[HN Gopher] Telegram: Payments 2.0, Scheduled Voice Chats, New W...
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       Telegram: Payments 2.0, Scheduled Voice Chats, New Web Versions
        
       Author : f311a
       Score  : 176 points
       Date   : 2021-04-26 12:56 UTC (10 hours ago)
        
 (HTM) web link (telegram.org)
 (TXT) w3m dump (telegram.org)
        
       | gordon_freeman wrote:
       | I am just genuinely surprised by the pace of launching new
       | features by Telegram. I don't know how many developers they
       | employ but this is impressive nonetheless.
        
       | alskdj21 wrote:
       | The web apps are super interesting. Its light and fast. On par
       | with the desktop client. Meanwhile, Facebook Messenger takes eons
       | to load, Discord's web client's initial load will hog up my CPU.
       | It will be interesting to see the technology behind this.
       | 
       | edit: Links for those interested
       | 
       | Web Z: https://github.com/Ajaxy/telegram-tt
       | 
       | web K: https://github.com/morethanwords/tweb
        
         | f311a wrote:
         | Telegram team has a long history of using vanilla javascript as
         | optimal as possible. It all started at VK.
        
           | capableweb wrote:
           | "vanilla javascript" usually refers to something like
           | manipulating the DOM directly, without using frameworks,
           | transpiled languages and similar. Both of them seems to be
           | using a bunch of different tech, from typescript to wasm, jsx
           | and more, not sure I'd call that vanilla javascript.
           | 
           | On a second note, I'm surprised that both the new web
           | versions are so similar. Seems just a couple of margins
           | changed and other minor changes (profile picture filling the
           | background vs being a centered circle for example), but built
           | differently. Wonder if they both worked towards the same
           | design maybe?
           | 
           | Edit: found explanations to the multiple-codebases behavior
           | further down: https://news.ycombinator.com/item?id=26943653
        
             | aszen wrote:
             | i think both of them are not using any framework, one of
             | them uses an inhouse library which resembles react but
             | overall i would say it's pretty vanilla (as in no frontend
             | frameworks)
        
               | capableweb wrote:
               | You might be right in the first half, but TypeScript
               | (which they seem to be built in mostly) is not vanilla
               | JavaScript, no matter what library or frameworks you use.
        
             | f311a wrote:
             | They had a contest with requirements to the codebase:
             | https://contest.com/javascript-web-3
        
               | samat wrote:
               | this is gold. thank you!
        
       | Scene_Cast2 wrote:
       | With every Telegram update, I keep hoping that they improve their
       | video chat. As it stands, it is much lower quality compared to
       | Skype or Duo.
        
         | athorax wrote:
         | My n=1 anecdote is that is largely depends on the phones being
         | used for the video chat. My OnePlus 6t works great when talking
         | to a Samsung Galaxy S10e, but is terrible when talking with
         | someone using a Galaxy S9+
        
           | Scene_Cast2 wrote:
           | I found the quality to be lacking (looking like 480p) with
           | desktops using the standard Logitech webcams.
        
       | godelski wrote:
       | I'm actually finding the responses between Telegram and Signal's
       | announcements interesting. While there were some shady things
       | with Signal a lot of people were upset about the feature in
       | general saying that a messaging app should just stay a messaging
       | app as well as callbacks to how Telegram failed. So I was kinda
       | surprised to come into this thread finding everyone being so
       | positive and encouraged by the superapp aspects.
        
         | eitland wrote:
         | Signals selling point was secure messaging.
         | 
         | Now they seem to be diverging from that.
         | 
         | Telegrams selling point was a better WhatsApp, and IIRC this
         | started back when WhatsApp was still unencrypted (yes, not
         | point-to-point encrypted but unencrypted).
         | 
         | Since then they've always taken the lead over WhatsApp
         | everywhere except on E2E-encryption.
         | 
         | That's the difference IMO.
        
           | rOOb85 wrote:
           | Signal is _still_ a secure messaging app. Signal will always
           | be a secure messaging app. They have ignored feature requests
           | to maintain secure /private messaging. Secure communication
           | is paramount to signal.
           | 
           | There is 0 evidence signal is diverging from being a secure
           | messaging app. Are they adding non-chat related features?
           | Yes. Are they making their app any less of a secure chat
           | platform? Absolutely not.
        
         | Saris wrote:
         | At least for me it was due to Signal pushing it with their own
         | cryptocurrency as the only option.
        
