[HN Gopher] Use Spreadsheets Everywhere
       ___________________________________________________________________
        
       Use Spreadsheets Everywhere
        
       Author : jetheredge
       Score  : 148 points
       Date   : 2021-08-03 13:59 UTC (9 hours ago)
        
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       | goatlover wrote:
       | So Alan Kay was right about live coding, at least for the average
       | person, but he was wrong about what kind of software. That or
       | SmallTalk with spreadsheets would be the killer low-code app.
       | Lotus Notes also made use of @ formulas for it's forms, and then
       | there was Hyper Card for easily building GUIs.
        
       | 3maj wrote:
       | I have a love hate relationship with spreadsheets. While in
       | University I was a bit of an Excel Monkey, I knew everything
       | there was to know and I prided myself in not having to use my
       | mouse to make complex models... Now that I worked at a major
       | bank, learned to code and moved to the data science side I
       | despise spreadsheets. Most people don't realize this but out
       | entire banking system is built on a couple excel models that all
       | the banks use - when something goes wrong its a nightmare to fix.
       | 
       | Recently, we've started to see a major shift away from
       | spreadsheet models to spreadsheets being used as data dumps and
       | then being uploaded into third party software. Usually this
       | "software" tends to be nothing more than some SQL and python
       | scripts behind a fancy UI. I would personally prefer the banks to
       | continue using Excel sheets and then pay for their employees to
       | learn basic python and SQL but that's too simple and the SaaS
       | sales guys have their claws firmly embedded in the upper levels
       | of most orgs.
        
         | bee_rider wrote:
         | Maybe we need spreadsheets where each cell can embed python or
         | something.
        
       | d--b wrote:
       | One aspect that is rarely talked about is that Excel is really
       | good for developers who know about data/stats/business/databases
       | but don't know about frontend app development.
       | 
       | Excel thrived in banks, not because traders used it, but because
       | IT/Quant people used it. It's so much more straightforward to
       | build a UI in Excel than with React. Just type things in cells,
       | then wire them with simple VBA buttons. Of course there are
       | things you can't do, but for the purposes of a bank, it's very
       | rare that you find one.
       | 
       | So if I am a quant, I don't need to go to the frontend guy,
       | trying to explain to him what a "vega" is and why I would want to
       | multiply by notional/vol to change the units. This is a huuuuge
       | time saver. And you can change your UI anytime. Just open the
       | file, add a column, click save and it's done.
       | 
       | At some point, banks knew that fat-finger-mistakes could cost
       | them fortunes, and the lack of auditing was terrible. But they
       | had to force traders to switch off their sheets by threatening
       | them with internal fines (we'll charge you $2m for running things
       | with Excel). So traders complied, but then they got into years-
       | long projects, to create shitty shitty web apps, that couldn't do
       | half of what Excel had built-in. Every change would need to go
       | through an approval process, and it's unclear whether these
       | systems had less bugs than spreadsheet did.
       | 
       | The first thing they wanted when the project was done? "Give me a
       | button to export to Excel".
       | 
       | For the shameless plug part, I am building a tool to try and
       | bridge code and spreadsheet (https://www.jigdev.com). Lmk if you
       | have comments/suggestions.
        
         | capableweb wrote:
         | Any plans on open sourcing? I'm tired of apps changing until my
         | use cases are not covered anymore, so I'd like to future-proof
         | my usage of tools, and open source/free software seems to be
         | the only way to make that work in practice.
        
           | d--b wrote:
           | Honestly I don't know what I am going to do with this. Right
           | now, it's very early beta. If I can sell it to a few thousand
           | people, it's unlikely that I am going to open source it. If I
           | can't, then I may open source it, though I probably won't
           | maintain it...
           | 
           | Read "this is not a passion project, this is something I
           | would like to make a living of."
        
       | PretzelFisch wrote:
       | Spreadsheets are good for one thing but they are the handy hammer
       | that seems to work for many other things. I would love to see an
       | open and extensable table/matrix program that would surplant the
       | spreadsheet applications.
        
       | linker3000 wrote:
       | If you have had to fill multiple, spreadsheet-based, customers'
       | InfoSec questionnaire about your SaaS product, including the need
       | for tailored, multi-paragraph answers (ie: you can't copy/paste
       | from stock responses), you might disagree with the raw headline.
        
         | robertlagrant wrote:
         | Hah I feel your pain, internet stranger. I feel it keenly.
        
         | redler wrote:
         | And when you have an answer that exceeds the height of the tiny
         | cell, you can't turn on "Wrap Text Automatically" so you can
         | see the content -- because they've locked any changes to the
         | sheet structure.
        
         | kstrauser wrote:
         | Are you me? I feel this in my bones.
        
       | neovive wrote:
       | Spreadsheets are the original low-code/no-code platforms! There's
       | something magical about showing a non-coding subject matter
       | expert a few Excel tips and watching them subsequently visualize
       | and automate a process on a spreadsheet. Also, looking at
       | spreadsheets built by non-coders is a great way to spur
       | software/start-up ideas.
        
       | jayd16 wrote:
       | We need a spreadsheet format that's more conducive to the
       | professional programmer workflow.
       | 
       | Parsing them is actually very complex. You just have to hope your
       | library can handle everything in excel. If you're a cli native
       | I'm not really sure what you do.
       | 
       | Spreadsheets don't play very will with source control. If the
       | underlying format was text and every cell and formula was on a
       | new line it would work out ok. As it is now, merging them is very
       | cumbersome....impossible for the laymen that might be the main
       | user of the sheet.
       | 
       | By going with a speadsheet and not something like SQL, you lose a
       | lot of rigor.
       | 
       | There's probably a few more needs but these are top of mind for
       | me.
        
         | s_dev wrote:
         | More than that it's outright stupid.
         | 
         | Look at what the UK tried to do their contact tracing program
         | through an excel file. They ran in to problems at 80,000
         | entries because excel has limits and the whole thing fell apart
         | during the peak of a pandemic. Spreadsheets are not Databases
         | so don't use them as such -- thus "spreadsheets everywhere"
         | isn't a good principal.
         | 
         | https://www.bbc.com/news/technology-54423988
         | 
         | Author seems to acknowledge the limits of Spreadsheets but then
         | says:
         | 
         | "So you're saying we should use spreadsheets more?
         | 
         | Yes! The hardest part about building most software is figuring
         | out the process."
         | 
         | !! I'm lost at this point !!
        
