[HN Gopher] Grandpa's Basement House
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       Grandpa's Basement House
        
       Author : cubix
       Score  : 134 points
       Date   : 2022-05-22 17:09 UTC (5 hours ago)
        
 (HTM) web link (www.granolashotgun.com)
 (TXT) w3m dump (www.granolashotgun.com)
        
       | armadsen wrote:
       | There was one of these basement houses in my neighborhood (mostly
       | built in the 40s) until a few months ago when it was flipped and
       | they built a top floor on it making it look like a completely
       | different (and unremarkable) house.
        
       | k__ wrote:
       | _" Minimum square footage requirements have been put in place to
       | filter out the riffraff who can't afford larger homes"_
       | 
       | Disgusting.
        
         | [deleted]
        
       | gorgoiler wrote:
       | The idea of HOAs having any kind of say feels so undemocratic,
       | but not in a standard way. We should not tolerate purely popular
       | democracies. We allow representative democracies, and part of
       | that public contract is for our leaders to represent all those in
       | their constituency, not just those who voted for them.
       | 
       | That means those in the minority. The crazy guy growing gourds
       | instead of a lawn. The loon with the purple house. The
       | impoverished who can't paint their house every other year. Those
       | kinds of folk need representation the most.
        
         | ajmurmann wrote:
         | I suspect HOAs are even less democratic than you describe. My
         | wife was president of a small HOA for the last 5 years or so.
         | Most of the community wasn't involved at all. My wife's main
         | job was to work with the management company to keep things sane
         | and the few other people who were involved in check and
         | preventing overreach. At the same time it's hard to change the
         | existing HOA rules. I don't even know where the HOA comes from.
         | It predates almost everyone who still lives here. I suspect the
         | developers put it in place. So likely none of the current
         | residents had any input in the rules and bylaws. At one point
         | someone pushed for dissolving the HOA. That was quickly
         | abandoned one the management company laid out the legal process
         | which was overwhelming and didn't seem worth it to anyone
        
         | tomcam wrote:
         | > Those kinds of folk need representation the most.
         | 
         | An understandable sentiment. How much are you willing to pay
         | for it? If you have a $1.5 million mortgage and that loon shows
         | up next door and paints their house purple, your house might
         | lose $300,000 in value. Same with the other neighbors, who also
         | pay mortgages but aren't as compassionate as you.
         | 
         | What happens when your spouse gets a sudden offer to relocate
         | and you can't make your money back on the house?
        
           | watwut wrote:
           | The root issue here is that you frame it as you paying
           | something for him. What is actually happening is that you
           | demand that everyone else pay for your mortgage by subjecting
           | themselves to your restrictions.
        
           | whywhywhywhy wrote:
           | Shocking how quickly peoples opinions change on this stuff
           | when an eccentric next door can lower the value of their own
           | investments
        
             | sokoloff wrote:
             | Since they paid their money to buy the property, they can
             | paint their house whatever color they damn well please,
             | IMO.
        
               | tomcam wrote:
               | If there's an HOA, they probably agreed not to.
        
             | netizen-936824 wrote:
             | Maybe we shouldn't think about housing as an investment
        
               | adventured wrote:
               | Maybe we shouldn't try to control people, including what
               | they think, in such an authoritarian manner.
        
               | netizen-936824 wrote:
               | Who's being authoritarian? I'm suggesting changing how we
               | think about housing
        
               | tomcam wrote:
               | There's nothing authoritarian about entering a contractor
               | voluntarily
        
               | tomcam wrote:
               | Agree completely
        
             | tomcam wrote:
             | Which is why I no longer live in a place with an HOA
        
           | mattnewton wrote:
           | I think the root of this is treating housing an asset, which
           | justifies all kinds of arguments. My house would probably
           | increase in value a lot if I bulldozed all the others and
           | replaced them with public gardens. The sane place for me to
           | draw the line is where the property ends.
        
             | xyzzyz wrote:
             | What a great answer to losing a great deal of money: just
             | don't treat it as an asset! Just ignore the loss, who
             | cares! Sure it's nice being wealthy, ain't it.
        
           | quesera wrote:
           | > your house might lose $300,000 in value
           | 
           | Dramatic license aside, I'd hate to live anywhere where
           | property value (or residents' senses of well-being) was so
           | fragile that it couldn't handle a purple house.
        
             | tomcam wrote:
             | I have literally seen that happen, although the house was
             | electric blue and not purple. I did in fact put my money
             | where my mouth is and moved to a farm without an HOA.
        
             | JetSetWilly wrote:
             | They would hate to live in Tobermory I suppose: https://com
             | mons.wikimedia.org/wiki/File:Tobermory_Main_Stree...
        
               | fader wrote:
               | Or indeed, Boston:
               | https://www.istockphoto.com/photo/victorian-houses-in-
               | cambri...
               | 
               | Tangentially, Victorian houses were frequently very
               | colorful. The lack of color photography leads people to
               | think of them as drab, depressing shades of gray. But
               | nothing could be further from the truth. HOAs that
               | restrict colors to a boring beige are doing a disservice
               | to their neighborhoods.
        
           | gwbas1c wrote:
           | > that loon shows up next door and paints their house purple
           | 
           | HOAs started as a way to handle common infrastructure, like
           | drainage. They allow a few homes to share drainage, without
           | sticking all of the costs of maintenance to the homeowner who
           | happens to have the pipe on their property.
           | 
           | In my case, my HOA carries property insurance for undeveloped
           | land, maintains a grassy cul-de-sac, and maintains a fire
           | road. (I personally spend about 2 hours a year trimming
           | growth on the fire road because so many people walk on it.)
           | 
           | As far as saying that an HOA is to keep the loons out, we did
           | have a hoarder live around the corner from the HOA. The
           | people who lived across the street couldn't sell their home.
           | (They had kids and wanted a larger house.) Could the HOA
           | really do anything about the hoarder? I know the people who
           | lived around the hoarder all put a lot of pressure on hee,
           | the town condemned the house, and eventually it burnt to the
           | ground. At least my with HOA, there isn't any good way to
           | "evict" a loon who makes a mess.
        
