[HN Gopher] Investors sue Treasury Department for blacklisting c...
       ___________________________________________________________________
        
       Investors sue Treasury Department for blacklisting crypto platform
       Tornado Cash
        
       Author : CapitalistCartr
       Score  : 200 points
       Date   : 2022-09-12 14:00 UTC (9 hours ago)
        
 (HTM) web link (www.nytimes.com)
 (TXT) w3m dump (www.nytimes.com)
        
       | mikece wrote:
       | Banning a service because it "might be used for illegal purposes"
       | is insufficient. This is a problem with law enforcement in
       | general: they are lazy and seek to have automated solutions to so
       | much of what used to be called police work. This applies to
       | warrant-less wiretaps, pulling information on people from 3rd
       | party data brokers to side-step warrant and FOIA requirements,
       | and more. I would rather money-launderers get away with things
       | and for freedom to prosper than to have an all-encompassing
       | surveillance state.
        
         | croes wrote:
         | Are you sure they are lazy or are they just underfunded and
         | with to few personnel?
        
           | A4ET8a8uTh0 wrote:
           | It probably depends. I live in Chicagoland. Cops here are a
           | lot of things, but I can't honestly say they are underfunded.
           | The pension alone is likely worth the risk ( source: couple
           | cops in my extended family ) even if money is not staggering
           | ( and it still not on the low end by any means ).
           | 
           | But to go back to the original query. It is just so much more
           | easier to click couple of buttons than go somewhere and ask
           | questions. It is cheaper too. The convenience trumps most of
           | the other reasons. The same goes for privacy. The convenience
           | killed it.
        
         | Sir_Liigmaz wrote:
         | The USA PATRIOT Act requires every financial institution and
         | money service business have an AML department. There are
         | thousands of people in the US that are paid to look at your
         | bank account and decide if you've been naughty or not and narc
         | to the feds if you have. This is happening everyday. We are
         | already living the surveillance state.
        
         | JustLurking2022 wrote:
         | It's a service specifically designed to facilitate money
         | laundering. It's a bit like running a business that produces
         | paperwork to make stolen cars indistinguishable from legal ones
         | - there's no reason such a service should be allowed to exist.
        
           | redox99 wrote:
           | That's like saying knives are designed to facilitate murder.
           | 
           | TC is made for privacy, which either is or should be a basic
           | right.
           | 
           | Without tools such as TC if I send you money, show you some
           | POAPs[1] I own, or otherwise interact in any way with my
           | crypto, it is fairly simple to deduce or make educated
           | guesses of how much crypto I own, who I send it to or from,
           | and more. This has serious implications not only for privacy,
           | but for safety reasons too.
           | 
           | TC makes it so you can transfer from your cold wallet to your
           | hot wallet, without trivially revealing what your cold wallet
           | is (and thus your funds).
           | 
           | Furthermore TC also allows you to keep a receipt of these
           | anonymous transfers, so you can in the future prove the
           | origin of your funds or reveal such transactions.
           | 
           | [1] https://poap.xyz/
        
             | mattficke wrote:
             | Financial privacy is a limited right in the US (and in most
             | other countries), you're not allowed to hide financial
             | assets or transactions from the government. You can think
             | that's bad, but it's unambiguously the law (the Supreme
             | Court ruled on the constitutionality of the Bank Secrecy
             | Act back in the 70's.) The sanctions were entirely
             | predictable, no one should be surprised.
        
               | mr_spothawk wrote:
               | https://www.investopedia.com/terms/b/bank_secrecy_act.asp
               | 
               | > KEY TAKEAWAYS
               | 
               | > The Bank Secrecy Act (BSA) is U.S. legislation aimed at
               | preventing criminals from using financial institutions to
               | hide or launder money.
               | 
               | > The law requires financial institutions to provide
               | documentation to regulators whenever their clients deal
               | with suspicious cash transactions involving sums over
               | $10,000.
               | 
               | > The law does not require documentation for every
               | transaction over $10,000, but businesses must file
               | Internal Revenue Service (IRS) Form 8300 if they receive
               | more than $10,000 in cash from one buyer.
        
             | phantomathkg wrote:
             | In the life without crypto. The only way to achieve this is
             | like movies in the 80s, you hand over a suitcase of cash
             | and get whatever you need.
             | 
             | With the invention of paperless transaction, Government
             | steps in and ensure every transaction record is there to
             | show the party of the transaction. This happened, before
             | the invention of the internet.
             | 
             | If you wanna fight, then you will have to undo all the
             | legal changes.
             | 
             | Compare of the little loss of the privacy, and the
             | possibility of funding the evil state like North Korea and
             | its infamous neighbour. I would choose get rid of the evil
             | country.
        
               | concordDance wrote:
               | > Compare of the little loss of the privacy, and the
               | possibility of funding the evil state like North Korea
               | and its infamous neighbour. I would choose get rid of the
               | evil country.
               | 
               | Damn, those goalposts moved like lightning. From "making
               | it a bit harder for North Korea to get a bit of extra
               | cash" to "abolishing the North Korean government" in a
               | single sentence.
        
             | [deleted]
        
             | lesuorac wrote:
             | > That's like saying knives are designed to facilitate
             | murder.
             | 
             | There are a lot of laws banning knives of various sizes and
             | constructions. I'm not sure you picked the example you
             | want.
        
             | davidguetta wrote:
             | But the entire spirit of financial laws is that privacy is
             | bad, because privacy usually can help people avoid taxes..
             | 
             | People going all pikachu face on this story is really weird
             | as fuck. It was obvious this was going to happen.
        
             | woodruffw wrote:
             | > That's like saying knives are designed to facilitate
             | murder.
             | 
             | There are plenty of knives that _are_ designed to
             | facilitate murder, and they _are_ correspondingly
             | regulated.
             | 
             | We don't regulate kitchen knives in that way, because they
             | don't represent the same intent.
             | 
             | If your financial instrument leaks all of your transactions
             | and makes you a target of criminal scrutiny, you should
             | consider using a different instrument. Society is not going
             | to throw the baby out with the bathwater to accomodate your
             | public immutable ledger.
        
               | theplumber wrote:
               | >> There are plenty of knives that are designed to
               | facilitate murder, and they are correspondingly
               | regulated. We don't regulate kitchen knives in that way,
               | because they don't represent the same intent.
               | 
               | I'm pretty sure the majority of knives used for criminal
               | activities are rather kitchen knifes.
               | 
               | Compare Tornado Cash with cash money and tell me how they
               | are different. Being untraceable does not make it a
               | criminal instrument or does it? Is it criminal to conceal
               | your financial transactions from the government?
        
               | woodruffw wrote:
               | > I'm pretty sure the majority of knifes used for
               | criminal activities are rather kitchen knifes.
               | 
               | Regardless of whether this is true (which it probably
               | isn't, at least in the US), it doesn't change the intent.
               | We regulate different things differently based on their
               | _intended_ use.
               | 
               | This should cover your second question as well. Intent is
               | what the government cares about in this instance. And
               | yes, it is indeed illegal to conceal your transactions
               | from the government, at least insofar as they concern
               | money that the government is entitled to tax or review.
        
               | mattficke wrote:
               | Yes, it is a crime to conceal your financial transactions
               | from the government.
        
               | chrischattin wrote:
               | Do you report every cash transaction?
        
               | A4ET8a8uTh0 wrote:
               | It is not that straightforward, but as general statements
               | go, you are not wrong. The issue seems to be that the
               | government lately ( via various distributed actors ) has
               | recently deemed some entirely legal transactions
               | unsavory, which then banks/processors and so on deemed as
               | risky and then those unsavory yet not illegal
               | transactions become defacto verbotten. I hate to say it,
               | but it really is one of those 'the tighter you grip'
               | situations. Case in point, one few years ago, most people
               | did not know what SDN list or OFAC is. But now more and
               | more customers, and not just business customers seem to
               | be aware of how expansive BSA really can be.
        
               | concordDance wrote:
               | I, for one, am unconvinced that is a particularly
               | valuable baby and its demise is worth getting rid of that
               | bathwater.
        
               | SkipperCat wrote:
               | Case in point. Ginsu knife - not regulated. Switchblade -
               | regulated. One is intended to slice a tomato, the other
               | is intended for concealed carry and stabbing people (who
               | are not a tomato).
        
               | samatman wrote:
               | Odd that you would bring up a tool banned in a wave of
               | media-provoked hysteria, one so useful to the disabled
               | that the ban has been overturned, which was never in fact
               | intended as a weapon, isn't a very good one, and just
               | looks cool.
               | 
               | Probably because banning knives is ludicrous behavior, so
               | there aren't better examples.
               | 
               | So you can see for yourself:
               | https://en.wikipedia.org/wiki/Switchblade
        
               | SkipperCat wrote:
               | You're right - the switchblade is an odd example. I've
               | now learned a good bit about it from that link!
               | 
               | But the core point is that societies will ban things that
               | generate more harm than benefit, be it real or perceived.
               | This is the crux of the gun debate in America right now.
        
               | sixstringtheory wrote:
               | It also depends on context. You can't bring a kitchen
               | knife on an airplane. You will get funny looks from most
               | if you walk around outside with one, even if that isn't
               | specifically banned, but laws evolve out of social
               | convention, so if enough people did it, you could
               | plausibly see it legislated. I'd bet that if you
               | committed some other offense like public intoxication or
               | indecent exposure, and then resisted arrest, you'd have a
               | couple knock on charges regarding said knife.
               | 
               | So here's the context for TD AFAICT: crypto is a
               | competitor to fiat currency and all the hegemony that
               | comes with it. It is a power play, and power doesn't come
               | for free, and often is ultimately paid for with blood.
               | Governments aren't just going to let a new wild west open
               | up on that without any say-so. I think crypto enthusiasts
               | either don't understand the implications of the tech or
               | reject them on philosophical grounds, which I sympathize
               | with but understand that doesn't change the reality as
               | far as every stakeholder is involved.
        
               | SkipperCat wrote:
               | True, walk around with a Ginsu knife outside and you
               | better have a chef's hat on...
               | 
               | I'm not sure I 100% agree with the statement "crypto is a
               | competitor". Sometimes it's a currency, sometimes it's a
               | commodity but at the end of the day, it's a store of
               | value that humans own.
               | 
               | US dollars deposited in a bank and crypto in a wallet are
               | owned by the same people, so it cannot be a competitor.
               | It's just another asset class. The fact that Coinbase is
               | a publicly traded company shows that the US government
               | 100% accepts crypto as what I've described.
               | 
               | What they do care about are items and processes who's
               | main purpose is for illegal activities. Guns are a
               | perfect example. You want to buy and register a gun from
               | a licensed dealer, no problem. You want to buy one from a
               | guy in a van and scratch off the serial number, that's a
               | problem. In the eyes of the government, Tornado Cash is
               | too much like the guy in the van.
        
               | andrewaylett wrote:
               | Come to Scotland, we _do_ regulate kitchen knives in the
               | same way as we regulate knives designed as weapons.
               | 
               | It's actually quite challenging to find a decent pocket
               | knife that's legal to carry here: if the blade locks in
               | place, it's not legal. So pretty much any Leatherman or
               | Gerber that's not one of the mini ones is out, and all
               | the cheaper brands are the same. I've taken to carrying a
               | Geekey[1] and a knock-off Raptor[2].
               | 
               | [1]: https://geekey.com/ -- although the feature being
               | headlined is the one I'm _least_ likely to use.
               | 
               | [2]: https://www.leatherman.co.uk/collections/raptor-
               | rescue/produ..., literally a quarter of the price without
               | the branding:
               | https://smile.amazon.co.uk/gp/product/B08ZSV5644
        
               | TremendousJudge wrote:
               | What's wrong with Victorinox?
        
           | devoutsalsa wrote:
           | So are casinos, banks, money exchanges, and hot dog stands.
           | There are tons of reasons for wanting privacy that have
           | nothing to do with money laundering. Avoiding kidnapping &
           | ransom because someone can't see the size of your crypto
           | wallet for example.
        
             | res0nat0r wrote:
             | The primary reason casinos, banks, money exchanges and hot
             | dog stands exist aren't to facilitate money laundering,
             | unlike Tornado, according to the government.
        
             | zeusk wrote:
             | You're really saying; banks, money exchanges and hot dog
             | stands have no other utility other than to "wash" money?
        
               | bitxbitxbitcoin wrote:
               | It's reductionist but yes - "washing" money is a core
               | part of their function. Note OP didn't say laundering.
        
               | woodruffw wrote:
               | No, it isn't. Banks exist to induce stability and
               | liquidity (i.e., the efficient flow of capital) within
               | the economy. Hot dog stands exist to sell hot dogs. Money
               | exchanges exist to transfer currencies to (you guessed
               | it) facilitate commerce in different regions.
               | 
               | The hair you're attempting to split between "laundering"
               | and "washing" does not exist in the financial world, and
               | would not impress financial regulators.
        
               | bitxbitxbitcoin wrote:
               | The difference between laundering and washing doesn't
               | exist in current financial regulation.
               | 
               | It does to those who believe in financial privacy.
        
               | eropple wrote:
               | There's no such thing as financial privacy when you, by
               | virtue of being a citizen of a country, consent to be
               | taxed on income and investment. Your financial actions
               | may not be necessarily public to your fellow citizens but
               | they absolutely and without possible argument must be to
               | your tax assessor, and this exists to hide transactions
               | from them. Of course it's illegal.
               | 
               | You can revoke that consent, as it is possible to become
               | a citizen of no country, but I wouldn't recommend it.
        
               | mr_spothawk wrote:
               | There's no such thing as consent when you're coerced.
        
               | eropple wrote:
               | My poor, so-very-put-upon friend: _you can choose to
               | leave_.
               | 
               | But there is a collectively hashed-out social contract
               | you accept by staying, and it should be of no surprise
               | that the law takes that contract as table stakes and acts
               | according to it.
        
               | mr_spothawk wrote:
               | Tell it to Rosa Parks.
        
               | woodruffw wrote:
               | At which point did Rosa Parks transfer her money using an
               | immutable public ledger?
               | 
               | Comparing your financial scheme to Jim Crow isn't the
               | most distasteful thing I've seen on HN, but it's up
               | there!
        
               | mr_spothawk wrote:
               | > your financial scheme
               | 
               | It's not my financial scheme, it's the social contract.
        
               | eropple wrote:
               | Rosa Parks _publicly_ broke the law and was _publicly_
               | punished for it, because that 's how civil disobedience
               | works. In doing so, she engendered significant _public_
               | sympathy and acted as a spur to change minds and,
               | eventually, laws.
               | 
               | Comparing that to hiding your financial transactions so
               | you avoid KYC is genuinely embarrassing.
        
               | orangepurple wrote:
               | US Citizens can't leave. They must pay tribute to the
               | United States globally and beyond until they die. Income
               | earned in outer space is taxed as income earned in
               | country.
        
               | eropple wrote:
               | Yeah, that's the price of _retaining_ your American
               | citizenship, which is among the most valuable in the
               | world to have if you ever have a  "I need to call my
               | consulate" problem. But you don't have to retain your
               | American citizenship--there are a lot of countries out
               | there!
               | 
               | Granted, that's assuming you're a valuable enough
               | contributor _to society_ that you 'll find another
               | country interested in taking you, one that won't
               | similarly have expectations around "people in a society
               | should pay taxes", but that's a you problem.
        
               | ashwagary wrote:
               | >>this exists to hide transactions from them (tax
               | assessor)
               | 
               | Not true, this tool exists to provide privacy on an
               | otherwise public ledger. Your tax assessor has no right
               | to know about a transaction as soon as it occurs. A crime
               | is only committed if you don't voluntarily declare it at
               | a certain point in the future.
               | 
               | LE laziness and citizens conceding territory
               | unnecessarily is creating a nanny state.
        
               | zeusk wrote:
               | Enlighten us with how washing differs from laundering
               | then; because I haven't had the crypto koolaid yet.
        
               | pigtailgirl wrote:
               | -- as it was explained to me (I don't crypto) - because
               | everything is public - you might want to disassociate
               | (wash) transactions from yourself for perfectly
               | legitimate reasons - not really needed in traditional
               | finance as people typically don't have access to your
               | bank account - however - this is not necessarily the same
               | as wanting to take money you gained illegitimately and
               | make it legitimate (launder) --
        
               | woodruffw wrote:
               | This is the hair splitting I mentioned: no government in
               | the world cares that you're doing money laundering
               | because you're opted into a public-by-default money
               | transfer system. The answer is to simply _not_ use an
               | immutable public ledger for your finances, since you 're
               | not required to.
               | 
               | The government will not carve out a subset of crimes
               | because of an unnecessary self-imposed restriction on
               | financial privacy.
        
               | pigtailgirl wrote:
               | -- by the same token - it's a bit uncouth to support and
               | provide frameworks of legitimacy for "future focused
               | technology projects" - however not enable services that
               | account for edge cases in said new systems - I generally
               | agree with you - but playing the devils advocate a bit -
               | the crypto folks should probably be able to wash their
               | "cash" if the reporting parameters are implemented
               | correctly - no? --
        
               | woodruffw wrote:
               | Sure: if they comply with KYC and AML, they are welcome
               | to use whatever fakakta financial system they please.
        
               | [deleted]
        
             | woodruffw wrote:
             | None of these things has an _efficient end_ in laundering
             | money. That 's in contrast to Tornado Cash, which was
             | designed to launder money.
             | 
             | In other words: you can use a hot dog stand to launder
             | money. But if you were to _intentionally_ establish a hot
             | dog stand for the _purpose_ of laundering money, the
             | government would be absolutely correct in seizing your
             | stand.
        
               | capableweb wrote:
               | You're almost getting it. We still allow hot dog stands
               | to exists, even though you could launder money via them.
               | Instead, we let police investigate cases where money
               | laundering is happening, and if it happens to be via one
               | hot dog stand, take down that specific one. Rather than
               | banning hot dog stands in general.
               | 
               | Same goes for Tornado Cash. It was not designed for money
               | laundering, although you could use it for that. If the US
               | government finds cases of money laundering happening,
               | take down the entities doing the money laundering instead
               | of attacking a tool.
               | 
               | If you think Tornado Cash was _designed_ for money
               | laundering, please point us to the documents where this
               | is mentioned. I 've personally followed the development
               | of the project, but never saw any mentions of money
               | laundering at all, anywhere.
        
               | JumpCrisscross wrote:
               | > _take down the entities doing the money laundering
               | instead of attacking a tool_
               | 
               | This is what they're doing. North Korea laundered money
               | via Tornado Cash [1]. Authorities announced it and
               | watched Tornado Cash do nothing. So it got sanctioned.
               | Every other mixer is untouched.
               | 
               | [1] https://www.cnbc.com/2022/06/30/north-korea-likely-
               | behind-10....
        
               | capableweb wrote:
               | No, Tornado Cash is code, not a service operated by any
               | entity.
               | 
               | North Korea also used HTTP for navigating websites which
               | helped them hack targets and also launder more money.
               | Banning Tornado Cash is like banning the HTTP
               | specification/IETF for that, instead of going after the
               | group in North Korea doing the money laundering/hacking.
        
               | the_snooze wrote:
               | >No, Tornado Cash is code, not a service operated by any
               | entity.
               | 
               | This is the kind of sociopathic irresponsibility that's
               | too common in tech. "Oh, it's not my fault my lab-grown
               | monster decided to terrorize the countryside!"
        
               | notch656a wrote:
               | OFAC's attacks on privacy are sociopathically
               | irresponsible, and unlike Tornado Cash the federal
               | government has actual monsters with weapons terrorizing
               | the countryside.
        
               | TremendousJudge wrote:
               | Good thing we have the North Korean government and CP
               | traders on our side, defending our rights.
        
               | jim_kreggis wrote:
               | Same old pro-mass surveillance arguments, we need it
               | because there are terrorists and pedos
        
               | JumpCrisscross wrote:
               | > _Tornado Cash is code, not a service operated by any
               | entity_
               | 
               | There was a team of developers earning compensation,
               | hiring and firing. That's more than just code.
        
               | capableweb wrote:
               | The sanctions are literally added to the OFAC's SDN list,
               | and consists of addresses and contracts. Neither of those
               | things are services or operations, they are quite
               | literally just executable code. See for yourself:
               | https://home.treasury.gov/policy-issues/financial-
               | sanctions/...
        
               | JumpCrisscross wrote:
               | > _consists of addresses and contracts. Neither of those
               | things are services or operations, they are quite
               | literally just executable code_
               | 
               | Guns are quite literally just atoms. The context matters.
               | Not all guns are illegal. But ones used to commit crimes
               | will get lawfully seized. The code exists in context, and
               | the developers' actions and intentions are relevant. None
               | of this is novel.
        
               | danaris wrote:
               | ...Because money laundering is _illegal_.
               | 
               | No one's going to advertise openly to the public
               | "Assassination services here! Just call 1-800-KIL-THEM!"
               | 
               | And no one's going to put in public documents "we set up
               | this company in order to facilitate money laundering."
        
