[HN Gopher] Alameda took 1B hit in mobileCoin trade to prop up FTX
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       Alameda took 1B hit in mobileCoin trade to prop up FTX
        
       Author : kalimanzaro
       Score  : 152 points
       Date   : 2022-12-02 15:29 UTC (7 hours ago)
        
 (HTM) web link (www.ft.com)
 (TXT) w3m dump (www.ft.com)
        
       | s17n wrote:
       | So if I'm understanding this correctly, a trader managed to: 1.
       | Buy a bunch of mobilecoin, a thinly traded coin, below $10. 2.
       | Single handedly pump the coin price to $60, due to the market's
       | illiquidity 3. Instead of trying to sell at $60 (which wouldn't
       | work because there wasn't actually a market for the coin), the
       | trader simply borrowed dollars from FTX at the $60 value 4. The
       | coin price eventually returned to $10 but the trader had
       | effectively cashed out at a higher price by borrowing from ftx
       | against the (now worthless) collateral 5. Presumably, the trader
       | then simply defaulted on his loans to FTX and kept the money.
       | 
       | Is this right? Crazy if true.
        
         | TuringNYC wrote:
         | Sounds right, but there is also point 5
         | 
         | 5. Trader who borrowed ("cashed out") is now being margin
         | called by lawyers who are managing the FTX bankruptcy.
         | 
         | 6. Investigation of whether this was an insider deal to funnel
         | away money from FTX, because no legitimate margin desk, CVA or
         | MVA process would allow such a thing.
        
           | super256 wrote:
           | I mean, it wasn't even FTX who bought the bankrupt position,
           | but Alameda. (since Alameda was the backstop provider)
           | 
           | Bankrupt positions were usually sold for 1% under market
           | price to backstops, so if mobile coin traded at 60 dollars
           | and trader goes bankrupt, Alameda bought the position for
           | 59.4 dollars per mobile coin (what a sweet deal!). The trade
           | is done for trader. I am not convinced that if you go
           | bankrupt, because you bought some GME at $120, you can go
           | after the counter party who sold you GME at that price. (You
           | can try, but it's some bad faith stuff).
           | 
           | This trade underlines again why the commodities exchange act
           | is so vital to the whole country, and shows just _how_ crappy
           | FTX liquidation model is. [1]
           | 
           | Also, I really like trade because it's smart and funny.
           | 
           | [1] CME Group CEO Terrence Duffy said it too! Here:
           | https://youtu.be/V4SWraem1e0?t=2963
        
             | shorthistory wrote:
             | Would you even need to take anonymization steps for this as
             | another commenter has suggested (fake/stolen KYC and
             | anonymized collateral)?
             | 
             | It seems to me that whomever was making these trades knew
             | (suspected/or had actual inside operational information-but
             | possibly from prior trades) that Alameda would buy the
             | position and he would not be liable for the subsequent
             | deflation of price.
             | 
             | If you knew that Alameda were going to backstop at 1% under
             | the market price, this seems like an obvious trade to make.
             | But how would you know that Alameda were going to do that
             | without inside information?
        
               | super256 wrote:
               | 1) No, no need for fake KYC. It's a fair trade.
               | 
               | 2) The information that backstop providers buy the
               | position once your margin fraction is >= 1.5% is public
               | info from documentation [1][2].
               | 
               | 3) It is an obvious trade and theoretically still
               | possible on exchanges which have backstop providers
               | and/or "insurance funds" to prevent clawbacks. (It
               | depends on their risk model whether they allow you to
               | open such a position in the first place, though. I don't
               | know about their models at all!)
               | 
               | But just because it is obvious, it doesn't mean it is
               | easy to pull off. Most people fail at the first step,
               | which is that you have initial margin to open a position
               | and then actually move the price in your favour. Then you
               | have people, who will try to bet against you, hunt your
               | stops etc.
               | 
               | [1] Backstops: https://help.ftx.com/hc/en-
               | us/articles/360024479392-Backstop...
               | 
               | [2] Cashing out: https://youtu.be/0ms7u__Gbys?t=87
        
               | super256 wrote:
               | Oh, btw. This trade is similar to the mango trade as
               | described by Matt Levine.
               | 
               | https://www.bloomberg.com/opinion/articles/2022-10-12/def
               | i-d...
               | 
               | Also a very funny trade!
        
           | notch656a wrote:
           | Just a guess for possible other steps:
           | 
           | -1. They acquired fake/stolen KYC credential
           | 
           | 0 . Their collateral was anonymized
           | 
           | 7. The investigation fails to uncover who it was.
        
         | mrep wrote:
         | Can't read the article but how did they cash out? Use the
         | mobilecoin as collateral to buy btc and transfer the btc out?
         | 
         | Example: take $6 in mobile coin and pump to 60, then borrow $30
         | using the $60 as collateral and buy $30 worth of bitcoin and
         | finally transfer that bitcoin out. You then have a 5x return
         | ignoring cost to pump?
        
         | throw389274 wrote:
         | Here's a personal anecdote which may have served as a warning
         | to their collapse. I bought ~1000 mobile coins when they were a
         | couple dollars, sold most of them at $60 and bought BTC,
         | however it was at precisely that time FTX refused to let me
         | withdraw them.
         | 
         | They claimed it was because my country was introducing new
         | legislation to regulate cryptocurrencies and it was to prepare
         | for the new rules. They however jumped the gun and just blocked
         | my country the moment it was announced, which was a couple
         | months before the new rules were actually set to go into
         | effect.
         | 
         | I tried logging in from other countries with a VPN, but my
         | account was already flagged, and their customer support said I
         | had to show a valid passport or government issued ID from
         | another country to prove I was not in the country where I was,
         | which was obviously not possible. I was never able to withdraw
         | my BTC.
         | 
         | I suspect this was the start and they were already short funds
         | (which may already be a known fact now, I just haven't been
         | following too closely), and they were just looking for excuses
         | to take whatever they could from their users.
        
           | hayd wrote:
           | Thieves.
        
         | TylerE wrote:
         | He could even pay them back and keep 5:6ths of the loot free
         | and clear.
        
           | shorthistory wrote:
           | How would that work? He would still be liable for the full
           | amount and the cost of servicing the margin loan. Or are you
           | suggesting the bankruptcy proceedings will settle for a lower
           | figure?
        
             | 0cf8612b2e1e wrote:
             | Depending on how the margin was setup, the thinking is that
             | the trader could surrender the (now valued at $10 coins).
        
               | hgsgm wrote:
        
         | [deleted]
        
       | michaelteter wrote:
       | Accepting highly volatile assets as collateral seems obviously
       | very risky for a lender/exchange.
       | 
       | I wonder if SBF has a good knowledge of banking history. No
       | doubt, there are examples in the past of banks making similar
       | mistakes.
        
