[HN Gopher] Entrepreneurs who regret starting businesses
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       Entrepreneurs who regret starting businesses
        
       Author : pmoriarty
       Score  : 141 points
       Date   : 2023-04-04 10:37 UTC (12 hours ago)
        
 (HTM) web link (www.bbc.com)
 (TXT) w3m dump (www.bbc.com)
        
       | okeuro49 wrote:
       | A cynic would say that the BBC is preparing the public for the
       | Online Safety Bill, where many small online ventures will become
       | unviable.
        
         | simonswords82 wrote:
         | Sadly the beacon of balanced reporting that the BBC once was is
         | now a distant memory. It's politicised, click bait nonsense
         | just like most of the news on the Internet. So your assessment
         | is more than likely accurate.
        
         | revelio wrote:
         | Yes. It depresses me no end that this comes from the BBC. How
         | predictable. You can argue that the Californian sun-always-
         | shines mentality is unrealistic, but you can't argue with the
         | results it generates. Perhaps the British attitude is just
         | normal and not anything in particular, but compared to the
         | attitude of the people at the top it's a culture of defeatism.
         | 
         | I think it may also be reflective of the culture and mentality
         | at the BBC specifically, though. It's well known their staff is
         | completely dominated by Guardian readers. These are people
         | whose idea of success in life is taking control of a powerful
         | pre-existing institution. The sort of people who make wild bets
         | on unintuitive beliefs and end up disrupting industries are
         | pretty much opposed to that value system and it shines through
         | in all sorts of subtle ways.
        
           | okeuro49 wrote:
           | I wouldn't usually be so cynical, but I noticed recently how
           | the BBC was responding to the inflation crisis, by somehow
           | making it out to be some external thing that nobody could
           | control, and nobody could have predicted.
           | 
           | When in fact there were many people saying that the massive
           | state spending programs during coronavirus, were going to
           | contribute to a high rise in inflation, and that policies
           | such as paying the wages of the entire middle class were not
           | going to come without a cost.
           | 
           | The BBC manufactured consent for those state policies, then
           | now act like inflation is some random incident, like the
           | weather.
        
         | postsantum wrote:
         | That's what I thought. BBC and their likes lost all credibility
         | and the first thing the reader should wonder about is what
         | agenda they are pushing today
        
       | mindvirus wrote:
       | I think the real message is to reflect and know what you want out
       | of life, and to know what you're optimizing for. And not just
       | getting away from your current situation.
        
       | opentokix wrote:
       | Well, all mentioned in the article do bullshit jobs. "Advisor to
       | high networth individuals" "Career coach" and other bullshit.
        
       | strangescript wrote:
       | You always here about the 5% that make it, not the 95% that
       | don't. Even when you do its easy to brush off why they failed.
       | "Oh their idea was bad", or "they didn't know what they were
       | doing". This is only amplified further by those 5%'ers running
       | around encouraging everyone to start a business. Writing books
       | about their success. Giving motivational speeches, etc.
        
         | gumballindie wrote:
         | I dont know but most place i read i read about those who fail
         | and about how difficult starting a business is. One can rarely
         | read about those who start small but successful businesses.
         | Usually stories are either about failures or those immensely
         | successful.
        
         | sshine wrote:
         | There's a lot of timing, luck, market fit, retrying.
         | 
         | The whole story is never a sample-size of one.
         | 
         | Hacker News is pretty good at portraying those who failed five
         | times in a row, those who give up after trying for years, those
         | who seem to get it, and those who persevere.
        
       | nkotov wrote:
       | I'm in year five of building companies, three years doing it
       | full-time. I don't have regrets but there have been extreme low
       | point - primarily tied to other people. Firing others. Having
       | investors pull out last second and forcing us to shutdown. Having
       | cofounders quit, or worse, intentional sabotage the team. It
       | takes a certain type of person to want to continue doing this
       | long-term. Most people don't have that.
       | 
       | One thing I wish someone told me early was that being consistent
       | is the key. I spent the first ten years of my tech career looking
       | for hacks to just realize the best hack is to just doing things
       | consistently and speak to new people all the time. Once you have
       | your pace set, just running with it and sticking with it results
       | in things to start happening.
        
       | jwr wrote:
       | I can see a number of data points in the comments, let me add
       | another one.
       | 
       | I started a self-funded SaaS business fairly late (in my 40s). I
       | was tired of being dependent on others, especially as others
       | mostly failed me in the past. I wanted to be independent: no
       | investors, no bosses, no employees. Just me.
       | 
       | It took five years of slow growth to get to a stage where I
       | didn't have to worry about revenue.
       | 
       | Do I regret it? Hell no! It's the best decision I've ever taken
       | in my life.
       | 
       | I am now very happy with where I am: I have a business that
       | depends on very few external factors and runs well. I don't have
       | to worry about investors doing crazy investory things. I don't
       | have to worry about employees pulling crazy employee stunts
       | (believe me, I've seen a good number of those in the past, and
       | the entitlement of many employees is absolutely crazy). I don't
       | have to worry about user numbers, only about paid subscribers and
       | maintaining slow revenue growth. Nobody pushes me for crazy
       | growth.
       | 
       | Most importantly, the business model is simple: my customers pay
       | me because my software improves their workflows. That's it. There
       | is no "monetization", no shove-it-down-your-throat marketing, no
       | tracking, none of that unpleasantness that seems to be dominating
       | today's world. If they like the software, they pay a subscription
       | fee, if they don't, well, they don't, and I have a problem. But
       | so far it seems they do :-)
       | 
       | The only thing I had to carefully manage was my engagement: it's
       | easy to get pulled in and work crazy hours, because in a single-
       | person business there is _always_ much more to do than you can
       | possibly ever do. You have to become good at prioritizing, which
       | means identifying the single (ONE!) most important thing at this
       | moment and focusing on that. But you also have to accept that
       | most things will not get done and be OK with it. That was hard
       | for me, but I learned, and I keep sane hours and a good work-life
       | balance.
       | 
       | I'm posting this just to provide a counterpoint to many negative
       | comments.
       | 
       | PS: if I were to provide one bit of advice to aspiring
       | entrepreneurs, it would be: look for a business that delivers
       | high value to customers with money. So don't start a B2C business
       | that does something easily replicable with a low value. B2B is
       | where it's at.
        
         | randlet wrote:
         | How do you deal with the bus factor as a B2B? I lost a few
         | larger contracts because customers would not risk making a one
         | person business a core part of their workflow.
        
           | Axsuul wrote:
           | I'm in a similar situation and this has not been an issue, at
           | all.
        
             | Frondo wrote:
             | Also in a similar situation now (well, in the B2B space,
             | with ~20 corporate customers around the country) and the
             | times it's come up, people have been more concerned to see
             | a business continuity plan than a big office full of people
             | who can take over.
             | 
             | You can find lots of examples for a BCP on any search
             | engine, and in my experience so far it's more important to
             | show that you've thought about it and at least have a plan
             | in place to take care of business continuity, should
             | something happen to you, in the future.
             | 
             | Another thing to keep in mind is, even if you had staff who
             | could keep a platform going, until you're running quite a
             | large operation, even finding someone who'd _want_ to take
             | over should something happen to you is going to be
             | difficult. I 'm eyeing a buyout by a large competitor in
             | the distant future for that, because this is a really niche
             | space and requires a lot of technical knowledge and people
             | skills.
        
         | hu3 wrote:
         | Thank you for sharing your experience. It's the style of life I
         | want to pursue.
         | 
         | I'm starting a B2B SAAS business (the dream) on the side where
         | I also plan to work on my own (no investors, no employees) and
         | maybe be helped by my wife.
         | 
         | My question to you is: Do you have experience with free tiers?
         | 
         | I'm thinking about having a free tier to lure in customers and
         | allow them to play around with the app without having to commit
         | their credit-card right away.
        
           | Axsuul wrote:
           | I wouldn't recommend it early stage since it can be a
           | distraction and use up lots of support bandwidth. And you
           | should be focusing on paid customers and the features that
           | will bring value instead. But like everything in business, it
           | depends (on the idea, vitality nature of it, etc)
        
       | theery wrote:
       | It definitely looks easier than it is. You have to want it.
        
       | xwdv wrote:
       | Overemployment where you hold multiple jobs simultaneously is the
       | far better goal for those who are ambitious and want to make a
       | lot of money these days. Not entrepreneurship.
       | 
       | As an overemployed worker, you will work less than an
       | entrepreneur but probably start making far more money than them
       | right away. Overemployment is also more friendly to failure. If
       | you fuck up a job and lose it, it takes little effort to just
       | find a new one. You might even have a severance as a bonus. The
       | entrepreneur will probably just drink beer and spiral into
       | depression as they wrestle with the choice of starting yet
       | another business or finding some kind of job they can tolerate.
       | 
       | Overemployment will also force you to have incredible time
       | management, and the high you get from running your day like a
       | well oiled machine delivers far better satisfaction than the
       | terrifying uncertainty that comes with entrepreneurship.
       | 
       | Furthermore, overemployment allows you to truly "turn off" in a
       | way entrepreneurship doesn't. At the end of the day, since you're
       | just working for another company, your responsibilities are
       | limited. You can push away from your desk and live life stress
       | free.
       | 
       | You could be grossing around $500k a year easily as an
       | overemployed worker, meaning that with prudent saving and
       | investment you will have amassed millions in the span of a
       | decade, almost _guaranteed_. The entrepreneur probably has to
       | work a decade just to maybe get the chance at a similar pay day
       | someday, and for many that day never comes.
       | 
       | Entrepreneurship doesn't carry the same prestige it used to.
       | Nowadays there's a lot of "entrepreneurs" out there and the term
       | has become a bit derogatory, hence the need for quotes. Indeed,
       | someone is more likely to be a charlatan or just a fucking loser
       | if they call themselves an entrepreneur, rather than an actual
       | successful business owner.
       | 
       | Overemployment on the other hand is _gaining_ prestige. Most
       | people are immediately impressed when you tell them you have two
       | six figure jobs at the same time. Imagine how eyes would nearly
       | pop out of people's heads if you told them you worked at Facebook
       | _and_ Google, _at the same time_. You can't bullshit
       | overemployment the way you can bullshit entrepreneurship: two
       | jobs is two jobs.
       | 
       | So all you young men take this advice: build the most valuable
       | skill set and knowledge base you can, and get multiple six figure
       | jobs with decent tech companies. The world doesn't really need
       | another shitty business idea, it needs people who want to _work_.
        
       | Michelangelo11 wrote:
       | Profiling only two people in an article like this seems like a
       | breach of journalistic standards. If they'd interviewed like 4+
       | people from very different backgrounds, maybe the article could
       | have packed a punch. As it is, I don't feel like I've learned
       | much of anything from this.
       | 
       | I mean, surely it's unsurprising to anyone with some life
       | experience that, as with any career choice, some people regret
       | entrepreneurship, and here are two examples of that, and -- so
       | what... ?
        
       | rco8786 wrote:
       | I am 100% certain that many entrepreneurs regret their choices.
       | But kicking off this article highlighting a person whose stated
       | alternative to entrepreneurship was "consistent 7-figures at a
       | management consulting firm" is laughable, as though that's an
       | option for most people.
        
         | jrochkind1 wrote:
         | I honestly stopped reading right there in paragraph 3 or
         | whatever, it made me too mad.
         | 
         | But i still came here for the comments!
        
         | akrymski wrote:
         | I'm pretty sure that the probability of hitting 7-figures in a
         | consulting firm is smaller than hitting that figure as a
         | founder of a startup.
        
           | pg938hkd wrote:
           | Yeah but hitting 300-500k is still quite comfortable
        
         | [deleted]
        
         | selimnairb wrote:
         | Yeah, my reaction to that quote was, "well at least probably
         | did less damage to society as an entrepreneur."
        
           | koromak wrote:
           | Exactly
        
         | rwmj wrote:
         | Plus if he was a management consultant I bet he'd hate it even
         | more.
        
       | osigurdson wrote:
       | The YCombinator model seems pretty good. Try something bold when
       | you are young, if it doesn't work out - whatev. The 1%-2% that go
       | on to become successful are able to fund the whole system.
        
