[HN Gopher] I built a business that lets me live on the beach fu...
       ___________________________________________________________________
        
       I built a business that lets me live on the beach full time
        
       Author : Jbrus
       Score  : 190 points
       Date   : 2021-08-01 15:49 UTC (7 hours ago)
        
 (HTM) web link (www.expatsoftware.com)
 (TXT) w3m dump (www.expatsoftware.com)
        
       | dmje wrote:
       | Biggest lesson I learnt was when talking to a dev guy I know
       | about MigrateDBPro[1].
       | 
       | For those who don't know it, it lets you push / pull WordPress
       | sites really easily - local to staging, staging to live, live to
       | staging. It handles media files, database, and it's really solid.
       | 
       | Anyway. I explained it to him and he simply didn't get it. He was
       | like "yeh, but I can do that by dumping the SQL from the live
       | site then importing it to the destination and running a find-
       | replace, then pulling down the media via SFTP".
       | 
       | It dawned on me then that - brilliant though he is (and he really
       | is: one of the best all round devs I know) - he couldn't see the
       | benefit because he 1) was too good at what he did that he didn't
       | see that most people aren't like him, and 2) he simply wasn't the
       | audience.
       | 
       | Now - me - I too can run a SQL dump, a find replace and an
       | import. But - I'm running a business. I have about 50 clients, so
       | about 150 sites (local/staging/live for each). My imperative is
       | to be able to do these migrations with zero effort and in minimal
       | time. I _could_ do it manually, but the time it takes me would be
       | non-trivial.
       | 
       | I fork out that $249 every year for the MDBP premium plugin
       | without even pausing. It's a no-brainer.
       | 
       | It's the same for me with ManageWP. $100 every month - I don't
       | even think about it. Gravity Forms - $259 p/a - ditto.
       | 
       | The point is: these tools are absolutely areas that I could save
       | money on, but:
       | 
       | 1) They make me look good to my clients / save my ass on a
       | regular basis 2) They save me a shedload of time, every single
       | day, time that I can spend actually working on client / paid work
       | 3) They're all pretty unsexy: all 3 live in a crowded market, but
       | they do what they do better, faster and in a more solid way than
       | the competition
       | 
       | The lessons here are probably obvious: make things that make
       | people look good, make things that save people time - but also,
       | don't underestimate how apparently "dumb" or "simple" or "silly"
       | a thing can be, and still be a viable, profitable business.
       | 
       | [1] https://deliciousbrains.com/wp-migrate-db-pro/
        
         | sjg007 wrote:
         | >Anyway. I explained it to him and he simply didn't get it. He
         | was like "yeh, but I can do that by dumping the SQL from the
         | live site then importing it to the destination and running a
         | find-replace, then pulling down the media via SFTP".
         | 
         | There should be a name for this.. I want to call it Houston's
         | Law. Basically when dropbox was pitched on HN everyone said it
         | was dumb and easy. To paraphrase: "It's just rsync with a fuse
         | filesystem..."
        
       | mastrsushi wrote:
       | This man quite literally has his head buried in the sand.
        
       | ekster wrote:
       | Just in time for lots of jobs to go fully remote so you can do
       | this without lots of complicated or risky steps. I hope lots of
       | people try it!
        
         | vidarh wrote:
         | Lots of ways to make it less risky too.
         | 
         | E.g. asking existing employers to step down to part time or
         | going on contract while taking on part time contracts
         | elsewhere. When I took my first contract (currently back on
         | full time), I took a 40% contract and negotiated with my then-
         | boss to step down to 60%, which let me build up a bigger
         | cushion first before I went onto contracting full time.
         | 
         | Critical that people don't underestimate the multiple they
         | should be asking for, though, and actually set aside enough
         | money and ensure they're properly insured etc.
        
       | fridif wrote:
       | I never understood why people don't like cubicles or just the
       | office in general.
       | 
       | The only thing I can't stand is the commute and area around the
       | office, unless you are very fortunate to be working in a woodsy
       | location with a lot of parking and open space.
        