             | rdtwo wrote:
             | Can't you fine them to death then foreclosure for the
             | ammount due when it's not paid
        
           | seryoiupfurds wrote:
           | One of the most desirable neighbourhoods in my city has
           | houses painted all sorts of different colours, including
           | purple. Somehow the property values survive.
        
           | harshalizee wrote:
           | >What happens when your spouse gets a sudden offer to
           | relocate and you can't make your money back on the house?
           | 
           | How is that someone else's problem? Ironically, in some areas
           | around me properties without HOAs are priced and selling a
           | couple of 100ks higher than ones within HOAs.
        
             | tomcam wrote:
             | Where did I say it is someone else's problem?
        
         | giantg2 wrote:
         | "that public contract is for our leaders to represent all those
         | in their constituency, not just those who voted for them."
         | 
         | That's the statement, but it's never worked that way. Of course
         | minority groups have been steamrolled
        
         | technothrasher wrote:
         | > We should not tolerate purely popular democracies.
         | 
         | Open town meetings, which are pure democracies, have been
         | working pretty well in New England for quite a long time now,
         | with the biggest issues in modern times being low attendence
         | and committee overstep.
        
         | mmh0000 wrote:
         | When I bought my first house, I purposefully avoided any
         | neighborhood with an HOA because of all the internet scare
         | mongering I had heard over the years.
         | 
         | After ten years of one neighbor parking cars on their lawn,
         | another growing more weeds than blades of grass, and another
         | with 8 vehicles parked along the street I was done.
         | 
         | When I bought my second house I specifically wanted an HOA.
         | After another 6 years, I couldn't be happier. Yes the HOA
         | prevents me from doing a handful of things, things that aren't
         | really a big deal in the grand scheme of things. While the HOA
         | keeps the entire neighborhood looking nice and slaps people on
         | the wrist when they need it.
        
           | bee_rider wrote:
           | HOAs effect the members living situation, so they have the
           | _potential_ to generate some real horror stories. But it just
           | seems like a particularly dramatic version of  "people with
           | happy situation don't post about them online."
           | 
           | My neighborhood growing up had a HOA that just maintained a
           | little shared beach. They had a couple rules for yards, but
           | nothing too onerous (don't have someone stay in a camper in
           | your front yard -- a rule we actually broke, but just for a
           | weekend or so, family visit with not enough rooms in the
           | house). Annoying neighbors will find a way to be annoying,
           | reasonable ones will find a way to be reasonable, the HOA is
           | just a medium for this sort of behavior.
        
           | gorgoiler wrote:
           | Two factors are at play:
           | 
           | HOA or not
           | 
           | Good folks or not
           | 
           | The balance between the two is nuanced and it sounds like you
           | landed on a different side of the debate to me. I'm sorry to
           | hear that, and I respect that, as a result, you have a
           | different view of HOAs to me. Peace.
        
           | mattnewton wrote:
           | For the first two I just can't get that worked up over it,
           | and for the last one it's the use of shared reasource (the
           | street) that bothers me.
        
             | cm2012 wrote:
             | Yeah, I get people wanting HOAs to maintain property values
             | (Though I am not one of them, I chose a neighborhood with
             | no HOA on purpose). I don't get people who genuinely care
             | for its own sake about their neighbors lawn having weeds.
             | Or the house having an unusual paint color. Who cares??
        
               | com2kid wrote:
               | > I don't get people who genuinely care for its own sake
               | about their neighbors lawn having weeds.
               | 
               | Certain types of invasive plans are noxious, outright
               | poisonous, encourage hay fever, or just spread so fast
               | that they can end up destroying neighbor's yards as well.
               | 
               | Plants don't obey property lines.
               | 
               | Edit: Unkempt yards can also be breeding ground for
               | pests. From mosquitoes in still water to hoards of rats.
               | Most people don't want to put up with those styles of
               | annoyances that are trivially avoidable if everyone in
               | the area cares just a little.
        
               | WalterBright wrote:
               | Hay fever comes from grass. Less grass makes me more
               | comfortable at home.
               | 
               | Rats come from having edible garbage available and fruit
               | trees dropping fruit.
               | 
               | The most annoying things about neighbors are dogs that
               | bark all day, and the leafblowers and lawnmowers.
        
               | lupire wrote:
               | These are all already torts or illegal under municipal
               | law.
        
               | whatshisface wrote:
               | Unfortunately, the court system is not friction-less
               | enough for "your weeds got in my yard" to be a remotely
               | workable reason to go to court. It would be nice to live
               | in a society where justice flowed as freely as municipal
               | water and common law obviated the need for all other
               | forms of organization or regulation, but in the real
               | world going to court is so expensive and time-consuming
               | that we need a lot of other forms of power around to
               | avoid overusing that method.
               | 
               | If you have a plan for reforming the local judiciary to
               | be so effective that HOAs are no longer necessary I am
               | all ears, but I have not heard any proposals for doing
               | that.
        
               | voakbasda wrote:
               | Weed seeds blow across property lines and create problems
               | for other people. It creates an undue burden on those
               | that want to maintain a garden or other curated flora.
        
               | lupire wrote:
               | Maybe going to war against natural native plants is a
               | losing battle...
        
               | vmladenov wrote:
               | Why do you assume the weeds in question are native and
               | not invasive?
        
               | WalterBright wrote:
               | The bad weeds around here are spread by bird poop. Not
               | much to be done about that, except mow them down.
        
               | jzb wrote:
               | Depending on where you live and how bad a yard gets, it
               | can be a real problem. Here, for example, it can be an
               | invitation to snakes or other wildlife that aren't
               | confined to that property.
               | 
               | That said, I'm -1 on HOAs. I've heard far too many
               | complaints and too few people happy with them to deal
               | with one.
        