         | Mistletoe wrote:
         | It depends when you asked. Prior to FTX's fall he was a genius
         | that knew everything. Now he has adopted some sort of Lennie
         | from Of Mice and Men act that would have made John Malkovich
         | blush. He doesn't know anything- the balance sheet, how to
         | code, the trades, where any of the money is...
        
           | jandrese wrote:
           | He's a classic confidence man and probably a narcissist. He
           | probably thought he was the smartest man in the room because
           | he surrounded himself with yes men. I don't doubt that he
           | knew what he was doing was unethical and probably illegal,
           | but since everyone else in the world was dumber than him they
           | would never know. Then reality came crashing in all at once
           | and you're seeing these interviews where he claims it was all
           | a big misunderstanding and you should feel bad for him
           | because the big mean market was so unfair to him. Absolute
           | horseshit. Dude flagrantly played with fire and got burned.
        
           | doomrobo wrote:
           | Agreed. But I think you mean Lenny from Of Mice and Men
        
             | Mistletoe wrote:
             | You are right. I've edited it above. That's the second time
             | this week I've done something stupid like that. I think I
             | should stop posting. I'm not even old enough to use that as
             | an excuse.
             | 
             | *Formerly said Grapes of Wrath.
        
           | JumpCrisscross wrote:
           | > _Prior to FTX's fall he was a genius that knew everything_
           | 
           | To folks who bought into crypto. The rest of us has been
           | calling the whole space a scam from the start. I don't think
           | I've had a better track record in calling shorts in my life.
        
         | bboygravity wrote:
         | It wasn't a mistake, it was deliberate fraud.
        
           | gitfan86 wrote:
           | Legally I think they are better going after the embezzlement
           | angle instead of fraud.
           | 
           | It is a fact that FTX funds were used to buy a house that his
           | parents had in their name and that they used. SBF can say
           | that the house purchase was an "accident" but most jurors
           | understand that you don't just "accidently" have a house in
           | your name that you live in.
        
             | nullc wrote:
             | The embezzlement portion seems relatively small compared to
             | the overall claimed of losses. Stuff like the property will
             | be recovered too.
             | 
             | But the billion dollars transferred into the pockets of
             | this mobileCoin trader on the other hand...
        
             | skippyboxedhero wrote:
             | I am not sure if it is embezzlement because the
             | shareholders gave him carte blanche. They had no directors
             | (it was only SBF and one of his cronies), they had no-one
             | overseeing anything, all of the transactions were approved
             | by the company (btw, any transfers outside the company can
             | now be clawed back in bankruptcy anyway).
             | 
             | I think the stuff going on with Alameda is a bit more spicy
             | because he, and others, made several very explicit lies
             | about that relationship. The stuff with the houses was
             | unbelievable but the finger should really point at the
             | shareholders who allowed it to happen.
        
             | dragonwriter wrote:
             | > Legally I think they are better going after the
             | embezzlement angle instead of fraud.
             | 
             | Legally, they aren't mutually exclusive, and a part of what
             | is probably making the criminal side take longer than
             | people like is investigating the wide array of crimes that
             | appear to have been committed and deciding how best to
             | charge them.
        
           | lordfrito wrote:
           | At the very best it's gross negligence on a scale never
           | before seen.
           | 
           | When does gross negligence become fraud? Does it require
           | intent? Do they need to show intent? Basically show he knew
           | what he was doing even though he plays dumb?
        
             | vkou wrote:
             | Probably at the part where you start buying 300m dollar
             | homes with company money.
        
               | lordfrito wrote:
               | Extending loans and perks (jets etc.) to executives is
               | pretty standard stuff. Yeah it looks bad, especially when
               | you're gut is telling you this guy is a crook. So SBF
               | lived well like all executives do, that's not a smoking
               | gun or a litmus test for fraud.
               | 
               | I'm sure if they can prove fraud, then this kind of stuff
               | is icing that gets him a harsher sentence.
        
               | mrguyorama wrote:
               | >Extending loans and perks (jets etc.) to executives is
               | pretty standard stuff.
               | 
               | Maybe we should change that?
        
               | lordfrito wrote:
               | There's nothing wrong with offering incentives to lure
               | top talent. It's the cost of doing business.
               | 
               | At the lowest level things like discount healthcare
               | benefits and 401k matching are the simplest incentives
               | that get paid for by the employer. The cost of doing
               | business and attracting talent.
               | 
               | Microsoft was famous for having stocked break-rooms,
               | unlimited cola and caffeine for programmers who slept in
               | their offices. Googlers get free meals, and Mountain View
               | campus has free rides to/from work. All paid for on
               | company dime.
               | 
               | At the mid-management level you get company cars. Some of
               | these people drive over a 1000 miles a month as part of
               | the job, the wear and tear on their personal car is a
               | burden. So the company offers a car as part of the
               | compensation package. They get to use the car for
               | personal business as well, that's a perk. Should that be
               | taken away?
               | 
               | At the executive level things like company jets become a
               | necessity, simply as a travel time saver. Time is money
               | as they say. They can get more done during the day if
               | they have faster travel and accommodations. I worked for
               | a CTO who on average got around 1,000 emails a day and
               | usually stayed up past 10pm to answer them. He says the
               | thing people don't understand is that when he wakes up in
               | the morning, his mail box is already full as the European
               | division has already been running for several hours.
               | Pressing business to address. And so spending company $$$
               | on things like jets and helicopters to get more
               | productive free time from your execs is money well spent.
               | 
               | Some companies have formal retreats and where they send
               | team members to "team build". As long as it can be
               | justified, and the company is profitable, and the
               | shareholders are OK with it, then why can't the company
               | spend it's money as it sees fit (within limits of the law
               | of course)?
               | 
               | I agree that the perks and compensation can get
               | egregious. Also, this kind of stuff is ripe for abuse,
               | which is why a company needs good governance. There was
               | no governance at FTX, no corporate controls at all. Which
               | is why the situation was so ugly.
               | 
               | But as far as perks goes, these are great tools to lure
               | talent, and get the most out of them. Let's not throw the
               | baby out with the bathwater.
               | 
               | If FTX was profitable, and the shareholders were OK with
               | it, there's nothing wrong with offering paid for housing
               | as a perk (even if it is a bit unorthodox, other than at
               | a casino). If FTX was a con all along, then it was a
               | crime, which changes the equation significantly.
        
