[HN Gopher] Call on the IRS to provide libre tax-filing software
       ___________________________________________________________________
        
       Call on the IRS to provide libre tax-filing software
        
       Author : CoBE10
       Score  : 219 points
       Date   : 2023-04-25 19:31 UTC (3 hours ago)
        
 (HTM) web link (www.fsf.org)
 (TXT) w3m dump (www.fsf.org)
        
       | zdw wrote:
       | I feel like the IRS should just make the rules of the tax code in
       | a spec that can be implemented by many.
       | 
       | The french already do this as of the 90's, and there was a
       | modernization effort detailed here:
       | https://dl.acm.org/doi/10.1145/3446804.3446850
        
         | yieldcrv wrote:
         | That is comprehensive, but I believe I benefit from the current
         | system in the US.
         | 
         | There is no one single professional, bureaucrat, or
         | representative that understands the simultaneous and
         | interrelated parts of the tax code.
         | 
         | And from I can tell, telling people what compliant thing you
         | found almost guarantees that it changes.
         | 
         | There is an incentive to let the rest of people operate in
         | ignorance and disbelief, while they squabble over "fair share"
         | without defining what that is.
        
       | Laaas wrote:
       | If it's a website what point is there in making it "FOSS"? Even
       | if it weren't, what would happen if you forked their code
       | somehow? Would they sue you?
        
         | mattl wrote:
         | the GNU AGPL is a license that works with websites and web
         | applications that's also open source.
        
         | davidw wrote:
         | So you can learn how it works and verify it and maybe even make
         | some improvements or find bugs?
        
           | blooalien wrote:
           | > "So you can learn how it works and verify it and maybe even
           | make some improvements or find bugs?"
           | 
           | That there, yes! Since it benefits _all citizens_ there is
           | _no_ reason why it should not be able to continually improve
           | and become better so that said benefit grows over time for
           | all concerned. If closed source and  / or proprietary, those
           | things will almost certainly only happen in ways that benefit
           | a small select group (the owners of the "IP" / source). If
           | open source / FOSS, then _anyone_ who understands code, or
           | who can _hire_ someone who understands code can contribute
           | improvements and bugfixes that benefit the  "greater good".
           | This is one of the "superpowers" of FOSS that few seem
           | willing or able to grasp.
        
       | Twirrim wrote:
       | The IRS wants to. They're not allowed to.
        
       | joshstrange wrote:
       | I started an LLC for my side business and the taxes for that were
       | way more complicated than they should have been even with me
       | paying for software (TaxAct) to help me. In the end I had to go
       | to H&R Block because I was worried I was going to mess something
       | up and over/under pay (more worried about underpaying). I ended
       | up watching someone else enter data into a computer (they messed
       | up my address and my phone number so I had to correct some forms)
       | and while they were able to e-file some of it, other parts I had
       | to send in (paper). It's absurd and my business is tiny and
       | relatively simple.
       | 
       | The fact that I couldn't even find the info I needed online for
       | /what/ I needed to file (let alone /how/) makes me furious.
       | Having to pay ~$400 for someone else to enter basic info feels
       | like robbery. I think for next year I can figure it out but I'm
       | still wary (TaxAct kept asking for all these forms I didn't have
       | and couldn't tell if I needed to "generate" them from my LLC to
       | myself or if that was only for partnerships/corps).
       | 
       | I have zero issues with paying taxes, in fact I'm somewhat happy
       | to pay them but figuring out what I owe is miserable and fills me
       | with anxiety and dread that I might mess up something and get in
       | trouble.
        
         | renewiltord wrote:
         | Those tax entry people are a scam. Don't ever use them. They're
         | a tax on the computer illiterate and do nothing to indemnify
         | you. They will get things wrong worse than you will and you
         | will have no recourse.
        
         | bluGill wrote:
         | You should have an accountant for that side business who will
         | do taxes for you as part of services. They already have an
         | unlimited account with someone for tax filing that can read
         | from their computer so it is very quick. Plus there actually is
         | good advice an accountant can give you.
        
           | joshstrange wrote:
           | Yeah, this is my other plan for next year. I didn't do it
           | this year because I waited too late (I thought I could figure
           | it out) and I didn't look forward to being told I was doing
           | it all wrong (turns out I don't think I was based on what H&R
           | Block said).
        
         | bombcar wrote:
         | As long as you do not mess up _intentionally_ the worst case is
         | they hit you with a penalty fee, and often not even that. Or
         | you miss out a deduction.
         | 
         | Unless you have an actual tax accountant, you're just paying
         | some teenager to enter your data into a higher-cost version of
         | TurboTax.
         | 
         | https://johntreed.com/products/aggressive-tax-avoidance-for-...
         | 
         | This book is aimed at the real estate investor but may still be
         | worth a read.
        
       | ortusdux wrote:
       | We just need to go to pre-filled tax forms.
        
       | AdamJacobMuller wrote:
       | Why couldn't the FSF just develop such software on their own?
       | 
       | You don't even need to make it complicated and walled-garden with
       | eFile, just have the program end up with a printable PDF that you
       | mail to the IRS.
       | 
       | Want to incentivize the IRS to open their eFiling system so
       | someone like the FSF can eFile or make their own ? Just send
       | 10,20,30m paper 1040 forms. That will quickly cause the IRS to
       | want alternatives. This will never work for a simple reason.
       | 
       | The problem, as I see it, is that people misunderstand what value
       | online eFilers offer their customers.
       | 
       | I could have gone on TurboTax website the day I got my W-2,
       | filled out their forms and "get your money in as little as 1
       | minute," deposited directly into their bank account where you get
       | a virtual debit card. Regardless of your opinions about that
       | scheme, many people are very attracted to it and in my
       | hypothetical paper filing logjam scenario it might take 6 months
       | and legislation to resolve it, nobody wants to wait for their
       | refund, not even for the week or two it takes the IRSs normal
       | ACH, I want it in 1 minute! This is (part of) the real perceived
       | value from companies like TurboTax. Is the FSF going to fund
       | advances like this? Of course not.
       | 
       | The other half of the value proposition from them is protection
       | against mistakes. Again, regardless of the actual utility of
       | these claims, some people are very afraid of making seemingly
       | minor errors on their tax return and being faced with a huge tax
       | bill with huge fees and fines and penalties. Yes, I know that the
       | IRS is actually a semi-reasonable organization and for the
       | average filer the chances of having something like this happen is
       | effectively nil, but, people are attracted to the security of
       | those protection guarantees. Is the FSF going to back their
       | software with a similar liability promise?
        
         | jdmichal wrote:
         | Up until a couple years ago, I used to do my taxes myself. I
         | would just open Excel and start doing one line at a time. The
         | value that goes on the form was the left-most column, and cells
         | to the right of that would be for additional values and
         | calculations. Worksheets and schedules became additional sheets
         | within the workbook. Any change to a value would automatically
         | propagate through the entire thing.
        