           | loopz wrote:
           | That's the thing. It "works" just as long as filesize is
           | under 200 MB, you don't need complex
           | joins/queries/constraints and you don't make/allow for manual
           | mistakes.
           | 
           | Suddenly out of the blue it doesn't work anymore. It's fine
           | given you stay within scope and don't rely too much on it.
        
         | asdff wrote:
         | > We need a spreadsheet format that's more conducive to the
         | professional programmer workflow.
         | 
         | CSV or TSV, pick your flavor.
        
           | jayd16 wrote:
           | Has all the problems I mentioned.
        
       | WJW wrote:
       | Can't disagree. Spreadsheets are incredibly powerful tools and
       | the barrier to entry is very low.
       | 
       | The only situation I can think of where you should discourage
       | their use is in those situations where you know _for sure_ in
       | advance that the application is going to outgrow the spreadsheet
       | very soon and /or immediately. If you are building a new
       | microservice that will serve a million customers per day, don't
       | make the mockup in a spreadsheet.
        
         | capableweb wrote:
         | > Can't disagree. Spreadsheets are incredibly powerful tools
         | and the barrier to entry is very low.
         | 
         | Agree!
         | 
         | > know for sure in advance that the application is going to
         | outgrow the spreadsheet very soon and/or immediately
         | 
         | Hard to agree, what does "outgrow" mean here? Spreadsheets can
         | handle very big use cases, with lots of data and still be
         | useful, if you take care when building it (similarly to
         | programming)
         | 
         | > If you are building a new microservice that will serve a
         | million customers per day, don't make the mockup in a
         | spreadsheet.
         | 
         | Hard disagree. Mockups are for prototyping/experimentation, so
         | it hardly matters how you do them, as long as you throw them
         | away before starting the main implementation (this throwing
         | away tends to be the hardest part).
         | 
         | Spreadsheets are amazing prototyping tools!
        
       | zwieback wrote:
       | Article raises some valid points but how do you catch the point
       | where the spreadsheet gets out of control? Maybe MS could build
       | in a warning system and then suggest some potential solutions.
       | 
       | Minor quibble: it's an Apple III in the ad, not an Apple ][ as
       | the post says. I remember running Visicalc on my Apple ][ but it
       | wasn't until Excel appeared that I realized how seductive
       | spreadsheets can be.
        
         | CivBase wrote:
         | Clippy: I see you're trying to create a database. Would you
         | like to use Access instead?
         | 
         | I'm not sure this is really a problem Microsoft can solve as an
         | Excel feature. I think the better approach would be for MS to
         | identify common ways in which people misuse spreadsheets and
         | create new tools to accommodate those use cases. With how
         | commonly Excel is misused as a database, I think there's a
         | market for an alternative to Access which is more accessible
         | (no pun intended). Something with Excel-like spreadsheets/tabs
         | to represent tables and Excel-like formulas for computed
         | columns would be pretty neat.
        
           | lowercased wrote:
           | Excel can connect to a Jet DB, IIRC. If it can connect, it
           | could probably also recognize common patterns and create some
           | common Jet/Access structure to replicate the Excel structure
           | on the fly. Basically, transparently use Access-like
           | structure as the original source.
           | 
           | Just thinking off the top of my head. But... if that would be
           | useful/doable, they may have already done it.
        
             | robertlagrant wrote:
             | Excel is like IE6 - so entrenched that it will take a
             | decade to disrupt. Why innovate when there's no market
             | need?
        
       | andrewlgood wrote:
       | Article covers a great point, just does not provide a framework
       | to make decisions regarding when to use spreadsheets.
       | 
       | I am a CFO that has used spreadsheets my entire career
       | (30+years). They can definitely have a vital role in any company
       | and can also cause incredible problems.
       | 
       | A few thoughts that were not mentioned in the article:
       | 1) in many companies the users of spreadsheets are not allowed to
       | use anything more powerful than spreadsheets (or maybe MS Access
       | which causes more problems).  To get a SQL/Python (or other
       | programming language) solution requires submitting a request to
       | IT and then waiting two years to work up the priority queue.
       | This is not a complaint against IT and the priority process.  The
       | reality is most spreadsheets do not start out as important enough
       | to warrant high priority.          2) Spreadsheets are great
       | containers.  Not only can they hold a model, but also the raw
       | data, and even emails regarding the model/inputs/etc.  This makes
       | them very handy for keeping everything in one file regarding an
       | analysis.        3) IME, most significant spreadsheets get
       | rewritten as they evolve, especially when they change hands.
       | This is both good and bad.  While the rewrite allows correction
       | of built up badness, it is rarely done with the discipline one
       | sees with refactoring in more traditional code.  Moreover, when a
       | hand off happens, the rewrite is generally done because the
       | recipient does not fully understand how the existing model works.
       | 4) Large spreadsheets cannot be effectively audited outside of
       | locking/password protecting non-input cells. Very rarely is this
       | actually done.  As a result, you get the scenario the author
       | describes of hard-coded values in cells that once contained
       | formulas.  These are almost impossible to find in worksheets with
       | large numbers of tabs and thousands of formulas.         5)
       | Spreadsheets generally do not use true version control.  For most
       | of my career, one simply used "File Save As" to create a new
       | version.  In the early days it was due to a fear Windows would
       | crash and you would lose your work.  Later, it became a way to
       | step through changes and determine the impact of the change.
       | While this method provides some ability to go back to a prior
       | state, people really do not track properly what each version
       | contains and what are the true differences (would love to find a
       | way to use Git effectively on spreadsheets).        6) Most
       | spreadsheets do not have test cases.  They certainly do not
       | increase the test case universe as modifications are made.  As a
       | result, cannot tell if things break when changes are made.
       | 
       | Given all of these things, I recommend using spreadsheets for ad
       | hoc analyses and to pilot analytics that will become part of a
       | routine process. The latter point is the point the author is
       | making (and the point of his title). I would add that the
       | analysts need a plan and methodology to determine when they need
       | to convert from the anything-goes freedom of spreadsheets to a
       | more disciplined, maintainable, controlled program.
        
       | beefman wrote:
       | Plain sortable tables are underused. Markdown tables are
       | horrendous for example (CSV blocks would be better). Having
       | formulas as well would be amazing, but let's not ask for the
       | world.
        
       | spicybright wrote:
       | Dang, what software engineers hate spreadsheets? I've never
       | worked anywhere that didn't use them for project planning and
       | other such stuff.
        
