[HN Gopher] NZ's biggest data breach shows retention is the slee...
       ___________________________________________________________________
        
       NZ's biggest data breach shows retention is the sleeping giant of
       data security
        
       Author : EdwardDiego
       Score  : 282 points
       Date   : 2023-04-07 05:07 UTC (17 hours ago)
        
 (HTM) web link (www.privacy.org.nz)
 (TXT) w3m dump (www.privacy.org.nz)
        
       | xp84 wrote:
       | Interesting to see how this plays out in a different jurisdiction
       | to mine. Here in the US, it seems like as long as penalties
       | remain very light, PII retention and security is not taken very
       | seriously.
       | 
       | Equifax's breach in 2017 was essentially every valuable piece of
       | PII they had, on more than half the households in America, and
       | they settled for $300 million in a civil suit. Their net income
       | (after all expenses) every year is in the $500-700 million range.
       | 
       | They should have been fined directly, an amount intentionally set
       | to force complete liquidation, shareholders should have been
       | completely wiped out, and all proceeds from the liquidation after
       | court costs should have been distributed to every victim of the
       | breach.
       | 
       | If that was the case, 100% of US companies would now treat PII
       | with the respect it deserves. As it stands, nah, it's nbd here.
        
       | photochemsyn wrote:
       | Snowden's "Permanent Record" is an interesting read, but at the
       | end he seemed to view a transition from the government collecting
       | and storing data on individuals to the private sector collecting
       | and holding that data as some kind of positive event. It's really
       | not any different, and neither entity is 100% secure against data
       | theft and exposure.
       | 
       | Corporations and governments have an obsession with tracking
       | individuals, although probably for different reasons (profits and
       | tax collection being the main goals, I imagine, with 'social
       | credit score' as a newer more dystopian concept). This is well-
       | documented in the US and no doubt applies to NZ as well:
       | 
       | > "As we have documented at The Privacy Issue, pacts with U.S.
       | intelligence are a mix of cooperation with, and infiltration by,
       | three-letter agencies. Though nearly every major Big Tech company
       | has cooperated with the NSA's surveillance programs in some way,
       | the Google cloud was notably backdoored via clandestine means
       | that were likely unknown to the company, with NSA agents
       | gleefully bragging about the infiltration in an internal
       | presentation."
       | 
       | https://theprivacyissue.com/government-surveillance/battle-c...
       | 
       | New Zealand is a member of the so-called Five Eyes Collective so
       | the NSA likely has full access to all personal data of New
       | Zealanders, let alone everyone else in the region:
       | 
       | https://www.theguardian.com/us-news/2015/mar/05/new-zealand-...
        
         | logicalmonster wrote:
         | > he seemed to view a transition from the government collecting
         | and storing data on individuals to the private sector
         | collecting and holding that data as some kind of positive
         | event. _It 's really not any different,_
         | 
         | Isn't it different?
         | 
         | At worst, companies like Walmart, Google, and Amazon are creepy
         | in using any information they can collect to try to sell you
         | useless products.
         | 
         | At worst, the government can use any data they collect about
         | you to throw you in a metal cage for life, take your kids away
         | from you, drone strike you, steal your money, inject you with
         | drugs without your consent, execute you, etc.
         | 
         | One is a mere annoyance. The other is a direct threat to your
         | life, liberty, and property.
        
           | jjav wrote:
           | > One is a mere annoyance. The other is a direct threat to
           | your life, liberty, and property.
           | 
           | Yes, but these are not compartmentalized how they should be.
           | 
           | The government has some limits on what data they can
           | gather/store on you (mostly it seems these limits are
           | respected less and less, but at least they exist and you have
           | some chance to fight for them in court on constitutional
           | grounds).
           | 
           | Private industry has no such limits. So they gather
           | everything. But there are also no limits to how they can
           | resell your private data, so a lot of it is resold to.. the
           | government. Which gives a clean backdoor to bypassing those
           | pesky limits.
           | 
           | Unless proven otherwise, you should assume that any of your
           | private personal data gathered by private industry is also
           | likely being passed on to the government.
        
           | nabnob wrote:
           | Facebook will hand over your data to the government without a
           | warrant. These billion dollar companies have become another
           | way for state to surveil us.
        
       | Prunkton wrote:
       | Data retention is one of the pillars of the GDPR.
       | 
       | You can be charged for storing more data than is actually needed.
       | For regulated entities like banks, it is important to have
       | processes in place and demonstrate them during your annual audit.
       | In case of non-compliance, you may face fines or even lose your
       | license temporarily until the issue is fixed.
        
       | washywashy wrote:
       | Think about every little tiny mom-pop medical office that either
       | runs their own IT or pays a medical-industry-centered consultancy
       | that usually has an IT branch. I think you'd be surprised to see
       | what is out there and what is being used.
        
       | lastdong wrote:
       | And that's why GDPR is so important in Europe. There's education
       | needed, both for companies and users. Well informed people will
       | better demand their rights, and hopefully change perception at
       | companies.
        
       | boredumb wrote:
       | It's almost amusing to watch how companies and consultants
       | approach personally identifiable information in 2023 compared to
       | just a few years earlier. I've been paid a lot of money to be
       | able to get peoples data to essentially be able to self destruct
       | and make sure before it does that it's transported and stored
       | securely.
       | 
       | If I was to walk into an ad tech space in 2016 and tell people
       | about my new found talent of scheduling data scrambling jobs
       | against PII and rambling on about migrating all user data to be
       | encrypted at rest they would have called the police.
        
         | fuzzfactor wrote:
         | This is about what I was predicting when AOL got popular and
         | Amazon.com got launched.
        
         | jonathankoren wrote:
         | I always find it amusing that before PII got taken halfway
         | seriously, basic protections were assumed to cause massive
         | problems for the business, and yet life went on just fine.
         | 
         | See also: GDPR transition
        
       | jacquesm wrote:
       | Companies were told for years that their data is an asset.
       | Instead they should treat it like a toxic substance and a
       | liability, to get rid of it as soon as they can. But it will be a
       | long time before this view will become more prevalent.
        
