[HN Gopher] PayPal Announces Layoffs, Closes San Fransisco Office
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       PayPal Announces Layoffs, Closes San Fransisco Office
        
       Author : rbanffy
       Score  : 48 points
       Date   : 2022-05-27 16:31 UTC (6 hours ago)
        
 (HTM) web link (gizmodo.com)
 (TXT) w3m dump (gizmodo.com)
        
       | greenyoda wrote:
       | They're also laying off 300 employees in Ireland:
       | https://www.irishtimes.com/business/technology/paypal-to-cut...
        
       | codefreeordie wrote:
       | This headline is combining two separate items with separate
       | causes.
       | 
       | PayPal is closing the SF office because the new tax regime makes
       | their business model nonfunctional (as it does to all payments
       | businesses). The tax would be effectively based on payment
       | volume, rather than profit, and so more than their entire margin
       | would burn up in taxes.
       | 
       | Separately, PayPal is laying off staff across their other offices
       | to cut expenses and transition further from a growth-of-revenues
       | model to a model of stable revenue at lower cost. Now being not
       | the time to try to have rapid growth in the space if you're
       | already the entrenched player, at least according to them.
        
         | [deleted]
        
         | gamblor956 wrote:
         | _PayPal is closing the SF office because the new tax regime
         | makes their business model nonfunctional (as it does to all
         | payments businesses). The tax would be effectively based on
         | payment volume, rather than profit, and so more than their
         | entire margin would burn up in taxes_
         | 
         | That is not how the tax works. It taxes _gross receipts,_ in
         | this case meaning Paypal 's fees, not its total payment volume
         | processed, because it only applies to amounts that would be
         | considered income to Paypal for federal income tax purposes.
         | Furthermore, the tax is allocated based on payroll, meaning
         | that the tax is prorated based on the % of employees based in
         | the city of SF vs elsewhere.
         | 
         | Paypal reported net income (i.e., profits) of almost $4 billion
         | last year on roughly $25 billion of revenue on roughly $1.250
         | _trillion_ of payment volume. Only approximately 550 of their
         | 26,500 employees were located in the SF office, meaning that
         | their effective GRT rate would have been .016%, for a tax of
         | roughly $4m, or approximately their costs for 10 employees.
         | They can afford the gross receipts tax.
        
           | TedDoesntTalk wrote:
           | I'm not sure I agree with your numbers, but even if they are
           | correct, the tax punishes them for growth: growing their
           | workforce or growing revenues.
        
             | danamit wrote:
             | Well, looking at the numbers it does not seem to be that
             | big of a punishment.
             | 
             | By anyway, punishing growth should be valid, IT workers are
             | doing well, the homeless that are to be helped is not like
             | they gonna be hired as software devs at PayPal.
             | 
             | Taxes are nothing but a reallocation of resources and it
             | always has been, and it is the price you pay for living in
             | a society, and it is worth it, you'd rather have the
             | addicted and mentally ill outside of streets one day you
             | might get stabbed by one of them.
             | 
             | Also it is not just about taxes, the gov need to take some
             | drastic measures too.
        
               | TedDoesntTalk wrote:
               | > Taxes are nothing but a reallocation of resources
               | 
               | Only when they are used to pay for social programs. Not
               | when they are used to pay things like infrastructure,
               | defense, etc.
        
               | danamit wrote:
               | Infrastructure and defense are resources, it is something
               | everyone benefits from.
        
           | dnissley wrote:
           | According to the webpage for the gross receipts tax [1],
           | "Gross receipts include but is not limited to all amounts
           | that constitute gross income for federal income tax
           | purposes."
           | 
           | Looks like PayPal's gross income was around 3x their net
           | income for 2021: 12.1 billion [2]
           | 
           | 1: https://sftreasurer.org/business/taxes-fees/gross-
           | receipts-t...
           | 
           | 2: https://www.wsj.com/market-
           | data/quotes/PYPL/financials/annua...
        