           | yieldcrv wrote:
           | I sometimes get into a new area that gets ahead of my
           | understanding
           | 
           | and then after the CPA and tax counsel does it one year, then
           | I know how to do it future years and its back to the excel
           | spreadsheets for me
        
         | calvinmorrison wrote:
         | Why? because the reality is these are NOT technical issues.
         | 
         | It's easy to recruit developers to make the next best editor.
         | It's another to get them to read tax law.
        
           | bluGill wrote:
           | I can read tax law, but the problem is you get a month
           | between when the IRS release the rules and when you have to
           | be done - and correct. The big companies put in a lot of work
           | to enter all the rules in the month, and then even more work
           | to validate they are correct. That is boring work that needs
           | to be done every year. If you get something wrong it is the
           | users who find out when the IRS rejects their forms. While it
           | isn't a big deal for that to happen to one person, it is
           | still annoying, and if there are lots of users who hit the
           | same typo that is a lot of annoyed users.
           | 
           | The FSF just doesn't have the ability to do a good job with
           | tax software.
        
       | jedberg wrote:
       | It's a good thought, but the wrong solution.
       | 
       | The US should do what other civilized countries do and send you a
       | tax bill. They can give you a simple form to tell them a few
       | things that a lot of people have (donations, change in marital
       | status, new dependent, other income like rent, etc) and then you
       | can either pay the bill or file the regular return because your
       | situation is complicated.
       | 
       | 90% of taxpayers only have income the government already knows
       | about, and with some simple data about donations and dependents,
       | most people's tax bills can be calculated and billed.
       | 
       | The only people who would need to prep forms would have such
       | complicated situations that they need a professional.
        
         | elihu wrote:
         | I agree that's the main problem that needs to be fixed, but
         | even so some people and most business will still need to file
         | taxes because the federal government isn't omniscient. It would
         | be better if those people had free software to do do their
         | taxes on.
         | 
         | I could imagine a scenario where everyone from your average
         | taxpayer to a large corporation uses the same desktop
         | application to pay taxes. For most taxpayers, they'd fire it up
         | and it downloads all the relevant data from the IRS and asks
         | you if it's correct -- done in five minutes. If people need to
         | add more information they can enter it.
         | 
         | You could accomplish the same thing with an IRS website, but I
         | think it's a little better if there's a desktop app that talks
         | to the IRS over a standardized API, as it means users aren't
         | locked into using the app if they don't want to, and if the
         | source code is available then if someone wants to add features
         | or improve the interface, they can. It's also good to have the
         | business logic be out in the open in a way that users can
         | inspect and change.
         | 
         | (Best case might be an app that can run either as a stand-alone
         | desktop application, or as a web app. The IRS could run their
         | own instance for users who just want a website with the default
         | experience and don't want to install software. States could
         | also run their own instances with whatever extensions they need
         | so you can figure out state taxes at the same time.)
        
         | Gunax wrote:
         | On the contrary, I think this is the only solution that will
         | actually occur.
         | 
         | The reality is America is incredibly difficulty to change.
         | There are just too many people and groups with interest.
         | 
         | And I don't even mean this in the conspiratorial way--it's just
         | that simple taxes are in opposition to some of our other goals.
         | 
         | For instance, we want simple taxes. But we also want to use the
         | tax structure to incentive certain actions (having kids, buying
         | an electric car, or whatever). Every exception is another check
         | everyone else has to do. This is why every year you need to
         | select whether you were a member of the railroad workers union,
         | or invested in tribal lands, etc.
         | 
         | I just am very pessimistic about America's ability to adjust.
         | America is legacy software.
         | 
         | By analogy, there's no way we could have reformed the taxi
         | system. It was only by flanking the issue that anything
         | changed.
        
           | DANmode wrote:
           | > we also want to use the tax structure to incentive certain
           | actions
           | 
           | I may have missed that vote.
        
         | xoa wrote:
         | This so much. Taxes every year consist of me telling the IRS
         | what it 100% already knows and doing the math it does to check
         | my filing anyway. All the income related forms I get are copied
         | straight to them too. It's such a waste of time and stress,
         | just send me the bill, with my status and what they think I
         | made. If I think something looks terribly wrong fine I can deal
         | with that. If not I pay it and I'm done. Same with states.
        
         | duped wrote:
         | Absolutely, this misses the forest for the trees and mistakes a
         | political problem as an economic or technical one.
         | 
         | The problem isn't a lack of FOSS tax prep software. The issue
         | is the need for it, and the cause is Intuit bribing politicians
         | to keep it that way.
        
           | dudeinjapan wrote:
           | Let's not blame the Inuits.
        
           | jksmith wrote:
           | All this above. Dystopia for you: Track digital exchange or
           | currency at the Fed level, but they still mandate you file a
           | tax return. It's a control mechanism. That and some taxco
           | maybe has a nice condo in the Bahamas for use by friends.
           | It's a whole accounting industry, not just apps. Have to
           | start somewhere I guess, but it won't matter.
        
           | freitzkriesler2 wrote:
           | What's stopping someone from making an app that creates a
           | printable 1040 that you can mail to the IRS? You don't have
           | to digitally submit a tax return.
        
             | mminer237 wrote:
             | There are multiple of those. The IRS even provides such
             | itself: https://www.irs.gov/e-file-providers/free-file-
             | fillable-form...
             | 
             | FreeFileUSA lets you e-file your federal taxes for free
             | even.
             | 
             | The problem is that most people don't know about such
             | things and don't feel comfortable filling in the needed
             | data anyway.
             | 
             | Plus most states have the same requirements and make filing
             | even harder.
        
           | nonethewiser wrote:
           | Taxes were complicated before Intuit existed. What was the
           | cause of that? Blaming Intuit really seems to oversimplify
           | the situation.
           | 
           | In reality there are many smaller variables but I think the
           | single biggest factor is how regulation works. You hardly
           | ever see all the rules thrown out in favor of a new system.
           | It takes more buy in than you will ever get. Instead you can
           | just add or remove a few things at a time. Over time cruft
           | accumulates.
        
             | jedberg wrote:
             | Taxes were complicated worldwide before Intuit came along,
             | but then computers came along and made it possible to
             | simplify. In the other countries they embraced computers
             | and made it easy for the citizens. In the US Intuit
             | embraced computers and then lobbied to keep it complicated
             | for their profits.
        
               | zamalek wrote:
               | They also ran a very successful propaganda campaign, it
               | doesn't take long for a "I don't trust the government to
               | do my taxes" proponent to appear when discussing this
               | (despite the fact that they don't have to).
        