         | wrinkl3 wrote:
         | Imo the main difference is Signal locking you into an arcane
         | cryptocurrency, while Telegram provides you with a large choice
         | of mainstream fiat payment processors. I agree that the
         | features are not that different, but Telegram's approach feels
         | much more palatable.
        
           | rOOb85 wrote:
           | Telegram does not care about your privacy. It's always been
           | an after thought. Of course they would implement non privacy
           | respecting payments.
           | 
           | Signal is _all_ about privacy. It trumps everything else.
           | There are no  "mainstream" payment options that align with
           | their privacy requirements.
           | 
           | It's not a 1:1 comparison. They both want to achieve the same
           | goal(payment integration) buy have vastly different
           | requirements.
        
           | godelski wrote:
           | I see that as a big difference too, but still a large
           | fraction of the complaints were purely about the payment
           | aspect. Remembering back to Telegram's payments 1.0 a lot of
           | people were excited about it then too. I'm just curious why
           | people are much more cynical about Signal.
        
             | [deleted]
        
       | est wrote:
       | > With the new web versions you can get instant access to your
       | chats on any device - desktop or mobile. These apps are
       | incredibly efficient, requiring only a 400 KB download (that's
       | like two photos of a medium-sized cat) and no installation.
       | 
       | webz.telegram.org and webk.telegram.org look amazing.
       | 
       | That's web apps done right. Small .js files intead of 20MB
       | main.min.js crap.
        
         | [deleted]
        
         | WA9ACE wrote:
         | webk transferred 627 Kb, and is fully functional. Slack,
         | Discord, Teams, and friends could all stand to trim their web
         | application's bloat a bit and take a lesson from this.
        
           | holler wrote:
           | I'm working on a new realtime discussion site
           | https://sqwok.im and one of my goals is to keep it as
           | lean/fast as possible, both as a competitive angle & because
           | I find it interesting. So far I get ~445kb transferred, but I
           | have plans to lower it even further with a combination of
           | caching and other strategies.
        
         | perryizgr8 wrote:
         | I don't understand why there are 2 slightly different websites.
         | Both are good, just with minor changes to the fonts and
         | spacing.
        
           | fullstop wrote:
           | Telegram devs compete internally.
        
           | WA9ACE wrote:
           | From what I can tell so far webz appears to be using
           | significant amount of wasm.
        
           | tenacious_tuna wrote:
           | They did this a while back with their Android (and iOS?) apps
           | --they had the core Telegram app, and Telegram X. Both had
           | 90% overlapping features, but some subtle differences. It's
           | long enough ago that it's a bit fuzzy in my head, but I think
           | X had slightly better reply gestures, and maybe chat pinning.
           | 
           | Later I think they absorbed the X features into the core app.
           | 
           | I can't decide if I think it's an awesome strategy to launch
           | a self-competing project, or if it just leads to terrible
           | internal issues. I'm leaning more towards the former--I'm a
           | huge believer in the instructive power of contrast, and it's
           | a lot "safer" to contrast against another one of your own
           | products than a competitor. You control much more of the
           | "experiment", and you don't run the risk of cannibalizing
           | your own users.
           | 
           | Plus, from an engineering standpoint, it forces you to have
           | portable technologies and configs, and probably gives your
           | team opportunities to learn from greenfield stuff that can
           | then encourage refactors or other paying-down-tech-debt
           | activities.
           | 
           | It's also just dang impressive that they're able to spin up
           | multiple versions of the same app, and deploy them, and
           | maintain them. That speaks volumes to me about their internal
           | systems, build systems, resource allocation, etc.
        
             | solarkraft wrote:
             | OTOH as far as I remember much of Nokia's issues came from
             | internal competition involving sabotage of other teams. Not
             | that that has to happen, but the incentives are a tiny bit
             | dangerous.
        
           | MildlySerious wrote:
           | Telegram outsources parts of its development into multi-stage
           | coding contests[1] with prize money. I don't know why they
           | decided to keep two separate versions in the end, but I
           | assume they both came out of the Javascript contest.
           | 
           | [1] https://contest.com/
        
           | owaislone wrote:
           | Yeah that's a bit strange. My guess is that they use
           | different tech or techniques under the hood and eventually
           | one will be picked as a winner and become just
           | web.telegram.com or they'll take ideas from both and merge
           | into a single one. It kinda looks like a poor man's A/B test.
        
       | sahaskatta wrote:
       | Is it E2E by default yet?
        
         | barbazoo wrote:
         | I guess it's not a shortcoming if privacy isn't their primary
         | selling point. It seems more like they want to be like wechat,
         | packed with all the features you need to never have to leave
         | the app.
        
