[HN Gopher] Cronje Quits Crypto, Abandons Fantom, Yearn Finance
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       Cronje Quits Crypto, Abandons Fantom, Yearn Finance
        
       Author : nscalf
       Score  : 82 points
       Date   : 2022-03-07 18:03 UTC (4 hours ago)
        
 (HTM) web link (www.thismorningonchain.com)
 (TXT) w3m dump (www.thismorningonchain.com)
        
       | uncomputation wrote:
       | An interesting problem that I haven't seen addressed is that,
       | despite the marketing, web3/defi/crypto projects will be
       | antithetical to "builder"/hacker types. Decentralized protocols
       | are slow to develop by nature due to many people depending on
       | them. If you're developing Yearn finance, for example, no one
       | wants you to do anything but make sure that stays running and
       | delivering optimal returns. Once you have a project with
       | supporters, it becomes impossible to leave or modify. Not so with
       | a centralized project which can adapt quickly and "pivot."
       | 
       | Moxie Marlinspike talked a bit about this in his talk "The
       | ecosystem is moving." Where Signal could implement video chats
       | any time they wanted, distributed systems and protocols are hoist
       | with their own petard: consensus. You must get community
       | agreement and development on the new direction for anything
       | meaningful to happen. This is both the strength and weakness of
       | decentralized systems and one that is less suited to hacking and
       | more to code review.
        
         | madrox wrote:
         | I can't help but think about all the non-web3 protocols this
         | applies to, like email, html, etc. It's slower, but it's more
         | powerful. While Signal could implement video chat any time,
         | true...we don't need another closed video chat.
        
           | Traster wrote:
           | This can be done through a hybrid though, go off, build video
           | chat, get some adoption and then leverage that to get
           | consensus. "I've already done it this way I'm not changing
           | it" is a dick move in an average PR request, but effective.
        
           | uncomputation wrote:
           | Decentralized systems are more powerful if governed properly,
           | absolutely. But they won't attract hacker types because they
           | require ongoing maintenance and community consensus. When was
           | the last email upgrade? HTTP and HTML have remained
           | essentially the same their entire lives. Most of the people
           | on the W3C are veterans, not "builders."
           | 
           | Also Signal is open source, unless you have a different
           | meaning of "closed video chat."
        
             | cslarson wrote:
             | they don't necessarily require ongoing maintenance, it
             | depends how they are coded. some might even say the
             | "correct" way is a non-upgradeable back-end (on-chain
             | solidity contracts) and hash-addressed, ipfs hosted front-
             | end. anyone can then pin the front-end themselves to ensure
             | access or just run the code locally. dapps should rely on
             | centralised, server based components as that mostly defeats
             | the purpose.
             | 
             | uniswap is a good example. when they release an upgrade
             | users must explicitly adopt the new version. in fact
             | uniswap v1 and v2 still see usage despite the release of
             | uniswap v3.
        
         | yeahsure8 wrote:
        
         | dogman144 wrote:
         | That's basically the BTC approach and it shows. Stable, but
         | significantly more slower dev ecosystem. ETH, and by extension
         | web3/defi are a result of builder/hacker types leaving BTC to
         | get something more dev/app friendly.
        
       | prohobo wrote:
       | I don't understand, did he or didn't he make money then? Articles
       | about this make it sound like he made nothing and is in debt, but
       | he's also a billionaire?
        
         | nscalf wrote:
         | Cronje definitely made money, he was one of the originators of
         | the DeFi space. He contributed a great deal as a developer, and
         | has famously been very annoyed by the politics and drama of the
         | space. There's probably something to be said about the way he
         | left the projects, but it would be very unfair to categorize
         | this as a pump and dump.
        
       | hi5eyes wrote:
       | and dumped on the top 20 protocols he promised would get
       | airdrops, pumped for exit liquidity and so is now worth 9 figures
        
         | rchaud wrote:
         | The antiwork wolf of Wall St
        
         | arcadeparade wrote:
         | he made $2 billion in 2 years and fucked over a huge amount of
         | people
        
           | toomuchtodo wrote:
           | Anyone report him to the SEC and DOJ Crypto enforcement
           | division yet?
        