             | kelnos wrote:
             | > _Taxes were complicated before Intuit existed. [...]
             | Blaming Intuit really seems to oversimplify the situation._
             | 
             | Having a complicated tax code certainly makes things
             | difficult in general, but has very little to do with the
             | issue at hand.
             | 
             | The IRS could send you an email in March every year, where
             | you click through to their tax portal. It would show you a
             | list of all the income and deductions and other
             | miscellaneous things they know about. If you have extras,
             | or if any data is incorrect, you can click around and add
             | and change things. It might also start with a short
             | questionnaire to ask if any tax-relevant things have
             | changed about your life (change in dependents, change in
             | marital status, etc.).
             | 
             | For the vast majority of US taxpayers, they won't have to
             | change a thing, and it would take them minutes to finish
             | up.
             | 
             | Yes, there are a lot of rules in the US tax code that can
             | make things complicated. But -- critically -- these things
             | _do not apply_ for the vast majority of taxpayers. For
             | those for whom it does, yes, they will have more work. But
             | it 's still going to be less work than the current regime,
             | and none of this precludes having a CPA take care of it for
             | you if you'd prefer that.
             | 
             | I suspect even many of us tech-job types wouldn't have much
             | extra to do. The main thing we'd have to fill in ourselves
             | would be cost basis adjustments for RSU vests. (But really,
             | law should be changed so that brokers are required to
             | report that info to the IRS as well; so dumb that it isn't
             | the case.) The IRS could easily keep track of capital loss
             | carryover, AMT credits, etc., over many years if necessary.
             | 
             | It feels like the argument is often "this won't 100% work
             | for 20% of taxpayers, so we should make the other 80%
             | suffer... and make the 20% still do more work than they'd
             | otherwise have to do".
             | 
             | There are still really just two main reasons we have to do
             | our own taxes:
             | 
             | 1. Companies like Intuit who lobby to make it illegal for
             | the IRS to do it for us.
             | 
             | 2. Buttholes like Grover Norquist who actively convince
             | people that it's necessary to feel the pain of filing
             | taxes, lest the government slip in new taxes that we don't
             | notice ( _largest eye-roll in history_ ).
        
               | ghaff wrote:
               | >The main thing we'd have to fill in ourselves would be
               | cost basis adjustments for RSU vests.
               | 
               | The cost basis thing used to be a nightmare. At one point
               | with some old stock that got converted to another
               | company's stock with an acquisition, I just threw up my
               | hands and put in a plausible number. (It wasn't a huge
               | amount of money in the scheme of things.) But these days,
               | the only time I've had to manually provide a cost basis
               | to my accountant was when I was donating some stock.
        
               | not2b wrote:
               | Yes, for a taxpayer who has a salary, a bank account and
               | a brokerage account, and no other income than salary,
               | interest, and investments, the IRS already has every
               | number needed to compute the tax bill. With the last
               | round of tax changes, very few people will have enough
               | deductions (charitable contributions, local taxes, etc.)
               | to make itemized deductions worthwhile. So the IRS could
               | just do what many other countries do, which is to present
               | the taxpayer with a filled-out form, which the taxpayer
               | can either just accept, or amend (perhaps add deductions
               | or unreported income).
        
             | Kye wrote:
             | They lobby to keep the situation as it is against numerous
             | attempts to improve things.
             | 
             | https://www.propublica.org/article/inside-
             | turbotax-20-year-f...
             | 
             | https://www.propublica.org/search?qss=intuit
        
               | nonethewiser wrote:
               | That says they lobbied to prevent free filing. There is
               | free filing, so I guess they weren't effective And don't
               | have some stranglehold on tax law.
        
             | wwweston wrote:
             | > You hardly ever see all the rules thrown out in favor of
             | a new system. It takes more buy in than you will ever get.
             | 
             | Probably for the same reason that it's rare to see entire
             | codebases scrapped and rebuilt from scratch (and that when
             | you do, it's often the case that you end up with something
             | that isn't an improvement). The judgment behind it has a
             | lot in common with "look at all this terrible complicated
             | code, this could be way simpler, let's just rewrite it."
             | Which also sometimes is hard to get buy-in on, and thank
             | goodness the industry has learned some Chesteron's Fence
             | lessons.
             | 
             | The tax code (like other forms of regulation) does stuff,
             | it's a tool for policy as well as revenue, it creates and
             | reshapes incentives. Criticisms of specific things it does
             | or how it does them make sense. Vague criticisms like
             | "cruft" or "complicated" should be for people who don't
             | have a technical or systems mindset.
             | 
             | And that's before we get to other points. Like the facts
             | that for most people with some W2 income and a few
             | investments, taxes _aren 't_ complicated, the system for
             | filing them is, and the reasons for this are some
             | specialized interests combined with partisans who suppose
             | an advantage to making filing aggravating. And where taxes
             | do require professional involvement, that has as much to do
             | with the complexity inherent in situational judgments as
             | proliferation of rules.
        
             | CivBase wrote:
             | The problem isn't that taxes are complicated. For most
             | people, they're really not complicated. They're simple
             | enough for most of us that - like OP suggested - the IRS
             | really could just send you a bill calculated from the
             | information they already have and you could just pay what
             | you owe (or deposit what you receive).
             | 
             | The minority of tax payers who have more complicated taxes
             | would still have to file returns like they do now. But the
             | overwhelming majority of those people are probably already
             | going through professionals or using commercial software
             | (like Intuit's) - not looking for FOSS tax software to do
             | it themselves.
        
               | ghaff wrote:
               | For the typical person who has a W2 and maybe one of two
               | 1099s, tax filing is really straightforward although the
               | IRS could absolutely make it even more straightforward.
               | And, as you say, most people with moderately complicated
               | taxes where they can't just straightforwardly fill in
               | some obvious boxes are arguably better off using a
               | professional.
        
             | belthesar wrote:
             | I'm glad you're calling out that the US in general has had
             | a complicated tax situation well before the Intuits and the
             | H&R Blocks of the world came into being. It's easy to look
             | to a singular demon when the problem is complex and
             | generational.
             | 
             | However, the callouts for tax return preparation companies
             | lobbying against simplification are still valid. It's also
             | fair to advocate for changing the allocation of energy by
             | the US's IRS from auditing underprivileged folks and
             | slapping them with fines to assisting them in validating
             | that they've met their tax obligations.
        
               | nonethewiser wrote:
               | But how do you simplify it? You get rid of things. The
               | complexity comes from these different carved out
               | exceptions. This will ultimately hurt some tax payers and
               | they will fight it.
        
               | iudqnolq wrote:
               | That's not what we're suggesting. You get an email from
               | the IRS that looks like so. The best option for you would
               | depend on your circumstances, but you'd be strictly
               | better off having the choice.
               | 
               | Hello nonethewiser,
               | 
               | We have filled proposed tax returns for you. You may
               | either
               | 
               | [Review and pay proposed return]
               | 
               | [Submit your own return]
        
             | jjoonathan wrote:
             | Other countries have this figured out, but I guess it just
             | must be impossible in the USA. Thank God we have Intuit to
             | help us!
             | 
             | No, Intuit's hands are not clean in this, and while
             | corporate taxes might be intrinsically complicated (the
             | information does have to enter the system somewhere),
             | personal taxes are largely not.
        
               | nonethewiser wrote:
               | How would you simplify it? The complexity tends to come
               | from rules that create opportunities not to pay taxes. I
               | think any simplification will hurt some tax payers who
               | will fight it out of their own self interest.
        