         | tjoff wrote:
         | GDPR is a huge step in the right direction and has made a big
         | difference. But yes, it needs much more time.
        
           | iamflimflam1 wrote:
           | It's unfortunate that the attempt by companies to make people
           | associate cookie popups with GDPR has worked.
           | 
           | Understanding the data you collect, why you are collecting
           | it, what you are using it for and what the risks are if the
           | data is leaked is unsurprisingly a useful thing to do as a
           | business.
        
             | python999 wrote:
             | > attempt by companies to make people associate cookie
             | popups with GDPR
             | 
             | I think GDPR is generally good for individuals and the
             | internet but if someone hates cookie banners, isn't it fair
             | to place the blame on GDPR?
             | 
             | Why can't websites accept a special header which
             | automatically accepts all cookies? I would enable it and
             | handle clearing/retaining cookies myself through a browser
             | feature/extension.
        
               | umanwizard wrote:
               | > isn't it fair to place the blame on GDPR?
               | 
               | I could be wrong but IIRC cookie banners predate gdpr.
        
               | MereInterest wrote:
               | There's a lot of conflation between the 2003 EU Cookie
               | Directive, and the GDPR. The cookie directives specified
               | a technical means ("cookies") and actions that needed to
               | be taken in order to use them. The GDPR specifies the
               | ends (collecting and/or processing personal information)
               | and the conditions (explicit and freely given consent),
               | stating that anything achieving those ends must meet the
               | conditions. It's a much better written law than the 2003
               | Cookie Directive, because it avoids the need to irritate
               | users for legitimate use cases, while also preventing
               | legal loopholes (e.g. "We didn't use a cookie, just the
               | browser's localStorage feature.")
        
               | privacylawthrow wrote:
               | This is factually incorrect. The "Cookie Directive"
               | wasn't from 2003, it was an amendment to the ePrivacy
               | Directive. The ePrivacy Directive came into effect in
               | 2002, and it was amendend in 2009. That amendment is what
               | people generally call the "Cookie Directive" because it
               | required consent for storage of information on end user
               | devices.
               | 
               | It did not specify cookies, and did not actually specify
               | any technical means. The ePrivacy Directive requires that
               | companies get consent from users before storing
               | information or gaining access to information stored on
               | end user devices. This includes every kind of cookie you
               | can think of, including LocalStorage. There is an
               | exception for cookies necessary for the service
               | requested, which typically includes things like auth
               | cookies or shopping cart cookies, so long as that data is
               | not used for anything else.
        
               | MereInterest wrote:
               | Because the GDPR already has a perfectly reasonable way
               | to avoid the requirement for cookie banners. If you don't
               | collect information beyond what is strictly necessary to
               | perform the task you are offering to users, and do not
               | use that information other than in the performance of
               | that task, then you don't need a cookie banner. So Strava
               | would not need a separate permission in order to collect
               | location data for comparing your biking routes, but
               | Strava would need a separate permission in order to use
               | that location data for advertising, and Facebook would
               | need a separate permission in order to collect the
               | location data in the first place.
               | 
               | The GDPR doesn't specify the technical means, only that
               | permission must be explicit and freely given, with the
               | default assumption being "no permission granted". I think
               | these conditions are entirely reasonable, and a header
               | that could be set by somebody other than the user, then
               | sent by the browser on behalf of the user, does not
               | satisfy these conditions.
        
               | the8472 wrote:
               | > but if someone hates cookie banners, isn't it fair to
               | place the blame on GDPR?
               | 
               | No, blame companies that set cookies for merely reading a
               | website and then bothering users about it. They have a
               | choice, they choose to make it obnoxious.
        
               | hgsgm wrote:
               | Your plan is what what maybe 3% of the population wants.
               | It's a good idea, but it's not a solution to the issue.
               | You can already handle this yourself with a browser
               | extension to click the consent buttons.
        
               | xp84 wrote:
               | I use those. They work on about 10% of sites, because
               | there are about 1,000 vendors of "cookie consent modals"
               | so nothing about them is standardized. Also, none of them
               | that I've seen actually do anything, since "blocking all
               | cookies set by 72 different adtech scripts loaded before
               | and after you init" is not a real thing that Javascript
               | snippets can even do. While most adtech snippets do have
               | APIs to carefully pass in the user's GDPR prefs, most
               | people don't wire them up, or even knows what order the
               | various scripts load.
        
               | cccbbbaaa wrote:
               | The DNT header already exists. Go figure out why it is
               | ignored (is it too user friendly?) And since the GDPR has
               | a large reach (it covers PII in all form, not only stored
               | digitally), it is not the place to mandate it.
        
               | xp84 wrote:
               | (not OP but) we want the opposite. I'm not naive enough
               | to think that those cookie banners will change much about
               | what is being stored anyway, and browsers are more than
               | capable of dropping cookies on the ground either
               | instantly or at end of session.
               | 
               | So much could have been simplified if the GDPR rules,
               | instead of imposing burdens on a million websites,
               | required the 3-4 browser vendors to have a toggle for
               | preserving first-party cookies on sites where the user
               | submits a form with a password field, and simply cleared
               | all others at session end or periodically.
        
               | cccbbbaaa wrote:
               | Not sure why we should want to make companies less
               | responsible in the first place. Anyway, as I said
               | earlier, GDPR does not imposes burdens specifically on
               | websites, but on any kind of PII processing. It is not
               | the place to add provisions specifically for web
               | browsers. I understand that the next ePrivacy regulation
               | wants to make it more user friendly, but negotiations for
               | this bill have stalled for years.
        
             | Puts wrote:
             | Especially since the old cookie banner law was abolished
             | with GDPR. The whole cookie banner thing has technically
             | nothing to do with GDPR and is the industries own perverted
             | invention for "getting consent".
        
