[HN Gopher] Walmart unveils low-price analog insulin amid rising...
       ___________________________________________________________________
        
       Walmart unveils low-price analog insulin amid rising diabetes drug
       costs
        
       Author : shivbhatt
       Score  : 200 points
       Date   : 2021-06-29 14:54 UTC (8 hours ago)
        
 (HTM) web link (www.cnbc.com)
 (TXT) w3m dump (www.cnbc.com)
        
       | benjohnson wrote:
       | It's good business to keep your customers alive.
        
         | Threeve303 wrote:
         | Unless you're a funeral director
        
           | [deleted]
        
           | cptskippy wrote:
           | Has Walmart entered that market yet?
        
             | trimbo wrote:
             | Yes https://www.walmart.com/browse/home/caskets/4044_443161
             | 1_105...
        
               | tyingq wrote:
               | If I change the sort order to Price Low->High, I get this
               | really odd captcha telling me to "Press and Hold" a pill
               | shaped button. And I can't solve it, it's in a "Try
               | Again" loop. Weird.
        
               | cptskippy wrote:
               | Weird, it worked immediately for me.
               | 
               | $879 is the cheapest casket if that's what you're after.
               | The cheapest items were all urns.
        
           | hansvm wrote:
           | Short-term vs long-term gains. You want your customers to
           | stay alive longer to have more kids and more total customers.
        
           | ectopod wrote:
           | If you sold them a funeral plan you want your customers
           | alive.
        
             | teitoklien wrote:
             | Only until they stop seeing the point of the funeral plan
        
         | cptskippy wrote:
         | I mean they're partially to blame for it right?
        
           | x13 wrote:
           | No, that's a common misconception. Humans are born with
           | different features and flaws.
           | 
           | While one can increase their chances of developing diabetes
           | later in life with poor diet choices (called Type 2), many
           | people are born with diabetes. (Type 1)
           | 
           | It's wild how diabetes is an epidemic in so many places.
           | 
           | http://main.diabetes.org/dorg/PDFs/Advocacy/burden-of-
           | diabet...
        
             | cptskippy wrote:
             | I was referring to the relationship between the incidence
             | of Type 2 diabetes and consumption of excess sugars.
             | 
             | Big box stores push refined and processed foods that
             | contain excessive amounts of sugar these days. They have
             | sugary snacks and drinks in the checkout lines. They carry
             | very few products without added sugars; try to find a
             | bread, pasta sauce, or soup without crazy amounts of sugar.
             | 
             | It's not entirely their fault, but Walmart has demonstrated
             | in the last 40 years that they can compel manufacturers to
             | just about whatever they want. If they wanted, they could
             | push for the reduction or elimination of excess sugars in
             | processed foods.
             | 
             | But then again, there wouldn't be as large a market for
             | Walmart brand insulin if they did that.
        
               | frakkingcylons wrote:
               | > But then again, there wouldn't be as large a market for
               | Walmart brand insulin if they did that.
               | 
               | So... you think Walmart sells processed foods because it
               | will increase their insulin sales? Not because they're
               | extremely popular high margin sales items?
        
               | cptskippy wrote:
               | No, that was a joke.
        
           | UnpossibleJim wrote:
           | Depends on the type of the diabetes. There's both Type-I and
           | Type-II diabetes. Type-I is an autoimmune disease where your
           | body attacks the insulin producing cells in the body, and can
           | no longer regulate your blood sugars (high or low) and the
           | person must take insulin. Type-II is sometimes caused by
           | obesity, but is also caused by age sometimes. This can be
           | controlled by oral medications, exercise and diet, sometimes,
           | and lower doses of insulin to assist with their blood sugars.
           | It's often referred to as "insulin resistant diabetes".
           | 
           | EDIT:
           | 
           | Forgot to mention. COVID seems to have been causing a rise in
           | Type-I diabetes cases in non-juveniles =/
        
       | thehappypm wrote:
       | I'm curious to see how people will vilify Walmart for this one.
       | Making insulin more affordable is clearly a good thing, right?
        
         | bingidingi wrote:
         | Choosing to profit off of it is choosing to let some people die
         | if they can't afford it. Doesn't seem like a clearly good thing
         | to me.
        
         | rbanffy wrote:
         | We can vilify Walmart for a number of things even if this one
         | is not one of them. They need to pull a lot of nice things to
         | get to neutral.
        
         | pempem wrote:
         | Can we not vilify Walmart and still be upset that we're putting
         | a small bandaid on a pretty huge gouge?
        
       | RHSeeger wrote:
       | This is huge news. Sure, it's not the end goal of
       | cheap/affordable insulin for all diabetics, but it is a great
       | step in that direction. Walmart should be applauded for taking
       | this step (and I'm usually first in line to hate on Walmart);
       | kudos to them.
        
         | adventured wrote:
         | And the US does not particularly need to urgently aim for
         | ~$10-$15 as in many other affluent nations. This is a mistake
         | commonly made by those griping about insulin prices, they
         | expect that somehow magically we should just warp to $12
         | insulin pricing. That desire for step-skipping is never going
         | to happen, that's a great way to never get anywhere. The
         | reality of the giant mess of a healthcare system the US has
         | means it can't work that way, and thinking otherwise is pure
         | fantasy. Instead, $30-$40 would do just fine compared to where
         | we're coming from, it would be tremendous progress. Once we get
         | there, we can target ways to reduce it further to try to get
         | closer to in-line with other nations. As you note, this
         | improvement is welcome, and we should then focus on going after
         | the next step-forward improvement.
        
       | bart_spoon wrote:
       | Everyone in this thread rightfully outraged by insulin prices
       | needs to look into the rebate system and PBMs in America. Its an
       | absurdly complicated environment, born out of a desire to drive
       | drug costs down, that paradoxically drives them up. There's
       | plenty of approaches to tackling drug prices, but dismantling the
       | rebate system needs to be included.
       | 
       | And frankly, the best way to dismantle the system is through some
       | form of publicly available, universal health insurance. I believe
       | in the power of healthy, free markets as much as anyone, but the
       | current healthcare system is anything but. The lack of a non-
       | profit seeking provider of health care, in a space where
       | customers options are to pay whatever is charged or simply die,
       | is not a functioning market. The rebate system was born out of
       | what was a legislative bandage over this issue. Continuing to try
       | and come up with cute solutions that avoid government provided
       | healthcare for all will see similar results. Its why Americans
       | spend so much more on insulin, and most other forms of healthcare
       | services, than the vast majority of the world.
        
         | s3r3nity wrote:
         | > ...in a space where customers options are to pay whatever is
         | charged or simply die
         | 
         | Look...I agree with the majority of your point, the majority of
         | healthcare doesn't deal with such an obvious binary...and we
         | aren't going to make progress on this issue unless we're
         | willing to also have the conversation about healthcare within
         | your control - e.g. individual responsibility for your
         | healthcare.
         | 
         | A number of close family members are doctors / surgeons of
         | various kinds, so I've heard so many issues & complaints about
         | the system. And while I would happily pay taxes to fix
         | healthcare issues that are preventative (e.g. cancer
         | screenings,) educational (e.g. nutrition,) and overall
         | unpredictable (e.g. surprise brain aneurysms or the like,) I
         | have no desire in paying for:
         | 
         | - Someone who drank so much and annihilated their liver,
         | requiring significant & expensive surgery
         | 
         | - Someone who couldn't stop eating at McDonald's and hasn't
         | touched a vegetable in a decade now wants lifetime insulin and
         | kidney transplant
         | 
         | - A hypochondriac who wants to see their doctor for every
         | scratch, off-color skin mark, etc.
         | 
         | - Someone voluntarily jumping off planes, doing dangerous
         | sports, etc. without insurance, and expecting someone else will
         | foot the bill
         | 
         | - Someone who wants every and any blood test because they
         | coughed once
         | 
         | etc. etc. etc.
         | 
         | Again...overall I agree with a more central payer system, but
         | you won't get the conversation started with all the groups
         | involved unless you acknowledge that there's some element of
         | individual responsibility that you need to control for as well.
        
           | joncrane wrote:
           | Sometimes the cost of trying to avoid that type of
           | misallocation of resources costs more than simply paying for
           | it.
           | 
           | The classic example is drug testing welfare recipients which
           | was proven to cost more than just giving it out.
           | 
           | Sometimes you have to chalk some of this stuff up to "the
           | cost of doing business."
        
           | gnopgnip wrote:
           | So what should be done for all of those people? Just go to
           | the ER every time they need healthcare? Start denying ER
           | access to those that can't pay?
        
           | heavyset_go wrote:
           | From a purely selfish perspective, countries with universal
           | health coverage pay less than Americans do for healthcare,
           | and those countries have better healthcare outcomes, quality
           | of care, shorter wait times and they manage to insure
           | everybody. You'd enjoy not only lower prices, but better care
           | adopting such a model.
           | 
           | But yours isn't even a selfish perspective, but a moralizing
           | one. You don't like the idea of someone getting healthcare
           | that you feel doesn't deserve it, and it seems like you don't
           | care if that means you pay more for healthcare or receive
           | worse health outcomes as long as _those_ people can 't see a
           | doctor.
        
