[HN Gopher] Senators move to exempt Bitcoin, crypto miners from ...
       ___________________________________________________________________
        
       Senators move to exempt Bitcoin, crypto miners from proposed U.S.
       tax rules
        
       Author : _-david-_
       Score  : 223 points
       Date   : 2021-08-05 15:08 UTC (7 hours ago)
        
 (HTM) web link (www.marketwatch.com)
 (TXT) w3m dump (www.marketwatch.com)
        
       | jnwatson wrote:
       | What counts here as a digital asset? World of Warcraft coins?
       | Steam collectible cards?
        
         | robot_no_419 wrote:
         | Yes, those are all digital assets. It's a much broader class of
         | assets than just virtual currencies (ie, cryptocurrencies) that
         | includes photos, electronic records, and pretty much everything
         | that's electronically stored and can be owned by a person.
         | 
         | It's also not really a legally defined term, so there are bound
         | to be different definitions and interpretations. I got my
         | definition from
         | https://www.americanbar.org/content/dam/aba/administrative/b...
         | 
         | See also the wiki, which provides a similar definition:
         | https://en.wikipedia.org/wiki/Digital_asset
        
         | RandomLensman wrote:
         | Sounds like it is a defined term:
         | https://www.rpc.senate.gov/legislative-notices/hr-3684_infra...
        
           | jnwatson wrote:
           | Good source.
           | 
           | "Additionally, the provision clarifies that the definition of
           | specified security includes a digital asset, which is defined
           | as any digital representation of value that is recorded on a
           | cryptographically secured distributed ledger or any similar
           | technology."
           | 
           | That means that WoW coins don't count (but NFTs do).
        
       | purple_ferret wrote:
       | > The changes will lead to the bill raising $5.2 billion less
       | than the $28 billion envisaged by the initial legislation,
       | according to a Politico report citing the Joint Committee on
       | Taxation.
       | 
       | How do they come to this conclusion since taxes are still owed?
       | Just that they expect about 5 billion in tax evasion from this?
        
         | tedunangst wrote:
         | They're all made up numbers that exist only to get the bill
         | passed.
        
       | Guest42 wrote:
       | Sidetopic, but I am rather disappointed that Venmo has been
       | pressuring me via email to embrace crypto and imagine behind the
       | scenes they own however much, trades only get executed
       | internally, and they do their best to extract transaction fees.
       | To me this is the antithesis of what the crypto community was
       | looking to stand for in terms of privacy and independence from
       | traditional banking systems.
        
         | toomuchtodo wrote:
         | Venmo is pushing crypto hard because Instant Payments are
         | coming down the pipeline from the Fed in the next 18 months
         | (already in beta testing with a handful of smaller banks,
         | they're ahead of schedule based on my reading of the roadmap),
         | and that kills Venmo (and Paypal to a lesser extend) if they
         | don't have something to pivot to.
         | 
         | That's what you're seeing Visa, Paypal, and others attempt to
         | go upmarket (business payments) or branch out (crypto, Plaid
         | acq attempt).
        
           | r00fus wrote:
           | Sucks for Venmo, cash, etc. But clearly those apps can simply
           | uptake instant payments (affiliate with bank or gain bank
           | status) and stay relevant?
        
           | Guest42 wrote:
           | Interesting, I'll have to research that. It seems like
           | something that would take a long time to deploy.
        
             | toomuchtodo wrote:
             | It's been in the works for years.
             | 
             | https://www.pymnts.com/news/faster-payments/2021/five-
             | banks-...
             | 
             | https://corpgov.law.harvard.edu/2020/08/31/fednow-the-
             | federa...
        
               | spinax wrote:
               | Thanks for sharing, I as well didn't know about this.
               | I've enrolled/used Zelle (via my bank app) and it's just
               | a travesty of usability to me, after awhile I ditched it
               | (and I don't hear a lot in the news about Zelle these
               | days).
               | 
               | What's your hot take on this new FedNow system vs. what
               | Zelle tries to achieve via ACH? Do you think it'll be
               | more "Venmo-like" (low friction) or will it end up a
               | usability mess due to regulation requirements?
        
               | toomuchtodo wrote:
               | Zelle is owned by a consortium of the largest US banks
               | [1], and does much more volume than Venmo (because its
               | built into the UX of those participating in Zelle's real
               | time payment network [2]). Congress strongly encouraged
               | the Fed to develop FedNow to prevent Zelle from keeping
               | smaller banks out of instant payment infra. FedNow will
               | eventually replace the ACH system.
               | 
               | Hot take: banks being banks, they'll crowd out fintechs
               | because fintechs aren't chartered banks regardless of the
               | UX (which is why Bancorp Bank is the underlying for so
               | many fintechs).
               | 
               | [1] https://techcrunch.com/2017/06/12/zelle-the-real-
               | time-venmo-...
               | 
               | [2] https://www.zellepay.com/get-started
        
               | spinax wrote:
               | > FedNow will eventually replace the ACH system
               | 
               | Now that's interesting - does that imply that the
               | clearing delays in transfer (say your US Bank to your
               | Brokerage, ~3 days ACH) will disappear and FedNow makes
               | that an "instant" (within 1 day let's say) settled
               | transfer? Very intriguing.
        
               | mikeyouse wrote:
               | Yep - the goal is to move to ~real time transactions so
               | settlement is instantaneous for most transactions with a
               | much shorter window for settlement for those txs over
               | some threshold (initial working docs said $25k, but it'll
               | likely be larger by the time it rolls out).
        
               | [deleted]
        
               | [deleted]
        
           | thehappypm wrote:
           | Venmo's core value right now is that it's ubiquitous.
           | Everyone has a Venmo account and everyone trusts it. I paid
           | an electrician through it yesterday -- no new Fed tech is
           | going to replace it overnight, just like Zelle didn't kill it
           | either.
        
             | chollida1 wrote:
             | > Venmo's core value right now is that it's ubiquitous
             | 
             | Is it? I just did a straw poll of people in my office,
             | located in Canada. People from 28-50 no one has venmo. 3 of
             | 15 knew about it.
             | 
             | Now my sample may not match the rest of the world as these
             | are some pretty highly educated and high networth
             | individuals so venmo isn't something that would really
             | benefit us, but it does really weaken the ubiquitous claim
             | 
             | Where is Venmo ubiquitous?
        
               | thehappypm wrote:
               | The USA.
        
             | toomuchtodo wrote:
             | https://www.forbes.com/sites/ronshevlin/2019/02/11/venmo-
             | ver... (According to company reports, Zelle processed $35
             | billion in P2P (person-to-person) payments in Q4 2018
             | versus $19 billion for Venmo. For the full year, Zelle's
             | total was $122 billion, almost double Venmo's $62 billion.)
             | (2019)
             | 
             | https://www.zellepay.com/press-releases/zeller-
             | closes-2020-r... (Zelle(r) Closes 2020 with Record $307
             | Billion Sent on 1.2 Billion Transactions, Nearly 7,000
             | financial institutions are represented in the Zelle Network
             | via their customers using the Zelle common mobile app,
             | Achieving ubiquity with banks and credit unions: Nearly 500
             | new financial institutions of all sizes joined the Zelle
             | Network(r) in 2020)
             | 
             | https://www.businessofapps.com/data/venmo-statistics/
             | (Venmo key statistics. Venmo processed $159 billion in
             | total payment volume in 2020)
             | 
             | If anyone can plug into instant payments, your value as an
             | instant payment provider that just does payments will fall
             | rapidly.
        
               | r00fus wrote:
               | Zelle is useless to me because my credit union (like many
               | other banking organization) doesn't support it.
               | 
               | Really looking forward to a governmental, ubiquitous
               | solution.
        
               | [deleted]
        
               | Gh0stRAT wrote:
               | > to company reports, Zelle processed $35 billion in P2P
               | (person-to-person) payments in Q4 2018 versus $19 billion
               | for Venmo.
               | 
               | The thing that makes this a bit trickier is that Zelle is
               | transparently used under the hood by some banks to move
               | money between accounts owned by the same person. I've
               | moved thousands of dollars between two of my accounts
               | with Zelle but the alternative would have been an ACH
               | transfer or depositing a check to myself, not Venmo.
               | 
               | I know it's just one anecdote, but when splitting a
               | check, my social circle always reaches for Venmo, never
               | for Zelle. And yet I've probably moved more total money
               | via Zelle because I occasionally use it for different,
               | higher-value transactions.
               | 
               | There's some selection bias at play for different
               | transaction types (including many where people might not
               | even realize they're using Zelle) so we should be careful
               | looking at only the headline numbers.
        
               | thehappypm wrote:
               | I don't argue that Zelle is successful but it certainly
               | did not kill Venmo. Venmo is alive and well. I think
               | Zelle is more useful for things like tenants paying
               | landlords, while Venmo is more for splitting a restaurant
               | bill, so it doesn't shock me that Zelle is processing a
               | lot more coin.
        
               | toomuchtodo wrote:
               | > while Venmo is more for splitting a restaurant bill
               | 
               | One might assume this feature will be built into banking
               | apps as time goes on and instant payments are ubiquitous.
               | It's already in my Chase iOS app [1]. I argue it's a
               | feature, not a business. I concede we'll have to see what
               | happens when deposit accounts at real banks are given
               | access to instant payment functionality.
               | 
               | [1] https://www.chase.com/digital/customer-
               | service/helpful-tips/...
        
         | warkdarrior wrote:
         | Venmo is clearly offering a service with the conveniences and
         | ease of use that come with it. If you do not see the value and
         | fees of that service, you can skip it and set up your own
         | wallet, BTC node, etc.
        
       | drcode wrote:
       | It seems rather unprecedented that there are currently US
       | citizens who are billionaires because of their crypto holdings,
       | without the government having any insight into precisely who
       | these people are. It seems like eventually the government is
       | going to push for more onerous reporting laws to return to the
       | usual equilibrium, where the government has at least some basic
       | idea regarding who owns what (which I think they currently have,
       | even for offshore bank accounts)
       | 
       | (not that I in any way support more aggressive reporting laws)
        
         | thesausageking wrote:
         | It's very unlikely there are US citizens in the US who are
         | Bitcoin billionaires and have not reported it and paid taxes to
         | the government. Unless you're planning to flee the country, at
         | some point the IRS will catch up with you. Remember that
         | Bitcoin is an open, public ledger of every transaction. If
         | someone is a billionaire, paying capital gains taxes is worth
         | their freedom without a doubt.
        