               | WalterBright wrote:
               | I've had quail, deer, mice, raccoons, coyotes, moles,
               | hawks, snakes, lizards, bees, wabbits, squirrels, gophers
               | ground beavers, bobcats, owls, and even eagles hanging
               | out on my property. I'm in the middle of the metropolitan
               | area, too. I don't mind them :-/ A couple years ago a
               | coyote mom decided the front yard was the perfect place
               | for her to watch her 7 pups grow up. She'd keep a weather
               | eye on me, and I enjoyed watching them.
               | 
               | A couple months ago a coyote decided to poop on my front
               | door. Obviously, it was sending a message, but I'm not
               | sure what it was.
        
           | quesera wrote:
           | Keep in mind that some HOAs are cooperative organizations,
           | and some are run by very damaged people.
           | 
           | Also keep in mind that getting together to organize a set of
           | common standards and restrictions is the basis for all
           | exclusive communities. That's OK if you are on the casual
           | compliance side of the rules, or if you get to write them to
           | suit your preferences. But it is discriminatory. Similar
           | covenants have been used to keep out ethnic minorities
           | (because of the way they live, like animals!).
           | 
           | Being for or against HOAs is like being for or against laws.
           | It's meaningless without context.
           | 
           | Some HOAs are traffic lights. Some HOAs are civil forfeiture.
           | 
           | An HOA can morph from tolerable into unconscionable. Deny the
           | HOA the right to exist in the first place, and it will never
           | go bad. This is an appealing tradeoff for many.
        
           | walrus01 wrote:
           | While I agree with you for the most part, the problem comes
           | when you have an HOA led by some Karen who decides to fine
           | you and make your life miserable for doing something like
           | having the audacity to fly a pride flag. You got lucky that
           | the handful of things you want to do aren't a big deal, or
           | your local HOA doesn't consist of any overly zealous
           | busybodies with nothing better to do than become the
           | neighborhood stasi.
        
           | rayiner wrote:
           | The road example I get, but why do you care what other people
           | do on their property?
           | 
           | We bought our house in 2016, next to an old tear down house.
           | (I'm talking about plants growing inside because the roof
           | doesn't keep the water out.) Recently someone bought the
           | house, tore it down, and built a million dollar house in its
           | place. The other day, he gets into a fight with my wife--over
           | various things, but among them the fact that he's mad we
           | won't clean our porch. I told him that he's the idiot who
           | built a million dollar house next to people who were happy
           | living next to a tear down for years.
           | 
           | Now before, I felt a little guilty for keeping the pool toys
           | out there all year, but now I'm definitely not going to put
           | them away.
        
             | gardenmwm wrote:
             | Because other peoples property effects my my property, in
             | value and enjoyment.
        
               | [deleted]
        
               | harryh wrote:
               | So what? Those other people aren't obligated to do things
               | that lead to your enjoyment. Please.
        
               | Etheryte wrote:
               | This is absurd. Other people don't have to live their
               | life a certain way just because that makes you happy.
        
               | bentcorner wrote:
               | Should I be allowed to disregard all others in the
               | pursuit of my happiness?
        
               | whatshisface wrote:
               | If in a system of perfect liberty two people have a right
               | to enter in to a contract, and three people have a right
               | to enter in to a contract, and, inductively, as many
               | people who want to live in a housing division have a
               | right to enter in to a contract, then yes, yes they do.
        
               | gardenmwm wrote:
               | No, but common courtesy and cleanliness is something that
               | makes me happy. I've lived in neighborhoods that have had
               | rat problems because of a single home that kept trash
               | everywhere. Should I be inconvenienced because someone
               | doesn't want to do the bare minimum to upkeep their
               | property? Would you be ok if I moved next door to you and
               | hung nazi flags (this has happened to me as well)? When
               | people behave in ways that infringe upon my life, yeah I
               | can be irritated and want to live in an area that they
               | aren't allowed to do that. People who won't respect
               | others can continue to live in areas that let them get
               | away with it. I won't live like that anymore.
        
               | op00to wrote:
               | What if they enjoy cars?
        
           | eej71 wrote:
           | Some of you might enjoy the X-Files episode about an HOA with
           | a sinister side.
           | 
           | https://www.imdb.com/title/tt0751076/
        
           | fader wrote:
           | I similarly heard all the horror stories and was nervous
           | buying my current house because it has an HOA.
           | 
           | My partner and I started sending yearly thank you gifts to
           | the HOA board after our first year here. They manage
           | contractors and landscapers to handle upkeep and repairs on
           | the property, coordinate information among neighbors,
           | contract and negotiate with service providers, and even pass
           | along helpful maintenance tips. (Most recently it was "most
           | people still have their original hot water tanks and several
           | people have had theirs start to fail -- it's a good idea to
           | start replacing yours before it becomes a problem" which, as
           | someone newly moved in, I hadn't thought about but sincerely
           | appreciated.) It's like having an advisor on hand who cares
           | as much as we do because they live there too.
           | 
           | I still side-eye the idea of HOAs, but I'm coming around.
           | People talk about the horror stories but "everything is fine
           | with my HOA" doesn't make for exciting reading.
        
             | rayiner wrote:
             | > My partner and I started sending yearly thank you gifts
             | to the HOA board after our first year here.
             | 
             | I'm a pretty big pushover but even I couldn't bring myself
             | to do that. Where is your dignity.
        
               | fader wrote:
               | Thanking people for the work that they've done -- unpaid
               | -- that has benefited me directly and saved me money just
               | feels like the right thing to do. I was raised to
               | appreciate efforts that others take on my behalf and it's
               | served me well so far.
               | 
               | I hope your approach is working as well for you.
        