             | deathanatos wrote:
             | > _Taxes were complicated before Intuit existed. What was
             | the cause of that?_
             | 
             | Well, people using the tax code to encourage certain moral
             | and political views. Whether that's good or not depends on
             | your political stance, and probably even various between
             | particular deductions/credits.
             | 
             | But I don't think it's relevant. The tax code is however
             | complicated it is. The point is that the government already
             | knows, more or less, all the right answers. Put that
             | information, in bill form, down, and bill the taxpayer; the
             | commenter above you is also attempting allow for
             | adjustments (such as for things the government might not
             | know about, perhaps like a donation) to permit for the
             | cases the government already know about. The question still
             | stands: why can that not be done, thus freeing most people
             | (whose tax situations are simple) from the burden of
             | needing to file using today's system?
             | 
             | To your points about the rules, I think even in a scheme
             | where the government sends a bill, the rules can quite
             | easily change. Most of the rules today fall into either
             | deductions or credits, or how we account for various
             | sources of income. (E.g., normal income vs. capital gains.)
             | That much could stay the same, and then the government can
             | adjust its own accounting.
        
               | nonethewiser wrote:
               | You point to the nature of the complications. The
               | complicated bits are opportunities to pay less on taxes.
               | As such, simplifications will always hurt people. It's
               | not evil Intuit trying to inject complexity into the tax
               | system. It's lots of taxpayers (individuals and orgs) and
               | acting out of their own self interest.
               | 
               | Taxes are just controversial by nature. Every change that
               | raises taxes is going to be opposed by those people who
               | will be taxed more, and when taxes are lowered it will be
               | opposed by a portion of the people that the reduction
               | doesn't apply to.
        
               | tialaramex wrote:
               | We're talking about US taxes right? The US tax code has
               | lots of places where the complexity is purely
               | happenstance. I think Vox did a piece recently about some
               | of the silliness that's not some loophole helping a few
               | tax payers it's just what happens when a sprawling tax
               | code is appealing to special interests.
        
               | function_seven wrote:
               | > _It's not evil Intuit trying to inject complexity into
               | the tax system._
               | 
               | No, they instead lobby to make it illegal for the IRS to
               | offer the tools that would mitigate the complexity.
               | 
               | Intuit didn't invent tax code complexity, but they sure
               | fight like hell to own the results of that complexity.
               | 
               | https://www.documentcloud.org/documents/6483065-Intuit-
               | board...
        
               | iudqnolq wrote:
               | The average American uses (or should use) the standard
               | deduction. Those using complicated tricks to pay less on
               | taxes are a minority.
               | 
               | > Taxes are just controversial by nature
               | 
               | Yes, but that doesn't mean that anything tax related
               | automatically has no solution, you have to look at the
               | specifics. And in this specific case things could be a
               | bit better for many people.
        
               | thfuran wrote:
               | >The complicated bits are opportunities to pay less on
               | taxes.
               | 
               | Or requirements to pay more.
        
             | bluGill wrote:
             | For the majority of people taxes were not complex before
             | Intuit. I did my taxes by hand before they were a company.
             | Trump's tax reformed made taxes a lot easier for most
             | people, and before that Regan's tax reforms made taxes a
             | lot easier.
             | 
             | At one time the rich in theory paid 90% tax rate, but via
             | deductions that needed an accountant could get their real
             | rate down to the mid 30%. Now most deductions are gone and
             | their real rates are still in the mid 30% range. The rich
             | needing accountants spread the idea that taxes were hard
             | for most people when in fact with basic 4th grade math they
             | were easy for most people.
             | 
             | I do use software. while taxes by hand are not hard, the
             | computer doesn't forget to copy line 13b from form 1234 to
             | line 36d of form 9876 - as I did one time. The IRS caught
             | that mistake, but then I had to redo my state taxes, and
             | the whole thing was a pain - all caused by forgetting
             | something a computer does automatically.
             | 
             | Tax software makes it seem hard by adding a lot of waits
             | while they calculate. In truth any 8 bit computer could do
             | your taxes in less than a second once the numbers are
             | entered - the rest is just artificial waits to make it seem
             | like it is more complex than it is. That less than a second
             | includes calculating all scenarios to see if you can save
             | money with some deduction or not.
             | 
             | The above applies to 90%. There are situations where you
             | need help - but if you don't already have an accountant to
             | help you with your books that isn't you, and taxes are
             | easy.
        
         | fafqg wrote:
         | A tax bill that includes everything you have to pay but no
         | deductions. So you have to pay for tax software or someone to
         | do your taxes anyway or you get ripped off by the government. I
         | would rather get ripped off by a corporation.
        
           | jedberg wrote:
           | 70% of taxpayers just take the standard deduction. So they're
           | already covered.
           | 
           | Most of the rest take some pretty standard deductions so with
           | a simple form would be able to input those and have their
           | bill updated.
        
         | Twirrim wrote:
         | There are a number of influential libertarian & fiscal
         | conservative lobbying groups that have significant sway, that
         | argue that doing so means people become unaware of how they're
         | being taxed, and for how much. Signing the form becomes a tick
         | box exercise.
         | 
         | I can see and empathise with their concerns, but... eh. Just
         | let me have my form thank you.
         | 
         | I really miss the UK's PAYE system.
        
         | cal5k wrote:
         | A better solution would be to scrap income & capital gains tax
         | altogether, thus sparing 90%+ of taxpayers from having to file
         | at all.
         | 
         | Shifting to a higher consumption tax would put the onus on
         | businesses that sell things, not the average person.
         | 
         | It would also greatly reduce the need for governments to
         | surveil citizens to make sure they're not evading taxes.
        
         | byy wrote:
         | [dead]
        
         | [deleted]
        