         | temp667 wrote:
         | I thought they were focused on convenience etc vs the E2E
         | security model (which makes onboarding devices harder etc).
         | Have they put out a roadmap to E2E everything? That would be
         | somewhat major but surprising given they seem to be doing well
         | with current approach (ease of use / features).
        
         | gaius_baltar wrote:
         | Nope. And groups don't even have security as an option.
         | 
         | Basically they are amassing an enormous amount of personal
         | data, chat logs, etc. while their marketing and the public
         | opinion is still that "Telegram is secure". That's a disaster
         | waiting for the company to be acquired or turn evil.
        
           | eitland wrote:
           | > And groups don't even have security as an option.
           | 
           | What do you even mean by this?
        
         | carlob wrote:
         | E2E isn't even supported on desktop and web versions yet.
        
           | out_of_protocol wrote:
           | Having no E2E by default (or at all) is, probably,
           | intentional.
        
           | baxuz wrote:
           | What are you talking about? Secret chats, which are E2EE, are
           | supported on Unigram and other desktop clients.
        
             | solarkraft wrote:
             | But not tdesktop, which is the official desktop client.
        
               | capableweb wrote:
               | And judging by the issue for secret chats have been
               | closed since 2016, they have no interest in implementing
               | it either.
               | 
               | https://github.com/telegramdesktop/tdesktop/issues/871
        
         | f311a wrote:
         | No, and they don't have plans to enable it. One of the reasons
         | is technical: It's pretty hard to use E2E and support multiple
         | devices.
        
           | snotrockets wrote:
           | It's as hard as doing E2E group chats, already solved
           | elsewhere.
        
       | paozac wrote:
       | Zawinski's law 2.0: every chat application attempts to expand
       | until it can process payments.
        
         | Fogest wrote:
         | Honestly I really like using Telegram since I switched from
         | WhatsApp and I actually would find it pretty neat if I could
         | use Telegram to interact with some local merchants.
         | Unfortunately I am in Canada and I've yet to see any merchants
         | doing this.
         | 
         | My pharmacist is on WhatsApp and it's nice to just shoot a
         | message saying "Hey I'll be needing a refill on xyz, thanks".
         | He is pretty into technology and trying new things out so not
         | too surprising he had incorporated WhatsApp.
         | 
         | However here we already has support at pretty much every
         | merchant for tapping to pay with phones or tapping with our
         | credit/debit cards so I don't see a huge amount of benefits to
         | this. For example the ordering of pizzas almost seems like it
         | would just be easier on a website. Often when ordering pizza
         | for the family we do things like getting half the pizza with 3
         | toppings and the other half with 3 different ones. This would
         | start to get annoying to order from a bot.
         | 
         | So I am having a hard time finding use cases for the payment
         | side of things in North America. I just can't think of many
         | text based interactions I'd have with merchants that would be
         | more ideal than using a website.
        
         | maratc wrote:
         | Don't forget this part (for completeness): "Those apps which
         | cannot so expand are replaced by ones which can."
        
         | gaudat wrote:
         | Imagine if Durov put up a donation link on his channel. I
         | wonder what happens if I use a real credit card in the demo
         | shop.
        
       | owaislone wrote:
       | I just tried one of the apps and it had instant feedback when I
       | gave it the wrong 2FA code. It felt too fast for any network
       | calls to be involved. I looked at the network tab in my browser
       | and sure enough no network calls were being made. It looks like
       | they are using some sort of client side crypto to verify or at
       | least reject tokens. Does anyone any idea about why they'd chose
       | to do it client side or what I am missing?
        
         | trhaynes wrote:
         | https://en.wikipedia.org/wiki/Time-based_One-Time_Password
        
           | owaislone wrote:
           | Doesn't that mean the client holds the keys/secret of some
           | sort is shared with the client so it can either generate or
           | verify?
        
             | mfollert wrote:
             | you only need the pub key to verify
        
       | ghostwriter wrote:
       | is it possible to write and host your own telegram web client,
       | a.k.a. are all the features the new clients use publicly
       | available to third-party implementations?
        
         | depingus wrote:
         | Web Z: https://github.com/Ajaxy/telegram-tt
         | 
         | web K: https://github.com/morethanwords/tweb
        
         | [deleted]
        
       | throwawaysea wrote:
       | How can Telegram help us all move away from dependency on a small
       | cabal of big payment players (PayPal, Stripe, Visa, Mastercard)?
       | A big part of privacy and protection against censorship is
       | avoiding these providers, who regularly stop payments for things
       | they disagree with.
        