           | [deleted]
        
         | AlexandrB wrote:
         | > I wonder if SBF has a good knowledge of banking history.
         | 
         | Famously, SBF said he "would never read a book"[1]. So I
         | suspect his knowledge of banking history is spotty, at best.
         | 
         | [1] https://lithub.com/crypto-nerd-sam-bankman-fried-who-just-
         | lo...
         | 
         | More from that interview:
         | 
         | > "I'm very skeptical of books. I don't want to say no book is
         | ever worth reading, but I actually do believe something pretty
         | close to that," explains SBF. "I think, if you wrote a book,
         | you fucked up, and it should have been a six-paragraph blog
         | post."
        
       | [deleted]
        
       | TheRealPomax wrote:
       | When they're both your own company, one didn't "take a hit" to
       | prop up the other, you simply committed more fraud in order to
       | try to hide the problem.
        
       | sschueller wrote:
       | I just don't understand how you can expose yourself to such risk
       | if you are supposed to be this super smart MIT graduate.
       | 
       | I don't understand much about finance but if I had the CEO
       | responsibility I would make damn sure I am not exposed like that.
       | 
       | I just don't believe that it was an unfortunate event and SBF is
       | innocent. How can you be so oblivious and I also think the top
       | investors should be held accountable, they had to know the risk.
       | 
       | Like with a terrorism charge you have the one committing the act
       | and you also have the ones that aided and abeded. The enablers.
        
         | dragonwriter wrote:
         | > I just don't understand how you can expose yourself to such
         | risk if you are supposed to be this super smart MIT graduate.
         | 
         | SBF publicly stated (well before the collapse) that he operated
         | his life under a complete disregard of risk in pursuit of
         | optimized expected value with no risk premium.
         | 
         | While this is probably a rationalization, and he might well
         | have actually been something of a risk junkie, even taken at
         | face value its not surprising how he ended up exposed to
         | massive risk that most people would have seen aa unwarranted
         | even given the large potential rewards if it all worked out.
        
           | Terretta wrote:
           | YOLO
           | 
           | // Not being cute. If you believe you are young enough and
           | clever enough to have time and energy to hit reset and try
           | again on a Game Over, then it's an actually valid point of
           | view -- if you cannot go less than zero. Given extreme
           | rewards even with unlimited downside, if the downside is
           | actually limited by bankrupt at zero, that caps the downside
           | so taking the risk makes a lot of sense if you believe you
           | can start again "near the top" (having developed non monetary
           | resources and techniques to build wealth fast).
        
           | wmf wrote:
           | It's not even completely crazy. You start a startup at age
           | 25, shoot for the moon, it fails after 5 years, and then you
           | start another startup. The part he did wrong is the criming
           | which will prevent him from trying again.
        
         | balderdash wrote:
         | Really the question in my mind is whether it's: negligence,
         | gross negligence, or fraud...
        
           | jaywalk wrote:
           | Probably a mix of all three.
        
         | NotYourLawyer wrote:
         | It's fine if you have automated margin calls every 30 seconds
         | and you can blow out somebody's position quickly enough not to
         | lose money. Which is what FTX allegedly had set up... for every
         | trader except Alameda.
        
           | HDThoreaun wrote:
           | No it's not really. It would not have been possible to sell
           | the shit coin collateral for the amount loaned against it at
           | any point. By the time FTX had liquidated half the collateral
           | the coins liquidity would be gone and the rest of the coins
           | would be worthless. There was no point in time where these
           | loans were solvent, they were just pumped so they looked
           | solvent on paper.
        
             | wmf wrote:
             | They could calculate margin based on the liquidation value
             | of collateral given the current state of the order book
             | instead of mark-to-market value but I don't know if they
             | did that.
        
               | HDThoreaun wrote:
               | But the entire order book could be wash trades that
               | disappear as soon as the loan is made
        
           | skippyboxedhero wrote:
           | The issue here was the risk-management system didn't work for
           | this trader.
           | 
           | What it sounds like, although it isn't totally clear, is that
           | this guy worked out how to exploit their margin call system
           | by running up an illiquid coin using FTX money, cashing out,
           | and leaving FTX holding the bag.
        
       | kalimanzaro wrote:
       | https://archive.ph/cPXEf
        
       | dpflan wrote:
       | I find the collapse, the PR, puff-pieces, SBF chatting away
       | during NYT DealBook summit, celebrities white-washing to be
       | incredible to watch. I am wondering how large the impact is on
       | investors: Why is Bill Ackman talking about how cool Helium is
       | within the last month? It does seem like a (last?) gasp for
       | reassurance and hence liquidity for the larger/st investors
       | involved in cryptocurrency/web3 madness. How much money is being
       | lost that desperation is required to pump the ponzi still...
        
         | negamax wrote:
         | Good point. Also Cathy Wood suddenly buying more $COIN and
         | $GBTC seems like similar forces at play. Many are caught off
         | guard and seem to have lost big on paper
        
           | dpflan wrote:
           | Indeed, the compound growth required for BTC to reach Wood's
           | $1M target by 2030 from where it is now, seems incredibly
           | unlikely...
        
             | skippyboxedhero wrote:
             | Cathie Wood is another version of SBF. She has repeatedly
             | said stuff that is obviously false. Even worse, she has
             | actually demonstrated that her staff also have no idea what
             | they are doing.
             | 
             | It isn't possible to go full-FTX with a long-only
             | fund...but there is further downside.
        
             | inasio wrote:
             | I didn't know she ended up picking up McAfee's torch.
             | Hopefully she skipped the pledge.
        
               | louloulou wrote:
               | Yeah, she didn't really pick up the torch with the same
               | flare
               | https://twitter.com/dergigi/status/1597721460784582657
        
           | gitfan86 wrote:
           | They are all trying to frontrun the next boom cycle in hopes
           | of having good returns for 2023. Their returns for 2022 are
           | garbage. Can you imagine giving ARK 1% of your wealth as
           | payment for them losing 60% of your wealth? Their hope is
           | that the fed cuts rates in early 2023, and that causes a ton
           | of money on the sidelines to come back into the market into
           | speculative assets.
        
         | a11yclub wrote:
         | I personally think all of crypto is a scam but bitcoin, anyone
         | who plays with alt-coins is just trying to get rich quick...
         | You could say the same for bitcoiners, but it I think it's
         | different.
        
           | zampano wrote:
           | What makes bitcoin different other than it being older than
           | the rest of the pack?
        
             | rahen wrote:
             | Bitcoin is the only currency that's leaderless,
             | decentralized, belongs to no company or some 30 years-old
             | "CEO", and is contributed to much like the Linux kernel.
             | You could compare it to TCP/IP versus proprietary protocols
             | du jour.
             | 
             | Or just Google "what sets bitcoin apart to other cryptos".
             | 
             | https://bitcoinmagazine.com/culture/what-makes-bitcoin-
             | diffe...
        
