[HN Gopher] El Salvador Is Now over 31% Down on Its Bitcoin Bet
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       El Salvador Is Now over 31% Down on Its Bitcoin Bet
        
       Author : ushakov
       Score  : 41 points
       Date   : 2022-01-24 19:18 UTC (4 hours ago)
        
 (HTM) web link (cryptobriefing.com)
 (TXT) w3m dump (cryptobriefing.com)
        
       | jinpa_zangpo wrote:
       | President Bukele is betting that the bitcoin community will lend
       | him money on less onerous terms than the IMF and invest their
       | profits from bitcoin in El Salvador. He is buying goodwill from
       | the bitcoin community, whether he also makes a profit on his
       | bitcoin is secondary.
        
         | gowld wrote:
         | More likely he's planning to embezzle the BTC since it is hard
         | to control.
        
         | alisonkisk wrote:
        
       | muzika wrote:
       | For context: * El Salvador has 2 legal tenders, most of their
       | reserves is still in USD that is know to go down in value over
       | long term. More likely their bitcoin holdings will be worth more
       | than their USD holdings some day. * They own a bit over 1,000
       | bitcoins, while MSTR owns over 140,000 bitcoins. Apples to
       | oranges, but still.
        
         | avrionov wrote:
         | According to this article [1], they have about $3B in dollars
         | and gold.
         | 
         | Bitcoin needs increase 100x or they need to buy why more.
         | 
         | [1] https://tradingeconomics.com/el-salvador/total-reserves-
         | incl...
        
         | thehappypm wrote:
         | More likely their Bitcoin goes to $0.
         | 
         | I'm surprised nobody has ever considered that Bitcoin is
         | vulnerable to attacks. It hasn't happened yet, but imagine if
         | someone finds a way to do fraudulent transactions. Then it's
         | all over.
        
           | radu_floricica wrote:
           | Yup, nobody ever considered Bitcoin is vulnerable to attack.
           | Thank you for the insight!
           | 
           | Snark aside, all risk is relative. Your bank account is also
           | vulnerable to attack, and also a lot more vulnerable to human
           | error and a bunch of other risks. Various instruments are
           | good for various goals - as it happens, BTC is a pretty good
           | value store. Not what anybody expected in the beginning, but
           | there you go.
        
             | zydex wrote:
             | I think a key point is that traditional finance/banking has
             | far more buffer and dampening built into the system than
             | crypto. Crypto seems incredibly rigid and brittle - so it
             | works well until it doesn't. Crypto seems to work well for
             | people that know what they're doing but it's no surprise
             | that the majority of people don't. Far from a new insight
             | but worth pointing out.
        
             | [deleted]
        
           | baobabKoodaa wrote:
           | "If" someone finds a way to do fraudulent transactions? That
           | already happened about 10 years ago when someone exploited an
           | overflow bug to create billions of Bitcoin for the hacker
           | within a single transaction. The bug was fixed and Bitcoin
           | hard forked over it. Everybody moved onto the new chain.
        
           | Kranar wrote:
           | >I'm surprised nobody has ever considered that Bitcoin is
           | vulnerable to attacks.
           | 
           | It's hard to know sometimes if one is being sarcastic on HN,
           | but at any rate, Bitcoin is quite possibly the most
           | scrutinized piece of technology ever developed and there is
           | an enormous amount of research, both academic, corporate, and
           | even just random independent individuals looking for any kind
           | of fault with it whatsoever.
           | 
           | Does that mean Bitcoin is infallible? Absolutely not, but to
           | claim that nobody has considered that Bitcoin is vulnerable
           | to attacks is just one of the most ridiculous claims I've
           | read on HN, once again assuming you're not being sarcastic.
        
           | joemazerino wrote:
           | This won't happen. USD rotting away to inflation? Happening
           | right now.
        
             | thehappypm wrote:
             | How certain are you that there will never be an exploit in
             | the protocol?
        
               | joemazerino wrote:
               | I never said that. I said Bitcoin won't go down to $0.
               | Bugs have and will be found and squashed.
        
               | emteycz wrote:
               | Hundreds of billions of dollars are staked on the
               | security of Bitcoin protocol. Bitcoin is not some hyper-
               | complex enterprise software suite with thousands of
               | hidden micro-bugs just waiting to be noticed and
               | exploited. It is lightweight, straight-forward and
               | provable by mathematics while being _the single most
               | financially exposed and the most audited piece of code
               | ever_.
               | 
               | Don't you think somebody would notice something by now?
               | 
               | Anyways. Do you really think the network wouldn't do
               | anything about it? Even quantum-proofing Bitcoin is a
               | possibility, so why not fixing a bug?
               | 
               | I bet that the humans running the machines that run the
               | Bitcoin network would simply update their Bitcoin-core
               | and go on from the point just before the transaction that
               | stole everyone's Bitcoin. A significant nuisance, but
               | hardly a catastrophe.
        
