[HN Gopher] Carolynn Levy, Inventor of the SAFE
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       Carolynn Levy, Inventor of the SAFE
        
       Author : baxtr
       Score  : 105 points
       Date   : 2022-11-17 14:19 UTC (1 days ago)
        
 (HTM) web link (meridian.mercury.com)
 (TXT) w3m dump (meridian.mercury.com)
        
       | nocoiner wrote:
       | I'm lawyer for private companies, though very rarely for VC-
       | backed companies, and to my paranoid mind, the SAFE is at the end
       | of the day not really much more than a term sheet on a handful of
       | key economic terms. Which, in a high trust environment, is just
       | fine the vast majority of the time and the reduction in
       | transaction costs is almost always worth the trade-off! For
       | instance, no one reads the deal documents they've paid hundreds
       | of thousands of dollars for (if not more) after they're signed
       | ... until there's a commercial disagreement, and then every word,
       | and sometimes punctuation marks, can make or break a case, so the
       | docs get read VERY closely at that point. (This is an
       | exaggeration, but directionally true.)
       | 
       | But statements like the following from TFA (which I enjoyed quite
       | a bit and found quite interesting) seem like they obviate the
       | protections that are the sole reason for equity investment
       | documents to exist:
       | 
       |  _It seems to be that, after a certain point, the utility and
       | success of the SAFE really is contingent on a founder 's
       | worldview -- how much effort they put into tracking dilution, how
       | closely they read the document when they sign off on terms, and
       | whether they keep their promises to investors, even when they
       | don't have to._
       | 
       | If you don't have to keep it, it's not a promise! If the
       | fundraising system relies on norms and reputations to enforce
       | baseline expectations, you frankly don't need contracts - a
       | handshake, an email memorializing key terms and the whisper
       | network is enough to keep founders and investors in line. But for
       | any kind of reasonable legally enforceable rights and remedies,
       | that's gotta be documented - and unfortunately, usually at great
       | length and expense.
       | 
       | (Side note: private equity sponsors frequently, though not as
       | often as they used to, push back on their counterparties in
       | negotiations by telling them "trust us, we're in the reputation
       | business - if we screw you, no target/management team/issuer will
       | ever take our money again." When the sponsor has to choose
       | between its IRR and its reputation, guess which it picks?)
       | 
       | I think the SAFE is a cool instrument. I think it's great for
       | start-ups existing in the right cultural setting. But it's less a
       | legal innovation than a thoughtful short-form summary of a
       | standardized set of commercial terms.
       | 
       | Question to any VC lawyers who happen to see this - have there
       | been many SAFEs litigated?
        
         | mrDmrTmrJ wrote:
         | So I'm not a lawyer, and I haven't litigated anything, and this
         | is not legal advice, but have raised capital (ventures debt,
         | safe's, and Series-A) and seen how PE companies work/do
         | acquisitions. In thinking about these documents, it's worth
         | remembering that for these companies there are basically only
         | two outcomes: 1. Do a priced round (Series-A) that converts the
         | investment. 2. Or, go bankrupt/run out of money and stop
         | operating.
         | 
         | For #1, conversion i.e. Series-A, tend to be done by a small
         | number of legal firms that everyone knows, and VC's have their
         | own legal council too. While there can be plenty of negotiating
         | on terms; I've never heard about conversion being contentious.
         | Compared to many other things, these are 'happy events.' Both
         | sides need to 'opt-in' to the agreement. And the law-firms and
         | VCs have strong incentives to play close to the book.
         | 
         | For #2, bankruptcy's or wind down, there's usually nothing to
         | fight over. The firm has no money, and no-one has put value to
         | the assets.
         | 
         | This is extremely different from many corporate transactions
         | where a) the firm may have a lot of tangible/valuable assets,
         | b) the seller is wealthy/sophisticated/has ulterior motives and
         | c) the buyer is wealthy/sophisticated/has ulterior motives. So
         | there's tons of potential motivation, and reason, to fight over
         | things.
         | 
         | So I think both the finite ways SAFE's are used, and the finite
         | outcomes/incentives to the counterparties significantly reduce
         | the 'reasons' for litigation - compared to the vast majority of
         | corporate agreements/contracts/legal proceedings.
        
           | thesausageking wrote:
           | There is a third outcome which is a problem for SAFEs: the
           | company has moderate-but-not-amazing growth and never raises
           | an equity round. The founders are able to just keep growing
           | it, paying themselves good salaries and eventually
           | dividending out profits to themselves. Because SAFEs have no
           | maturity date and have no rights to dividends, the investors
           | get nothing and are basically stuck.
        