             | cuteboy19 wrote:
             | This is perfectly legal
        
             | rchaud wrote:
             | And tell them what?
             | 
             | "Hey, I gave real money to this guy and agreed to accept
             | magic beans in return. Now I have discovered that I can no
             | longer redeem these beans for cash"
        
               | toomuchtodo wrote:
               | "Hey, I gave real money to this guy who sold me what
               | falls under SEC regulation as a security due to the Howey
               | Test [1] [2]. I would like them investigated for
               | securities fraud."
               | 
               | It's easy. I've filed such complaints myself. I've bought
               | securities knowingly defective to file the complaints
               | when I was aware fraud existed. Bitcoin and Ethereum fail
               | the Howey Test, but if someone steals them from you, you
               | can still legally pursue for the theft of your digital
               | commodity (or tangentially, the laundering of those funds
               | if the theft and laundering are done by separate parties
               | [3]).
               | 
               | The wheels of justice turn slowly, but grind exceedingly
               | fine.
               | 
               | [1] https://www.sec.gov/corpfin/framework-investment-
               | contract-an...
               | 
               | [2] https://www.sec.gov/news/speech/peirce-how-we-
               | howey-050919
               | 
               | [3] https://news.ycombinator.com/item?id=30260787
        
             | colinmhayes wrote:
             | Crypto is the wild west. They've worked very hard to ensure
             | DeFi isn't categorized as a security so the SEC has no
             | jurisdiction.
        
               | toomuchtodo wrote:
               | That is not an accurate representation of the legal
               | obligations of jurisdiction participants.
               | 
               | https://www.sec.gov/spotlight/cybersecurity-enforcement-
               | acti...
               | 
               | https://www.justice.gov/opa/pr/attorney-general-william-
               | p-ba...
               | 
               | https://www.justice.gov/opa/pr/deputy-attorney-general-
               | lisa-...
        
           | gjvc wrote:
           | do you know of a link to the timeline of events and mis-steps
           | etc?
        
           | arzt wrote:
           | Source?
        
         | carnitine wrote:
         | Good for him.
        
           | thawaya3113 wrote:
           | I can't blame him at all.
           | 
           | Code is law and all that.
        
           | [deleted]
        
       | morganslaw wrote:
       | Is Cronje rich as a result of his efforts?
       | 
       | Did he also make others rich?
       | 
       | Who benefited the most of his DeFi efforts? Which one succeeded
       | the most?
        
       | cslarson wrote:
       | Andre is an innovator, both of protocols and token distribution
       | methods. He invented the notion of a "fair launch" with YFI.
       | Nobody was ever forced to interact with the contracts he
       | published, they chose to. But of course he became a big figure
       | and then got untold amounts of shit dumped on him.
       | 
       | Anyway, here's hoping he continues as an anon. That's really the
       | only way. People are ridiculous.
        
       | seibelj wrote:
       | As I said before https://news.ycombinator.com/item?id=29039690
       | 
       | Everyone who followed this guy gets what they deserve. Dude is a
       | nut job
        
         | dogman144 wrote:
         | Sounds like you've misquoted/mischaracterized him in your link.
         | 
         | ""Test in prod", I have come to regret this statement, anyone
         | that has listened to some of my interviews, will know I have
         | this statement so that people use caution. It exists to deter
         | people from just using systems without investigation. It does
         | NOT mean that I don't test... [goes onto explain 5 stages of
         | testing]."
         | 
         | https://andrecronje.medium.com/unpacking-my-involvement-in-d...
        
       | jazzyjackson wrote:
       | Maybe this isn't the place to ask, but since the source of this
       | wealth is "defi lending" and finding ways to max out APY, I have
       | to ask why anyone would take out a line of credit at
       | extraordinary interest rates in order to make all these staking
       | schemes profitable?
        