             | qotgalaxy wrote:
        
         | bombcar wrote:
         | I suspect the strange news/media outfall is because nobody
         | quite knows yet WHO is at fault and since the money lost is
         | from larger investors, they themselves are perhaps worried that
         | they are at fault somehow, so there's really no "narrative" at
         | play.
         | 
         | Something similar happened during the implosion of the mortgage
         | crisis; it wasn't clear how the contagion had spread until
         | later.
        
         | TacticalCoder wrote:
         | > I find the collapse, the PR, puff-pieces, SBF chatting away
         | during NYT DealBook summit, celebrities white-washing to be
         | incredible to watch.
         | 
         | What I find _way_ more incredible is that we 've got someone
         | who committed many crimes: wire fraud, running ponzis, pumping
         | and dumping shitcoins which were considered for some as
         | securities, funneling money out of the US to the Bahamas using
         | tens if not hundreds of companies, naming his company "Alameda
         | Research" to dodge banking restrictions, lying up until the
         | very last moment when things blew up that everything fine,
         | lying about US customers deposits being FDIC insured, bribing
         | people (several people came out and said SBF downright offered
         | them $1m to paint FTX in a positive light), using the stolen
         | money to buy properties in the Bahamas to the tune of $300m,
         | etc.
         | 
         | And yet... This is resumed by many with: *"Cryptos are all
         | ponzis".
         | 
         | What's the reasoning? Everybody in crypto is a fraudster so
         | investors and depositors all deserve to be wiped out by a
         | scammer? And he should walk free?
         | 
         | While the guy who wrote "tornado cash" is in jail?
         | 
         | While Aaron Swartz got sentenced for putting online research
         | papers (paid with taxpayers money btw)?
         | 
         | Is that what you're saying? That's it's all a gigantic fraud so
         | it's on par for the course and SBF is not worse than the guy
         | who bought two DOGE and three SHIBA INU coin?
        
           | nashashmi wrote:
           | This is a storyboard for a John Oliver episode
        
           | JumpCrisscross wrote:
           | > _Everybody in crypto is a fraudster so investors and
           | depositors all deserve to be wiped out by a scammer?_
           | 
           | Nobody deserves to be wiped out. But anyone wiped out in
           | crypto is on their own. They chose to sidestep centuries of
           | knowledge on financial regulation. If they want their money,
           | they need to pay for lawyers.
           | 
           | > _and he should walk free?_
           | 
           | The wheels of justice grind slowly but fine. The day after
           | any fraud, HN is filled with conclusions that the fraudster
           | will walk free. (Holmes until the day of her sentencing.)
           | 
           | SBF is almost certain to be charged. It just won't happen
           | this week.
        
             | jakelazaroff wrote:
             | _> The wheels of justice grind slowly but fine. The day
             | after any fraud, HN is filled with conclusions that the
             | fraudster will walk free. (Holmes until the day of her
             | sentencing.)_
             | 
             | This is part of the problem, is it not? There are tiers of
             | justice. Law and order types shriek about how none of us
             | are safe because presumptively innocent people who shoplift
             | or jump turnstiles are not kept in cages before their
             | trial. Meanwhile, you can steal billions of dollars or
             | forge medical data and you're not only walking free, but
             | invited to speak at glamorous conferences.
        
               | [deleted]
        
               | JumpCrisscross wrote:
               | > _you can steal billions of dollars or forge medical
               | data and you 're not only walking free, but invited to
               | speak at glamorous conferences_
               | 
               | Plenty of felons speak at conferences? And again, you're
               | asking for instantaneous indictment. That's not how
               | competent legal systems work.
        
               | jakelazaroff wrote:
               | The indictment I'm asking for is no more instantaneous
               | than is standard for low-level arrestees.
        
               | dragonwriter wrote:
               | Low level arrestees don't get indicted, generally;
               | indictments aren't required in most states even for
               | felonies (unlike the federal system) and some states have
               | entirely abolished indictment and criminal grand juries,
               | so indictments tend to only happen for federal and a
               | fraction of state felonies, biased toward more major
               | felonies in the states that use the system.
               | 
               | And when someone is accused of minor low-level offenses,
               | prosecutors aren't worried about losing the ability to
               | prosecute potentially multiple major crimes, and to lose
               | access to any restitution and criminal forefeiture
               | actions associated with them, by premature prosecution of
               | lesser included offenses blocking the more major ones
               | under double jeopardy rules.
        
               | mywittyname wrote:
               | > because presumptively innocent people who shoplift or
               | jump turnstiles are not kept in cages before their trial.
               | 
               | But they are, and therein lie the hypocrisy. If you're
               | wealthy, then you get the opportunity to turn yourself in
               | after weeks or months to get your affairs in order, while
               | regular people who allegedly commit minor crimes get a
               | gun pointed at them, roughed up, arrested, and shoved in
               | a cell for who knows how long until they are finally
               | informed that they have a bench warrant out on them for
               | something that happened in 2017.
        
               | JumpCrisscross wrote:
               | > _until they are finally informed that they have a bench
               | warrant out on them for something that happened in 2017_
               | 
               | If you're wealthy and ignore warrants until a traffic
               | stop, this happens to you too.
        
               | notch656a wrote:
               | IANAL and this isn't legal advice, but the example
               | warrants I found issue by a state government only command
               | the officer of the state it happens in to perform the
               | arrest. I'm not certain an officer out of state from the
               | offense would be _commanded_ to serve the warrant, rather
               | than just have the option. And the rich often perform
               | their shenanigans somewhere else so they don 't shit
               | where they eat.
               | 
               | See an example arrest warrant
               | http://www.georgetowncriminaldefenselawyer.com/wp-
               | content/up...
        
           | object-a wrote:
           | Total hunch here, but:
           | 
           | Based on everything reported, it seems very likely he will go
           | to prison, or at least stand trial, for everything that has
           | happened. It's not clear why it's taking so long, there might
           | be jurisdictional/logistical issues with the fact that he's
           | in the Bahamas.
           | 
           | The Dealbook interviews and news stories don't seem to be
           | helping him... if anything they generate more outrage and
           | provide more contradictions in his story. He's trying to
           | pitch himself as incompetent rather than criminal, but by
           | constantly talking about the case I think he's undercutting
           | himself.
           | 
           | If I was an investigator, I wouldn't interrupt someone when
           | they're incriminating themselves.
        
