[HN Gopher] USC pushed a $115k online degree - graduates got low...
       ___________________________________________________________________
        
       USC pushed a $115k online degree - graduates got low salaries, huge
       debts
        
       Author : alex504
       Score  : 152 points
       Date   : 2021-11-09 16:27 UTC (6 hours ago)
        
 (HTM) web link (www.wsj.com)
 (TXT) w3m dump (www.wsj.com)
        
       | 999900000999 wrote:
       | Ehh eh.
       | 
       | I went to a CSU for like 6k a year.
       | 
       | If you want to be elitist and attend the most expensive school
       | possible, you have to eventually pay for it.
       | 
       | > Ms. Fowler, a 2018 graduate, enjoyed the program but owes
       | $307,000 in total student-loan debt, including about $200,000
       | from the master's degree. She said she earns $48,000 as a
       | community mental-health therapist in Mount Pleasant, Iowa.
       | 
       | This translates into paying 300k to feel prestigious. At dinner
       | parties she gets to tell everyone about how she's a USC grad.
       | 
       | Adults have a right to make poor choices.
       | 
       | That said, having a hard cap of 100k unless enrolling in a high
       | paid field ( Dr , Lawyer, anything that requires a state
       | sanctioned license) would be a good idea.
       | 
       | The problem with Student Loan forgiveness is it would typically
       | help the highest paid Americans. Most people with 100k plus in
       | loans also make very good money.
       | 
       | Why in God's name would you go 300k in debt to make 50k ?
       | 
       | I see the same problem with boot camps, instead of accepting that
       | building a six-figure career just takes a while, people want a
       | shortcut. I got to six-figure figures without even having a BA,
       | but it took a long time in a lot of very hard work.
       | 
       | Actually it only took me about 3 years from dropping out of
       | college to my first six-figure job, but I was programming at
       | least 40 hours a week back then. This was after work of course.
       | Even now I'm off and happiest when I'm building my side projects.
        
         | aserdf wrote:
         | - Adults have a right to make poor choices.
         | 
         | agree however the vast majority of high school kids are
         | marketed to and forced to make decisions about college, while
         | having little to no comprehension of the magnitude and
         | permanence of their decision, when they are 17 years old
         | (minors).
         | 
         | graduate school of course being a different story.
        
           | WalterSear wrote:
           | The career counselor at my expensive private school didn't
           | know what an engineer does.
        
             | zsmi wrote:
             | Wow. I thought everyone knew they drive trains.
        
               | psyc wrote:
               | And I thought everyone here knew they make React apps.
        
               | notJim wrote:
               | Im pretty sure they evaluate the structural soundness of
               | buildings.
        
         | romwell wrote:
         | >The problem with Student Loan forgiveness is it would
         | typically help the highest paid Americans. Most people with
         | 100k plus in loans also make very good money.
         | 
         | Why would that be a _problem_?
         | 
         | First, your "typically" needs a citation. The average student
         | loan is about $40K.
         | 
         | Second, it's not a problem to help struggling people if a
         | percentage of people who are not struggling benefits too.
         | Nothing is 100% efficient, and the inefficiency of not checking
         | tax forms at a soup kitchen to make sure _only_ the Actually
         | Poor(tm) get the soup is made up tenfold by the outcome of
         | nobody needing to be hungry.
         | 
         | >Adults have a right to make poor choices.
         | 
         | Yeah, unless it's buying alcohol, tobacco, or marijuana.
         | 
         | Somehow that doesn't apply to enlisting in armed forces or
         | taking on a lifetime debt that, unlike anything else, won't be
         | erased in a bankruptcy, and thus is nearly risk-free for the
         | lender.
        
         | rauljordan2020 wrote:
         | > If you want to be elitist and attend the most expensive
         | school possible, you have to eventually pay for it.
         | 
         | Eh, I feel like this isn't true. Most of top schools in the US
         | offer full, need-blind financial aid. This means no scholarship
         | that can be taken away nor student loans. Many fellow
         | classmates were there completely free of charge. The best
         | schools have money, and they're interested in making sure their
         | talent attends.
        
           | 999900000999 wrote:
           | Um USC is still considered one of the top schools.
           | 
           | The full rides you're referring to are often reserved to
           | students from very low income backgrounds. Let's say your mom
           | and your dad make 150 combined, that doesn't mean they have a
           | spare $60,000 for you to go to school. Meaning you might have
           | to take out some student loans.
           | 
           | I still think student loans are an amazing program, and no
           | they don't need to be forgiven. As long as you take out loans
           | the right way, for example in my case I went to the cheapest
           | possible School, and I finished college at my own pace. It
           | worked out very well for me. With student loans I was able to
           | get away from my horrible family. When I see these stories of
           | insanely irresponsible people who take out a quarter million
           | in loans I the good student loans do is lost.
           | 
           | Regardless in this case the students only took on so much
           | debt because they wanted that sweet sweet USC degree.
           | 
           | When you're 25 you can do a bunch of stupid things. That
           | doesn't mean we need to pass a law to stop everyone from
           | doing anything silly.
        
         | adamredwoods wrote:
         | I think the article is pointing towards USC-specific predatory
         | behavior for social-worker degrees.
         | 
         | >> In increasing enrollment in its social-work program, USC
         | benefited from federal loan dollars: Graduates from 2015
         | through 2018 collectively borrowed more than half a billion
         | dollars in federal student loans, more than those at any other
         | graduate program in the country, the Journal found. USC had an
         | endowment of $5.9 billion last year, making it one of the 20
         | wealthiest private schools in the country.
        
           | morelandjs wrote:
           | Set the government student loan ceiling according to the
           | university and degree program. One way to do this would be to
           | peg it to the median earnings of recent grads (determined via
           | tax reporting).
           | 
           | Want to pursue a pre-medical degree at USC? Great! The
           | government will loan you up to some large amount. Want to
           | pursue a humanitarian degree at XYZ tech online? Great! The
           | government will loan you a small amount. Remove the
           | externality on society.
        
         | david38 wrote:
         | Yes, adults can make poor choices. Agreed.
         | 
         | Said choices should be constrained though. She wouldn't be
         | allowed to buy a 300k car with no possibility of bankruptcy.
         | 
         | The lender is made of adults as well. They also made poor
         | choices. Why is a group of adults hiding behind a piece of
         | paper allowed to be saved from their poor choices while an
         | individual not?
        
           | romwell wrote:
           | >Why is a group of adults hiding behind a piece of paper
           | allowed to be saved from their poor choices while an
           | individual not?
           | 
           | Because rich people lending money to poor people needs to be
           | a risk-free endeavor backed up by the state. This way, it's
           | easier for the banks to make money.
           | 
           | And at the same time, it's easy to spin predatory lending as
           | "helping out" when it shouldn't exist to begin with, and
           | victim-blame people who are taken advantage of (which, in the
           | case of student loans, is children: college applications are
           | sent out well before a typical freshman turns 18).
        
           | nickff wrote:
           | > _" Why is a group of adults hiding behind a piece of paper
           | allowed to be saved from their poor choices while an
           | individual not?"_
           | 
           | The piece of paper is the law, which does not allow for
           | defaults on these loans. These laws were created to allow
           | students to take massive loans, and transfer their future
           | earnings to a school. I would agree that something should
           | change, but the schools will fight tooth and nail to prevent
           | it.
        
         | opinion-is-bad wrote:
         | If the colleges had to take a stake in the debt repayment, or
         | lack thereof, they probably would do a better job ensuring
         | their graduates don't take out impossible loans. Adults can
         | make bad decisions, but many that are getting trapped in
         | student loan debt are making the decisions while still
         | technically underage.
        
           | jeffy90 wrote:
           | I really like this idea, only edge case I wonder about is if
           | such a policy would incentivize colleges to avoid letting in
           | students from low income backgrounds.
        
             | opinion-is-bad wrote:
             | It's possible. A lot of top universities already do need-
             | blind admissions, so I don't think it's an unsolvable
             | hurdle.
        
