[HN Gopher] Carvana to cut 1,500 jobs as online auto dealer's tr...
       ___________________________________________________________________
        
       Carvana to cut 1,500 jobs as online auto dealer's troubles mount
        
       Author : shaburn
       Score  : 77 points
       Date   : 2022-11-18 17:52 UTC (5 hours ago)
        
 (HTM) web link (www.bloomberg.com)
 (TXT) w3m dump (www.bloomberg.com)
        
       | bwi4 wrote:
       | I find it interesting that Carvana's CEO is the son of
       | DriveTime's CEO.
       | 
       | https://www.forbes.com/sites/nathanvardi/2017/12/18/how-an-e...
       | 
       | edit: space
        
       | mattw2121 wrote:
       | I've purchased 2 vehicles through Carvana, and honestly the
       | process was fantastic. I feel I got a fair deal on both vehicles,
       | the quality was good, and everything as advertised. I did all the
       | paperwork online and when I showed up to pick the car up was in
       | and out in just a few minutes.
       | 
       | The only problem I had was that the delivery tower didn't work
       | when I dropped the coin in both times. First time the car was for
       | me and I didn't really care. The second time it was for my son I
       | would have really liked their gimmick to work.
        
         | davewritescode wrote:
         | This is completely anecdotal but there's been a couple of times
         | during COVID when I was stuck at a light next to a Caravana
         | truck on it's way to drop off a car and I noticed what appeared
         | to be non-trivial issues underneath the car.
         | 
         | I just don't get how people can buy a used car without seeing
         | it or sending over a professional to look at it first.
        
           | doctoboggan wrote:
           | You can return the car in within first 7 days for any reason.
        
             | lastofthemojito wrote:
             | Doesn't it feel a bit insane to do things in that order
             | though?
             | 
             | Most car sellers I've encountered will allow a prospective
             | buyer to take a car to their mechanic to to be looked over
             | BEFORE purchase.
             | 
             | The biggest downside here is if you trade your existing car
             | into Carvana. Sure you've got 7 days to get that newly-
             | purchased car inspected, but what happens when you get the
             | inspection results back and decide you want to unwind the
             | transaction - Carvana will take back the car you purchased
             | but they will not bring your trade-in back to you. Not to
             | mention the general paperwork hassle and the hit to your
             | credit score (if you're financing), all for a car you're
             | not keeping.
        
           | eddsh1994 wrote:
           | I bought a Nissan Rogue two months ago with Carvana - it had
           | a 7 day no questions refund, free repairs for a year, and we
           | got to test drive for 30 mins before they signed it over to
           | us. Overall I felt very comfortable with this purchase, much
           | more than a small local dealership or even worse a stranger
           | on some FB group.
        
             | tbihl wrote:
             | I buy older cars than Carvana seems to deal in, but I love
             | the Craigslist and FB cars.
             | 
             | I get to the meetup point early (better if it's at their
             | house where I can make judgments from that), and then I
             | watch them drive up. Talk to them for a while, see if
             | they're knowledgeable, etc. Then inevitably you get a name
             | over the course of messaging/texting/email, and you can get
             | more insight about their background. You get to talk to
             | them for a while and find out why they're getting rid of
             | it. If you've gotten to the point of trusting them
             | (otherwise, you're long gone), ask specific questions about
             | car history, and you can have reasonable hopes that they'll
             | tell the truth.
             | 
             | Anyway, the car's been great, and he told me some problems
             | that I would have taken 6 months to discover on my own.
        
               | drewzero1 wrote:
               | It's been a while since I bought a car, but this approach
               | has worked out very well for me as well with every
               | vehicle I've bought from a private party. Meet the
               | previous owner, talk enough to decide if you trust them
               | (walk if you don't), and learn about what the car's gone
               | through. I'm much more nervous to buy a car from a dealer
               | who usually has no idea what the car's been like aside
               | from the state in which they brought it in.
               | 
               | If there's a specific model or models I'm shopping for, I
               | do some research (reviews and forums) to try to get to
               | know their quirks and pitfalls so I can check for them
               | when I go to see the car. I tend to over-research big
               | decisions but with cars it's useful to know what I'm
               | getting into and what to watch for in the future.
        