             | lordfrito wrote:
             | > It's not clear why it's taking so long
             | 
             | Investigations like this take time. The old saying is the
             | wheels of justice grind slowly, but they grind exceedingly
             | fine.
             | 
             | The new CEO can't even make sense of what happened, and he
             | has access to all internal information. It's going to take
             | a long time to sort out what exactly happened.
             | 
             | Once he is indicted, I'm sure SBF will be well defended. A
             | smart prosecutor will take their time in order to build an
             | iron clad case. If he gets off on a technicality you run
             | the risk of not being able to prosecute again due to double
             | jeopardy. If you want a conviction, you really need your
             | ducks in a row ahead of time.
             | 
             | > but by constantly talking about the case I think he's
             | undercutting himself
             | 
             | Absolutely. The FBI doesn't usually announce
             | investigations, as that puts the person being investigated
             | on notice. Let him talk freely, it's all potential evidence
             | to be used against him later.
             | 
             | Once the FBI announces an investigation, it often means
             | that they have more than enough evidence and are mostly
             | ready to prosecute. By announcing it, they hope to pull in
             | little more information from those in the know, who might
             | not have come forward.
             | 
             | These frauds seem to take place at the speed of light,
             | while it takes forever for justice to show up. But it will
             | show up. The slow speed of investigations is a feature of
             | justice, not a bug.
        
               | pookha wrote:
               | This guy's out there doing who-knows-what in the
               | Bahama's. He should be shipped back to the US and brought
               | into custody. As context Bernie was in jail within a few
               | days.
        
               | lordfrito wrote:
               | Getting him back to US requires extradition which will
               | take time and evidence. Alternatively they can try to
               | lure him here (hey bro come visit me in US we got
               | billions to invest) and arrest him after he lands. Also,
               | I believe the government of the Bahamas is keeping close
               | tabs on him, there's a non-zero chance they might arrest
               | him first.
               | 
               | A big difference between SBF and Madoff is that Madoff
               | admitted to his sons that there was ongoing fraud that
               | was about to unravel. He asked them for a week to get
               | things in order. His sons, not wanting to be accessories
               | to the crime their father just confessed to, immediately
               | went to the feds and told them what was going on. They
               | arrested Bernie the next morning. [1]
               | 
               | [1] https://www.youtube.com/watch?v=-duaB887gMQ
        
               | somenameforme wrote:
               | There's another, newer, saying as well - American's
               | confidence in the US Criminal Justice System is now at
               | 14% [1]. Okay that's not a saying, but it says much more
               | than any saying. That's the lowest level ever, and by an
               | extremely wide margin. It's seemingly approaching zero.
               | And some would say we're divided on everything. Nonsense!
               | 
               | And that is what makes this case so interesting to many,
               | myself among them. It's essentially a very visible test
               | of "our" cynicism, and the integrity of the criminal
               | justice system. SBF has all the right family connections,
               | "donated" to all the right people, and even pulled a
               | reverse Robin Hood - stealing from the poor to give to
               | the rich, all the while also being arguably the most
               | visible advocate for their interests (within his domain).
               | 
               | It will be interesting to follow.
               | 
               | [1] - https://news.gallup.com/poll/394283/confidence-
               | institutions-...
        
               | lordfrito wrote:
               | Not disagreeing that many things are wrong and need
               | fixing in the digital age. But lately it seem people
               | being divided often has little to do with the underlying
               | facts and basis in reality. A lot of it is perception.
               | Someone recently told me that your opinions say less
               | about you and more about the kind of media you consume.
               | Disagreement, cynicism and conspiracy theories are a sign
               | of the times.
               | 
               | For example, my Red friends to say the Dems are helping
               | SBF because he was their #2 donor. Well SBF was also one
               | of the biggest donors to the Republicans as well. [1] But
               | that doesn't stop some people from believing its a big
               | liberal conspiracy. It's not that their facts are wrong,
               | it's that they only have half the facts and are drawing
               | the wrong (and often biased) conclusions. But I digress.
               | 
               | I'm not as cynical in our justice system as you are. I
               | take comfort in the fact that Elizabeth Holmes is going
               | to prison for 10 years. Like SBF she had all the right
               | connections, was a media darling, compared to Steve Jobs
               | etc. Cynical people thought that she was going to walk,
               | but the conviction proves otherwise.
               | 
               | I don't believe justice in this country is in as bad of a
               | state as many believe. I think it takes a long time, and
               | the younger generations are raised to expect immediate
               | gratification, so they are frustrated at the "lack" of
               | anything happening. I firmly believe SBF is going to
               | prison for a long time. I'll revisit this prediction in 5
               | years to see if I'm right.
               | 
               | [1] https://decrypt.co/116005/sbf-hid-republican-
               | donations-media...
        
             | rootusrootus wrote:
             | > It's not clear why it's taking so long
             | 
             | At this point I think the DOJ is just sitting in stunned
             | silence, quietly hoovering up all the data they can and
             | waiting for him to finish adding more evidence to that
             | pile. This will be a blockbuster of a legal case and I
             | expect they're working to get everything lined up before
             | they open fire.
             | 
             | I would predict SBF will spend the rest of his life in a US
             | prison, but OTOH many people reading the statutes had good
             | arguments why Elizabeth Holmes was going to get what
             | amounted to a life sentence, but look what actually
             | happened.
        
             | HWR_14 wrote:
             | > It's not clear why it's taking so long,
             | 
             | How much money did he steal?
             | 
             | Answer that. Not prove he wasn't in legal compliance in
             | tricky TOS people signed without reading. Not prove that it
             | wasn't all honest inept code. Not even prove that it turns
             | out an unnamed hacker was not behind it all.
             | 
             | The prosecutor is going into a US court and say he stole
             | how much money in the US?
             | 
             | Keep in mind that the CEO who unraveled Enron among other
             | things has said it's going to take months to figure out how
             | much money still in valid investments owned by FTX and is
             | legitimately not stolen.
             | 
             | (I'm using stole, but lawyers probably would have a
             | different set of terms)
        
               | object-a wrote:
               | This is a good reason for why it's taking so long -- It
               | seems from a lot of reporting that there was theft/fraud,
               | but prosecutors probably want extremely solid evidence
               | (including some details on where the money went) before
               | arresting, or attempting extradition.
        
           | acdha wrote:
           | I don't see anyone arguing that he should get leniency. It's
           | more in the opposite direction: given how common scams are in
           | this space _and_ how basically every time the response is
           | some combination of "yeah, everyone knew that [but didn't say
           | anything]" or "yes, but this new venture is totally
           | different" it seems reasonable to question whether anything
           | in the field is what it's actually being portrayed as. At the
           | very least it seems like a good argument that there needs to
           | be some big improvements in self-regulation and things like
           | real, public audit reports.
        
