[HN Gopher] Is college worth it? A return-on-investment analysis
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       Is college worth it? A return-on-investment analysis
        
       Author : paulpauper
       Score  : 128 points
       Date   : 2021-10-26 15:13 UTC (7 hours ago)
        
 (HTM) web link (freopp.org)
 (TXT) w3m dump (freopp.org)
        
       | dec0dedab0de wrote:
       | The answer is in the subtitle, or summary, or whatever the first
       | line is called: _Some degrees are worth millions, while others
       | have no net financial value. The biggest factor is your major._
       | 
       | I'm pretty sure everyone already knew that. I distinctly remember
       | friends joking about how their major was worthless 20 years ago,
       | and now see the same people complain about how they got suckered
       | into taking a student loan they can never repay.
        
         | xyzzy21 wrote:
         | Some certainly know this. But easily NOT the majority. If they
         | did know it, most people would stop getting worthless degrees
         | or skip college!
         | 
         | They are mostly lemmings told to run off the cliff and they
         | gladly fulfill their personal financial doom!!
        
           | cpitman wrote:
           | Or people select those degrees for non-monetary reasons. I
           | highly doubt anyone is getting a degree in religion for the
           | earning potential. Similarly, there might be other non-
           | monetary benefits, like social capital, for going into fields
           | like art.
        
             | JohnWhigham wrote:
             | You're giving naive 17/18 year olds way too much of the
             | benefit of the doubt. Your average education system doesn't
             | wait until they're in the college prep high school to start
             | drilling into them that going to college is their best
             | option and that they need to start thinking about what they
             | want to do for the rest of their lives even though they're
             | not even legal adults. This shit happens so fucking fast
             | that most kids don't even question it. You have your
             | monthly meeting with your guidance councilor that barrages
             | you with "so what major do you want to study? What schools
             | have you looked at? Do you have a list of reach schools? Do
             | you have your list of safety schools? Have you started any
             | of this? Huh, huh, huh??????" and so you just go through
             | the motions of it all and ultimately this is how we end up
             | with only 1 in 4 kids actually finishing college.
        
       | VHRanger wrote:
       | I discuss it in this blog post:
       | https://www.singlelunch.com/2021/09/20/inflation-is-not-cost...
       | 
       | The ROI on college has been steadily going down since the 1970s.
       | Colleges are in a position to extract the economic value they
       | provide, so they increase price to keep a low ROI
        
       | sarajevo wrote:
       | The are pretty accurate for earnings for my school and major (if
       | I compare it to my personal experiences)...
        
       | papito wrote:
       | The weight of your college experience degrades rapidly after your
       | first job.
       | 
       | What did I do? I went to a shitty city college, self-educated
       | myself in coding, and then I got hired by the smallest
       | bootstrapped startup I could find, so thrifty and broke that they
       | only bought used equipment for everything.
       | 
       | My asking salary was so low that even they had mercy, upping it
       | by 1K a year. Yes, I was underpaid, but guess what - that is the
       | price of actual education.
       | 
       | Don't go into debt - get AN education, and low-ball yourself on
       | the first job. That's where you learn and make connections, that
       | is where you want to pay the "fee".
        
       | xyzzy21 wrote:
       | Sort of a rip-off of Aaron Clarey's books (written >10 years
       | ago). It's specifically covered in his book "Worthless".
       | 
       | https://www.amazon.com/Aaron-Clarey/e/B00J1ZC350%3Fref=dbs_a...
       | 
       | https://www.amazon.com/gp/product/B006N0THIM/ref=dbs_a_def_r...
       | 
       | His other books are also insightful though go against the grain
       | of many who want to believe in fantasies, fairy tales and
       | unicorns (but will inevitably be disappointed and too late).
        
       | treeman79 wrote:
       | My opinion. Private tutors are much cheaper then college.
       | 
       | During covid we made use of them for elementary age kids since
       | they were falling behind on every subject.
       | 
       | The effectiveness was drastic. So much so that we stopped because
       | they got so far ahead of the class.
       | 
       | Figure at 20,000 a year will cover a lot of private lessons with
       | experts in most fields.
       | 
       | One wants to be a vet. So that will probably be more traditional.
        
         | colinmhayes wrote:
         | The point of college isn't to learn. It's to get a white collar
         | job. To get a white collar job you need a network and a
         | diploma, private tutor gives you neither.
        
           | treeman79 wrote:
           | You just made a good argument for eliminating college. Or at
           | least any tax payer money for it.
        
           | xyzzy21 wrote:
           | The problem with this oft trotted out theory is that:
           | 
           | * Extraverts don't need college to network - the skill is to
           | innate they never need an expensive excuse
           | 
           | * Introverts won't learn to network even if put into an ideal
           | environment for doing it - most people who claim university
           | didn't enable networking are usually introverts
           | 
           | * This leaves people are in the middle of being extroverted
           | or introverts who need just a nudge. That's less than 5% of
           | the population - so the claim of "networking" is mostly only
           | helping a tiny minority and doesn't benefit the majority.
           | 
           | I'm one of those middle people in the last group and quite
           | honestly I didn't even benefit - I wasn't "ready" for the
           | opportunity. Once I had a job in my industry, that's when it
           | "all made sense" and tapped into my extrovert side to
           | enormous advantage.
           | 
           | My current job primarily involves tapping into that post-
           | university network for sales leads, collaboration partners,
           | vendor opportunities, etc. I only recently got in touch with
           | my university friends and most "weren't useful" to what I do
           | today. One switched from EE to Gerontology. Another is still
           | mentally in university (don't ask). Most aren't in fields I
           | interact much with despite nominally being EE grads.
        
             | colinmhayes wrote:
             | It is much easier to network in college, no matter how
             | extraverted you are. Career fairs commonly require you to
             | be a student to attend, so I'm not sure how being an
             | extravert accomplishes anything for the most common way for
             | students to network.
             | 
             | Anyway, the diploma is what's actually important. Most
             | white collar jobs won't even look at you if you don't have
             | one.
        
           | slackfan wrote:
           | I had a stable, white collar job approximately midway through
           | college. Some of the best engineers I've worked with in my
           | career don't have a degree. This wasn't that long ago either.
           | 
           | The network reasoning for college is vastly overstated.
        
         | handrous wrote:
         | What... did that run per kid, roughly, if you don't mind my
         | asking? Was this remote? Where did you find tutors? How much
         | parental oversight is needed? How much time in management of
         | tutors is required--are they consistently reliable, how much
         | time looking for replacements when they change jobs or
         | whatever, that kind of thing?
         | 
         | We've gone with a private school because we've got a couple
         | elementary-aged kids who are far enough ahead that public
         | schools were plainly holding them back and we were already
         | starting to get early signs of "gifted kid who isn't challenged
         | then crashes and burns later" syndrome, but if tutors are at
         | least as effective, and cheaper, that'd be awesome.
        
           | treeman79 wrote:
           | 50 an hour. We had a foreign language and english reading
           | writing.
           | 
           | Local tutor.
           | 
           | Spent around 1000 a month between two kids at the most
           | expensive month, depending on need. I handled math.
           | 
           | Both severe ADHD. So class room setting is hard on them.
           | 
           | Now that they are ahead and back in classroom they are doing
           | fine.
        
             | handrous wrote:
             | Thanks for the information. $1,000/m for two kids in two
             | subjects isn't as bad as I thought it'd be.
             | 
             | > Both severe ADHD. So class room setting is hard on them.
             | 
             | We've dealt with a bit of that. No fun for any of the
             | parties involved.
             | 
             | > Now that they are ahead and back in classroom they are
             | doing fine.
             | 
             | Awesome. Always such a relief when kid-stuff goes the right
             | way. Then you can rest up for when you're thrown the _next_
             | curve-ball :-)
        
       | renewiltord wrote:
       | Excellent stuff. It should be mandatory for universities to
       | publish these stats.
        
       | the_only_law wrote:
       | I didn't go to college for a number of reasons some of which i
       | stand by to this day and others are the result of being a
       | arrogant teenager.
       | 
       | I want to go back for a career change, I feel, at least from an
       | education and career perspective I could get more from it than I
       | would had I chose to go at 17/18, though I'd only get a fraction
       | of the social benefits.
       | 
       | The thing is, I still am incredibly on the fence about the ROI.
       | The problem is that no matter what, at this age (still pretty
       | young) going back to school will suck my two most valuable
       | resources: time and money significantly. The bureaucracy
       | surrounding higher education (US context) is basically unhackable
       | in my experience and the way its set up, the longer I wait, the
       | higher the time cost, but if I try to go back ASAP the monetary
       | cost is too heavy.
       | 
       | Going back would probably use up the rest of my "youth" (not that
       | I'm doing much with it either way) and almost certainly lead to a
       | lower lifetime earning amount (though by what degree is dependent
       | on a number of things) which are both fine, if things work out
       | ideally.
       | 
       | If not, the ROI is ridiculously low.
        
       | fallingknife wrote:
       | This analysis is fatally flawed in that it assumes all of the
       | difference in earnings is caused by the presence or absence of a
       | degree.
        
         | xyzzy21 wrote:
         | Empirical evidence says you're wrong about that.
         | 
         | And it's a very simple thing to prove: can you easily pay off
         | the cost of your degree within 10 years or less? And is this
         | generally true for most people with your degree? The answer is
         | easily shown by thousands of news reports of liberal arts
         | degree holders being stuck in debt into their 50s and losing
         | ground.
         | 
         | The exceptions (STEM degree primarily and people who come from
         | enough money that ROI doesn't matter) prove the rule.
        
         | Kranar wrote:
         | First, even if that were true, it would not be a fatal flaw.
         | Second the report makes no causal inference and even points out
         | that such an inference is very difficult to make. Instead the
         | study controls for a variety of factors such as family
         | background, geographic location, demographics, health and age.
        
         | sfink wrote:
         | No it doesn't. Its "counterfactual" earnings are an attempt to
         | estimate the earnings of the same cohort of people had they not
         | gone to college. Which is impossible to do without random
         | assignment, but they _are_ making a good-faith estimate.
        
       | jacksnipe wrote:
       | College dropouts are not guaranteed negative ROI. Likely,
       | probably, but absolutely not guaranteed.
        
       | motohagiography wrote:
       | I like that they calculate net opportunity cost, as foregoing 4
       | years of salary after the age of 30 can be equal or greater than
       | the benefit of having the degree. Intuitively, it seems like the
       | financial benefit of a degree appears to be proportional to the
       | price of a house in an area where graduates of a given program
       | live.
       | 
       | This analysis seems mainly for US citizens, as the big value of a
       | degree for people outside the US is the preference for graduates
       | for immigration and expat job opportunities. Without a degree,
       | you are competing mainly in your national vertical job market,
       | whereas with one degree or more, you have a horizontal job market
       | around the world. The opportunity for graduates in the job market
       | is many orders of magnitude greater, and without a degree, your
       | competition in your national market comes from the best in every
       | other country, who are using their education as leverage to get
       | into the US/CA/UK etc. Direct ROI is only a proxy for these other
       | factors.
       | 
       | Finishing a degree is the dominant strategy, and I'd say the
       | conditions under which it might seem reasonable or strategic to
       | not do one is if you already own a home in a city outright, own a
       | successful business that generates the equivalent of a decade or
       | more of earnings in passive income, or are succeeding at a fame-
       | work business with lifetime level returns where the opportunity
       | isn't there after the age of 25-30. Otherwise, even in these, and
       | almost every other situation, you should go to school.
        
       | roughly wrote:
       | > Others, including art, music, religion, and psychology, often
       | have a zero or even negative net financial value.
       | 
       | One starts to suspect might be a societal problem at root.
        
         | CincinnatiMan wrote:
         | Can you expand? If the collection of people known as society
         | doesn't value something, it makes sense that someone studying
         | how do that thing does not end up being valued.
        
           | roughly wrote:
           | I agree it reflects society's apparently expressed values. On
           | that list, per the article, are "art, music, philosophy,
           | religion, and psychology." I'd argue a society that doesn't
           | value those things is a poorer society than one that does.
        
           | handrous wrote:
           | Our particular market we've created not valuing something
           | very highly, and _society_ not valuing something very highly,
           | may have a lot of overlap, but it 's not perfect.
        
       | animalgonzales wrote:
       | cursed late stage capitalism. let's reduce everything in our
       | lives down to ROI. this article feels like a symptom and not an
       | answer for the problem of a required college education and it's
       | astronomically stupid costs for working families.
       | 
       | Other articles soon to come:
       | 
       | * Are friends worth it? * Is family worth it? * Is doing anything
       | besides making money worth it?
        
       | chiefalchemist wrote:
       | > But the financial returns to college vary widely depending on
       | the institution a student attends and the subject he or she
       | studies.
       | 
       | Let's not forget grit. That is, a given individual's drive and
       | willingness to persist, to move forward. _That_ is a key source
       | of energy, and a critical chacter trait.
       | 
       | Unfortunately, adversity is out of fashion, and coddling is in.
       | Yes, of course. There's luck and other intangibles. But simply
       | showing up isn't good enough.
       | 
       | The point being: no one has a more significant impact on the ROI
       | of your education than you do.
       | 
       | https://angeladuckworth.com/grit-book/
        
       | tyre wrote:
       | Note that this is a narrow look based on salaries. Education
       | levels correlate with a wide range of other things.
       | 
       | For example, from the CDC:
       | 
       | > Adults without a high school degree or equivalent had the
       | highest self-reported obesity (38.8%), followed by adults with
       | some college (34.1%) or high school graduates (34.0%), and then
       | by college graduates (25.0%).
       | 
       | 9 percentage points is a considerable difference. One in eleven
       | people.
       | 
       | Obesity is linked with a host of health conditions, both chronic
       | and acute. These incur higher medical costs.
       | 
       | Lower education levels also highly correlate with susceptibility
       | to misinformation, watching more television, and lower self-
       | reported life satisfaction.
       | 
       | Comparing salaries isn't all that useful in measuring the impact
       | of education.
        
         | mcguire wrote:
         | Here's a goodly list of other benefits:
         | https://www.researchgate.net/publication/259912440_On_the_no...
        
         | thebigman433 wrote:
         | Yea I really wish articles like this would include other
         | factors too. Having a college degree lowers your chances of
         | getting a significant amount of health problems
        
           | fallingknife wrote:
           | correlation != causation
        
           | randomdata wrote:
           | Seems more likely that not being prone to significant health
           | problems enables you to find greater success in school.
        
         | wing-_-nuts wrote:
         | On the other hand, maybe people who can successfully graduate
         | college are more conscientious, and are better able to maintain
         | a healthy diet. Proper diet and exercise isn't rocket science,
         | it's just hard to find the motivation to do it.
        
           | mym1990 wrote:
           | If people rely on motivation to have a proper diet and
           | exercise, that sounds very painful. Motivation is a very
           | fleeting feeling, something more sustained has to be in
           | place. Instead I think it comes down to the habits that
           | people have developed. Motivation does help in starting that
           | ball rolling, but once you have developed a habit of doing
           | something, it becomes a lot easier.
        