         | alex504 wrote:
         | The school spends 60% of its revenue selling itself as an elite
         | education to people who don't qualify or need an elite
         | education. They employ salesmen and incentivize them to be as
         | aggressive as they legally can. They then deliver a subpar
         | education, by every metric, compared to schools that cost half
         | as much.
         | 
         | This is a predatory scam that targets low-income individuals
         | who want an education and a career and pretty much guarantees
         | an outcome of long-term financial instability.
         | 
         | Of course the victims have some of the responsibility, but
         | 
         | >Adults have a right to make poor choices.
         | 
         | Puts these supposedly prestigious schools at about the same
         | ethical level as a casino, a tobacco company or a pay day loan
         | operation. What USC is doing is arguably worse than a casino
         | because it's using the reputation of a prestigious university
         | to take advantage of people who want an education, while
         | simultaneously siphoning money from taxpayers.
        
           | jamestimmins wrote:
           | Where are you getting the 60% number? I have an extremely
           | hard time believing this is anywhere close to accurate.
        
             | alex504 wrote:
             | From the article:
             | 
             | >The social-work school was contractually required to share
             | about 60% of revenue with 2U and ran into financial
             | trouble.
             | 
             | My impression was that most of what 2u did was marketing, I
             | might be wrong about that though. It seems like a
             | combination of marketing and their online platform.
        
               | jamestimmins wrote:
               | Ah ok, I missed that. I thought you meant 60% of USC
               | funds were getting redirected 3rd parties like that; my
               | mistake.
        
         | BizarroLand wrote:
         | I don't know if there is a solution to this, but it seems like
         | the cost should be somehow equivalent to the average payout. I
         | feel that college in general would serve the country better if
         | the results were tied to the expenses and efforts required. A
         | Sociology degree that empowers people to make life changes for
         | disadvantaged and neglected people (while living on subsistence
         | wages) would serve our future better if it were basically free,
         | whereas STEM degrees that increase your likelihood of retiring
         | a millionaire by 50% over the average could be feasibly
         | worthwhile if they cost $300k.
         | 
         | I took on $65k of loans for my BS but make six figures myself,
         | so it was worth it for me. I can't image 5x the cost for 1/3rd
         | the reward. That's just stupid.
         | 
         | I admit that the person who took this path is to blame for some
         | of it, but a college tying $300,000 to a degree that earns
         | $5/hr more than a fry cook is also at some level to blame along
         | with the path society took to enable this scenario to exist in
         | the first place.
        
           | austincheney wrote:
           | I don't blame the school for that at all. Mental health
           | requires a masters degree and pays next to nothing. You can
           | make more as a teacher. This isn't a secret.
        
           | eindiran wrote:
           | This creates an incentive structure that is exactly the
           | opposite of what you want.
        
             | BizarroLand wrote:
             | How so? Take a lower paying course that benefits society
             | for little or no cost to you or a higher paying course that
             | will push you into the upper middle or lower upper class
             | that costs more.
             | 
             | The only losers here would be the colleges that no longer
             | get to charge the same $300k for every degree they stamp.
             | 
             | Where is my logic wrong?
        
               | bmhin wrote:
               | The loan burden is on many people who do not complete
               | their degrees. If a college's options are: enroll people
               | in very low margin degrees, with likely comparable costs,
               | or enroll people in the high margin (& high earning)
               | degrees but with a success rate of ~75% year over year,
               | the school makes way more money but only a third come out
               | with the value add degree. The incentive there is to push
               | people into the alluring high risk high reward field
               | cause they make revenue regardless. Let in more people,
               | allow for bigger class sizes, offer more classes, etc.
               | 
               | The happy path might be the same or better, but the sad
               | path gets grimmer. All that said, the completion rate
               | fiasco is it's whole own can of worms.
        
               | zdragnar wrote:
               | It funnels poor people into low paying jobs, and those
               | who are better off into higher paying jobs, as they can
               | afford the risk of taking out the loans (and likely have
               | parents with good credit to back them).
               | 
               | Of course, that's assuming that the cost of lost tuition
               | on cheapo degrees is made up by bumping up the cost of
               | good job degrees. If you merely cut the tuition of some
               | without raising the rest, then you will need to deal with
               | all the school's who have wildly outsized budgets that
               | were being subsidized by the cheapo degrees.
               | 
               | Or, the government will end up paying for it, and
               | there'll be a glut of social worker degrees flipping
               | burgers because social work and library sciences have a
               | relatively fixed number of positions available.
        
               | eindiran wrote:
               | Loosely, jobs which pay poorly have a lot of labor supply
               | relative to demand and jobs that pay well have a lot of
               | demand relative to supply.
               | 
               | If you artificially change the price of degrees to match
               | the expected lifetime ROI of that degree, you are
               | decreasing the barrier to jobs that we already have too
               | many people attempting to do and increasing the barrier
               | to jobs we need more people to do.
               | 
               | Of course this analysis overlooks that some jobs are
               | "good for society" on some metric, but no one wants to
               | pay for them. But then the approach should be to directly
               | incentivize those jobs eg through grants or government-
               | funded work programs.
        
               | jeffy90 wrote:
               | There's a shortage of software engineers and we need more
               | students to enroll in STEM. When deciding between an
               | expensive STEM degree or a free liberal arts degree,
               | students are incentivized to chose the free degree in
               | your proposed solution.
        
               | BizarroLand wrote:
               | But as it stands right now, people are equally
               | incentivized to take degrees for passion as they are for
               | profit, possibly to their own detriment when one comes
               | with misery from poverty and the other with misery from
               | golden handcuffs.
               | 
               | Not everyone is cut out for a STEM career. You can't turn
               | cavemen into electrical engineers if the aptitude isn't
               | there, right?
               | 
               | It's not a big leap to say that some people will
               | prioritize greed over compatibility and end up risking
               | being able to cheat their way through or flunking out /
               | being expelled if they fail with nothing but either a
               | degree they aren't qualified to possess or a debt they
               | aren't able to repay.
               | 
               | A lot of people in IT would be happier as truck drivers,
               | a lot of engineers would be happier as welders. It always
               | boils down to balancing the money with the passion, and
               | the current system is balanced to the college's coffers.
               | 
               | I did preface my original statement by saying that I
               | don't know if there is a good solution. I proffered a
               | solution knowing that it wasn't a good solution because
               | there are things I with my single brain simply am not
               | capable of calculating for, but I believe we can all
               | agree that the current system has some significant flaws
               | that should be addressed, right?
        
         | ndesaulniers wrote:
         | > Adults have a right to make poor choices.
         | 
         | Perhaps, but I do think we should defend the stupid from
         | predators and predatory behaviors.
         | 
         | > Why in God's name would you go 300k in debt to make 50k ?
         | 
         | Takes money to make money. What's the break-even point? That
         | 300k is a one time cost; that 50k is recurring yearly.
        
           | jeffy90 wrote:
           | I guess the question should be why would you spend 300k at
           | USC to make 50k, when you could spend 50k somewhere else to
           | make the same 50k.
        
         | ttcbj wrote:
         | My favorite idea for this issue is that the gov't should pay
         | for college, except it should pay a multiple of the student's
         | increase in earned taxable income averaged over the 5 years
         | preceding and following the degree. High school students would
         | have near zero income, so it would mostly be a multiple of
         | their 5 year average income after graduation.
         | 
         | This pays directly for what the gov't wants (increase in the
         | student's productive utility in the economy), it correlates
         | increasing expenditures with increasing long term tax income,
         | and I think in the long term it would create structural
         | incentives guiding students towards more practical degrees.
        
       | renewiltord wrote:
       | These degrees are worthless. The fields are worthless. And a
       | constant ongoing propaganda campaign is waged to get people to
       | pay for them. Helping along are an army of useful idiots who will
       | pretend like this is academia when it is pseudoscience packaged
       | up as a program to steal from unknowing young people.
       | 
       | It's time for us to publish expected income based on major and
       | university.
       | 
       | "God forbid someone study something for the love of it". No, god
       | doesn't forbid shit. But the realities of the fact that you gotta
       | put food in your mouth constrain you.
       | 
       | If money isn't such a big deal, why not just share the data. I'm
       | sure people will say "Oh yeah, I think it's worth it for me to
       | live my life in undischargeable debt so I can 'study' this major
       | at this place and work for minimum wage".
        
         | InitialLastName wrote:
         | > The fields are worthless.
         | 
         | You realize we're talking about social work here, right? God
         | forbid someone help people with their work rather than find
         | ways to lubricate an advertising delivery system at a FAANG.
        
           | NateEag wrote:
           | Not OP, but I suspect they call the field "useless" based on
           | the belief that social work doesn't achieve its aims, not on
           | the grounds that the aims are bad.
        