           | a4isms wrote:
           | These statements can all be simultaneously true:
           | 
           | 1. It is foolish to walk down a dark alley flashing wads of
           | cash;
           | 
           | 2. Anyone who robs another person who is walking down a dark
           | alley flashing wads of cash deserves to be punished harshly;
           | 
           | 3. If there's a pawn shop at the end of the alley that is
           | knowingly selling guns to robbers, fencing the goods they rob
           | from citizens, and enticing citizens to walk down the alley,
           | they also deserve to be punished harshly;
           | 
           | 4. If citizens are regularly being robbed, we should look for
           | structural ways to create safety, such as lighting alleyways,
           | reinstating bicycle patrols for police, &c.
           | 
           | The fact that it's foolish to invest in these ponzi schemes
           | and outright robberies in no way dilutes the blame that these
           | fraudsters deserve, along with the industry that has sprung
           | up around them to profit from that fraud. And none of that
           | invalidates the notion that regulations and enforcement seem
           | like an awfully good idea.
        
           | sottol wrote:
           | It looks like some of these larger cases take a while to
           | prosecute. Not saying there's no favoritism here, but FYI the
           | Enron scandal unfolded in late 2001 and the current and
           | former CEO Lay and Skilling's trial started more than four
           | (4!) years later in early 2006.
        
             | retconn wrote:
             | That's very quick.
             | 
             | My memory is a little hazy, but the fast prosecution was
             | motivated by covering up structural inefficiencies in CA
             | energy trading created knowingly against considerable
             | objections by politicians, that Enron abused, and not the a
             | priori fraud of propping up their stock for dozens of
             | quarters to be able to trade so massively in the first
             | place.
             | 
             | Edit : to clarify, politicians created structural
             | inefficiency in the California grid, in the name of
             | deregulation, specifically Govenor Pete Wilson and
             | California Legislature AB 1890 of 1996.
        
           | loeg wrote:
           | You seem to repeatedly raise the idea that we can't or
           | shouldn't use the FTX fraud and collapse to criticize the
           | rest of the crypto space, or that doing so somehow excuses
           | SBF. You are wrong on both counts.
        
             | officialjunk wrote:
             | all the crimes sbf committed are "traditional" fraud and
             | not dependent on there being crypto involved.
             | 
             | we should still scrutinize and perform due diligence on all
             | businesses, though, including crypto businesses.
        
               | freejazz wrote:
               | Well, it's him doing them in the crypto space that has
               | enabled the proliferation.
        
           | nradov wrote:
           | Everyone in crypto is a fraudster so investors and depositors
           | all deserve to be wiped out. But the scammers _also_ deserve
           | to go to prison for wire fraud and related crimes. Both
           | things can be true. There is no contradiction in the
           | reasoning.
           | 
           | Alexey Pertsev is in jail for allegedly operating an illegal
           | money transfer business in violation of AML/KYC laws. If he
           | had merely developed the Tornado Cash code without actually
           | using it then he wouldn't be in jail.
           | 
           | I agree that the Aaron Swartz case was a travesty of justice.
        
           | adoxyz wrote:
           | The whole premise of crypto is that it's unregulated, so yes
           | it should 100% be assumed that you're probably going to get
           | swindled.
           | 
           | There was a story about how Sequoia (or a different VC) gave
           | FTX millions while SBF was playing games during the call with
           | them. I mean, if nothing else, if you can't expect the
           | tiniest ounce of professionalism from a company you're
           | investing in, I find it hard to feel bad for you when you're
           | scammed out of that investment.
        
             | mywittyname wrote:
             | I'm certain each party felt they could swindle the other.
             | Hence the lack of professionalism from one party, and the
             | apathy towards the behavior from the other.
             | 
             | When one has a king-high full house, they should call every
             | raise. But that but no one knows if that's the winning hand
             | until everyone shows their cards.
        
               | retconn wrote:
               | >I'm certain each party felt they could swindle the
               | other.
               | 
               | There's a reason trader turrets handsets and boxes have
               | high resistance non latching push to talk switches.
               | Because both sides of every deal think the other sides
               | just that in the most regulated markets and otc / "self
               | reg" alike.
        
             | vkou wrote:
             | I think most people have roughly zero sympathy for
             | institutional investors that give good money to garbage
             | companies, but what's outrageous here is that be stole
             | customer funds.
        
           | jcpham2 wrote:
           | FTX advertised direct to consumers through Fortune cookies
           | via openfortune.
           | 
           | I know because I saved one on my desk and I'm looking at it.
           | 
           | The crypto fortune cookies were the biggest red flag I've
           | ever seen in my life.
        
             | somenameforme wrote:
             | They were also being promoted by the World Economic Forum
             | whose page described them as a partner [1], while SBF was
             | rubbing shoulders with individuals like Clinton/Blair and
             | receiving lavish praises throughout the corporate media and
             | becoming one of the biggest political players there is.
             | 
             | [1] - https://web.archive.org/web/20220613111008/https://ww
             | w.wefor...
        
           | dpflan wrote:
           | OK, maybe not all ponzis, some maybe less ponzi than others,
           | or maybe even not at all. Are you saying that 1 individual
           | was problematic, blatantly told Matt Levine he is involved in
           | ponzi schemes, ran one of the largest such, began absorbing
           | smaller ponzis, and that because of this 1 individual saying
           | the industry is all ponzis is a stretch? I agree with that,
           | sure, absolutism is hard to prove. But, the evidence of what
           | has happened and what exists at the largest scale in the
           | industry is a huge fraud -- it is a decent assumptive base.
        
         | 40acres wrote:
         | I don't understand the criticism of the Dealbook interview. I
         | want to hear SBF side and found that he's definitely hanging
         | himself with his public statements. If the media were to
         | "deplatform" him that would be an incredible disservice. I
         | thought ARS asked fair questions.
        
           | dpflan wrote:
           | Sure, he can mint himself enough rope, but the opportunity
           | can give weight to a narrative that is desired, whatever it
           | may be.
        
         | throwup wrote:
         | The interesting thing is that FTX had almost no retail
         | customers in the US[1], yet most of the coverage has been US-
         | focused, due to the VC investors and US political donations. It
         | really was just investors (in the company itself) that got hit
         | the hardest. It just goes to show how easy it is to buy media
         | coverage. If the media talked about things that affected their
         | readers rather than their owners, the FTX news cycle wouldn't
         | have lasted one day before everybody moved on.
         | 
         | [1]:
         | https://cdn.i-scmp.com/sites/default/files/d8/images/canvas/...
        
           | [deleted]
        
           | ac29 wrote:
           | > The interesting thing is that FTX had almost no retail
           | customers in the US[1]
           | 
           | This is only true if you believe the massive amounts of
           | customers in the Cayman Islands, Virgin Islands, etc were not
           | just US persons' shell companies.
        