           | drcode wrote:
           | There is currently absolutely no requirement in the US to
           | report crypto holdings, only crypto sales.
           | 
           | So it is very likely there are such people, especially since
           | it is common to divide large holdings between many separate
           | addresses, making it impossible to infer holdings from sales
           | income.
        
             | thesausageking wrote:
             | Good point. By "Bitcoin Billionaire" I mean people who had
             | cashed out. If you haven't ever sold, you don't owe taxes.
        
           | irishloop wrote:
           | But the IRS needs a mechanism to understand and interpret
           | these ledgers, right? And the IRS enforcement is only as good
           | as the people who are doing the enforcing.
           | 
           | I'm an engineer and I barely understand crypto, what hope
           | does an IRS auditor have?
        
             | thesausageking wrote:
             | The IRS has teams of crypto experts and they use tools like
             | Chainalysis that do much of the low level analysis for
             | them. Also, they get data from crypto exchanges so when
             | someone sells Bitcoin for dollars to cash out, Coinbase
             | will (in most cases) send the IRS the 1099.
             | 
             | Like the rest of the US tax system, it's based on the tax
             | payer being required to submit what she owes. If she lies
             | about her income, the enforcement comes from the risk of
             | IRS doing an audit and asking you to show where you got
             | your funds from. It's no different than if you own a
             | restaurant or other private business. You can misreport
             | your earnings, but the risk is the IRS will audit you and
             | you will get fined or possibly go to jail.
        
         | PragmaticPulp wrote:
         | > It seems rather unprecedented that there are currently US
         | citizens who are billionaires because of their crypto holdings,
         | 
         | Perhaps, but it's not as common as it sounds. Maybe there are
         | people out there who invested $33,000 into Bitcoin when it was
         | $1 and then didn't sell a single penny as it rose and crashed
         | multiple times, but the number of people achieving billionaire
         | status without starting out with tens of millions invested is
         | going to be quite small.
         | 
         | Also, once you pass a specific threshold of wealth it doesn't
         | pay to flout the rules and risk increasing consequences. Famous
         | and wealthy people have gone to prison for tax evasion in the
         | range of millions of dollars. Trying to dodge taxes to remain a
         | billionaire instead of paying the relatively small capital
         | gains taxes wouldn't be a rational move.
         | 
         | Anyone sitting on huge amounts of crypto worth has likely hired
         | teams of lawyers to cross every t and dot every i to stay in
         | full compliance rather than put their windfall at risk for some
         | irrelevant level of taxation.
        
           | TigeriusKirk wrote:
           | There aren't a huge number of crypto billionaires (though
           | your calculations miss those who rode other crypto waves with
           | their bitcoin profits), but there are a decent number of
           | people in the upper 10-figure lower 11 figure range.
           | 
           | Outside of Satoshi, the number of those people who are
           | anonymous at a governmental level has got to be quite small.
        
             | TigeriusKirk wrote:
             | Oops, meant 8-9 figure range. Too many zeroes. $50+
             | million.
        
           | drcode wrote:
           | Agree with all of this, except that I don't think these folks
           | are currently reporting their holdings, as there is currently
           | no requirement to do this.
        
         | KingMachiavelli wrote:
         | It's not a big deal. It isn't that different than finding a
         | significant amount of oil/precious metals on your land. As soon
         | as you try to extract the value of the resource/crypto, the
         | government will know. If you just sell it, the crypto exchange
         | will report it to the IRS. If you try to trade/buy goods with
         | it directly, any assets you get will create a paper trail that
         | the IRS will eventually discover.
         | 
         | Consider the fact that illegal enterprises like drug dealers
         | will pay a premium to launder the money (probably >=10%) and
         | then pay taxes on the remainder. If you have the gains legally
         | (crypto), it makes little sense to not just pay the normal
         | taxes.
         | 
         | Also, if you made a significant amount of money on any crypto,
         | you probably held it for more then a year at which point to
         | capital gains tax is probably at most only 15% (<$441,000
         | ordinary income). And if you quit your job prior to selling
         | (i.e had ordinary income <$40,000) then the capital gains would
         | go to 0% (seems wrong (?) and maybe you would have to pay the
         | alternative minimum tax... not quite sure).
         | 
         | Anyway the taxes are basically nothing compared to the benefits
         | of having 100% clean money that can be reinvested and make
         | 10-15% in the stock market.
        
           | drcode wrote:
           | all good points
        
           | yellow_lead wrote:
           | > Also, if you made a significant amount of money on any
           | crypto, you probably held it for more then a year at which
           | point to capital gains tax is probably at most only 15%
           | (<$441,000 ordinary income).
           | 
           | Ownership of other assets tends to have legal documents of
           | when it was purchased though. How does anyone know how long
           | you've held it? You could prove it if it's been in the same
           | wallet the whole time, with the transaction ID, and proof of
           | ownership of the wallet. But what if you transferred it
           | between wallets, and lost the first?
        
             | gruez wrote:
             | >How does anyone know how long you've held it?
             | 
             | The blockchain?
        
               | yellow_lead wrote:
               | The Blockchain doesn't mandate that you hold the private
               | key of any wallet you owned since you acquired some
               | Bitcoin assets.
        
               | gruez wrote:
               | And a piece of paper doesn't mandate that you actually
               | transacted on the date it claims you did.
        
           | davidlee1435 wrote:
           | > And if you quit your job prior to selling (i.e had ordinary
           | income <$40,000) then the capital gains would go to 0% (seems
           | wrong (?) and maybe you would have to pay the alternative
           | minimum tax... not quite sure).
           | 
           | Not a tax advisor, but I thought capital gains counts as
           | taxable income? So someone who sells $50k worth of BTC will
           | pay 15% on $10k.
        
             | gruez wrote:
             | >but I thought capital gains counts as taxable income
             | 
             | It's taxed, but at a different rate compared to ordinary
             | income.
        
               | nybble41 wrote:
               | Yes, and the rate depends on the amount of ordinary
               | income you have (including short-term gains) _and_ the
               | amount of long-term capital gains. The capital gains rate
               | is 0% under $40k (for single individuals) but ordinary
               | income is calculated first (after deductions) and the
               | _total_ income determines the bracket. So if you have
               | $40k or more in ordinary income (after deductions) then
               | the 0% rate won 't apply to any of your long-term gains.
               | If you had $20k in ordinary income (a.d.) then the first
               | $20k of long-term gains would be taxed at 0% and the next
               | $400k (from $40k to $440k of total income) would be taxed
               | at 15%, with anything beyond that taxed at 20%.
               | 
               | Also, if you have significant income from investments
               | then a surcharge of 3.8% in Net Investment Income Tax may
               | be added on top of the long-term capital gains rate for
               | part of that income for a marginal rate of 18.8% or
               | 23.8%.
        
           | RIMR wrote:
           | The problem is, you can't transfer the oil to others with the
           | click of a button for other things.
           | 
           | Tax evasion is very easy when you have crypto. You couldn't
           | just sell it all at an exchange tax-free, but you can convert
           | it into foreign currencies, goods, and services all without
           | any oversight.
        
             | ohhhhhh wrote:
             | maybe taxes are bad and we should do something else
        
       | animal_spirits wrote:
       | > That means that the IRS will not be able to require that
       | miners, stakers and companies that sell hardware or software for
       | storing digital assets report the activities of their customers
       | or crypto users whose transactions they verify.
       | 
       | > In a statement, Wyden said that "investors failing to pay tax
       | they owe through cryptocurrency is a real problem," but that the
       | law as previously written was too broad and would have applied to
       | actors who would not have been able to fulfill its mandates.
       | 
       | > The changes will lead to the bill raising $5.2 billion less
       | than the $28 billion envisaged by the initial legislation,
       | according to a Politico report citing the Joint Committee on
       | Taxation.
       | 
       | To me, a layman, it seems that they are trying to allow more
       | loopholes for tax evasion through buying and selling bitcoin in
       | certain ways? Or am I completely off base?
       | 
       | EDIT: Here [0] is the actual ammendment, so it seems maybe it's
       | just protecting people doing development work on cryptocurrency
       | software/hardware from having to pay taxes.. I think
       | 
       | [0] https://news.ycombinator.com/item?id=28075226
        
         | meowkit wrote:
         | You're off base. The original definition was putting tax and
         | KYC requirements on people who don't have, and can't get, that
         | information. Network nodes facilitate transactions, they don't
         | broker them. Its like treating an exchanges electricity
         | provider as part of the equity trade.
         | 
         | It's not tax evasion. The law as originally stated would have
         | crippled the industry in the US.
        
           | qeternity wrote:
           | > The original definition was putting tax and KYC
           | requirements on people who don't have, and can't get, that
           | information.
           | 
           | You fundamentally misunderstand regulation. If someone
           | can't/won't do something, regulation is enacted to either
           | compel them or to outlaw their behavior.
           | 
           | Your tacit suggestion that because miners can't do something
           | means the law is flawed, is akin to saying "oh well burglars
           | won't pay for the goods so oh well". If we pass a law that
           | miners can't follow, then mining becomes illegal. We do this
           | all time, especially in finance.
           | 
           | A more realistic example is "WhatsApp is E2E encrypted so
           | traders can't be monitored". This means WhatsApp is a non-
           | compliant ("illegal") facility to transact in most regulated
           | markets.
        
           | animal_spirits wrote:
           | Interesting, thank you
        
           | deegles wrote:
           | Devil's advocate for a moment... the definition of a broker
           | is "a person who buys and sells goods or assets for others,"
           | or it can mean to "arrange or negotiate" a deal or plan.
           | 
           | How is a miner not a broker then? They accept transactions
           | and then place them on a blockchain by performing some kind
           | of work. Sure, at the moment few if any cryptos are
           | definitely securities, but what is going to happen when a
           | company creates (for example) a wrapped SP500 token? A
           | "traditional" broker can't just trust anyone to record a
           | transaction, there is a lot of regulation.
           | 
           | Will there be a class of tokens that can only be mined by
           | people who can do KYC on them? Why is a miner exempt from
           | caring about what transactions they accept?
        
             | cwkoss wrote:
             | Miners never have custodial control of the funds in those
             | transactions.
             | 
             | They are much more like auditors or accountants than
             | brokers.
        
               | qeternity wrote:
               | Custodial control is an oxymoron.
               | 
               | They are facilitating a transaction. They can choose to
               | accept or reject a transaction. In this capacity, they
               | are most similar to a broker-dealer.
        
               | cwkoss wrote:
               | I see what you're saying, but a single miner can't reject
               | a transaction, they can really only delay it.
        
           | arcticfox wrote:
           | I rarely notice politicians, but Wyden is frequently in the
           | fray on the right side of a lot of issues I hear about. Seems
           | like he got this one right, again.
        