           | srtjstjsj wrote:
           | Inheritance tax can pay for that. Use undeserved money to pay
           | for underserved care.
        
           | bart_spoon wrote:
           | Ultimately the choice will come down to creating a system in
           | which the unfortunate are protected at a cost of also
           | subsidizing the irresponsible, or sacrificing the unfortunate
           | for the sake of punishing the irresponsible.
           | 
           | None of us want to be taken advantage of, but I weigh
           | protecting the most vulnerable and unfortunate, of whom there
           | are many, more heavily.
        
             | pessimizer wrote:
             | Ultimately the moral debate is purposeless. Our health care
             | system is designed and run by predators, and propped up by
             | a sentiment that we're willing to pay twice as much to
             | support a system that includes the most vulnerable and
             | unfortunate, and the wealthy, but impoverishes or excludes
             | the working classes.
             | 
             | The easiest way to find out if someone lacks health care
             | access is to ask them if they work with their hands.
        
           | rickspencer3 wrote:
           | What if paying for all of those things resulted in overall
           | lower health care costs for you? If, theoretically, we all
           | pulled our resources and collectively provided healthcare for
           | everyone and, as a result, your overall health care costs
           | went down (i.e. your share to cover everyone was less than
           | your current expenses to cover yourself + whatever taxes you
           | currently pay) would you be willing to pay for those things
           | in your list?
        
           | majormajor wrote:
           | So how much money are you willing to spend on doctors who are
           | doing nothing but figuring out which patients were "too
           | irresponsible" versus which ones will get covered?
        
           | ryanmcbride wrote:
           | All those people still deserve healthcare. Just about every
           | other developed nation has no problem supporting everyone, so
           | I don't see why things should be so different for us.
           | Treatment of others shouldn't be determined by your personal
           | morals. What if that extended to everything else that is
           | socialized in our system?
        
           | pjerem wrote:
           | > - Someone who drank so much and annihilated their liver,
           | requiring significant & expensive surgery
           | 
           | That's called an addiction. It's a disease. And that should
           | (and can) be fixed by a doctor.
           | 
           | > - Someone who couldn't stop eating at McDonald's and hasn't
           | touched a vegetable in a decade now wants lifetime insulin
           | and kidney transplant
           | 
           | Same thing + metabolism issues, aggravated by voluntarily
           | aggressive marketing. Can and should be fixed by a doctor.
           | 
           | > - A hypochondriac who wants to see their doctor for every
           | scratch, off-color skin mark, etc.
           | 
           | Psychiatric issue with real psychiatric or physical pain :
           | can and should be fixed by a doctor.
           | 
           | > - Someone voluntarily jumping off planes, doing dangerous
           | sports, etc. without insurance, and expecting someone else
           | will foot the bill
           | 
           | Just make insurance mandatory for extreme sports like in most
           | countries.
           | 
           | > - Someone who wants every and any blood test because they
           | coughed once
           | 
           | Same as above. Hypochondriasis is totally documented as a
           | real suffering and psychiatric issue.
           | 
           | All your examples are situations that can be prevented with
           | preemptive medicine which is the norm in countries where you
           | can see a doctor long before being sick. I'm not saying it's
           | easy or perfect, but it's easier for doctors to prevent
           | diabetes if they can follow patients regularly and check
           | their vitals than if they only see them once a year or less
           | because they can't afford it.
        
           | chadash wrote:
           | I think you are in line with how many people feel. The
           | problem is that whether you like it or not, you _are_ footing
           | the bill for all of these people under the current system. My
           | health insurance is $600 /month because I'm in a pool of
           | people who are mostly healthy, but the insurance company runs
           | the risk that one or two of us could cost a fortune. In fact,
           | I'd probably pay a lot less towards healthcare if the
           | government was the payer since they can leverage their size
           | for much better prices.
        
           | pessimizer wrote:
           | _Good AIDS vs. Bad AIDS_
           | 
           | https://www.dailymotion.com/video/xc3x84
           | 
           | Why keep your moral condemnation limited to taking health
           | risks? What constitutes healthy behavior is very fuzzy at the
           | edges, I would prefer to condemn people based on who they
           | vote for, or their religion. Why would I want to support the
           | continued lives of people who I think cause health problems
           | in _other_ people?
        
       | memetcn wrote:
       | It absolutely blows my mind that people are hyped about a
       | Supermarket started selling insulin at low cost.
       | 
       | And I'm writing from Turkey which you would think it would be
       | terrible in managing any public infrastructure including health.
       | 
       | My company pays equivalent to 400 USD per year for private health
       | insurance, gives me unlimited access for surgeries, any treatment
       | that I need to stay at hospital and a check-up per year. The
       | insurance is valid in any private hospital including the ones
       | that look like straight out of Space Odyssey.
       | 
       | You know what's more interesting? If you think this is a good
       | deal, then almost everyone in Turkey thinks this kind of service
       | should be provided by public healthcare system and demand it. Not
       | only for the people that can pay 400 USD per year.
       | 
       | edit: I realized it sounds like you need to pay 400 USD for
       | unlimited healthcare but you don't need to pay anything for the
       | state hospitals. The insurance is for zero-cost treatment at the
       | private hospitals. You do pay a contribution fee around 3-5 USD
       | for every visit plus prescription at the state hospitals though.
       | I believe it is for discouraging unnecessary visits to the
       | hospitals but even that causes a stir.
        
         | ipnon wrote:
         | "Americans can always be trusted to do the right thing, once
         | all other possibilities have been exhausted."
        
         | grecy wrote:
         | > _almost everyone in Turkey thinks this kind of service should
         | be provided by public healthcare system and demand it_
         | 
         | In virtually all developed countries, it is provided. Hundreds
         | of millions of people around the world live this way, right
         | now.
        
           | msandford wrote:
           | We could do it in the US too! Convince the Democrats to give
           | up $x billions in $something to do universal healthcare and I
           | bet you could get a bunch of Republicans to support it.
           | 
           | The problem is that neither party wants to make deals. They
           | both want to have their existing programs AND to add extra
           | ones on too.
           | 
           | Everyone follows their incentives. None of them have the
           | incentive to make a deal and get de-elected. They have lots
           | of incentive to grandstand and call the other side bad-guys
           | for being bad and not agreeing to this thing that "we all
           | know is moral and right" that clearly we don't have some kind
           | of 90% super-duper extra majority that all agree it's right.
           | If we did, it would most likely be done already.
        
             | ansible wrote:
             | > _We could do it in the US too! Convince the Democrats to
             | give up $x billions in $something to do universal
             | healthcare and I bet you could get a bunch of Republicans
             | to support it._
             | 
             | Nope.
             | 
             | Leaving aside the the current psychotic break the GQP is
             | experiencing this year, universal health care is not
             | something they've ever wanted.
             | 
             | Why? Well, the insurance companies and for-profit hospitals
             | have big lobbying efforts to ensure that sort of thing
             | absolutely will not get passed. Because it would kill the
             | need for them (insurance) or hurt profits (hospitals).
             | 
             | UHC will not happen until there is serious reform with how
             | politicians get elected, and how lobbying works.
        
               | msandford wrote:
               | > Nope.
               | 
               | Nope to that!
               | 
               | See I can make unfounded assertions too! It's fun.
               | 
               | > Leaving aside the the current psychotic break the GQP
               | is experiencing this year, universal health care is not
               | something they've ever wanted.
               | 
               | There's a difference between "I would never, ever vote
               | for this under any circumstances because NO WAY" and
               | "I'll get voted out if I allow an increase in spending on
               | something that my voting base doesn't want".
               | 
               | In the same way that Democrats couldn't go to their
               | voting bases and say "see we got universal healthcare! "
               | if they had to give up the necessary funding in other
               | places in order to make it budget-neutral, Republicans
               | could only hope to get re-elected if they could go to
               | their voting bases and say "look yeah we compromised, but
               | it was on a thing that was budget-neutral! We didn't get
               | a tax break for you, but we did eliminate all these other
               | $horrible programs!"
               | 
               | I'm not saying that's good or right or what we want. But
               | both sides are playing to their audiences and very much
               | tuned in to what they want. That's what you have to do to
               | get re-elected. That's why neither side is interested in
               | compromising to make a deal. They'll get crucified for
               | "not standing up for what WE believe in" and
               | "compromising with that other side full of awful, evil
               | people"
               | 
               | I don't really like that the US hasn't done much
               | legislatively in the last 20 years. But, I, personally,
               | myself don't get to decide how all this works. And
               | neither does anyone else.
        