               | privacylawthrow wrote:
               | This is not true. The national implementation of the
               | ePrivacy Directive are still law. You are correct that
               | GDPR does not require cookie banners, but the law that
               | does was not replaced by GDPR and remains in effect.
        
             | ownagefool wrote:
             | I would argue it's not useful to the business, which is
             | why, ignoring the societal problems caused by business is
             | often the default and why we need the regulation.
             | 
             | In the UK, current news cycle is about sewage being dumped
             | on our beaches by water companies that were previously
             | privitised.
        
               | lwhi wrote:
               | It's useful to the business as soon as they're forced to
               | be responsible.
        
           | wolongong942 wrote:
           | Does GDPR remove the legal requirement for financial
           | institutions to hold data for 7 yrs? if not then it's mostly
           | irrelevant in this case.
        
             | Metus wrote:
             | No. On the contrary, GDPR explicitly allows data to be
             | stored if retention is required for law, such as all
             | financial data for 10+ years. However, there is absolutely
             | no need to hold all this data "hot" in the production
             | system and not in a "cold" archive without automated
             | connection.
        
               | cccbbbaaa wrote:
               | And GDPR forbids holding the data for longer than
               | necessary, except in some very restricted cases (cf. art.
               | 5(1)e.)
        
               | moooo99 wrote:
               | Thats the whole point of the initial comment. It is
               | necessary to store some potential PII for long periods of
               | time due to regulations from the same people that want
               | you to get rid of all PII.
        
               | [deleted]
        
             | jacquesm wrote:
             | It depends on the data and it depends on the way that you
             | store it. Nobody tells you to store all your data in
             | plaintext for seven years in the live environment on an
             | internet accessible service, there is simply no such
             | requirement.
             | 
             | It also isn't necessarily a requirement that such permanent
             | records are digital, this depends on the country.
        
           | stormdennis wrote:
           | Hopefully it makes a real difference to compensate us for the
           | never-ending, dark pattern cookie notices we have to endure
           | as a result. Who wants a choice of 'Accept all' or 'Manage
           | your settings' on every second webpage they land on?
        
             | HPsquared wrote:
             | Big centralized sites want that.
        
             | jacquesm wrote:
             | Your beef is with the companies that do this, not with the
             | GDPR.
        
               | xp84 wrote:
               | A law which causes the whole web to be worse for no
               | reason deserves criticism. Managing cookies belongs in
               | the browser, a place auditable and adjustable by the
               | user. Not on every website in the world.
               | 
               | GDPR may have had good outcomes too, and I am neutral on
               | all other aspects, but whatever part of EU and California
               | regulation led directly to cookie banners is a colossal
               | failure which has benefitted no one (except possibly the
               | dozens of snake oil cookie banner products which pretend
               | to comply).
        
             | tjoff wrote:
             | They are not GDPR compliant anyway, they just try to fight
             | it by making GDPR look bad. Look for alternatives for such
             | pathetic sites.
             | 
             | Even Google of all places "respects" it now (after
             | pressure). It becomes noticeably better every year.
        
               | raverbashing wrote:
               | These companies comply with GDPR as much as alcoholics
               | comply with drinking driving laws by keeping a bottle on
               | the trunk and stopping to take a swig once in a while
        
           | parkersweb wrote:
           | Yes - GPDR very much changed the narrative from 'keep all the
           | things' to 'this stuff is a potential liability'.
        
             | ilyt wrote:
             | More like "It's a liability until proven it isn't". We've
             | been able to finally throw away so much of old useless "WE
             | MIGHT USE IT SOMEDAY" stuff coz of it...
        
         | userbinator wrote:
         | I very much hope not, for the sake of future historians. Orwell
         | put it best:
         | 
         | "He who controls the past controls the future. He who controls
         | the present controls the past."
        
           | lm28469 wrote:
           | History isn't private data
           | 
           | For example you don't need to know exactly who voted for
           | Trump or Biden in the last election, you just need to know
           | the result
        
           | mtrycz2 wrote:
           | Did you really just compare private companies data retention
           | to totalitarian censorship, and in a good way?
        
           | olliej wrote:
           | Indeed, for future historians it is critical that every
           | company store the address, id, and private info of all their
           | customers, for all time, regardless of risk. Without which we
           | may forget that I lived on Paeroa St for two years while at
           | uni, information that will be crucial in a discussion of the
           | habits of early 2000s university students in New Zealand, and
           | the impact that had on the fall of western civilization and
           | the rise of our new fish-centric ethno-religion in the year
           | 1200 AT (After Tilapia).
        
             | macintux wrote:
             | I will admit, for as much as I dislike Amazon now, on
             | multiple occasions I've found it useful that I can log in
             | and find my old addresses.
             | 
             | Which reminds me, I really should just write those down
             | somewhere safe.
        
             | rickdeckard wrote:
             | Let's not forget that all this personal data should also
             | enter public domain for historians of the world to process.
             | 
             | How else will future generations be able to put your
             | residence on Paeroa St in connection with the consumption
             | of fish in that area during that time, to reveal the
             | political stance of you and your offspring against the
             | ruling party of the Tilapia...
        
             | pizzaknife wrote:
             | Hail and Bless Our Lord ./makes gill flapping gestures
        
         | brookst wrote:
         | That's kind of a false dichotomy; lots of things are both
         | assets and liabilities.
         | 
         | I work at a megacorp, and we have an entire group that goes
         | around auditing projects to ensure compliance with data
         | rentention policies, which include mandatory deletion of
         | different types of data at different timeframes.
         | 
         | Financial transaction records have a very long mandatory
         | retention, IP addresses for logins have a fairly short
         | mandatory deletion. Product telemetry has strict rules about
         | avoiding PII and very very quick deletion (aggregate data can
         | be kept longer).
         | 
         | I'm sure the policies could be improved, but I suspect every
         | large company is intensely aware of the importance of data
         | deletion, even if competing priorities sometimes lead to longer
         | than technically/legally required retention.
        
