[HN Gopher] Ask HN: Is Bitcoin part of the Money Supply? Is it a...
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       Ask HN: Is Bitcoin part of the Money Supply? Is it affecting
       Inflation?
        
       So I was getting my head round
       https://www.lynalden.com/inflation/#cpi  If M2 is all the currency
       in bank accounts and wallets etc, the have we expanded the money
       supply by Trillions? Is it measurable?  Just thinking out loud
        
       Author : lifeisstillgood
       Score  : 14 points
       Date   : 2021-05-11 19:13 UTC (3 hours ago)
        
       | anm89 wrote:
       | I wouldn't think of it this way. There is no global thing called
       | "the money supply" and there is no generalized thing called
       | "inflation". These concepts generally only make sense in the
       | context of a currency.
       | 
       | So M2 is a good example of this principle. M2 IS NOT ALL CURRENCY
       | IN BANK ACCOUNTS AND WALLETS. It is a measure of <b> USD </b>
       | both in terms of currency(paper money) and debt(credit) in
       | circulation. You can't just talk about M2 generally, outside of
       | the context of the dollar, it is specifically a metric for
       | measuring the dollar. Therefore by its definition, bitcoin cannot
       | directly affect M2 or USD inflation.
       | 
       | So then saying > have we expanded the money supply by Trillions?
       | 
       | is sort of like saying "Is it hot now?" to which you'd respond
       | "Is what hot?" The question would have to be "Have we expanded
       | the money supply of USD by Trillions?" In which case the answer
       | would be yes but that has nothing to do with Bitcoin.
       | 
       | This is also why currencies are denominated in pairs like USD/EUR
       | or BTC/ETH. The USD is kind of a meaningless concept until you
       | compare it's value relatively to something else, either goods or
       | services or another currency. So you can't just say a dollar is
       | worth 12 value. You have to say a dollar is worth 1 hamburger or
       | a dollar is worth .00001 BTC. In this sense inflation of the USD
       | is when it takes more USD to buy a BTC. In this sense again you
       | can see that inflation has to be relative to a specific currency.
        
       | elevenoh wrote:
       | It's effecting how I personally contribute to inflation: my
       | demand for USD has dropped & my perceived worth of USD relative
       | to goods/assets is increasingly less.
       | 
       | And I don't think I'm alone.
        
       | PaulHoule wrote:
       | There is a "wealth effect". If you think you are rich because you
       | have a lot of Bitcoins that will be worth more 30 years from now
       | you might spend money instead of save.
       | 
       | Collectively people doing that create aggregate demand in the
       | economy, increase GDP, and if they use the extra money they
       | believe they have to bid up the prices of goods and services,
       | increase inflation.
        
         | CheezeIt wrote:
         | I've found the expectation of massive gains to curtail my
         | spending. When you know BTC would double, everything looks
         | twice as expensive. Last year for me was like living in
         | hyperdeflation.
        
       | Udik wrote:
       | I'd say yes, of course. In an "ideal" bitcoin scenario, the more
       | people get convinced that bitcoin is here to stay, the more it
       | goes mainstream, the more people will buy it driving its price to
       | astronomical values, until it reaches an equilibrium. But by that
       | time, you have created a large number of nominally rich people.
       | So a lot of people will have a lot of money to spend. Say you
       | want to buy a house, you can overbid by a larger margin, because
       | you're bitcoin-rich. But the people you are competing with are
       | too. So you end up paying much more for the same. You have
       | effectively created inflation.
        
       | retrac wrote:
       | The normal sense used by statistics bureaus and such is pretty
       | narrow and focuses only on the national currency, usually. So in
       | that sense, given that Bitcoins are not dollars or yen or
       | anything else, then by definition, no.
       | 
       | In a more general sense? I don't know. Folks are still debating
       | whether Bitcoin should even be considered a currency. Maybe it's
       | better thought of as an asset like gold, from how people seem to
       | be using it. Except at least you can make computer chips to mine
       | Bitcoin with, out of gold. So maybe it's not even quite like
       | that. Maybe it's something entirely new and our old models don't
       | model it quite right, sort-of-like currency, but not quite.
       | 
       | Now, if we do accept that Bitcoin is operating as a currency,
       | then yes, it would be part of a more fuzzily defined notion of
       | total global (or American) money supply, including all national
       | currencies and currency-like instruments in use. But then, taking
       | that very literally, so are cigarettes, given their use in black
       | market commerce in prisons. For both of them it would be hard to
       | measure, but it's definitely a factor in some way.
       | 
       | I don't know if it's affecting inflation. I do suspect that the
       | recent rise in price is at least partly driven by people seeking
       | safe harbour from inflation, especially those who do not have an
       | easy mechanism for buying real estate and the other usual hedges
       | against inflation.
        
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       (page generated 2021-05-11 23:02 UTC)