             | wing-_-nuts wrote:
             | Motivation gets you started, discipline gets it done. Much
             | the same with college. I was _not_ good with math, but I
             | busted my ass studying at the  'math lab' in college, so
             | much so that the TAs said they were going to start charging
             | me rent :^). The sort of person who's motivated and
             | disciplined enough to get a college education is probably
             | the sort that can stick with a diet and not buy that
             | delicious looking strawberry cheesecake at the bakery
             | (ummph).
        
               | mym1990 wrote:
               | I don't know, I ate a ton of junk food in college due to
               | stress eating while studying haha. But completely agree
               | with your points!
        
       | sfink wrote:
       | It makes my flesh crawl to see college reduced purely to ROI, but
       | at least they're honest that that's what they're doing.
       | 
       | I just hope people at least consider all of the other "outputs"
       | of going to college when reading something like this. The ROI
       | analysis is good data, it answers an important question. But
       | there are many, many other important questions worth answering.
       | (And most of them aren't quantifiable, so it's not like you could
       | do a study on them if you wanted to.)
       | 
       | College can be an awful experience for some people even if they
       | end up making good money. And it can be an excellent life
       | experience for people who end up making dirt. I got lucky -- I
       | had a great experience, I learned a lot of important non-academic
       | things, I broke out of my shell, _and_ it 's pretty directly
       | responsible for a large portion of my earnings. (And yes, the
       | numbers for my university and major from the study match my
       | current income and age quite well.)
       | 
       | But now I have a kid in high school, and I'm facing all the
       | questions about what futures to keep open and what ones to
       | sacrifice in the service of others. College is much more
       | expensive now. My family was dirt poor and so I had massive
       | financial aid; any financial aid my kid gets will have to be
       | merit-based. Degree inflation has sucked away a lot of the value
       | of having a degree. I can afford to support a less secure (low-
       | risk) path through life if I think it would be better for my kid
       | as a human being. These are not easy questions to be facing.
        
         | inglor_cz wrote:
         | It also makes my flesh crawl knowing that American kids at the
         | age of 18 take up massive debt, while they aren't even
         | considered mature enough to drink legally by the same country.
         | 
         | Large debt is a unique burden. One should not start their
         | financial life with it. Much like skiing, running or doing
         | calculus, one should do baby steps first before proceeding to
         | make huge investments and committing oneself to a decade or
         | more of indebtedness.
         | 
         | Many ancient societies held a strong taboo against massive
         | debts - for a reason. For people outside prison, it is the
         | closest you can get to enslavement in a completely legal way.
        
         | Fogest wrote:
         | I was in high school about 6-8 years ago now and I can tell you
         | that high schools constantly push going to University. It
         | doesn't matter if you're going into a program like psychology
         | with 800 other students or if you're going into STEM, they push
         | you to just go to University "because employers want it". And
         | parents often feel that same pressure and just want their kid
         | to have a degree. I went to university for software
         | engineering, but I minored in psychology. So many people in my
         | minor seemed to be doing it for their parents and not as much
         | for themselves. When they graduated they weren't really much
         | further in life than before University. If anything a lot of
         | them were further set back. Because their job prospects with
         | such a degree are basically non-existent. The university will
         | happily pump through tons of students in degrees that have
         | almost zero demand. In a program like psych the only way to
         | even find a job that needs you and would pay a bit more is if
         | you get a masters or PhD.
         | 
         | I know so many people who graduated programs like psych and
         | they are barely making above minimum wage and didn't really get
         | to utilize their degree. And not only that, but they often have
         | a lot of debt.
         | 
         | On the other hand, trades are in very high demand. Most trade
         | programs here are just 1-2 years long and you'll exit them with
         | a job secured almost right away and already be making fairly
         | decent money. You'll be making more money than almost anyone
         | with a Uni degree in a non-STEM field. But despite this, it was
         | barely even presented as an option in high-school. We had
         | Universities come and give talks about what it's like, and what
         | kinds of programs they offered. Did we get the same about other
         | education options? Nope.
         | 
         | For some reason there is this view in society that you have to
         | have a degree otherwise you won't be successful and that you're
         | not smart. In fact media/entertainment often also pushes this
         | same narrative which doesn't help things either.
         | 
         | So many of those psych grads I talked about ended up going back
         | to college (In Canada college is like a trades school or
         | community college in America) to take additional programs on HR
         | or admin related topics. They find their degree didn't get them
         | anywhere and they end up having to go to another kind of
         | education to make themselves hirable.
        
         | jerf wrote:
         | Increasingly I see the idea of thinking of college in any other
         | terms as a deliberate meme designed to make people pay
         | extremely high prices and put them in a debt trap, and that the
         | sources of that meme like it that way.
         | 
         |  _Before_ college can be creating well-rounded citizenry or
         | provide  "excellent life experiences" or any of the other
         | things people want of it, it must _first_ provide a good ROI.
         | This is a necessary foundation. If it is not doing that, then
         | all the other fancy things are merely digging the debt trap in
         | deeper because you 're paying for all these things while
         | failing to obtain a method of paying them back.
         | 
         | As a culture, in decades past we were used to college generally
         | being so cheap that providing a good ROI wasn't that big a
         | deal. It's much easier to get a good ROI out of something
         | cheap. So we focused on the higher layers and were able to
         | neglect the fact that the higher layers were _always_ built on
         | a foundation of the fact that college in general was a good
         | ROI. Consequently we have come to misinterpret those higher
         | level things as the purpose of college.
         | 
         | But it is necessary that these aspirational benefits be setting
         | on a good foundation of good ROI to not be abusive to the
         | customer.
         | 
         | It is not and must not be considered some sort of betrayal to
         | be worried about ROI for college. It must simply be seen as an
         | understanding of the fact that as the costs have changed, the
         | way we must analyze college has also changed. It was always
         | true, it's just now it has manifested in a larger way.
        
           | burnafter184 wrote:
           | Do you actually have anything to back that up? I'm not being
           | antagonistic, but the impression I've gotten is that
           | education was largely done for the sake of itself, like if
           | you read Les Miserables the collegiate cast was largely poor
           | - with the exception being those of high birth. Which I mean,
           | take that for how you will, it is a fictional work. But then
           | in Ancient China we see stuff like the Imperial Exam, which
           | does sort of direct the education->wealth, but you still see
           | the pattern of high birth being the ultimate determinant of
           | success in most cases. Which to me says there is a paternal
           | drive to have your kids educated, but for the sake of
           | education itself, since ostensibly the family unit is already
           | well established.
           | 
           | But I'm actually really interested in reading a historical
           | perspective of education, so if you've got some sources I'd
           | appreciate your sharing them.
        
             | jerf wrote:
             | My point is philosophical, not historical.
             | 
             | To put it another way, education for the sake of education
             | is higher on the Maslow Hierarchy than being able to make a
             | decent ROI on college. Self-actualization is great and all,
             | but when you're telling people to pursue it at the expense
             | of whether or not they're going to eat something it's not
             | noble and honorable, it's tone-deaf at best and can be
             | downright evil when huge propaganda machines are deployed
             | to convince people to do it, because the people selling
             | self-actualization benefit.
             | 
             | Debt skews the understanding by moving the time that the
             | payments come due around but they're still due. It doesn't
             | change the fundamental calculation.
             | 
             | "the collegiate cast was largely poor"
             | 
             | But were they _going into massive, life-changing debt_?
             | Poor people going to a generally cheap (by modern
             | standards!) college is no big deal. But now we 're sending
             | poor people to _expensive_ college, so they can self-
             | actualize at the expense of a good chunk of the rest of
             | their life. This isn 't noble.
        
             | thebean11 wrote:
             | Did college in those places / time periods put you into
             | debt?
             | 
             | But anyway, what's the point of looking that far back and
             | cross-content, why don't we compare it to American
             | universities just a few decades ago?
        
               | barry-cotter wrote:
               | > Did college in those places / time periods put you into
               | debt?
               | 
               | It was common for family lineages fo hundreds of people
               | to support promising students to do the Imperial
               | examinations and they didn't do it out of the goodness of
               | their hearts. Equally people don't pay for their sons to
               | study law for their intelectual development. Only the
               | relatively wealthy could afford to send a son to college.
               | Just being able to afford them not working for 3-5 years
               | marks them as wealthy even if they fely poor in
               | comparison with others of their social class.
        
           | bakuninsbart wrote:
           | > Before college can be creating well-rounded citizenry or
           | provide "excellent life experiences" or any of the other
           | things people want of it, it must first provide a good ROI.
           | This is a necessary foundation. If it is not doing that, then
           | all the other fancy things are merely digging the debt trap
           | in deeper because you're paying for all these things while
           | failing to obtain a method of paying them back.
           | 
           | I don't disagree, the thing is that well-rounded citizenry is
           | a necessary prerequisite for a democratic society. That
           | means, as a society we need to make the ROI for an individual
           | worth it by paying for it as a society _or_ offer meaningful
           | alternatives.
           | 
           | This is one of the things that capitalism is terrible at, and
           | thus it must be supplemented through public spending.
        
           | compiler-guy wrote:
           | College wouldn't need to provide a good roi if it were much
           | mess expensive. Just like, strictly speaking, going to a
           | movie doesn't provide a good roi.
           | 
           | It's one thing to take four years of your life deepening your
           | thinking ability and stretching your mind without a good roi
           | if you come out the other end without crushing debt and
           | prospects for employment that can sustain you, even if those
           | prospects have nothing to do with your college experience.
           | This is what college was like until the last four decades or
           | so.
           | 
           | It's entirely another to come out the other side in crippling
           | debt and no prospects for any kind of sustaining job.
        
             | karamanolev wrote:
             | If it provides the same value, but costs less, then by
             | definition, the ROI is better. OTOH, if it puts you in
             | crippling debt, but you have no prospects of a job to
             | support that - the ROI becomes bad or even negative. So
             | doesn't it capture all of that already?
             | 
             | In some sense, twice the cost for twice the benefit might
             | be worth it to those who can afford it, because the time-
             | wise investment (4 years or so of your life) remain
             | constant.
        
               | compiler-guy wrote:
               | No, it doesn't capture all of that already.
               | 
               | A "better" ROI doesn't necessarily mean a _positive_ ROI.
               | 
               | Getting negative 10% return on a $1,000 investment
               | doesn't matter as much as getting a negative 10% return
               | on a $100,000 investment.
        
               | westurner wrote:
               | Magnitude certainly is relevant to vector comparisons;
               | but, if we define ROI as _nominal rate of return_ , gross
               | returns are not relevant to a comparison by that metric.
               | 
               | Return on Investment:
               | https://en.wikipedia.org/wiki/Return_on_investment
               | 
               | From https://en.wikipedia.org/wiki/Vector_(mathematics_an
               | d_physic... :
               | 
               | > _A Euclidean vector is thus an equivalence class of
               | directed segments with the same magnitude (e.g., the
               | length of the line segment (A, B)) and same direction
               | (e.g., the direction from A to B).[3] In physics,
               | Euclidean vectors are used to represent physical
               | quantities that have both magnitude and direction, but
               | are not located at a specific place, in contrast to
               | scalars, which have no direction.[4] For example,
               | velocity, forces and acceleration are represented by
               | vectors_
               | 
               | Quantitatively and Qualitatively quantify the direct and
               | external benefits of {college, other alternatives} with
               | criteria in additional to real monetary ROI?
               | 
               | From https://en.wikipedia.org/wiki/Welfare_economics
               | 
               | > _Welfare economics also provides the theoretical
               | foundations for particular instruments of public
               | economics, including cost-benefit analysis,_
        
               | westurner wrote:
               | From https://news.ycombinator.com/item?id=18833730 :
               | 
               | >> _Why would people make an investment with insufficient
               | ROI (Return on Investment)?_
               | 
               | > _Insufficient information._
               | 
               | > _College Scorecard [1] is a database with a web
               | interface for finding and comparing schools according to
               | a number of objective criteria. CollegeScorecard launched
               | in 2015. It lists "Average Annual Cost", "Graduation
               | Rate", and "Salary After Attending" on the search results
               | pages. When you review a detail page for an institution,
               | there are many additional statistics; things like:
               | "Typical Total Debt After Graduation" and "Typical
               | Monthly Loan Payment"._
               | 
               | > _The raw data behind CollegeScorecard can be downloaded
               | from [2]. The "data_dictionary" tab of the "Data
               | Dictionary" spreadsheet describes the data schema._
               | 
               | > _[1]https://collegescorecard.ed.gov/_
               | 
               | > _[2]https://collegescorecard.ed.gov/data/_
               | 
               | > _Khan Academy > "College, careers, and more" [3] may be
               | a helpful supplement for funding a full-time college
               | admissions counselor in a secondary education
               | institution_
               | 
               | > _[3]https://www.khanacademy.org/college-careers-more_
        
               | compiler-guy wrote:
               | Except that the grandparent post that you responded to
               | was all about the magnitude of the loss rather than just
               | ROI. If the magnitude of the loss is manageable, then the
               | ROI becomes less important for life decisions.
               | 
               | So sure! If all we are looking at is ROI then you are
               | right! By definition! As long as you restrict your
               | refutation ("by that metric") in a way that ignores the
               | additional metric I had been trying to add to the
               | conversation. I was trying to point out that there are
               | other metrics that matter.
        
           | gshubert17 wrote:
           | > Before college can be creating well-rounded citizenry or
           | provide "excellent life experiences" or any of the other
           | things people want of it, it must first provide a good ROI.
           | This is a necessary foundation.
           | 
           | I'd like to say _at the same time_, college can provide a
           | good ROI and good citizens, life experiences, etc.
           | 
           | But besides college, what are some other choices, programs,
           | whatever that could provide some of college's added features?
           | Public service (in the U.S., military, Americorps, Peace
           | Corps)? What's available in other countries?
        
             | bakuninsbart wrote:
             | If there is one part of the german system I'd recommend
             | other countries to (partially) emulate, it is the
             | apprenticeship model. Germany has multiple ways a person
             | can finish school; from Hauptschulabschluss (limited
             | apprenticeships), over Realschulabschluss
             | (apprenticeships), and Fachabitur (apprenticeships +
             | applied studies in a field you specialised in) to Abitur
             | (everything).
             | 
             | The thing is that finishing an apprenticeship enables you
             | to do an applied Bacelor in the field. After a Bachelors,
             | you can continue on in academia if you like. And you can go
             | back to school at 30 to finish your (Fach-)Abitur, if you
             | failed it before. The state will even pay you to attend.
             | There's very clear paths to jobs, but also a lot of ways to
             | change your direction.
             | 
             | Going back to apprenticeships, they are plentiful and often
             | well-payed. For example, most of the Sys-admins I know did
             | an apprenticeship, which consists of 3 years of school
             | while working half-time at a company. This combination of
             | school and work is the best of both worlds for experience,
             | and it enables young people to get a career path without
             | too much though.
        
         | rmason wrote:
         | ROI shouldn't be the only consideration. But a student should
         | know it ahead of time.
         | 
         | I was undecided whether to major in either electrical
         | engineering or journalism. I had a passion for both, I was a
         | amateur radio operator who built his own gear and was also
         | editor of my high school newspaper.
         | 
         | When a counselor at my university told me that I was four times
         | more likely to get a job as a J grad in when I graduated vs an
         | ee grad it made my decision for me. I mean after all he was the
         | expert. Four years later however the exact reverse was true
         | ;<).
        