       | dang wrote:
       | Related:
       | 
       |  _60M Americans have taxes so simple the IRS could do them
       | automatically_ - https://news.ycombinator.com/item?id=35476709 -
       | April 2023 (277 comments)
       | 
       |  _Lobbyists begin chipping away at Biden's $80B IRS overhaul_ -
       | https://news.ycombinator.com/item?id=35381701 - March 2023 (214
       | comments)
       | 
       |  _Intuit pouring money into lobbying amid push for free
       | government-run tax filing_ -
       | https://news.ycombinator.com/item?id=34840039 - Feb 2023 (178
       | comments)
       | 
       |  _IRS builds task force to explore running its own free e-file
       | system_ - https://news.ycombinator.com/item?id=34764952 - Feb
       | 2023 (199 comments)
       | 
       |  _IRS Free File: Do Your Taxes for Free_ -
       | https://news.ycombinator.com/item?id=34462122 - Jan 2023 (247
       | comments)
       | 
       |  _IRS will look into setting up a free e-filing system_ -
       | https://news.ycombinator.com/item?id=32753099 - Sept 2022 (408
       | comments)
       | 
       |  _The IRS could be on the verge of changing the way Americans
       | file their taxes_ - https://news.ycombinator.com/item?id=32550841
       | - Aug 2022 (17 comments)
       | 
       |  _IRS will study free tax filing options_ -
       | https://news.ycombinator.com/item?id=32502321 - Aug 2022 (25
       | comments)
       | 
       |  _TurboTax's fight against free tax filing_ -
       | https://news.ycombinator.com/item?id=31072202 - April 2022 (394
       | comments)
       | 
       |  _Filing taxes could be free & simple. H&R Block & Intuit lobby
       | against it (2017)_ -
       | https://news.ycombinator.com/item?id=30856968 - March 2022 (114
       | comments)
       | 
       |  _FTC sues Intuit for its deceptive TurboTax "free" filing
       | campaign_ - https://news.ycombinator.com/item?id=30846071 - March
       | 2022 (587 comments)
       | 
       |  _Ask HN: How does TurboTax get away with dark patterns?_ -
       | https://news.ycombinator.com/item?id=30409523 - Feb 2022 (122
       | comments)
       | 
       |  _Why do Americans have to pay much to file their tax returns
       | when the IRS knows?_ -
       | https://news.ycombinator.com/item?id=30267361 - Feb 2022 (22
       | comments)
       | 
       |  _Filing Taxes Could Be Free and Simple. But H &R Block and
       | Intuit Lobby Against It (2017)_ -
       | https://news.ycombinator.com/item?id=30185484 - Feb 2022 (18
       | comments)
       | 
       |  _California tried to save the nation from tax filing, then
       | Intuit stepped in_ -
       | https://news.ycombinator.com/item?id=28944200 - Oct 2021 (283
       | comments)
       | 
       |  _The IRS has a big opportunity to fix the way Americans file
       | taxes_ - https://news.ycombinator.com/item?id=28177289 - Aug 2021
       | (12 comments)
       | 
       |  _UsTaxes - open-source tax filing web application_ -
       | https://news.ycombinator.com/item?id=27998452 - July 2021 (53
       | comments)
       | 
       |  _Good Riddance, TurboTax. Americans Need a Real 'Free File'
       | Program_ - https://news.ycombinator.com/item?id=27902380 - July
       | 2021 (248 comments)
       | 
       |  _Intuit will no longer be a part of IRS Free File program_ -
       | https://news.ycombinator.com/item?id=27865625 - July 2021 (140
       | comments)
       | 
       |  _Killing TurboTax_ -
       | https://news.ycombinator.com/item?id=26330584 - March 2021 (662
       | comments)
       | 
       |  _Show HN: ustaxes.org - open-source tax filing webapp_ -
       | https://news.ycombinator.com/item?id=26138446 - Feb 2021 (219
       | comments)
       | 
       |  _TurboTax Tricked You into Paying to File Your Taxes (2019)_ -
       | https://news.ycombinator.com/item?id=26102695 - Feb 2021 (306
       | comments)
       | 
       |  _TurboTax's 20-Year Fight to Stop Americans from Filing Taxes
       | for Free (2019)_ - https://news.ycombinator.com/item?id=26060414
       | - Feb 2021 (199 comments)
       | 
       |  _FTC Is Investigating Intuit over TurboTax Practices_ -
       | https://news.ycombinator.com/item?id=24409093 - Sept 2020 (194
       | comments)
       | 
       |  _IRS stops firms like TurboTax from hiding free tax-filing
       | products in searches_ -
       | https://news.ycombinator.com/item?id=21948935 - Jan 2020 (25
       | comments)
       | 
       |  _IRS Reforms Free File Program, Drops Agreement Not to Compete
       | with TurboTax_ - https://news.ycombinator.com/item?id=21923220 -
       | Dec 2019 (448 comments)
       | 
       |  _IRS Tried to Hide Emails That Show Tax Industry Influence over
       | Free File Program_ -
       | https://news.ycombinator.com/item?id=21393758 - Oct 2019 (188
       | comments)
       | 
       |  _TurboTax's 20-Year Fight to Stop Americans from Filing Taxes
       | for Free_ - https://news.ycombinator.com/item?id=21281411 - Oct
       | 2019 (447 comments)
       | 
       |  _TurboTax to charge more lower-income customers_ -
       | https://news.ycombinator.com/item?id=20461169 - July 2019 (81
       | comments)
       | 
       |  _Congress Scraps Provision to Restrict IRS from Competing with
       | TurboTax_ - https://news.ycombinator.com/item?id=20119916 - June
       | 2019 (18 comments)
       | 
       |  _TurboTax Uses a "Military Discount" to Trick Troops into Paying
       | to File Taxes_ - https://news.ycombinator.com/item?id=19994118 -
       | May 2019 (42 comments)
       | 
       |  _Listen to TurboTax Lie to Get Out of Refunding Overcharged
       | Customers_ - https://news.ycombinator.com/item?id=19870242 - May
       | 2019 (44 comments)
       | 
       |  _TurboTax and H &R Block Saw Free Tax Filing as a Threat_ -
       | https://news.ycombinator.com/item?id=19810981 - May 2019 (143
       | comments)
       | 
       |  _TurboTax Hides Its Free File Page from Search Engines_ -
       | https://news.ycombinator.com/item?id=19758126 - April 2019 (262
       | comments)
       | 
       |  _TurboTax Uses Dark Patterns to Trick You into Paying to File
       | Your Taxes_ - https://news.ycombinator.com/item?id=19718284 -
       | April 2019 (274 comments)
       | 
       |  _Congress Is About to Ban the US Government from Offering Free
       | Online Tax Filing_ -
       | https://news.ycombinator.com/item?id=19613725 - April 2019 (696
       | comments)
       | 
       |  _Filing Your Taxes Is an Expensive Time Sink. That's Not an
       | Accident_ - https://news.ycombinator.com/item?id=19572917 - April
       | 2019 (155 comments)
       | 
       |  _How the Maker of TurboTax Fought Free, Simple Tax Filing
       | (2013)_ - https://news.ycombinator.com/item?id=19392673 - March
       | 2019 (253 comments)
       | 
       |  _H &R Block and Intuit Lobby Against Free and Simple Tax Filing
       | (2017)_ - https://news.ycombinator.com/item?id=18956883 - Jan
       | 2019 (190 comments)
       | 
       |  _Would You Let the I.R.S. Prepare Your Taxes? (2015)_ -
       | https://news.ycombinator.com/item?id=17751383 - Aug 2018 (424
       | comments)
       | 
       |  _IRS electronic filing system breaks down hours before midnight
       | deadline_ - https://news.ycombinator.com/item?id=16860086 - April
       | 2018 (97 comments)
       | 
       |  _Why I 'm boycotting TurboTax this year_ -
       | https://news.ycombinator.com/item?id=16844458 - April 2018 (23
       | comments)
       | 
       |  _H &R Block and Intuit Lobbying Against Simpler Tax Filing
       | (2017)_ - https://news.ycombinator.com/item?id=16841449 - April
       | 2018 (232 comments)
       | 
       |  _Stanford Professor Loses Political Battle To Simplify Tax
       | Filing Process_ - https://news.ycombinator.com/item?id=13990391 -
       | March 2017 (386 comments)
       | 
       |  _H &R Block and Intuit Are Lobbying Against Making Tax Filling
       | Free and Easy_ - https://news.ycombinator.com/item?id=13922482 -
       | March 2017 (234 comments)
       | 
       |  _How the Maker of TurboTax Fought Free, Simple Tax Filing
       | (2013)_ - https://news.ycombinator.com/item?id=13853150 - March
       | 2017 (439 comments)
       | 
       |  _US Senator Warren Introduces Bill to Simplify Tax Filing_ -
       | https://news.ycombinator.com/item?id=11492025 - April 2016 (155
       | comments)
       | 
       |  _TurboTax Takes Aim at Smaller Rival in Fight for Filers_ -
       | https://news.ycombinator.com/item?id=11150694 - Feb 2016 (87
       | comments)
       | 
       |  _Would You Let the I.R.S. Prepare Your Taxes?_ -
       | https://news.ycombinator.com/item?id=9381437 - April 2015 (150
       | comments)
       | 
       |  _Would You Let the I.R.S. Prepare Your Taxes?_ -
       | https://news.ycombinator.com/item?id=9380232 - April 2015 (124
       | comments)
       | 
       |  _TurboTax Maker Intuit Funnels Millions to Lobby Against Easier
       | Tax Returns_ - https://news.ycombinator.com/item?id=7595440 -
       | April 2014 (182 comments)
       | 
       |  _Filing taxes: It shouldn 't be so hard_ -
       | https://news.ycombinator.com/item?id=5488084 - April 2013 (56
       | comments)
       | 
       |  _How the Maker of TurboTax Fought Free, Simple Tax Filing_ -
       | https://news.ycombinator.com/item?id=5443203 - March 2013 (330
       | comments)
       | 
       |  _Intuit lobbies against California 's free tax filing service_ -
       | https://news.ycombinator.com/item?id=1569169 - Aug 2010 (29
       | comments)
        