               | ansible wrote:
               | You seem to be under the impression that the large blocks
               | of voters actually understand and care about the issues.
               | Large corporations and their considerable advertising and
               | lobbying efforts are what's really important. Much of
               | this effort is to frame issues to the public in the way
               | they choose.
               | 
               | The "stances" the voting base take are largely shaped by
               | influence campaigns of powerful interest groups. Both
               | major parties (the minor ones too) are affected by this.
               | Though one of the groups has gotten even stupider
               | recently, and they actively vote against their own best
               | interests.
               | 
               |  _Edit:_ grammar.
        
               | msandford wrote:
               | > You seem to be under the impression that the large
               | blocks of voters actually understand and care about the
               | issues. Large corporations and their considerable
               | advertising and lobbying efforts are what's really
               | important. Much of this effort is to frame issues to the
               | public in the way they choose.
               | 
               | The idea that it's the voters that vote is actually true!
               | That's how the system works. Corporations can influence
               | that of course, probably to an enormous degree. But the
               | corporations themselves don't vote. That's the system
               | we've got.
               | 
               | The primary mechanism in our system is people. And people
               | aren't logical, rational, economically-maximizing, or any
               | of it. People are far more narrative-driven than they are
               | rationally-driven.
               | 
               | THAT's what I would say that Republicans would get on
               | board with a universal healthcare bill in which they
               | could claim that they "destroyed" the Democrats by
               | "obliterating" a bunch of "socialist pork". But that's
               | absolutely going to ensure that the Democrats that
               | "caved" in order to get something important done won't be
               | able to get re-elected. And they care more about getting
               | re-elected than they do about doing the right thing! Same
               | on the other side of the isle! This isn't a partisan
               | issue. Everyone wants to get re-elected way, way, way
               | more badly than they want to do the right thing.
               | 
               | I don't like it. I don't think it's right. But it's
               | extremely easy to see that neither party is compromising
               | in any meaningful way these days. Both take hardline
               | stances and don't budge. That's not a bug, it's a feature
               | of American Democracy. It was designed such that if there
               | wasn't wide agreement (or elected officials who would
               | compromise) that things would grind to a halt. That was
               | done so that nobody could run roughshod over the other.
               | 
               | Until we start getting richer such that the increases in
               | spending are coming out of even bigger growth or we
               | somehow manage to convince everyone that paying more and
               | getting less is totally-A-OK this is going to be how it
               | continues to go. Neither side wants to compromise, so
               | their counterparties don't want to either. Deadlock is
               | the name of the game.
               | 
               | > and they actively vote against their own best interests
               | 
               | I can understand how you'd think that. It makes a lot of
               | sense. But it belies a terrible ignorance on your part.
               | Animals don't make decisions on purpose to make their own
               | lives worse in ways in which they KNOW they will end up
               | worse. You can try and project your ethics onto other
               | people all you want and use their relative-to-you
               | irrationality to belittle them. But it doesn't work!
               | Putting people down doesn't change minds. In fact putting
               | people down might be the very thing that got Trump
               | elected (re: deplorables).
               | 
               | I'm not saying Trump is good and Hilary is bad BTW. I'm
               | just using that as an example of how unfortunate it can
               | be to generalize one's personal ethics to the entire
               | country and draw conclusions as a result.
        
           | racl101 wrote:
           | It's never a really straightforward thing though.
           | 
           | I'm from Canada and we have Universal Health Care which is
           | great.
           | 
           | So when it comes to health care many Canadians like to shit
           | on the US.
           | 
           | On the other hand, Canadians are always complaining about not
           | making enough money, getting taxed high and stuff. And many
           | dream about going to the US where their money making
           | potential is apparently higher.
           | 
           | So to many Canadians, at some point, the potential to make
           | more money outweighs the UHC enough to leave Canada and go to
           | the US to make it big.
           | 
           | So depending on where you are the capitalist nature of the US
           | is a terrible thing and the thing that provides opportunities
           | not afforded by one's own country.
        
             | sangnoir wrote:
             | > On the other hand, Canadians are always complaining about
             | not making enough money, getting taxed high and stuff. And
             | many dream about going to the US where their money making
             | potential is apparently higher.
             | 
             | I bet those Canadians are young and healthy, so they (think
             | they) don't have to worry about healthcare costs. Those who
             | suffer from chronic illnesses or are semi/retired aren't so
             | hyped. In summary, what's good for a certain demography
             | isn't necessarily good for the rest of the citizenry (like
             | friends and family, who don't necessarily factor into the
             | decision on where to work).
        
               | lc9er wrote:
               | > I bet those Canadians are young and healthy
               | 
               | Exactly. I know a Canadian that's in their late 30's, has
               | children, and mixed health record. Now that the
               | adventures are over, they're eager to move back. Similar
               | stories for European friends that married and had
               | families with Americans.
        
             | inglor_cz wrote:
             | Being in top 20 % of the USA is great and I know several
             | talented people from my acquaintance circle who moved to
             | America and made the cut.
             | 
             | Being in bottom 20 % of the USA seriously sucks.
             | 
             | That is the tradeoff...
        
               | Barrin92 wrote:
               | It's not even really a trade-off because at the end of
               | the day both live in the same country. The friction and
               | dysfunction that is caused by this division also shrinks
               | the space of the top 20%, who end up in a golden cage at
               | best.
               | 
               | I'm German from a low income family and I went to school
               | with kids of millionaires and everyone walked through the
               | same streets and went to the same bars. First time i went
               | to the US I noticed what living in a bubble actually
               | means. And the kids of the 'winners' seemed as neurotic
               | as the kids of the 'losers'. There's an entire mindset of
               | "if I not go into college X will I be where my parents
               | are", "is such and such street safe", "should we move to
               | X neighbourhood, is it better than Y". Even the
               | "opportunities" that the people in the top 20% is
               | basically are pure stress.
        
             | syshum wrote:
             | I can find many many many Canadians that complain about the
             | level of care they get from the Canadian system warning
             | Americans never to allow a system like theirs to happen
             | here..
             | 
             | Long Wait times, inability to see specialists, or get
             | surgeries or MRI's etc
             | 
             | US Care is expensive, and we need to solve that, but I
             | still am not convinced turning it over to our inept
             | worthless corrupt government is the best or only solution
             | to the problems with paying for US healthcare
        
             | grecy wrote:
             | Funny you should use that example.
             | 
             | I live in Canada, I've also lived and worked in the USA.
             | 
             | I suggest you go and live and work in the USA. Be part of
             | their system. Use their healthcare, send your kids to
             | school, walk through WalMart, live your life.
             | 
             | Sure, when you're in the top 30% or so life is pretty good,
             | as long as you can avoid everyone else in society who are
             | struggling HARD. It doesn't take a rocket scientist to
             | figure out why there is so much violent crime, so many
             | people in prisons and so much violent policing in the USA -
             | tens of millions of people are desperate and struggling for
             | the essentials they need just to live.
             | 
             | You simply don't have that in Canada, the social safety net
             | takes that away.
        
             | Teever wrote:
             | > So to many Canadians, at some point, the potential to
             | make more money outweighs the UHC enough to leave Canada
             | and go to the US to make it big.
             | 
             | It isn't so cut and dried.
             | 
             | At any point these people can return to Canada and receive
             | free healthcare again after only a year of waiting.
             | 
             | What these people are doing is betting that they won't have
             | any crippling healthcare incidents while they're young and
             | banking on the fact that they can always move back to
             | Canada to receive free healthcare for the chronic health
             | conditions that accrue in old age.
             | 
             | Many of these people are effectively leaches on the
             | Canadian health care system as they do not pay taxes into
             | it and then make use of it in old age when they return to
             | Canada.
        
               | Amezarak wrote:
               | Can't they just get on Medicare in the US in old age? Why
               | do they need to return to Canada? Are they ineligible?
        
               | HDMI_Cable wrote:
               | You don't even need to wait in most circumstances. If
               | your family still lives at the same residence, and you
               | remember to keep for health card up to date, you can most
               | likely get service as if you never left.
        
         | gwright wrote:
         | It doesn't make sense to just talk about insurance premiums if
         | you are existing within a system also funded by tax dollars.
         | 
         | Phrases like "you don't need to pay anything for the state
         | hospitals" just means you are ignoring tax contributions, which
         | isn't going to lead to any sort of reasonable comparison with
         | other systems.
        
           | memetcn wrote:
           | I'm not ignoring the tax contributions. You would pay 25-40%
           | income tax for pension plus social security depending on your
           | income. I'm super glad to pay that and willing to pay more if
           | that means parents don't have to go "shopping for insulin at
           | a supermarket" for their children. It's just insane and can't
           | wrap my mind around it.
        
         | softveda wrote:
         | How much does the specialists earn in Turkey? In Australia
         | Surgeons, Anaesthetists and internal medicine specialists top
         | the highest earning professionals chart. Registered Nurses and
         | allied healthcare staff also gets paid quite high. Then there
         | is stupid high cost of prosthesis in a country where we do a
         | lot of knee and hip replacements. Do you have those private
         | space odyssey type hospitals distributed in the whole country
         | or only near Istanbul?
        