         | handrous wrote:
         | Qualities of offices vary widely.
         | 
         | I once worked for a few months (thanks to an acquisition) in an
         | open-office plan a few stories up a tall building.
         | 
         | Whole floor was open _except_ HR (team room along the outside,
         | with windows), a few meeting rooms (along the outside, with
         | windows) and managers ' offices (along the outside, with
         | windows). All those closed-in rooms around the perimeter were
         | fully glass, since otherwise the rest of the place would have
         | been really damn dark. _One_ of four walls of exterior windows
         | was part of the main, open, office area.
         | 
         | The specific situation at my desk: my back to my skip-level
         | manager's glass-walled office, whose desk faced in at my back
         | (else other people would be able to look over the manager's
         | shoulder as they worked, and obviously that's horrible), area
         | behind me also a major walkway for ~1/6-1/5 of the total floor,
         | desks were truly-open cubicle-system-construction thingies-so,
         | "walls" are the same height as the desks, nothing resembling an
         | actual visibility- or noise-blocking wall anywhere. The woman
         | whose desk was directly across and facing mine often hummed to
         | herself while "in the zone". In my line of sight, just top-left
         | of my monitor was a large TV mounted on the central pillar
         | (bathrooms, elevators, tiny break & coffee room) playing
         | (muted, mercifully) company propaganda and announcement-videos
         | and slideshows all fucking day. The floor shook when anyone
         | walked anywhere on our ~half of it, which meant my monitor
         | shook. Probably 150 people on that floor. So, my monitor was
         | shaking much of the time.
         | 
         | There were also some pretty astounding cultural problems that
         | overlapped (the fucking nerf-fights the balding 40-year-olds a
         | couple desks down from me would engage in daily, to pick maybe
         | the most minor problem), but I'm sticking just to the problems
         | with my desk _per se_. I have _no idea_ how anyone was expected
         | to get anything done in that environment. It was _hell_.
        
         | vsareto wrote:
         | This is likely an unpopular opinion, but cubicles are usually
         | great only for folks who have never really experienced anything
         | else.
        
           | Scoundreller wrote:
           | yeah, when I went from retail to the cubicle, it was awesome.
           | You mean, I can leave something here and it'll be right there
           | the next day without anyone complaining? Finally!
           | 
           | Hot-desking is devil-spawn though.
        
           | spaetzleesser wrote:
           | Very true. If you have experienced either single office with
           | window or team room with window then cubicle or open office
           | are pretty much the same.
        
           | fridif wrote:
           | I have experienced remote work from my bed for 2 years now
           | and I can confirm that I do prefer working from my bed in
           | every circumstance.
           | 
           | But if push came to shove and these employers decided
           | _literally everyone_ must come back to the office (and not
           | this bullshit where select politically alligned teams dont
           | have to), then for $150,000 a year I can survive just fine in
           | a cubicle.
        
             | the-dude wrote:
             | I have experience with offices which had rooms. With doors.
        
           | Scarblac wrote:
           | I've always worked in noisy open plan offices, cubicles sound
           | great. Never were a thing here though.
        
         | cheriot wrote:
         | My employer's open office is _so_ loud. They literally just
         | built a new one, bragged about how great the design is, and it
         | has the same problems as the old one.
         | 
         | How am I suppose to work when I can hear every sound made by
         | 100 other people?
         | 
         | At least divide things up into team size rooms.
        
       | roydivision wrote:
       | Renting deck chairs?
        
       | loloquwowndueo wrote:
       | One can trivially build a business that lets you live on the
       | beach full time - renting beach umbrellas on a beach :)
        
         | Felger wrote:
         | Or move near the beach to work almost full remote, like me.
        
         | mypalmike wrote:
         | Or as Lawrence says in Office Space, "Well you don't need a
         | million dollars to do nothing, man. Just take a look at my
         | cousin, he's broke, don't do shit."
        
       | tomcooks wrote:
       | This was the right article at the right time.
       | 
       | Trying to get hired but having a hard time enjoying the little
       | dance I have to do to pass 5/7 steps interviews, dealing with
       | hierarchies, schedules set by others, etc.
       | 
       | I should focus on my projects, scale my profitable SaaS and get
       | more passive income streams.
        
         | oliv__ wrote:
         | I'd suggest focusing on one thing. My 2c
        
       | allears wrote:
       | You're gonna get skin cancer.
        