             | BizarroLand wrote:
             | Either that or they're judging the career based on its
             | lifetime potential remuneration and not the internal
             | passion of the pursuer or the external social value it
             | provides. Social workers, like teachers and janitors are
             | vastly undervalued for what they provide (in optimal
             | circumstances).
        
       | cm2012 wrote:
       | Way more of a scam than any bootcamp
        
       | mdavis6890 wrote:
       | It doesn't sound like the students have as big a problem as the
       | LENDERS do! Why don't the students just not pay the bill and file
       | bankruptcy? If the loans aren't government loans that aren't
       | bankrupt-able, then I think we have identified the problem right
       | there.
       | 
       | What we need to do is ensure that lenders bare the full cost of
       | lending to people who likely will not be able to pay them back.
        
       | maerF0x0 wrote:
       | not to be too cold about the real people hurt by the
       | mischaracterization, but...
       | 
       | My local ferrari dealership basically implies my life will be
       | perfect (all the pretty women will fawn over me!!) if I just buy
       | one of their cars. America made these institutions into for
       | profit companies. We have to stop giving them the goodwill we'd
       | afford to altruistic/idealistic academic institutions.
       | 
       | Yes USC has a "not for profit" label, but just because the label
       | says "water" doesn't mean there isn't gasoline in that bottle --
       | use some common sense and call a bird a duck by it's quack.
        
         | mrits wrote:
         | Your Ferrari dealer at least has a point though. You also can
         | get most of your money back if you decide to sell later.
        
           | YetAnotherNick wrote:
           | But you don't get to use it. You could drop off in the first
           | semester by that logic and it would have saved most of her
           | money.
        
             | 999900000999 wrote:
             | You can also file for bankruptcy 3 years after driving the
             | car off the lot.
        
         | vgeek wrote:
         | Exactly. I used to consider academia as a separate entity from
         | the private sector, thinking it was full of altruistic
         | individuals wanting to further the knowledge of humanity. Then
         | I started seeing that _most_ colleges operate as tax-exempt
         | businesses with different marketing strategies, products and
         | target consumers. They 're just layers of bureaucracy while
         | those delivering the most value (professors) regularly get
         | treated rather poorly (pay, job security, responsibilities,
         | etc.) while the administrators soak up all of the benefits. How
         | do the objectives get shifted back towards learning rather than
         | building new stadiums and student centers?
        
           | netizen-936824 wrote:
           | In my experience its split within the university itself, with
           | most of the actual academics being lower paid and about
           | furthering knowledge and teaching. The other administrative
           | departments are the ones with questionable utility and
           | motives, its like they're being taken over by MBAs
        
             | ishjoh wrote:
             | It's not just MBAs it's M*, I have a close friend who works
             | in the administration for a well known university, her
             | department administration will not hire any junior person
             | that doesn't have a masters degree, it doesn't particularly
             | matter what masters degree they have, just as long as they
             | have one.
             | 
             | In addition to requiring a masters degree, my friends admin
             | department is way over staffed, having come from private
             | industry my friend is shocked at how little people do. My
             | friend has a boss whose screen they can see, and estimates
             | that the boss puts in roughly 15mins of work per day and
             | spends the rest of the time on Twitter & Facebook. My
             | friend estimates that the headcount is roughly 3 times more
             | than it would be in private industry
        
       | paulpauper wrote:
       | Low-ranking but expensive private colleges are such a racket,
       | overall. Paying $100k for Brown has a way higher ROI than paying
       | $100k for No-name U.
        
         | aidenn0 wrote:
         | I think the biggest difference in college since I went to
         | school is that the gap between the cost of an elite school and
         | a random state-school has narrowed significantly.
         | 
         | I had a friend who paid his way through college with summer
         | construction jobs and graduated with about $10k in debt.
         | 
         | People who were willing to work part-time during the school
         | year could graduate debt free. Tuition at an exclusive liberal
         | arts school was 5-10x the cost of tuition at a state school in-
         | state and almost double the cost of a state school out-of-
         | state.
        
           | colinmhayes wrote:
           | UIUC instate total cost is 30k a year, including room/board.
           | If you're working full time and living a poverty lifestyle
           | you can graduate debt free easily enough, especially if you
           | get prestigious internships.
        
             | notJim wrote:
             | I worked 20 hrs a week steadily while getting my degree and
             | it was pretty difficult. Working full time would be super
             | hard. You would also miss a lot of the other benefits of
             | the school because you'd be at work all the time. If
             | someone could work part time and graduate with a minor
             | amount of debt, that would be far better IMO.
        
             | aidenn0 wrote:
             | Not sure about UIUC, but $3600 in in-state tuition for
             | Purdue in 1999; ~$10k including room/board/books. Out of
             | state was $8k more.
             | 
             | Purdue froze the in-state tuition at $10k some years ago,
             | but did so by reducing the number of in-state students that
             | were admitted; they need far more out-of-state (and out-of-
             | country) students to subsidize that each year.
        
               | ishjoh wrote:
               | I'm happy you included that, my alma matter has also
               | turned to this, the percentage of out of country compared
               | to in state has changed drastically since I went there. I
               | feel bad for the kids applying who in years passed would
               | have been accepted but now aren't because of these
               | perverse incentives.
        
             | aidenn0 wrote:
             | I wouldn't wish having to work full-time while doing
             | undergrad on anybody.
        
       | imperialdrive wrote:
       | That's a great way to tarnish all USC alumni. I hope they give
       | the school an earful for this disgusting practice.
        
         | Jdixnxjsj wrote:
         | How does this tarnish USC's other degrees? 99% of alumni don't
         | have degrees in social work.
        
         | wnissen wrote:
         | I don't know that USC was that prestigious outside of the
         | sports/marching band arenas. But charging the same price for
         | online is horrible. Honestly, though, it says a lot about CSUs
         | that you can go there, borrow two thirds less, and still make
         | more money than a USC grad.
        
           | colinmhayes wrote:
           | USC is just as prestigious as UCLA. They've easily got the
           | most prestigious film program in the world.
        
             | clairity wrote:
             | usc is a money-oriented pay-for-prestige institution, and
             | most folks know it, which is why it always lags ucla (and
             | others) in prestige outside of the cinema school (even that
             | has been bought, by old-money hollywood). other programs,
             | like engineering, are solid, but suffer from the overall
             | shallowness of usc's image, as well as the many scandals
             | that have further tarnished the brand.
        
           | bruceb wrote:
           | "..it says a lot about CSUs that you can go there, borrow two
           | thirds less, and still make more money than a USC grad."
           | 
           | For the same degree?
        
           | Domenic_S wrote:
           | Their film school is ostensibly great, turning out directors
           | such as Judd Apatow and George Lucas
        
             | nradov wrote:
             | What is the median student debt for USC film school
             | graduates, and what percentage of them default?
        
       | nsxwolf wrote:
       | Seems like people have been warned about this stuff for over a
       | decade now and we keep hearing about it. When will students stop
       | taking the bait?
        
         | MeinBlutIstBlau wrote:
         | When people can make middle class livings again without being
         | shut out of a job for lack of a college degree.
         | 
         | My previous job I worked at required a Bachelors in business of
         | any kind. I got it because I worked at the company and
         | basically beat out external candidates even though I didn't
         | have a degree. Know what it paid?
         | 
         | $15/hr.
         | 
         | This is why people are duped into college degrees.
        
           | strix_varius wrote:
           | I don't have a degree, but I have an excellent job, and I
           | used to consider myself lucky to be a tech-based outlier. But
           | given how much I've paid this year for refinishing hardwood
           | floors, installing gas lines, plumbing, and electrical work,
           | I now wonder if tech is really that unique.
           | 
           | The contractors I talk to are booked out for weeks, and I
           | need their expertise much more than they need my business.
           | I'm not convinced that lacking a degree shuts people out of
           | good jobs. My cynical take is that there's a mismatch between
           | what people are willing and able to do, and what activities
           | are valuable.
           | 
           | Most people aren't willing to work inside peoples' mouths all
           | day. Dentists make bank. The HN crowd notwithstanding, most
           | people would hate carefully crafting digital products all
           | day. Software devs make bank. Most people aren't willing to
           | crawl underneath houses to hook up potentially-dangerous
           | electric/gas lines. etc.
        