         | mustacheemperor wrote:
         | You get a whole _check-up_ per year at that rate? Here in the
         | states I had to see a doctor (in network with my health
         | insurance) twice during the pandemic, each visit lasted under
         | 40 minutes in an online video call, combined cost out of
         | pocket: $1000 USD.
        
           | memetcn wrote:
           | I am not sure what you'd mean by whole check-up but I had one
           | last year at this hospital and it was included in the private
           | health insurance for free. It does not list every item but it
           | might give you a rough idea (yes, I had a chest x-ray and a
           | general ultrasound check):
           | 
           | https://www.livhospital.com/en/liv-branches/check-up-center
           | 
           | One last thing, probably there is a better English term for
           | this but we have these government institutions in each
           | neighbourhood. They are small and they employ 4-5 doctors and
           | a couple of nurses that provide first level healthcare. (I
           | would say there is a doctor for around 5000 to 10000 people)
           | If you would go to your assigned doctor and ask for it, they
           | do many of the blood tests at the same day and hand the
           | results. This is a common procedure afaik and your doctor
           | would be encouraging to do it every 12 months even if you
           | don't ask for it.
           | 
           | Yes, we don't make too much money and pay about 25-40% income
           | tax but we don't need to shill thousands of dollars for a
           | facetime call with a doctor.
           | 
           | My suggestion would be to visit Turkey and spend those couple
           | thousands USDs on check up and some nice vacation :)
        
             | Teever wrote:
             | I believe that the person above was using a common english
             | expression to put emphasis on the fact you received a
             | complete medical check up that probably included your
             | doctor's undivided attention for over an hour as well as
             | blood tests and a follow up by your doctor as part of your
             | $400USD annual healthcare costs.
             | 
             | They are contrasting that with their brief online sessions
             | with their doctor that cost them $1000.
             | 
             | The emphasis on whole is to distinguish being the partial
             | check up that they received for more money.
        
           | krab wrote:
           | Wow, that's expensive.
           | 
           | An average person's healthcare costs a few thousand dollars
           | per year in EU. That includes people with innate conditions
           | or other expensive treatments. Most of the countries have
           | zero or only nominal out of pocket expenses.
           | 
           | https://ec.europa.eu/eurostat/statistics-
           | explained/index.php...
        
           | giarc wrote:
           | How is this sold to Americans as a good option? Is it that
           | you have "choice" of insurance providers? Is it that you
           | might pay less if you are healthy? I don't get it, why do so
           | many American's vote in politicians who advocate for this
           | type of healthcare?!
        
             | ansible wrote:
             | The debate in the USA is framed with the implication that
             | if you (the health care consumer) does not have "choice"
             | then you will be forced to only see a really terrible
             | doctor, and get substandard care at a high price. And that,
             | with a little effort on your own part, you will be able to
             | select a better doctor at a affordable price.
             | 
             | Therefore, if you have a bad doctor or expensive care, it
             | is your own damn fault. You just didn't try hard enough to
             | find a good one.
             | 
             | It is the same thing with the debate about school vouchers
             | vs. a standard public education for everyone. A heaping
             | dose of "the free market fixes everything", for all life's
             | problems.
             | 
             | I would rather not have a "choice". I would like to be able
             | to select _any_ nearby doctor, and be assured of getting
             | competent care.
             | 
             | I'm not often in the situation where I have a wacky
             | tropical disease that presents odd and incongruous
             | symptoms, which would take a Dr. House to figure out. I am
             | far more likely to have run-of-the-mill heart disease or a
             | common form of cancer. I just need a doctor with some basic
             | level of competence, who can just listen to me and help me
             | through the common health problems of modern life.
        
               | dantheman wrote:
               | Are you against school vouchers? Why would you want
               | parents to not be able to select the school their
               | children go to?
        
               | rrrrrrrrrrrryan wrote:
               | I never understood the concept of vouchers. Taxes are
               | connected from everyone to pay for public schools, which
               | can be used by anyone's children. They're not to pay for
               | the schooling of _your own children_.
               | 
               | I don't have children at all, and I don't mind paying
               | taxes to fund schools, because when I'm old I want the
               | doctor who is younger than to have gotten a good
               | education. I don't expect any vouchers just because I
               | don't have kids consuming public education.
               | 
               | Vouchers always seemed to me like an obvious scheme to
               | defund public schools and let them rot, thereby punishing
               | kids who were unlucky enough to be born poor.
        
               | ansible wrote:
               | If parents want to send their kids to religious schools,
               | they can pay for it themselves.
        
               | throwawayboise wrote:
               | They are. Their taxes pay for the vouchers.
        
               | g00gler wrote:
               | Religious schools aren't the only use of vouchers either.
               | There are also charter schools. Charter schools can often
               | provide specialized programs. Montessori schools seem
               | awesome as well.
        
               | Amezarak wrote:
               | In my experience, doctors are like programmers.
               | 
               | Nobody really has any effective way to evaluate them, or
               | at least, nobody does so on a broad basis or
               | consistently. Some of them can't pass fizzbuzz. Some of
               | them can churn out CRUD apps, but have no idea what
               | they're doing when it comes to anything else. Some of
               | them are extremely dogmatic about design patterns and
               | tooling and ignore anything they don't like. Some of them
               | are inattentive or poor listeners. Some of them assume
               | it's Problem X they've seen a million times, but it's
               | not. Some of them are assholes. Some of them are really
               | sharp and really engaged, but get overly excited and
               | reinvent the wheel or spend a lot of time doing stuff
               | that's completely unnecessary and maybe even harmful.
               | 
               | I don't know how to evaluate doctors until I see them, I
               | have no idea if better doctors cost more or less, I doubt
               | there's a strong correlation because nobody else can
               | evaluate them either. They either help me or they don't.
               | 
               | I think it absolutely is necessary that I should be able
               | to have a history and see the same doctor, and that I
               | should be able to see another doctor any time I want for
               | the same condition for a second, third, or fourth
               | opinion. I have seen this be absolutely necessary for
               | myself and others with common conditions that were
               | resolved after seeing a different doctor.
               | 
               | I assume this is still possible in most if not all public
               | health care systems (I live in the US but local doctors
               | and hospitals are all government run, an interesting
               | aside), but I am not sure. I recently had a conversation
               | with a Canadian friend who has debilitating autoimmune
               | disease his specialist is doing basically nothing for and
               | he made it seem like it wasn't possible, but I didn't
               | want to press.
        
             | Amezarak wrote:
             | Because it's not the insurance that's expensive, it's the
             | medical care, and rooting out the zillion reasons that's
             | expensive is difficult and involves attacking some sacred
             | cows.
             | 
             | Plus, about a quarter of Americans have "free" care
             | already, via Medicaid and Medicare. Many of the rest have
             | their employer hiding the true cost from them - they think
             | the premium that comes out of their check is the actual
             | cost. Some employers apparently even pay 100% of the
             | premium cost.
             | 
             | So all these people are okay with the status quo, or even
             | want to defend it. It's the people on (increasingly common)
             | high deductible plans, people with no insurance, or people
             | who experience a catastrophic edge case (out of network
             | provider for example) that hate it.
        
             | dcolkitt wrote:
             | The high cost of healthcare in the US has very little to do
             | with the structure of insurance. Insurance industry profits
             | only account for 2% of aggregate medical expenditures.
             | 
             | The reason that Turkish healthcare is much cheaper than
             | American healthcare is primarily because Turkish doctors
             | are paid much less than American doctors. There's a very
             | simple solution to that. All you have to do is let Turkish
             | doctors come to the United States and practice medicine. Or
             | better yet let Turkish hospitals open entire branches in
             | the United States and wholesale import their staff,
             | equipment, and drugs from Turkey.
             | 
             | The reason that doesn't happen is because we have a cartel
             | called the American Medical Association that continuously
             | lobbies for antiquated barriers to foreign competition.
             | Unless a physician does a residency in America (which good
             | luck, if you're a foreigner from a foreign school), you
             | will never be allowed to practice in the US.
        
             | tidydata wrote:
             | To be quite honest, most of it is sold by the media, who
             | have mutually beneficial arrangements with the for-profit
             | healthcare/insurance industry. If you've ever seen how many
             | advertisements on American TV about prescriptions, health
             | plans, etc, you know what I'm getting at. The debate is
             | kept tightly constrained to make the capitalist system seem
             | more robust and successful than it actually is. So: media
             | propaganda, more or less.
             | 
             | Also want to add: my child's birth cost $20,000 (with
             | insurance). When I would tell other Americans about this,
             | the response was (usually) "you know you can get on a
             | payment plan, right?"
        
             | mulletbum wrote:
             | They aren't voting for their own best interests. They are
             | voting to stop people from killing babies and stop
             | socialism (or whatever else they are told).
        