           | organsnyder wrote:
           | I work on the Privacy Engineering team for one such company.
           | Data retention is a huge topic and while there are often good
           | guidelines, there usually aren't hard-and-fast rules. It's an
           | exciting specialty for anyone that enjoys ambiguity (I like
           | to joke that I enjoy the space since my dad was a philosophy
           | professor). It also pays well and is recession-resistant.
        
           | whimsicalism wrote:
           | > very very quick deletion
           | 
           | What is very, very quick? And why?
        
             | brookst wrote:
             | 14 days in many cases, 24 hours in some. That quick because
             | it is very hard to ensure that app telemetry doesn't have
             | any confidential / sensitive information. And if the
             | purpose is troubleshooting, there's no value in old data.
        
         | skeeter2020 wrote:
         | isn't it both? It's valuable fuel and radioactive waste? I see
         | 2 immediate problems though: 1. you don't know when the fuel is
         | exhausted or if you can reuse it in the future so you stockpile
         | it; 2. the contamination is much worse than the local
         | radioactivity, so it's hard to manage correctly.
        
         | gonzo41 wrote:
         | Came here to say this.
         | 
         | The added complexity is regulation saying you need to keep data
         | on your customers. In a way the early somewhat anonymous
         | internet was better in this regard.
         | 
         | An edit to add, if you encrypt user data at rest (big ask
         | currently). You can destroy the keys past a point and then the
         | data in backups is safe etc.
         | 
         | Anyway it'll take a while for this view of the world to shake
         | through.
        
           | hgsgm wrote:
           | Encrypting data at rest was table stakes 10 years ago Bitcoin
           | and then ransomware became practical.
        
         | fauigerzigerk wrote:
         | Yes it will be a long time if it ever happens.
         | 
         | Deleting data is hard work that requires a lot of preparation
         | and has to be done without the safety net of backups. In many
         | cases it will require changes to proprietary software. Keeping
         | data happens automatically.
         | 
         | Not having data that you're supposed to have becomes obvious as
         | soon as someone asks for it. Holding on to data for longer than
         | necessary only becomes a problem if there's a data breach (that
         | cannot be covered up).
        
         | ed_balls wrote:
         | This will never happen. For a long time I thought there is a an
         | USP in treating data as toxic substance, but with the rise of
         | LLMs I think data is the new oil.
         | 
         | Company A that leverages data will outcompete company B.
        
           | organsnyder wrote:
           | > data is the new oil
           | 
           | Lots of layers to this analogy, given the damage our use of
           | oil is causing.
           | 
           | Companies are going to learn that using LLMs without paying
           | proper consideration to data governance is a recipe for large
           | fines and worse (such as being required to throw out entire
           | models because their provenance violates data subjects'
           | privacy rights).
        
             | ryandrake wrote:
             | I find it helpful to think of data as uranium instead of
             | oil. Both are valuable, but one is also a liability if you
             | mishandle it. What you want to do is only have as little as
             | you possibly need to make your business go toot, and
             | dispose of it as promptly and safely as possible when you
             | no longer need it.
        
             | digging wrote:
             | Not from the US government they won't. Fines here are
             | inconveniences to rich corporations, not obstacles. Maybe
             | the EU will show some teeth.
        
             | mistrial9 wrote:
             | excellent reading for today: The Secret History of Lead,
             | The Nation Magazine March 2000 ..
             | 
             | many direct analogies indeed
        
             | nabnob wrote:
             | They're only subject to large fines if those laws are in
             | place and actually being enforced, though. Companies keep
             | getting away with these huge data breaches in the United
             | States with almost no real consequences.
        
               | wizzwizz4 wrote:
               | The RESTRICT Act suggests that there's political will in
               | the US to solve the same problems that the GDPR solves.
               | If the RESTRICT Act fails, the US might get federal-level
               | privacy protection (subject to the PATRIOT Act, of
               | course).
        
               | whimsicalism wrote:
               | At least at my employer, we've gone the route of global
               | GDPR compliance.
        
               | organsnyder wrote:
               | It's getting harder and harder to ignore these laws
               | unless you're willing to stay out of some major markets
               | (such as Europe and California).
               | 
               | I think we'll see a national privacy law in the United
               | States at some point in the next five years. There's
               | appetite for it in both major parties (Democrats to
               | protect bodily autonomy, Republicans to stick it to Big
               | Tech), and I think the targets of the regulations
               | themselves will at some point lobby for a consistent
               | national law rather than the patchwork of state laws that
               | we have now.
        
         | andrenotgiant wrote:
         | I think you're paraphrasing from Maciej Ceglowski amazing
         | "Haunted by Data" talk from seven years ago.
         | 
         | Everyone should watch it
         | https://www.youtube.com/watch?v=GAXLHM-1Psk
        
           | notduncansmith wrote:
           | I was about to say, they've been told for years how toxic it
           | is! Just not by enough people I think. Great talk indeed.
        
             | philipov wrote:
             | It is impossible to make a person understand a thing which
             | their livelihood depends on them not understanding.
        
       | totetsu wrote:
       | > However, if after people have worked with Latitude their
       | privacy harms have not been resolved to their satisfaction, we
       | encourage them to make a complaint to our Office.
       | 
       | How does an organization that has leaked PI even resolve a
       | 'privacy harm'. Once that information is out it's out. there's no
       | taking it back.
        
         | sacrosancty wrote:
         | [dead]
        
       | [deleted]
        
       | anenefan wrote:
       | The biggest problem is how data is stored and used - it seems it
       | got common place to have just one for all the customer dealings,
       | rather than a number that can synch easily - but to combat data
       | loss, keeping small database facing the web or other attack
       | points exposing a limited amount of information removes much of
       | the reward a lucky hacker might gain. For most uses of online and
       | customers, it shouldn't need date of birth and their driver's
       | licence number, just the necessities, like customer number and
       | secure access ... maybe a hashed credit card number to confirm.
       | Anything more than that generally requires people to contact
       | support ... why then have a singular database that with the right
       | exploit ... oops sorry about that.
        