       | jb775 wrote:
       | In other words, crypto miners are investing in lobbyists.
        
         | memming wrote:
         | Or lobbyists are investing in crypto.
        
       | ilaksh wrote:
       | I have heard that they are aiming to make an exception for
       | Bitcoin only but try to stop everything else.
       | 
       | That would be a really horrible outcome because Bitcoin is by far
       | the most outdated and least useful cryptocurrency.
        
         | vmception wrote:
         | nobody is trying to make an exception for just bitcoin, they
         | are trying to fix it for the whole class of crypto and broader
         | digital payments
        
       | runawaybottle wrote:
       | The finance industry will never say no to yet another financial
       | instrument. These people will trade anything if you leave it up
       | to them.
        
       | nyghtly wrote:
       | This headline might as well be click bait.
       | 
       | It's important to remember that this is a _proposed_ amendment.
       | It won 't pass unless the infrastructure gang supports it. And
       | it's very unlikely that they will support it, because that would
       | mean that the bill isn't fully funded. Not being funded would
       | kill the bill, because the Republicans who support it are
       | demanding full funding.
       | 
       | https://www.politico.com/news/2021/08/03/senate-bipartisan-i...
        
       | danielvf wrote:
       | Finally found the text of the amendment:
       | 
       | https://www.finance.senate.gov/imo/media/doc/Wyden%20Lummis%...
       | 
       | The amendment is short and explicitly notes that that the
       | following categories do not count as brokers:
       | 
       | (A) validating distributed ledger transactions
       | 
       | (B) selling hardware or software for which the sole function is
       | to permit a person to control private keys which are used for
       | accessing digital assets on a distributed ledger, or
       | 
       | (C) developing digital assets or their cor- responding protocols
       | for use by other persons, provided that such other persons are
       | not cus- tomers of the person developing such assets or
       | protocols.
        
         | Tepix wrote:
         | I guess we need a proper CO2 tax to encourage better technology
         | than proof of work
        
           | jb775 wrote:
           | If you use your brain to think through the initial 3-4 domino
           | effects of a carbon tax, you'll quickly realize that the end
           | result is the little guy paying the actual tax via inflation
           | while the big guy actually enjoys _larger_ profit totals
           | (maintaining profit margin % on newly inflated prices = more
           | profit).
           | 
           | The tricky part is actually using your brain to think it
           | through.
        
             | dontreact wrote:
             | It depends on what you do with the revenue. If you
             | distribute the revenue equally to everyone it stops being
             | regressive and is actually progressive.
        
             | purple_ferret wrote:
             | Carbon tax is about transitioning away from carbon. If
             | you're afraid about the little guy, couple it with a tax
             | cut on lower incomes.
        
               | arcticbull wrote:
               | I believe the Canadian carbon tax is revenue neutral, and
               | the amount collected is returned via income tax credits.
        
             | gruez wrote:
             | >you'll quickly realize that the end result is the little
             | guy paying the actual tax via inflation while the big guy
             | actually enjoys larger profit totals
             | 
             | What's the alternative then?
             | 
             | Implement regulations, forcing companies to increase costs
             | => "enjoys larger profit totals "?
             | 
             | Tax companies only, forcing them to pass them onto
             | consumers => "enjoys larger profit totals"?
             | 
             | Do nothing?
        
               | jb775 wrote:
               | > Do nothing?
               | 
               | Yes. If the currently available options intended to fix a
               | particular problem don't actually fix the problem while
               | at the same time make the offending business more
               | powerful while making the little guy less powerful...then
               | yes, doing nothing is _clearly_ a better option in the
               | short term.
        
               | gruez wrote:
               | >If the currently available options intended to fix a
               | particular problem don't actually fix the problem
               | 
               | Sounds like your expectation is too high. Either
               | something stops climate change in its tracks, or it's not
               | worth doing. Small incremental improvements? Nah, it
               | won't solve the problem so let's not bother.
               | 
               | >doing nothing is clearly a better option in the short
               | term.
               | 
               | But what about the long term?
        
             | 0134340 wrote:
             | Why tax anything then? The big guys will always have the
             | resources to hire the best accountants to get the biggest
             | discounts.
        
               | adolph wrote:
               | Agreed, the fairest form of funding is fee for service
               | and not taxation.
        
           | jonathanpeterwu wrote:
           | We should probably also find a way to tax US dollar usage
           | with CO2 tax as the net energy usage here is quite high as
           | well
        
           | awrence wrote:
           | The math on the PoW energy FUD just doesn't check out.
           | 
           | - At current levels, bitcoin uses very roughly 0.1% of global
           | electricity but electricity only represents 25% of fossil
           | fuels emissions so current PoW contribution to global
           | emissions = 0.025%, ie a rounding error. This issue is
           | currently a total red herring. Now let's project into the
           | future.
           | 
           | - bitcoin total addressable market cap if it took over the
           | entire global monetary world (full global monetary premium):
           | ~ 250tn or 300x from here implying a worst case outcome of
           | 7.5% of global emissions, IF this happened TODAY and
           | hashpower linearly tracked price. This is impossible off the
           | bat because building out that infrastructure would take at
           | least a decade. But more importantly it will take a decade or
           | two for price to get there, by which time...
           | 
           | - The block subsidy will have gotten cut by ~ 10 (three
           | halving cycles). Transaction fees might grow of course so
           | let's say 5x lower which gets us back to 1.5% of global
           | emissions.
           | 
           | - Add to that the following:
           | 
           | - 30% of CURRENT electricity production is stranded / wasted.
           | All terminal bitcoin energy usage needs to do is tap into 5%
           | of that to be emissions neutral. And it's heavily skewed
           | towards tapping into that exclusively as that's the cheapest
           | source and PoW is location neutral.
           | 
           | - the proof of work energy mix skews towards not only wasted
           | / stranded but renewable which is trending towards being the
           | cheapest form of energy.
           | 
           | - green power production is on an exponential adoption curve
           | and enough sunlight hits the earth to power humanity for a
           | year. Clean energy is there in amounts dwarfing societal
           | needs, it's just a matter of harnessing it. This doesn't even
           | include geothermal or nuclear.
           | 
           | - At an even higher level, if you got to this point, you
           | would have replaced all the fiat systems in the world
           | thereby: - eliminating the energy spent on maintaining the
           | fiat system which is easily more than 1.5% of global
           | emissions - flipping the world into a hard money world that
           | is no longer incentivized to consume at all costs (read
           | misallocate capital) ergo hugely reducing conspicuous
           | consumption / GDP growth at all costs which is arguably the
           | biggest driver of unnecessary emissions
           | 
           | - This final line of thought would have you conclude flipping
           | to PoW would be emissions negative in the long run, but you
           | don't really need to go there though, the energy numbers
           | alone make this at best a chronically misunderstood
           | narrative.
        
             | zaphar wrote:
             | You make a lot of claims here but I don't see anything in
             | your post to back up the numbers. I'm too lazy to go do
             | this research myself so I'm left as a result with
             | defaulting to disbelieving you.
        
               | awrence wrote:
               | I've been following this topic intensely for years and am
               | very comfortable with these numbers but fair enough. I
               | agree I should reference some official sources which I'll
               | try and dig back up. Happy to discuss any assumption in
               | closer detail though.
        
               | deltasixeight wrote:
               | This is how most people go through life whether they
               | believe it or not. In fact certain people will actually
               | search for contradictory evidence in order to construct a
               | logical scaffold that supports there current viewpoint.
               | 
               | Nobody uses evidence to construct a conclusion, everybody
               | uses evidence to support a conclusion that was likely
               | already made with little evidence. That's how the world
               | works. This is 100% what the parent poster to your reply
               | is doing regardless of whether the evidence he presents
               | is biased or true. In short the parent poster likely
               | already had a huge time investment or actual investment
               | sunk into crypto BEFORE he started gathering all this
               | info to support a pre-made viewpoint.
               | 
               | The question is, how do we present valid and logical
               | arguments to the entire population when most of the
               | population are too lazy like you and me to look stuff up
               | or completely flip a viewpoint due to new evidence?
               | 
               | +1 for being self aware.
        
             | spywaregorilla wrote:
             | I think bitcoin using 1 out of 1000 units of energy
             | produced is pretty disgusting, hard stop.
        
             | cwkoss wrote:
             | > eliminating the energy spent on maintaining the fiat
             | system which is easily more than 1.5% of global emissions
             | 
             | Absolutely. It's impossible to accurately account for, but
             | a significant part of why the US Military Industrial
             | Complex is so over-provisioned is to maintain dollar
             | hegemony. 800 international US military bases, the Iraq
             | war, invasion of Libya, force projection exercises by the
             | navy, etc. Being the world police is expensive (in both
             | dollars and CO2), and we wouldn't need to be if we weren't
             | trying to tenuously maintain our status as world reserve
             | currency.
             | 
             | "the DOD is the world's largest institutional user of
             | petroleum and correspondingly, the single largest
             | institutional producer of greenhouse gases (GHG) in the
             | world. 5 From FY1975 to FY2018, total DOD greenhouse gas
             | emissions were more than 3,685 Million Metric Tons of CO2
             | equivalent."
             | 
             | https://watson.brown.edu/costsofwar/files/cow/imce/papers/P
             | e...
             | 
             | Certainly the US military has other goals besides
             | maintaining dollar hegemony, but if the dollar wasn't the
             | world reserve currency there would be less need and funds
             | for maintaining such a bloated amount of power.
        
               | IlliOnato wrote:
               | [quote]if the dollar wasn't the world reserve currency
               | there would be less need and funds for maintaining such a
               | bloated amount of power[/quote]
               | 
               | Citation needed.
               | 
               | You really think that other countries, and businesses and
               | individuals in these countries store their savings and
               | denominate their contracts in US dollars at gunpoint?
               | 
               | Ridiculous.
        
               | cwkoss wrote:
               | You are being superlative, but I absolutely believe that
               | the reason we have a bigger military than the next ~10
               | countries combined is that we want to be the dominant
               | superpower. And part of the desire for that dominance is
               | maintaining the USD as the world reserve currency.
               | 
               | Whenever a country tries to move commodity trades away
               | from the dollar (iraq oil, iran oil, libya gold,
               | venezuela oil) coincidentally pretexts for military
               | operations against them start being manufactured.
        