               | capableweb wrote:
               | Alright, so there is no proof that Tornado Cash was setup
               | to facilitate money laundering, yet so many here on HN
               | keeps saying "was designed to launder money". What does
               | "designed to X" mean if not that the tool itself was
               | intentionally, purposefully and explicitly made to do X?
               | And if that's true, why isn't there any public evidence
               | of that being true?
        
               | neuronexmachina wrote:
               | I think the confusion is one of definitions. Basically,
               | the whole point of cryptocurrency tumblers like TC is to
               | obscure the original source of funds. That can be used
               | for both legal and illegal funding sources. I think some
               | folks in this thread are using the term "money
               | laundering" to refer to both legal and illegal fund-
               | source-obscuring, while others are using it to refer
               | purely to illicit sources.
        
               | 8note wrote:
               | They did not include an automated KYC process for when
               | the transactions are larger than 10k USD.
               | 
               | Therefore, they intended it to be used to hide
               | transactions from the US government. They could have also
               | limited the service to not run on amounts larger than
               | 10k?
        
               | JustLurking2022 wrote:
               | I think danaris's point stands - if you design an iron
               | maiden style murder chamber but simply alter the name to
               | "one time use changing room", you're not fooling anyone,
               | the purpose is still clear, and illegal.
        
               | dlubarov wrote:
               | Its purpose is clear because there is no plausible
               | alternative reason for designing a murder chamber.
               | 
               | Are you suggesting that there is no plausible reason to
               | want financial privacy, outside money laundering?
        
               | devoutsalsa wrote:
               | If I were a Russian (I'm not), I wouldn't want the
               | Russian government finding out that I donated crypto to
               | Ukraine defense efforts.
        
               | JustLurking2022 wrote:
               | You're almost clever... Tornado is accused of being
               | designed to facilitate money laundering and,
               | realistically, has very little other purpose.
               | 
               | By contrast, a hotdog stand is typically designed to cook
               | and sell hotdogs and, in the rare instances where money
               | laundering occurs, it's not a primary service the hotdog
               | stand offers to clients, and will still get the owner
               | arrested.
        
               | capableweb wrote:
               | > You're almost clever... Tornado is accused of being
               | designed to facilitate money laundering and,
               | realistically, has very little other purpose.
               | 
               | It does have other purposes, hiding transactions from the
               | public, which I have used Tornado Cash for many times in
               | the past.
               | 
               | > I used Tornado Cash (non-US citizen here) for hiding
               | transactions from the public (not hiding from the
               | government), and when I filed my taxes, I still accounted
               | for everything that is stored there + transacted via
               | Tornado Cash, just like I do for my bank account.
               | Appendix contained instructions for how they could access
               | the proof of my transactions and accounts to verify
               | themselves.
               | 
               | Not sure why people think what I did should be illegal,
               | I'm paying my taxes and declare everything just like
               | everyone else, but somehow I shouldn't be allowed to hide
               | my transactions from randoms on the internet?
        
               | JumpCrisscross wrote:
               | > _somehow I shouldn 't be allowed to hide my
               | transactions from randoms on the internet_
               | 
               | You can do this. But it doesn't come without risk.
               | 
               | If you kept using Tornado even after it was found
               | Pyongyang used it to launder money, yes, you lose your
               | money. It's analogous to local law enforcement announcing
               | a laundromat has been laundering money for the mafia, and
               | then--months later-someone getting upset the clothes they
               | dropped off have been seized. They may eventually get
               | them back. But there is reasonable suspicion in the
               | meantime.
        
               | devoutsalsa wrote:
               | People still use JPMorgan Chase and HSBC, both of which
               | have been involved in money laundering.
               | 
               | https://www.icij.org/investigations/fincen-files/global-
               | bank...
        
               | danaris wrote:
               | 1) Those are major banks. Many thousands of people have
               | accounts with them _for 100% legitimate purposes_ , and
               | most of them have likely not heard that they were
               | involved in money laundering (which, see also #2)
               | 
               | 2) _Because_ those are major, highly entrenched banks,
               | they not only have the resources to ensure that stories
               | about them engaging in bad behavior get swept under the
               | rug (which doesn 't mean "no coverage", but does mean
               | they don't get covered as much as they might perhaps
               | deserve), they also have the connections to make it very
               | unlikely that they will face any kind of meaningful
               | repercussions for this.
               | 
               | This is quite unfortunate, and a decidedly negative
               | aspect of our current system. But the answer to it is
               | _not_ "so other companies like TornadoCash should be
               | allowed to break the law with impunity, too!" It's "so we
               | need to find ways to change our system so that we can
               | genuinely hold accountable big banks and others who
               | currently break the law with impunity."
        
           | angrycontrarian wrote:
           | People should have a right to privacy. That includes
           | financial privacy.
        
           | [deleted]
        
           | zionic wrote:
           | >It's a service specifically designed to facilitate money
           | laundering.
           | 
           | That's like saying TLS was designed to protect CP.
           | 
           | Privacy =/= laundering
        
           | realce wrote:
           | Then produce distinct legislation that bans the specific
           | practices used, otherwise it's just giving preference to
           | currently entrenched forms of money laundering.
           | 
           | It's not illegal _whatsoever_ to mix up my dollar bills with
           | a group of other people and get the same amount out that I
           | put in. Such a statement is ridiculous.
        
             | polygamous_bat wrote:
             | If you ran an establishment where people would come in with
             | big bags of cash with dubious source, swirl them around in
             | a big vat, and someone else would come in with a chit to
             | take out some cash from your vat, I am sure your
             | establishment will get investigated and shut down. In this
             | way it's no different from the real world. Just because
             | it's online doesn't make it ok.
        
               | realce wrote:
               | Can you show me any statement in US law where such a
               | practice is illegal? What you're describing sounds
               | exactly like a casino.
        
               | ouid wrote:
               | it does doesnt it. Casinos certainly were money
               | laundering establishments for the mob since their
               | inception. The mobsters became politicians and stupid
               | people argued that casinos provide public benefit on
               | their behalf. The government decided that the only way to
               | launder money through a casino was if the casino itself
               | was in on it, and opted for heavy regulation on who can
               | run casinos and how. People have still gotten away with
               | money laundering through casinos but the regulations are
               | onerous enough, and casinos profitable enough on their
               | own, that the risk of getting completely shut down isnt
               | worth it.
               | 
               | Furthermore, actions are not usually the things that are
               | illegal. Usually the law prohibits actions which cause a
               | specific effect. Like murder or pollution. You dont get
               | one free murder every time you figure out a new way to
               | kill people.
        
               | thefreeman wrote:
               | Do you think you can just anonymously cash out a million
               | dollars in casino chips with no identification or KYC
               | happening?
        
               | realce wrote:
               | Do you think the statements "sounds like" and "is
               | exactly" are the same thing? Almost like your point is
               | that there's distinct legislation targeting a distinct
               | pathway of money laundering, just like my original point
               | was?
        
               | polygamous_bat wrote:
               | U.S. Code SS 1955 - Prohibition of illegal gambling
               | businesses [1] stops you from starting a gambling parlor
               | or casino on your basement without a government license.
               | 
               | [1] https://www.law.cornell.edu/uscode/text/18/1955
        
               | realce wrote:
               | Oh so these folks were impacted by casino laws? That's
               | what the Treasury said?
        
               | salawat wrote:
               | https://bsaaml.ffiec.gov/references/regulations
               | 
               | Here ya go.
               | 
               | By the by, all of this is to be known or planned out
               | _before becoming a money transmitter_.
               | 
               | I.e., _if you cannot do this, you are not legally allowed
               | to serve as a money transmitter_.
        
               | realce wrote:
               | But - here ya go - crypto is not money, it's real
               | property. Tornado cash is not a bank, it allows you to
               | swap random Pokemon cards between its' users.
        
               | polygamous_bat wrote:
               | Great news, helping people get rid of their stolen goods,
               | aka "fencing" is also illegal.
               | 
               | [1] https://www.justice.gov/archives/jm/criminal-
               | resource-manual...
        
               | notch656a wrote:
               | Prosecute the road crews building the interstate. They
               | know building the road helps people sell and transport
               | stolen goods, yet the road crew does nothing to stop
               | them.
        
               | realce wrote:
               | I'm sure that's why eBay, Craigslist, and every other
               | marketplace are blocked by the US Treasury? "Great news"
               | pfft come on.
        
               | salawat wrote:
               | https://www.fincen.gov/sites/default/files/2019-05/FinCEN
               | %20...
               | 
               | Here ya go.
               | 
               | If you use Pokemon cards in such a way as there is a
               | reasonable expectation they may get converted back to
               | dollary-dos, you are required to track that too. Sorry
               | mate. Nice try. But no.
               | 
               | Thank you, come again.
               | 
               | I get it. It's frustrating. If only the means of exchange
               | wasn't such a pivotal part of criminal enterprise, or
               | people would just not do illegal things, we could have
               | nice things. Alas, tis not the case.
        
             | erk__ wrote:
             | That depends entirely on what the intent is. If the intent
             | is to launder money then yes it is probably illegal. If the
             | intent is to swap notes with your favourite serial numbers
             | then yes it is probably legal. Intent is a important part
             | of most legislations.
        
             | salawat wrote:
             | Correct assuming you maintain documentation that keeps the
             | evidence chain intact and produceable on request.
             | 
             | If you don't, you're laundering. It's like a bunch of tech
             | people waltzed into finance, ignored the entire history of
             | the institution, and lessons paid for in blood, and expect
             | everyone else to bend over backwards for them.
        
             | striking wrote:
             | Folks like to hate on lobbyists (including myself! very
             | much so) but this is exactly the function they serve. They
             | inform the legislators on what legislation would help their
             | industries succeed, and encourage it across the line.
             | 
             | I don't think the crypto industry is lacking in funding
             | enough to be able to hire lobbyists, so I'm not sure why we
             | might blame a legislature that can't be experts in
             | literally everything (setting aside the fact that they tend
             | to be fuddy-duddies for other reasons, it's not even
             | theoretically practical that they could be perfectly
             | informed on everything) for not having made perfect laws
             | around a new industry.
        
           | houstonn wrote:
           | It's a service specifically designed for privacy. A human
           | right.
        
             | nh23423fefe wrote:
             | Oh its a human right. you've won the argument then
        
           | miguelmota wrote:
           | Why do you use a pseudonym on here instead of your real name?
           | Oh right because you care about privacy. Same reason tornado
           | cash exists. Playing the ML card is like saying Tim Berners-
           | Lee invented the internet to facilitate digital crime.
        
           | peyton wrote:
           | Can't law enforcement use search warrants in their own
           | jurisdiction?
        
           | immigrantheart wrote:
           | Properties in the USA, laundry, deli, dry cleaners, often use
           | for money laundering.
        
             | JustLurking2022 wrote:
             | This is an argument largely championed by the richest of
             | the rich as a way for them to commit financial crimes
             | without getting caught - think old time Swiss bank privacy.
             | When they finally got leveraged by the U.S. government to
             | turn over records, people were cutting deals by the
             | thousand to avoid doing time for tax fraud they knowingly
             | committed.
        
         | cguess wrote:
         | It _was_ used for tumbling, to the tune of $450m by the North
         | Koreans. It 's not a theoretical situation.
        
           | mikece wrote:
           | And yet, somehow, we knew exactly who was doing it. Why the
           | urgency to shut it down?
        
             | belval wrote:
             | Impressive how fast you moved the goalpost on that one.
        
             | nh23423fefe wrote:
             | You could just read what treasury wrote and argue with
             | facts instead of vague rhetoric about lazy law enforcement
             | 
             | > "Today, Treasury is sanctioning Tornado Cash, a virtual
             | currency mixer that launders the proceeds of cybercrimes,
             | including those committed against victims in the United
             | States," said Under Secretary of the Treasury for Terrorism
             | and Financial Intelligence Brian E. Nelson. "Despite public
             | assurances otherwise, Tornado Cash has repeatedly failed to
             | impose effective controls designed to stop it from
             | laundering funds for malicious cyber actors on a regular
             | basis and without basic measures to address its risks.
             | Treasury will continue to aggressively pursue actions
             | against mixers that launder virtual currency for criminals
             | and those who assist them."
             | 
             | https://home.treasury.gov/news/press-releases/jy0916
        
               | DennisP wrote:
               | There are two Tornado Cash entities: one is made of
               | people, and the other is autonomous code running on
               | chain. The OFAC action confuses those two, and it's not
               | clear they have the authority to sanction code.
               | 
               | For much more on this, see the legal analysis by
               | Coincenter: https://www.coincenter.org/analysis-what-is-
               | and-what-is-not-...
               | 
               | Note that FinCEN does pay attention to this sort of
               | distinction, and says that software providers are not
               | subject to money laundering regulation.
        
             | wil421 wrote:
             | Why should North Korea be allowed to steal and hack from
             | other country's people and organizations? It should be shut
             | down immediately.
             | 
             | I feel like your trying to say NK and Tornado should be
             | able to do illegal activities that harm people. Just
             | because you don't like the police or something.
        
               | TEP_Kim_Il_Sung wrote:
               | By all means, shutting down North Korea is the real issue
               | here; Don't ruin the internet on your way.
        
               | mikece wrote:
               | The very fact (or assumed fact) that we know North Korea
               | is using this undercuts the argument that we need to shut
               | this down because it allows for anonymous money
               | laundering. (By definition: the only way money laundering
               | can be "dangerous" is if it cannot be detected or the
               | players identified.)
        
               | [deleted]
        
               | thefreeman wrote:
               | Just because they know they sent money in doesn't mean
               | they know where and how the money was distributed on the
               | way out. Which is literally the whole point of
               | sanctioning it.
        
               | yunohn wrote:
               | No, in this, the authorities had the time/money to track
               | down the hackers. The vast majority of tornado
               | transactions are mostly illegal, but nobody cares enough
               | to spend their efforts on them.
        
               | x86x87 wrote:
               | What a world we are living in. Mostly illegal. Huh.
               | 
               | Do you have any data to back this claim? Also, should
               | banks be banned if their customers are doind shady things
               | outside of using their services?
        
               | polygamous_bat wrote:
               | If it's a mafioso bank used mostly by the mafia, then
               | yes, absolutely, they should be investigated and shut
               | down.
               | 
               | As for data, just as a first-order estimate, check out
               | the rekt leaderboard [1] and see how many of the stories
               | end with "and the stolen funds were routed through
               | tornado, fin." If all crypto-adjacent crimes are reported
               | to FBI at some point I am sure they have a much clearer
               | statistics, but even as a civilian you can see that it's
               | not small.
               | 
               | [1] https://rekt.news/leaderboard/
        
               | x86x87 wrote:
               | Yes. Anecdotal evidence. The best kind!
               | 
               | Who decides who the mafia is?
        
               | polygamous_bat wrote:
               | As I said, this is only a first order estimate, but even
               | that is over hundreds of millions. I am sure the FBI has
               | a much more detailed forensic account of tornado that
               | they will bring up in the courts, which will then rule
               | according to the law based on the evidence.
               | 
               | On the other hand, if you don't trust FBI, the law, or
               | the courts to do the right thing, you have a different
               | problem entirely, at which point none of what I say
               | should matter to you.
        
               | x86x87 wrote:
               | There are at least 2 things here: 1) the laws and how
               | they are applied and 2) what is in the interest of the
               | people and what should the laws be?
               | 
               | I can trust law enforcement to do its job. Heck I might
               | even trust it to do the right thing when it comes to gray
               | areas / methods they use. But... I can definitely
               | disagree with some laws. In fact, people doing something
               | because it's law without critically thinking about it has
               | worse consequences than disagreeing with the law.
        
               | sam0x17 wrote:
               | Your argument is akin to saying people shouldn't be
               | allowed to drive cars because a car was used one time in
               | a heist.
        
               | polygamous_bat wrote:
               | Driving a car requires a license and registration of the
               | vehicle. You can go to jail for driving a car without a
               | registration or license.
               | 
               | In very much the same way, if you are running a money
               | transmitting business, you need to register with the
               | government and follow the government laws. Otherwise, you
               | risk going to jail. It's not rocket science. Just because
               | it is on the internet doesn't make it a whole new thing.
        
               | mr_spothawk wrote:
               | > You can go to jail for driving a car without a
               | registration or license.
               | 
               | Since when is driving a car without registration or
               | license a felony?
        
               | polygamous_bat wrote:
               | Here is an example: in Texas, unauthorized use of a
               | vehicle, which would include driving a car that you can't
               | prove is yours, can be punishable by two years in jail.
               | [1] From what I understand getting caught driving without
               | a license the first time is generally a misdemeanor, but
               | for repeated offence in for example CA can land you in
               | jail.
               | 
               | Running a whole operation around driving without a
               | license is what tornado cash is more similar to, not
               | accidentally forgetting your license once, which is what
               | the misdemeanor is for.
               | 
               | [1] https://casetext.com/statute/texas-codes/penal-
               | code/title-7-...
        
               | notch656a wrote:
               | You can actually operate and drive a car on private
               | property without a license in Texas. In fact in Texas you
               | can even drive a car drunk if it's on private property
               | not open to the public, like a fenced off private parking
               | lot.
               | 
               | Using your analogy, an instance of TC on private property
               | would not be licensed.
        
               | polygamous_bat wrote:
               | Tornado cash would not be sanctioned if it were not
               | public and therefore not used by North Korea, yes. What
               | is your point here?
        
               | notch656a wrote:
               | Then using your analogy it should not be sanctioned.
               | There is nothing illegal about a North Korean coming to
               | your property and driving a car without a license. Your
               | logic that _because North Korean, therefore public
               | property_ is nonsensical.
               | 
               | And as an aside:
               | 
               | >Driving a car requires a license and registration of the
               | vehicle.
               | 
               | Patently false.
        
               | dpkirchner wrote:
               | It's more akin to saying people shouldn't be able to
               | provide banking services if they don't have sufficient
               | KYC practices.
        
               | 8note wrote:
               | Is that a controversial statement? That tends to be a law
               | on the books
        
               | dpkirchner wrote:
               | It's weird that they're calling the feds lazy at the same
               | time as they argue against the feds having data they need
               | to enforce laws.
               | 
               | It's also weird that the Treasury Department has such
               | influence over crypto when it is supposed to be
               | decentralized. The anger is clearly misplaced.
        
               | TEP_Kim_Il_Sung wrote:
               | What part of "trustless peer-to-peer electronic CASH", in
               | Satoshi's Bitcoin whitepaper, did you not understand?
               | There is no banking going on.
        
               | amalcon wrote:
               | Wait, what? The inventor of Bitcoin _said_ that it was
               | cash? Well, that settles it then: nobody is allowed to
               | disagree with an inventor about what their invention is
               | or does.
               | 
               | Sarcasm aside, I think Bitcoin functionally bears much
               | more resemblance to a distributed bank than to
               | distributed cash. It's not perfect resemblance, and there
               | are people who disagree with me. Just saying that it's
               | cash isn't sufficient evidence to convince me, even if
               | the speaker happens to be the inventor.
        
               | mr_spothawk wrote:
               | > I think Bitcoin functionally bears much more
               | resemblance to a distributed bank than to distributed
               | cash.
               | 
               | This is likely because you don't understand what a bank
               | is, or that you don't understand what bitcoin is, or a
               | combination.
               | 
               | If you're interested in bank-like things that use
               | bitcoin, you could learn more about fedimint.
               | 
               | If you're interested in what bitcoin is, you could just
               | read the white paper[0].
               | 
               | 0 - https://bitcoin.org/en/bitcoin-paper
        
               | amalcon wrote:
               | Interesting how you think I don't know what a bank is, or
               | what Bitcoin is. I know what Bitcoin is; I have read both
               | the whitepaper and (more importantly) most of the code
               | (at the time). I do concede that I have an incomplete
               | understanding of what a bank is, since banks do a lot of
               | different things. Adjusting the money supply and
               | intermediating/securing transactions are both among the
               | things that banks do. Those are the only things Bitcoin
               | does, which is why I think Bitcoin more resembles a bank.
               | Bitcoin can't facilitate offline transactions, which is
               | the main thing cash does that banks don't.
               | 
               | I've tried to look into Fedimint, just because I thought
               | it would help me understand _your_ misconceptions about
               | banks. I will admit to not fully understanding what they
               | are up to, but assuming my scam radar had a false
               | positive it seems to be a privacy-oriented sidechain
               | service. That... doesn 't seem particularly relevant
               | here?
        
               | mr_spothawk wrote:
               | Banks store money, right? Does bitcoin store money?
               | 
               | Banks have accounts, right? Does bitcoin have accounts?
        