         | jacquesm wrote:
         | Data is stored in many places in your average company. First of
         | all in the main databases, then possibly on staging servers and
         | in some cases even on test servers (where it probably really
         | shouldn't be except in some very special circumstances). There
         | are third party services that the company may have purchased
         | where some or even all of the data is stored ((sub-)processors
         | or in some cases co-controllers), or which have been given
         | access. Hosting providers, database service providers, search
         | tools etc. Then there are the backups, often unencrypted even
         | today, and often accessible to too many people and not nearly
         | secured as well as they should be.
        
           | anenefan wrote:
           | Yes, the more data a company has directly facing the web or
           | exploitable path with third parties, the greater the risk.
           | Enough risk, having a private network beings to look cost
           | effective.
        
             | jacquesm wrote:
             | Don't discount the insider walks off with the data risk.
        
               | hgsgm wrote:
               | There are a small number of insiders generally easy to
               | track, and millions of outside attackers.
        
               | jacquesm wrote:
               | > generally easy to track
               | 
               | In principle. But in practice this is quite hard,
               | especially in smaller organizations, or in large
               | organizations that have a relatively small tech
               | department. And that's before you get into companies that
               | use outsourcing.
               | 
               | Some stats show the majority of all breaches have an
               | insider component, either wittingly or unwittingly.
        
         | guidedlight wrote:
         | My understanding is that attack was through a third party that
         | had access to Latitude's network for legitimate business
         | purposes.
         | 
         | Counter terrorism legislation requires than financial services
         | companies store customer identification.
         | 
         | The issue was not adequately restricting the third party
         | communications into Latitude's network.
        
           | EdwardDiego wrote:
           | My PII was compromised. I've never had a Gem Visa card, but I
           | have had hire purchases 10 - 15 years ago with Harvey Norman,
           | who some time ago shifted from in-house credit to using
           | Latitude, and obviously uploaded their entire customer DB.
           | 
           | > Counter terrorism legislation requires than financial
           | services companies store customer identification.
           | 
           | I was very much not their customer.
           | 
           | The third party was https://dxc.com
        
           | anenefan wrote:
           | If there's a chink in the security, it's just a matter of
           | time ... as such, there's a question that's not really being
           | asked, does x or any third party need all the details.
           | Sometimes they do because which ever company had found a
           | cheap service to do all the account processing or some other
           | task.
           | 
           | But more often I don't think third parties don't need full
           | access to the master database via web access ... if they do
           | then surely the customer needs to be informed who the
           | company's _partner_ is, and what that company 's policy is to
           | guarding any personal data loss/ misuse / retention.
           | 
           | From what I see lately (and there has been some massive data
           | loss here in Australia in just the last year) there's a very
           | care free lax attitude with a few shrugs after data is lost -
           | with the hope naughty hackers can be blamed.
        
       | silisili wrote:
       | On the topic of data retention, though subtly different, can
       | anyone succinctly explain to me when 'DELETE FROM' became a 4
       | letter word?
       | 
       | Everyone wants soft delete deleted_at instead. Everywhere. Many
       | ORMs even force this behavior.
       | 
       | Why? Why can't we just delete records anymore? I'm sure some have
       | specific reasons for this, but I'm trying to find the broader
       | reason that everyone has jumped on this bandwagon.
       | 
       | Maybe I'm too YAGNI, but I prefer delete by default, unless
       | justified. Not the inverse...
        
         | zimpenfish wrote:
         | > Why? Why can't we just delete records anymore?
         | 
         | I think there's a certain amount of "you must keep records
         | pertaining to financial transactions for N years" going on
         | combined with (more recently, I suppose) abuse/spam protection.
        
           | bell-cot wrote:
           | > "you must keep records pertaining to financial
           | transactions..."
           | 
           | Old-school solution - keep the records, in off-line hard
           | drives in a fire-proof safe, with each one labeled
           | "physically destroy on $Date".
        
         | gridspy wrote:
         | Because many items don't make sense without showing old deleted
         | data.
         | 
         | Imagine you run a shop with a list of products. People can
         | order and receive products from you. View past orders and get
         | invoices and recepts.
         | 
         | One day you have a product that has reached end of life, or
         | isn't selling well. So naturally you delete it from the store.
         | 
         | If you actually deleted this item, all the old invoices
         | wouldn't be able to refer to it. Old customers couldn't claim
         | warranty on it. You couldn't create old sales reports that made
         | sense.
         | 
         | Turns out that this problem extends to most tables. Old
         | clients? Users? Products? Invoices? In most cases outright
         | deletion makes many other things invalid that you want to keep.
         | So it's nice when the ORM makes meeting this requirement easy
         | for you.
         | 
         | All this in addition to the ability to recover from an
         | accidental or temporary deletion.
        
           | hgsgm wrote:
           | "Don't delete stuff you are still using" has nothing to do
           | with "delete stuff you shouldn't be using and in many
           | jurisdictions cannot legally possess".
        
             | macintux wrote:
             | The latter category is typically small, a recent legal
             | development, and absolutely impossible for an ORM to
             | identify sans explicit rules.
        
         | rr808 wrote:
         | There are a lot of regulations about data retention in many
         | industries, but now I think people making the decision aren't
         | really sure and its easier to soft delete than get someone to
         | approve a real deletion. In the old days hardware was a
         | limiting factor so more likely to delete to keep performance
         | up.
        
         | mnsc wrote:
         | One broader reason could be "event sourcing" at a buzzword
         | level. The allure of having a full history of the system/data
         | at every point in time. Combine this with ai at the buzzword
         | level. You could then use the full history of the world as
         | input data to large ai models. But why?
        