             | paulgb wrote:
             | > And it's heavily skewed towards tapping into that
             | exclusively as that's the cheapest source and PoW is
             | location neutral.
             | 
             | Are there any big miners who are known to be using
             | stranded/wasted energy _that would be produced anyway_ , as
             | opposed to operating stranded plants that would otherwise
             | be shut down or have capacity reduced? I only really follow
             | the publicly traded miners (and with a bearish thesis), and
             | I've seen a lot of miners getting dedicated coal/natural
             | gas capacity but very little in terms of recapturing wasted
             | energy.
             | 
             | And these are (mostly) US-based public companies, so they
             | have the most to gain by projecting an ESG image.
        
             | endless1234 wrote:
             | >At current levels, bitcoin uses very roughly 0.1% of
             | global electricity but electricity only represents 25% of
             | fossil fuels emissions so current PoW contribution to
             | global emissions = 0.025%, ie a rounding error.
             | 
             | How does this argument make sense? Let's split up the
             | world's energy consumption into 0.025% emission sized
             | chunks in some arbitrary way we choose. Does nothing then
             | make any difference, since everything is just a rounding
             | error? The question is, does bitcoin provide value for the
             | emissions it generates? For what it's worth, estimates seem
             | to put the current usage at around 0.6% of total worldwide
             | energy consumption.
        
               | awrence wrote:
               | I see your point but my first bit just meant to highlight
               | the unfair disproportionate energy attention PoW has been
               | getting specifically vs just about any other use case.
               | 
               | I don't personally think you should be making moral
               | judgements about energy use though. Let the market decide
               | what's a good use of energy. If you have a carbon
               | problem, tax / regulate that, PoW won't care. It will
               | adjust through difficulty adjustments.
               | 
               | But if you are worried about PoW boiling the oceans if
               | left unchecked, the numbers should comfort you it's at
               | worst going to tap mostly into wasted energy / mostly
               | renewable and probably not have a noticeable impact even
               | extrapolated to a peak outcome (and probably even be a
               | net positive).
        
           | sunshinerag wrote:
           | There is nothing in POW that requires CO2 emissions.
        
             | p_l wrote:
             | But the core principle of Proof of Work is wasting energy.
             | If it takes from green sources, that just means those green
             | sources won't be available to push out polluting ones.
             | Combine this with buildup of polluting sources as backups
             | for intermittent ones...
        
               | politician wrote:
               | The Sun is wasting energy. Did you know that only like
               | 0.0001% of the energy radiated by the Sun makes it to the
               | Earth?
               | 
               | Proof of Work doesn't waste energy. It uses energy to
               | secure a distributed ledger.
        
               | sunshinerag wrote:
               | No, there is no waste. It is a very efficient conversion
               | of energy to security of the ledger.
               | 
               | And with that ledger instead of all the wars and waste
               | generated by manipulatable central bank ledgers it's a
               | win.
        
               | arcticbull wrote:
               | Bitcoin is the single least efficient system ever
               | conceived of or reduced to practice by mankind.
        
               | sunshinerag wrote:
               | Is there a more efficient system to arrive at consensus
               | of a state in a distributed, trust-less, permission less
               | manner?
        
               | arcticbull wrote:
               | Well there's proof of stake.
        
               | vkou wrote:
               | 1. There is nothing efficient about wasting that much
               | electricity on securing a ledger that can handle single-
               | digit transactions per second.
               | 
               | 2. The needs of central banks don't start wars, the needs
               | of politicians, warhawk nationalists, and the needs of
               | modern industrial economies do. [1] Unless BTC somehow
               | magically gets rid of politicians, nationalism, or of our
               | addiction to oil, that's not going to change.
               | 
               | [1] The US didn't invade Grenada because of the Fed. The
               | USSR didn't invade Afghanistan on behalf of Gosbank.
               | China didn't invade Tibet to fix the balance sheet of the
               | PBC. Vietnam didn't fight a war with its occupiers, and
               | then a civil war, and then a war with Cambodia, and then
               | a war with China, because it was unhappy with the Dong to
               | USD exchange rate. The US participated in that civil war
               | because of domino theory, not because of its departure
               | from the gold standard. The list goes on and on. [2]
               | 
               | [2] Wars aren't fought over currencies, wars are fought
               | over territory, pan-ethnic nationalism, to increase the
               | internal popularity of a warhawk, to maintain a hegemony,
               | to impose one's religion on another, to expel unwanted
               | people from a territory, etc, etc, etc. Bitcoin solves
               | none of these problems.
        
               | sunshinerag wrote:
               | Wars are used to force citizens to give up their labour
               | for free to the state. In a country with financial
               | mismanagement wars can be used to erase debts.
               | 
               | The US does and will go to war if it feels its dollar/oil
               | hedgemony is threatened. if the dollar demand/circulation
               | outside US falls for any reason, it will cause
               | hyperinflation within the US economy. So they have to
               | constantly threaten/intimidate other countries.
        
               | vkou wrote:
               | > Wars are used to force citizens to give up their labour
               | for free to the state.
               | 
               | Wet streets don't cause rain, and wars aren't started in
               | order to collect taxes. Wars are started to pursue
               | particular goals, many of which I have listed in my prior
               | post.
               | 
               | > The US does and will go to war if it feels its
               | dollar/oil hedgemony is threatened.
               | 
               | This is an interesting, and oft-repeated theory, that,
               | unfortunately does not survive contact with history. It's
               | not a strong explanation for the majority of the
               | conflicts that the US has been involved in. It is not
               | remotely an explanation for the majority of the conflicts
               | that _other_ countries are involved in.
               | 
               | Which dollar/oil hegemony is Russia trying to maintain in
               | Crimea? China in Tibet? USSR in Afghanistan? Argentina in
               | the Falklands? Sudan in Darfur? Israel in Lebanon? Saudi
               | Arabia in Yemen? ISIS in Syria?
               | 
               | Never mind that BTC doesn't do a thing about the
               | dependency of industrialized sociaties on oil, minerals,
               | fresh water, and other limited material resources.
        
               | sunshinerag wrote:
               | Layer 1 transactions are not necessarily 1 to 1
               | transactions. They can be settling millions of
               | transactions in Layer 2 (lightning). It helps to think of
               | layer 1 transactions as a settlement layer.
        
           | sputknick wrote:
           | ETH PoS mainnet transition is underway and will be completed
           | early 2022. With this holders of ETH will be able to earn
           | fees from transactions, just by running an application on
           | their standard normal computer. The only encouragement you
           | need to move off of POW is profit motive.
        
             | whichquestion wrote:
             | Hasn't PoS been something "in the works" for ETH for
             | something like 6 years now[1]? I don't think anything
             | guarantees its delivery in early 2022, it all seems like
             | hopeful speculation until they deliver something.
             | 
             | [1] This stackexchange question dates back to 2016, the
             | earliest evidence I could find of ETH proposing PoS.
             | https://ethereum.stackexchange.com/questions/9/why-does-
             | ethe...
        
               | tornato7 wrote:
               | This time it's very different. There are billions of
               | dollars of ETH locked up in the staking contract, and
               | proof of stake has been live and operating on the beacon
               | chain for many months.
        
               | casi18 wrote:
               | it took a long time to work it out, but it is running on
               | the beacon chain and the consensus upgrade spec has now
               | been merged: https://github.com/ethereum/EIPs/pull/3675
        
             | overtonwhy wrote:
             | Haven't they been saying POS will be "ready soon" for
             | years? Seems like maybe vaporware used for hype?
             | 
             | "The Ethereum proof of stake date has been set for December
             | 1, 2020. While the proof of stake Ethereum date was
             | originally set for January 2020, this deadline was missed."
             | 
             | https://www.exodus.com/blog/ethereum-proof-of-stake-date/
        
               | vmception wrote:
               | Is that what a cursory Google search brings up? It
               | actually did launch in December 2020, so that's awkward.
               | 
               | Some HN users are staking Eth and earning on Eth 2.0
               | contract, which functions on the Beacon Chain.
               | 
               | Both chains have not been merged yet, far from vaporware
               | so I guess last decade called and wants its arguments
               | back.
        
               | tedunangst wrote:
               | There's a button you can click to stake ethereum on
               | Coinbase, which seems a bit past the vapor stage.
        
               | robcohen wrote:
               | PoS is already working in Cardano, Tezos, and Algorand
               | (among others).
        
           | Taek wrote:
           | A proper CO2 tax wouldn't be disruptive to bitcoin, bitcoin
           | only cares that everyone pays the same price for electricity.
           | If the absolute cost of electricity goes up, nothing changes.
        
             | akira2501 wrote:
             | > If the absolute cost of electricity goes up, nothing
             | changes.
             | 
             | The cost of electricity does impact the cost per
             | transaction on the network, does it not?
        
               | vel0city wrote:
               | The network self-adjusts difficulty so a block is mined
               | roughly every ten minutes. A block has a maximum size of
               | data in it, pretty much the maximum amount of
               | transactions per block. As long as there aren't massive
               | fluctuations to the mining rate, the rate of transactions
               | will remain relatively constant.
               | 
               | As long as there is free space in the blocks, average
               | transaction fees will remain low. If there are a lot of
               | transactions in the mempool waiting to be included in a
               | block, users will need to submit transactions with higher
               | related fees to ensure they get picked to be included in
               | a block soon.
               | 
               | Remember, miners don't necessarily set transaction fees.
               | Users choose what they're willing to pay for their
               | transactions, essentially placing a bid. Miners choose
               | the transactions that maximize the fees per block. Miners
               | always want as full of blocks as possible because there
               | will only be a block roughly every 10 minutes.
        
               | RamshackleJ wrote:
               | nope, transactions clear at a rate unrelated to mining(so
               | long as at least 1 person is mining).
               | 
               | The only thing that impacts transaction costs is how many
               | other people are trying to clear their own transactions
               | and bidding up the sat/vbyte rate.
        
               | IfOnlyYouKnew wrote:
               | Either transaction costs go up, or electricity usage per
               | transaction goes down. Anything else just doesn't add up.
        
               | arcticbull wrote:
               | Most coiners conveniently ignore block reward when
               | calculating the cost of a transaction - that's your
               | missing factor. Consider that the only reason you need to
               | secure the blockchain is because it is mutable, if it
               | were immutable it would be sufficient to simply publish
               | it with a known hash. Ergo, 100% of the energy
               | consumption of the Bitcoin network is attributable to
               | transaction processing and therefore can be quantized
               | into and proportionally assigned to transactions.
               | TotalCost = DirectCost +
               | ProportionalAllocationOfBlockReward
               | 
               | The value of the block reward is proportional to the
               | price of bitcoin, and this block reward determines the
               | ceiling of the consumption of resources in mining. The
               | floor is determined by prisoners dilemma and so likely
               | approaches the ceiling at the limit.
               | 
               | So yes, the transaction cost does scale with consumption
               | of resources, albeit in a tail-wagging-the-dog kind of
               | way, because the price of the block reward changes with
               | price allowing more resources to be consumed.
               | 
               | Currently the actual cost of a Bitcoin transaction is
               | $2.44 in direct costs + (6.25 * 41000)/2750 = $93 in
               | indirect costs, so right around $95.44 - and that's using
               | I believe the maximum possible transactions per block,
               | the reality is it's more expensive still.
               | 
               | Move over Bank of America, there's a new king in town.
        