             | MeinBlutIstBlau wrote:
             | > Most people aren't willing to crawl underneath houses to
             | hook up potentially-dangerous electric/gas lines. etc.
             | 
             | In a past life, I tried the general laborer gamit and it's
             | impossible to get a job there too. Simply cause nobody
             | hires you unless it's by word of mouth. So it's even worse
             | than being shut out for not having a degree. So overall,
             | it's no so much that people don't believe that they need a
             | degree, it's the path of least resistance since you can at
             | least get your foot in the door through a company once you
             | pass the minimum qualifications. General labor stuff, good
             | luck getting a job in a specialized field. I tried breaking
             | into HVAC and I couldn't even get an unpaid apprenticeship
             | cause people just won't do it.
        
           | nsxwolf wrote:
           | You're making the case that you don't actually need the
           | degree. You're far better off without it, if you're going to
           | end up with a job that pays the same regardless. The problem
           | seems to be no one is being properly warned before making the
           | decision, or those warnings aren't being heeded.
        
             | MeinBlutIstBlau wrote:
             | It is exactly that. Schools just want people to churn and
             | nothing more. They don't care even if you graduate. The
             | worst part is that everybody thinks education is the
             | lifeblood of happy people so you can't tell these schools
             | to screw without some insane liberal screaming you're
             | trying to disenfranchise the poor.
             | 
             | The thing is, most kids go to school not knowing what they
             | want to do. If that is the case, going to college is the
             | absolute worst possible decision you could ever make. On
             | top of that, you might even be going into a field you
             | despise but can't back out now.
        
       | autokad wrote:
       | I dont understand how online degrees cost so much. When I taught,
       | I was paid around 10-15k$. I had 25 students paying 6600$ tuition
       | + fees. I get that the 15000$<<165,000$ is because of
       | infrastructure, etc, but online? really?
        
         | [deleted]
        
       | varispeed wrote:
       | Is there a point today to get a degree in the IT space?
       | Universities are a thing of the past where the access to quality
       | knowledge is ubiquitous. I mean most of thing that get you a
       | decent job you can learn even on YT for free. Sure you are going
       | to need some self-discipline and a lot of practice but it is
       | perfectly doable. For $115k you could have plenty of funds to
       | hire some pros to mark your home works or give some pointers. I
       | think only advantage of Uni is that you can get connections, but
       | you can also get them by going to local meet ups.
        
       | TheMagicHorsey wrote:
       | It's the degree that matters as much as (or more than) the
       | institution. If you get a degree in a field that has low barriers
       | of entry, few employers (or only a monopoly employer such as the
       | state), and no opportunity to freelance, then you will not get
       | high wages.
        
       | [deleted]
        
       | [deleted]
        
       | hackermailman wrote:
       | Cheapest online US regional accreditation is WGU, which you can
       | do at own pace so if you know calculus you can just write the
       | exam. UK open u is probably the next cheapest but not by much.
       | UoP is on regional accreditation path but only national right
       | now.
       | 
       | Everything else is going to be min $40k bachelor or $20k+ Masters
       | but even Arizona pricey online deg is cheaper than this article
       | or Florida U, both have real curriculum not extension school
       | shenanigans
        
         | IronWolve wrote:
         | I think WGU is probably the best model to get degrees to people
         | at a much lower cost and for working class people to do it
         | while they work.
         | 
         | Its more geared like a trade school, online, at a fraction of
         | the cost. Get people into teaching, nursing, business and IT,
         | as fast as possible and cheap as possible.
         | 
         | Many of these workers are less impacted with a 30k loan (same
         | as a car) than a 100-150k school loan.
         | 
         | I know a few people who worked at minimum pay jobs and WGU was
         | an option to get a degree and not go into debt for life.
         | 
         | Thats how I heard of it, and looked into it, and was rather
         | impressed with the courses, cost and speed.
         | 
         | I was even tempted to sign up and pass the basic courses
         | quickly, as I've been in IT for 30 years, and get a degree
         | cheaply. Plus learn some new skills.
        
         | hpoe wrote:
         | I'm going to take a minute to plug WGU I got my undergrad and
         | grad from there and it is fantastic. I would recommend it for
         | anyone that is already working and needs a piece of paper.
         | 
         | They work on a competency based model where you either take a
         | test, or do a project/paper (or both) for the class to pass it.
         | If it takes you 3 weeks to study and pass the test it takes 3
         | weeks, if it takes 2 days you can pass the class in 2 days. The
         | major benefit though is that you pay a flat price for a
         | semester and then you can do as many credits as you want in
         | that semester for a flat fee, so if you want you can get 24
         | credits done in one semester.
         | 
         | Additionally this isn't an ITT Tech or DeVrye type scam where
         | they just push you through, a lot of the classes are based
         | around industry certs as the final test for the class, and they
         | give a through grounding in a lot of areas.
         | 
         | The flip side is they are very focused on practical job skills
         | and not so much theory, I personally think it results in a more
         | well rounded engineering student who is able to work in
         | Networking, Software Development or Systems Admin reasonably
         | competently.
         | 
         | Again I am a fun I recommend it, I wish everyone would start
         | doing it because I think it is a game changer. Feel free to AMA
         | if you have more questions about it.
        
           | Zircom wrote:
           | I just enrolled this past weekend actually, I got my
           | associate's in CS a few years ago and am finally in a
           | financial situation to finish up my the bachelor's.
           | 
           | What exactly is the course content like? From previous online
           | courses I've taken from Coursera/Pluralsight/other platforms
           | video lectures seem to be the the norm which I actually
           | really hate, I rarely attended lectures and instead would
           | just read the material, turn the HW in, and come in for
           | quizzes/exams. Watching and listending is just not the way I
           | learn, something about reading it makes it sink it better.
           | And do they still require you to buy additional textbooks or
           | is all the necessary content included in the course modules?
           | 
           | How engaged/competent are the instructors assigned to the
           | courses? If I have questions is it easy to get a hold of
           | them, and do they actually know the material enough to be
           | able to adequately explain things and guide students to
           | better understand the material?
        
             | suresk wrote:
             | The actual content is almost all reading, often with
             | interactive exercises.
             | 
             | The way you pass a course is through an assessment at the
             | end - either a proctored multiple-choice test or some sort
             | of project you complete and have graded. A few courses have
             | both. For the ones that have a test, there is a pre-test
             | you can take at any time to see how ready you are for the
             | test - for the most part they've been relatively close to
             | the actual tests.
             | 
             | I haven't needed help from instructors very much, but when
             | I have had questions they've been pretty responsive. They
             | are also fairly responsive on the "chatter", which is a
             | terrible, limited chat/forum-like thing for each course.
        
           | suresk wrote:
           | It is also regionally accredited, which is important if you
           | are hoping to go onto grad school or transfer credits to a
           | different university later.
           | 
           | I am about 75% through the program and for someone who has
           | been in the field for a while, it is really good. A lot of
           | classes have just been taking a quick test to prove
           | competency, but the discrete math and computer architecture
           | classes were really interesting and useful.
           | 
           | That said, I'd be slightly hesitant to fully recommend it to
           | someone who had zero prior programming experience. The fact
           | that there are no assignments and only a handful of courses
           | that require projects means you can graduate without having
           | written a ton of code, and the code you do write is somewhat
           | disjointed - a few Python courses, 2 Java courses (with a
           | heavy emphasis on JavaFX), and a random C++ course that
           | seemed pretty out of place. I don't that is the worst thing
           | in the world, but if someone comes in cold and just checks
           | all the boxes to get through the program as quickly as
           | possible, they may find themselves ill-prepared for
           | interviews and their first job.
        
       | [deleted]
        
       | IncRnd wrote:
       | https://archive.md/wPRPz
        
       | nomilk wrote:
       | Doesn't seem to be on WBM yet. Any link to the full text (without
       | paywall)?
        