           | [deleted]
        
           | Rebelgecko wrote:
           | I thought in post-ACA America, all health insurance has to
           | cover 100% of the cost of your annual physical? Were your
           | visits explicitly preventative checkups?
        
           | patrickthebold wrote:
           | Are you on a high deductible plan?
        
           | kasey_junk wrote:
           | Were you seeing a specialist of some sort? For comparison I'm
           | in the states and a wellness visit is -mandated- to be free
           | per year and my primary care provider charges $60 for a 30
           | minute video call outside of that. I use a high deductible
           | plan so this was not my copay or anything it was the full
           | cost after insurance negotiated rates.
        
           | Natsu wrote:
           | How did they cost that much? We had several doctor visits,
           | virtual and otherwise, and never had more than a $20 co-pay,
           | with most of them being free.
        
         | dougmwne wrote:
         | The system in the US is exactly as crazy as it seems. It
         | generates lots of profits and lots of financial hardship for
         | patients. There is just about zero political will for any
         | political party to fix the situation and we all expect it to
         | continue to get worse.
        
       | inetsee wrote:
       | The retail price of my Humalog is $280 a vial. I have insurance
       | so my cost is a fraction of that. Also, I don't know how Novolog
       | compares to Humalog, but $73 a vial is a step in the right
       | direction for diabetes patients who are uninsured or
       | underinsured.
        
         | ska wrote:
         | Out of curiosity if you don't mind, how many vials/[unit time]
         | do you need, and is this variable per person or mostly just
         | between people?
        
           | rharb wrote:
           | Can't speak to the parent but vials per time can both change
           | per person and between people.
           | 
           | My wife requires quite a bit more insulin while pregnant for
           | example - she had to make changes to her pump's settings
           | while in the hospital to accomodate it.
        
             | ska wrote:
             | Thanks! I looked up some rough usage stats due to the
             | recent related discussion, but didn't easily find something
             | clear about variability.
        
           | wanderingmoose wrote:
           | It is variable. But I'm 220, 6'6" I use ~24 units per day
           | basal rate (continuously pumped, amount programmed over 24
           | hours) And 1 unit of insulin per 15 grams carbohydrate. I
           | usually average ~50 units per day.
           | 
           | Additionally my pump (tandem x2) has a lot of loss due to
           | their loading system. For 300 units loaded, you get 250
           | deliverable units. Reloads happen about every 5 days.
           | 
           | For use per month, I have 2 vials per month prescribed.
           | 
           | If you are thinking about cost: pump insertion sets and
           | continuous glucose monitoring sensors are all very expensive
           | as well.
        
           | inetsee wrote:
           | I am an unusual case: I am LADA (Latent Autoimmune Diabetes
           | in Adults), sometime called Type 1.5. I am autoimmune (and
           | therefore insulin dependent) but I didn't become symptomatic
           | until my early 40s. Also, my weight hovers around 160 lbs, so
           | my comments do not apply to type 2 diabetes patients who are
           | significantly overweight.
           | 
           | I use Lantus as my long acting insulin, and Humalog as my
           | fast acting insulin. I receive a shipment of three 10ml vials
           | of each every 3 months (so I use 1 a month). I use 30 units
           | of Lantus a day, and a variable number of units of Humalog,
           | averaging 25 units a day. Thus, 1 vial of Lantus lasts me
           | slightly over 30 days, which is how long you should use a
           | vial of insulin before replacing it.
           | 
           | Figuring out how many units of insulin to take can be
           | difficult. This year I got a Freestyle Libre 2 glucose
           | monitor which has alarms which will alert me if my glucose
           | goes above or below preset limits. Fortunately, I am
           | sensitive to hypoglycemia; sensitive enough that I will wake
           | up if I go low while I am sleeping, but I can still get as
           | low as a glucose reading of 40 point before I feel the
           | effects, which upsets me and freaks out my wife. The alarm is
           | set for 80 points, so I can take some carbs before I get
           | seriously hypoglycemic.
           | 
           | I adjust my Humalog injections based on my glucose readings
           | and my carb intake using a formula I have adjusted over long
           | experience. I may take as little as 1 unit (if I just need to
           | bring my glucose reading down) or as much as 12 units with a
           | meal, but most of the time I take about 8 units with a meal.
        
           | nefitty wrote:
           | I was curious about this too. Hopefully someone with
           | firsthand experience will correct me/add on to my comment. I
           | hear about insulin a lot but I've never gotten an idea of how
           | dosage works.
           | 
           | What I found: 1 unit of insulin will cover 10g of
           | carbohydrates [1]
           | 
           | Humalog insulin comes in 3 mL (300 units) vials or 10 mL
           | (1000 units) vials. [2]
           | 
           | The list price of a Humalog U-100 10 mL (1,000 units) vial is
           | $274.70 [3]
           | 
           | In type 1 diabetes, most people need a total of 0.5 - 0.8
           | units of insulin per kilogram of body weight each day. [4]
           | 
           | In patients with type 2 diabetes, marked obesity, and insulin
           | resistance, total daily insulin doses of 200 to 300 units are
           | often required. In this setting, management for most patients
           | includes a total of 1.0 to 2.0 units of insulin per kilogram
           | per day; thus, in very obese patients, a larger total dose is
           | required. [5]
           | 
           | In type 2 diabetes, the average weight is 96.5kg - 98.9kg.
           | [6]
           | 
           | The average American weight in 2020 was 181 lbs. So around
           | 82kg. [7]
           | 
           | With the above details, in type 2, about 100 - 200 units are
           | needed per day. That's $989 - $1978 per year. In type 1, $494
           | - $791.
           | 
           | 1. https://www.medicalhomeportal.org/link/3822
           | 
           | 2. https://www.nationwidechildrens.org/family-resources-
           | educati...
           | 
           | 3. https://www.lillypricinginfo.com/humalog
           | 
           | 4. http://www.diabeticretinopathy.org.uk/prevention/insulindo
           | se...
           | 
           | 5. https://www.patientcareonline.com/view/insulin-dosing-how-
           | hi...
           | 
           | 6. https://care.diabetesjournals.org/content/29/3/493
           | 
           | 7. https://news.gallup.com/poll/328241/americans-average-
           | weight...
        
             | CollinEMac wrote:
             | "1 unit of insulin will cover 10g of carbohydrates"
             | 
             | This varies significantly from patient to patient actually.
             | The same goes for basal rates (how much insulin you need to
             | maintain a healthy blood glucose level excluding what you
             | eat). As you mentioned, weight is a big factor but so are
             | other things like age, sex, diet, activity level, stress
             | level, and just how well your body reacts to the insulin.
             | Some people respond very well to artificial insulin while
             | others just don't for some reason. I believe it can also
             | depend on how long you've been using insulin. Your body can
             | slowly stop responding as well as it used to.
             | 
             | The numbers you came up with as an average sound pretty
             | reasonable, but it's important to remember that daily
             | dosage will vary quite a bit between individuals.
        
               | ska wrote:
               | This is the part I had trouble finding any quantification
               | of (not that I looked properly).
        
         | CollinEMac wrote:
         | I've used both Novolog and Humalog (depending on what my
         | insurance likes) and I didn't notice any difference in
         | effectiveness for me. Everyone's different though.
        
       | tj-teej wrote:
       | Everyone will have kids one day or knows someone who will. And if
       | that kid is born with type-1 diabetes they will require insulin
       | everyday or else they will die.
       | 
       | The inventor of insulin sold the patent for $1 because the
       | thought that it would not be available to all was unconscionable.
       | 
       | It is absolutely unacceptable that insulin is not free and
       | available to all (including to those who can afford it at the
       | cost of financial stability).
       | 
       | The idea that someone without means should have to pay Walmart
       | $86 for a worse low-budget insulin is disgusting.
        
         | bart_spoon wrote:
         | > The idea that someone without means should have to pay
         | Walmart $86 for a worse low-budget insulin is disgusting.
         | 
         | Its not worse, its significantly better. The version of insulin
         | sold for $1 is human insulin, which has been available at
         | Walmart for $25 for many years. The version being discussed
         | here is human analogue insulin, which was invented by the
         | pharma companies in the past few decades. Its significantly
         | better tolerated, and the rates at which the body can uptake
         | the insulin can be tweaked to be much faster or long-lasting.
         | Its like comparing a Tesla to a Ford Model T.
        
           | whymauri wrote:
           | >Its like comparing a Tesla to a Ford Model T.
           | 
           | Honestly, yeah. The quality of life improvement between the
           | two is humongous. I've heard treatment on the older insulin
           | therapies described as "a life ruled by the clock where a
           | mistake means death."
        
         | SirSavary wrote:
         | The $86 insulin is not worse.
        