             | jandrese wrote:
             | It's pretty hard to feel bad for tax dodging fat cats
             | getting bitten by a con man though.
        
               | skorpeon87 wrote:
               | Who cares if you feel bad for them? Who even asked? Crime
               | isn't supposed to be legal when you victimize other
               | unsympathetic criminals.
        
               | [deleted]
        
             | HDThoreaun wrote:
             | Those wouldn't be retail customers in the US though, they'd
             | be customers in the Cayman Islands...
        
               | ac29 wrote:
               | They aren't "in the Cayman Islands" any more than a VPN
               | user is in the country of their VPN server though. In
               | this case, setting up a shell company in the Caribbean
               | was a convenient way to get around US regulation (or
               | taxes, or both).
        
               | HDThoreaun wrote:
               | FTX was transacting with a user in the Cayman's not the
               | us.
        
             | [deleted]
        
             | luckylion wrote:
             | Is it common for retail investors in the US to create shell
             | companies in the Cayman Islands etc? Is that a service
             | offered at low cost that everybody uses to get around so
             | regulatory hurdle, like using a VPN to get around simple
             | geofencing on streaming platforms?
        
               | kolencherry wrote:
               | It's around $4-5k USD to set up a exempted company and
               | get a bank account for said company in the Caymans, with
               | annual costs being in the $2-3k USD range. Can be cheaper
               | or more expensive, depending on the service provider. Not
               | uncommon for more savvy investors.
        
               | mikeyouse wrote:
               | It's very common for investment firms and other tax-
               | dodging entities, very uncommon for the everyday wealthy
               | person. Much of the privacy benefit to Caymen shell corps
               | is readily available in Delaware or e.g. Montana, so only
               | more exotic tax schemes require international companies.
        
               | ac29 wrote:
               | > Much of the privacy benefit to Caymen shell corps is
               | readily available in Delaware or e.g. Montana, so only
               | more exotic tax schemes require international companies.
               | 
               | FTX.com was unavailable to US persons or companies, so
               | being legally based in Delaware/Montana/etc wouldnt have
               | helped.
        
               | insane_dreamer wrote:
               | No
        
               | Cullinet wrote:
               | Yes. Sub $10k pa for nominee management of companies.
               | Used to have Mossack Fonseca as a customer.
        
           | dmix wrote:
           | All media is super US focused.
           | 
           | "World news" is code word for "non-US news" since US is the
           | default, which makes sense.
        
             | tsimionescu wrote:
             | In every country, world news very explicitly means news
             | about what's happening outside that country.
        
           | [deleted]
        
           | skybrian wrote:
           | This is kind of a weird argument. There's no reason US
           | reporters or commenters shouldn't write about things that
           | happen in other countries, if they find it interesting. The
           | FTX scandal is fascinating for lots of reasons.
           | 
           | (I've also seen coverage about how it affected the Bahamas.)
        
           | itronitron wrote:
           | Yeah, I wonder if the investors bought the media coverage in
           | addition to paying for it (intentionally or not.)
        
             | basch wrote:
             | I believe it is more "give the people what they want." This
             | story is getting clicks because the numbers are so big it
             | has everybody daydreaming about having lived through this
             | from the inside. People want details to fill in the cracks
             | of their fantasies.
             | 
             | This is like Nightcrawler, and the press is satisfying the
             | bloodlust of its readers who like The Social Network like
             | drama and Big Shortesque scandals.
             | 
             | We arent living in the right reality if Adam McKay/Charles
             | Randolph/Michael Lewis and Aaron Sorkin/David Fincher/Ben
             | Mezrich dont have dueling FTX movies coming out on opposite
             | streaming services the same week. (Probably Apple and
             | Disney, who then happen to announce a merger, because of
             | course thats how the world works now.)
        
               | pavlov wrote:
               | The Apple-Disney merger is a rumor of genuine vintage.
               | 
               | It was first rumored around 1996-97 when Apple was in
               | enormous trouble. Potential acquirers according to the
               | rumor mill included Oracle, Sun and Disney. (Somehow the
               | "Network Computer" was a cornerstone of these
               | speculations, but I forget what Disney had to do with any
               | of it.)
               | 
               | After Jobs firmly established himself at Apple, the
               | Pixar-Disney connection ensured this speculation
               | regularly resurfaced. Sometime around 2007 Apple passed
               | Disney in market cap and the rumor flipped from a merger
               | of equals to "Apple buys Disney".
        
               | basch wrote:
               | That was a silly tangent. My point was, the press isnt
               | being forced upon society by puppetmasters who lost money
               | in FTX. Thats a silly silly conspiracy theory.
               | 
               | The story is just generating clicks with the home
               | investor crowd, who has no skin in the game.
        
           | makestuff wrote:
           | So FTX was just a bunch of institutional traders trading
           | against each other? Sounds a lot like a dark pool.
        
             | chollida1 wrote:
             | > So FTX was just a bunch of institutional traders trading
             | against each other? Sounds a lot like a dark pool.
             | 
             | A dark pool has nothing to do with who trades in it. As GME
             | made famous, alot of GME retail orders got sent to dark
             | pools to trade on.
             | 
             | What distinguishes a dark pool from a lit exchange is that
             | orders are hidden and often trade at the midpoint(half
             | penny) and not on the penny.
             | 
             | Who is on the exchange has nothing to do with dark vs lit.
        
           | fasthands9 wrote:
           | This is what has befuddled me.
           | 
           | I still wager the main con was more similar to classic VC
           | frauds where you pump up your user numbers and trade volume
           | in order to get more investment dollars (which you can then
           | spend on anything). Advertising on sports arenas and stuff
           | gave them a lot of plausibility as the "big player" to people
           | (like me) who dont trade crypto at all.
        
           | benjaminwootton wrote:
           | As I post on many threads, I have barely heard a single story
           | about retail losing money on FTX, whereas I personally knew a
           | handful who lost money with LUNA. I assume institutions are
           | holding the vast majority of the bags here.
        
             | hi5eyes wrote:
             | common joke amongst ct natives is that left curves got rekt
             | in luna, while right curves got rekt in ftx. interesting to
             | see it commonly admitted by corresponding market
             | participants
        
               | pavlov wrote:
               | Fascinatingly cryptic comment. My best guesses don't map
               | to anything intelligible. Connecticut natives? Left curve
               | of the what exactly?
        