             | beambot wrote:
             | Such "zombie" companies are effectively a write-off for
             | venture investors given the power law dynamic of their
             | funds. Usually the SAFEs will be negotiated away (modest
             | payout or written down to zero) as the 10-12 year lifetime
             | of the fund draws to a close.
             | 
             | Most parties are good about coming to an amicable
             | conclusion since a bitter dispute would irreparably harm
             | both parties' reputation in future endeavors.
        
               | Terretta wrote:
               | irreparably is overused
               | 
               | on the contrary, almost nobody remembers anything where
               | they weren't a main character
        
               | thesausageking wrote:
               | I'm not talking about zombies. These are profitable,
               | growing companies. Just not venture scale.
               | 
               | Often you can work something out with founders, but the
               | fact that the SAFE doesn't have anything to say about
               | these situations is a bug.
        
         | gumby wrote:
         | > For instance, no one reads the deal documents they've paid
         | hundreds of thousands of dollars for (if not more) after
         | they're signed
         | 
         | The financing docs don't costs hundreds of kilobucks, more like
         | an outrageous 20K or so (with the investors' lawyers' bill
         | coming out of proceeds -- scandalous, as that's what the 2%
         | management fee is for!). An acquisition can cost a lot more.
         | 
         | And actually I do always read the deal book. Because they are
         | huge piles of cut/paste & patch, they are inevitably full of
         | inconsistencies, overlooked deviations from the TS etc. None of
         | which matters to get the deal signed, but as you say:
         | potentially fatal down the road if a situation comes up when
         | you actually need to consult it.
         | 
         | Also notes were never a big deal to put in place; I used them
         | on a deal just before COVID and it simplified a lot of things.
         | SAFES are handy too, but I didn't like the change to post-money
         | which I find much less founder friendly.
        
           | nivertech wrote:
           | _> The financing docs don't costs hundreds of kilobucks, more
           | like an outrageous 20K or so (with the investors' lawyers'
           | bill coming out of proceeds -- scandalous, as that's what the
           | 2% management fee is for!). An acquisition can cost a lot
           | more._
           | 
           | for some debt financing structures the legal cost can be up
           | to $500K:
           | 
           | Launching a Financial Product: How to Choose the Right
           | Funding Structure
           | 
           | https://a16z.com/2022/10/10/launching-a-financial-product-
           | ho...
        
             | gumby wrote:
             | Well, for some specialized bankruptcy debt according to
             | that page. But I have done venture debt (e.g. from someone
             | like WTI or SVB) and never had legal bills as high as they
             | talk about there. Then again they talk about $75MM in debt;
             | the most debt I've taken on was about $25MM and it has
             | always been cheaper than any equity financing.
             | 
             | In general I don't like to get creative on this stuff -- I
             | leave that to the actual execution of the business.
        
           | nocoiner wrote:
           | > The financing docs don't costs hundreds of kilobucks, more
           | like an outrageous 20K or so (with the investors' lawyers'
           | bill coming out of proceeds -- scandalous, as that's what the
           | 2% management fee is for!). An acquisition can cost a lot
           | more.
           | 
           | One distinction I should have mentioned - the vast majority
           | of my deals use LLCs to raise capital. That increases the
           | number of points that need to be negotiated by probably two
           | orders of magnitude compared to an investment in a Delaware
           | corp. Way more efficient to rely on the corporate code,
           | fiduciary duties and non-waivable duties of care than to re-
           | invent virtually every component of economics, governance and
           | control on every deal. Yet here I am...
           | 
           | But of course, another part of the reason the bill is so high
           | is because we're not just copying and pasting disparate
           | provisions - we're making sure the doc matches up with the
           | commercial deal. But yeah, you could half-ass an LLC
           | agreement in an afternoon, and it'd be good enough 90% of the
           | time probably.
        
             | ahaseeb wrote:
             | It's still expensive to raise Series A. Like why isn't
             | there a very standard document that can significantly
             | reduce the cost of financing
        
               | dotBen wrote:
               | There are. Always ask for counsel to use NVCA docs.
               | 
               | It's expensive because partner time for this kind of
               | transaction is $1200-2000/hr and their juniors will be a
               | fair %age of that rate too.
        
               | gumby wrote:
               | You shouldn't need a partner for this kind of deal. In
               | fact, startups should never have to pay for partner time
               | and I never have at a company with less than about $50MM
               | in revenue (even with firms like Gunder, Cooley, Wilmer,
               | MoFo etc).
        