         | xattt wrote:
         | RN with some diabetes education experience here. Some of the
         | ultra lente insulins (degludec, glargine) are q 24h to q 36h
         | dosing, which approaches the convenience of an insulin pump
         | (which are wildly expensive). Insulin pumps requires some
         | maintenance but not as inconvenient as regular injections. This
         | is not the kind of insulin that Walmart is announcing.
         | 
         | What is going on is that big pharma is now charging a premium
         | for the user experience, and not the actual cost of the product
         | or amortizing R&D.
         | 
         | (Of course the caveat here is that a therapy regimen that uses
         | ultra lente insulins exclusively may be suitable for some type
         | II diabetics who hadn't achieved appropriate glucose control on
         | oral antihyperglycemics, and that insulin dosing with meals
         | using rapid acting insulin on top of a ultra slow acting
         | insulin may follow after a while).
        
           | panzagl wrote:
           | Sounds similar to what happened to Epipens- the drug is long
           | out of patent, but the injector/delivery system gets
           | continual minor tweaks to stay proprietary.
        
         | m3kw9 wrote:
         | Which corp is gonna distribute something for free? This is a
         | government's job.
        
           | artificialLimbs wrote:
           | The government never distributes anything for free. They
           | distribute it with money taken forcibly from citizenry. Be
           | careful what you're asking for in begging the government to
           | take care of you. They just may.
        
             | staticassertion wrote:
             | wow huh, never thought of that - just learned about "taxes"
             | being a thing from hacker news, thanks for the insight, no
             | one here ever would have made the massive leap to know that
             | governments are funded through taxation
             | 
             | good thing there are two comments about it!!!
        
               | _jal wrote:
               | A disturbing number of people think they're actually
               | adding value by doing this.
               | 
               | Orwell called it 'Duckspeak'.
        
             | gnulinux wrote:
             | > They distribute it with money taken forcibly from
             | citizenry.
             | 
             | Yes that's exactly the point. I make $150k a year, live
             | very comfortably and pay almost 30% tax (in USA). If the
             | government stops funding endless wars and starts using my
             | tax money to help people get healthcare and education, we
             | wouldn't have this problem.
        
               | mrtranscendence wrote:
               | Agreed on all counts. I make just a touch under 150 and I
               | can afford the taxes. I'd happily pay more if that meant
               | offering better healthcare and education options for
               | everyone.
               | 
               | Take half the DoD budget, add in medicare and medicaid
               | outlays, and throw on what most of us pay for insurance
               | already, and you're most of the way to paying for a
               | decent health care system. It's criminal that Americans
               | in 2021 could die from diabetes complications due to lack
               | of affordable insulin.
        
               | srtjstjsj wrote:
               | The wars are why you get $150K/yr instead of someone
               | else.
        
           | dnautics wrote:
           | Many non-profit corporations distribute things for free?
        
             | xtracto wrote:
             | Reminded me of my tourist trip to Las Vegas. At some point
             | we got on a bus to travel from one hotel to other.
             | 
             | I asked the driver if that bus was the free one (meaning,
             | if that was the bus in which I didn't have to pay). The
             | driver replied a bit angry that the bus trip was not free,
             | it was complimentary.
        
             | pc86 wrote:
             | For free, or at cost?
        
           | barbacoa wrote:
           | Government doesn't do anything for free it's the tax payer
           | that pay.
        
             | pjerem wrote:
             | Yeah that's the point of a government. Oh, and that's also
             | why they are elected democratically.
        
             | YinLuck- wrote:
             | When was the last time you read anything? Last century? The
             | government funds as much of its spending through printing
             | as it does taxing.
        
         | hourislate wrote:
         | I agree that Insulin should be free for everyone, it just makes
         | sense. But you make it sound as if Walmart is making money on
         | this. I would bet it barely covers their cost (Break Even).
         | They did this because they have the power to do this (twist
         | some arms). Don't blame Walmart, blame your government for
         | allowing Big Pharma to charge 80% more in the USA than they do
         | almost anywhere else in the World.
        
         | subsubzero wrote:
         | This is a thing somebody like Bill Gates or Buffet should take
         | up, scrap together a company and provide these life saving
         | drugs at rock bottom prices, I feel like alot of their stuff
         | has not been very relevant considering the $$$'s behind their
         | non-profit ventures.
        
         | solarkraft wrote:
         | Why would it be worse?
        
           | cabraca wrote:
           | Because this old style insulin acts slower than the more
           | modern version and requires a rigid eating schedule.
           | 
           | See: https://diabetesstrong.com/walmart-insulin/
        
             | wbl wrote:
             | The article says that this is one of the newer ones
             | distinct from the formulation they already sell.
        
             | guardiangod wrote:
             | > Because this old style insulin acts slower than the more
             | modern version and requires a rigid eating schedule.
             | 
             | Good thing the article is about Walmart now selling 'analog
             | insulin' ie. modern version of insulin
        
             | loeg wrote:
             | The one the article is talking about unveiling is the new
             | style ($86 at Walmart). (The old style can already be found
             | at Walmart for $25.)
             | 
             | Walmart sucks in a lot of ways, but this article does not
             | demonstrate that.
        
         | csnover wrote:
         | Last year, Minnesota passed the Alec Smith Insulin
         | Affordability Act, which requires the major insulin
         | manufacturers to provide 30-day emergency supplies of insulin
         | for no more than $35, and 90-day supplies for no more than $50,
         | for anyone meeting the program guidelines[0].
         | 
         | The law was modelled around the companies' existing patient
         | assistance programs, and despite assurances from industry reps,
         | PhRMA sued the state anyway just hours before the law was due
         | to take effect[1]. This spring, their lawsuit was dismissed[2].
         | 
         | This law isn't a great solution if you think that insulin
         | should be free to all, but it is at least something that other
         | states can use as a model to try to help their citizens access
         | to cheaper, high-quality insulin.
         | 
         | [0] https://www.mninsulin.org/
         | 
         | [1] https://www.minnpost.com/state-government/2020/07/why-so-
         | man...
         | 
         | [2] https://www.twincities.com/2021/03/16/alec-smith-insulin-
         | aff...
        
           | arcticbull wrote:
           | This is the weirdest socialized medicine I've ever seen,
           | "offer valid only for COVID tests, COVID vaccines and Insulin
           | (terms and conditions apply)." This kind of targeted quick
           | fix is kind of the epitome of the little patches you put on a
           | leaky kids swimming pool.
        
             | xtracto wrote:
             | Just yesterday my wife and I were watching "last week
             | tonight" episode on US health share orgs. (Like a health
             | insurance, but religious and unregulated).
             | 
             | My impression was: The crazy hoops and loops that Americans
             | will go through for healthcare just to NOT implement a
             | sensible social healthcare program.
        
               | gunapologist99 wrote:
               | I certainly understand that reaction, but I don't think
               | it's crazy.
               | 
               | I just joined one. My primary care physician recommended
               | it. It's about 28% the cost of the regulated ACA plans in
               | my area for my size family. Read that number again. And,
               | it covers everything (except no pre-existing conditions)
               | except for things like cosmetic surgery.
               | 
               | The list of things that the ACA plan didn't cover at all
               | was confusing and pretty lengthy, and it had a $9k
               | deductible (or more, many of the cheaper plans had $15k
               | deductibles) _per family member_ , and double that (two
               | family member's worth) for a max family deductible. To
               | me, _that_ is crazy. And, for the cheaper plans, they
               | required coinsurance, so if I had a disease that would
               | cost $200k, I would owe $67k.
               | 
               | Most amazingly, there's no deductible except for the
               | $400-per-visit deductible. (There's no free maintenance
               | or co-pays or anything like that.) Everything is covered
               | after the $400-per-visit deductible, and there's
               | virtually no maximum. Go to the ER, max of $400. Go for a
               | checkup, probably pay it yourself (unless it exceeds
               | $400).
               | 
               | (One could argue that they should cover an annual
               | checkup, but if it was just a matter of adding $150/year
               | to everyone's plan, what's the point; that's an arbitrary
               | amount that can be budgeted in once you know to expect
               | it. Since it's people of that religion only, some built-
               | in pre-qualification occurs to eliminate people who would
               | just abuse the system.)
               | 
               | These health share non-profit organizations have paid out
               | billions by cooperating and coordinating among their
               | members, and you negotiate with the hospital directly as
               | a cash patient and make your own choice of care and
               | providers.
               | 
               | It's somewhat akin to how a credit union is dissimilar to
               | a bank.
               | 
               | I personally find the idea fascinating and certainly
               | prefer it to forced socialized medicine.
        
               | lolc wrote:
               | Diabetes is a pre-existing condition for many. I'm lucky
               | I live in a place where I can change insurer, despite my
               | diabetes.
        
               | slumdev wrote:
               | > $400-per-visit deductible
               | 
               | $400 is pretty close to the cost of an office visit,
               | physical exam, metabolic panel, lipid panel, and EKG,
               | which is what a primary care doc is going to order
               | annually on something like 90% of Americans after a
               | certain age.
               | 
               | It shifts the expense of routine care and checkups to the
               | patient. If you view insurance as indemnification against
               | unexpected loss, it shouldn't be paying for expected,
               | routine costs.
        