           | peckrob wrote:
           | Very similar experience here. Like you, I'd heard my fair
           | share of HOA horror stories, so my first home was in a non-
           | HOA neighborhood.
           | 
           | * One house near the entrance was bordering on being
           | uninhabitable; rotting roof with tarps covering the holes,
           | rotting siding, gutters hanging half on. Always shocked the
           | city didn't declare it a public hazard.
           | 
           | * The people behind me would drag their TV and sofa out in
           | the front yard every time the state's football team was
           | playing, be noisy and would leave discarded beer cans all
           | over the lawn.
           | 
           | * The people in front of me left a disabled car in the road
           | for more than a year. Suspension shot, tires flat, windows
           | busted out and left in the rain. After a year I finally
           | called the city, who sent a code enforcement officer out. The
           | person's response was to push the car out of the road ...
           | into the front yard.
           | 
           | * My next door neighbor mowed his yard about 4 times a year.
           | I even offered on several occasions to mow it for him, just
           | because I didn't want to look at it.
           | 
           | My current neighborhood has _none_ of the above problems. We
           | have a low-BS HOA that basically exists just to be sure the
           | common areas are maintained and that the homes are maintained
           | to a minimum standard as specified in the rules. Otherwise,
           | they stay out of your life. I was even on the board for a few
           | years; we issued a grand total of about 8 warnings and zero
           | fines in that entire time - and IIRC all of the warnings
           | related to parking. Often, just _having_ rules and an
           | enforcement mechanism is enough to ensure minimum standards
           | are maintained by the vast majority of people.
           | 
           | Also, an underrated HOA benefit we discovered is that they
           | are great for collectively getting the city's attention when
           | we need something fixed. We've had problems with potholes
           | forming in some of the roads and, for a long time, the issue
           | was ignored by the city despite numerous homeowners
           | complaining. Until we got our HOA's legal representative to
           | draft a letter to the city. The _next week_ all the potholes
           | were fixed.
           | 
           | I have never had a problem with the HOA preventing me from
           | doing something, even if it was technically against the
           | rules. Last year our HVAC went out and it was going to be a
           | week before we could get it replaced. The HVAC contractor
           | loaned us some window units to keep the house cool until
           | everything could be ordered. Technically window units are
           | against the bylaws. I didn't even run it by the HOA, just put
           | a sign in the window above it saying it was temporary until
           | next week. No issues at all.
           | 
           | The key with HOAs is to _be involved_! Think of them as mini-
           | municipalities, like a town within a town. And, as an owner,
           | you are entitled to attend the meetings, introduce measurs to
           | change the bylaws, vote on business and hold office in them.
           | This is why  "Karens" tend to get and retain power - because
           | no one opposes them. In our HOA, about 60% of the houses
           | never voted and most rarely attended meetings. Sometimes it
           | was hard to even get quorum, and elections were often
           | uncontested. The way I ended up as secretary was because
           | literally no one ran for it. Don't like the way your HOA is
           | being run? Change it. There's a pretty fair chance you'll
           | succeed.
           | 
           | I know the Internet largely hates HOAs, and it is true that
           | there are a fair number of really bad overbearing HOAs out
           | there. A friend of mine once got cited for having grass a
           | half-inch too high. But I think people focus too much on the
           | extreme; there are actually a lot of fairly nice, low BS HOAs
           | out there as well.
        
           | duxup wrote:
           | Yeah I had a neighbor who decided it was time to open his in
           | home auto repair shop.
           | 
           | Fortunately the HoA board didn't look kindly on it for a
           | variety of reasons/ issues.
           | 
           | He eventually moved. I hope he found a good place with a big
           | garage and fewer neighbors to do that thing.
           | 
           | Same with the rental party house (before the days of air
           | bnb(but same issues)).
        
             | lupire wrote:
             | Aren't those cases covered by zoning laws?
        
               | duxup wrote:
               | Depends how obvious it is .
               | 
               | Put a car repair sign up then yeah. Be more "quiet" about
               | it and claim and you are fixing a friends car and it
               | becomes less easy / an ordeal for the city or county to
               | act. Unfortunately the car repair guy was not honest and
               | that was an issue.
               | 
               | Party house was a bit of an ordeal.
               | 
               | HOAs tend to fill a lot of zoning gaps.
        
               | JackFr wrote:
               | It turns out comprehensive zoning laws are not universal.
               | HOAs are typically a response to inadequate (or at least
               | perceived inadequate) zoning regulation.
               | 
               | However the concept of nuisance has existed in the common
               | law for centuries and insofar as someone's behavior might
               | be a nuisance it has always been actionable.
               | 
               | https://en.m.wikipedia.org/wiki/Nuisance_in_English_law
        
               | rdtwo wrote:
               | They are but enforcement can be lacking. The hoa can
               | nickel and dime a person enough that they will take the
               | 10% property value hit to move
        
             | woah wrote:
             | What's wrong with a guy repairing cars?
        
           | [deleted]
        
         | guerrilla wrote:
         | How is it undemocratic? They agreed to the terms of the HOA
         | when they bought the place... They move to some place and then
         | are upset when people don't like them doing certain things?
         | This is a weirdly entitled view.
        
         | [deleted]
        
           | [deleted]
        
       | fencepost wrote:
       | My wife recently pointed out a real estate listing for a basement
       | home very like the flat roof variant in the first part of the
       | article. Not sure where she saw it, while in the same state it's
       | rural.
       | 
       | I'd actually figured it as someone making the best of what was
       | left after a tornado or other disaster.
        
       | drewg123 wrote:
       | The farm my father bought in rural Ohio for his retirement had a
       | house that started life as a basement house. It was built in the
       | 50s, and the basement had a kitchen, full bath, a very nice
       | fireplace, and a few other rooms. Plus the garage. The ground
       | floor basically re-did it all. My father's theory was that they
       | did the basement first, then built the rest of the house later. I
       | hadn't realized such a thing was common.
        
       | djvdq wrote:
       | > Growing vegetables on what should be a lawn is verboten in many
       | locations, if not by the government than by private association
       | bylaws.
       | 
       | So again, USA is country with most freedom? Freedom(tm), but you
       | can't grow vegetables on your own property. Or you will be
       | punished for having too long grass. Lmao
        
         | nsxwolf wrote:
         | I specifically chose my neighborhood based on the HOA. I like
         | that every yard has a lawn and that I don't have to listen to
         | neighbors chickens. I like knowing no one is allowed to paint
         | giant murals on the siding or drill for oil on their front
         | lawn.
         | 
         | The only way to guarantee things like this don't happen is with
         | some sort of rules in place.
         | 
         | If that means I hate freedom, oh well.
        