         | BingoAhoy wrote:
         | Trick is, to go to archive.vn website or any other equivalent.
         | In second search box copy article url in and click. Sometimes
         | you have to remove unnecessary url query parameters like amp
         | for it to work.
         | 
         | https://archive.vn/Wx7mx
        
       | parm289 wrote:
       | Perhaps a bit off topic, but seeing the breadth of general
       | discussion about online CS masters programs in this thread,
       | figured I'd ask the HN crowd:
       | 
       | How is a program like the Penn MCIT Online degree[0] viewed by
       | engineering and product hiring teams in industry? I am looking at
       | transitioning from venture capital investing to SWE (and
       | potentially product, given my business background) and this seems
       | like a good option to facilitate that change - education in CS
       | fundamentals (vs. a bootcamp) but still a reasonably
       | short/practical program (10 courses).
       | 
       | Curious if there are engineers/PMs here that have gone through
       | MCIT or similar to pivot into software from another field? Or, if
       | any hiring managers here have hired graduates from these online
       | degree programs and have insight/advice?
       | 
       | [0]: https://online.seas.upenn.edu/degrees/mcit-online/
        
         | autokad wrote:
         | I can't speak of the online degree, but the MCIT program is
         | pretty good. I graduated from the standard CS but many of my
         | friends were in the MCIT degree. Given they came from more
         | varied backgrounds, I actually thought the student body was
         | more impressive.
         | 
         | However, I dont know how all of this online stuff is going to
         | effect things. I would just show up to wharton classes and wait
         | for them to not kick me out, but online ... no chance. You also
         | miss out on all the great conversations and doing study groups
         | at the library, etc.
         | 
         | The program is strong, and it will help you get lots of
         | interviews, but I'd do what ever possible to do the in person
         | degree. I c an recommend good DS classes at the school if you
         | are interested in that topic
        
       | vondur wrote:
       | Just a casual looks shows that salaries in the Social Work field
       | don't pay that well. I'm not sure how getting a Masters Degree
       | will help someone. I see this in some other fields here at the
       | University I work at. Students will get a degree that has a
       | limited job outlook, and in order to actually get a job in that
       | field, they believe getting a Masters will help them out in the
       | long run, but often times does not. If I were in that position,
       | I'd only look at Public Universities where the pricing should be
       | far better than a private University.
        
         | heisenbit wrote:
         | I can imagine some degrees making sort of sense done online but
         | social which needs so much human context?
        
         | jdavis703 wrote:
         | I'm sure there's value in a masters social work degree, but not
         | for anyone who wants to do hands-on work. If folks feel they
         | want to do higher level work (i.e. addressing systemic issues
         | that are behind the day-to-day issues social workers help
         | with), then the degree could be useful.
        
           | aidenn0 wrote:
           | Pretty sure that an MSW is required to be a social worker in
           | my county; not sure if it's a statewide requirement in CA.
        
             | jamestimmins wrote:
             | Licensed Clinical Social Workers in California have to get
             | 3,200 hours of supervised work after graduation.
             | 
             | This isn't "social worker" in the loose sense of someone in
             | the community. These are health professionals who receive
             | extensive training in mental and emotional conditions.
             | 
             | Source: My wife is currently in school to be an LCSW, and
             | her focus is treating adults with severe mental health
             | issues.
        
             | jdavis703 wrote:
             | What's the reasoning behind this? Like librarians,
             | firefighters and cops often serve as de-facto social
             | workers... And sure they can't handle the most complex
             | cases. But a lot of times someone's problem might boil down
             | to something simple, like they just need shoes or a meal.
        
               | levi-turner wrote:
               | > Like librarians
               | 
               | Funny you should mention librarians. It is not uncommon
               | for any role which is titled "librarian" to require a
               | masters of library science / information science. Example
               | job ad: https://workforcenow.adp.com/mascsr/default/mdf/r
               | ecruitment/... *
               | 
               | Other roles are commonly called "Information Specialist"
               | or assorted similar titles (example: https://workforcenow
               | .adp.com/mascsr/default/mdf/recruitment/...).
               | 
               | * Picked this library at random. I'd imagine smaller
               | cities are a bit more flexible here, but I'd still take
               | an even money bet that anyone who is under 45 at any
               | library at random with the formal title of "librarian"
               | has a masters degree.
        
               | robocat wrote:
               | Librarian is a very high status job for "alternatives" in
               | New Zealand. Because of that, libraries can demand high
               | levels of credentials for low levels of pay.
        
               | aidenn0 wrote:
               | My guess is it's liability. 99% of the policies that the
               | department of social services has is to cover their asses
               | when they get sued. The remaining 1% sometimes manages to
               | help people as well.
               | 
               | I should note that a lot of the work for open cases goes
               | to (lower paid) case-aids, and certain things can be
               | delegated to volunteers (e.g. I've provided
               | transportation to school for kids who were placed in a
               | foster house outside their school district).
        
               | notJim wrote:
               | My dad was an lcsw and it's nothing like what you're
               | describing. A lot of what he did was counseling people
               | with very serious mental health issues and trauma, often
               | with criminal histories. He was specifically involved in
               | helping people find careers and housing that would allow
               | them to build a stable life. These people had such
               | difficult backgrounds that it took counseling just to get
               | them to that point.
               | 
               | I would also add that if you follow the news in the us,
               | it certainly seems like cops need far more training for
               | dealing with these issues.
        
       | woeirua wrote:
       | The only way to effectively address the college tuition bubble is
       | going to be for Congress to pass a law that caps the amount of
       | student loans that someone can draw to be proportional to their
       | expected salary over X years on a per-school, per-program basis.
       | That would put a lot of pressure on underperforming programs and
       | schools to produce better value for their students, either by
       | improving outcomes, or by reducing the cost of tuition.
       | 
       | Yes, regrettably some programs would go the way of the dodo, but
       | we shouldn't be saddling our kids with crippling debt so that
       | they can do four years of college and end up in the same place
       | they were before they went to college from a career prospective.
       | If people want to spend their _own_ money to study underwater
       | basketweaving, then so be it.
       | 
       | Also, federal loans should be extended to vocational training
       | programs under the same stipulations.
       | 
       | Edit: the DOE should also have the ability to give
       | programs/schools the death penalty (no loans) if they are found
       | to be manipulating data used for these calculations.
        
         | YetAnotherNick wrote:
         | This sounds good on paper but this would just lead to degrees
         | like liberal arts to be removed from the country.
        
         | Axien wrote:
         | Too complicated. I would make a rule that any Bachelors program
         | costing more than 15k is ineligible for student loans.
         | Magically those $60k programs will fall to $15k.
         | 
         | The reason college is so expensive is because that is what
         | people are willing to take loans to cover.
        
         | jagraff wrote:
         | Instead of a cap, why not just make student loans dischargeable
         | in bankruptcy? Let the market sort out the expected value of
         | degrees based on the expected probability of bankruptcy
        
       | rfreiberger wrote:
       | Not sure if this is the same but a few universities will offer
       | certificates and degrees in various subjects off campus. I think
       | these are mostly sold as "business development" but I always
       | wondered if they were simply fly by night education with the
       | stamp of "prestige college".
        
       | vgeek wrote:
       | Colleges have been quietly expanding the last 10-15 years with
       | programs like these. They do it discreetly, sometimes with
       | different campuses across town or simply online. From what I've
       | seen, they may be an entirely separate school so as to not be
       | reported on the same way (a 7% acceptance rate and high job
       | placement rates at blue chip firms makes a difference when the
       | major currency of universities is prestige), since many of them
       | are essentially open admissions.
       | 
       | E.g. On LinkedIn I frequently see Harvard listed on profiles, but
       | upon digging in, it is Harvard Extension School which mostly
       | seems to offer certificates. The recipients win (they get to put
       | Harvard on their resume, albeit paying high fees for online only,
       | ignoring costs/default rates) and the college wins (they get
       | paid, the marginal cost per student is probably favorable, degree
       | vs certificates probably doesn't matter if the same content and
       | tests apply). The only people potentially negatively impacted
       | will be the students of the traditional organization in that they
       | paid full tuition for a college brand that is actively diluting
       | itself by selling certificates that may have lower standards that
       | traditionally associated with the organization.
        
         | ilamont wrote:
         | Harvard Extension grad here. Even though most people taking
         | Extension School classes are casual class-takers, the liberal
         | arts degree programs for undergraduates and graduate students
         | are well established
         | (https://www.thecrimson.com/article/2021/10/7/extension-
         | schoo...).
         | 
         | While the Extension School does offer certificate programs,
         | it's the Harvard Business School that has really benefited
         | IMHO. They are really pushing hard to grow them
         | (https://online.hbs.edu/blog/post/hbs-online-certificate-
         | of-s...).
         | 
         | You are correct about the growth of online degrees. HES degree
         | programs received a massive boost when online classes were
         | offered and "professional" concentrations (business,
         | technology) were made available at the graduate level starting
         | about 15 years ago. The number of new degrees awarded every
         | year has tripled as a result.
         | 
         | Note that the University does not allow the Extension School to
         | award MS or MBA degrees, and there is a lot of controversy over
         | the convoluted and demeaning designation that's used on our
         | degrees (https://www.thecrimson.com/article/2021/3/9/extension-
         | school...).
         | 
         | The other area in which the Harvard Extension School is well-
         | known is its post-bacc. It's highly regarded, and people who
         | complete the program have been admitted to top-tier medical
         | schools across the U.S. (https://extension.harvard.edu/academic
         | s/programs/premedical-...).
        