         | tshaddox wrote:
         | I don't know. To some extent I do agree with you that the
         | social experience of attending university can be very valuable
         | in ways that aren't easy to measure. But part of the reason for
         | that is that university is pretty much the only socially
         | acceptable way for 18-22 year olds to move away from their
         | parents for the first time and spend 4 years burning huge
         | amounts of money hanging out with other 18-22 year olds. And I
         | mostly agree with the article's claim that "Most students
         | attend college in order to get a better job with a higher
         | salary," or at least that's the _core_ reason why it 's
         | generally socially acceptable to attend a university. What if
         | there were other socially acceptable ways for 18-22 year olds
         | to hang out with peers, and get exposure to various fields of
         | study and potential career paths, that had significantly
         | different ROI factors than traditional universities?
        
         | mcguire wrote:
         | The tragedy of the commons---the return on your (personal)
         | investment, in monetary terms, is the easiest and obviously
         | most (personally) important factor to consider.
        
         | lotsofpulp wrote:
         | > It makes my flesh crawl to see college reduced purely to ROI,
         | but at least they're honest that that's what they're doing.
         | 
         | Every choice a person makes has an implicit ROI calculation. It
         | is good to make them explicit to make them accurate, to prevent
         | from being disappointed due to erroneous calculations.
        
           | Dudeman112 wrote:
           | >from being disappointed due to erroneous calculations
           | 
           | It's also good to be explicit about the bits not calculated
           | in the ROI.
           | 
           | Utility functions that only use monies as input is sooo 18th
           | century.
        
             | lotsofpulp wrote:
             | The concept of ROI does not need to be restricted to money.
             | Every time someone thinks "I will do this because it is
             | worth it or worth my time", whether it be talking to a
             | neighbor or performing labor in exchange for money, you are
             | making the calculation.
        
               | Dudeman112 wrote:
               | That's... My point.
        
         | beefman wrote:
         | My flesh is crawling because ROI doesn't have units of dollars.
        
         | tzs wrote:
         | John Adams had it right in a letter he wrote from Paris, France
         | in 1780 to his wife Abigail who was back in the US [1].
         | 
         | > I could fill Volumes with Descriptions of Temples and
         | Palaces, Paintings, Sculptures, Tapestry, Porcelaine, &c. &c.
         | &c. -- if I could have time. But I could not do this without
         | neglecting my duty. The Science of Government it is my Duty to
         | study, more than all other Sciences: the Art of Legislation and
         | Administration and Negotiation, ought to take Place, indeed to
         | exclude in a manner all other Arts. I must study Politicks and
         | War that my sons may have liberty to study Mathematicks and
         | Philosophy. My sons ought to study Mathematicks and Philosophy,
         | Geography, natural History, Naval Architecture, navigation,
         | Commerce and Agriculture, in order to give their Children a
         | right to study Painting, Poetry, Musick, Architecture,
         | Statuary, Tapestry and Porcelaine.
         | 
         | We've just gotten a bit stuck at the middle step.
         | 
         | [1]
         | https://www.masshist.org/digitaladams/archive/doc?id=L178005...
        
           | vmception wrote:
           | sort of? Many people study the final steps, it just needs to
           | be an objective decision, and somehow it just isn't for most
           | of the US college attending population.
        
         | MR4D wrote:
         | >It makes my flesh crawl to see college reduced purely to
         | ROI...
         | 
         | Imagine knowing that one of the houses you are looking to buy
         | will leave you worse off than the others. Would you find that
         | information useful?
         | 
         | Think of this as the same thing - some choices will leave you
         | permanently worse off. I'd rather know that ahead of time so
         | that I can either avoid them, or at a minimum, understand what
         | I'm getting in to.
        
         | Sohcahtoa82 wrote:
         | > It makes my flesh crawl to see college reduced purely to ROI,
         | but at least they're honest that that's what they're doing.
         | 
         | When going to college means taking on tens of thousands of
         | dollars in debt, it makes sense to start looking at ROI,
         | especially when there's a certain group of people that will
         | tell you "If you want to make a living wage, then you need to
         | go to college and make something of yourself!", then will
         | ostracize them for making bad financial decisions when they
         | take on massive student loan debt to pay for the college.
         | 
         | EDIT: To add a point of anecdata, when I finished my BS in CS
         | in 2014, I came out with ~$45,000 in student loan debt. And
         | this is on the LOWER end of debt, and I was only able to have
         | it so low because I had already been living in the city my
         | university was in. I still worked ~30 hours/week while going to
         | school full time. If I had to stay in dorms or something, I
         | probably would have had $100K+ in debt. It's absolutely
         | ridiculous.
        
         | LudwigNagasena wrote:
         | > I got lucky -- I had a great experience, I learned a lot of
         | important non-academic things, I broke out of my shell
         | 
         | 11 years of schooling before college, extracurriculars, friends
         | and family weren't enough for that? Huh, maybe something wrong
         | is not only with colleges but with child upbringing as a whole
         | if that's true for many people.
        
           | showerst wrote:
           | 18-22ish is a formative time for many people. If you were
           | fully formed at age 18 with just exposure to the family any
           | friends you grew up with that's great, but the new
           | perspective and easing into freedom of college is valuable
           | for many people.
        
             | LudwigNagasena wrote:
             | Is it valuable or just different? What's so magical about
             | the numbers 18-22?
        
               | showerst wrote:
               | It's not the years (roughly speaking) -- move college to
               | 16, or 20, the point still stands. For many people it's
               | the first time they leave the only
               | family/friend/schooling setting they've ever lived with.
               | 
               | Some people certainly don't need that, but I think a
               | soft-entry into the real world in a more limited
               | environment is not to be dismissed outright. It was
               | certainly helpful for me.
               | 
               | No matter how good your family and secondary schooling is
               | (and for many people, it is lousy!), I think that having
               | only one environment and set of perspectives before
               | you're assumed to be a solo capable adult is not ideal.
        
               | LudwigNagasena wrote:
               | What does this have to do with college? You can just move
               | out.
        
               | KittenInABox wrote:
               | I can't speak for everyone but I want to say it was
               | valuable for me to be separated from my family at that
               | age and put in another semi-structured environment like
               | college. My family was incredibly supportive, well-
               | roundeded, upper-middle-class, and therefore I lived in a
               | neighbourhood surrounded mostly by other families from my
               | background. Being able to be separated from that
               | environment and exposed to a diverse background of
               | wealth/privilege was incredibly helpful to my capacity
               | for empathy and willingness to be wrong. (I went to a
               | state college in a primarily working class city.)
        
               | LudwigNagasena wrote:
               | What does this have to do with college? You can just move
               | out.
        
         | BeetleB wrote:
         | I'd agree with your sentiment if college was as cheap as it was
         | 20+ years ago, but in many places it's become so expensive that
         | it's almost mandatory to consider the cost in these decisions.
        
         | david38 wrote:
         | If you have to borrow for college, you should consider ROI.
        
         | neutronicus wrote:
         | The ROI analysis helps understand whether subsidized college
         | enables social mobility.
         | 
         | Subsidized college is politically convenient because you can
         | sell it to corporate interests as reducing the cost of skilled
         | labor, to labor as a way to move up social strata, and to
         | lower-level elites as a way to facilitate booting incompetent
         | or uncouth people out of their stratum (you can sum up the
         | latter two clauses as "meritocracy").
         | 
         | If people weren't forced to accept subsidized college as a
         | _substitute_ for wealth redistribution (IMO this is largely the
         | case) you might not see so much obsession with ROI.
        
         | didip wrote:
         | > It makes my flesh crawl to see college reduced purely to ROI,
         | but at least they're honest that that's what they're doing.
         | 
         | This comment is coming from the position of privilege. And I
         | cannot possibly agree to it.
         | 
         | Gone are the good old days of cheap/free college in the US. As
         | parents, it is our responsibility to help our kids to avoid
         | these "new" financial traps.
         | 
         | These kids will be robbed from their own future if we let them
         | be enslaved to large debts. Not to mention a lot of other
         | complex issues such as jobs disappearing due to automation,
         | greater wealth gap even between the middle class, etc.
         | 
         | The kids are too young to understand these traps. We should
         | help them.
        
         | zdragnar wrote:
         | The thing is, all of the other benefits you list are luxury
         | items. There are myriad ways of improving yourself. Taking out
         | massive loans to do so with everything we have access to now
         | only makes sense if the loans have a lower interest rate than
         | your investment returns, or if the end result is a degree that
         | opens doors to a higher income bracket.
         | 
         | There are other funding mechanisms possible, but after decades
         | of free flowing money from government backed loans to students,
         | university budgets are extremely inflated and should be
         | substantially cut back if we expect someone else (I.e. taxes)
         | to be paying the tuition.
        
           | WkndTriathlete wrote:
           | > decades of free flowing money from government backed loans
           | to students
           | 
           | This, along with the perception that any college degree is a
           | golden ticket, is the root of the problem.
           | 
           | The article mentions that 2/3rds of high-school graduates now
           | attend college. That number is _double_ what it was 30 years
           | ago, and I 'd argue that only a small fraction of that
           | additional one-third _should_ be getting a college degree.
           | 
           | My assumption is that a large percentage of the additional
           | one-third is getting college degrees based in part or whole
           | on free-flowing government-guaranteed financial aid, which is
           | provided under the (mistaken) assumption that raising
           | disadvantaged students up the income ladder can be solved by
           | throwing money at them in order to get them any college
           | degree.
        
         | fiftyfifty wrote:
         | The problem is colleges and universities have increased their
         | prices so much over the last 20 years they're forcing people to
         | make this kind of analysis on ROI. In the old days a young
         | person could pay for a local university with a part time job
         | and spend 4 years getting a major with a poor ROI just because
         | it was interesting or so they can participate in campus life,
         | but those days are gone. Now that a 4 year degree could result
         | in a lifetime of debt people should do some careful analysis
         | before making that kind of decision, and that's purely on these
         | institutions of higher learning for pricing themselves out of
         | the market.
        
           | bjelkeman-again wrote:
           | Here is where I realise how happy I am to live in a country
           | with a pretty good educational system, which is free to any
           | citizen who qualifies to enter.
           | 
           | Commercial healthcare and education seem to really bring
           | about the worst aspects of a market economy, in some
           | countries. Not sure where it works well, it maybe somewhere.
        
             | yjftsjthsd-h wrote:
             | > Commercial healthcare and education seem to really bring
             | about the worst aspects of a market economy, in some
             | countries. Not sure where it works well, it maybe
             | somewhere.
             | 
             | Mostly, IMO, because they're _not_ free markets. Healthcare
             | actively fights price transparency, and is largely driven
             | by fixed demand and artificially constrained supply.
             | College costs can only do what they do because the whole
             | thing is financed by grants and uniquely binding loans
             | pushed on students who barely understand what they 're
             | getting into. If we could force the whole thing into an
             | actual free market, it'd vastly improve the situation.
        
         | sharadov wrote:
         | Don't go to college in the US. Go to college in other countries
         | which are cheaper - Canada, certain European countries, Asia.
         | The money goes a long way, and you get a multitude of rich and
         | diverse cultural experiences. This might not work for everyone,
         | but if the individual is independent, mature and extroverted,
         | might be a great choice.
        
           | otoburb wrote:
           | >> _Go to college in other countries which are cheaper -
           | Canada_
           | 
           | Canadian universities are still eye-wateringly expensive if
           | you're an international (i.e. non-Canadian) student according
           | to tuition fee schedules from University of Toronto1,
           | McGill2, Queens3, University of British Columbia4 and Western
           | University5.
           | 
           | 1 https://planningandbudget.utoronto.ca/wp-
           | content/uploads/202...
           | 
           | 2 https://www.mcgill.ca/undergraduate-
           | admissions/finances/cost...
           | 
           | 3 https://www.queensu.ca/registrar/sites/webpublish.queensu.c
           | a...
           | 
           | 4 https://students.ubc.ca/enrolment/finances/tuition-
           | fees/unde...
           | 
           | 5 https://www.registrar.uwo.ca/student_finances/fees_refunds/
           | p...
        
             | sudosysgen wrote:
             | Francophone universities are significantly cheaper, but you
             | have to speak French.
             | 
             | As a Montrealer the thought of paying 53 000$ to study a
             | year at McGill is insane to me. Especially since
             | international students have to study one more year than
             | those from Quebec!
             | 
             | McGill being more expensive than other universities is a
             | large part of why I chose not to study there, and that was
             | only around 10 000$ extra over my whole degree.
        
           | R0b0t1 wrote:
           | It's not easy to get in to these places if you are from the
           | US. Less than the top 10% of students would qualify with
           | their diploma.
        
         | trixie_ wrote:
         | There are cheaper ways to learn 'non-academic things' and
         | 'break out of your shell' than by paying 20k a year.
        
           | ryan93 wrote:
           | *60k
        
           | standardUser wrote:
           | In-state tuition is around $13k/year at UCs and $7k/year at
           | CSUs, and that's before applying the _many_ grants available
           | to lower and middle income families.
        
             | barry-cotter wrote:
             | Don't forget to include the cost in forgone wages. That's
             | got to be at least $20k a year.
        
         | nsv wrote:
         | If something costs tens of thousands of dollars, it must be
         | looked at in terms of ROI, or otherwise be reserved for the
         | ultra-wealthy.
        
       | winternett wrote:
       | The effectiveness of a college experience really depends on the
       | type of person that is attending it.
       | 
       | College is indeed becoming overpriced.
       | 
       | If the person is seeking a party experience, it's a bad idea if
       | they don't have rich parents that will support them and pay off
       | loans later on.
       | 
       | If the person is a mature, informed, and energetic business go-
       | getter, and they actually manage to start new ideas while they
       | attend school, and then establish vital bonds with other go-
       | getters they meet, they can potentially gain a lot from a college
       | experience.
       | 
       | Once you join the working world, the diversity of ideas and
       | ability to meet ambitious people regularly wanes a bit. Also as
       | one ages, the energy and enthusiasm for change also decreases to
       | an extent. Carpe Diem.
       | 
       | I also believe though, that some people can and have create(d)
       | amazing and ambitious careers without a college education, or by
       | dropping out early from the process. There are no rules...
        
         | Kafkish wrote:
         | > If the person is a mature, informed, and energetic business
         | go-getter...
         | 
         | But by the time most people get to college, they're still
         | immature and not very well informed.
        
           | grvdrm wrote:
           | And I'll add that lots of people are still immature and not
           | well informed after graduating and well into post college
           | adulthood.
        
         | mcguire wrote:
         | " _I also believe though, that some people can and have
         | create(d) amazing and ambitious careers without a college
         | education, or by dropping out early from the process. There are
         | no rules..._ "
         | 
         | Absolutely true. Do you have any statistics on their rate of
         | doing that?
         | 
         | Survivor bias: If the only thing you look at is success,
         | success looks pretty easy.
        
         | kwhitefoot wrote:
         | Doesn't anyone go to uni. to learn stuff any more?
        
         | throwaway0a5e wrote:
         | >If the person is a mature, informed, and energetic business
         | go-getter, and they actually manage to start new ideas while
         | they attend school, and then establish vital bonds with other
         | go-getters they meet, they can potentially gain a lot from a
         | college experience.
         | 
         | I could not disagree more. What this person gets out of college
         | is nothing more than checking the "has 4yr degree" checkbox you
         | need these days. College will do nothing for them other than
         | check that box. Their own accomplishments will be what carries
         | them through life.
        