       | SlickStef11 wrote:
       | "Whether you think you can, or you think you can't--you're
       | right."
       | 
       | https://matt-rickard.com/reasons-to-do-a-startup
        
       | bicijay wrote:
       | Great first article to see in the morning, while trying to
       | bootstrap a startup! Today is gonna be a good day.
        
         | HeyLaughingBoy wrote:
         | And you didn't even need to use your AK.
        
       | idopmstuff wrote:
       | I started and run an e-commerce company, and my best advice
       | before starting a business is to think very little about what you
       | want your product to be and a whole lot about what you want your
       | lifestyle to be.
       | 
       | Want to have relaxing end-of-year holidays? Don't start a B2B
       | SaaS company in which you're going to close a huge % of your
       | yearly revenue in the last few days of the year.
       | 
       | Want to be able to travel? You're probably better off with an
       | internet business than a brick-and-mortar store.
       | 
       | Want to be able to eventually step back? You need to make sure
       | that there's a path to lessening your involvement over time
       | without hurting the business.
       | 
       | I started mine during the pandemic and got it to profitability.
       | It's not world-shifting money, but it produces solid cashflow. At
       | that point, rather than trying to raise money and aggressively
       | scale, I automated as much as I could. Got a manufacturer to make
       | the products. Found a 3PL to handle fulfillment. Went through all
       | the common types of support emails I got and made sure those
       | questions were addressed proactively in the product or emails, so
       | I get basically no support emails. Handed off bookkeeping to a
       | professional.
       | 
       | Some of that has changed (the 3PL was terrible and for now I'm
       | doing some fulfillment myself and using Amazon for the rest), but
       | overall I'm only spending a few hours a week on the business. I
       | write marketing emails, ship some product and place orders for
       | stuff as needed.
       | 
       | The really nice thing is that I can move things on or off of my
       | own plate as my workload changes. I'm working a full time PM job
       | that I'm loving, and my wife just had a baby, so I might offload
       | the marketing emails soon (but honestly they're super quick and I
       | often just reuse last year's, so that's tough to justify). If I
       | leave my job, I could definitely move manufacturing in house to
       | expand margins.
       | 
       | I think more than anything, it's those qualities of the business
       | that make it great for me (definitely more than the product).
        
       | onion2k wrote:
       | One of the things I learned running my first startup was that I
       | really don't enjoy running a business. The mountains of admin
       | work, the never-ending decision making, the constant anxiety of
       | whether or not I made the right call, the pressure to never
       | actually switch off and just _work work work_ , all of the
       | pointless 'networking' with people who're pretending to be
       | interested ... it all adds up to a pretty horrible experience.
       | The high points (raising a successful round, first revenue, first
       | hires, etc) _kind of_ make it worthwhile, and obviously an exit
       | is nice (not that I 'd know... I've never got to that point), but
       | I don't think I'd do it again unless I have an amazing idea that
       | I _have_ to build.
       | 
       | Anyone who tells you being a C-level person in a startup is fun
       | and glamorous isn't running a real startup.
        
         | rsrsrs86 wrote:
         | I always ask candidates why they want to work at an early stage
         | startup as a developer, and "because it must be fun" is a show
         | stopper.
         | 
         | Being a founder is certainly not fun. The good parts are there,
         | like earning money, interacting with your team and seeing them
         | grow, the first round, the first sale. But the job is quite
         | painful itself.
         | 
         | Please note that not all startups and founders are / want to be
         | funded with billions of dollars. The true story is that you are
         | going to be overworked and fail 99% of times.
        
           | amanj41 wrote:
           | Similar to the sibling commenter, I would say it's a matter
           | of semantics. I am one of three developers at a small startup
           | and definitely would describe the experience as fun albeit
           | stressful. The two sentiments are not mutually exclusive. If
           | it's not fun / interesting / challenging, the possibility of
           | options being worth something in future would absolutely not
           | justify the stress of working at a startup
        
           | s1artibartfast wrote:
           | Maybe fun isn't the right word, but the best startup
           | engineers that I've met found great satisfaction in their
           | work. They enjoyed the engineering, the subject matter, and
           | the process of learning.
           | 
           | It is closer to the type of "hard fun" one has training and
           | running a marathon, than the "easy fun" of watching a movie
           | or playing a game.
        
       | ttcbj wrote:
       | This article is super generic. It could have been written about
       | any career path -- Some people who dedicate their careers to
       | ascending in a single corporation regret it, Some people who
       | aspire to be corporate lawyers regret it, Some people who become
       | ski instructors to have more time to ski regret it.
       | 
       | Careers are long, and I think the key is to try things, learn
       | what suits you, and generally try to evolve towards things that
       | are a better fit for you.
        
       | donutdan4114 wrote:
       | I don't know that I fully regret starting a business but boy does
       | it suck like 90% of the time.
       | 
       | I'm fortunate in that the business does really well, but.... I
       | just can't stand it anymore. The stress, the boring, the
       | frustrating, the getting taken advantage of, the weekend
       | hours....
       | 
       | I suppose I fell a little bit into the trap of someone wanting to
       | open a cafe because they like being at a cafe... well I like
       | programming, I like solving problems... but running a business
       | (and a successful one at that) is tough.
       | 
       | I can see why most CEOs are non-technical, because it's a special
       | type of sadistic person who would ask for this.
       | 
       | I've tried steering the ship towards some goal or task that would
       | maybe make things better but there's no point. The business is on
       | autopilot.
       | 
       | The business is like it's own person with its own wants, needs,
       | desires... and they come first. They always come first. Bending
       | over backwards to keep something running, get some bug fixed,
       | satisfying some customer, putting out fires... takes higher
       | priority than friends, family, personal time, etc...
       | 
       | It has to. I can't let the business suffer. People depend on its
       | success, most of all my family.
       | 
       | I can understand why the rich suffer so.
        
         | enumjorge wrote:
         | > the getting taken advantage of
         | 
         | I've been thinking of starting my own business and I hadn't
         | heard of this before. It sounds draining. If you're
         | comfortable, would you mind sharing an example of how people
         | try to take advantage of you?
        
       | janetacarr wrote:
       | I think what people don't seem to understand is that
       | entrepreneurship is a skillset. You can get better at it by
       | practicing.
       | 
       | Like any skillset, you can build a career out of it. And, just
       | like any career, you could end up on the scale of loving it to
       | hating it. I'll admit it's quite a bit harder than any other
       | career though since often you can't look to your peers for advice
       | or examples of success. It's largely a game of taking on risk to
       | provide value to people who will pay for it.
       | 
       | If you've never promoted yourself online, how do you expect to
       | learn enough marketing chops to get people to the value you
       | provide with your business; how do you expect to learn enough
       | sales chops if you've never sold anything to anyone before.
       | 
       | As for me, I'm just a lowly independent consultant, so make of
       | this what you will, but I understand that I'm slowly getting
       | better at sales and marketing, and understanding the value I can
       | provide to my clients, and what makes my consulting different
       | (and hopefully better) than others. Like a natural career
       | progression, I hope to give myself a promotion by creating and
       | selling digital products one day using the skills I've built at
       | the bottom of the ladder.
        
       | FlyingSnake wrote:
       | Entrepreneurship is like one of those carnival games where you
       | throw darts or something.
       | 
       | Middle class kids can afford one throw. Most miss. A few hit the
       | target and get a small prize. A very few hit the center bullseye
       | and get a bigger prize. Rags to riches! The American Dream lives
       | on.
       | 
       | Rich kids can afford many throws. If they want to, they can try
       | over and over and over again until they hit something and feel
       | good about themselves. Some keep going until they hit the center
       | bullseye, then they give speeches or write blog posts about
       | "meritocracy" and the salutary effects of hard work.
       | 
       | Poor kids aren't visiting the carnival. They're the ones working
       | it.
       | 
       | --
       | 
       | Original comment from notacoward here:
       | https://news.ycombinator.com/item?id=15659076
        
         | nightski wrote:
         | The world will never be fair, I'm not even sure that is an
         | ideal goal. The best things in my life have come from when I
         | faced adversity, not when I was in a position of privilege.
         | While opportunities are not always equal in quality or number,
         | there are opportunities if you seek them. It's ironic that even
         | though lots of things come down to luck, it's very possible to
         | put oneself in a position that makes it feel like they are very
         | lucky! "Luck" tends to follow those with initiative.
        
           | ClumsyPilot wrote:
           | > The world will never be fair, I'm not even sure that is an
           | ideal goal.
           | 
           | Which is exactly why it is important to have an accurate
           | assessment of who is truly an entrepreneurial genius,
           | contributing to society, and who is starting another Juicero.
        
           | coldtea wrote:
           | If fairness is not an "ideal goal" what is?
           | 
           | > _The best things in my life have come from when I faced
           | adversity, not when I was in a position of privilege_
           | 
           | Does that hold for kids hungry and unable to finish school
           | because their parents don't make enough then? (Or much worse
           | situations)?
        
             | detourdog wrote:
             | The hard thing to understand about privilege is that it may
             | have just as many constrictions as having nothing. They are
             | different but can be every bit as challenging to a good
             | life.
        
               | detourdog wrote:
               | I guess people want to believe that if only they were
               | born with more privilege they would be happier and have
               | more freedom to fail. I find that attitude makes the
               | person and circumstances. I won't deny having one's mom
               | rub elbows with the chairman of IBM is a very rare
               | privilege.
        
             | nightski wrote:
             | To remove barriers and give people a chance to achieve what
             | they desire (if they desire). That doesn't mean everyone
             | will have the same opportunities and/or the same
             | circumstances.
             | 
             | And no it doesn't, this is not an argument against
             | assistance programs.
        
               | digging wrote:
               | Seems like an arbitrary line. Lifting someone out of
               | poverty is removing a barrier. Helping people make social
               | connections is removing a barrier.
        
               | [deleted]
        
         | goodpoint wrote:
         | > Middle class kids can afford one throw.
         | 
         | More like upper middle class or if you are in the right
         | country.
        
         | revelio wrote:
         | A nice analogy but it doesn't work.
         | 
         | There aren't that many entrepreneurs who failed multiple times
         | before succeeding at a business. If you look at the big
         | businesses that dominate the US tech economy, they're all first
         | time founders (Amazon, Apple, Google, Microsoft etc).
         | 
         | There are also very few entrepreneurs bootstrapping their own
         | business. Even rich kids go to VC, they aren't usually risking
         | their own funds.
         | 
         | Finally, if you try multiple times, learn something important
         | from each failure, and then succeed, it seems reasonable to
         | claim that this is now due to the skills you developed and not
         | mere luck. You can't even claim it's privilege - it _might_ be,
         | but as this article argues, being an entrepreneur isn 't being
         | handed a nice life on a plate even if you're successful.
         | 
         | For sure there are counter-examples where some rich kid spent
         | their parents money trying and failing over and over, then got
         | lucky without learning anything, somehow had an incredibly easy
         | life from that point on and then started talking about merit.
         | But they're going to be the exceptions that prove the rule. The
         | carnival analogy therefore feels like ideologically motivated
         | reasoning of the most common Marxist kind (claiming hard work
         | and risk taking don't matter, that all success in life is the
         | inherited privilege of capital).
        
           | vlovich123 wrote:
           | I think you need to leave tech and VC money. VC's are happy
           | to throw money behind a bunch of smart college kids. Go try
           | to go a different route and see all the doors shut. Also you
           | don't get to see all the people who don't try their hand at
           | entrepreneurship because the gamble is too great for them.
        
             | revelio wrote:
             | Yes, but the reason it's harder to get money for those
             | sorts of businesses is because they're much less likely to
             | generate large returns. The BBC couldn't / didn't want to
             | find any tech entrepreneurs for this article (it's not like
             | the UK doesn't have them), so they focus on people doing
             | contracting or agency work. Of course it'll be tough to get
             | investment in such a low margin and competitive business,
             | VCs don't invest in tech outsourcing body shops either.
             | There just isn't the possibility of large profits without
             | product development.
        
               | HPsquared wrote:
               | Most businesses don't generate extraordinarily large
               | returns. Successful tech companies are in the long tail.
               | Where's the investment in the middle?
        