         | dwater wrote:
         | When I was shopping for a used car in late Summer 2020, Carvana
         | was priced 10-20% above traditional dealerships in the area for
         | same make/model/trim/year/mileage. The traditional dealership
         | process sucks so some people will pay the premium for a better
         | experience, but as everyone's financial calculus has changed
         | recently it may be that the number of customers who want to pay
         | for that experience is receding.
        
           | matt_s wrote:
           | I hate traditional dealerships, I usually would take an
           | entire day off work to do the silly price/trade-in/finance
           | dance because without exception it takes the better part of a
           | day. The cost of using a vacation day (for a SW person) is
           | close to a wash with the overhead cost of Carvana, Vroom,
           | etc. They have much more selection on colors, trims, mileage,
           | etc. than any local dealership and decent used cars have been
           | scarce the past couple years.
           | 
           | With the 7day/100day cushion (100 days or some # miles for
           | mechanical/safety repairs like brakes) I thought they might
           | be losing money because the car had issues which their repair
           | firm had to take care of. Not many local used car lots are
           | going to do that. Maybe they were scooping up less than ideal
           | inventory and its eating away their profits with the repairs.
        
             | disgruntledphd2 wrote:
             | As an aside, it's kinda sad that you need to cost your
             | vacation days (unless you're a contractor). One of the
             | better EU laws is that you must take your holidays and
             | can't just cash them out, which is better overall, I think.
        
             | SoftTalker wrote:
             | Just buy directly from a private seller. I've never haggled
             | more than 10 minutes over the price of a car (hint, most of
             | them don't like it any more than you do). Make a fair
             | offer, hand over the cash, and drive home. It's the only
             | way I do it now.
        
         | benatkin wrote:
         | I've had numerous heavily subsidized Lyft and Uber rides, and
         | it was pretty great. I'm currently a member of WeWork All
         | Access, and it is pretty great.
         | 
         | Edit: I think I misinterpreted your review as glowing, but it
         | was just stating your experience. The towers not working is
         | pretty sad. It reflects the company operating in la-la land
         | though.
        
       | wcunning wrote:
       | https://archive.ph/99DvI
        
       | nlvbkdfsaldsa2 wrote:
       | Had a pretty bad experience trying to sell a car to them so not
       | surprising
        
       | zachshefska wrote:
       | Carvana is destined for acquisition or bankruptcy. They have WAY
       | too much inventory that they overpaid for. Consumer demand has
       | plummeted and new car supply is bouncing back (up 78% year over
       | year). They have too much debt on their books to make the model
       | work. Good thing the CEOs dad cashed out when he did.
        
       | gbronner wrote:
       | The concept is great. But the volatility in the used car market
       | has been historically unprecedented, and there's no easy way for
       | them to hedge this.
       | 
       | As an FYI, I sold a car this spring for 8% over what I paid for
       | it 6 years prior, i.e. it was worth about 85% of orig price
       | adjusted for inflation. Today, edmunds appraises it for 45% of
       | orig price adjusted for inflation.
       | 
       | That is an insane move on a durable asset.
        
         | bagels wrote:
         | Very similar experience selling my car to Carvana last fall. I
         | wish I put the obvious pieces together sooner about how they
         | can't keep overpaying for cars and stay solvent.
        
         | tbihl wrote:
         | I was just looking into the market for my own comparison. I
         | bought a 9 year old minivan back in January, and I can't find
         | any deals quite as good as what I got (granted, I spent a few
         | weeks finding that.) So I guess in my area (Virginia) I
         | upgraded at a good time.
         | 
         | I'll confirm your sale anecdote though. I sold a 16 year old
         | car in May for 19% more than I paid for it in 2018, having
         | driven it about 45,000 miles over that time (120K -> 165K)
        
         | wilsonnb3 wrote:
         | The concept is great but I never really saw the point of
         | Carvana when CarMax already exists.
         | 
         | Unless your plan is just to leverage easy capital to push
         | CarMax and traditional dealers out of the business like Uber
         | and taxis.
        