           | varispeed wrote:
           | What job can you get after liberal arts degree? I am guessing
           | politics?
        
             | klipklop wrote:
             | Or any other tech company that you can pass the interview
             | bar for. I know plenty of people working at FAANG with a
             | liberal arts degree or no degree at all.
        
             | mistrial9 wrote:
             | very few people are paid for "poly-tricks"
        
             | ilamont wrote:
             | Depends on the degree and the person.
             | 
             | I completed a history degree. For my thesis I carried out a
             | computer content analysis of Xinhua (Xin Hua She ), China's
             | official news agency, to gauge Beijing's foreign policy
             | priorities in Southeast Asia during the Deng Xiaoping era.
             | My faculty advisor said that I could get a job as an
             | analyst if I were willing to move to Washington (I was not
             | interested in doing this).
        
               | kenchan wrote:
               | > Depends on the degree and the person.
               | 
               | I graduated with a Psychology degree. I worked at a lot
               | of BS jobs after college from recruiting and customer
               | service which lead me to pursue sales for more money. Did
               | sales for about seven years for various industries, left
               | sales about two years ago, and now I work in totally
               | different field that funny enough isn't customer facing.
               | Being under 40, I'm proud to say that I am very close to
               | what I feel is financial freedom.
               | 
               | Anecdotally, one of my friend circles consists of some
               | engineers, doctors, lawyers, CEOs - you get it, the book
               | smart people. Very well educated, went to prestigious
               | universities, earned their highly respected degrees, etc.
               | Most of them today are solidly traffic jammed in the rat
               | race like the majority of society.
               | 
               | I have another friend circle, not nearly as educated as
               | the friends highlighted above, who some are sitting on
               | multi-million stock portfolios/assets/whatever. One of
               | them who really stands out paid one of our other friend
               | to write all his papers in college. Think he barely
               | squeezed out a C average.
               | 
               | It really depends on the person. I work for an Elon Musk
               | company if anyone cares.
        
         | OldHand2018 wrote:
         | > On LinkedIn I frequently see Harvard listed on profiles, but
         | upon digging in, it is Harvard Extension School which mostly
         | seems to offer certificates.
         | 
         | Harvard Extension started in the 1830s and became a formal
         | division of the university over 100 years ago. They offer real
         | degrees to "non-traditional" students. People that get admitted
         | get the same student ID card that everyone else gets, has the
         | same facility access, etc.
         | 
         | The biggest transgression is that Harvard gives those graduates
         | a liberal arts degree in "extension studies" without naming the
         | concentration.
         | 
         | People also seem to have issues with the fact that anyone that
         | applies and meets the requirements is admitted as a student.
         | But if you count the number of people that start with one of
         | the "courses for entry" and compare to the number of people who
         | actually get admitted, their admission rate would be even lower
         | than, say, the Harvard Kennedy School (which by the way is
         | willing to grant a master's degree to someone that doesn't even
         | have an undergraduate degree).
         | 
         | Why it gets such flack for being "Harvard, but not really"
         | doesn't make a lot of sense to me. Harvard College - the
         | undergraduate school - is the super exclusive part. Harvard
         | University - the collection of graduate schools plus the
         | college - is huge with a wide variety of exclusivity and
         | completely uncorrelated ability.
        
         | seanmcdirmid wrote:
         | All non-thesis CS master degrees are a bit suspect. They are
         | basically a few more courses, usually at night for professional
         | students, but increasingly online. I'm not really sure what
         | kind of value they add beyond looking good on a resume.
         | 
         | Thesis masters are increasingly rare these days as American
         | schools allow you to jump straight to a PhD program (Europe is
         | a bit more rigid here). The other kind of Masters degree that
         | is increasingly popular is the 5th year undergrad extension,
         | which makes a lot of a sense (MIT started the trend here, other
         | schools have followed).
        
           | stagger87 wrote:
           | Why does a 5th year undergrad extension make sense but not a
           | non-thesis masters? They are effectively the same thing
           | right? Additional classes?
        
             | Umofomia wrote:
             | I can only speak for MIT, but its 5th year Masters of
             | Engineering program does require a thesis[1]. It makes
             | sense for a lot of students at MIT since many undergrads
             | take graduate-level classes anyway (since they can also
             | fulfill undergrad requirements and are often more
             | interesting anyway) so it's only slightly more effort to do
             | the thesis and get the Masters.
             | 
             | In my own personal experience, I was already done with the
             | graduate class requirement after my 4th year, so I only had
             | to concentrate on doing the thesis during the 5th year
             | (though I also enrolled in a couple electives of my own
             | choosing). For me, that year was relatively more chill than
             | my previous years.
             | 
             | [1] https://www.eecs.mit.edu/academics/undergraduate-
             | programs/me...
        
             | seanmcdirmid wrote:
             | You get a lot of value out of a 4 year undergrad degree,
             | much more than a masters. So just building on that degree
             | immediately with more intense course work and some
             | independent thesis project seems like a win to me. I would
             | have loved to have had an extra year on my undergrad degree
             | for some graduate-level courses and independent project
             | time.
        
           | wbraun wrote:
           | The MIT 5th year masters program for EECS requires a thesis
           | and for you to find a faculty thesis advisor that is separate
           | from your academic advisor.
        
             | seanmcdirmid wrote:
             | Ya, I forgot that point. But it is usually one semester of
             | classes + one semester of writing a thesis (not sure what
             | MIT does these days, I think this is what UCLA does), which
             | isn't the usual one year of courses + one year of thesis
             | writing.
        
           | jdavis703 wrote:
           | During the aftermath of the 2008 financial crash there were
           | even tech support jobs asking for a masters degree. This has
           | basically gone away with the tight STEM labor market. But it
           | was one of the reasons I wound up getting a BS in IT instead
           | of going straight from grade school to tech support.
        
           | snakeboy wrote:
           | I've spent a lot of time interviewing data scientists for an
           | entry-level position lately, and it's pretty shocking to hear
           | them describe their master's "capstone project", which often
           | consists of a group project with some pre-cleaned data. A few
           | calls to sklearn later, bam, an M.S.
        
             | joconde wrote:
             | Seems that all schools added a "data science"
             | specialization a few years ago, but of course they can't
             | suddenly become good at it if they haven't done it before.
             | 
             | My master in a no-name French tech school was mostly a
             | software development curriculum, with some DL and scikit-
             | learn courses tacked on. That was for the paper, the actual
             | skills came on the job and online.
        
         | chucksmash wrote:
         | FWIW, I don't think Harvard Extension School is a good example
         | of this trend. It was founded in 1910 with a fairly egalitarian
         | ideal to serve the people of Boston. Not quite a latter day
         | cash-in.
         | 
         | I retook Calc I through the extension school six or seven years
         | ago out of curiosity when I was considering doing an online
         | Master's. Rigor was on par with my undergrad Calc I or perhaps
         | a little higher and the quality of instruction was definitely
         | higher. The lecturer (Eric Towne!) had a command of the people
         | and history surrounding the concepts he was teaching and shared
         | lots of fascinating context.
        
         | m0lecules wrote:
         | OTOH, you have schools like (the actual) Georgia Tech offering
         | an online MS in CS for an affordable price:
         | https://omscs.gatech.edu/
        
           | zeropoint46 wrote:
           | I wish they had something like this for undergrad.
        
             | vasusen wrote:
             | University of London offers a Bachelor of Science (BSc) in
             | Computer Science degree -
             | https://www.coursera.org/degrees/bachelor-of-science-
             | compute....
             | 
             | Full disclosure: I work at Coursera.
        
               | nvusuvu wrote:
               | Do you know how much the tuition/fees cost for this?
        
             | fifthofhisname wrote:
             | Oregon State University offers an online B.S. in Computer
             | Science and Engineering. [0]
             | 
             | They also offer an accelerated course if you already have
             | an undergrad degree (e.g. for those looking for a career
             | change). [1]
             | 
             | [1] https://ecampus.oregonstate.edu/online-
             | degrees/undergraduate... [0]
             | https://ecampus.oregonstate.edu/online-
             | degrees/undergraduate...
        