               | srtjstjsj wrote:
               | It should because those routine costs prevent disasters.
               | 
               | That's also why car insurance pays you to install LoJack
               | and homeowners insurance pays you to install fire alarms.
        
               | slumdev wrote:
               | Those are small discounts against a large premium.
               | 
               | A health insurance analogy would be: Customer A pays
               | $100/mo because he gets an annual checkup and takes the
               | medicines the doctor prescribes. Customer B pays $200/mo
               | because he hasn't seen a doctor since college.
               | 
               | Customer B could reduce his total out of pocket by $800
               | per year if he paid for the $400 visit.
        
               | gunapologist99 wrote:
               | > That's also why car insurance pays you to install
               | LoJack and homeowners insurance pays you to install fire
               | alarms.
               | 
               | But this isn't true -- at least for any car insurance or
               | homeowners insurance that I've purchased. You often
               | receive a small discount, but the discount alone doesn't
               | cover the cost of purchase/maintenance.
        
               | fra wrote:
               | > And, it covers everything (except no pre-existing
               | conditions)
               | 
               | You're foisting the sick and the elderly onto government
               | programs, and patting yourself on the back for pulling
               | yourself by your bootstraps.
        
               | arcticbull wrote:
               | I watched in one breath a former president explain to a
               | group of AARP members that socialized medicine was evil,
               | medicare was the best, and he'd do whatever it took to
               | preserve medicare. I had a full on shocked pikachu face.
        
               | srtjstjsj wrote:
               | Uh, the people building healthshare programs _are_
               | building sensible healthcare programs.
               | 
               | They aren't the ones running government.
        
               | xtracto wrote:
               | Right but my main point is that those things look A Lot
               | like social healthcare, except for the name.
               | 
               | It's like the stuff we did when we were kids: "I'll do it
               | because I want to, but not because you tell me to".
               | 
               | Things like the NHS or Germany health system (both I've
               | experienced) are pretty good. But hod forbids the US
               | implements those /socialist/ systems.
        
         | Gatsky wrote:
         | It's no use expecting moral behaviour from a for-profit pharma
         | corporation, which is an inherently amoral entity.
         | 
         | You have to utilise incentives and regulation to keep prices
         | down. One option is to adjust patent law to enable generic
         | manufacturers to create competition. The downside of this is
         | the generic pharma companies are usually off-shore (more profit
         | that way) and also seem to just pretend to make the actual drug
         | with some regularity (also more profit that way). Another
         | option is for the US government to negotiate drug prices. The
         | US market for medicine is so large that they would have
         | incredible power to cut good deals. The downside to this option
         | is that it will inevitably lead to some form of corruption eg.
         | the drug negotiators don't try too hard so they can get a cushy
         | job at the drug company next year in their drug negotiating
         | unit.
         | 
         | Anyway, I am fairly sure the latter option will happen soon,
         | perhaps for some group of essential medicines.
        
         | [deleted]
        
         | UseStrict wrote:
         | But they are selling both under their store-brand ReliOn. The
         | less effective original formulation for $25, and the analog is
         | the more effective one being sold at $86. Still an absurdly
         | high cost in my opinion, but to get the higher quality analog
         | insulin for like a quarter of the price of the name brands is
         | going to be life saving for a lot of people.
        
           | jessedhillon wrote:
           | In case anyone else has no experience with diabetes and is
           | looking for key quantities to understand the context here:
           | 
           | - "Most people with diabetes need at least 2 insulin shots a
           | day. Some people need 3 or 4 shots for good blood sugar
           | control." (https://www.aafp.org/afp/1999/0801/p649.html)
           | 
           | - "In November last year, Walmart launched the ReliOn Novolin
           | 70-30 insulin pen. The cash price for a pack of five pens is
           | $42.88, compared to $300 for the brand name option."
           | (https://www.wfmynews2.com/article/news/verify-yes-walmart-
           | do...)
           | 
           | So we're talking about $25 for 1-2 days of vital injections.
           | Approx $4,500 - $9,100 annually.
        
             | srtjstjsj wrote:
             | A pen is expensive because it's got single serve packaging.
             | 
             | A vial has 1000units and lasts about 2 weeks.
        
               | profile53 wrote:
               | Insulin pens are multi dose as well. Usually last a few
               | days to.m a week each.
        
         | RHSeeger wrote:
         | > The inventor of (a specific kind of man-made) insulin sold
         | the patent for $1
         | 
         | Analog insulins are different than the type that the $1 patent
         | is for. They are much more advanced and are much more complex
         | to make. That doesn't speak to whether or not the current
         | prices for insulin are reasonable (they're not)... but you make
         | it sound like "someone invented this and made the patent free,
         | and now people are selling it for $86"... which is not the
         | case.; not even remotely.
        
           | friedegg wrote:
           | But the patent on this, insulin aspart (humalog is insulin
           | lispro, the competitor), is now expired, so the patent isn't
           | a factor in the cost. The fact it costs 10x more than it did
           | when it was introduced to the market in the mid-90's is just
           | absolutely crazy.
        
             | lb1lf wrote:
             | -Do you have any idea how large the vials are?
             | 
             | My curiosity got the better of me, so I rang up my mother
             | who's had type 1 since childhood.
             | 
             | She said 5x3ml vials of Lispro (or just about any brand)
             | was approx. $40 in the pharmacy.
             | 
             | Once she's spent more than $275-ish in a calendar year, the
             | insulin is free (well, tax funded) until December 31st.
             | 
             | This is in Norway, where the state presumably negotiates
             | good deals with big pharma as they are basically a single
             | customer buying goods for however many of a population of
             | 5.5M need insulin (injected, that is)
        
             | bart_spoon wrote:
             | Its middlemen. Lilly has been pretty adamant that their
             | revenue per unit has been inline with inflation, despite
             | the sticker price skyrocketing. Presumably that can be fact
             | checked with their financial data. They insist that its
             | PBMs and insurers gaming the rebate system. Unfortunately
             | the rebate system is incredibly opaque and PBMs insist on
             | keeping this way to protect trade secrets.
        
               | RHSeeger wrote:
               | My understanding is that it's both of them.
               | 
               | - Lilly wants to set the price at, to pick a random
               | number, $100 per bottle.
               | 
               | - PBM says "I need to tell the insurance company I saved
               | them 50%, so you have to charge _my_ client 50% of list
               | price"
               | 
               | - Lilly wants their business, so changes the list price
               | to $200.
               | 
               | - Then Lilly "graciously" lets people without insurance
               | use a coupon to _only_ pay $100 for it.
               | 
               | Everybody gets to pretend they're the good guy. But the
               | insulin costs $5 to make.. so really, they're not (once
               | again, made up numbers).
        
               | srtjstjsj wrote:
               | The only thing wrong here is a bit of silliness in the
               | structure, the people who _do_ have insurance but don 't
               | get the good negotiated price, and your _made up_ numbers
        
         | grumblenum wrote:
         | So someone who isn't you should pay for its development cost,
         | manufacture, quality control, shipping, storage, and
         | distribution? Or should the people who do those things be
         | conscripted into labor for the glory of these heartfelt
         | convictions?
         | 
         | Prior to 100 years ago, this conditions would have just been
         | fatal. That you can keep yourself alive today for less than the
         | cost of your mobile phone bill is a pretty good value
         | proposition. I just don't understand the outrage.
        
           | ceejayoz wrote:
           | > So someone who isn't you should pay for its development
           | cost, manufacture, quality control, shipping, storage, and
           | distribution?
           | 
           | Did these costs _double_ between 2012 and 2016?
           | 
           | https://www.reuters.com/article/us-usa-healthcare-
           | diabetes-c...
        
             | kube-system wrote:
             | No, and I agree with your point 100%, but that article does
             | note that part of the increase was due to people changing
             | types of insulin. So it's not as simple as companies
             | charging 2x for the same insulin.
        
               | ceejayoz wrote:
               | > "Use is pretty flat, and the price changes are
               | occurring in both older and newer products. That
               | surprised me. The exact same products are costing
               | double," she said.
        
         | loeg wrote:
         | I'm with you for most of the comment, but:
         | 
         | > The idea that someone without means should have to pay
         | Walmart $86 for a worse low-budget insulin is disgusting.
         | 
         | The article is talking about the modern formulation for $86.
         | The older-style worse formulation is $25. As I understand it,
         | and I may be mistaken, $86 is very competitive in this space. I
         | don't disagree that maybe insulin should be funded by
         | government at zero cost to the individual, but your description
         | of the $86 formulation described in the article seems
         | inaccurate.
        
       | tibbydudeza wrote:
       | American healthcare and drug companies are the modern robber
       | barons.
        
         | ipnon wrote:
         | Anti-trust should be directed at them first before Facebook and
         | Google.
        