               | vlovich123 wrote:
               | Except a huge amount of VC plays are basically just
               | gambling on someone succeeding. They don't care who. So
               | you've got 1 success story for every 100 attempts. Sure
               | that 1 generated outsized returns, but that doesn't help
               | the 100 that failed and lost time and money they could
               | have gotten elsewhere.
               | 
               | Additionally, VC plays are often are parasitic endeavors
               | that try to acquire monopoly positions by flooding the
               | market to corner it (ie kill all competition) before
               | raising prices (eg Uber prices raise to pretty close to
               | taxis once the local taxis have been run out of
               | business). If you prevented flooding the market as a
               | tactic, the entrepreneurship model would change
               | drastically. And that is something we used to try to
               | prevent but for some reason we only did it once for the
               | commodities market but let it continue unabashed
               | everywhere else.
        
           | endisneigh wrote:
           | > There aren't that many entrepreneurs who failed multiple
           | times before succeeding at a business. If you look at the big
           | businesses that dominate the US tech economy, they're all
           | first time founders (Amazon, Apple, Google, Microsoft etc).
           | 
           | For this analysis to be complete you'd have to look at all
           | companies, not an arbitrary selection of tech companies.
           | 
           | Furthermore, tech is unique (and so is the list of your
           | companies) in that one couldn't have started a similar
           | company before the ones you listed since modern tech
           | literally had just begun.
           | 
           | A better example would be to look at the new generation of
           | tech companies, such as OpenAI, if you want to focus on tech.
           | 
           | Finally, let's look at your companies:
           | 
           | Microsoft - was not Bill Gates' first company.
           | 
           | Amazon - It's true the name was the same, but the company pre
           | and post 1998 (Amazon as a bookstore, and then Amazon as an
           | ecommerce site, and then the development of what is known as
           | AWS in the early 2000s) was fundamentally different. The only
           | real similarity is the name.
           | 
           | Google - it's true Brin and Page started this company first,
           | but they had effectively done all the work for "free" as part
           | of their PhD (at Stanford, no less). Keeping up with the
           | parent post analogy, there was not much risk here.
           | 
           | Apple - Similar to Amazon in that Apple as a name and company
           | had continuity from now to its beginning, but Steve Jobs
           | started Next which you could argue is the DNA of modern Apple
           | (it merged back with the almost then defunct Apple), as well
           | as Pixar.
        
             | Sebb767 wrote:
             | > Amazon - It's true the name was the same, but the company
             | pre and post 1998 (Amazon as a bookstore, and then Amazon
             | as an ecommerce site, and then the development of what is
             | known as AWS in the early 2000s) was fundamentally
             | different. The only real similarity is the name.
             | 
             | > Apple - Similar to Amazon in that Apple as a name and
             | company had continuity from now to its beginning, but Steve
             | Jobs started Next which you could argue is the DNA of
             | modern Apple (it merged back with the almost then defunct
             | Apple), as well as Pixar.
             | 
             | These two do not really support your point. The grandparent
             | said:
             | 
             | > There aren't that many entrepreneurs who failed multiple
             | times before succeeding
             | 
             | Starting a successful company and then used that basis to
             | branch out into another successful company does not
             | disprove this point.
        
               | endisneigh wrote:
               | The point I was addressing was "Rich kids can afford many
               | throws." in the grandparent. The parent post doesn't
               | really change what the main point of the grandparent is,
               | which is that rich people get more chances.
        
             | treis wrote:
             | Gates had one other company that he founded at 17 before
             | starting Microsoft at 20.
        
           | jotjotzzz wrote:
           | This sounds like survivorship bias.
           | 
           | Rich kids have a golden parachute for a smoother fall than
           | all the other kids. In addition, most rich kids belong to
           | wealthy, well-connected parents who have already built a
           | network for them. Middle-class to poor kids do not have these
           | resources. However, that doesn't mean bootstrapping will not
           | work. But it is harder for them than rich kids to build a
           | multi-million business.
        
           | irjustin wrote:
           | > A nice analogy but it doesn't work.
           | 
           | Your analogies don't refute his claims the way you think they
           | do.
           | 
           | When you look at the FAANGs you're implicitly viewing from
           | $$'s of the overall pie (top 99.99999%??) where as the parent
           | comment is looking at it from they're just 5 founders amongst
           | a sea of them (top 0.000001%?). Also, the founders of those
           | companies aren't rags to riches they came from upper middle
           | to upper class families.
           | 
           | His quoted analogy stands well and yours generally helps it.
        
           | makeitdouble wrote:
           | > There aren't that many entrepreneurs who failed multiple
           | times before succeeding at a business.
           | 
           | That seems counter-intuitive. You are looking at incredibly
           | large corporations that came full form in a few decades only,
           | and I'd wager their founder succeeding at the first try might
           | be part of the whole miracle. Companies that mildly succeed
           | could come from less miraculous founders who needed a few
           | more tries.
           | 
           | > Even rich kids go to VC
           | 
           | It's more on whether they can effort to "waste" a few years
           | in a startup instead of trying to build a career in a more
           | stable company.
           | 
           | They also don't need social branding: if you're trying to get
           | a loan for your mortgage, working at IBM will help a lot
           | compared to some random stealth startup.
           | 
           | It's the same reason you'll find more well-off kids trying to
           | make it as actors. It's just a risk most poor kids won't
           | take.
           | 
           | > due to the skills you developed and not mere luck
           | 
           | It doesn't have to be a dichotomy of one or another. Just
           | don't publish a book to tell the world "look at me: just work
           | hard enough and everything is possible"
        
             | oogali wrote:
             | Your average mortgage broker does not care about the name
             | of the company on the check beyond conversation.
             | 
             | The Fannie Mae underwriting manual and software[1] they use
             | makes no mention of company prestige, age, etc.
             | 
             | Simply, is there consistent pay stub history, do the bank
             | accounts agree with the pay stub history, do the filed
             | 1040s agree with job and bank account.
             | 
             | If you have a non-average mortgage broker that cares about
             | the name, then you're in an SVB-like situation and we've
             | all seen how that played out.
             | 
             | 1: https://singlefamily.fanniemae.com/applications-
             | technology/d...
        
           | [deleted]
        
         | dehrmann wrote:
         | > Rich kids can afford many throws.
         | 
         | True, but those throws are still expensive, and the prize is
         | worth less than the cost to play. This is what downward
         | mobility looks like. It's a kid who grew up wealthy, but ended
         | up upper middle class because they weren't as
         | lucky/ambitious/talented as their parents. It happens a lot,
         | but it isn't dramatic, and the outcome isn't "bad," so it
         | doesn't get much attention, but downward mobility absolutely
         | happens.
        
           | brianwawok wrote:
           | Isn't the trope that the first generation makes the wealth,
           | the second generation maintains it, and the third spends it?
        
         | JamesBarney wrote:
         | If you're a dev living moderately in a reasonable cost of
         | living city you can afford to go all in on a startup every few
         | years without any familial income or wealth.
        
           | anonymouskimmer wrote:
           | This describes a member of the unlanded gentry class, not the
           | middle class.
        
         | PragmaticPulp wrote:
         | > Rich kids can afford many throws. If they want to, they can
         | try over and over and over again until they hit something and
         | feel good about themselves.
         | 
         | I see this story repeated over and and over again on the
         | internet, but I don't really see it playing out the same way in
         | the real world.
         | 
         | I've seen a lot of "rich kids" try to start businesses, but
         | then quickly realize that it's a huge amount of work and not
         | guaranteed success. Then they look around and see all of their
         | opportunities for safe, high-paying jobs that leverage their
         | expensive education and their parents' network, and decide that
         | taking one of those jobs is a much easier way forward.
         | 
         | I lived near a highly ranked MBA school for a while. I would
         | constantly get LinkedIn requests from stereotypical "rich kid"
         | MBA grads who banded together and wanted to "do a startup", but
         | they just needed a few engineers to actually do all the work.
         | It was funny to hear the pitches about how they'd give me 1-5%
         | for doing all of the tech work of their company while all of
         | them (up to 7, in one case) would handle the business side of
         | things for me. No thanks.
         | 
         | There are definitely some "rich kid" startup founders out
         | there, but a lot of the founders I've worked with over the
         | years came more from the end of the spectrum where they grew up
         | learning how to work hard, that money doesn't come easy, that
         | they can't rely on parents to bail them out, and so on.
        
           | Viliam1234 wrote:
           | > I would constantly get LinkedIn requests from stereotypical
           | "rich kid" MBA grads who banded together and wanted to "do a
           | startup", but they just needed a few engineers to actually do
           | all the work. It was funny to hear the pitches about how
           | they'd give me 1-5% for doing all of the tech work of their
           | company while all of them (up to 7, in one case) would handle
           | the business side of things for me. No thanks.
           | 
           | If they kept trying, someone else probably said yes.
        
           | ClumsyPilot wrote:
           | Rich kids does not mean rich idiots and does imply they do no
           | work.
           | 
           | It simply implies that in a case where both have considerable
           | skills and effort, the 'rich kid' will get much farther
        
           | dumbotron wrote:
           | > I lived near a highly ranked MBA school for a while
           | 
           | This is how elite colleges work. They connect elite kids with
           | talented kids they can take advantage of.
        
           | dumbotron wrote:
           | > but then quickly realize that it's a huge amount of work
           | and not guaranteed success
           | 
           | The other path I've seen rich kids take is get a good enough
           | job in sales and marketing where they're doing fine, but not
           | as good as their parents.
           | 
           | Revision to the mean is real.
           | 
           | It's also like the three-generation rule for family
           | businesses. The first builds it, the second maintains it, the
           | third loses it.
           | 
           | Alternatively,
           | 
           | > My grandfather rode a camel, my father rode a camel, I
           | drive a Mercedes, my son drives a Land Rover, his son will
           | drive a Land Rover, but his son will ride a camel
        
           | linguistbreaker wrote:
           | To apply it to the dart game analogy I would argue it's just
           | not as compelling to the rich kids. They can shoot shots if
           | they want, but winning the stuffed animal isn't that exciting
           | because they can have as many of those as they want without
           | winning a dart game. The prize is much more exciting to
           | someone who has to hit the shot to get the prize.
        
         | badpun wrote:
         | > Poor kids aren't visiting the carnival. They're the ones
         | working it.
         | 
         | Aren't many first-generation immigrants (Koreans etc.) in the
         | US entrepreneurs? They're certainly not middle class, and yet
         | they make in it the business world.
        
           | peterxpark wrote:
           | As a son of Korean entrepreneur immigrants, I can say that
           | many of them work less than minimum wage per hour at their
           | business. These bets can work out but it can also be worse
           | than their employees.
        
           | svnt wrote:
           | Poor isn't just a temporary personal financial situation. In
           | this case often the parents continue to sacrifice everything
           | so that their children can have a chance at a better life.
           | 
           | Being the recipient of the sacrifice of two capable people is
           | not a state of poverty.
        
         | Dig1t wrote:
         | I've seen this analogy repeatedly many times and it's becoming
         | a meme.
         | 
         | I think this is wrong and that it trivializes people's
         | accomplishments and hard work as nothing but random chance.
         | 
         | There are tons of examples of entrepreneurs who came from
         | nothing that spent long periods of time living with their
         | parents and eating ramen, grinding until they finally made it.
        
           | ClumsyPilot wrote:
           | And for every one of those, there are 10 who did not.
           | 
           | Random chance is a dominant factor in life, in some walks of
           | like it's The Dominant Factor. Look at Olympic champions,
           | they all work hard but for every athlete that succeeds, there
           | are 100 that worked just as hard and did not. If you were not
           | randomly allocated the right genes, your chance of winning
           | the Olympics is 0% no matter how hard you work.
           | 
           | Or look at traders, they work 100 hours a week, consume
           | cocaine, some die of overwork, some die of overdose. And we
           | have research to prove that random chance is the dominant
           | factor in their work. Working hard for them is a necessity to
           | stay in the game, but it does not assure success.
        
             | anonymouskimmer wrote:
             | > If you were not randomly allocated the right genes, your
             | chance of winning the Olympics is 0% no matter how hard you
             | work
             | 
             | Tonya Harding would like a word with you.
             | 
             | More seriously, luck beyond can help beyond genetics. Such
             | as having local access to a world-class trainer. Or changes
             | to the rules of a competition (I have heard that Simone
             | Biles' 10s are partly possible because of changes in
             | scoring which value her skillset more than they did
             | previously).
        