         | azalemeth wrote:
         | I do - but I'm an academic, not a software engineer.
         | Spreadsheets are abused and don't make a formal distinction
         | between analysis and data. I've seen many horrible, horrible
         | things happen because people used Excel when they really,
         | really shouldn't have. Intelligent biologists reinventing
         | numerical integration (badly) in Excel, for example (with huge
         | floating point errors, often comparable to the size of the
         | change they are looking for biologically).
        
         | CivBase wrote:
         | Software engineers who have had to deal with spreadsheets being
         | used inappropriately. Spreadsheets are an extremely powerful
         | tool, but they have limits. Their accessibility is part of what
         | makes them so ubiquitous, but it also means people get
         | comfortable and start using them beyond their limits.
         | 
         | Spreadsheets (Excel ones in particular) are great and
         | presenting tabular data and they're mediocre at most other
         | things including crunching numbers, taking notes, storing
         | computational data, providing user interfaces, and much more.
         | It's often okay to use a sub-optimal tool, but you have to draw
         | the line somewhere.
         | 
         | A recent HN post[0] highlighted an example where Excel was
         | being used to keep track of large-scale contact tracing data
         | for covid in the UK. Excel is a mediocre database. It has hard
         | limits on cell sizes and row/column counts among other things.
         | They ran into one of those limits and lost track of 16K
         | positive cases because of it.
         | 
         | From my own experience, I've had to deal with repositories
         | containing tens of thousands of Excel spreadsheets. They were
         | used to capture verification data. Excel files are large and
         | difficult to parse with scripts, which was bad enough. But the
         | worst part was that Excel doesn't really have a syntax or
         | schema, so users editing the spreadsheets would frequently
         | create changes to the table layouts which would have to be
         | accounted for as edge cases in scripts. I'd be lucky to even
         | recover data from half the files using automation. I even
         | encountered one Excel workbook with over 300 tabs!
         | 
         | Every tool has limits and it can be frustrating working with
         | popular tools when users fail to recognize those limits. I love
         | working with Python, but I'd never try to write a kernel with
         | it. Likewise, there is a time and place for spreadsheets.
         | 
         | [0] https://timharford.com/2021/07/the-tyranny-of-spreadsheets/
        
         | tckerr wrote:
         | Many times in my career, I've been tasked with re-creating the
         | functionality of a spreadsheet into a web application. And
         | inevitably, users complain about the change in form because it
         | yields a major loss in features, in favor of a streamlined
         | experience. It's a never-ending battle competing against excel.
         | 
         | But, I don't hate spreadsheets. I do hate trying to replace
         | them with software .
        
         | andrewlgood wrote:
         | I do not think the point is software engineers hate
         | spreadsheets. Software engineers would approach their use of
         | spreadsheets very differently than a financial analyst. I think
         | the point is software engineers hate inheriting spreadsheets
         | that are developed by others who do not use a more
         | sophisticated developer approach
        
         | ghaff wrote:
         | The post is probably something of a straw man. I think the
         | "hate" is mostly about spreadsheets being used as effectively
         | hard to audit spaghetti code for for tasks that would be better
         | coded in some Python or R.
         | 
         | I've probably never been a real spreadsheet power user (though
         | I've had some pretty big ones). But they're hard to beat for
         | any sort of semi-structured tracking.
         | 
         | I sometimes wonder if spreadsheets as we know them were sort of
         | an inevitable outcome of personal computers. There were some
         | alternative takes early on but they never took off. It's also
         | sort of interesting to me that some other tools in the same
         | general space like databases on PCs sort of withered away.
        
           | pico303 wrote:
           | It is a straw man. Software engineers don't hate spreadsheets
           | when they're used as spreadsheets, like this article
           | describes. They hate the "spreadsheet as a database,"
           | particularly when they're asked to load those spreadsheets
           | into a proper database or other system periodically.
           | Spreadsheets are so easy to use for tabular data, and since
           | technical and non-technical people alike can easily use them,
           | it's a tempting data transmission protocol. But most non-
           | engineering types aren't disciplined about the layout, or
           | understand the intricacies of interpreting the data (e.g.
           | putting labels into numeric columns, adding accidental spaces
           | to the end or beginning of labels), leaving the engineers to
           | constantly rewrite sometimes complex scripts to load new data
           | in this month's "flavor" of spreadsheet.
        
       | flerovium wrote:
       | It's the interface: a grid of editable cells is incredibly easy
       | to use and as almost as information-dense as possible.
       | 
       | It's interesting to see non-excel/google sheets products use the
       | same interface to good effect. Examples don't come to mind but
       | I'm sure there are some.
        
         | dreamer7 wrote:
         | This is a valid point! Anyone who has built an admin dashboard
         | knows that the UX of being able to edit any field in any row on
         | an Excel is hard to replicate without additional edit buttons
         | and dialogs popping up.
        
           | bdcravens wrote:
           | Most grid components have that capability, but often the
           | desire is to not have something that looks like a
           | spreadsheet.
        
         | andrewlgood wrote:
         | Agree. Also hard to beat the ability to create pretty reports
         | as well. This is why many financial forecasting systems have
         | connectivity to Excel to allow for the creation of reports.
        
       | jccalhoun wrote:
       | Spreadsheet programs are incredibly powerful. I was a math
       | education minor and one of the classes I remember most was using
       | computers in the classroom and using spreadsheets to do things
       | that aren't obvious like estimate square roots. (well at least
       | not obvious to me)
       | 
       | However, I think spreadsheet programs are still way to complex
       | for the vast majority of people. So many people are so math
       | phobic that they won't even think of opening a spreadsheet.
       | 
       | One thing I've done with a spreadsheet a few dozen times is take
       | the outputted CVS file my learning management system gives me in
       | the form of last name, first name and convert it to first last in
       | one cell. I still have to find the bookmarked answer I found
       | years ago and cut and paste it in and I don't really understand
       | how it works.
        
       | jacobdi wrote:
       | Spreadsheets versus programmers is a war that can be much more
       | peaceful. In my work, I have found that, especially in data
       | science, the spreadsheet user and the programmers are often
       | trying to accomplish similar tasks, but the "language barrier"
       | between them leads to much more fragmented workflows. I also
       | think this article does a good job of identifying spreadsheets as
       | a low-code programming language -- spreadsheets are immensely
       | powerful pieces of software. Along these lines -- I've been
       | building Mito (https://trymito.io/), a spreadsheet GUI for
       | Python. Every edit you make in the spreadsheet generates the
       | equivalent Python code.
        
         | victor106 wrote:
         | Mito looks very interesting. I couldn't find pricing info. Is
         | this open source?
        