       | The_rationalist wrote:
       | Can the new web versions be used as Electron apps? I find the QT
       | Linux telegram official app to have abysmal scrolling
       | performance.
        
         | depingus wrote:
         | You can self host them or run them locally.
         | 
         | Web Z: https://github.com/Ajaxy/telegram-tt
         | 
         | web K: https://github.com/morethanwords/tweb
        
       | ilovefood wrote:
       | Telegram really doesn't cease to amaze me with the amount of
       | features it's packing and everything that is possible. Really
       | tremendous development and engineering feat, especially at this
       | scale. I love the app and use it constantly.
        
         | fuzzybear3965 wrote:
         | Telegram has some nice features from a user's perspective
         | (arbitrary filetype file attachment, animated voice records so
         | I can skip quiet portions, good chat search, private chat
         | support, and video-/picture-/file-/message -specific search).
         | But, one of the main utilities on Telegram is its bot platform.
         | And, as a developer: Building bots with Telegram is difficult.
         | This is mostly a documentation issue.
         | 
         | AFAIK this is the main documentation page:
         | https://core.telegram.org/bots/api which, subjectively speaking
         | is really hard to read, and, objectively speaking, offers no
         | sample responses/interactivity.
         | 
         | This page tries to fill the gap on tutorials/how-to:
         | https://core.telegram.org/bots but without sample code.
         | 
         | There are a few bots you can find on GitHub, but nothing
         | official that I could find.
         | 
         | Documentation on bot limitations in channels vs. groups is also
         | really spotty.
         | 
         | Trying to detect who joined a group/channel and greet them, for
         | example, or trying to send a message on departure, is non-
         | trivial.
        
           | agentdrtran wrote:
           | yeah, bots are rock solid once you figure them out but it
           | took me ages just to figure out how to get a token for
           | another app to use.
        
           | ilovefood wrote:
           | I can't confirm or deny since I've been only using telegram
           | as a way to get notifications for some batch jobs or other
           | things I want to keep an eye out for and that use case has
           | been a breeze. I'm having a script constantly checking when
           | the PS5 will be available on amazon and get a notification
           | when that happens to (hopefully) have a chance to get one. I
           | think I might help there, I'll post an article as soon as I
           | can about that with the hope that it'll get people started.
           | Some years ago I did use Whatsapp to write bots and there was
           | absolutely no documentation at that time but it's possible.
           | What's your use case exactly? Would you like to use Telegram
           | Channels / Groups the way Discord channels are used?
        
           | theshrike79 wrote:
           | Dunno how it could be easier than this:
           | 
           | curl -X POST \ -H 'Content-Type: application/json' \ -d
           | '{"chat_id": "123456789", "text": "This is a test from curl",
           | "disable_notification": true}' \
           | https://api.telegram.org/bot$TELEGRAM_BOT_TOKEN/sendMessage
        
           | athorax wrote:
           | I'd generally agree that the first party documentation isn't
           | great. There is a list of code examples[0] that I found
           | pretty useful though. I picked one of the python ones and dug
           | into it to get a better idea how everything is setup
           | 
           | [0]: https://core.telegram.org/bots/samples
        
           | tiagod wrote:
           | I disagree with you, I find the API quite uniform, powerful
           | and enjoyable to use (I'm only annoyed by the recent increase
           | in rate limiting). They offer a nice list of every method and
           | all the parameters, and what they're for, and all the return
           | objects are also documented. Everything is on that single
           | page which is great for CTRL+F.
           | 
           | There's also wrappers for many languages that will have auto-
           | documentation on IDEs like IntelliJ and usage examples.
           | 
           | What I really dislike is Telegram's avoidance of E2EE. Very
           | sketchy.
        
         | danlugo92 wrote:
         | > with the amount of features it's packing and everything that
         | is possible
         | 
         | And it's FAST.
         | 
         | Really good engineers they got over there.
        
         | barbazoo wrote:
         | Sorry, I couldn't help but read this as an ad.
        
           | ilovefood wrote:
           | It's alright, every feedback is valuable. What would you have
           | written differently and besides, what alternatives would you
           | suggest and why?
        
           | leeman2016 wrote:
           | It really is that good. Out of the bunch of apps on my iPhone
           | Telegram is the one that is fast, effectively using cellular
           | data, feature packed. The Unigram client on Windows 10 is
           | also neat.
        