       | kriro wrote:
       | I applaud this. The old official German tax software
       | (ElsterFormular) for doing my taxes was the only reason I kept
       | Windows around on some machine. There used to be a free
       | equivalent with less functionality (Geierlein) developed by a
       | nice person, however the option to communicate with the
       | government backend was shut down for free software (I'm
       | simplifying a lot here, the whole storry is interesting and
       | there's also the ORacle Java required issue etc. etc.). Germany
       | has since moved to a web based solution (Elster Online) so I can
       | now happily run Linux everywhere. Personally I feel like all
       | government software should be libre because it's paid for by the
       | people so I don't see why it shouldn't be open to the people. At
       | the very least they should provide a clear and freely usable API
       | to communicate with servers for transmitting data.
       | 
       | Humerous sidenote I always thought it was kind of funny that the
       | software is called Elster (magpie). At least someone in the
       | government had a sense of humor.
        
       | munk-a wrote:
       | This seems like a surprisingly fix easy for politicians to
       | swallow compared to the real issue (Intuit and H&R block
       | constantly lobbying for a complex tax code). If a free
       | alternative is available we can slowly suffocate those two bad
       | actors until they lose the money to lobby with and then implement
       | a real solution.
        
       | snthd wrote:
       | Can US taxpayers not just do a freedom of information request to
       | to the IRS, and base their tax return on that?
       | 
       | https://www.irs.gov/privacy-disclosure/irs-freedom-of-inform...
        
         | kelnos wrote:
         | FOIA requests take time, though. Financial institutions usually
         | haven't sent in all their data on everyone until February or
         | March; you wouldn't get your information back in time to file
         | your tax return in April.
        
       | opan wrote:
       | This year I found ustaxes.org (AGPL) which could handle federal
       | taxes. For state I used the same method I've heard Stallman uses.
       | Downloaded the form(s) I needed as PDFs (weirdly hard to find,
       | after getting lost on the official site, I found them on another
       | site that just collects and hosts tax forms) and modified them
       | with xournalpp. The remaining gotcha is that I didn't know how to
       | e-file in a libre way, so I had to print off the documents to
       | mail them. I would very much like to see things improve more in
       | this space. I believe I had very simple taxes, and I didn't much
       | care about how much I got back. I would gladly give up the
       | potential return to not have to do this at all.
        
         | junar wrote:
         | The IRS has to approve any e-file provider or software. So you
         | can generally assume that any unofficial tools will be unable
         | to e-file.
        
           | kelnos wrote:
           | That's so weird, when e-file could also just be "Go to
           | irs.gov and upload your PDF". (Yes, I know it's not quite
           | that simple, but... c'mon.)
        
       | dmckeon wrote:
       | What would it cost the US government to buy out the major tax
       | prep providers? The IRS could then provide free tax estimates to
       | a large percentage of filers, and hire many former tax prep
       | workers as IRS agents.
        
         | kelnos wrote:
         | I think a broader issue is that, after the purchase, those
         | decently-well-paid Intuit employees would now be paid according
         | to federal government salary bands, and many of them -- likely
         | many who are critical to the operation of the company -- would
         | quit and find a better-paying job.
        
         | bombcar wrote:
         | Intuit is like $125 billion and has many other divisions
         | besides TurboTax.
         | 
         | People just don't care enough (a state like California could
         | make it illegal to charge for e-filing, for example, but they
         | don't).
        
           | jkaplowitz wrote:
           | The government wouldn't have to buy the rest of Intuit. They
           | could just buy the parts necessary for filing US federal
           | income tax returns. Intuit can't actually say no if the
           | government is willing to use the eminent domain power. Yes,
           | just compensation would constitutionally have to be paid, but
           | it would be just compensation for what the government
           | purchased, not for all of Intuit. If somehow this isn't
           | upheld in court (though I think it would be), they could pre-
           | arrange one or more buyers for the rest of Intuit and use the
           | money to be paid by the other buyers for those divisions to
           | fund what would initially be a purchase of all of Intuit.
           | 
           | To save even more money, I wonder if they could even take a
           | page from real estate law where easements for public benefit
           | are sometimes purchased either through the free market or via
           | eminent domain. Under this theory, they wouldn't even have to
           | purchase full ownership of whatever's necessary for US filing
           | purposes, they'd just need to purchase an easement
           | transferring to the federal government Intuit's right to
           | charge US citizens and resident noncitizens for US federal
           | income tax filings via TurboTax, as well as the right to deny
           | these groups TurboTax's US federal income tax filing
           | services. And then the federal government would decline to
           | exercise these two transferred rights.
           | 
           | But yeah, I have no idea if the easement idea would hold up
           | in court, and in any case I doubt the government would be
           | politically willing to use eminent domain against Intuit
           | despite indisputably having the right to do it.
        
         | nonethewiser wrote:
         | The only thing that would make Intuit worse is if they were a
         | division of the IRS.
        
       | logicalmonster wrote:
       | I think the FSF's heart is in the right place here, but the real
       | travesty is that the tax code and forms are so complicated for
       | average people to navigate, and the consequences for a mistake
       | can be so great, that even poor people with standard income
       | sources feel they absolutely need professional help filing taxes.
       | 
       | This is absurd. Particularly with W2s and 1099s and the like, the
       | government knows what your tax bill should be anyway and is just
       | sitting there waiting for you to mess up complicated forms and
       | penalize you.
        