           | gunapologist99 wrote:
           | Carvana did deliveries to your home (apparently), while
           | CarMax would deliver to their nearest lot, which might be a
           | long way away.
        
             | mh- wrote:
             | I scrolled through Carvana inventory, picked a used car,
             | purchased it, and it was delivered to my driveway like a
             | week later. I live very far from any decent-sized car
             | dealership.
             | 
             | I did all this laying in bed on my phone.
             | 
             | I have some complaints about the quality of their service,
             | but the value prop is pretty amazing.
        
               | dylan604 wrote:
               | Did you get the real/legit title of the car signed over
               | to you?
        
             | txsoftwaredev wrote:
             | I purchased a car from CarMax earlier this spring online
             | and it was an easy process. Filled out some forms online,
             | went through some questions on the phone and then had a car
             | dropped off in my driveway a few day later.
        
           | shaburn wrote:
           | Carmax is an Amazing operator. Shift has now cut test drives
           | at home.
        
           | bagels wrote:
           | Carvana came to my house and picked up the car I was selling.
           | It was all done in a few minutes. I didn't have to take any
           | pictures, just describe it on the web form, and sign some
           | papers when they showed up.
        
             | bilsbie wrote:
             | Getting a quote just by entering your license plate was
             | also brilliant.
        
             | lancesells wrote:
             | Certainly shocking that they are struggling with excess
             | inventory and need to cut jobs.
        
             | dylan604 wrote:
             | Have you looked to see if they followed through with the
             | paperwork with the state to ensure the state no longer
             | thinks you own the car? One of the complaints I've seen is
             | that they are woefully behind in areas like this so that
             | the new "owner" isn't really the legal owner because some
             | paperwork hadn't been completed by Carvana
        
       | wcunning wrote:
       | This is less of a tech layoff story and more of an overlevered
       | business with crashing asset values against very difficult short
       | term liabilities and no ability to refinance in a rising interest
       | rate market. The real question for normal people is if Carvana
       | sells off a huge chunk of its inventory at fire-sale prices, does
       | that accelerate the crash in used car prices? Is March of 2023
       | the right time to pick up that fun sports car since it'll be
       | super affordable?
        
         | celestialcheese wrote:
         | Probably more like July.
         | 
         | It's going to take a long time for these loans to get
         | liquidated, and then processed through the repo markets.
         | 
         | And likely the lenders will hold the repo'd asset longer if
         | they can to not create a glut of vehicles. The way this really
         | get's great for buying repo'd sports cars is if we get forced
         | liquidations from the lenders.
         | 
         | It's going to be a bloodbath.
        
           | nfriedly wrote:
           | According to some video I saw on YouTube, there's already a
           | large number of repossessed vehicles that banks are being
           | very slow to release to the market, because they want to keep
           | the prices high.
        
             | davewritescode wrote:
             | That's something that works when repossessions are still
             | relatively low. Right now, most people are still employed
             | and car payments are pretty high on the list of must pay
             | bills, right behind mortgages. It's the same thing hedge
             | funds do when taking or exiting a big position, move slowly
             | to avoid spooking the market.
             | 
             | If someone like Carvana has to liquidate cars at a loss to
             | keep the lights on, you're going to see a FLOOD of cars hit
             | the market as you'll have a rapidly depreciating asset and
             | nobody will want to hold.
        
         | dylan604 wrote:
         | >Is March of 2023 the right time to pick up
         | 
         | I hope so. I've been without a car since just before lockdown
         | in 2020, and it has been long enough (by some time now). It's
         | just an insane time to buy a car, so the time without continues
         | to extend. I _might_ be able to survive another 6 months ;)
        
         | twblalock wrote:
         | If that was the case, why isn't the same thing happening to
         | Carmax and Vroom and the other Carvana-style used-car dealers?
         | 
         | Used car prices are falling and I assume it would hurt all of
         | them, but it seems to be hurting Carvana more than the others.
        
           | parkingrift wrote:
           | Pardon my ignorance, but why would used car prices
           | necessarily impact a used car dealer? Surely these dealers
           | have to pay more to buy these cars and so their margins
           | should be unchanged? Or is the issue that they are buying
           | used cars and prices are falling so fast that their margins
           | are shrinking?
        