               | andremendes wrote:
               | Not sure if you are being sarcastic but I will post my
               | guesses:
               | 
               | ct => crypto traders
               | 
               | left and right => each person political leaning tendency
        
               | scatters wrote:
               | Think it's left/right of the bell curve (as in the meme),
               | i.e. dumb money (retail) vs. smart money (industry).
        
               | pavlov wrote:
               | That does make sense, but I'm oddly reluctant to give up
               | on the mental image of a Connecticut locker room where
               | crypto investment preferences are revealed by the
               | individual curve direction.
        
               | Thetawaves wrote:
               | I interpreted left/right to be corresponding curves of
               | wealth distribution.
        
               | NameError wrote:
               | What are "ct natives", "left curves" and "right curves"?
        
         | candiddevmike wrote:
         | My new conspiracy theory is all of the smaller coins were an
         | easy way to extend the Ponzi scheme by inventing valuation out
         | of thin air. Now that those have been unmasked and everyone's
         | asking hard questions around liquidity or pulling their coins
         | into their own wallets, the major players are over leveraged to
         | the gills (because you can't make "real money" on customer
         | money without risky bets). The only way out is to get BTC's
         | price back to the good ol days and keep the Ponzi going.
        
           | balderdash wrote:
           | That's why in "legacy" (stocks/bonds/futures) risk/portfolio
           | management side not only is there a market quote next to your
           | position, but also #of trading days at x% of avg. daily
           | volume to exit...and as a supervisor/risk manager you're
           | going to assign a lot of risk to that illiquid position
           | (regardless of where the "price" is)
        
           | EMM_386 wrote:
           | > My new conspiracy theory is all of the smaller coins were
           | an easy way to extend the Ponzi scheme by inventing valuation
           | out of thin air.
           | 
           | That's exactly what happened. I invent $GRBG coin, reserve 1
           | billion of them, and sell 1 to my friend for $1. Boom, $1
           | billion "market cap".
           | 
           | Then you wash trade between each other, raising the price
           | enough so the suckers start to notice, and then cash out at
           | the top.
        
           | onlyrealcuzzo wrote:
           | > My new conspiracy theory is all of the smaller coins were
           | an easy way to extend the Ponzi scheme by inventing valuation
           | out of thin air.
           | 
           | I don't think this is a conspiracy theory...
           | 
           | At the very least, we know that some of largest institutions
           | were regularly pumping up assets for solvency reasons.
        
         | jgalt212 wrote:
         | The Ponzi can keep going for a while. The Fed Balance Sheet is
         | still within 95% of its all time high.
         | 
         | These huge asset price moves are more a function of investor
         | preferences and people trying to get in front of the Fed rather
         | than there being a lot less money around. The (real) Art
         | Market, for example, still seems quite healthy.
         | 
         | https://www.federalreserve.gov/monetarypolicy/bst_recenttren...
        
         | [deleted]
        
       | LatteLazy wrote:
       | At this point I think we should stop pretending they were
       | separate entities...
        
       | JaggerFoo wrote:
       | The article is short on details of the trade, mostly filler on
       | already reported FTX downfall and other downfalls.
        
       | benatkin wrote:
       | Ah yes, mobilecoin. I haven't heard much about it since the
       | Signal announcement. I hoped Signal reversed their decision but
       | apparently not: https://support.signal.org/hc/en-
       | us/articles/360057625692-In...
        
         | dmix wrote:
         | The FTX trade happened in April 2021 and it looks like it was
         | because the value of mobilecoin spiked and someone in FTX bet
         | on it at a high price before it dropped.
         | 
         | https://imgur.com/a/dgeaIzK
         | 
         | I don't think this was some FTX investment directly to
         | mobilecoin itself (they were buying coins, not loans/investment
         | that would expose them to FTXs recent drop). Despite the
         | headline making it seem that way. In the year plus since the
         | Apr 2021 price spike mobilecoin price is pretty stable.
         | 
         | So I'm not sure why Signal should drop them other than because
         | of the general volatility in crypto.
        
           | skorpeon87 wrote:
           | > _So I'm not sure why Signal should drop them other than
           | because of the general volatility in crypto._
           | 
           | The affiliation to a cryptoscheme casts the entirety of
           | Signal in a disreputable light. Not least because it gets
           | Signal tangled up in stories like this one.
        
             | dmix wrote:
             | They should act to avoid guilt by association?
        
               | lxgr wrote:
               | "Association" hardly seems like the correct term for
               | marketing a fringe cryptocurrency to unsophisticated
               | users/retail investors.
        
               | dmix wrote:
               | Moxie was a technical advisor for mobilecoin, helping
               | people send money privately sounds like a noble pursuit
               | to me. At least it has a real world use case + legitimate
               | real world userbase/implementation. Most crypto companies
               | don't have that.
        
               | benatkin wrote:
               | I don't think a messenger should provide a way to
               | transfer money. It is one reason I hate Facebook
               | Messenger. I liked Signal more before then because of its
               | focus on messaging.
        
               | ummonk wrote:
               | No one said anything about legal guilt. It's generally
               | good practice not to associate with fraudsters if you
               | care about your reputation though.
        
         | Melting_Harps wrote:
         | > Ah yes, mobilecoin. I haven't heard much about it since the
         | Signal announcement. I hoped Signal reversed their decision but
         | apparently not: https://support.signal.org/hc/en-
         | us/articles/360057625692-In...
         | 
         | Yeah, I remember that; I highly respect Moxie too but his web3
         | analysis seemed to exclude using an alt with no proven history
         | in Signal for payments [0]. His involvement was being an
         | advisor and perhaps even its former CTO, whih would explain a
         | lot.
         | 
         | I wonder if Meredith will intervene considering they are openly
         | talking about how Signal needs to be able to carry it's costs
         | moving forward [1] and I'm guessing the mobilecoin deal came
         | with some stake under Moxie in it's foundation?
         | 
         | 0: https://www.coindesk.com/tech/2021/04/09/signal-founder-
         | may-...
         | 
         | 1: https://fortune.com/2022/11/29/signal-president-meredith-
         | whi...
        
           | benatkin wrote:
           | > his web3 analysis seemed to exclude using an alt with no
           | proven history in Signal for payments
           | 
           | I never suggested that nor do I think that. I just don't like
           | the feature.
        
           | nullc wrote:
           | Come on. Mobilecoin was just a straight up method of
           | transferring value from the non-profit into the pockets of
           | private parties. It couldn't be more clear short of them
           | saying it outright.
           | 
           | A purely premined purely centralized "cryptocurrency" with no
           | selling point except that all signal users would be forced
           | onto it which, once it was launched, made someone a billion
           | dollars and then it was abandoned and forgotten. (The almost
           | unusable demo grade integration in signal continues to exist,
           | if you look really hard for it.)
        
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