         | weimerica wrote:
         | Well I'm going to die of something. Might as well enjoy the
         | ride.
        
         | thrill wrote:
         | But no cubicle claustrophobia.
        
       | eplanit wrote:
       | I think it's great that he's accomplished this -- but he acts
       | like he inventing Consulting, and is the first to live a beach
       | life (or whatever one's paradise is) as a result. That's been a
       | thing for decades now, especially for that 30-45 year old sweet-
       | spot-o-life phase he's in. I'm glad for him, sincerely,
       | regardless.
       | 
       | However, he does deserve to get bitten by clients who read his
       | article and get offended by the (very immature and very
       | unprofessional) condescension towards clients and their "silly
       | ideas" that he _blogs_ about.
        
         | vsareto wrote:
         | This stuff probably gets easy once you have 20 years of
         | experience you can show to potential clients like he does.
         | 
         | Once you have that, you can attract other senior people to your
         | lifestyle business, which seems like what has happened:
         | https://www.expatsoftware.com/services.html
         | 
         | Even with 6 years personally, going to clients on your own is
         | intimidating
        
       | Traster wrote:
       | This is such a great article because it takes an existing genre
       | (Lifestyle coach) and actually does what they're meant to be
       | doing. There are all those people on social media who spend their
       | entire time performatively having a good time in order to sell
       | you material about how you too could live like a king whilst
       | doing nothing (with the advice actually being worthless, because
       | their true revenue stream is to sell you worthless advice and by
       | definition, they can't advise you that you too should be selling
       | worthless advice - what you really need is _passive income_ ).
       | 
       | At the end of the day, this seems like a great lifestyle for
       | _some_ people. But I 'd soon miss my family, I'd soon be worried
       | about which school I want to send my kids to etc. etc. Also,
       | maybe I'm not in the same industry as this guy, but I would find
       | it very difficult to pick back up if I went off traveling for
       | months between gigs.
       | 
       | Oh also one thing I feel like I should always bring up - a really
       | confounding problem to this advice is the pre-requisite is
       | "actually be good at something". It's like when Gordon Ramsay
       | walks in to a shit restaurant and tears them to peices about all
       | the reasons it's failing, and you want the owners to turn around
       | and say "Of course we're not as successful as you, we're not
       | world-renowned multiple michelin starred chefs! We're not good at
       | this!"
        
       | lordnacho wrote:
       | > I see articles like this come past on the Internet every once
       | in awhile, and they are invariably received with hostility.
       | "Sampling Bias!" "That guy could only do this because of $X!"
       | "That wouldn't work today in this economy!" "If all this stuff
       | really worked, why tell us about it instead of milking it for
       | millions. He's probably just trying to sell us his book!" Lots of
       | reasons why we should quickly dismiss everything that was said
       | above and carry on the way we were before.
       | 
       | Part of me thinks the worst thing I ever learned about was market
       | efficiency. Once you've heard that argument from a professor, you
       | can apply it to just about anything. Heck I even had colleagues
       | use it against me, despite being specifically hired to beat the
       | unbeatable market.
       | 
       | The guy in the article is right though, it's bogus. There's lots
       | of little things you can do that might turn into a business. The
       | existing players have not hoovered up all the opportunity, and
       | new opps come along all the time. People talk about things that
       | are profitable even if they haven't locked it all up for
       | themselves.
        
         | varelse wrote:
         | There's definitely some survivor bias here - that doesn't
         | diminish from what he's achieved in any way.
         | 
         | But also as Krishnamurti said "Truth is a pathless land." And
         | as Lin Chi said "If you meet Buddha on the road, kill him."
         | Take the parts here that resonate with you and build the rest
         | the way in a way that works for you. It will probably take
         | commitment and multiple failed attempts to get there. Just
         | accept that from the get-go. Not everyone has the tolerance for
         | risk to go down this road though.
        