       | bnj wrote:
       | The feature to schedule voice chats really struck me as an
       | example of something that seems so obvious in retrospect. I hope
       | to see more of this innovation around phone-features trickle down
       | to the native iOS phone options.
        
         | bombcar wrote:
         | Isn't this one feature completely replace Clubhouse?
        
         | ComodoHacker wrote:
         | It seems obvious now after COVID-19 has shifted our view of
         | online events.
        
       | hexo wrote:
       | Unsolicited animations all over again. :(
        
       | xyzzy21 wrote:
       | I don't see the value of any of this. I guess I'm not their
       | target market.
        
       | Ashanmaril wrote:
       | Glad to see the new web versions. The current version at
       | web.telegram.org is pretty outdated and limited. I also didn't
       | like the favicon for an unread message because you could barely
       | tell the difference between it and the standard favicon. It
       | bugged me to the point where I made a PR to fix it myself but it
       | seems like the repo wasn't really being touched much. Lots of PRs
       | with no activity from the maintainers.
        
       | solarkraft wrote:
       | Cool new stuff. The new web clients are pretty nice, while the
       | old one sucked terribly. The Android app does keep getting
       | smoother and the new features are cool, I guess (though I don't
       | use payments at all).
       | 
       | There's a background to the new web download, however: They've
       | recently started blocking some channels with the message "This
       | message can't be displayed on Telegram apps downloaded from the
       | Google Play Store".
       | 
       | It's also new (and quite cool) to me that reproducible builds are
       | apparently now a thing - the FOSS version of Telegram used to lag
       | _way_ behind the official one which made it pretty difficult to
       | use.
        
       | riskable wrote:
       | As an outsider--who doesn't use Telegram--it looks like they want
       | to become like WeChat outside of China: Where you shop and do
       | basically _everything_ from within a single application
       | (Telegram).
       | 
       | They claim this is improved privacy but it doesn't look like that
       | to me. Instead of my transaction being between myself and a
       | merchant it's me, the merchant, _and Telegram_. Furthermore,
       | Telegram can now aggregate all my purchases and info across
       | multiple merchants (and whatever else I do).
       | 
       | They say they store, "no payment information" but that's really
       | only a small part of any given transaction. They may still record
       | what you bought and how much it cost along with when it was
       | purchased. All the, "no payment information" claim means is that
       | they're not storing your credit card/account numbers.
        
         | ComodoHacker wrote:
         | >it looks like they want to become like WeChat
         | 
         | Even if they don't want it, they have to. You either become a
         | superapp, or users will flee to other superapps.
         | 
         | >Instead of my transaction being between myself and a merchant
         | it's me, the merchant, and Telegram.
         | 
         | Don't forget about payment processor. That's where data
         | aggregation takes place.
        
           | jabroni_salad wrote:
           | It's kinda weird how this ecosystem goes, since the
           | debundling of websites is also a common theme on HN. When
           | does a superapp become a debundling target?
        
             | emteycz wrote:
             | Debundling comes when bundling fundamentally limits the
             | feature, or the users desire to separate it from their chat
             | identity.
             | 
             | In case of chat apps, payments are IMHO one of the most
             | natural chat app features and won't get debundled - the
             | main point is to be able to send money as a chat message.
             | 
             | There are unbundled payment solutions using phone numbers
             | as user handles like Revolut (that's what I used up until
             | now), but there's still friction in using it to pay back to
             | my girlfriend or send lunch money to the colleague who
             | paid.
        
               | alexvoda wrote:
               | I really don't see the friction in using an unbundled
               | service like Revolut for the tasks you mentioned. Care to
               | explain?
        
             | mason55 wrote:
             | There are only two ways to make money in software: bundling
             | and unbundling
        
               | orbital-decay wrote:
               | Not just money. It's a natural cycle. Modern web stack
               | evolved in the same way. It was just hypertext in the
               | beginning, then it expanded to fill the available volume
               | and now we have Electron.
        
           | seppin wrote:
           | > Even if they don't want it, they have to. You either become
           | a superapp, or users will flee to other superapps.
           | 
           | Really? From my perspective, people in the west don't want
           | one company doing all things. Facebook clones of Tiktok and
           | Snapchat did poorly because people don't want one company
           | owning everything they do.
           | 
           | You could even argue that's why a lot of people used Whatsapp
           | before they were acquired.
        
           | HeckFeck wrote:
           | I.e., Zawinski's Law of Software Envelopment: "Every program
           | attempts to expand until it can read mail. Those programs
           | which cannot so expand are replaced by ones which can."
        
