[HN Gopher] US 5-year credit default swaps rise to highest since...
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       US 5-year credit default swaps rise to highest since 2011
        
       Author : almog
       Score  : 10 points
       Date   : 2023-04-21 22:15 UTC (45 minutes ago)
        
 (HTM) web link (www.reuters.com)
 (TXT) w3m dump (www.reuters.com)
        
       | techie128 wrote:
       | When the price of a CDS rises, it indicates that the market
       | perceives an increased risk of default on the underlying debt. In
       | the case of US 5-year credit default swaps rising to their
       | highest levels since 2011, this suggests that investors are
       | becoming more concerned about the creditworthiness of US debt.
       | 
       | This is concerning because if the US were to default on its debt,
       | it would have serious repercussions for the global financial
       | system. The US dollar is the world's reserve currency, and US
       | government debt is widely held by central banks, financial
       | institutions, and individual investors around the world. A
       | default by the US could lead to a global financial crisis, with
       | significant impacts on economies and financial markets around the
       | world.
       | 
       | Furthermore, rising CDS prices can also indicate a broader loss
       | of confidence in the US economy and government, which could lead
       | to higher borrowing costs for the US government, and potentially
       | slower economic growth.
        
         | michaelmarkell wrote:
         | This reads like it was written by ChatGPT
        
           | atwebb wrote:
           | There are 4 comments in this thread (5 including mine) and
           | ChatGPT is already mentioned twice. Interesting how quickly
           | things adapt/change.
        
           | nickvanw wrote:
           | Asking ChatGPT "Why does the price of a Credit Default Swap
           | rise?" gets you:
           | 
           | > The price of a Credit Default Swap (CDS) rises when the
           | market perceives an increased risk of default by the
           | underlying entity, such as a company or government.
           | 
           | > A CDS is a financial instrument that allows investors to
           | protect themselves against the risk of default by an issuer
           | of debt. The buyer of a CDS pays a premium to the seller, who
           | agrees to pay a fixed amount in the event of a default. The
           | price of the CDS reflects the perceived risk of default by
           | the underlying entity.
           | 
           | > If the market perceives an increased risk of default by the
           | underlying entity, such as due to a weakening financial
           | position, deteriorating economic conditions, or a downgrade
           | in credit rating, then the price of the CDS will rise. This
           | is because investors will demand a higher premium to
           | compensate for the increased risk.
           | 
           | > Conversely, if the market perceives a reduced risk of
           | default, such as due to an improvement in the financial
           | position or a credit rating upgrade, then the price of the
           | CDS will fall, as investors require a lower premium to
           | compensate for the lower risk.
           | 
           | I think it sounds that way because it probably was!
        
           | techie128 wrote:
           | ChatGPT was trained on text written by humans, so its not a
           | surprise that you're confusing text written by a human with
           | one written by ChatGPT.
        
       | mupuff1234 wrote:
       | Should I be worried about money currently sitting in money market
       | funds (VUSXX)?
        
         | rpvnwnkl wrote:
         | That might be a good question for chatGPT
        
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