         | akyu wrote:
         | If you can borrow token A at X% interest, but there is an
         | opportunity to use that borrowed token and earn Y% interest, if
         | Y is greater than X, you can make profit. This is a super
         | simplified explanation but that's the gist of it. Basically
         | defi is a gigantic game of rehypothecation.
        
           | rchaud wrote:
           | > A at X% interest, but there is an opportunity to use that
           | borrowed token and earn Y% interest, if Y is greater than X,
           | you can make profit.
           | 
           | This is how arbitrage works. But wouldn't the arbitrage
           | opportunities disappear if enough people know that this token
           | yields more elsewhere? Surely the market prices would adjust
           | accordingly.
        
           | tomc1985 wrote:
           | There's gotta be someone at the end of this chain getting the
           | shrift
        
           | cuteboy19 wrote:
           | crypto must certainly be the worlds biggest wealth generating
           | machine if people are borrowing at 30%. that or its a pyramid
           | scheme
        
             | ayngg wrote:
             | The rates aren't that high, and for people that trade
             | volatility, yes it can be insanely profitable.
        
             | tootie wrote:
             | It also seems to be an economic niche that is 100% rents
             | and 0% utility.
        
             | koolba wrote:
             | It's both. Pyramid schemes generate wealth for a subset of
             | the pyramid.
        
             | cslarson wrote:
             | just curious where you get the 30% figure. usdc borrowing
             | on aave is 2.83% right now, which is practically reduced a
             | further 0.97% by the AAVE incentives. most other
             | stablecoins are in the same region.
        
         | TrapLord_Rhodo wrote:
         | There's a ton of reasons.
         | 
         | Arbitrage
         | 
         | - Borrowing, swapping and paying back in the same function
         | call.
         | 
         | Liquid Staking
         | 
         | - Say i have a POS coin. When i stake i secure the network with
         | collatoral and get paid a certain APR. But now that token is
         | stuck staking. But if you create a smart contract the
         | aggregates the coins together, stakes them and loan them out to
         | represent their underlying value, you get slight divergence
         | between the total value in the smart contract and your
         | underlying ownership in it. So now i have this Liquid X coin,
         | that is rising in value at a set rate to normal X Coin. So now,
         | i can then go and utilize the underlying value of the Liquid
         | coin by utilize it as collatoral to mint more X_Coin. Rinse and
         | repeat until you are at a respectable collateralization ratio.
        
         | tylersmith wrote:
         | The high yield isn't coming from high interest rates, generally
         | they're being subsidized by the protocol to attract deposits.
         | In fact, some these these subsidies _pay you_ to borrow.
        
         | ludamad wrote:
         | I was curious to this myself (I'm speaking more generally than
         | any project). One reason I found is just to provide margin
         | investing. So some company buys some $FOO and it goes up 10x.
         | It may prefer to borrow stablecoins with it as collateral, even
         | at a high rate. This way, investment can continue without
         | selling (they may want to defer selling for liquidity or tax
         | reasons, simply want to leverage and buy more etc)
        
       | paulpauper wrote:
       | The price is still in the $20k range, which I guess shows the
       | power or benefits of decentralized governance.
        
       | chrisco255 wrote:
       | He hasn't contributed to Yearn in over a year. Yearn is not
       | shutting down, yearn.finance is very much still alive and has
       | dozens of full time contributors and hundreds of part timers.
       | 
       | Yearn.fi, which is a UI wrapper made by Andre, is though.
       | However, it's open source and can easily be forked and redeployed
       | on a different domain.
       | 
       | A lot of these claims should be taken with a grain of salt.
       | Bitcoin's founder famously quit one or two years in. Most of
       | Cronje's creations will survive without him, as much as we hate
       | to see him go.
        
         | dogman144 wrote:
         | It was about 3 years in with a handoff to Gavin Andresen, and
         | decentralization around defi/web3 projects != btc's
         | decentralization.
        