               | amalcon wrote:
               | _> Banks store money, right? Does bitcoin store money?_
               | 
               | You mean physically? Plenty of banks (especially online
               | banks and investment banks) don't physically store any
               | more cash than something like a jewelry store. Physical
               | storage is hardly a core characteristic of banking; I've
               | never been to a branch of any of my current banks. If you
               | don't mean physically, I can't see how this is different
               | than "have accounts"...
               | 
               |  _> Banks have accounts, right? Does bitcoin have
               | accounts?_
               | 
               | An account is just a ledger of credits and debits coupled
               | with some form of access control. How is a bitcoin
               | address meaningfully different from an account? Keep in
               | mind that not all accounts are interest bearing, and it's
               | very possible (even common) for one individual to have
               | multiple accounts.
        
               | mr_spothawk wrote:
               | > Does bitcoin store money?
               | 
               | still waiting.
               | 
               | > How is a bitcoin address meaningfully different from an
               | account?
               | 
               | Well, for one, it's only an address. Not a ledger.
               | 
               | Bitcoin transactions point money at one or more address.
               | Transactions, you might argue, are one-off ledgers. But
               | then bitcoin is just a collection of those transactions &
               | relevant/necessary data to support them them, compiled &
               | validated using a variety of mathematic calculations.
        
               | amalcon wrote:
               | _> still waiting._
               | 
               | My answer is still "no (but many banks don't either)", as
               | I said in my previous reply. Unless you mean digitally,
               | but that's just "having accounts". If you mean digitally,
               | then my answer is "obviously yes".
               | 
               |  _> Well, for one, it 's only an address. Not a ledger._
               | 
               | What? The entire mechanical basis of Bitcoin (the
               | blockchain) is a ledger (big database of timestamped
               | transactions) with a somewhat unusual timestamping and
               | tamper proofing mechanism. Each transaction has a set of
               | associated addresses. I was going to say that this is not
               | meaningfully different from individual account ledgers,
               | but actually, this is literally how transaction history
               | would be stored in an RDBMS. It's not different _at all_.
               | 
               | The existence of this (public) ledger is what creates the
               | demand for things like Tornado Cash in the first place.
               | 
               |  _> Bitcoin transactions point money at one or more
               | address._
               | 
               | Banks can facilitate transactions between arbitrary whole
               | numbers of accounts also (off the top of my head: 1-
               | paying interest; 2- payment; 3+- escrow)
               | 
               |  _> bitcoin is just a collection of those transactions  &
               | relevant/necessary data to support them them, compiled &
               | validated using a variety of mathematic calculations._
               | 
               | Yes. Functionally, that results in a (limited) bank. Or
               | at least, it's closer to that than it is to cash.
        
               | mr_spothawk wrote:
               | > Unless you mean digitally, but that's just "having
               | accounts".
               | 
               | But you must open an account with a bank, and deposit
               | money before they can process transactions for you.
               | 
               | There's no way to deposit money *into* bitcoin. Bitcoin
               | is money.
               | 
               | > Each transaction has a set of associated addresses.
               | 
               | Yes, and you suggested addresses are the equivalent of
               | accounts. They are not.
               | 
               | > Banks can facilitate transactions between arbitrary
               | whole numbers of accounts also (off the top of my head:
               | 1- paying interest; 2- payment; 3+- escrow)
               | 
               | Accounts, which hold money, are a tool of banks[0].
               | Bitcoin doesn't have accounts. Bitcoin is not a (limited)
               | bank. It is a distributed digital cash system.
               | 
               | "Bitcoin uses peer-to-peer technology to operate with no
               | central authority or banks; managing transactions and the
               | issuing of bitcoins is carried out collectively by the
               | network."[1]
               | 
               | 0 - https://www.fdic.gov/about/learn/learning/banks.html
               | 1 - https://bitcoin.org/en/
        
               | amalcon wrote:
               | _> There 's no way to deposit money *into* bitcoin._
               | 
               | I have not deposited money into my bank account in many
               | years. I have, instead, had money transferred to my
               | account from other accounts. This is not only possible in
               | Bitcoin; without it, Bitcoin would be useless. It's quite
               | possible to open an account at a traditional bank with a
               | transfer from another account; for online and investment
               | banks, this is usually the only way to do it.
               | 
               |  _> Yes, and you suggested addresses are the equivalent
               | of accounts. They are not._
               | 
               | Still waiting for you to tell me how they are not. It
               | seems obvious to me that they are functionally
               | equivalent, and I have made a case for why. An address is
               | an identifier associated with a transaction history and
               | access control. An account number is an identifier
               | associated with a transaction history and access control.
               | 
               | You have made no corresponding case for why they are not,
               | apart from citing your belief and citing PR from
               | bitcoin.org. The former is convincing of what you
               | believe, but it is not convincing with respect to the
               | functioning of Bitcoin or banks. The latter is convincing
               | of what bitcoin.org wants me to believe, but it is not
               | convincing with respect to the functioning of Bitcoin or
               | banks.
        
               | salawat wrote:
               | Bitcoin is a Convertible Virtual Currency. It is money.
               | End of story. FINCEN has spoken.
        
               | dpkirchner wrote:
               | I'll make no apologies for imperfect analogies.
        
               | sam0x17 wrote:
               | Right. Fuck KYC. Just let people use money and actually
               | solve crimes instead of just blocking transactions and
               | infringing on people's privacy like crazy. Digital cash
               | is still a pipe-dream because of this censorship/no-
               | privacy/gov owns your money you don't mentality.
        
             | giaour wrote:
             | I don't follow your logic. Isn't the whole point of mixers
             | that everyone can see dirty money go in, then the forensic
             | trail stops?
        
             | amalcon wrote:
             | Let's suppose you have Bob's Traditional Bank. They keep
             | meticulous records, and comply with US government requests
             | for them (regardless of what you think of such practices,
             | let's just say that this particular bank happens to do
             | those things). They also facilitate transactions on behalf
             | of North Korea.
             | 
             | Bob's Traditional Bank would be sanctioned here, because
             | transacting with North Korea in that way _is_ what triggers
             | these sanctions. This is why Tornado is being sanctioned.
             | The privacy thing may or may not be illegal, despite its
             | ineffectiveness, but the transacting with North Korea thing
             | _definitely is_.
        
           | whatisweb3 wrote:
           | 450m is a whopping 6% of all deposits on Tornado Cash[1]. The
           | total percentage of illicit activity on the protocol is
           | reported to be in the 10-30% range[2].
           | 
           | What percentage of activity in an E2EE chat application like
           | Matrix is illicit? If a significant but minority percentage
           | of its use is facilitating criminal discussion, should those
           | open protocols also be sanctioned?
           | 
           | [1] https://dune.com/poma/tornado-cash_1
           | 
           | [2] https://www.eff.org/deeplinks/2022/08/code-speech-and-
           | tornad...
        
             | sjsdaiuasgdia wrote:
             | It's worth noting your second reference only mentions
             | illicit activity volume in passing, linking to this study
             | as a source: https://blog.chainalysis.com/reports/crypto-
             | mixer-criminal-v...
             | 
             | It's also worth noting the headline of that link: "Crypto
             | Mixer Usage Reaches All-time Highs in 2022, With Nation
             | State Actors and Cybercriminals Contributing Significant
             | Volume"
             | 
             | Quoting from later in that study, "Overall, if we label
             | cybercriminal organizations with known nation state
             | affiliations, we can see that these groups make up a
             | significant and growing share of all illicit cryptocurrency
             | sent to mixers."
             | 
             | It's not 10-30% as you summarized. It's 12% last year
             | increasing to 23% this year, or nearly doubling from a 1/8
             | to 1/4 share.
             | 
             | This source does not support the position that illicit
             | traffic is an insignificant share of mixer traffic.
        
               | whatisweb3 wrote:
               | There is no doubt known cyber criminals and enemies of
               | the US are using this tool. The question I raised is:
               | what percentage of illicit activity is acceptable? If the
               | E2EE chat app Matrix facilitates 10-30%, should it also
               | be considered a primarily criminal tool worthy of a
               | sanction?
        
             | pclmulqdq wrote:
             | This isn't about the fraction of illicit use. A large
             | fraction of Americans with numbered/anonymous Swiss bank
             | accounts did nothing wrong with them - a much larger
             | fraction than tornado cash users. However, they were still
             | banned for US citizens due to US KYC rules.
             | 
             | The land of free speech is obsessed with being able to
             | trace money as it travels. No surprise they would go after
             | a service whose explicit purpose is to break the chain of
             | custody on money.
        
               | bitxbitxbitcoin wrote:
               | Banning the use of Tornado Cash is one thing - I didn't
               | see any Swiss bankers arrested or prosecuted for money
               | laundering during that move.
        
               | pclmulqdq wrote:
               | You mean like these Swiss bankers?
               | 
               | https://www.reuters.com/article/us-usa-switzerland-
               | tax/ex-sw...
               | 
               | https://www.justice.gov/usao-sdny/pr/manhattan-us-
               | attorney-c...
               | 
               | https://www.justice.gov/opa/pr/former-ubs-banker-charged-
               | hel...
               | 
               | This wasn't mainstream news, but neither was the
               | sanctioning of Tornado cash. You just happened to hear
               | about one but not the other.
        
               | whatisweb3 wrote:
               | Sure. Then it is irrelevant how much money was funding
               | whom, only that a non-zero amount of value was not
               | strictly traceable through typical financial surveillance
               | systems, and so the US automatically deems this activity
               | illegal regardless of how the funds were used.
               | 
               | This is where the "privacy on the blockchain should be a
               | basic right" argument comes in, and what the plaintiff
               | appears to be arguing.
        
               | pclmulqdq wrote:
               | When you want to make legal arguments, you do it when you
               | have good facts, and this is not that time.
               | 
               | The facts about Tornado cash are terrible: pretty much
               | everyone using it is either doing something provably
               | illegal or trying to avoid being found, you have to go
               | out of your way to use it (and pay an extra fee), and
               | it's been part of a large number of bad news stories
               | about crypto theft. A minimum of 10% of its throughput is
               | provably due to frauds and thefts, and probably a lot
               | more. It is not an exaggeration to say that many people's
               | life savings have been funneled through Tornado cash into
               | the wallets of criminals. In comparison, numbered Swiss
               | bank accounts likely had more legitimate use than Tornado
               | cash.
               | 
               | In comparison, the facts about Monero, Zcash, and the
               | Wasabi BTC wallet (another mixer, but attached to a
               | wallet) are a lot better. Privacy is free and/or the
               | default option with those services, and they are a little
               | more like cash: lots of victimless crimes (darknet sales,
               | etc.), some use by ransomware attacks, but also a lot of
               | legitimate use.
               | 
               | This lawsuit has a nonzero chance of throwing out the
               | baby (privacy on blockchains) with the bathwater (tornado
               | cash).
        
               | whatisweb3 wrote:
               | 25% of funds being illicit does not mean "pretty much
               | everybody" is using it for illicit reasons. Your argument
               | really falls apart here, but the sweeping generalizations
               | don't help.
               | 
               | Monero and TC are equal parts useful for non-criminals
               | who are seeking privacy.
        
               | pclmulqdq wrote:
               | The 23% from the article is one estimate that counts only
               | transactions from publicly known illicit wallets. It is a
               | lower bound.
        
           | ballenf wrote:
           | And what's the value of drugs trafficked over public
           | highways? Or illegal activity coordinated over SMS?
           | 
           | Using volume of illegal activity cannot be the primary factor
           | in categorizing a platform.
        
             | yunohn wrote:
             | You're right, a crypto mixer primarily used to launder
             | money or evade taxes is *exactly the same* as highways and
             | SMS.
        
               | lampshades wrote:
               | You can't even show that it's primarily used to launder
               | money or evade taxes. You're just pulling shit out of
               | your ass.
        
               | polygamous_bat wrote:
               | You can literally go through the rekt leaderboard [1] and
               | count how many of the stories end with "and then the
               | funds were routed to tornado cash, fin." It's not exactly
               | a secret, and it doesn't require any specuation.
               | 
               | [1] https://rekt.news/leaderboard/
        
               | res0nat0r wrote:
               | ?
               | 
               | https://home.treasury.gov/news/press-releases/jy0916
        
               | Closi wrote:
               | Let's imagine for a second that I owned a physical
               | bricks-and-mortar business with a shopfront that took
               | physical cash (USD banknotes), then mixed it up in a big
               | laundry machine with banknotes from other customers, and
               | then I give you back some other banknotes which are
               | totally random (less a fee).
               | 
               | Let's also say I don't do any Know Your Customer checks
               | (KYC).
               | 
               | Do you think that should be legal (like highways and SMS)
               | or illegal (like money laundering)?
        
           | sam0x17 wrote:
           | If that's the cost of a freer internet that's fine with me. I
           | don't care if it's $10t.
        
             | x86x87 wrote:
             | That's a very limited way of looking at things. You're fine
             | with banning X and Y because you don't see them impacting
             | you. When Z is banned and you care about Z you'll have a
             | rude awakening.
        
               | npc54321 wrote:
               | It's obvious sam0x17 is against blocking anything.
        
               | nibbleshifter wrote:
               | I think the poster was saying they are fine with that
               | amount if laundry, because its more important for a free
               | internet to exist.
        
               | x86x87 wrote:
               | After rereading I agree with you. It wasn't clear to me
               | whem first reading it.
        
             | [deleted]
        
         | speedylight wrote:
         | You could also say that Silk Road was an E-commerce business
         | that might've been used to sell drugs, who knows!
        
           | x86x87 wrote:
           | Not one to defend Silk Road, but pause and think about it for
           | a second: it enabled you to buy something deemed illegal by
           | the authorities (drugs) in a safe manner and the products
           | bought were higher quality than what you could buy on the
           | street. Why was it a problem to begin with and why where
           | significant resources used to shut it down? (Again, not
           | defending it, and the founder was probably a scumbag, I am
           | just asking the question)
           | 
           | People were breaking stupid laws from the 70s established
           | after mass hysteria around drugs by one of the scummies US
           | president ever. More than that, the tax man was not getting
           | its cut.
           | 
           | Now to put things in perspective let's compare to some things
           | US agencies have done in the past: https://en.m.wikipedia.org
           | /wiki/Allegations_of_CIA_drug_traf...
        
             | FireBeyond wrote:
             | > it enabled you to buy something deemed illegal by the
             | authorities (drugs) in a safe manner and the products
             | bought were higher quality than what you could buy on the
             | street. Why was it a problem to begin with and why where
             | significant resources used to shut it down? (Again, not
             | defending it, and the founder was probably a scumbag, I am
             | just asking the question)
             | 
             | Because there was all sorts of white washing like this.
             | "It's drugs, but safer, and without the violence and
             | crime!"
             | 
             | If you think that violence, crime are magically gone
             | because of Silk Road, you'd be considered ignorant or
             | naive. Production still happens in the same places, the
             | poverty, corruption and violence-stricken areas.
             | 
             | It's just invisible to you now, because you don't have to
             | worry about your dealer stealing from you, getting mugged,
             | or buying from an unknown source, or being arrested.
             | 
             | All those people in Mexican and Colombian villages subject
             | to the tyranny of the cartels... oh well.
             | 
             | All good then, I suppose.
        
               | x86x87 wrote:
               | my claim was that buying the drugs was safer (my words:
               | in a safe manner). Everything else in the "pipeline"
               | being equal if one part of it becomes safer the whole
               | thing is safer.
               | 
               | Want to eliminate production that happens in places with
               | poverty/corruption/violence? Just make them legal.
               | Seriously. Offer rehabilitation instead of jail. Other
               | countries have done this and it work.
               | 
               | People talk a big game when it comes to "our freedoms"
               | but real freedom is to be able to do whatever you want as
               | long as you don't impact your neighbor/other.
        
               | FireBeyond wrote:
               | I tend to agree on legalization and rehabilitation, more
               | than you know.
               | 
               | I just don't think Silk Road (and its brethren) were a
               | means to that end. It just hides a lot of the issue.
        
               | npc54321 wrote:
               | > All those people in Mexican and Colombian villages
               | subject
               | 
               | Just go into the frigging villages and arrest the cartel
               | leaders oh wait they are in cohort with the governments
               | of those countries...
        
               | FireBeyond wrote:
               | Sure. I absolutely agree.
               | 
               | But let's not pretend that Silk Road is some panacea
               | saying "Hey, violence-free drugs!"
               | 
               | I tend to be on the legalization side of the spectrum but
               | the notion of Silk Road as some humanity-improving place,
               | versus a method of making Ross rich is definitely in need
               | of citation.
        
         | jmyeet wrote:
         | You have to remember that access to the US financial system is
         | a privilege not a right. To be granted that privilege, a
         | financial institution has a number of obligations. Thesee
         | include various KYC/AML obligations.
         | 
         | So this isn't Tornado Cash "might be used for illegal purposes"
         | so much as it's clear evidence they're failing to meet their
         | legal obligations.
         | 
         | There's a larger point here too: as much as proponents tour
         | crypto's extragovernmental status, it would take very little
         | effort by governments to completely cripple any crypto assset
         | in practical terms.
        
         | houstonn wrote:
         | A question for those in this thread who want to ban a privacy
         | service because it's utilized for unlawful activity:
         | 
         | What's your opinion of The Pirate Bay?
        
         | Forrest7778 wrote:
         | It's not a black and white issue; things aren't getting banned
         | because they _might_ be used for illegal purposes, that is even
         | explicitly stated in the article.
        
         | Fnoord wrote:
         | If its used for a high percentage of criminal purposes (for
         | example 90%) banning is legitimate.
         | 
         | Also, who are these "investors"? They're speculators. When you
         | speculate, there's risk involved. This is one of them. This
         | case is an unnecessary burden on our legal systems, I hope it
         | gets thrown out of court ASAP.
        
         | jfim wrote:
         | How much of it is used for legitimate reasons versus illicit
         | ones? If the overwhelming majority of the transactions are
         | illicit, it makes sense to ban it.
        
           | dsr_ wrote:
           | It makes even more sense to allow it, and regulate it.
           | 
           | The regulation should be the existing Know Your Customer
           | requirements plus a 100% traceable log subject to inspection,
           | auditing and subpoena.
        
             | asoneth wrote:
             | If Tornado Cash implemented KYC requirements and a 100%
             | traceable log, what fraction of their existing users would
             | continue to use them?
        
               | dsr_ wrote:
               | All the legitimate ones.
        
           | toolz wrote:
           | if central powers stop being lazy then nothing was illicit.
           | No violence can be inflicted from trading digital currencies.
           | It's lazy policing to try and control resources rather than
           | stop the actual violence.
           | 
           | If someone owns a resource, no matter who they are, why
           | shouldn't they be able to utilize it? If that resource was
           | acquired with violent means such as human trafficking - then
           | maybe our policing efforts should be to catch the perps
           | trafficking humans, then they'll have everything they need to
           | confiscate any and all resources those perps have.
           | 
           | This roundabout, lazy method of hurting innocent people in
           | hopes that you only mostly hurt guilty people doesn't sit
           | well with me and I don't think it's good for society to allow
           | this kind of behavior.
        
             | jfim wrote:
             | That may be true if law enforcement authorities have
             | unlimited resources, but in practice they don't.
             | 
             | Imagine that a hypothetical service is used at 99% for
             | illicit transactions and 1% for legitimate ones. Is the
             | best outcome for society to spend say 5 million dollars to
             | shut down that service, or 500 million to figure out who is
             | using that service maliciously and sue only the people who
             | are using it maliciously?
        
               | TEP_Kim_Il_Sung wrote:
               | Sure they do: Where does the Fed get their money?
               | Infinite promissory notes from the government, to pay the
               | debt plus interest, in perpetuity, Amen.
        
               | toolz wrote:
               | impossible to answer that question - what if the 1% of
               | activity continues to grow and encourages billions more
               | dollars of pro-social economic activity in the future?
               | 
               | All we can know for sure is that shutting down a white-
               | market financial service or worse, blacklisting its
               | users, has the guarantee that innocent people will be
               | harmed.
               | 
               | Further: disrupting a single avenue of finances for the
               | funding of illicit activity at best slows down the
               | criminals. The overwhelming majority of crime is financed
               | in fiat and the overwhelming majority of laundering
               | happens in fiat, which can't be "shutdown".
               | 
               | It's simply ineffective and hurts innocent people. I'm
               | not in favor of hurting innocent people even with modest
               | efficacy and I don't believe that's what we're seeing
               | here. I believe we're hurting innocent people with little
               | to no efficacy.
        
               | jfim wrote:
               | What's the legitimate use case for using cryptocurrency
               | mixers? What would be this kind of activity that would
               | grow and encourage "pro-social economic activity?" What
               | harm is encountered by these innocent people?
               | 
               | From my perspective, an economically rational actor would
               | want to minimize overall money transmission costs, so
               | they'd avoid cryptocurrency mixers unless they had a
               | particular reason to.
        
               | toolz wrote:
               | with open ledgers everyone can see your revenue. This
               | isn't something businesses want to show competitors.
               | Anything that can obscure your wallet (which gives away
               | how much you own as well as shows income) can help
               | obscure this data, which is extremely valuable to some
               | types of businesses.
               | 
               | I'm sure there are other examples, but this is a good one
               | off the top of my head and I personally have used mixers
               | for this very purpose - to allow someone to pay me for a
               | white-market trade without exposing how much crypto I
               | owned in my wallet.
        