               | andruby wrote:
               | Sorry, that's not how it works. The network adapts the
               | difficulty to target 1 new block every 10 minutes.
               | 
               | More mining - higher difficulty - higher electricity
               | usage per block.
               | 
               | The transaction costs paid are independent of difficulty
               | or number of miners. Transaction cost depends on the
               | demand. A block has a limited size in bytes. If more
               | people want to send transactions than there is room in
               | the current block, the miner that mines that block will
               | include the transactions that include the highest fee.
               | 
               | When sending a transaction, you can choose that fee.
               | Higher fee - higher chance of being included. Bitcoin
               | clients will usually calculate a reasonable fee for you,
               | based on the demand.
        
               | vel0city wrote:
               | Miners don't set the transaction cost, they can only
               | maximize fee revenue by picking the highest fee
               | transactions at that time in the mempool. So, if it
               | becomes unprofitable or not profitable enough for the
               | taste of the miner, hashrate will go down, which will
               | lead to a difficulty adjustment, which means overall
               | electricity usage per transaction goes down.
               | 
               | So its scenario #2 in your comment.
        
             | godelski wrote:
             | The cost of electricity (coupled with the rewards and cost
             | of hardware) changes how profitable mining is. The more
             | profitable the more players. The more players the more
             | transaction throughput. This is exactly why miners have
             | bought powerplants and why they operate in locations with
             | cheap electricity, because it makes it more profitable for
             | them. Bitcoin mining is directly related to the cost of
             | electricity.
             | 
             | That said, not every cryptocurrency is reliant upon brute
             | forcing hashing algorithms to verify.
        
               | snikeris wrote:
               | It's the same transaction throughput regardless of the
               | number of miners.
        
               | idiotsecant wrote:
               | Same transaction throughput, but not same security.
        
               | arcticbull wrote:
               | Right people say that, but here in the real world we
               | usually define some sense of sufficiency. Just adding
               | more "security" by burning up all the worlds coal at some
               | point has no meaningful benefit. This is just a nice
               | narrative. Security is good -> more security is better no
               | matter the externalities is a terrible way of looking at
               | the current situation.
               | 
               | We don't make seatbelts out of titanium 8 inches thick
               | with their own airbags when they're mounted in a go-kart.
               | 
               | When the hash rate dropped what, 75%, off the back of the
               | China exodus literally nothing happened.
               | 
               | tl;dr: Same transaction throughput, same security, just
               | less efficient.
        
             | arcticbull wrote:
             | Unless the tax applies globally then they'll just flee to
             | Kazakhstan. Oh wait; they won't have to flee far.
        
           | ComodoHacker wrote:
           | This would just increase the cost of electricity and thus the
           | cost of living for everybody, and won't affect crypto miners
           | much.
        
             | api wrote:
             | The parent is simply pointing out that all consumption
             | taxes are regressive. A CO2 tax by itself is a tax on the
             | poor, especially the rural poor who have longer commutes
             | and are more dependent on automobile travel.
             | 
             | A CO2 tax is only fair if it's paired with progressive tax
             | breaks in other areas and/or subsidies for transition to
             | renewable energy. An example would be a progressive subsidy
             | for electric vehicle purchases and for upgrades to
             | CO2-heavy (coal) electricity generation infrastructure in
             | poorer areas.
        
               | admax88q wrote:
               | A CO2 tax and rebate is progressive. The poorest people
               | would receive more back in a rebate than they pay. But
               | the biggest CO2 users would pay way more than they
               | receive back.
        
               | Groxx wrote:
               | While I generally like CO2 tax/rebate/cap-and-trade
               | systems: given how inefficient and polluting many low-
               | cost techs are... not sure I can agree with that,
               | particularly on the small scale down to individual
               | people. Individuals have the _least_ agency on decisions
               | like this, since they have next to no purchasing power.
               | Though we are talking about bitcoin, which does raise the
               | technical /money base-level a fair bit.
        
               | bee_rider wrote:
               | Wouldn't it be easiest to tax some of the raw materials
               | that go into fuel production, rather than tracking every
               | fuel use? In that case, the CO2 tax will naturally fall
               | equally to everyone, including individual people. The
               | rebate is just there to cancel out the effect of an
               | inherently regressive but technically convenient way of
               | doing things.
        
               | Groxx wrote:
               | That's generally the idea of a flat tax, yeah. Tax
               | everything at point-of-collection/creation (e.g. "you cut
               | down a tree" or "you burned a log") or point-of-import
               | (likely offset for similar taxes collected by the origin
               | country), and there's no need to track anything beyond
               | that point. E.g. re-use or re-selling is (CO2-)tax-free
               | because it doesn't change the net input/output of the
               | whole system.
               | 
               | Which rarely happens in practice, and we're _so far_ from
               | accurately taxing all these processes that it isn 't even
               | a dream of a dream. It's mostly tackling big targets,
               | since that's where a ton of the impact-per-dollar-and-
               | per-outrage can be found.
        
               | adolph wrote:
               | > I guess we need a proper CO2 tax to encourage better
               | technology than proof of work
               | 
               | The statement replied to does not mention "rebate."
               | 
               | > But the biggest CO2 users would pay way more than they
               | receive back.
               | 
               | This statement does not seem believable given the recent
               | stories about tax avoidance strategies of the wealthy.
        
             | X6S1x6Okd1st wrote:
             | IMO the ethical thing to do is a re-distributive carbon
             | tax. All the tax revenue should go directly back to the
             | population as income/subsidy.
        
             | kelnos wrote:
             | In this case, I think you could work around that, as they
             | could implement a high capital gains tax rate for
             | cryptocurrency sales. Then it would only impact people who
             | mine.
             | 
             | Obviously it seems they are going in the exact opposite
             | direction on this, though...
        
               | X6S1x6Okd1st wrote:
               | Miners typically get their funds as income, not
               | necessarily cap gains.
        
               | freeone3000 wrote:
               | It's a gain based on your invested capital, isn't it?
               | It's textbook capital gains. PoS, PoW, whatever.
        
               | X6S1x6Okd1st wrote:
               | Odd that you call it textbook capital gains, what
               | textbook are you working from?
               | 
               | It seems pretty clearly like income to me.
        
               | vmception wrote:
               | Mining is reportable as ordinary income in the US.
               | 
               | Cryptocurrency earners have to report ordinary income
               | taxes as well as capital gain/loss taxes.
               | 
               | Its not that hard, less than ideal, its also easy to
               | immediately convert to USDC or fiat automatically, or
               | find other deductions to reduce or eliminate the tax
               | burden.
        
               | emteycz wrote:
               | No, mining is in no way capital gains. Capital gains is
               | asset price increase.
        
               | vel0city wrote:
               | A baker buys an oven which they use to bake bread. They
               | sell the bread for dollars. Is that capital gains?
        
               | barbecue_sauce wrote:
               | Under that definition, almost all income would be
               | considered capital gains.
        
           | godelski wrote:
           | There's plenty of PPOS systems that aren't as resource
           | intensive. ETH2 doesn't require POW. Algorand is PPOS and
           | built a contract into the leger to offset carbon emissions
           | for the electric costs, making it carbon neutral or negative.
        
         | 3np wrote:
         | > (C) developing digital assets or their corresponding
         | protocols for use by other persons, provided that such other
         | persons are not customers of the person developing such assets
         | or protocols.
         | 
         | The last qualifier seems poorly worded and becomes too broad.
         | So (extreme example) a consulting agency developing a value-
         | exchange platform to be run on a private chain in a customer
         | corporate network would not be exempt. Bringing the act of
         | building and selling software (or a SaaS, as long as the
         | service itself doesn't custody user funds) is nonsensical. (B)
         | is also a bit too narrow to address this.
        
         | notJim wrote:
         | Does this include or exclude DEXes? It sounds like C) could
         | mean that DEXes are not included (which would be good), but I'm
         | not entirely clear on the legal definitions of some of these
         | things.
        
         | cwkoss wrote:
         | Also note that this crypto tax-reporting provision was slid
         | into a huge bipartisan infrastructure deal. It really never
         | should have been included in this legislation in the first
         | place.
         | 
         | Exempting actors in the crypto space who facillitate crypto
         | usage without ever having custodial control of the funds makes
         | a lot of sense. (Just like envelope manufacturers shouldn't
         | have to register as money transmitters because people sometimes
         | mail cash.) The provision that was slid in was nonsensically
         | bad.
        
           | JumpCrisscross wrote:
           | > _this crypto tax provision was slid into a huge bipartisan
           | infrastructure deal. It really never should have been
           | included in this legislation in the first place._
           | 
           | Why not? The infrastructure is being paid for in part by this
           | tax. They're fundamentally linked.
        
             | 3np wrote:
             | The biggest issues were less with the tax part and more
             | with requirements around KYC, data gathering, and
             | reporting.
        
             | cwkoss wrote:
             | Updated my comment to clarify a bit: this wasn't a tax on
             | crypto, it was about tax reporting requirements for certain
             | actors in the crypto space.
             | 
             | (Because Bitcoin is psuedonymous it would have effectively
             | be impossible to comply - functionally it was a ban on
             | crypto mining in the US)
             | 
             | Even with the original language, this provision generates
             | no revenue. It's only about data collection.
        
               | JumpCrisscross wrote:
               | > _this provision generates no revenue. It 's only about
               | data collection._
               | 
               | I would want to see an independent analysis of this
               | claim.
               | 
               | Increasing reporting requirements can generate revenue.
               | There is a lot of unreported income. Given the culture
               | around crypto, it isn't unreasonable to assume there is
               | more of that going on there than baseline.
        
               | cwkoss wrote:
               | If the reporting requirement was implemented, yes it
               | would provide the IRS with more data that could be used
               | to catch tax evaders. However, they should be able to get
               | nearly all of the information they need from the USD-BTC
               | edges (exchanges).
               | 
               | Effectively, I think what would have happened if this was
               | enacted would be that all legitimate mining operations
               | would move out of US, and the IRS still wouldn't get much
               | data, just less tax revenue because those profits are no
               | longer occurring on US soil by US entities.
        
