[HN Gopher] A $100k Prize for a Decentralized Inflation Dashboard
       ___________________________________________________________________
        
       A $100k Prize for a Decentralized Inflation Dashboard
        
       Author : exolymph
       Score  : 39 points
       Date   : 2021-08-05 21:29 UTC (1 hours ago)
        
 (HTM) web link (1729.com)
 (TXT) w3m dump (1729.com)
        
       | BenoitP wrote:
       | What I'd really like to see is a multi-dimensional inflation
       | vector that would also be future-proof.
       | 
       | People really need diverse items: they need food, but also real
       | estate, the prices of which are going through the roof currently,
       | and that's a form of inflation. Also, there are many profiles of
       | consumption. People have different needs.
       | 
       | I'd say that it could be a 100 floating point vector; with the
       | first 40 values arranged by increasing importance on Maslow's
       | pyramid of human needs; 20 for consumption pattern diversity; and
       | 40 for future consumption needs, initially set to 0, to be added
       | at the rate of 1 every 5 years.
        
         | gruez wrote:
         | >Also, there are many profiles of consumption. People have
         | different needs.
         | 
         | How do you get people to agree on which profile? I have a
         | feeling it'll end up like the various unemployment statistics
         | U-1 through U-6, ie. "you're a fool if you believe unemployment
         | is at x% (U-3), the _real_ unemployment rate is y% (your choice
         | of U1 /2/4/5/6, depending on the picture you want to paint)"
        
       | SantalBlush wrote:
       | >If enough of the right people believe that inflation is going to
       | happen, it will. As such, when inflation is happening, there is
       | often a push to censor discussion of inflation itself, under the
       | grounds that discussing the problem actually causes it in the
       | first place.
       | 
       | The flip side to this notion is that if someone stands to profit
       | from inflation, they're incentivized to promote discussion of
       | inflation with the hope of increasing it. Would anyone in the
       | blockchain space stand to profit from the US dollar's demise?
        
         | amanaplanacanal wrote:
         | Yeah I'd have to set some actual evidence of censorship, rather
         | then just asserting it. Unless by censorship they really mean
         | people arguing against them. There seems to be a thing now in
         | some circles where any disagreement is considered censorship.
        
         | [deleted]
        
       | throwawaygh wrote:
       | _> Inflation is a monetary phenomenon, a function of money
       | printing_
       | 
       | Is it, though? Are hotels and used cars more expensive this year
       | because of money printing?
        
         | _jsdw wrote:
         | Indeed! If somebody was able to print a trillion dollars and
         | stash it away in their bank account, I don't see why any
         | observable inflation would occur.
        
         | wmf wrote:
         | "Inflation is a monetary phenomenon" is a quote from economist
         | Milton Friedman but most economists disagree.
        
         | anythingdude321 wrote:
         | this is a reference to a famous Milton Friedman quote
         | "inflation is always and everywhere a monetary phenomenon" --
         | of course this is a tautology, but he didn't mean the trivial
         | version when he said it, but rather he was making an empirical
         | claim.
         | 
         | in this piece it looks like the author is making the
         | tautological version of the claim, by following up and
         | describing it as "a function of money printing" -- which is
         | obviously true it is a function of money printing and several
         | other things
        
         | almost_usual wrote:
         | It only is when the money printed is mailed to millions of
         | people.
         | 
         | A decade ago the money printing was to build back bank cash
         | reserves so there wasn't inflation.
        
       | wrs wrote:
       | OK, blockchain fans, I'm genuinely confused as usual... Can
       | someone explain what the point is of collecting price data and
       | then putting it on the chain with a smart contract to do
       | calculations on it? If "censorship" is a problem, why not just
       | broadcast/mirror the signed data? If the calculation is
       | untrusted, why not just publish the source code and let people
       | run it on the published data? What is the blockchain
       | accomplishing here?
        
         | throwawaygh wrote:
         | For about the same reason that you should use blockchain for
         | inventory management.
        