             | gamblor956 wrote:
             | PayPals taxable income was $25 billion, so I went with the
             | higher number (25 billion vs 12 billion) to establish an
             | upper bound.
             | 
             | For a more salient point of comparison, PayPal is
             | complaining about paying $0.01 for every $100 of revenue.
        
           | onetokeoverthe wrote:
        
         | TedDoesntTalk wrote:
         | > tax would be effectively based on payment volume, rather than
         | profit
         | 
         | Playing SimCity as a young kid taught me that raising taxes too
         | much means people and businesses leave. Maybe the SF lawmakers
         | did not play SimCity growing up.
        
           | turadg wrote:
           | The gross receipts tax policy is from Proposition C. So
           | decided by SF residents, not legislators.
           | 
           | https://www.vox.com/2018/11/7/18065086/san-francisco-
           | prop-c-...
        
             | 1-6 wrote:
             | If you say to residents, 'tax the rich' without providing
             | much background, of course you'll get their vote.
             | Legislators are responsible for making the messaging clear
             | and fair.
        
               | codefreeordie wrote:
               | At the same time, the voting public should also be
               | smarter than this
        
               | yucky wrote:
               | That would be nice but it never works out that way.
        
               | JumpCrisscross wrote:
               | > _you say to residents, 'tax the rich' without providing
               | much background, of course you'll get their vote_
               | 
               | This shifts too much responsibility off voters. Not every
               | voting population is so predictably simple.
        
           | fzzzy wrote:
           | Maybe they want people to leave?
        
             | node-bayarea wrote:
             | Maybe it's Maybelline :)
        
             | rbanffy wrote:
             | Reverting gentrification is a valid goal.
        
           | tablespoon wrote:
           | > Playing SimCity as a young kid taught me that raising taxes
           | too much means people and businesses leave. Maybe the SF
           | lawmakers did not play SimCity growing up.
           | 
           | That may be so, but SimCity didn't teach you about the real
           | world, it taught you about SimCity. The simplified worlds of
           | simulations often have ideological assumptions baked in,
           | either deliberately or inadvertently.
        
             | lovecg wrote:
             | SimCity definitely reflects the values of its creators.
             | After being brainwashed by SimCity as a kid it took me a
             | while to realize that things like for example zoning are
             | not some law of nature governing how cities are organized
             | and the real world is infinitely more varied.
        
             | TedDoesntTalk wrote:
             | Are you suggesting that no part of SimCity is based on "the
             | real world"?
             | 
             | See also https://news.ycombinator.com/item?id=31531997
             | currently front page on HN
        
               | tablespoon wrote:
               | I'm saying SimCity isn't the real world, it's DOS-based
               | entertainment. So you can't jump from "SimCity behaves
               | thusly" to "the world behaves thusly."
        
               | TedDoesntTalk wrote:
               | How do you explain the influx of businesses to places
               | like Austin? It has nothing to do with taxes?
        
               | rbanffy wrote:
               | The models in games are usually optimised for
               | entertainment rather than predictive accuracy.
        
             | nso95 wrote:
             | Except it got this part right..
        
           | joemazerino wrote:
           | SF Lawmakers were too busy playing AI vs AI and then
           | complaining about the results.
        
           | Datenstrom wrote:
           | Maybe governance simulation can be worked into some
           | standardized test for basic competence for lawmakers. Or is
           | that not democratic?
        
             | tablespoon wrote:
             | > Maybe governance simulation can be worked into some
             | standardized test for basic competence for lawmakers. Or is
             | that not democratic?
             | 
             | It would be profoundly anti-democratic. Just, as a thought
             | experiment, imagine if the game was "Socialist Utopia:
             | Central Planning _Works_. " A requirement like you propose
             | would amount to a program of ideological indoctrination,
             | either deliberate or inadvertent.
        
       | iostream25 wrote:
       | San FranCisco, not Fransisco
        
         | kurthr wrote:
         | You say Cisco, I say Frisco.
        
         | jweir wrote:
         | The original headline is wrong - garbage in - garbage out!
        
       | pcurve wrote:
       | I guess we'll see more announcements like this in coming months.
        
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       (page generated 2022-05-27 23:02 UTC)