           | onlypositive wrote:
           | Event sourcing allows business models and access to the data
           | to change over time without having to modify the shape of
           | historical data.
           | 
           | The ability to change your interface is what's alluring, not
           | the mere fact that you have a record of changes. Though the
           | audit trail is nice too.
           | 
           | Funnily enough you don't get to keep an audit trail while
           | also losing the data. It's a trade off and businesses prefer
           | the model that suits their business.
        
         | stouset wrote:
         | Delete can't reasonably be undone. If someone changes their
         | mind, it's too late.
        
           | cuu508 wrote:
           | Hoarding in a nutshell.
        
             | bottled_poe wrote:
             | Sometimes undoing a delete is reasonable?
        
         | masklinn wrote:
         | In no small part because business wants undelete.
         | 
         | Also managing "on delete" is complicated to hook everywhere,
         | much easier to hook a flag and touch nothing else implicitly.
        
         | renewiltord wrote:
         | Need retention now. But CPRA helps with this.
        
         | Prunkton wrote:
         | I understand that this may not be the point you are trying to
         | make, but it's important to note that deleting data can result
         | in fines. As mentioned by others, regulated entities such as
         | banks are required to retain data for a certain period of time.
         | For example, a bank regulated by the EU needs to store most
         | data for 10 years, which includes all emails sent by the bank,
         | except for sensitive customer core data that is no longer
         | needed.
         | 
         | So what happens if a bank employee accidentally deletes an
         | email in Microsoft Exchange? This is can not happen due to the
         | policies in place. All emails are stored in a hidden folder for
         | as long as necessary, ensuring that no data is lost.
        
         | stareatgoats wrote:
         | It's because database designers fear cascade delete and
         | dangling references above all else.
        
         | mickeyp wrote:
         | Deleting in a relational database often involves cascading to
         | foreign keys to ensure data integrity is maintained. Delete a
         | company row, and the employee rows may follow; that is probably
         | not what most want.
         | 
         | FK cascading and DELETE, when done poorly, can... well,
         | cascade, and delete lots of things the _end_ user did not
         | foresee. Like nuking half the database levels of bad.
         | 
         | `deleted_at' flags avoid that problem; combine it with row-
         | level security in your DB (like postgres) and you can hide the
         | rows permanently as well: from orms and non-superuser roles
         | alike with a simple policy not to show any row where
         | `deleted_at` is not null.
        
           | silisili wrote:
           | I like cascading, but understand that risk. Why not just
           | restrict everything, then? It forces the code to specify
           | everything it wants to delete, no hidden nuking...
        
           | noisy_boy wrote:
           | Use FK etc to ensure referential integrity but don't use it
           | for cascading deletes. Speaking of Finance industry, stuff
           | gets seldom deleted and when it does, more often than not, it
           | is either manually orchestrated or the same orchestration is
           | done via code. Sure it's more work but you are in full
           | control of what is being removed at each stage.
        
             | [deleted]
        
         | MattGaiser wrote:
         | Because someone always changes their mind and you get blamed if
         | they cannot change their mind. We are used to a world of Ctrl-Z
         | and customers expect that.
         | 
         | Someone accidentally deletes their company profile as they
         | thought they were deleting the duplicate. They expect to be
         | able to get it back.
         | 
         | Someone wipes out all the config files to get revenge on their
         | employer. That employer is going to get in touch with support
         | to get them back and they expect them back, even if you have to
         | dig through backups and will make support's life difficult if
         | they do not.
        
       | killjoywashere wrote:
       | I've worked on DoD HPCMP systems and they would handle ITAR up to
       | and including nuclear weapons simulations but wouldn't touch PII.
       | 
       | But the real risk, I think, is the collection of every packet
       | going over the wire. There are entities storing every packet in
       | the hopes of eventually using quantum decryption to decrypt it
       | all. The question has moved from "should it be secret" to "how
       | long must it be secret?" because the longer you need to keep it
       | secret, the more computationally expensive the encryption is
       | going to be.
        
         | jjav wrote:
         | > The question has moved from "should it be secret" to "how
         | long must it be secret?" because the longer you need to keep it
         | secret, the more computationally expensive the encryption is
         | going to be.
         | 
         | To be fair, encryption strenght has always been rated on the
         | basis of how long it should stay secret.
         | 
         | For example a site like https://www.keylength.com/en/compare/
         | (which has been around a very long time) guides you to pick key
         | strenght based on how many years you'd want the data to be
         | protected.
        
       | sivers wrote:
       | New Zealanders, here's the link to freeze your credit:
       | 
       | https://www.centrix.co.nz/my-credit-score/suppress-your-cred...
       | 
       | Two years ago they made you submit a manual request then prove
       | with a police file or something that you have real proof that
       | you're in real danger of identity theft. Now it seems it's more
       | automated.
        
         | hrrsn wrote:
         | The other two agencies to freeze your credit with:
         | 
         | Equifax: https://www.equifax.co.nz/credit-file-suppression
         | 
         | Illion:
         | https://dbcsprodaecdn.azureedge.net/web/themes/cycnz/assets/...
        
         | lostlogin wrote:
         | Are credit checks a thing in NZ? I've lived here all my life
         | and have never knowingly had one run on me, and have no idea of
         | my rating.
        
           | ghewgill wrote:
           | It's a thing. You can check your score for free at
           | https://www.creditsimple.co.nz/
        
             | xupybd wrote:
             | It's worth seeing how much data is stored against you.
        
             | robocat wrote:
             | Very scary: I signed up and they know a lot of personal
             | information such as my bank account numbers (presented
             | completely without obfuscation), and my exact mortgage
             | amounts, plus other information that shouldn't be so easily
             | available.
             | 
             | No actual authentication to sign up - presumably you can do
             | so if you know a few personal details and somebodies
             | driver's license number or passport details (neither of
             | which are secure information).
             | 
             | Thanks G
        
               | boredumb wrote:
               | I believe it was nerd wallet, but I signed in a few years
               | back and was surprised to see they had almost a decade of
               | financial data on me. I don't recall them printing out my
               | unobsfuscated account numbers but it was a bit unnerving
               | regardless.
        