         | nubinetwork wrote:
         | I'm on the opposite side of the fence here... Intuit is a
         | business, and can choose to do business as they please. If the
         | FSF doesn't like that, they can write their own tax software.
         | (And not on the IRS' dime/time)
         | 
         | If that's too hard, that's not Intuit's problem. They shouldn't
         | be forced to go FOSS if they don't want to.
        
         | jonathankoren wrote:
         | Poor people don't need professional help. There's certainly any
         | industry telling people that they need professional help, but
         | honestly, poor people just take the standard deduction, and if
         | they have kids the Earned Income Tax Credit.
         | 
         | If you can read a W2, and can do basic arithmetic, you're done.
         | As my parents said years ago, "You think it's really that hard
         | when they just grab a bunch of people off the street, stick
         | them behind a folding a table call them H & R Block?"
         | 
         | It's only when you start having to deal with itemized
         | deductions, self-employment, multiple investments, and all the
         | stuff that quite frankly poor people can't afford, do you start
         | to need help, and even then, the _filing_ isn 't that big of a
         | deal. It's the _structuring_ to reduce taxes prior to tax day
         | that 's complicated as hell.
        
           | sidewndr46 wrote:
           | I don't really know that having multiple investments is
           | outside the reach of "poor people".
           | 
           | If you want to put $100 in some stocks, it isn't going to
           | cost anymore than that today.
        
             | kelnos wrote:
             | I think you are a bit out of touch. Many poor people don't
             | even have access to a checking/savings account, let alone a
             | brokerage account or 401k.
             | 
             | And for many people, even $50 a month can mean the
             | difference between being hungry or not, or paying rent or
             | not. It's a very bad state of affairs.
        
             | jonathankoren wrote:
             | Poor people don't even have _banks_. Why do you think all
             | those check cashing places are everywhere?
             | 
             | Thinking they have _savings_ is just the chef 's kiss of
             | out of touch.
        
             | Sohcahtoa82 wrote:
             | This comment was absolutely painful to read. It's just so
             | out of touch, it's unbelievable.
             | 
             | There was a time in my life when $100 was my monthly food
             | budget. I had to get dental work done, and even with
             | insurance, it was $400. I had to take out a god damn credit
             | card to pay for it and cut my meager food budget even
             | further to make payments.
        
         | coldpie wrote:
         | > the consequences for a mistake can be so great
         | 
         | In my (admittedly limited, personal) experience, the
         | consequences are not so great. They send you a letter letting
         | you know what the mistake was, and how to fix it. And then you
         | fix it. The IRS isn't out to punish you, they just want what
         | they're owed.
         | 
         | Playing it up like screwing up your taxes will get you the
         | death penalty is a myth perpetrated by the tax prep lobby.
        
           | eximius wrote:
           | It's somewhere in between. I know of second hand stories
           | where folks were unintentionally strung along by the IRS.
           | They'd get a notice that they underpaid by $X and it had been
           | Y days with Z% interest being applied. So they send in a
           | check. They get back another notice that their payment was
           | received but the amount due had increased due to interest in
           | the interim so a small balance still remained. Back and forth
           | a few times until finally the person overpays significantly
           | just to end the whole drama until the IRS finally sends a
           | refund.
           | 
           | Is this the end of the world? No. It is stupid, stressful,
           | and potentially ruinous given the economic reality that huge
           | swaths of people can't sustain a surprise bill (outdated and
           | likely worse by now: https://www.cnbc.com/2019/07/20/heres-
           | why-so-many-americans-...).
           | 
           | Now, the cohorts who can't absorb a surprise tax bill likely
           | fall into two camps: unlikely to be hit with a surprise tax
           | bill - their taxes just aren't complicated enough, they don't
           | earn much, etc. But at the same time, surprise 'income' like
           | debt forgiveness can still hurt people.
        
           | bombcar wrote:
           | In 80% of the cases where you mess up AND they notice they
           | just send you a form saying "here's our numbers" and you can
           | say ok or complain.
           | 
           | They've even done that to me when I made a mistake that
           | resulted in a smaller refund; they sent the "you fucked up"
           | letter along with a check.
        
       | exabrial wrote:
       | How about 0%(poverty line or below) - 18%(max for anyone) income
       | tax and we forget all other taxes? Income happens when it is
       | realized or upon transfer. I'm sure there's some other
       | definitions that need to be added to this but this is the fairest
       | way I can think of supporting savers, supporting investing,
       | supporting small businesses, and allowing the wealthy to be taxed
       | at a reasonable rate. This also incentivizes congress to actually
       | grow the GDP and work within a budget.
        
         | nonethewiser wrote:
         | No thanks. How about 0 income tax (which is already on shaky
         | legal ground) and only usage tax?
        
           | deathanatos wrote:
           | > _which is already on shaky legal ground_
           | 
           | ...
           | 
           | > _The Congress shall have Power To lay and collect Taxes_
           | 
           | -- The Constitution of the United States
           | 
           | Oh, and the 16th Amendment,
           | 
           | > _The Congress shall have power to lay and collect taxes on
           | incomes, from whatever source derived_
        
           | Sohcahtoa82 wrote:
           | How can you _possibly_ claim the income tax is on shaky legal
           | ground when there 's a Constitutional Amendment that
           | _explicitly_ makes it legal?
           | 
           | How far to the right do you have to go when you start
           | considering the Constitution is shaky? I mean, yeah, people
           | quibble over interpretations, but the 16th Amendment is
           | pretty explicit.
        
           | exabrial wrote:
           | I'm actually ok with a usage tax, but it's nearly impossible
           | to have a sliding scale usage tax and maintain relative
           | anonymity of the user.
        
         | dragonwriter wrote:
         | > How about 0%(poverty line or below) - 18%(max for anyone)
         | income tax and we forget all other taxes?
         | 
         | How about no? How'd you pick those numbers and a two-tier
         | system? ("Let's set the top marginal rate of our only tax to
         | approximately the lowest tax-to-GDP ratio of the OECD" is, I
         | suppose, a choice, but its a very odd one.)
         | 
         | > Income happens when it is realized or upon transfer.
         | 
         | In any progressive (including a two-tier like this, which,
         | while far less progressive than the status quo, is still
         | _technically_ a progressive system) system that brings LTCG in
         | line with general income taxation, you also want to allow
         | advance recognition (for sure) and maybe deferment of income
         | spikes, otherwise you end up taxing income that takes multiple
         | years and is nonrepeatable the same as current and repeatable
         | ongoing income, which is unfair to people with irregular income
         | through capital. Doing this, and applying equally to regular
         | income, also is more fair for people with irregular _non-
         | capital_ income, which may be a less-common pattern, but
         | definitely happens.
         | 
         | > this is the fairest way I can think of supporting savers,
         | supporting investing, supporting small businesses, and allowing
         | the wealthy to be taxed at a reasonable rate.
         | 
         | It radically cuts taxes on the wealthy, and "supports" all
         | those things by cutting taxes on the wealthy people doing them.
         | Its just a giant downward shift of net tax burden that also is
         | a massive cut in overall tax revenue.
         | 
         | > This also incentivizes congress to actually grow the GDP and
         | work within a budget.
         | 
         | No, it doesn't. (I mean, there are incentives to both of those,
         | especially the first, that exist independently, but this
         | doesn't add to any of them.)
        