         | dnautics wrote:
         | Spreadsheet users are programmers. Shouldn't be a war.
         | 
         | But, the problem with spreadsheets is that they are an engine
         | of _shoddy_ programming. I don 't think it's fundamental. All
         | currently existing spreadsheet implementations hide their
         | functions and make review difficult. If we had spreadsheets
         | that somehow exposed the relations between the cells and made
         | them easier to inspect, ideally minimizing selective
         | interaction (obviously you can mouseover, but that is a far
         | more selective interaction than scrolling a file), they would
         | be less of a problem.
         | 
         | To some degree notebooks (matlab/mathematica/octave, jupyter,
         | pluto, livebook) are solving this problem, and probably being
         | "halfway-between" spreadsheets code, with being fully
         | reviewable is a game-changer, why data scientists like them.
         | 
         | I think you could also improve on the spreadsheet in other ways
         | by being more opinionated. You could have each table be a named
         | entity not on an "infinite-plane of cells" (so you have to set
         | the # of rows and columns, obviously should still be easy to
         | insert/remove rows and columns). I am sure I am not alone in
         | thinking for the last 3 decades that graphs just "hanging out
         | in the middle of the cells" is really stupid.
        
           | andrewlgood wrote:
           | I agree with the your statements. Would add that it is
           | important to understand most developers of spreadsheets have
           | never taken a programming class and do not fully understand
           | many of the issues discussed in this thread.
           | 
           | Also, there is little motivation to the spreadsheet user to
           | change. In the examples given by the author, the original
           | creator of the spreadsheet is long gone by the time the
           | problems surface.
        
             | dnautics wrote:
             | The cynic in me says that sometimes there is business value
             | to keeping formulae away from review. When the regulators
             | come knocking you get plausible deniability for "mistakes"
             | and at least avoid treble damages.
        
         | asdff wrote:
         | What is especially ironic is that excel is not so
         | straighforward to use in my experience. If you want to do
         | something in excel that you don't know how to do, you are best
         | off finding a search engine and looking for a 5 minute article
         | that explains everything. Now, programming is seen as toohard
         | for some reason, but if you were to look for how to do that
         | exact same merge or join or barplot or whatever in, say, python
         | or R, I bet it would be another 5 minute article no longer than
         | the excel one. It begs the question, why use excel at all when
         | the learning curve isn't any easier than learning a few
         | functions in python or R? The answer in my opinion is only that
         | its entrenched and familiar, and you have entire companies
         | basing everything on their excel spreadsheets since 1995
         | because they were told then by advertisers that this is how
         | business should be done on computers. And now we have
         | generations of accountants and business majors going through
         | undergrad and spending braincells and tuition dollars for
         | coursework on the shitware that is excel, rather than learning
         | something like R or python that they could use to create an
         | infinite number of innovative or creative things beyond just
         | parsing a spreadsheet.
        
           | jodrellblank wrote:
           | > " _why use excel at all when the learning curve isn 't any
           | easier than learning a few functions in python or R?_"
           | 
           | It has a GUI.
           | 
           | Click on a picture of a pie chart[1] is enormously easier
           | than[2]:                   from matplotlib import pyplot as
           | plt                          # Pie chart, where the slices
           | will be ordered and plotted counter-clockwise:
           | Aus_Players = 'Smith', 'Finch', 'Warner', 'Lumberchane'
           | Runs = [42, 32, 18, 24]             explode = (0.1, 0, 0, 0)
           | # it "explode" the 1st slice                           fig1,
           | ax1 = plt.subplots()             ax1.pie(Runs,
           | explode=explode, labels=Aus_Players, autopct='%1.1f%%',
           | shadow=True, startangle=90)             ax1.axis('equal')  #
           | Equal aspect ratio ensures that pie is drawn as a circle.
           | plt.show()
           | 
           | And (clicking a couple of times) includes: no strings, no
           | integers, no method calls, no named parameters, no numberic
           | formating domain-specific-languages, no libraries, no
           | imports, no tuples, no lists, no braces, no parens, no cas-
           | sensitivity, no symbols, no text, no writing, no syntax
           | errors, no saving and running cycle, no having to hold the
           | cell order and positions in your head and count through them
           | to get to Runs[2], no trying to get the image out of the
           | show() popup.
           | 
           | And includes: previews of the available charts, recommended
           | charts, all the styles of chart work through the same UX
           | without having to care how they are named, they popup Wizard
           | dialogs so you don't have to read in advance what parameters
           | are required and what they mean, in-line editing by clicking
           | and dragging to move and resize the whole thing or almost any
           | part of it, change the chart style without having to rewrite
           | code differently, rewrite e.g. axis labels without having to
           | save/run, choosing colours and styles from visual dropdowns,
           | having the chart redraw dynamically as you change the data in
           | the source cells, works in Excel online, works with multiple
           | people having the spreadsheet open, chart is inline with your
           | data in the same worksheet saved with it.
           | 
           | [1] https://www.spreadsheetweb.com/wp-
           | content/uploads/2019/04/pi...
           | 
           | [2] https://www.javatpoint.com/how-to-plot-a-graph-in-python
        
       | turbocon wrote:
       | For what it's worth, I've now seen a couple times where the
       | spreadsheet becomes too large and somebody hooks the spreadsheet
       | up to a database so it does queries. That seems to work well for
       | the users willing and able to learn some SQL, and it confuses
       | most others which results in some really strange spreadsheets...
        
       | mmckelvy wrote:
       | I think a lot of the "problems" with using large scale
       | spreadsheets can be somewhat ameliorated by moving the underlying
       | data to a proper database and then using the spreadsheet as a GUI
       | / interactive analytical tool. Now that you can make external API
       | calls in Excel[1], this actually seems doable.
       | 
       | [1] https://docs.microsoft.com/en-
       | us/office/dev/scripts/develop/...
        
       | Kinrany wrote:
       | We need software that works both as a spreadsheet and as a
       | database.
        
         | nhumrich wrote:
         | I am working on one. HMU if you want more info @nhumrich
        
         | twoquestions wrote:
         | That software is Microsoft Access. Trouble is it's not updated
         | much anymore, and it comes with Excel and doesn't need
         | Corporate Approval, so it has a gigantic moat compared to other
         | competitors.
         | 
         | There's tons of room for improvement, but it will be extremely
         | hard to break in.
        