           | aftbit wrote:
           | I wish lawns produced something useful. Half of the grass
           | clippings in my neighborhood end up going out with the trash
           | on Monday night. If only they could be used to produce food
           | or fuel locally.
        
           | sokoloff wrote:
           | I think HOAs are an elegant way to segregate the population
           | into "people who want to live under HOAs" and "people who
           | would hate to live under HOAs".
           | 
           | Nobody is likely to be happy when these two groups have to
           | live next to each other, so it's an elegant solution to sort
           | the population into more compatible subsets. Everybody wins.
        
             | rdtwo wrote:
             | Also helps with those diversity problems... keeping "them"
             | out whoever "they" happen to be at this time in history.
        
         | next_xibalba wrote:
         | What the author is describing are rules of homeowner's
         | associations and other similar organizations.
         | 
         | Individuals _freely_ enter agreements with homeowner 's
         | associations which dictate land use. One is also free to choose
         | to live in a place not governed by these rules. But, they are
         | not the law of the land and they do not implicate a lack of
         | freedom in the U.S. relative to other countries. Its quite
         | silly to suggest as much.
        
           | philips wrote:
           | A problem I have with HOAs is that towns and Counties will
           | often invest significantly in new construction areas that
           | have HOAs from initial development. The government builds new
           | parks, schools, etc directly adjacent to HOA neighborhoods.
           | If you want close access to these public amenities you need
           | to buy in the HOA.
           | 
           | So, in a way HOAs are sort of endorsed/franchised by the
           | towns and counties which create them.
        
           | HarryHirsch wrote:
           | There are some issues with the word "freely" because in many
           | cities all new construction is HOA-encumbered. So you have
           | the choice between new construction with an HOA and old
           | (quite possibly run-down) and no HOA. That's not a free
           | choice, it's Hobson's choice.
           | 
           | It's about as free as entering into an arbitration agreement.
           | You freely decide to get yourself a cellphone or credit card,
           | and there aren't any on the market where you don't have to
           | sign your rights away. It approaches shrinkwrap license
           | territory.
        
             | rdtwo wrote:
             | The HOA is used by the developer to retain control while
             | they sell off all the new construction. They can milk it
             | for fees because they have controlling interest
        
           | djvdq wrote:
           | Simple question - if you want to leave HOA and after that
           | grow vegetables, can you do that? If not - it has nothing to
           | do with freedom. It's only propaganda of having the most
           | freedom when citizens of a lot of "non free" countries (by
           | American standards) will laugh at your absurds.
           | 
           | I'm not saying USA is not free country - of course you are
           | free. I'm only saying that telling that you have the most
           | freedom is at least funny.
        
             | next_xibalba wrote:
             | > if you want to leave HOA and after that grow vegetables,
             | can you do that?
             | 
             | No. The contract you freely enter into governs this. This
             | is sort of like asking, "Can I decide not to pay you, per
             | our contract, after you've rendered services?" No. And that
             | restraint doesn't make me "less free". Not by any common
             | understanding of the word "freedom", anyway.
             | 
             | The U.S. has some 300+ million citizens. I'm not sure we
             | can make monolithic statements about how each of us views
             | the relative freedom of our country. Personally, I wouldn't
             | know how to make such a comparison. However, I strongly
             | suspect we're "more free" than, say, a person living in
             | Iran.
        
             | pvg wrote:
             | "most freedom" is a thing you brought up yourself to start
             | a silly flamewar. This stuff is in the guidelines:
             | 
             |  _Eschew flamebait. Avoid unrelated controversies and
             | generic tangents._
             | 
             |  _Be kind. Don 't be snarky. Have curious conversation;
             | don't cross-examine. Please don't fulminate. Please don't
             | sneer, including at the rest of the community._
        
             | rvba wrote:
             | Looking at the /r/fuckhoa subreddit it seems that those
             | homeovner associations are on level of North Korea and
             | Soviet Russia - someone can come to your property (didnt
             | happen in Eastern Europe even during communism), spy on
             | you, fine you for not parking your car at the garage, fine
             | you 500 dollars for putting a motorcycle outside your
             | house, fine you for having drapes of different color, fine
             | you for having a dog... and many more.
             | 
             | I cant figure out how this works in a country with more
             | guns than people. If those egomaniac HOA people enter
             | someone's property - wont they get shot?
        
               | TedDoesntTalk wrote:
               | I received two letters recently from my HOA:
               | 
               | 1. Trash can was outside more than 24 hours after trash
               | pickup. Do it again and you'll be fined.
               | 
               | 2. Outdoor Christmas lights in a tree more than 30 days
               | after Christmas. Remove within 10 days or get fined.
               | Those lights have been there for years from the previous
               | owners. I never turn them on and just ignore them. Well,
               | they are gone now.
        
               | macinjosh wrote:
               | > I cant figure out how this works in a country with more
               | guns than people. If those egomaniac HOA people enter
               | someone's property - wont they get shot?
               | 
               | 1. This is just bigotry. You have been fed lies from
               | culture and the media about what American's with guns are
               | like. The vast, vast majority of gun-owning Americans are
               | responsible and level-headed. Despite what most people
               | gather from the news and pop culture people don't just
               | take potshots at people entering their property.
               | 
               | 2. People enter into these associations _voluntarily_.
               | People who start to complain about the rules after
               | agreeing to them just didn't read anything they were
               | agreeing to. And no, this is not fine print. Every HOA
               | I've been a part of provides a binder and a website with
               | all the info you need to make the right choice.
               | 
               | 3. Freedom, including gun and home ownership, are about
               | personal responsibility. It is an important cultural
               | value in the US and I understand that it is not something
               | that is valued elsewhere. Which is why people like you
               | end up so confused.
        