           | Lerc wrote:
           | I remember being refused something (although I can't remember
           | what) because my credit record was blank. I bought a bed on
           | hire purchase specifically so I had a financial footprint.
        
             | Khartoum wrote:
             | I'm surprised that a standard "average" credit level can't
             | be used as a starting point, and then every transaction
             | afterwards is a difference against that default starting
             | point.
             | 
             | That is, no evidence in favour nor evidence against you.
        
               | nordsieck wrote:
               | > I'm surprised that a standard "average" credit level
               | can't be used as a starting point, and then every
               | transaction afterwards is a difference against that
               | default starting point.
               | 
               | > That is, no evidence in favour nor evidence against
               | you.
               | 
               | It's because this isn't a court of law. You're trying to
               | convince other people to give you an unsecured loan. The
               | default will never be an assumption of trustworthiness.
        
               | Ensorceled wrote:
               | The default assumption of a blank credit info in 2023
               | would have to be this person is either very young and
               | probably a risk or a fake identity and certainly a risk.
               | That's why young people can only get small loans.
        
             | int_19h wrote:
             | In US, the usual way to handle this is to get a credit card
             | backed by a security deposit, and use it to build up credit
             | history.
        
       | steve_gh wrote:
       | Define "need"
       | 
       | In my job (infrastructure management) I am constantly fighting
       | against people wanting to throw data away. "We know the condition
       | of the bridge" they say - "so we don't need the past 20 years of
       | maintenance records. It's too expensive to keep".
       | 
       | What they lose is the ability to understand how things change
       | over the long term - how bridge supports and bearings degrade, so
       | they can take proactive steps in the future and replace things in
       | a planned way, rather than waiting for them to break.*
       | 
       | *Actually, what we do is a bit more complicated than this, but
       | hopefully you get the point.
        
         | clouddrover wrote:
         | How is the condition of the bridge a privacy concern?
        
           | segfaultbuserr wrote:
           | +1, I don't think this is relevant in this context. When we
           | speak of treating data as toxic assets to minimize its
           | collection and retention, it's about personal information
           | with privacy concerns, not something like maintenance
           | records.
        
         | throwbadubadu wrote:
         | Please, doesn't help to pull that (not personally related data)
         | in here, this is just not comparable.
         | 
         | Such data can be kept forever, maybe should even be public
         | because of public interest, and likely even publicly owned.
         | 
         | Personal data / PII, history and also current cases again and
         | again show should be minimized. Germany had it pretty right
         | with its
         | https://de.m.wikipedia.org/wiki/Datenvermeidung_und_Datenspa...
         | though it gets attacked and holed out recently everyday again..
         | for the public interest they say, but for the profit interest
         | of some corps they mean.. if not even for spying on citizens...
        
         | largepeepee wrote:
         | Maybe they don't want record because the data also holds
         | incriminating evidence of how they understaffed the maintenance
         | crew and skipped upkeep to fill their pockets in the short
         | term.
        
       | WheatMillington wrote:
       | This is an enraging response from our sleepy regulator. Maybe if
       | the Privacy commissioner did their damn job...
        
       | aunty_helen wrote:
       | > which isn't okay.
       | 
       | This is about the bigget teeth the privacy commissioner has.
       | Suprised to see such a heavy handed response from them given it
       | was only 20% of the population.
       | 
       | Really, the NZ privacy commissioner's office is a joke. You can
       | see this when they say things like:
       | 
       | > The Office of the Privacy Commissioner also encourages
       | individuals to challenge hard why an agency needs to collect and
       | retain their personal information.
       | 
       | I've talked to people who work in govt that have had full cctv
       | surveillance at city wide (Hamilton) level Ok'd by them. Like no
       | worries mate, they're in public so you can use casino face
       | detection technology on them to track wherever anyone within the
       | inner city is detected for 40 days of collection capacity.
        
         | mr_toad wrote:
         | > Really, the NZ privacy commissioner's office is a joke.
         | 
         | Well, the privacy act has no teeth, so all they can do is put
         | their hand in their pocket and pretend they have a pistol.
         | 
         | The act is about 30 years old now, it's totally unsuited to the
         | modern age and it desperately needs an overhaul.
        
         | heresie-dabord wrote:
         | > drivers' licences [...] as well as people's passports. Some
         | of the 14 million New Zealand and Australia records taken are
         | up to 18 years old, which isn't okay.
         | 
         | A question about NZ English... How is that last clause (the
         | final five syllables) used/interpreted?
         | 
         | To my ear, it sounds comical. "Our office wishes to formally
         | advise millions of citizens that your trust has once again been
         | violated, and in our official role we declare this to be a not
         | okay event."
        
           | TheReveller wrote:
           | It means 'which isn't acceptable'. I am also confused as to
           | why they used this turn of phrase, perhaps to sound more
           | colloquial. It sounds weird to me too, and comical, coming
           | from a govt department, but perhaps it is indicating that the
           | privacy commission finds that to be something the population
           | would not approve of, but which it has no actual enforcement
           | mechanism.
        
       | shadowgovt wrote:
       | I received a letter from a movie theater I worked for as a
       | college student for a summer job, some fifteen years after I
       | graduated college. They let me know a data breach had occurred
       | exposing my social security number and (out-of-date, but still
       | relevant for answering security questions) PII including address
       | and telephone number.
       | 
       | The breach vector? Legally-mandated tax records. Someone cracked
       | the padlock on the warehouse they were stored in and made off
       | with the hard copies.
       | 
       | It is entirely possible that this sort of data exposure is, in
       | the limit, impossible to guard against. Perhaps the better
       | approach is to ask whether there's any way to make that data less
       | valuable.
        
       | illiarian wrote:
       | And then people complain that things like GDPR are not needed...
        