         | pvsukale3 wrote:
         | I agree, a lot of things you do in life are based on how many
         | times can you absorb the failure and recover from it. This
         | ability is just not financial, it also has physical, mental
         | health, relationships aspect to it.
         | 
         | You could get be the "lucky" person either tomorrow or 10 years
         | from now, question is how long can you afford to continue.
        
           | czbond wrote:
           | You can always afford to continue - just with your after
           | hours work job nights and weekends.
           | 
           | In my experience, the stress and mental aspects are the
           | hardest because each has to decide what to give up for
           | potentially nothing in return.
        
             | ClumsyPilot wrote:
             | > You can always afford to continue - just with your after
             | hours work job nights and weekends.
             | 
             | I don't like pointing out 'privilege', but this is it.
             | 
             | Many of us have to spend weekends and evenings looking
             | after kids, or ill parents. Family responsibilities in
             | other words.
             | 
             | Some of us have jobs that demand more than standard 9/5.
             | 
             | And some have to work a second job to make ends meet.
        
               | czbond wrote:
               | What you pointed out is adults have responsibilities. We
               | all have responsibilities to work around to follow your
               | goals and dreams.
               | 
               | Not having responsibilities is not a sign of privilege -
               | but just a sign of a different phase of life. So that
               | means one has to be tactical to pick the opportunity that
               | matches what effort & energy one can put towards that
               | opportunity.
        
               | thrashh wrote:
               | You can't work around all responsibilities. For example,
               | if you have to take care of your sick mom, you simply
               | cannot do it.
               | 
               | I'm going to be honest. You don't sound super privileged
               | but you are more privileged than a lot of people and you
               | don't seem to realize it.
               | 
               | There is nothing wrong with privilege and there are
               | definitely lazy people but it gets ridiculous when you
               | keep posting "if I could do it, why can't everyone else?"
        
         | czbond wrote:
         | Realize the game you and your family are playing.
         | 
         | Middle class have 3 paths out:
         | 
         | - Single shot entrepreneurship
         | 
         | - Repeated entrepreneurship with a job (no free nights or
         | weekends)
         | 
         | - Long term, multi generational wealth building over the course
         | of 40-100 years with a mixture of stable career or above
         | 
         | A wealthy family did the above but a generation or two before
         | you or yours & someone else is reaping the benefit. Don't get
         | mad at someone else because of your own families path.
        
           | wootland wrote:
           | That's _not_ how most generational wealth was created. From
           | mobsters that went  "legit" (Bronfmans, Kennedys...) to
           | people who build their fortunes off war profiteering,
           | slavery, genocide, child labor... They weren't grinding away
           | for 40-100 years at some labor job. They exploited people,
           | captured the gains, then used the power law to stay on the
           | top.
        
             | czbond wrote:
             | Sure - those are some very specific examples. But whatever
             | town you're in, drive around the nice areas. Those $1M-$5M
             | houses with BMW's or etc. Are they gangsters and warlords?
             | No, they're just normal people who tried and took a
             | different path. Some by luck, some by skill, some by
             | experience.
             | 
             | Just as one can't judge a person who's on the streets - one
             | can't judge a wealthy person with such lenses.
        
               | wootland wrote:
               | The vast majority of those people are middle/upper-middle
               | class people in massive debt. The kind of upper-class
               | Harvard grad that VCs like are most definitely of the old
               | money variety.
        
               | ameister14 wrote:
               | >The kind of upper-class Harvard grad that VCs like are
               | most definitely of the old money variety.
               | 
               | Do you have _any_ evidence for this?
               | 
               | [edit] Of course, you'll likely be able to find a single
               | case and that's _any_ evidence. So how about is there
               | sufficient evidence to support your conclusion that  "old
               | money" is getting all the VC funding?
        
               | wootland wrote:
               | I don't think there's been research done on generational
               | wealth of funded founders, but there's plenty that shows
               | highly skewed investment patterns:
               | 
               | https://techcrunch.com/2021/08/29/diversifying-startups-
               | and-...
        
             | ameister14 wrote:
             | That doesn't describe most generational wealth.
             | 
             | A family house is generational wealth. Most people who at
             | age 65-75 are worth over $1 million dollars didn't get
             | there by using the power of law to stay on top or
             | profiteering from slavery or genocide. That's insane.
        
               | anonymouskimmer wrote:
               | > didn't get there by using the power of law
               | 
               | NIMBYism is the power of law. Mortgage interest deduction
               | is the power of law. Without either, that million dollars
               | of wealth, much of it in the home, would be a lot less.
        
               | ameister14 wrote:
               | Even if I take that as true, it's still not "using the
               | power of law" to follow the law. "Using the power of law"
               | implies some degree of control over the law.
        
               | wootland wrote:
               | I said "power law" not "power of law", meaning winner
               | take all.
               | 
               | https://en.wikipedia.org/wiki/Power_law
        
               | anonymouskimmer wrote:
               | People vote, and on some issues they vote as blocks.
        
               | s1artibartfast wrote:
               | I think it's a mixed bag. Without progressive taxation
               | regimes and property tax, I would expect those people to
               | have much more wealth, not less.
        
               | anonymouskimmer wrote:
               | The very top, sure. But there are effects all down the
               | ladder, and at some point the effects of the laws stop
               | helping build wealth and start hurting it. Some of these
               | taxation regimes are functionally regressive, at least at
               | the top.
               | 
               | https://www.forbes.com/sites/eriksherman/2023/03/26/finan
               | cia...
               | 
               | > The reason most people don't get the mortgage interest
               | benefit is because claiming it requires itemizing tax
               | deductions rather than using the standard deduction. But
               | to itemize, you need enough deductions. In 2019, the Tax
               | Foundation estimated how many people itemized after those
               | big tax changes in 2017 that made it harder for most
               | taxpayers to do so. It was 13.7%, or more than 17
               | percentage points lower than before the 2017 law.
               | 
               | > Desmond pointed to a National Bureau of Economic
               | Research study from 2015. Even at that point, about $195
               | billion of the $270 billion the federal government spent
               | on housing was in the form of these tax code-based
               | deductions. The remaining $75 billion is spent on the
               | poor, or less than a third as much.
               | 
               | > That $195 billion now is for the people who can claim
               | it on their taxes, or less than 14% of the tax paying
               | population.
        
               | s1artibartfast wrote:
               | >But there are effects all down the ladder, and at some
               | point the effects of the laws stop helping build wealth
               | and start hurting it.
               | 
               | This was actually the point I was trying to make. It
               | depends on how you look at it, but by one measure, taxes
               | on net are slowing the wealth accumulation of everyone
               | who pays more than the national average tax. Those who
               | pay less than the average are typically living hand to
               | mouth and not accumulating wealth. When you look at where
               | tax revenue comes from, it is mostly the high earners
               | that are paying for everything, offsetting the their
               | wealth accumulation. Even despite factors like itemized
               | tax deductions, your high earner will still be paying far
               | more than your low earner. For example, the federal rate
               | of 37% on income over 500k will still be far more than
               | 12% on less than 41k, even with tax deductions.
               | 
               | There are of course some factors that offset this, like
               | maintaining the rule of law, education, and property
               | rights which help lift all boats, rich and poor.
        
               | anonymouskimmer wrote:
               | For the generationally wealthy laws such as stepped up
               | basis and lower taxes on capital gains are also counter
               | factors.
               | 
               | The mortgage interest deduction in particular now helps
               | the top 20% or so afford their homes. And afford to
               | continue paying more for homes in their range. Thus
               | boosting property values and prices. While the lack of
               | mortgage interest deduction for additional homes
               | increases the cost of homes which are let out as rentals,
               | which directly impacts the cost of renters, and
               | indirectly boosts the costs of renters through the rise
               | in property values.
               | 
               | I haven't studied this, and lack the ability to do an
               | economic analysis of the yoyoing of increasing home
               | prices versus new construction. But there's probably a
               | regressive effect on wealth even for some of those who
               | aren't living hand-to-mouth.
               | 
               | It looks like the mortgage interest tax deduction did
               | decrease from interest on up to $1 million in loans to
               | interest on up to $750 thousand with the 2017 tax change.
               | This should help reduce the effect on house prices a
               | little bit on the margin.
               | 
               | > it is mostly the high earners that are paying for
               | everything, offsetting the their wealth accumulation.
               | 
               | To an extent this is true. But this argument is also used
               | to say that renters don't pay property taxes. Maybe not,
               | but property taxes have a direct, proportionate effect on
               | the rent that they pay.
        
             | icedchai wrote:
             | How do you define generational wealth? 7 figures? 8? 9?
             | There are many small to medium sized family businesses that
             | were not built on criminal or immoral activities.
        
               | wootland wrote:
               | I'd say 8,9 or 10. Generally people who would be
               | considered LPs for VCs and have political and/or media
               | influence. It is the children of these people that are
               | highly over represented in the executive and funded
               | entrepreneur ranks.
        
             | s1artibartfast wrote:
             | Similar to the other post, Every American who passes a
             | house to their decendents has built some level of
             | generational wealth. There are a lot more people in this
             | bucket than the Kennedy wealth bucket
        
               | wootland wrote:
               | We're talking about wealthy entrepreneurs that raise
               | millions of dollars from VCs, not average homeowners. One
               | house passed down to 4 kids, isn't going to get those
               | kids invited to Marc Andreessen's bbqs.
        
               | s1artibartfast wrote:
               | To the contrary, the parent post you respnded was talking
               | about what options middle class families have to make it
               | to the upper class. This is a seperate question than what
               | option middle class familes have to get to an Andreesen
               | BBQ.
               | 
               | Maybe it is just a confusion over the definition of
               | "multi generational wealth".
               | 
               | Many if not most people consider getting a house,
               | inheretence, or small business "multi generational
               | wealth", especially in economic literature.
               | 
               | You dont need an 8+ figure inheretence to be upper class
               | in the US.
        
               | wootland wrote:
               | I think multi generational wealth would mean that people
               | are a member of the capital class and not the labor class
               | (i.e. they don't have to work for a living). Those are
               | the people who go on to be serial entrepreneurs, because,
               | why not? Nothing to lose other than effort.
               | 
               | Anyone else is taking on risk of becoming destitute if
               | they repeatedly try to start businesses. Even a small
               | business can drain a million dollars very quickly.
               | 
               | > _You dont need an 8+ figure inheretence to be upper
               | class in the US._
               | 
               | I think you do since that's about the level where you
               | don't have to work anymore, especially if you're talking
               | about passing that money down to multiple children and
               | keeping them in the upper class.
        
               | czbond wrote:
               | Disagree. You're not mentioning something just as
               | important, and even more powerful than work. Compounding
        
               | s1artibartfast wrote:
               | I don't think you are using a conventional definition of
               | upper class, or that it is interchangeable with capital
               | class. I also don't think these are the definitions for
               | the Post you were responding to.
               | 
               | That said, I agree eight figures is about the right
               | number for when a family would not have to work assuming
               | that the capital assets are managed appropriately.
               | 
               | I think high value labor is the main path between lower
               | class and middle class. High value labor plus smart
               | investment of surplus capital gets families from middle
               | class to high class. The path from high class to Capital
               | class, as you call it is, primarily return on Capital
               | management.
               | 
               | To get from Capital class to Kennedy class requires a
               | significant windfall or luck, as you would expect for
               | tail end of a Pareto distribution.
        
           | treis wrote:
           | That's not true. A large majority of middle class kid can
           | rely on their parents support until their 30s. I personally
           | know several shitheads doing that and they're doing so
           | because they're lazy. Not because they're working hard on
           | some start up.
        
             | anonymouskimmer wrote:
             | Sure, but that safety net runs out. And once it runs out
             | with nothing established beyond it, the "shithead" is SOL.
        
               | treis wrote:
               | Sure, but it runs out after a dozen start up attempts.
               | And at that point you haven't got a business you can live
               | on it's because you're not cut out to be a founder.
        
               | anonymouskimmer wrote:
               | > Sure, but it runs out after a dozen start up attempts.
               | 
               | For middle class adults living with their parents?
        
               | treis wrote:
               | If you do one a year from 18 to 30 that's an even dozen.
        
           | digging wrote:
           | > Don't get mad at someone else because of your own families
           | path
           | 
           | Should I get mad at my family? This part is not clear to me.
           | 
           | You are also saying this like it's possible for everyone to
           | become wealthy, if only they were picking one of these three
           | options. Not every family can be wealthy - the wealthy make
           | sure of it. It's a zero-sum game (well, more of a negative-
           | sum game? as wealth becomes more concentrated at the top).
           | 
           | Actually, the more I think about it, the less I see how these
           | are three different options. For me as an individual, #3
           | comes down to inheriting wealth that someone else generated
           | with #1, which is just #2 + luck.
        