               | jfim wrote:
               | Hadn't considered the fact that wallet balances are
               | public, but it seems like a rather niche need as opposed
               | to having the ability to launder funds and irrevocably
               | transfer them. The latter I believe is very appealing to
               | people who are transferring proceeds from criminal
               | activities.
               | 
               | Thanks for sharing though, I hadn't thought of wanting to
               | hide one's wallet balance from other people as a need.
        
               | toolz wrote:
               | Yeah, no doubt it's attractive for money laundering, but
               | the thing is that it's impossible to stop at this point.
               | There are entire digital currencies built on top of zero-
               | knowledge transactions at this point and they aren't hard
               | to get your hands on those coins in my experience.
               | 
               | With that in mind, if in fact it's impossible to stop, it
               | seems rather arbitrary to pick and choose which products
               | get targeted and serves no real purpose to even slow down
               | the undesired behavior.
        
               | jfim wrote:
               | That's a fair point. Not knowing much about the space, I
               | assume that they picked an important mixer. If that's not
               | the case, then maybe it's just for show and it won't have
               | a meaningful impact, just like the war on drugs hasn't
               | really stopped drugs from being consumed.
        
           | smoovb wrote:
           | How much of $100 bill use is for legitimate reasons versus
           | illicit ones? If the overwhelming majority of the
           | transactions are illicit, it makes sense to ban the $100
           | bill.
        
             | iLoveOncall wrote:
             | Well, yeah, it would make sense.
             | 
             | That's the reason checks or 200EUR+ bills are very rarely
             | accepted anymore in businesses (in Europe at least),
             | because they were very often fraudulent.
        
           | Wowfunhappy wrote:
           | I agree with you, but I'd like to point out that the same
           | logic could be applied to e.g. game console emulators.
           | 
           | ...and as much as I hate to say it, I do think the logic
           | might be correct in both situations. (I say this as a heavy
           | user of console emulators--albeit also as someone who _does_
           | go through the trouble to legally dump his own games.)
        
             | criddell wrote:
             | I don't know that it's really an apples-to-apples
             | comparison. Console emulators are a copyright issue and
             | those are generally (but not always) civil matters.
        
             | jfim wrote:
             | It depends on how you see it.
             | 
             | One way to look at it is to say "I derived this rule based
             | on what the ratio of licit to illicit usage is, thus it
             | should apply everywhere." From that perspective, then yes,
             | your observation that it would apply to both situations is
             | correct.
             | 
             | Another way to look at it is "for this particular scenario,
             | what is the optimal outcome?" If you're running a game
             | console emulator for a system that's not being sold
             | anymore, with games that are not being sold anymore, one
             | could argue that that scenario would be net positive
             | considering the lack of harm; in other words, you get to
             | enjoy the game, while nobody gets hurt, so it's positive
             | overall.
             | 
             | The first perspective is called "rule utilitarianism,"
             | while the latter is called "act utilitarianism," in case
             | you want to learn more about those.
        
         | [deleted]
        
         | 0x_rs wrote:
         | Criminals are most certainly going to get away with it
         | regardless of how many restrictions and surveillance you apply
         | to the little people, as they have the means (capital) to do
         | so. I don't want to stretch it too far, but the current rules
         | seem nearly purposefully pointed towards the least effort
         | category. There's quite a lot of coverage on this matter, some
         | (and a lot in the cryptocurrency scene) like to cite works from
         | Ronald F Pol who has done a lot of heavy handed criticism on
         | AML et cetera (as far as claiming less than one percent of
         | real-world regulations effectiveness), these claims can be
         | disputed, but it's apparent even to mainstream publications
         | most unlawful flows are uninhibited and the approach is
         | ineffective, expensive and dangerous.
         | 
         | https://www.economist.com/finance-and-economics/2021/04/12/t...
         | 
         | https://en.wikipedia.org/wiki/Danske_Bank_money_laundering_s...
        
         | ouid wrote:
         | You seem to think that freedom means a world in which you are
         | allowed to hide your assets from the government. You have never
         | been allowed to do that. You're going to have to change the
         | law, and because you live in more or less a democracy, you're
         | going to have to convince people that its good to change the
         | law.
        
           | TEP_Kim_Il_Sung wrote:
           | For the time being the government has yet to decide wether
           | crypto is money, a currency, an asset, or a security. Instead
           | it has been going after people for all of them.
        
             | qeternity wrote:
             | Because crypto claims to be all 3 and has created various
             | forms that behave like all 3.
        
               | TEP_Kim_Il_Sung wrote:
               | This would hold up if government treated individual forms
               | individually, yet they mix&match arbitrarily.
        
         | woodruffw wrote:
         | "Might be used for illegal purposes" is a significant
         | understatement. The chief selling point of Tornado Cash is
         | money laundering, which is _in and of itself_ a crime in both
         | the US and Netherlands.
         | 
         | Normally, there'd be an aspect of plausible deniability:
         | torrent index operators can, for example, rightfully claim that
         | they're facilitating legal filesharing, or that they're
         | entirely agnostic to the content being shared (if all they're
         | doing is sharing URLs). What's key in this case is that law
         | enforcement _claims_ that Pertsev was aware of the crimes his
         | service was being used for. Whether or not that 's actually
         | true is up to a court to decide.
        
           | unboxingelf wrote:
           | The chief selling point of Tornado Cash is money laundering
           | 
           | Firmly disagree. The chief selling point of Tornado Cash is a
           | mixer. Please see my reply to essentially this same
           | misconception a month ago, which includes concrete, legal use
           | cases:
           | 
           | https://news.ycombinator.com/item?id=32443738
        
           | hef19898 wrote:
           | Everytime a major bank is caught doing something like that,
           | UBS and Deutsche Bank come to mind, there is huge outcry
           | about the lack of consequences. If a crypto exchange get's
           | caught doing it, and there are consequences, there is huge
           | outcry (among certain people) because _there are_
           | consequences. Added severity, in the case of tornado cash,
           | was helping North Korea. So not just money laundering but
           | also circumventing sanctions that are taken very seriously by
           | every political power that actually matters. Heck, even the
           | Chinese at least try make it look like they adhere to the
           | North Korea sanctions.
        
             | ChrisLomont wrote:
             | Deutsch Bank has been hit with $600M for laundering, $7.2B
             | over mortgage assets, $2.5B for interest rate manipulation,
             | among a lot of other fines.
             | 
             | These are some pretty astounding sums.
        
             | phatfish wrote:
             | It's plain old double standards, Tornado Cash is the
             | "peoples" money laundering service, anyone can use it, so
             | it could be of benefit to them at some point.
             | 
             | Global banks that could facilitate the same thing would
             | only consider doing it for the super-rich to hedge against
             | the possibility of getting caught and fined. So are not
             | open to the average person, hence people have no problem
             | calling for them to be held to account.
             | 
             | Both should get the same treatment. That goes doubly for
             | the global banks that have historically caused far greater
             | problems than TC.
        
               | everfree wrote:
               | Banks are organizations made out of people who can be
               | held responsible. Tornado Cash is a piece of software
               | that is not run by any person.
               | 
               | Banks can be fined and people can be imprisoned, but you
               | can't fine or imprison software. The Treasury ban is a
               | direct ban on software, which is a departure from
               | precedent.
               | 
               | That's what makes this legal case unique, and why it's
               | not simply a double standard.
        
           | TEP_Kim_Il_Sung wrote:
           | The chief selling point of Tornado Cash is that it's
           | distributed open-source software, with no man in the middle,
           | no single point of failure.
           | 
           | That's right: Government sanctioned open-source SOFTWARE. Are
           | you sure you want this precedent set?
        
             | woodruffw wrote:
             | I have no problem with Tornado Cash being openly available
             | software under a permissive license. I have a problem with
             | people running a Tornado Cash-based service that is really
             | just a money laundering service.
             | 
             | You should take a step back: "open source" does not rinse
             | away the underlying properties of a service. I can't write
             | and deploy a web application that contracts hitmen and use
             | the MIT license as a defense; the latter simply isn't being
             | litigated.
        
               | sam0x17 wrote:
               | Money crimes should be prosecuted and solved at their
               | start points and endpoints, not within the financial
               | system. Failure to adhere to this standard is why we no
               | longer really control the money in our bank accounts
               | anymore. Want to send a wire to your friend living in the
               | middle east with a sketchy name? Might get flagged. Want
               | to purchase something out of the ordinary for you online?
               | Your debit card will probably block it at least at first.
               | Law enforcement has become lazy and we have as well.
               | Instead of solving actual crimes, we just use ML
               | algorithms to find sketchy-looking transactions and then
               | block them and investigate later maybe. This has
               | significantly reduced our privacy and freedom at a much
               | higher cost than the purported gains. This is the whole
               | motivation behind the original push into crypto in the
               | early 00s. We need something not beholding to any
               | government that is as good as cash but digital, and the
               | US gov sanctioning a mixer is just proof of this dire
               | need.
        
               | sofixa wrote:
               | > Money crimes should be prosecuted and solved at their
               | start points and endpoints, not within the financial
               | system. Failure to adhere to this standard is why we no
               | longer really control the money in our bank accounts
               | anymore
               | 
               | That's easier said than done. It's drastically easier to
               | catch crime by it's results (money) than in the act.
               | Famously that's how Capone was caught. And what would be
               | the advantage of that, to anyone? I doubt that
               | erroneously flagged transactions are a real problem. Do
               | you have any numbers on the matter?
        
               | A4ET8a8uTh0 wrote:
               | And this is where it gets fun. Banks will absolutely not
               | tell the customer that their transaction is flagged for
               | one reason or another partly so that they do not lose
               | their 'safe harbor' status under BSA. Any numbers you
               | will see might be from the government, but FinCEN is
               | relatively tight lipped about those for a variety of
               | reasons. The discussion is taking place now, because it
               | has become fairly onerous on an average person, who sends
               | anything to MOHAMMED HASSAN. Instead of data, I can only
               | offer anecdata. Long long time ( or not long ago
               | depending on your perception of time ), we had a person,
               | whose transaction matched some OFAC info, which resulted
               | in bank holding the transaction. I cannot go into details
               | beyond saying that eventually even OFAC representative
               | seemed to admit to that it does not seem to apply to him.
               | To the best of my knowledge, a year after that person
               | still did not get his funds.
               | 
               | It may have not happened to you, but I do not think it is
               | as uncommon as you think. Parent is right. We are doing
               | this backwards.
        
               | landemva wrote:
               | > not tell the customer that their transaction is flagged
               | 
               | The teller is not allowed to disclose this to customer.
               | 
               | > Any numbers you will see might be from the government
               | 
               | In my experience, the board of directors of the bank get
               | a monthly roll-up of the numbers.
        
               | A4ET8a8uTh0 wrote:
               | Yeah, but those numbers are not reported beyond those
               | parties and for a good reason. That is why I listed
               | FinCEN as a source, because they typically put some data
               | out.. just nothing that could be useful for this
               | discussion.
        
               | whatisweb3 wrote:
               | You actually could publish "illegal code" because code is
               | protected under 1st amendment, as free speech. Legal
               | precedent has been set by Bernstein v US DoJ.
               | 
               | There is an open question about whether publishing non
               | custodial contract code on Ethereum counts as providing a
               | service. If you post 10 lines of immutable code onto
               | Ethereum, and some years later a user chooses to run this
               | code on their machines for criminal behavior, should you
               | be prosecuted?
        
               | theplumber wrote:
               | What's the difference between money launderying features
               | and privacy features?
               | 
               | Tornado Cash in itself does is not launderying money
               | because you still have to prove to the IRS how you got
               | the money or the asset(i.e bills, invoice etc) and you
               | still have to obey KYC rules. You can't just say the
               | money is from Tornado Cash and be done with it.
               | 
               | Is the U.S Mint a money launderying service because it
               | provides an untraceable method (cash) to conduct
               | transactions?
        
               | marcus_holmes wrote:
               | > What's the difference between money launderying
               | features and privacy features?
               | 
               | Really good question.
               | 
               | I'd say "if your privacy feature allows you to trade
               | above the trigger limit (usually 10K USD/EUR/GBP) without
               | having to state the source of your funds, then it's
               | actually a money laundering feature"
        
               | ashwagary wrote:
               | If the funds aren't procured through criminal activity,
               | then it can't be considered money laundering. Only if the
               | individual doesn't declare a taxable event to a tax
               | authority has a crime been committed.
        
               | marcus_holmes wrote:
               | no, it's money laundering even if the funds haven't been
               | procured from criminal activity. The regulations don't
               | care where the money comes from, they're just specifying
               | what reporting needs to happen around the movement of
               | money. Not being able to properly describe where the
               | money comes from is a crime.
               | 
               | I've worked in the finance industry, and I've worked with
               | people who've seen bad guys turn up with suitcases full
               | of other people's money. I'm totally happy that these
               | regulations are in place.
        
               | ashwagary wrote:
               | >>no, it's money laundering even if the funds haven't
               | been procured from criminal activity.
               | 
               | You are wrong.
               | 
               | FINCEN "Money laundering involves disguising financial
               | assets so they can be used without detection of the
               | illegal activity that produced them."
               | 
               | WIKIPEDIA "Money laundering is the process of concealing
               | the origin of money obtained from illicit activities such
               | as drug trafficking, corruption, embezzlement or
               | gambling, by converting it into a legitimate source."
               | 
               | https://www.fincen.gov/what-money-laundering
               | 
               | https://en.wikipedia.org/wiki/Money_laundering
        
               | woodruffw wrote:
               | The features don't matter. What matters is _intent_ and
               | demonstrating that intent.
               | 
               | Both the Treasury and Dutch authorities have reason to
               | believe that Tornado Cash was operated _with the intent_
               | of facilitating money laundering. It 's up to a court to
               | determine the veracity of that accusation.
        
               | npc54321 wrote:
               | Guilty until proven innocent (they are
               | blacklisted/sanctioned) I see.
        
               | woodruffw wrote:
               | Not only am I not a court of law, but I _specifically_
               | said that it 's up to a court to make a decision of legal
               | guilt here.
               | 
               | In the mean time, yes: the government is allowed to halt
               | activities that it believes are part of an _active_
               | criminal scheme. Every country with a functioning legal
               | system proscribes this, and establishes a broad swath of
               | controls to ensure that the government can 't
               | indefinitely tie up resources.
        
               | A4ET8a8uTh0 wrote:
               | FWIW, the money sanctioned under OFAC is still that of
               | the owner so there is a process in place that has a
               | semblance of the rules of law. However, getting that
               | money released by the bank is nothing short of a
               | herculean effort based on cases I have seen over the
               | years.
        
               | mattficke wrote:
               | To your last question, this is why financial institutions
               | are required to report cash transactions over $10,000.
               | There are a number of constraints on how untraceable cash
               | is.
        
               | TEP_Kim_Il_Sung wrote:
               | Has this amount ever been adjusted for inflation?
               | 
               | It is my understanding, that $10,000 at the time this law
               | was set, was about 1/4 the price of a small home.
        
               | A4ET8a8uTh0 wrote:
               | No. Also, there were several recent articles/speeches
               | from various AML/BSA/Fraud folks to lower that amount
               | even further for several purposes including CTR. For
               | better or worse, BSA has become its own industry with a
               | lot of money riding on keeping things annoying to regular
               | people ( and barely doing anything to stop actual
               | criminals, who have skills, patience and resources to
               | bypass all the safeguards ).
        
               | pigtailgirl wrote:
               | -- if I move $10k - my institution automatically tells
               | the government I moved $10k - if in the US - the
               | receiving institution also tells the government - I don't
               | have an expectation of privacy - is this also true with
               | Tornado Cash? --
        
               | chrischattin wrote:
               | If you use cash, it's a private transaction (no
               | notification).
        
               | salawat wrote:
               | KYC applies to money transmitters directly. End consumers
               | only indirectly by virtue of any financial institution
               | ending up in hot water for non-compliance.
               | 
               | You don't get to shift regulatory burden to the consumer.
        
               | everfree wrote:
               | > I have a problem with people running a Tornado Cash-
               | based service that is really just a money laundering
               | service.
               | 
               | The treasury ban is on the contract itself, not TC-based
               | services that people might run.
        
             | duped wrote:
             | > The chief selling point of Tornado Cash is that it's
             | distributed open-source software, with no man in the
             | middle, no single point of failure
             | 
             | for laundering money. You can't remove the key feature from
             | metaproperties of the software and call the latter the
             | "chief selling point."
        
               | TEP_Kim_Il_Sung wrote:
               | So say you, and yet my claim is self-evident, while yours
               | needs hordes of robe&badge clad bureaucrats, and the
               | promise of violence, to enforce.
        
               | JumpCrisscross wrote:
               | > _yet my claim is self-evident, while yours needs hordes
               | of robe &badge clad bureaucrats_
               | 
               | You're describing due process. That's a feature. An AK-47
               | being metallic may be self evident. That doesn't make it
               | relevant to a murder investigation.
        
               | TEP_Kim_Il_Sung wrote:
               | An AK-47 is not relevent to a murder investigation.
               | 
               | There are thousands of them in the U.S. and owned by
               | innocents. It would be unreasonable to come after all
               | AK-47 owners because one was used in a crime. Rather, it
               | would be up to the cops to find other facts about the
               | weapon, perhaps how much more metallic it looked than
               | your standard AK, and in which spots. Wear marks can be
               | just as revealing as serial numbers.
        
               | JumpCrisscross wrote:
               | > _would be unreasonable to come after all AK-47 owners
               | because one was used in a crime_
               | 
               | Every mixer isn't sanctioned. Just the one used to
               | launder money by Pyongyang. None of this is novel.
        
             | kevin_thibedeau wrote:
             | PGP set that precedent decades ago. They just need to
             | publish the source as a book.
        
           | ok123456 wrote:
           | > The chief selling point of Tornado Cash is money laundering
           | 
           | The same thing could be said about paper money.
        
             | woodruffw wrote:
             | No, it can't. The chief selling point of fiat is being an
             | efficient medium of exchange. This is a very nice property
             | to have!
        
           | [deleted]
        
           | adastra22 wrote:
           | The chief purpose of a mixer is financial privacy. It's just
           | that on a public blockchain privacy from snoops and privacy
           | from law enforcement can't be differentiated.
        
             | woodruffw wrote:
             | If the Treasury or Dutch authorities are to be believed,
             | the chief purpose of _this_ mixer was to facilitate money
             | laundering. That is key to this entire discussion: they
             | have reason to believe that Pertsev _knowingly_ ran a money
             | laundering service, rather than running a service that
             | criminals can _abuse_ to launder money.
        
               | TechBro8615 wrote:
        
               | phatfish wrote:
               | No, that would be the chief purpose of reddit.com. Try
               | posting CP to r/furries and see how long that sub, (or
               | reddit itself if they ignore it) stays online.
               | 
               | Tornado Cash ignored the warnings. Enabling money
               | laundering and providing a means to avoid economic
               | sanctions will get you in serious trouble.
        
               | abigail95 wrote:
               | When we say he _ran_ it, did he actually deploy resources
               | that laundered money or just publish a spec that others
               | used to do the laundering?
               | 
               | Like how far am I allowed to go to describe how you might
               | launder money on a blockchain before I get arrested?
        
               | TremendousJudge wrote:
               | That probably depends on your lawyer. If he's bad enough
               | I'd guess you can get a penalty even if you didn't see
               | any financial gain from the scheme.
        
               | everfree wrote:
               | There's nothing inherent to Tornado Cash that makes it
               | better for money laundering than for privacy.
               | 
               | It's very basic software from a functionality
               | perspective. You put coins into a pool, then at a later
               | date, you take coins back out of the pool. That's all.
               | 
               | It's hard to ascribe specific intent to a system like
               | that, beyond the intent to give people a tool to transact
               | without the entire history of their account being
               | broadcast publicly and permanently on the blockchain.
        
               | dannyw wrote:
               | That's interesting. As a Tornado Cash user, I have never
               | associated this with an intentional money laundering
               | service, but rather a bunch of developers advancing zk-
               | SNARKs and other cryptographic primitives.
               | 
               | As someone who was excited by the original Bitcoin
               | whitepaper back in 2011, zk-SNARKS was what excited me
               | about cryptocurrency again in 2021.
        
               | JumpCrisscross wrote:
               | > _have never associated this with an intentional money
               | laundering service_
               | 
               | Most customers of a canonical money launderer, a
               | laundromat, don't realise it's a front. That doesn't
               | matter if the owner is laundering money.
               | 
               | Tornado laundered money for North Korea [1]. (It
               | announced this months before the sanctions, a period in
               | which the developers could have reacted but didn't [EDIT:
               | in any meaningful way].) That it was also obfuscating
               | legitimate flows is frankly irrelevant.
               | 
               | [1] https://www.bloomberg.com/news/articles/2022-08-08/cr
               | ypto-mi...
        