               | zeropoint46 wrote:
               | thank you for this. I looked at this a while ago and
               | forgot about it, I think I'll have a look again.
        
               | datavirtue wrote:
               | Finally. When my wife went there they only had biology
               | and ag tracks online.
        
           | echelon wrote:
           | This is the university that started it all. They've had the
           | program for about a decade now, and they do a ridiculously
           | good job. [1]
           | 
           | It's a rigorous degree, they only admit a limited number of
           | students (so your application has to be reasonable), and it's
           | completely affordable. It's also indistinguishable from their
           | on-campus MS in CS. It doesn't say you took it "online" after
           | you graduate. Georgia Tech is a pretty outstanding school, so
           | this looks good for places that care.
           | 
           | If you want an MS in CS and want to do it from home, this is
           | the one you want.
           | 
           | [1] Anecdotal, but I know five colleagues that have taken it
           | and have nothing but praise for the program. The two I am
           | closest to used for the following cases:
           | 
           | 1. A CS grad working in the field used it to explore machine
           | learning a decade after college. They had no previous
           | experience with the field and then shifted into a deep
           | learning role shortly before graduation.
           | 
           | 2. Another close friend was a graduate working in radio
           | research and wanted to learn CS fundamentals (OS,
           | distributed, etc.). They're still doing radio work, but they
           | used it to get an expanded role and a pretty substantial
           | raise.
           | 
           | Both were very happy with the program. Both completed the
           | program while working full time, though they admitted it was
           | a ton of work.
        
             | AceyMan wrote:
             | My current Director completed the online Tech MCS and said
             | it was "challenging." Considering he's a polyglot tech wiz
             | who masters new material ridiculously fast, it's clear that
             | this program is the real deal.
             | 
             | [disclaimer: from ATL, dad went to Tech, &c.]
        
             | dgritsko wrote:
             | I was lucky enough to be part of the first cohort admitted
             | to the OMSCS program, and completed it while working full
             | time. It was a fantastic experience that I'm very thankful
             | for, but it was one of the most challenging things I've
             | ever done.
        
             | mrandolph wrote:
             | about halfway through it myself. I spend about 20-30 hours
             | a week on it. It's definitely a challenging program but the
             | value is ridiculously good.
             | 
             | I've learned an incredible amount of incredible things.
             | While it's difficult to manage both the program and other
             | life obligations, I'll be a bit sad once it's over.
        
               | [deleted]
        
             | robotresearcher wrote:
             | > This is the university that started it all
             | 
             | The Open University (UK) has offered decently-regarded
             | remote degree programs since 1969.
             | 
             | In the 1970s they used to show lectures on national
             | broadcast TV in the otherwise-unused hours of the day. Was
             | cool.
             | 
             | https://www.open.ac.uk
        
             | namelessoracle wrote:
             | The failure rate is very high from what I hear. Which i
             | guess is the best way to tell if a program is legit.
        
               | echelon wrote:
               | It is. It's a legitimate degree and they won't let you
               | slack off.
               | 
               | Some of the classes have a metric ton of homework and
               | projects, and the deadlines can be pretty rough. I know
               | my coworker was sweating after work a few times (this was
               | pre-pandemic) and told me they'd be spending a few
               | evenings implementing project work.
        
               | namelessoracle wrote:
               | I remember a coworker telling me he had to learn assembly
               | in a week for a major assignment his very first semester.
               | And that caused a good chunk of his cohort to drop the
               | program.
        
               | Icathian wrote:
               | I'd give 20 to 1 that was CS6035. Project 1 is a ret2libc
               | buffer overflow, and it's a bit of a wake-up call for
               | many students. Certainly was for me, though I got through
               | it.
               | 
               | I can't say enough good things about OMSCS. I'm finishing
               | my 7th class and got an SWE role during my 5th. It's the
               | real deal.
        
               | cji wrote:
               | My guess was CS6265 which similarly jumps pretty quickly
               | into reverse engineering and binary exploitation. One of
               | my favorite classes!
        
               | rripken wrote:
               | Just a few evenings? I spent entire weekends, sometimes
               | all-nighters and even taking days off from work to finish
               | big assignments. But I was working full-time with a
               | significant commute and family responsibilities. Btw, I
               | enjoyed every minute of it.
        
             | ativzzz wrote:
             | > It's also indistinguishable from their on-campus MS in CS
             | 
             | This isn't exactly true. Only a fraction of all classes are
             | available for the online program. The computational
             | perception & robotics specialization for instance has a
             | very limited selection of classes available. Plus, you
             | don't get the benefit of in-person networking with your
             | peers and professors, but that's just the price of being
             | remote.
        
           | Whinner wrote:
           | They also started an online MS in Cybersecurity in 2019.
           | Three different tracks. The policy track only needs 1 CS'ish
           | class. The Information Security track students would probably
           | be better off just going for the MS in CS instead. A lot of
           | students start in the Information Security track but switch
           | over to Policy once they take the intro to info security
           | class. All the classes in the Info Sec track are the same as
           | the CS degree except they cost more. The energy/power track
           | students don't seem to really exist. I'm done with 7/10
           | classes.
        
             | mikemac wrote:
             | I assume you're in the CS track? How do you like it so far,
             | and was your undergrad in CS?
        
         | Zababa wrote:
         | We have this in France too. Prestigious schools often have a
         | "main" program, for which you need to do a classe preparatoire
         | and a competition. But there are also other diplomas that you
         | can get that still have the name of the school.
        
         | lordnacho wrote:
         | Indeed, I've seen Oxford pushing some Blockchain quickie
         | courses. It seems like a double cross: smart people are not
         | going to think it's the same as an Oxford degree (I'm biased on
         | this but...) but you can still milk a few people for some
         | money, in exchange for the brand.
         | 
         | I'm not sure in the long run the institution wins. As you do
         | more and more of these courses your marketing gets more and
         | more obvious. Social media feeds, that sort of thing. You don't
         | want to be that school that sells diplomas.
        
         | 908B64B197 wrote:
         | > On LinkedIn I frequently see Harvard listed on profiles, but
         | upon digging in, it is Harvard Extension School which mostly
         | seems to offer certificates.
         | 
         | This becomes awkward when interviewing if there's a real
         | Harvard grad in the room. Invariably the first question they'll
         | ask is which house the candidate was in.
        
           | smeyer wrote:
           | >Invariably the first question they'll ask is which house the
           | candidate was in
           | 
           | Are people actually asking this at the beginning of
           | interviews? I'm a Harvard College grad, and that's a question
           | I sometimes ask or am asked in social settings, but not in
           | interview settings. When I've worked with interns or recent
           | grads from the college it usually comes up eventually, but
           | usually only after the internship/job has started and folks
           | are starting to get each other.
        
       | sgpl wrote:
       | I think the biggest reason why the price is so high (beyond the
       | brand, and the fact that the government policy results in
       | everyone getting whatever loan amount they want) is because
       | they're contractually required to share a huge chunk of that
       | money with 2U (the same company that bought EDx's assets).
       | 
       | The article mentions that the old contract stated that about 60%
       | of revenue gets shared with 2U but then there was a revision to
       | the contract so it's not clear what the current figure is but
       | even if they lowered it to 40-55%, that's still a huge chunk of
       | change for basically running ads to target students into the
       | funnel. It's actually sickening that the contract extends to
       | 2030.
       | 
       | So USC is only getting $115,000 * .4 = $46,000 which while still
       | high is substantially lower and sounds like a reasonable amount
       | to offer the degree at. I'm not sure why they haven't built out
       | an internal function since and tried to get out of the contract.
       | 
       | For the peak year of graduation mentioned (2017, 1500 students),
       | 2U's take at the 60% figure is ginormous. $115k * 1500 students *
       | 0.6. = $103.5 million.
       | 
       | Anyway there's so much wrong with what's happening here.
       | 
       | EDIT: I just re-read the article, it seems like the 1500 figure
       | is a combination of in-person and online graduates for the year
       | 2017. Still the premise holds true: a 60% take rate is excessive.
        