             | shaburn wrote:
             | Supposedly Carvana went crazy and overbid everyone for cars
             | sight unseen online. This massive inventory is now
             | depreciating at full percentage points on a weekly basis
             | with volume way down.
        
             | rhino369 wrote:
             | Because they need to keep the cars on their lots on their
             | books. If car prices drop 25% they lost 25% of the value of
             | their inventory.
             | 
             | Not that car values have crashed 25% or will.
        
               | twblalock wrote:
               | I bet they will crash 25%. On the wholesale market, that
               | might have already happened.
               | 
               | I was seeing 20-year-old Ford Rangers and Chevy S-10s
               | with 200k miles listed on Craigslist for $10k a month
               | ago. If you adjust for inflation that is actually more
               | than they cost when they were new! Pick pretty much any
               | make and model of car and you will see the same thing.
               | 
               | Even just from looking at Craigslist occasionally I have
               | noticed a significant drop in prices for used vehicles in
               | the past month.
        
             | twblalock wrote:
             | They will lose money if used car prices drop because they
             | will have to sell their inventory for less than they paid
             | for it.
        
           | avgDev wrote:
           | Not sure about Vroom, but carmax actually performs proper car
           | inspections before purchase. They are not moving fast and
           | breaking things.
        
             | reaperducer wrote:
             | _Not sure about Vroom, but carmax actually performs proper
             | car inspections before purchase._
             | 
             | Those CarMax inspections are so valuable that vultures
             | patrol the parking lot, and if you leave without selling
             | your car, they'll follow you home and make an offer on your
             | car.
             | 
             | It happened to me. CarMax said the car was worth $8,500. I
             | wanted to bring in my other car for an evaluation to decide
             | which one to sell. A guy followed me to the grocery store
             | across the street, approached me in the parking lot and
             | started his pitch with, "I'll give you a thousand dollars
             | more than whatever CarMax offered you."
             | 
             | I asked him if he wanted to look under the hood and take it
             | for a test drive or anything, and he said he didn't need
             | to, because CarMax had already done the hard work for him.
             | 
             | (My life situation changed shortly thereafter and I didn't
             | end up selling either car.)
        
               | SilasX wrote:
               | Haha. In Austin I hear radio ads from a chain dealer
               | (Henna) where they promise to pay you $500 more than
               | whatever Carmax appraised your car at.
        
             | SoftTalker wrote:
             | Is there any evidence of this? I assumed they buy cars at
             | wholesale auctions, maybe wash/clean them, and put them on
             | sale, like any used car dealer does.
             | 
             | I have asked a couple of used car dealers (not CarMax
             | specificially as there isn't one near here) if they do
             | anything to these cars to prepare them for sale. They just
             | laugh. The margins are not there to repair any problems, so
             | what is the point of inspecting them?
        
               | avgDev wrote:
               | Of course there is.
               | 
               | I detailed cars at a dealership and my friend detailed
               | cars at carmax when we were young.
               | 
               | Used car dealers are bottom feeders in the car sales.
               | They generally have crappier cars than big dealers. I'm
               | sure there are exceptions. When I worked at one they did
               | shady fixes and would never purchase car from one.
               | 
               | CarMax performs multi point inspection. They have their
               | own detailers, paint and repair shops. CarMax knows
               | exactly what they are doing and their business model is
               | sustainable.
               | 
               | Purchasing cars ala carvana is insane. In the car groups
               | people often talk about offloading cars with issues to
               | carvana and them sending a tow truck to pick it up. Zero
               | inspections.
        
           | dwater wrote:
           | I don't haven't been following CarMax, but CarLotz was
           | another new entrant to the field that went public via an SPAC
           | IPO in 2020 at a value of $1.9B that now has a market cap of
           | around $24M. They are also trying to merge with Shift, which
           | is in a similar state.
        
             | dylan604 wrote:
             | Noticing a trend in these "disruptors" in that they can't
             | survive. I'm really not sure how CarMax and these other
             | vendors are even being considered in the same category.
        