               | Merad wrote:
               | I'm going to assume you aren't American, because it
               | sounds like you're working off of some fairly skewed
               | views of the country. The vast majority of gun owners are
               | pretty much normal people who don't want to shoot anyone
               | for any reason. The vast majority of HoA's are not
               | overbearing or crazy. The Venn diagram of "crazy gun
               | owners willing to shoot anyone on their property" and
               | "over the top HoA's" is going to show essentially no
               | overlap. The former almost always live in rural areas and
               | the latter are usually found in upper class suburban
               | neighborhoods.
        
               | deltarholamda wrote:
               | > it seems that those homeovner associations are on level
               | of North Korea and Soviet Russia
               | 
               | The HOA is an agreement that is designed to keep a
               | neighborhood from going downhill by residents parking on
               | the street, or turning their yard into a parking lot, or
               | from painting their house some atrocious color. As
               | normally designed, they are little more than a
               | codification of "don't be a jerk."
               | 
               | The problem comes when people get involved. The sort of
               | person who really, really wants to be on the governing
               | board of the HOA is exactly the sort of person who should
               | NEVER be allowed anywhere near a lever of power. These
               | are the sorts of people who are out on the street with
               | calipers to see if your lawn is over the prescribed
               | length, or measuring the height of your mailbox. They
               | take great joy in meddling with other people's lives, and
               | they hide behind the veil of "I'm just enforcing the HOA
               | contract!" to be douchemobiles.
               | 
               | Whether this is an improvement over "either get your car
               | out of your yard or I'm gonna punch you in the nose," is
               | an exercise left to the reader.
        
               | watwut wrote:
               | I can assure you that places without HOA generally don't
               | have all that many atrocious houses. Nor do they have
               | whole yards turned into park lots.
        
               | rdtwo wrote:
               | The HOA is just a leftover flavor of Jim Crow and
               | redlining. They can't legally keep blacks out but they
               | can still enforce whiteness
        
               | yurtol wrote:
        
               | flomo wrote:
               | You shouldn't take reddit creative writing seriously.
        
             | macinjosh wrote:
             | You have an incredibly narrow minded and immature view of
             | freedom.
             | 
             | Some people _like_ living in neighborhoods with these
             | bylaws/HOAs. You are fully made aware of the bylaws before
             | you purchase the property and you can decide for yourself
             | whether or not it works for you.
             | 
             | I live in the US and in my immediate area there are
             | neighborhoods without these bylaws, some with, and there is
             | even agricultural use land mixed in. So if you don't like
             | the places with the bylaws there are many other options. In
             | the US you have the freedom to choose among many different
             | ways of life.
             | 
             | Freedom isn't about being able to do whatever you want,
             | wherever you want, at anyone's expense. It is about being
             | able to find and construct a life that makes you and those
             | around you happy. The _only_ way to do that is to not have
             | one over-bearing set of rules (even if the rule is there
             | are no rules), but to allow people to voluntarily set up
             | their own systems of rules in their own communities.
        
               | djvdq wrote:
               | > In the US you have the freedom to choose among many
               | different ways of life.
               | 
               | So... like in almost any other country in the world.
        
           | iamevn wrote:
           | Unsure is the emphasis on "freely" is sarcasm but people
           | absolutely don't have freedom when it comes to accepting HOA
           | terms. If the house you can get has a shitty HOA then you're
           | stuck with it. It took us dozens of offers (all well over
           | asking price) before we finally had one that got through and
           | there's no way we'd be able to be picky about HOA.
        
             | next_xibalba wrote:
             | You are conflating "free choice" with options that
             | perfectly align with your preferences. I made no such
             | claim. You are absolutely free to not buy a house.
             | 
             | And, I promise you, you can find a home to purchase that is
             | non-HOA. It just might not be in the area that meets all of
             | your other preferences. But this is your choice. This is
             | not evidence of a lack of freedom. You are not coerced into
             | buying any house.
        
             | quesera wrote:
             | > people absolutely don't have freedom when it comes to
             | accepting HOA terms
             | 
             | Of course they do.
             | 
             | If you don't like income tax, move to WA. If you don't like
             | sales tax, move to OR. (If you like them both, move to
             | CA!). These choices have inherent compromises.
             | 
             | If you don't like HOAs, choose a different neighborhood.
             | Again, inherent compromises.
             | 
             | But freedom of movement is guaranteed to all (non-
             | incarcerated) US citizens. If you choose not to exercise
             | it, that's 100% on you and your choices of prioritization.
        
               | djvdq wrote:
               | Freedom of movement is only one kind of freedom. Freedom
               | of growing your own carrot on your own property is
               | another.
               | 
               | Just don't say that you Americans are more free than
               | other nations. Because you are simply not.
        
               | adventured wrote:
               | And what was the point of coming into this thread and
               | pushing that attack specifically at the US? The world is
               | overflowing with highly regulated economies, including
               | all across affluent Europe. The article didn't claim the
               | US was more free than xyz, people in this thread weren't
               | claiming that either. You set up a straw issue so you
               | could knock it down.
               | 
               | You're relatively new here, so here's a tip: what you're
               | doing (trying to incite, posting flamebait) is
               | specifically against HN's guidelines.
        
               | quesera wrote:
               | You are responding to the wrong person.
               | 
               | And also mischaracterizing the state of things. Some HOAs
               | say you must have a lawn, not a garden, in your front (or
               | street-facing) yard. They do not prohibit you from
               | growing carrots in your back yard. They do prohibit other
               | things.
               | 
               | I'm not a fan of HOAs. But HOAs are _voluntary
               | communities_. You sign the contract, you are bound by the
               | terms. That 's true in your country too.
               | 
               | And as for American Freedom.. It's just part of the
               | exceptionalism mythology. Just like the One True God, or
               | the World Champions of Sport, or what have you.
               | Intelligent people have a more nuanced view.
               | Unintelligent people are more common, alas. And so the
               | world turns...
        