       | Vaslo wrote:
       | People understate the power of spreadsheets. You are literally
       | using a visible programming language. When I have to write a
       | algorithm to read from a file or a spreadsheet, I can model it
       | very easily on the spreadsheet to get all my i's, j's, and k's
       | right, and I can watch it occur incrementally line by line in a
       | spreadsheet. When I was buying my house, I was able to easily
       | line by line show my wife where all the cash was going. No print
       | statement, variables, or anything I'd need in Python or C++. I
       | could do it in 5 mins and it was as good as anything those
       | languages could have done.
       | 
       | All that said, I can see issues with errors that are hidden by
       | spreadsheets but those can be handled with good spreadsheet
       | design (i.e. NEVER EVER hard code anything into a cell) and they
       | simply just need a way to do GIT type version control natively.
       | We recently got the ability to have multiple people work in the
       | same spreadsheet at a time if on MS Teams, but there's more work
       | to do there.
        
         | marto1 wrote:
         | I'm actually the other way around. While visualizing algorithms
         | might be easily done in a spreadsheet, coming up with
         | algorithms is very hard for me and gets me confused easily.
         | Same goes for diagrams, when I lookup a protocol I quickly go
         | for a well commented implementation and RFC only for variables
         | and descriptions.
         | 
         | Maybe it's just me.
        
         | etskinner wrote:
         | > (i.e. NEVER EVER hard code anything into a cell)
         | 
         | Define 'hard code'...
         | 
         | Is "=MONTH(A1)+2" no good when I'm trying to write a row of
         | every other month?
         | 
         | Is it bad to say '=IF(A1="USA",TRUE,FALSE)' when I'm trying to
         | see what customers belong to our USA office?
         | 
         | I have this problem with coding too. In my mind, it's okay to
         | hard code things, since you can always debug and abstract them
         | later. Excel's "Evaluate Formula" and "Trace Precedents" are
         | both pretty handy tools.
        
       | foxbee wrote:
       | Some apps should be spreadsheets. Some spreadsheets should be
       | apps.
       | 
       | It's the user's decision that's usually wrong. Not the framework
       | in which the solution is built.
       | 
       | For example, at Budibase [1], we've found a high percentage of
       | our use cases are companies upgrading their in-house spreadsheets
       | to applications due to several reasons: Volume of data Lack of
       | auditing Lack of control Accessibility
       | 
       | [1] https://github.com/Budibase/budibase
        
       | timvisee wrote:
       | Please no!
       | 
       | Spreadsheets are broken. It's easy to be at error due to
       | calculation issues, which you'll only find out when manually
       | going over it. It's a calculator that can't properly calculate.
       | Many business have made huge mistakes due to it.
       | 
       | Never ever use it for financial calculations.
        
       | andrewlgood wrote:
       | When contemplating shifting end users to something other than
       | spreadsheets, one needs to keep in mind how many spreadsheet
       | users there are and what there motivations to change.
        
       | bob1029 wrote:
       | We are getting pretty crazy with our use of Excel documents these
       | days. With a little bit of OpenXML magic, you can read/write
       | these things from code. I'm not talking about CSV either. I am
       | talking about full-blown XLSX files, where you can control
       | font/color/size/worksheets/et.al. with a few lines of logic.
       | 
       | Once you are able to read & write excel documents with a piece of
       | software, you can do some pretty fucking incredible things.
       | 
       | Imagine being able to click a single button and download a total
       | configuration output for a customer's environment (maybe 20-30
       | worksheets auto-generated in seconds). You can then email this
       | human readable document to the customer for modifications. You
       | then feed this back into the system to load their adjusted values
       | (there is a diff/check-in report to confirm first).
       | 
       | The reason we and our customers like this approach is because
       | there is a lot of configuration where we need to compare lists of
       | things and slice parts of one thing into another. It makes
       | replicating success absolutely trivial. Being able to style the
       | document is a much bigger benefit than you would probably think
       | at first. CSV is trivial to employ, but it is very constrained on
       | this front. For a developer who is familiar, color & layout
       | doesn't move the needle much. For a customer who has no clue how
       | the back-end works, these things make all the difference in the
       | universe. Things you can't edit are grey background, things you
       | can are green, etc.
        
       | jonfromsf wrote:
       | Githubs new project management tool is essentially a github-aware
       | spreadsheet. It's surprisingly awesome.
        
       | mikewarot wrote:
       | Spreadsheets are incredibly powerful tools, as they support
       | reactive programming natively.
       | 
       | The main problem is when you embed a table in a sheet and use it
       | as you would in a database. It is far too easy to overflow the
       | maximum spreadsheet size, or overwrite data... or worst of all
       | sort some _but not all_ of the columns.
        
       | bitwize wrote:
       | One thing I'm surprised hasn't taken off is something like
       | Framework. Framework was a hybrid word
       | processor/spreadsheet/database/graphics/communications program
       | based around the unifying concept of a frame, all scriptable in a
       | Lisp-like programming language from which every frame -- down to
       | individual spreadsheet cells which counted as frames -- was
       | directly addressable. Frames could even serve as sources of input
       | or sinks for output to/from external programs or remote machines.
       | 
       | Framework was pretty much Emacs for the office, and such was its
       | power that unlike contemporary spreadsheets and word processors,
       | which were usually positioned as productivity tools for
       | generating business documents and reports, Framework was
       | explicitly marketed as a decision making tool for executives. It
       | did well in markets such as Europe where Lotus hadn't taken over,
       | but it just about died when the Windows era started.
        
       | castillar76 wrote:
       | There's a real back-and-forth struggle for me with spreadsheets.
       | I find people very frequently reach for them for things that they
       | do really well: data slicing and dicing, ordering and sorting,
       | formulae that cross-reference cells, and so forth. However, the
       | _contents_ of those spreadsheets are often (for me) not numeric,
       | but text, and working with text that 's longer than a few words
       | in Excel is _still_ a huge PITA, even after all these years,
       | because Excel still thinks of the contents of cells as numbers
       | first.
       | 
       | Consider the output of your average audit. You'll have tables of
       | findings, each of which needs a due date, a risk rating, a
       | description of the problem, a description of the solution,
       | auditor notes, customer comments, responsible party assignments,
       | and so forth. (Yes, those would eventually go well in a tool like
       | Jira, but that's for later--this is coming out of an audit
       | visit.)
       | 
       | From a _data_ standpoint, putting those in a spreadsheet makes
       | sense: you can now order the findings by date or risk rating,
       | hide ones that don 't apply, cross-reference findings between
       | visits, and so forth. However, from a _text_ perspective, it 's
       | awful: the descriptions might run to multiple paragraphs,
       | comments and instructions need more complicated formatting than
       | just "bold or italic", some fields should be constrained on
       | content while others need to be free-form, and so forth. All of
       | those things work much better in a Word table than in Excel
       | cells, but putting the content in Word utterly removes the
       | ability to data-manipulate. So you wind up either creating some
       | Frankenstein hybrid solution or with crushing one perspective to
       | satisfy the other.
       | 
       | If Microsoft wants a win for Excel, making it an order of
       | magnitude easier to deal with free-form text in cells would be an
       | enormous step forward.
        