           | mhluongo wrote:
           | Yearn has more contributors than Bitcoin did at that point,
           | tbh. I hate reading things like "Andre invented the fair
           | launch" when, uh, that was clearly Satoshi, but as someone
           | adjacent to Yearn, this isn't some random DeFi project.
        
         | the_lonely_road wrote:
         | Yearn Finance is listed in the article as one of the 25
         | projects being shit down on April 3rd. Could be a mistake by
         | the journalist of course but do you have anything to back up
         | your assertion that it's not closing?
        
           | embeng4096 wrote:
           | Think you're right, it's a mistake by the journalist. Here's
           | a tweet[0] from Anton Nell, Andre's partner according to the
           | journalist, saying what GP is saying: yearn.fi is shutting
           | down but yearn.finance will continue to operate.
           | 
           | [0]: https://twitter.com/AntonNellCrypto/status/1500405475296
           | 2969...
        
       | cwkoss wrote:
       | I have never heard of any of these entities. Were they big?
        
         | TacticalCoder wrote:
         | I'm not really into the ecosystem but I do read about it once
         | in a while and I did hear about "yearn" for sure. So I think
         | they aren't that small.
        
         | brimble wrote:
         | I found it hard to tell which words were and were not part of
         | proper nouns, and which were organizations or things and which
         | were people, in this headline. It reads like gibberish.
        
           | chockchocschoir wrote:
           | As is common when someone is not familiar with an industry or
           | concept, titles become hard to read.
           | 
           | To help you, I have made the names in _italics_ and then even
           | you could maybe understand this title.
           | 
           | > _Cronje_ Quits Crypto, Abandons _Fantom_ , _Yearn Finance_
           | 
           | Speaking about titles, what do you think about this one?
           | 
           | > Enhanced Cycling Stability of Macroporous Bulk Antimony-
           | Based Sodium-Ion Battery Anodes Enabled through
           | Active/Inactive Composites
           | 
           | How am I (or you), a person who have no experience in
           | whatever the subject is about, supposed to know what it is
           | about?!
           | 
           | Absolute gibberish! Or maybe, a title is written for people
           | who are actually in that industry?
        
             | duped wrote:
             | The second is much easier to read as a layperson because it
             | contains punctuation, articles, and prepositions.
        
             | brimble wrote:
             | Your example is much easier to parse, and I know _far less_
             | about that than about the industry in the HN title.
        
         | ushakov wrote:
         | yearn finance had as much as $5B locked in assets
         | 
         | source: https://www.defipulse.com/projects/yearn.finance
        
         | zitterbewegung wrote:
         | Solidity is the dominant language to write smart contracts. See
         | https://github.com/ethereum/solidity
        
           | tekstar wrote:
           | The entity that is referred to in the article as shutting
           | down is 'Solidly'
        
           | bseidensticker wrote:
           | Solidity was not mentioned in the article or this comment
           | thread (aside from your comment).
        
       | dmitriid wrote:
       | The epigraph reminded me of this, from _Alice Through the Looking
       | Glass_ [1]:
       | 
       | --- start quote ---
       | 
       | The name of the song is called _" Haddocks' Eyes"_.'
       | 
       | 'Oh, that's the name of the song, is it?' Alice said, trying to
       | feel interested.
       | 
       | 'No, you don't understand,' the Knight said, looking a little
       | vexed. 'That's what the name is _called_. The name really _is
       | "The Aged Aged Man"_.'
       | 
       | 'Then I ought to have said "That's what the _song_ is called "?'
       | Alice corrected herself.
       | 
       | 'No, you oughtn't: that's quite another thing! The _song_ is
       | called _" Ways and Means"_: but that's only what it's _called_ ,
       | you know!'
       | 
       | 'Well, what _is_ the song, then? ' said Alice, who was by this
       | time completely bewildered.
       | 
       | 'I was coming to that,' the Knight said. 'The song really _is
       | "A-sitting On a Gate"_: and the tune's my own invention.'
       | 
       | --- end quote ---
       | 
       | [1] https://sabian.org/looking_glass8.php
        
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