         | CPLX wrote:
         | > Part of me thinks the worst thing I ever learned about was
         | market efficiency. Once you've heard that argument from a
         | professor, you can apply it to just about anything.
         | 
         | This is a really astute observation.
         | 
         | Both my parents were economics professors and I have a degree
         | in economics. I feel like this concept was instilled in my
         | core, and poisoned my thinking, but it's fundamentally not
         | true.
         | 
         | I've come to finally learn in old age that the market is _full_
         | of inefficiencies that can be exploited, they are everywhere.
         | 
         | If you're reasonably smart, or even just well-informed on a
         | specific subject, things that seem obvious and trivial to you
         | will in fact be observations you can profit from.
         | 
         | The world is _full_ of $20 bills lying on the ground to
         | reference a popular punch line.
        
           | chubot wrote:
           | I agree that there are ineffiencies everywhere. But does
           | anyone actually teach that market efficiency means you
           | shouldn't try to identify opportunities?
           | 
           | Doesn't market efficiency just say that _someone_ is going to
           | be the one to identify the inefficiency and make a ton of
           | money in the process? The market doesn 't become efficient
           | unless people do things.
        
             | VRay wrote:
             | I found an arbitrage opportunity with cryptocurrency a few
             | years back, but it took two months to convince my friend to
             | let me run the trading bot I cobbled together to exploit it
             | on his account (and that whole time I was waiting for my
             | accounts to get approved..)
             | 
             | It magically generated about $8000 in a couple of days, and
             | then the market came crashing down and the inefficiency it
             | was exploiting disappeared forever
             | 
             | Pretty **ing frustrating, and it's all the Efficient Market
             | Hypothesis' fault
             | 
             | You should look up the debates that Warren Buffett has had
             | with people about the EMH, it's insane
        
             | CPLX wrote:
             | Yes as a theoretical construct the concept is totally fine.
             | But speaking as someone who has heavy exposure to
             | mainstream academic economics it's usually taken way way
             | further than that.
             | 
             | There's a concept called the EMH and I think there's a very
             | strong tendency in Econ and pop culture to skip ahead and
             | assume the hypothesis is basically true most of the time,
             | often in the face of painfully obvious evidence to the
             | contrary.
        
         | mancerayder wrote:
         | > Part of me thinks the worst thing I ever learned about was
         | market efficiency
         | 
         | I agree and I think it's partially a circular argument. In
         | discussions of stocks, you'll hear that one 'cannot beat' 'the
         | stock market' and you'll hear phrases like, "already priced in"
         | "efficient market hypothesis" and so forth. Which is different
         | than the sentiment that it's 'very hard' or even 'unlikely' to
         | do something like that, which I sympathize with.
        
         | ethn wrote:
         | Market Efficiency is a convenient argument of faith which has a
         | more nuanced rational basis, but absolutely in the general case
         | is untrue.
         | 
         | In the long-term, markets are certainly efficient. However, the
         | period of inefficiency is determined by the absolute quantity
         | of profit dollars available in the market which in itself
         | determines the competition. That is, the quantity of ticks
         | (time) required for a dynamic optimization w.r.t. profit
         | extraction is the measure of competition in some market, and
         | thereby the degree of efficiency.
         | 
         | It is then true, that in the most competitive markets, the ones
         | with the most capital, have a very small window of
         | inefficiency, but they do exist. It requires a lot of capital
         | to dynamically extract profit from those inefficiencies. An
         | example of this would be the near hegemony of Citadel
         | Securities in making markets. It is impossible for anyone today
         | to compete in the market-making (an advanced arbitrage)
         | industry without tons of capital.
         | 
         | However, we are time-bounded beings so there is always present
         | an inefficient market. The challenge of the proprietor is then
         | to determine that market which can provide a return to his
         | constrained capital.
         | 
         | For instance, a restaurant can give a 15% annual ROI, which
         | outperforms the S&P. The Citadel is not going to be interested
         | in this inefficiency because that ROI is unavailable to the
         | amount of capital they're trying to invest. So what we see is
         | that the most competitive markets beget the most capital,
         | because they have the most profit available to extract
         | absolutely; then the most amount of resources, where capital is
         | the analogue, are invested into those markets--so any
         | inefficiency is quickly eroded.
         | 
         | This means that just like the restaurant, there are markets
         | that remain untouched for long periods of time due to their
         | inability to return large amounts of capital in absolute terms.
         | These markets then have a great ROI in terms of percent. It is
         | these markets that are available to the proprietor with low
         | capital.
         | 
         | This is why the startup advice of finding a niche first is so
         | salient, they are always necessarily underserved non-
         | competitive markets. There's the other cycle from crossing-the-
         | chasm which removes enterprises from this market who have the
         | same idea as they scale, that's a separate explication, but
         | this cycle allows the period of inefficiency to be maintained
         | in those markets through that self-regulation.
        