               | ikeboy wrote:
               | This is incorrect. Tornado devs blocked all OFAC
               | addresses from accessing the frontend, which is the only
               | power they had, since the contracts themselves are
               | immutable. See
               | https://www.coindesk.com/tech/2022/04/15/tornado-cash-
               | adds-c...
        
               | JumpCrisscross wrote:
               | > _Tornado devs blocked all OFAC addresses from accessing
               | the frontend, which is the only power they had, since the
               | contracts themselves are immutable_
               | 
               | Which does nothing in practice. Any AML lawyer would have
               | advised them so. The fact that the service was designed
               | to be incompatible with the law isn't a get-out-of-jail
               | card.
        
               | dannyw wrote:
               | What would you say about Signal, designed to be
               | incompatible with the law around lawful subpoenas?
        
               | JumpCrisscross wrote:
               | > _What would you say about Signal, designed to be
               | incompatible with the law around lawful subpoenas?_
               | 
               | It's not. Subpoenas require handing over what you have.
               | If you don't have it there is no obligation to disclose.
               | Signal may run afoul of data-retention laws. But there
               | are no such requirements in America.
        
               | ikeboy wrote:
               | I read the lawsuit in question. None of the plaintiffs
               | were arrested. Their issue is that OFAC overstepped the
               | bounds of their statutory authority, which none of your
               | arguments address.
               | 
               | I'm also not aware of what US law would have been
               | violated by either
               | 
               | 1. Coding and publishing the tornado source code
               | 
               | 2. Deploying several instances to the blockchain in 2019.
               | 
               | There's no US prosecutions based on creating or operating
               | tornado. The Dutch one has not charged the person they
               | arrested yet, according to
               | https://www.coindesk.com/policy/2022/08/24/alleged-
               | tornado-d..., so I don't know what unlawful actions they
               | think he's responsible for.
        
               | JumpCrisscross wrote:
               | > _issue is that OFAC overstepped the bounds of their
               | statutory authority, which none of your arguments
               | address_
               | 
               | Plaintiffs' argument relies on Tornado Cash not being "a
               | person, entity, or organization" [1]. The complaint
               | declares OFAC exceeded its statutory authority, but
               | provides no specifics. (The code cited in P 9 [2] gives
               | courts the authority to tell agencies not to do bad
               | things. That isn't an argument for or against OFAC's
               | specific actions in this case.)
               | 
               | In summary, it's a hope-and-a-prayer complaint. _Maybe_
               | someone at OFAC fucked up the paperwork, thereby giving
               | rise to some modicum of relief.
               | 
               | [1] https://storage.courtlistener.com/recap/gov.uscourts.
               | txwd.11... _P 4_
               | 
               | [2] https://www.law.cornell.edu/uscode/text/5/706
        
               | adastra22 wrote:
               | What could the developers have done?
        
               | JumpCrisscross wrote:
               | > _What could the developers have done?_
               | 
               | Not sure. Their problem. If the only option was shutting
               | it down, that. It would have looked better, which could
               | have prompted sympathetic legislation. At the very least,
               | it would have likely avoided sanctions.
        
               | adastra22 wrote:
               | You can't just say "they had months to react but didn't"
               | if you don't have any idea of what they could have done
               | differently. React how?
        
               | bee_rider wrote:
               | You can't reasonably expect a random commenter to have
               | full insight into their legal situation. They should have
               | talked to their lawyers and found options. There is a
               | chance that their financial service is incompatible with
               | the laws in some jurisdictions, and so they might not be
               | able to do business in those jurisdictions. Financial
               | services are heavily regulated...
        
               | adastra22 wrote:
               | I think you're confused about the facts of the situation
               | here. There was no financial service being operated.
               | There was no ongoing business. There was open source code
               | that was thrown over the wall and was locked on the
               | blockchain and immutable.
        
               | hef19898 wrote:
               | Close down until you figured out a way to react. Money
               | laundering is serious crime, helping North Korea is as
               | well. Tornado cash did apparently both, and authorities
               | gave them a heads up. If it was me, I would close my shop
               | down.
        
               | douglaswlance wrote:
               | It cannot be shut down. The contract is immutable. It's
               | still live, and it will still be live for decades to
               | come, with new duplicates of the contract being published
               | every day.
        
               | JumpCrisscross wrote:
               | > _It cannot be shut down. The contract is immutable._
               | 
               | If that's truly the case, shut down as in stop developing
               | it and advise users to stop using it. Then the addresses
               | get sanctioned and nobody is surprised.
        
               | rglullis wrote:
        
               | chollida1 wrote:
               | https://medium.com/@blockchain101/the-basics-of-
               | upgradable-p...
               | 
               | You put in a proxy contract that just sends the money
               | back to the user who sent it to you.
               | 
               | Problem solved for sanctions.
        
               | rglullis wrote:
               | To put a proxy contract means that there will be an admin
               | able to make contract upgrades. IOW, you need to have
               | offchain trust in the contract deployer. This is widely
               | regarded as a measure that defeats the purpose of
               | decentralization.
               | 
               | So, yes, you could have an upgraded version of TC, but if
               | you want to go that route you might simply use a
               | centralized exchange as a mixer.
        
               | twblalock wrote:
               | Contract law is not going to change just because someone
               | tries to write an immutable contract in a computer
               | program.
        
               | 8note wrote:
               | They could if they really wanted to. The ethereum block
               | chain has rolled back to protect rich people's money
        
               | rglullis wrote:
               | Ok, seems like it is time to debunk the usual shitstorm
               | of "arguments"...
               | 
               | There was no "rollback". The DAO hack was reverted
               | through a state change that only happened because there
               | was a consensus on the miners to do it.
        
               | hef19898 wrote:
               | The part where Tornado Cash as an exchange couldn't shut
               | down for a while. And the fact that those, well,
               | "contracts" cannot be nullified like literally _any other
               | contract_ signed in any jurisdiction is troublesome in
               | itself.
               | 
               | Lucky for Elon that he didn't use one of those contracts
               | to buy Twitter.
        
               | rglullis wrote:
               | Don't get confused by the terminology and don't get into
               | word-thinking. A "contract" on the blockchain is nothing
               | like a "contract" in the legal sense. Even if I get your
               | signature on a blockchain saying that you are
               | transferring your assets to me, there won't be any court
               | willing to uphold this. In the same vein, it's not
               | because that people talk about TC as a smart contract
               | that gives it legal backing or makes it subject to the
               | legalities of a "real world" contract.
               | 
               | You could call it "stored procedures" if you prefer, but
               | at the end of the day outlawing tornado cash based on its
               | code is as ridiculous as outlawing RSA.
        
               | hef19898 wrote:
               | What you describe, person A agreeing to sell over
               | something to person B, even if just verbally, is a legal
               | contract. Verbal contracts are perfectly legally binding,
               | if somewhat hard to enforce for lack of proof. The lack
               | of proof part is not a problem when it comes to
               | blockchains, is it?
               | 
               | Just because it is virtual doesn't mean real world laws
               | don't apply. What gave you that idea?
        
               | woodruffw wrote:
               | Your association isn't what regulators are concerned
               | with. They're concerned with the intent of the creator
               | and operator of the service, which is why he's the one
               | who's been arrested.
        
               | pcthrowaway wrote:
               | And you're buying into propaganda suggesting someone
               | pushing the envelope in cryptography is creating tooling
               | specifically for money laundering. 30 years ago, the NSA
               | toed a similar line in their war on PGP, saying it was
               | used in practice for "money laundering, child
               | pornography, and terrorism" -
               | https://reason.com/video/2020/10/21/cryptowars-gilmore-
               | zimme...
        
               | woodruffw wrote:
               | For the umpteenth time in this thread: intent matters.
               | Regardless of what the NSA said 30 years ago, it is
               | manifestly apparent to _every single person_ in this
               | conversation that neither HTTPS nor PGP nor any other
               | cryptographic scheme designed for _individual privacy_
               | was designed with money laundering in mind.
               | 
               | At the _absolute worst_ , they were agnostic to the
               | presence of criminal activity. This is in contrast to
               | Tornado Cash, which was _repeatedly told_ that their
               | service was being used to launder money.
        
               | throwaway742 wrote:
               | So if the developers of PGP were told that ISIL was using
               | their service to facilitate terrorism should they shut
               | down the project?
        
               | woodruffw wrote:
               | What project? PGP was bundled up and thrown onto the
               | Internet; there was no development or services community
               | established around it. The US Government threw a hissy
               | fit over that and they ended up distributing it as a
               | "book" instead, converting it into a question of free
               | expression.
               | 
               | There is no meaningful sense in which PGP could ever be
               | said to "facilitate" terrorism in the same way that
               | Tornado Cash is rightfully characterized as facilitating
               | money laundering. PGP is a program that runs on your
               | host, encrypting your email. Tornado Cash is a _service_
               | , run by an individual who was warned to cease serving
               | sanctioned entities, and failed to do so.
        
               | [deleted]
        
               | pcthrowaway wrote:
               | Ignoring the front-end (which is unnecessary to use it),
               | Tornado Cash is a protocol, run by a decentralized
               | network of computers. The code for the protocol is shared
               | by a network of computers execute this code according to
               | specific rules and validate transactions. A specific
               | deployment of the code was sanctioned, but this means
               | anyone else using the code (which has to be deployed to
               | this network to be used trustlessly) is risky to use now
        
               | str4d wrote:
               | > Tornado Cash is a service, _run by an individual_ who
               | was warned to cease serving sanctioned entities, and
               | failed to do so.
               | 
               | This is false. The (vast majority of the) Tornado Cash
               | contracts were either deployed to Ethereum as immutable
               | contracts, or updated in 2020 to revoke mutability (once
               | the final zkSNARK parameters were included) [0], meaning
               | that they could not later be updated by the user(s) that
               | deployed them. Arguing that Tornado Cash is run by an
               | individual means arguing that the entire Ethereum network
               | is run by an individual. There was no way for a warned
               | individual to comply with that warning.
               | 
               | [0] https://www.coincenter.org/education/advanced-
               | topics/how-doe... - Section titled "Can Tornado Cash be
               | removed or updated? If so, by whom?"
        
               | ChrisLomont wrote:
               | >The (vast majority of the) Tornado Cash contracts
               | 
               | Thousands of little contracts doesn't absolve a financial
               | institution from a few many-billion dollar illegal
               | transfers, especially after they've been warned
               | repeatedly.
        
               | pcthrowaway wrote:
               | What do you mean by "thousands of little contracts"? I
               | haven't looked at Tornado's source code too much, it's
               | entirely _possible_ there are additional contracts
               | created by their contracts as part of the protocol, but
               | this would be pretty unusual.
               | 
               | Usually a smart contract protocol is a set of contracts
               | working together, deployed to the blockchain, which
               | provide application logic that executes regardless of who
               | is interacting with it (via "transactions")
        
               | plonk wrote:
               | Well it probably was, among other things. But we're
               | censoring a network here, not just a tool. Nobody is
               | making the cryptography behind Tornado illegal.
        
               | whatisweb3 wrote:
               | The open source software and cryptographic protocol is
               | implicitly targeted with this order. You can see it in
               | how private companies are now handling the Tornado Cash
               | code and contributor accounts. If you create a similar
               | privacy tool with zk-SNARKs do you really think it won't
               | also become a target for sanctions in time?
               | 
               | This is known as "chilling effect" in a legal context.
        
               | pcthrowaway wrote:
               | To expand on this, the chilling effect here is that even
               | if the code behind tornado cash isn't explicitly illegal,
               | using it on a blockchain in practice _is_ incredibly
               | risky.
               | 
               | People who might otherwise want to use this for financial
               | privacy would be wary, since if they deposit funds to the
               | contract, they don't have any way to know if they'll be
               | able to use the unlinked funds later if withdrawn.
        
             | salawat wrote:
             | Most ledgers are not public, or based on any methodology
             | requiring public view, because the only way to both
             | transact, keeping intact a tightly coherent paper trail as
             | required by law is, and ensure privacy is to not make the
             | ledger available in all it's glory to everyone.
             | 
             | Doing what Tornado.cash does, is by definition, laundering,
             | and if you didn't want your financial matters known to the
             | world, mayhaps you should not have used a technology based
             | on public ledger?
        
               | adastra22 wrote:
               | Tornado cash does something different from money
               | laundering. If you use TC you can actually provably undo
               | the mixing and reveal your financial history to a third
               | party. If the government came and asked "what's the
               | source of these funds?" You could open the commitment and
               | show which input is yours.
               | 
               | It just breaks the last model law enforcement is used to
               | where they just siphon up all private financial data for
               | their own uses.
        
             | mikece wrote:
             | You hit it on the head: this is a War on Privacy being
             | presented as a war on money-laundering. The biggest money
             | laundering schemes involve commercial banks and real estate
             | (*ahem* TRUMP! *ahem*....) and not online cryptocurrency
             | schemes. It's not like the North Koreans have no other way
             | to mask the trail on what they steal, and I suspect those
             | saying they are certain the North Koreans are bad guys here
             | will insist they cannot divulge how they know this (under
             | the aegis of National Security or some other excuse).
        
               | PuppyTailWags wrote:
               | > I suspect those saying they are certain the North
               | Koreans are bad guys here will insist they cannot divulge
               | how they know this (under the aegis of National Security
               | or some other excuse).
               | 
               | My understanding is that the aegis of National Security
               | isn't unwarranted sometimes. For example, if they know NK
               | are bad guys here because one of their spies literally
               | witnessed the laundering (as a secretary, paper-pusher,
               | programmer, or similar) then there is no way to disclose
               | the source. Even a "we have an eyewitness" will tip NK
               | off to look into the people in the process (NK will be
               | able to definitively rule out their technology being
               | hacked, or a bug planted somewhere).
        
               | ashwagary wrote:
               | Too bad for national security that people have rights.
               | 
               | I saw a post recently about the fact that nobody could
               | easily identify the users of pay phones in the past and
               | how modern day lawmakers would probably ban them out of
               | fear of anonimity. It showed just how much privacy the
               | average person has lost over the years...there has to be
               | pushback.
        
           | Bombthecat wrote:
           | Sooo buying and using monero is automatically money
           | laundering?
        
           | logicalmonster wrote:
           | > Normally, there'd be an aspect of plausible deniability
           | 
           | If it was publicly known that you had exactly 1 ton of
           | legally acquired gold in your house, would you feel perfectly
           | safe sleeping at night? Is there not 1 sicko out there that
           | would be willing to torture your family to find the
           | combination to your vault?
           | 
           | Plausible deniability exists here. It's called wanting
           | privacy, and there's perfectly valid and non-criminal reasons
           | to want privacy, despite repeated false claims.
           | 
           | Here is the problem. Many cryptos are not actually anonymous.
           | If somebody has somebody's wallet address, they can look into
           | tracing information about them like their net worth and their
           | purchasing history. Even if you were smart enough to use a
           | different wallet address for each transaction, you inevitably
           | have to spend money to live or send money to others and then
           | you can be traced. As tools grow more sophisticated and more
           | data about wallet address ownership gets out there, the more
           | at risk people will be. And once your identity gets out
           | there, there's no shaking the ability to track it short of
           | some form of mixing or obfuscation. In an of itself, mixing
           | or trading to obfuscate your identity shouldn't be considered
           | a crime or unreasonable in the slightest.
        
             | vkou wrote:
             | If I had 45 million dollars in my house, I'd look into
             | whatever the hell individuals of that net worth are doing
             | to protect themselves.
             | 
             | Which, as I understand it, mostly consists of not keeping
             | it as a gold brick in their basement, and not living in a
             | shitty neighbourhood. It's harder to rubber hose attack
             | someone who isn't keeping all their wealth in a crypto
             | wallet.
        
             | eropple wrote:
             | _> In an of itself, mixing or trading to obfuscate your
             | identity shouldn 't be considered a crime or unreasonable
             | in the slightest._
             | 
             | "Financial privacy" isn't a real thing, because you owe
             | taxes on income and investments. Can you explain to me how
             | your tax assessor is able, then, to properly identify your
             | income and tax you on it as appropriate?
             | 
             | (Money laundering and tax evasion do not always go hand-in-
             | hand. Many launderers pay taxes as a cost of doing
             | business. Cryptocurrency mixers seem to treat tax evasion
             | as a feature.)
        
               | hef19898 wrote:
               | >> Cryptocurrency mixers seem to treat tax evasion as a
               | feature
               | 
               | Historically there is huge market for that.
        
               | bruiseralmighty wrote:
               | Privacy exists even if the government violates it due to
               | their tax schemes. A _right_ to privacy may even exist as
               | a natural human right. If a country decides collectively
               | that this is the case, then what ought to change is the
               | tax policy, not every user service.
               | 
               | We can argue over how easy it would be, but I would
               | presume its possible for a government to switch over to
               | taxing hard assets like land, machines, and shipments at
               | ports rather than income and investment products if we
               | decide those should be shielded by a right to privacy.
               | Most of human history existed without a tax on income or
               | loans (investments), an argument that a right cannot
               | exists because of the present tax structure is like the
               | ultimate status quo warrior-ing.
        
               | eropple wrote:
               | _> If a country decides collectively that this is the
               | case, then what ought to change is the tax policy,_
               | 
               | Your post is largely meaningless because, while this line
               | is inarguably true, _this also hasn 't happened_ and so
               | AML and KYC are still a thing--and there's precious
               | little to indicate that anyone really cares about it
               | aside from starve-the-beast conservatives and
               | cryptocurrency enthusiasts, and that's not a majority.
               | 
               | If a country does decide so collectively, great! We
               | haven't. So yeah, it's illegal, and the currently-fictive
               | right to financial privacy remains so.
        
               | landemva wrote:
               | USA had been like this: import duties, use taxes, no
               | income tax.
               | 
               | Now with USA fiat money there is no financial need to
               | have personal income tax.
        
               | jim_kreggis wrote:
               | Your employer has your salary on record, so having
               | financial privacy in no way prevents taxes being
               | collected. Likewise you trade stocks through a broker,
               | who knows how much you have in your brokerage account.
        
             | sofixa wrote:
             | Why don't you use the traditional banking system, which
             | doesn't result in publicly listed transactions?
             | 
             | I struggle to find a legitimate use case for hiding
             | transactions from your bank and thus tax authority
             | (assuming a developed country).
        
               | chrischattin wrote:
               | Have you ever tried to make a wire transfer on a weekend?
               | 
               | Having access to your money outside of banking hours is
               | just one of many use cases I can think of off the top of
               | my head.
        
               | sofixa wrote:
               | SEPA Instant works in seconds regardless of time of day.
               | Next question?
        
               | erispoe wrote:
               | I live in Europe and routinely do bank transfers in
               | seconds on weekends.
        
               | orangepurple wrote:
               | iDEAL? or something else?
        
               | colejohnson66 wrote:
               | The vast majority of the time, you don't need a wire
               | transfer. And if your debit/credit card doesn't work on
               | the weekend, you need a new bank; That's not the fault of
               | banking as a whole.
        
               | ls15 wrote:
               | > I struggle to find a legitimate use case for hiding
               | transactions from your bank and thus tax authority
               | (assuming a developed country).
               | 
               | Roe v. Wade
        
               | BobbyJo wrote:
               | Do abortion clinics accept crypto now?
        
               | wizofaus wrote:
               | I assume you mean the overturning of and the lengths to
               | which certain states appear to be going in order to
               | determine whether women have attempted to have now-
               | illegal abortions? I'd agree that's a pretty reasonable
               | example of why we still need the ability to pay for
               | things in an untraceable manner and why to object to any
               | attempt to phase out cash as a legitimate method of
               | payment. But I'd also much rather have constitutional
               | protections that don't allow governments to declare
               | consensual surgical procedures on your own body to be
               | illegal.
        
               | logicalmonster wrote:
               | > But I'd also much rather have constitutional
               | protections that don't allow governments to declare
               | consensual surgical procedures on your own body to be
               | illegal.
               | 
               | Interesting concept, but a few quick thoughts on this.
               | 
               | 1) I'd only point out that there exists a point of view
               | that that says that a baby's body is a separate life from
               | a woman's body.
               | 
               | 2) Such a constitutional protection would open up some
               | very complicated issues when it comes to children,
               | particularly with regards to sexuality.
               | 
               | 3) Many of the same people who very eloquently speak out
               | on personal choice in some medical matters "lost the
               | plot" during Covid. Who can credibly make this argument
               | and advocate for such a policy credibly?
        
               | wizofaus wrote:
               | Well I have no desire to turn this into an abortion
               | debate, but it certainly concerns me how easy it is in a
               | country like the US for governments to criminalise
               | women's personal health decisions. But mainly it is a
               | reminder that there likely will always be legitimate
               | reasons to hide your activities from authorities in
               | certain cases.
        