             | JamesBarney wrote:
             | If the economy was a zero or negative sum game we'd still
             | have the same food insecurity we did 500 years ago. But we
             | don't, the world has gotten much better in the last 500
             | years from people working hard on making it better, many
             | getting rich in the process.
        
               | ClumsyPilot wrote:
               | Your benchmark was Rich. Rich is a relative term, it
               | means more money that everyone else.
               | 
               | If everyone owns 5 houses, to be rich you have to own 500
        
         | david38 wrote:
         | Funny how this doesn't apply to immigrants. Being lower,
         | middle, upper class is mostly a mindset that dictates your
         | tolerance for risk. Immigrants of the same income level as US
         | born have a far higher tolerance.
        
           | brianwawok wrote:
           | Isn't this self selection bias?
           | 
           | The most risk tolerant people are also the most likely to
           | immigrate to a new country? The more conservative people
           | buckle in for a life at the fruit stand or whatever they have
           | in their home country. Maybe not a great life, but it's
           | steady and they know it keeps them fed.
        
         | jakey_bakey wrote:
         | Can confirm this as middle class kid.
         | 
         | Co-foudned a startup a few years ago, was good fun, didn't end
         | up going anywhere. Got a decent bit of parental help with
         | childcare. Now childcare has gone up a ton and I'm in a market-
         | rate dev job with no intention to change.
         | 
         | Co-founder came from money, and is definitely under no such
         | constraints in starting another business.
        
         | blueprint wrote:
         | what universe do you live in where someone making gte 100k
         | working the carnival is poor?
        
           | jabroni_salad wrote:
           | The median income in the USA is 41k.
        
             | blueprint wrote:
             | what's your fallacy called? i don't remember. but obviously
             | the comment was about the circus enabling the rich kids'
             | startups. if the circus was the rest of the us then it
             | would be everyone's circus, not the aforementioned one.
             | duh. now the real question is are you arguing in good faith
             | or are you actually on, eg, the side of those rich kids?
             | either way, fallacy is fallacy and you should be downvoted.
        
         | shubhamjain wrote:
         | [flagged]
        
           | andrepd wrote:
           | > There are thousands of examples that will refute your
           | assumptions.
           | 
           | Someone needs to take a statistics/numeracy 101 class :)
        
           | lapcat wrote:
           | Please review the HN guidelines for comments:
           | https://news.ycombinator.com/newsguidelines.html
        
           | ericmcer wrote:
           | Agreed, article was about the emotional impacts of working
           | for yourself vs someone else. GP warped that into some
           | metaphor about classism. Cool but unrelated.
        
           | aww_dang wrote:
           | https://news.ycombinator.com/item?id=29688489
           | 
           | It isn't the first thread like this. No sense in rehashing
           | the same arguments again and again. Pessimists cannot be
           | convinced. Their world view is self-reinforcing. Worse yet,
           | they have every incentive to ignore evidence to the contrary.
           | 
           | Arguments from first principles are always the strongest. If
           | you don't try, you cannot succeed.
        
           | EliRivers wrote:
           | Money where your mouth is, otherwise you're exactly the same
           | as what you complain about.
        
         | brightball wrote:
         | Starting a business is much easier for married couples who are
         | on the same page about what to do. Succeeding is a heck of a
         | lot harder. Both work, you live off the job income from one
         | while the other focuses on starting the business. In
         | preparation for living on a single income, you budget and save
         | the income of the other spouse to start the business. This
         | strategy also works great for saving for a down payment on a
         | house too.
         | 
         | A dual income couple can accomplish a lot if they communicate,
         | plan and support each other.
        
         | blitz_skull wrote:
         | If you can't afford to sink the money into a startup, you
         | probably should not attempt to do so, right?
         | 
         | The fallacy here lies in assuming that every startup requires
         | capital. Capital greases the wheels, sure. But far too many
         | people think entrepreneurship is just dumping money into an
         | "idea" until it works, and that's actually the worst possible
         | way to go about building a business.
         | 
         | I've been building businesses since I was 10. _Very_ low income
         | family. They certainly weren 't funding anything (nor was I in
         | middle-school). But the spirit of entrepreneurship has always
         | been there.
        
           | wootland wrote:
           | If you have a family and live in the US, you will be saddled
           | with mandatory health insurance payments that are basically
           | untenable without a full-time job.
        
         | chiefalchemist wrote:
         | > Rich kids can afford many throws.
         | 
         | True. But the advantage is broader than that. They also have
         | more able networks. Their parents more likely to know someone
         | who can help who might know someone else who can help. The
         | (support) network matters.
         | 
         | But that's not the difference marker. It's WHAT they throw
         | those darts at that matters. True story...
         | 
         | A few years ago I attended (as a spectator) a hackathon at
         | Princeton Univ. It was mostly PU teams but there were a handful
         | of outsiders.
         | 
         | On day one each team presented their ideas. The team from
         | Rutgers' idea had to do with drinking. An app that figured out
         | the amount of alcohol in your glass or something like that. I
         | honestly don't recall the PU ideas but I know they didn't
         | center around partying.
         | 
         | It was then I realized the difference between those two
         | schools. It's not the quality of the education per se. It's
         | WHAT you think about and HOW you think about it.
         | 
         | Rich kids are exposed to a way of thinking (and role models)
         | that is 100x more rare in the middle class or below. Sure you
         | can claw up from the middle/bottom but it's 100x easier from
         | the top.
        
           | grardb wrote:
           | As a Rutgers alumnus who was involved in the scene when
           | college hackathons started really taking off (2009-2013,
           | attended 40+ hackathons), I can say that this anecdote
           | doesn't reflect my experience at all. Had you attended HackRU
           | instead of HackPrinceton, I can guarantee you that the app
           | ideas would be pretty much indistinguishable from those at
           | other universities.
           | 
           | As for thinking differently, I can't speak much to that, but
           | I've met quite a number of rich people with average and
           | below-average thinking capabilities.
        
             | chiefalchemist wrote:
             | To clarify, I'm not talking about IQ. There's no connection
             | between IQ and (financial) success. It's how and what they
             | use what they have.
             | 
             | There's a difference been thinking about and having lunch
             | with Aunt X and Uncke Y the successful biz owners and the
             | new Marvel movie and associated video game.
             | 
             | There's a difference between being smart about your body
             | (read: food and exercise) and indulgening in anything
             | advertised on TV. Spend a day in Princeton, there is a
             | noticeable lack of excess weight and obesity.
             | 
             | Why? Because they think (and act) different.
        
               | kingboss wrote:
               | Rich people usually control their weight better because
               | they have more money to have better food and perhaps
               | personal cooks/access to better restaurants with better
               | food. They act differently because they are rich. Not
               | because of any sort of bullshit mEnTaLiTy concept.
        
               | chiefalchemist wrote:
               | It's chicken egg thing.
               | 
               | Or at they rich because they act differently?
               | 
               | Come on, if you had the money it's 10x easier to "let
               | yourself go", right? Yet how often does that happen?
               | 
               | Your thoughts drive your decisions and actions. That's
               | not bullshit. That's life. Suck it up cupcake :)
        
             | chiefalchemist wrote:
             | It's my comment above yours.
             | 
             | I went to RU as well so I know what that edu and campus
             | experience is like. I grew up in central NJ so I am
             | familiar with Princeton. I went to public school. I had
             | friends who went to private schools (e.g., Hun).
             | 
             | There IS a differnce, and it ain't just income.
             | 
             | You're absolutely right. It's a small sample size.
             | Nonetheless the contrast was stark and obvious. Network,
             | environment and role models all matter. They are things a
             | lack of money can't buy.
        
               | oogali wrote:
               | If you're open to fielding some questions about the area
               | (and its academics), can you drop me a line at gmail
               | using my username?
        
         | RcouF1uZ4gsC wrote:
         | This ignores generational change. You can bump up your kids to
         | the next level.
         | 
         | You see this most often in many of the immigrant families
         | 
         | First generation are janitors.
         | 
         | Second generation are accountants/engineers.
         | 
         | Third generation are doctors/lawyers
         | 
         | Fourth generation are entrepreneurs
        
         | ROTMetro wrote:
         | This doesn't explain the success rates that low wealth
         | immigrants have when it comes to entrepreneurship. It does feel
         | like an analogy someone would write a sudo-intelectual book
         | based on because it 'feels accurate' while being nothing but
         | pop-crap people use to put energy into being resentful or to
         | justify limits they put on themselves.
        
         | [deleted]
        
         | Mistletoe wrote:
         | That is golden.
        
         | jonnycomputer wrote:
         | Actually, poor people start lots of businesses, particularly
         | immigrant families. In lots of cases those tend to be mom-and-
         | pop operations, not things intended to become unicorns or
         | anything, just enough to afford independence from "the man", or
         | to give the kids an opportunity to get an education etc. (Kim's
         | Convenience really gets at this dynamic pretty well for
         | immigrant families). Often times too, poor people's businesses
         | are in the gray economy. Pushing around a cart selling ice-
         | cream, going house to house selling tamales, maintaining a
         | clientele fro nails and hair styling. In fact, one of the
         | biggest obstacles to these folks are the local regulations. I'm
         | no libertarian, but it has long been clear to me that the
         | licensing requirements etc. for some of this stuff is a real
         | obstacle to moving out of the gray economy for them.
        
           | ROTMetro wrote:
           | When I lived in California there were yearly stories about
           | homemade cheese that was getting sold and killing people and
           | a push to remind people of this reality. The 'licensing
           | requirements' are there for a reason, around food the reason
           | is to prevent deaths or permanent disabilities from food
           | poisoning.
        
             | ClumsyPilot wrote:
             | Sure, but other requirements are stupid, like you can't
             | open a cafe in US without having a lot of land for parking.
             | 
             | Also in Britain, surprisingly, you can register a takeaway
             | anywhere, even at your home, and if you don't handle animal
             | products, there is no requirements to meet at all. You
             | don't have to show your hygiene rating to customers either.
             | 
             | "When you start a new food business or take over an
             | existing business, you must register with your local
             | authority.
             | 
             | It's free to register, and your registration cannot be
             | refused.
             | 
             | You should register at least 28 days before opening. If
             | you're already trading and have not registered, you need to
             | do this as soon as possible."
        
         | [deleted]
        
         | boplicity wrote:
         | > Middle class kids can afford one throw.
         | 
         | Gotta disagree with this. As someone who grew up middle class,
         | I was fortunate, in a lot of ways, to also learn to be prudent
         | with money. I started bootstrapping microbusinesses with almost
         | no monetary investment. This eventually allowed me to support
         | myself (on a very low budget), and then, later, on a slightly
         | larger budget. Eventually, one of these businesses became
         | successful enough to support a family comfortably with an
         | "upper" middle class income.
         | 
         | The mistake a lot of people make is that they need to spend
         | significant time and/or money to start a business. You don't.
         | You can work on low-risk businesses, building your skillset so
         | that your odds of success improve over time. No need to aim for
         | the "center" bullseye, either. This is a case where low
         | ambition can be helpful. Instead of trying to grow a huge
         | startup, I was ecstatic when I was able to afford rent in my
         | cheap apartment (with a roommate.)
         | 
         | Of course, the situation may be different now for middle class
         | kids. Maybe they don't have some of the same luxuries my family
         | was able to give me: a couple of years of college paid for,
         | attending a few business/marketing conferences as a teenager,
         | examples to follow from my dad and brother. I suspect some of
         | this is true; I sense a lot of pressure on young adults that I
         | didn't feel when I was young. I also recognize that "middle
         | class" in the states is definitely a case of "wealth" in
         | comparison to other parts of the world.
         | 
         | Also, when I was young, and learning the ropes, _I was young._
         | I didn 't have responsibilities; just being able to afford a
         | crappy apartment and food was more than enough.
        
           | isoos wrote:
           | I'm curious: what was your first 3 bootstrapped business?
        