             | godelski wrote:
             | I think a lot of people, myself included, would like bills
             | to be hyper focused and ban the use of riders.
             | 
             | There are a few reasons for this. One is that it is easier
             | to keep track from the public perspective. A title should
             | reflect the contents of the bill (in this case it is not
             | obvious that bitcoin regulations are part of
             | infrastructure). This could help reduce confusion and
             | manipulation. It helps with transparency because it reduces
             | the cognitive load (Note we can still talk about a "plan"
             | or "package" that is a group of bills and so many
             | conversations would stay the same).
             | 
             | The second part is that it helps reduce squabbling over
             | nuance. A current bill might be 99% agreeable but that 1%
             | is pretty contentious. If it was more compartmentalized
             | then we could pass 99% of those things and get them in
             | place faster rather than throwing the entire thing in the
             | trash and restructuring (which often links back to the
             | first point). This also reduces some of the toxic nature in
             | politics where sometimes politicians add a component to
             | nuke their own proposals so they can complain about it to
             | their party's constituents.
             | 
             | This can probably be improved upon a lot but I think
             | highlights the frustration with how things are done today
             | and people are looking for systematic changes to fix those
             | problems.
        
             | nybble41 wrote:
             | > by this tax
             | 
             | This isn't actually a (new) tax, it's a surveillance
             | framework intended to support stricter enforcement of
             | existing taxes. So far as that goes it's an added expense
             | (mostly externalized) and not likely to pay for anything.
             | The claim is that there is $28 billion of tax evasion going
             | on which all this extra reporting would supposedly curtail-
             | assuming all else remained equal--which is pure conjecture
             | and not something that should be relied upon as a funding
             | source.
        
             | robbedpeter wrote:
             | These type of riders in must-pass omnibus bills are
             | abominations.
        
       | backprop1993 wrote:
       | They want to exempt miners who are making Bitcoin from paying
       | taxes on it? Why? They are making revenue from this activity. Of
       | course they should pay taxes on that revenue.
       | 
       | This makes no sense at all.
        
         | uncomputation wrote:
         | Did you read the article? This is just about exempting non-
         | exchanges from "broker" status i.e. keeping track of users'
         | personal information, transaction history, and data. The
         | representatives said they agree people not paying taxes on
         | crypto is a problem, but classifying them as brokers is not the
         | solution.
        
           | skybrian wrote:
           | Why isn't it part of the solution? It seems like keeping
           | track of who buys mining equipment (at least at large scale)
           | would be a pretty important component in making sure that
           | they pay taxes? Just like it's important that brokerages
           | report your stock transactions to the IRS.
        
             | freeone3000 wrote:
             | This is not what broker requirements are.
             | 
             | If you are under broker requirements, and you wish to mine
             | a new block, you must have, for every transaction you
             | include in the block, the legal name of the person whose
             | transaction it is, their address, and whether they are a
             | politically compromised individual (ex, a general or
             | politician of a nation that is not the US).
             | 
             | For every transaction you're going to include in the block.
             | 
             | This information is reasonable to expect from brokerages
             | and exchanges, but not from miners, who are merely
             | transaction processors.
        
               | RandomLensman wrote:
               | Payment facilitators and processor would normally fall
               | under some sort of KYC regime, I think (let's say when
               | onboarding a merchant). Arguably, there isn't really a
               | one-to-one correspondence with a miner, but to completely
               | exempt miners here is an interesting twist.
        
             | cwkoss wrote:
             | This isn't about buying mining equipment either.
             | 
             | It's whether bitcoin miners need to KYC the other boxes
             | they communicate with. It'd be like requiring bittorrent
             | clients to have a copy of drivers license on file for every
             | other node they make connections to.
        
         | flyingfences wrote:
         | The proposal does not exempt anybody from _paying_ taxes; it
         | exempts people and organizations who are not actually brokers
         | from _reporting_ on their customers ' activity.
        
       | dougSF70 wrote:
       | Obviously HN community is down on crypto. This exemption is a
       | sign that Bitcoin is getting closer to the mainstream of finance.
       | Like most flanker-moves, Governments should be incorporating it
       | in to their tax policies rather than shunning it. Cannabis is a
       | good proxy, states can keep it illegal and not make tax revenue
       | or they can legalize it, control it and tax it. The feds should
       | do the same. Same for crypto, keeping it on the fringes will only
       | help illegal enterprises and rogue nations use it to bypass
       | sanctions. As to whether it has a use or is a store of value,
       | these are largely irrelevant questions. It is pure speculation,
       | allowing one person to bet against another, much like playing
       | poker in a casino.
        
         | overtonwhy wrote:
         | Bitcoin is built on a house of Tether.
         | https://www.coindesk.com/tether-first-reserve-composition-re...
        
         | vmception wrote:
         | What is most significant about this is that all crypto bills
         | have died in committee before now. And suddenly, all at once,
         | crypto is being debated on the floor of the whole senate in a
         | bill that the President wanted. They are recognizing it as a
         | distinct asset class that is able to have attributes of other
         | asset classes. This means old money has to wake up now.
        
           | fabianhjr wrote:
           | > In the sociological sense, recuperation is the process by
           | which politically radical ideas and images are twisted, co-
           | opted, absorbed, defused, incorporated, annexed or
           | commodified within media culture and bourgeois society, and
           | thus become interpreted through a neutralized, innocuous or
           | more socially conventional perspective. More broadly, it may
           | refer to the cultural appropriation of any subversive symbols
           | or ideas by mainstream culture.
           | 
           | https://www.wikiwand.com/en/Recuperation_(politics)
        
         | nickthemagicman wrote:
         | Isn't crypto a direct threat to their power?
         | 
         | If finance can't be tracked it can't be taxed.
         | 
         | If it's mainstream more and more people could potentially
         | switch to crypto, which would reduce their tax collections.
         | 
         | Just theorizing. I have no idea if this would happen.
        
           | spicymaki wrote:
           | > Isn't crypto a direct threat to their power?
           | 
           | It is not a threat to their power, imagine the corrupting
           | power of being able to produce wealth anonymously without
           | being traced or taxed and having that sanctioned by the
           | government.
        
           | whateveracct wrote:
           | BTC can be tracked better than cash
        
             | nprz wrote:
             | So why are ransomware hackers never prosecuted?
        
               | tablespoon wrote:
               | > So why are ransomware hackers never prosecuted?
               | 
               | Because they're typically based in Russia, and Russia has
               | a policy that it will not prosecute its citizens for
               | computer crimes unless they perpetrated them against
               | Russians or Russian organizations. My understanding is
               | most ransomware has code to detect Russian computers
               | (e.g. by checking localization settings), and will refuse
               | to run if it finds itself on one for that reason.
               | 
               | https://krebsonsecurity.com/2021/05/try-this-one-weird-
               | trick...
        
               | junipertea wrote:
               | Why not set all US system to have russian locale?
        
               | nprz wrote:
               | So why not just send the payment to a Russian bank?
        
               | tablespoon wrote:
               | > So why not just send the payment to a Russian bank?
               | 
               | I don't know, I'm not a Russian in the ransomware
               | business.
               | 
               | But I speculate that doing it that way might be so
               | blatant and inconvenient to the Russian government that
               | it might get the policy that protects them changed. Also,
               | I'd imagine any bank that accepts such payments would
               | quickly get itself blacklisted. This stuff isn't actually
               | binary, so it's not smart to take it to the limit.
        
               | zaphar wrote:
               | Because Russian banks need to be capable of transacting
               | with American banks and directly receiving money that is
               | Ransom Payment related is a bad business decision.
        
               | nprz wrote:
               | So you're saying sending money to a bitcoin address would
               | help obscure the identity of the receiver?
        
               | zaphar wrote:
               | No I'm saying a Russian bank probably doesn't look past
               | the deposit. But if the deposit comes from America then
               | an American bank will ask for it back when the US govt
               | tells it to and then the bank will do so because it's
               | good business. So I would imagine most ransomware gangs
               | just keep the money in bitcoin and only pull out what
               | they need to when they need to.
        
               | khuey wrote:
               | Because they live and operate in jurisdictions without
               | extradition treaties.
        
               | nprz wrote:
               | So they might as well just ask for their ransom via a
               | wire transfer or paypal? Since their identity will be
               | known anyway.
        
               | tylersmith wrote:
               | If ransomware used PayPal accounts or bank numbers those
               | payments would quickly start being censored to cut off
               | their payment rails. The value of crypto is all rooted in
               | censorship resistance, not anonymity.
        
               | nprz wrote:
               | Wouldn't it have to be an agency in their own
               | jurisdiction that would prevent the hacker from accessing
               | banking services? They would make an effort to shut down
               | the hackers bank account but not prosecute them?
        
               | khuey wrote:
               | The pressure point in the traditional financial system is
               | not the Russian authorities cutting off the Russian
               | hacker from a Russian bank, it's SWIFT cutting off the
               | Russian bank from the global financial system.
        
               | amalcon wrote:
               | Because they typically operate out of jurisdictions that
               | don't feel like prosecuting them.
        
               | nprz wrote:
               | Why not just ask for a paypal or a wire transfer then? If
               | they don't care about revealing their identity?
        
               | nitrogen wrote:
               | Those are usually easily reversible.
        
               | meowface wrote:
               | Because trackable doesn't mean "always trackable to a
               | real human identity who's the original source". Bitcoin
               | transactions are trivial for anyone to track, since
               | everything is recorded on the public blockchain, but you
               | can't necessarily follow the trail to the true culprit
               | even if you're law enforcement. Especially if there are
               | non-cooperative entities in the chain who are completely
               | outside of your jurisdiction.
               | 
               | Though, the true answer to your actual question is what
               | the other commenter said: it's mainly due to the Russian
               | government turning a blind eye to it as long as they
               | don't target Russian/ex-USSR citizens. So even if you do
               | know a ransomware operator's full name and home address
               | and everything else you can possibly know about them, you
               | can't do anything about it besides hope they leave the
               | country and try to catch them then.
        
               | CamelCaseName wrote:
               | If there's one thing I've learned, it's that illegality
               | is irrelevant. Only what laws are enforced, and how
               | quickly they are enforced, matters.
        
               | gzer0 wrote:
               | Usually it involves conversion of illegally gained assets
               | into untraceable cryptocurrencies such as XMR (Monero)
               | and then subsequent funneling and conversion of those
               | assets back into USD via offshore exchanges.
               | 
               | IRS is offering $625,000 USD to anyone that can crack the
               | Monero algorithm [1].
               | 
               | [1] https://www.forbes.com/sites/kellyphillipserb/2020/09
               | /14/irs...
        