               | welshwelsh wrote:
               | >assuming a developed country
               | 
               | Bad assumption
               | 
               | Anonymous fundraising for political dissidents is the
               | biggest use case I can think of.
        
               | barnabee wrote:
               | And I struggle to find a legitimate use case for being
               | required to share anything whatsoever with any authority
               | without a court order.
               | 
               | There is a huge difference between sharing the details of
               | your finances with a tax or other authority _by default_
               | and them being able to compel you to provide such
               | information if they have good cause to believe (and
               | convince a court) that you are evading taxes.
               | 
               | The fact the government required six illegitimate things
               | of me before breakfast does not make them legitimate, it
               | just means the abuse has become normalised to the point
               | that people start believing this shit is reasonable.
        
               | logicalmonster wrote:
               | > Why don't you use the traditional banking system, which
               | doesn't result in publicly listed transactions?
               | 
               | You mean the banking system that freezes protesters'
               | accounts when they do something doubleplusungood?
               | 
               | Personal choices that don't violate the rights of others
               | shouldn't require any explanation to retain your rights.
               | But it's not hard to think of a lot of reasons for
               | somebody to use crypto over banks besides the state not
               | being able to trivially shut you out of your life.
               | There's other good reasons to choose crypto over banks,
               | but that's a good one in my book.
        
           | downandout wrote:
           | _" The chief selling point of Tornado Cash is money
           | laundering, which is in and of itself a crime in both the US
           | and Netherlands."_
           | 
           | You have a fundamental misunderstanding of US law with regard
           | to money laundering. Obfuscating the source of funds, by
           | itself, is _not_ money laundering. Money laundering requires
           | a  "predicate offense" - the money that is being laundered
           | must be _proven_ to have had an illicit source. Further, the
           | entity accused of doing the  "laundering" also must _know_
           | that the source of funds is illicit _before_ doing it.
           | _Intent_ to promote the carrying on of  "specified unlawful
           | activity" must also be proven in order for a money laundering
           | conviction to occur. You can read the entire statute here
           | [1].
           | 
           | Therefore, the "chief selling point" cannot be money
           | laundering, at least under US law, because the contracts were
           | deployed with no prior knowledge of how or by whom they would
           | be used. One cannot form intent without prior knowledge. The
           | chief selling point was anonymity, not money laundering,
           | which has a highly specific legal meaning.
           | 
           | [1] https://www.law.cornell.edu/uscode/text/18/1956
        
             | woodruffw wrote:
             | You're addressing 18 USC 1956 (a)(1)(A)(i) and
             | (a)(1)(B)(i).
             | 
             | I'm concerned with (a)(1)(B)(ii), which concerns reporting
             | requirements. The kind of financial transactions that
             | Tornado Cash enables are fundamentally incompatible with
             | the US's Federal reporting requirements.
             | 
             | My understanding of the Dutch criminal code (which is not
             | great!) is that their standard is even weaker: it is
             | sufficient to demonstrate mere concealment, not a failure
             | to meet particular reporting requirements.
        
               | downandout wrote:
               | At least under US law, intent is still required. Meaning
               | that while some _users_ of TC may have violated this law,
               | the devs did not, nor did they _knowingly_ aid in it or
               | have any provable _intent_ to do so.
               | 
               | I don't know what Dutch law says with regard to
               | intent/knowing participation, but I suspect that any
               | system of laws in a civilized country would generally
               | require it for criminal convictions.
        
               | woodruffw wrote:
               | (B)(ii) does not require specific intent. It requires
               | _knowledge_ that the transaction fails to meet reporting
               | requirements.
               | 
               | The intent in question is manifested in Tornado Cash's
               | design, which doesn't pass the malfeasance smell test:
               | you can't absolve yourself of illegality by automating
               | the illegality.
        
               | downandout wrote:
               | _The intent in question is manifested in Tornado Cash 's
               | design, which doesn't pass the malfeasance smell test:
               | you can't absolve yourself of illegality by automating
               | the illegality._
               | 
               | Given that it also has legitimate uses, I think that's a
               | very difficult case to make. Also, with very limited
               | exceptions, nearly _all_ crimes in the US require intent
               | and /or knowing participation. It's a fundamental tenet
               | of our system. There is a reason that they aren't being
               | prosecuted in the US, and those reasons are outlined
               | above. Perhaps Dutch law is different enough to allow a
               | conviction; time will tell.
               | 
               | I'd also point out that Apple's device encryption scheme
               | was specifically designed so that Apple itself cannot
               | unlock devices, which thwarts law enforcement subpoenas
               | for assistance. They can legitimately throw their hands
               | up in the air and say "we have no ability to help you" -
               | and that's by design. It is not illegal to design systems
               | in this way. It just shifts the legal liability for
               | misuse onto the users, where it should be.
        
               | ChrisLomont wrote:
               | >Given that it also has legitimate uses,
               | 
               | You're not addressing the point about "(a)(1)(B)(ii),
               | which concerns reporting requirements".
               | 
               | If they cannot meet US law for reporting requirements,
               | then they are breaking the law, right?
        
               | downandout wrote:
               | No, they are not. They aren't actively participating in
               | the transactions, and thus have no reporting requirement.
               | _Users_ are not allowed to structure transactions, as it
               | is illegal for them to do so.
        
               | xeromal wrote:
               | For someone who isn't in the know of this case, can you
               | share some legitimate uses for Tornado Cash?
        
               | jimcsharp wrote:
               | Privacy - just the general desire to participate in
               | crypto as if it were cash, like originally intended.
               | Right now if you aren't running a miner, you've lost that
               | ability without tumblers.
        
               | downandout wrote:
               | Sure, I used to use it. I won't explain the strategy, but
               | I have a crypto trading bot that sometimes profits at the
               | expense of other bots. The owners of these bots got so
               | annoyed at this that they would blacklist the address at
               | which my bot was, and would then track any addresses that
               | I sent funds to from there and blacklist those in
               | advance. TC broke this ownership chain, so they could no
               | longer preemptively blacklist the addresses my bot
               | operated from.
        
               | Pils wrote:
               | Couldn't you just deposit ETH in an exchange and then
               | send it to a fresh address? Seems like a hassle to use TC
               | for that specific use case.
        
               | downandout wrote:
               | Technically? Yes. But you run the risk of getting your
               | account closed for this kind of thing.
        
               | psychlops wrote:
               | You should read about high frequency trading sometime.
        
               | woodruffw wrote:
               | I know a little bit about HFT, and I don't have anything
               | particularly nice to say about it. But it's more or less
               | unrelated to the particular crime of money laundering.
        
             | 300bps wrote:
             | _Money laundering requires a "predicate offense"_
             | 
             | Structuring is one of the most common methods of
             | facilitating money laundering.
             | 
             | No predicate offense required. It's illegal all on its own.
             | 
             | https://bsaaml.ffiec.gov/manual/Appendices/08
        
               | TacticalCoder wrote:
               | Structuring though is one of the dumbest, laziest and
               | most arbitrary law ever. If you say that the limit is,
               | say, max 100 K USD for something but plan to attack for
               | structuring the person who did 5 times 100 K USD, then
               | simply make the law clearer: make the law say 100 K USD
               | max and, say, max 200 K USD over five years. But don't
               | come after people who did respect the numbers written in
               | the law for "structuring".
               | 
               | It's another crazy concept of overreaching states and
               | IRSes enjoying _way_ too much power. They can arbitrarily
               | decided what 's structuring and what is not. Arbitrary
               | decisions aren't how a democracy should work.
               | 
               | You want to prevent people doing these kind of transfers?
               | Make it clear what the limits are. Don't come after
               | people doing precisely what the limit allows several
               | times: precise it can only be done once or _x_ times over
               | a certain time period.
               | 
               | That's by the way, how some laws do work. For example in
               | France you're allowed to give your kids up to 150 K EUR
               | of real estate (or something), tax and inheritance tax
               | free, once every 15 years. After 15 years you're free to
               | do it once again.
               | 
               | But putting limits and then attacking people respecting
               | the limits? To me it's the sign of something deeply
               | rotten in the state and that such laws exists isn't
               | something that should be cheered.
        
               | jdmichal wrote:
               | Your real estate example is not a great fit, because real
               | estate transfers are not common. That particular tax-free
               | status on the transfers would probably be best
               | interpreted as a carve out or loophole, with the normal
               | status being that the transactions should be taxed.
               | 
               | On the other hand, depositing money is the normal status.
               | Depositing what amounts to large sums over arbitrary
               | periods of time is also normal. Directly to the point,
               | the limit in place is not a restriction, but merely one
               | that triggers mandatory reporting. The limit is very
               | clear and absolute -- though at their discretion banks
               | may report smaller transactions. Structuring is
               | specifically about avoiding that limit and the
               | accompanying questions and reporting.
               | 
               | So how would you rewrite this law to require mandatory
               | reporting, but also not allow structuring? Because it's
               | not apparently trivial how to achieve that goal any
               | better than they did.
        
               | downandout wrote:
               | Yes, but the same intent provisions still apply to the
               | entity that enabled the structuring. Tornado Cash has
               | legitimate use cases - I had one prior to the OFAC issue
               | (hiding the source of funds to an address in order to
               | prevent certain bots from reacting to it). So the devs
               | cannot have formed intent to aid in any of the crimes
               | that TC may have unwittingly enabled.
               | 
               | Casinos are used as vehicles for structuring and money
               | laundering every minute of every day - on a much larger
               | scale than anything Tornado Cash could ever have
               | achieved. They don't have the _intent_ to aid in these
               | activities though, which is why they are allowed to
               | operate.
        
               | 300bps wrote:
               | _[Casinos] don 't have the intent to aid in these
               | activities though, which is why they are allowed to
               | operate._
               | 
               | Casinos are allowed to operate because not only do they
               | not have the intent to aid these activities, they happily
               | track and report everything they're required which is
               | just as much as a bank is required. They aren't the
               | hotbed of money laundering you seem to think they are.
               | 
               | https://www.fincen.gov/resources/statutes-
               | regulations/guidan...
               | 
               | https://casinogrounds.com/blog/know-your-customer-
               | gambling/
        
               | downandout wrote:
               | _They aren 't the hotbed of money laundering you seem to
               | think they are._
               | 
               | I spent a fair amount of time in the gaming business, and
               | I can tell you that this statement is patently false.
               | Very little of it gets caught, because the people
               | involved in such schemes know what the rules are and
               | simply work around them. Casinos themselves also
               | sometimes turn a blind eye to such activity when it is
               | especially profitable for them. Example [1]. That
               | occurred even with the reporting requirements.
               | 
               | [1] https://www.justice.gov/usao-cdca/pr/operator-
               | venetian-resor...
        
               | 300bps wrote:
               | There really seems to be a lot of mental gymnastics going
               | on here.
               | 
               | Your original point was that casinos are allowed to
               | operate because of their "lack of intent". I respond that
               | it's actually because they're as heavily regulated as
               | banks are. Your response is, "But sometimes they break
               | the law!"
               | 
               | Who cares? Casinos are heavily regulated and most of the
               | time they follow their regulations. Or they would be shut
               | down.
               | 
               | And here we go back to the real original point... what
               | regulations were Tornado Cash following? Were they _ever_
               | following AML /BSA regulations? Did they do _anything
               | significant_ to attempt to comply with regulations that
               | all money exchange companies have to comply with?
               | 
               | Seriously, take 2 minutes and read this:
               | 
               | https://home.treasury.gov/news/press-releases/jy0916
               | 
               | Your little example of Casino money laundering was $47
               | million and was touted as "the largest all-cash, up-front
               | gambler the Venetian-Palazzo had ever had to that
               | point,".
               | 
               | Now read that link from treasury.gov:
               | 
               |  _Tornado Cash, which has been used to launder more than
               | $7 billion worth of virtual currency since its creation
               | in 2019. This includes over $455 million stolen by the
               | Lazarus Group, a Democratic People's Republic of Korea
               | (DPRK) state-sponsored hacking group_
               | 
               | It's not even comparable. $47 million is 0.6% of $7
               | billion. Tornado Cash's raison d'etre was money
               | laundering and it was right to shut them down.
        
           | zionic wrote:
           | >The chief selling point of Tornado Cash is money laundering
           | 
           | Privacy =/= laundering.
           | 
           | Tornado is/should be perfectly legal to use to pay IRL
           | vendors without revealing the entire contents of your
           | hot/cold wallets.
           | 
           | It's also useful to move money between hot/cold wallets
           | safely.
        
           | JumpCrisscross wrote:
           | > _chief selling point of Tornado Cash is money laundering,
           | which is in and of itself a crime in both the US and
           | Netherland_
           | 
           | Also, law enforcement publicly announced Tornado was used to
           | launder billions by North Korea [1]. Months ago [2]. Everyone
           | continued as if nothing happened. This wasn't based on
           | hypotheticals.
           | 
           | [1] https://hub.elliptic.co/analysis/the-100-million-horizon-
           | hac...
           | 
           | [2] https://www.cnbc.com/2022/06/30/north-korea-likely-
           | behind-10....
        
             | josh2600 wrote:
             | Just going to point out that Tornado cash did invoke
             | chainalysis oracles for all of their interface tools. The
             | problem is that on ethereum it's not possible to censor a
             | deployed contract.
             | 
             | There is a possibility that miners could collude not to
             | authenticate blocks with tornado cash transactions in them,
             | but that gets into some interesting game theory in a
             | globally distributed system. Not every miner is subject to
             | US law.
             | 
             | It's a very fascinating story.
             | 
             | https://www.coindesk.com/tech/2022/04/15/tornado-cash-
             | adds-c...
        
               | hef19898 wrote:
               | Sanctions against North Korea are not just US law, in
               | fact they apply in basically every jurisdiction that
               | actually worth operating in.
        
               | bornfreddy wrote:
               | Also, with PoS coming in a few days, the game changes.
               | IIUC, stakers will be obligated to validate all (valid)
               | transactions unless they are willing to forfeit their
               | staked ETH... No preferential treatment anymore.
               | 
               | (This is still new to me, please correct me if I'm wrong)
        
               | intrasight wrote:
               | If the vast majority of stakers agree to OFAC regulations
               | (which appears to be the case) then the end result is
               | censorship.
        
               | everfree wrote:
               | What gives the appearance that this is the case?
               | 
               | Even if the "vast majority" of stakers agree with the
               | regulation, the regulation is ambiguous as to whether
               | stakers are expected to refrain from including TC
               | transactions in their own blocks, or actively orphan all
               | blocks that include TC transactions. The latter hurts
               | their staking revenue and effectuates a soft fork.
               | (Staking revenue is hurt due to the inactivity
               | correlation factor that the network uses to calculate
               | rewards.)
               | 
               | If the regulation only demands the former, then the
               | network will continue status-quo, except that TC
               | transactions may take a couple minutes to be included
               | instead of 12 seconds.
        
               | intrasight wrote:
               | It'll all become clear soon enough.
        
               | joyfylbanana wrote:
               | > The problem is that on ethereum it's not possible to
               | censor a deployed contract.
               | 
               | It is possible, via a hard work. Similarly as it was
               | possible to transition from PoW to PoS. The question is,
               | if there is political will for that. Clearly changing the
               | protocol rules is possible has it has been done with
               | ethereum in the past, including for censorship reasons
               | (in the earlier hard fork the reason was to cancel a
               | hack).
        
               | bombcar wrote:
               | At some point the law can say "you must do this" and
               | ethereum can either go underground or comply. The
               | countries can higher blockchain experts as well as anyone
               | else can, and word the laws as needed.
        
               | Daishiman wrote:
               | It is ridiculous how most crypto people fail to
               | understand that the government can compel you to do a
               | bunch of things and if the blockchain doesn't allow they
               | don't just shrug their shoulders and move on with their
               | lives.
        
               | toomuchtodo wrote:
               | It is delightfully ironic to see code as law slowly
               | chipped away by Law until law is code and you're back to
               | finance business logic on a slow distributed computer
               | fabric.
        
               | everfree wrote:
               | It's too early to say that definitively, imo.
               | 
               | As a counterexample to the DAO hack, the parity multi-sig
               | hack of 2017 resulted in over $160M worth of ether being
               | frozen on-chain. There were calls to hard fork Ethereum
               | to return it, but the hard fork was never tenable. That
               | was barely a year after the DAO hack and fork.
               | 
               | Personally, I believe there is a zero chance that a hard
               | fork based on Tornado Cash becomes viable. It's not
               | nearly a big enough issue for enough users to care (and
               | exchanges, and wallet software companies, and stakers).
               | Why would the 90% of users who don't use Tornado Cash
               | risk helping the other 10% perform some fork, knowing
               | that the fork would add fuel to the mutability argument
               | and set more precedent for mutability?
        
               | josh2600 wrote:
               | A hard fork based on tornado cash isn't likely, but what
               | if miners refuse to process blocks that have tornado
               | transactions in them? What happens then?
        
               | everfree wrote:
               | Not much.
               | 
               | https://news.ycombinator.com/item?id=32814082
        
               | qeternity wrote:
               | The onus is for technology to comply with laws, not the
               | other way around.
        
               | dontknowwhyihn wrote:
               | Tell that to Uber.
        
               | everfree wrote:
               | Laws bind people, and people should comply with laws.
               | Technology is not a person.
               | 
               | People who make technology should not be expected to add
               | measures to it to make sure that nobody is ever able to
               | use it to commit a crime. This kind of thinking would
               | have resulted in guns being banned until technology
               | exists for the gun itself to detect who was firing it and
               | what it was being fired at, to prevent any crimes from
               | occurring.
        
             | aaaaaaaaata wrote:
        
           | Karunamon wrote:
           | Note that "money-laundering" is only a thing you have
           | committed if you are dealing in funds that are the proceeds
           | of another crime. If you are not committing another crime,
           | you are more than welcome to conceal the source and
           | destination of your financial transactions.
           | 
           | The chief selling point of Tornado Cash was addressing the
           | significant privacy problems inherent in a currency based on
           | a public ledger. The idea that we should destroy privacy
           | tools because criminals use them is ridiculous.
        
             | intrasight wrote:
             | Such tools are fine as long as they adhere to KYC
             | regulations.
        
               | Karunamon wrote:
               | KYC regulations apply to corporations and businesses, not
               | code.
        
               | intrasight wrote:
               | They apply to what the president can apply them to. So if
               | he's able to apply them to code, then they do apply.
        
           | jnovek wrote:
           | GP isn't wrong, though. Even if the primary value of Tornado
           | Cash is dubious, I'm still uncomfortable with the
           | contemporary attitude of "block first, ask questions later
           | (maybe)".
        
             | JumpCrisscross wrote:
             | > _the contemporary attitude of "block first, ask questions
             | later (maybe)"_
             | 
             | The sanctions followed Tornado being fingered as the
             | laundering service used by Norrh Korea [1][2].
             | 
             | [1] https://hub.elliptic.co/analysis/the-100-million-
             | horizon-hac...
             | 
             | [2] https://www.cnbc.com/2022/06/30/north-korea-likely-
             | behind-10....
        
               | chrischattin wrote:
               | DPRK uses SSL and PGP. Should we sanction those code
               | bases as well?
        
               | ok123456 wrote:
               | They tried that in the past with export restrictions.
        
           | Fnoord wrote:
           | It can be proven they're not agnostic by doing the bad data
           | test (malware, supposed (not real) child porn). If it gets
           | removed, that's a sign of moderation. And all big, previously
           | known torrent or DHT hosters remove such. Combine it with the
           | fact an %x is illegal content (e.g. copyright infringement)
           | which does not get removed and you have a case.
        
         | davidguetta wrote:
         | wait what ? literally the entire point of financial regulations
         | is to avoid it to "possibly be used for illegal purposes".
         | Starting with the very basic KYC regulation, or the fact that
         | in many countries cash transaction above a limit are forbidden.
         | 
         | I'm all about privacy and anonymity of transactions personally,
         | but tornado investors going all "surprised pikachu" right now
         | after a more-than-previsible ban is a bit laughable...
        
         | marginalia_nu wrote:
         | > This is a problem with law enforcement in general: they are
         | lazy and seek to have automated solutions to so much of what
         | used to be called police work. This applies to warrant-less
         | wiretaps, pulling information on people from 3rd party data
         | brokers to side-step warrant and FOIA requirements, and more.
         | 
         | The flaw with this line of reasoning is that behaviors have
         | changed. In the past, when the police did "police work", people
         | had no choice but to meet in person to discuss their criminal
         | enterprises. You could follow them, and listen in. Many illicit
         | schemes also left a trail of paper that needed to be stored in
         | physical space.
         | 
         | It's not that the police have gotten lazy, it's that if you
         | expect criminals to hang out in a shady dockside speakeasy like
         | they did when Al Capone ran the town, you're simply not going
         | to find anything.
         | 
         | This is a real tricky problem to which I'm not sure there are
         | good solutions. There's a mounting conflict of interest
         | upholding the law on the one hand, and the interests of law-
         | abiding citizens on the other.
        