         | [deleted]
        
         | bradj wrote:
         | I partially disagree. Assuming you are majoring in something
         | that has some positive ROI and do enough to actually graduate,
         | which isn't hard at most colleges, the party experience can be
         | very supportive of most people's future careers.
         | 
         | The social skills, networks, and alumni connections you build
         | at college are a large fraction of the benefit that college
         | gives the average person to further their career.
         | 
         | Otherwise, I agree. College is a great time to take advantage
         | of the time you have to change your network, generate new ideas
         | and take risks. And I also agree that most there can be benefit
         | (though highly unlikely) for some people to not attend college
         | or to drop out.
        
           | Spivak wrote:
           | I find it really funny how we talking about socialization
           | like it's just for really young kids when we all have
           | experience dealing with adults that never learned the skills.
           | 
           | College is expensive socialization to be sure, so make sure
           | to go for other reasons as well -- but if you aren't going to
           | parties, making friends, and doing stupid shit then you're
           | missing out on part of the real tangible value provided by
           | colleges which is community. (And to be clear this is
           | something totally separate from professional networking.)
        
         | cogman10 wrote:
         | > If the person is a mature, informed, and energetic business
         | go-getter, and they actually manage to start new ideas while
         | they attend school, and then establish vital bonds with other
         | go-getters they meet, they can potentially gain a lot from a
         | college experience.
         | 
         | A lot of that depends on the college you go to. Doesn't matter
         | how much a "go getter" you are if you don't make connections
         | with someone that can ultimately fund/execute your ideas. Even
         | if they themselves are "go getters".
         | 
         | Further, hard to really judge if you are a "go getter" or a
         | "So, it's like facebook, but for cats!" person.
         | 
         | And here's the real rub, likely the person seeking the party
         | experience with rich parents IS the person that can
         | fund/execute ideas. They don't need to be go getters, they just
         | have to have deep pockets.
         | 
         | Of course, this is all talking about someone going to college
         | primarily for entrepreneurial ideas.
         | 
         | This is the real and true value of ivy league/prestigious
         | schools. It isn't the quality of the knowledge, it's the old
         | deep pockets that also go there.
        
           | winternett wrote:
           | I was pretty lucky that the Internet came about right when I
           | was attending college. Prior to that, mostly Lawyers and
           | Doctors were the only college grads regularly breaking past 6
           | figures in jobs. I was also lucky to get through without 6
           | figure debt, and at low interest rates on Federal loans.
           | 
           | Private loans preyed on so many of my peers and other family
           | members. Also schools quickly raised charges, while
           | underpaying staff. It's really the influence of comerical
           | industry that screws a lot of the benefeits of a college
           | education up nowadays.
           | 
           | The student needs to be a special type of person to get
           | through it, solve all the problems that arise, work out how
           | to maximize their potential, and then quickly get to work on
           | their future.
           | 
           | College is not only a learning process, it's also a huge
           | personal test of character, dedication, and analytical skill.
           | The GPA though really does not determine a person's full
           | capacity though, and the classes are often not what teaches
           | you the most important things.
           | 
           | Many people from non-ivy-league schools also go far beyond
           | many other ivy league students in terms of lifetime
           | accomplishment -- usually because of the type of character
           | they have and people they are (and sometimes because they
           | cheat), but for certain jobs in this world, Ivy League is
           | often an unwritten "pre-requisite".
        
         | paulpauper wrote:
         | It does seem overpriced but wages are pretty high these days
         | for grads and there is considerable aid. The biggest cost is if
         | you don't finish.
        
       | Waterluvian wrote:
       | I assume the conclusions change considerably when you plug in
       | non-American numbers?
       | 
       | My degrees were about 1/8th the price of many U.S. peers', which
       | made them more palatable given that my original career was
       | looking at a lifetime ceiling of maybe $90k CAD.
        
         | Avalaxy wrote:
         | Of course. In other countries it's affordable and going to
         | college becomes a no-brainer.
        
           | mcguire wrote:
           | Not really. Many of _those_ countries have lower proportion
           | of college degrees than the US. (https://en.wikipedia.org/wik
           | i/List_of_countries_by_tertiary_...)
           | 
           | If cost isn't an issue, I wonder what prevents more from
           | getting degrees?
        
           | R0b0t1 wrote:
           | But is it easy to get in? Most English speaking Europeans you
           | can talk to (barring the UK, etc) are in the above average
           | category for their country. A lot of people may only speak
           | their mothertongue or another European language that is not
           | English.
        
           | hibikir wrote:
           | You'd be surprised. Take Spain: College is very cheap, but in
           | 2014, the median student that graduated was 27... and that
           | was with a plain degree. This also didn't mean that most of
           | their college degrees were on any topic that helped their job
           | prospects. If you spend most of your 20s working hard on a
           | course of study that doesn't lead to a career that pays much
           | better than minimum wage, going to college sure isn't a no-
           | brainer. This isn't purely a matter of motivation, but of the
           | quality of their school, their interest in teaching, and
           | setting sensible exams. My US college had plenty of Spanish
           | engineering students which had gotten nowhere in their
           | Spanish college, and were doing very well under the US
           | system. Nothing like seeing engineers now at NASA that were
           | unable to pass a single class in their first year in Madrid.
           | 
           | Salaries can also be quite different across borders. Studying
           | computer science in the US isn't cheap, but the jobs
           | available right when you are done are not paying anywhere
           | near the same as those of the Spanish developer. You see
           | American companies opening software shops in the least
           | developed parts of Europe, and a big part of it is that you
           | might be getting up to 5 developers for the price of one. I
           | emigrated because I knew that the Spanish college route was
           | far more dubious than a pretty average US college, even
           | paying for the whole thing.
           | 
           | So a no-brainer? Hardly. And the life path that makes sense
           | in 2010 might not make all that much sense in 2030. Just like
           | someone that became a mining engineer, specializing in coal,
           | had a very different career if he made his choice in the
           | 1950s, vs doing the same in 2005.
        
           | capableweb wrote:
           | I don't think it's a no-brainer. You spend a lot of time in
           | college, and it would be interesting to see how much
           | information/learnings you could ingest on your own time,
           | compared to what they would give you in college.
           | 
           | Many people (but probably not everyone) would be better off
           | not going to college at all, and start learning/working on
           | their own, especially if they have specific interests instead
           | of not knowing what they want to do.
        
             | nelgaard wrote:
             | Depends on how you calculate it.
             | 
             | If had become say a plumber instead of going to university,
             | had lived as cheap as a student with a plumber salary and
             | invested the surplus 100 percent in the stock marked that
             | would be a lot of money now many years later. I prefer not
             | to calculate it.
        
             | oneplane wrote:
             | In college you are not 'given' information/learnings, you
             | actually have to do the work and selection to 'get' that
             | yourself. At least, that is how it works here (EU). If you
             | don't pro-actively do this, you simply won't succeed (and
             | from a ROI perspective that would be a bad one).
             | 
             | The big difference between 'in' college and 'outside' or
             | 'on your own' is context; the facilities, culture and
             | exchange of ideas available to you in a college setting are
             | very different from anything else. Especially when to take
             | the sandbox element in to account.
        
               | germinalphrase wrote:
               | There are also many fields in which receiving "expert"
               | feedback is a substantial part of the learning process.
        
               | oneplane wrote:
               | And on top of that there is the difference between
               | studied subjects and experienced subjects. There is no
               | golden 'do this, get everything' path. Going to college
               | or university doesn't mean there is nothing you need to
               | learn in a work context. Same goes the other way: only
               | learning things at work means you probably get a lot less
               | abstract underpinnings and overarching context (or you
               | might get none at all) which reduces understanding of
               | your surroundings significantly.
               | 
               | The first iterations of school (in the first one or or
               | two decades of life) are mostly "learning how to deal
               | with people", "learning how to learn", "learning within a
               | context" and after all that you get to "learn how to make
               | use of what you have learned" in the real world. The
               | earlier you stop, the fewer tools you'll have for the
               | rest of your life.
               | 
               | There would be two avenues that are somewhat distinctive:
               | academia which blends school-type context into work-type
               | context at some point, and there is vocational training
               | which reduces school-type context earlier and eliminates
               | it before you're even "out of school". Neither are 'bad'
               | or 'good', just different paths.
        
             | itronitron wrote:
             | I agree. I feel like there should be a credentialing system
             | where you can 'test into' knowledge for specific course
             | loads and however the person (at their own pace) arrives at
             | that knowledge is considered secondary to whether they pass
             | the test.
             | 
             | It's sensible to require one or two years of in-person
             | study but requiring the whole 4 years seems like a
             | potential waste of time due to the differences in maturity,
             | social development, and focus among college aged students.
        
           | TylerLives wrote:
           | I went to a college in a developing country and I regret it.
           | I didn't lose money, but I wasted a lot of time and didn't
           | really learn much (or rather, I did learn things during
           | college, but not because of it). The lectures were unbearably
           | boring and I didn't socialize much. More than anything, I
           | hate the fact that I was too much of a coward to drop out
           | once I realized how miserable I was doing all the fake and
           | pointless work that was assigned to me. I forgot to say, I
           | studied computer science.
        
         | graup wrote:
         | Sometimes I wish these articles would include "in the US" in
         | the title. "Is College in the US Worth It? A Return on
         | Investment Analysis"
        
           | guyzero wrote:
           | Americans write articles for an American audience and don't
           | ever acknowledge the existence of other countries.
        
           | itronitron wrote:
           | From an ROI perspective, college in the US is not worth it
           | for all but a few degree programs. The university I graduated
           | from in the early 90's (on scholarship) was at the time the
           | most expensive college in the US but now most public schools
           | cost more than that.
           | 
           | Something not accounted for in these studies is financial aid
           | in the form of grants, scholarships, and loans. That will
           | radically change the ROI for individual students.
        
             | compiler-guy wrote:
             | The paper shows that the ROI for college in the US is
             | positive for many, but not all, majors and schools. It's
             | literally the entire point of the paper, complete with
             | data, graphs and the rest.
             | 
             | Not as positive as some might think, and there are a
             | significant number of losers, but only "a few degree
             | programs" being positive is not supported by the data.
        
               | itronitron wrote:
               | ROI may be positive for many programs but still only
               | worth it for a few of them.
        
       | 999900000999 wrote:
       | If going to college gets you away from a bad home life, it's
       | value is near infinite.
       | 
       | It's never going to be a hard equation or a matter of spending x
       | to make y.
        
       | ativzzz wrote:
       | Something the article doesn't take into is how the ROI would be
       | exponentially increased by interest and investments. Not everyone
       | invests, but for those who do, raw dollar values will translate
       | to even greater earnings on interest, and typically jobs with
       | high ROIs will provide benefits like 401k matching and better
       | health insurance so the actual ROI is even higher.
        
       | dyingkneepad wrote:
       | I paid $0 for a Computer Science degree in a poor country. It was
       | absolutely worth it. We used the very same books as the most
       | prestigious US universities as a basis for our courses, we
       | learned the exact same things, and now that I work with people
       | who paid a ton of money for those degrees I don't feel
       | disadvantaged at all. Cormen, Knuth, Hennesy & Patterson,
       | Tanenbaum, Ulman, you name it.
       | 
       | Sometimes I know a little about a topic but, but the University
       | gave me the framework so that I can learn anything computer-
       | science related with a much smaller effort compared to those
       | without a degree.
       | 
       | That said, I do recognize the name of the university on their CVs
       | does draw more attention and may make them have an advantage
       | during job hunting. Also, their powerful contacts acquired over
       | there. But once we're in the same room, we're equal.
        
       | musicale wrote:
       | > The median bachelor's degree is worth $306,000 for students who
       | graduate on time. But the median conceals enormous variation.
       | Some fields of study, including engineering, computer science,
       | nursing, and economics, can produce returns of $1 million or
       | more. Others, including art, music, religion, and psychology,
       | often have a zero or even negative net financial value.
       | 
       | So:
       | 
       | 1. Make sure you graduate 2. Be aware that certain majors have
       | "zero or negative net financial value"
       | 
       | But I wonder what happens if we apply the article's policy of
       | optimizing for ROI? Do we eliminate art and music programs (and
       | art and music schools?) Eliminate psychology as a major? Shut
       | down film studies departments in the Ivy League (though
       | philosophy is OK apparently?)
       | 
       | Or should "low-value" majors only be permitted as double majors
       | and minors?
        
       | silexia wrote:
       | Why are we still doing education the same way it was done in the
       | 1880s? The best technology in the 1880s was books and classrooms
       | led by a professor. Our universities today look identical to
       | that.
       | 
       | Now we can build a university online where every lesson is taught
       | by the absolute best teacher in that one narrow area. Every new
       | lesson you do, maybe 5 to 10 per day, would be taught by the very
       | best teacher for that one particular topic. A different teacher
       | from who taught the lesson could even prepare the quizzes for
       | that topic.
       | 
       | Alternatively, I have been working for the last 8 months on
       | YouTube to give myself a university level education in the
       | construction trades. I have watched hundreds of hours of
       | educational content on dirt work, concrete pours, framing,
       | drywall, roofing, mechanical, electrical, plumbing, tile work,
       | and finish features. I have built a shed using basically
       | residential framing, and I am working on a second one now.
       | Following this I'm going to build a small residence with a large
       | garage, then I'm going to build a large residence. I am just
       | doing this for my own hobby basically, but anybody who wanted to
       | become a home builder can now do so just with the content online.
        
       | cletus wrote:
       | I have an issue with this quote:
       | 
       | > Individual financial returns to college are the paramount
       | consideration for most students. Almost all students say access
       | to a well-paying job is a primary reason for attending college.
       | 
       | First, I don't think financial return is the near-universal case
       | asserted here. People go to college for many reasons and some
       | programs (as noted) have a terrible ROI. Why then would these
       | programs continue to survive?
       | 
       | Second, people have bought into this "follow your dream" meme and
       | human ego is predisposed to thinking we're special and we'll be
       | the exception so even with a terrible ROI, people don't think
       | that'll be their fate. It's why people end up working as a
       | barista after going $150,000 into debt to study theater arts at
       | NYU.
       | 
       | Third, 18 year olds who are making these decisions, like many
       | people much older, simply don't understand financial
       | consequences.
       | 
       | I'm personally more interested in how much college ranking and/or
       | debt affects ROI but I guess that's a separate question.
        
         | ativzzz wrote:
         | > Why then would these programs continue to survive?
         | 
         | Because the government provides no questions asked loans to
         | anyone willing to attend these programs, and many people don't
         | do their research or simply don't even consider the
         | implications.
        
       | JoeJonathan wrote:
       | Are friends worth it? A return-on-investment analysis.
        
       | pahool wrote:
       | Some background on FREOPP:
       | https://www.sourcewatch.org/index.php/Foundation_for_Researc...
        
       | randomdata wrote:
       | _> Naturally, among students who drop out, 100% of programs have
       | negative ROI._
       | 
       | This is interesting. It means that education, experience, and
       | network gained in college has no economic value. Whatever ROI
       | college may provide is found entirely in the recognition of
       | completion.
        