           | didgetmaster wrote:
           | >Also, when I was young, and learning the ropes, I was young.
           | I didn't have responsibilities; just being able to afford a
           | crappy apartment and food was more than enough.
           | 
           | Back in the mid 90s, I had the opportunity to join a small
           | startup. I took a 50% pay cut and took a big risk; but I got
           | a healthy chunk of founder's stock so if it worked out, I
           | would be rewarded. Turned out to be one of the best decisions
           | I ever made; but I also made it when I was young and single
           | with no one to take care of but myself. I seriously doubt I
           | would have done that just a few years later when I was
           | married and had a couple young kids.
           | 
           | Rich people can afford to take more risk and do it more times
           | than can people with more modest means. It is certainly
           | possible for the middle class to make it work; but they have
           | to be more strategic and careful and thanks for pointing out
           | a few ways to do that.
        
           | TrueSlacker0 wrote:
           | This goes back to Jim Collins book Great by Choice and the
           | idea of Bullets then Cannonballs.
           | 
           | [1]"First, you fire bullets (low-cost, low-risk, low-
           | distraction experiments) to figure out what will work--
           | calibrating your line of sight by taking small shots. Then,
           | once you have empirical validation, you fire a cannonball
           | (concentrating resources into a big bet) on the calibrated
           | line of sight. Calibrated cannonballs correlate with outsized
           | results; uncalibrated cannonballs correlate with disaster.
           | The ability to turn small proven ideas (bullets) into huge
           | hits (cannonballs) counts more than the sheer amount of pure
           | innovation."
           | 
           | [1] https://www.jimcollins.com/concepts/fire-bullets-then-
           | cannon...
        
             | boplicity wrote:
             | Interesting...I definitely read some Jim Collins books
             | early on; though I'm not sure of the timing. This was like
             | 20 years ago.
        
           | mattgreenrocks wrote:
           | I suspect many people simply want to be seen as a "startup
           | founder," much more than actually being one. They want to
           | play "startup business" the same way young children want to
           | "play house." It is akin to Gen Z's obsession with becoming
           | an influencer, just with more hoodies, misplaced Steve Jobs
           | quotes, and awful Medium thinkpieces.
           | 
           | The label is aspirational by design, and they buy into the
           | whole culture, which explains why everyone thinks a startup
           | has to be an all-or-nothing unicorn taking VC funding for a
           | glorified CRUD app where they're just making up the
           | requirements as they go while praying for product/market fit.
           | 
           | In short, it's about status and pop culture, not solving the
           | problems of real users. Which is a shame, cause actually
           | solving problems for users is really, really interesting even
           | if TechCrunch doesn't get excited about it.
        
           | nsoonhui wrote:
           | >> Middle class kids can afford one throw.
           | 
           | > Gotta disagree with this. As someone who grew up middle
           | class, I was fortunate, in a lot of ways, to also learn to be
           | prudent with money.
           | 
           | You said you are fortunate, that actually _proves_ rather
           | than disproves the parent comment, no?
        
             | boplicity wrote:
             | I don't understand your logic. I was middle class, and
             | could afford more than one throw. The assumption in the OP
             | was that a middle class kid can only afford one throw,
             | which wasn't true, in my case.
             | 
             | I was fortunate, because I knew better than to "throw" all
             | of my money at an opportunity, not because I wasn't middle
             | class.
        
               | anonymouskimmer wrote:
               | Could you have afforded more than one throw, if your
               | first throw had missed? If it had missed so badly you
               | figuratively hit a bystander with the dart, and now owed
               | more than you had originally put in (microbusinesses
               | aren't typically protected under limited liability)?
        
             | pc86 wrote:
             | The parent comment is a cute little story that makes people
             | feel better, without any actual facts, so there's not
             | really anything to prove or disprove.
             | 
             | But no, they meant that not having unlimited funds meant
             | having to be creative or having to focus on business ideas
             | where huge budgets were unnecessary.
        
               | zdragnar wrote:
               | The point the GP was refuting- that middle class kids
               | only get one throw - is also not an actual fact.
               | 
               | I'll take their assessment of their life ("lived
               | experience" in modern parlance) over a bad analogy any
               | day.
        
               | anonymouskimmer wrote:
               | The point the original comment was making is that richer
               | kids get more throws. The particular number 1 was used to
               | highlight the magnitude of this difference. If you read
               | it literally, then sure, it isn't true of all edge cases.
        
               | zdragnar wrote:
               | And the refutation was that the "number of throws"
               | matters less than the scale of risk they took on each
               | "throw", hence why I said it was a bad analogy. If the
               | point of the original comment is that rich people have
               | more money, then I'm not really sure what was worth
               | pointing out.
        
               | anonymouskimmer wrote:
               | I think status
               | (https://news.ycombinator.com/item?id=35400562 ) is a
               | bigger deal than personal risk. Status lessens personal
               | risk, by getting buy-in from others.
               | 
               | This can work even with poor people who have connections
               | and status within their community.
               | 
               | Status not only gets buy-in from others for business
               | operations, but gets buy in from customers, which is
               | required for any business to survive and thrive.
               | 
               | I've had Adam Neumann, in particular, in mind while
               | reading this thread. He famously had multiple shots. Some
               | of these may have been while just a child of the upper
               | middle class, but his most recent big ones were because
               | of his connection to status within the upper class.
               | 
               | It's kind of like the failing upward of executives of
               | broken companies. Once you get past a certain level of
               | status it's really, really hard to lose it all so much
               | that you can't get buy in from others.
               | 
               | https://www.theatlantic.com/magazine/archive/2020/11/wewo
               | rk-...
               | 
               | > What distinguished Neumann, along with his ambition,
               | was "his connection to capital," Wiedeman writes. Neumann
               | had married Rebekah Paltrow, a wealthy cousin of Gwyneth
               | Paltrow and a kabbalah devotee. She invested part of a $1
               | million nest egg in WeWork and introduced her husband to
               | Manhattan's Kabbalah Centre, where he met other well-off
               | backers.
        
           | melenaboija wrote:
           | I think you missed the point.
           | 
           | As middle class you can't fail with your dart, you are either
           | lucky or good with it. Maybe you are part of the latter, but
           | if you miss your shot you are fucked in either case.
           | 
           | Wealthy people can be damn bad with it but keep trying until
           | it works, and if you are rich enough you don't even need to
           | hit the center once and keep going.
        
             | czbond wrote:
             | Of course you can miss your shot. Many, many times. But it
             | just means each time you have to give up a little more of
             | your personal time and freedom for the next shot.
             | 
             | No nights or weekends after the j.o.b. - each has to decide
             | if that is worth it to them.
        
               | melenaboija wrote:
               | What you have to give up is relative to each situation
               | and the only thing that makes a difference in my opinion
               | is:
               | 
               | - You have to give up something
               | 
               | - You don't have to give up anything
        
               | broast wrote:
               | This is still more than other more privaleged people have
               | to sacrifice per attempt
        
               | czbond wrote:
               | The only thing that matters is your OWN personal
               | situation. Sure, some make it in 1 shot. Most don't.
        
               | digging wrote:
               | It seems like y'all are arguing completely different
               | points, which is often the case in conversations about
               | hustle/motivation. You are both right
               | 
               | The value of what _you_ are saying is that an individual
               | can 't change their circumstance, only make the best of
               | it. This is true.
               | 
               | The value of what the OP is saying is that we should be
               | aware of how our circumstances affect our chances. Be
               | kind to ourselves if we fail, when it's so likely for us.
               | And also that we should, if possible, change the
               | circumstances for those who come after us.
        
             | bumby wrote:
             | To torture this analogy a bit, the post you're responding
             | to is basically saying:
             | 
             | If you're middle class, maybe you can't take shot after
             | shot at the full distance, but you can start close to the
             | target and incrementally step further away. To mix
             | analogies, there's nothing in business that says you have
             | to swing for the fences on your first attempt.
        
           | coldtea wrote:
           | > _Gotta disagree with this. As someone who grew up middle
           | class, I was fortunate, in a lot of ways, to also learn to be
           | prudent with money. I started bootstrapping microbusinesses
           | with almost no monetary investment. This eventually allowed
           | me to support myself (on a very low budget), and then, later,
           | on a slightly larger budget. Eventually, one of these
           | businesses became successful enough to support a family
           | comfortably with an "upper" middle class income._
           | 
           | That's still a random individual outcome. What matters is
           | aggregate outcomes, what happens to most middle class kids
           | who want to be enterpreneurs for example, and how many
           | chances they get.
           | 
           | There's also the matter of the quality of those chances (what
           | kind of changes you get with $300K in the bank and dad's rich
           | people connections vs $0 in the bank and middle class
           | connections).
           | 
           | That's even before considering the chances afforded to middle
           | class kids now versus then.
        
             | prottog wrote:
             | > What matters is aggregate outcomes
             | 
             | In the aggregate, nobody starts a business. It's hard work
             | with lots of risks. Most everyone prefers to exchange their
             | time and labor for a stable income.
        
               | vhanda wrote:
               | The aggregate is the number of attempts at
               | "Entrepreneurship" across class boundaries. The thesis is
               | that Middle class kids get far fewer attempts vs richer
               | kids.
               | 
               | In that context, counting where the number of attempts is
               | 0 doesn't add anything to the thesis.
        
             | mrangle wrote:
             | The larger red flag is the language typical of marketers
             | combined with zero specificity. "Bootstrap microbusinesses,
             | no monetary investment" followed by "success". All very
             | unlikely, especially in plural. If true, he wouldn't have
             | to reveal an exact business model. But detailing the type
             | of business (ie: service or product) and / or sector would
             | have lent credibility.
             | 
             | I can't think of a truly successful business, for an adult,
             | that didn't require money to start. Money being a bare
             | minimum.
        
               | boplicity wrote:
               | Note, I said "almost no monetary investment."
               | 
               | I did things like buy a domain name, pay for cheap web
               | hosting, etc. I was already knew the basics of coding,
               | and _some_ understanding of marketing. My biggest
               | investment was a $97 eBook about marketing. I found one
               | idea in that book that I used to do some successful SEO.
               | This was circa 2003, when SEO was pretty much as easy as
               | picking fruit from a tree, if you knew the right things.
               | Anyways, that 's how I got things launched. I also bought
               | and read quite a few business books, which certainly
               | weren't free.
               | 
               | This type of investment was very do-able for most middle
               | class kids. Many of whom, at the time, could afford their
               | own home built computers.
               | 
               | Also -- what I started with is very much _not_ where I
               | ended up, though there is certainly some relationship to
               | it. For example, SEO is still an important part of the
               | business, but the SEO strategy is much more about human
               | relationships and service, than it was about  "gaming the
               | system," which was my perspective as a 21 year old.
        
             | idopmstuff wrote:
             | The whole point of the post you're responding to is that
             | it's not a random outcome; it's an outcome driven by a
             | strategy that is specifically useful for people with $0 in
             | the bank and middle class connections. You're talking about
             | $300k in the bank, but the quote you included literally
             | says "almost no monetary investment."
        
               | mrangle wrote:
               | And what strategy was that, exactly?
        
               | coldtea wrote:
               | It's still a random personal anecdote. And the "strategy"
               | is an empty trivial advice.
               | 
               | Do you think other poor people trying to start businesses
               | don't try to do it with "almost no monetary investment"?
               | Not only they try that, that's the only way they can
               | afford to try anyway.
               | 
               | Still no match for a big monetary investment, and still
               | much much harder for them to get the same outcomes as an
               | enterpreneur coming from privilege. Notice also how the
               | claim isn't that it's impossible (or inversely, that the
               | rich always succeed to build a succesful business), but
               | that it is much much harder, and the upper middle
               | class/rich/connections people have it much easier.
        
               | mattgreenrocks wrote:
               | This is cynicism disguising itself as wisdom.
               | 
               | Of course people with privilege have it easier. The whole
               | world runs on the Matthew Effect because it's too lazy to
               | do anything else. It isn't just or fair. Until you can
               | fully accept that truth and do things _despite_ that, you
               | 're stuck.
               | 
               | Me? As someone who rarely is fully confident about
               | things, I'm fully confident I'll achieve some moderate
               | success in bootstrapping if only because I have
               | internalized the meta-belief that I can learn, adapt,
               | persevere, and work toward the future I want, regardless
               | of how long it takes, how successful I am, or any other
               | external indicators. Agency is a powerful meta-belief. In
               | that sense, I've already won, I'm just enjoying the
               | journey and what I'm learning. And, one day I'll start
               | cutting the strings of trading time for money.
        