           | alistairSH wrote:
           | Except for the part where nearly 70% of new development is
           | within HOA-controlled subdivisions.
           | 
           | Sure, you can avoid them if you want to live in a rural area
           | or buy an older home. But almost anything in the suburbs
           | built since the 1970s is in an HOA.
           | 
           | HOAs can be good. But many of them are run by narrow minded
           | petty despots. Or worse, outsourced to a corporate management
           | company.
        
           | paulryanrogers wrote:
           | Another wrinkle is that many more areas are technically
           | cities; which usually comes with rules like no bees,
           | chickens, goats, etc. Yet just a block or two away and one
           | could live in a township which rarely has such rules.
           | 
           | Generally though I think your point stands, the USA is big
           | enough and varied enough one can usually chose a nearby
           | location which permits hobby farming.
        
           | MereInterest wrote:
           | Suppose it's the 1960s, and you want to buy something to eat.
           | Your choices are "Go home and make food." and "Go to a smoke-
           | filled restaurant and buy food." The choice of "Go to a non-
           | smoking restaurant and buy food." doesn't exist in that
           | environment, because there are no such restaurants. It would
           | be silly to state that this is a free choice indicating a
           | preference for smoke-filled restaurants, because there is no
           | alternative that maintains the option of going to a
           | restaurant.
           | 
           | Depending on the location, the only houses available may have
           | mandatory HOA membership. If the choice is "Join an HOA or
           | add 30 minutes to your commute.", that isn't a free choice.
           | If the choice is "Join an HOA or find a job in another
           | city.", that isn't a free choice. Depending on the area,
           | mandated HOA membership may be the de facto law of the land,
           | even if it isn't the de jure law of the land.
           | 
           | Choices must always be compared to their alternative, and
           | using a non-existent Hobbesian state of nature as the
           | alternative is overly simplistic.
        
         | bin_bash wrote:
         | That rule about vegetables I've only ever heard applied to
         | front yards which on American front yards looks pretty weird
         | anyways. Most of our homes have backyards where it makes a lot
         | more sense to put vegetables.
         | 
         | If you look at this article about it I think you can see why it
         | would be banned: https://www.huffpost.com/entry/illegal-
         | kitchen-garden_n_1687...
        
         | [deleted]
        
         | kQq9oHeAz6wLLS wrote:
         | There are plenty of rural areas of the US where there are
         | little to no building codes. Cities and municipalities of
         | course do, but if freedom to build what you want, how you want
         | is desired, you can find those areas easily.
        
       | ddoran wrote:
       | A basement house featured on Zillow Gone Wild this week [1] .
       | According to the same account it went sale pending after 1 day on
       | the market.
       | 
       | [1] -
       | https://twitter.com/zillowgonewild/status/152662553013669478...
        
       | kasey_junk wrote:
       | "I asked why and was told that by the 1950s it was clear that the
       | national economy had re-centered away from agriculture and small
       | farm towns to a handful of big cities."
       | 
       | You were told wrong by more than 30 years. The US was officially
       | more urban than rural by the 1920 census but the demographic
       | trend had been going on for 50 years before that.
       | 
       | By 1900 1 in 10 Americans lived in just 5 cities (NYC, Chicago,
       | Philly, St Louis & Boston).
        
         | giantg2 wrote:
         | They aren't wrong, and neither are you. Population growth was
         | large in the cities due to immigration. And if you had many
         | children on a farm, you couldn't divide the land for the next
         | generation and still be profitable, so they had to move to
         | cities. What happened from the 50s-80s were small farms being
         | given up because they weren't economical.
         | 
         | The machinery during the 50s-60s eliminated a lot of
         | agricultural jobs, and drive down prices. Not just for farmers,
         | but also in processing agricultural products.
        
         | rayiner wrote:
         | Note that, the census considers many "small farm towns" to be
         | "urban areas." For example, Sibley, Iowa, where my wife grew
         | up. It qualifies because it's population is 3,000 people (over
         | the 2,500 limit the census bureau uses). But it's not what most
         | people would consider to be an "urban area."
        
           | ghaff wrote:
           | I own a number of acres. One neighbor has an orchard and a
           | horse pasture. Another has a Christmas tree farm. We're
           | adjacent to a fairly large conservation property. We're urban
           | according to the US Census. And we certainly have no
           | practical way to shop by either walking or public
           | transportation.
        
       | pintxo wrote:
       | This style of incremental building seems to be still in existence
       | in Southern Europe.
       | 
       | It's not uncommon to see unfinished concrete structures.
       | Basically the raw skeleton often with exposed rebar at the top or
       | sides, indicating future work.
       | 
       | They may stay in this state for years. As apparently everything
       | is paid in cash and so building only advances whenever the owners
       | have enough at hand.
        
         | oxfordmale wrote:
         | In Spain it also related to planning permission. Once the
         | building work has finished, you need to have the planning
         | permission paper work in order. Therefore they often leave one
         | small room unfinished (exposed on the outside wall) to claim
         | work is still in progress.
        
           | alistairSH wrote:
           | I read something similar but in Egypt. Leaving the home
           | unfinished avoided either taxes or planning paperwork or
           | both.
        
         | gkop wrote:
         | I saw a good documentary on shell construction in South America
         | as a means to improve access to home ownership, as well as to
         | allow homeowners to significantly customize the homes over
         | time. We don't see this much in the US but it makes sense to
         | me.
        
       | WalterBright wrote:
       | Pro tip: don't build your house in a swamp. It'll sink.
        
         | anonymouse008 wrote:
         | Pro-pro tip: anything buried will bubble up. (re: Nola
         | graveyards)
        
         | [deleted]
        
       | geoffeg wrote:
       | > Growing vegetables on what should be a lawn is verboten in many
       | locations, if not by the government than by private association
       | bylaws.
       | 
       | I'm aware that some HOAs limit (sometimes to what seems like an
       | extreme) what can be done with the yard and lawn, but I wasn't
       | aware of any governments that ban growing vegetables. Is that
       | more common in water-restricted municipalities? (I live in
       | midwestern US, where backyard gardens are very common.)
        
