[HN Gopher] Payments giant Stripe raises $6.5B at a $50B valuation
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       Payments giant Stripe raises $6.5B at a $50B valuation
        
       Author : alihm
       Score  : 29 points
       Date   : 2023-03-15 21:11 UTC (1 hours ago)
        
 (HTM) web link (www.axios.com)
 (TXT) w3m dump (www.axios.com)
        
       | tschellenbach wrote:
       | Higher than Adyen, seems too high perhaps? Probably some
       | structure in this deal to enable the higher valuation
        
         | nrmitchi wrote:
         | > Probably some structure in this deal to enable the higher
         | valuation
         | 
         | It's almost definitely a liquidation preference to ensure that
         | these new investors are going to get their $6.5B out first in
         | the event of any Stripe liquidity event, and it seems
         | _extremely_ unlikely that Stripe ends up exiting for less than
         | $6.5B.
         | 
         | All-in-all this investment seems like a pretty good way to
         | guarantee that you won't lose money (aside from to inflation).
        
       | vosper wrote:
       | > All proceeds will be used to help Stripe employees cover tax
       | obligations related to the pending expiration of restricted stock
       | units, plus to fund a new stock tender offer for current and
       | former employees.
       | 
       | > The stock tender is voluntary, with employees eligible to sell
       | as few or as many vested shares as they want (i.e. zero-100%).
       | 
       | This seems like they're doing their employees a solid here. But I
       | have a stupid question: who's the buyer for the shares? I'm
       | guessing it's Stripe, with the money they raised. Then where do
       | the shares go - are they allocated to the investors who just
       | funded this raise, or are they destroyed so that the value held
       | by the remaining shareholders increases?
       | 
       | Or do we just not know?
        
         | stanleydrew wrote:
         | Presumably the new money is in exchange for some newly-created
         | class of preferred shares. Stripe holds the cash until it
         | repurchases common shares from employees or any other holders,
         | and those shares would go back into the unallocated common
         | stock pool I'd assume. So yes, I'd think the only way this
         | works is for Stripe to be the purchaser.
        
       | theGnuMe wrote:
       | Seems like a good deal for the employees if they can unload 100%.
        
       | edwinwee wrote:
       | (Dupe of https://stripe.com/newsroom/news/stripe-series-i-
       | employee-li... https://news.ycombinator.com/item?id=35175063)
        
       | rvz wrote:
       | Unsurprisingly and as expected. As I said before back in 2019 [0]
       | and a year ago [1], the time to IPO was in 2019 and back then,
       | Stripe had no plans to IPO and instead took a series of down-
       | rounds from its high of $95BN, then $74BN [2], $63BN [3] and now
       | $50BN.
       | 
       | Oh dear.
       | 
       | [0] https://news.ycombinator.com/item?id=20993919
       | 
       | [1] https://news.ycombinator.com/item?id=31062658
       | 
       | [2] https://www.wsj.com/articles/stripe-cuts-internal-
       | valuation-...
       | 
       | [3] https://www.theinformation.com/articles/stripe-cuts-
       | internal...
        
         | sharkweek wrote:
         | I wont feign any deeper understanding here, but wouldn't it
         | have been just as bad (and perhaps worse??) if they had been
         | public over the last couple years?
         | 
         | I.e., wouldn't the public market have shredded their stock
         | apart even more if this is how even the private financial
         | markets are handling their current positions/views of the
         | business?
         | 
         | I suppose if the goal was to create a big exciting exit event
         | for employees and private shareholders a 2019 IPO would have
         | been great, but I'm imagining a bunch of that wealth is wiped
         | out by a downturn in public prices too.
        
           | [deleted]
        
           | eganist wrote:
           | > wouldn't it have been just as bad (and perhaps worse??) if
           | they had been public over the last couple years?
           | 
           | Bad for who? The original investors would've gotten their
           | exit at a superlative valuation, and with any eventual
           | downturn, Stripe would've gotten to buy their own shares back
           | at a discount.
           | 
           | The bagholders would've been institutional investors, so I
           | guess bad for _all of us_ by proxy (401ks etc) but they would
           | 've made out like bandits.
        
           | stanleydrew wrote:
           | Just as bad for whom?
           | 
           | I think the big difference is that with a public market for
           | their shares, Stripe itself probably wouldn't need to sell
           | new shares in "down rounds."
           | 
           | Yes the stock price would fluctuate on the secondary market
           | and certainly would have dropped since 2021, but equity
           | holders wouldn't be dependent on Stripe raising funds or
           | organizing tender offers to sell.
        
       | DueDilligence wrote:
       | [dead]
        
       | illiarian wrote:
       | Their net revenue is estimated at about 3.5-3 billion.
       | 
       | Why in the seven hells would they need 6.5 billion on top of
       | that? Are they building gold-plated toilets at their offices?
       | 
       | Edit: I commented before reading: this is related to employees'
       | stocks, taxes etc., and Strip says it's not needed to run the
       | business itself.
        
         | ctvo wrote:
         | > Why in the seven hells would they need 6.5 billion on top of
         | that? Are they building gold-plated toilets at their offices?
         | 
         | It's worth reading the article before commenting:
         | 
         | > All proceeds will be used to help Stripe employees cover tax
         | obligations related to the pending expiration of restricted
         | stock units, plus to fund a new stock tender offer for current
         | and former employees.
        
       | ctvo wrote:
       | > The stock tender is voluntary, with employees eligible to sell
       | as few or as many vested shares as they want (i.e. zero-100%).
       | 
       | 100% at any price is interesting let alone whatever they're
       | getting.
        
       | [deleted]
        
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       (page generated 2023-03-15 23:01 UTC)