         | jjtheblunt wrote:
         | > they are lazy
         | 
         | ?
        
         | barelysapient wrote:
         | At this point, failure to comply with the statute means a
         | violation of law; regardless if any criminal laws were
         | observably broken or not.
        
       | ESTheComposer wrote:
       | Love that a large chunk of negative sentiment comments here are
       | from one private equities trader. Pretty telling imo.
       | 
       | Anonymity is not a crime
        
       | secondcoming wrote:
       | Why can the NYT still use the term 'blacklist', when it has been
       | purged from Software?
        
         | anotherrandom wrote:
         | It hasn't been, it is still widely used. The fact that people
         | outside of the software world are unaware of that even
         | happening shows how few people actually hopped on board that
         | train
        
       | intrasight wrote:
       | The "we are not a person or organization" argument sort of breaks
       | down once you file a lawsuit.
        
         | chizhik-pyzhik wrote:
         | The argument made by the plantiffs is that they were harmed by
         | the Treasury Dept's action. One of the plantiffs deposited
         | funds into Tornado for personal privacy, and now cannot legally
         | access these funds.
         | 
         | https://storage.courtlistener.com/recap/gov.uscourts.txwd.11...
        
           | null0pointer wrote:
           | Is it possible the court will just say "Plaintiffs get a one-
           | time opportunity to declare the source of and withdraw their
           | funds from the contract"?
           | 
           | I don't know if this is the sort of thing a court can do but
           | it seems like the obvious solution to eliminate the damages
           | to the plaintiffs while keeping the sanction in place.
        
             | intrasight wrote:
             | That would be a good outcome
        
       | programmarchy wrote:
       | If Tornado Cash could be banned, couldn't the same logic be used
       | to ban Tor?
       | 
       | The former obscures financial transactions, and the latter
       | obscures communications, but there's a similar principle in play.
        
         | kibwen wrote:
         | The US military itself uses Tor. They don't want to ban it,
         | because even if the traffic on Tor is illicit, it still serves
         | to mask the military's own traffic. Don't forget that Tor was
         | originally developed by the US Navy.
        
           | realce wrote:
           | I hear NK uses it too, it should probably be made
           | devastatingly illegal therefore.
        
             | staringback wrote:
             | Most of HN actually thinks like this unfortunately
        
           | bitxbitxbitcoin wrote:
           | I'd be willing to bet there is US government black budget
           | money that moved over Tornado Cash, too. The issue then
           | becomes that Tornado Cash wasn't originally developed by the
           | govt and whatever further implications that has.
        
           | iotku wrote:
           | >The US military itself uses Tor. They don't want to ban it
           | 
           | That's not really any reassurance in the long term, if they
           | find a better/different solution that goes out the window.
        
           | netheril96 wrote:
           | That is the point of your parent comment: defeating their
           | argument by their logic. To be logically consistent, the US
           | should either ban both Tornado Cash and Tor or allow both.
        
         | JumpCrisscross wrote:
         | > _couldn 't the same logic be used to ban Tor?_
         | 
         | No. Despite attempts to conflate code on a blockchain with code
         | as a concept, the code comprising Tornado Cash hasn't been
         | banned. You can publish it. Hell, you can re-deploy it, though
         | that would be stupid.
        
       | cdiddy2 wrote:
       | Tornado Cash has a great feature that you can use to prove the
       | source of funds that were withdrawn from it as needed. This would
       | allow exchanges to implement something where funds from Tornado
       | could have to provide this proof before depositing. It could be
       | fully compliant with both privacy and what exchanges/governments
       | want. Coin Center does a great write up of it here, under
       | "Compliance Tool"
       | 
       | https://www.coincenter.org/education/advanced-topics/how-doe...
        
       | [deleted]
        
       | intrasight wrote:
       | > "Tornado Cash is not "property," a "foreign country or a
       | national thereof," or a "person" of any kind under IEEPA."
       | 
       | The president has much discretion here. That was the whole idea
       | of IEEPA. I think the best case outcome of this lawsuit to crypto
       | is that courts just toss it. Worse case is that IEEPA is
       | effectively amended to say that a DAO is a person.
        
       | SpicyLemonZest wrote:
       | I think the crypto framing obscures the story here. If the
       | government issued sanctions against a traditional financial
       | organization engaged in money laundering, and then Goldman Sachs
       | bankrolled a lawsuit arguing that the organization is allowed to
       | engage in money laundering due to some quirk of the
       | organizational structure, everyone would understand what's going
       | on and nobody outside of the finance industry would be on the
       | pro-lawsuit side.
        
         | dannyw wrote:
         | The sanctioned entity here is a piece of code that uses zk-
         | SNARK cryptography, in a permissionless and immutable way.
         | There are no admin keys, there is no ownership, it is code.
         | 
         | It's not an organization. This is more like the FBI banning GPG
         | because terrorists use it.
         | 
         | FTA:
         | 
         | > They contend that the Treasury Department lacks the authority
         | to restrict access to a software program.
         | 
         | This is the point. No one would have batted an eye if OFAC
         | sanctioned addresses that used TC to launder money. Nobody
         | would have batted an eye if the FBI prosecuted criminals for
         | using GPG to plot a crime.
         | 
         | But what happened here is akin to the FBI, using powers that it
         | hasn't been granted in law, to ban GPG.
        
           | verdverm wrote:
           | They sanctioned wallet addresses which are not the same as
           | the code
        
           | intrasight wrote:
           | Code has been, can be, and will be sanctioned. Will they be
           | successful is a different question.
           | 
           | The SEC is well-funded, has a strongly supported mandate, and
           | has a long arm. They are playing a long war of attrition.
        
             | dannyw wrote:
             | the SEC isnt involved here .
        
               | intrasight wrote:
               | Of course they are ;)
        
           | x86x87 wrote:
           | Hahaha... you cannot make this thing up:
           | 
           | https://en.wikipedia.org/wiki/Pretty_Good_Privacy#Criminal_i.
           | ..
        
           | SpicyLemonZest wrote:
           | Tornado Cash is obviously an organization. This was clear
           | from their website before it was taken down, and you can
           | still see from their Medium blog history (https://tornado-
           | cash.medium.com/) that they consider themselves to be a "we"
           | who can take reports, make governance proposals, etc. The
           | people who've told you otherwise are playing shell games (and
           | sometimes outright lying) to advance their financial
           | interests.
        
       | colinsane wrote:
       | cryptocurrency is a challenge to the state. Bitcoin's first block
       | quotes a news headline "Chancellor on brink of second bailout for
       | banks" in order to establish the chain's age. that message isn't
       | a mistake: Bitcoin emerged to challenge the state's control over
       | the monetary system.
       | 
       | 13 years later we're all caught up in surface-level details like
       | "is this cryptocurrency thing a security" and "is this
       | cryptocurrency mixer money laundering" meanwhile the basic
       | premise/existence of cryptocurrency has been accepted de-facto.
       | 
       | surface-level regulations just kick the can down the road.
       | beneath that surface is still a massive challenge to the state,
       | only more diffuse, and that interior shapes the surface much more
       | than the other way around. governments need to make up their
       | mind: are they OK with yielding control over the money system, or
       | not?
       | 
       | right now the answer looks like "yes, but we're going to drag the
       | process out", which is sort of the worst thing for everyone.
       | drawn-out wars hurt everyone. US ought to either ban
       | cryptocurrency (private currencies) altogether, or step aside and
       | let it happen.
        
       | NelsonMinar wrote:
       | Mixers never fail to astonish me. They are explicitly a product
       | to facilitate money laundering. They are marketed as a way to
       | wash illicit funds. And then the folks who run them get mad when
       | law enforcement tries to shut them down?
        
         | georgyo wrote:
         | I think it is more crazy that that are so openly breaking the
         | law.
         | 
         | The same is true with all the loto and gambling crypto sites.
         | They run without any oversight and are blatantly breaking the
         | law.
        
           | x86x87 wrote:
           | which law are they breaking? in which jurisdiction?
        
             | JumpCrisscross wrote:
             | > _which law are they breaking? in which jurisdiction?_
             | 
             | North Korean sanctions [1]. As well as virtually every
             | jurisdiction's AML laws. (Specifically, American and
             | Dutch.)
             | 
             | [1] https://en.m.wikipedia.org/wiki/Sanctions_against_North
             | _Kore...
        
         | zionic wrote:
         | >They are explicitly a product to facilitate money laundering
         | 
         | How is HN so _consistently_ cryptophobic?
         | 
         | Imagine the reaction you'd get here suggesting say, E2EE is
         | "explicitly a product for {crime}". You'd be rightly mocked,
         | but throw in crypto and it's like 75% of the people here lose
         | basic reasoning skills. I'd be less frustrated if it wasn't so
         | common.
        
           | qeternity wrote:
           | No, it's like saying E2EE encryption is designed to secure
           | private communications between two parties, which is what
           | it's designed to do.
           | 
           | Mixers are designed to facilitate money laundering. You can
           | claim it's for legitimate privacy, etc but it doesn't change
           | the fact that it's money laundering.
        
             | zionic wrote:
             | Money laundering means concealing dirty cash, clean money
             | doesn't need to be laundered by definition.
             | 
             | A mixer concealing the public address of clean money is not
             | nefarious in any way and should be perfectly legal.
        
             | Infinitesimus wrote:
             | I have no horse in this race and pardon my nitpicking but
             | those two phrases are not equivalent.
             | 
             | For E2EE,you describe the base level capability: Secure
             | message between two parties.
             | 
             | For Mixers, you describe an act that the capability of
             | making money hard to trace enables: Money laundering. If
             | you applied a similar argument to E2EE (as many have and
             | will keep doing), encrypted communications are a way for
             | people to do illegal things away from the eyes of the law.
             | Trade illegal items, send banned/illegal/questionable
             | content, etc.
             | 
             | From a pure capability standpoint, mixers, like E2EE, are a
             | way to secure XYZ activity (Which happens to be money
             | transfer) from prying eyes.
        
             | chrischattin wrote:
             | Cash is a private form of transaction. You aren't
             | inherently money laundering when you use cash.
        
         | Consultant32452 wrote:
         | Who do you believe launders more money: all crypto mixers
         | combined or the US intelligence community?
        
           | null0pointer wrote:
           | Has anyone done research on whether more financial crime
           | happens in crypto or traditional finance? I'd be interested
           | to see the result, adjusted for market cap or daily
           | transaction volume or whatever makes the most sense.
        
         | cdiddy2 wrote:
         | They are explicitly a product for user privacy. Given that the
         | depositor can prove the source of funds put into tornado cash
         | via a zk-proof there is no reason that this should be shut
         | down.
        
           | ASalazarMX wrote:
           | > They are explicitly a product for user privacy
           | 
           | That's the facade. In my experience, Bitcoin is still the
           | main ecoin demanded in phishing/ransomware incidents, even
           | when more privacy-friendly ecoins exist. A tumbler's purpose
           | is distorting Bitcoin's public blockchain (one of its core
           | tenets), and that's very attractive to criminals.
        
             | cdiddy2 wrote:
             | Of course its attractive to criminals. Same reason they
             | love cash. Doesn't mean that we should ban cash
        
               | JumpCrisscross wrote:
               | > _Doesn 't mean that we should ban cash_
               | 
               | Mixers aren't banned. A mixer that was used to launder
               | money by North Korea was.
        
               | Laaas wrote:
               | All decentralised (non-custodial) mixers could be used by
               | North Korea. Should they all be banned?
        
               | cdiddy2 wrote:
               | And yet US banks aren't banned
               | https://www.nbcnews.com/news/world/secret-documents-show-
               | how...
        
               | JumpCrisscross wrote:
               | > _yet US banks aren 't banned_
               | 
               | Banks which collect KYC and respond to criminal probes.
               | Those that don't absolutely get sanctioned.
        
               | wcfields wrote:
               | > ban cash
               | 
               | Well, it's not banned, but over $10k USD in cash you need
               | to fill out an IRS form 8300 [1] precisely to curb
               | criminal use of cash. (Although I'd argue it should be
               | upped and pegged to inflation as 10k isn't what 10k used
               | to be.)
               | 
               | [1] https://www.irs.gov/businesses/small-businesses-self-
               | employe...
        
               | notch656a wrote:
               | Wouldn't filing a form 8300 be unconstitutional violation
               | of the 5th amendment if the cash is an element of the
               | crime of both parties? As an example, felons can't be
               | charged with NFA violations for owning a short barrel
               | rifle for example because registering their firearm would
               | be self-incrimination. I believe Timothy Leary also got
               | out of being charged with Marijuana reporting [tax]
               | requirement because filing for the tax would self-
               | incriminate his possession.
               | 
               | Edit: See
               | https://en.wikipedia.org/wiki/Haynes_v._United_States for
               | NFA. Thanks below for Leary.
        
               | ccooffee wrote:
               | I have NEVER heard of any of this. Can you provide any
               | sources?
               | 
               | I think the 5th has been restricted enough by the courts
               | that it literally only matters if you EXPLICITLY invoke
               | it. (At least this is my understanding of Berghuis v.
               | Thompkins.)
        
               | vageli wrote:
               | Leary v United States
               | https://supreme.justia.com/cases/federal/us/395/6/
        
               | giantg2 wrote:
               | Criminals are still required to pay taxes, they just
               | aren't required to list its source (misc entry on income
               | form). Leary's case was won on the basis that the
               | registering provision violated the right to not self-
               | incriminate (and that you couldn't pay _that_ tax without
               | registering).
               | 
               | Similar for the NFA case - they can't get then for the
               | failure to register, but they can still get them for
               | manufacturing/possessing it (especially since it was
               | amended after the ruling).
        
               | notch656a wrote:
               | >they can't get then for the failure to register
               | 
               | A criminal filing an 8300 would be effectively
               | "registering" their illegally owned money, including the
               | source from who the money is received.
        
               | giantg2 wrote:
               | Please read prior comment
               | 
               | "and that you couldn't pay _that_ tax without registering
               | "
        
         | seibelj wrote:
         | VPNs are "data mixers" - by combining all your traffic with
         | others, it becomes harder to determine who sent which packets.
         | 
         | Honestly, why can't we just have the government know every
         | single website we visit immediately? We all have nothing to
         | hide
        
           | saghm wrote:
           | "Data laundering" is not against the law though; money
           | laundering is
        
             | abigail95 wrote:
             | Yes, _money laundering_ is illegal because money laundering
             | is defined by the criminal code.
             | 
             | Obscuring the source of a transaction is not always money
             | laundering.
             | 
             | My credit card would suck if everyone I did business with
             | knew about all my present and future transactions too.
        
           | JumpCrisscross wrote:
           | > _VPNs are "data mixers" - by combining all your traffic
           | with others_
           | 
           | If a VPN is used to help North Korea, and the developers
           | won't or can't shut it down, yes, it will be sanctioned. More
           | broadly, speech is generally protected under U.S. law in a
           | way financial transactions are not.
        
         | yieldcrv wrote:
         | People aren't surprised that they're trying to shut them down,
         | the concept gets more and more resilient with
         | every.single.enforcement.action and so the enforcement actions
         | have to follow the law, that's what we're talking about here,
         | in court.
        
         | max_ wrote:
         | The internet never fails to astonish me. Its explicitly a
         | product to facilitate child porn.
         | 
         | It should be shut down.
        
         | jbverschoor wrote:
         | Would you like it if you pay for a burger somewhere and this
         | person can see EVERYTHING you've ever did financially?
         | 
         | Or if your employer pays you, and decides to kick you out
         | because he doesn't agree with some transactions you made?
        
           | efdee wrote:
           | Then maybe don't pay using a payment system that was designed
           | in a way that makes this one of its most prominent features?
        
             | throw101010 wrote:
             | The system they are trying to ban solves this.
             | 
             | It is always the same charade in which a government tells
             | you that by banning x they will solve y. Or that by
             | removing any form of privacy to everyone (but themselves)
             | they will solve y.
             | 
             | In the end they never solve it, even worse the people in
             | charge of the surveillance (banks in this instance for
             | money laundering) are repeatedly caught actively taking
             | part in the laundering and they occasionally get punished
             | by "fines" that are rarely enough to discourage them from
             | continuing.
             | 
             | So people want to take their privacy back now and tear down
             | means ridiculous theatricals we call AML/KYC/KYB
             | procedures. Obviously governments aren't happy, they are
             | welcome to try to stop us.
        
       | helen___keller wrote:
       | I kind of agree that Treasury should not have exactly this power
       | to ban Tornado protocol. However, I believe Treasury certainly
       | has the power to ban all transactions with networks hosting money
       | laundering protocols.
       | 
       | It would certainly be worse for crypto if it were illegal to buy
       | sell ETH and friends because their networks host Tornado
       | protocol. I see this attempt to moderate the network itself as
       | "going easy" on crypto investors.
       | 
       | The crux of the issue comes down to moderation. In a sufficiently
       | large and complex network, moderation becomes a necessity not an
       | option. This won't be the last case.
       | 
       | Regulators generally strike when sufficiently popular technology
       | makes it sufficiently easy to perform sufficiently damaging
       | illegal activity.
        
         | dcolkitt wrote:
         | The reality is Treasury does not have the political capital to
         | outlaw Ethereum. It's a $200 billion asset that one in ten
         | Americans and many of the largest pensions, hedge funds, and
         | Biden's largest donors are invested in.
        
           | helen___keller wrote:
           | Yes. That's why they would rather try and moderate crypto
           | networks rather than ban.
           | 
           | If they don't succeed, I'd expect more heavy handed attempts
           | by other branches of government.
           | 
           | I don't think the government will ever give up, in large part
           | because I think there is political capital and mandate to
           | regulate crypto (just not ban it). If crypto crashes even
           | further, a full ban might be possible some day.
        
         | dannyw wrote:
         | Moderation is generally not required under US law.
         | 
         | For example, Section 230 of the Communications Decency Act
         | provide safe harbor provisions: 'No provider or user of an
         | interactive computer service shall be treated as the publisher
         | or speaker of any information provided by another information
         | content provider'.
         | 
         | It doesn't matter if I run a site with 10 users or 100 million
         | users: the law's provisions and protections are the same.
         | 
         | You are right that regulators generally strike when there is a
         | critical mass. However, my 2c is that this is not backed by
         | statue, and US Treasury does not have the right to sanction
         | software code. They can certainly sanction users who use TC for
         | money laundering, but code itself?
         | 
         | That's like sanctioning PGP or end-to-end encryption...
        
           | helen___keller wrote:
           | Sorry to be clear, I'm not claiming moderation is legally
           | required, I'm claiming it effectively becomes necessary for a
           | network to avoid stepping on landmines.
           | 
           | For example, it's impossible to run a social network website
           | of 100 million users without users uploading illegal content.
           | Moderation is a necessity to avoid being taken down by the
           | feds for hosting illegal content.
           | 
           | I agree that treasury doesn't have the right to sanction
           | code. They do have the right to ban exchanges from exchanging
           | ETH. However, nobody wants that, so they'd rather try and
           | extend their powers to effectively become ETH moderators.
        
       | Animats wrote:
       | Does TornadoCash still need people to run it? Or is it just
       | contracts in the Etherium blockchain?
        
         | verdverm wrote:
         | It is autonomous but relies on people to create liquidity
        
       | HereIGoAgain wrote:
       | More power to them. The idea that you shouldn't be able to use
       | something because it CAN be used for crimes is repugnant and
       | dangerous to a free and open democratic society. Plus this is all
       | pretty much settled law is it not?
        
