[HN Gopher] How Retail Investors Lose Money in Option Trading
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       How Retail Investors Lose Money in Option Trading
        
       Author : Bostonian
       Score  : 7 points
       Date   : 2022-09-07 21:01 UTC (2 hours ago)
        
 (HTM) web link (quantpedia.com)
 (TXT) w3m dump (quantpedia.com)
        
       | SOTGO wrote:
       | From an outsider's perspective it seems almost intuitive that
       | market makers (the pros) make money off of retail (the amateurs).
       | It's hard to imagine how that could not be the case.
        
         | codyb wrote:
         | It's like getting into a boxing ring alone to face ten prime
         | world champions after an hour at the gym is my analogy.
        
         | JumpCrisscross wrote:
         | > _it seems almost intuitive that market makers (the pros) make
         | money off of retail (the amateurs). It 's hard to imagine how
         | that could not be the case._
         | 
         | Individual investors can beat professional investors, though
         | it's hard to do. I have seen no evidence showing individual
         | investors outperforming when using non-linear derivatives.
         | Utilitarian buyers of options treat it as insurance. They
         | _expect_ to lose money. There are fundamental reasons a market
         | maker will be able to manufacture options at a cheaper price
         | than an individual, ranging from cost of capital to the benefit
         | of a book to order execution times and settlement dynamics.
        
           | sudosysgen wrote:
           | There is, however, plenty of evidence that professional
           | investors outperform individuals, reliably. And professionals
           | make most of their money from non-linear derivatives (or make
           | their own).
           | 
           | People say that hedge funds are worse than passive investing,
           | and that's often true, but it's true because that's after
           | fees - professional investors routinely beat the market by 3%
           | YoY long term averages, it's just that they are basically
           | paid as much as they make you.
        
             | JumpCrisscross wrote:
             | > _professionals make most of their money from non-linear
             | derivatives (or make their own)_
             | 
             | Source? (It's not true for common definitions of those
             | words.)
             | 
             | Most hedge funds won't touch options for the reasons I
             | mentioned. They're a hedging tool. (They will happily use
             | swaps and other leveraged instruments. But those are
             | linear.)
        
               | sudosysgen wrote:
               | I can tell you with great certainty that at least some of
               | the biggest institutions that are legally hedge funds do
               | use options. And I consider highly leveraged derivatives
               | to be non linear (because they are on the downside),
               | which may be an abuse of common parlance.
               | 
               | It's going to be fairly difficult to give a source,
               | though.
        
               | jshaqaw wrote:
               | Source my friend? I worked in hedge funds for almost two
               | decades. All of them touched options plenty. There is a
               | big difference between using options to get a particular
               | risk/reward exposure you want and clueless retail chasing
               | some meme short squeeze nonsense which has the expected
               | value of a drunk newbie sitting down at a Vegas poker
               | table.
        
               | JumpCrisscross wrote:
               | > _big difference between using options to get a
               | particular risk /reward exposure_
               | 
               | Sorry, it was my turn to be imprecise. Most hedge funds
               | aren't taking exposure through options but managing risk
               | with them. Most _asset managers_ never touch options.
               | Most professional money managers (institutional; I'm not
               | counting FAs) are not at hedge funds.
        
         | renewiltord wrote:
         | The article claims that the mechanism for this is actually a
         | very simple failure mode. That's interesting.
         | 
         | It would be uninteresting if it said that the pros beat the
         | amateurs. But it is interesting in that the pros are not trying
         | to beat the amateurs. Instead, the pros have very simple
         | strategies at play here, and the amateurs are blundering:
         | 
         | 1. The amateurs seek to buy options before announcements they
         | think will trigger big moves even though the spread is high
         | (rationally, if the spread is high, you should be a little
         | worried since it increases the risk you can't close what you
         | open at a desired price)
         | 
         | 2. The announcement happens
         | 
         | 3. The amateurs hold their options despite their desired
         | direction not occurring
         | 
         | 4. This amplifies their losses
         | 
         | So, overall, as a retail trader you could do these very simple
         | things:
         | 
         | * Be afraid of big spreads
         | 
         | * If you traded expecting volatility and the big announcement
         | happened and the outcome you wanted didn't, cut your losses and
         | leave
        
       | Bostonian wrote:
       | The link should be to https://quantpedia.com/how-retail-losses-
       | money-in-option-tra...
        
       | Sohcahtoa82 wrote:
       | I read the title and just thought of /r/WallStreetBets
       | 
       | Those people lose money because they either have no idea how
       | options work or are just really really bad at it. Or they see a
       | stock jump 500%+ in a week and then buy high.
       | 
       | Some of them simply treat options like a slot machine.
        
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       (page generated 2022-09-07 23:02 UTC)