           | Retric wrote:
           | Efficiency isn't about mathematical perfection, but when you
           | dig into the numbers it's rare to find significant
           | exceptions.
           | 
           | First efficiency isn't about winners and losers. A lottery
           | has negative returns even though someone still wins.
           | Similarly Google was an absolutely great investment yet
           | venture capital firms tend to under preform the market on
           | average.
           | 
           | The nuances run deep. T-Bills seemingly vastly under preform
           | the stock market, yet buyers are generally being rational.
        
         | milesvp wrote:
         | Two economists are walking down the street and pass by a
         | hundred dollar bill without picking it up. A little while later
         | one turns to the other and asks "was that a hundred dollar bill
         | on the ground?" To which the other replies "nope, if it was
         | someone would have picked it up already."
         | 
         | I'm with you, this joke haunts me daily. I studied economics in
         | undergrad, and market efficiency is such a basic tenet that
         | it's really hard to see opportunities that don't just look like
         | a mirage.
        
           | Gimpei wrote:
           | This is quite a caricature of the profession. I studied
           | economics in grad school and most of the time was spent
           | discussing all the ways in which the market is not efficient.
           | Not saying there aren't problems with economics, cough cough
           | DSGE cough, but I don't think assuming efficiency is one of
           | them.
        
           | nixnax wrote:
           | That joke is wildly inaccurate.
           | 
           | The $100 is vaguely seen in the middle of the street during
           | traffic. Is it actually $100? Maybe it's just a dollar bill.
           | And are you good enough to grab it without getting hit?
           | 
           | Maybe it's true if you come from a rich background and have
           | family wealth to fall back on, which I suspect is where most
           | of these people are coming from.
        
           | tW4r wrote:
           | The first one then replies: "no, you're not getting it, it's
           | a VC funded business aggressively attracting customers"
        
         | Aunche wrote:
         | Of course market ineffiencies exist, but you need to stop and
         | think if you're doing something novel. This would help people
         | avoid pyramid and Ponzi schemes.
        
         | anm89 wrote:
         | Deleted
        
           | chrisdalke wrote:
           | I think you are both agreeing -- He's saying that what's
           | "bogus" is the idea that the market is perfectly efficient
           | and there are no opportunities.
        
             | anm89 wrote:
             | You are correct.
        
         | caffeine wrote:
         | I think an efficient market is for intro to economics what a
         | frictionless vacuum is for intro to physics - a way of
         | accessing some fundamental truths, rather than a description of
         | something frequently encountered in the world.
         | 
         | The existence of the hedge fund industry is a paradox for the
         | idea of efficient markets. If markets are efficient, then the
         | value added of hedge funds is zero. And if markets are
         | efficient, hedge funds should only be able to charge their
         | value added in fees, which is zero. Hedge funds charge a lot of
         | fees. PE and VC funds charge even more. So markets are not
         | efficient.
        
       | steven_bishop wrote:
       | What are the most common tech stacks the contractors use ? How
       | can someone get into contracting ?
        
         | mynegation wrote:
         | Depends on the area. Banks and finance use a lot of
         | contractors. Java/Spring reigns supreme, but there are gigs for
         | C#, C++ etc
         | 
         | There is a lot of contract work in Frontend/Backend and
         | understandably it uses most popular stacks:
         | Javascript/React/Ruby/Rails/Python/Django/PHP etc
        
         | tomcooks wrote:
         | Look at remote jobs boards and filter by contract or keywords
         | lime "agency"
        
       | paulcole wrote:
       | > And catastrophic health coverage is like $100/month for a
       | healthy guy under 40. The math kinda works out.
       | 
       | Love how every one of these articles is written from the
       | perspective of somebody who has no idea what it's like to deal
       | with expensive chronic illness.
        
