[HN Gopher] The Work, the Tech, and the Crime
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       The Work, the Tech, and the Crime
        
       Author : feross
       Score  : 38 points
       Date   : 2022-06-10 19:02 UTC (3 hours ago)
        
 (HTM) web link (writing.kemitchell.com)
 (TXT) w3m dump (writing.kemitchell.com)
        
       | dvt wrote:
       | > Neither should Congress or anyone else confuse the hype
       | machine's capacity to invoke real grievances--banking access,
       | financial consolidation, transfer network improvement, predatory
       | lending, monetary policy--with capacity to solve them. The proper
       | tools are known, but they aren't found in any "white paper". They
       | are found on parchment, in the Constitution, vested in Congress.
       | 
       | What a mouthful. Some problems are technology problems (e.g.
       | "transfer network improvement"). Not sure what Congress has to do
       | with solving these (read: nothing). Other problems are finance
       | problems (e.g. financial consolidation, whatever that even
       | means). Again, Congress has no say here, as these are problems to
       | be solved by financial institutions (banks, funds, etc.). And
       | others (e.g. predatory lending) are policy problems; here is the
       | only place where Congress would have a say.
       | 
       | > If our representatives tie themselves to blockchain with
       | special favors, they will stand with it when the hustle grinds
       | down, the debts come due, and full account is taken of its past
       | as well as its promises. They should do the opposite.
       | 
       | Nancy Pelosi consistently beating the market[1] is a meme at this
       | point. How about we first solve the problem of congresspeople
       | actively trading the very markets they're supposed to police? The
       | entire post is just a confused hodgepodge of misgivings and
       | grievances with no rhyme or reason.
       | 
       | Blockchain bad, we get it.
       | 
       | [1] https://www.fineprintdata.com/post/pelosistocks
        
         | [deleted]
        
         | thecosas wrote:
         | I don't know that the tl;dr is "blockchain bad". What I took
         | from it is that blockchain-based money movement shouldn't get
         | special treatment compared to other ways to move money in
         | regards to regulations (KYC, enforcement, etc.)
        
       | UIUC_06 wrote:
       | >Largely by repeating self-serving nonsense about how criminal
       | use was negligible, banking regulations were illegitimate, and
       | securities laws somehow did not apply--and finding enough lawyers
       | willing to flatter the latter, and eventually work the litigation
       | --the critical, interested mass of crypto players bum rushed the
       | regulatory system.
       | 
       | Exactly.
       | 
       | >A scene being riven with datajackers, confidence men, and self-
       | taught, emoji-adept bucket shop jockeys does not condemn others
       | not so involved by abstract association, be they merely fools or
       | holdout true believers. But neither do I support special
       | accommodations for those in denial or indifference to the
       | unwelcome company they keep. The way blockchain is going is
       | largely bad, tragic, or both, not deserving of special leniency.
       | 
       | Does it surprise anyone that the bottom-feeders have rushed in?
       | If it surprises you, you must also be surprised that craigslist
       | has turned into a cesspit, and NextDoor boasts the stupidest
       | people on the Internet.
        
         | [deleted]
        
       | johndhi wrote:
       | I am also a lawyer.
       | 
       | I don't know - I have a lot of sympathy for your points but your
       | experiences are so generally described that I can't really
       | evaluate whether I agree with you.
       | 
       | You are leaving out the vacuum created by the regulators. They've
       | been massively absent and unclear. The legislators are afraid of
       | scaring off $ and the agencies won't issue relevant guidelines. I
       | don't blame (non fraud) entrepreneurs for trying to enter the
       | space.
        
         | jgeada wrote:
         | Because bribery has ensured that regulators and regulation got
         | strangled in the US. This has been a multi-decade effort, eg
         | Regan's "Most Terrifying Words - 'I'm from the government and
         | I'm here to help.'" propaganda meme etc. There is a reason that
         | what is called blatant bribery pretty much anywhere else in the
         | civilized world is called "free speech" and "lobbying" in the
         | US, without any intended or perceived irony or sarcasm.
         | 
         | Absent regulation, rules are defined by those in power for
         | their convenience rather than for the public's benefit.
        
           | mistrial9 wrote:
           | us citizen not a lawyer -- the problems you state are so
           | obvious, that they ALSO have been a multi-decade effort, to
           | mitigate or control, with real rules, that are enforced.
           | Specifically so that shrill, not-on-your-side people cannot
           | dismiss the Entire System in a few words, as here.
           | 
           | I am not a fan, nor making excuses, but its not constructive
           | to oversimplify important, multi-step mechanisms
        
           | rayiner wrote:
           | Lobbyists are overwhelmingly people who make PowerPoint
           | presentations to Hill staffers. What do you think they are?
        
             | bluefirebrand wrote:
             | People who spend a lot of company money to take Hill people
             | on lavish vacations and provide expensive meals and then
             | show a PowerPoint presentation.
             | 
             | It's totally not bribery though, just good business.
        
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