               | fabianhjr wrote:
               | > conversion of those assets back into USD via offshore
               | exchanges.
               | 
               | They would probably not exchange into USD, there are
               | plenty of other currencies and they would probably favor
               | a local currency.
        
             | drcode wrote:
             | Sure, if you don't use mixers
        
               | ghostbrainalpha wrote:
               | Side question: How difficult is it to use a mixer?
               | 
               | If you have the tech skills to mine bitcoin is it trivial
               | to find and use a mixer, or is it something requiring
               | more specific expertise?
        
               | tracedddd wrote:
               | It's relatively trivial to use a mixer, just like sending
               | any other transaction. The mixer deals with all the
               | complexity. However almost all mixers have been
               | eventually compromised. It's likely chainalysis and
               | others can easily demix the transactions, so they really
               | shouldn't be entirely trusted.
        
               | drcode wrote:
               | Not too difficult, though I've never done it so can't say
               | for sure.
        
               | jondwillis wrote:
               | Or, swap to a privacy token and back.
        
               | drcode wrote:
               | Just want to point out it's not quite that easy: If you
               | convert 1.24 (or whatever) bitcoins into zcash/monero/etc
               | and then 1.24 right back into bitcoins, everyone will
               | know those transactions were likely connected.
        
               | nybble41 wrote:
               | I should think that it would be obvious that you don't
               | put in 1.24 BTC and then take out 1.24 BTC later. Someone
               | trying to hide the source of their funds via a mixer or
               | Monero or whatever would put in 1.24 BTC and take out 1
               | BTC + 0.2 BTC + 2*(0.02 BTC) (or some other set of common
               | denominations) in separate transactions to distinct BTC
               | wallets, taking steps to ensure that these transactions
               | can't be correlated with each other by IP address, time,
               | etc. They want to hide the withdrawals in a sea of
               | indistinguishable, uniform transactions; moving a unique,
               | traceable quantity all at once would be a clear red flag.
               | The principle is hardly obscure; it's exactly the same as
               | the popular image of criminals conducting business with
               | suitcases full of unmarked $20 bills. They use $20 bills
               | because they're commonplace, not because they're more
               | convenient than $50 or $100 bills.
        
               | rblatz wrote:
               | Yes, laundering money does tend to obscure the source of
               | money.
        
               | drcode wrote:
               | Money laundering is when you make it look like illicit
               | money derived from a legitimate income stream, paying the
               | taxes that result from such income.
        
               | dragontamer wrote:
               | I'm pretty sure mixers are currently illegal and will be
               | treated as such once the debate starts.
               | 
               | Money laundering (aka, pooling cash together to make it
               | harder to track) is defacto illegal by itself, even if
               | you use the money for legitimate purposes.
        
               | vmception wrote:
               | What you described is not illegal by itself. Obfuscating
               | the origin of earnings is not illegal. Although "pooling"
               | may be regulated in other ways.
               | 
               | A federal "money laundering" charge requires an illicit
               | origin, and so since successful money laundering will
               | never have an illicit origin, the charge can only be
               | tacked on to another indictment.
               | 
               | After centuries of not having much surveillance tools of
               | the money supply, the state has had a 50 year run of the
               | privilege of deputizing financial intermediaries to
               | surveil the electronic payment system. Now the electronic
               | payment system will begin to inherit the same tenets of
               | cash. This is just a reversion to the mean.
        
               | sleepybrett wrote:
               | I'm not sure how to phrase this. But I'm reminded of the
               | dark knight returns where because all the mobs pooled
               | their money together with their launderer (their mixer)
               | they could all be prosecuted together in a RICO case. Is
               | use of a mixer de facto evidence of laundering...
        
               | dragontamer wrote:
               | > A federal "money laundering" charge requires an illicit
               | origin, and so since successful money laundering will
               | never have an illicit origin, the charge can only be
               | tacked on to another indictment.
               | 
               | Fair.
               | 
               | But think about it: a _singular_ person in your mixing
               | pool can make the entire pool illegal. One, singular,
               | person using that money for contraband (illegal porn,
               | illegal drugs, illegal tax evasion) will turn the entire
               | pool illegal.
               | 
               | Do you trust everyone else in the pool to be using it for
               | legitimate gains? If you went into court, would you be
               | able to say with a straight face that "Everyone in my
               | mixing pool was in fact, doing legal activities?"
               | 
               | So in practice, I'd argue that most mixers are illegal
               | (because surely, there's at least one person using the
               | mixer for illegitimate purposes). Furthermore: the BTC
               | transaction into the pool (and out of the pool) will
               | forever be written into the blockchain. If you use your
               | same wallet for both sides (or if the prosecutors can
               | prove that one of your wallets was on the input-side, and
               | another one of your wallets was on the output-side of the
               | mixing process), you're now tied to all of the illegal
               | activities that mixing pool is associated with.
               | 
               | ----------
               | 
               | That's the thing. Mixing pools have never been tested in
               | court. But imagine what a prosecutor would say to a jury,
               | and imagine what the jury would rule.
        
               | meowface wrote:
               | >But think about it: a _singular_ person in your mixing
               | pool can make the entire pool illegal. One, singular,
               | person using that money for contraband (illegal porn,
               | illegal drugs, illegal tax evasion) will turn the entire
               | pool illegal.
               | 
               | It's very difficult to know, but I'm leaning towards this
               | not holding up in court. At least not upon appeal. If a
               | mixer has tens of millions of known participant addresses
               | and the government tries to argue that merely owning a
               | single address that received anything from the mixer
               | means you aided and abetted some other crime from some
               | other person who used the mixer, I think the defense
               | could point out how that just isn't remotely
               | statistically sufficient to imply any sort of
               | involvement.
               | 
               | >Do you trust everyone else in the pool to be using it
               | for legitimate gains? If you went into court, would you
               | be able to say with a straight face that "Everyone in my
               | mixing pool was in fact, doing legal activities?"
               | 
               | I'm not sure if proving a negative will work. Now, if
               | they can prove you had knowledge at the time that at
               | least one person used it illicitly, then I think it'd
               | depend how the mixer works. If it works so that any
               | "dirty money" is purged out within the next few
               | transactions, then they might have to prove that you sent
               | or received funds close to those distribution windows and
               | had specific knowledge that some specific illegal act was
               | likely occurring at that time.
               | 
               | I see how they could potentially prosecute the owners of
               | the mixers, if the owners are aware of at least one case
               | of criminal use, but prosecuting the users sounds much
               | more difficult.
        
               | dragontamer wrote:
               | At least given today's political environment, I can very
               | well see a simple argument consisting of:
               | 
               | * "The only reason to use a mixer is to hide money"
               | 
               | * "You joined a pool of millions of individuals, all of
               | whom had the explicit goal of hiding money from the
               | traditional financial system".
               | 
               | * "You (probably) knew that the money you get in your
               | output wallet comes from a random individual in the
               | pool".
               | 
               | As such, the implicit assumption in a reasonable person's
               | mind is: this money you got is absolutely from someone
               | else who was trying to hide their money. The law also
               | states that aiding and abetting them is illegal in of
               | itself.
               | 
               | ----------
               | 
               | > If it works so that any "dirty money" is purged out
               | within the next few transactions, then they might have to
               | prove that you sent or received funds close to those
               | distribution windows and had specific knowledge that some
               | specific illegal act was likely occurring at that time.
               | 
               | Well, the issue with "faster moving" mixers is that it
               | more closely connects the dirty money with the source.
               | "Slow moving" mixers with larger pools are more
               | entangled, harder to know where the money came from.
               | 
               | --------
               | 
               | I dunno. The RAII has been mildly successful in court
               | over IP addresses used in Bittorrent peers, right? That
               | seems to be roughly the same level of involvement as
               | we're seeing here. I'm not necessarily saying you're
               | going to get jailtime, but you probably will be roped
               | into the court case if someone in your pool was doing
               | something sketchy.
        
               | vmception wrote:
               | You're worried about the distraction and inconvenience of
               | a trial court case, me and the person you replied to are
               | confident in the appeals courts - where there is no jury
               | to appeal to the emotion of but where the arguments are
               | much more constitutional and procedural based.
        
               | meowface wrote:
               | >As such, the implicit assumption in a reasonable
               | person's mind is: this money you got is absolutely from
               | someone else who was trying to hide their money. The law
               | also states that aiding and abetting them is illegal in
               | of itself.
               | 
               | Is hiding money inherently a crime, though? I think it
               | only might be if you're trying to violate a specific law
               | regarding transparency. Naturally, if you're using a
               | mixer, you must be trying to hide your money or how
               | you're using the money, so if that much is illegal then
               | you can skip all the arguments about the source of the
               | other funds in the mixer. But if it isn't illegal, then I
               | think you might need to tie it to belief that a specific
               | crime likely occurred.
               | 
               | I'm definitely not a lawyer and could be totally wrong.
               | But that's the defense I'd give, at least. Unless mixers
               | are explicitly declared illegal, or unless there are
               | explicit reporting requirements which you're evading
               | (e.g. they have reason to believe that you used the mixer
               | to evade taxes), the accusation just seems too weak and
               | vague.
               | 
               | >Well, the issue with "faster moving" mixers is that it
               | more closely connects the dirty money with the source.
               | "Slow moving" mixers with larger pools are more
               | entangled, harder to know where the money came from.
               | 
               | That's true. The better the mixer, the harder it might be
               | to prove you aren't guilty if you're not guilty. But, at
               | the same time, the harder it might be to prove you are
               | guilty if you actually are guilty. (Assuming the crime in
               | question is what the mixing was allegedly abetting, like
               | a cryptocurrency exchange heist or something.)
               | 
               | >I dunno. The RAII has been mildly successful in court
               | over IP addresses used in Bittorrent peers, right? That
               | seems to be roughly the same level of involvement as
               | we're seeing here. I'm not necessarily saying you're
               | going to get jailtime, but you probably will be roped
               | into the court case if someone in your pool was doing
               | something sketchy.
               | 
               | That seems very different to me. The inherent act of
               | downloading or uploading the content is illegal. So if an
               | IP registered to your name and home address is
               | downloading the content, then it's just a matter of
               | trying to prove that you likely initiated that activity.
               | The IP's "guilt" is already a given.
               | 
               | I think it'd only be analogous if mere use of a mixer is
               | also itself illegal; even assuming a scenario where no
               | one is using it to help with any other crimes. But if it
               | is, then it's just begging the question, since using it
               | would be illegal because it's illegal to use. And then
               | it'd just be a matter of proving you had access to and
               | were using that cryptocurrency address at that time,
               | since the address's "guilt" is already established.
        