         | Kranar wrote:
         | Yep, the education you can get for free. The networking you
         | gain in college is likely to your detriment if you don't pass,
         | you're basically known as the guy who flunked out.
         | 
         | Any ROI from college is in the credential.
        
           | [deleted]
        
           | randomdata wrote:
           | _> the education you can get for free._
           | 
           | Perhaps I should have elongated my quote. The findings
           | indicate that there is absolutely no economic gain to be
           | found in education, no matter how much or little it costs.
           | 
           | It is not a case of `Economic gain of $50,000 - Costs of
           | $100,000 = -$50,000 ROI.` It is straight up suggesting that
           | there is no economic gain at all. So even if you eliminate
           | your costs in acquiring an education, your gain is still
           | nothing.
           | 
           | This is very much in contrast to what most people believe,
           | who see economic value in having knowledge and skills. Most
           | interesting to me is that it passes this state of education
           | having no value off as "Naturally".
        
       | smsm42 wrote:
       | The problem I have with such research that it takes college
       | degrees obtained decades ago and compares them against salaries
       | that are happening now. In the best case, it makes inflation
       | index adjustments, but it's useless. College prices raise much
       | faster than inflation, and people that earn today's salaries went
       | in college decades ago. So if college prices 20 years ago were
       | worth it today, that doesn't mean college prices _today_ will be
       | worth it in 20 years.
       | 
       | Moreover, it suffers from one more problem - for certain classes
       | (I'd call it "classes" for the lack of a better word) in the US,
       | everybody would go into a college, because that's what people of
       | this class do. There are exceptions, of course, but they are
       | rare. Those are the same classes that end up working in
       | professions that command higher salaries. Does that mean that
       | going to college caused it? Maybe yes, or maybe if they spent the
       | same time in the libraries, studied online or even went for a
       | tour to Madagascar instead, the outcome would still be the same.
       | We can't really tell by comparing them to people of a different
       | class, that traditionally don't go to college and also
       | traditionally occupy positions that command lower salaries. I'm
       | not talking about positions which require many years of training,
       | like medicine or law - there's, obviously, the question is moot,
       | if you want to be a doctor, you have to go to a medical school,
       | so there's no question of "worth it". But e.g. in software, I am
       | not convinced college really has as much ROI as it is claimed,
       | only because a lot of people go to college (because in their
       | class, everybody goes to college) and later have high salaries.
       | 
       | I personally think that my college education was well worth it -
       | but I didn't pay over $100K for it, in fact, I didn't incur any
       | debt at all that I haven't paid off within a year by working
       | half-time, and later paid for my next degree entirely from my own
       | earnings, with very short-time loan just to structure the
       | payments in a more convenient way. If it were at today's costs,
       | coming with a nearly-lifetime debt burden - I might have a
       | completely different opinion on it.
        
       | bluepoint wrote:
       | There are some benefits that are hard to evaluate. For example a
       | higher education that promotes critical thinking and allows one
       | to have a good understanding of reality, can save you millions of
       | dollars on snake oils of all kinds and useless drugs. I think
       | considering only salary prospects is a bit shallow.
        
       | ThrustVectoring wrote:
       | An important thing to note is that college is often a positional
       | good. A large part of the value of a college degree is that it
       | gets you hired at the expense of people with a worse educational
       | background. This is necessarily something that does not scale as
       | total investment in higher education increases.
       | 
       | In other words, this is very much the value _to the student_ ,
       | not the value _to society_. The ROI values should be used for
       | personal decision-making, and _not_ for funding of institutions
       | and subsidies for college attendance.
        
       | beefman wrote:
       | Payscale has done similar analysis annually since 2013 at least.
       | May be interesting to compare their results
       | 
       | https://www.payscale.com/college-roi
        
       | vr46 wrote:
       | Does this take into account network and connection building?
        
         | galenlynch wrote:
         | Here's the page that describes the methodology:
         | https://freopp.org/how-we-calculated-the-return-on-investmen...
        
         | rory wrote:
         | Yes, that should be implicit to the earnings numbers they are
         | using for the ROI calculation.
        
         | JKCalhoun wrote:
         | I saw nothing like that in the article.
         | 
         | Got me wondering what the ROI for dating was.
        
           | enigma1 wrote:
           | For men in the US at least, there is a book called "The Book
           | of Numbers: Analyzing the ROI on the Pursuit of Women". It
           | should make men at least consider how much time and money
           | they put into dating.
        
           | lotsofpulp wrote:
           | If your goal is to land a spouse with secure income, and/or a
           | spouse from a family with secure income, I would say it is a
           | very high ROI since your university friend network can be a
           | valuable place to draw potential partners from for many years
           | to come.
        
         | dijit wrote:
         | Since it's lifetime earnings: yes.
         | 
         | Unless there is a non-financial investment which can't be
         | converted to a financial one or one which people are not
         | redeeming for some reason.
         | 
         | Unless you mean that there are non-financial benefits to life.
         | Like if you know your doctor and he checks you for free.
         | 
         | That is not included. No.
        
       | keynesyoudigit wrote:
       | Colleges giving new graduates even 10% of this context would
       | completely change the game. I went in with a ton of passion but
       | absolutely 0 guidance, ended up 6 figures in debt with a degree I
       | only kinda use today.
        
       | noslenwerdna wrote:
       | As colleges are run like businesses and most people expect some
       | sort of financial benefit from attending them, we should see the
       | ROI continue to decrease until it is close to neutral.
        
       | unnamed76ri wrote:
       | I spent a lot of years struggling financially because of not
       | having bought a piece of paper from a university that signaled my
       | worth as an employee. The most laughable was over a decade ago
       | when small retail outlet wouldn't even consider me for an
       | assistant manager position because I didn't have a 4 yr degree,
       | even though I had years of retail management experience.
       | 
       | In other news, I thankfully escaped that soul sucking career path
       | awhile ago...
        
       | unixhero wrote:
       | Yes university is worth it, period.
        
       | bumby wrote:
       | > _Almost all students cite getting a better job as a primary
       | reason for attending college._
       | 
       | I think it's interesting how the intent of college has changed
       | from one of creating a philosophy of life to that of essentially
       | a vocational school that may or may not teach the actual skills
       | necessary for a job. From what I can tell this shift goes back as
       | far as the Morrill Land Grant of 1890 in the U.S.
       | 
       | It's also interesting to me how much inertia the system has. When
       | I talk to young students, many seem to go to college because
       | "that's just what you do after high school" or pick a particular
       | school simply because "everyone" has agreed that's a great school
       | without being able to articulate why. Marry that to human
       | resources who require degrees to filter applicants because that's
       | the method "everyone uses" while not being able to articulate
       | what relevant skills that particular degree confers to the job
       | and you get a self-licking ice cream cone.
        
         | IntFee588 wrote:
         | It's not so much high schooler choice or HR's inability to
         | properly assess candidates (although that is also a factor).
         | It's the emotional and material "stock" put into degrees by
         | degree holders that guarantees that this system will remain in
         | place. Most people do not have the strength of character to
         | extricate their personal identity and value from their level of
         | education.
         | 
         | Post-secondary credentialism is the new form of feudalism. This
         | book is a little too woke for my tastes but there's a
         | significant amount of scholarship on this concept of
         | education's rise as the new "cool guy" power structure,
         | replacing politics and the church.
         | 
         | https://books.google.ca/books/about/Beyond_Education.html?id...
        
           | bumby wrote:
           | > _It 's not so much high schooler choice or HR's inability
           | to properly assess candidates (although that is also a
           | factor). It's the emotional and material "stock" put into
           | degrees by degree holders that guarantees that this system
           | will remain in place_
           | 
           | I think this might be saying the same thing but you did it
           | more clearly. I'm saying people can't objectively articulate
           | why one choice is more valuable than the other largely
           | because they are making emotional decisions and not rational,
           | objective ones. Unless of course the rationale is "this is
           | the way the game is played, regardless if it makes objective
           | sense." The irony, as you point out, is that just entrenches
           | a silly system
           | 
           | Interesting book suggestion, I'll check it out.
        
         | Nasrudith wrote:
         | Well then it was more of a luxury for the gentry who didn't
         | truly have to worry about money from the career itself in the
         | same way. The classical university system wound up falling into
         | aristocratic "disdain of the practical and worldly as base"
         | flaw. Part of what drove the industrial revolution in the
         | United Kingdom were the colleges of the heterodox, largely
         | scottish which ended up providing the more practical but still
         | sophisticated engineering schools. They lead to the "new money"
         | captains of industry and middle class.
         | 
         | The two types of schools blended along the way of course and in
         | other contexts. Trade-college blending is a very slow process
         | but happening some. Farming is the furthest alarm but arguably
         | that was an "agronomy and automation coup" as the model changed
         | and made farm work a niche job instead of the majority.
         | 
         | The current system is related to more eglatarian mutation from
         | hard class gatekeeping. Frankly that a lot of positions are
         | flat out about justifying your actions to others as the
         | practical skill component of the "philosophy of life". It is
         | about getting what they measure for.
        
         | treespace8 wrote:
         | I think the only fix for this is to make it illegal for
         | companies to list educational requirements in job postings.
         | 
         | Search for any entry level job in an office environment, how
         | many list a college degree as a requirement? Anywhere north of
         | 80% sends a message (Get a college degree or work for minimum
         | wage).
        
           | bumby wrote:
           | This is my (maybe unpopular) take. I'm not sure many HR
           | people can adequately assess the skills for a position,
           | particularly technical ones. So they use education
           | credentials as a lazy proxy. I'm not sure outlawing education
           | requirements fixes this and may just result in some other
           | lazy proxy like nepotism.
        
         | noslenwerdna wrote:
         | It has changed! But it's changed because class mix of the
         | people going to college has changed. Wealthy people used to
         | make up a significant proportion of people going to college.
         | People who didn't _need_ to work for money. Now it is more
         | lower and middle class people, with different needs.
        
           | bumby wrote:
           | I think the real question is whether college fulfills those
           | different needs and, if so, if it does it at a reasonable
           | price.
           | 
           | At many orgs I've worked at, I felt like there were a lot of
           | people who could have done the same work from a two year
           | apprenticeship. Even though many had engineering degrees, I
           | don't think most brought an engineering mindset/education to
           | the problems they faced on a daily basis, with the exception
           | of some PIs
        
       | lvl100 wrote:
       | College would be worth it if it costs exactly ZERO. Otherwise
       | it's a scam outside of maybe top 50-75 institutions across the
       | world.
        
         | paulpauper wrote:
         | the wage premium holds even for lower-ranked institutions and
         | for even for so-called 'worthless' degrees
        
       | Aaronstotle wrote:
       | It really depends on the college attended. I transferred to
       | Berkeley and majored in Philosophy, with the intent of going to
       | law school after.
       | 
       | I was interested in tech stuff and got a campus job doing linux
       | administration which led me to my current career.
       | 
       | Even though I didn't enjoy the major _that_ much, attending a top
       | ranked school was absolutely worth it for both the connections
       | and opportunities. Transferring made it absolutely worth, would
       | most likely not be the case if I had to take out lots of loans.
        
         | mcguire wrote:
         | The article doesn't seem to discuss post-grad education at all,
         | including law school, med school, etc.
        
       | sys_64738 wrote:
       | What can I say? The Computing Science degree I took is absolutely
       | the single biggest investment giving greatest RoI for me
       | financially, for intellectually, and for longevity of working
       | experience.
       | 
       | But the costs are driven higher due to federal loans. If we stop
       | Uncle Sam being an underwriter for college loans then the market
       | will collapse, bringing prices down, IMO.
        
         | GordonS wrote:
         | It may have led to you getting a job, but putting aside that
         | checkbox on your resume/CV, do you think it's worth it in a
         | general sense?
         | 
         | When I'm hiring for tech roles, I personally couldn't care a
         | jot about whether or not the candidate has a degree. If someone
         | already knows how to code, do DevOps or whatever, what would a
         | degree really add, apart from making sure candidates had gone
         | through the same debt-gathering process that I had?
         | 
         | For background, I do have a Computing degree, but have often
         | wondered what the real point was, and what the real point
         | behind companies gatekeeping based on degrees is.
        
       | fullshark wrote:
       | Result aligns with my expecations today, but not my expectations
       | in High School, which well...is why we have so many people in my
       | age cohort (millennial) who think they got a raw deal.
        
         | idrios wrote:
         | Yup, this data is better suited for reflection than prediction.
         | 20 years ago this study would have drawn some very different
         | conclusions.
        
       | throw63738 wrote:
       | Did not just some colleges kicked out non vaccinated students?
       | Even from remote classes, with no option to finish their studies.
       | 
       | Seems like risky investment if they can change rules in middle of
       | studies.
        
       | fasteddie31003 wrote:
       | College only has two economic benefits: human capital improvement
       | and signaling of values. My personal experience is my rate of
       | learning in college was much less than on the job experiences.
       | College honestly made me learn how to learn because the lecture
       | model that colleges use does not work well for me. My college
       | benefit was 25% human capital improvement and 75% signaling of
       | values. Also, it was a lot of fun.
        
       | IntFee588 wrote:
       | While these sorts of analyses are worthwhile, the primary reason
       | they're necessary is because college has become such a raw deal
       | and costs far too much, even for degrees with "good" ROI. I paid
       | $40k to teach myself 80% of the material from Khan Academy and
       | Youtube videos.
        
       | crawsome wrote:
       | College IS worth it. Just have rational plans for a career as you
       | educate.
        
       | myfavoritedog wrote:
       | The US government should require schools to divulge this
       | information and make sure that students/parents applying for
       | government-backed student loans are keenly aware of and agree to
       | the financial risks implied by the statistics.
        
         | Sohcahtoa82 wrote:
         | Agreed.
         | 
         | I've always thought you should have to get career and financial
         | counseling before taking out student loans. How many people get
         | Psychology degrees and then can't find employment? Would fewer
         | people take on 6-digit student loan debt if they knew they'd
         | still end up working at Starbucks for a hair over minimum wage
         | afterwards?
         | 
         | If you want to go to college for the sole purpose of getting an
         | education, then nobody should stop you. But you should at least
         | be made aware of your future prospects vis-a-vis employment and
         | debt.
        
       | jostmey wrote:
       | I don't see how this analysis identifies the causal factor. Do
       | some college programs select students already on a trajectory to
       | succeed? I would love to see an analysis comparing ACT/SAT scores
       | and lifetime earnings for those that did and did not attend
       | college. Still, I find the insights of this article important to
       | the college debate
        
         | analog31 wrote:
         | Indeed, even at the college level, the universities in my state
         | give each incoming freshman a math exam, and the results of
         | that exam are for all intents and purposes a "sorting hat" for
         | whether you can even get into particular majors. This is even
         | before the first day of classes.
        
           | grp000 wrote:
           | I think that's basically every university. That being said,
           | its just a way to test out of math reqs to hit minimums for
           | starting certain major tracks. No reason someone couldn't
           | take the math courses at university in a general ed. major
           | and then transfer over.
        
             | ghaff wrote:
             | I don't have a large personal sample size, but 1.) I'm
             | pretty sure giving a math test to incoming students isn't
             | standard in the US. In any case, they generally already
             | have SAT/ACT scores. 2.) Furthermore, in many (though not
             | all) cases, once you're enrolled you can major in whatever
             | you want.
        