           | rbanffy wrote:
           | That's a false dichotomy. The US should obviously do both.
        
       | imwillofficial wrote:
       | Great job Walmart!
        
       | abruzzi wrote:
       | My insulin copay every three months is $100 ($50 for the Novolog
       | fast acting, and $50 for the Tresiba slow acting insulin.) My
       | insurance's portion is closer to $4000 for that 3 months, lst
       | time I looked. Type I Diabetes is expensive, there was a period
       | when I was unemployed and uninsured where I had to pay for type N
       | and type R out of pocket, but the analogs like Novolog and
       | Tresiba is so much easier to control. This is a very good thing.
        
       | solarkraft wrote:
       | This was bound to happen, huh? From what I've read the insulin
       | market was/is protected against new competitors with tons of
       | legal red tape someone with enough capital "just" had to get
       | through.
       | 
       | Edit: Wait. Novo Nordisk, their producer, is one of the
       | established insulin vendors. Why are they helping to reduce
       | prices?
       | 
       | Also, does anyone have an estimate of how high the margins still
       | are?
        
         | friedegg wrote:
         | Because there's a push for insulin affordability, and they look
         | really really really terrible when someone brings up a chart of
         | the rise in the price of insulin over the past few decades.
         | 
         | https://divabetic.org/2017/06/08/transparent-pricing-works-h...
         | 
         | They fear a Congressional inquiry and federal price caps.
         | Normally, you'd expect a new medicine entering the market to
         | get cheaper as the production ramps up, yet it's gone the
         | opposite direction, even after the patent has expired.
        
         | bart_spoon wrote:
         | > Wait. Novo Nordisk, their producer, is one of the established
         | insulin vendors. Why are they helping to reduce prices?
         | 
         | The big insulin makers like Novo and Lilly have been bearing
         | the brunt of the PR disaster that is drug pricing, but reaping
         | little of the benefit, as, according to them, their revenue per
         | unit has barely budged in decades. Increased costs are to
         | appease the insurance companies/PBM middle men (because due to
         | the rebate system, they don't actually have to pay those
         | increased costs). Both Novo and Lilly have attempted ways to
         | cut out the middle men, with reduced payment programs, like the
         | one mentioned in the article, or through "savings cards".
         | However insurance companies have gone out of their way to
         | combat these, limiting their effectiveness.
         | 
         | I think what's notable here is that Walmart actually has enough
         | corporate muscle to allow a pairing with the pharma companies
         | that the insurance companies will struggle to combat.
        
           | gruez wrote:
           | >according to them, their revenue per unit has barely budged
           | in decades
           | 
           | source?
        
       | dangerboysteve wrote:
       | Donated to openinsulin.org yesterday which is a very cool
       | project.
        
       | LQexplanation wrote:
       | Before commenting about exercises and healthy diet - check
       | difference between Type 1 and Type 2 diabetes...
        
         | avelis wrote:
         | It's surprising that not many know about T1D. Also that the
         | inventors gave the patent for free to prevent what we are
         | seeing today in corporate America.
        
       | missedthecue wrote:
       | _" More than 34 million people in the U.S have diabetes, and
       | about 1.5 million Americans are diagnosed every year, according
       | to the American Diabetes Association."_
       | 
       | Wow. That's double the rate of a country like France. An ounce of
       | prevention really is worth a pound of cure.
        
         | mkr-hn wrote:
         | Do France and the US use the same diagnostic criteria?
        
           | [deleted]
        
         | kaesar14 wrote:
         | U.S Population: 328.2 Million People France Population: 67.06
         | Million People
         | 
         | The America bashing on this site really does get tiresome,
         | especially with comments like this one that are just totally
         | meaningless. Especially when America and France have the same
         | percentage of diabetic people:
         | https://ec.europa.eu/eurostat/web/products-eurostat-news/-/E...
        
           | s1artibartfast wrote:
           | >Especially when America and France have the same percentage
           | of diabetic people
           | 
           | Your link doesn't show that comparability.
           | 
           | France is the highest rate in EU at 10% for ages 15+, EU
           | average is 6.9.
           | 
           | US average for ages 18+ is 13% [1] West Virginia has the
           | highest adult rate of US states with 15.7% [2]
           | 
           | https://www.cdc.gov/diabetes/data/statistics-
           | report/diagnose...
           | 
           | https://www.americashealthrankings.org/explore/annual/measur.
           | ..
        
           | missedthecue wrote:
           | I'm using data from the World Bank which shows that Americans
           | are far more prone to developing diabetes than most other
           | countries.
           | 
           | https://data.worldbank.org/indicator/SH.STA.DIAB.ZS
           | 
           | France was just an example, but even your link proves my main
           | point. It's not just diabetes. Heart disease is 2x as common
           | in the US as in many other developed countries as well. I
           | don't see how this is "america bashing" (of which I myself
           | have been critical of in the past on this website). What I've
           | presented is useful data that contributes to the discussion
           | over healthcare costs.
        
         | rland wrote:
         | Insulin is primarily used to treat Type 1 diabetes, which is
         | related to diet and lifestyle in a far more opaque and unknown
         | way than Type 2 diabetes.
         | 
         | You cannot improve your lifestyle to prevent Type 1. However,
         | it is epidemic across the entire western/developed world --
         | incidence doubles every ~6-7 years.
        
         | hansvm wrote:
         | France has 6% of the population diagnosed with diabetes,
         | contrasted with 8% in the USA. Both countries are estimated to
         | have a total rate (including undiagnosed individuals) of
         | 10-11%.
        
           | s1artibartfast wrote:
           | Do you have a source for equivalent undiagnosed prevalence?
           | 
           | Looking around, first response on google shows US prevalence
           | is much high higher and increasing while France is lower and
           | decreasing
           | 
           | https://www.indexmundi.com/facts/indicators/SH.STA.DIAB.ZS/c.
           | ..
        
         | EarthIsHome wrote:
         | > An ounce of prevention really is worth a pound of cure.
         | 
         | We have the technology. The cure is cheap. It's criminally
         | insane that the US doesn't make life-saving or life-bettering
         | drugs more available for free.
        
           | lm28469 wrote:
           | The market is self regulating don't worry ;)
        
           | bigmattystyles wrote:
           | Yes, but isn't the real 'cure' in modifying our diets so it
           | doesn't happen in the first place? At this point, tax and put
           | warnings on sugar and carb-rich foods. Use the revenue to
           | subsidize healthier foods to offset the regressive effect of
           | a sugar/carb tax. I know about food deserts and fresh food
           | availability, but the real way to fix this issue is upstream
           | from already having diabetes.
        
             | pwinnski wrote:
             | You seem to be confusing Type I and Type II diabetes, a
             | pretty common error. Insulin of the sort referenced in this
             | article is used primarily for Type I diabetes, which has
             | little or nothing to do with sugar or carb-rich foods.
        
               | s1artibartfast wrote:
               | The top-level post was about combined rates in the US, so
               | I think they were commenting on that. Type II rates in
               | the US is about 20X that of Type I
        
               | pwinnski wrote:
               | The linked article mentions Type I specifically also:
               | "The annual cost of insulin for people with Type 1
               | diabetes in the U.S. nearly doubled from $2,900 in 2012
               | to $5,700 in 2016, according to the most recent data
               | available from the Health Care Cost Institute."
               | 
               | Insulin of this type is used primarily to treat Type I
               | diabetes.
        
               | s1artibartfast wrote:
               | Right, but the top level post was talking about the
               | different but related topic of overall diabetes
               | prevalence.
        
               | missedthecue wrote:
               | I was talking about combined rates, not just diabetes
               | treated with the insulin generics discussed in the link.
        
               | pwinnski wrote:
               | How is modifying our diets a "cure" for Type I diabetes?
               | 
               | The only "cure" I know about for Type I diabetes is
               | insulin, the subject of TLA and as far as I can tell, the
               | subject of GP's comment also. Your comment appears to be
               | the first introducing the idea of diet, which suggests
               | that maybe, as I said, you're confusing diet-related Type
               | II diabetes ( _not_ the subject of the article) with Type
               | I diabetes (the subject of the article).
        
       | davidthewatson wrote:
       | It's worth noting that not all states in the United States
       | require a prescription to buy insulin. To me, this raises
       | questions about the statement in the CNBC article:
       | 
       | "Starting this week, the retailer will sell an exclusive private-
       | label version of analog insulin, ReliOn NovoLog, to adults and
       | children who have a prescription."
       | 
       | What's the implication for those who live in a state like
       | Pennsylvania and do not need a prescription to buy insulin, much
       | to the dismay of many in the medical community.
       | 
       | https://www.researchgate.net/publication/42769372_Murder_by_...
       | 
       | And finally, Wal-Mart has been driving this agenda through low
       | priced insulins for years and deserves praise for that effort to
       | affect change. Can we expect the same from Amazon now that
       | they've chosen to enter the pharmacy business?
        
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