       | olliej wrote:
       | This seems to be unforced data retention, which is leaked/stolen,
       | as is pretty much a given. However the privacy commissioner is
       | saying "data retention is a problem", and at the same time we
       | have:
       | 
       | Spy agencies: we need everyone to collect data to prevent
       | terrorism!
       | 
       | Politicians: We need to do that to protect children!
       | 
       | Politicians: Also if you ever leak any of the data we forced you
       | to collect and store data whether you want it or not, you will be
       | liable.
        
         | rstuart4133 wrote:
         | > This seems to be unforced data retention,
         | 
         | I didn't get that impression. Drivers licences and passports
         | aren't things banks generally care about. It sounds more like
         | the "know you customer" and "anti money laundering" hoops all
         | financial institutions are forced to jump through now.
         | 
         | The rest of your comment rings true, although "spy agencies" is
         | too narrow. It's spy agencies, police, the tax office, the
         | social welfare agencies (like Centre Link in Australia), the
         | financial agencies like Australia's ASIC.
         | 
         | I don't think it's politically possible to stop the data
         | collection. A few real terrorist plots in Australia have been
         | caught with this data, banks have been fined billions for
         | allowing what is effectively money washing. Regardless of what
         | I personally think, the Law Enforcement Agencies will say not
         | collecting this information is the equivalent of "let the
         | terrorists/paedophiles win" making any argument to stop it a
         | near impossible sell.
         | 
         | But that doesn't matter. You can insist this data is collected
         | without creating a wide open barn door like we have currently
         | using cryptographic protocols. As an example, the government
         | could you an app on your phone, lets say a car rental agency
         | requires proof you have a valid drivers licence. You present
         | the phone to an NFC reader, the phone says "XYZ Business has an
         | authority to verify you have a current licence and it's expiry
         | date", you click "hand it over", the phone provides the
         | required data to the rental company. It's signed to prove to
         | the rental company the the government has certified you have a
         | licence expiring on some date. It also contains a lot of
         | details about you the police can use to chase you down if you
         | are in a road accident - but that's all encrypted, so no one
         | can see it, including the car rental company. So it doesn't
         | matter if it leaks. Barn door closed.
         | 
         | Well sort of. The car rental is probably going to collect a lot
         | of information about you anyway, like a name, contact phone and
         | address. But that's because they want it, not because the
         | government demands it. Hopefully those details won't be
         | sufficient to pull off identity fraud. The government ID's they
         | are collecting now definitely are ID fraud material.
         | 
         | This way of handling sensitive data isn't novel. We already do
         | something like this for credit card details. When a web site
         | offers to remember your credit card, it's likely they've never
         | seen it, let alone remember it. The only people who have seen
         | it is the payment processor - Stripe maybe. What they are
         | remembering is a token Stripe gives to them, which they can use
         | to charge your card again. But the token reveals nothing about
         | you. What's more it is useless to everyone bar them - Stripe
         | won't accept it from anyone else.
        
           | olliej wrote:
           | > I didn't get that impression.
           | 
           | I initially thought that it was gov mandated data, but I felt
           | that given the available info in the article meant I couldn't
           | back up that as a statement so backed off.
           | 
           | I would guess it's probably a mix of government mandated and
           | business purposes, at the same time I suspect there's a bunch
           | of info they want but that happens to overlap the gov
           | requirements.
        
         | boredumb wrote:
         | "Spy agencies" aka your government.
        
         | throwbadubadu wrote:
         | These, but also politicians: Its the new oil, we need it for
         | the economy, stay competitive and throw all principles learned
         | by blood away.
         | 
         | If we would just start with all their data first for their in
         | office part, as that is of real public interest again...
        
       | tastysandwich wrote:
       | I'm getting really annoyed by this one-sided trust with
       | companies. We're just expected to hand over all our sensitive
       | documents, with no idea how it's stored or who can access.
       | 
       | I was sent a shipment recently and the sender didn't put my last
       | name. So the courier asked me to email them a copy of my passport
       | or driver's licence. I rang them directly and was told that this
       | is the only way of providing my identity. I said hell no and the
       | package was sent back (they ended up resending it with my full
       | name).
       | 
       | I find the worst culprit to be healthcare providers. I've had two
       | recently ask me to send my credit card information in the regular
       | mail. I drove down to one of them to do it in person, and they
       | put my details in a filing cabinet. I sure hope that lock is
       | good!
       | 
       | (Pro tip: if you ever need to send CC details via mail and you
       | cannot arrange an alternative, use registered post with signature
       | so you can confirm it made it to the recipient)
        
       | cudgy wrote:
       | "A key finding from the NZ Institute of Directors' Director
       | Sentiment Survey report, released late last year, was that a
       | significant proportion of boards were not sufficiently prepared
       | for a digital future and had an "it won't happen to us" approach.
       | The message from the Office of the Privacy Commissioner is "wake
       | up to yourselves". We talk to organisations almost every week who
       | are counting the cost of a cyber data breach. Can you risk the
       | impact to your customers and your reputation?"
       | 
       | Agencies should not be collecting or retaining personal
       | information unless it is necessary for a lawful purpose connected
       | with their function or activity. All agencies should have a
       | personal information retention schedule that they review
       | regularly. The simple discipline of deciding how long information
       | will be retained as you collect it and acting on these decisions
       | will save you and your customers a lot of pain."
       | 
       | So many panels, surveys, commissions, and watchdog groups state
       | the obvious and yet little action on those recommendations is
       | ever taken. In fact, many times the actions that are taken
       | exacerbate the problem. The recently proposed bills to try and
       | deal with TikTok and the social media data collection practices
       | is a great example of this: propose sweeping new laws that
       | violate privacy and free speech in order to combat privacy
       | issues.
        
       | Matsta wrote:
       | Just to give some context, I got the email letting me know my
       | data was part of the breach.
       | 
       | I bought an iMac on interest free finance direct from Apple in
       | 2014 via Gem (which is now lattitude). So I imagine everyone who
       | has bought a Apple product on finance is going to be caught up in
       | this. Also looked at the Aussie Apple site and they still use
       | Lattitude for finance payments.
        
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