       | bruiseralmighty wrote:
       | Hasn't precedent already been set for privacy protocols? I know
       | the government tried to stop encryption by listing it as a
       | munition, but they eventually lost that fight on first amendment
       | grounds. It is hard to argue that code is not a kind of speech or
       | expression and thus it gets some of the highest legal protection
       | possible under U.S. law.
       | 
       | Tornado Cash is just a coin mixer implemented through smart
       | contracts yes? The 'coins' themselves already enjoy some first
       | amendment protection by being built on top of the protected
       | encryption protocols. The smart contract itself is just another
       | communication protocol defined in code. So it seems patently
       | obvious that TC is allowed to exist under U.S. law.
       | 
       | The only remaining question is whether anyone can be allowed to
       | use it. We actually have to get deep into first amendment
       | jurisprudence to answer that question. Generally speaking all
       | speech is permitted but, when it is paired with conduct, the
       | conduct can be regulated by time, place, and manner. This at
       | first appears a simple distinction for us. Users of TC or any
       | e-coin standard are _conducting_ transactions. But this is
       | thorny.
       | 
       | Commerce used to be conducted entirely physically with an
       | exchange of cash. Then it was done with an exchange of electronic
       | funds on a banks balance sheet; essentially a change on two
       | different excel spreadsheets. But the btc-protocol and its
       | derivatives don't function like this. They use a ledger. When we
       | transact in e-coins we don't exchange anything. No digital coins
       | fly from my computer to yours or vice versa. Rather all that
       | happens is a message is sent to a public server which contains
       | enough information to allow that server to determine that we both
       | agreed to send that specific message. The server then updates the
       | ledger and publishes this change to other servers hosting the
       | ledger so there is agreement that we exchanged value.
       | 
       | It's not actually 100% clear that when communicating this way we
       | have conducted anything. Sending encrypted messages like this has
       | been determined to be first amendment protected activity as pure
       | speech. Indeed we wouldn't have an internet today if it weren't.
       | Having a message be encrypted inherently provides privacy and
       | precludes restrictions on a message's content. Even when that
       | message's content includes information to exchange value.
       | Citizen's United also has some precedent over whether speech +
       | conduct regarding money transactions are permitted speech when
       | that speech is political in nature.
       | 
       | This leaves us only with the few recognized non-speech categories
       | with which to regulate pure speech:
       | 
       | > lewd, obscene, or pornographic content; defamatory content;
       | insulting or "fighting words"; expressive content that tends to
       | inflict injury; speech that incites an immediate illegal conduct
       | such as riot or violence; speech that poses an imminent threat to
       | public safety or national security; false or misleading
       | commercial advertising; and perjury.
       | 
       | There are a few categories here that may help us. Inciting
       | immediate illegal conduct and imminent threat to public or
       | national security. To qualify as incitement to illegal or a
       | threat to public safety the speech has to pass the 'clear and
       | present danger' test. This test has two parts:
       | 
       | * first, the speech must impose a threat that a substantive evil
       | might follow
       | 
       | * second, the threat is a real, imminent threat.
       | 
       | This test is extremely hard to meet and just because the TC
       | protocol is may be or even if it is likely to be used for money
       | laundering it will likely never rise to the threshold of this
       | test in a U.S. court. Cases where speech does meet this threat
       | are specific threats or instructions. If TC included specific
       | instructions on how to evade law enforcement then that may
       | qualify.
       | 
       | This leaves only threats to national security as a legal basis.
       | We have to begin by saying that many of the use of national
       | security as a means to restrict the rights of Americans has an
       | extremely checkered past. These were the arguments that bullied
       | journalists under the red scare, interned the Japanese in WWII,
       | attempted to stifle the pentagon papers after the Vietnam War,
       | maintained the patriot act of 2001, lead to secret courts with
       | secret evidence, torture, suspension of habeas corpus, etc.
       | However, the standards for what constitutes a threat to national
       | security have been much degraded in the past two decades. You
       | could probably convince a judge or even SCOTUS that the use of TC
       | by foreign hostile powers like North Korea and its potential to
       | be used as a tool of terrorism from the likes of Iran and ISIS
       | constitute a threat to national security. But arguing this not
       | only degrades your moral character, it is also unlikely to be
       | effective in the long term. We did reinstate habeas corpus, we
       | un-interned the Japanese, and we did publish the Pentagon papers.
       | Hopefully we will also get rid of the Patriot Act in the coming
       | decades. And even if TC was determined to be a threat to national
       | security, that determination would likely one day be reversed as
       | an understanding of the technology and its necessity aged into
       | the judicial system.
        
       | gerikson wrote:
       | Does anyone have a link to the suit itself ?
        
         | haasted wrote:
         | I believe it's this :
         | https://storage.courtlistener.com/recap/gov.uscourts.txwd.11...
         | 
         | Courtesy of https://web3isgoinggreat.com/?id=coinbase-funds-
         | lawsuit-agai...
        
           | gerikson wrote:
           | Thank you!
        
         | mzs wrote:
         | The complaint is linked here _, you can make a free trial
         | account:https://www.law360.com/articles/1528566/attachments/0
         | 
         | _ https://www.law360.com/articles/1528566/coinbase-backs-
         | suit-...
        
       | tmpz22 wrote:
       | Can anyone defending Tornado Cash provide a concrete example of
       | mixing crypto revenues in a way that is not clearly illegal? I've
       | scrolled this whole thread, and there are a lot of people
       | defending it, but none of them provided a full e2e example of
       | 
       | "I sell x to y, y can only use crypto, y will be persecuted if I
       | don't obscure my transactions from z, so therefore this is a good
       | thing"
       | 
       | Yes we can all do the hypothetical "dissident in
       | AUTHORITARIAN_COUNTRY needs to buy x and will totally be
       | persecuted otherwise" but I want an actual production example not
       | a moral whataboutism.
        
         | yieldcrv wrote:
         | Oh this NYTimes article doesn't go into detail but Coinbase's
         | blog entry about them spearheading the lawsuit does have
         | specific use cases, and the associated court filing has even
         | more use cases, that are not theoretical at all.
         | 
         | They all do it for privacy. Someone with a publicly labelled
         | address doesn't want people watching them to know they're
         | making a large purchase, so funds go in through tornado cash,
         | and out to a new address nobody is looking at.
         | 
         | If you are not aware, Tornado Cash already comes with tools to
         | solve investigative zeal, anyone audited can prove the prior
         | source of funds with Tornado Cash, at which point the
         | investigator can tell if they were clean or not, as opposed to
         | just assuming because they aren't familiar with "a concrete
         | example of mixing crypto revenues in a way that is not clearly
         | illegal"
         | 
         | https://storage.courtlistener.com/recap/gov.uscourts.txwd.11...
        
         | nevi-me wrote:
         | I get paid in crypto. My colleagues don't know how much I earn.
         | If any of them discovered the address I'm paid into, they'd
         | know my salary by looking up my address.
         | 
         | I see the need for privacy in this instance.
        
         | [deleted]
        
         | lawn wrote:
         | Do you know that crypto is normally completely traceable?
         | 
         | So if I for instance withdraw 100 million from an exchange, in
         | a completely legal manner, and then visit a store or webshop to
         | buy something with the same funds, then the store now knows
         | that I have 100 million dollars?
         | 
         | Mixing can be used for self protection.
        
           | mrsteveman1 wrote:
           | > So if I for instance withdraw 100 million from an exchange,
           | in a completely legal manner, and then visit a store or
           | webshop to buy something with the same funds, then the store
           | now knows that I have 100 million dollars?
           | 
           | The more common this example of legitimate use becomes, the
           | less useful it is, defeating the purpose.
           | 
           | If it becomes common for crypto known to have come from
           | Tornado to be there because the person is concealing
           | ownership of a large amount of crypto, the store can infer
           | the same thing the previously could see on-chain: this person
           | probably has a large amount of crypto. And then all the same
           | risks apply, albeit with a minor unknown as to the amount.
           | 
           | But since we're basically talking about a "rubber hose"
           | attack here it doesn't really matter if they can directly see
           | it on-chain, they're still going to assume it and likely do
           | the same thing.
        
         | bornfreddy wrote:
         | From the article:
         | 
         | > One plaintiff in the lawsuit is a crypto investor who used
         | Tornado Cash to send funds to support the Ukrainian war effort,
         | hoping to preserve his anonymity and avoid retaliation from the
         | Russian government.
        
           | aeturnum wrote:
           | Though I personally support breaking Russian law in this case
           | - I also think this is almost certainly in the "clearly
           | illegal" category for Russian law.
        
           | null0pointer wrote:
           | Although I agree that this is a morally good usage of TC, I
           | think that given the intent of using TC is to avoid
           | retaliation from the Russian government it would probably be
           | considered illegal in the users jurisdiction.
           | 
           | A better example might be to pay for a legal service without
           | revealing your entire wallet balance to that service.
        
             | bpodgursky wrote:
             | The Russian government sent FSB agents to kill dissidents
             | in the UK.
             | 
             | They kill people wherever they want to kill people, and
             | it's entirely reasonable to be afraid even if you don't
             | live in Russia.
        
           | tmpz22 wrote:
           | Ok so a user who already has crypto and doesn't want to
           | convert it first (fees) may be encouraged to mix it (privacy)
           | and that is a legitimate usecase. That makes sense to me,
           | though it seems like a very rare event that should not be the
           | sole basis for the underlying platform.
           | 
           | Also I should've read the full article first.
        
             | yieldcrv wrote:
             | > though it seems like a very rare event that should not be
             | the sole basis for the underlying platform.
             | 
             | not rare, 12,000+ unique users on just the ethereum network
             | alone
             | 
             | only a handful would be from large scale hacks, a bigger
             | handful from phishing
             | 
             | even the treasury's estimates were that less than 20% of
             | use was illicit, it is a totally new standard to vilify it
             | based on whatever it is vilified for
             | 
             | https://dune.com/poma/tornado-cash_1
        
             | bornfreddy wrote:
             | Not sure how rare it is. There is lots of people who got
             | crypto-rich. It is easier to donate money that came
             | easily...
             | 
             | I would assume making a nontrivial donation in fiat
             | _privately_ is also very difficult.
        
       | yieldcrv wrote:
       | This is the least spineless thing Brian Armstrong has ever
       | publicly done
       | 
       | And I think we should commend him for that
       | 
       | since there really are consequences for his relationship with the
       | government and Coinbase's relationship with the government
        
       | siilats wrote:
       | Look treasury can ban Bitcoin addresses and then make tumbler not
       | accept incoming money from certain addresses. But if they haven't
       | done it they cannot go retroactively say tornado cash laundered
       | North Korean money. If the address was obviously North Korean
       | treasury should have banned it.
        
       | roleplayer wrote:
       | Missing from this conversation is the fact that TC was
       | specifically designed to be able to prove your input/output if
       | law enforcement requests it.
        
         | capableweb wrote:
         | I used Tornado Cash (non-US citizen here) for hiding
         | transactions from the public (not hiding from the government),
         | and when I filed my taxes, I still accounted for everything
         | that is stored there + transacted via Tornado Cash, just like I
         | do for my bank account. Appendix contained instructions for how
         | they could access the proof of my transactions and accounts to
         | verify themselves.
        
           | zeusk wrote:
           | > I used Tornado Cash (non-US citizen here) for hiding
           | transactions from the public (not hiding from the government)
           | 
           | And how exactly does your bank account publish your
           | transactions to the public?
        
             | capableweb wrote:
             | I think you misunderstand. Transactions happening on most
             | blockchains are public, meaning if I send a transaction on
             | the network, if others know my address, they know it was my
             | transaction.
             | 
             | Tornado Cash allows you to sever the tie between addresses
             | on the Ethereum blockchain, so I don't have to have my
             | transactions public, all while still being able to legally
             | declare my taxes as if I didn't use Tornado Cash at all.
        
         | dannyw wrote:
         | Also, TC took zero fees, had immutable smart contracts with no
         | privileged roles or admin keys, etc, is open source.
         | 
         | It is code.
        
       | turdnagel wrote:
       | This is definitely a pandora's box type issue. I believe it is
       | different from the "code is speech" series of arguments around
       | PGP because a deployed smart contract is not merely source code /
       | compiled bytecode, but also a wallet containing funds. Of course,
       | you still need the Ethereum "world computer" to make it run, and
       | Tornado Cash is not very helpful without a significant amount of
       | liquidity to sufficiently provide cover for people who want to
       | obfuscate the source of their funds. These issues are likely to
       | arise in court and I don't believe the conclusions will all be
       | favorable to crypto supporters because I don't think the
       | situation is as clear cut.
        
         | dcolkitt wrote:
         | When a smart contract is deployed, literally all that happens
         | is that the code is broadcast to the network. It is true that
         | the contract itself has a wallet and runs operations, but it
         | operates autonomously outside the control of the person who
         | deployed the contract.
         | 
         | If a smart contract does something illegal, the person who
         | deployed it has no more responsibility than if someone does
         | something illegal with encryption software downloaded from
         | Github. The only responsible part you could really argue for is
         | the Ethereum node operators, since they're the ones actually
         | carrying out the illegal computation. But is the government
         | really going to outlaw the Ethereum network?
        
           | Jasper_ wrote:
           | Here's a thing: when technology is designed in a way that
           | makes it hard to work within the bounds of the legal system,
           | it's usually the case that the legal system wins, not the
           | technology. The view of the legal system is focused around
           | people and their intentions, regardless of how much you try
           | and confuse things with technology.
           | 
           | They will most likely view the smart contract and its wallet
           | as one entity, despite that being technically not how it
           | works technologically. Because as many people have tried and
           | failed to figure out over the years, laws are interpreted by
           | juries and judges, not computers. Technological roadblocks
           | are things they don't have any problems jumping over, and
           | deliberately trying to add roadblocks like that with the
           | imagination they're untouchable also tends to piss them off
           | even more.
        
             | dcolkitt wrote:
             | > when technology is designed in a way that makes it hard
             | to work within the bounds of the legal system, it's usually
             | the case that the legal system wins, not the technology.
             | 
             | If this was true, Internet pornography would have been
             | successfully squashed by the existing obscenity laws that
             | heavily regulated pornographic material.
        
               | Jasper_ wrote:
               | It was, though? And continues to be. In the mid-90s, you
               | could pretty easily find illegal material without looking
               | too hard. It was already illegal by the Child Protection
               | and Obscenity Enforcement Act, an early Internet bill
               | which mostly said "illegal porn is still illegal, even if
               | it's on a computer", and it also required producers of
               | pornography to keep detailed records on talent & crew in
               | the production. By the mid 2000s, large sweeps of
               | enforcement happened, and thousands of studios without
               | proper documentation and recordskeeping shutting down.
               | The CIPA act required schools, libraries and public
               | places where children could be to install internet
               | filters, and make policies preventing children from
               | viewing such material.
               | 
               | Pornography isn't illegal in the US, it's pretty well-
               | regulated, and once the Internet started entering
               | mainstream culture, it quickly adapted to the existing
               | legal framework and culture that was already there.
               | 
               | This is, of course, a very US-centric view, but so is a
               | lot of early Internet history, along with its culture.
        
               | dcolkitt wrote:
               | > Pornography isn't illegal in the US
               | 
               | I'm sorry, but this isn't true. At the early onset of the
               | web there were a huge number of state and local laws
               | regulating obscene material. Many states even tried to
               | explicitly regulate Internet pornography:
               | 
               | > Between 1995 and 2002, almost half of the states were
               | considering bills to control internet pornography, and
               | more than a quarter of states enacted such laws.[1]
               | 
               | Along similar lines, sex toys were prohibited or heavily
               | regulated in a number of US states before 2000. The
               | technological reality of e-commerce means that the vast
               | majority of the enforcement of those laws became
               | impossible, and sex toys are de facto legal in every
               | jurisdiction in America.
               | 
               | [1]https://en.wikipedia.org/wiki/United_States_obscenity_
               | law
        
           | vorpalhex wrote:
           | > If a smart contract does something illegal, the person who
           | deployed it has no more responsibility than if someone does
           | something illegal with encryption software downloaded from
           | Github.
           | 
           | If I rig up my car to explode when someone walks by whistling
           | the right tune, am I without responsibility? I didn't blow up
           | the car.. the car blew itself up.
           | 
           | Obviously I'm at fault. There is no debate here. Any
           | automation you create is acting on your behalf - and you are
           | liable for it. If I hire a hitman.. I am guilty of murder.
           | 
           | AI or software isn't some clever loophole here. If you deploy
           | an autonomous money laundering system.. you are doing money
           | laundering.
        
             | dcolkitt wrote:
             | > If I rig up my car to explode
             | 
             | Mechanical devices are not protected as speech.
             | 
             | > If I hire a hitman.. I am guilty of murder.
             | 
             | SCOTUS has already carefully defined this in the
             | _Brandenburg test_. Speech is only not protected when it
             | results in direct, imminent lawless action. And SCOTUS has
             | consistently ruled that the boundary for the test is
             | extremely concrete. (Contrary to popular opinion yelling
             | fire in a crowded theatre is actually protected by
             | Brandenburg under the First Amendment.)
             | 
             | Sending a text message to a hitman telling him to "wack
             | Tony at midnight" fails the Brandenburg test because it
             | leads to imminent lawless action. But you can literally
             | publicly advocate for an ideology to overthrow the United
             | States government and murder millions of people, and that's
             | Constitutionally protected because there's no imminent
             | lawless action.
             | 
             | Writing and publishing open source software is
             | Constitutionally protected, because the simple act of
             | publishing software does not lead to imminent lawless
             | action. Even if it's reasonable to assume that the software
             | will likely be adopted for illegal purposes. Again this
             | isn't hypothetical, SCOTUS has consistently ruled that the
             | government cannot restrict the ability to publish
             | instructions on how to make pipe bombs or 3D printed guns.
        
               | esotericimpl wrote:
               | The person you're responding to wasn't making a "free
               | speech argument". And I don't see how this is in way way
               | a free speech issue.
               | 
               | He's saying just because you set up an ATM in the middle
               | of a city and say, and then say feel free to wash your
               | illegal cash here to do some money laundering.
               | 
               | The act of it being on blockchain and "decentralized"
               | wont make a difference, anyone offering said "launder
               | ATM" could be convicted of a crime.
        
               | dcolkitt wrote:
               | An ATM machine is not protected as speech. Courts have
               | consistently ruled that software _is_ protected speech.
               | So, yes blockchains do make a substantial difference
               | because they divorce the act of writing software
               | (protected by the 1st Amendment) from the act of
               | operating the business around that software.
               | 
               | SCOTUS has consistently required an extremely high bar to
               | regulating speech, so it's simply not enough to say "well
               | we regulate this other non-speech thing, what's the
               | difference".
        
               | vorpalhex wrote:
               | An ATM isn't a dog either.
               | 
               | Executing code isn't free speech. The code may be. The
               | execution not so much.
        
       | AntonyGarand wrote:
       | https://archive.ph/ZIWNt
        
       | letsgo39 wrote:
       | I just want to say, I find it very Orwellian that HN shuts down
       | immediately any conversation about theft of IP through these
       | 'archive.ph' links, and even removes the 'reply' button to ensure
       | so.
       | 
       | Just watch how quickly this comment will disappear or get
       | downvoted.
        
         | dang wrote:
         | (FWIW, users flagged your comment.)
         | 
         | Could you please stop creating accounts for every few comments
         | you post? We ban accounts that do that. This is in the site
         | guidelines: https://news.ycombinator.com/newsguidelines.html.
         | 
         | You needn't use your real name, of course, but for HN to be a
         | community, users need some identity for other users to relate
         | to. Otherwise we may as well have no usernames and no
         | community, and that would be a different kind of forum.
         | https://hn.algolia.com/?sort=byDate&dateRange=all&type=comme...
        
       | 2OEH8eoCRo0 wrote:
       | Have your cake and eat it too. Files lawsuit to continue breaking
       | the law.
       | 
       | I suppose the lawsuit is a good thing. The government will have
       | to defend their decision in court which will strengthen their
       | position regardless.
        
       | wollsmoth wrote:
       | I think my crypto info is behind the times.
       | 
       | Can someone explain to me why people don't just exchange crypto
       | for monero and then back if they want to "wash" it?
        
         | colinsane wrote:
         | the Ethereum client ecosystem is one of the most robust. yeah,
         | one can go eth -> zcash/monero back to eth, but that's like a
         | day-long process once you factor in blockchain syncing and
         | blocktime/transaction settlement. TC is/was 5 minutes to enter
         | and 5 minutes to exit.
        
         | chizhik-pyzhik wrote:
         | Tornado is nice because you can stay entirely within the
         | Ethereum blockchain- no need to involve a centralized entity
         | like an exchange to facilitate this.
         | 
         | It's also arguably more private than monero. Tornado uses zk
         | math instead of coinjoin; tornado also sticks to only a few
         | values (1 eth, 10 eth, 100 eth...) which minimizes traceability
        
         | from wrote:
         | Changenow and Morphtoken have very high slippage when you get
         | in the millions of dollars also these are (temporarily)
         | custodial exchanges who could basically take your money and say
         | GFY. Coins from these exchanges are tainted anyways so it
         | doesn't really make a difference from a laundering perspective
         | along with the fact that the fees are higher.
        
         | martinko wrote:
         | Generally you need to use a custodial exchange to do this,
         | which creates a point of failure/censorship. Doing this onchain
         | / trustlessly on protocols such as thor have significant
         | liquidity limits afaik.
        
           | wollsmoth wrote:
           | I thought you could use something like uniswap which should
           | avoid that I think? Haven't tried myself.
        
         | LatteLazy wrote:
         | This is effectively a test case for banning Monero etc. This is
         | similar because it's just a tumbler, not a currency etc with a
         | Tumbler built in.
        
           | wollsmoth wrote:
           | Well idk how one would go about banning Monero. You can ban
           | it from exchanges that connect with the banking system but
           | via decentralized exchanges it's still possible to convert.
        
             | LatteLazy wrote:
             | I think the same applies to Tornado? I am not sure and
             | would be happy to be corrected.
             | 
             | As far as I can tell, being sanctioned like this makes it
             | illegal for US companies and people to do business with
             | you. So I think in either case it would be users who were
             | prosecuted?
             | 
             | Enforcement is always the even messier bit of these broad
             | and badly defined laws...
        
       ___________________________________________________________________
       (page generated 2022-09-12 23:01 UTC)