[HN Gopher] GNU Taler 0.8
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       GNU Taler 0.8
        
       Author : jrepinc
       Score  : 20 points
       Date   : 2021-08-25 13:07 UTC (9 hours ago)
        
 (HTM) web link (taler.net)
 (TXT) w3m dump (taler.net)
        
       | miohtama wrote:
       | I did a presentation on the history of cryptocurrencies a while
       | back. GNU Taler has its independent lineage that never had much
       | popularity. The original promoter, DigiCash, bankcrupted
       | somewhere early 2000
       | 
       | https://capitalgram.com/posts/history-of-cryptocurrencies/
        
         | imtringued wrote:
         | >Because boomers have robbed generations of having means to
         | become wealthy otherwise; Buyers are buying lottery tickets in
         | hoping it will lift them over the edge.
         | 
         | You're just doing the same thing again. "Boomers" invest into
         | real estate and hope that the future generation buys their
         | "bags". "Zoomers" invest into cryptocurrency and hope that the
         | future generation buys their "bags".
         | 
         | The only meaningful difference is that shelter is a basic need
         | and shelter is built on top of land. Thus it is very easy to
         | extort people. Meanwhile with Bitcoin there is no way to extort
         | people other than by a government mandating its exclusive use
         | to pay incomes and taxes. (El Salvador doesn't count because it
         | accepts two currencies as legal tender).
         | 
         | Ah, yes, it does mean that an exclusive legal tender has an
         | extortionate quality attached to it. This is regardless of what
         | you actually use as currency. Jellyfish would be just as bad as
         | cryptocurrency or the USD (with or without gold standard). What
         | exactly is the problem? When the economy "runs out" of the
         | legal tender, it becomes impossible to pay existing salaries
         | and debts. Salaries have to be cut or people fired, interest
         | rates must become negative. That's what deflation does and
         | that's why it is considered a death knell for an economy.
         | 
         | How would an economy run out of legal tender? In the case of
         | gold a foreign country could attempt to obtain gold reserves by
         | taking them out of your country. Alternatively your country
         | decided that its currency be used for global trade. As the
         | global economy grows it needs to run trade surpluses against
         | your country meaning the currency is leaving the domestic
         | economy and entering the global economy. Alternatively you are
         | in a currency union whose level of development between nations
         | is not compatible with each other. The country that had the
         | strongest currency would end up having a much weaker shared
         | currency which creates permanent trade surpluses in that nation
         | and deficits in another, salaries drop in the deficit nation
         | and its debt burden becomes unsustainable.
         | 
         | Adoption of Bitcoin as exclusive legal tender would pump those
         | "bags" but it would benefit "investors" at the expense of stake
         | holders (the real economy consisting of businesses and working
         | people). The cycle of extortion is now complete.
         | 
         | Think about it this way. If the entire world adopted Bitcoin as
         | exclusive legal tender then Satoshi Nakamoto would be the
         | richest person on the planet, but why? What explanation other
         | than extortion is there? I can create my own ledger, assign
         | myself 100% of the supply and then I would own the world if my
         | ledger was accepted as exclusive legal tender. The power
         | clearly doesn't lie in the ledger, it's the power of the
         | exclusive legal tender that did all the work.
         | 
         | Now imagine a world in which we adopt cryptocurrencies without
         | exclusiveness. They would just pay with a random basket of
         | cryptocurrencies. The economy ran out of Bitcoin? Okay, lets
         | throw Ethereum into the mix. That's not enough? Okay, do
         | Litecoin. This actually happened in the united states. There
         | was a bimetal standard in the US which died because of the
         | impossibility of fixed setting exchange rates between metals.
         | What was the idea? Rich people had all the gold. Farmers wanted
         | silver because it met their needs much better. The problem with
         | a crypto-basket is that it wouldn't actually play into the
         | extortion cycle. They'd simply work for a less expensive
         | cryptocurrency. No "bags" would be pumped so to speak.
         | 
         | How did I come up with the idea of "exclusive legal tender"?
         | Well, I didn't. I just read this PDF [0] which has some
         | interesting ideas as a starting point. I do not agree with
         | everything in the PDF but you can only gain insights by finding
         | ideas that counter your preconceptions. e.g. you cannot know
         | your own position if you don't know where others stand.
         | 
         | [0]
         | https://digitalcommons.unl.edu/cgi/viewcontent.cgi?article=3...
        
         | egberts1 wrote:
         | very nice summary of crypto history.
        
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