         | gruez wrote:
         | Probably so it can tie in with some smart contract that's based
         | off the CPI (eg. Treasury Inflation-Protected Securities). As
         | for why that's useful, I'm not sure. At the end you'll still
         | need a trusted oracle for the scraped prices.
        
           | bko wrote:
           | It would be very useful for on-chain financial derivatives
           | based off a more accurate inflation gauge. I don't trust the
           | official CPI numbers and don't see them as accurately
           | reflecting my cost of living increases over the years. Couple
           | in the fact that there are literally trillions in pension
           | benefits tied to CPI, so the incentive to manipulate these
           | numbers is huge. It's already very opaque. If you look at the
           | constituents [0], housing, education and health care make up
           | around 60%, so it makes no sense that inflation has been flat
           | for the last ten years.
           | 
           | The prices would ideally come from a large number of sources
           | and some averaging would take place.
           | 
           | [0] https://www.advisorperspectives.com/dshort/updates/2021/0
           | 7/1...
        
             | lend000 wrote:
             | The CPI basically measures the median American's budget. So
             | if wealth inequality is unchanging, then it's a decent
             | measure of economy-wide inflation. Otherwise, it measures
             | inflation x delta wealth inequality.
        
         | lottin wrote:
         | These are people who think the government wants to censor their
         | prices database... so not exactly geniuses.
        
         | anythingdude321 wrote:
         | Including the computation and data on-chain enables other
         | parties to use it trustlessly and verifiably. If you, for
         | example, wanted to make an algorithmic central bank that
         | reacted to inflation numbers you would need on-chain CPI in
         | order to do that. Similarly you may want to index your interest
         | rate to the CPI in some way (like LIBOR). It becomes a lot more
         | useful when on-chain than in a central database
        
         | MaysonL wrote:
         | Mining fees?
        
         | ashtonkem wrote:
         | If all you have is a hammer...
        
         | Cantinflas wrote:
         | I think you are right, this can be done without a blockchain.
         | 
         | Once done, it could be useful to make an oracle with it and put
         | it on ethereum so it can be used by other smart contracts. But
         | not the calculation itself nor the original data points
        
       | echelon wrote:
       | This was neat until it asked you to put the data on the
       | blockchain. Might as well be asking to distribute the network
       | packets over pigeons. What a totally orthogonal, shoehorned
       | objective.
        
         | IshKebab wrote:
         | "How can we promote our crypto pyramid scheme?"
        
         | wmf wrote:
         | A CPI oracle on the blockchain would be nice to have (e.g. you
         | could (try to) peg to CPI) but it does seem orthogonal from the
         | data gathering and calculation part.
        
       | vasilipupkin wrote:
       | not a bad idea, but the way to do it is probably to come up with
       | a certain basket and then actually have people physically go into
       | stores and record prices in those stores and then reward them
       | with a crypto token for contributing ( kinda like the mystery
       | shopper industry ).
        
         | gruez wrote:
         | What's preventing people from making up the prices?
        
           | paulgb wrote:
           | This becomes especially important if these oracles become
           | used in smart contracts. As we learned from LIBOR, even the
           | traditional finance industry can't resist the urge to nudge a
           | benchmark in their preferred direction. At least in that
           | case, the parties were not anonymous.
        
           | vasilipupkin wrote:
           | you can have them submit it by taking a photo of the price,
           | or even by taking a photo of their receipt after they check
           | out. you can run sanity checks to clean the data, for
           | example, if someone says eggs cost 50 bucks, throw away their
           | submission, etc.
        
             | gruez wrote:
             | >or even by taking a photo of their receipt after they
             | check out.
             | 
             | Sounds like it'll be cheaper to buy the data off one of
             | those receipt scanning apps. Better reach, and you don't
             | need to make your own data acquisition/validation pipeline.
        
               | vasilipupkin wrote:
               | well, the beauty of paying with crypto token is you pay
               | with the token you yourself minted out of nothing, so
               | initially it costs nothing to use it to pay people and
               | then if enough people make enough submissions to this
               | dashboard and you design token to be useful in some kind
               | of defi like thing, it will go to the moon for the same
               | reason they all do.
        