               | mrangle wrote:
               | Cynicism, and its brother pessimism, are absolutely
               | necessary to survive and thrive in business. Unbridled
               | optimism is generally for future failures.
        
               | mattgreenrocks wrote:
               | Cynicism that keeps you out of the game is
               | maladaptive...if you want to be playing that game.
               | 
               | Nobody is arguing for unbridled optimism.
        
               | coldtea wrote:
               | > _This is cynicism disguising itself as wisdom_
               | 
               | Nope, just reality described as is.
               | 
               | > _Of course people with privilege have it easier. (...)
               | Until you can fully accept that truth and do things
               | despite that, you 're stuck._
               | 
               | That, on the other hand, is fatalism described as
               | realism.
               | 
               | Nothing ever changed without outrage about how things
               | are.
               | 
               | And even less by people accepting them and trying to get
               | by "despite that".
        
               | JohnFen wrote:
               | "Every pessimist thinks themself a realist."
        
               | coldtea wrote:
               | Realists also think of themselves as realists, so there's
               | that.
               | 
               | Plus, every starry-eyed, la-la land, Polyanna thinks
               | themselves not naive!
        
               | JohnFen wrote:
               | Agreed. Very nearly 100% of people think their point of
               | view is correct and reasonable and everyone who doesn't
               | share their point of view is wrong. The point of the
               | quote, to me, is to remind us of that.
               | 
               | It goes along with another of my favorite quotes:
               | everyone seems crazy when you don't understand their
               | point of view.
        
               | Hermitian909 wrote:
               | There's an interesting tension in between aggregate
               | problems and what's possible for you as an individual.
               | 
               | As an example, in the aggregate people with non-CS or
               | math backgrounds are very unlikely to make $400k+ a year
               | as a software developer. On an individual level, I have
               | repeatedly been able to get others to that level inside 5
               | years _if_ those people are willing to do straightforward
               | but difficult work. However, this is only possible
               | because so many people _won 't_ do the work, if everyone
               | was aware of the opportunity and had the gumption to
               | pursue it diligently the opportunity would quickly be
               | exhausted.
               | 
               | This same pattern of "plenty of opportunity for
               | individuals, but not enough for the group" seems common
               | in many other ventures. Talking to very successful people
               | it seems to be one of the reasons so many people who make
               | it view lack of success as a failing, they've acquired
               | the skillset to see these opportunities and wonder why no
               | one is taking them (but often fail to notice there aren't
               | enough for everyone).
        
               | winstonprivacy wrote:
               | I did something similar, so there you go... now you have
               | three "random" anecdotes.
        
               | anony23 wrote:
               | 1000 similar random anecdotes would still be random
               | anecdotes.
        
               | anonGone73 wrote:
               | No ones anecdotes in this thread are random. The majority
               | of failures are not reading this.
        
               | qup wrote:
               | Chiming in with my random personal anecdote: I worked a
               | very low-paying job, started with zero dollars, saved my
               | money, and took a shot on a business with less than
               | 5-figures.
               | 
               | This system is very repeatable. I'm 13 years in.
        
             | jarym wrote:
             | ... aggregate outcomes will be the sum of random individual
             | outcomes?
        
           | ta1243 wrote:
           | How did you make rent while you were bootstrapping?
        
             | quags wrote:
             | Can't speak to parent comment. But I started a business 20
             | years ago and I lived in my business partners moms
             | basement. He lived in his old room - this no rent. This
             | lasted 2 years in my early 20s. I'd guess anyone paying
             | rent bootstrapping is doing something similar or the
             | business is paying rent in some way.
        
             | lmeyerov wrote:
             | In the US, you can part-time consult, as programmers are
             | paid way above the national median income. This can either
             | be in a lucrative field, giving you more time, or in your
             | vertical, giving you more pmf exposure. The result is
             | living like a normal US person, though not necessarily your
             | peer group.
             | 
             | As most commenters note, the youth aspect is a big
             | differentiator for the middle class. All this is hard as
             | soon as a family is in the picture, health concerns go up,
             | etc. (And for some, those happen even sooner, but not
             | most.) Frustratingly, most successful entrepreneurs are
             | much older, so a case of "youth is wasted on the young."
             | 
             | Source: Had a 5 figure income in the bay area for years and
             | it was fine until it wasn't.
        
               | svnt wrote:
               | This common advice is arguably the best way to guarantee
               | the failure of your new venture.
        
               | lmeyerov wrote:
               | Source? Every path is hard, so saying that's the worst is
               | one of the most extreme claims one can possibly make.
               | 
               | Ex: I can argue that VC funding is much worse than having
               | paying customers in your space and the luxury to pivot &
               | explore until things work. Having to double down your
               | growth bet every 18mo or die trying is a real killer.
               | People get confused by thinking the VC path is awesome
               | because VCs only fund good companies, but that doesn't
               | mean it helps them, just that the company was good. Back
               | to my main point, I wouldn't say VC funding is the kiss
               | of death, but it a bad fit for many and arguably most
               | companies ;-)
        
               | anonymouskimmer wrote:
               | > In the US, you can part-time consult, as programmers
               | are paid way above the national median income.
               | 
               | At some point the middle class becomes unlanded gentry.
        
           | unity1001 wrote:
           | > Maybe they don't have some of the same luxuries my family
           | was able to give me: a couple of years of college paid for
           | 
           | They don't. And that counts as pretty well off today.
        
         | JohnFen wrote:
         | > Middle class kids can afford one throw.
         | 
         | > Poor kids aren't visiting the carnival.
         | 
         | This doesn't agree with my experience. I grew up poor, and by
         | the time I hit middle class income levels, had already thrown
         | the dart more than once. At middle class, I also threw the dart
         | a few times.
         | 
         | One of the things people misunderstand about starting
         | businesses is that they think you need a lot of money to do it.
         | You don't. Adequate funding makes the experience more
         | comfortable (fewer nights going without eating, the ability to
         | hire people to help, etc.), and perhaps makes the venture more
         | likely to succeed (although that's a matter of legitimate
         | debate), but isn't necessary.
         | 
         | What's necessary -- regardless of monetary resources -- is an
         | almost pathological drive to do whatever it takes to make the
         | business work. I've found, personally, that the single factor
         | that makes the difference between success and failure is being
         | in a position where failure would mean complete and total
         | personal disaster. Then my survival instincts kick in and help.
        
         | plehoux wrote:
         | What a depressing take.
         | 
         | Starting young (at 20 years old or earlier) gives you over a
         | decade to explore and discover your entrepreneurial path with
         | low risk. Stop making excuse.
        
           | teolandon wrote:
           | Being under the age of 30 doesn't protect you from
           | bankruptcy.
        
       | biren34 wrote:
       | I say that the need to start your own thing is a bug not feature.
       | It IS a hard life, with tons of risk, change, and uncertainty. My
       | wife hates the instability of it all. I've missed or worked
       | through many vacations, concerts, and other things over the
       | years.
       | 
       | It's not even clear that it's a good deal, when you factor in
       | opportunity costs, hours worked, and chances of success.
       | 
       | So, it if you don't _have_ to do it, don 't do it. You're not
       | going to succeed unless you are just the kind of person who can't
       | be happy going down another path.
       | 
       | It all sounds harsh, but it's actually a lot better than the
       | risk/reward offered in many other fields: acting, writing,
       | sports, etc.
       | 
       | This is just how professions with tournament-style payouts work,
       | and you either buy in or you don't. Know thyself...it never
       | pretended to be anything else.
        
       | sshine wrote:
       | I don't regret not starting a business.
       | 
       | But I've always wanted to start a business.
       | 
       | At the least I could have something to regret.
        
       | gumballindie wrote:
       | "But as evidenced by the collapse of Silicon Valley Bank in
       | March, which left many small firms without access to their
       | essential accounts"
       | 
       | Yeah as if that happens every day. This sob story was clearly
       | written by someone who has no clue what running a business means.
        
       | throwaway8456 wrote:
       | I started, boostrapped and sold a SaaS business.
       | 
       | By most standards, this was a resounding success. I won't have to
       | work again ever if I don't want to. This being my first company,
       | I was obsessed with it. Towards the end, I burnt myself out, I
       | had neglected my wife and kids for years, and I was just so
       | miserable. I used to love programming, but I could not
       | concentrate anymore. I started developing resentment against the
       | entitlement of the software engineers I would hire. My heart was
       | broken every time I would read articles/comments on HN about how
       | working for a start up is a scam that only benefits the founders.
       | 
       | It was time to get out. I was lucky that I sold in 2021, when the
       | multiples were higher than ever. But I have lost my marriage
       | along the way, and I have definitely lost a few years of life
       | expectancy.
       | 
       | I really wonder if it was really all worth it. I know at the end
       | of the day though I had to go through that. I had to see it with
       | my own eyes.
       | 
       | In the end, things worked out for me. I can't even fathom how I
       | would feel if the whole thing had failed. I really came to the
       | conclusion that most of the time, starting a company is for
       | suckers.
        
         | chinaman425 wrote:
         | [dead]
        
         | komali2 wrote:
         | > But I have lost my marriage along the way, and I have
         | definitely lost a few years of life expectancy.
         | 
         | > I really wonder if it was really all worth it.
         | 
         | Wait, are you saying you don't think you'd have lost the
         | marriage if you didn't do the startup? Surely it wasn't worth
         | it if so?
        
           | marpstar wrote:
           | A lost marriage isn't always for the worst.
        
             | itsaquicknote wrote:
             | And sometimes it is.
        
         | dazc wrote:
         | 'I really wonder if it was really all worth it.'
         | 
         | You concede your marriage suffered and suggest the impact on
         | your health was negative, but both of these things could have
         | happened if you were just surviving in a low paid regular job.
         | 
         | Don't be so hard on yourself and enjoy your success.
        
           | pc86 wrote:
           | But they were already a programmer, so "low paid regular job"
           | is extremely unlikely. Probably the "worst" they could have
           | done was mid-level dev at a bank in the middle of nowhere
           | making $65-80k/yr, which is certainly doable as half the
           | household income to have a nice middle class life. The math
           | changes in you're in a big city but the income does too.
           | 
           | It's easy to choose destroying your relationships and risking
           | your health when the alternative is poverty. It's not so easy
           | when the alternative is still making twice what the average
           | American makes working in a cubicle _at worst_.
        
           | endisneigh wrote:
           | Though I agree with the sentiment of your post...
           | 
           | > You concede your marriage suffered and suggest the impact
           | on your health was negative, but both of these things could
           | have happened if you were just surviving in a low paid
           | regular job.
           | 
           | This isn't really a good way of thinking. Where will it end?
           | You might as well do _anything_ , since any _negative
           | outcome_ isn 't _necessarily_ inclusive of the thing you did.
        
             | qgin wrote:
             | I think it's more useful for second guessing your past
             | choices.
             | 
             | You're absolutely right that it's worth weighing the
             | chances looking forwards because it can guide your future
             | choices.
             | 
             | But when looking back and thinking "if only I'd done this
             | or that differently, everything would have gone well,"
             | that's torturing yourself with a imaginary timeline that
             | never happened and for which there is a non-zero chance
             | could have been worse.
        
               | matart wrote:
               | While you shouldn't torture yourself with past choices,
               | you do need to recognize them so you can learn. They were
               | a participant in the past it didn't only just happen to
               | them.
        
         | throaway33355 wrote:
         | From throwaway to throwaway: Would you mind sharing some
         | contact details, or reaching out to throaway33355@proton.me? Am
         | in similar situation and would love to have a chance to reflect
         | with someone who's been through it.
        
         | reedf1 wrote:
         | > a start up is a scam that only benefits the founders
         | 
         | I've worked for a few start-ups now from early-stages to IPO
         | and it definitely feels like this. Most opportunities for any
         | amount of valuable equity is complete lies. I have been
         | personally responsible for creating quite a few millionaires -
         | without being one myself.
         | 
         | > I started developing resentment against the entitlement of
         | the software engineers I would hire
         | 
         | You probably know this already - but you are nothing without
         | your engineers and they usually know it. I recently worked for
         | a financial start-up which completely imploded just pre-IPO
         | because the founder thought that they were beyond the point of
         | needing an engineering team (!).
        