         | freeone3000 wrote:
         | This would cut US Government revenue by over 70%, and would not
         | allow Social Security and Medicaid to be paid out, ignoring all
         | other governmental programs. Nonstarter.
        
           | exabrial wrote:
           | sounds like a win to me.
        
           | nonethewiser wrote:
           | Great, let's do it.
           | 
           | Who here looks at the current US government and thinks "this
           | is working great, let's have more of it?" Because that's what
           | more taxes does. It doesn't fix deficiencies.
           | 
           | Didn't take 5 minutes before the "roads are good" straw man
           | emerged.
        
             | munk-a wrote:
             | /me raises hand
             | 
             | We've got some seriously great government programs. I won't
             | stop you from criticizing the visible parts of the
             | government (politicians can be quite frustrating) but
             | Medicaid and Medicare are both extremely efficient and
             | Social Security is basically why we have such a high
             | expected lifespan. Personally, I am quite thankful for the
             | roads, rail lines, sewage and all the other things living
             | in a modern society gives us.
        
               | deathanatos wrote:
               | But asides from all _that_ , I mean, really, what have
               | the Romans done for us?
        
               | lesuorac wrote:
               | Look, Microsoft could cut out like 95% of the features
               | and it'd be an amazing product.
               | 
               | Everybody I talk to agrees that they only use 5% of the
               | features so nobody would miss them!
        
               | exabrial wrote:
               | I agree, I find all of these things quite nice.
               | 
               | The construction of roads and rail lines though is
               | enormously overpriced though. It's not like they'd just
               | disappear if we stopped paying taxes.
               | 
               | Instead why not just pay for them directly and get _a
               | lot_ more of them? What if your AAA membership built the
               | actual roads you're driving on and you could buy an
               | unlimited pass, or a pass based on your actual mileage or
               | something like that?
        
               | Sohcahtoa82 wrote:
               | It doesn't take much of an imagination to see how poorly
               | such a world would end up.
               | 
               | We don't need parallel highways built just so
               | corporations can compete on who has the best roads.
               | 
               | And I'm imagining a scenario where one company sells
               | their road network to another, and the new one decides
               | they hate SUVs and so won't allow SUVs on their network,
               | and suddenly my neighbor can't leave the neighborhood
               | because he drives an SUV for work.
               | 
               | Not to mention the extreme number of tolls booths you
               | might have to set up.
        
               | munk-a wrote:
               | Does your vision involve a single large government
               | mandated corporation (i.e. like a crown corporation up
               | here in Canada) or by individual private companies?
        
         | munk-a wrote:
         | That would likely significantly lower federal tax revenue and
         | shift an even bigger burden of taxes onto lower income folks.
         | We could adopt a graduated taxation system with 1000 gradients
         | of slowly increasing brackets - as long as a computer can "if
         | 18 < x AND x < 20" through the whole list having a reasonably
         | progressive tax bracket system isn't a real cost - it's all the
         | exemptions and BS that make things a pain... basically "I'm
         | sure there's some other definitions that need to be added to
         | this" is where the demons live in your idea - and they're big
         | demons. The basic graduated tax brackets are as clear as water
         | and trivial to implement.
        
           | nonethewiser wrote:
           | You need to know how much to withhold for taxes. 1000
           | brackets makes things a lot more complicated.
           | 
           | Edit: the fact that it requires software proves my point. No
           | one thinks it's a difficult programming problem.
        
             | munk-a wrote:
             | I build software for a living - building a program to take
             | a list of 1000 brackets and compute the graduated tax rate
             | would take about fifteen minutes (in a vacuum).
             | 
             | This is not a real problem.
             | 
             | (In response to your edit) Do you think accountants are
             | currently working by slide rule? The tax code is currently
             | extremely corrupted by loopholes and exceptions. My
             | original hyperbolic statement was to highlight that the
             | graduation of income tax is dirt simple. We've currently
             | got seven tax brackets and it is trivial to calculate what
             | you're going to owe based on them, even if we pushed seven
             | to a thousand it's still a trivial calculation to run.
        
               | nonethewiser wrote:
               | You shouldn't need to be an account to know how much to
               | withhold either
        
             | bigfishrunning wrote:
             | Or, stop withholding taxes and bill people monthly (or
             | quarterly). Why should the government make the interest on
             | money that should be in my account?
        
               | koolba wrote:
               | They should stop all withholdings and change the tax
               | deadline to be the week before general elections.
               | 
               | Imagine the political seismic shift when people head to
               | polls realizing how much their government is taking out
               | of their pockets.
        
               | nonethewiser wrote:
               | That's hilarious, I love it
        
               | lesuorac wrote:
               | I'm not sure it'll work that way.
               | 
               | There's a lot of people who want the government to stay
               | out of medicare ...
               | 
               | People might feel like not-heres-ville shouldn't get
               | government funding for whatever project but when it comes
               | to any less funding for heres-ville there will be
               | complaints. Its basically reverse NIMBY. You think Iowans
               | want the government to do less weather prediction or crop
               | testing?
        
             | dragonwriter wrote:
             | > You need to know how much to withhold for taxes.
             | 
             | So? Withholding formulas can be separate from the main tax
             | formula (heck, they can be "withhold at your personal
             | overall rate for the prior year".)
             | 
             | > 1000 brackets makes things a lot more complicated.
             | 
             | For whom?
             | 
             | > the fact that it requires software proves my point.
             | 
             | It only requires software to generate the tax tables. Every
             | other use can just use the lookup tables.
        
       | jmull wrote:
       | I think we just want no-cost tax prep software and filing.
       | 
       | Mixing in the FSF desired source code licensing would muddy the
       | waters, and I don't think it would provide anything 99% of tax
       | filers care about.
        
         | polygamous_bat wrote:
         | We should set our aim higher than hundreds of millions of
         | people spending six+ hours doing math that IRS has already
         | done. Why not go for a pre-filled return at that point? 90% of
         | the population won't need to do much of anything beyond that.
        
           | jmull wrote:
           | Well, sure, but these are two different things. I agree we
           | should do both.
        
       | byy wrote:
       | [dead]
        
       | dahwolf wrote:
       | Taxes in the Netherlands: go to website, log in with digital ID.
       | Next, next, next, next, finish. Done. Less than 5 minutes.
       | Income, savings accounts, mortgage, all prefilled.
       | 
       | For businesses, complicated households, people dealing with
       | particular life events (divorce, inheritance, special medical
       | deductions) it's a bit more work but still doable.
       | 
       | Our government is strongly incentivized to make taxes easy and
       | even came up with a slogan: "taxes. we can't make them more fun,
       | but we sure can make them easier".
       | 
       | It's clear why they want to make it easy: it takes an army of
       | very expensive staff to address endless questions. And then some
       | even more expensive staff to address tax appeals.
        
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