               | analog31 wrote:
               | I'm only familiar with the University of Wisconsin
               | system. They use the math test to slot you into levels
               | ranging from calculus to a remedial math course. Don't
               | know why they don't just use SAT/ACT.
               | 
               | As for majors, there are limited admissions into some
               | programs such as engineering and business, where you are
               | not formally admitted until after your first year, and
               | have to make a certain GPA. Not all majors had such
               | requirements.
               | 
               | Then there were some unique situations. Majoring in music
               | performance required an audition, and the incoming
               | students tended to be playing at a very high level.
        
         | gianpresq wrote:
         | I think it goes deeper than that, although you're making an
         | incisive point.
         | 
         | The value is sort of in how the degrees are used as well.
         | Increasingly, they're being seen as licenses of sort, even
         | though that might not be the intent of the program or even
         | reflect the actual experiences of the person in college. That
         | is, the ROI is due as much to the marketplace as it is the
         | degree itself. If HR departments decide that understanding of
         | DL/AI requires a degree in comp sci, even if someone did an
         | honors thesis on that as a psychology major, demonstrating a
         | new proof-of-concept DL model, it doesn't matter what sort of
         | talent is being recruited. Is it the degree holder, the degree,
         | the program, or the employer?
         | 
         | I feel like college degrees have become this kind of signalling
         | label, like much of the modern world, like clothing or
         | something. That's not to discount the skills one obtains as
         | part of a major, but it hurts the person who is going outside
         | the box (in a good way). There's also something disingenuous
         | then, about treating degrees as a resource to be obtained, when
         | the value of that resource is entirely dependent on the way it
         | is treated by others. That is, a hammer is more useful than a
         | rotting stick, but if for whatever reasons there's rotting
         | stick mania, the ROI will be greater for the latter. That
         | doesn't mean the ROI analysis is wrong, but it might give a
         | misleading impression about why.
         | 
         | I admit I didn't read this in enough detail, but I had other
         | questions as well. For instance, in other similar analyses I've
         | read in other outlets, they've explicitly ignored people who
         | have graduate degrees, as it muddies interpretation. But isn't
         | that important? What about the person who gets an undergrad
         | degree in psychology, but then pursues symbolic logic
         | programming and DL models in their master's program in comp
         | sci? Or who goes on to medical school? Some of these degrees,
         | like philosophy, are notorious for being pre-professional
         | degrees, and comparing a BA-only philosophy grad to a BA-
         | philosophy + JD is a little odd, both because it's unfair, but
         | also because the person who gets a BA in philosophy and then
         | stops is maybe different from the person who gets that degree
         | as part of a longer-term plan that includes law school.
        
         | madrox wrote:
         | You can't establish causation in an observational study like
         | this one. You'd have to conduct an experiment to do that, and
         | people don't usually want to leave their careers up to double-
         | blind. There's still value in measuring the correlation.
         | 
         | However, it accounts for things like dropout status, so I don't
         | think your hypothesis fits the data.
        
           | jostmey wrote:
           | Sometimes it is possible to establish causation from only
           | observational data, but in general, you are correct. Without
           | the ability to conduct an experiment, the best we can do is
           | use college acceptance criteria for screening candidates to
           | compare populations that attend and do not attend. The best
           | we can do is better than nothing
        
             | madrox wrote:
             | This is fair. I was familiar with methods of evaluating
             | causality, but didn't think it applied here since it hadn't
             | occurred to me to design the study that way. Yet another
             | lesson in "just because I can't think of it doesn't mean it
             | can't be done."
        
             | _delirium wrote:
             | I can't seem to find it, but there was a report from a few
             | years back that compared an income prediction based solely
             | on incoming student demographics (using a regression model
             | on things like parental income and education levels) with
             | graduates' actual income a few years out. It still doesn't
             | prove causality, but if there's a big difference between
             | the two in the positive direction, it at least suggests the
             | university is providing some kind of actual value-add, vs
             | just passing through students who were already from a high
             | socioeconomic background.
        
             | sfink wrote:
             | I use this framing quite a bit ("The best we can do is
             | better than nothing"), but I don't really like it. A better
             | framing is that it's not _how much_ we can figure out, it
             | 's _what_ we can we figure out.
             | 
             | Observational data is great for explaining things after the
             | fact. It must be handled very carefully when used for
             | predicting things before they happen. But if you can
             | identify the most likely confounds and eliminate them, you
             | may still be able to answer a lot of useful questions to a
             | fair degree of certainty.
        
           | bumby wrote:
           | You could design an experiment that looks at people who were
           | accepted into a program correlated to higher wages but went
           | to a different program instead. (E.g., accepted to an
           | engineering school but went to a psychology program).
        
         | WORMS_EAT_WORMS wrote:
         | Or, what about factoring in long-term and steady stability as
         | being "worth it"?
         | 
         | There's definitely a bit of insurance and fallback with having
         | higher education that isn't measurable simply by some ROI
         | analysis.
         | 
         | There are a lot of jobs you will never be able to apply to if
         | things go south simply by not meeting the minimum requirements.
         | I was considering a dirt-cheap online MBA once simply for this
         | reason if my biz stuff died (did not pursue).
        
         | bumby wrote:
         | _Do some college programs select students already on a
         | trajectory to succeed?_
         | 
         | This is interesting and I know there was some studies
         | performed, not on the program, but on the school. IIRC, the
         | results were that it wasn't the school that contributed to
         | success, but the person. Meaning, if you were accepted to a
         | top-tier school but attended a lower-tier one, you had as much
         | success as the people who attended the top-tier school. So, as
         | you say, the schools were already selecting for those who were
         | on a trajectory to succeed. There was a caveat that the school
         | did provide more help if the person was from a low-
         | socioeconomic background, and I've wondered if that is due to
         | network effects.
        
       | tzs wrote:
       | > The best program anywhere in the United States is the computer
       | science major at the California Institute of Technology
       | 
       | That's interesting because in most rankings I've seen of US CS
       | programs Caltech's comes in around 5-10 from the top.
       | 
       | Which ones rank above Caltech depends on the particular
       | organization doing the rankings, but schools that in at least
       | some well known lists place above Caltech in CS include CMU, MIT,
       | Stanford, Berkeley, Cornell, U of Illinois at Urbana-Champaign,
       | Georgia Tech, U of Washington, Princeton, UT Austin, Harvey Mudd,
       | Harvard, UCLA.
       | 
       | That _a_ CS program is the best investment monetarily is not
       | surprising, but I would have expected it to one of the higher
       | ranked programs from a school better known for CS.
        
         | [deleted]
        
         | selimthegrim wrote:
         | You might want to ask Caltech CS majors about this, I wasn't
         | one but I took a few CS classes when I was there and they
         | definitely lacked an OS class, for example.
        
         | mcguire wrote:
         | Among other things, the state schools are cheaper.
         | 
         | That said, Caltech _is_ a surprising choice.
        
         | junar wrote:
         | I wonder if the small sample size distorts the figures. Caltech
         | has only ~220 undergrad students per year (across all majors).
         | And it seems there are two similar majors split up into
         | separate rows.
         | 
         | 1; California Institute of Technology; Computer and Information
         | Sciences, General; $4,409,147
         | 
         | 22; California Institute of Technology; Computer Science;
         | $2,812,200
        
         | varjag wrote:
         | Campus proximity to Bay Area.
        
           | WkndTriathlete wrote:
           | That was my guess, too. I would liked to have seen the ROI
           | adjusted for cost-of-living, but I suspect that's a lot of
           | work to get that data and integrate it into the analysis.
        
           | tzs wrote:
           | Is it really close enough to the Bay Area to make a
           | difference? It's in the Los Angeles area. It's about a 7 hour
           | drive from Caltech to San Francisco.
        
             | varjag wrote:
             | Fair point. And there's Stanford too..
        
       | analog31 wrote:
       | Does the study compare people with specific degrees, with the
       | same demographic of people not getting degrees? For instance, a
       | person who is capable of finishing an engineering degree and is
       | inclined to do so, is already a "selected" person while still in
       | high school, putting the term in quotes to avoid trying to define
       | it precisely.
        
         | CincinnatiMan wrote:
         | Yes, from the article:
         | 
         | " ROI must also consider counterfactual earnings, or what each
         | student would have earned in a parallel universe where he or
         | she did not attend college. Assessments of ROI often compare
         | the earnings of college graduates to the earnings of the median
         | high school graduate. However, this simple analysis is
         | insufficient for an accurate estimate of ROI. People who choose
         | to attend college are different from those who do not. The two
         | groups have different earnings potential. The counterfactual
         | earnings for a college graduate are likely to exceed the
         | earnings of the median high school graduate.
         | 
         | The same principle applies to different majors. Does an
         | engineering graduate have high earnings because of his degree,
         | or because engineering tends to attract people with scientific
         | minds who would earn high wages no matter what? If so, an
         | engineering major might have different counterfactual earnings
         | than an English major. What about students who attend public
         | colleges versus private colleges? Private college students
         | often come from wealthier families. Are high earnings for
         | private-college graduates due to the school, or due to family
         | background?"
        
       | devwastaken wrote:
       | The costs are artificially inflated. There's plenty of jobs and
       | offices that do not need to exist and do not benefit people.
       | General classes are overwhelmingly a waste of time and are not
       | demonstrated to educate. Accreditation is a scam that's
       | incredibly outdated and ineffective at ensuring fair instruction.
       | There's wide variety in instructors, some designed to fail
       | students because they believe themselves far more important than
       | they are.
       | 
       | We need to strip unions, fire a lot of people, delete and re-
       | impliment accreditation, and in the end it's probably better to
       | turn the brick buildings into a shopping mall, it would have
       | better economic effect.
       | 
       | Like remote work in COVID, we can get it if the government forces
       | actually do it.
        
         | amznthrwaway wrote:
         | If the free market starts rewarding people who use other forms
         | of education, demand for those forms of education will
         | increase.
         | 
         | This isn't happening because those other forms are, for the
         | most part, viewed as inferior.
        
       | jimt1234 wrote:
       | The "college experience" was worth it for me. I hung around a
       | bunch of losers and do-nothings in high school. When I got to
       | college (by way of California community college), it was amazing
       | to associate with people who had ambition and an overall
       | optimistic outlook on life. I had never associated with people
       | like that before and never been in an environment like that
       | before, and it helped me grow as a person like I never imagined
       | possible.
       | 
       | When people talk about the "college experience", I think they're
       | often talking about partying, which I think is unfortunate,
       | because for me the "college experience" was worth every penny.
        
       | randcraw wrote:
       | This article should be required reading for every student
       | considering college. Most students choose majors as a path to
       | career. Knowing that some majors are entirely unsuited to that
       | end, or that for-profit schools are very inferior to not-for-
       | profits, could save a lot of grief later.
       | 
       | A mass student diaspora away from useless majors also might force
       | universities to finally rethink their priorities, which at
       | present serve most students poorly and at insane cost.
       | 
       | I got a BS in zoology (followed by a MS in CS). Had I known the
       | truly terrible prospects for a biology degree, I would
       | _certainly_ have chosen a subject more interesting than
       | memorizing the latin monnikers of minutiae, especially if I knew
       | I could later rely on a MSCS to do the heavy lifting.
        
         | mcguire wrote:
         | Biology is one of those weird degrees, like many of the
         | sciences. A BS in anthropology, for example, is completely
         | worthless except as a step on the way to a PhD in anthropology
         | (at which point you get to _do_ anthropology or archaeology, or
         | whatever).
         | 
         | Biology is also a very special case: _all_ of the bio majors I
         | 've ever met were pre-med. (Except for that one guy who wanted
         | to go into genetics research.)
        
       | neogodless wrote:
       | I like how it shows 100% of drop outs have a negative ROI.
       | 
       | I guess dropping out before getting my computer science degree
       | means I didn't get any benefit, or make any money writing
       | software.
       | 
       | (Guessing the assumption here is maybe that I'd still have gotten
       | the same career with no college education at all, but I don't
       | think that's accurate in my case.)
        
         | treeman79 wrote:
         | For a time around 2000s. The best programmers were drop outs.
         | 
         | Heck I dropped out after 3 years because I ran out of useful
         | classes.
         | 
         | Later completed with the wife of a VP who had a masters at same
         | university for a position. I got the job.
         | 
         | I would like a degree, but it's just pointless for me at this
         | point.
        
         | [deleted]
        
       | Tarucho wrote:
       | I'm not in the US. Why has college got so expensive there lately?
       | 
       | Could it be higher education is becoming a thing for the upper
       | class?
        
       | lukasb wrote:
       | Heaven forbid someone should study something for any reason other
       | than money. I'm pretty sure humanities majors realize they're not
       | maximizing their expected salary.
        
         | fullshark wrote:
         | I can't believe you find the concept of this even offensive,
         | kids are taking out crippling loans to go to college in order
         | to better their social standing and be self-sufficient adults
         | by and large. Ignoring the ROI on college is a luxury that the
         | vast majority of college students can't ignore.
        
         | hh3k0 wrote:
         | > Heaven forbid someone should study something for any reason
         | other than money.
         | 
         | Yeah, I was grossed out when I read this. Glad I wasn't alone.
        
           | anoonmoose wrote:
           | people gotta eat
        
           | compiler-guy wrote:
           | The article expressly says that there are other benefits
           | besides financial, for going to college and choosing a major,
           | and that those reasons make sense and are valuable. But that
           | students should make that choice with their eyes wide open.
           | 
           | So this complaint is a bit of a straw man.
        
             | hh3k0 wrote:
             | > The article expressly says that there are other benefits
             | besides financial [...]
             | 
             | Yeah, one sentence or so in an entire article almost
             | entirely about money.
             | 
             | That's nothing but an alibi or some sort of decorative
             | item, meant as distraction from the rest of the perversion.
        
         | hajile wrote:
         | If you enjoy it, buy the books/textbooks and save the rest of
         | the money.
        
         | didip wrote:
         | If you look at how expensive education is in the US, as well as
         | rapidly rising cost of living, this perspective is incredibly
         | naive.
         | 
         | Money cannot buy everything, but it can solves a lot of
         | problems.
        
         | smnrchrds wrote:
         | This is addressed in the article. It says:
         | 
         | > _Almost all students cite getting a better job as a primary
         | reason for attending college._
         | 
         | With a link to this study:
         | 
         | https://newsroom.ucla.edu/releases/heri-freshman-survey-2426...
         | 
         | Which says:
         | 
         | > _Students are increasingly placing a premium on the job-
         | related benefits of going to college. The portion of incoming
         | freshmen that cited "to be able to get a better job" as a very
         | important reason for attending college reached an all-time high
         | of 87.9 percent in 2012, an increase from 85.9 percent in 2011
         | and considerably higher than the low of 67.8 percent in 1976._
        
           | mcguire wrote:
           | And yet the proportion going after a business or finance
           | degree is less than 100%.
        
