And then once you have that, a second product -- the same thing
         | for shutting down.
         | 
         | Shutting down a company is even more difficult than starting
         | one, and there doesn't seem to be a lot of products focusing on
         | that, even though there are almost as many shutdowns as there
         | are startups!
         | 
         | Edit to add: I would gladly pay a few hundred dollars for this
         | service, on top of the normal Clerky fees, as it would save me
         | a ton of time. Also you could probably work out deals with the
         | preferred partners to get some sort of referral fee.
         | 
         | ps. This guide is great, thank you for putting it together!
        
           | swampthing wrote:
           | Thank you for the kind words and excellent suggestion!
           | Definitely helpful to know you'd pay for it :P
           | 
           | I touched on this in another comment here, but dissolution,
           | counterintuitively, is actually a very different ballgame.
           | There is a lot more variability in how it should be done,
           | depending on the specific circumstances of the company being
           | shut down. That's one of a few reasons why you don't see many
           | products out there for this. But I completely agree it's a
           | pain point for us to solve!
        
             | jedberg wrote:
             | > Definitely helpful to know you'd pay for it :P
             | 
             | As a founder myself, I know it's easy for people to throw
             | random ideas at you with absolutely no intention to pay for
             | it, so I know how helpful it is to have a price anchor. :)
        
               | swampthing wrote:
               | Haha, that's why we love having founders as customers! :)
               | 
               | FWIW we have at least the banking portion of what you
               | described worked out. The idea is that you can pre-fill
               | your applications with banks with the information that
               | you entered for your legal paperwork. It's not quite a
               | one-click process due to how the best banks for startups
               | work, but it's as easy as it gets!
        
           | LrnByTeach wrote:
           | I think the following service may match what you are asking
           | for , it is priced at $500 and from a reputable company.
           | 
           | https://www.angellist.com/incorporation
           | 
           | Included with Incorporation
           | 
           | Entity formation in Delaware
           | 
           | State filing fees
           | 
           | IRS Employer Identification Number (EIN tax ID)
           | 
           | Founder stock issuance, custom equity pool and 83(b) filings
           | 
           | Legal templates and founder discounts
           | 
           | 1 free year of Delaware registered agent, $100 per year
           | thereafter. Renews automatically
           | 
           | 1 free year subscription to Base plan
        
         | hedgehog wrote:
         | Don't undersell that you have the perspective that comes from
         | doing this for over a decade (YC S11?).
        
           | swampthing wrote:
           | Excellent point! We are prone to forgetting about things like
           | that :)
        
         | 0ct4via wrote:
         | Have you consider making the "handbook" available as a single
         | file, i.e. a PDF containing the site contents?
         | 
         | Some folk find it easier to scroll through that way (it can
         | still support header links, etc.), rather than having to click
         | through sections of the site as required :)
        
           | swampthing wrote:
           | That is on our list of TODO items! We were thinking more
           | along the lines of ebook formats though, like Kindle and
           | ePub. Would you prefer a PDF instead?
        
             | nazzacodes wrote:
             | yeah I think pdf should be the priority given the audience.
        
               | swampthing wrote:
               | Noted!
        
               | 0ct4via wrote:
               | Bit weird for you to answer a question that wasn't aimed
               | at you... could've easily replied to my comment, or given
               | me time to answer the question that was directed at me...
               | -\\_(tsu)_/-
        
             | 0ct4via wrote:
             | As the parent you were asking, yes, I'd prefer a PDF - it's
             | accessible, easy to generate and distribute, and ebook
             | readers can handle them fine without you having to deal
             | with typesetting for multiple formats.
        
               | swampthing wrote:
               | Thanks, makes complete sense :) We'll work on that!
        
         | peterhadlaw wrote:
         | Hello from your old Burlingame neighbor :) (Tesorio)
        
           | swampthing wrote:
           | Wow, good to hear from you! We were sad to leave -- are you
           | all still there, or did you move?
        
         | wcerfgba wrote:
         | Have you thought about adding a section on different ownership
         | and control models, such as co-operative models?
        
           | swampthing wrote:
           | Ooh, that's a good idea. I'm a huge fan of co-ops (not for
           | any principled reason, I just think they're cool). They
           | aren't common for startups of the type we're writing about,
           | but I think it does make sense to discuss that topic. Thank
           | you for the suggestion!
        
             | JumpCrisscross wrote:
             | > _aren 't common for startups of the type we're writing
             | about_
             | 
             | You may have a greenfield market in the trades.
        