         | shaburn wrote:
         | Yes.
        
         | rozap wrote:
         | Maybe. Yes, the constrained supply caused a lot of people to
         | overpay for cars, and the average monthly payment for a car
         | surged over the last year. The deep sub prime folks will be
         | struggling, especially as layoffs happen and people with no
         | savings are stuck with a $700/m car payment. Repossessions have
         | already started picking up, and there are reports of huge
         | parking lots being filled with repo'd cars, and those cars
         | failing to sell at auction. Obviously, if the big players can
         | control supply enough, then I don't think there will be a fire
         | sale. But it remains to be seen if they can accomplish that
         | (I'd be surprised, I'll bet they'll have to liquidate and like
         | you say, it'll all come crashing down). In any case, the
         | Carvanas and Carmax type places, as well as unemployed
         | consumers that have a big car payment on a soon-to-be-worth-a-
         | whole-lot-less car are really in deep shit. Smells kind of like
         | 2008, but this time with cars instead of houses.
         | 
         | Source: https://www.consumerfinance.gov/about-us/blog/market-
         | monitor...
        
         | xnx wrote:
         | Any reason those cars wouldn't sell at the going (probably
         | high) used car rate at the time? e.g.
         | https://publish.manheim.com/content/dam/consulting/ManheimUs...
        
         | reaperducer wrote:
         | _This is less of a tech layoff story and more of an overlevered
         | business with crashing asset values against very difficult
         | short term liabilities_
         | 
         | You say "potato," I say "potato."
        
         | 1123581321 wrote:
         | There isn't going to be a fire sale. Their margins per car are
         | positive and have only contracted about 20%. The margin isn't
         | enough to sustain their business, but the cars are priced in
         | line with the market. Worst case, they would restructure in
         | chapter 11 and continue to operate retail as normal.
        
           | femto113 wrote:
           | The value of their inventory is plummeting and those margins
           | will continue to contract for however long it takes the last
           | couple of bubble years to work their way through the system.
           | Maybe the brand would survive a bankruptcy, but the equity
           | definitely won't, and the bondholders are going to take a
           | serious haircut too.
        
             | gopher_space wrote:
             | Pandemic quality builds of large, expensive internal
             | combustion vehicles at a time of soaring gas prices,
             | limited parts, and rising labor costs.
             | 
             | Parting them out might make sense.
        
               | nradov wrote:
               | Is that a joke? Parting out cars is very labor intensive
               | and only makes economic sense in limited circumstances.
               | Outside the HN bubble, most US consumers still want
               | internal combustion vehicles regardless of gas prices.
        
           | indymike wrote:
           | > There isn't going to be a fire sale.
           | 
           | That depends on the interest to carry a car in inventory.
           | Contracting margins plus increasing "floorplan" (what dealers
           | call the line of credit they use to buy inventory) rates can
           | be devastating.
        
             | 1123581321 wrote:
             | If they can't carry their inventory, they'll go to another
             | retailer through wholesale auction or direct buy, and show
             | up for sale elsewhere at market prices. Carvana even owns
             | an auto auction chain, which they bought to secure access
             | to inventory but now might use to preferentially liquidate.
        
               | indymike wrote:
               | If Carvana isn't moving cars fast enough and is trying to
               | liquidate inventory, just who is going to buy them?
        
               | nradov wrote:
               | Every other used car dealer will buy them. The auto
               | auction market is highly liquid. Buyers have money.
        
       | sys_64738 wrote:
       | Why does an online car webpage need 18k+ employees? I don't get
       | why they are so huge in employees.
        
         | thatguy0900 wrote:
         | The engineers make a fuss when you ask them to clean and
         | appraise cars and make the website at the same time
        
           | sumtechguy wrote:
           | Rather detail a car sometimes than deal with Jira.
        
           | orangepurple wrote:
           | Kids these days...
        