           | hinkley wrote:
           | > Almost all students cite getting a better job as a primary
           | reason for attending college.
           | 
           | You're asking a bunch of teenagers about their life plans, or
           | a bunch of 20-somethings to talk about something they put
           | more energy into than they've ever put into anything in their
           | entire short lives. Every adult in the room should realize
           | that it's 80% bullshit rationalization.
           | 
           | What I've learned through many hobbies and non-academic
           | classes across many disciplines is that there's a kernel of
           | truth to the Kung Fu movie story arc. The instructor tells
           | you what you need to hear right now, not the objective truth.
           | Sometimes it's carrot, other times it's just keeping you from
           | injury. You 'level up' every time the story changes, and you
           | graduate when you see the training wheels and take them off.
           | This 'rule' is just a guideline and you can break it in these
           | situations.
           | 
           | What kids need to hear is that a few more years of hard work
           | now will get them an easier life later on. They hear 'career'
           | but college gets most of us out of whatever little bubble our
           | parents and neighborhoods put us in. You are not in a little
           | pond anymore and it doesn't matter how big of a fish you
           | thought you were. It softens the blow when you graduate and
           | discover the ocean.
           | 
           | If we didn't learn to build bridges in high school, we
           | learned to build them in college. All of these things do help
           | you in life, including your career, but typically it's
           | indirectly. But you try telling a 16 year old who has just
           | started looking at college pamphlets this and many just think
           | it's more parental lecturing radio gaga.
           | 
           | What they believe is the bait. And hopefully by the time they
           | see it for what it is, it's no big deal because they've got
           | other motivations instead.
        
           | Loughla wrote:
           | I feel like that's a chicken and egg issue, though. People
           | who work in the humanities know they aren't going to make
           | much, but they 100% will make _more_ than if they try to get
           | a job in the humanities without college. Most require a
           | bachelor degree, at a minimum, regardless of salary.
           | 
           | So what's the solution there?
        
             | munificent wrote:
             | _> they 100% will make more than if they try to get a job
             | in the humanities without college._
             | 
             | This is true, but is only part of the equation. You also
             | need to factor in:
             | 
             | * The probability of them getting a humanities job.
             | 
             | * The cost of college.
             | 
             | If college is expensive and most humanities majors don't
             | end up with humanities jobs, then your statement can be
             | 100% but still a net loss for humanities majors in
             | aggregate.
        
               | Loughla wrote:
               | That is a fair assessment, and I would really, _really_
               | like to see accurate data around that question.
               | 
               | Edit:
               | 
               | As a side note - the first person to make a billion
               | dollars from educational data will figure out how to
               | gather accurate, unbiased data from all schools/colleges
               | for accurate comparison data. Not even interpret the
               | data, just gather it.
               | 
               | Because right now, working in the belly of the higher ed
               | beast for decades and decades, I can tell you that any
               | data you see has been scrubbed and scrubbed and
               | interpreted as to make it functionally useless to compare
               | programs within institutions, let alone separate
               | institutions.
        
         | notsureaboutpg wrote:
         | The vast vast majority of Americans cannot afford their college
         | educations and take out loans that they cannot discharge even
         | in bankruptcy.
         | 
         | It's a very very very risky situation for most 18 year olds
         | precisely due to the cost. If the cost wasn't so high, we
         | wouldn't care about ROI of college degrees.
        
         | dpierce9 wrote:
         | Colleges often market themselves/degrees as salary levers. Even
         | if you aren't trying to maximize your expected salary it is
         | unexpected for programs to have negative ROIs. I also think the
         | analysis is deliberately narrow in only discussing the
         | financial aspects and not the many other benefits which are
         | harder to measure. The headline is awful because it ignores
         | these other things. I majored in humanities and consider my
         | experience to have been remarkably valuable, but the fact that
         | there were benefits along other dimensions doesn't invalidate
         | analysis of one dimension (one that is commonly held up in
         | marketing materials).
        
         | nitwit005 wrote:
         | Imagine a much higher price. Would it still be worth it if the
         | degree cost 10 million USD? How about 50 million?
         | 
         | At some point anyone is going to acknowledge that the price
         | isn't worth it. The ROI matters to absolutely everyone, without
         | exception.
        
         | yboris wrote:
         | It does seem possible to audit many college courses without
         | paying. Perhaps that would be a cheaper avenue for someone
         | pursuing the knowledge rather than the degree.
         | 
         | After graduating I chose to audit 30 credits per semester for a
         | year (for free, and while no longer being a student).
        
         | koheripbal wrote:
         | It's in the summary you didn't read...
         | 
         | > Four in five engineering programs have ROI above $500,000,
         | but the same is true for just 1% of psychology programs.
        
         | kevinventullo wrote:
         | Or pure math majors for that matter!
        
         | AlexCoventry wrote:
         | Given the financial burden it now poses, you'd have to be
         | insane to attend college without picking a major which will
         | help you to pay off your student loans. I don't know whether
         | you know anyone with $80,000 in student loans and a
         | $25,000/year income... It's not pretty.
        
         | goda90 wrote:
         | We're stuck on the market value of a major with no regard for
         | the less tangible benefits to society a discipline may bring.
         | Teaching someone X makes them better at producing business
         | widget Y. But we can't put a monetary value on teaching someone
         | Z to make them a better neighbor, a better voter, healthier,
         | less polluting, etc.
        
           | zepto wrote:
           | College doesn't do those things.
        
             | goda90 wrote:
             | The people who teach those things in schools, or run
             | programs to encourage them, or inspire them in art, etc
             | tend to be those who pursue those majors with lower ROI.
             | Study of history, philosophy, psychology, civics, and the
             | like helps us pass on qualities that aren't needed to make
             | business widgets.
        
               | zepto wrote:
               | Do they? Where is the evidence that people who study
               | these things acquire qualities they didn't already have?
        
               | mcguire wrote:
               | https://www.cdc.gov/media/releases/2012/p0516_higher_educ
               | ati...
               | 
               | https://www.researchgate.net/publication/259912440_On_the
               | _no...
               | 
               | * Health and life expectancy.
               | 
               | * Family life and marriage.
               | 
               | * Fertility and infant mortality.
               | 
               | * Intergenerational effects.
               | 
               | * Time allocation patterns.
               | 
               | * Asset management.
               | 
               | * Consumption behavior.
               | 
               | * Social cohesion.
               | 
               | * Adoption of new technologies.
               | 
               | * Crime reduction.
        
               | zepto wrote:
               | The links you posted have _absolutely nothing_ to do with
               | the assertion that "Study of history, philosophy,
               | psychology, civics, and the like helps us pass on
               | qualities that aren 't needed to make business widgets."
               | 
               | We need a term for the practice responding to requests
               | for evidence by posting academic papers _which do not
               | contain the evidence_.
        
         | ativzzz wrote:
         | Unfortunately in the U.S, it's not really an option if you want
         | to have a high quality of life unless you have rich parents.
         | 
         | I've noticed that the majority of maintainers of a couple of
         | high profile Linux distros are all European; the opportunity
         | cost of doing so in the U.S. is just too high.
        
           | paulpauper wrote:
           | Depends what part. some areas of Europe are very cheap,
           | others very expensive.
        
           | IdiocyInAction wrote:
           | Well, there is also the fact that there are fewer really good
           | tech jobs in Europe that would hire those maintainers. (I am
           | European).
        
         | bluGill wrote:
         | I'm fine with that so long as you can afford your education. If
         | your salary won't pay of the loans, then it is a bad investment
         | and you shouldn't get a loan. That doesn't means you shouldn't
         | study humanities, only that you shouldn't study until you have
         | enough saving to afford it. Or you can take a couple courses in
         | humanities (which you are required to anyway as generals) while
         | majoring in something that will give you a good income.
         | 
         | When you get a loan then financial concerns of is this a good
         | investment should apply. If you don't have a loan - many people
         | spend their money on all kinds off weird hobbies.
        
           | Loughla wrote:
           | The issue I have with this, is there isn't a good solution
           | currently. If you can afford it means that it's only for the
           | wealthy, closing doors for people based on their parents
           | income. That's not right.
           | 
           | But it also shouldn't cost so damned much.
        
             | bluGill wrote:
             | I agree it costs too much, and as a result we aren't
             | getting all the advantages of education. That is a
             | different issue though.
        
         | scroot wrote:
         | This kind of ROI analysis -- along with rankings, management
         | theory, and other woes that have befuddled the aims of a
         | college education -- has really had an interesting effect.
         | Fewer graduates of 4 year colleges are proficiently literate.
         | Our entire education system is sacrificing its baseline purpose
         | (to preserve and inculcate literacy) for really poor concepts
         | like "job prospects."
        
           | muffinman26 wrote:
           | What do you mean by "proficiently literate"?
           | 
           | The only definition I've ever seen of literacy is the ability
           | to read/write, with no requirement that the writing be
           | particularly eloquent. I don't know of any college that would
           | accept illiterate students (with the possible exception of
           | the truly blind, who might have accommodations to use audio
           | for all tests). It would therefore be impossible for a
           | graduate of a 4 year college to be illiterate.
        
       | JoeJonathan wrote:
       | We should be addressing that FREOPP is a conservative think tank
       | that's part of the State Policy Network.
       | 
       | Articles like this are a part of a broader conservative attack on
       | higher education. If conservatives had their way, elites would go
       | to Ivies and study the greatness of Western Civilization, and the
       | rest of the unwashed masses would go to coding bootcamps and
       | vocational schools.
        
       | cardosof wrote:
       | I believe there are two kinds of colleges, the Rich Kids Daycare
       | (RKD) and the Trade & Professional Formation (TPF).
       | 
       | RKD doesn't always have a ROI, but it doesn't need to - people
       | attending those are usually very rich. They just want to stay
       | four years away from their families, attending a multitude of
       | classes, play instruments, join clubs and create their network of
       | similar minded rich kids. They can stay even longer than the
       | required time, for extra activities or pursuing a masters. Then
       | they'll move on and get good jobs due to the social value of
       | their diploma and network, and start to learn their jobs by
       | actually doing them. Maybe those jobs aren't that good and don't
       | pay so much, but it's in their passion and they have old money to
       | spend on their passions.
       | 
       | TPF is for the not so privileged people, for the ones who have no
       | energy to waste, need to learn useful stuff in the least amount
       | of time. ROI is essential to those and if they could pay less,
       | learn stuff on Coursera and get good jobs, they would.
       | 
       | So when accounting for the ROI of a college tuition, one must
       | first separate the institutions into those two buckets, for
       | clearer results.
        
         | animalgonzales wrote:
         | > I believe there are two kinds of colleges, the Rich Kids
         | Daycare (RKD) and the Trade & Professional Formation (TPF).
         | 
         | jesus christ can we stop trying to redefine bourgeoisie and
         | proletariat? what is with americans and hating karl marx and
         | darwin
        
           | sudosysgen wrote:
           | It's pretty egregious. Every time there is a discussion on HN
           | that involves wealth (wealth inequality, trends for different
           | wealth levels, intergenerational wealth, wealth taxes,
           | etc...), people end here up basically redefining bourgeoisie
           | and proletariat three levels down into the comment thread,
           | and getting it slightly wrong in different ways each time.
        
         | skeeter2020 wrote:
         | This is an attractive narative but doesn't stand up to even
         | initial scrutiny. Where does an engineering degree from a
         | decent public school fit? What about a law degree from an ivy?
         | Where do you place a teaching degree from a small private or
         | religious university?
        
       | mettamage wrote:
       | IMO the ROI isn't worth it for CS students. I've taught coding
       | bootcamps and I've studied bachelor + master CS.
       | 
       | If all you want is ROI, then after high school go to a coding
       | bootcamp, work at a small startup as a web developer and work for
       | 3 to 4 years. That's income otherwise missed.
       | 
       | If you happen to _then_ feel that you 're missing out or feel
       | inferior, then college might be worth a little more as it will
       | basically be a form of professional therapy. Keep your job on the
       | side though, don't lose that income.
       | 
       | Now that you're done with college, carry on.
       | 
       | If you happen to go to college, US people should see if they can
       | pay like 2000 euro's per year on tuition. This may mean they need
       | to travel to Europe.
       | 
       | I regret my college education, but I only know it now that I've
       | been through 8 years of it (9 years worth in degrees). It's
       | really tough to see upfront whether it's worth it or not, and it
       | depends on personality type I guess a bit. I'm a really open
       | person interested in science. That's what kept me there so long.
       | But I'm also interested in earning an awesome income (e.g. $150K
       | or something, not the $60K I do now). If you're in it for the
       | money, go do your best to start a job in the field you want to
       | make a lot of money at.
       | 
       | A lot of my education was actually amazing! But when I applied to
       | jobs people didn't seem to care, I kept failing job interviews
       | and I was astounded because a few years ago it was super easy to
       | get a job, even as a second year bachelor student.
       | 
       | N = 1, I know. Take it for what it's worth.
       | 
       | Though, _to be fair_ if I am now capable of treating my sleeping
       | issues, then it has been worth it. Only time will tell.
       | 
       | I may change my stance on this in 10 years time.
        
         | Sohcahtoa82 wrote:
         | From what I've heard, it's very difficult to get your foot in
         | the door with only a coding bootcamp and that a lot of HR
         | people filter for that CS degree.
         | 
         | Personally, I've definitely seen an ROI on my CS degree. Would
         | my ROI be better if I had gone to a lower-cost and shorter-time
         | coding bootcamp? Maybe. Would my job prospects have been just
         | as good? I'm doubting it.
         | 
         | That said, I have not seen an actual articles studying the job
         | rates and starting salaries of people with a CS degree versus a
         | bootcamp. It's all been anecdotal from what I've seen on
         | reddit, and certainly subject to confirmation bias.
        
           | mcguire wrote:
           | Wasn't there an article here on HN last week about Lambda
           | School (?) students having problems? Something more than the
           | usual inflation of hiring rates at the end of the program
           | (https://www.theverge.com/2020/2/11/21131848/lambda-school-
           | co...)?
        
       | joshstrange wrote:
       | For myself college was absolutely not worth it. What they taught
       | me in comp sci classes was horribly outdated or not
       | representative of the jobs available. I had fun in college and
       | made some good friends but my professional life hasn't been
       | impacted positively in any way by going to college. I looked up
       | my college and my department in their table and I'm making above
       | what they estimate for 45 years old (I'm 30) and I beat the
       | estimates for 25 by a healthy margin.
       | 
       | I dropped out my junior year after working for a full 40-hour
       | week over spring break and realizing I was throwing away money to
       | get a degree to.... get a job that I already had. Since then I've
       | had absolutely no issues finding new jobs and moving up the pay
       | scale. I'm not even sure if shorter (2 year) tech colleges are
       | worth it if you want to go into software engineering, maybe some
       | of the bootcamps are worth it but I'm not sure. I've learned more
       | on the job that I ever learned in the classroom (as it relates to
       | computer science) and if I had it to do again I think I would
       | have paid a company to intern for a few months until my output
       | exceeded any "drain" my lack of knowledge incurred. It would have
       | been far cheaper, I wouldn't still be paying off college loans,
       | and I'd have an extra 3 years of full time
       | earnings/raises/bonuses/etc.
        
         | guyzero wrote:
         | Not knowing what post-secondary school you went to it's worth
         | saying that not all universities and colleges are equal. Don't
         | go to a bad school. Don't go to a mediocre school even.
        