         | duxup wrote:
         | This is interesting/ strange to me. I grew up in the Midwest
         | and a modest garden in the backyard was often the case. I've
         | never heard of them being banned. I don't doubt they are some
         | places.
         | 
         | I'm sure some suburban guy decided to plow his front yard and
         | be a corn farmer, but generally I find nobody minds a garden.
        
         | iratewizard wrote:
         | I've never heard of anything like that. Outside of HOAs, most
         | regulations we see about the front are length of grass, what
         | can and can't be done at the easement, public health issues,
         | and maybe laws about invasive plant species. My wife used to
         | work at a company that codified these laws, and she didn't know
         | of anything either.
        
           | TedDoesntTalk wrote:
           | My HOA defines the acceptable types of trees, plants, and
           | shrubs that can be planted. I don't know if vegetables are
           | restricted, but you cannot plant anything you want.
           | 
           | This is common in colorado.
        
             | HarryHirsch wrote:
             | What business does a bunch of Wikipedia admins have to rule
             | what I can plant in my own backyard. Mind, I get concerns
             | about invasive plants, water conservation or agricultural
             | pathogens, but that's not what HOA's are usually about.
             | They will tell you you can't paint your shed pink.
        
               | TedDoesntTalk wrote:
               | Wikipedia admins?
               | 
               | I agree this restriction is ridiculous. I don't know the
               | purpose except maybe to make the neighborhood all look
               | the same.
        
               | rmatt2000 wrote:
               | The three sets Wikipedia admins, HOA board members, and
               | Karens have an intersection with a large cardinality.
        
             | vharuck wrote:
             | My HOA prohibits any vegetable or fruit plants, except
             | heirloom tomatoes. So I can guess somebody on the board has
             | a particular hobby.
        
         | yardie wrote:
         | I know in Florida because of orange canker if one orange tree
         | has it basically all orange trees within a 1-mile radius have
         | to be destroyed. This is state law because of the orange
         | produce farms lobbying.
         | 
         | It's almost unheard of to see suburban or wild orange trees in
         | south Florida anymore.
        
           | rdtwo wrote:
           | Idk we visited some folks that had oranges growing in their
           | yard in a major urban area. Enforcement is probably not great
        
         | bin_bash wrote:
         | I could see front yards but not banning growing vegetable in
         | back yards
        
           | nicoburns wrote:
           | I really don't se why this is a thing for front yards either.
           | Growing vegetables are just as pretty as a lawn, and even if
           | you don't think so, surely productive use of the land ought
           | to take priority.
           | 
           | I find it so strange that such restrictions only seem to
           | exist in the US, where there is normally so much emphasis on
           | individual freedom.
        
       | Maursault wrote:
       | > to filter out the riffraff who can't afford larger homes.
       | 
       | When I was poor, I just wanted a home I could afford in a safe
       | neighborhood. Now that I have money, I just want poor people to
       | be homeless.
       | 
       | /mockery
        
         | rayiner wrote:
         | Residential zoning is just so wrong. It's trendy on the left to
         | say it's "racist" and it is that, but it's also classist and
         | elitist and WASP supremacist (e.g. banning multigenerational
         | families, which are common among both Hispanics and lower-tier
         | whites).
         | 
         | I live in a pre-zoning code suburb in Maryland. The current
         | minimum lot size is 20,000 square feet. Our house and most of
         | the neighboring houses are on 2,900 square foot lots. At least
         | on this side of the neighborhood, nobody tattles on each other
         | for doing unpermitted work. The result is real diversity and a
         | tightly packed community. (Though as housing prices increase,
         | our neighborhood, being so close to DC, is under threat from
         | PMCs.)
        
           | spacemanmatt wrote:
           | IIRC, we call it racist without the scare-quotes because of
           | it's disproportional effect. That's how that word works.
        
             | rayiner wrote:
             | > That's how that word works.
             | 
             | Incorrect. In ordinary usage, "racism" means prejudice
             | based on race. There are efforts by some to muddy its
             | meaning, to encompass both racial prejudice and
             | "disproportionate effect," but that's not the common usage.
        
               | JumpCrisscross wrote:
               | > _In ordinary usage, "racism" means prejudice based on
               | race. There are efforts by some to muddy its meaning, to
               | encompass both racial prejudice and "disproportionate
               | effect," but that's not the common usage._
               | 
               | Thank you. For some reason I've never been able to
               | explain it so succinctly when two people I respect get
               | into an obviously semantic argument around something
               | being or not being racist and then getting lost in the
               | weeds of the intentions of the long dead.
        
         | [deleted]
        
       | tomcam wrote:
       | Felt like I read a wonderful book in 5 minutes. That was a (to my
       | mind) politically neutral tour de force that captured the last
       | 150 years of housing policy, grounding its thesis with
       | fascinating images and writing.
        
       | chiph wrote:
       | I have a friend who lives in a rural area. He'd like to build a
       | house on some land he owns that is unsuitable for farming (too
       | steep) but he is unable to get a construction loan from the bank
       | as they will not write a loan that is secured only by the
       | property. Incremental construction might be the only way to do it
       | (assuming the county will issue him a building permit that would
       | span 5+ years).
       | 
       | Being debt-free within a few years of the house being completed
       | has a lot to be said for it. But when a loan payment is 80% or
       | more interest at the start, that's a lot of profit for a lender
       | to give up - they're not exactly going to be jumping at the
       | opportunity to write those loans.
        
         | rdtwo wrote:
         | Banks don't Usually hold loans. The loans are typically
         | packages and sold as bundles to institutional investors and
         | banks get a cut of the deal with minimal risk. But to do that
         | banks have to follow rules on what the packages look like so
         | only certain products get loans and everything else isn't worth
         | dealing with
        
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