       | [deleted]
        
       | gruez wrote:
       | $100k seems laughably low, when you consider that it buys less
       | than 4 months of dev time (assuming a $200/hr consulting rate).
        
         | paulgb wrote:
         | It does seem low compared to the rise in developer salaries of
         | late. I guess that's why they need help tracking inflation.
        
         | usmannk wrote:
         | Technically it says "We'll invest $100k in the best entrant if
         | you end up starting a company". I guess not bad if you're
         | already working on this?
        
           | gruez wrote:
           | >if you end up starting a company
           | 
           | How can you monetize this? The whole point is that the data
           | is public for everyone to see?
        
             | thrill wrote:
             | People can pay you to explain it. People can pay you to
             | extend it. People can pay you to do something different
             | because you showed how smart you are.
        
             | sparkling wrote:
             | Just to throw a few ideas in the room:
             | 
             | * offer integrations into various relevant systems
             | 
             | * ability to build custom baskets and/or change the
             | weighting of different categories
        
               | gruez wrote:
               | >* offer integrations into various relevant systems
               | 
               | What's your moat here? What's preventing a competitor
               | from using the blockchain data you published to make
               | their own product?
               | 
               | >* ability to build custom baskets and/or change the
               | weighting of different categories
               | 
               | Considering that the data is public, that seems easy to
               | do. See also: above comment about moats.
        
               | sparkling wrote:
               | If it has a good enough UI, people will pay, just like
               | anything else. Not everybody wants to build their own
               | scripts around the data, even if its free.
               | 
               | Obviously this is not a billion dollar idea, but it sure
               | could bring in some $ to pay for a full-time developer or
               | two and still make a little profit.
        
               | gruez wrote:
               | > If it has a good enough UI, people will pay, just like
               | anything else. Not everybody wants to build their own
               | scripts around the data, even if its free.
               | 
               | Then a big corp comes up with their own offering and
               | steamrolls you with their lower prices, integration with
               | their existing products, and better engineering/sales
               | staff. See for instance, mongodb and elasticsearch.
        
       | kevmo wrote:
       | 1. What is the point of the blockchain here?
       | 
       | 2. This seems worth way more than 100k & they just want multiple
       | teams working on it (competing), so they can then invest 100k in
       | a company? This seems incredibly underfunded.
        
       | tunesmith wrote:
       | Does something already exist that allows person from country A to
       | find out in which country B their home currency goes the
       | furthest? Sort of a combination of bundle of goods and exchange
       | rate? I've thought it something that could be plugged into a
       | charity finder.
        
         | sparkling wrote:
         | A USD-denominated cost of living database? Plenty of sites out
         | there doing that.
        
       | killion wrote:
       | I distrust any website who prevents me from using the back button
       | to leave their site.
       | 
       | Browsers should prevent pushing to history if I haven't clicked.
        
         | geoah wrote:
         | I think it's a bug with the way they've embedded the google
         | form, it seems do something weird with the window controls here
         | (firefox, macos)
        
       | tehjoker wrote:
       | Inflation can be good. It causes the value of debts to decrease.
       | However, sharp inflation in consumer prices without corresponding
       | wage increases can precipitate a humanitarian crisis.
        
         | javert wrote:
         | Since inflation can cause the value of debts to decrease, it's
         | more expensive to borrow money.
         | 
         | All monetary distortion (including inflation) translates into
         | economic distortion (suboptimal allocation and waste).
        
         | qeternity wrote:
         | Inflation is neither good nor bad. It is merely a measure.
         | 
         | People mistake cause and effect in economics all the time.
         | Inflation _can_ be a good proxy for money velocity. But it can
         | also just be a proxy for growth of money supply. In the former,
         | it's often a sign of economic activity /growth. In the latter,
         | it's often a sign of stagflation.
         | 
         | The US seems closer to stagflation at the moment. The Fed have
         | an opportunity to nip this in the bud and deflate their balance
         | sheet, but they won't.
        
       | almost_usual wrote:
       | This feels like a blockchain rube goldberg machine.
        
       ___________________________________________________________________
       (page generated 2021-08-05 23:01 UTC)