         | ianmcgowan wrote:
         | This would be great - I find people reach for excel out of
         | familiarity when they need to keep track of textual information
         | like tasks, issues, risks etc. Semi-structured data with a lot
         | of text and not a lot of numbers can quickly become unworkable
         | in excel. If the whole OLE thing had worked out things might be
         | easier - being able to mix the data-wrangling of excel with the
         | content manipulation of word would be awesome.
         | 
         | A really simplified version of access that works from one
         | underlying spreadsheet as a data source perhaps?
        
       | usehackernews wrote:
       | As a product manager, spreadsheets have been an incredible asset
       | to build products when I had limited resources and to iterate
       | quickly.
       | 
       | When we had no front-end devs available - we used Googles sheets
       | API, connected our spreadsheets to our production DB, and did all
       | the input of raw data, and ingestion of outputs automatically.
       | User interaction happened within the spreadsheets.
       | 
       | When FE devs opened up, we eventually built the UI to replace the
       | spreadsheet (Which is a very hard task, spreadsheets are good at
       | what they do). But by this point, we knew exactly what we needed
       | in the ux and had iterated on the ux multiple times.
        
       | davnicwil wrote:
       | At Stacker (YC S20) we do something kind of in between, hoping to
       | catch usecases where people need an actual app just as they are
       | outgrowing the spreadsheet, by allowing you to build an app...
       | from your spreadsheet!
       | 
       | It should be interesting for anyone who's done a lot of thinking*
       | about the relationship between spreadsheets, no code, and custom
       | software. Check us out: https://stackerhq.com
       | 
       | * if this is you, and you're _really_ interested, we 're hiring.
       | Email in my profile :-)
        
         | easton wrote:
         | Do you guys have a roadmap on Excel support? I'm afraid I've
         | never worked anywhere (or met anyone in real life outside of
         | K-12) that used Google Sheets, and I don't think I've ever seen
         | anyone use Airtable in real life either. (This is most likely
         | because I'm on the east coast and am mostly interacting with
         | big company people where it's extremely uncommon for GSuite to
         | be the office tool of choice. That and I love Excel).
        
       | magwa101 wrote:
       | I always have the challenge of balancing reusable cells vs
       | duplication. If I go too far into reusable cells (ie. functions)
       | my spreadsheet becomes to complicated. Spreadsheets are not quite
       | given to programming, duplicated data gives transparency and can
       | be the best approach. I love spreadsheets.
        
       | tanin wrote:
       | Spreadsheet is incredibly powerful
       | 
       | However, if your use case is narrower (e.g. only use CSVs), there
       | are more suitable tools.
       | 
       | As a person who knows how to code, using a real programming
       | language or SQL is way way better.
       | 
       | To that end, I've built a Desktop app that enables you to work
       | with CSV using SQL here: https://superintendent.app
        
       | laGrenouille wrote:
       | I agree with a lot of the points raised here. I think many of the
       | problems with spreadsheets are due to the software rather than
       | the users. As mentioned in the article, its hard to slowly
       | iterate from a small manageable spreadsheet to an larger software
       | solution.
       | 
       | For example, Excel would be a lot more usable and maintainable
       | for me if there was a way to make a special "data sheet" in which
       | data types are forced to be consistent within columns and there
       | was a concept of column names. Still GUI-based and user-friendly.
       | That would encourage a logical seperation between data entry,
       | data output, and computations. In my experience, the main
       | challenge of helping users with spreadsheets is when they create
       | spaghetti code that mixes data and computation together.
        
         | Ajedi32 wrote:
         | I've had similar thoughts in the past. Databases are very
         | machine-friendly, but too static and inflexible to match the
         | usability of spreadsheets. Spreadsheets are extremely user-
         | friendly, but too inconsistent and unconstrained to be
         | efficient for programmatic access.
         | 
         | It seems like there should be a way to combine the two. Maybe a
         | minimal set of optional constraints (like a separation between
         | data and code) like you proposed would be a good starting
         | point. Make tables a first-class citizen backed by an embedded
         | SQLite database (or something similar); let users write real
         | SQL to query tables in formulas, maybe update the file format a
         | bit to make it easier for programs to parse and access
         | concurrently. Could be an interesting project...
        
           | andrew_jef wrote:
           | I've read that nocodb is aiming to solve the issue that you
           | mentioned
           | 
           | https://www.nocodb.com/
        
           | jandrese wrote:
           | Isn't this what FileMaker Pro is all about?
        
             | reidjs wrote:
             | Yep! I personally like Airtable as well, slightly better UX
             | (but expensive for large teams)
        
           | _jal wrote:
           | Honestly, what's missing is a GUI builder for Postgres that
           | non-programmers can use.
           | 
           | Others have mentioned Filemaker and Access, and I think
           | that's exactly right - non-programmers can understand
           | datatypes, that's not the issue. The issue is a UI they can
           | use and (more importantly) iterate on themselves.
           | 
           | One of the major strengths of spreadsheets is "touchability"
           | - your stuff is right there. Psql is the opposite - nothing
           | is visible without the right incantation, and non-programmers
           | can't do much about that.
        
         | hnlmorg wrote:
         | > _For example, Excel would be a lot more usable and
         | maintainable for me if there was a way to make a special "data
         | sheet" in which data types are forced to be consistent within
         | columns and there was a concept of column names._
         | 
         | You can already do both of those in Excel:
         | 
         | - data types: https://support.microsoft.com/en-gb/office/apply-
         | data-valida... (though you'd also need to lock the spreadsheet
         | as otherwise someone could remove the validation on the cells)
         | 
         | - column naming: https://smallbusiness.chron.com/give-name-
         | columns-excel-7344... (you can name individual cells and ranges
         | too. Which means you can actually start to write formulas that
         | look more like C with name variables, very loosely speaking of
         | course)
         | 
         | There's a surprising amount of hidden functionally in Excel.
         | Personally I think that while ribbon bar might have made core
         | features a lot easier for some, it's made a lot of the more
         | advanced tools harder to discover.
        