         | bklyn11201 wrote:
         | The vast majority of elite institutions are completely
         | unwilling to take the risks to capture 100% of the online
         | revenue pie:
         | 
         | a) They are unwilling to spend lots of money on upfront content
         | development costs without knowing future revenue.
         | 
         | b) They are unwilling to hire a bunch of temporary workers to
         | help spin up new content and then re-allocate them.
         | 
         | c) They are unwilling to adopt (aggressive) modern marketing
         | techniques.
         | 
         | d) They are unwilling to cold call.
         | 
         | e) They are unwilling to maintain call centers.
         | 
         | f) They are unwilling to spend _millions_ on FB and Goog ads
         | even if it has positive ROI.
        
           | vgeek wrote:
           | All of these are true except for d and e. I get multiple
           | calls per week some weeks asking for donations from various
           | deparments, having never donated to my college and
           | demonstrated no willingness to do so. If they can panhandle
           | from alumni, why not call prospective students? Too low of an
           | ROI or are they just playing hard to get?
        
             | bklyn11201 wrote:
             | I believe the difference is that institutions are using
             | scholarship students to warm call alumni for donations vs.
             | online program managers using large, paid call centers. I
             | think it's just a different magnitude of marketing.
             | 
             | Non-profits in general are using more and more professional
             | calling services. Maybe they keep the easy (warm) calls in-
             | house and then outsource all the more difficult calls to an
             | outside service.
        
       | clpm4j wrote:
       | https://archive.md/Wx7mx
        
       | adultSwim wrote:
       | USC's Computer Science Master's is also a degree mill,
       | particularly targeting foreign students who must pay full tuition
       | in cash.
        
         | cdgore wrote:
         | I've heard people say this since the program is so large, but
         | the same could be said for any large research university that
         | has a CS master's program.
         | 
         | Anecdotally, I got my master's degree in CS at USC and had a
         | good experience overall. I definitely learned a lot and was
         | able to fill in some gaps in my knowledge of CS theory and
         | machine learning. I was also able to get offers from Google and
         | Facebook from their on-campus recruiting programs, and I know
         | several other people in my cohort that did the same.
        
         | sjg007 wrote:
         | Most CS masters programs are this way. They are a way to get
         | into the H1B lottery.
        
           | Emma_Goldman wrote:
           | In the UK, 90% of masters programs work that way. Admissions
           | criteria for international students are a lot lower, because
           | they can charge them what they like. It's where they make a
           | lot of their money.
        
         | colinmhayes wrote:
         | Almost all computer science masters programs exist to take
         | money from foreign students who are looking to gain residency.
        
       | TimPC wrote:
       | Degrees are often used as proxies for an IQ test. To get into
       | school X you must be at least Y smart. As long as we ban IQ tests
       | for employment employers are going to keep using this as the best
       | practical proxy. It's going to have these kinds of bad effects
       | where people need to get $115k degrees to get a $50k job since
       | some people will do so despite the nonsensical ROI. We need to
       | remove the law banning IQ tests in job interviews and let
       | employers test for the kinds of things they currently proxy by
       | university degree.
        
         | _red wrote:
         | > As long as we ban IQ tests for employment employers are going
         | to keep using this as the best practical proxy. I
         | 
         | Thats probably true to a degree, however I think the system
         | will breakdown this decade. Given current inflation rates,
         | anyone with an IQ >120 will soon see that the debt/benefit
         | ratio is becoming unworkable.
         | 
         | The last 2 employees my company hired actually game via github
         | - we were using an open-source repo that someone had made and
         | eventually reached out and asked him if he wanted to consult
         | for us and add some features to his code...that lead to an
         | ongoing basic permanent consulting gig.
        
           | go_blue_13 wrote:
           | Doesn't inflation mean that nominal debt is less painful to
           | hold? ie I go $100k into debt for a degree, but 5 years down
           | the line that $100k only has $50k buying power (in original
           | year terms), so its easier to pay off?
        
             | eindiran wrote:
             | Yes inflation does mean exactly that, but maybe OP meant
             | interest rates (which I believe have been trending up of
             | late).
        
         | nprz wrote:
         | The world's most intelligent people can't figure out a way to
         | make a 50k salary without spending 300k on education?
        
       | bluedevil2k wrote:
       | And almost all got loans backed by the US government that they
       | won't be able to repay and will fall on the US taxpayer to cover.
       | Essentially USC bilked the US taxpayers out of millions, with
       | these poor students serving as the unfortunate middlemen.
       | Solution: make the universities have some skin the game - cover
       | 20% of the principal on defaulted loans.
        
         | jdavis703 wrote:
         | Won't that solution make it harder for students from
         | economically disadvantaged backgrounds to get loans? Or is the
         | idea here that universities would be prohibited from applying
         | risk management to their loan portfolio?
        
           | datavirtue wrote:
           | Most economically disadvantaged people don't even know they
           | can get a loan. I used to assume everyone knew about
           | government college loans. Most do not.
        
         | Rebelgecko wrote:
         | Based on my understanding of PSLF, that's a feature not a bug
        
         | dnissley wrote:
         | Agreed. Any proposed solution to the student debt crisis that
         | doesn't hold schools accountable is not a solution at all.
        
         | snarf21 wrote:
         | I agree but I think the government should set a max on the
         | amount they will guarantee. The colleges are smart and will set
         | tuition at the max guarantee because they don't want risk. They
         | can cut social programs and stop building Taj Mahal dorms to
         | get the price back in line.
        
         | passivate wrote:
         | Yep, Additionally we could also push for tuition-free community
         | colleges to reduce the need for for-profit colleges in the
         | first place.
        
         | woeirua wrote:
         | Given the price inelasticity of college, the money to cover
         | these defaults would probably just come from other students.
         | They'd just hike tuition to cover the risk.
         | 
         | A much better solution is to revoke the ability of students at
         | specific schools/programs to qualify for federal student loans
         | if the outcomes of the program are poor. Turn off the spigot of
         | money, and they will cleanup their act really quickly.
        
           | vgeek wrote:
           | There was a push with the Common Data Set
           | (https://commondataset.org/) to help increase transparency to
           | potential students, but it runs into a Prisoner's Dilemma,
           | with poor outcome organizations opting not to participate.
           | 
           | The Department of Education _should_ have a vested interest
           | specifically in the way that you mention, and they did set up
           | a site that communicates historical outcomes of majors at a
           | per school level at https://collegescorecard.ed.gov/, but it
           | gets little visibility in the college marketing funnel that
           | is filled with for profit enterprises like US News and
           | Niche-- plus the marketing (admissions and/or athletics)
           | departments of colleges themselves.
        
           | datavirtue wrote:
           | You can't just hike tuition unless the government is pumping
           | out 100% loans. This is crazy.
        
         | cobookman wrote:
         | US Government gets paid back also through tax revenues on the
         | salaries of the school, salaries of studends, expenditures of
         | the schools to US based companies, etc.
         | 
         | It might still be favorable for the US Tax Payer even if these
         | loans end up un-paid.
        
           | bluedevil2k wrote:
           | I don't know what colleges you're looking at, but you're
           | misguided if you think colleges spend 100% of the tuition
           | they receive. Schools like Harvard, Yale, Duke, etc. have
           | multi-billion dollar endowments that just keep growing. Many
           | colleges have so much money coming in and are forced to spend
           | to keep their non-profit status that they build opulent dorm
           | rooms, buildings they don't need, and have more Vice Provosts
           | than banks have Vice Presidents. My own alma mater has TWO
           | art museums on campus!
        
             | lazerpants wrote:
             | Most universities I'm familiar with spend 100% of their
             | tuition on operations and some amount over that from
             | endowment income. While they do have endowments, those are
             | restricted and cannot be used for anything except their
             | contractually agreed to purpose (scholarships, faculty
             | lines, research for xyz thing, etc.).
        
         | literallyaduck wrote:
         | We should aggressively target universities who commit this type
         | of fraud and seize their assets, buildings, real estate,
         | donations and endowments to recoup the taxpayers money.
        
           | jamestimmins wrote:
           | Where is the fraud? I acknowledge the unethical behavior, but
           | that's distinct from fraud.
        
             | literallyaduck wrote:
             | Underwriting loans which the borrower has no ability to
             | repay is fraud.
        
         | HWR_14 wrote:
         | Your proposal pretty much already exists (although at the 10/90
         | split level). If your program doesn't have 10% covered by non
         | us government loans in any year you can lose eligibility for
         | any us government loans going forward. It's happened before, in
         | fact I think that is what forced DeVry to shut down.
        
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