         | SPascareli13 wrote:
         | Whats App is doing the same, already in testing phase in
         | Brazil.
        
           | vishnugupta wrote:
           | ...and have rolled out to 100% users in India.
        
         | gaudat wrote:
         | WeChat actively traps you within its walled garden ecosystem
         | with dark patterns and support from the government. A lot of
         | shops or even government services only have an online presence
         | in WeChat and Alipay. They are called "Mini-Apps" which I
         | believe is unique to China and these 2 apps. It is practically
         | impossible to find vendors or developers for these services as
         | someone outside mainland China.
         | 
         | It is completely possible to replicate this function of
         | Telegram ourselves with ordinary web technologies and service
         | providers.
         | 
         | Not to mention Telegram is transparent in letting your data out
         | of its ecosystem (at least for now).
         | 
         | Provide that we still have the freedom to host any online
         | service as website or an app on App Store / Play Store, I
         | nelieve we will never decay into the dystopian state that is
         | WeChat.
         | 
         | TLDR: WeChat is way more evil than Telegram, even Facebook.
        
           | em-bee wrote:
           | unlike facebook, wechat does not algorithmically decide which
           | content i should see. i get all posts from all my connections
           | in linear order. they are not pushed on me either (i can
           | easily ignore them)
           | 
           | unlike whatsapp, wechat also does not require me to share my
           | phone number. (at least, for the brief time that i tried
           | whatsapp, i could not find a way to hide my number)
           | 
           | wechat also doesn't announce to everyone who happens to have
           | my phonenumber, that i am now on wechat.
           | 
           | wechat lets me control how people can contact me. the default
           | is that people need to ask for my permission before they can
           | add me as contacts and talk to me.
           | 
           | miniapps are just fancy websites designed to display inside
           | wechat, with easy access to my wechat id. but they actually
           | have to ask permissions if they want to use that id for
           | anything.
           | 
           | a vender being only on wechat is no different than a vendor
           | being only on facebook. or on telegram. it's simply a result
           | of market dominance. not good, but not evil either.
           | 
           | there is only one dark pattern that i noticed, that is it is
           | no easy way to export all the content stored inside wechat.
        
             | wrinkl3 wrote:
             | > unlike whatsapp, wechat also does not require me to share
             | my phone number.
             | 
             | Doesn't WeChat in China require users to sign up with their
             | national ID?
        
             | r00fus wrote:
             | Can we all just agree that there are different variations
             | on the theme of dark patterns and market domination and
             | that one corporation isn't the "end all/be all" of evil?
             | They're both bad. At least you can reasonably avoid FB but
             | if you're in China, how do you avoid WeChat?
        
               | em-bee wrote:
               | i am not trying to argue that wechat is better than
               | facebook. yes, they are both bad. i am just trying to
               | offer some counterpoints to show that wechat isn't really
               | worse either.
               | 
               | the only reason i need to be on wechat is to keep in
               | touch with friends. the same would be true elsewhere
               | where some people are only on facebook/whatsapp. (there
               | are some facebook only groups that i would like to join
               | too)
               | 
               | wechat payment is convenient, but there are alternatives.
               | and cash still works (online shopping also works directly
               | with a bank account). i managed to avoid wechat for the
               | greater part of a decade here, until i was no longer able
               | to avoid it because i was locked out of to many contacts
               | who were only on wechat.
        
           | gaius_baltar wrote:
           | > Not to mention Telegram is transparent in letting your data
           | out of its ecosystem (at least for now).
           | 
           | Unless you try to export a secret chat from an non-rooted
           | Android phone or a non-jailbroken iPhone. The app not only
           | lack a feature for that but also prevents it from being
           | backup-up -- which is a shame as an offline, adb-based,
           | backup is the safest way of getting data out of aff on
           | Android, IMHO.
        
         | em-bee wrote:
         | any payment that is not cash will have some sort of middleman.
         | whether it is apple pay, visa, or your bank, or some other
         | payment service.
         | 
         | the key issue with digital payments is to verify the payer and
         | the payee. the nice thing about having that built into wechat
         | or telegram is that most payers or payees are already verified
         | because i am already in contact with them
        
         | Jiocus wrote:
         | What they mean is that with Payments 2.0, Telegram can
         | facilitate a transaction without sharing credit card details
         | with your merchant.
         | 
         | An underlying premise is that a user may have an established
         | trust in Telegram and their services, perhaps more trust than
         | the merchant.
        
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