         | asdff wrote:
         | There is so much excel voodoo involved to do things with that
         | software. I still believe that the learning curve of excel is
         | no harder than the learning curve of doing the same exact thing
         | in R or python, plus you'd end up having the data and the
         | formulas in different places which brings loads of benefits
         | (for instance, git). People are just familiar with excel
         | because thats what they used to make a chart in science class
         | in 7th grade since 1995, but they really could have learned to
         | make the same chart in 7th grade with a language like python
         | too, if it were only taught python instead of excel in school.
         | And then we'd have a generation of workers fluent in a language
         | like python rather than fluent in the very limited use case by
         | comparison Excelese, and we would no doubt reap the benefits in
         | our GDP. Its like we are limiting the knowledge of fire among
         | our tribe when we don't really have to, it's perfectly
         | learnable.
        
           | antipaul wrote:
           | I dunno, any programming seems a different beast than a
           | spreadsheet tool.
           | 
           | For python, just think of installing it or setting up virtual
           | environments.
           | 
           | Like the original article says, "spreadsheets are the
           | original low code"
        
             | asdff wrote:
             | Python is preinstalled on macs at least, that's a decent
             | chunk of personal computers. You have to pay for excel. And
             | you don't need to bother with virtual environments to
             | fiddle with a flat file.
        
         | redler wrote:
         | I'm not sure about type enforcement, but there is the concept
         | of "named ranges" you can apply to columns. So instead of
         | C1:C99 you can refer to PRICES.
        
         | jbverschoor wrote:
         | Data tables:
         | 
         | https://youtu.be/0nbkaYsR94c?t=2268
         | 
         | Although no validation/types
        
           | dragonwriter wrote:
           | Excel has, IIRC, had data validation longer than it has had
           | tables (even if you count the time before Excel 2007 when
           | tables were called lists),and its had both (with the same
           | inclusion) for >20 years.
        
         | AtlasBarfed wrote:
         | This article is dead on from an analysis/criticism/insight:
         | devs are called in when it's a sinking ship and don't see all
         | the cargo the ship has hauled.
         | 
         | Why hasn't microsoft or someone taken the basic spreadsheet
         | model to a shared-database scalable one? The UI is basically
         | set at this point.
         | 
         | A naive schema (filename, tab, x, y, value) is what an excel
         | sheet is. It's not like we are dealing with "impedence
         | mismatch" and even shared editing can be reasonably handled
         | with database transactions (or RAFT if you want to get really
         | big/distributed)
         | 
         | I think the lack of this is a sign of Microsoft Office
         | completely owning the space and not wanting to innovate at all.
         | And the huge amount of effort it would take to replicate excel-
         | level operations in a database application server is
         | nontrivial.
         | 
         | But man, you could have an API for doing excel operations
         | against a database schema, and export to excel...
         | 
         | And as you said, you could do lots of schema based options in
         | databases that aren't natural to excel.
        
           | andrewlgood wrote:
           | How would you put guardrails on the spreadsheets to make sure
           | spreadsheets do not accidently damage the database
           | performance through bad calls? In the hierarchy of skills,
           | SQL is significantly less prevalent that spreadsheets.
        
             | bhl wrote:
             | Perhaps you could come up with a list of commonly-used
             | functions and write optimized SQL functions for them, such
             | that users start off learning with that API and gradually
             | learn SQL when they're more comfortable.
        
         | LegitGandalf wrote:
         | Tables are probably the most overlooked feature of Excel.
         | 
         | Why use tables?
         | 
         | * Each column is uniquely named - no more wondering if you are
         | referencing the right cell, no more thinking about "to $ or not
         | to $"
         | 
         | * The table's rows and columns are reliably discovered by pivot
         | tables - no more wondering if the entire dataset is referenced
         | by the pivot
         | 
         | * New columns that are formulas are automatically applied to
         | every row
         | 
         | * Tables have names, so it is easy to understand which table a
         | pivot is referencing
         | 
         | The true, reliable and sane power of excel lies in Tables +
         | Pivots + Charts. If you drive most of the problem solving into
         | those paradigms you will keep hair!
        
           | tomnipotent wrote:
           | Most people have no clue these features exist, or that Excel
           | even has advanced data modeling that supports all sorts of
           | goodies including strict types and joins/merges/appends. It's
           | not as accessible as just basic sheets, but I've had no
           | problem crunching millions of rows of data in Excel with sub-
           | second response times.
        
             | piyh wrote:
             | Powerquery is great, but too bad it breaks with version
             | upgrades.
        
             | jjtheblunt wrote:
             | isn't excel limited to just over a million rows?
        
               | blowski wrote:
               | Yes, although you can have multiple sheets each with a
               | million rows. Kind of like sharding.
               | 
               | But I'd be fascinated what kind of system spec is
               | required to get good performance on those kind of
               | numbers. I've been on a Mac for years, where Excel is
               | crippled by limitations.
        
               | tomnipotent wrote:
               | Excel 2013 and later has a columnar database capable of
               | handling millions of rows, but not through the standard
               | sheets interface so it loses a lot of the utility people
               | are used to.
        
               | jodrellblank wrote:
               | How? Through what interface, or by what feature name to
               | Google?
        
           | pupppet wrote:
           | I've been using Excel on and off for years and had no idea
           | that tables were a thing. I just assumed the entire sheet was
           | a "table".
        
           | feoren wrote:
           | Tables have that all-too-common symptom of something that
           | makes easy things even easier, but hard things way harder.
           | Try making a table with a formula that involves more than the
           | single row in which it's placed. What about tables with
           | multi-row headers (e.g. title and units)? Section breaks in
           | them? Merged parent data? I find I either want standard Excel
           | layout, or a database. Tables don't really sit "between"
           | those two; they're just their own extremely over-simplified
           | universe that doesn't play nicely with anything else.
           | 
           | But hey, to each their own. Good on ya if Excel tables are
           | what you need.
        
           | bradstewart wrote:
           | This, combined with judicious use of named ranges makes for
           | much more pleasant formulas. Seeing `tax_rate` in the formula
           | instead of `A$7$` is well worth the extra clicks.
           | 
           | I usually end up assigning names to nearly everything,
           | single-cell constants, user input fields, computed lists,
           | etc, etc
        
           | marcellus23 wrote:
           | Apple's Numbers is table-oriented by design and I love it for
           | that reason.
        