               | dragontamer wrote:
               | I too am not a lawyer. But banks and money transactions
               | have numerous provisions in them to hamper criminals who
               | try to hide money.
               | 
               | Perhaps I'm wrong about money laundering. But what if
               | prosecutors instead hit you with smurfing?
               | (https://www.goldinglawyers.com/smurfing-money-example-
               | lost-e...)
               | 
               | Perhaps smurfing is closer to the mixing. The _intent to
               | hide_ is by itself illegal in the law, and frowned upon
               | severely in our country.
        
               | meowface wrote:
               | Structuring/smurfing is done to evade specific bank
               | deposit reporting requirements, though. Unless there's a
               | specific requirement you're trying to evade (e.g. an
               | exchange must, by law, report deposits or balances over a
               | certain size), I don't know if the general notion of
               | "hiding" can be considered illicit.
        
               | vmception wrote:
               | I had not chimed in on mixers, only money laundering
               | charges. There are plenty of other ways to obfuscate the
               | origin of crypto without using mixers.
               | 
               | Although I don't agree with how you extrapolate other
               | legal scenarios to one about mixer users, I'm also not
               | worried about juries, the judges especially on appeal are
               | where your rights matter and would not be swayed by
               | emotional arguments like a jury. You are pretty much
               | paralyzed if you are always worried about what
               | prosecutors can target you for and what juries can be
               | swayed to do.
        
             | piker wrote:
             | Good luck moving more than a few $100ks in cash.
        
               | [deleted]
        
           | jandrese wrote:
           | No more than Pork Futures are a threat to their power. This
           | is plain old fashioned finance guys paying off senators to
           | make tax loopholes for them.
        
           | JumpCrisscross wrote:
           | > _Isn 't crypto a direct threat to their power?_
           | 
           | I don't know where this meme came from. If the U.S.
           | government declared Bitcoin legal tender tomorrow, it would
           | be monumental. But practically speaking, not _that_ much
           | would change. The Fed would buy Bitcoin the way _e.g._ the
           | Swiss National Bank buys dollars and euros. And the Treasury
           | would issue Bitcoin bonds or something, I don 't know.
           | 
           | Cryptocurrencies currently make it easier to evade taxes,
           | which benefits the rich, and easier to make money in a host
           | of new financial activities, which benefits those near those
           | activities, _i.e._ people with money and banks and first
           | movers in the technology.
        
           | JohnJamesRambo wrote:
           | If they wanted to squash it they should have done it much
           | earlier (if it was possible at all and wouldn't have just
           | caused Streisand Effect).
           | 
           | Now you have congressmen with laser eyes on 100k bitcoin
           | twitter profile pics, the head of SEC taught classes about
           | blockchain at MIT; it is way too late.
           | 
           | The smart thing is to embrace it, the complete opposite of
           | the Chinese government course of action. You set back the
           | entire nation by not embracing innovation.
        
             | de_keyboard wrote:
             | I don't think crypto can be blocked at this point - there
             | will always be a communication channel for sharing blocks.
             | Hell, it could be done via SMS messages if necessary.
             | 
             | They can significantly hurt the price but limiting
             | reputable shops from accepting it though.
        
           | fabianhjr wrote:
           | > Isn't crypto a direct threat to their power?
           | 
           | It isn't since it doesn't change property relations. It is
           | more of a "different asset" they could own and speculate
           | with.
           | 
           | > If finance can't be tracked it can't be taxed.
           | 
           | Crypto-tokens are very traceable and most can be deanonymized
           | by forensic accountants.
           | 
           | > If it's mainstream more and more people could potentially
           | switch to crypto, which would reduce their tax collections.
           | 
           | It wouldn't and most people aren't savy enough in
           | cybersecurity to avoid having their tokens stolen. (And most
           | protocols don't have a chargeback or recovery mechanism)
        
           | tmn wrote:
           | Most people thought the internet was a threat to the
           | establishment. In all likelihood bitcoin was developed by the
           | NSA.
        
         | kelnos wrote:
         | I'm confused about your position on this, though: the amendment
         | in question ensures certain cryptocurrency-related activities
         | _won 't_ be taxed.
         | 
         | I agree that we shouldn't be banning this sort of thing, but if
         | people want to throw electricity at it in ways that I consider
         | a huge waste of resources, I'd really like to see that taxed
         | better. And not in a regressive way that makes every
         | electricity user pay more.
         | 
         | > _Obviously HN community is down on crypto._
         | 
         | I don't really think that's true, and please remember that the
         | HN community is not homogeneous, and various people have very
         | different (and strong) opinions on many things. I'm personally
         | not a fan of cryptocurrency (I think it's a waste of time and
         | effort, and to top it off it's currently an environmental
         | disaster), but the top comments on this article are relatively
         | positive right now.
         | 
         | I believe @dang has mentioned often that early comments on most
         | articles end up being pretty negative, because the early posts
         | will be more knee-jerk (which tends to bring out the worst
         | reactions in people). Only after people have time to read and
         | cool down will posts be more measured. This article was only
         | posted an hour ago (at the time I'm writing this), so no
         | surprise there's a lot of negativity here.
        
           | saalweachter wrote:
           | > ... please remember that the HN community is not
           | homogeneous, and various people have very different (and
           | strong) opinions on many things.
           | 
           | Honestly I'm not sure I consider HN a "community" in the same
           | way I consider other online ... communities, communities.
           | 
           | With notably rare exceptions you don't have a lot of sharing
           | of personal milestones, and while you might occasionally
           | "recognize" a poster (and we have a few "famous" ones) it's
           | much easier to deal with each comment as a stand-alone
           | statement without any provenance.
           | 
           | Even meta-discussion about the nature of HN like this seems a
           | bit gauche and is discouraged.
        
         | PragmaticPulp wrote:
         | > This exemption is a sign that Bitcoin is getting closer to
         | the mainstream of finance.
         | 
         | I think it's more a sign that crypto _is_ mainstream finance
         | now. Specifically, the type that has enough money sloshing
         | around at the top to warrant lobbying efforts and mingling with
         | the finances of regulators.
         | 
         | > Same for crypto, keeping it on the fringes will only help
         | illegal enterprises and rogue nations use it to bypass
         | sanctions.
         | 
         | None of this has any impact at all on whether or not crypto is
         | used for illicit purposes in other locations. Crypto is also
         | already taxed and legal, so the comparison to cannabis doesn't
         | make sense either.
        
           | dougSF70 wrote:
           | Sure, there are substantive differences between Crypto and
           | Cannabis, the point I was trying to make is that Bitcoin is
           | beyond the tipping point. The point that makes sense to bring
           | it into the fold. Secondly, if the USA is seen to be focussed
           | on legitimizing crypto then this would be a signal to NK / RU
           | hacking groups that US Government Agencies are taking an
           | active interest and including it in their daily operational
           | scope. Given the tentacles of US enforcement, this could help
           | limit use of BTC (not all crypto) for illicit purposes.
        
             | PragmaticPulp wrote:
             | > the point I was trying to make is that Bitcoin is beyond
             | the tipping point
             | 
             | It's no longer about Bitcoin. It's about alternative asset
             | classes. I think the new ventures in the crypto space have
             | realized that BTC is old news and that the real money is in
             | creating endless new crypto assets and ventures.
        
               | dougSF70 wrote:
               | I guess that is the worry of any government: money that
               | could fuel the economy gets spirited away into dubious
               | Crypto ventures - e.g. Dogecoin. BTC might be old news
               | but it isn't a deliberate scam.
        
               | jazzyjackson wrote:
               | Thankfully no one has yet invented a crypto where you
               | receive coins by proving you destroyed physical currency
               | - USD spent on a crypto scam is still circulated through
               | the economy. If anything, according to the greater fool
               | theory, crypto transfers USD from the more gullible to
               | the more manipulative, just as god intended.
        
               | [deleted]
        
               | slowmovintarget wrote:
               | Wasn't Dogecoin originally intended as a joke, not a
               | scam?
        
               | dougSF70 wrote:
               | Yes, I realized that once I submitted the comment it
               | could be interpreted that I was suggesting Dogecoin is a
               | scam when actually I just think it is dubious.
        
         | verdverm wrote:
         | > Obviously HN community is down on crypto.
         | 
         | This will earn you downvotes because it is a childish sentiment
         | of HN.
         | 
         | Many on HN dislike crypto in its current form of lawlessness.
         | Regulation like this is a positive step for the ecosystem.
         | Cryptos will still have to prove their value outside of finance
         | to become more accepted by HN.
        
           | dougSF70 wrote:
           | Point taken, this characterization is too broad.
        
             | sleepybrett wrote:
             | Since 99% of tokens out there are specifically created as
             | pump and dump schemes i'm not sure that it's all that over-
             | broad.
        
         | hncurious wrote:
         | "Cannabis is a good proxy, states can keep it illegal and not
         | make tax revenue or they can legalize it, control it and tax
         | it."
         | 
         | That should be a great proxy, but regulators have so
         | overburdened legal dispensaries that they need to be bailed
         | out. Illegal sources could have been easily been made extinct
         | or at least sidelined, but are still able to thrive because the
         | overhead to get a license and stay licensed is so immense.
         | 
         | https://www.latimes.com/california/story/2021-06-14/californ...
        
           | dmix wrote:
           | Here in Canada there's a ton of shops that look like normal
           | dispensaries but are just unlicensed ones. Their product
           | selection is usually way better and includes co2 extracted
           | vape products (which last I checked weren't legally available
           | yet and IMO the future of weed consumption) and
           | candy/drinks/etc. They also have better websites which cheap
           | same-day delivery, usually within a few hours.
           | 
           | The municipal governments try to shut them down with daily
           | fines but they either eat the cost because it's so lucrative
           | or shut down temporarily and pop up somewhere else.
           | 
           | At least one shop had large bricks put in front of them at
           | multiple locations and they just put someone outside with a
           | square tablet and sold it there.
           | 
           | https://globalnews.ca/news/5369230/cement-blocks-illegal-
           | mar...
           | 
           | I highly doubt the underground/grey markets will go away.
        
         | lamontcg wrote:
         | Cannabis isn't a distributed ponzi scheme.
        
       | mola wrote:
       | This means that people with deep pockets, with money which came
       | from who knows where and was laundered through Bitcoin, just
       | bought the US Senate.
        
         | flyingfences wrote:
         | No, it just means that there are three people in the Senate who
         | recognize that labelling wallet devs -- or anyone other than
         | actual exchanges -- as "brokers" is impractical and serves no
         | purpose.
        
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