               | swampthing wrote:
               | Indeed! The main difficulty is that while we are experts
               | on startup law, we're not in other things, such as co-
               | ops. But we are working on a way to allow others to
               | combine their expertise with our software to serve other
               | markets :)
        
           | talkingtab wrote:
           | Upvote. Even just a review of alternative models and some
           | basic implications would be extremely helpful. It seems like
           | worker owned software companies could be very effective.
        
             | swampthing wrote:
             | Yea, it's a topic of interest for me personally, even if
             | they aren't common with the types of startups we serve. Do
             | you know of any successful worker-owned software companies?
             | The co-ops I'm familiar with are mostly REI and grocery
             | store types (both of which I enjoy a lot as a customer).
        
       | betimsl wrote:
       | These lawyers are literally killing us with the mess they
       | invented; making us pay for maintenance of the same.
       | 
       | I know this is a topic in itself. But why are we paying them?
        
         | swampthing wrote:
         | Just to clarify, are you referring to a specific situation
         | you're in, or are you referring to lawyers / messes in general?
        
           | betimsl wrote:
           | I mean in general. If one takes a look at the operating
           | system of, let's say the US; what would one see? A large part
           | of it, is the mess I'm talking about.
           | 
           | Or maybe I'm wrong, because at the end of the day, someone
           | has to pay the salaries: money circulation yade-yada, but on
           | the other hand, big lawyers are filthy rich; what do we make
           | out of that?
        
             | swampthing wrote:
             | Hmm, I think there are probably areas where something like
             | what you describe is true, but I don't think something like
             | that is going on re startups in the US. From an attorney's
             | perspective, most of the legal aspects to startups are
             | pretty smooth and ironed out. Startup law is probably one
             | of the more pleasant areas of law to deal with. And some
             | startup lawyers do pretty well, but aside from the ability
             | to invest in your clients (or join them as a GC), it's not
             | known for being particularly lucrative. I.e. if you were a
             | lawyer and your sole concern was making money from your
             | practice, startup law is not the most obvious choice. But
             | there is inherent complexity just because the system has to
             | be able handle all the different types of scenarios that
             | might come up.
             | 
             | That said, I have no doubt that there may be other areas of
             | law or life that are the way they are due to factors like
             | what you describe!
        
               | betimsl wrote:
               | Thank you for understanding what I was on about.
               | 
               | > From an attorney's perspective, most of the legal
               | aspects to startups are pretty smooth and ironed out.
               | 
               | This is where the system is doing some balancing; it's
               | giving something now to gain much more later so it
               | remains relevant.
        
       | wslh wrote:
       | It's me or it misses the SHA (Shareholder's Agreement) topic? [1]
       | 
       | [1] https://en.wikipedia.org/wiki/Shareholders%27_agreement
        
         | swampthing wrote:
         | It's not you -- this handbook is purely about incorporation,
         | and doesn't go into what happens after incorporation. We go
         | into that a bit in a handbook we wrote previously, here:
         | handbooks.clerky.com/legal-concepts/formation#shareholder-
         | agreements
        
       | DtNZNkLN wrote:
       | I learned the hard way: Incorporation seems easy but man can it
       | be a huge pain when done poorly. Before I do it again, I'm
       | reading this guide.
       | 
       | One recommendation: Add a section on winding down a corporation.
       | This is difficult and easy to get wrong and can be quite costly
       | when things do go wrong :)
        
         | swampthing wrote:
         | Thanks for bookmarking :) It sounds like the last section in
         | particular, the one about the types of information that go into
         | a certificate of incorporation, may be particularly of interest
         | in that case.
         | 
         | And yes, you're exactly right about dissolution -- it is easy
         | to get wrong! Incorporation lends itself much more to
         | standardization because everyone is starting off from the same
         | place, which is nothing. By contrast, dissolution depends
         | heavily on the current state of the corporation, which of
         | course differs widely. Hopefully we'll be able to add some
         | content to cover the simplest scenarios at some point though.
        
       | andromeduck wrote:
       | How does this compare to capbse?
        
         | swampthing wrote:
         | I can't speak to Capbase in particular, but in general, Clerky
         | is pretty unique in that we're run by startup attorneys.
         | Partially as a result of that, we have a much stronger focus on
         | helping people get paperwork done in a way that will survive
         | legal due diligence (basically, review by investor and acquirer
         | counsel). Also, our software in general is more focused on
         | helping people get legal paperwork done, as opposed to any of
         | the many other aspects of running a startup.
        
       ___________________________________________________________________
       (page generated 2023-06-08 23:01 UTC)