           | djenendik wrote:
           | Both comments can be correct.
        
         | grey-area wrote:
         | MSTR, like his last fraud in the dot com bubble, is busy
         | imploding and will probably be investigated for fraud again at
         | some point. Those bitcoins were bought with borrowed money from
         | insane bond issues at much higher share prices.
         | 
         | https://doomberg.substack.com/p/a-drunken-saylor
        
       | mvdwoord wrote:
       | Doing better than Argentina...
       | 
       | https://tradingeconomics.com/argentina/inflation-cpi
        
         | varunprasad wrote:
         | CPI is a completely different measure that includes a lot more
         | than currency value vs other currencies (usually the dollar).
         | 
         | I'm curious why you wouldn't compare it to the direct measure,
         | which is the value of the Argentine Peso.
         | 
         | Because if El Salvador had bought Argentine Peso instead and
         | let's assume they bought them in September, when they first
         | started buying Bitcoin (if I assume they bought the Peso
         | gradually over the past 4 months like they did Bitcoin the Peso
         | would look better since its value has only dropped over that
         | period), they would have bought $88mm USD of Peso on September
         | 1 at a price of 97.71 Peso per dollar, giving them a 8.598
         | billion Peso holding.
         | 
         | At today's price of 104.50 Peso per USD, that holding would now
         | be worth $82.28mm USD.
         | 
         | Compare that to their BTC holdings of $60mm spending the same
         | amount of USD to buy Bitcoin. Clearly $82.28 > ~$60mm, so they
         | would have done a lot better with the Argentine Peso instead.
         | 
         | Of course, BTC is highly volatile and for all you know it may
         | rise by 50% making their holdings more valuable than the Peso.
         | However, what it does show is that BTC appears to be a poor
         | currency, that specifically does not protect from inflation or
         | currency risks.
         | 
         | It might be a great investment, as a lot of people appear to be
         | treating it, but that in fact makes it a poor currency. An
         | investment should appreciate over time. Whereas a good currency
         | should depreciate over time (although slowly) because if it
         | appreciates over time then that greatly reduces the incentive
         | to spend/invest the resources that currency represents in
         | actual productive endeavors, which damages the real economy,
         | and means a country does not build as much infrastructure, grow
         | as much food, or employ as many people, as it would with a
         | slowly but consistently depreciating currency.
        
           | conanbatt wrote:
           | The Argentine peso is at 220~. Without snark, I think talking
           | about argentinian peso is reserved only for argentinians. It
           | is just impossible for non-argentinians to understand a
           | multi-currency multi-denomination monetary economy.
        
             | thebradbain wrote:
             | Cubans had (have?) a multi-currency multi-denomination
             | monetary economy (CUP and CUC/USD) until January 1 2022.
        
       | [deleted]
        
       | StanislavPetrov wrote:
       | If Bitcoin had instead surged 31% since the "bitcoin bet", the
       | same people pointing to this decline as proof of failure would be
       | (rightfully) dismissing the surge as insignificant due to the
       | intrinsic volatility of bitcoin. The truth is that its impossible
       | to know how El Salvador's bitcoin gamble will ultimately play
       | out, and most of the criticism being leveled at El Salvador right
       | now is due to the pre-existing bias that many have against
       | Bitcoin and crypto in general. This bias is also closely linked
       | to the unfounded faith that crypto naysayers hold in the solvency
       | of the US federal reserve and legacy financial system as a whole
       | (which is similar to the unfounded faith that Bitcoin zealots
       | have in crypto).
        
       | viraptor wrote:
       | This is not really newsworthy. Anyone remotely familiar with BTC
       | trends will know this happens every once in a while and so far we
       | got back higher after every single crash. It was likely to happen
       | at some point and it will happen again unless something major
       | changes about the crypto market. Otherwise it's "the thing that
       | happens once a year or so without long term effects happened last
       | week (again)".
        
         | grey-area wrote:
         | In a real currency that _thing that happens every once in a
         | while_ (i.e. massive volatility) has very real impacts on food
         | prices and salaries and is highly undesirable.
        
           | jatone wrote:
           | fundementally this is due to bitcoin's lack of adoption as an
           | actual currency. the larger the user pool the less it would
           | fluctuate.
        
           | viraptor wrote:
           | Yes, the impact on people, salaries, etc. would be a very
           | interesting topic indeed. I'm very curious if anyone is being
           | paid BTC salary already and if it was adjusted, or is
           | everyone expecting a quick recovery, or is the reliance on
           | BTC is high enough that the crash changes the fiat prices as
           | well. But that's not what the article is about, or I wouldn't
           | criticize it for being shallow.
        
           | vmception wrote:
           | El Salvador uses oracle pricing of goods in USD when paying
           | in BTC. Which solves over half of the equation. The other
           | half, of course, is people that choose to continue holding
           | BTC would have wildly fluctuating purchasing power ether way.
        
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       (page generated 2022-01-24 23:20 UTC)