           | Zababa wrote:
           | About tables, do they work when you automate the data entry
           | part? For example, copy from a speadsheet into your
           | spreadsheet with the first macro, and then transform the data
           | with a second? That's 90% of my use case for Excel. (I know
           | that doing this in Python/whatever would be "better" but I
           | have to distribute this to users, and the only thing they
           | have on their computer is Excel, and they're gonna manipulate
           | the data after in Excel anyways).
        
             | correcthorse123 wrote:
             | I think Libreoffice Calc supports python integration. Maybe
             | that way one could have the best of both worlds.
             | Unfortunately I suppose most users are stuck in the MS
             | garden.
        
             | Arrath wrote:
             | They should...I think.
             | 
             | If anything add a 'ActiveSheet.Calculate' call to the end
             | of your second macro and give it a test run?
        
         | sparsely wrote:
         | I think Airtable is starting to get us there, but it's a long
         | way to go.
         | 
         | Something that combined Airtable, excel, and maybe a more
         | userfriendly (and more restricted) version of darklang for
         | defining formulae could be really slick.
        
           | laGrenouille wrote:
           | Airtable is a great example of what I would like to see.
           | Basically, the ability to create sheets that are are like
           | airtable-like that users can reference as usual in other
           | general-purpose excel sheets.
        
           | bdcravens wrote:
           | Airtable is pretty, but lacks simple functionality that
           | spreadsheets have had for 30 years (like aggregates across
           | rows). Airtable is more of a replacement for Access than
           | Excel.
        
         | gbrown wrote:
         | Be careful what you wish for - I think you might have just
         | reinvented MS Access.
        
           | testudovictoria wrote:
           | I was going to say that I have a small, very limited amount
           | of experience with MS Access. I agree; the middle ground
           | between Excel and databases sounds very similar to Access.
           | 
           | We had been using Excel for org charts like most places. We
           | wanted to add grouping, metadata, and neatly be able to
           | extend/add information with or without constraints. This was
           | much before I knew anything database related, and Access
           | seemed to be more powerful than Excel. Having generated forms
           | to fit the data model was much more user friendly and a lot
           | less error prone than adding a new row to an Excel sheet.
           | 
           | People criticize Access for being a dumb database or a Excel
           | with too much heavy lifting. It occupies a specific space as
           | a DB on rails.
        
             | gbrown wrote:
             | I was mostly being glib, but I've had some bad experiences
             | with Access over the years. I actually think lightweight
             | database and scripting utilities in Excel could be good,
             | but it would be susceptible to some of the design traps
             | that Access steps on.
        
       | nix0n wrote:
       | Do any of the spreadsheet lovers here use anything other than
       | Excel?
       | 
       | I want to like LibreOffice Calc but it's just too slow.
        
         | ghaff wrote:
         | I guess it depends what you mean by "spreadsheet lovers." I use
         | Google Sheets but I mostly just do tracking with maybe a few
         | hundred rows and very few formulas.
        
       | jhbadger wrote:
       | My issue with spreadsheets is that they don't encourage
       | reproducible science. For example, if you write code in R or
       | python to log transform your data, you can look at the code and
       | see that it has been done. If you have a spreadsheet that you (or
       | worse, someone else) has created, you can maybe look at the
       | values and guess it has been log transformed, but you can't know
       | for certain that was the case and no other transformations were
       | applied.
        
       | France_is_bacon wrote:
       | This article is BS. As others have noted, it is a straw man
       | argument.
       | 
       | Everyone uses spreadsheets, including developers. I use them. I'm
       | not going to spend 50 hours coding when I can create a
       | spreadsheet in 5 minutes.
       | 
       | Of course, the issue is when things get complicated, as the
       | author and others here have noted.
       | 
       | Creating a CRM from spreadsheets is pure madness, for example,
       | when there are so many other options that exist, without having
       | to custom program.
       | 
       | For me, whenever you have a one-to-many or many-to-many
       | situation, that's where spreadsheets, to me, fall apart.
       | 
       | I personally have used spreadsheets to do my finances, but only
       | because I was too lazy to scope out different bookkeeping
       | systems. I'm fairly expert in accounting, too. I've used a LOT of
       | different accounting systems, and installed and trained people on
       | them. But there's no way that one can get up and running as fast
       | as one can by using Quickbooks or other accounting systems, in
       | terms of all the report features, etc.
       | 
       | Pre-defined apps are fairly unchangeable, but unless one has
       | critical information that depends on a custom solution, it's
       | better to shoehorn your business into a pre-existing app. I do
       | admit that. Very few small and medium sized businesses require
       | that, though, I've never seen one yet that can't use a prior
       | existing solution. Though there might be, but only very, very
       | small percentage, like, less than 1%. However, a large Fortune
       | 1000 enterprise could have stuff they need custom programming,
       | because of the scale. But I don't have any experience with
       | enterprise organizations so I can't comment on that. Maybe SAP or
       | whatever is good for them, I don't know.
        
       | brimoore wrote:
       | I agree with this one. People who don't know how to code can
       | easily use spreadsheets in your everyday life. For example, to
       | calculate your income and expenses. To track and monitor your
       | finances.
        
         | bombcar wrote:
         | Spreadsheets are a great way to introduce coding to someone
         | because the variables are visible - it's not some esoteric
         | concept of memory and pointers, it's just whatever is in cell
         | A3.
        
         | asdff wrote:
         | My problem with this is that if you can learn to use excel you
         | can certainly learn to code. It's no harder. A given article
         | for a given task in either is going to be like a 5 minute read.
         | 
         | =SUM(A1:A10) is no easier to do than sum(data$column). Why are
         | we educating generations of excel users instead of generations
         | of R and python users in undergraduate business programs? It
         | seems so wasteful of young educated talent to learn how to do
         | the same thing with such limited software, if its no harder to
         | learn a general purpose software like python or R and do that
         | same thing plus infinite more things.
        
         | rat_1234 wrote:
         | I wonder how many bankruptcies could be avoided if more people
         | just had some basic spreadsheet literacy.
         | 
         | Before I bought a house, I built a stupid simple model to
         | understand what my monthly expenses would look like. What you
         | get an appreciation for is that very quickly you can go from
         | comfortable to precarious with just a few additional fixed
         | expenses (childcare, a new car, a boat).
         | 
         | Without laying it all out and seeing how your numbers change,
         | it's hard to get a visceral appreciation for your finances.
        
           | ghaff wrote:
           | Spreadsheets can be extremely powerful for what-if analyses.
           | They can of course also be abused in that respect, especially
           | in a business context, where complex spreadsheet models can
           | get conflated with reality.
        
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