           | dlisboa wrote:
           | I think people today, especially high paid workers, forgot
           | all about class consciousness. People like to think
           | themselves closer to the owners of a company than to the
           | cleaning staff. At the end of the day we're still labour,
           | equity only exists for engineers because we're a high value
           | commodity at this point, but that's not supposed to happen at
           | all. The moment that is no longer true the more we'll look
           | like "regular" workers, with no expectation of a big payout.
           | Just like the line worker at Foxconn isn't getting equity.
        
         | inconceivable wrote:
         | i also sold in 2021 when the money flowed easy. i'm not set for
         | life but i could easily go 10 years, longer if i sold assets.
         | eventually the burnout faded, my health improved (knock on
         | wood) and the boredom got to me after 1.5 years and i'm working
         | again. working on personal projects "for fun" is not the same
         | as making money, no matter what anyone says.
         | 
         | buying expensive shit is awesome for a while but it gets old.
         | especially if you already have a home you actually like living
         | in and the 'expensive toys and experiences' itch has been
         | scratched for a while because your business was already
         | successful by the time you sold it. i don't want a huge house
         | and i don't need another car or overpriced workstation
         | computer.
         | 
         | it makes me wonder what drives billionaires to keep going.
         | they're probably just bored when they're not working. it really
         | might be as simple as that.
        
           | digging wrote:
           | > it makes me wonder what drives billionaires to keep going.
           | they're probably just bored when they're not working. it
           | really might be as simple as that.
           | 
           | If we're looking at billionaires, it's a very different
           | situation from the rest of the rich.
           | 
           | Billionaires carve out and control portions of civilization.
           | I mean any business or other venture does this to a degree,
           | but when you're working with billions of USD, you're playing
           | a different game entirely. It is about power.
        
           | hydrok9 wrote:
           | A lot of people who make money love "making money" most of
           | all. I come from a successful entrepreneurial family and it
           | was the big difference between my parents and most of their
           | peers, my parents did not care about money per se, it was
           | just part of the business. But the other businesspeople they
           | knew, they loved making money. Loved it.
        
           | boplicity wrote:
           | > what drives billionaires to keep going
           | 
           | I don't think it's a mystery; if you want to do a good job,
           | then you'll continue to want to do a good job, _even if you
           | 're already succeeding at doing a good job._
        
           | [deleted]
        
           | orangepurple wrote:
           | Consider the hypothetical case of a man who can have anything
           | he wants just by wishing for it. Such a man has power, but he
           | will develop serious psychological problems. At first he will
           | have a lot of fun, but by and by he will become acutely bored
           | and demoralized. Eventually he may become clinically
           | depressed. History shows that leisured aristocracies tend to
           | become decadent. This is not true of fighting aristocracies
           | that have to struggle to maintain their power. But leisured,
           | secure aristocracies that have no need to exert themselves
           | usually become bored, hedonistic and demoralized, even though
           | they have power. This shows that power is not enough. One
           | must have goals toward which to exercise one's power.
           | 
           | Everyone has goals; if nothing else, to obtain the physical
           | necessities of life: food, water and whatever clothing and
           | shelter are made necessary by the climate. But the leisured
           | aristocrat obtains these things without effort. Hence his
           | boredom and demoralization.
           | 
           | Nonattainment of important goals results in death if the
           | goals are physical necessities, and in frustration if
           | nonattainment of the goals is compatible with survival.
           | Consistent failure to attain goals throughout life results in
           | defeatism, low self-esteem or depression.
           | 
           | Thus, in order to avoid serious psychological problems, a
           | human being needs goals whose attainment requires effort, and
           | he must have a reasonable rate of success in attaining his
           | goals.
           | 
           | But not every leisured aristocrat becomes bored and
           | demoralized. For example, the emperor Hirohito, instead of
           | sinking into decadent hedonism, devoted himself to marine
           | biology, a field in which he became distinguished. When
           | people do not have to exert themselves to satisfy their
           | physical needs they often set up artificial goals for
           | themselves. In many cases they then pursue these goals with
           | the same energy and emotional involvement that they otherwise
           | would have put into the search for physical necessities. Thus
           | the aristocrats of the Roman Empire had their literary
           | pretensions; many European aristocrats a few centuries ago
           | invested tremendous time and energy in hunting, though they
           | certainly didn't need the meat; other aristocracies have
           | competed for status through elaborate displays of wealth; and
           | a few aristocrats, like Hirohito, have turned to science.
           | 
           |  _Please read paragraphs 33 through 41, or better yet, the
           | full text for context_ https://www.washingtonpost.com/wp-
           | srv/national/longterm/unab...
        
             | daemoens wrote:
             | I've never seen anybody cite the Unabomber before.
        
               | orangepurple wrote:
               | Ted's major major mistake was using violence and
               | intimidation to raise awareness
        
         | saliagato wrote:
         | " I have definitely lost a few years of life expectancy "
         | 
         | Why? Genuinely curious. Stress can lower life expectancy?
        
           | hmate9 wrote:
           | Stress + neglected diet and exercise definitely puts a strain
           | on your body.
        
           | NineStarPoint wrote:
           | It definitely does, but even a decade of high stress vs not
           | having to worry about money for the rest of your life could
           | be a very fair stress trade.
        
             | badpun wrote:
             | I'm not so sure. Like of financial worries is also
             | dangerous - it can make people uber-complacent and lazy
             | coach surfers, which will weaken the person long-term.
             | Similar to how lack of gravity in space leads to
             | significant loss of muscle mass.
        
           | s1mplicissimus wrote:
           | if you doubt that, I recommend living under high stress
           | conditions for a couple years and see for yourself
        
             | conradfr wrote:
             | What about living with no financial stress for the rest of
             | your life, maybe it balances things out?
        
               | digging wrote:
               | Maybe, but not necessarily. It's all probabilities. A
               | fatal heart attack in 2 years being X% more likely is one
               | thing - actually having it happen and dying young from it
               | is another thing entirely.
        
           | FlyingSnake wrote:
           | Our physiology is not built to work under sustained high
           | stress and a constrained environment like fast moving
           | startups can have long term health effects.
           | 
           | 1: https://www.goodreads.com/book/show/18693771-the-body-
           | keeps-...
        
           | vaylian wrote:
           | Not OP, but you have to keep in mind that your body is always
           | trying to repair any damages that happen. Be it through
           | actual accidents or molecular mishaps. Stress and other
           | factors can cause the body to go into survival mode, where
           | all resources are allocated to solving only the challenge
           | directly ahead at the expense of repairs. And your body
           | always needs repairs, because there is so much stuff going on
           | at the molecular level that wears down the cells. Our bodies
           | are pretty good at repairs but not perfect.
        
           | ryder9 wrote:
           | [dead]
        
           | reedf1 wrote:
           | I worked myself into the dirt for 2 years for a start-up that
           | ended up failing. It felt like I aged 10 years. My hairline
           | receded an inch - my hair started going grey - and I gained
           | 15kg.
           | 
           | I'm undoing the damage now - but I can tell I've been
           | physically aged by the process.
        
       | rozenmd wrote:
       | I wanted to document a regular person's experience building a
       | business while working full time, it wasn't until the end of my
       | third year before I made my first dollar from a stranger on the
       | internet:
       | 
       | year 1: https://maxrozen.com/2018-review-starting-an-internet-
       | busine...
       | 
       | year 2: https://maxrozen.com/2019-further-reflections-trying-to-
       | star...
       | 
       | year 3: https://maxrozen.com/indiehacking-3-year-review
       | 
       | year 4: https://maxrozen.com/2021-strangers-paid-my-macbook
       | 
       | year 5: https://maxrozen.com/2022-just-keep-shipping
       | 
       | In the end, my business has been described as an "internet
       | laundromat", it's definitely not a unique idea, it was a pain in
       | the ass to get here, but I don't regret it.
        
         | mportela wrote:
         | Great story and write ups. Thanks for sharing it!
        
       | yawnxyz wrote:
       | What's worse: failing to start a company, or believing your
       | skills and your job are going to keep you safe/secure and create
       | a sustainable life and retirement?
       | 
       | At this point, they're probably equally risky.
        
         | elforce002 wrote:
         | Interesting take. My parents were risk averse and work until
         | retirement age. My father told me he doesn't regret being
         | employed but times change, companies are not what they used to
         | be, and the way things are going it'll be better to just pick a
         | niche and try to come up with a startup. This is coming from a
         | person who didn't go to college and got his house, cars,
         | vacations every year, etc... all that just by working a 9-5
         | job. Company loyalty and career development is almost not
         | existent.
         | 
         | Things have changed for the worse and we might as well give it
         | a shot.
        
         | NineStarPoint wrote:
         | Well if your skills and your job are considered static, yeah
         | that's equally risky. If you have the ability to keep learning
         | and evolve with the job market, then no I think that's still a
         | much safer option.
         | 
         | Or maybe it's better to say that starting a successful company
         | is extremely reliant on your ability to have insight into what
         | need in the market isn't being filled and how to monetize that
         | need (or what needs can be created, if you're extremely
         | ambitious). If you can learn quickly, navigating "what skills
         | will existing businesses pay a premium for" takes much less
         | insight in comparison.
        
       | bobleeswagger wrote:
       | Regret is a natural part of any long term choice.
        
       | gizmo wrote:
       | > The start-ups he later launched all ultimately failed. And even
       | now, as a solopreneur, combining freelance consultancy with
       | writing books and developing information-based products, he often
       | looks back with regret at not simply sticking with his job at a
       | large management consultancy in Beirut.
       | 
       | He now has a consultancy called "Business Model Hackers LLC".
       | 
       | One of his books is titled: "Vision, Mission, Values,
       | Aspirations, Do They Matter?: A Business Professionals' Guide to
       | Drafting Vision/Mission Statements and Their Purpose in Modern
       | Organizations".
       | 
       | I wrote a couple of paragraphs and deleted them, because really,
       | there is nothing left to say.
        
         | rchaud wrote:
         | Lots of ex-management consultants do this in their 50s, writing
         | books and getting on the paid speaking gig circuit. Any
         | business will have significant marketing and admin work that's
         | challenging to manage. That's true whether you're shilling a
         | book or running a SaaS company renting Shopify plugins to
         | dropshippers.
        
       | known wrote:
       | [dead]
        
       | game_the0ry wrote:
       | One thing that I did not see discussed in the article but I think
       | should be contemplated - when your business goes bust years down
       | the road, it is not easy to go back into the job market.
       | 
       | My dad had successful business he started in his 40s, but it
       | failed in his mid 50s. He was engineer before, so it wasn't like
       | he could just go back in the job market. Those were very
       | difficult years.
        
       | shubhamjain wrote:
       | Both the examples in the article are agency/consulting
       | businesses. There's a reason for that. Such businesses offer no
       | respite of any kind, especially so if you've decided to scale.
       | You're constantly on the hook to find new clients, and to meet
       | the demand, hire more employees, and then, find even more clients
       | because the hires aren't getting utilized enough. And let's not
       | forget about downturns. Even a small dip is enough to left you
       | scrambling to pay your employees. In most cases, the revenue
       | multiple tends to be much on the lower side in the case of a
       | sale. So, don't except a big pay day.
       | 
       | I am not saying, product business is easy either. But, consulting
       | business is relatively easier to start and lures you into
       | thinking that it will also be easy to scale, which is an easy
       | trap to fall into. With entrepreneurship, the kind of ship you're
       | driving matters. I don't think there's much to regret when you're
       | running a profitable software business with 80% gross margins and
       | <10 employees. In today's economy, it's not an impossible dream.
        
       | davidn20 wrote:
       | My guess is running a startup is like running a marathon. The
       | idea of it is great to many people, but as people start to train
       | they realize all the work it takes and drop out. People get into
       | things without fully understanding it all the time. The few that
       | really love it or enjoy the process makes it to the starting
       | line.
        
         | simonswords82 wrote:
         | Totally agree. The number one rule of (most) startups is that
         | everything takes infinitely longer than you would imagine. And
         | then, even longer than that still...
        
         | slavoingilizov wrote:
         | Understanding everything before you get into it is overrated.
         | Belief is a necessary requirement to move the world forward.
         | And that in itself requires some naivety. Otherwise those
         | people who can actually see it through wouldn't even start -
         | most of them didn't "understand" it before they started.
        
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