       | breck wrote:
       | Really interesting. I did not know the origins. I do know the
       | Levys (they used to have the early classes over for BBQs and it
       | was awesome) and one thing I didn't pay attention to until now is
       | how I would just always send crazy ideas their way and they would
       | humor them and explain the legal issues around them. Now it all
       | makes sense--Clevy was breaking new ground in the legal world (if
       | there's one thing I never paid any attention to until recently
       | its the legal world). Thanks for putting this history together
       | Mercury!
        
       | divbzero wrote:
       | I appreciate the conscious effort to be concise:
       | 
       |  _"Writing a short legal document is actually quite hard. It's a
       | cliche -- the simpler it is, the harder it is to do, and us
       | lawyers are so used to writing for each other and not thinking
       | about how short things should be."_ -- Carolynn Levy
       | 
       |  _"The idea itself wasn 't the innovation. The concept was
       | similar to the convertible note. The innovation was writing such
       | a short document without any of the complex pieces."_ -- Kirsty
       | Nathoo
        
         | halpmeh wrote:
         | In general, I find it crazy that we allow legal documents to be
         | so complex. And not just complex, but comped to the point of
         | being less clear than something stated in simple, plain
         | language.
         | 
         | Legal matters, both civil and criminal, are so of the most
         | important things in a person's life. How do we allow language
         | that is only decipherable by "experts"? Even if you understand
         | the language, the "correct" interpretation of that language is
         | governed by decades and centuries of inscrutable case law. To
         | me, this is a tragedy. Laws and contracts should be made in
         | simple language understood by a majority of the populace.
         | People have a right the understand the rules that govern them.
        
           | matthewmcg wrote:
           | In my experience there are three sources of complexity in
           | contracts:
           | 
           | (1) inherent complexity in the subject of the contract
           | 
           | (2) a complex form being applied to a simple subject
           | 
           | (3) bad drafting
           | 
           | The first is sometimes unavoidable. For example, if you're
           | drafting a loan document that has an interest rate based on a
           | benchmark, it's probably not enough to reference that
           | benchmark. You also want to include some provisions that will
           | specify what happens if the benchmark ceases to be published.
           | This kind of fulsome treatment makes contracts longer and
           | more complex.
           | 
           | The second is a a result of the way most lawyers work. It's
           | far quicker (and therefore cheaper for the client, at least
           | in the short term) to take an existing form and make changes
           | to adapt it to a new situation than it is to create a bespoke
           | contract. This reuse of forms propagates archaic language,
           | needless "boilerplate" clauses, and the like. Many commonly
           | encountered provisions are akin to junk DNA. They're included
           | when the template is replicated but long ago ceased to have
           | any function. Example: counterparts clauses or clauses
           | "allowing" electronic signatures. [1]
           | 
           | To me, the solution to this issue is to build contracts
           | differently. Instead of starting with a recent precedent
           | document and choosing "save as," we need to assemble them by
           | carefully choosing well-drafted clauses from a library--think
           | of a recipe for a convertible note that has "#include
           | preemptive-rights" or something like that.
           | 
           | Finally, drafting contracts well is a very specific skill.
           | It's not a case of using the right "magic words." Rather,
           | it's being able to describe the parties' bargain clearly and
           | precisely. This isn't taught in most law schools, and most
           | lawyers never bother to learn it systematically. Again,
           | they're rushing to adapt existing forms that a colleague has
           | blessed, and very shy about creating something new.
           | 
           | I think most practitioners are aware of these factors but
           | feel they can't really change them due to being caught in an
           | hourly billing treadmill. In the article, Carolyn Levy says
           | she couldn't' really tackle this problem until she went in
           | house. That has been true for me as well.
           | 
           | [1] https://www.adamsdrafting.com/counterparts-an-example-of-
           | cat...
        
       | cebert wrote:
       | I immediately assumed this article was about the Scaled Agile
       | Framework (SAFe) and was pleasantly surprised.
        
         | Traubenfuchs wrote:
         | I already planned how I would balance hate speech and
         | censorship when writing a response about how Carolynn Levy
         | should be considered public enemy number one of developers and
         | the murderer of real agile development.
        
         | doctor_eval wrote:
         | It's funny because it's almost the opposite. "Simple Agreement
         | for Future Equity", an intentionally abbreviated legal document
         | to make deals easier and, dare I say it, more agile. As opposed
         | to SAFe, a methodology written by consultants, for consultants.
        
         | jnsaff2 wrote:
         | Yea, I thought so as well and was immediately terrified about
         | their safety.
        
         | [deleted]
        
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