         | dangrossman wrote:
         | The webpage is the simplest part of the business. They need
         | drivers to pick up and deliver cars from every address in the
         | nation. They have a fleet of hundreds of custom car-hauling
         | trucks to maintain. They inspect, appraise, repair, detail and
         | take 3D photographs of half a million cars a year -- that's
         | thousands of mechanics, detailers, photographers. They deal
         | with vehicle registration, state inspections and titling in 50
         | different states and all the 3000+ counties within. At any
         | given time they have 50-100K vehicles all around the country to
         | track, with lots of them in motion at any given time, a big
         | 24/7 logistics and regulatory problem.
        
           | BillSaysThis wrote:
           | Not every address in the nation. No availability in Hawaii,
           | at least not on the Big Island.
        
           | kotaKat wrote:
           | I'd be curious to see what amount of the staff is actually
           | lost and from what divisions. I doubt it'll be anyone working
           | on the actual vehicle side of the business.
           | 
           | Carvana is a DriveTime spinoff, and leverages their existing
           | infrastructure for all used vehicle processing -- massive
           | warehouse-style facilities designed to process those vehicles
           | as rapidly as possible and stage them around.
        
         | jchonphoenix wrote:
         | Carvana likely has very few engineers. Most of the employees
         | are in operations facilitating car purchasing, inspecting,
         | pricing, etc.
        
         | plgonzalezrx8 wrote:
         | Bro, are you kidding me? How the cars get to the dealers? How
         | is the inventory managed? Delivered? Purchased? Service
         | Centers? Customer Service? Legal? Etc etc etc.... Its not "Just
         | a website" and your incredible oversimplification is atrocious.
        
       | throwaway2729 wrote:
       | Can one negotiate with Carvana?
        
         | WalterSobchak wrote:
         | No.
         | 
         | https://www.carvana.com/help/carvana-inventory/are-carvanas-...
        
           | throwaway2729 wrote:
           | That's a bummer. Wonder how many cars are sitting unsold.
        
       | sbate1987 wrote:
        
       | woeirua wrote:
       | All of the iBuyer like companies are going bankrupt. Turns out
       | there just no way to cut costs enough to make a profit in these
       | low margin, capital and asset intensive industries. The idea that
       | Carvana, OpenDoor, Redfin, Zillow, etc. were ever going to
       | achieve something like a monopoly over their respective industry
       | was laughable at best. Doomed from the moment they opened the
       | doors.
        
         | nlvbkdfsaldsa2 wrote:
         | Carmax is very successful, not sure what they have to do with
         | these tech companies
        
           | woeirua wrote:
           | Whoops, didn't know that they were that profitable. My bad.
        
       | joezydeco wrote:
       | They've been shut down in Illinois twice and they're still in
       | legal hot water. Blame interest rates and inventory yadda yadda
       | but they've been moving fast and breaking things too long. Their
       | VP is facing _50+_ criminal charges in this state alone.
       | 
       | https://jalopnik.com/carvanas-legal-counsel-ordered-to-appea...
        
         | [deleted]
        
         | syspec wrote:
         | Meh, looks like a bunch of regulatory capture by existing auto-
         | dealerships.
        
           | orangepurple wrote:
           | Failure to transfer title would make me extremely mad as a
           | customer
        
             | gbronner wrote:
             | I had the same issue with Beepi. Had a friend who worked
             | there -- I got the sense that complying with a bunch of
             | interstate car sales was rather tricky and they often had
             | issues getting through the state DMVs.
        
             | judge2020 wrote:
             | > "The State of Illinois has charged me because Carvana
             | delivered a car to a customer's home," Breaux said in a
             | statement provided by Carvana.
             | 
             | Sounds like they transferred the title but it wasn't "by a
             | dealer", so it was illegal. In addition:
             | 
             | > In a separate filing on May 12, the agency charged Breaux
             | with two counts of Carvana operating as an unlicensed used-
             | vehicle dealer.
             | 
             | You can of course look up the relevant code on Illinois'
             | wonderful online legislation document: https://www.ilga.gov
             | /legislation/ilcs/ilcs4.asp?DocName=0625...
        
       | jmpman wrote:
       | That's a huge impact to the Phoenix job market, which isn't quite
       | as robust as the bay.
        
       ___________________________________________________________________
       (page generated 2022-11-18 23:01 UTC)