           | throwaway0a5e wrote:
           | If all you need is an overpriced piece of paper to get your
           | resume past the HR drones then there is little difference in
           | outcome between a good school and a bad school.
        
             | mcguire wrote:
             | 55% of degrees from for-profit schools have a negative ROI,
             | compared to 24% from public schools.
             | 
             | Further,
             | 
             | " _Attending a very elite school and choosing the right
             | field often has a significant payoff. The best program
             | anywhere in the United States is the computer science major
             | at the California Institute of Technology. Graduates of
             | this well-regarded program can expect an ROI of $4.41
             | million over the course of their careers. Not far behind is
             | the finance major at the University of Pennsylvania's
             | famous Wharton School, where lifetime ROI is $4.35
             | million._ "
        
               | [deleted]
        
             | guyzero wrote:
             | Certain schools will get your resume past the "HR drones"
             | when other schools will not, even within the same field of
             | study.
             | 
             | We can debate whether top schools actually teach any better
             | or whether they're just skimming off top students out of
             | high school, but there's a significant difference in groups
             | outcomes between schools.
        
         | wing-_-nuts wrote:
         | I had issues with my college curriculum as well, but the
         | biggest thing college did for me was end discrimination.
         | 
         | Without a degree, employers had to make a snapshot judgement
         | call on whether or not I was good enough. They didn't see me.
         | They saw my disability. After I got a degree, it was like some
         | sort of checkbox had magically been checked, and the man who
         | had fixed modem drivers in his teens was suddenly good enough
         | to hire. I will also say that there are companies to this day
         | that will not hire someone without a college degree, and I
         | think it's stupid.
        
           | joshstrange wrote:
           | > I had issues with my college curriculum as well, but the
           | biggest thing college did for me was end discrimination.
           | 
           | This isn't what you are talking about but one thing college
           | did that I haven't mentioned is expose me to different
           | people, cultures, etc that I was not exposed to in the bubble
           | I grew up in. That is something I do value and I think there
           | are social aspects of college that are useful. I'll also say
           | that as a white male in the US there are doors that were
           | opened to me that were not open to everyone so I can
           | absolutely believe that college might be necessary (if only
           | for a stupid piece of paper) for some people because of a
           | number of factors outside of their control. I hate that our
           | system works that way.
           | 
           | > I will also say that there are companies to this day that
           | will not hire someone without a college degree, and I think
           | it's stupid.
           | 
           | 100% agree it's stupid but I just use it as another flag to
           | not work at a company that is that short-sighted or stuck in
           | the past (same way anti-remote-work companies are immediately
           | written off for me).
        
         | paulpauper wrote:
         | as it's said in the commercials "results not typical"
        
         | Melting_Harps wrote:
         | > if I had it to do again I think I would have paid a company
         | to intern for a few months until my output exceeded any "drain"
         | my lack of knowledge incurred.
         | 
         | As a biology major who later had to turn to tech (sadly quite
         | common as it turns out), I can sincerely empathize with this.
         | Unfortunately, in the health sciences you cannot do this, even
         | taking a low level lab position requires some level of
         | college/university credit because of the samples you are
         | dealing with (blood, tissue) and the requirements imposed by
         | Law to ensure they gate-keep even though errors occur
         | regardless of degree level in labs, which is why you take such
         | large samples to begin with.
         | 
         | In my foray with tech I've made a career in fintech (co-founder
         | then went to a Megacorp), after spending time in Supply Chain
         | roles the auto Industry. In both of those fields you are
         | encouraged to not follow the predecessor if you want to be
         | successful and move up; it rewards you if can pull it off and
         | bring something novel and add value to the Team/Operation. And
         | that, more than anything I learned in University, stuck with me
         | for reasons that I think you could understand.
         | 
         | After COVID derailed my Life, as it did others, I asked myself
         | what I wanted to do and I decided to enroll into a BSc program
         | in AI and Machine Learning, with the aspiration of doing what
         | you just mentioned--getting a role before graduating by
         | leveraging my existing skills and the new skills I'd learn with
         | the brand of a University to back it up.
         | 
         | My entrepreneurial habits kicked in during the on-boarding
         | process and I saw a need to create a payment processing system
         | to pay for tuition as so many students (mainly international)
         | at the University in question were forced to pay via a system
         | which resulted in delays, missing deadlines and large fees to
         | process if it were possible. Some students even had to resort
         | to using Western Union to make the deadline!
         | 
         | This was at the time that Twitter had launched its Bitcoin
         | tipping feature via iOS on it's platform, so a proof of
         | concept/MVP could have been spun in short order.
         | 
         | Eventually the faculty sent out a memo condemning using any
         | alternatives (they became aware of the conversations happeing
         | in Slack chat) saying it would result in further delays (or
         | inability to register at all) if they did, thus making it
         | entirely moot to try and flesh anything out. It wouldn't be
         | anything but a MVP, as being a middleman/clearing house doesn't
         | serve any of my long term goals.
         | 
         | But what it could have done is disrupt the model and force
         | progress to be made where it would otherwise remain stagnant.
         | 
         | With all that said, now that you're established in the Industry
         | and you likely have Senior Dev status, how would you go about
         | this: how could one pitch this in order to take you on for X
         | sum of money and not have it fall on deaf ears?
         | 
         | I mean, I'm guessing YOU would be open to this given what
         | you've said but how would your project managers react to this?
         | I've held developer and consultant status at the aforementioned
         | Megacorp and I had way more friction for more insipid things.
        
           | joshstrange wrote:
           | > With all that said, now that you're established in the
           | Industry and you likely have Senior Dev status, how would you
           | go about this: how could one pitch this in order to take you
           | on for X sum of money and not have it fall on deaf ears?
           | 
           | This is something that I think about very often but I don't
           | have a good answer to it. I started at $10/hr doing web dev
           | work and in a short amount of time moved up to $15, $20, $25+
           | before moving to a salaried position. My best advice to other
           | people is to teach yourself "enough to be dangerous" (online
           | tutorials, code camps, etc) using a tech stack/framework that
           | a local company uses and then apply at an intern-level. Then
           | try to either work your way up at that company and/or pivot
           | to another company after a year or so. For me it was
           | Wordpress and Drupal, I found a local web dev/marketing shop
           | and did that kind of work for them for about 3 years, during
           | which I learned Laravel and Angular for personal and
           | professional projects, before moving on to a product-based
           | company and getting into more complex problems to solve.
           | Personally I learn best by being forced to do something, as
           | in "Build a site that does X, Y, Z" where I don't know how to
           | accomplish X, Y, Z. I enjoy learning on the fly (Maybe I
           | should call it JIT learning?) and having a goal I'm aiming
           | for. Most of my comp sci education felt like "let's pour all
           | these concepts into your head and hopefully you will remember
           | them and they will be useful in the future", that kind of
           | learning doesn't work well for me, I need to see it applied.
           | 
           | It's my goal to own my own company at some point and aside
           | from figuring out a salary/pay structure that I'm comfortable
           | with (something like ESOP) a big thing I'd want to do is
           | offer an on-ramp for people who want to get into the
           | industry. I've helped a friend go from an aborted CS
           | education to working full time in the industry (I helped him
           | learn enough Drupal to get hired at where I worked and then
           | he took it from there) so I know it's possible and it's
           | something I want to incorporate into a future company.
           | 
           | EDIT: As for project managers not buying in, I feel your
           | pain, the sad thing is that it's such short-term thinking.
           | Unfortunately they often don't have the political pull or
           | desire to roll the dice on an unknown candidate and it only
           | worked for me in past because I knew the candidate well,
           | taught him myself, and vouched for him. That's not really
           | sustainable IMHO and there needs to be a better way.
        
         | dj_mc_merlin wrote:
         | Hehe, are you me? Dropped out in my 2nd year too. I went to
         | university in Europe though, and have no loans to pay back.
         | 
         | Being a student definitely helped me get my break though,
         | mainly due to the tax status. I had been programming for a
         | decade when I got my first job, but everyone's shit and a drain
         | on resources for a couple months regardless. Accepting peanut
         | pay (relatively) + tax benefits made getting that first job
         | easy.
         | 
         | The amount I learned in my first couple of months does not
         | compare in any way to university. You cannot just go and get
         | personal tutoring with a professor when you are having problems
         | designing something. Meanwhile, it's the job of the senior
         | engineers to be your babysitter at the start (bless the
         | patience of the ones who taught me). And the few times you do
         | get an audience, it's very short (as they have to see 50 other
         | students), and much too vague. There's too little "you idiot,
         | you do that and in 6 months you'll be sorry the DB is
         | deadlocking". More "hm, do you not think you could turn this
         | O(n*log(n) into O(log(n))", which, at the end of the day, I
         | could probably care less for but not by much.
        
           | aidenn0 wrote:
           | > You cannot just go and get personal tutoring with a
           | professor when you are having problems designing something.
           | 
           | My experience in the US was that you could do exactly that.
           | Except for the week before midterms and the week before
           | finals, the professor's office hours were often empty. I
           | could show up and have at least a 1/4, if not better, chance
           | of getting one-on-one talks with someone skilled in their
           | field about what they are working on. That was worth more
           | than anything else I got out of college (except maybe the
           | magic piece of paper that means more companies will interview
           | me).
        
         | skeeter2020 wrote:
         | You shouldn't have been looking for specific technology
         | training is the short answer. I'm not aware of any company that
         | would allow you to pay for employment while you were a drain...
         | sounds like you should have gone to a vocational institution
         | like Devry.
        
           | mcguire wrote:
           | I still remember the letter that went around UT Austin's CS
           | department when I was in grad school, from an undergraduate
           | complaining that the department didn't teach i386 assembly.
        
         | aidenn0 wrote:
         | Around the time of the dot-com bust, I had been interning at a
         | network equipment company. They went under; those without
         | college degrees to _much_ longer to get new jobs, even one
         | person I know who had over a decade of experience in the
         | workforce.
         | 
         | That piece of paper can be worth a significant chunk of change,
         | particularly since the gap on the resume caused by fewer
         | companies hiring non-college grads can cause companies to low-
         | ball their offers to you.
         | 
         | Maybe the job market is different now, but, even if it is,
         | maybe it will be that way again in 5-10 years. Predictions are
         | hard and all.
         | 
         | Also, CS degrees are varied. Very little of what I learned was
         | outdated given that most of what I learned was discrete math.
         | The more practically focused classes were OS and networking and
         | I've used both of those on the job.
        
         | Nasrudith wrote:
         | > What they taught me in comp sci classes was horribly outdated
         | or not representative of the jobs available.
         | 
         | That hints of an underdiscussed pitfall when choosing colleges
         | in "practical" fields like engineering and apparently nursing -
         | the theory:practice orientation of their curriculum.
         | 
         | A theory oriented one tends to give you a backing which not
         | eternal or life long, shift far slower. We may not use linked
         | lists as much as hash maps but the same complexity analysis
         | applies. If you are savvy enough you can pick up the specifics
         | as needed backed by theory.
         | 
         | The disadvantage of a too heavily theory oriented one is
         | bootstrapping to the workplace is more difficult and it may
         | fail to establish proper habits like say how to properly write
         | commits for version control.
         | 
         | A more practice oriented one which is proper for the current is
         | more relevant and avoids the starting pitfalls but leaves the
         | alumni less equiped with theory to deal with shifts. An
         | outdated practical oriented curriculum is the worst of both
         | worlds really.
        
         | ptudan wrote:
         | Do you think you would have had a harder time getting that
         | college SWE job if you weren't an active CS student?
        
           | joshstrange wrote:
           | I don't think so. My first job hired me because I had done
           | some java programing in high school and they needed updates
           | to an existing java tool. I did that work and they offered me
           | PHP work (which I had taught myself in high school, I even
           | wrote a few programs for the school) and I've been doing a
           | mix of web dev (front and back) and mobile work ever since.
           | In college they only taught C and Perl and I've never used
           | either since then. I asked the owner of the second company I
           | worked for (the place I was working when I dropped out) if
           | getting a degree would change anything and he told me he paid
           | me based on what I could do, not some piece of paper. That
           | discussion, plus a full-time week of work that I enjoyed, and
           | my dislike of my college classes pushed me to drop out.
        
         | wyldfire wrote:
         | > What they taught me in comp sci classes was horribly outdated
         | or not representative of the jobs available.
         | 
         | Lessons about automata and computability aren't exactly
         | 'outdated' but their application to typical software work seems
         | very indirect/abstract. In any case, that was my experience
         | from a CS degree ~20 years ago, probably similar now if the
         | curriculum is similar.
         | 
         | Dijkstra: "Computer Science is no more about computers than
         | astronomy is about telescopes."
        
           | joshstrange wrote:
           | > Lessons about automata and computability aren't exactly
           | 'outdated' but their application to typical software work
           | seems very indirect/abstract
           | 
           | I hear this or similar things often but I don't really buy
           | it. Sure, if you are doing super high stakes things and you
           | need to optimize the hell out of something then you might be
           | able to pull from concepts learned in college but I've seen
           | new grads waste so much time on pre-optimization and honestly
           | it's just not needed for so many things. Also I've had no
           | issues learning concepts/algorithm/etc on the fly as-needed
           | when performance was crucial. My college experience might be
           | different than yours but having an EE teacher rail against
           | and regularly make fun of web development as "not real
           | development", losing 1 point on each answer of my database
           | exam because I didn't put a semicolon at the end, and having
           | to write a C program from scratch (headers and all) on paper
           | for an exam are only a few examples of what turned me off the
           | way my college taught computer science.
        
             | Fogest wrote:
             | I feel the same way as you. In high-school I had a chance
             | to do a "co-op" program (like being an intern for the
             | American's) for a company. I did web development work
             | there. I got offered a job there over the summer and
             | continued to work there for 6 more summers while I went
             | through University for software engineering.
             | 
             | The thing that is funny is that University didn't help me
             | in that job at all. The vast majority of skills I used at
             | the job were self-taught. A good chunk of those were self-
             | taught before I even went to University.
             | 
             | University teaches a lot of theoretical and basically makes
             | you teach yourself the practical. I started to realize that
             | unless I planned to go the academia route and get more into
             | the theoretical, then the degree was pretty useless to me.
             | I ended up not completing the degree because it was just
             | way too hard to stay motivated. It felt like I had to teach
             | myself the important skills anyway, and then listen to
             | stuff I could self-teach myself when I needed to know it.
             | 
             | When I had group projects a good chunk of classmates I
             | worked with sucked at programming. Like they didn't know
             | how to use git, sucked at object orientated program, etc...
             | They would produce code that was just in one big massive
             | single file. It was frustrating because the degree really
             | just made a lot of people book smart, but they weren't
             | actually that hirable.
             | 
             | I actually got to help with co-op hiring while I was in
             | school for multiple years at the company I was with. When
             | we would look at resumes the biggest thing I realized is
             | that the degree wasn't really relevant. When almost every
             | applicant has the identical degree it's not meaningful.
             | What mattered was what kinds of things they did outside of
             | school. What personal projects they had, what their github
             | looked like, did they have their own website, were they
             | involved in groups or starting their own sidegig websites,
             | etc...
             | 
             | Our best candidates were the ones that did a lot of stuff
             | outside of school. And the funny thing is that the majority
             | of those candidates had bad grades. We got the transcripts
             | with every co-op applicant.
        
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