         | DeltaCoast wrote:
         | He did caveat by saying a "healthy guy under 40".
        
         | mypalmike wrote:
         | It's certainly a lifestyle that self selects for healthy
         | people. That said, in the US, ACA coverage now means you can
         | get insurance at nominal rates with annual caps that you can at
         | least plan around. Chronic health issues previously meant you
         | might not be insurable at all if you decided you wanted to
         | freelance.
        
       | blunte wrote:
       | Some things not mentioned in TFA:
       | 
       | Avoid debt. Don't buy a new car with a 48 month loan. Don't buy a
       | house. Don't get a high limit credit card. All these things work
       | against your ability to live the lifestyle he describes.
       | 
       | So if you already have the debt, sell what you can, aggressively
       | pay off the rest, and stop adding more.
       | 
       | Next, don't fall in love with someone who isn't of similar travel
       | mentality. Otherwise you are torn between wanting travel and not
       | wanting to leave your partner.
        
         | [deleted]
        
       | refactor_master wrote:
       | > "I suppose", I said, "I could stick around on a Contract..."
       | 
       | Will definitely try this, since I already work from home 4 days a
       | week.
        
       | adevx wrote:
       | This is me in a nutshell. The only thing that I must do everyday
       | is handle email. Which takes about 30 minutes a day. I can do
       | practically nothing (work related) for months on end and than
       | suddenly work almost day and night to either get a new feature of
       | the ground or rewrite certain parts of the stack. There was a
       | moment where it really hit me that unless I start some kind of
       | SaaS business, I would always have to work for clients and bill
       | hourly to generate income. After that realization all work for
       | clients felt like a waste of time. That was the driving factor to
       | build something that would be able to grow organically and
       | sustain itself.
        
         | bingohbangoh wrote:
         | Can I ask what Saas business did you build? Link maybe?
        
           | adevx wrote:
           | I'm a bit hesitant to share as I speak openly about active
           | police investigations and have a non-mainstream opinion about
           | the current vaccination policy. It comes down to a
           | subscription based service where people request a service,
           | and others advertise to provide that service. The users
           | ads/profiles are also what drives organic search to the site,
           | creating a feedback loop that allows me to more or less sit
           | back and watch it grow.
        
       | nonameiguess wrote:
       | This honestly seems entirely reasonable compared to the "here's
       | how I founded a billion dollar" company articles. There are only
       | so many billion dollar companies, and no matter how many people
       | try and do the exact same thing Paul Graham did, it isn't going
       | to create more.
       | 
       | On the other hand, a small consulting company that allows you to
       | vacation frequently and live on the beach is entirely achievable
       | for a lot of people. The economy can sustain an awful lot of sub-
       | seven figure one-man companies. I don't really see that this guy
       | exploited any kind of market inefficiency as the current top
       | comment seems to suggest. He just identified a career that pays
       | more in return for less security.
       | 
       | As the author said, you gotta purchase your own healthcare, but
       | catastrophe only coverage is cheap for a guy under 40.
       | 
       | The only real issue is you can't possible know if that's gonna be
       | you. I suffered through years of spinal degeneration in my
       | mid-30s. Definitely not typical, but part of the reason it didn't
       | destroy me is I was at a boring enormous company that offered
       | super cheap long-term disability insurance and could perfectly
       | well afford to let people miss six months of work. If you've only
       | ever experienced startups with a $5 million budget that are
       | skirting by on margins of hours before going under, it may be
       | hard to appreciate that all of the corporate world is not like
       | that. You actually can get a reasonable level of security.
       | 
       | But you never know if you'll need it or not. It's not like the
       | gods come down out of the sky and ask if you're okay with it
       | before throwing you catastrophic health problems.
        
         | golemiprague wrote:
         | Healthcare is a non issue for most non Americans and if you
         | travel outside the US you can buy a decent health care for much
         | cheaper than what it cost in the US.
        
       | wantsanagent wrote:
       | How do people get paid under these scenarios? What is your
       | residency status and where do you pay tax?
        
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       (page generated 2021-08-01 23:01 UTC)